Servbank, N.A. Mortgage Lending & HMDA Data, 2023

In 2023, Servbank, N.A. of Oswego, IL reported 1,313 mortgage applications totaling $449.0 million, up 69% from 2022. The average application was for $341,991, and applicants reported an average income of $103,000. 12% of its applications resulted in an originated loan and 36% were denied. Its largest markets were Chicago-Naperville, IL (110), Elgin, IL (41) and Atlanta-Sandy Springs-Roswell, GA (38) (applications in parentheses).

Mortgage Company & Address Servbank, N.A.
3201 Orchard Rd
Oswego, IL 60543
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,313
Total Mortgage Loan Application Amount $449,035,000
Average Mortgage Loan Application Amount $341,991
Highest Mortgage Loan Application Amount $1,705,000
Average Applicant Income $103,000
Highest Applicant Income $1,641,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servbank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Servbank, N.A. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 67 $ 19,845,000 $ 296,194 $ 121,000
Clark, Nevada 34 $ 12,700,000 $ 373,529 $ 79,000
Charlotte, Florida 29 $ 10,555,000 $ 363,965 $ 159,000
DuPage, Illinois 21 $ 7,085,000 $ 337,380 $ 182,000
Los Angeles, California 20 $ 8,420,000 $ 421,000 $ 95,000
Riverside, California 20 $ 9,980,000 $ 499,000 $ 91,000
Kane, Illinois 20 $ 6,250,000 $ 312,500 $ 136,000
Maricopa, Arizona 19 $ 8,455,000 $ 445,000 $ 96,000
San Diego, California 19 $ 11,165,000 $ 587,631 $ 121,000
Kendall, Illinois 18 $ 5,430,000 $ 301,666 $ 108,000
Will, Illinois 15 $ 4,275,000 $ 285,000 $ 176,000
San Bernardino, California 14 $ 4,840,000 $ 345,714 $ 81,000
El Paso, Colorado 12 $ 5,250,000 $ 437,500 $ 107,000
Virginia Beach, Virginia 11 $ 3,785,000 $ 344,090 $ 85,000
Cumberland, North Carolina 10 $ 3,120,000 $ 312,000 $ 88,000
Prince George's, Maryland 9 $ 2,895,000 $ 321,666 $ 100,000
Providence, Rhode Island 9 $ 3,305,000 $ 367,222 $ 102,000
Lee, Florida 8 $ 2,600,000 $ 325,000 $ 125,000
Pasco, Florida 8 $ 2,810,000 $ 351,250 $ 117,000
Mecklenburg, North Carolina 8 $ 2,710,000 $ 338,750 $ 81,000
Anchorage, Alaska 7 $ 3,075,000 $ 439,285 $ 93,000
Broward, Florida 7 $ 2,805,000 $ 400,714 $ 146,000
Duval, Florida 7 $ 2,455,000 $ 350,714 $ 91,000
Pinellas, Florida 7 $ 2,335,000 $ 333,571 $ 168,000
Gwinnett, Georgia 7 $ 2,865,000 $ 409,285 $ 115,000
Honolulu, Hawaii 7 $ 5,845,000 $ 835,000 $ 111,000
Oakland, Michigan 7 $ 2,815,000 $ 402,142 $ 98,000
Davidson, Tennessee 7 $ 1,445,000 $ 206,428 $ 66,000
Matanuska-Susitna, Alaska 6 $ 1,760,000 $ 293,333 $ 75,000
Fresno, California 6 $ 1,560,000 $ 260,000 $ 99,000
Orange, California 6 $ 3,660,000 $ 610,000 $ 118,000
Sacramento, California 6 $ 2,050,000 $ 341,666 $ 49,000
Orange, Florida 6 $ 2,310,000 $ 385,000 $ 144,000
Volusia, Florida 6 $ 1,510,000 $ 251,666 $ 80,000
Lake, Illinois 6 $ 2,150,000 $ 358,333 $ 88,000
Bernalillo, New Mexico 6 $ 1,530,000 $ 255,000 $ 81,000
Onslow, North Carolina 6 $ 1,340,000 $ 223,333 $ 79,000
Richland, South Carolina 6 $ 1,940,000 $ 323,333 $ 94,000
Fairfax, Virginia 6 $ 3,800,000 $ 633,333 $ 144,000
Spotsylvania, Virginia 6 $ 2,370,000 $ 395,000 $ 91,000
Kern, California 5 $ 1,225,000 $ 245,000 $ 57,000
Adams, Colorado 5 $ 1,825,000 $ 365,000 $ 78,000
Denver, Colorado 5 $ 2,175,000 $ 435,000 $ 193,000
New Castle, Delaware 5 $ 1,205,000 $ 241,000 $ 79,000
Kankakee, Illinois 5 $ 605,000 $ 121,000 $ 69,000
Marion, Indiana 5 $ 1,715,000 $ 343,000 $ 76,000
Jefferson, Kentucky 5 $ 1,115,000 $ 223,000 $ 72,000
DeSoto, Mississippi 5 $ 1,945,000 $ 389,000 $ 83,000
Franklin, Ohio 5 $ 1,125,000 $ 225,000 $ 71,000
Kent, Rhode Island 5 $ 1,735,000 $ 347,000 $ 109,000
Berkeley, South Carolina 5 $ 1,665,000 $ 333,000 $ 53,000
Montgomery, Tennessee 5 $ 1,445,000 $ 289,000 $ 99,000
Berkeley, West Virginia 5 $ 1,635,000 $ 327,000 $ 65,000
Pima, Arizona 4 $ 960,000 $ 240,000 $ 80,000
Pinal, Arizona 4 $ 1,270,000 $ 317,500 $ 116,000
Arapahoe, Colorado 4 $ 1,420,000 $ 355,000 $ 66,000
Kent, Delaware 4 $ 1,430,000 $ 357,500 $ 87,000
Sussex, Delaware 4 $ 1,450,000 $ 362,500 $ 75,000
Hillsborough, Florida 4 $ 1,380,000 $ 345,000 $ 121,000
Marion, Florida 4 $ 1,100,000 $ 275,000 $ 72,000
Miami-Dade, Florida 4 $ 1,450,000 $ 362,500 $ 113,000
Osceola, Florida 4 $ 1,620,000 $ 405,000 $ 102,000
Palm Beach, Florida 4 $ 1,230,000 $ 307,500 $ 289,000
Columbia, Georgia 4 $ 1,580,000 $ 395,000 $ 95,000
Coweta, Georgia 4 $ 1,920,000 $ 480,000 $ 113,000
DeKalb, Georgia 4 $ 1,210,000 $ 302,500 $ 77,000
McHenry, Illinois 4 $ 1,290,000 $ 322,500 $ 121,000
Anne Arundel, Maryland 4 $ 1,980,000 $ 495,000 $ 139,000
Baltimore, Maryland 4 $ 1,230,000 $ 307,500 $ 79,000
Charles, Maryland 4 $ 1,860,000 $ 465,000 $ 134,000
Bristol, Massachusetts 4 $ 1,690,000 $ 422,500 $ 71,000
Harrison, Mississippi 4 $ 1,360,000 $ 340,000 $ 108,000
Essex, New Jersey 4 $ 1,930,000 $ 482,500 $ 124,000
Sandoval, New Mexico 4 $ 1,440,000 $ 360,000 $ 55,000
Johnston, North Carolina 4 $ 1,440,000 $ 360,000 $ 88,000
Montgomery, Ohio 4 $ 780,000 $ 195,000 $ 94,000
Knox, Tennessee 4 $ 1,100,000 $ 275,000 $ 61,000
Rutherford, Tennessee 4 $ 940,000 $ 235,000 $ 74,000
Harris, Texas 4 $ 1,400,000 $ 350,000 $ 98,000
Utah, Utah 4 $ 1,440,000 $ 360,000 $ 76,000
Chesterfield, Virginia 4 $ 1,500,000 $ 375,000 $ 125,000
Madison, Alabama 3 $ 835,000 $ 278,333 $ 87,000
San Joaquin, California 3 $ 1,405,000 $ 468,333 $ 86,000
Tulare, California 3 $ 575,000 $ 191,666 $ 83,000
Douglas, Colorado 3 $ 1,375,000 $ 458,333 $ 72,000
Weld, Colorado 3 $ 1,525,000 $ 508,333 $ 73,000
Hartford, Connecticut 3 $ 815,000 $ 271,666 $ 112,000
New Haven, Connecticut 3 $ 695,000 $ 231,666 $ 63,000
Escambia, Florida 3 $ 835,000 $ 278,333 $ 53,000
Hernando, Florida 3 $ 855,000 $ 285,000 $ 48,000
Manatee, Florida 3 $ 1,225,000 $ 408,333 $ 87,000
Okaloosa, Florida 3 $ 1,015,000 $ 338,333 $ 132,000
Polk, Florida 3 $ 1,195,000 $ 398,333 $ 137,000
Sarasota, Florida 3 $ 1,045,000 $ 348,333 $ 140,000
St. Lucie, Florida 3 $ 905,000 $ 301,666 $ 70,000
Fulton, Georgia 3 $ 875,000 $ 291,666 $ 52,000
Houston, Georgia 3 $ 695,000 $ 231,666 $ 89,000
Rockdale, Georgia 3 $ 1,005,000 $ 335,000 $ 98,000
Canyon, Idaho 3 $ 1,095,000 $ 365,000 $ 619,000
DeKalb, Illinois 3 $ 605,000 $ 201,666 $ 90,000
Grundy, Illinois 3 $ 575,000 $ 191,666 $ 86,000
LaSalle, Illinois 3 $ 545,000 $ 181,666 $ 63,000
Hamilton, Indiana 3 $ 845,000 $ 281,666 $ 75,000
Hendricks, Indiana 3 $ 865,000 $ 288,333 $ 112,000
Johnson, Indiana 3 $ 865,000 $ 288,333 $ 61,000
Frederick, Maryland 3 $ 1,385,000 $ 461,666 $ 109,000
Montgomery, Maryland 3 $ 855,000 $ 285,000 $ 67,000
Norfolk, Massachusetts 3 $ 1,355,000 $ 451,666 $ 149,000
Plymouth, Massachusetts 3 $ 1,675,000 $ 558,333 $ 87,000
Macomb, Michigan 3 $ 1,195,000 $ 398,333 $ 103,000
Warren, Mississippi 3 $ 525,000 $ 175,000 $ 49,000
Rockingham, New Hampshire 3 $ 715,000 $ 238,333 $ 95,000
Bergen, New Jersey 3 $ 975,000 $ 325,000 $ 98,000
Monmouth, New Jersey 3 $ 1,325,000 $ 441,666 $ 102,000
Ocean, New Jersey 3 $ 895,000 $ 298,333 $ 124,000
Union, New Jersey 3 $ 995,000 $ 331,666 $ 102,000
San Juan, New Mexico 3 $ 705,000 $ 235,000 $ 98,000
Cabarrus, North Carolina 3 $ 895,000 $ 298,333 $ 76,000
Craven, North Carolina 3 $ 715,000 $ 238,333 $ 59,000
Summit, Ohio 3 $ 715,000 $ 238,333 $ 111,000
Oklahoma, Oklahoma 3 $ 915,000 $ 305,000 $ 87,000
Tulsa, Oklahoma 3 $ 695,000 $ 231,666 $ 76,000
Multnomah, Oregon 3 $ 1,105,000 $ 368,333 $ 110,000
Cumberland, Pennsylvania 3 $ 965,000 $ 321,666 $ 82,000
Franklin, Pennsylvania 3 $ 705,000 $ 235,000 $ 64,000
Northampton, Pennsylvania 3 $ 1,095,000 $ 365,000 $ 107,000
Philadelphia, Pennsylvania 3 $ 525,000 $ 175,000 $ 61,000
Greenville, South Carolina 3 $ 1,125,000 $ 375,000 $ 54,000
Horry, South Carolina 3 $ 835,000 $ 278,333 $ 102,000
Spartanburg, South Carolina 3 $ 615,000 $ 205,000 $ 45,000
Sumter, South Carolina 3 $ 1,175,000 $ 391,666 $ 116,000
Salt Lake, Utah 3 $ 1,275,000 $ 425,000 $ 84,000
Weber, Utah 3 $ 1,135,000 $ 378,333 $ 88,000
Newport News, Virginia 3 $ 705,000 $ 235,000 $ 58,000
Pierce, Washington 3 $ 985,000 $ 328,333 $ 250,000
Montgomery, Alabama 2 $ 610,000 $ 305,000 $ 80,000
Shelby, Alabama 2 $ 340,000 $ 170,000 $ 146,000
St. Clair, Alabama 2 $ 450,000 $ 225,000 $ 52,000
Yavapai, Arizona 2 $ 670,000 $ 335,000 $ 164,000
Benton, Arkansas 2 $ 620,000 $ 310,000 $ 100,000
White, Arkansas 2 $ 540,000 $ 270,000 $ 74,000
Alameda, California 2 $ 1,290,000 $ 645,000 $ 58,000
Contra Costa, California 2 $ 740,000 $ 370,000 $ 86,000
Sonoma, California 2 $ 740,000 $ 370,000 $ 119,000
Mesa, Colorado 2 $ 490,000 $ 245,000 $ 68,000
Fairfield, Connecticut 2 $ 1,110,000 $ 555,000 $ 92,000
District of Columbia, District Of Columbia 2 $ 340,000 $ 170,000 $ 39,000
Bay, Florida 2 $ 340,000 $ 170,000 $ 59,000
Collier, Florida 2 $ 600,000 $ 300,000 $ 94,000
Columbia, Florida 2 $ 810,000 $ 405,000 $ 99,000
Martin, Florida 2 $ 470,000 $ 235,000 $ 78,000
Santa Rosa, Florida 2 $ 1,010,000 $ 505,000 $ 75,000
St. Johns, Florida 2 $ 600,000 $ 300,000 $ 115,000
Carroll, Georgia 2 $ 720,000 $ 360,000 $ 65,000
Chatham, Georgia 2 $ 800,000 $ 400,000 $ 81,000
Cherokee, Georgia 2 $ 750,000 $ 375,000 $ 100,000
Cobb, Georgia 2 $ 1,010,000 $ 505,000 $ 129,000
Douglas, Georgia 2 $ 480,000 $ 240,000 $ 107,000
Fayette, Georgia 2 $ 770,000 $ 385,000 $ 58,000
Harris, Georgia 2 $ 910,000 $ 455,000 $ 126,000
Muscogee, Georgia 2 $ 620,000 $ 310,000 $ 94,000
Richmond, Georgia 2 $ 550,000 $ 275,000 $ 65,000
Kootenai, Idaho 2 $ 1,080,000 $ 540,000 $ 134,000
Champaign, Illinois 2 $ 180,000 $ 90,000 $ 113,000
Winnebago, Illinois 2 $ 510,000 $ 255,000 $ 102,000
Allen, Indiana 2 $ 350,000 $ 175,000 $ 75,000
Delaware, Indiana 2 $ 1,180,000 $ 590,000 $ 91,000
Floyd, Indiana 2 $ 850,000 $ 425,000 $ 144,000
Fulton, Indiana 2 $ 640,000 $ 320,000 $ 235,000
Lake, Indiana 2 $ 470,000 $ 235,000 $ 118,000
Madison, Indiana 2 $ 340,000 $ 170,000 $ 83,000
Porter, Indiana 2 $ 580,000 $ 290,000 $ 136,000
Hardin, Kentucky 2 $ 530,000 $ 265,000 $ 83,000
York, Maine 2 $ 550,000 $ 275,000 $ 75,000
Hampden, Massachusetts 2 $ 460,000 $ 230,000 $ 87,000
Worcester, Massachusetts 2 $ 790,000 $ 395,000 $ 78,000
Muskegon, Michigan 2 $ 560,000 $ 280,000 $ 73,000
Anoka, Minnesota 2 $ 720,000 $ 360,000 $ 90,000
Dakota, Minnesota 2 $ 540,000 $ 270,000 $ 64,000
Ramsey, Minnesota 2 $ 630,000 $ 315,000 $ 55,000
Clay, Missouri 2 $ 410,000 $ 205,000 $ 49,000
Jackson, Missouri 2 $ 840,000 $ 420,000 $ 101,000
Jefferson, Missouri 2 $ 680,000 $ 340,000 $ 82,000
St. Louis, Missouri 2 $ 1,130,000 $ 565,000 $ 255,000
Douglas, Nebraska 2 $ 450,000 $ 225,000 $ 64,000
Lancaster, Nebraska 2 $ 590,000 $ 295,000 $ 147,000
Mercer, New Jersey 2 $ 620,000 $ 310,000 $ 33,000
Middlesex, New Jersey 2 $ 430,000 $ 215,000 $ 103,000
Passaic, New Jersey 2 $ 960,000 $ 480,000 $ 163,000
Somerset, New Jersey 2 $ 620,000 $ 310,000 $ 65,000
Santa Fe, New Mexico 2 $ 1,080,000 $ 540,000 $ 76,000
Dutchess, New York 2 $ 600,000 $ 300,000 $ 121,000
Erie, New York 2 $ 660,000 $ 330,000 $ 148,000
Nassau, New York 2 $ 990,000 $ 495,000 $ 84,000
Onondaga, New York 2 $ 280,000 $ 140,000 $ 63,000
Queens, New York 2 $ 1,620,000 $ 810,000 $ 476,000
Richmond, New York 2 $ 1,030,000 $ 515,000 $ 125,000
Suffolk, New York 2 $ 1,280,000 $ 640,000 $ 165,000
Alamance, North Carolina 2 $ 840,000 $ 420,000 $ 83,000
Carteret, North Carolina 2 $ 690,000 $ 345,000 $ 101,000
Guilford, North Carolina 2 $ 960,000 $ 480,000 $ 156,000
Harnett, North Carolina 2 $ 910,000 $ 455,000 $ 111,000
Moore, North Carolina 2 $ 1,010,000 $ 505,000 $ 150,000
Union, North Carolina 2 $ 690,000 $ 345,000 $ 60,000
Wake, North Carolina 2 $ 450,000 $ 225,000 $ 143,000
Grand Forks, North Dakota 2 $ 700,000 $ 350,000 $ 107,000
Licking, Ohio 2 $ 470,000 $ 235,000 $ 45,000
Medina, Ohio 2 $ 530,000 $ 265,000 $ 64,000
Canadian, Oklahoma 2 $ 490,000 $ 245,000 $ 92,000
Cleveland, Oklahoma 2 $ 840,000 $ 420,000 $ 158,000
Deschutes, Oregon 2 $ 930,000 $ 465,000 $ 87,000
Lane, Oregon 2 $ 980,000 $ 490,000 $ 91,000
Washington, Oregon 2 $ 920,000 $ 460,000 $ 85,000
Allegheny, Pennsylvania 2 $ 370,000 $ 185,000 $ 82,000
Montgomery, Pennsylvania 2 $ 1,190,000 $ 595,000 $ 207,000
Anderson, South Carolina 2 $ 400,000 $ 200,000 $ 46,000
Dorchester, South Carolina 2 $ 870,000 $ 435,000 $ 111,000
Bradley, Tennessee 2 $ 490,000 $ 245,000 $ 104,000
Dickson, Tennessee 2 $ 680,000 $ 340,000 $ 55,000
Robertson, Tennessee 2 $ 480,000 $ 240,000 $ 74,000
Shelby, Tennessee 2 $ 810,000 $ 405,000 $ 96,000
Denton, Texas 2 $ 780,000 $ 390,000 $ 167,000
Montgomery, Texas 2 $ 700,000 $ 350,000 $ 207,000
Tarrant, Texas 2 $ 570,000 $ 285,000 $ 116,000
Tom Green, Texas 2 $ 330,000 $ 165,000 $ 272,000
Franklin, Vermont 2 $ 500,000 $ 250,000 $ 77,000
Washington, Vermont 2 $ 430,000 $ 215,000 $ 89,000
Chesapeake, Virginia 2 $ 1,210,000 $ 605,000 $ 155,000
Culpeper, Virginia 2 $ 620,000 $ 310,000 $ 149,000
Henrico, Virginia 2 $ 640,000 $ 320,000 $ 71,000
James City, Virginia 2 $ 900,000 $ 450,000 $ 137,000
Loudoun, Virginia 2 $ 1,610,000 $ 805,000 $ 209,000
Norfolk, Virginia 2 $ 660,000 $ 330,000 $ 93,000
Portsmouth, Virginia 2 $ 700,000 $ 350,000 $ 68,000
Stafford, Virginia 2 $ 770,000 $ 385,000 $ 62,000
York, Virginia 2 $ 780,000 $ 390,000 $ 193,000
Eau Claire, Wisconsin 2 $ 260,000 $ 130,000 $ 57,000
Milwaukee, Wisconsin 2 $ 490,000 $ 245,000 $ 154,000
Rock, Wisconsin 2 $ 500,000 $ 250,000 $ 61,000
Laramie, Wyoming 2 $ 820,000 $ 410,000 $ 87,000
Baldwin, Alabama 1 $ 265,000 $ 265,000 $ 84,000
Coffee, Alabama 1 $ 145,000 $ 145,000 $ 48,000
Elmore, Alabama 1 $ 405,000 $ 405,000 $ 91,000
Jackson, Alabama 1 $ 385,000 $ 385,000 $ 181,000
Jefferson, Alabama 1 $ 115,000 $ 115,000 $ 31,000
Lee, Alabama 1 $ 355,000 $ 355,000 $ 74,000
Marengo, Alabama 1 $ 215,000 $ 215,000 $ 74,000
Marshall, Alabama 1 $ 245,000 $ 245,000 $ 72,000
Tuscaloosa, Alabama 1 $ 825,000 $ 825,000 $ 88,000
Fairbanks North Star, Alaska 1 $ 185,000 $ 185,000 $ 60,000
Juneau, Alaska 1 $ 475,000 $ 475,000 $ 33,000
Mohave, Arizona 1 $ 415,000 $ 415,000 $ 70,000
Santa Cruz, Arizona 1 $ 155,000 $ 155,000 $ 98,000
Yuma, Arizona 1 $ 315,000 $ 315,000 $ 0
Mississippi, Arkansas 1 $ 255,000 $ 255,000 $ 53,000
Polk, Arkansas 1 $ 205,000 $ 205,000 $ 65,000
Pulaski, Arkansas 1 $ 305,000 $ 305,000 $ 61,000
Saline, Arkansas 1 $ 205,000 $ 205,000 $ 56,000
Sebastian, Arkansas 1 $ 215,000 $ 215,000 $ 24,000
Stone, Arkansas 1 $ 415,000 $ 415,000 $ 119,000
Van Buren, Arkansas 1 $ 195,000 $ 195,000 $ 56,000
Washington, Arkansas 1 $ 75,000 $ 75,000 $ 36,000
Imperial, California 1 $ 275,000 $ 275,000 $ 82,000
Kings, California 1 $ 145,000 $ 145,000 $ 98,000
Lake, California 1 $ 525,000 $ 525,000 $ 71,000
Madera, California 1 $ 175,000 $ 175,000 $ 48,000
Mendocino, California 1 $ 375,000 $ 375,000 $ 129,000
Merced, California 1 $ 735,000 $ 735,000 $ 115,000
Placer, California 1 $ 495,000 $ 495,000 $ 122,000
Santa Clara, California 1 $ 535,000 $ 535,000 $ 229,000
Shasta, California 1 $ 305,000 $ 305,000 $ 78,000
Solano, California 1 $ 435,000 $ 435,000 $ 136,000
Tuolumne, California 1 $ 585,000 $ 585,000 $ 108,000
Ventura, California 1 $ 825,000 $ 825,000 $ 161,000
Yuba, California 1 $ 565,000 $ 565,000 $ 170,000
Jefferson, Colorado 1 $ 495,000 $ 495,000 $ 81,000
Pueblo, Colorado 1 $ 235,000 $ 235,000 $ 94,000
Windham, Connecticut 1 $ 195,000 $ 195,000 $ 43,000
Bradford, Florida 1 $ 235,000 $ 235,000 $ 86,000
Brevard, Florida 1 $ 315,000 $ 315,000 $ 73,000
Clay, Florida 1 $ 165,000 $ 165,000 $ 67,000
Holmes, Florida 1 $ 265,000 $ 265,000 $ 83,000
Indian River, Florida 1 $ 405,000 $ 405,000 $ 91,000
Leon, Florida 1 $ 245,000 $ 245,000 $ 39,000
Monroe, Florida 1 $ 455,000 $ 455,000 $ 62,000
Putnam, Florida 1 $ 225,000 $ 225,000 $ 119,000
Barrow, Georgia 1 $ 225,000 $ 225,000 $ 49,000
Clayton, Georgia 1 $ 335,000 $ 335,000 $ 70,000
Effingham, Georgia 1 $ 325,000 $ 325,000 $ 98,000
Grady, Georgia 1 $ 325,000 $ 325,000 $ 75,000
Hall, Georgia 1 $ 175,000 $ 175,000 $ 96,000
Henry, Georgia 1 $ 255,000 $ 255,000 $ 101,000
Liberty, Georgia 1 $ 275,000 $ 275,000 $ 55,000
Long, Georgia 1 $ 255,000 $ 255,000 $ 61,000
Lowndes, Georgia 1 $ 275,000 $ 275,000 $ 71,000
Newton, Georgia 1 $ 285,000 $ 285,000 $ 60,000
Paulding, Georgia 1 $ 345,000 $ 345,000 $ 58,000
Pickens, Georgia 1 $ 645,000 $ 645,000 $ 153,000
Troup, Georgia 1 $ 415,000 $ 415,000 $ 76,000
Walton, Georgia 1 $ 365,000 $ 365,000 $ 895,000
White, Georgia 1 $ 305,000 $ 305,000 $ 58,000
Ada, Idaho 1 $ 325,000 $ 325,000 $ 50,000
Franklin, Idaho 1 $ 295,000 $ 295,000 $ 84,000
Madison, Idaho 1 $ 235,000 $ 235,000 $ 29,000
Owyhee, Idaho 1 $ 525,000 $ 525,000 $ 70,000
Payette, Idaho 1 $ 285,000 $ 285,000 $ 62,000
Shoshone, Idaho 1 $ 355,000 $ 355,000 $ 90,000
Iroquois, Illinois 1 $ 175,000 $ 175,000 $ 113,000
Jefferson, Illinois 1 $ 215,000 $ 215,000 $ 75,000
Knox, Illinois 1 $ 155,000 $ 155,000 $ 60,000
Livingston, Illinois 1 $ 195,000 $ 195,000 $ 80,000
Macon, Illinois 1 $ 175,000 $ 175,000 $ 48,000
Madison, Illinois 1 $ 255,000 $ 255,000 $ 58,000
Ogle, Illinois 1 $ 185,000 $ 185,000 $ 30,000
St. Clair, Illinois 1 $ 235,000 $ 235,000 $ 54,000
Boone, Indiana 1 $ 265,000 $ 265,000 $ 46,000
Clark, Indiana 1 $ 185,000 $ 185,000 $ 28,000
LaPorte, Indiana 1 $ 115,000 $ 115,000 $ 125,000
Martin, Indiana 1 $ 105,000 $ 105,000 $ 58,000
Morgan, Indiana 1 $ 265,000 $ 265,000 $ 94,000
Ripley, Indiana 1 $ 355,000 $ 355,000 $ 43,000
Steuben, Indiana 1 $ 135,000 $ 135,000 $ 105,000
Warrick, Indiana 1 $ 285,000 $ 285,000 $ 107,000
Buchanan, Iowa 1 $ 195,000 $ 195,000 $ 65,000
Dickinson, Iowa 1 $ 475,000 $ 475,000 $ 77,000
Grundy, Iowa 1 $ 165,000 $ 165,000 $ 64,000
Muscatine, Iowa 1 $ 165,000 $ 165,000 $ 96,000
Polk, Iowa 1 $ 165,000 $ 165,000 $ 67,000
Pottawattamie, Iowa 1 $ 495,000 $ 495,000 $ 135,000
Scott, Iowa 1 $ 245,000 $ 245,000 $ 104,000
Union, Iowa 1 $ 205,000 $ 205,000 $ 126,000
Woodbury, Iowa 1 $ 275,000 $ 275,000 $ 75,000
Geary, Kansas 1 $ 75,000 $ 75,000 $ 78,000
Johnson, Kansas 1 $ 185,000 $ 185,000 $ 49,000
Sedgwick, Kansas 1 $ 125,000 $ 125,000 $ 87,000
Barren, Kentucky 1 $ 215,000 $ 215,000 $ 61,000
Boone, Kentucky 1 $ 405,000 $ 405,000 $ 97,000
Daviess, Kentucky 1 $ 195,000 $ 195,000 $ 63,000
Fayette, Kentucky 1 $ 155,000 $ 155,000 $ 76,000
Henry, Kentucky 1 $ 205,000 $ 205,000 $ 110,000
Jessamine, Kentucky 1 $ 275,000 $ 275,000 $ 101,000
Mason, Kentucky 1 $ 225,000 $ 225,000 $ 71,000
McCracken, Kentucky 1 $ 255,000 $ 255,000 $ 36,000
Mercer, Kentucky 1 $ 225,000 $ 225,000 $ 62,000
Nelson, Kentucky 1 $ 225,000 $ 225,000 $ 58,000
Shelby, Kentucky 1 $ 165,000 $ 165,000 $ 38,000
Ascension, Louisiana 1 $ 345,000 $ 345,000 $ 115,000
Beauregard, Louisiana 1 $ 75,000 $ 75,000 $ 96,000
Bossier, Louisiana 1 $ 285,000 $ 285,000 $ 52,000
Caddo, Louisiana 1 $ 335,000 $ 335,000 $ 87,000
Calcasieu, Louisiana 1 $ 455,000 $ 455,000 $ 152,000
Grant, Louisiana 1 $ 275,000 $ 275,000 $ 79,000
Lafayette, Louisiana 1 $ 275,000 $ 275,000 $ 81,000
Livingston, Louisiana 1 $ 235,000 $ 235,000 $ 45,000
Ouachita, Louisiana 1 $ 355,000 $ 355,000 $ 75,000
St. Tammany, Louisiana 1 $ 205,000 $ 205,000 $ 0
Terrebonne, Louisiana 1 $ 255,000 $ 255,000 $ 68,000
Webster, Louisiana 1 $ 365,000 $ 365,000 $ 126,000
Garrett, Maryland 1 $ 195,000 $ 195,000 $ 57,000
Harford, Maryland 1 $ 235,000 $ 235,000 $ 107,000
Howard, Maryland 1 $ 405,000 $ 405,000 $ 51,000
St. Mary's, Maryland 1 $ 325,000 $ 325,000 $ 60,000
Wicomico, Maryland 1 $ 385,000 $ 385,000 $ 48,000
Essex, Massachusetts 1 $ 545,000 $ 545,000 $ 141,000
Franklin, Massachusetts 1 $ 455,000 $ 455,000 $ 97,000
Hampshire, Massachusetts 1 $ 255,000 $ 255,000 $ 43,000
Allegan, Michigan 1 $ 325,000 $ 325,000 $ 19,000
Grand Traverse, Michigan 1 $ 345,000 $ 345,000 $ 85,000
Ingham, Michigan 1 $ 335,000 $ 335,000 $ 82,000
Ionia, Michigan 1 $ 225,000 $ 225,000 $ 49,000
Iron, Michigan 1 $ 245,000 $ 245,000 $ 36,000
Jackson, Michigan 1 $ 255,000 $ 255,000 $ 52,000
Kalamazoo, Michigan 1 $ 295,000 $ 295,000 $ 60,000
Leelanau, Michigan 1 $ 275,000 $ 275,000 $ 22,000
Livingston, Michigan 1 $ 315,000 $ 315,000 $ 70,000
Montmorency, Michigan 1 $ 365,000 $ 365,000 $ 101,000
Washtenaw, Michigan 1 $ 485,000 $ 485,000 $ 54,000
Wayne, Michigan 1 $ 235,000 $ 235,000 $ 31,000
Chisago, Minnesota 1 $ 345,000 $ 345,000 $ 47,000
Hennepin, Minnesota 1 $ 435,000 $ 435,000 $ 76,000
Houston, Minnesota 1 $ 225,000 $ 225,000 $ 33,000
Hubbard, Minnesota 1 $ 245,000 $ 245,000 $ 76,000
Wright, Minnesota 1 $ 295,000 $ 295,000 $ 78,000
Jackson, Mississippi 1 $ 135,000 $ 135,000 $ 38,000
Boone, Missouri 1 $ 275,000 $ 275,000 $ 75,000
Callaway, Missouri 1 $ 255,000 $ 255,000 $ 145,000
Christian, Missouri 1 $ 205,000 $ 205,000 $ 93,000
Dent, Missouri 1 $ 245,000 $ 245,000 $ 71,000
Dunklin, Missouri 1 $ 235,000 $ 235,000 $ 137,000
Johnson, Missouri 1 $ 225,000 $ 225,000 $ 53,000
Lincoln, Missouri 1 $ 255,000 $ 255,000 $ 121,000
Pettis, Missouri 1 $ 275,000 $ 275,000 $ 74,000
St. Charles, Missouri 1 $ 425,000 $ 425,000 $ 192,000
Broadwater, Montana 1 $ 235,000 $ 235,000 $ 900,000
Cascade, Montana 1 $ 365,000 $ 365,000 $ 60,000
Gallatin, Montana 1 $ 305,000 $ 305,000 $ 59,000
Missoula, Montana 1 $ 455,000 $ 455,000 $ 72,000
Yellowstone, Montana 1 $ 325,000 $ 325,000 $ 74,000
Phelps, Nebraska 1 $ 255,000 $ 255,000 $ 92,000
Sarpy, Nebraska 1 $ 345,000 $ 345,000 $ 126,000
Scotts Bluff, Nebraska 1 $ 215,000 $ 215,000 $ 54,000
Nye, Nevada 1 $ 315,000 $ 315,000 $ 103,000
Washoe, Nevada 1 $ 305,000 $ 305,000 $ 52,000
Grafton, New Hampshire 1 $ 195,000 $ 195,000 $ 36,000
Hillsborough, New Hampshire 1 $ 255,000 $ 255,000 $ 26,000
Strafford, New Hampshire 1 $ 385,000 $ 385,000 $ 53,000
Atlantic, New Jersey 1 $ 445,000 $ 445,000 $ 105,000
Burlington, New Jersey 1 $ 225,000 $ 225,000 $ 62,000
Camden, New Jersey 1 $ 335,000 $ 335,000 $ 0
Morris, New Jersey 1 $ 385,000 $ 385,000 $ 72,000
Warren, New Jersey 1 $ 415,000 $ 415,000 $ 159,000
Otero, New Mexico 1 $ 275,000 $ 275,000 $ 180,000
Brunswick, North Carolina 1 $ 375,000 $ 375,000 $ 71,000
Burke, North Carolina 1 $ 215,000 $ 215,000 $ 49,000
Duplin, North Carolina 1 $ 355,000 $ 355,000 $ 117,000
Durham, North Carolina 1 $ 405,000 $ 405,000 $ 65,000
Forsyth, North Carolina 1 $ 205,000 $ 205,000 $ 59,000
Greene, North Carolina 1 $ 265,000 $ 265,000 $ 0
Hoke, North Carolina 1 $ 415,000 $ 415,000 $ 143,000
Lincoln, North Carolina 1 $ 405,000 $ 405,000 $ 132,000
Macon, North Carolina 1 $ 195,000 $ 195,000 $ 87,000
Nash, North Carolina 1 $ 355,000 $ 355,000 $ 80,000
Pasquotank, North Carolina 1 $ 265,000 $ 265,000 $ 130,000
Randolph, North Carolina 1 $ 245,000 $ 245,000 $ 49,000
Rowan, North Carolina 1 $ 225,000 $ 225,000 $ 90,000
Scotland, North Carolina 1 $ 235,000 $ 235,000 $ 75,000
Washington, North Carolina 1 $ 535,000 $ 535,000 $ 83,000
Wayne, North Carolina 1 $ 245,000 $ 245,000 $ 31,000
Morton, North Dakota 1 $ 295,000 $ 295,000 $ 100,000
Athens, Ohio 1 $ 325,000 $ 325,000 $ 44,000
Butler, Ohio 1 $ 165,000 $ 165,000 $ 61,000
Clermont, Ohio 1 $ 215,000 $ 215,000 $ 34,000
Delaware, Ohio 1 $ 555,000 $ 555,000 $ 177,000
Fulton, Ohio 1 $ 255,000 $ 255,000 $ 61,000
Hamilton, Ohio 1 $ 195,000 $ 195,000 $ 74,000
Lorain, Ohio 1 $ 245,000 $ 245,000 $ 74,000
Madison, Ohio 1 $ 175,000 $ 175,000 $ 68,000
Mahoning, Ohio 1 $ 395,000 $ 395,000 $ 54,000
Comanche, Oklahoma 1 $ 215,000 $ 215,000 $ 61,000
Grady, Oklahoma 1 $ 225,000 $ 225,000 $ 76,000
Clackamas, Oregon 1 $ 525,000 $ 525,000 $ 86,000
Curry, Oregon 1 $ 405,000 $ 405,000 $ 42,000
Jackson, Oregon 1 $ 245,000 $ 245,000 $ 42,000
Josephine, Oregon 1 $ 375,000 $ 375,000 $ 48,000
Marion, Oregon 1 $ 855,000 $ 855,000 $ 87,000
Centre, Pennsylvania 1 $ 195,000 $ 195,000 $ 51,000
Chester, Pennsylvania 1 $ 255,000 $ 255,000 $ 43,000
Erie, Pennsylvania 1 $ 175,000 $ 175,000 $ 74,000
Lehigh, Pennsylvania 1 $ 255,000 $ 255,000 $ 60,000
Schuylkill, Pennsylvania 1 $ 295,000 $ 295,000 $ 48,000
Wayne, Pennsylvania 1 $ 505,000 $ 505,000 $ 120,000
Bristol, Rhode Island 1 $ 475,000 $ 475,000 $ 109,000
Aiken, South Carolina 1 $ 355,000 $ 355,000 $ 58,000
Cherokee, South Carolina 1 $ 265,000 $ 265,000 $ 18,000
Chesterfield, South Carolina 1 $ 305,000 $ 305,000 $ 75,000
Edgefield, South Carolina 1 $ 255,000 $ 255,000 $ 73,000
Georgetown, South Carolina 1 $ 155,000 $ 155,000 $ 114,000
Kershaw, South Carolina 1 $ 435,000 $ 435,000 $ 150,000
Lexington, South Carolina 1 $ 275,000 $ 275,000 $ 72,000
Oconee, South Carolina 1 $ 355,000 $ 355,000 $ 93,000
York, South Carolina 1 $ 285,000 $ 285,000 $ 60,000
Cheatham, Tennessee 1 $ 215,000 $ 215,000 $ 60,000
Jefferson, Tennessee 1 $ 185,000 $ 185,000 $ 60,000
Madison, Tennessee 1 $ 175,000 $ 175,000 $ 45,000
Maury, Tennessee 1 $ 155,000 $ 155,000 $ 62,000
Sumner, Tennessee 1 $ 305,000 $ 305,000 $ 74,000
Aransas, Texas 1 $ 205,000 $ 205,000 $ 127,000
Brazoria, Texas 1 $ 255,000 $ 255,000 $ 58,000
Collin, Texas 1 $ 435,000 $ 435,000 $ 179,000
Comal, Texas 1 $ 465,000 $ 465,000 $ 113,000
Dallas, Texas 1 $ 145,000 $ 145,000 $ 81,000
Johnson, Texas 1 $ 155,000 $ 155,000 $ 93,000
Williamson, Texas 1 $ 225,000 $ 225,000 $ 65,000
Davis, Utah 1 $ 585,000 $ 585,000 $ 84,000
Uintah, Utah 1 $ 295,000 $ 295,000 $ 163,000
Lamoille, Vermont 1 $ 235,000 $ 235,000 $ 102,000
Accomack, Virginia 1 $ 375,000 $ 375,000 $ 146,000
Alexandria, Virginia 1 $ 765,000 $ 765,000 $ 255,000
Brunswick, Virginia 1 $ 215,000 $ 215,000 $ 106,000
Caroline, Virginia 1 $ 325,000 $ 325,000 $ 132,000
Frederick, Virginia 1 $ 295,000 $ 295,000 $ 82,000
Hampton, Virginia 1 $ 225,000 $ 225,000 $ 40,000
New Kent, Virginia 1 $ 375,000 $ 375,000 $ 72,000
Petersburg, Virginia 1 $ 185,000 $ 185,000 $ 38,000
Prince William, Virginia 1 $ 755,000 $ 755,000 $ 248,000
Salem, Virginia 1 $ 305,000 $ 305,000 $ 40,000
Suffolk, Virginia 1 $ 235,000 $ 235,000 $ 54,000
Warren, Virginia 1 $ 295,000 $ 295,000 $ 53,000
Benton, Washington 1 $ 295,000 $ 295,000 $ 63,000
Spokane, Washington 1 $ 325,000 $ 325,000 $ 112,000
Thurston, Washington 1 $ 365,000 $ 365,000 $ 134,000
Yakima, Washington 1 $ 165,000 $ 165,000 $ 70,000
Kanawha, West Virginia 1 $ 185,000 $ 185,000 $ 37,000
Summers, West Virginia 1 $ 225,000 $ 225,000 $ 58,000
Wood, West Virginia 1 $ 325,000 $ 325,000 $ 107,000
Columbia, Wisconsin 1 $ 365,000 $ 365,000 $ 91,000
Door, Wisconsin 1 $ 455,000 $ 455,000 $ 123,000
Outagamie, Wisconsin 1 $ 205,000 $ 205,000 $ 60,000
Racine, Wisconsin 1 $ 325,000 $ 325,000 $ 55,000
St. Croix, Wisconsin 1 $ 385,000 $ 385,000 $ 58,000
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Mortgage Loan Application Detail Totals for Servbank, N.A. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 836 $306,290,000 $366,000 $1,705,000 $93,000 $1,427,000
Home Purchase 396 $120,890,000 $305,000 $945,000 $127,000 $1,641,000
Refinancing 74 $20,800,000 $281,000 $785,000 $89,000 $360,000
Not Applicable 6 $800,000 $133,000 $255,000 $83,000 $193,000
Home Improvement 1 $255,000 $255,000 $255,000 $115,000 $115,000
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 488 $168,510,000 $345,000 $1,125,000 $104,000 $605,000
Not applicable 290 $79,130,000 $272,000 $785,000 $112,000 $1,641,000
Not Provided 245 $90,455,000 $369,000 $1,105,000 $99,000 $1,427,000
Black or African American 156 $55,530,000 $355,000 $795,000 $91,000 $312,000
Hispanic 84 $30,570,000 $363,000 $995,000 $93,000 $268,000
Asian 38 $17,120,000 $450,000 $1,045,000 $134,000 $423,000
American Indian or Alaskan Native 7 $3,375,000 $482,000 $845,000 $118,000 $151,000
Native Hawaiian or Other Pacific Islander 4 $3,810,000 $952,000 $1,705,000 $97,000 $179,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 806 $301,320,000 $373,000 $1,705,000 $92,000 $1,427,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 436 $125,910,000 $288,000 $785,000 $125,000 $1,641,000
FHA-insured (Federal Housing Administration) 71 $21,805,000 $307,000 $945,000 $98,000 $262,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 473 $178,545,000 $377,000 $1,705,000 $82,000 $900,000
Loan Purchased By The Institution 288 $77,800,000 $270,000 $775,000 $112,000 $1,641,000
Application Withdrawn By Applicant 200 $72,190,000 $360,000 $1,125,000 $112,000 $1,427,000
File Closed For Incompleteness 189 $68,535,000 $362,000 $995,000 $106,000 $438,000
Loan Originated 161 $51,385,000 $319,000 $945,000 $139,000 $605,000
Application Approved But Not Accepted 2 $580,000 $290,000 $465,000 $67,000 $82,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 840 $270,490,000 $322,000 $1,125,000 $116,000 $1,641,000
Debt-To-Income Ratio 258 $107,690,000 $417,000 $1,705,000 $66,000 $180,000
Credit History 101 $31,315,000 $310,000 $705,000 $105,000 $900,000
Other 79 $28,185,000 $356,000 $705,000 $96,000 $292,000
Insufficient Cash (Downpayment, Closing Cost) 30 $9,840,000 $328,000 $825,000 $105,000 $252,000
Collateral 3 $995,000 $331,000 $475,000 $88,000 $141,000
Employment History 1 $275,000 $275,000 $275,000 $30,000 $30,000
Unverifiable Information 1 $245,000 $245,000 $245,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Servbank, N.A.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Servbank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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