AllMortgageDetail - Mortgage Application Details

Kansas
Mortgage Loan Application
Totals and Details
in 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 94,978
Total Mortgage Loan Application Amount $14,301,702,000
Average Mortgage Loan Application Amount $150,000
Highest Mortgage Loan Application Amount $43,610,000
Average Applicant Income $74,000
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Kansas in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 51,389 $8,292,233,000 $161,000 $33,000,000 $74,000 $5,500,000
Refinancing 36,925 $5,555,217,000 $150,000 $43,610,000 $73,000 $5,518,000
Home Improvement 6,664 $454,252,000 $68,000 $36,225,000 $81,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 65,795 $9,387,987,000 $142,000 $3,502,000 $86,000 $9,999,000
Not applicable 12,224 $2,678,530,000 $219,000 $43,610,000 $12,000 $1,532,000
Not Provided 7,172 $1,008,492,000 $140,000 $3,867,000 $86,000 $5,206,000
Hispanic 4,626 $489,668,000 $105,000 $1,602,000 $58,000 $867,000
Black or African American 2,526 $325,648,000 $128,000 $1,063,000 $66,000 $1,488,000
Asian 1,871 $320,231,000 $171,000 $2,000,000 $91,000 $966,000
American Indian or Alaskan Native 626 $72,956,000 $116,000 $740,000 $74,000 $2,345,000
Native Hawaiin or Other Pacific Islander 138 $18,190,000 $131,000 $388,000 $68,000 $277,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 65,868 $10,382,928,000 $157,000 $43,610,000 $87,000 $9,999,000
FHA-insured (Federal Housing Administration) 16,899 $2,067,825,000 $122,000 $13,717,000 $43,000 $1,967,000
VA-guaranteed (Veterans Administration) 9,166 $1,526,794,000 $166,000 $1,483,000 $56,000 $600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,045 $324,155,000 $106,000 $388,000 $34,000 $240,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 53,514 $8,387,226,000 $156,000 $36,225,000 $86,000 $9,999,000
Loan Purchased By The Institution 15,227 $2,265,924,000 $148,000 $1,128,000 $33,000 $1,532,000
Application Denied By Financial Institution 13,386 $1,542,154,000 $115,000 $11,000,000 $65,000 $1,967,000
Application Withdrawn By Applicant 7,550 $1,356,691,000 $179,000 $43,610,000 $83,000 $2,390,000
Application Approved But Not Accepted 2,966 $389,689,000 $131,000 $6,000,000 $83,000 $4,753,000
File Closed For Incompleteness 2,309 $357,319,000 $154,000 $12,600,000 $86,000 $1,392,000
Preapproval Denied by Financial Institution 26 $2,699,000 $103,000 $248,000 $45,000 $135,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,984 $252,477,000 $84,000 $1,040,000 $63,000 $1,008,000
Debt-To-Income Ratio 1,961 $249,124,000 $127,000 $1,500,000 $57,000 $1,967,000
Collateral 1,681 $210,385,000 $125,000 $1,840,000 $80,000 $990,000
Credit Application Incomplete 727 $107,678,000 $148,000 $1,045,000 $79,000 $1,800,000
Other 638 $83,694,000 $131,000 $11,000,000 $71,000 $726,000
Unverifiable Information 272 $34,107,000 $125,000 $800,000 $85,000 $841,000
Insufficient Cash (Downpayment, Closing Cost) 250 $30,380,000 $121,000 $1,440,000 $67,000 $674,000
Employment History 153 $18,448,000 $120,000 $1,313,000 $56,000 $447,000
Mortgage Insurance Denied 8 $892,000 $111,000 $197,000 $126,000 $470,000

Mortgage Loan Application Totals in 2014 by Kansas Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LAWRENCE, KS 3,689 $ 630,827,000 $ 171,000 $ 85,000
MANHATTAN, KS 3,212 $ 557,052,000 $ 173,000 $ 75,000
TOPEKA, KS 8,016 $ 914,136,000 $ 114,000 $ 64,000
WICHITA, KS 24,618 $ 3,045,667,000 $ 123,000 $ 69,000

Mortgage Loan Application Totals in 2014 by Kansas County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Allen 281 $ 21,239,000 $ 75,000 $ 46,000
Anderson 171 $ 15,244,000 $ 89,000 $ 54,000
Atchison 436 $ 39,686,000 $ 91,000 $ 59,000
Barber 63 $ 4,993,000 $ 79,000 $ 59,000
Barton 539 $ 45,860,000 $ 85,000 $ 53,000
Bourbon 271 $ 22,159,000 $ 81,000 $ 51,000
Brown 282 $ 22,252,000 $ 78,000 $ 69,000
Butler 2,941 $ 377,173,000 $ 128,000 $ 76,000
Chase 50 $ 3,280,000 $ 65,000 $ 49,000
Chautauqua 31 $ 2,670,000 $ 86,000 $ 55,000
Cherokee 442 $ 33,859,000 $ 76,000 $ 56,000
Cheyenne 32 $ 2,363,000 $ 73,000 $ 41,000
Clark 33 $ 2,981,000 $ 90,000 $ 63,000
Clay 289 $ 28,643,000 $ 99,000 $ 59,000
Cloud 175 $ 12,543,000 $ 71,000 $ 56,000
Coffey 292 $ 27,441,000 $ 93,000 $ 70,000
Comanche 15 $ 1,211,000 $ 80,000 $ 57,000
Cowley 771 $ 76,804,000 $ 99,000 $ 55,000
Crawford 856 $ 93,298,000 $ 108,000 $ 62,000
Decatur 33 $ 1,973,000 $ 59,000 $ 61,000
Dickinson 529 $ 59,118,000 $ 111,000 $ 58,000
Doniphan 226 $ 19,053,000 $ 84,000 $ 56,000
Douglas 3,690 $ 630,948,000 $ 170,000 $ 85,000
Edwards 47 $ 2,350,000 $ 50,000 $ 49,000
Elk 32 $ 2,387,000 $ 74,000 $ 72,000
Ellis 565 $ 76,167,000 $ 134,000 $ 65,000
Ellsworth 45 $ 4,478,000 $ 99,000 $ 59,000
Finney 680 $ 78,993,000 $ 116,000 $ 56,000
Ford 601 $ 63,918,000 $ 106,000 $ 58,000
Franklin 909 $ 100,789,000 $ 110,000 $ 58,000
Geary 1,383 $ 228,398,000 $ 165,000 $ 53,000
Gove 30 $ 2,215,000 $ 73,000 $ 66,000
Graham 18 $ 1,307,000 $ 72,000 $ 53,000
Grant 90 $ 10,696,000 $ 118,000 $ 88,000
Gray 104 $ 11,590,000 $ 111,000 $ 66,000
Greeley 15 $ 1,273,000 $ 84,000 $ 73,000
Greenwood 133 $ 10,193,000 $ 76,000 $ 73,000
Hamilton 41 $ 3,671,000 $ 89,000 $ 59,000
Harper 133 $ 8,516,000 $ 64,000 $ 56,000
Harvey 1,134 $ 111,227,000 $ 98,000 $ 65,000
Haskell 72 $ 6,783,000 $ 94,000 $ 55,000
Hodgeman 17 $ 2,074,000 $ 122,000 $ 86,000
Jackson 440 $ 48,838,000 $ 110,000 $ 65,000
Jefferson 743 $ 86,889,000 $ 116,000 $ 62,000
Jewell 18 $ 1,312,000 $ 72,000 $ 58,000
Johnson 26,261 $ 5,887,344,000 $ 224,000 $ 97,000
Kearny 44 $ 3,966,000 $ 90,000 $ 60,000
Kingman 246 $ 25,659,000 $ 104,000 $ 96,000
Kiowa 25 $ 2,736,000 $ 109,000 $ 56,000
Labette 441 $ 35,811,000 $ 81,000 $ 52,000
Lane 10 $ 1,202,000 $ 120,000 $ 69,000
Leavenworth 2,796 $ 426,410,000 $ 152,000 $ 68,000
Lincoln 28 $ 6,929,000 $ 247,000 $ 65,000
Linn 286 $ 27,299,000 $ 95,000 $ 66,000
Logan 38 $ 2,987,000 $ 78,000 $ 51,000
Lyon 566 $ 61,036,000 $ 107,000 $ 58,000
Marion 239 $ 17,624,000 $ 73,000 $ 57,000
Marshall 101 $ 13,370,000 $ 132,000 $ 55,000
McPherson 674 $ 79,921,000 $ 118,000 $ 66,000
Meade 100 $ 8,913,000 $ 89,000 $ 59,000
Miami 1,420 $ 222,524,000 $ 156,000 $ 72,000
Mitchell 83 $ 7,525,000 $ 90,000 $ 53,000
Montgomery 719 $ 56,648,000 $ 78,000 $ 53,000
Morris 82 $ 8,433,000 $ 102,000 $ 190,000
Morton 74 $ 6,585,000 $ 88,000 $ 71,000
Nemaha 259 $ 24,707,000 $ 95,000 $ 68,000
Neosho 260 $ 20,271,000 $ 77,000 $ 48,000
Ness 31 $ 2,023,000 $ 65,000 $ 57,000
Norton 29 $ 2,625,000 $ 90,000 $ 54,000
Osage 581 $ 56,619,000 $ 97,000 $ 57,000
Osborne 60 $ 4,440,000 $ 74,000 $ 77,000
Ottawa 160 $ 13,501,000 $ 84,000 $ 54,000
Pawnee 164 $ 13,948,000 $ 85,000 $ 58,000
Phillips 47 $ 3,546,000 $ 75,000 $ 54,000
Pottawatomie 1,036 $ 161,639,000 $ 156,000 $ 72,000
Pratt 184 $ 17,208,000 $ 93,000 $ 60,000
Rawlins 11 $ 1,126,000 $ 102,000 $ 62,000
Reno 1,962 $ 223,333,000 $ 113,000 $ 65,000
Republic 48 $ 6,049,000 $ 126,000 $ 61,000
Rice 141 $ 11,379,000 $ 80,000 $ 60,000
Riley 2,184 $ 395,926,000 $ 181,000 $ 76,000
Rooks 46 $ 3,830,000 $ 83,000 $ 57,000
Rush 53 $ 3,673,000 $ 69,000 $ 56,000
Russell 119 $ 9,792,000 $ 82,000 $ 50,000
Saline 1,131 $ 134,981,000 $ 119,000 $ 59,000
Scott 55 $ 5,782,000 $ 105,000 $ 49,000
Sedgwick 19,490 $ 2,460,354,000 $ 126,000 $ 68,000
Seward 549 $ 61,641,000 $ 112,000 $ 56,000
Shawnee 6,008 $ 697,148,000 $ 116,000 $ 64,000
Sheridan 21 $ 2,284,000 $ 108,000 $ 93,000
Sherman 109 $ 7,921,000 $ 72,000 $ 54,000
Smith 25 $ 1,578,000 $ 63,000 $ 67,000
Stafford 51 $ 3,817,000 $ 74,000 $ 64,000
Stanton 21 $ 1,857,000 $ 88,000 $ 81,000
Stevens 120 $ 13,935,000 $ 116,000 $ 60,000
Sumner 820 $ 72,198,000 $ 88,000 $ 64,000
Thomas 164 $ 16,942,000 $ 103,000 $ 59,000
Trego 35 $ 3,785,000 $ 108,000 $ 55,000
Wabaunsee 251 $ 31,506,000 $ 125,000 $ 76,000
Wallace 19 $ 1,196,000 $ 62,000 $ 58,000
Washington 85 $ 6,147,000 $ 72,000 $ 61,000
Wichita 11 $ 1,022,000 $ 92,000 $ 62,000
Wilson 149 $ 12,257,000 $ 82,000 $ 67,000
Woodson 94 $ 6,036,000 $ 64,000 $ 65,000
Wyandotte 4,354 $ 460,319,000 $ 105,000 $ 51,000