Servbank, N.A. Mortgage Lending & HMDA Data, 2023
In 2023, Servbank, N.A. of Oswego, IL reported 1,313 mortgage applications totaling $449.0 million, up 69% from 2022. The average application was for $341,991, and applicants reported an average income of $103,000. 12% of its applications resulted in an originated loan and 36% were denied. Its largest markets were Chicago-Naperville, IL (110), Elgin, IL (41) and Atlanta-Sandy Springs-Roswell, GA (38) (applications in parentheses).
| Mortgage Company & Address | Servbank, N.A. 3201 Orchard Rd Oswego, IL 60543 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,313 |
| Total Mortgage Loan Application Amount | $449,035,000 |
| Average Mortgage Loan Application Amount | $341,991 |
| Highest Mortgage Loan Application Amount | $1,705,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $1,641,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Servbank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 110 | $ 33,070,000 | $ 300,636 | $ 139,000 |
| Outside any metro area | 104 | $ 29,740,000 | $ 285,961 | $ 105,990 |
| Elgin, IL | 41 | $ 12,285,000 | $ 299,634 | $ 120,000 |
| Atlanta-Sandy Springs-Roswell, GA | 38 | $ 14,060,000 | $ 370,000 | $ 113,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 36 | $ 16,080,000 | $ 446,666 | $ 120,638 |
| Las Vegas-Henderson-Paradise, NV | 34 | $ 12,700,000 | $ 373,529 | $ 79,000 |
| Riverside-San Bernardino-Ontario, CA | 34 | $ 14,820,000 | $ 435,882 | $ 87,000 |
| Punta Gorda, FL | 29 | $ 10,555,000 | $ 363,965 | $ 159,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 26 | $ 9,200,000 | $ 353,846 | $ 96,000 |
| Phoenix-Mesa-Scottsdale, AZ | 23 | $ 9,725,000 | $ 422,826 | $ 100,000 |
| Tampa-St. Petersburg-Clearwater, FL | 22 | $ 7,380,000 | $ 335,454 | $ 124,000 |
| Los Angeles-Long Beach-Glendale, CA | 20 | $ 8,420,000 | $ 421,000 | $ 95,000 |
| Providence-Warwick, RI-MA | 19 | $ 7,205,000 | $ 379,210 | $ 97,842 |
| San Diego-Carlsbad, CA | 19 | $ 11,165,000 | $ 587,631 | $ 121,000 |
| Denver-Aurora-Lakewood, CO | 18 | $ 7,290,000 | $ 405,000 | $ 106,000 |
| Indianapolis-Carmel-Anderson, IN | 18 | $ 5,160,000 | $ 286,666 | $ 79,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 18 | $ 4,220,000 | $ 234,444 | $ 67,000 |
| Charlotte-Concord-Gastonia, NC-SC | 16 | $ 5,210,000 | $ 325,625 | $ 79,687 |
| Anchorage, AK | 13 | $ 4,835,000 | $ 371,923 | $ 85,000 |
| Fayetteville, NC | 13 | $ 4,445,000 | $ 341,923 | $ 96,000 |
| Colorado Springs, CO | 12 | $ 5,250,000 | $ 437,500 | $ 107,000 |
| New York-Newark, NY | 12 | $ 3,870,000 | $ 322,500 | $ 104,333 |
| Warren-Troy-Farmington Hills, MI | 11 | $ 4,325,000 | $ 393,181 | $ 97,000 |
| Albuquerque, NM | 10 | $ 2,970,000 | $ 297,000 | $ 70,000 |
| Baltimore-Columbia-Towson, MD | 10 | $ 3,850,000 | $ 385,000 | $ 103,000 |
| Jacksonville, FL | 10 | $ 3,220,000 | $ 322,000 | $ 93,000 |
| Louisville/Jefferson County, KY-IN | 10 | $ 2,520,000 | $ 252,000 | $ 82,600 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 3,350,000 | $ 335,000 | $ 67,000 |
| Orlando-Kissimmee-Sanford, FL | 10 | $ 3,930,000 | $ 393,000 | $ 127,000 |
| Columbus, OH | 9 | $ 2,325,000 | $ 258,333 | $ 76,000 |
| New York-Jersey City-White Plains, NY-NJ | 9 | $ 4,585,000 | $ 509,444 | $ 202,222 |
| Augusta-Richmond County, GA-SC | 8 | $ 2,740,000 | $ 342,500 | $ 80,000 |
| Cape Coral-Fort Myers, FL | 8 | $ 2,600,000 | $ 325,000 | $ 125,000 |
| Columbia, SC | 8 | $ 2,650,000 | $ 331,250 | $ 98,000 |
| Newark, NJ-PA | 8 | $ 3,310,000 | $ 413,750 | $ 109,000 |
| Oklahoma City, OK | 8 | $ 2,470,000 | $ 308,750 | $ 104,000 |
| Richmond, VA | 8 | $ 2,700,000 | $ 337,500 | $ 94,000 |
| St. Louis, MO-IL | 8 | $ 2,980,000 | $ 372,500 | $ 137,000 |
| Charleston-North Charleston, SC | 7 | $ 2,535,000 | $ 362,142 | $ 69,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 7 | $ 2,805,000 | $ 400,714 | $ 146,000 |
| Houston-The Woodlands-Sugar Land, TX | 7 | $ 2,355,000 | $ 336,428 | $ 123,000 |
| Memphis, TN-MS-AR | 7 | $ 2,755,000 | $ 393,571 | $ 86,714 |
| Sacramento--Roseville--Arden-Arcade, CA | 7 | $ 2,545,000 | $ 363,571 | $ 60,000 |
| Urban Honolulu, HI | 7 | $ 5,845,000 | $ 835,000 | $ 111,000 |
| Anaheim-Santa Ana-Irvine, CA | 6 | $ 3,660,000 | $ 610,000 | $ 118,000 |
| Boston, MA | 6 | $ 3,030,000 | $ 505,000 | $ 118,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,510,000 | $ 251,666 | $ 80,000 |
| Fresno, CA | 6 | $ 1,560,000 | $ 260,000 | $ 99,000 |
| Jacksonville, NC | 6 | $ 1,340,000 | $ 223,333 | $ 79,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 2,150,000 | $ 358,333 | $ 88,000 |
| North Port-Sarasota-Bradenton, FL | 6 | $ 2,270,000 | $ 378,333 | $ 114,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 6 | $ 2,550,000 | $ 425,000 | $ 95,000 |
| Raleigh, NC | 6 | $ 1,890,000 | $ 315,000 | $ 106,000 |
| Washington-Baltimore-Arlington, DC | 6 | $ 2,240,000 | $ 373,333 | $ 88,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 1,765,000 | $ 353,000 | $ 107,800 |
| Bakersfield, CA | 5 | $ 1,225,000 | $ 245,000 | $ 57,000 |
| Birmingham-Hoover, AL | 5 | $ 905,000 | $ 181,000 | $ 85,000 |
| Boise City, ID | 5 | $ 1,945,000 | $ 389,000 | $ 395,000 |
| Clarksville, TN-KY | 5 | $ 1,445,000 | $ 289,000 | $ 99,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 1,525,000 | $ 305,000 | $ 51,000 |
| Gulfport-Biloxi-Pascagoula, MS | 5 | $ 1,495,000 | $ 299,000 | $ 94,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,635,000 | $ 327,000 | $ 65,000 |
| Kankakee, IL | 5 | $ 605,000 | $ 121,000 | $ 69,000 |
| Kansas City, MO-KS | 5 | $ 1,435,000 | $ 287,000 | $ 69,800 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 1,845,000 | $ 369,000 | $ 62,000 |
| Port St. Lucie, FL | 5 | $ 1,375,000 | $ 275,000 | $ 73,000 |
| Salisbury, MD-DE | 5 | $ 1,835,000 | $ 367,000 | $ 69,600 |
| Wilmington, DE-MD-NJ | 5 | $ 1,205,000 | $ 241,000 | $ 79,000 |
| Cincinnati, OH-KY-IN | 4 | $ 980,000 | $ 245,000 | $ 66,250 |
| Columbus, GA-AL | 4 | $ 1,530,000 | $ 382,500 | $ 110,000 |
| Dallas-Plano-Irving, TX | 4 | $ 1,360,000 | $ 340,000 | $ 148,000 |
| Dayton-Springfield-Kettering, OH | 4 | $ 780,000 | $ 195,000 | $ 94,000 |
| Dover, DE | 4 | $ 1,430,000 | $ 357,500 | $ 87,000 |
| Gary, IN | 4 | $ 1,050,000 | $ 262,500 | $ 127,000 |
| Knoxville, TN | 4 | $ 1,100,000 | $ 275,000 | $ 61,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 1,450,000 | $ 362,500 | $ 113,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 1,210,000 | $ 302,500 | $ 94,250 |
| Nassau County-Suffolk County, NY | 4 | $ 2,270,000 | $ 567,500 | $ 124,000 |
| Oakland-Hayward-Berkeley, CA | 4 | $ 2,030,000 | $ 507,500 | $ 72,000 |
| Ocala, FL | 4 | $ 1,100,000 | $ 275,000 | $ 72,000 |
| Ogden-Clearfield, UT | 4 | $ 1,720,000 | $ 430,000 | $ 87,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 1,290,000 | $ 322,500 | $ 97,500 |
| Provo-Orem, UT | 4 | $ 1,440,000 | $ 360,000 | $ 76,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,100,000 | $ 275,000 | $ 85,000 |
| Springfield, MA | 4 | $ 1,170,000 | $ 292,500 | $ 78,000 |
| Tucson, AZ | 4 | $ 960,000 | $ 240,000 | $ 80,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 1,230,000 | $ 307,500 | $ 289,000 |
| Akron, OH | 3 | $ 715,000 | $ 238,333 | $ 111,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 705,000 | $ 235,000 | $ 64,000 |
| Cleveland-Elyria, OH | 3 | $ 775,000 | $ 258,333 | $ 67,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 1,015,000 | $ 338,333 | $ 132,000 |
| Farmington, NM | 3 | $ 705,000 | $ 235,000 | $ 98,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 695,000 | $ 231,666 | $ 78,000 |
| Fort Worth-Arlington, TX | 3 | $ 725,000 | $ 241,666 | $ 108,000 |
| Greeley, CO | 3 | $ 1,525,000 | $ 508,333 | $ 73,000 |
| Greensboro-High Point, NC | 3 | $ 1,205,000 | $ 401,666 | $ 120,000 |
| Harrisburg-Carlisle, PA | 3 | $ 965,000 | $ 321,666 | $ 82,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 815,000 | $ 271,666 | $ 112,000 |
| Huntsville, AL | 3 | $ 835,000 | $ 278,333 | $ 87,000 |
| Lakeland-Winter Haven, FL | 3 | $ 1,195,000 | $ 398,333 | $ 137,000 |
| Montgomery County-Bucks County-Chester County, PA | 3 | $ 1,445,000 | $ 481,666 | $ 152,000 |
| Montgomery, AL | 3 | $ 1,015,000 | $ 338,333 | $ 84,000 |
| New Bern, NC | 3 | $ 715,000 | $ 238,333 | $ 59,000 |
| New Haven-Milford, CT | 3 | $ 695,000 | $ 231,666 | $ 63,000 |
| Philadelphia, PA | 3 | $ 525,000 | $ 175,000 | $ 61,000 |
| Salt Lake City, UT | 3 | $ 1,275,000 | $ 425,000 | $ 84,000 |
| Savannah, GA | 3 | $ 1,125,000 | $ 375,000 | $ 86,000 |
| Spartanburg, SC | 3 | $ 615,000 | $ 205,000 | $ 45,000 |
| Stockton-Lodi, CA | 3 | $ 1,405,000 | $ 468,333 | $ 86,000 |
| Sumter, SC | 3 | $ 1,175,000 | $ 391,666 | $ 116,000 |
| Tacoma-Lakewood, WA | 3 | $ 985,000 | $ 328,333 | $ 250,000 |
| Tulsa, OK | 3 | $ 695,000 | $ 231,666 | $ 76,000 |
| Visalia-Porterville, CA | 3 | $ 575,000 | $ 191,666 | $ 83,000 |
| Warner Robins, GA | 3 | $ 695,000 | $ 231,666 | $ 89,000 |
| Worcester, MA-CT | 3 | $ 985,000 | $ 328,333 | $ 66,333 |
| Baton Rouge, LA | 2 | $ 580,000 | $ 290,000 | $ 80,000 |
| Bend-Redmond, OR | 2 | $ 930,000 | $ 465,000 | $ 87,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 1,110,000 | $ 555,000 | $ 92,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2 | $ 660,000 | $ 330,000 | $ 148,000 |
| Burlington, NC | 2 | $ 840,000 | $ 420,000 | $ 83,000 |
| Burlington-South Burlington, VT | 2 | $ 500,000 | $ 250,000 | $ 77,000 |
| Camden, NJ | 2 | $ 560,000 | $ 280,000 | $ 31,000 |
| Champaign-Urbana, IL | 2 | $ 180,000 | $ 90,000 | $ 113,000 |
| Cheyenne, WY | 2 | $ 820,000 | $ 410,000 | $ 87,000 |
| Cleveland, TN | 2 | $ 490,000 | $ 245,000 | $ 104,000 |
| Coeur D'Alene, ID | 2 | $ 1,080,000 | $ 540,000 | $ 134,000 |
| Eau Claire, WI | 2 | $ 260,000 | $ 130,000 | $ 57,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 530,000 | $ 265,000 | $ 83,000 |
| Eugene, OR | 2 | $ 980,000 | $ 490,000 | $ 91,000 |
| Fort Wayne, IN | 2 | $ 350,000 | $ 175,000 | $ 75,000 |
| Grand Forks, ND-MN | 2 | $ 700,000 | $ 350,000 | $ 107,000 |
| Grand Junction, CO | 2 | $ 490,000 | $ 245,000 | $ 68,000 |
| Hinesville, GA | 2 | $ 530,000 | $ 265,000 | $ 58,000 |
| Janesville-Beloit, WI | 2 | $ 500,000 | $ 250,000 | $ 61,000 |
| Lexington-Fayette, KY | 2 | $ 430,000 | $ 215,000 | $ 88,000 |
| Lincoln, NE | 2 | $ 590,000 | $ 295,000 | $ 147,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 510,000 | $ 255,000 | $ 58,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 490,000 | $ 245,000 | $ 154,000 |
| Muncie, IN | 2 | $ 1,180,000 | $ 590,000 | $ 91,000 |
| Muskegon, MI | 2 | $ 560,000 | $ 280,000 | $ 73,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 600,000 | $ 300,000 | $ 94,000 |
| Panama City, FL | 2 | $ 340,000 | $ 170,000 | $ 59,000 |
| Pittsburgh, PA | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Portland-South Portland, ME | 2 | $ 550,000 | $ 275,000 | $ 75,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 670,000 | $ 335,000 | $ 164,000 |
| Rockford, IL | 2 | $ 510,000 | $ 255,000 | $ 102,000 |
| San Angelo, TX | 2 | $ 330,000 | $ 165,000 | $ 272,000 |
| Santa Fe, NM | 2 | $ 1,080,000 | $ 540,000 | $ 76,000 |
| Santa Rosa, CA | 2 | $ 740,000 | $ 370,000 | $ 119,000 |
| Shreveport-Bossier City, LA | 2 | $ 620,000 | $ 310,000 | $ 69,000 |
| Syracuse, NY | 2 | $ 280,000 | $ 140,000 | $ 63,000 |
| Trenton, NJ | 2 | $ 620,000 | $ 310,000 | $ 33,000 |
| Alexandria, LA | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Ann Arbor, MI | 1 | $ 485,000 | $ 485,000 | $ 54,000 |
| Appleton, WI | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 445,000 | $ 445,000 | $ 105,000 |
| Auburn-Opelika, AL | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Austin-Round Rock, TX | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Billings, MT | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Bismarck, ND | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| California-Lexington Park, MD | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 545,000 | $ 545,000 | $ 141,000 |
| Casper, WY | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Charleston, WV | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Columbia, MO | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Decatur, IL | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Des Moines-West Des Moines, IA | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 235,000 | $ 235,000 | $ 31,000 |
| Durham-Chapel Hill, NC | 1 | $ 405,000 | $ 405,000 | $ 65,000 |
| El Centro, CA | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Erie, PA | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Evansville, IN-KY | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Fairbanks, AK | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Fort Smith, AR-OK | 1 | $ 215,000 | $ 215,000 | $ 24,000 |
| Gainesville, GA | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Goldsboro, NC | 1 | $ 245,000 | $ 245,000 | $ 31,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Grants Pass, OR | 1 | $ 375,000 | $ 375,000 | $ 48,000 |
| Great Falls, MT | 1 | $ 365,000 | $ 365,000 | $ 60,000 |
| Hanford-Corcoran, CA | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Houma-Thibodaux, LA | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Jackson, MI | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Jackson, TN | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Jefferson City, MO | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| Kalamazoo-Portage, MI | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| Kennewick-Richland, WA | 1 | $ 295,000 | $ 295,000 | $ 63,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 225,000 | $ 225,000 | $ 33,000 |
| Lafayette, LA | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Lake Charles, LA | 1 | $ 455,000 | $ 455,000 | $ 152,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 415,000 | $ 415,000 | $ 70,000 |
| Lansing-East Lansing, MI | 1 | $ 335,000 | $ 335,000 | $ 82,000 |
| Lawton, OK | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Logan, UT-ID | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Madera, CA | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Madison, WI | 1 | $ 365,000 | $ 365,000 | $ 91,000 |
| Manchester-Nashua, NH | 1 | $ 255,000 | $ 255,000 | $ 26,000 |
| Manhattan, KS | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Medford, OR | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Merced, CA | 1 | $ 735,000 | $ 735,000 | $ 115,000 |
| Michigan City-La Porte, IN | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Missoula, MT | 1 | $ 455,000 | $ 455,000 | $ 72,000 |
| Monroe, LA | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| Morristown, TN | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| New Orleans-Metairie, LA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Olympia-Tumwater, WA | 1 | $ 365,000 | $ 365,000 | $ 134,000 |
| Owensboro, KY | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 825,000 | $ 825,000 | $ 161,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Parkersburg-Vienna, WV | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Pueblo, CO | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Racine, WI | 1 | $ 325,000 | $ 325,000 | $ 55,000 |
| Redding, CA | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Reno, NV | 1 | $ 305,000 | $ 305,000 | $ 52,000 |
| Roanoke, VA | 1 | $ 305,000 | $ 305,000 | $ 40,000 |
| Rocky Mount, NC | 1 | $ 355,000 | $ 355,000 | $ 80,000 |
| Salem, OR | 1 | $ 855,000 | $ 855,000 | $ 87,000 |
| San Antonio-New Braunfels, TX | 1 | $ 465,000 | $ 465,000 | $ 113,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 535,000 | $ 535,000 | $ 229,000 |
| Sebastian-Vero Beach, FL | 1 | $ 405,000 | $ 405,000 | $ 91,000 |
| Sioux City, IA-NE-SD | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Spokane-Spokane Valley, WA | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Springfield, MO | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| State College, PA | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Tallahassee, FL | 1 | $ 245,000 | $ 245,000 | $ 39,000 |
| Toledo, OH | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Tuscaloosa, AL | 1 | $ 825,000 | $ 825,000 | $ 88,000 |
| Valdosta, GA | 1 | $ 275,000 | $ 275,000 | $ 71,000 |
| Vallejo-Fairfield, CA | 1 | $ 435,000 | $ 435,000 | $ 136,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Wichita, KS | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Winchester, VA-WV | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Winston-Salem, NC | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Yakima, WA | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 395,000 | $ 395,000 | $ 54,000 |
| Yuba City, CA | 1 | $ 565,000 | $ 565,000 | $ 170,000 |
| Yuma, AZ | 1 | $ 315,000 | $ 315,000 | $ 0 |
Mortgage Loan Application Detail Totals for Servbank, N.A. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 836 | $306,290,000 | $366,000 | $1,705,000 | $93,000 | $1,427,000 |
| Home Purchase | 396 | $120,890,000 | $305,000 | $945,000 | $127,000 | $1,641,000 |
| Refinancing | 74 | $20,800,000 | $281,000 | $785,000 | $89,000 | $360,000 |
| Not Applicable | 6 | $800,000 | $133,000 | $255,000 | $83,000 | $193,000 |
| Home Improvement | 1 | $255,000 | $255,000 | $255,000 | $115,000 | $115,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 488 | $168,510,000 | $345,000 | $1,125,000 | $104,000 | $605,000 |
| Not applicable | 290 | $79,130,000 | $272,000 | $785,000 | $112,000 | $1,641,000 |
| Not Provided | 245 | $90,455,000 | $369,000 | $1,105,000 | $99,000 | $1,427,000 |
| Black or African American | 156 | $55,530,000 | $355,000 | $795,000 | $91,000 | $312,000 |
| Hispanic | 84 | $30,570,000 | $363,000 | $995,000 | $93,000 | $268,000 |
| Asian | 38 | $17,120,000 | $450,000 | $1,045,000 | $134,000 | $423,000 |
| American Indian or Alaskan Native | 7 | $3,375,000 | $482,000 | $845,000 | $118,000 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $3,810,000 | $952,000 | $1,705,000 | $97,000 | $179,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 806 | $301,320,000 | $373,000 | $1,705,000 | $92,000 | $1,427,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 436 | $125,910,000 | $288,000 | $785,000 | $125,000 | $1,641,000 |
| FHA-insured (Federal Housing Administration) | 71 | $21,805,000 | $307,000 | $945,000 | $98,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 473 | $178,545,000 | $377,000 | $1,705,000 | $82,000 | $900,000 |
| Loan Purchased By The Institution | 288 | $77,800,000 | $270,000 | $775,000 | $112,000 | $1,641,000 |
| Application Withdrawn By Applicant | 200 | $72,190,000 | $360,000 | $1,125,000 | $112,000 | $1,427,000 |
| File Closed For Incompleteness | 189 | $68,535,000 | $362,000 | $995,000 | $106,000 | $438,000 |
| Loan Originated | 161 | $51,385,000 | $319,000 | $945,000 | $139,000 | $605,000 |
| Application Approved But Not Accepted | 2 | $580,000 | $290,000 | $465,000 | $67,000 | $82,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 840 | $270,490,000 | $322,000 | $1,125,000 | $116,000 | $1,641,000 |
| Debt-To-Income Ratio | 258 | $107,690,000 | $417,000 | $1,705,000 | $66,000 | $180,000 |
| Credit History | 101 | $31,315,000 | $310,000 | $705,000 | $105,000 | $900,000 |
| Other | 79 | $28,185,000 | $356,000 | $705,000 | $96,000 | $292,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $9,840,000 | $328,000 | $825,000 | $105,000 | $252,000 |
| Collateral | 3 | $995,000 | $331,000 | $475,000 | $88,000 | $141,000 |
| Employment History | 1 | $275,000 | $275,000 | $275,000 | $30,000 | $30,000 |
| Unverifiable Information | 1 | $245,000 | $245,000 | $245,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Servbank, N.A.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Servbank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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