Access National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Access National Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Access National Bank
1800 Robert Fulton Dr
Reston, VA 20191
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,384
Total Mortgage Loan Application Amount $2,191,406,000
Average Mortgage Loan Application Amount $259,666
Highest Mortgage Loan Application Amount $3,300,000
Average Applicant Income $48,666
Highest Applicant Income $3,520,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Access National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Access National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Access National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Access National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Access National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Access National Bank's mortgage activity for 2012.

Mortgage Loan Application Totals for Access National Bank by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1,176 $ 407,413,000 $ 299,250 $ 102,250
INDIANAPOLIS-CARMEL, IN 787 $ 160,570,000 $ 204,000 $ 102,000
DENVER-AURORA-BROOMFIELD, CO 422 $ 93,082,000 $ 220,000 $ 43,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 376 $ 78,152,000 $ 207,000 $ 73,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 322 $ 69,763,000 $ 216,000 $ 84,000
SAN ANTONIO-NEW BRAUNFELS, TX 218 $ 45,148,000 $ 207,000 $ 83,000
BETHESDA-ROCKVILLE-FREDERICK, MD 150 $ 53,651,000 $ 357,000 $ 157,000
BALTIMORE-TOWSON, MD 142 $ 41,854,000 $ 294,000 $ 77,000
HAGERSTOWN-MARTINSBURG, MD-WV 125 $ 20,266,000 $ 168,500 $ 57,500
HOUSTON-SUGAR LAND-BAYTOWN, TX 111 $ 17,545,000 $ 158,000 $ 33,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 109 $ 22,995,000 $ 181,000 $ 14,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 100 $ 16,635,000 $ 166,000 $ 116,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 97 $ 31,157,000 $ 312,500 $ 28,500
PHOENIX-MESA-GLENDALE, AZ 92 $ 17,314,000 $ 188,000 $ 28,000
LAS VEGAS-PARADISE, NV 91 $ 17,940,000 $ 197,000 $ 23,000
COLORADO SPRINGS, CO 90 $ 19,010,000 $ 211,000 $ 20,000
CHICAGO-JOLIET-NAPERVILLE, IL 82 $ 16,848,000 $ 205,000 $ 38,000
DALLAS-PLANO-IRVING, TX 78 $ 13,111,000 $ 168,000 $ 30,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 74 $ 16,107,000 $ 217,000 $ 60,000
CLEVELAND-ELYRIA-MENTOR, OH 73 $ 11,723,000 $ 160,000 $ 89,000
COLUMBUS, OH 68 $ 11,158,000 $ 164,000 $ 25,000
KILLEEN-TEMPLE-FORT HOOD, TX 68 $ 9,263,000 $ 136,000 $ 4,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 67 $ 11,216,000 $ 174,666 $ 36,333
ANCHORAGE, AK 66 $ 17,076,000 $ 258,000 $ 12,000
PHILADELPHIA, PA 64 $ 13,048,000 $ 203,000 $ 26,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 61 $ 12,660,000 $ 203,000 $ 20,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 58 $ 12,078,000 $ 216,500 $ 41,500
RICHMOND, VA 58 $ 11,189,000 $ 192,000 $ 46,000
OMAHA-COUNCIL BLUFFS, NE-IA 56 $ 7,279,000 $ 123,000 $ 1,500
LOUISVILLE/JEFFERSON COUNTY, KY-IN 54 $ 8,458,000 $ 156,000 $ 6,000
AUSTIN-ROUND ROCK-SAN MARCOS, TX 52 $ 9,463,000 $ 181,000 $ 22,000
KANSAS CITY, MO-KS 51 $ 7,769,000 $ 151,500 $ 8,500
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 50 $ 10,607,000 $ 212,000 $ 22,000
MEMPHIS, TN-MS-AR 47 $ 8,215,000 $ 164,333 $ 36,666
EDISON-NEW BRUNSWICK, NJ 46 $ 10,825,000 $ 235,000 $ 34,000
ORLANDO-KISSIMMEE-SANFORD, FL 45 $ 7,444,000 $ 165,000 $ 50,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 43 $ 7,742,000 $ 170,500 $ 30,500
FORT WORTH-ARLINGTON, TX 43 $ 5,894,000 $ 137,000 $ 11,000
ALBUQUERQUE, NM 42 $ 7,114,000 $ 169,000 $ 3,000
FAYETTEVILLE, NC 42 $ 6,110,000 $ 145,000 $ 5,000
PITTSBURGH, PA 41 $ 6,312,000 $ 153,000 $ 17,000
ROANOKE, VA 41 $ 7,709,000 $ 188,000 $ 69,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 40 $ 5,724,000 $ 143,000 $ 9,000
BUFFALO-NIAGARA FALLS, NY 39 $ 4,937,000 $ 126,000 $ 5,000
SPRINGFIELD, MA 39 $ 7,747,000 $ 198,000 $ 44,000
COLUMBUS, GA-AL 38 $ 7,839,000 $ 188,000 $ 22,000
JACKSONVILLE, FL 38 $ 7,108,000 $ 187,000 $ 24,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 37 $ 7,790,000 $ 210,000 $ 23,000
TUCSON, AZ 37 $ 5,810,000 $ 157,000 $ 15,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 36 $ 6,577,000 $ 178,000 $ 15,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 35 $ 12,188,000 $ 348,000 $ 74,000
CLARKSVILLE, TN-KY 35 $ 4,368,000 $ 113,000 $ 500
NEW ORLEANS-METAIRIE-KENNER, LA 35 $ 5,198,000 $ 148,000 $ 8,000
OKLAHOMA CITY, OK 35 $ 5,195,000 $ 148,000 $ 7,000
RALEIGH-CARY, NC 35 $ 5,951,000 $ 170,000 $ 21,000
ALBANY-SCHENECTADY-TROY, NY 34 $ 6,130,000 $ 180,000 $ 4,000
BOSTON-QUINCY, MA 34 $ 9,802,000 $ 288,000 $ 45,000
NASSAU-SUFFOLK, NY 34 $ 11,784,000 $ 346,000 $ 25,000
CAMDEN, NJ 33 $ 6,543,000 $ 198,000 $ 25,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 33 $ 6,093,000 $ 184,000 $ 6,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 33 $ 11,633,000 $ 352,000 $ 78,000
ST. LOUIS, MO-IL 33 $ 6,150,000 $ 200,000 $ 13,500
LOS ANGELES-LONG BEACH-GLENDALE, CA 32 $ 8,664,000 $ 270,000 $ 44,000
WARREN-TROY-FARMINGTON HILLS, MI 32 $ 5,426,000 $ 169,000 $ 24,000
WILMINGTON, DE-MD-NJ 32 $ 7,509,000 $ 196,333 $ 38,000
BILLINGS, MT 31 $ 4,953,000 $ 159,000 $ 7,000
EL PASO, TX 31 $ 4,667,000 $ 150,000 $ 3,000
TULSA, OK 30 $ 4,930,000 $ 164,000 $ 12,000
COLUMBIA, SC 28 $ 4,406,000 $ 157,000 $ 12,000
PENSACOLA-FERRY PASS-BRENT, FL 28 $ 4,742,000 $ 169,000 $ 30,000
FORT COLLINS-LOVELAND, CO 27 $ 6,042,000 $ 223,000 $ 56,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 27 $ 5,258,000 $ 194,000 $ 7,000
SHREVEPORT-BOSSIER CITY, LA 27 $ 3,948,000 $ 146,000 $ 17,000
GREELEY, CO 26 $ 5,168,000 $ 198,000 $ 43,000
MONTGOMERY, AL 26 $ 4,096,000 $ 157,000 $ 74,000
OGDEN-CLEARFIELD, UT 26 $ 4,693,000 $ 180,000 $ 9,000
TACOMA, WA 26 $ 6,290,000 $ 241,000 $ 20,000
WICHITA, KS 26 $ 3,353,000 $ 128,000 $ 5,000
DAYTON, OH 25 $ 3,701,000 $ 148,000 $ 19,000
HUNTSVILLE, AL 25 $ 4,443,000 $ 177,000 $ 17,000
NEW HAVEN-MILFORD, CT 25 $ 4,905,000 $ 196,000 $ 15,000
SEATTLE-BELLEVUE-EVERETT, WA 25 $ 5,415,000 $ 216,000 $ 17,000
HARRISBURG-CARLISLE, PA 24 $ 3,679,000 $ 153,000 $ 24,000
HONOLULU, HI 24 $ 7,638,000 $ 318,000 $ 46,000
OAKLAND-FREMONT-HAYWARD, CA 24 $ 8,733,000 $ 363,000 $ 147,000
JACKSONVILLE, NC 23 $ 3,787,000 $ 164,000 $ 5,000
KNOXVILLE, TN 23 $ 3,689,000 $ 160,000 $ 16,000
LEXINGTON-FAYETTE, KY 23 $ 3,927,000 $ 170,000 $ 22,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 23 $ 4,664,000 $ 202,000 $ 20,000
BATON ROUGE, LA 22 $ 3,808,000 $ 173,000 $ 13,000
NEWARK-UNION, NJ-PA 22 $ 5,692,000 $ 235,000 $ 32,000
RENO-SPARKS, NV 22 $ 3,880,000 $ 176,000 $ 17,000
ROCHESTER, NY 22 $ 2,675,000 $ 121,000 $ 12,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 22 $ 5,081,000 $ 230,000 $ 34,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 22 $ 4,144,000 $ 188,000 $ 21,000
AUGUSTA-RICHMOND COUNTY, GA-SC 21 $ 3,366,000 $ 154,000 $ 25,500
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 21 $ 3,516,000 $ 167,000 $ 17,000
JACKSON, MS 20 $ 3,049,000 $ 152,000 $ 6,000
BIRMINGHAM-HOOVER, AL 19 $ 3,712,000 $ 195,000 $ 5,000
BOISE CITY-NAMPA, ID 19 $ 3,066,000 $ 161,000 $ 1,000
BOULDER, CO 19 $ 5,203,000 $ 273,000 $ 99,000
MANCHESTER-NASHUA, NH 19 $ 3,619,000 $ 190,000 $ 27,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 19 $ 3,321,000 $ 174,000 $ 13,000
WORCESTER, MA 19 $ 3,875,000 $ 203,000 $ 13,000
BREMERTON-SILVERDALE, WA 18 $ 4,615,000 $ 256,000 $ 36,000
BURLINGTON-SOUTH BURLINGTON, VT 18 $ 3,899,000 $ 216,000 $ 8,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 18 $ 2,684,000 $ 149,000 $ 3,000
SAVANNAH, GA 18 $ 3,385,000 $ 188,000 $ 38,000
AKRON, OH 17 $ 2,990,000 $ 175,000 $ 45,000
BRIDGEPORT-STAMFORD-NORWALK, CT 17 $ 6,062,000 $ 356,000 $ 68,000
CAPE CORAL-FORT MYERS, FL 17 $ 3,103,000 $ 182,000 $ 87,000
DES MOINES-WEST DES MOINES, IA 17 $ 2,551,000 $ 150,000 $ 17,000
FAIRBANKS, AK 17 $ 3,122,000 $ 183,000 $ 0
GARY, IN 17 $ 2,963,000 $ 174,000 $ 30,000
GULFPORT-BILOXI, MS 17 $ 2,564,000 $ 150,000 $ 12,000
MANHATTAN, KS 17 $ 2,357,000 $ 138,000 $ 15,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 16 $ 3,013,000 $ 210,000 $ 13,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 16 $ 3,438,000 $ 214,000 $ 41,000
ELIZABETHTOWN, KY 15 $ 1,978,000 $ 131,000 $ 0
GRAND JUNCTION, CO 15 $ 2,850,000 $ 190,000 $ 43,000
GREAT FALLS, MT 15 $ 2,271,000 $ 151,000 $ 0
GREENSBORO-HIGH POINT, NC 15 $ 2,332,000 $ 155,000 $ 21,000
HUNTINGTON-ASHLAND, WV-KY-OH 15 $ 2,081,000 $ 132,333 $ 4,333
LINCOLN, NE 15 $ 1,867,000 $ 124,000 $ 5,000
RAPID CITY, SD 15 $ 2,709,000 $ 180,000 $ 0
SIOUX FALLS, SD 15 $ 2,244,000 $ 149,000 $ 8,000
DOVER, DE 14 $ 3,056,000 $ 218,000 $ 8,000
LANCASTER, PA 14 $ 2,148,000 $ 153,000 $ 23,000
SYRACUSE, NY 14 $ 1,637,000 $ 116,000 $ 6,000
YORK-HANOVER, PA 14 $ 2,376,000 $ 169,000 $ 16,000
FRESNO, CA 13 $ 2,565,000 $ 197,000 $ 10,000
HINESVILLE-FORT STEWART, GA 13 $ 1,778,000 $ 136,000 $ 7,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 13 $ 2,761,000 $ 187,000 $ 24,500
LAWTON, OK 13 $ 2,031,000 $ 156,000 $ 0
MIAMI-MIAMI BEACH-KENDALL, FL 13 $ 2,715,000 $ 208,000 $ 21,000
MISSOULA, MT 13 $ 2,424,000 $ 186,000 $ 14,000
WARNER ROBINS, GA 13 $ 2,090,000 $ 160,000 $ 31,000
WINCHESTER, VA-WV 13 $ 2,250,000 $ 150,000 $ 27,500
ANDERSON, IN 12 $ 1,691,000 $ 140,000 $ 63,000
BARNSTABLE TOWN, MA 12 $ 2,884,000 $ 240,000 $ 42,000
NORTH PORT-BRADENTON-SARASOTA, FL 12 $ 2,513,000 $ 209,000 $ 157,000
PEABODY, MA 12 $ 3,634,000 $ 302,000 $ 42,000
SALT LAKE CITY, UT 12 $ 2,446,000 $ 203,000 $ 23,000
SANTA ANA-ANAHEIM-IRVINE, CA 12 $ 4,612,000 $ 384,000 $ 46,000
UTICA-ROME, NY 12 $ 1,646,000 $ 137,000 $ 5,000
AUBURN-OPELIKA, AL 11 $ 1,793,000 $ 163,000 $ 47,000
OLYMPIA, WA 11 $ 2,469,000 $ 224,000 $ 27,000
OXNARD-THOUSAND OAKS-VENTURA, CA 11 $ 2,858,000 $ 259,000 $ 59,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 11 $ 5,243,000 $ 476,000 $ 137,000
TOPEKA, KS 11 $ 1,702,000 $ 154,000 $ 13,000
WILMINGTON, NC 11 $ 2,316,000 $ 210,000 $ 38,000
CANTON-MASSILLON, OH 10 $ 1,326,000 $ 132,000 $ 27,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 10 $ 1,139,000 $ 113,500 $ 3,500
DETROIT-LIVONIA-DEARBORN, MI 10 $ 1,239,000 $ 123,000 $ 31,000
GAINESVILLE, GA 10 $ 2,176,000 $ 217,000 $ 73,000
MADISON, WI 10 $ 1,512,000 $ 151,000 $ 10,000
PRESCOTT, AZ 10 $ 1,663,000 $ 166,000 $ 17,000
PROVO-OREM, UT 10 $ 1,844,000 $ 184,000 $ 18,000
SALEM, OR 10 $ 1,848,000 $ 184,000 $ 0
ALEXANDRIA, LA 9 $ 1,229,000 $ 136,000 $ 0
AMARILLO, TX 9 $ 1,656,000 $ 184,000 $ 0
BINGHAMTON, NY 9 $ 984,000 $ 109,000 $ 0
CHARLOTTESVILLE, VA 9 $ 2,705,000 $ 300,000 $ 136,000
CHATTANOOGA, TN-GA 9 $ 1,079,000 $ 119,000 $ 43,500
CHEYENNE, WY 9 $ 1,569,000 $ 174,000 $ 16,000
CORPUS CHRISTI, TX 9 $ 1,119,000 $ 124,000 $ 0
DURHAM-CHAPEL HILL, NC 9 $ 1,912,000 $ 212,000 $ 21,000
GRAND RAPIDS-WYOMING, MI 9 $ 1,137,000 $ 126,000 $ 10,000
LAS CRUCES, NM 9 $ 1,364,000 $ 151,000 $ 6,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 9 $ 1,596,000 $ 177,000 $ 96,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 9 $ 1,368,000 $ 152,000 $ 41,000
PUEBLO, CO 9 $ 1,335,000 $ 148,000 $ 0
READING, PA 9 $ 1,762,000 $ 195,000 $ 0
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 9 $ 3,930,000 $ 436,000 $ 92,000
SPOKANE, WA 9 $ 1,295,000 $ 143,000 $ 0
VALDOSTA, GA 9 $ 1,389,000 $ 154,000 $ 0
WINSTON-SALEM, NC 9 $ 1,159,000 $ 128,000 $ 28,000
ATLANTIC CITY-HAMMONTON, NJ 8 $ 1,840,000 $ 230,000 $ 21,000
BAKERSFIELD-DELANO, CA 8 $ 1,478,000 $ 184,000 $ 0
CHARLESTON, WV 8 $ 1,520,000 $ 190,000 $ 7,000
EUGENE-SPRINGFIELD, OR 8 $ 1,392,000 $ 174,000 $ 0
GREENVILLE-MAULDIN-EASLEY, SC 8 $ 1,085,000 $ 135,000 $ 6,000
LEWISTON-AUBURN, ME 8 $ 1,082,000 $ 135,000 $ 7,000
LYNCHBURG, VA 8 $ 1,848,000 $ 231,000 $ 177,000
NORWICH-NEW LONDON, CT 8 $ 1,782,000 $ 222,000 $ 31,000
RACINE, WI 8 $ 1,358,000 $ 169,000 $ 14,000
TOLEDO, OH 8 $ 996,000 $ 124,000 $ 53,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 8 $ 1,731,000 $ 216,000 $ 79,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 8 $ 1,230,000 $ 153,000 $ 5,000
APPLETON, WI 7 $ 768,000 $ 109,000 $ 0
ASHEVILLE, NC 7 $ 1,289,000 $ 184,000 $ 0
ERIE, PA 7 $ 840,000 $ 120,000 $ 0
EVANSVILLE, IN-KY 7 $ 1,078,000 $ 151,500 $ 10,000
LAFAYETTE, LA 7 $ 687,000 $ 98,000 $ 0
LAKE HAVASU CITY-KINGMAN, AZ 7 $ 1,132,000 $ 161,000 $ 19,000
OWENSBORO, KY 7 $ 936,000 $ 133,000 $ 15,000
PORT ST. LUCIE, FL 7 $ 1,085,000 $ 155,000 $ 40,000
SCRANTON--WILKES-BARRE, PA 7 $ 885,000 $ 126,000 $ 0
SPRINGFIELD, MO 7 $ 923,000 $ 131,000 $ 0
TRENTON-EWING, NJ 7 $ 1,951,000 $ 278,000 $ 65,000
ANDERSON, SC 6 $ 916,000 $ 152,000 $ 11,000
BANGOR, ME 6 $ 931,000 $ 155,000 $ 0
BEAUMONT-PORT ARTHUR, TX 6 $ 816,000 $ 136,000 $ 0
BEND, OR 6 $ 1,869,000 $ 311,000 $ 129,000
CEDAR RAPIDS, IA 6 $ 668,000 $ 111,000 $ 0
DOTHAN, AL 6 $ 795,000 $ 132,000 $ 0
FARGO, ND-MN 6 $ 888,000 $ 148,000 $ 22,000
GLENS FALLS, NY 6 $ 884,000 $ 147,000 $ 19,000
KALAMAZOO-PORTAGE, MI 6 $ 1,201,000 $ 200,000 $ 44,000
LAKELAND-WINTER HAVEN, FL 6 $ 1,351,000 $ 225,000 $ 17,000
LANSING-EAST LANSING, MI 6 $ 749,000 $ 124,000 $ 10,000
MACON, GA 6 $ 811,000 $ 135,000 $ 26,000
MOBILE, AL 6 $ 654,000 $ 109,000 $ 19,000
PASCAGOULA, MS 6 $ 1,230,000 $ 205,000 $ 8,000
WICHITA FALLS, TX 6 $ 680,000 $ 113,000 $ 0
YUBA CITY, CA 6 $ 1,065,000 $ 177,000 $ 0
ABILENE, TX 5 $ 738,000 $ 147,000 $ 0
COEUR D'ALENE, ID 5 $ 679,000 $ 135,000 $ 0
CUMBERLAND, MD-WV 5 $ 635,000 $ 111,500 $ 2,000
FARMINGTON, NM 5 $ 902,000 $ 180,000 $ 19,000
HOLLAND-GRAND HAVEN, MI 5 $ 797,000 $ 159,000 $ 57,000
IDAHO FALLS, ID 5 $ 783,000 $ 156,000 $ 0
KENNEWICK-PASCO-RICHLAND, WA 5 $ 782,000 $ 156,000 $ 0
LAKE CHARLES, LA 5 $ 663,000 $ 132,000 $ 0
LAWRENCE, KS 5 $ 703,000 $ 140,000 $ 17,000
LUBBOCK, TX 5 $ 694,000 $ 138,000 $ 0
MCALLEN-EDINBURG-MISSION, TX 5 $ 647,000 $ 129,000 $ 14,000
OCALA, FL 5 $ 933,000 $ 186,000 $ 0
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 5 $ 930,000 $ 186,000 $ 136,000
SIOUX CITY, IA-NE-SD 5 $ 772,000 $ 152,000 $ 0
ST. CLOUD, MN 5 $ 944,000 $ 188,000 $ 0
TALLAHASSEE, FL 5 $ 853,000 $ 170,000 $ 10,000
TUSCALOOSA, AL 5 $ 1,176,000 $ 235,000 $ 0
TYLER, TX 5 $ 590,000 $ 118,000 $ 0
VALLEJO-FAIRFIELD, CA 5 $ 995,000 $ 199,000 $ 17,000
VINELAND-MILLVILLE-BRIDGETON, NJ 5 $ 635,000 $ 127,000 $ 0
WATERLOO-CEDAR FALLS, IA 5 $ 585,000 $ 117,000 $ 0
YUMA, AZ 5 $ 1,304,000 $ 260,000 $ 24,000
BISMARCK, ND 4 $ 717,000 $ 179,000 $ 0
COLLEGE STATION-BRYAN, TX 4 $ 621,000 $ 155,000 $ 451,000
DECATUR, AL 4 $ 433,000 $ 108,000 $ 0
EAU CLAIRE, WI 4 $ 689,000 $ 172,000 $ 19,000
FLINT, MI 4 $ 628,000 $ 157,000 $ 8,000
FLORENCE-MUSCLE SHOALS, AL 4 $ 691,000 $ 172,000 $ 0
FORT SMITH, AR-OK 4 $ 417,000 $ 104,000 $ 19,000
FORT WAYNE, IN 4 $ 521,000 $ 130,000 $ 12,000
GOLDSBORO, NC 4 $ 698,000 $ 174,000 $ 0
GREEN BAY, WI 4 $ 565,000 $ 141,000 $ 0
GREENVILLE, NC 4 $ 537,000 $ 134,000 $ 0
HICKORY-LENOIR-MORGANTON, NC 4 $ 532,000 $ 133,000 $ 0
JONESBORO, AR 4 $ 671,000 $ 167,000 $ 0
KINGSPORT-BRISTOL-BRISTOL, TN-VA 4 $ 443,000 $ 110,500 $ 30,500
KOKOMO, IN 4 $ 506,000 $ 126,000 $ 22,000
LEWISTON, ID-WA 4 $ 519,000 $ 117,500 $ 53,500
MEDFORD, OR 4 $ 762,000 $ 190,000 $ 7,000
MONROE, LA 4 $ 478,000 $ 119,000 $ 0
ODESSA, TX 4 $ 837,000 $ 209,000 $ 117,000
PEORIA, IL 4 $ 537,000 $ 134,000 $ 0
SANTA BARBARA-SANTA MARIA-GOLETA, CA 4 $ 875,000 $ 218,000 $ 18,000
SPRINGFIELD, IL 4 $ 543,000 $ 135,000 $ 34,000
STOCKTON, CA 4 $ 778,000 $ 194,000 $ 27,000
VISALIA-PORTERVILLE, CA 4 $ 762,000 $ 190,000 $ 30,000
ANNISTON-OXFORD, AL 3 $ 447,000 $ 149,000 $ 0
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 3 $ 578,000 $ 192,000 $ 66,000
BLOOMINGTON, IN 3 $ 482,000 $ 160,000 $ 35,000
BOWLING GREEN, KY 3 $ 456,000 $ 152,000 $ 0
BRUNSWICK, GA 3 $ 549,000 $ 183,000 $ 28,000
CASPER, WY 3 $ 655,000 $ 218,000 $ 0
CLEVELAND, TN 3 $ 518,000 $ 172,000 $ 34,000
DALTON, GA 3 $ 683,000 $ 227,000 $ 71,000
DANVILLE, VA 3 $ 498,000 $ 166,000 $ 32,000
EL CENTRO, CA 3 $ 459,000 $ 153,000 $ 0
ITHACA, NY 3 $ 416,000 $ 138,000 $ 23,000
JOHNSTOWN, PA 3 $ 295,000 $ 98,000 $ 0
LAFAYETTE, IN 3 $ 387,000 $ 129,000 $ 43,000
LEBANON, PA 3 $ 339,000 $ 113,000 $ 0
LONGVIEW, TX 3 $ 445,000 $ 148,000 $ 0
LONGVIEW, WA 3 $ 495,000 $ 165,000 $ 0
MADERA-CHOWCHILLA, CA 3 $ 383,000 $ 127,000 $ 11,000
MODESTO, CA 3 $ 527,000 $ 175,000 $ 0
MOUNT VERNON-ANACORTES, WA 3 $ 666,000 $ 222,000 $ 30,000
MUNCIE, IN 3 $ 304,000 $ 101,000 $ 8,000
MUSKEGON-NORTON SHORES, MI 3 $ 391,000 $ 130,000 $ 16,000
OCEAN CITY, NJ 3 $ 638,000 $ 212,000 $ 50,000
PALM COAST, FL 3 $ 326,000 $ 108,000 $ 34,000
PINE BLUFF, AR 3 $ 263,000 $ 87,000 $ 0
PITTSFIELD, MA 3 $ 884,000 $ 294,000 $ 0
PUNTA GORDA, FL 3 $ 713,000 $ 237,000 $ 32,000
ROCKFORD, IL 3 $ 480,000 $ 160,000 $ 47,000
ROCKY MOUNT, NC 3 $ 361,000 $ 120,000 $ 24,000
SAN ANGELO, TX 3 $ 509,000 $ 169,000 $ 0
SANTA FE, NM 3 $ 842,000 $ 280,000 $ 216,000
SANTA ROSA-PETALUMA, CA 3 $ 897,000 $ 299,000 $ 30,000
SEBASTIAN-VERO BEACH, FL 3 $ 450,000 $ 150,000 $ 29,000
ST. JOSEPH, MO-KS 3 $ 451,000 $ 150,000 $ 24,000
STATE COLLEGE, PA 3 $ 679,000 $ 226,000 $ 0
WENATCHEE-EAST WENATCHEE, WA 3 $ 299,000 $ 99,000 $ 0
WHEELING, WV-OH 3 $ 283,000 $ 94,000 $ 0
WILLIAMSPORT, PA 3 $ 391,000 $ 130,000 $ 0
ALBANY, GA 2 $ 285,000 $ 142,000 $ 0
BLOOMINGTON-NORMAL, IL 2 $ 297,000 $ 148,000 $ 0
BROWNSVILLE-HARLINGEN, TX 2 $ 222,000 $ 111,000 $ 0
BURLINGTON, NC 2 $ 202,000 $ 101,000 $ 0
CAPE GIRARDEAU-JACKSON, MO-IL 2 $ 217,000 $ 108,000 $ 0
COLUMBIA, MO 2 $ 269,000 $ 134,000 $ 0
COLUMBUS, IN 2 $ 634,000 $ 317,000 $ 307,000
DULUTH, MN-WI 2 $ 249,000 $ 124,000 $ 0
ELKHART-GOSHEN, IN 2 $ 233,000 $ 116,000 $ 0
FLORENCE, SC 2 $ 245,000 $ 122,000 $ 0
GAINESVILLE, FL 2 $ 351,000 $ 175,000 $ 0
GRAND FORKS, ND-MN 2 $ 279,000 $ 139,000 $ 0
HARRISONBURG, VA 2 $ 296,000 $ 148,000 $ 56,000
HOT SPRINGS, AR 2 $ 218,000 $ 109,000 $ 0
IOWA CITY, IA 2 $ 369,000 $ 184,000 $ 0
JACKSON, MI 2 $ 312,000 $ 156,000 $ 0
JANESVILLE, WI 2 $ 247,000 $ 123,000 $ 0
JOHNSON CITY, TN 2 $ 227,000 $ 113,000 $ 0
LIMA, OH 2 $ 284,000 $ 142,000 $ 0
MANKATO-NORTH MANKATO, MN 2 $ 192,000 $ 96,000 $ 0
MANSFIELD, OH 2 $ 231,000 $ 115,000 $ 0
MICHIGAN CITY-LA PORTE, IN 2 $ 284,000 $ 142,000 $ 0
MONROE, MI 2 $ 200,000 $ 100,000 $ 45,000
NAPA, CA 2 $ 568,000 $ 284,000 $ 0
POCATELLO, ID 2 $ 251,000 $ 125,000 $ 0
ROCHESTER, MN 2 $ 395,000 $ 197,000 $ 0
SALISBURY, MD 2 $ 549,000 $ 274,000 $ 94,000
SANDUSKY, OH 2 $ 250,000 $ 125,000 $ 0
SANTA CRUZ-WATSONVILLE, CA 2 $ 802,000 $ 401,000 $ 127,000
VICTORIA, TX 2 $ 322,000 $ 161,000 $ 19,000
WACO, TX 2 $ 213,000 $ 106,000 $ 0
ANN ARBOR, MI 1 $ 157,000 $ 157,000 $ 82,000
ATHENS-CLARKE COUNTY, GA 1 $ 287,000 $ 287,000 $ 59,000
BATTLE CREEK, MI 1 $ 91,000 $ 91,000 $ 0
BELLINGHAM, WA 1 $ 231,000 $ 231,000 $ 0
CHICO, CA 1 $ 183,000 $ 183,000 $ 0
CORVALLIS, OR 1 $ 348,000 $ 348,000 $ 0
DECATUR, IL 1 $ 98,000 $ 98,000 $ 0
HANFORD-CORCORAN, CA 1 $ 98,000 $ 98,000 $ 0
HATTIESBURG, MS 1 $ 178,000 $ 178,000 $ 0
HOUMA-BAYOU CANE-THIBODAUX, LA 1 $ 148,000 $ 148,000 $ 0
JOPLIN, MO 1 $ 113,000 $ 113,000 $ 0
KINGSTON, NY 1 $ 177,000 $ 177,000 $ 77,000
LA CROSSE, WI-MN 1 $ 172,000 $ 172,000 $ 0
LAREDO, TX 1 $ 247,000 $ 247,000 $ 0
LOGAN, UT-ID 1 $ 174,000 $ 174,000 $ 0
MIDLAND, TX 1 $ 96,000 $ 96,000 $ 0
MORGANTOWN, WV 1 $ 159,000 $ 159,000 $ 0
MORRISTOWN, TN 1 $ 163,000 $ 163,000 $ 0
NAPLES-MARCO ISLAND, FL 1 $ 137,000 $ 137,000 $ 72,000
NILES-BENTON HARBOR, MI 1 $ 105,000 $ 105,000 $ 50,000
OSHKOSH-NEENAH, WI 1 $ 175,000 $ 175,000 $ 63,000
PARKERSBURG-MARIETTA-VIENNA, WV-OH 1 $ 135,000 $ 135,000 $ 64,000
ROME, GA 1 $ 169,000 $ 169,000 $ 86,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 1 $ 157,000 $ 157,000 $ 0
SALINAS, CA 1 $ 421,000 $ 421,000 $ 314,000
SHEBOYGAN, WI 1 $ 135,000 $ 135,000 $ 0
SHERMAN-DENISON, TX 1 $ 104,000 $ 104,000 $ 0
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 222,000 $ 222,000 $ 0
SPARTANBURG, SC 1 $ 176,000 $ 176,000 $ 0
SPRINGFIELD, OH 1 $ 162,000 $ 162,000 $ 0
SUMTER, SC 1 $ 171,000 $ 171,000 $ 0
TEXARKANA, TX-TEXARKANA, AR 1 $ 83,000 $ 83,000 $ 0
WAUSAU, WI 1 $ 99,000 $ 99,000 $ 0
YAKIMA, WA 1 $ 172,000 $ 172,000 $ 0

Mortgage Loan Application Detail Totals for Access National Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,774 $1,826,250,000 $208,000 $3,300,000 $46,000 $3,520,000
Home Purchase 1,607 $364,120,000 $226,000 $1,575,000 $100,000 $3,000,000
Home Improvement 3 $1,036,000 $345,000 $433,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,159 $1,677,262,000 $205,000 $3,300,000 $52,000 $3,520,000
Black or African American 721 $140,688,000 $195,000 $1,156,000 $34,000 $420,000
Not Provided 637 $177,142,000 $278,000 $1,600,000 $124,000 $2,556,000
Hispanic 565 $116,010,000 $205,000 $671,000 $36,000 $497,000
Asian 202 $53,422,000 $264,000 $1,320,000 $92,000 $677,000
Native Hawaiian or Other Pacific Islander 45 $10,004,000 $222,000 $623,000 $51,000 $322,000
American Indian or Alaskan Native 28 $5,780,000 $206,000 $525,000 $58,000 $201,000
Not applicable 27 $11,098,000 $411,000 $1,900,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 4,700 $846,280,000 $180,000 $1,156,000 $8,000 $651,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,247 $861,294,000 $265,000 $3,300,000 $138,000 $3,520,000
FHA-insured (Federal Housing Administration) 2,312 $464,126,000 $200,000 $743,000 $33,000 $1,146,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 125 $19,706,000 $157,000 $393,000 $51,000 $130,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,231 $1,155,640,000 $220,000 $2,237,000 $65,000 $3,520,000
Application Withdrawn By Applicant 2,711 $547,869,000 $202,000 $2,000,000 $43,000 $2,556,000
Application Denied By Financial Institution 2,378 $474,727,000 $199,000 $3,300,000 $47,000 $3,000,000
Application Approved But Not Accepted 64 $13,170,000 $205,000 $604,000 $58,000 $364,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 950 $167,595,000 $176,000 $662,000 $17,000 $1,716,000
Unverifiable Information 570 $120,923,000 $212,000 $3,300,000 $49,000 $1,800,000
Collateral 480 $100,803,000 $210,000 $1,200,000 $78,000 $3,000,000
Other 182 $38,539,000 $211,000 $1,250,000 $85,000 $1,740,000
Debt-To-Income Ratio 156 $38,602,000 $247,000 $815,000 $73,000 $326,000
Insufficient Cash (Downpayment, Closing Cost) 30 $6,113,000 $203,000 $750,000 $59,000 $209,000
Employment History 4 $663,000 $165,000 $358,000 $73,000 $120,000
Credit Application Incomplete 3 $586,000 $195,000 $248,000 $41,000 $125,000
Mortgage Insurance Denied 3 $903,000 $301,000 $388,000 $116,000 $187,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Access National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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