Altra Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Altra Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Altra Federal Credit Union 1700 Oak Forest Drive Onalaska, WI 54650 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,378 |
| Total Mortgage Loan Application Amount | $1,100,580,000 |
| Average Mortgage Loan Application Amount | $163,400 |
| Highest Mortgage Loan Application Amount | $9,085,000 |
| Average Applicant Income | $103,600 |
| Highest Applicant Income | $2,076,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Altra Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Altra Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Altra Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Altra Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Altra Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Altra Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| La Crosse County Wisconsin | 2,606 | $ 422,780,000 | $ 162,000 | $ 105,000 |
| Smith County Texas | 543 | $ 119,865,000 | $ 220,000 | $ 115,000 |
| Montgomery County Tennessee | 416 | $ 73,110,000 | $ 175,000 | $ 95,000 |
| Winona County Minnesota | 413 | $ 59,635,000 | $ 144,000 | $ 80,000 |
| Houston County Minnesota | 365 | $ 55,425,000 | $ 151,000 | $ 92,000 |
| Olmsted County Minnesota | 284 | $ 66,260,000 | $ 233,000 | $ 114,000 |
| Vernon County Wisconsin | 178 | $ 26,020,000 | $ 146,000 | $ 99,000 |
| Monroe County Wisconsin | 173 | $ 25,395,000 | $ 146,000 | $ 82,000 |
| Trempealeau County Wisconsin | 162 | $ 26,810,000 | $ 165,000 | $ 100,000 |
| Fillmore County Minnesota | 53 | $ 8,165,000 | $ 154,000 | $ 87,000 |
| Cherokee County Texas | 52 | $ 12,990,000 | $ 249,000 | $ 119,000 |
| Buffalo County Wisconsin | 34 | $ 3,990,000 | $ 117,000 | $ 75,000 |
| Wabasha County Minnesota | 32 | $ 6,250,000 | $ 195,000 | $ 107,000 |
| Henderson County Texas | 29 | $ 6,025,000 | $ 207,000 | $ 104,000 |
| Crawford County Wisconsin | 27 | $ 3,365,000 | $ 124,000 | $ 78,000 |
| Jackson County Wisconsin | 27 | $ 3,355,000 | $ 124,000 | $ 82,000 |
| Dodge County Minnesota | 26 | $ 5,230,000 | $ 201,000 | $ 95,000 |
| Hennepin County Minnesota | 25 | $ 5,075,000 | $ 203,000 | $ 135,000 |
| Stewart County Tennessee | 25 | $ 4,295,000 | $ 171,000 | $ 83,000 |
| Dane County Wisconsin | 20 | $ 4,590,000 | $ 229,000 | $ 153,000 |
| Juneau County Wisconsin | 20 | $ 3,050,000 | $ 152,000 | $ 131,000 |
| Goodhue County Minnesota | 19 | $ 3,665,000 | $ 192,000 | $ 104,000 |
| Dakota County Minnesota | 17 | $ 4,355,000 | $ 256,000 | $ 127,000 |
| Robertson County Tennessee | 17 | $ 3,515,000 | $ 206,000 | $ 110,000 |
| Mower County Minnesota | 16 | $ 2,800,000 | $ 175,000 | $ 96,000 |
| Van Zandt County Texas | 16 | $ 3,350,000 | $ 209,000 | $ 109,000 |
| Ramsey County Minnesota | 15 | $ 2,685,000 | $ 179,000 | $ 123,000 |
| Cheatham County Tennessee | 15 | $ 5,625,000 | $ 375,000 | $ 114,000 |
| Gregg County Texas | 15 | $ 2,805,000 | $ 187,000 | $ 108,000 |
| Pueblo County Colorado | 12 | $ 2,120,000 | $ 176,000 | $ 109,000 |
| Allamakee County Iowa | 12 | $ 1,720,000 | $ 143,000 | $ 135,000 |
| Christian County Kentucky | 12 | $ 1,300,000 | $ 108,000 | $ 128,000 |
| Eau Claire County Wisconsin | 12 | $ 1,340,000 | $ 111,000 | $ 96,000 |
| Milwaukee County Wisconsin | 11 | $ 1,715,000 | $ 155,000 | $ 117,000 |
| Broward County Florida | 10 | $ 2,940,000 | $ 294,000 | $ 162,000 |
| Wood County Texas | 10 | $ 2,660,000 | $ 266,000 | $ 113,000 |
| Harris County Texas | 9 | $ 1,785,000 | $ 198,000 | $ 131,000 |
| Rusk County Texas | 9 | $ 1,725,000 | $ 191,000 | $ 117,000 |
| Barron County Wisconsin | 9 | $ 1,825,000 | $ 202,000 | $ 199,000 |
| Washington County Minnesota | 8 | $ 1,360,000 | $ 170,000 | $ 88,000 |
| Davidson County Tennessee | 8 | $ 1,700,000 | $ 212,000 | $ 170,000 |
| Dickson County Tennessee | 8 | $ 1,850,000 | $ 231,000 | $ 78,000 |
| Dallas County Texas | 8 | $ 2,070,000 | $ 258,000 | $ 188,000 |
| Upshur County Texas | 8 | $ 1,480,000 | $ 185,000 | $ 155,000 |
| Sawyer County Wisconsin | 8 | $ 1,050,000 | $ 131,000 | $ 119,000 |
| Waukesha County Wisconsin | 8 | $ 2,200,000 | $ 275,000 | $ 171,000 |
| Wood County Wisconsin | 8 | $ 1,120,000 | $ 140,000 | $ 186,000 |
| Anderson County Texas | 7 | $ 865,000 | $ 123,000 | $ 85,000 |
| Clark County Wisconsin | 7 | $ 1,375,000 | $ 196,000 | $ 153,000 |
| Freeborn County Minnesota | 6 | $ 940,000 | $ 156,000 | $ 91,000 |
| Mercer County New Jersey | 6 | $ 780,000 | $ 130,000 | $ 105,000 |
| Bayfield County Wisconsin | 6 | $ 1,000,000 | $ 166,000 | $ 124,000 |
| Chippewa County Wisconsin | 6 | $ 660,000 | $ 110,000 | $ 106,000 |
| Dunn County Wisconsin | 6 | $ 1,010,000 | $ 168,000 | $ 128,000 |
| Marathon County Wisconsin | 6 | $ 950,000 | $ 158,000 | $ 106,000 |
| Oneida County Wisconsin | 6 | $ 1,600,000 | $ 266,000 | $ 322,000 |
| Pierce County Wisconsin | 6 | $ 1,820,000 | $ 303,000 | $ 228,000 |
| Portage County Wisconsin | 6 | $ 1,180,000 | $ 196,000 | $ 124,000 |
| Sebastian County Arkansas | 5 | $ 315,000 | $ 63,000 | $ 70,000 |
| Trigg County Kentucky | 5 | $ 1,125,000 | $ 225,000 | $ 81,000 |
| Anoka County Minnesota | 5 | $ 905,000 | $ 181,000 | $ 161,000 |
| Blue Earth County Minnesota | 5 | $ 855,000 | $ 171,000 | $ 98,000 |
| Rice County Minnesota | 5 | $ 585,000 | $ 117,000 | $ 86,000 |
| Sumner County Tennessee | 5 | $ 1,275,000 | $ 255,000 | $ 113,000 |
| Sauk County Wisconsin | 5 | $ 755,000 | $ 151,000 | $ 99,000 |
| Washburn County Wisconsin | 5 | $ 1,135,000 | $ 227,000 | $ 172,000 |
| Waupaca County Wisconsin | 5 | $ 1,025,000 | $ 205,000 | $ 96,000 |
| Winnebago County Wisconsin | 5 | $ 665,000 | $ 133,000 | $ 91,000 |
| Maricopa County Arizona | 4 | $ 310,000 | $ 77,000 | $ 77,000 |
| El Paso County Colorado | 4 | $ 750,000 | $ 187,000 | $ 140,000 |
| Lee County Florida | 4 | $ 1,090,000 | $ 272,000 | $ 154,000 |
| Manatee County Florida | 4 | $ 720,000 | $ 180,000 | $ 314,000 |
| Carver County Minnesota | 4 | $ 710,000 | $ 177,000 | $ 231,000 |
| Steele County Minnesota | 4 | $ 710,000 | $ 177,000 | $ 63,000 |
| Tarrant County Texas | 4 | $ 1,260,000 | $ 315,000 | $ 248,000 |
| Adams County Wisconsin | 4 | $ 860,000 | $ 215,000 | $ 115,000 |
| Ashland County Wisconsin | 4 | $ 390,000 | $ 97,000 | $ 141,000 |
| Dodge County Wisconsin | 4 | $ 1,040,000 | $ 260,000 | $ 147,000 |
| Grant County Wisconsin | 4 | $ 360,000 | $ 90,000 | $ 63,000 |
| Outagamie County Wisconsin | 4 | $ 690,000 | $ 172,000 | $ 139,000 |
| Pepin County Wisconsin | 4 | $ 850,000 | $ 212,000 | $ 103,000 |
| Vilas County Wisconsin | 4 | $ 1,060,000 | $ 265,000 | $ 83,000 |
| Pulaski County Arkansas | 3 | $ 495,000 | $ 165,000 | $ 69,000 |
| Collier County Florida | 3 | $ 735,000 | $ 245,000 | $ 140,000 |
| Lake County Florida | 3 | $ 375,000 | $ 125,000 | $ 50,000 |
| Miami-Dade County Florida | 3 | $ 725,000 | $ 241,000 | $ 141,000 |
| Okaloosa County Florida | 3 | $ 735,000 | $ 245,000 | $ 86,000 |
| Pinellas County Florida | 3 | $ 1,715,000 | $ 571,000 | $ 149,000 |
| St. Johns County Florida | 3 | $ 565,000 | $ 188,000 | $ 164,000 |
| Clayton County Iowa | 3 | $ 335,000 | $ 111,000 | $ 52,000 |
| Howard County Iowa | 3 | $ 245,000 | $ 81,000 | $ 81,000 |
| Fayette County Kentucky | 3 | $ 225,000 | $ 75,000 | $ 78,000 |
| Scott County Kentucky | 3 | $ 215,000 | $ 71,000 | $ 113,000 |
| Todd County Kentucky | 3 | $ 225,000 | $ 75,000 | $ 89,000 |
| Meeker County Minnesota | 3 | $ 945,000 | $ 315,000 | $ 135,000 |
| St. Louis County Minnesota | 3 | $ 915,000 | $ 305,000 | $ 380,000 |
| Houston County Tennessee | 3 | $ 445,000 | $ 148,000 | $ 90,000 |
| Rutherford County Tennessee | 3 | $ 265,000 | $ 88,000 | $ 129,000 |
| Fort Bend County Texas | 3 | $ 635,000 | $ 211,000 | $ 197,000 |
| Harrison County Texas | 3 | $ 615,000 | $ 205,000 | $ 125,000 |
| Parker County Texas | 3 | $ 395,000 | $ 131,000 | $ 144,000 |
| Douglas County Wisconsin | 3 | $ 925,000 | $ 308,000 | $ 190,000 |
| Rusk County Wisconsin | 3 | $ 685,000 | $ 228,000 | $ 195,000 |
| Waushara County Wisconsin | 3 | $ 255,000 | $ 85,000 | $ 185,000 |
| Butte County California | 2 | $ 50,000 | $ 25,000 | $ 88,000 |
| Los Angeles County California | 2 | $ 460,000 | $ 230,000 | $ 218,000 |
| Arapahoe County Colorado | 2 | $ 850,000 | $ 425,000 | $ 140,000 |
| Escambia County Florida | 2 | $ 370,000 | $ 185,000 | $ 79,000 |
| Palm Beach County Florida | 2 | $ 1,230,000 | $ 615,000 | $ 329,000 |
| Pasco County Florida | 2 | $ 460,000 | $ 230,000 | $ 98,000 |
| Santa Rosa County Florida | 2 | $ 130,000 | $ 65,000 | $ 97,000 |
| Seminole County Florida | 2 | $ 460,000 | $ 230,000 | $ 95,000 |
| Volusia County Florida | 2 | $ 340,000 | $ 170,000 | $ 347,000 |
| Cobb County Georgia | 2 | $ 130,000 | $ 65,000 | $ 87,000 |
| Fayette County Georgia | 2 | $ 710,000 | $ 355,000 | $ 312,000 |
| Dallas County Iowa | 2 | $ 580,000 | $ 290,000 | $ 156,000 |
| Johnson County Kansas | 2 | $ 110,000 | $ 55,000 | $ 73,000 |
| Franklin County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 61,000 |
| Hopkins County Kentucky | 2 | $ 450,000 | $ 225,000 | $ 88,000 |
| Marshall County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 75,000 |
| Cass County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 155,000 |
| Chisago County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 127,000 |
| Crow Wing County Minnesota | 2 | $ 1,420,000 | $ 710,000 | $ 700,000 |
| Hubbard County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 144,000 |
| Itasca County Minnesota | 2 | $ 550,000 | $ 275,000 | $ 359,000 |
| Lake County Minnesota | 2 | $ 510,000 | $ 255,000 | $ 53,000 |
| Martin County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 58,000 |
| Scott County Minnesota | 2 | $ 960,000 | $ 480,000 | $ 90,000 |
| Waseca County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 118,000 |
| Wright County Minnesota | 2 | $ 600,000 | $ 300,000 | $ 265,000 |
| Jackson County Missouri | 2 | $ 260,000 | $ 130,000 | $ 180,000 |
| Clark County Nevada | 2 | $ 350,000 | $ 175,000 | $ 82,000 |
| Franklin County Tennessee | 2 | $ 910,000 | $ 455,000 | $ 306,000 |
| Henry County Tennessee | 2 | $ 660,000 | $ 330,000 | $ 221,000 |
| Williamson County Tennessee | 2 | $ 80,000 | $ 40,000 | $ 82,000 |
| Hays County Texas | 2 | $ 470,000 | $ 235,000 | $ 102,000 |
| Hood County Texas | 2 | $ 270,000 | $ 135,000 | $ 95,000 |
| McLennan County Texas | 2 | $ 240,000 | $ 120,000 | $ 117,000 |
| Nueces County Texas | 2 | $ 570,000 | $ 285,000 | $ 151,000 |
| Rockwall County Texas | 2 | $ 1,740,000 | $ 870,000 | $ 340,000 |
| Logan County West Virginia | 2 | $ 120,000 | $ 60,000 | $ 80,000 |
| Burnett County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 119,000 |
| Calumet County Wisconsin | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| Columbia County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 74,000 |
| Door County Wisconsin | 2 | $ 550,000 | $ 275,000 | $ 221,000 |
| Lincoln County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 161,000 |
| Ozaukee County Wisconsin | 2 | $ 420,000 | $ 210,000 | $ 137,000 |
| Racine County Wisconsin | 2 | $ 570,000 | $ 285,000 | $ 131,000 |
| Richland County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 145,000 |
| Rock County Wisconsin | 2 | $ 600,000 | $ 300,000 | $ 101,000 |
| Walworth County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 142,000 |
| Crawford County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 13,000 |
| Adams County Colorado | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Crowley County Colorado | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Dolores County Colorado | 1 | $ 165,000 | $ 165,000 | $ 368,000 |
| Grand County Colorado | 1 | $ 405,000 | $ 405,000 | $ 126,000 |
| Jefferson County Colorado | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| La Plata County Colorado | 1 | $ 65,000 | $ 65,000 | $ 131,000 |
| Lake County Colorado | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Mesa County Colorado | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Park County Colorado | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Alachua County Florida | 1 | $ 165,000 | $ 165,000 | $ 250,000 |
| Duval County Florida | 1 | $ 525,000 | $ 525,000 | $ 155,000 |
| Hillsborough County Florida | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Indian River County Florida | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| Leon County Florida | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Osceola County Florida | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| St. Lucie County Florida | 1 | $ 325,000 | $ 325,000 | $ 156,000 |
| Wakulla County Florida | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Walton County Florida | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Bibb County Georgia | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Lumpkin County Georgia | 1 | $ 95,000 | $ 95,000 | $ 135,000 |
| Paulding County Georgia | 1 | $ 195,000 | $ 195,000 | $ 127,000 |
| Troup County Georgia | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Wilkes County Georgia | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Ada County Idaho | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Cook County Illinois | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Lake County Illinois | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Will County Illinois | 1 | $ 65,000 | $ 65,000 | $ 507,000 |
| Henry County Indiana | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Lake County Indiana | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| St. Joseph County Indiana | 1 | $ 215,000 | $ 215,000 | $ 146,000 |
| Bremer County Iowa | 1 | $ 85,000 | $ 85,000 | $ 193,000 |
| Chickasaw County Iowa | 1 | $ 155,000 | $ 155,000 | $ 22,000 |
| Des Moines County Iowa | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Fayette County Iowa | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Jackson County Iowa | 1 | $ 55,000 | $ 55,000 | $ 129,000 |
| Pottawattamie County Iowa | 1 | $ 305,000 | $ 305,000 | $ 136,000 |
| Story County Iowa | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Taylor County Iowa | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Winnebago County Iowa | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Worth County Iowa | 1 | $ 25,000 | $ 25,000 | $ 123,000 |
| Boone County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Clark County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Estill County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Garrard County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Hardin County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Jessamine County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Lincoln County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| Logan County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Lyon County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 139,000 |
| Madison County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Meade County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Muhlenberg County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Powell County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Shelby County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Woodford County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 258,000 |
| West Baton Rouge County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Androscoggin County Maine | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| Carroll County Maryland | 1 | $ 135,000 | $ 135,000 | $ 195,000 |
| Bristol County Massachusetts | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Livingston County Michigan | 1 | $ 75,000 | $ 75,000 | $ 119,000 |
| Wayne County Michigan | 1 | $ 135,000 | $ 135,000 | $ 256,000 |
| Aitkin County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 176,000 |
| Beltrami County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Cook County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Cottonwood County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| Lyon County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| Mille Lacs County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Nobles County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Redwood County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Wadena County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Douglas County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Burlington County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Camden County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Cumberland County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Gloucester County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 436,000 |
| Middlesex County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 206,000 |
| Dona Ana County New Mexico | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Onondaga County New York | 1 | $ 35,000 | $ 35,000 | $ 245,000 |
| Orange County New York | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Saratoga County New York | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Westchester County New York | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Gaston County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Guilford County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 164,000 |
| Mecklenburg County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Rowan County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Athens County Ohio | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Cuyahoga County Ohio | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Delaware County Ohio | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| Cleveland County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Comanche County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Le Flore County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Tulsa County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Allegheny County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Bucks County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Dauphin County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Erie County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 134,000 |
| Lackawanna County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Philadelphia County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 168,000 |
| York County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Hutchinson County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Coffee County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Hardin County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 162,000 |
| Hickman County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 184,000 |
| Humphreys County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Jefferson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 293,000 |
| Maury County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 168,000 |
| Shelby County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 173,000 |
| Wilson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 228,000 |
| Brazoria County Texas | 1 | $ 275,000 | $ 275,000 | $ 129,000 |
| Brazos County Texas | 1 | $ 205,000 | $ 205,000 | $ 355,000 |
| Cass County Texas | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Collin County Texas | 1 | $ 105,000 | $ 105,000 | $ 190,000 |
| Denton County Texas | 1 | $ 325,000 | $ 325,000 | $ 247,000 |
| Ellis County Texas | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| Galveston County Texas | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Hidalgo County Texas | 1 | $ 75,000 | $ 75,000 | $ 340,000 |
| Liberty County Texas | 1 | $ 335,000 | $ 335,000 | $ 171,000 |
| Montgomery County Texas | 1 | $ 575,000 | $ 575,000 | $ 377,000 |
| Nacogdoches County Texas | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Randall County Texas | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Titus County Texas | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Tom Green County Texas | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| Ward County Texas | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Hanover County Virginia | 1 | $ 55,000 | $ 55,000 | $ 244,000 |
| King County Washington | 1 | $ 395,000 | $ 395,000 | $ 148,000 |
| Brown County Wisconsin | 1 | $ 855,000 | $ 855,000 | $ 453,000 |
| Fond du Lac County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Green Lake County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Lafayette County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Manitowoc County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Polk County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Price County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Shawano County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| St. Croix County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 555,000 |
| Taylor County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Washington County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Altra Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,407 | $592,925,000 | $174,000 | $1,505,000 | $105,000 | $1,254,000 |
| Home Purchase | 1,590 | $358,100,000 | $225,000 | $1,855,000 | $107,000 | $2,076,000 |
| Home Improvement | 608 | $39,590,000 | $65,000 | $6,675,000 | $102,000 | $532,000 |
| Other Purpose | 507 | $32,935,000 | $64,000 | $2,505,000 | $107,000 | $667,000 |
| Cash-out Refinancing | 266 | $77,030,000 | $289,000 | $9,085,000 | $97,000 | $491,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,318 | $892,380,000 | $167,000 | $9,085,000 | $103,000 | $2,076,000 |
| Not Provided | 565 | $112,905,000 | $199,000 | $895,000 | $116,000 | $1,005,000 |
| Hispanic | 173 | $26,025,000 | $150,000 | $855,000 | $84,000 | $442,000 |
| Black or African American | 131 | $22,295,000 | $170,000 | $2,005,000 | $105,000 | $504,000 |
| Asian | 130 | $26,700,000 | $205,000 | $865,000 | $133,000 | $1,254,000 |
| American Indian or Alaskan Native | 26 | $4,700,000 | $180,000 | $565,000 | $88,000 | $166,000 |
| Not applicable | 15 | $9,485,000 | $632,000 | $6,675,000 | $25,000 | $25,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $940,000 | $156,000 | $435,000 | $101,000 | $210,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,279 | $1,077,085,000 | $171,000 | $9,085,000 | $105,000 | $2,076,000 |
| VA-guaranteed (Veterans Administration) | 65 | $16,955,000 | $260,000 | $545,000 | $99,000 | $337,000 |
| FHA-insured (Federal Housing Administration) | 34 | $6,540,000 | $192,000 | $335,000 | $62,000 | $114,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,610 | $975,430,000 | $173,000 | $9,085,000 | $107,000 | $2,076,000 |
| Application Withdrawn By Applicant | 399 | $79,775,000 | $199,000 | $2,505,000 | $96,000 | $504,000 |
| Application Denied By Financial Institution | 236 | $25,770,000 | $109,000 | $525,000 | $70,000 | $391,000 |
| Application Approved But Not Accepted | 94 | $10,330,000 | $109,000 | $425,000 | $120,000 | $667,000 |
| File Closed For Incompleteness | 39 | $9,275,000 | $237,000 | $555,000 | $103,000 | $273,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,142 | $1,074,810,000 | $174,000 | $9,085,000 | $106,000 | $2,076,000 |
| Debt-To-Income Ratio | 67 | $8,035,000 | $119,000 | $525,000 | $37,000 | $81,000 |
| Credit History | 66 | $6,470,000 | $98,000 | $505,000 | $73,000 | $238,000 |
| Other | 62 | $6,950,000 | $112,000 | $355,000 | $95,000 | $391,000 |
| Collateral | 22 | $2,550,000 | $115,000 | $325,000 | $78,000 | $160,000 |
| Unverifiable Information | 16 | $1,310,000 | $81,000 | $195,000 | $81,000 | $168,000 |
| Employment History | 3 | $455,000 | $151,000 | $255,000 | $74,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Altra Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Altra Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.