American Bank Mortgage Lending & HMDA Data, 2011

In 2011, American Bank of Greenbelt, MD reported 6,113 mortgage applications totaling $1.1 billion. The average application was for $179,734, and applicants reported an average income of $70,435. 51% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (330), Atlanta-Sandy Springs-Marietta, GA (223) and Baltimore-Towson, MD (145) (applications in parentheses).

Mortgage Company & Address American Bank
9001 Edmonston Road Suite 100
Greenbelt, MD 20770
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 6,113
Total Mortgage Loan Application Amount $1,098,719,000
Average Mortgage Loan Application Amount $179,734
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $70,435
Highest Applicant Income $850,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fairfax, Virginia 92 $ 33,193,000 $ 360,793 $ 126,000
Montgomery, Maryland 87 $ 24,419,000 $ 280,678 $ 99,000
Franklin, Ohio 70 $ 13,301,000 $ 190,014 $ 91,000
Prince George's, Maryland 54 $ 10,415,000 $ 192,870 $ 58,000
Maricopa, Arizona 52 $ 6,576,000 $ 126,461 $ 56,000
Cook, Illinois 48 $ 6,552,000 $ 136,500 $ 62,000
Anne Arundel, Maryland 46 $ 14,266,000 $ 310,130 $ 129,000
Gwinnett, Georgia 43 $ 7,919,000 $ 184,162 $ 70,000
Prince William, Virginia 43 $ 12,335,000 $ 286,860 $ 95,000
District of Columbia, District Of Columbia 37 $ 10,958,000 $ 296,162 $ 112,000
Baltimore, Maryland 37 $ 10,186,000 $ 275,297 $ 92,000
Summit, Ohio 37 $ 5,372,000 $ 145,189 $ 70,000
Loudoun, Virginia 37 $ 15,289,000 $ 413,216 $ 122,000
Richmond, New York 36 $ 12,040,000 $ 334,444 $ 101,000
Fulton, Georgia 34 $ 6,298,000 $ 185,235 $ 91,000
Marion, Indiana 33 $ 4,103,000 $ 124,333 $ 50,000
Polk, Iowa 32 $ 6,288,000 $ 196,500 $ 88,000
Wake, North Carolina 32 $ 6,617,000 $ 206,781 $ 75,000
Cobb, Georgia 31 $ 5,597,000 $ 180,548 $ 69,000
Hennepin, Minnesota 29 $ 5,760,000 $ 198,620 $ 78,000
Clark, Nevada 29 $ 4,482,000 $ 154,551 $ 43,000
Mecklenburg, North Carolina 29 $ 3,962,000 $ 136,620 $ 59,000
Cuyahoga, Ohio 29 $ 4,866,000 $ 167,793 $ 87,000
Philadelphia, Pennsylvania 28 $ 3,270,000 $ 116,785 $ 57,000
Los Angeles, California 27 $ 8,722,000 $ 323,037 $ 119,000
Miami-Dade, Florida 26 $ 4,167,000 $ 160,269 $ 93,000
Suffolk, New York 26 $ 5,538,000 $ 213,000 $ 98,000
Jefferson, Kentucky 25 $ 3,602,000 $ 144,080 $ 65,000
Allegheny, Pennsylvania 25 $ 3,304,000 $ 132,160 $ 65,000
Dakota, Minnesota 24 $ 4,605,000 $ 191,875 $ 48,000
Monmouth, New Jersey 24 $ 5,685,000 $ 236,875 $ 117,000
Ocean, New Jersey 24 $ 5,123,000 $ 213,458 $ 96,000
Cumberland, North Carolina 24 $ 3,641,000 $ 151,708 $ 32,000
Delaware, Ohio 24 $ 6,287,000 $ 261,958 $ 120,000
Oakland, Michigan 22 $ 2,843,000 $ 129,227 $ 59,000
San Diego, California 21 $ 5,602,000 $ 266,761 $ 81,000
Broward, Florida 21 $ 3,430,000 $ 163,333 $ 69,000
Hillsborough, Florida 21 $ 3,124,000 $ 148,761 $ 67,000
Howard, Maryland 21 $ 6,928,000 $ 329,904 $ 145,000
Erie, New York 21 $ 2,635,000 $ 125,476 $ 70,000
DeKalb, Georgia 20 $ 3,257,000 $ 162,850 $ 75,000
Licking, Ohio 20 $ 3,377,000 $ 168,850 $ 82,000
Greenville, South Carolina 20 $ 2,566,000 $ 128,300 $ 54,000
Milwaukee, Wisconsin 20 $ 2,671,000 $ 133,550 $ 53,000
El Paso, Colorado 19 $ 3,952,000 $ 208,000 $ 30,000
Fayette, Kentucky 19 $ 3,036,000 $ 159,789 $ 73,000
Nassau, New York 19 $ 4,355,000 $ 229,210 $ 90,000
Stark, Ohio 19 $ 2,507,000 $ 131,947 $ 75,000
Pierce, Washington 19 $ 3,576,000 $ 188,210 $ 54,000
Madison, Alabama 17 $ 2,319,000 $ 136,411 $ 61,000
Arapahoe, Colorado 17 $ 4,141,000 $ 243,588 $ 65,000
Jefferson, Colorado 17 $ 3,458,000 $ 203,411 $ 49,000
Weld, Colorado 17 $ 3,666,000 $ 215,647 $ 64,000
Lake, Indiana 17 $ 2,582,000 $ 151,882 $ 76,000
Morris, New Jersey 17 $ 4,619,000 $ 271,705 $ 100,000
Kings, New York 17 $ 3,467,000 $ 203,941 $ 65,000
Baltimore City, Maryland 16 $ 3,261,000 $ 203,812 $ 62,000
Essex, New Jersey 16 $ 4,156,000 $ 259,750 $ 117,000
Guilford, North Carolina 16 $ 3,049,000 $ 190,562 $ 49,000
Butler, Ohio 16 $ 2,938,000 $ 183,625 $ 56,000
York, Pennsylvania 16 $ 2,340,000 $ 146,250 $ 52,000
Virginia Beach, Virginia 16 $ 3,764,000 $ 235,250 $ 15,000
Riverside, California 15 $ 3,362,000 $ 224,133 $ 80,000
Sussex, Delaware 15 $ 2,806,000 $ 187,066 $ 69,000
East Baton Rouge, Louisiana 15 $ 2,406,000 $ 160,400 $ 60,000
Middlesex, New Jersey 15 $ 3,064,000 $ 204,266 $ 96,000
Onslow, North Carolina 15 $ 2,580,000 $ 172,000 $ 38,000
Chester, Pennsylvania 15 $ 2,943,000 $ 196,200 $ 76,000
Jefferson, Alabama 14 $ 1,693,000 $ 120,928 $ 51,000
Pima, Arizona 14 $ 1,500,000 $ 107,142 $ 36,000
Hartford, Connecticut 14 $ 2,163,000 $ 154,500 $ 65,000
New Haven, Connecticut 14 $ 2,297,000 $ 164,071 $ 67,000
Palm Beach, Florida 14 $ 1,887,000 $ 134,785 $ 123,000
Chatham, Georgia 14 $ 2,294,000 $ 163,857 $ 58,000
Hamilton, Indiana 14 $ 2,678,000 $ 191,285 $ 72,000
Sedgwick, Kansas 14 $ 1,459,000 $ 104,214 $ 42,000
Harford, Maryland 14 $ 2,862,000 $ 204,428 $ 69,000
Worcester, Massachusetts 14 $ 3,035,000 $ 216,785 $ 65,000
Macomb, Michigan 14 $ 2,222,000 $ 158,714 $ 44,000
Burlington, New Jersey 14 $ 2,465,000 $ 176,071 $ 58,000
San Bernardino, California 13 $ 2,048,000 $ 157,538 $ 93,000
Adams, Colorado 13 $ 2,075,000 $ 159,615 $ 47,000
Denver, Colorado 13 $ 2,058,000 $ 158,307 $ 80,000
Pinellas, Florida 13 $ 1,281,000 $ 98,538 $ 67,000
Douglas, Georgia 13 $ 1,560,000 $ 120,000 $ 48,000
Honolulu, Hawaii 13 $ 4,452,000 $ 342,461 $ 39,000
Hardin, Kentucky 13 $ 2,170,000 $ 166,923 $ 53,000
Jefferson, Louisiana 13 $ 1,581,000 $ 121,615 $ 41,000
Union, New Jersey 13 $ 3,355,000 $ 258,076 $ 103,000
Harnett, North Carolina 13 $ 2,368,000 $ 182,153 $ 15,000
Johnston, North Carolina 13 $ 1,996,000 $ 153,538 $ 74,000
Fairfield, Ohio 13 $ 2,571,000 $ 197,769 $ 80,000
Hamilton, Ohio 13 $ 2,116,000 $ 162,769 $ 75,000
Montgomery, Ohio 13 $ 2,164,000 $ 166,461 $ 78,000
Washington, Oregon 13 $ 2,841,000 $ 218,538 $ 59,000
Clark, Washington 13 $ 2,002,000 $ 154,000 $ 39,000
King, Washington 13 $ 4,044,000 $ 311,076 $ 63,000
Anchorage, Alaska 12 $ 2,862,000 $ 238,500 $ 37,000
New Castle, Delaware 12 $ 2,101,000 $ 175,083 $ 67,000
Duval, Florida 12 $ 1,628,000 $ 135,666 $ 58,000
DuPage, Illinois 12 $ 1,849,000 $ 154,083 $ 79,000
Madison, Indiana 12 $ 1,171,000 $ 97,583 $ 46,000
Johnson, Kansas 12 $ 2,160,000 $ 180,000 $ 82,000
Bergen, New Jersey 12 $ 3,428,000 $ 285,666 $ 139,000
Bronx, New York 12 $ 2,019,000 $ 168,250 $ 52,000
Moore, North Carolina 12 $ 2,940,000 $ 245,000 $ 103,000
Portage, Ohio 12 $ 1,744,000 $ 145,333 $ 65,000
Lancaster, Pennsylvania 12 $ 1,907,000 $ 158,916 $ 44,000
Montgomery, Pennsylvania 12 $ 2,168,000 $ 180,666 $ 81,000
Arlington, Virginia 12 $ 4,990,000 $ 415,833 $ 132,000
Pulaski, Arkansas 11 $ 1,485,000 $ 135,000 $ 70,000
Pueblo, Colorado 11 $ 1,407,000 $ 127,909 $ 69,000
Linn, Iowa 11 $ 1,808,000 $ 164,363 $ 53,000
Hampden, Massachusetts 11 $ 1,358,000 $ 123,454 $ 36,000
Wayne, Michigan 11 $ 1,297,000 $ 117,909 $ 106,000
St. Louis, Missouri 11 $ 1,290,000 $ 117,272 $ 47,000
Queens, New York 11 $ 2,767,000 $ 251,545 $ 82,000
Durham, North Carolina 11 $ 2,031,000 $ 184,636 $ 68,000
Lake, Ohio 11 $ 1,780,000 $ 161,818 $ 73,000
Clackamas, Oregon 11 $ 2,148,000 $ 195,272 $ 73,000
Horry, South Carolina 11 $ 1,633,000 $ 148,454 $ 61,000
Salt Lake, Utah 11 $ 1,625,000 $ 147,727 $ 48,000
Cochise, Arizona 10 $ 1,585,000 $ 158,500 $ 12,000
Sacramento, California 10 $ 1,866,000 $ 186,600 $ 71,000
Kent, Delaware 10 $ 1,857,000 $ 185,700 $ 38,000
Brevard, Florida 10 $ 1,187,000 $ 118,700 $ 65,000
Lee, Florida 10 $ 981,000 $ 98,100 $ 53,000
Pasco, Florida 10 $ 1,087,000 $ 108,700 $ 76,000
Forsyth, Georgia 10 $ 2,641,000 $ 264,100 $ 90,000
Will, Illinois 10 $ 1,508,000 $ 150,800 $ 47,000
Hendricks, Indiana 10 $ 1,709,000 $ 170,900 $ 48,000
Charles, Maryland 10 $ 3,034,000 $ 303,400 $ 101,000
Frederick, Maryland 10 $ 2,268,000 $ 226,800 $ 47,000
Gloucester, New Jersey 10 $ 1,716,000 $ 171,600 $ 71,000
Ward, North Dakota 10 $ 1,461,000 $ 146,100 $ 48,000
Lucas, Ohio 10 $ 2,383,000 $ 238,300 $ 200,000
Warren, Ohio 10 $ 2,092,000 $ 209,200 $ 90,000
Marion, Oregon 10 $ 1,500,000 $ 150,000 $ 47,000
Spartanburg, South Carolina 10 $ 1,321,000 $ 132,100 $ 37,000
York, South Carolina 10 $ 1,657,000 $ 165,700 $ 71,000
Anderson, Tennessee 10 $ 1,619,000 $ 161,900 $ 40,000
Harris, Texas 10 $ 1,629,000 $ 162,900 $ 50,000
Utah, Utah 10 $ 1,832,000 $ 183,200 $ 63,000
Alexandria, Virginia 10 $ 3,893,000 $ 389,300 $ 139,000
Stafford, Virginia 10 $ 3,003,000 $ 300,300 $ 101,000
Berkeley, West Virginia 10 $ 1,581,000 $ 158,100 $ 52,000
Saline, Arkansas 9 $ 1,210,000 $ 134,444 $ 45,000
Santa Clara, California 9 $ 2,749,000 $ 305,444 $ 123,000
Polk, Florida 9 $ 1,103,000 $ 122,555 $ 43,000
Camden, Georgia 9 $ 1,678,000 $ 186,444 $ 61,000
Columbia, Georgia 9 $ 1,413,000 $ 157,000 $ 48,000
Newton, Georgia 9 $ 1,211,000 $ 134,555 $ 44,000
Allen, Indiana 9 $ 1,122,000 $ 124,666 $ 34,000
Black Hawk, Iowa 9 $ 1,263,000 $ 140,333 $ 46,000
Scott, Iowa 9 $ 2,094,000 $ 232,666 $ 88,000
Carroll, Maryland 9 $ 2,861,000 $ 317,888 $ 88,000
Sarpy, Nebraska 9 $ 1,461,000 $ 162,333 $ 27,000
Buncombe, North Carolina 9 $ 1,397,000 $ 155,222 $ 35,000
New Hanover, North Carolina 9 $ 1,594,000 $ 177,111 $ 61,000
Greene, Ohio 9 $ 1,786,000 $ 198,444 $ 67,000
Medina, Ohio 9 $ 1,519,000 $ 168,777 $ 82,000
Bucks, Pennsylvania 9 $ 1,489,000 $ 165,444 $ 94,000
Delaware, Pennsylvania 9 $ 1,027,000 $ 114,111 $ 30,000
Providence, Rhode Island 9 $ 1,015,000 $ 112,777 $ 54,000
Pennington, South Dakota 9 $ 1,714,000 $ 190,444 $ 72,000
Davidson, Tennessee 9 $ 1,306,000 $ 145,111 $ 84,000
Tarrant, Texas 9 $ 1,461,000 $ 162,333 $ 19,000
Chesapeake, Virginia 9 $ 1,717,000 $ 190,777 $ 14,000
Mobile, Alabama 8 $ 970,000 $ 121,250 $ 53,000
Pinal, Arizona 8 $ 1,040,000 $ 130,000 $ 124,000
Orange, California 8 $ 2,312,000 $ 289,000 $ 78,000
Escambia, Florida 8 $ 1,158,000 $ 144,750 $ 53,000
Lake, Florida 8 $ 1,364,000 $ 170,500 $ 62,000
Orange, Florida 8 $ 1,357,000 $ 169,625 $ 68,000
Santa Rosa, Florida 8 $ 1,293,000 $ 161,625 $ 49,000
Clayton, Georgia 8 $ 1,007,000 $ 125,875 $ 54,000
Monroe, Indiana 8 $ 1,164,000 $ 145,500 $ 78,000
Cumberland, Maine 8 $ 1,033,000 $ 129,125 $ 50,000
Bristol, Massachusetts 8 $ 1,663,000 $ 207,875 $ 57,000
Suffolk, Massachusetts 8 $ 1,877,000 $ 234,625 $ 82,000
Anoka, Minnesota 8 $ 1,363,000 $ 170,375 $ 45,000
Ramsey, Minnesota 8 $ 1,130,000 $ 141,250 $ 64,000
Lancaster, Nebraska 8 $ 973,000 $ 121,625 $ 58,000
Camden, New Jersey 8 $ 1,506,000 $ 188,250 $ 117,000
Hudson, New Jersey 8 $ 1,788,000 $ 223,500 $ 57,000
Somerset, New Jersey 8 $ 2,013,000 $ 251,625 $ 87,000
New York, New York 8 $ 4,406,000 $ 550,750 $ 218,000
Oneida, New York 8 $ 1,146,000 $ 143,250 $ 117,000
Rockland, New York 8 $ 1,789,000 $ 223,625 $ 71,000
Carteret, North Carolina 8 $ 2,326,000 $ 290,750 $ 114,000
Forsyth, North Carolina 8 $ 1,292,000 $ 161,500 $ 81,000
Rowan, North Carolina 8 $ 1,435,000 $ 179,375 $ 87,000
Union, North Carolina 8 $ 1,260,000 $ 157,500 $ 64,000
Clermont, Ohio 8 $ 1,616,000 $ 202,000 $ 85,000
Multnomah, Oregon 8 $ 1,689,000 $ 211,125 $ 46,000
Davis, Utah 8 $ 1,167,000 $ 145,875 $ 56,000
Chesterfield, Virginia 8 $ 1,550,000 $ 193,750 $ 50,000
Thurston, Washington 8 $ 1,722,000 $ 215,250 $ 41,000
Dane, Wisconsin 8 $ 1,833,000 $ 229,125 $ 99,000
Mohave, Arizona 7 $ 650,000 $ 92,857 $ 92,000
Yuma, Arizona 7 $ 1,016,000 $ 145,142 $ 27,000
Benton, Arkansas 7 $ 787,000 $ 112,428 $ 71,000
Alameda, California 7 $ 1,742,000 $ 248,857 $ 68,000
Fresno, California 7 $ 926,000 $ 132,285 $ 120,000
Ventura, California 7 $ 1,619,000 $ 231,285 $ 110,000
Douglas, Colorado 7 $ 1,727,000 $ 246,714 $ 52,000
Clay, Florida 7 $ 842,000 $ 120,285 $ 71,000
Sarasota, Florida 7 $ 725,000 $ 103,571 $ 60,000
Fayette, Georgia 7 $ 1,786,000 $ 255,142 $ 74,000
Houston, Georgia 7 $ 1,073,000 $ 153,285 $ 44,000
Lake, Illinois 7 $ 1,018,000 $ 145,428 $ 66,000
Hancock, Indiana 7 $ 889,000 $ 127,000 $ 54,000
Norfolk, Massachusetts 7 $ 1,542,000 $ 220,285 $ 44,000
Plymouth, Massachusetts 7 $ 1,659,000 $ 237,000 $ 141,000
DeSoto, Mississippi 7 $ 813,000 $ 116,142 $ 44,000
Harrison, Mississippi 7 $ 956,000 $ 136,571 $ 69,000
Hinds, Mississippi 7 $ 946,000 $ 135,142 $ 113,000
Douglas, Nebraska 7 $ 787,000 $ 112,428 $ 43,000
Hillsborough, New Hampshire 7 $ 1,223,000 $ 174,714 $ 90,000
Cumberland, New Jersey 7 $ 1,280,000 $ 182,857 $ 61,000
Niagara, New York 7 $ 623,000 $ 89,000 $ 56,000
Orange, New York 7 $ 1,499,000 $ 214,142 $ 79,000
Westchester, New York 7 $ 1,594,000 $ 227,714 $ 83,000
Brunswick, North Carolina 7 $ 982,000 $ 140,285 $ 40,000
Nash, North Carolina 7 $ 1,358,000 $ 194,000 $ 73,000
Wayne, North Carolina 7 $ 1,314,000 $ 187,714 $ 32,000
Geauga, Ohio 7 $ 1,272,000 $ 181,714 $ 65,000
Knox, Ohio 7 $ 1,076,000 $ 153,714 $ 47,000
Lorain, Ohio 7 $ 1,273,000 $ 181,857 $ 96,000
Madison, Ohio 7 $ 1,185,000 $ 169,285 $ 38,000
Trumbull, Ohio 7 $ 693,000 $ 99,000 $ 43,000
Anderson, South Carolina 7 $ 762,000 $ 108,857 $ 38,000
Charleston, South Carolina 7 $ 892,000 $ 127,428 $ 63,000
Knox, Tennessee 7 $ 1,139,000 $ 162,714 $ 66,000
Shelby, Tennessee 7 $ 984,000 $ 140,571 $ 50,000
Chittenden, Vermont 7 $ 1,278,000 $ 182,571 $ 84,000
Norfolk, Virginia 7 $ 1,200,000 $ 171,428 $ 35,000
La Crosse, Wisconsin 7 $ 1,855,000 $ 265,000 $ 119,000
Outagamie, Wisconsin 7 $ 1,048,000 $ 149,714 $ 54,000
Rock, Wisconsin 7 $ 1,014,000 $ 144,857 $ 51,000
Waukesha, Wisconsin 7 $ 1,903,000 $ 271,857 $ 66,000
Lee, Alabama 6 $ 787,000 $ 131,166 $ 86,000
Yavapai, Arizona 6 $ 950,000 $ 158,333 $ 65,000
Kern, California 6 $ 1,214,000 $ 202,333 $ 63,000
Fairfield, Connecticut 6 $ 1,121,000 $ 186,833 $ 63,000
New London, Connecticut 6 $ 1,302,000 $ 217,000 $ 50,000
Marion, Florida 6 $ 464,000 $ 77,333 $ 57,000
Volusia, Florida 6 $ 654,000 $ 109,000 $ 167,000
Barrow, Georgia 6 $ 739,000 $ 123,166 $ 48,000
Cherokee, Georgia 6 $ 1,404,000 $ 234,000 $ 156,000
Hall, Georgia 6 $ 1,119,000 $ 186,500 $ 29,000
Richmond, Georgia 6 $ 637,000 $ 106,166 $ 47,000
St. Clair, Illinois 6 $ 704,000 $ 117,333 $ 33,000
Elkhart, Indiana 6 $ 958,000 $ 159,666 $ 67,000
Vanderburgh, Indiana 6 $ 905,000 $ 150,833 $ 58,000
Clinton, Iowa 6 $ 1,029,000 $ 171,500 $ 67,000
Bullitt, Kentucky 6 $ 1,057,000 $ 176,166 $ 63,000
Kenton, Kentucky 6 $ 566,000 $ 94,333 $ 55,000
Warren, Kentucky 6 $ 952,000 $ 158,666 $ 70,000
Orleans, Louisiana 6 $ 661,000 $ 110,166 $ 47,000
St. Charles, Louisiana 6 $ 812,000 $ 135,333 $ 67,000
St. Mary's, Maryland 6 $ 1,632,000 $ 272,000 $ 129,000
Middlesex, Massachusetts 6 $ 1,349,000 $ 224,833 $ 117,000
Jackson, Missouri 6 $ 710,000 $ 118,333 $ 19,000
Yellowstone, Montana 6 $ 878,000 $ 146,333 $ 52,000
Atlantic, New Jersey 6 $ 856,000 $ 142,666 $ 103,000
Salem, New Jersey 6 $ 475,000 $ 79,166 $ 59,000
Sandoval, New Mexico 6 $ 1,086,000 $ 181,000 $ 34,000
Albany, New York 6 $ 986,000 $ 164,333 $ 110,000
Monroe, New York 6 $ 631,000 $ 105,166 $ 60,000
Onondaga, New York 6 $ 647,000 $ 107,833 $ 61,000
Cabarrus, North Carolina 6 $ 1,119,000 $ 186,500 $ 55,000
Catawba, North Carolina 6 $ 1,312,000 $ 218,666 $ 119,000
Davidson, North Carolina 6 $ 813,000 $ 135,500 $ 75,000
Gaston, North Carolina 6 $ 386,000 $ 64,333 $ 44,000
Burleigh, North Dakota 6 $ 1,119,000 $ 186,500 $ 70,000
Cass, North Dakota 6 $ 1,026,000 $ 171,000 $ 89,000
Berks, Pennsylvania 6 $ 840,000 $ 140,000 $ 54,000
Dauphin, Pennsylvania 6 $ 714,000 $ 119,000 $ 48,000
Monroe, Pennsylvania 6 $ 1,093,000 $ 182,166 $ 95,000
Dorchester, South Carolina 6 $ 1,249,000 $ 208,166 $ 33,000
Suffolk, Virginia 6 $ 1,116,000 $ 186,000 $ 40,000
Benton, Washington 6 $ 914,000 $ 152,333 $ 54,000
Kitsap, Washington 6 $ 1,582,000 $ 263,666 $ 84,000
Brown, Wisconsin 6 $ 960,000 $ 160,000 $ 74,000
Dodge, Wisconsin 6 $ 867,000 $ 144,500 $ 70,000
St. Croix, Wisconsin 6 $ 1,579,000 $ 263,166 $ 67,000
Shelby, Alabama 5 $ 879,000 $ 175,800 $ 69,000
St. Clair, Alabama 5 $ 958,000 $ 191,600 $ 30,000
Washington, Arkansas 5 $ 591,000 $ 118,200 $ 63,000
Charlotte, Florida 5 $ 451,000 $ 90,200 $ 53,000
Okaloosa, Florida 5 $ 356,000 $ 71,200 $ 81,000
Seminole, Florida 5 $ 943,000 $ 188,600 $ 40,000
St. Lucie, Florida 5 $ 381,000 $ 76,200 $ 60,000
Bibb, Georgia 5 $ 610,000 $ 122,000 $ 78,000
Coweta, Georgia 5 $ 1,258,000 $ 251,600 $ 120,000
Henry, Georgia 5 $ 867,000 $ 173,400 $ 77,000
Lowndes, Georgia 5 $ 619,000 $ 123,800 $ 52,000
Paulding, Georgia 5 $ 832,000 $ 166,400 $ 52,000
Rockdale, Georgia 5 $ 706,000 $ 141,200 $ 36,000
Worth, Georgia 5 $ 517,000 $ 103,400 $ 78,000
Hawaii, Hawaii 5 $ 1,537,000 $ 307,400 $ 85,000
Benton, Iowa 5 $ 1,123,000 $ 224,600 $ 85,000
Dubuque, Iowa 5 $ 723,000 $ 144,600 $ 34,000
Johnson, Iowa 5 $ 1,125,000 $ 225,000 $ 98,000
Pottawattamie, Iowa 5 $ 890,000 $ 178,000 $ 108,000
Daviess, Kentucky 5 $ 517,000 $ 103,400 $ 53,000
Ascension, Louisiana 5 $ 885,000 $ 177,000 $ 44,000
Beauregard, Louisiana 5 $ 437,000 $ 87,400 $ 82,000
Ouachita, Louisiana 5 $ 569,000 $ 113,800 $ 51,000
St. Tammany, Louisiana 5 $ 921,000 $ 184,200 $ 64,000
Cecil, Maryland 5 $ 1,062,000 $ 212,400 $ 60,000
Barnstable, Massachusetts 5 $ 1,339,000 $ 267,800 $ 133,000
Kent, Michigan 5 $ 693,000 $ 138,600 $ 51,000
Crow Wing, Minnesota 5 $ 812,000 $ 162,400 $ 52,000
Polk, Minnesota 5 $ 676,000 $ 135,200 $ 76,000
St. Louis, Minnesota 5 $ 617,000 $ 123,400 $ 47,000
Madison, Mississippi 5 $ 864,000 $ 172,800 $ 50,000
Mercer, New Jersey 5 $ 1,156,000 $ 231,200 $ 107,000
Passaic, New Jersey 5 $ 1,192,000 $ 238,400 $ 105,000
Sussex, New Jersey 5 $ 1,181,000 $ 236,200 $ 88,000
Bernalillo, New Mexico 5 $ 1,004,000 $ 200,800 $ 49,000
Dona Ana, New Mexico 5 $ 691,000 $ 138,200 $ 51,000
Rensselaer, New York 5 $ 663,000 $ 132,600 $ 109,000
Saratoga, New York 5 $ 823,000 $ 164,600 $ 57,000
Schenectady, New York 5 $ 796,000 $ 159,200 $ 47,000
Pitt, North Carolina 5 $ 884,000 $ 176,800 $ 58,000
Grand Forks, North Dakota 5 $ 845,000 $ 169,000 $ 70,000
Belmont, Ohio 5 $ 941,000 $ 188,200 $ 92,000
Miami, Ohio 5 $ 689,000 $ 137,800 $ 65,000
Pickaway, Ohio 5 $ 897,000 $ 179,400 $ 55,000
Lehigh, Pennsylvania 5 $ 754,000 $ 150,800 $ 64,000
Northampton, Pennsylvania 5 $ 935,000 $ 187,000 $ 55,000
Orangeburg, South Carolina 5 $ 533,000 $ 106,600 $ 94,000
Richland, South Carolina 5 $ 1,045,000 $ 209,000 $ 51,000
Lincoln, South Dakota 5 $ 1,109,000 $ 221,800 $ 66,000
Minnehaha, South Dakota 5 $ 800,000 $ 160,000 $ 63,000
Montgomery, Tennessee 5 $ 573,000 $ 114,600 $ 20,000
Rutherford, Tennessee 5 $ 752,000 $ 150,400 $ 44,000
Bexar, Texas 5 $ 860,000 $ 172,000 $ 31,000
Fort Bend, Texas 5 $ 805,000 $ 161,000 $ 63,000
Nueces, Texas 5 $ 675,000 $ 135,000 $ 61,000
Weber, Utah 5 $ 753,000 $ 150,600 $ 46,000
Albemarle, Virginia 5 $ 899,000 $ 179,800 $ 51,000
Henrico, Virginia 5 $ 634,000 $ 126,800 $ 55,000
Spotsylvania, Virginia 5 $ 864,000 $ 172,800 $ 54,000
Mason, Washington 5 $ 946,000 $ 189,200 $ 5,000
Baldwin, Alabama 4 $ 619,000 $ 154,750 $ 46,000
Jackson, Alabama 4 $ 679,000 $ 169,750 $ 37,000
Lauderdale, Alabama 4 $ 509,000 $ 127,250 $ 59,000
Limestone, Alabama 4 $ 789,000 $ 197,250 $ 27,000
Matanuska-Susitna, Alaska 4 $ 782,000 $ 195,500 $ 16,000
Pope, Arkansas 4 $ 498,000 $ 124,500 $ 50,000
White, Arkansas 4 $ 522,000 $ 130,500 $ 68,000
Contra Costa, California 4 $ 994,000 $ 248,500 $ 66,000
San Joaquin, California 4 $ 591,000 $ 147,750 $ 66,000
Stanislaus, California 4 $ 589,000 $ 147,250 $ 69,000
Boulder, Colorado 4 $ 737,000 $ 184,250 $ 53,000
Broomfield, Colorado 4 $ 1,295,000 $ 323,750 $ 63,000
Larimer, Colorado 4 $ 620,000 $ 155,000 $ 25,000
Middlesex, Connecticut 4 $ 1,145,000 $ 286,250 $ 42,000
Bay, Florida 4 $ 709,000 $ 177,250 $ 25,000
Indian River, Florida 4 $ 399,000 $ 99,750 $ 57,000
St. Johns, Florida 4 $ 561,000 $ 140,250 $ 56,000
Clarke, Georgia 4 $ 647,000 $ 161,750 $ 71,000
Lee, Georgia 4 $ 546,000 $ 136,500 $ 104,000
Muscogee, Georgia 4 $ 409,000 $ 102,250 $ 51,000
Whitfield, Georgia 4 $ 478,000 $ 119,500 $ 53,000
Ada, Idaho 4 $ 705,000 $ 176,250 $ 0
LaPorte, Indiana 4 $ 573,000 $ 143,250 $ 82,000
St. Joseph, Indiana 4 $ 550,000 $ 137,500 $ 69,000
Cerro Gordo, Iowa 4 $ 562,000 $ 140,500 $ 40,000
Dallas, Iowa 4 $ 714,000 $ 178,500 $ 68,000
Des Moines, Iowa 4 $ 570,000 $ 142,500 $ 81,000
Guthrie, Iowa 4 $ 746,000 $ 186,500 $ 75,000
Jasper, Iowa 4 $ 602,000 $ 150,500 $ 83,000
Marion, Iowa 4 $ 571,000 $ 142,750 $ 63,000
Story, Iowa 4 $ 667,000 $ 166,750 $ 54,000
Woodbury, Iowa 4 $ 594,000 $ 148,500 $ 98,000
Wyandotte, Kansas 4 $ 365,000 $ 91,250 $ 47,000
Boone, Kentucky 4 $ 728,000 $ 182,000 $ 70,000
Madison, Kentucky 4 $ 492,000 $ 123,000 $ 47,000
Mercer, Kentucky 4 $ 470,000 $ 117,500 $ 63,000
Oldham, Kentucky 4 $ 847,000 $ 211,750 $ 86,000
Scott, Kentucky 4 $ 842,000 $ 210,500 $ 66,000
Bossier, Louisiana 4 $ 778,000 $ 194,500 $ 54,000
Lafayette, Louisiana 4 $ 481,000 $ 120,250 $ 78,000
Rapides, Louisiana 4 $ 342,000 $ 85,500 $ 36,000
Tangipahoa, Louisiana 4 $ 548,000 $ 137,000 $ 55,000
Waldo, Maine 4 $ 514,000 $ 128,500 $ 24,000
Washington, Maryland 4 $ 622,000 $ 155,500 $ 23,000
Saginaw, Michigan 4 $ 509,000 $ 127,250 $ 59,000
Washtenaw, Michigan 4 $ 754,000 $ 188,500 $ 132,000
Otter Tail, Minnesota 4 $ 694,000 $ 173,500 $ 69,000
Wright, Minnesota 4 $ 899,000 $ 224,750 $ 77,000
Hancock, Mississippi 4 $ 562,000 $ 140,500 $ 57,000
Jackson, Mississippi 4 $ 531,000 $ 132,750 $ 66,000
Lafayette, Mississippi 4 $ 686,000 $ 171,500 $ 77,000
Greene, Missouri 4 $ 367,000 $ 91,750 $ 36,000
Jasper, Missouri 4 $ 489,000 $ 122,250 $ 47,000
Ravalli, Montana 4 $ 614,000 $ 153,500 $ 28,000
Elko, Nevada 4 $ 834,000 $ 208,500 $ 53,000
Merrimack, New Hampshire 4 $ 772,000 $ 193,000 $ 45,000
Rockingham, New Hampshire 4 $ 907,000 $ 226,750 $ 48,000
Strafford, New Hampshire 4 $ 628,000 $ 157,000 $ 76,000
Cape May, New Jersey 4 $ 816,000 $ 204,000 $ 108,000
Hunterdon, New Jersey 4 $ 1,385,000 $ 346,250 $ 86,000
Cattaraugus, New York 4 $ 293,000 $ 73,250 $ 47,000
Oswego, New York 4 $ 424,000 $ 106,000 $ 55,000
Dare, North Carolina 4 $ 994,000 $ 248,500 $ 80,000
Davie, North Carolina 4 $ 738,000 $ 184,500 $ 82,000
Iredell, North Carolina 4 $ 743,000 $ 185,750 $ 61,000
Ashtabula, Ohio 4 $ 683,000 $ 170,750 $ 66,000
Clark, Ohio 4 $ 472,000 $ 118,000 $ 48,000
Columbiana, Ohio 4 $ 579,000 $ 144,750 $ 66,000
Mahoning, Ohio 4 $ 569,000 $ 142,250 $ 24,000
Marion, Ohio 4 $ 372,000 $ 93,000 $ 60,000
Sandusky, Ohio 4 $ 547,000 $ 136,750 $ 46,000
Washington, Ohio 4 $ 615,000 $ 153,750 $ 57,000
Wood, Ohio 4 $ 723,000 $ 180,750 $ 116,000
Columbia, Oregon 4 $ 664,000 $ 166,000 $ 34,000
Armstrong, Pennsylvania 4 $ 491,000 $ 122,750 $ 49,000
Cumberland, Pennsylvania 4 $ 787,000 $ 196,750 $ 56,000
Erie, Pennsylvania 4 $ 576,000 $ 144,000 $ 37,000
Lackawanna, Pennsylvania 4 $ 441,000 $ 110,250 $ 48,000
McKean, Pennsylvania 4 $ 693,000 $ 173,250 $ 68,000
Pike, Pennsylvania 4 $ 695,000 $ 173,750 $ 111,000
Tioga, Pennsylvania 4 $ 551,000 $ 137,750 $ 55,000
Wayne, Pennsylvania 4 $ 513,000 $ 128,250 $ 37,000
Westmoreland, Pennsylvania 4 $ 490,000 $ 122,500 $ 20,000
Washington, Rhode Island 4 $ 1,156,000 $ 289,000 $ 109,000
Aiken, South Carolina 4 $ 625,000 $ 156,250 $ 65,000
Darlington, South Carolina 4 $ 614,000 $ 153,500 $ 75,000
Florence, South Carolina 4 $ 493,000 $ 123,250 $ 75,000
Lexington, South Carolina 4 $ 726,000 $ 181,500 $ 59,000
Codington, South Dakota 4 $ 649,000 $ 162,250 $ 47,000
Hughes, South Dakota 4 $ 775,000 $ 193,750 $ 71,000
Sumner, Tennessee 4 $ 484,000 $ 121,000 $ 40,000
Bell, Texas 4 $ 728,000 $ 182,000 $ 0
Dallas, Texas 4 $ 731,000 $ 182,750 $ 69,000
El Paso, Texas 4 $ 820,000 $ 205,000 $ 68,000
Montgomery, Texas 4 $ 598,000 $ 149,500 $ 0
Windham, Vermont 4 $ 593,000 $ 148,250 $ 126,000
James City, Virginia 4 $ 733,000 $ 183,250 $ 93,000
Manassas, Virginia 4 $ 581,000 $ 145,250 $ 53,000
Portsmouth, Virginia 4 $ 593,000 $ 148,250 $ 36,000
Grant, Washington 4 $ 1,003,000 $ 250,750 $ 82,000
Lewis, Washington 4 $ 611,000 $ 152,750 $ 49,000
Spokane, Washington 4 $ 590,000 $ 147,500 $ 24,000
Jefferson, West Virginia 4 $ 879,000 $ 219,750 $ 73,000
Marion, West Virginia 4 $ 446,000 $ 111,500 $ 78,000
Monongalia, West Virginia 4 $ 487,000 $ 121,750 $ 55,000
Wood, West Virginia 4 $ 403,000 $ 100,750 $ 58,000
Jefferson, Wisconsin 4 $ 676,000 $ 169,000 $ 31,000
Marathon, Wisconsin 4 $ 607,000 $ 151,750 $ 55,000
Racine, Wisconsin 4 $ 592,000 $ 148,000 $ 83,000
Walworth, Wisconsin 4 $ 884,000 $ 221,000 $ 69,000
Laramie, Wyoming 4 $ 581,000 $ 145,250 $ 29,000
Sweetwater, Wyoming 4 $ 630,000 $ 157,500 $ 28,000
Autauga, Alabama 3 $ 479,000 $ 159,666 $ 81,000
Blount, Alabama 3 $ 289,000 $ 96,333 $ 65,000
Calhoun, Alabama 3 $ 355,000 $ 118,333 $ 48,000
Montgomery, Alabama 3 $ 426,000 $ 142,000 $ 43,000
Tuscaloosa, Alabama 3 $ 647,000 $ 215,666 $ 90,000
Fairbanks North Star, Alaska 3 $ 410,000 $ 136,666 $ 43,000
Lonoke, Arkansas 3 $ 457,000 $ 152,333 $ 72,000
Marin, California 3 $ 953,000 $ 317,666 $ 132,000
Monterey, California 3 $ 884,000 $ 294,666 $ 106,000
Placer, California 3 $ 778,000 $ 259,333 $ 26,000
San Mateo, California 3 $ 1,259,000 $ 419,666 $ 132,000
Tulare, California 3 $ 592,000 $ 197,333 $ 153,000
Mesa, Colorado 3 $ 595,000 $ 198,333 $ 26,000
San Miguel, Colorado 3 $ 540,000 $ 180,000 $ 97,000
Alachua, Florida 3 $ 358,000 $ 119,333 $ 83,000
Citrus, Florida 3 $ 338,000 $ 112,666 $ 69,000
Leon, Florida 3 $ 339,000 $ 113,000 $ 75,000
Osceola, Florida 3 $ 680,000 $ 226,666 $ 182,000
Suwannee, Florida 3 $ 307,000 $ 102,333 $ 47,000
Bartow, Georgia 3 $ 462,000 $ 154,000 $ 34,000
Dougherty, Georgia 3 $ 400,000 $ 133,333 $ 78,000
Effingham, Georgia 3 $ 650,000 $ 216,666 $ 106,000
Harris, Georgia 3 $ 790,000 $ 263,333 $ 67,000
Jackson, Georgia 3 $ 421,000 $ 140,333 $ 91,000
Liberty, Georgia 3 $ 652,000 $ 217,333 $ 60,000
Murray, Georgia 3 $ 415,000 $ 138,333 $ 63,000
Walton, Georgia 3 $ 403,000 $ 134,333 $ 64,000
Maui, Hawaii 3 $ 830,000 $ 276,666 $ 87,000
Kane, Illinois 3 $ 464,000 $ 154,666 $ 135,000
Macon, Illinois 3 $ 181,000 $ 60,333 $ 31,000
Madison, Illinois 3 $ 190,000 $ 63,333 $ 46,000
McHenry, Illinois 3 $ 429,000 $ 143,000 $ 54,000
Rock Island, Illinois 3 $ 284,000 $ 94,666 $ 52,000
Boone, Indiana 3 $ 315,000 $ 105,000 $ 119,000
Kosciusko, Indiana 3 $ 402,000 $ 134,000 $ 51,000
Porter, Indiana 3 $ 424,000 $ 141,333 $ 20,000
Fayette, Iowa 3 $ 264,000 $ 88,000 $ 64,000
O'Brien, Iowa 3 $ 600,000 $ 200,000 $ 102,000
Plymouth, Iowa 3 $ 530,000 $ 176,666 $ 66,000
Tama, Iowa 3 $ 440,000 $ 146,666 $ 70,000
Warren, Iowa 3 $ 490,000 $ 163,333 $ 58,000
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Mortgage Loan Application Detail Totals for American Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,115 $933,072,000 $182,000 $1,500,000 $70,000 $850,000
Home Improvement 621 $86,919,000 $139,000 $725,000 $67,000 $329,000
Home Purchase 377 $78,728,000 $208,000 $736,000 $82,000 $730,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,440 $795,278,000 $179,000 $940,000 $71,000 $850,000
Not Provided 714 $129,221,000 $180,000 $724,000 $75,000 $700,000
Black or African American 517 $89,056,000 $172,000 $658,000 $56,000 $300,000
Hispanic 252 $44,836,000 $177,000 $559,000 $58,000 $300,000
Asian 127 $28,472,000 $224,000 $1,500,000 $81,000 $400,000
American Indian or Alaskan Native 45 $6,456,000 $143,000 $493,000 $56,000 $177,000
Native Hawaiian or Other Pacific Islander 17 $5,000,000 $294,000 $556,000 $73,000 $221,000
Not applicable 1 $400,000 $400,000 $400,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,389 $559,432,000 $165,000 $1,500,000 $84,000 $850,000
FHA-insured (Federal Housing Administration) 2,000 $385,211,000 $192,000 $746,000 $64,000 $520,000
VA-guaranteed (Veterans Administration) 717 $152,911,000 $213,000 $905,000 $21,000 $285,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,165,000 $166,000 $328,000 $50,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,098 $572,782,000 $184,000 $905,000 $64,000 $824,000
Application Withdrawn By Applicant 1,734 $297,322,000 $171,000 $940,000 $79,000 $648,000
Application Denied By Financial Institution 1,007 $177,954,000 $176,000 $1,500,000 $77,000 $850,000
File Closed For Incompleteness 137 $24,952,000 $182,000 $626,000 $55,000 $450,000
Application Approved But Not Accepted 136 $25,309,000 $186,000 $508,000 $55,000 $188,000
Loan Purchased By The Institution 1 $400,000 $400,000 $400,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 551 $95,816,000 $173,000 $654,000 $84,000 $850,000
Debt-To-Income Ratio 184 $36,039,000 $195,000 $1,500,000 $61,000 $779,000
Credit History 134 $21,619,000 $161,000 $660,000 $66,000 $270,000
Other 51 $8,344,000 $163,000 $435,000 $73,000 $300,000
Unverifiable Information 34 $5,738,000 $168,000 $646,000 $87,000 $577,000
Insufficient Cash (Downpayment, Closing Cost) 23 $4,747,000 $206,000 $417,000 $78,000 $285,000
Employment History 22 $3,649,000 $165,000 $502,000 $83,000 $388,000
Mortgage Insurance Denied 7 $1,922,000 $274,000 $563,000 $100,000 $175,000
Credit Application Incomplete 1 $80,000 $80,000 $80,000 $50,000 $50,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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