Alliant Credit Union Mortgage Lending & HMDA Data, 2013

In 2013, Alliant Credit Union of Chicago, IL reported 2,993 mortgage applications totaling $1.4 billion, up 34% from 2012. The average application was for $453,583, and applicants reported an average income of $194,776. 83% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (1,202), Denver-Aurora-Broomfield, CO (147) and Lake County-Kenosha County, IL-WI (125) (applications in parentheses).

Mortgage Company & Address Alliant Credit Union
11545 W Touhy
Chicago, IL 60666
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 2,993
Total Mortgage Loan Application Amount $1,357,574,000
Average Mortgage Loan Application Amount $453,583
Highest Mortgage Loan Application Amount $13,000,000
Average Applicant Income $194,776
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliant Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Alliant Credit Union by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 992 $ 485,312,000 $ 489,225 $ 218,000
DuPage, Illinois 129 $ 59,747,000 $ 463,155 $ 263,000
Lake, Illinois 122 $ 63,241,000 $ 518,368 $ 265,000
Santa Clara, California 84 $ 51,119,000 $ 608,559 $ 172,000
Los Angeles, California 77 $ 39,658,000 $ 515,038 $ 164,000
Maricopa, Arizona 63 $ 17,722,000 $ 281,301 $ 131,000
San Mateo, California 61 $ 37,245,000 $ 610,573 $ 163,000
Alameda, California 51 $ 21,495,000 $ 421,470 $ 151,000
Middlesex, Massachusetts 43 $ 20,160,000 $ 468,837 $ 155,000
Contra Costa, California 39 $ 19,300,000 $ 494,871 $ 186,000
Douglas, Colorado 38 $ 13,952,000 $ 367,157 $ 157,000
Kane, Illinois 36 $ 10,110,000 $ 280,833 $ 152,000
San Diego, California 35 $ 20,869,000 $ 596,257 $ 223,000
Denver, Colorado 31 $ 10,010,000 $ 322,903 $ 133,000
Suffolk, Massachusetts 30 $ 15,235,000 $ 507,833 $ 192,000
Arapahoe, Colorado 28 $ 6,777,000 $ 242,035 $ 127,000
Jefferson, Colorado 24 $ 9,560,000 $ 398,333 $ 171,000
McHenry, Illinois 23 $ 4,607,000 $ 200,304 $ 106,000
Orange, California 21 $ 11,732,000 $ 558,666 $ 189,000
Clark, Nevada 20 $ 3,815,000 $ 190,750 $ 122,000
King, Washington 20 $ 11,469,000 $ 573,450 $ 220,000
Will, Illinois 19 $ 7,508,000 $ 395,157 $ 165,000
Norfolk, Massachusetts 19 $ 11,097,000 $ 584,052 $ 208,000
Marin, California 17 $ 10,494,000 $ 617,294 $ 155,000
Hudson, New Jersey 17 $ 8,511,000 $ 500,647 $ 192,000
Loudoun, Virginia 17 $ 5,730,000 $ 337,058 $ 108,000
Milwaukee, Wisconsin 17 $ 9,064,000 $ 533,176 $ 952,000
Riverside, California 16 $ 6,087,000 $ 380,437 $ 115,000
Harris, Texas 16 $ 5,726,000 $ 357,875 $ 188,000
San Francisco, California 14 $ 7,784,000 $ 556,000 $ 228,000
Boulder, Colorado 14 $ 6,527,000 $ 466,214 $ 167,000
Montgomery, Texas 13 $ 4,866,000 $ 374,307 $ 201,000
Broomfield, Colorado 12 $ 3,303,000 $ 275,250 $ 145,000
Fairfield, Connecticut 12 $ 7,122,000 $ 593,500 $ 189,000
Sonoma, California 11 $ 5,001,000 $ 454,636 $ 223,000
Broward, Florida 11 $ 2,109,000 $ 191,727 $ 105,000
Essex, Massachusetts 11 $ 5,279,000 $ 479,909 $ 172,000
Fairfax, Virginia 10 $ 3,109,000 $ 310,900 $ 98,000
Prince William, Virginia 10 $ 3,259,000 $ 325,900 $ 116,000
Waukesha, Wisconsin 10 $ 5,083,000 $ 508,300 $ 253,000
San Bernardino, California 9 $ 3,372,000 $ 374,666 $ 137,000
Solano, California 9 $ 2,246,000 $ 249,555 $ 84,000
Adams, Colorado 9 $ 1,142,000 $ 126,888 $ 89,000
Larimer, Colorado 9 $ 3,007,000 $ 334,111 $ 127,000
Suffolk, New York 9 $ 3,379,000 $ 375,444 $ 182,000
Mecklenburg, North Carolina 9 $ 2,853,000 $ 317,000 $ 147,000
Ozaukee, Wisconsin 9 $ 5,490,000 $ 610,000 $ 382,000
District of Columbia, District Of Columbia 8 $ 5,149,000 $ 643,625 $ 410,000
Lee, Florida 8 $ 1,618,000 $ 202,250 $ 117,000
Cobb, Georgia 8 $ 3,369,000 $ 421,125 $ 209,000
Honolulu, Hawaii 8 $ 2,416,000 $ 302,000 $ 143,000
Hennepin, Minnesota 8 $ 2,374,000 $ 296,750 $ 231,000
Pierce, Washington 8 $ 1,529,000 $ 191,125 $ 85,000
Dane, Wisconsin 8 $ 3,527,000 $ 440,875 $ 228,000
Fulton, Georgia 7 $ 4,144,000 $ 592,000 $ 593,000
Worcester, Massachusetts 7 $ 3,570,000 $ 510,000 $ 174,000
Oakland, Michigan 7 $ 3,323,000 $ 474,714 $ 246,000
St. Louis, Missouri 7 $ 3,348,000 $ 478,285 $ 335,000
Middlesex, New Jersey 7 $ 2,090,000 $ 298,571 $ 163,000
Travis, Texas 7 $ 3,581,000 $ 511,571 $ 149,000
Placer, California 6 $ 2,737,000 $ 456,166 $ 198,000
Santa Cruz, California 6 $ 3,477,000 $ 579,500 $ 151,000
Miami-Dade, Florida 6 $ 1,297,000 $ 216,166 $ 112,000
Lake, Indiana 6 $ 732,000 $ 122,000 $ 84,000
Washoe, Nevada 6 $ 1,515,000 $ 252,500 $ 74,000
Kings, New York 6 $ 2,826,000 $ 471,000 $ 148,000
Clark, Washington 6 $ 1,623,000 $ 270,500 $ 127,000
Sacramento, California 5 $ 876,000 $ 175,200 $ 102,000
El Paso, Colorado 5 $ 2,141,000 $ 428,200 $ 130,000
Hartford, Connecticut 5 $ 2,674,000 $ 534,800 $ 206,000
Palm Beach, Florida 5 $ 1,490,000 $ 298,000 $ 154,000
Maui, Hawaii 5 $ 2,213,000 $ 442,600 $ 130,000
Porter, Indiana 5 $ 1,299,000 $ 259,800 $ 97,000
Beaufort, South Carolina 5 $ 2,955,000 $ 591,000 $ 308,000
Denton, Texas 5 $ 3,621,000 $ 724,200 $ 244,000
Frederick, Virginia 5 $ 1,462,000 $ 292,400 $ 106,000
Walworth, Wisconsin 5 $ 2,100,000 $ 420,000 $ 312,000
Teton, Wyoming 5 $ 3,049,000 $ 609,800 $ 220,000
El Dorado, California 4 $ 1,658,000 $ 414,500 $ 166,000
Napa, California 4 $ 1,349,000 $ 337,250 $ 160,000
San Joaquin, California 4 $ 606,000 $ 151,500 $ 89,000
Santa Barbara, California 4 $ 2,898,000 $ 724,500 $ 163,000
Ventura, California 4 $ 3,090,000 $ 772,500 $ 198,000
Mesa, Colorado 4 $ 1,337,000 $ 334,250 $ 175,000
Collier, Florida 4 $ 1,754,000 $ 438,500 $ 217,000
Hillsborough, Florida 4 $ 1,221,000 $ 305,250 $ 138,000
Orange, Florida 4 $ 922,000 $ 230,500 $ 138,000
Pinellas, Florida 4 $ 978,000 $ 244,500 $ 104,000
Ada, Idaho 4 $ 1,364,000 $ 341,000 $ 92,000
Daviess, Kentucky 4 $ 681,000 $ 170,250 $ 93,000
Barnstable, Massachusetts 4 $ 2,118,000 $ 529,500 $ 143,000
Plymouth, Massachusetts 4 $ 2,015,000 $ 503,750 $ 119,000
Essex, New Jersey 4 $ 2,248,000 $ 562,000 $ 307,000
Somerset, New Jersey 4 $ 2,575,000 $ 643,750 $ 313,000
Union, New Jersey 4 $ 1,427,000 $ 356,750 $ 124,000
New York, New York 4 $ 2,771,000 $ 692,750 $ 295,000
Wake, North Carolina 4 $ 2,164,000 $ 541,000 $ 169,000
Philadelphia, Pennsylvania 4 $ 1,714,000 $ 428,500 $ 136,000
Salt Lake, Utah 4 $ 1,343,000 $ 335,750 $ 315,000
Fauquier, Virginia 4 $ 1,431,000 $ 357,750 $ 167,000
Pima, Arizona 3 $ 923,000 $ 307,666 $ 89,000
Pinal, Arizona 3 $ 539,000 $ 179,666 $ 111,000
Monterey, California 3 $ 945,000 $ 315,000 $ 85,000
Yolo, California 3 $ 1,635,000 $ 545,000 $ 267,000
Elbert, Colorado 3 $ 574,000 $ 191,333 $ 76,000
Weld, Colorado 3 $ 1,058,000 $ 352,666 $ 82,000
Litchfield, Connecticut 3 $ 1,649,000 $ 549,666 $ 208,000
New Haven, Connecticut 3 $ 1,381,000 $ 460,333 $ 177,000
New Castle, Delaware 3 $ 1,299,000 $ 433,000 $ 183,000
Brevard, Florida 3 $ 1,311,000 $ 437,000 $ 142,000
Sarasota, Florida 3 $ 824,000 $ 274,666 $ 147,000
DeKalb, Georgia 3 $ 1,407,000 $ 469,000 $ 219,000
Hendricks, Indiana 3 $ 460,000 $ 153,333 $ 103,000
Johnson, Kansas 3 $ 1,519,000 $ 506,333 $ 240,000
Anne Arundel, Maryland 3 $ 1,035,000 $ 345,000 $ 102,000
Howard, Maryland 3 $ 1,423,000 $ 474,333 $ 255,000
Hampden, Massachusetts 3 $ 1,142,000 $ 380,666 $ 226,000
Burlington, New Jersey 3 $ 930,000 $ 310,000 $ 205,000
Hunterdon, New Jersey 3 $ 1,597,000 $ 532,333 $ 193,000
Mercer, New Jersey 3 $ 1,994,000 $ 664,666 $ 151,000
Monmouth, New Jersey 3 $ 1,366,000 $ 455,333 $ 128,000
Westchester, New York 3 $ 2,099,000 $ 699,666 $ 253,000
Guilford, North Carolina 3 $ 709,000 $ 236,333 $ 146,000
Orange, North Carolina 3 $ 1,336,000 $ 445,333 $ 224,000
Union, North Carolina 3 $ 985,000 $ 328,333 $ 100,000
Franklin, Ohio 3 $ 465,000 $ 155,000 $ 221,000
Deschutes, Oregon 3 $ 805,000 $ 268,333 $ 120,000
Multnomah, Oregon 3 $ 467,000 $ 155,666 $ 78,000
Bucks, Pennsylvania 3 $ 1,601,000 $ 533,666 $ 207,000
Charleston, South Carolina 3 $ 1,280,000 $ 426,666 $ 173,000
Williamson, Tennessee 3 $ 961,000 $ 320,333 $ 111,000
Dallas, Texas 3 $ 1,893,000 $ 631,000 $ 219,000
Summit, Utah 3 $ 1,900,000 $ 633,333 $ 202,000
Weber, Utah 3 $ 1,345,000 $ 448,333 $ 147,000
Alexandria, Virginia 3 $ 1,293,000 $ 431,000 $ 198,000
Arlington, Virginia 3 $ 2,219,000 $ 739,666 $ 282,000
Snohomish, Washington 3 $ 1,166,000 $ 388,666 $ 117,000
Thurston, Washington 3 $ 654,000 $ 218,000 $ 49,000
Kenosha, Wisconsin 3 $ 1,485,000 $ 495,000 $ 181,000
Lincoln, Wisconsin 3 $ 225,000 $ 75,000 $ 212,000
Calaveras, California 2 $ 445,000 $ 222,500 $ 108,000
Grand, Colorado 2 $ 472,000 $ 236,000 $ 151,000
La Plata, Colorado 2 $ 1,127,000 $ 563,500 $ 225,000
Summit, Colorado 2 $ 571,000 $ 285,500 $ 167,000
Middlesex, Connecticut 2 $ 736,000 $ 368,000 $ 129,000
Sussex, Delaware 2 $ 575,000 $ 287,500 $ 117,000
Martin, Florida 2 $ 814,000 $ 407,000 $ 185,000
Okaloosa, Florida 2 $ 622,000 $ 311,000 $ 177,000
Pasco, Florida 2 $ 298,000 $ 149,000 $ 88,000
Polk, Florida 2 $ 252,000 $ 126,000 $ 127,000
Seminole, Florida 2 $ 182,000 $ 91,000 $ 72,000
Dawson, Georgia 2 $ 935,000 $ 467,500 $ 122,000
Blaine, Idaho 2 $ 449,000 $ 224,500 $ 191,000
DeKalb, Illinois 2 $ 4,680,000 $ 2,340,000 $ 0
Marion, Indiana 2 $ 215,000 $ 107,500 $ 83,000
Jefferson, Kentucky 2 $ 3,979,000 $ 1,989,500 $ 67,000
Wicomico, Maryland 2 $ 903,000 $ 451,500 $ 219,000
Jackson, Missouri 2 $ 902,000 $ 451,000 $ 145,000
St. Louis City, Missouri 2 $ 417,000 $ 208,500 $ 91,000
Gallatin, Montana 2 $ 1,011,000 $ 505,500 $ 140,000
Douglas, Nebraska 2 $ 395,000 $ 197,500 $ 95,000
Hillsborough, New Hampshire 2 $ 1,174,000 $ 587,000 $ 237,000
Morris, New Jersey 2 $ 613,000 $ 306,500 $ 80,000
Nassau, New York 2 $ 2,085,000 $ 1,042,500 $ 452,000
Chatham, North Carolina 2 $ 959,000 $ 479,500 $ 309,000
Hamilton, Ohio 2 $ 319,000 $ 159,500 $ 131,000
Lucas, Ohio 2 $ 319,000 $ 159,500 $ 115,000
Clackamas, Oregon 2 $ 770,000 $ 385,000 $ 98,000
Curry, Oregon 2 $ 346,000 $ 173,000 $ 92,000
Delaware, Pennsylvania 2 $ 1,008,000 $ 504,000 $ 187,000
Bristol, Rhode Island 2 $ 1,101,000 $ 550,500 $ 215,000
Kent, Rhode Island 2 $ 827,000 $ 413,500 $ 97,000
Washington, Rhode Island 2 $ 1,050,000 $ 525,000 $ 357,000
Horry, South Carolina 2 $ 322,000 $ 161,000 $ 82,000
Cumberland, Tennessee 2 $ 221,000 $ 110,500 $ 34,000
Bexar, Texas 2 $ 1,001,000 $ 500,500 $ 176,000
Fort Bend, Texas 2 $ 380,000 $ 190,000 $ 89,000
Tarrant, Texas 2 $ 723,000 $ 361,500 $ 199,000
Davis, Utah 2 $ 620,000 $ 310,000 $ 204,000
Washington, Utah 2 $ 690,000 $ 345,000 $ 137,000
James City, Virginia 2 $ 418,000 $ 209,000 $ 72,000
Skagit, Washington 2 $ 1,104,000 $ 552,000 $ 146,000
Baldwin, Alabama 1 $ 245,000 $ 245,000 $ 88,000
Madison, Alabama 1 $ 545,000 $ 545,000 $ 91,000
Walker, Alabama 1 $ 487,000 $ 487,000 $ 166,000
Anchorage, Alaska 1 $ 174,000 $ 174,000 $ 79,000
Kenai Peninsula, Alaska 1 $ 86,000 $ 86,000 $ 153,000
Navajo, Arizona 1 $ 472,000 $ 472,000 $ 92,000
Santa Cruz, Arizona 1 $ 105,000 $ 105,000 $ 68,000
Yavapai, Arizona 1 $ 649,000 $ 649,000 $ 175,000
Benton, Arkansas 1 $ 463,000 $ 463,000 $ 115,000
Butte, California 1 $ 155,000 $ 155,000 $ 88,000
Fresno, California 1 $ 412,000 $ 412,000 $ 455,000
Mendocino, California 1 $ 180,000 $ 180,000 $ 56,000
Nevada, California 1 $ 417,000 $ 417,000 $ 332,000
San Benito, California 1 $ 194,000 $ 194,000 $ 55,000
San Luis Obispo, California 1 $ 217,000 $ 217,000 $ 232,000
Shasta, California 1 $ 160,000 $ 160,000 $ 72,000
Siskiyou, California 1 $ 250,000 $ 250,000 $ 76,000
Stanislaus, California 1 $ 325,000 $ 325,000 $ 181,000
Sutter, California 1 $ 30,000 $ 30,000 $ 90,000
Tulare, California 1 $ 100,000 $ 100,000 $ 17,000
Clear Creek, Colorado 1 $ 415,000 $ 415,000 $ 366,000
Delta, Colorado 1 $ 48,000 $ 48,000 $ 93,000
Eagle, Colorado 1 $ 380,000 $ 380,000 $ 107,000
Fremont, Colorado 1 $ 141,000 $ 141,000 $ 30,000
Garfield, Colorado 1 $ 600,000 $ 600,000 $ 590,000
Park, Colorado 1 $ 172,000 $ 172,000 $ 187,000
Pueblo, Colorado 1 $ 114,000 $ 114,000 $ 86,000
Routt, Colorado 1 $ 900,000 $ 900,000 $ 207,000
Windham, Connecticut 1 $ 232,000 $ 232,000 $ 165,000
Bay, Florida 1 $ 13,000 $ 13,000 $ 48,000
Duval, Florida 1 $ 280,000 $ 280,000 $ 142,000
Monroe, Florida 1 $ 485,000 $ 485,000 $ 162,000
Nassau, Florida 1 $ 142,000 $ 142,000 $ 50,000
Osceola, Florida 1 $ 120,000 $ 120,000 $ 44,000
Sumter, Florida 1 $ 170,000 $ 170,000 $ 39,000
Volusia, Florida 1 $ 262,000 $ 262,000 $ 99,000
Chatham, Georgia 1 $ 288,000 $ 288,000 $ 42,000
Douglas, Georgia 1 $ 115,000 $ 115,000 $ 55,000
Gwinnett, Georgia 1 $ 535,000 $ 535,000 $ 208,000
Houston, Georgia 1 $ 300,000 $ 300,000 $ 148,000
Hawaii, Hawaii 1 $ 361,000 $ 361,000 $ 68,000
Kootenai, Idaho 1 $ 130,000 $ 130,000 $ 274,000
Teton, Idaho 1 $ 626,000 $ 626,000 $ 206,000
Valley, Idaho 1 $ 300,000 $ 300,000 $ 85,000
Boone, Illinois 1 $ 209,000 $ 209,000 $ 127,000
Champaign, Illinois 1 $ 113,000 $ 113,000 $ 248,000
Kendall, Illinois 1 $ 12,000 $ 12,000 $ 78,000
Logan, Illinois 1 $ 80,000 $ 80,000 $ 120,000
Madison, Illinois 1 $ 179,000 $ 179,000 $ 156,000
Monroe, Illinois 1 $ 237,000 $ 237,000 $ 151,000
Tazewell, Illinois 1 $ 204,000 $ 204,000 $ 95,000
Winnebago, Illinois 1 $ 120,000 $ 120,000 $ 63,000
Allen, Indiana 1 $ 1,335,000 $ 1,335,000 $ 0
Boone, Indiana 1 $ 1,200,000 $ 1,200,000 $ 0
Hamilton, Indiana 1 $ 93,000 $ 93,000 $ 67,000
Johnson, Indiana 1 $ 154,000 $ 154,000 $ 86,000
LaPorte, Indiana 1 $ 400,000 $ 400,000 $ 220,000
St. Joseph, Indiana 1 $ 83,000 $ 83,000 $ 52,000
Steuben, Indiana 1 $ 131,000 $ 131,000 $ 113,000
Harrison, Iowa 1 $ 158,000 $ 158,000 $ 56,000
Crawford, Kansas 1 $ 102,000 $ 102,000 $ 70,000
Sedgwick, Kansas 1 $ 594,000 $ 594,000 $ 155,000
Boyle, Kentucky 1 $ 130,000 $ 130,000 $ 76,000
Campbell, Kentucky 1 $ 485,000 $ 485,000 $ 354,000
Lincoln, Kentucky 1 $ 18,000 $ 18,000 $ 109,000
Terrebonne, Louisiana 1 $ 227,000 $ 227,000 $ 61,000
Cumberland, Maine 1 $ 566,000 $ 566,000 $ 166,000
Lincoln, Maine 1 $ 171,000 $ 171,000 $ 45,000
Baltimore, Maryland 1 $ 153,000 $ 153,000 $ 84,000
Frederick, Maryland 1 $ 237,000 $ 237,000 $ 164,000
Montgomery, Maryland 1 $ 449,000 $ 449,000 $ 130,000
Queen Anne's, Maryland 1 $ 390,000 $ 390,000 $ 102,000
St. Mary's, Maryland 1 $ 206,000 $ 206,000 $ 114,000
Allegan, Michigan 1 $ 381,000 $ 381,000 $ 227,000
Cass, Michigan 1 $ 29,000 $ 29,000 $ 102,000
Kalamazoo, Michigan 1 $ 283,000 $ 283,000 $ 164,000
Leelanau, Michigan 1 $ 287,000 $ 287,000 $ 146,000
Otsego, Michigan 1 $ 67,000 $ 67,000 $ 91,000
Washtenaw, Michigan 1 $ 240,000 $ 240,000 $ 93,000
Wayne, Michigan 1 $ 545,000 $ 545,000 $ 205,000
Dakota, Minnesota 1 $ 372,000 $ 372,000 $ 105,000
Washington, Minnesota 1 $ 690,000 $ 690,000 $ 163,000
Harrison, Mississippi 1 $ 121,000 $ 121,000 $ 91,000
Clay, Missouri 1 $ 196,000 $ 196,000 $ 161,000
Mercer, Missouri 1 $ 227,000 $ 227,000 $ 57,000
Pettis, Missouri 1 $ 110,000 $ 110,000 $ 50,000
St. Charles, Missouri 1 $ 144,000 $ 144,000 $ 48,000
Cass, Nebraska 1 $ 148,000 $ 148,000 $ 69,000
Churchill, Nevada 1 $ 261,000 $ 261,000 $ 54,000
Belknap, New Hampshire 1 $ 133,000 $ 133,000 $ 101,000
Carroll, New Hampshire 1 $ 60,000 $ 60,000 $ 104,000
Rockingham, New Hampshire 1 $ 415,000 $ 415,000 $ 213,000
Strafford, New Hampshire 1 $ 144,000 $ 144,000 $ 77,000
Atlantic, New Jersey 1 $ 315,000 $ 315,000 $ 143,000
Bergen, New Jersey 1 $ 250,000 $ 250,000 $ 135,000
Gloucester, New Jersey 1 $ 329,000 $ 329,000 $ 129,000
Eddy, New Mexico 1 $ 80,000 $ 80,000 $ 88,000
Los Alamos, New Mexico 1 $ 120,000 $ 120,000 $ 25,000
Columbia, New York 1 $ 220,000 $ 220,000 $ 174,000
Onondaga, New York 1 $ 456,000 $ 456,000 $ 199,000
Orange, New York 1 $ 378,000 $ 378,000 $ 337,000
Orleans, New York 1 $ 20,000 $ 20,000 $ 83,000
Saratoga, New York 1 $ 222,000 $ 222,000 $ 82,000
Tompkins, New York 1 $ 208,000 $ 208,000 $ 125,000
Ulster, New York 1 $ 132,000 $ 132,000 $ 58,000
Brunswick, North Carolina 1 $ 117,000 $ 117,000 $ 84,000
Cabarrus, North Carolina 1 $ 171,000 $ 171,000 $ 99,000
Carteret, North Carolina 1 $ 246,000 $ 246,000 $ 138,000
Catawba, North Carolina 1 $ 4,560,000 $ 4,560,000 $ 0
Durham, North Carolina 1 $ 160,000 $ 160,000 $ 29,000
Forsyth, North Carolina 1 $ 435,000 $ 435,000 $ 239,000
Iredell, North Carolina 1 $ 667,000 $ 667,000 $ 134,000
Moore, North Carolina 1 $ 296,000 $ 296,000 $ 161,000
Pitt, North Carolina 1 $ 212,000 $ 212,000 $ 167,000
Warren, North Carolina 1 $ 611,000 $ 611,000 $ 701,000
Watauga, North Carolina 1 $ 500,000 $ 500,000 $ 217,000
Grand Forks, North Dakota 1 $ 260,000 $ 260,000 $ 1,428,000
Stark, North Dakota 1 $ 13,000,000 $ 13,000,000 $ 0
Ward, North Dakota 1 $ 194,000 $ 194,000 $ 135,000
Butler, Ohio 1 $ 299,000 $ 299,000 $ 192,000
Columbiana, Ohio 1 $ 135,000 $ 135,000 $ 80,000
Cuyahoga, Ohio 1 $ 86,000 $ 86,000 $ 105,000
Huron, Ohio 1 $ 80,000 $ 80,000 $ 48,000
Lawrence, Ohio 1 $ 190,000 $ 190,000 $ 88,000
Lorain, Ohio 1 $ 291,000 $ 291,000 $ 196,000
Medina, Ohio 1 $ 200,000 $ 200,000 $ 97,000
Montgomery, Ohio 1 $ 112,000 $ 112,000 $ 47,000
Summit, Ohio 1 $ 142,000 $ 142,000 $ 93,000
Tulsa, Oklahoma 1 $ 217,000 $ 217,000 $ 57,000
Clatsop, Oregon 1 $ 210,000 $ 210,000 $ 47,000
Washington, Oregon 1 $ 232,000 $ 232,000 $ 139,000
Allegheny, Pennsylvania 1 $ 336,000 $ 336,000 $ 89,000
Berks, Pennsylvania 1 $ 300,000 $ 300,000 $ 416,000
Lancaster, Pennsylvania 1 $ 15,000 $ 15,000 $ 48,000
Northampton, Pennsylvania 1 $ 168,000 $ 168,000 $ 160,000
Washington, Pennsylvania 1 $ 204,000 $ 204,000 $ 142,000
Newport, Rhode Island 1 $ 528,000 $ 528,000 $ 133,000
Dorchester, South Carolina 1 $ 277,000 $ 277,000 $ 80,000
Florence, South Carolina 1 $ 201,000 $ 201,000 $ 142,000
Lancaster, South Carolina 1 $ 204,000 $ 204,000 $ 78,000
Lexington, South Carolina 1 $ 115,000 $ 115,000 $ 70,000
York, South Carolina 1 $ 165,000 $ 165,000 $ 69,000
Lincoln, South Dakota 1 $ 105,000 $ 105,000 $ 201,000
Minnehaha, South Dakota 1 $ 173,000 $ 173,000 $ 33,000
Campbell, Tennessee 1 $ 85,000 $ 85,000 $ 34,000
Davidson, Tennessee 1 $ 120,000 $ 120,000 $ 78,000
Knox, Tennessee 1 $ 156,000 $ 156,000 $ 109,000
Loudon, Tennessee 1 $ 554,000 $ 554,000 $ 106,000
Sevier, Tennessee 1 $ 320,000 $ 320,000 $ 108,000
Shelby, Tennessee 1 $ 140,000 $ 140,000 $ 177,000
Union, Tennessee 1 $ 900,000 $ 900,000 $ 184,000
Brazoria, Texas 1 $ 224,000 $ 224,000 $ 121,000
El Paso, Texas 1 $ 530,000 $ 530,000 $ 729,000
Galveston, Texas 1 $ 561,000 $ 561,000 $ 266,000
Grayson, Texas 1 $ 5,890,000 $ 5,890,000 $ 0
Llano, Texas 1 $ 499,000 $ 499,000 $ 344,000
Navarro, Texas 1 $ 100,000 $ 100,000 $ 75,000
Polk, Texas 1 $ 441,000 $ 441,000 $ 169,000
Waller, Texas 1 $ 311,000 $ 311,000 $ 93,000
Kane, Utah 1 $ 177,000 $ 177,000 $ 97,000
Utah, Utah 1 $ 211,000 $ 211,000 $ 115,000
Windsor, Vermont 1 $ 552,000 $ 552,000 $ 250,000
Albemarle, Virginia 1 $ 397,000 $ 397,000 $ 146,000
Augusta, Virginia 1 $ 330,000 $ 330,000 $ 194,000
Culpeper, Virginia 1 $ 191,000 $ 191,000 $ 61,000
Fairfax City, Virginia 1 $ 218,000 $ 218,000 $ 82,000
Halifax, Virginia 1 $ 310,000 $ 310,000 $ 69,000
Henrico, Virginia 1 $ 617,000 $ 617,000 $ 318,000
Manassas, Virginia 1 $ 115,000 $ 115,000 $ 30,000
Manassas Park, Virginia 1 $ 220,000 $ 220,000 $ 45,000
Montgomery, Virginia 1 $ 408,000 $ 408,000 $ 264,000
Orange, Virginia 1 $ 192,000 $ 192,000 $ 53,000
Richmond City, Virginia 1 $ 596,000 $ 596,000 $ 149,000
Spotsylvania, Virginia 1 $ 116,000 $ 116,000 $ 72,000
Warren, Virginia 1 $ 544,000 $ 544,000 $ 201,000
Winchester, Virginia 1 $ 210,000 $ 210,000 $ 72,000
Clallam, Washington 1 $ 137,000 $ 137,000 $ 110,000
Kitsap, Washington 1 $ 370,000 $ 370,000 $ 89,000
Mason, Washington 1 $ 54,000 $ 54,000 $ 59,000
Pacific, Washington 1 $ 94,000 $ 94,000 $ 63,000
Skamania, Washington 1 $ 275,000 $ 275,000 $ 47,000
Berkeley, West Virginia 1 $ 288,000 $ 288,000 $ 58,000
Kanawha, West Virginia 1 $ 130,000 $ 130,000 $ 105,000
Brown, Wisconsin 1 $ 418,000 $ 418,000 $ 169,000
Oconto, Wisconsin 1 $ 160,000 $ 160,000 $ 106,000
Lincoln, Wyoming 1 $ 650,000 $ 650,000 $ 264,000

Mortgage Loan Application Detail Totals for Alliant Credit Union in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,576 $718,278,000 $455,000 $13,000,000 $201,000 $9,999,000
Home Purchase 1,334 $633,663,000 $475,000 $4,560,000 $195,000 $2,916,000
Home Improvement 83 $5,633,000 $67,000 $716,000 $73,000 $288,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,959 $902,946,000 $460,000 $1,926,000 $211,000 $9,999,000
Not Provided 637 $240,671,000 $377,000 $2,000,000 $166,000 $4,284,000
Asian 248 $121,727,000 $490,000 $1,500,000 $177,000 $950,000
Hispanic 78 $27,468,000 $352,000 $1,706,000 $151,000 $729,000
Black or African American 39 $14,811,000 $379,000 $1,360,000 $169,000 $1,055,000
Not applicable 17 $45,636,000 $2,684,000 $13,000,000 $64,000 $754,000
Native Hawaiian or Other Pacific Islander 8 $2,061,000 $257,000 $450,000 $97,000 $195,000
American Indian or Alaskan Native 7 $2,254,000 $322,000 $590,000 $130,000 $200,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,993 $1,357,574,000 $453,000 $13,000,000 $195,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,489 $1,197,037,000 $480,000 $13,000,000 $202,000 $4,284,000
Application Denied By Financial Institution 240 $82,136,000 $342,000 $5,890,000 $182,000 $9,999,000
Application Withdrawn By Applicant 237 $62,603,000 $264,000 $956,000 $144,000 $2,916,000
File Closed For Incompleteness 19 $9,640,000 $507,000 $4,560,000 $168,000 $725,000
Application Approved But Not Accepted 8 $6,158,000 $769,000 $4,850,000 $79,000 $148,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 79 $26,299,000 $332,000 $1,000,000 $258,000 $9,999,000
Collateral 61 $28,882,000 $473,000 $5,890,000 $194,000 $2,220,000
Debt-To-Income Ratio 25 $7,327,000 $293,000 $703,000 $78,000 $263,000
Credit History 22 $8,955,000 $407,000 $1,200,000 $163,000 $320,000
Other 16 $6,852,000 $428,000 $1,885,000 $207,000 $736,000
Employment History 2 $1,025,000 $512,000 $900,000 $179,000 $331,000
Insufficient Cash (Downpayment, Closing Cost) 1 $203,000 $203,000 $203,000 $126,000 $126,000
Unverifiable Information 1 $1,000,000 $1,000,000 $1,000,000 $240,000 $240,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Alliant Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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