Access National Bank Mortgage Lending & HMDA Data, 2012
In 2012, Access National Bank of Reston, VA reported 10,384 mortgage applications totaling $2.2 billion, up 113% from 2011. The average application was for $211,036, and applicants reported an average income of $54,343. 50% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (1,176), Indianapolis-Carmel, IN (787) and Denver-Aurora-Broomfield, CO (422) (applications in parentheses).
| Mortgage Company & Address | Access National Bank 1800 Robert Fulton Dr Reston, VA 20191 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,384 |
| Total Mortgage Loan Application Amount | $2,191,406,000 |
| Average Mortgage Loan Application Amount | $211,036 |
| Highest Mortgage Loan Application Amount | $3,300,000 |
| Average Applicant Income | $54,343 |
| Highest Applicant Income | $3,520,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Access National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,176 | $ 407,413,000 | $ 346,439 | $ 130,666 |
| Indianapolis-Carmel, IN | 787 | $ 160,570,000 | $ 204,027 | $ 102,000 |
| Denver-Aurora-Broomfield, CO | 422 | $ 93,082,000 | $ 220,573 | $ 43,000 |
| Atlanta-Sandy Springs-Marietta, GA | 376 | $ 78,152,000 | $ 207,851 | $ 73,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 322 | $ 69,763,000 | $ 216,655 | $ 84,000 |
| San Antonio-New Braunfels, TX | 218 | $ 45,148,000 | $ 207,100 | $ 83,000 |
| Bethesda-Rockville-Frederick, MD | 150 | $ 53,651,000 | $ 357,673 | $ 157,000 |
| Baltimore-Towson, MD | 142 | $ 41,854,000 | $ 294,746 | $ 77,000 |
| Hagerstown-Martinsburg, MD-WV | 125 | $ 20,266,000 | $ 162,128 | $ 60,672 |
| Houston-Sugar Land-Baytown, TX | 111 | $ 17,545,000 | $ 158,063 | $ 33,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 109 | $ 22,995,000 | $ 210,963 | $ 27,743 |
| Deltona-Daytona Beach-Ormond Beach, FL | 100 | $ 16,635,000 | $ 166,350 | $ 116,000 |
| New York-White Plains-Wayne, NY-NJ | 97 | $ 31,157,000 | $ 321,206 | $ 32,134 |
| Phoenix-Mesa-Glendale, AZ | 92 | $ 17,314,000 | $ 188,195 | $ 28,000 |
| Las Vegas-Paradise, NV | 91 | $ 17,940,000 | $ 197,142 | $ 23,000 |
| Colorado Springs, CO | 90 | $ 19,010,000 | $ 211,222 | $ 20,000 |
| Chicago-Joliet-Naperville, IL | 82 | $ 16,848,000 | $ 205,463 | $ 38,000 |
| Dallas-Plano-Irving, TX | 78 | $ 13,111,000 | $ 168,089 | $ 30,000 |
| Tampa-St. Petersburg-Clearwater, FL | 74 | $ 16,107,000 | $ 217,662 | $ 60,000 |
| Cleveland-Elyria-Mentor, OH | 73 | $ 11,723,000 | $ 160,589 | $ 89,000 |
| Columbus, OH | 68 | $ 11,158,000 | $ 164,088 | $ 25,000 |
| Killeen-Temple-Fort Hood, TX | 68 | $ 9,263,000 | $ 136,220 | $ 4,000 |
| Cincinnati-Middletown, OH-KY-IN | 67 | $ 11,216,000 | $ 167,402 | $ 28,746 |
| Anchorage, AK | 66 | $ 17,076,000 | $ 258,727 | $ 12,000 |
| Philadelphia, PA | 64 | $ 13,048,000 | $ 203,875 | $ 26,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 61 | $ 12,660,000 | $ 207,540 | $ 37,377 |
| Providence-New Bedford-Fall River, RI-MA | 58 | $ 12,078,000 | $ 208,241 | $ 46,258 |
| Richmond, VA | 58 | $ 11,189,000 | $ 192,913 | $ 46,000 |
| Omaha-Council Bluffs, NE-IA | 56 | $ 7,279,000 | $ 129,982 | $ 2,517 |
| Louisville/Jefferson County, KY-IN | 54 | $ 8,458,000 | $ 156,629 | $ 10,666 |
| Austin-Round Rock-San Marcos, TX | 52 | $ 9,463,000 | $ 181,980 | $ 22,000 |
| Kansas City, MO-KS | 51 | $ 7,769,000 | $ 152,333 | $ 9,039 |
| Riverside-San Bernardino-Ontario, CA | 50 | $ 10,607,000 | $ 212,140 | $ 22,000 |
| Memphis, TN-MS-AR | 47 | $ 8,215,000 | $ 174,787 | $ 36,319 |
| Edison-New Brunswick, NJ | 46 | $ 10,825,000 | $ 235,326 | $ 34,000 |
| Orlando-Kissimmee-Sanford, FL | 45 | $ 7,444,000 | $ 165,422 | $ 50,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 43 | $ 7,742,000 | $ 180,046 | $ 30,883 |
| Fort Worth-Arlington, TX | 43 | $ 5,894,000 | $ 137,069 | $ 11,000 |
| Albuquerque, NM | 42 | $ 7,114,000 | $ 169,380 | $ 3,000 |
| Fayetteville, NC | 42 | $ 6,110,000 | $ 145,476 | $ 5,000 |
| Pittsburgh, PA | 41 | $ 6,312,000 | $ 153,951 | $ 17,000 |
| Roanoke, VA | 41 | $ 7,709,000 | $ 188,024 | $ 69,000 |
| Little Rock-North Little Rock-Conway, AR | 40 | $ 5,724,000 | $ 143,100 | $ 9,000 |
| Buffalo-Niagara Falls, NY | 39 | $ 4,937,000 | $ 126,589 | $ 5,000 |
| Springfield, MA | 39 | $ 7,747,000 | $ 198,641 | $ 44,000 |
| Columbus, GA-AL | 38 | $ 7,839,000 | $ 206,289 | $ 41,684 |
| Jacksonville, FL | 38 | $ 7,108,000 | $ 187,052 | $ 24,000 |
| Hartford-West Hartford-East Hartford, CT | 37 | $ 7,790,000 | $ 210,540 | $ 23,000 |
| Tucson, AZ | 37 | $ 5,810,000 | $ 157,027 | $ 15,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 36 | $ 6,577,000 | $ 182,694 | $ 13,777 |
| Cambridge-Newton-Framingham, MA | 35 | $ 12,188,000 | $ 348,228 | $ 74,000 |
| Clarksville, TN-KY | 35 | $ 4,368,000 | $ 124,800 | $ 800 |
| New Orleans-Metairie-Kenner, LA | 35 | $ 5,198,000 | $ 148,514 | $ 8,000 |
| Oklahoma City, OK | 35 | $ 5,195,000 | $ 148,428 | $ 7,000 |
| Raleigh-Cary, NC | 35 | $ 5,951,000 | $ 170,028 | $ 21,000 |
| Albany-Schenectady-Troy, NY | 34 | $ 6,130,000 | $ 180,294 | $ 4,000 |
| Boston-Quincy, MA | 34 | $ 9,802,000 | $ 288,294 | $ 45,000 |
| Nassau-Suffolk, NY | 34 | $ 11,784,000 | $ 346,588 | $ 25,000 |
| Camden, NJ | 33 | $ 6,543,000 | $ 198,272 | $ 25,000 |
| Charleston-North Charleston-Summerville, SC | 33 | $ 6,093,000 | $ 184,636 | $ 6,000 |
| San Diego-Carlsbad-San Marcos, CA | 33 | $ 11,633,000 | $ 352,515 | $ 78,000 |
| St. Louis, MO-IL | 33 | $ 6,150,000 | $ 186,363 | $ 15,666 |
| Los Angeles-Long Beach-Glendale, CA | 32 | $ 8,664,000 | $ 270,750 | $ 44,000 |
| Warren-Troy-Farmington Hills, MI | 32 | $ 5,426,000 | $ 169,562 | $ 24,000 |
| Wilmington, DE-MD-NJ | 32 | $ 7,509,000 | $ 234,656 | $ 50,437 |
| Billings, MT | 31 | $ 4,953,000 | $ 159,774 | $ 7,000 |
| El Paso, TX | 31 | $ 4,667,000 | $ 150,548 | $ 3,000 |
| Tulsa, OK | 30 | $ 4,930,000 | $ 164,333 | $ 12,000 |
| Columbia, SC | 28 | $ 4,406,000 | $ 157,357 | $ 12,000 |
| Pensacola-Ferry Pass-Brent, FL | 28 | $ 4,742,000 | $ 169,357 | $ 30,000 |
| Fort Collins-Loveland, CO | 27 | $ 6,042,000 | $ 223,777 | $ 56,000 |
| Portland-South Portland-Biddeford, ME | 27 | $ 5,258,000 | $ 194,740 | $ 7,000 |
| Shreveport-Bossier City, LA | 27 | $ 3,948,000 | $ 146,222 | $ 17,000 |
| Greeley, CO | 26 | $ 5,168,000 | $ 198,769 | $ 43,000 |
| Montgomery, AL | 26 | $ 4,096,000 | $ 157,538 | $ 74,000 |
| Ogden-Clearfield, UT | 26 | $ 4,693,000 | $ 180,500 | $ 9,000 |
| Tacoma, WA | 26 | $ 6,290,000 | $ 241,923 | $ 20,000 |
| Wichita, KS | 26 | $ 3,353,000 | $ 128,961 | $ 5,000 |
| Dayton, OH | 25 | $ 3,701,000 | $ 148,040 | $ 19,000 |
| Huntsville, AL | 25 | $ 4,443,000 | $ 177,720 | $ 17,000 |
| New Haven-Milford, CT | 25 | $ 4,905,000 | $ 196,200 | $ 15,000 |
| Seattle-Bellevue-Everett, WA | 25 | $ 5,415,000 | $ 216,600 | $ 17,000 |
| Harrisburg-Carlisle, PA | 24 | $ 3,679,000 | $ 153,291 | $ 24,000 |
| Honolulu, HI | 24 | $ 7,638,000 | $ 318,250 | $ 46,000 |
| Oakland-Fremont-Hayward, CA | 24 | $ 8,733,000 | $ 363,875 | $ 147,000 |
| Jacksonville, NC | 23 | $ 3,787,000 | $ 164,652 | $ 5,000 |
| Knoxville, TN | 23 | $ 3,689,000 | $ 160,391 | $ 16,000 |
| Lexington-Fayette, KY | 23 | $ 3,927,000 | $ 170,739 | $ 22,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 23 | $ 4,664,000 | $ 202,782 | $ 20,000 |
| Baton Rouge, LA | 22 | $ 3,808,000 | $ 173,090 | $ 13,000 |
| Newark-Union, NJ-PA | 22 | $ 5,692,000 | $ 258,727 | $ 24,636 |
| Reno-Sparks, NV | 22 | $ 3,880,000 | $ 176,363 | $ 17,000 |
| Rochester, NY | 22 | $ 2,675,000 | $ 121,590 | $ 12,000 |
| Rockingham County-Strafford County, NH | 22 | $ 5,081,000 | $ 230,954 | $ 34,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 22 | $ 4,144,000 | $ 188,363 | $ 21,000 |
| Augusta-Richmond County, GA-SC | 21 | $ 3,366,000 | $ 160,285 | $ 19,428 |
| Crestview-Fort Walton Beach-Destin, FL | 21 | $ 3,516,000 | $ 167,428 | $ 17,000 |
| Jackson, MS | 20 | $ 3,049,000 | $ 152,450 | $ 6,000 |
| Birmingham-Hoover, AL | 19 | $ 3,712,000 | $ 195,368 | $ 5,000 |
| Boise City-Nampa, ID | 19 | $ 3,066,000 | $ 161,368 | $ 1,000 |
| Boulder, CO | 19 | $ 5,203,000 | $ 273,842 | $ 99,000 |
| Manchester-Nashua, NH | 19 | $ 3,619,000 | $ 190,473 | $ 27,000 |
| Milwaukee-Waukesha-West Allis, WI | 19 | $ 3,321,000 | $ 174,789 | $ 13,000 |
| Worcester, MA | 19 | $ 3,875,000 | $ 203,947 | $ 13,000 |
| Bremerton-Silverdale, WA | 18 | $ 4,615,000 | $ 256,388 | $ 36,000 |
| Burlington-South Burlington, VT | 18 | $ 3,899,000 | $ 216,611 | $ 8,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 18 | $ 2,684,000 | $ 149,111 | $ 3,000 |
| Savannah, GA | 18 | $ 3,385,000 | $ 188,055 | $ 38,000 |
| Akron, OH | 17 | $ 2,990,000 | $ 175,882 | $ 45,000 |
| Bridgeport-Stamford-Norwalk, CT | 17 | $ 6,062,000 | $ 356,588 | $ 68,000 |
| Cape Coral-Fort Myers, FL | 17 | $ 3,103,000 | $ 182,529 | $ 87,000 |
| Des Moines-West Des Moines, IA | 17 | $ 2,551,000 | $ 150,058 | $ 17,000 |
| Fairbanks, AK | 17 | $ 3,122,000 | $ 183,647 | $ 0 |
| Gary, IN | 17 | $ 2,963,000 | $ 174,294 | $ 30,000 |
| Gulfport-Biloxi, MS | 17 | $ 2,564,000 | $ 150,823 | $ 12,000 |
| Manhattan, KS | 17 | $ 2,357,000 | $ 138,647 | $ 15,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 16 | $ 3,013,000 | $ 188,312 | $ 12,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 16 | $ 3,438,000 | $ 214,875 | $ 41,000 |
| Elizabethtown, KY | 15 | $ 1,978,000 | $ 131,866 | $ 0 |
| Grand Junction, CO | 15 | $ 2,850,000 | $ 190,000 | $ 43,000 |
| Great Falls, MT | 15 | $ 2,271,000 | $ 151,400 | $ 0 |
| Greensboro-High Point, NC | 15 | $ 2,332,000 | $ 155,466 | $ 21,000 |
| Huntington-Ashland, WV-KY-OH | 15 | $ 2,081,000 | $ 138,733 | $ 2,600 |
| Lincoln, NE | 15 | $ 1,867,000 | $ 124,466 | $ 5,000 |
| Rapid City, SD | 15 | $ 2,709,000 | $ 180,600 | $ 0 |
| Sioux Falls, SD | 15 | $ 2,244,000 | $ 149,600 | $ 8,000 |
| Dover, DE | 14 | $ 3,056,000 | $ 218,285 | $ 8,000 |
| Lancaster, PA | 14 | $ 2,148,000 | $ 153,428 | $ 23,000 |
| Syracuse, NY | 14 | $ 1,637,000 | $ 116,928 | $ 6,000 |
| York-Hanover, PA | 14 | $ 2,376,000 | $ 169,714 | $ 16,000 |
| Fresno, CA | 13 | $ 2,565,000 | $ 197,307 | $ 10,000 |
| Hinesville-Fort Stewart, GA | 13 | $ 1,778,000 | $ 136,769 | $ 7,000 |
| Lake County-Kenosha County, IL-WI | 13 | $ 2,761,000 | $ 212,384 | $ 37,692 |
| Lawton, OK | 13 | $ 2,031,000 | $ 156,230 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 13 | $ 2,715,000 | $ 208,846 | $ 21,000 |
| Missoula, MT | 13 | $ 2,424,000 | $ 186,461 | $ 14,000 |
| Warner Robins, GA | 13 | $ 2,090,000 | $ 160,769 | $ 31,000 |
| Winchester, VA-WV | 13 | $ 2,250,000 | $ 173,076 | $ 46,538 |
| Anderson, IN | 12 | $ 1,691,000 | $ 140,916 | $ 63,000 |
| Barnstable Town, MA | 12 | $ 2,884,000 | $ 240,333 | $ 42,000 |
| North Port-Bradenton-Sarasota, FL | 12 | $ 2,513,000 | $ 209,416 | $ 157,000 |
| Peabody, MA | 12 | $ 3,634,000 | $ 302,833 | $ 42,000 |
| Salt Lake City, UT | 12 | $ 2,446,000 | $ 203,833 | $ 23,000 |
| Santa Ana-Anaheim-Irvine, CA | 12 | $ 4,612,000 | $ 384,333 | $ 46,000 |
| Utica-Rome, NY | 12 | $ 1,646,000 | $ 137,166 | $ 5,000 |
| Auburn-Opelika, AL | 11 | $ 1,793,000 | $ 163,000 | $ 47,000 |
| Olympia, WA | 11 | $ 2,469,000 | $ 224,454 | $ 27,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 11 | $ 2,858,000 | $ 259,818 | $ 59,000 |
| San Francisco-San Mateo-Redwood City, CA | 11 | $ 5,243,000 | $ 476,636 | $ 137,000 |
| Topeka, KS | 11 | $ 1,702,000 | $ 154,727 | $ 13,000 |
| Wilmington, NC | 11 | $ 2,316,000 | $ 210,545 | $ 38,000 |
| Canton-Massillon, OH | 10 | $ 1,326,000 | $ 132,600 | $ 27,000 |
| Davenport-Moline-Rock Island, IA-IL | 10 | $ 1,139,000 | $ 113,900 | $ 5,600 |
| Detroit-Livonia-Dearborn, MI | 10 | $ 1,239,000 | $ 123,900 | $ 31,000 |
| Gainesville, GA | 10 | $ 2,176,000 | $ 217,600 | $ 73,000 |
| Madison, WI | 10 | $ 1,512,000 | $ 151,200 | $ 10,000 |
| Prescott, AZ | 10 | $ 1,663,000 | $ 166,300 | $ 17,000 |
| Provo-Orem, UT | 10 | $ 1,844,000 | $ 184,400 | $ 18,000 |
| Salem, OR | 10 | $ 1,848,000 | $ 184,800 | $ 0 |
| Alexandria, LA | 9 | $ 1,229,000 | $ 136,555 | $ 0 |
| Amarillo, TX | 9 | $ 1,656,000 | $ 184,000 | $ 0 |
| Binghamton, NY | 9 | $ 984,000 | $ 109,333 | $ 0 |
| Charlottesville, VA | 9 | $ 2,705,000 | $ 300,555 | $ 136,000 |
| Chattanooga, TN-GA | 9 | $ 1,079,000 | $ 119,888 | $ 42,222 |
| Cheyenne, WY | 9 | $ 1,569,000 | $ 174,333 | $ 16,000 |
| Corpus Christi, TX | 9 | $ 1,119,000 | $ 124,333 | $ 0 |
| Durham-Chapel Hill, NC | 9 | $ 1,912,000 | $ 212,444 | $ 21,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 1,137,000 | $ 126,333 | $ 10,000 |
| Las Cruces, NM | 9 | $ 1,364,000 | $ 151,555 | $ 6,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 9 | $ 1,596,000 | $ 177,333 | $ 96,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 1,368,000 | $ 152,000 | $ 41,000 |
| Pueblo, CO | 9 | $ 1,335,000 | $ 148,333 | $ 0 |
| Reading, PA | 9 | $ 1,762,000 | $ 195,777 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 3,930,000 | $ 436,666 | $ 92,000 |
| Spokane, WA | 9 | $ 1,295,000 | $ 143,888 | $ 0 |
| Valdosta, GA | 9 | $ 1,389,000 | $ 154,333 | $ 0 |
| Winston-Salem, NC | 9 | $ 1,159,000 | $ 128,777 | $ 28,000 |
| Atlantic City-Hammonton, NJ | 8 | $ 1,840,000 | $ 230,000 | $ 21,000 |
| Bakersfield-Delano, CA | 8 | $ 1,478,000 | $ 184,750 | $ 0 |
| Charleston, WV | 8 | $ 1,520,000 | $ 190,000 | $ 7,000 |
| Eugene-Springfield, OR | 8 | $ 1,392,000 | $ 174,000 | $ 0 |
| Greenville-Mauldin-Easley, SC | 8 | $ 1,085,000 | $ 135,625 | $ 6,000 |
| Lewiston-Auburn, ME | 8 | $ 1,082,000 | $ 135,250 | $ 7,000 |
| Lynchburg, VA | 8 | $ 1,848,000 | $ 231,000 | $ 177,000 |
| Norwich-New London, CT | 8 | $ 1,782,000 | $ 222,750 | $ 31,000 |
| Racine, WI | 8 | $ 1,358,000 | $ 169,750 | $ 14,000 |
| Toledo, OH | 8 | $ 996,000 | $ 124,500 | $ 53,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 8 | $ 1,731,000 | $ 216,375 | $ 79,000 |
| Youngstown-Warren-Boardman, OH-PA | 8 | $ 1,230,000 | $ 153,750 | $ 5,000 |
| Appleton, WI | 7 | $ 768,000 | $ 109,714 | $ 0 |
| Asheville, NC | 7 | $ 1,289,000 | $ 184,142 | $ 0 |
| Erie, PA | 7 | $ 840,000 | $ 120,000 | $ 0 |
| Evansville, IN-KY | 7 | $ 1,078,000 | $ 154,000 | $ 9,857 |
| Lafayette, LA | 7 | $ 687,000 | $ 98,142 | $ 0 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,132,000 | $ 161,714 | $ 19,000 |
| Owensboro, KY | 7 | $ 936,000 | $ 133,714 | $ 15,000 |
| Port St. Lucie, FL | 7 | $ 1,085,000 | $ 155,000 | $ 40,000 |
| Scranton--Wilkes-Barre, PA | 7 | $ 885,000 | $ 126,428 | $ 0 |
| Springfield, MO | 7 | $ 923,000 | $ 131,857 | $ 0 |
| Trenton-Ewing, NJ | 7 | $ 1,951,000 | $ 278,714 | $ 65,000 |
| Anderson, SC | 6 | $ 916,000 | $ 152,666 | $ 11,000 |
| Bangor, ME | 6 | $ 931,000 | $ 155,166 | $ 0 |
| Beaumont-Port Arthur, TX | 6 | $ 816,000 | $ 136,000 | $ 0 |
| Bend, OR | 6 | $ 1,869,000 | $ 311,500 | $ 129,000 |
| Cedar Rapids, IA | 6 | $ 668,000 | $ 111,333 | $ 0 |
| Dothan, AL | 6 | $ 795,000 | $ 132,500 | $ 0 |
| Fargo, ND-MN | 6 | $ 888,000 | $ 148,000 | $ 22,000 |
| Glens Falls, NY | 6 | $ 884,000 | $ 147,333 | $ 19,000 |
| Kalamazoo-Portage, MI | 6 | $ 1,201,000 | $ 200,166 | $ 44,000 |
| Lakeland-Winter Haven, FL | 6 | $ 1,351,000 | $ 225,166 | $ 17,000 |
| Lansing-East Lansing, MI | 6 | $ 749,000 | $ 124,833 | $ 10,000 |
| Macon, GA | 6 | $ 811,000 | $ 135,166 | $ 26,000 |
| Mobile, AL | 6 | $ 654,000 | $ 109,000 | $ 19,000 |
| Pascagoula, MS | 6 | $ 1,230,000 | $ 205,000 | $ 8,000 |
| Wichita Falls, TX | 6 | $ 680,000 | $ 113,333 | $ 0 |
| Yuba City, CA | 6 | $ 1,065,000 | $ 177,500 | $ 0 |
| Abilene, TX | 5 | $ 738,000 | $ 147,600 | $ 0 |
| Coeur D'Alene, ID | 5 | $ 679,000 | $ 135,800 | $ 0 |
| Cumberland, MD-WV | 5 | $ 635,000 | $ 127,000 | $ 3,200 |
| Farmington, NM | 5 | $ 902,000 | $ 180,400 | $ 19,000 |
| Holland-Grand Haven, MI | 5 | $ 797,000 | $ 159,400 | $ 57,000 |
| Idaho Falls, ID | 5 | $ 783,000 | $ 156,600 | $ 0 |
| Kennewick-Pasco-Richland, WA | 5 | $ 782,000 | $ 156,400 | $ 0 |
| Lake Charles, LA | 5 | $ 663,000 | $ 132,600 | $ 0 |
| Lawrence, KS | 5 | $ 703,000 | $ 140,600 | $ 17,000 |
| Lubbock, TX | 5 | $ 694,000 | $ 138,800 | $ 0 |
| McAllen-Edinburg-Mission, TX | 5 | $ 647,000 | $ 129,400 | $ 14,000 |
| Ocala, FL | 5 | $ 933,000 | $ 186,600 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 5 | $ 930,000 | $ 186,000 | $ 136,000 |
| Sioux City, IA-NE-SD | 5 | $ 772,000 | $ 154,400 | $ 0 |
| St. Cloud, MN | 5 | $ 944,000 | $ 188,800 | $ 0 |
| Tallahassee, FL | 5 | $ 853,000 | $ 170,600 | $ 10,000 |
| Tuscaloosa, AL | 5 | $ 1,176,000 | $ 235,200 | $ 0 |
| Tyler, TX | 5 | $ 590,000 | $ 118,000 | $ 0 |
| Vallejo-Fairfield, CA | 5 | $ 995,000 | $ 199,000 | $ 17,000 |
| Vineland-Millville-Bridgeton, NJ | 5 | $ 635,000 | $ 127,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 5 | $ 585,000 | $ 117,000 | $ 0 |
| Yuma, AZ | 5 | $ 1,304,000 | $ 260,800 | $ 24,000 |
| Bismarck, ND | 4 | $ 717,000 | $ 179,250 | $ 0 |
| College Station-Bryan, TX | 4 | $ 621,000 | $ 155,250 | $ 451,000 |
| Decatur, AL | 4 | $ 433,000 | $ 108,250 | $ 0 |
| Eau Claire, WI | 4 | $ 689,000 | $ 172,250 | $ 19,000 |
| Flint, MI | 4 | $ 628,000 | $ 157,000 | $ 8,000 |
| Florence-Muscle Shoals, AL | 4 | $ 691,000 | $ 172,750 | $ 0 |
| Fort Smith, AR-OK | 4 | $ 417,000 | $ 104,250 | $ 19,000 |
| Fort Wayne, IN | 4 | $ 521,000 | $ 130,250 | $ 12,000 |
| Goldsboro, NC | 4 | $ 698,000 | $ 174,500 | $ 0 |
| Green Bay, WI | 4 | $ 565,000 | $ 141,250 | $ 0 |
| Greenville, NC | 4 | $ 537,000 | $ 134,250 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 532,000 | $ 133,000 | $ 0 |
| Jonesboro, AR | 4 | $ 671,000 | $ 167,750 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 443,000 | $ 110,750 | $ 30,500 |
| Kokomo, IN | 4 | $ 506,000 | $ 126,500 | $ 22,000 |
| Lewiston, ID-WA | 4 | $ 519,000 | $ 129,750 | $ 40,250 |
| Medford, OR | 4 | $ 762,000 | $ 190,500 | $ 7,000 |
| Monroe, LA | 4 | $ 478,000 | $ 119,500 | $ 0 |
| Odessa, TX | 4 | $ 837,000 | $ 209,250 | $ 117,000 |
| Peoria, IL | 4 | $ 537,000 | $ 134,250 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 4 | $ 875,000 | $ 218,750 | $ 18,000 |
| Springfield, IL | 4 | $ 543,000 | $ 135,750 | $ 34,000 |
| Stockton, CA | 4 | $ 778,000 | $ 194,500 | $ 27,000 |
| Visalia-Porterville, CA | 4 | $ 762,000 | $ 190,500 | $ 30,000 |
| Anniston-Oxford, AL | 3 | $ 447,000 | $ 149,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 578,000 | $ 192,666 | $ 66,000 |
| Bloomington, IN | 3 | $ 482,000 | $ 160,666 | $ 35,000 |
| Bowling Green, KY | 3 | $ 456,000 | $ 152,000 | $ 0 |
| Brunswick, GA | 3 | $ 549,000 | $ 183,000 | $ 28,000 |
| Casper, WY | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Cleveland, TN | 3 | $ 518,000 | $ 172,666 | $ 34,000 |
| Dalton, GA | 3 | $ 683,000 | $ 227,666 | $ 71,000 |
| Danville, VA | 3 | $ 498,000 | $ 166,000 | $ 32,000 |
| El Centro, CA | 3 | $ 459,000 | $ 153,000 | $ 0 |
| Ithaca, NY | 3 | $ 416,000 | $ 138,666 | $ 23,000 |
| Johnstown, PA | 3 | $ 295,000 | $ 98,333 | $ 0 |
| Lafayette, IN | 3 | $ 387,000 | $ 129,000 | $ 43,000 |
| Lebanon, PA | 3 | $ 339,000 | $ 113,000 | $ 0 |
| Longview, TX | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Longview, WA | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Madera-Chowchilla, CA | 3 | $ 383,000 | $ 127,666 | $ 11,000 |
| Modesto, CA | 3 | $ 527,000 | $ 175,666 | $ 0 |
| Mount Vernon-Anacortes, WA | 3 | $ 666,000 | $ 222,000 | $ 30,000 |
| Muncie, IN | 3 | $ 304,000 | $ 101,333 | $ 8,000 |
| Muskegon-Norton Shores, MI | 3 | $ 391,000 | $ 130,333 | $ 16,000 |
| Ocean City, NJ | 3 | $ 638,000 | $ 212,666 | $ 50,000 |
| Palm Coast, FL | 3 | $ 326,000 | $ 108,666 | $ 34,000 |
| Pine Bluff, AR | 3 | $ 263,000 | $ 87,666 | $ 0 |
| Pittsfield, MA | 3 | $ 884,000 | $ 294,666 | $ 0 |
| Punta Gorda, FL | 3 | $ 713,000 | $ 237,666 | $ 32,000 |
| Rockford, IL | 3 | $ 480,000 | $ 160,000 | $ 47,000 |
| Rocky Mount, NC | 3 | $ 361,000 | $ 120,333 | $ 24,000 |
| San Angelo, TX | 3 | $ 509,000 | $ 169,666 | $ 0 |
| Santa Fe, NM | 3 | $ 842,000 | $ 280,666 | $ 216,000 |
| Santa Rosa-Petaluma, CA | 3 | $ 897,000 | $ 299,000 | $ 30,000 |
| Sebastian-Vero Beach, FL | 3 | $ 450,000 | $ 150,000 | $ 29,000 |
| St. Joseph, MO-KS | 3 | $ 451,000 | $ 150,333 | $ 24,000 |
| State College, PA | 3 | $ 679,000 | $ 226,333 | $ 0 |
| Wenatchee-East Wenatchee, WA | 3 | $ 299,000 | $ 99,666 | $ 0 |
| Wheeling, WV-OH | 3 | $ 283,000 | $ 94,333 | $ 0 |
| Williamsport, PA | 3 | $ 391,000 | $ 130,333 | $ 0 |
| Albany, GA | 2 | $ 285,000 | $ 142,500 | $ 0 |
| Bloomington-Normal, IL | 2 | $ 297,000 | $ 148,500 | $ 0 |
| Brownsville-Harlingen, TX | 2 | $ 222,000 | $ 111,000 | $ 0 |
| Burlington, NC | 2 | $ 202,000 | $ 101,000 | $ 0 |
| Cape Girardeau-Jackson, MO-IL | 2 | $ 217,000 | $ 108,500 | $ 0 |
| Columbia, MO | 2 | $ 269,000 | $ 134,500 | $ 0 |
| Columbus, IN | 2 | $ 634,000 | $ 317,000 | $ 307,000 |
| Duluth, MN-WI | 2 | $ 249,000 | $ 124,500 | $ 0 |
| Elkhart-Goshen, IN | 2 | $ 233,000 | $ 116,500 | $ 0 |
| Florence, SC | 2 | $ 245,000 | $ 122,500 | $ 0 |
| Gainesville, FL | 2 | $ 351,000 | $ 175,500 | $ 0 |
| Grand Forks, ND-MN | 2 | $ 279,000 | $ 139,500 | $ 0 |
| Harrisonburg, VA | 2 | $ 296,000 | $ 148,000 | $ 56,000 |
| Hot Springs, AR | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Iowa City, IA | 2 | $ 369,000 | $ 184,500 | $ 0 |
| Jackson, MI | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Janesville, WI | 2 | $ 247,000 | $ 123,500 | $ 0 |
| Johnson City, TN | 2 | $ 227,000 | $ 113,500 | $ 0 |
| Lima, OH | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Mankato-North Mankato, MN | 2 | $ 192,000 | $ 96,000 | $ 0 |
| Mansfield, OH | 2 | $ 231,000 | $ 115,500 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Monroe, MI | 2 | $ 200,000 | $ 100,000 | $ 45,000 |
| Napa, CA | 2 | $ 568,000 | $ 284,000 | $ 0 |
| Pocatello, ID | 2 | $ 251,000 | $ 125,500 | $ 0 |
| Rochester, MN | 2 | $ 395,000 | $ 197,500 | $ 0 |
| Salisbury, MD | 2 | $ 549,000 | $ 274,500 | $ 94,000 |
| Sandusky, OH | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 802,000 | $ 401,000 | $ 127,000 |
| Victoria, TX | 2 | $ 322,000 | $ 161,000 | $ 19,000 |
| Waco, TX | 2 | $ 213,000 | $ 106,500 | $ 0 |
| Ann Arbor, MI | 1 | $ 157,000 | $ 157,000 | $ 82,000 |
| Athens-Clarke County, GA | 1 | $ 287,000 | $ 287,000 | $ 59,000 |
| Battle Creek, MI | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Bellingham, WA | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Chico, CA | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Corvallis, OR | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Decatur, IL | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Joplin, MO | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Kingston, NY | 1 | $ 177,000 | $ 177,000 | $ 77,000 |
| La Crosse, WI-MN | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Laredo, TX | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Logan, UT-ID | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Midland, TX | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Morgantown, WV | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Morristown, TN | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Naples-Marco Island, FL | 1 | $ 137,000 | $ 137,000 | $ 72,000 |
| Niles-Benton Harbor, MI | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Oshkosh-Neenah, WI | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Rome, GA | 1 | $ 169,000 | $ 169,000 | $ 86,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Salinas, CA | 1 | $ 421,000 | $ 421,000 | $ 314,000 |
| Sheboygan, WI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 104,000 | $ 104,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Spartanburg, SC | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Springfield, OH | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Sumter, SC | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Wausau, WI | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Yakima, WA | 1 | $ 172,000 | $ 172,000 | $ 0 |
Mortgage Loan Application Detail Totals for Access National Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,774 | $1,826,250,000 | $208,000 | $3,300,000 | $46,000 | $3,520,000 |
| Home Purchase | 1,607 | $364,120,000 | $226,000 | $1,575,000 | $100,000 | $3,000,000 |
| Home Improvement | 3 | $1,036,000 | $345,000 | $433,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,159 | $1,677,262,000 | $205,000 | $3,300,000 | $52,000 | $3,520,000 |
| Black or African American | 721 | $140,688,000 | $195,000 | $1,156,000 | $34,000 | $420,000 |
| Not Provided | 637 | $177,142,000 | $278,000 | $1,600,000 | $124,000 | $2,556,000 |
| Hispanic | 565 | $116,010,000 | $205,000 | $671,000 | $36,000 | $497,000 |
| Asian | 202 | $53,422,000 | $264,000 | $1,320,000 | $92,000 | $677,000 |
| Native Hawaiian or Other Pacific Islander | 45 | $10,004,000 | $222,000 | $623,000 | $51,000 | $322,000 |
| American Indian or Alaskan Native | 28 | $5,780,000 | $206,000 | $525,000 | $58,000 | $201,000 |
| Not applicable | 27 | $11,098,000 | $411,000 | $1,900,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 4,700 | $846,280,000 | $180,000 | $1,156,000 | $8,000 | $651,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,247 | $861,294,000 | $265,000 | $3,300,000 | $138,000 | $3,520,000 |
| FHA-insured (Federal Housing Administration) | 2,312 | $464,126,000 | $200,000 | $743,000 | $33,000 | $1,146,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 125 | $19,706,000 | $157,000 | $393,000 | $51,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,231 | $1,155,640,000 | $220,000 | $2,237,000 | $65,000 | $3,520,000 |
| Application Withdrawn By Applicant | 2,711 | $547,869,000 | $202,000 | $2,000,000 | $43,000 | $2,556,000 |
| Application Denied By Financial Institution | 2,378 | $474,727,000 | $199,000 | $3,300,000 | $47,000 | $3,000,000 |
| Application Approved But Not Accepted | 64 | $13,170,000 | $205,000 | $604,000 | $58,000 | $364,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 950 | $167,595,000 | $176,000 | $662,000 | $17,000 | $1,716,000 |
| Unverifiable Information | 570 | $120,923,000 | $212,000 | $3,300,000 | $49,000 | $1,800,000 |
| Collateral | 480 | $100,803,000 | $210,000 | $1,200,000 | $78,000 | $3,000,000 |
| Other | 182 | $38,539,000 | $211,000 | $1,250,000 | $85,000 | $1,740,000 |
| Debt-To-Income Ratio | 156 | $38,602,000 | $247,000 | $815,000 | $73,000 | $326,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $6,113,000 | $203,000 | $750,000 | $59,000 | $209,000 |
| Employment History | 4 | $663,000 | $165,000 | $358,000 | $73,000 | $120,000 |
| Credit Application Incomplete | 3 | $586,000 | $195,000 | $248,000 | $41,000 | $125,000 |
| Mortgage Insurance Denied | 3 | $903,000 | $301,000 | $388,000 | $116,000 | $187,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Access National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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