Alliant Credit Union Mortgage Lending & HMDA Data, 2018
In 2018, Alliant Credit Union of Chicago, IL reported 6,823 mortgage applications totaling $2.0 billion, up 116% from 2017. The average application was for $298,545, and applicants reported an average income of $133,280. 37% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (1,101), Oakland-Hayward-Berkeley, CA (464) and Denver-Aurora-Lakewood, CO (432) (applications in parentheses).
| Mortgage Company & Address | Alliant Credit Union 11545 W Touhy Chicago, IL 60666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,823 |
| Total Mortgage Loan Application Amount | $2,036,975,000 |
| Average Mortgage Loan Application Amount | $298,545 |
| Highest Mortgage Loan Application Amount | $31,705,000 |
| Average Applicant Income | $133,280 |
| Highest Applicant Income | $3,641,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliant Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 1,101 | $ 334,375,000 | $ 303,701 | $ 122,000 |
| Oakland-Hayward-Berkeley, CA | 464 | $ 182,890,000 | $ 394,159 | $ 156,000 |
| Denver-Aurora-Lakewood, CO | 432 | $ 87,940,000 | $ 203,564 | $ 114,000 |
| Los Angeles-Long Beach-Glendale, CA | 328 | $ 93,920,000 | $ 286,341 | $ 142,000 |
| San Francisco-Redwood City-South San Francisco, CA | 244 | $ 101,520,000 | $ 416,065 | $ 161,000 |
| Outside any metro area | 243 | $ 47,025,000 | $ 193,518 | $ 111,687 |
| San Jose-Sunnyvale-Santa Clara, CA | 220 | $ 119,140,000 | $ 541,545 | $ 174,000 |
| Phoenix-Mesa-Scottsdale, AZ | 206 | $ 48,160,000 | $ 233,786 | $ 89,000 |
| Riverside-San Bernardino-Ontario, CA | 175 | $ 52,805,000 | $ 301,742 | $ 130,000 |
| Anaheim-Santa Ana-Irvine, CA | 149 | $ 59,825,000 | $ 401,510 | $ 181,000 |
| Lake County-Kenosha County, IL-WI | 133 | $ 43,285,000 | $ 325,451 | $ 185,067 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 122 | $ 28,540,000 | $ 233,934 | $ 153,868 |
| Atlanta-Sandy Springs-Roswell, GA | 121 | $ 24,435,000 | $ 201,942 | $ 89,000 |
| New York-Jersey City-White Plains, NY-NJ | 119 | $ 33,305,000 | $ 279,873 | $ 112,294 |
| Sacramento--Roseville--Arden-Arcade, CA | 110 | $ 25,130,000 | $ 228,454 | $ 119,000 |
| Seattle-Bellevue-Everett, WA | 105 | $ 38,805,000 | $ 369,571 | $ 122,000 |
| San Diego-Carlsbad, CA | 99 | $ 31,805,000 | $ 321,262 | $ 130,000 |
| Las Vegas-Henderson-Paradise, NV | 96 | $ 30,900,000 | $ 321,875 | $ 92,000 |
| Elgin, IL | 71 | $ 13,885,000 | $ 195,563 | $ 117,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 64 | $ 15,230,000 | $ 237,968 | $ 126,515 |
| Boston, MA | 61 | $ 35,845,000 | $ 587,622 | $ 131,000 |
| Cambridge-Newton-Framingham, MA | 61 | $ 28,725,000 | $ 470,901 | $ 111,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 56 | $ 15,400,000 | $ 275,000 | $ 135,000 |
| Charlotte-Concord-Gastonia, NC-SC | 53 | $ 20,535,000 | $ 387,452 | $ 90,358 |
| Orlando-Kissimmee-Sanford, FL | 53 | $ 11,445,000 | $ 215,943 | $ 77,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 53 | $ 22,495,000 | $ 424,433 | $ 132,773 |
| Stockton-Lodi, CA | 52 | $ 14,100,000 | $ 271,153 | $ 139,000 |
| Tampa-St. Petersburg-Clearwater, FL | 52 | $ 6,550,000 | $ 125,961 | $ 99,000 |
| Newark, NJ-PA | 51 | $ 9,815,000 | $ 192,450 | $ 91,725 |
| Houston-The Woodlands-Sugar Land, TX | 49 | $ 16,965,000 | $ 346,224 | $ 132,000 |
| Vallejo-Fairfield, CA | 42 | $ 10,700,000 | $ 254,761 | $ 121,000 |
| Raleigh, NC | 41 | $ 11,815,000 | $ 288,170 | $ 104,000 |
| Miami-Miami Beach-Kendall, FL | 39 | $ 10,975,000 | $ 281,410 | $ 140,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 39 | $ 9,215,000 | $ 236,282 | $ 226,000 |
| Indianapolis-Carmel-Anderson, IN | 35 | $ 6,035,000 | $ 172,428 | $ 70,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 34 | $ 8,430,000 | $ 247,941 | $ 131,000 |
| North Port-Sarasota-Bradenton, FL | 33 | $ 9,195,000 | $ 278,636 | $ 129,000 |
| Boulder, CO | 31 | $ 8,095,000 | $ 261,129 | $ 159,000 |
| Warren-Troy-Farmington Hills, MI | 31 | $ 7,205,000 | $ 232,419 | $ 123,000 |
| Fort Collins, CO | 30 | $ 8,110,000 | $ 270,333 | $ 110,000 |
| Dallas-Plano-Irving, TX | 29 | $ 17,205,000 | $ 593,275 | $ 184,000 |
| Nassau County-Suffolk County, NY | 29 | $ 5,155,000 | $ 177,758 | $ 109,000 |
| Colorado Springs, CO | 27 | $ 4,715,000 | $ 174,629 | $ 127,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 26 | $ 8,090,000 | $ 311,153 | $ 149,000 |
| San Rafael, CA | 26 | $ 13,280,000 | $ 510,769 | $ 228,000 |
| Gary, IN | 25 | $ 7,635,000 | $ 305,400 | $ 128,000 |
| Santa Rosa, CA | 22 | $ 4,310,000 | $ 195,909 | $ 95,000 |
| Tacoma-Lakewood, WA | 22 | $ 2,400,000 | $ 109,090 | $ 104,000 |
| Montgomery County-Bucks County-Chester County, PA | 21 | $ 6,265,000 | $ 298,333 | $ 129,000 |
| Cleveland-Elyria, OH | 20 | $ 2,840,000 | $ 142,000 | $ 96,000 |
| Philadelphia, PA | 20 | $ 4,720,000 | $ 236,000 | $ 132,000 |
| St. Louis, MO-IL | 20 | $ 4,150,000 | $ 207,500 | $ 97,100 |
| Kansas City, MO-KS | 18 | $ 4,620,000 | $ 256,666 | $ 78,666 |
| Santa Maria-Santa Barbara, CA | 18 | $ 8,140,000 | $ 452,222 | $ 155,000 |
| Tucson, AZ | 18 | $ 4,100,000 | $ 227,777 | $ 42,000 |
| Austin-Round Rock, TX | 17 | $ 9,035,000 | $ 531,470 | $ 251,000 |
| Cincinnati, OH-KY-IN | 17 | $ 3,815,000 | $ 224,411 | $ 53,647 |
| Milwaukee-Waukesha-West Allis, WI | 16 | $ 5,750,000 | $ 359,375 | $ 109,000 |
| Richmond, VA | 16 | $ 800,000 | $ 50,000 | $ 67,000 |
| Greeley, CO | 15 | $ 2,455,000 | $ 163,666 | $ 109,000 |
| Santa Cruz-Watsonville, CA | 15 | $ 7,935,000 | $ 529,000 | $ 186,000 |
| Port St. Lucie, FL | 14 | $ 1,240,000 | $ 88,571 | $ 126,000 |
| Providence-Warwick, RI-MA | 14 | $ 3,570,000 | $ 255,000 | $ 101,357 |
| Bridgeport-Stamford-Norwalk, CT | 13 | $ 4,365,000 | $ 335,769 | $ 123,000 |
| Camden, NJ | 13 | $ 1,555,000 | $ 119,615 | $ 181,000 |
| Detroit-Dearborn-Livonia, MI | 13 | $ 1,775,000 | $ 136,538 | $ 59,000 |
| Louisville/Jefferson County, KY-IN | 13 | $ 2,255,000 | $ 173,461 | $ 106,000 |
| Modesto, CA | 13 | $ 2,515,000 | $ 193,461 | $ 70,000 |
| Palm Bay-Melbourne-Titusville, FL | 13 | $ 1,945,000 | $ 149,615 | $ 82,000 |
| Provo-Orem, UT | 13 | $ 3,625,000 | $ 278,846 | $ 79,000 |
| Urban Honolulu, HI | 13 | $ 2,435,000 | $ 187,307 | $ 81,000 |
| Cape Coral-Fort Myers, FL | 12 | $ 3,580,000 | $ 298,333 | $ 148,000 |
| Charleston-North Charleston, SC | 12 | $ 8,150,000 | $ 679,166 | $ 329,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 12 | $ 2,380,000 | $ 198,333 | $ 43,000 |
| Memphis, TN-MS-AR | 12 | $ 32,850,000 | $ 2,737,500 | $ 160,000 |
| Naples-Immokalee-Marco Island, FL | 12 | $ 2,160,000 | $ 180,000 | $ 148,000 |
| Reno, NV | 12 | $ 2,810,000 | $ 234,166 | $ 96,000 |
| Columbus, OH | 11 | $ 2,995,000 | $ 272,272 | $ 94,000 |
| Lakeland-Winter Haven, FL | 11 | $ 1,295,000 | $ 117,727 | $ 65,000 |
| Pittsburgh, PA | 11 | $ 1,295,000 | $ 117,727 | $ 79,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 11 | $ 2,195,000 | $ 199,545 | $ 118,818 |
| Albuquerque, NM | 10 | $ 1,430,000 | $ 143,000 | $ 81,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 10 | $ 650,000 | $ 65,000 | $ 97,000 |
| Jacksonville, FL | 10 | $ 2,520,000 | $ 252,000 | $ 56,000 |
| Lancaster, PA | 10 | $ 680,000 | $ 68,000 | $ 43,000 |
| Atlantic City-Hammonton, NJ | 9 | $ 1,155,000 | $ 128,333 | $ 69,000 |
| Durham-Chapel Hill, NC | 9 | $ 3,005,000 | $ 333,888 | $ 69,000 |
| Fresno, CA | 9 | $ 2,805,000 | $ 311,666 | $ 61,000 |
| Prescott, AZ | 9 | $ 1,225,000 | $ 136,111 | $ 164,000 |
| Salinas, CA | 9 | $ 4,495,000 | $ 499,444 | $ 138,000 |
| Salt Lake City, UT | 9 | $ 825,000 | $ 91,666 | $ 101,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 9 | $ 1,085,000 | $ 120,555 | $ 115,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 1,050,000 | $ 131,250 | $ 88,000 |
| Madison, WI | 8 | $ 1,770,000 | $ 221,250 | $ 160,000 |
| Worcester, MA-CT | 8 | $ 4,580,000 | $ 572,500 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 7 | $ 495,000 | $ 70,714 | $ 42,000 |
| East Stroudsburg, PA | 7 | $ 475,000 | $ 67,857 | $ 66,000 |
| Napa, CA | 7 | $ 965,000 | $ 137,857 | $ 662,000 |
| Ocala, FL | 7 | $ 1,575,000 | $ 225,000 | $ 164,000 |
| Rochester, NY | 7 | $ 605,000 | $ 86,428 | $ 73,000 |
| Savannah, GA | 7 | $ 1,005,000 | $ 143,571 | $ 73,000 |
| Akron, OH | 6 | $ 430,000 | $ 71,666 | $ 89,000 |
| Barnstable Town, MA | 6 | $ 1,110,000 | $ 185,000 | $ 89,000 |
| Chico, CA | 6 | $ 530,000 | $ 88,333 | $ 115,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 720,000 | $ 120,000 | $ 80,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 1,170,000 | $ 195,000 | $ 42,000 |
| Oklahoma City, OK | 6 | $ 1,670,000 | $ 278,333 | $ 137,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 500,000 | $ 83,333 | $ 80,000 |
| Spokane-Spokane Valley, WA | 6 | $ 570,000 | $ 95,000 | $ 59,000 |
| Winchester, VA-WV | 6 | $ 1,700,000 | $ 283,333 | $ 155,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 365,000 | $ 73,000 | $ 84,000 |
| Ann Arbor, MI | 5 | $ 1,455,000 | $ 291,000 | $ 154,000 |
| Baltimore-Columbia-Towson, MD | 5 | $ 3,105,000 | $ 621,000 | $ 0 |
| Duluth, MN-WI | 5 | $ 395,000 | $ 79,000 | $ 71,600 |
| Fort Worth-Arlington, TX | 5 | $ 2,895,000 | $ 579,000 | $ 108,000 |
| Kalamazoo-Portage, MI | 5 | $ 1,025,000 | $ 205,000 | $ 124,000 |
| Lansing-East Lansing, MI | 5 | $ 505,000 | $ 101,000 | $ 37,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 905,000 | $ 181,000 | $ 57,400 |
| New Orleans-Metairie, LA | 5 | $ 1,475,000 | $ 295,000 | $ 106,000 |
| San Antonio-New Braunfels, TX | 5 | $ 2,225,000 | $ 445,000 | $ 196,000 |
| Winston-Salem, NC | 5 | $ 1,075,000 | $ 215,000 | $ 31,000 |
| Bend-Redmond, OR | 4 | $ 2,190,000 | $ 547,500 | $ 225,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 440,000 | $ 110,000 | $ 718,000 |
| Dutchess County-Putnam County, NY | 4 | $ 700,000 | $ 175,000 | $ 183,000 |
| Greensboro-High Point, NC | 4 | $ 490,000 | $ 122,500 | $ 57,000 |
| Harrisonburg, VA | 4 | $ 330,000 | $ 82,500 | $ 91,000 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 2,250,000 | $ 562,500 | $ 205,000 |
| Ogden-Clearfield, UT | 4 | $ 410,000 | $ 102,500 | $ 93,000 |
| Sebastian-Vero Beach, FL | 4 | $ 500,000 | $ 125,000 | $ 221,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 440,000 | $ 110,000 | $ 96,000 |
| Springfield, MO | 4 | $ 1,180,000 | $ 295,000 | $ 38,000 |
| St. George, UT | 4 | $ 1,220,000 | $ 305,000 | $ 97,000 |
| Syracuse, NY | 4 | $ 350,000 | $ 87,500 | $ 102,000 |
| Visalia-Porterville, CA | 4 | $ 340,000 | $ 85,000 | $ 154,000 |
| Anchorage, AK | 3 | $ 815,000 | $ 271,666 | $ 112,000 |
| Asheville, NC | 3 | $ 645,000 | $ 215,000 | $ 39,000 |
| Bakersfield, CA | 3 | $ 605,000 | $ 201,666 | $ 36,000 |
| Bay City, MI | 3 | $ 355,000 | $ 118,333 | $ 111,000 |
| Boise City, ID | 3 | $ 1,005,000 | $ 335,000 | $ 49,000 |
| Bremerton-Silverdale, WA | 3 | $ 895,000 | $ 298,333 | $ 78,000 |
| Chattanooga, TN-GA | 3 | $ 435,000 | $ 145,000 | $ 46,000 |
| Coeur D'Alene, ID | 3 | $ 1,395,000 | $ 465,000 | $ 79,000 |
| Des Moines-West Des Moines, IA | 3 | $ 525,000 | $ 175,000 | $ 77,000 |
| Flagstaff, AZ | 3 | $ 925,000 | $ 308,333 | $ 164,000 |
| Gainesville, GA | 3 | $ 395,000 | $ 131,666 | $ 54,000 |
| Gettysburg, PA | 3 | $ 315,000 | $ 105,000 | $ 64,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 685,000 | $ 228,333 | $ 84,000 |
| Huntsville, AL | 3 | $ 995,000 | $ 331,666 | $ 128,000 |
| Joplin, MO | 3 | $ 235,000 | $ 78,333 | $ 28,000 |
| Knoxville, TN | 3 | $ 615,000 | $ 205,000 | $ 128,000 |
| Lafayette-West Lafayette, IN | 3 | $ 435,000 | $ 145,000 | $ 75,000 |
| Lexington-Fayette, KY | 3 | $ 595,000 | $ 198,333 | $ 202,000 |
| Merced, CA | 3 | $ 535,000 | $ 178,333 | $ 89,000 |
| Michigan City-La Porte, IN | 3 | $ 245,000 | $ 81,666 | $ 60,000 |
| Midland, TX | 3 | $ 815,000 | $ 271,666 | $ 154,000 |
| New Haven-Milford, CT | 3 | $ 455,000 | $ 151,666 | $ 51,000 |
| Niles-Benton Harbor, MI | 3 | $ 765,000 | $ 255,000 | $ 193,000 |
| Norwich-New London, CT | 3 | $ 875,000 | $ 291,666 | $ 179,000 |
| Ocean City, NJ | 3 | $ 1,775,000 | $ 591,666 | $ 25,000 |
| Portland-South Portland, ME | 3 | $ 805,000 | $ 268,333 | $ 99,000 |
| Santa Fe, NM | 3 | $ 385,000 | $ 128,333 | $ 191,000 |
| Springfield, MA | 3 | $ 715,000 | $ 238,333 | $ 177,000 |
| Trenton, NJ | 3 | $ 1,295,000 | $ 431,666 | $ 361,000 |
| Wilmington, DE-MD-NJ | 3 | $ 275,000 | $ 91,666 | $ 93,666 |
| Athens-Clarke County, GA | 2 | $ 180,000 | $ 90,000 | $ 214,000 |
| Bellingham, WA | 2 | $ 670,000 | $ 335,000 | $ 210,000 |
| Birmingham-Hoover, AL | 2 | $ 210,000 | $ 105,000 | $ 92,000 |
| Bloomington, IL | 2 | $ 90,000 | $ 45,000 | $ 7,000 |
| Burlington-South Burlington, VT | 2 | $ 750,000 | $ 375,000 | $ 155,000 |
| Charlottesville, VA | 2 | $ 230,000 | $ 115,000 | $ 333,000 |
| Cheyenne, WY | 2 | $ 580,000 | $ 290,000 | $ 114,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 940,000 | $ 470,000 | $ 6,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 140,000 | $ 70,000 | $ 29,000 |
| Evansville, IN-KY | 2 | $ 110,000 | $ 55,000 | $ 26,000 |
| Fayetteville, NC | 2 | $ 210,000 | $ 105,000 | $ 120,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 550,000 | $ 275,000 | $ 182,000 |
| Grand Forks, ND-MN | 2 | $ 390,000 | $ 195,000 | $ 222,000 |
| Grand Junction, CO | 2 | $ 520,000 | $ 260,000 | $ 105,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 170,000 | $ 85,000 | $ 86,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 290,000 | $ 145,000 | $ 57,000 |
| Homosassa Springs, FL | 2 | $ 240,000 | $ 120,000 | $ 69,000 |
| Lebanon, PA | 2 | $ 70,000 | $ 35,000 | $ 52,000 |
| Logan, UT-ID | 2 | $ 120,000 | $ 60,000 | $ 8,000 |
| Longview, WA | 2 | $ 680,000 | $ 340,000 | $ 100,000 |
| Manchester-Nashua, NH | 2 | $ 1,180,000 | $ 590,000 | $ 209,000 |
| Mankato-North Mankato, MN | 2 | $ 410,000 | $ 205,000 | $ 181,000 |
| Mansfield, OH | 2 | $ 170,000 | $ 85,000 | $ 30,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 240,000 | $ 120,000 | $ 214,000 |
| Oshkosh-Neenah, WI | 2 | $ 390,000 | $ 195,000 | $ 169,000 |
| Panama City, FL | 2 | $ 370,000 | $ 185,000 | $ 214,000 |
| Pueblo, CO | 2 | $ 260,000 | $ 130,000 | $ 55,000 |
| Punta Gorda, FL | 2 | $ 230,000 | $ 115,000 | $ 65,000 |
| Reading, PA | 2 | $ 220,000 | $ 110,000 | $ 58,000 |
| Rockford, IL | 2 | $ 260,000 | $ 130,000 | $ 101,000 |
| Salisbury, MD-DE | 2 | $ 1,070,000 | $ 535,000 | $ 0 |
| Silver Spring-Frederick-Rockville, MD | 2 | $ 1,390,000 | $ 695,000 | $ 0 |
| Tulsa, OK | 2 | $ 200,000 | $ 100,000 | $ 92,000 |
| Utica-Rome, NY | 2 | $ 330,000 | $ 165,000 | $ 130,000 |
| Wenatchee, WA | 2 | $ 840,000 | $ 420,000 | $ 72,000 |
| Wichita, KS | 2 | $ 410,000 | $ 205,000 | $ 123,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Bangor, ME | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Canton-Massillon, OH | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 125,000 | $ 125,000 | $ 216,000 |
| Clarksville, TN-KY | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Columbia, SC | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Corpus Christi, TX | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Corvallis, OR | 1 | $ 215,000 | $ 215,000 | $ 238,000 |
| Dayton, OH | 1 | $ 35,000 | $ 35,000 | $ 3,000 |
| El Paso, TX | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Eugene, OR | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Farmington, NM | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Gainesville, FL | 1 | $ 85,000 | $ 85,000 | $ 180,000 |
| Glens Falls, NY | 1 | $ 505,000 | $ 505,000 | $ 100,000 |
| Goldsboro, NC | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
| Green Bay, WI | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Greenville, NC | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Harrisburg-Carlisle, PA | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 55,000 | $ 55,000 | $ 300,000 |
| Iowa City, IA | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Ithaca, NY | 1 | $ 35,000 | $ 35,000 | $ 9,000 |
| Jackson, MI | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Janesville-Beloit, WI | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Johnson City, TN | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Kankakee, IL | 1 | $ 25,000 | $ 25,000 | $ 12,000 |
| Kennewick-Richland, WA | 1 | $ 205,000 | $ 205,000 | $ 33,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Laredo, TX | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Las Cruces, NM | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Lewiston, ID-WA | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Lincoln, NE | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Lynchburg, VA | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Macon-Bibb County, GA | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Medford, OR | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Missoula, MT | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Muskegon, MI | 1 | $ 445,000 | $ 445,000 | $ 115,000 |
| New Bern, NC | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Olympia-Tumwater, WA | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Peoria, IL | 1 | $ 55,000 | $ 55,000 | $ 170,000 |
| Redding, CA | 1 | $ 445,000 | $ 445,000 | $ 375,000 |
| Rochester, MN | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Salem, OR | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Spartanburg, SC | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Springfield, IL | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| State College, PA | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
| Staunton-Waynesboro, VA | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Tallahassee, FL | 1 | $ 115,000 | $ 115,000 | $ 143,000 |
| Toledo, OH | 1 | $ 455,000 | $ 455,000 | $ 105,000 |
| Valdosta, GA | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Walla Walla, WA | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 185,000 | $ 185,000 | $ 233,000 |
| Wausau, WI | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Wilmington, NC | 1 | $ 585,000 | $ 585,000 | $ 0 |
| York-Hanover, PA | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Yuma, AZ | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Alliant Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,533 | $1,293,135,000 | $510,000 | $31,705,000 | $158,000 | $842,000 |
| Home Improvement | 2,039 | $201,535,000 | $98,000 | $1,045,000 | $109,000 | $3,641,000 |
| Refinancing | 1,150 | $350,690,000 | $304,000 | $15,005,000 | $144,000 | $1,140,000 |
| Other Purpose | 885 | $92,565,000 | $104,000 | $1,205,000 | $99,000 | $3,150,000 |
| Cash-out Refinancing | 216 | $99,050,000 | $458,000 | $1,405,000 | $156,000 | $725,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,193 | $550,435,000 | $172,000 | $1,465,000 | $129,000 | $3,641,000 |
| Not applicable | 1,532 | $1,076,880,000 | $702,000 | $31,705,000 | $120,000 | $377,000 |
| Not Provided | 853 | $149,515,000 | $175,000 | $1,495,000 | $127,000 | $1,296,000 |
| Asian | 555 | $118,655,000 | $213,000 | $1,205,000 | $131,000 | $1,860,000 |
| Hispanic | 325 | $45,405,000 | $139,000 | $995,000 | $105,000 | $2,849,000 |
| Black or African American | 225 | $30,515,000 | $135,000 | $1,005,000 | $102,000 | $898,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $4,305,000 | $172,000 | $1,005,000 | $128,000 | $346,000 |
| American Indian or Alaskan Native | 14 | $1,520,000 | $108,000 | $315,000 | $104,000 | $337,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,823 | $2,036,975,000 | $298,000 | $31,705,000 | $127,000 | $3,641,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,508 | $592,960,000 | $236,000 | $31,705,000 | $164,000 | $1,296,000 |
| Application Denied By Financial Institution | 2,118 | $269,610,000 | $127,000 | $7,205,000 | $81,000 | $3,150,000 |
| Loan Purchased By The Institution | 1,492 | $1,007,550,000 | $675,000 | $1,785,000 | $0 | $0 |
| Application Withdrawn By Applicant | 614 | $138,890,000 | $226,000 | $1,505,000 | $126,000 | $3,641,000 |
| Application Approved But Not Accepted | 48 | $11,380,000 | $237,000 | $1,005,000 | $153,000 | $545,000 |
| File Closed For Incompleteness | 43 | $16,585,000 | $385,000 | $1,005,000 | $146,000 | $401,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,705 | $1,767,365,000 | $375,000 | $31,705,000 | $157,000 | $3,641,000 |
| Debt-To-Income Ratio | 840 | $108,900,000 | $129,000 | $1,495,000 | $59,000 | $898,000 |
| Other | 542 | $89,070,000 | $164,000 | $7,205,000 | $99,000 | $2,943,000 |
| Collateral | 450 | $42,710,000 | $94,000 | $1,005,000 | $107,000 | $3,150,000 |
| Credit History | 231 | $18,345,000 | $79,000 | $1,105,000 | $71,000 | $2,725,000 |
| Employment History | 21 | $4,055,000 | $193,000 | $895,000 | $61,000 | $280,000 |
| Credit Application Incomplete | 16 | $1,580,000 | $98,000 | $255,000 | $72,000 | $272,000 |
| Unverifiable Information | 15 | $3,695,000 | $246,000 | $1,005,000 | $93,000 | $264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,255,000 | $418,000 | $545,000 | $90,000 | $105,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliant Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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