Access National Bank Mortgage Lending & HMDA Data, 2012

In 2012, Access National Bank of Reston, VA reported 10,384 mortgage applications totaling $2.2 billion, up 113% from 2011. The average application was for $211,036, and applicants reported an average income of $54,343. 50% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (1,176), Indianapolis-Carmel, IN (787) and Denver-Aurora-Broomfield, CO (422) (applications in parentheses).

Mortgage Company & Address Access National Bank
1800 Robert Fulton Dr
Reston, VA 20191
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,384
Total Mortgage Loan Application Amount $2,191,406,000
Average Mortgage Loan Application Amount $211,036
Highest Mortgage Loan Application Amount $3,300,000
Average Applicant Income $54,343
Highest Applicant Income $3,520,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Access National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Access National Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hamilton, Indiana 390 $ 88,569,000 $ 227,100 $ 112,000
Fairfax, Virginia 389 $ 158,202,000 $ 406,688 $ 159,000
Marion, Indiana 259 $ 44,960,000 $ 173,590 $ 92,000
Bexar, Texas 176 $ 36,914,000 $ 209,738 $ 88,000
Loudoun, Virginia 171 $ 58,614,000 $ 342,771 $ 133,000
Prince William, Virginia 143 $ 40,203,000 $ 281,139 $ 85,000
Prince George's, Maryland 118 $ 29,194,000 $ 247,406 $ 69,000
Montgomery, Maryland 113 $ 42,724,000 $ 378,088 $ 186,000
Davidson, Tennessee 112 $ 23,388,000 $ 208,821 $ 80,000
Arapahoe, Colorado 101 $ 21,127,000 $ 209,178 $ 35,000
Volusia, Florida 100 $ 16,635,000 $ 166,350 $ 116,000
Denver, Colorado 96 $ 21,374,000 $ 222,645 $ 44,000
Washington, Maryland 93 $ 14,431,000 $ 155,172 $ 64,000
Rutherford, Tennessee 92 $ 16,143,000 $ 175,467 $ 72,000
Clark, Nevada 91 $ 17,940,000 $ 197,142 $ 23,000
Maricopa, Arizona 87 $ 16,450,000 $ 189,080 $ 30,000
El Paso, Colorado 86 $ 18,266,000 $ 212,395 $ 20,000
District of Columbia, District Of Columbia 76 $ 28,869,000 $ 379,855 $ 151,000
Jefferson, Colorado 74 $ 17,238,000 $ 232,945 $ 37,000
Arlington, Virginia 73 $ 31,830,000 $ 436,027 $ 203,000
Cobb, Georgia 70 $ 13,884,000 $ 198,342 $ 60,000
Adams, Colorado 67 $ 11,956,000 $ 178,447 $ 33,000
Douglas, Colorado 62 $ 16,319,000 $ 263,209 $ 65,000
Williamson, Tennessee 59 $ 20,037,000 $ 339,610 $ 132,000
Fulton, Georgia 58 $ 16,099,000 $ 277,568 $ 115,000
Harris, Texas 57 $ 8,970,000 $ 157,368 $ 49,000
Bell, Texas 54 $ 7,298,000 $ 135,148 $ 5,000
Anchorage, Alaska 49 $ 13,771,000 $ 281,040 $ 10,000
Tazewell, Virginia 49 $ 5,563,000 $ 113,530 $ 53,000
Hendricks, Indiana 47 $ 6,861,000 $ 145,978 $ 51,000
Anne Arundel, Maryland 46 $ 14,927,000 $ 324,500 $ 81,000
Gwinnett, Georgia 44 $ 7,506,000 $ 170,590 $ 64,000
Cook, Illinois 44 $ 9,224,000 $ 209,636 $ 33,000
DeKalb, Georgia 41 $ 9,605,000 $ 234,268 $ 107,000
Charles, Maryland 41 $ 10,031,000 $ 244,658 $ 59,000
Tarrant, Texas 40 $ 5,522,000 $ 138,050 $ 9,000
Cuyahoga, Ohio 39 $ 5,933,000 $ 152,128 $ 46,000
Alexandria, Virginia 38 $ 14,922,000 $ 392,684 $ 157,000
Pima, Arizona 37 $ 5,810,000 $ 157,027 $ 15,000
Hillsborough, Florida 37 $ 8,476,000 $ 229,081 $ 75,000
Frederick, Maryland 37 $ 10,927,000 $ 295,324 $ 67,000
Boone, Indiana 36 $ 10,485,000 $ 291,250 $ 155,000
Middlesex, Massachusetts 35 $ 12,188,000 $ 348,228 $ 74,000
Franklin, Ohio 34 $ 5,248,000 $ 154,352 $ 22,000
San Diego, California 33 $ 11,633,000 $ 352,515 $ 78,000
Los Angeles, California 32 $ 8,664,000 $ 270,750 $ 44,000
Riverside, California 32 $ 7,451,000 $ 232,843 $ 25,000
Erie, New York 32 $ 4,001,000 $ 125,031 $ 3,000
Yellowstone, Montana 31 $ 4,953,000 $ 159,774 $ 7,000
Cumberland, North Carolina 31 $ 4,420,000 $ 142,580 $ 7,000
El Paso, Texas 31 $ 4,667,000 $ 150,548 $ 3,000
Franklin, Pennsylvania 30 $ 5,275,000 $ 175,833 $ 63,000
Baltimore, Maryland 29 $ 6,775,000 $ 233,620 $ 42,000
Berkeley, West Virginia 29 $ 5,354,000 $ 184,620 $ 49,000
Virginia Beach, Virginia 28 $ 7,071,000 $ 252,535 $ 44,000
Larimer, Colorado 27 $ 6,042,000 $ 223,777 $ 56,000
Douglas, Nebraska 27 $ 3,490,000 $ 129,259 $ 3,000
Weld, Colorado 26 $ 5,168,000 $ 198,769 $ 43,000
Hampden, Massachusetts 26 $ 5,162,000 $ 198,538 $ 62,000
Wake, North Carolina 26 $ 4,578,000 $ 176,076 $ 23,000
Montgomery, Tennessee 26 $ 3,507,000 $ 134,884 $ 2,000
Shelby, Tennessee 26 $ 5,138,000 $ 197,615 $ 45,000
Collin, Texas 26 $ 4,017,000 $ 154,500 $ 22,000
Pierce, Washington 26 $ 6,290,000 $ 241,923 $ 20,000
Mercer, West Virginia 26 $ 3,286,000 $ 126,384 $ 66,000
New Haven, Connecticut 25 $ 4,905,000 $ 196,200 $ 15,000
Duval, Florida 25 $ 4,093,000 $ 163,720 $ 13,000
Hancock, Indiana 25 $ 3,619,000 $ 144,760 $ 70,000
Howard, Maryland 25 $ 7,728,000 $ 309,120 $ 121,000
Williamson, Texas 25 $ 4,094,000 $ 163,760 $ 8,000
Pinellas, Florida 24 $ 5,148,000 $ 214,500 $ 42,000
Honolulu, Hawaii 24 $ 7,638,000 $ 318,250 $ 46,000
Dallas, Texas 24 $ 4,314,000 $ 179,750 $ 26,000
Stafford, Virginia 24 $ 6,388,000 $ 266,166 $ 105,000
Orange, Florida 23 $ 4,386,000 $ 190,695 $ 56,000
Forsyth, Georgia 23 $ 5,645,000 $ 245,434 $ 109,000
Muscogee, Georgia 23 $ 3,978,000 $ 172,956 $ 22,000
Bernalillo, New Mexico 23 $ 3,746,000 $ 162,869 $ 0
Jefferson, New York 23 $ 3,603,000 $ 156,652 $ 0
Suffolk, New York 23 $ 7,394,000 $ 321,478 $ 25,000
Onslow, North Carolina 23 $ 3,787,000 $ 164,652 $ 5,000
Sedgwick, Kansas 22 $ 2,868,000 $ 130,363 $ 6,000
Providence, Rhode Island 22 $ 4,182,000 $ 190,090 $ 89,000
Sussex, Delaware 21 $ 4,566,000 $ 217,428 $ 126,000
Okaloosa, Florida 21 $ 3,516,000 $ 167,428 $ 17,000
Cherokee, Georgia 21 $ 3,464,000 $ 164,952 $ 54,000
Jefferson, Kentucky 21 $ 3,105,000 $ 147,857 $ 9,000
Oakland, Michigan 21 $ 3,830,000 $ 182,380 $ 15,000
Washoe, Nevada 21 $ 3,795,000 $ 180,714 $ 18,000
Mecklenburg, North Carolina 21 $ 4,168,000 $ 198,476 $ 42,000
Philadelphia, Pennsylvania 21 $ 4,193,000 $ 199,666 $ 41,000
Fort Bend, Texas 21 $ 3,266,000 $ 155,523 $ 12,000
Hartford, Connecticut 20 $ 4,283,000 $ 214,150 $ 23,000
New Castle, Delaware 20 $ 4,397,000 $ 219,850 $ 40,000
Fayette, Georgia 20 $ 4,377,000 $ 218,850 $ 67,000
Rockingham, New Hampshire 20 $ 4,744,000 $ 237,200 $ 35,000
Guadalupe, Texas 20 $ 3,347,000 $ 167,350 $ 21,000
Boulder, Colorado 19 $ 5,203,000 $ 273,842 $ 99,000
Worcester, Massachusetts 19 $ 3,875,000 $ 203,947 $ 13,000
Hillsborough, New Hampshire 19 $ 3,619,000 $ 190,473 $ 27,000
Allegheny, Pennsylvania 19 $ 3,017,000 $ 158,789 $ 35,000
Richland, South Carolina 19 $ 3,036,000 $ 159,789 $ 9,000
Chesterfield, Virginia 19 $ 4,241,000 $ 223,210 $ 59,000
Madison, Alabama 18 $ 2,885,000 $ 160,277 $ 14,000
Pulaski, Arkansas 18 $ 2,620,000 $ 145,555 $ 0
Sacramento, California 18 $ 3,454,000 $ 191,888 $ 15,000
San Bernardino, California 18 $ 3,156,000 $ 175,333 $ 18,000
Burlington, New Jersey 18 $ 3,738,000 $ 207,666 $ 40,000
Kings, New York 18 $ 6,162,000 $ 342,333 $ 12,000
Tulsa, Oklahoma 18 $ 2,979,000 $ 165,500 $ 15,000
Montgomery, Pennsylvania 18 $ 3,758,000 $ 208,777 $ 20,000
Travis, Texas 18 $ 4,081,000 $ 226,722 $ 48,000
Fauquier, Virginia 18 $ 5,835,000 $ 324,166 $ 80,000
Kitsap, Washington 18 $ 4,615,000 $ 256,388 $ 36,000
Fairbanks North Star, Alaska 17 $ 3,122,000 $ 183,647 $ 0
Matanuska-Susitna, Alaska 17 $ 3,305,000 $ 194,411 $ 18,000
Fairfield, Connecticut 17 $ 6,062,000 $ 356,588 $ 68,000
Lee, Florida 17 $ 3,103,000 $ 182,529 $ 87,000
East Baton Rouge, Louisiana 17 $ 2,813,000 $ 165,470 $ 8,000
Bristol, Massachusetts 17 $ 4,032,000 $ 237,176 $ 30,000
Knox, Tennessee 17 $ 2,847,000 $ 167,470 $ 18,000
Broward, Florida 16 $ 3,438,000 $ 214,875 $ 41,000
Escambia, Florida 16 $ 2,760,000 $ 172,500 $ 44,000
Henry, Georgia 16 $ 3,420,000 $ 213,750 $ 17,000
Johnson, Kansas 16 $ 2,718,000 $ 169,875 $ 23,000
Suffolk, Massachusetts 16 $ 3,990,000 $ 249,375 $ 66,000
Westchester, New York 16 $ 5,367,000 $ 335,437 $ 79,000
Montgomery, Ohio 16 $ 2,639,000 $ 164,937 $ 20,000
Cleveland, Oklahoma 16 $ 2,502,000 $ 156,375 $ 8,000
Dorchester, South Carolina 16 $ 2,820,000 $ 176,250 $ 5,000
Wilson, Tennessee 16 $ 2,850,000 $ 178,125 $ 58,000
Jefferson, West Virginia 16 $ 3,331,000 $ 208,187 $ 50,000
Elmore, Alabama 15 $ 2,640,000 $ 176,000 $ 126,000
Cochise, Arizona 15 $ 3,530,000 $ 235,333 $ 20,000
Contra Costa, California 15 $ 5,857,000 $ 390,466 $ 66,000
Mesa, Colorado 15 $ 2,850,000 $ 190,000 $ 43,000
Johnson, Indiana 15 $ 3,048,000 $ 203,200 $ 98,000
Hardin, Kentucky 15 $ 1,978,000 $ 131,866 $ 0
Jefferson, Louisiana 15 $ 1,926,000 $ 128,400 $ 12,000
Cumberland, Maine 15 $ 2,961,000 $ 197,400 $ 9,000
Harrison, Mississippi 15 $ 2,189,000 $ 145,933 $ 7,000
Cascade, Montana 15 $ 2,271,000 $ 151,400 $ 0
Sarpy, Nebraska 15 $ 2,023,000 $ 134,866 $ 5,000
Middlesex, New Jersey 15 $ 3,530,000 $ 235,333 $ 39,000
Lorain, Ohio 15 $ 2,464,000 $ 164,266 $ 57,000
Pennington, South Dakota 15 $ 2,709,000 $ 180,600 $ 0
Sumner, Tennessee 15 $ 3,219,000 $ 214,600 $ 82,000
Denton, Texas 15 $ 3,063,000 $ 204,200 $ 56,000
Chesapeake, Virginia 15 $ 3,683,000 $ 245,533 $ 22,000
King, Washington 15 $ 3,022,000 $ 201,466 $ 23,000
Kent, Delaware 14 $ 3,056,000 $ 218,285 $ 8,000
Douglas, Georgia 14 $ 2,350,000 $ 167,857 $ 72,000
Paulding, Georgia 14 $ 1,902,000 $ 135,857 $ 37,000
Caddo, Louisiana 14 $ 2,157,000 $ 154,071 $ 33,000
Hennepin, Minnesota 14 $ 2,882,000 $ 205,857 $ 20,000
Lancaster, Nebraska 14 $ 1,759,000 $ 125,642 $ 5,000
Sandoval, New Mexico 14 $ 2,521,000 $ 180,071 $ 8,000
Queens, New York 14 $ 4,766,000 $ 340,428 $ 8,000
Butler, Ohio 14 $ 2,130,000 $ 152,142 $ 31,000
Hamilton, Ohio 14 $ 1,777,000 $ 126,928 $ 24,000
Lancaster, Pennsylvania 14 $ 2,148,000 $ 153,428 $ 23,000
York, Pennsylvania 14 $ 2,376,000 $ 169,714 $ 16,000
Davis, Utah 14 $ 2,907,000 $ 207,642 $ 18,000
Norfolk, Virginia 14 $ 2,488,000 $ 177,714 $ 10,000
Jefferson, Alabama 13 $ 2,613,000 $ 201,000 $ 2,000
Fresno, California 13 $ 2,565,000 $ 197,307 $ 10,000
Miami-Dade, Florida 13 $ 2,715,000 $ 208,846 $ 21,000
Harris, Georgia 13 $ 3,525,000 $ 271,153 $ 82,000
Houston, Georgia 13 $ 2,090,000 $ 160,769 $ 31,000
Will, Illinois 13 $ 2,549,000 $ 196,076 $ 62,000
Bossier, Louisiana 13 $ 1,791,000 $ 137,769 $ 0
Missoula, Montana 13 $ 2,424,000 $ 186,461 $ 14,000
Monmouth, New Jersey 13 $ 3,773,000 $ 290,230 $ 51,000
Ocean, New Jersey 13 $ 2,606,000 $ 200,461 $ 21,000
Comanche, Oklahoma 13 $ 2,031,000 $ 156,230 $ 0
Multnomah, Oregon 13 $ 2,241,000 $ 172,384 $ 28,000
Brazoria, Texas 13 $ 1,868,000 $ 143,692 $ 20,000
Brewster, Texas 13 $ 2,265,000 $ 174,230 $ 74,000
Roanoke, Virginia 13 $ 2,435,000 $ 187,307 $ 81,000
Orange, California 12 $ 4,612,000 $ 384,333 $ 46,000
Santa Rosa, Florida 12 $ 1,982,000 $ 165,166 $ 12,000
Chatham, Georgia 12 $ 1,989,000 $ 165,750 $ 21,000
Ada, Idaho 12 $ 1,682,000 $ 140,166 $ 3,000
Madison, Indiana 12 $ 1,691,000 $ 140,916 $ 63,000
Baltimore City, Maryland 12 $ 2,813,000 $ 234,416 $ 65,000
Harford, Maryland 12 $ 3,574,000 $ 297,833 $ 41,000
Queen Anne's, Maryland 12 $ 3,966,000 $ 330,500 $ 98,000
Barnstable, Massachusetts 12 $ 2,884,000 $ 240,333 $ 42,000
Essex, Massachusetts 12 $ 3,634,000 $ 302,833 $ 42,000
Norfolk, Massachusetts 12 $ 4,171,000 $ 347,583 $ 39,000
Rankin, Mississippi 12 $ 1,694,000 $ 141,166 $ 10,000
Onondaga, New York 12 $ 1,394,000 $ 116,166 $ 3,000
Orange, New York 12 $ 2,640,000 $ 220,000 $ 23,000
Guilford, North Carolina 12 $ 1,740,000 $ 145,000 $ 6,000
Comal, Texas 12 $ 2,524,000 $ 210,333 $ 159,000
Fairfax City, Virginia 12 $ 4,176,000 $ 348,000 $ 129,000
Spotsylvania, Virginia 12 $ 2,504,000 $ 208,666 $ 65,000
Lee, Alabama 11 $ 1,793,000 $ 163,000 $ 47,000
Benton, Arkansas 11 $ 1,429,000 $ 129,909 $ 6,000
Ventura, California 11 $ 2,858,000 $ 259,818 $ 59,000
Lake, Florida 11 $ 1,250,000 $ 113,636 $ 22,000
Pasco, Florida 11 $ 2,244,000 $ 204,000 $ 54,000
Liberty, Georgia 11 $ 1,544,000 $ 140,363 $ 8,000
Polk, Iowa 11 $ 1,512,000 $ 137,454 $ 14,000
Cecil, Maryland 11 $ 3,016,000 $ 274,181 $ 74,000
Hampshire, Massachusetts 11 $ 1,999,000 $ 181,727 $ 11,000
Union, New Jersey 11 $ 3,099,000 $ 281,727 $ 15,000
Dutchess, New York 11 $ 2,024,000 $ 184,000 $ 16,000
Nassau, New York 11 $ 4,390,000 $ 399,090 $ 23,000
Saratoga, New York 11 $ 2,343,000 $ 213,000 $ 12,000
Hoke, North Carolina 11 $ 1,690,000 $ 153,636 $ 0
Summit, Ohio 11 $ 1,720,000 $ 156,363 $ 30,000
Kent, Rhode Island 11 $ 1,931,000 $ 175,545 $ 5,000
Dickson, Tennessee 11 $ 1,637,000 $ 148,818 $ 58,000
Salt Lake, Utah 11 $ 2,233,000 $ 203,000 $ 25,000
Weber, Utah 11 $ 1,632,000 $ 148,363 $ 0
Hampton, Virginia 11 $ 1,967,000 $ 178,818 $ 13,000
Thurston, Washington 11 $ 2,469,000 $ 224,454 $ 27,000
Yavapai, Arizona 10 $ 1,663,000 $ 166,300 $ 17,000
Lonoke, Arkansas 10 $ 1,366,000 $ 136,600 $ 0
Columbia, Georgia 10 $ 1,836,000 $ 183,600 $ 13,000
Hall, Georgia 10 $ 2,176,000 $ 217,600 $ 73,000
DuPage, Illinois 10 $ 2,124,000 $ 212,400 $ 51,000
Lake, Illinois 10 $ 2,338,000 $ 233,800 $ 49,000
Geary, Kansas 10 $ 1,504,000 $ 150,400 $ 26,000
Madison, Kentucky 10 $ 1,528,000 $ 152,800 $ 10,000
York, Maine 10 $ 1,970,000 $ 197,000 $ 5,000
Wayne, Michigan 10 $ 1,239,000 $ 123,900 $ 31,000
Anoka, Minnesota 10 $ 1,785,000 $ 178,500 $ 82,000
Camden, New Jersey 10 $ 1,895,000 $ 189,500 $ 0
Bronx, New York 10 $ 2,777,000 $ 277,700 $ 33,000
Monroe, New York 10 $ 1,084,000 $ 108,400 $ 26,000
Oneida, New York 10 $ 1,408,000 $ 140,800 $ 6,000
Schenectady, New York 10 $ 1,442,000 $ 144,200 $ 0
Lake, Ohio 10 $ 1,494,000 $ 149,400 $ 330,000
Stark, Ohio 10 $ 1,326,000 $ 132,600 $ 27,000
Cumberland, Pennsylvania 10 $ 1,535,000 $ 153,500 $ 0
Minnehaha, South Dakota 10 $ 1,379,000 $ 137,900 $ 12,000
Montgomery, Texas 10 $ 2,010,000 $ 201,000 $ 31,000
Utah, Utah 10 $ 1,844,000 $ 184,400 $ 18,000
Frederick, Virginia 10 $ 1,815,000 $ 181,500 $ 54,000
Manassas, Virginia 10 $ 3,306,000 $ 330,600 $ 333,000
York, Virginia 10 $ 1,859,000 $ 185,900 $ 29,000
Snohomish, Washington 10 $ 2,393,000 $ 239,300 $ 7,000
Montgomery, Alabama 9 $ 1,097,000 $ 121,888 $ 3,000
Alameda, California 9 $ 2,876,000 $ 319,555 $ 283,000
Santa Clara, California 9 $ 3,930,000 $ 436,666 $ 92,000
Pueblo, Colorado 9 $ 1,335,000 $ 148,333 $ 0
Middlesex, Connecticut 9 $ 1,769,000 $ 196,555 $ 0
Brevard, Florida 9 $ 1,368,000 $ 152,000 $ 41,000
Seminole, Florida 9 $ 1,449,000 $ 161,000 $ 67,000
Elmore, Idaho 9 $ 1,386,000 $ 154,000 $ 0
Lake, Indiana 9 $ 1,528,000 $ 169,777 $ 27,000
Leavenworth, Kansas 9 $ 1,347,000 $ 149,666 $ 0
Shawnee, Kansas 9 $ 1,509,000 $ 167,666 $ 16,000
Fayette, Kentucky 9 $ 1,534,000 $ 170,444 $ 17,000
Rapides, Louisiana 9 $ 1,229,000 $ 136,555 $ 0
St. Tammany, Louisiana 9 $ 1,452,000 $ 161,333 $ 4,000
DeSoto, Mississippi 9 $ 1,398,000 $ 155,333 $ 41,000
Pulaski, Missouri 9 $ 1,282,000 $ 142,444 $ 0
St. Charles, Missouri 9 $ 1,630,000 $ 181,111 $ 25,000
Lincoln, Nebraska 9 $ 984,000 $ 109,333 $ 0
Bergen, New Jersey 9 $ 3,267,000 $ 363,000 $ 17,000
Dona Ana, New Mexico 9 $ 1,364,000 $ 151,555 $ 6,000
Union, North Carolina 9 $ 1,611,000 $ 179,000 $ 26,000
Clermont, Ohio 9 $ 1,477,000 $ 164,111 $ 7,000
Delaware, Ohio 9 $ 1,916,000 $ 212,888 $ 44,000
Licking, Ohio 9 $ 1,631,000 $ 181,222 $ 19,000
Warren, Ohio 9 $ 1,903,000 $ 211,444 $ 41,000
Berks, Pennsylvania 9 $ 1,762,000 $ 195,777 $ 0
Bucks, Pennsylvania 9 $ 2,196,000 $ 244,000 $ 20,000
Dauphin, Pennsylvania 9 $ 1,463,000 $ 162,555 $ 42,000
Delaware, Pennsylvania 9 $ 1,302,000 $ 144,666 $ 15,000
Berkeley, South Carolina 9 $ 1,619,000 $ 179,888 $ 15,000
Horry, South Carolina 9 $ 1,596,000 $ 177,333 $ 96,000
Galveston, Texas 9 $ 1,255,000 $ 139,444 $ 8,000
Chittenden, Vermont 9 $ 2,151,000 $ 239,000 $ 12,000
Franklin, Vermont 9 $ 1,748,000 $ 194,222 $ 5,000
Buchanan, Virginia 9 $ 1,227,000 $ 136,333 $ 67,000
Suffolk, Virginia 9 $ 1,952,000 $ 216,888 $ 23,000
Spokane, Washington 9 $ 1,295,000 $ 143,888 $ 0
Milwaukee, Wisconsin 9 $ 1,383,000 $ 153,666 $ 0
Laramie, Wyoming 9 $ 1,569,000 $ 174,333 $ 16,000
Sweetwater, Wyoming 9 $ 1,488,000 $ 165,333 $ 36,000
Kern, California 8 $ 1,478,000 $ 184,750 $ 0
New London, Connecticut 8 $ 1,782,000 $ 222,750 $ 31,000
Tolland, Connecticut 8 $ 1,738,000 $ 217,250 $ 49,000
Manatee, Florida 8 $ 1,332,000 $ 166,500 $ 68,000
Palm Beach, Florida 8 $ 1,731,000 $ 216,375 $ 79,000
Clayton, Georgia 8 $ 1,018,000 $ 127,250 $ 3,000
Lowndes, Georgia 8 $ 1,222,000 $ 152,750 $ 0
Richmond, Georgia 8 $ 1,090,000 $ 136,250 $ 22,000
Morgan, Indiana 8 $ 1,393,000 $ 174,125 $ 74,000
Porter, Indiana 8 $ 1,435,000 $ 179,375 $ 33,000
Scott, Iowa 8 $ 911,000 $ 113,875 $ 7,000
Meade, Kentucky 8 $ 1,026,000 $ 128,250 $ 0
Androscoggin, Maine 8 $ 1,082,000 $ 135,250 $ 7,000
St. Mary's, Maryland 8 $ 2,227,000 $ 278,375 $ 48,000
Scott, Minnesota 8 $ 1,918,000 $ 239,750 $ 20,000
Clay, Missouri 8 $ 1,207,000 $ 150,875 $ 0
Johnson, Missouri 8 $ 1,245,000 $ 155,625 $ 17,000
Flathead, Montana 8 $ 1,176,000 $ 147,000 $ 13,000
Atlantic, New Jersey 8 $ 1,840,000 $ 230,000 $ 21,000
Hudson, New Jersey 8 $ 1,962,000 $ 245,250 $ 42,000
Passaic, New Jersey 8 $ 2,161,000 $ 270,125 $ 6,000
Forsyth, North Carolina 8 $ 1,045,000 $ 130,625 $ 31,000
Oklahoma, Oklahoma 8 $ 1,194,000 $ 149,250 $ 13,000
Lane, Oregon 8 $ 1,392,000 $ 174,000 $ 0
Washington, Oregon 8 $ 1,747,000 $ 218,375 $ 3,000
Charleston, South Carolina 8 $ 1,654,000 $ 206,750 $ 0
Hickman, Tennessee 8 $ 906,000 $ 113,250 $ 45,000
Clarke, Virginia 8 $ 2,002,000 $ 250,250 $ 84,000
Franklin, Virginia 8 $ 1,887,000 $ 235,875 $ 85,000
Newport News, Virginia 8 $ 1,248,000 $ 156,000 $ 27,000
Roanoke City, Virginia 8 $ 1,293,000 $ 161,625 $ 78,000
Racine, Wisconsin 8 $ 1,358,000 $ 169,750 $ 14,000
Limestone, Alabama 7 $ 1,558,000 $ 222,571 $ 26,000
Mohave, Arizona 7 $ 1,132,000 $ 161,714 $ 19,000
Washington, Arkansas 7 $ 1,255,000 $ 179,285 $ 0
Broomfield, Colorado 7 $ 1,388,000 $ 198,285 $ 73,000
Bartow, Georgia 7 $ 1,257,000 $ 179,571 $ 33,000
Coweta, Georgia 7 $ 1,183,000 $ 169,000 $ 60,000
St. Clair, Illinois 7 $ 1,946,000 $ 278,000 $ 11,000
Christian, Kentucky 7 $ 658,000 $ 94,000 $ 0
Beauregard, Louisiana 7 $ 1,084,000 $ 154,857 $ 0
Kennebec, Maine 7 $ 1,146,000 $ 163,714 $ 0
Kent, Michigan 7 $ 864,000 $ 123,428 $ 13,000
Macomb, Michigan 7 $ 915,000 $ 130,714 $ 47,000
St. Louis, Missouri 7 $ 1,096,000 $ 156,571 $ 32,000
Mercer, New Jersey 7 $ 1,951,000 $ 278,714 $ 65,000
Otero, New Mexico 7 $ 895,000 $ 127,857 $ 0
Albany, New York 7 $ 1,052,000 $ 150,285 $ 0
Niagara, New York 7 $ 936,000 $ 133,714 $ 11,000
Harnett, North Carolina 7 $ 1,143,000 $ 163,285 $ 14,000
New Hanover, North Carolina 7 $ 1,578,000 $ 225,428 $ 42,000
Fairfield, Ohio 7 $ 987,000 $ 141,000 $ 0
Canadian, Oklahoma 7 $ 904,000 $ 129,142 $ 0
Beaver, Pennsylvania 7 $ 729,000 $ 104,142 $ 0
Chester, Pennsylvania 7 $ 1,599,000 $ 228,428 $ 16,000
Erie, Pennsylvania 7 $ 840,000 $ 120,000 $ 0
Monroe, Pennsylvania 7 $ 1,291,000 $ 184,428 $ 28,000
Greenville, South Carolina 7 $ 940,000 $ 134,285 $ 7,000
Coryell, Texas 7 $ 900,000 $ 128,571 $ 0
Hays, Texas 7 $ 964,000 $ 137,714 $ 10,000
Lampasas, Texas 7 $ 1,065,000 $ 152,142 $ 0
Nueces, Texas 7 $ 911,000 $ 130,142 $ 0
Bedford, Virginia 7 $ 1,687,000 $ 241,000 $ 192,000
Botetourt, Virginia 7 $ 1,233,000 $ 176,142 $ 53,000
Culpeper, Virginia 7 $ 1,462,000 $ 208,857 $ 84,000
Falls Church, Virginia 7 $ 3,075,000 $ 439,285 $ 183,000
Clark, Washington 7 $ 1,201,000 $ 171,571 $ 17,000
Dane, Wisconsin 7 $ 1,124,000 $ 160,571 $ 14,000
Outagamie, Wisconsin 7 $ 768,000 $ 109,714 $ 0
Dale, Alabama 6 $ 890,000 $ 148,333 $ 0
Mobile, Alabama 6 $ 654,000 $ 109,000 $ 19,000
Greene, Arkansas 6 $ 678,000 $ 113,000 $ 0
Saline, Arkansas 6 $ 895,000 $ 149,166 $ 47,000
Park, Colorado 6 $ 1,387,000 $ 231,166 $ 42,000
Polk, Florida 6 $ 1,351,000 $ 225,166 $ 17,000
St. Lucie, Florida 6 $ 801,000 $ 133,500 $ 7,000
Camden, Georgia 6 $ 942,000 $ 157,000 $ 55,000
Rockdale, Georgia 6 $ 1,502,000 $ 250,333 $ 33,000
Canyon, Idaho 6 $ 1,229,000 $ 204,833 $ 0
McHenry, Illinois 6 $ 1,209,000 $ 201,500 $ 44,000
Daviess, Kentucky 6 $ 802,000 $ 133,666 $ 17,000
Penobscot, Maine 6 $ 931,000 $ 155,166 $ 0
Calvert, Maryland 6 $ 1,678,000 $ 279,666 $ 41,000
Carroll, Maryland 6 $ 2,071,000 $ 345,166 $ 97,000
Plymouth, Massachusetts 6 $ 1,641,000 $ 273,500 $ 0
Dakota, Minnesota 6 $ 1,469,000 $ 244,833 $ 42,000
Washington, Minnesota 6 $ 1,263,000 $ 210,500 $ 5,000
Jackson, Mississippi 6 $ 1,230,000 $ 205,000 $ 8,000
Broome, New York 6 $ 726,000 $ 121,000 $ 0
Richmond, New York 6 $ 1,576,000 $ 262,666 $ 33,000
Cabarrus, North Carolina 6 $ 885,000 $ 147,500 $ 9,000
Durham, North Carolina 6 $ 1,256,000 $ 209,333 $ 0
Johnston, North Carolina 6 $ 836,000 $ 139,333 $ 19,000
Cass, North Dakota 6 $ 888,000 $ 148,000 $ 22,000
Ward, North Dakota 6 $ 913,000 $ 152,166 $ 13,000
Medina, Ohio 6 $ 1,239,000 $ 206,500 $ 86,000
Portage, Ohio 6 $ 1,270,000 $ 211,666 $ 72,000
Deschutes, Oregon 6 $ 1,869,000 $ 311,500 $ 129,000
Marion, Oregon 6 $ 855,000 $ 142,500 $ 0
Adams, Pennsylvania 6 $ 1,067,000 $ 177,833 $ 15,000
Westmoreland, Pennsylvania 6 $ 1,032,000 $ 172,000 $ 0
Washington, Rhode Island 6 $ 1,547,000 $ 257,833 $ 23,000
Anderson, South Carolina 6 $ 916,000 $ 152,666 $ 11,000
Codington, South Dakota 6 $ 892,000 $ 148,666 $ 25,000
Maury, Tennessee 6 $ 1,520,000 $ 253,333 $ 158,000
Ellis, Texas 6 $ 661,000 $ 110,166 $ 10,000
Wichita, Texas 6 $ 680,000 $ 113,333 $ 0
Henrico, Virginia 6 $ 1,244,000 $ 207,333 $ 56,000
Manassas Park, Virginia 6 $ 1,343,000 $ 223,833 $ 57,000
Warren, Virginia 6 $ 1,353,000 $ 225,500 $ 75,000
Kanawha, West Virginia 6 $ 1,196,000 $ 199,333 $ 9,000
Baldwin, Alabama 5 $ 825,000 $ 165,000 $ 33,000
Houston, Alabama 5 $ 689,000 $ 137,800 $ 0
Shelby, Alabama 5 $ 965,000 $ 193,000 $ 14,000
Tuscaloosa, Alabama 5 $ 1,176,000 $ 235,200 $ 0
Pinal, Arizona 5 $ 864,000 $ 172,800 $ 0
Yuma, Arizona 5 $ 1,304,000 $ 260,800 $ 24,000
Faulkner, Arkansas 5 $ 741,000 $ 148,200 $ 18,000
Mississippi, Arkansas 5 $ 716,000 $ 143,200 $ 0
Solano, California 5 $ 995,000 $ 199,000 $ 17,000
Bay, Florida 5 $ 930,000 $ 186,000 $ 136,000
Marion, Florida 5 $ 933,000 $ 186,600 $ 0
Walton, Florida 5 $ 1,371,000 $ 274,200 $ 485,000
Hawaii, Hawaii 5 $ 1,136,000 $ 227,200 $ 21,000
Kootenai, Idaho 5 $ 679,000 $ 135,800 $ 0
Black Hawk, Iowa 5 $ 585,000 $ 117,000 $ 0
Douglas, Kansas 5 $ 703,000 $ 140,600 $ 17,000
Riley, Kansas 5 $ 614,000 $ 122,800 $ 0
Bullitt, Kentucky 5 $ 678,000 $ 135,600 $ 0
Campbell, Kentucky 5 $ 1,205,000 $ 241,000 $ 29,000
Franklin, Kentucky 5 $ 463,000 $ 92,600 $ 0
Kenton, Kentucky 5 $ 662,000 $ 132,400 $ 53,000
Scott, Kentucky 5 $ 1,146,000 $ 229,200 $ 54,000
Calcasieu, Louisiana 5 $ 663,000 $ 132,600 $ 0
Lafayette, Louisiana 5 $ 518,000 $ 103,600 $ 0
Vernon, Louisiana 5 $ 559,000 $ 111,800 $ 0
Dorchester, Maryland 5 $ 1,005,000 $ 201,000 $ 61,000
Kent, Maryland 5 $ 1,412,000 $ 282,400 $ 63,000
Ingham, Michigan 5 $ 515,000 $ 103,000 $ 12,000
Ottawa, Michigan 5 $ 797,000 $ 159,400 $ 57,000
Greene, Missouri 5 $ 717,000 $ 143,400 $ 0
Platte, Missouri 5 $ 750,000 $ 150,000 $ 0
Gallatin, Montana 5 $ 1,112,000 $ 222,400 $ 10,000
Jefferson, Montana 5 $ 579,000 $ 115,800 $ 0
Lewis and Clark, Montana 5 $ 1,147,000 $ 229,400 $ 6,000
Hall, Nebraska 5 $ 552,000 $ 110,400 $ 0
Elko, Nevada 5 $ 1,005,000 $ 201,000 $ 13,000
Cumberland, New Jersey 5 $ 635,000 $ 127,000 $ 0
Gloucester, New Jersey 5 $ 910,000 $ 182,000 $ 23,000
Somerset, New Jersey 5 $ 916,000 $ 183,200 $ 12,000
Chaves, New Mexico 5 $ 763,000 $ 152,600 $ 48,000
Curry, New Mexico 5 $ 753,000 $ 150,600 $ 0
San Juan, New Mexico 5 $ 902,000 $ 180,400 $ 19,000
Columbia, New York 5 $ 710,000 $ 142,000 $ 0
Rensselaer, New York 5 $ 1,207,000 $ 241,400 $ 0
Wayne, New York 5 $ 581,000 $ 116,200 $ 0
Iredell, North Carolina 5 $ 770,000 $ 154,000 $ 37,000
Greene, Ohio 5 $ 606,000 $ 121,200 $ 20,000
Mahoning, Ohio 5 $ 751,000 $ 150,200 $ 8,000
Rogers, Oklahoma 5 $ 739,000 $ 147,800 $ 0
Wagoner, Oklahoma 5 $ 906,000 $ 181,200 $ 0
Clackamas, Oregon 5 $ 899,000 $ 179,800 $ 0
Luzerne, Pennsylvania 5 $ 646,000 $ 129,200 $ 0
Northampton, Pennsylvania 5 $ 862,000 $ 172,400 $ 0
Perry, Pennsylvania 5 $ 681,000 $ 136,200 $ 42,000
Schuylkill, Pennsylvania 5 $ 733,000 $ 146,600 $ 0
Lexington, South Carolina 5 $ 600,000 $ 120,000 $ 15,000
York, South Carolina 5 $ 795,000 $ 159,000 $ 30,000
Robertson, Tennessee 5 $ 897,000 $ 179,400 $ 62,000
Sevier, Tennessee 5 $ 745,000 $ 149,000 $ 131,000
Hidalgo, Texas 5 $ 647,000 $ 129,400 $ 14,000
Lubbock, Texas 5 $ 694,000 $ 138,800 $ 0
Presidio, Texas 5 $ 1,076,000 $ 215,200 $ 649,000
Randall, Texas 5 $ 1,210,000 $ 242,000 $ 0
Smith, Texas 5 $ 590,000 $ 118,000 $ 0
Taylor, Texas 5 $ 738,000 $ 147,600 $ 0
Rutland, Vermont 5 $ 816,000 $ 163,200 $ 24,000
Albemarle, Virginia 5 $ 1,612,000 $ 322,400 $ 7,000
Augusta, Virginia 5 $ 962,000 $ 192,400 $ 62,000
Dinwiddie, Virginia 5 $ 519,000 $ 103,800 $ 0
Louisa, Virginia 5 $ 1,156,000 $ 231,200 $ 60,000
Westmoreland, Virginia 5 $ 1,314,000 $ 262,800 $ 113,000
Island, Washington 5 $ 872,000 $ 174,400 $ 0
Cabell, West Virginia 5 $ 891,000 $ 178,200 $ 0
Coffee, Alabama 4 $ 414,000 $ 103,500 $ 16,000
Morgan, Alabama 4 $ 433,000 $ 108,250 $ 0
Crittenden, Arkansas 4 $ 637,000 $ 159,250 $ 33,000
White, Arkansas 4 $ 586,000 $ 146,500 $ 0
Marin, California 4 $ 2,062,000 $ 515,500 $ 22,000
San Joaquin, California 4 $ 778,000 $ 194,500 $ 27,000
San Mateo, California 4 $ 1,709,000 $ 427,250 $ 95,000
Santa Barbara, California 4 $ 875,000 $ 218,750 $ 18,000
Sutter, California 4 $ 717,000 $ 179,250 $ 0
Tulare, California 4 $ 762,000 $ 190,500 $ 30,000
Clear Creek, Colorado 4 $ 1,108,000 $ 277,000 $ 51,000
Elbert, Colorado 4 $ 1,025,000 $ 256,250 $ 147,000
Teller, Colorado 4 $ 744,000 $ 186,000 $ 28,000
Clay, Florida 4 $ 523,000 $ 130,750 $ 0
Leon, Florida 4 $ 511,000 $ 127,750 $ 13,000
Nassau, Florida 4 $ 1,022,000 $ 255,500 $ 88,000
Sarasota, Florida 4 $ 1,181,000 $ 295,250 $ 333,000
St. Johns, Florida 4 $ 1,291,000 $ 322,750 $ 37,000
Barrow, Georgia 4 $ 794,000 $ 198,500 $ 81,000
Bryan, Georgia 4 $ 941,000 $ 235,250 $ 41,000
Carroll, Georgia 4 $ 862,000 $ 215,500 $ 109,000
Lumpkin, Georgia 4 $ 1,014,000 $ 253,500 $ 131,000
Newton, Georgia 4 $ 560,000 $ 140,000 $ 17,000
Spalding, Georgia 4 $ 674,000 $ 168,500 $ 69,000
Walton, Georgia 4 $ 649,000 $ 162,250 $ 20,000
Kane, Illinois 4 $ 854,000 $ 213,500 $ 14,000
Dearborn, Indiana 4 $ 695,000 $ 173,750 $ 52,000
Floyd, Indiana 4 $ 565,000 $ 141,250 $ 0
Howard, Indiana 4 $ 506,000 $ 126,500 $ 22,000
Linn, Iowa 4 $ 451,000 $ 112,750 $ 0
Pottawattamie, Iowa 4 $ 447,000 $ 111,750 $ 0
Clark, Kentucky 4 $ 505,000 $ 126,250 $ 0
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Mortgage Loan Application Detail Totals for Access National Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,774 $1,826,250,000 $208,000 $3,300,000 $46,000 $3,520,000
Home Purchase 1,607 $364,120,000 $226,000 $1,575,000 $100,000 $3,000,000
Home Improvement 3 $1,036,000 $345,000 $433,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,159 $1,677,262,000 $205,000 $3,300,000 $52,000 $3,520,000
Black or African American 721 $140,688,000 $195,000 $1,156,000 $34,000 $420,000
Not Provided 637 $177,142,000 $278,000 $1,600,000 $124,000 $2,556,000
Hispanic 565 $116,010,000 $205,000 $671,000 $36,000 $497,000
Asian 202 $53,422,000 $264,000 $1,320,000 $92,000 $677,000
Native Hawaiian or Other Pacific Islander 45 $10,004,000 $222,000 $623,000 $51,000 $322,000
American Indian or Alaskan Native 28 $5,780,000 $206,000 $525,000 $58,000 $201,000
Not applicable 27 $11,098,000 $411,000 $1,900,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 4,700 $846,280,000 $180,000 $1,156,000 $8,000 $651,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,247 $861,294,000 $265,000 $3,300,000 $138,000 $3,520,000
FHA-insured (Federal Housing Administration) 2,312 $464,126,000 $200,000 $743,000 $33,000 $1,146,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 125 $19,706,000 $157,000 $393,000 $51,000 $130,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,231 $1,155,640,000 $220,000 $2,237,000 $65,000 $3,520,000
Application Withdrawn By Applicant 2,711 $547,869,000 $202,000 $2,000,000 $43,000 $2,556,000
Application Denied By Financial Institution 2,378 $474,727,000 $199,000 $3,300,000 $47,000 $3,000,000
Application Approved But Not Accepted 64 $13,170,000 $205,000 $604,000 $58,000 $364,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 950 $167,595,000 $176,000 $662,000 $17,000 $1,716,000
Unverifiable Information 570 $120,923,000 $212,000 $3,300,000 $49,000 $1,800,000
Collateral 480 $100,803,000 $210,000 $1,200,000 $78,000 $3,000,000
Other 182 $38,539,000 $211,000 $1,250,000 $85,000 $1,740,000
Debt-To-Income Ratio 156 $38,602,000 $247,000 $815,000 $73,000 $326,000
Insufficient Cash (Downpayment, Closing Cost) 30 $6,113,000 $203,000 $750,000 $59,000 $209,000
Employment History 4 $663,000 $165,000 $358,000 $73,000 $120,000
Credit Application Incomplete 3 $586,000 $195,000 $248,000 $41,000 $125,000
Mortgage Insurance Denied 3 $903,000 $301,000 $388,000 $116,000 $187,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Access National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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