Kiowa County, OK Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 232 mortgage applications in Kiowa County, OK totaling $22.7 million, down 6% from 2015. The average application was for $97,000, and applicants reported an average income of $70,000. 56% of applications resulted in an originated loan and 15% were denied. The most active lender was Bancfirst, with 36 applications, followed by Great Plains National Bank and Interbank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 232
Total Mortgage Loan Application Amount $22,702,000
Average Mortgage Loan Application Amount $97,000
Highest Mortgage Loan Application Amount $535,000
Average Applicant Income $70,000
Highest Applicant Income $829,000

Mortgage Company List for Lending in Kiowa County, OK for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 6,678,359,000 36 $ 2,639,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 554,698,000 29 $ 2,579,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 2,903,698,000 28 $ 2,322,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 13 $ 1,308,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 11 $ 1,628,000
All America Bank
444 WEST STATE HIGHWAY 152
MUSTANG, OK 73064
* $ 361,470,000 10 $ 757,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 7 $ 485,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 7 $ 981,000
Arvest Bank

TULSA, OK 74103
* $ 15,843,566,000 5 $ 821,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 4 $ 300,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 593,000
First American Mortgage, Inc.
1501 S. RANCHWOOD BLVD.
YUKON, OK 73099
* $ 1,749,000 4 $ 392,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 4 $ 400,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,446,707,000 3 $ 157,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 139,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 2 $ 109,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 2 $ 263,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 168,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 2 $ 187,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 97,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 80,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ 336,426,000 2 $ 158,000
Bank of Commerce
1601 W COMMERCE
DUNCAN, OK 73533
* $ 292,818,000 2 $ 800,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 2 $ 164,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 249,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 2 $ 36,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 2 $ 270,000
Nbc Oklahoma
13401 N PENN
OKC, OK 73120
* $ 576,625,000 2 $ 71,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 594,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 259,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 65,000
Prime Bank
1016 W COVELL
EDMOND, OK 73003
* $ 242,837,000 1 $ 192,000
Bankers Mortgage Corporation
7500 COLLEGE BOULEVARD, SUITE 1150
OVERLAND PARK, KS 66210
* $ 273,300,000 1 $ 74,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 1 $ 59,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 1 $ 233,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 1 $ 112,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ 4,689,000 1 $ 81,000
Frazer Bank
110 E BROADWAY
ALTUS, OK 73521
* $ 305,306,000 1 $ 18,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 300,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 52,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 314,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 192,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 484,477,000 1 $ 16,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 367,680,000 1 $ 108,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 8,649,723,000 1 $ 12,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 125,111,000 1 $ 50,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 97,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 119,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 104,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 233,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 66,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 1 $ 103,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 113,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 1 $ 25,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 1 $ 110,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 1 $ 10,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 1 $ 120,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 1 $ 80,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 1 $ 25,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 1,033,171,000 1 $ 30,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 2,494,748,000 1 $ 201,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 1,018,123,000 1 $ 160,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 80,000

The tables below break down 2016 mortgage applications in Kiowa County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kiowa County, OK in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 103 $13,427,000 $130,000 $535,000 $82,000 $829,000
Home Purchase 96 $7,919,000 $82,000 $400,000 $63,000 $185,000
Home Improvement 33 $1,356,000 $41,000 $130,000 $53,000 $119,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 171 $17,796,000 $104,000 $535,000 $79,000 $829,000
Not applicable 22 $2,120,000 $96,000 $314,000 $5,000 $110,000
Hispanic 13 $624,000 $48,000 $185,000 $63,000 $152,000
American Indian or Alaskan Native 10 $946,000 $94,000 $201,000 $78,000 $123,000
Not Provided 8 $789,000 $98,000 $300,000 $68,000 $220,000
Asian 3 $68,000 $22,000 $25,000 $85,000 $110,000
Black or African American 3 $160,000 $53,000 $88,000 $55,000 $97,000
Native Hawaiin or Other Pacific Islander 2 $199,000 $99,000 $192,000 $101,000 $110,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 164 $16,627,000 $101,000 $535,000 $81,000 $829,000
FHA-insured (Federal Housing Administration) 38 $3,766,000 $99,000 $201,000 $47,000 $110,000
VA-guaranteed (Veterans Administration) 18 $1,527,000 $84,000 $259,000 $47,000 $107,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $782,000 $65,000 $119,000 $34,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 130 $12,547,000 $96,000 $535,000 $80,000 $829,000
Application Denied By Financial Institution 35 $2,831,000 $80,000 $253,000 $57,000 $149,000
Loan Purchased By The Institution 32 $4,038,000 $126,000 $328,000 $50,000 $185,000
Application Withdrawn By Applicant 18 $1,614,000 $89,000 $192,000 $72,000 $240,000
Application Approved But Not Accepted 10 $880,000 $88,000 $201,000 $59,000 $106,000
File Closed For Incompleteness 7 $792,000 $113,000 $300,000 $68,000 $220,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 4 $345,000 $86,000 $128,000 $42,000 $76,000
Collateral 3 $165,000 $55,000 $99,000 $125,000 $149,000
Credit History 3 $182,000 $60,000 $81,000 $53,000 $94,000
Unverifiable Information 1 $35,000 $35,000 $35,000 $30,000 $30,000
Credit Application Incomplete 1 $59,000 $59,000 $59,000 $56,000 $56,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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