Wichita County, KS Mortgage Lenders & HMDA Data, 2019
In 2019, lenders reported 16 mortgage applications in Wichita County, KS totaling $1.7 million, down 16% from 2018. The average application was for $105,000, and applicants reported an average income of $55,000. 56% of applications resulted in an originated loan and 12% were denied. The most active lender was Golden Plains Credit Union, with 3 applications, followed by Wells Fargo Bank NA and Bank of America NA.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16 |
| Total Mortgage Loan Application Amount | $1,690,000 |
| Average Mortgage Loan Application Amount | $105,000 |
| Highest Mortgage Loan Application Amount | $215,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $220,000 |
Top Mortgage Lenders in Wichita County, KS (2019)
Ranked by the number of mortgage applications each lender reported in Wichita County, KS in 2019.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Golden Plains Credit Union Garden City, KS |
3 | $245,000 | $81,000 | $44,000 |
| 2 | Wells Fargo Bank NA Minneapolis, MN |
2 | $240,000 | $120,000 | $28,000 |
| 3 | Bank of America NA Westlake Village, CA |
1 | $45,000 | $45,000 | $78,000 |
| 4 | Primary Residential Mortgage, Inc. Salt Lake City, UT |
1 | $65,000 | $65,000 | $33,000 |
| 5 | PennyMac Loan Services LLC Westlake Village, CA |
1 | $215,000 | $215,000 | $69,000 |
| 6 | Movement Mortgage, LLC Indian Land, SC |
1 | $105,000 | $105,000 | $55,000 |
| 7 | New American Funding, Llc. Tustin, CA |
1 | $135,000 | $135,000 | $48,000 |
| 8 | Planet Home Lending, LLC Meriden, CT |
1 | $85,000 | $85,000 | $61,000 |
| 9 | Assemblies of God Credit Union Springfield, MO |
1 | $215,000 | $215,000 | $69,000 |
| 10 | Churchill Mortgage Corporation Brentwood, TN |
1 | $45,000 | $45,000 | $38,000 |
The tables below break down 2019 mortgage applications in Wichita County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Wichita County, KS in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13 | $1,395,000 | $107,000 | $215,000 | $47,000 | $78,000 |
| Refinancing | 2 | $230,000 | $115,000 | $165,000 | $24,000 | $49,000 |
| Other Purpose | 1 | $65,000 | $65,000 | $65,000 | $220,000 | $220,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8 | $980,000 | $122,000 | $215,000 | $66,000 | $220,000 |
| Not Provided | 3 | $315,000 | $105,000 | $135,000 | $44,000 | $48,000 |
| Hispanic | 3 | $245,000 | $81,000 | $95,000 | $44,000 | $50,000 |
| American Indian or Alaskan Native | 1 | $65,000 | $65,000 | $65,000 | $30,000 | $30,000 |
| Not applicable | 1 | $85,000 | $85,000 | $85,000 | $61,000 | $61,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10 | $1,110,000 | $111,000 | $215,000 | $67,000 | $220,000 |
| FHA-insured (Federal Housing Administration) | 3 | $255,000 | $85,000 | $105,000 | $48,000 | $61,000 |
| VA-guaranteed (Veterans Administration) | 2 | $230,000 | $115,000 | $165,000 | $16,000 | $33,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $95,000 | $95,000 | $95,000 | $35,000 | $35,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9 | $1,025,000 | $113,000 | $215,000 | $51,000 | $78,000 |
| Loan Purchased By The Institution | 2 | $220,000 | $110,000 | $135,000 | $54,000 | $61,000 |
| Application Approved But Not Accepted | 2 | $230,000 | $115,000 | $165,000 | $24,000 | $49,000 |
| Application Denied By Financial Institution | 2 | $170,000 | $85,000 | $105,000 | $114,000 | $220,000 |
| Application Withdrawn By Applicant | 1 | $45,000 | $45,000 | $45,000 | $38,000 | $38,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14 | $1,520,000 | $108,000 | $215,000 | $47,000 | $78,000 |
| Credit Application Incomplete | 1 | $65,000 | $65,000 | $65,000 | $220,000 | $220,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $9,000 | $9,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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