American Bank Mortgage Lending & HMDA Data, 2011
In 2011, American Bank of Greenbelt, MD reported 6,113 mortgage applications totaling $1.1 billion. The average application was for $179,734, and applicants reported an average income of $70,435. 51% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (330), Atlanta-Sandy Springs-Marietta, GA (223) and Baltimore-Towson, MD (145) (applications in parentheses).
| Mortgage Company & Address | American Bank 9001 Edmonston Road Suite 100 Greenbelt, MD 20770 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,113 |
| Total Mortgage Loan Application Amount | $1,098,719,000 |
| Average Mortgage Loan Application Amount | $179,734 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $70,435 |
| Highest Applicant Income | $850,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 330 | $ 102,577,000 | $ 310,839 | $ 104,142 |
| Atlanta-Sandy Springs-Marietta, GA | 223 | $ 40,615,000 | $ 182,130 | $ 73,000 |
| Baltimore-Towson, MD | 145 | $ 40,735,000 | $ 280,931 | $ 106,000 |
| Columbus, OH | 144 | $ 28,538,000 | $ 198,180 | $ 89,000 |
| New York-White Plains-Wayne, NY-NJ | 126 | $ 34,861,000 | $ 276,674 | $ 94,777 |
| Bethesda-Rockville-Frederick, MD | 97 | $ 26,687,000 | $ 275,123 | $ 93,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 90 | $ 17,904,000 | $ 198,933 | $ 65,133 |
| Chicago-Joliet-Naperville, IL | 79 | $ 11,280,000 | $ 142,784 | $ 66,000 |
| Indianapolis-Carmel, IN | 74 | $ 10,943,000 | $ 147,878 | $ 56,000 |
| Philadelphia, PA | 73 | $ 10,897,000 | $ 149,273 | $ 66,000 |
| Denver-Aurora-Broomfield, CO | 72 | $ 14,971,000 | $ 207,930 | $ 60,000 |
| Edison-New Brunswick, NJ | 71 | $ 15,885,000 | $ 223,732 | $ 102,000 |
| Cincinnati-Middletown, OH-KY-IN | 63 | $ 10,921,000 | $ 173,349 | $ 72,396 |
| Cleveland-Elyria-Mentor, OH | 63 | $ 10,710,000 | $ 170,000 | $ 82,000 |
| Phoenix-Mesa-Glendale, AZ | 60 | $ 7,616,000 | $ 126,933 | $ 65,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 59 | $ 8,384,000 | $ 142,101 | $ 60,203 |
| Newark-Union, NJ-PA | 59 | $ 15,391,000 | $ 260,864 | $ 103,542 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 57 | $ 11,584,000 | $ 203,228 | $ 34,736 |
| Portland-Vancouver-Hillsboro, OR-WA | 50 | $ 9,927,000 | $ 198,540 | $ 58,980 |
| Akron, OH | 49 | $ 7,116,000 | $ 145,224 | $ 69,000 |
| Raleigh-Cary, NC | 48 | $ 9,060,000 | $ 188,750 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 46 | $ 5,617,000 | $ 122,108 | $ 69,000 |
| Nassau-Suffolk, NY | 45 | $ 9,893,000 | $ 219,844 | $ 95,000 |
| Des Moines-West Des Moines, IA | 44 | $ 8,475,000 | $ 192,613 | $ 81,000 |
| Pittsburgh, PA | 40 | $ 5,500,000 | $ 137,500 | $ 61,000 |
| Louisville-Jefferson County, KY-IN | 39 | $ 6,123,000 | $ 157,000 | $ 65,974 |
| Warren-Troy-Farmington Hills, MI | 37 | $ 5,235,000 | $ 141,486 | $ 55,000 |
| New Orleans-Metairie-Kenner, LA | 33 | $ 4,340,000 | $ 131,515 | $ 52,000 |
| Camden, NJ | 32 | $ 5,687,000 | $ 177,718 | $ 77,000 |
| Kansas City, MO-KS | 31 | $ 4,632,000 | $ 149,419 | $ 63,419 |
| Birmingham-Hoover, AL | 30 | $ 4,514,000 | $ 150,466 | $ 57,000 |
| Milwaukee-Waukesha-West Allis, WI | 30 | $ 5,061,000 | $ 168,700 | $ 60,000 |
| Las Vegas-Paradise, NV | 29 | $ 4,482,000 | $ 154,551 | $ 43,000 |
| Buffalo-Niagara Falls, NY | 28 | $ 3,258,000 | $ 116,357 | $ 67,000 |
| Dayton, OH | 28 | $ 4,703,000 | $ 167,964 | $ 71,000 |
| Richmond, VA | 28 | $ 5,060,000 | $ 180,714 | $ 63,000 |
| Riverside-San Bernardino-Ontario, CA | 28 | $ 5,410,000 | $ 193,214 | $ 86,000 |
| St. Louis, MO-IL | 28 | $ 3,226,000 | $ 115,214 | $ 45,142 |
| Fayetteville, NC | 27 | $ 4,097,000 | $ 151,740 | $ 32,000 |
| Lexington-Fayette, KY | 27 | $ 4,281,000 | $ 158,555 | $ 70,000 |
| Los Angeles-Long Beach-Glendale, CA | 27 | $ 8,722,000 | $ 323,037 | $ 119,000 |
| Providence-New Bedford-Fall River, RI-MA | 27 | $ 4,679,000 | $ 173,296 | $ 60,518 |
| Miami-Miami Beach-Kendall, FL | 26 | $ 4,167,000 | $ 160,269 | $ 93,000 |
| Baton Rouge, LA | 25 | $ 3,906,000 | $ 156,240 | $ 53,000 |
| Little Rock-North Little Rock-Conway, AR | 25 | $ 3,418,000 | $ 136,720 | $ 57,000 |
| Omaha-Council Bluffs, NE-IA | 25 | $ 3,963,000 | $ 158,520 | $ 53,240 |
| Jacksonville, FL | 24 | $ 3,248,000 | $ 135,333 | $ 59,000 |
| Orlando-Kissimmee-Sanford, FL | 24 | $ 4,344,000 | $ 181,000 | $ 74,000 |
| Greenville-Mauldin-Easley, SC | 23 | $ 2,832,000 | $ 123,130 | $ 59,000 |
| Wilmington, DE-MD-NJ | 23 | $ 3,638,000 | $ 158,173 | $ 63,391 |
| Boston-Quincy, MA | 22 | $ 5,078,000 | $ 230,818 | $ 89,000 |
| Gary, IN | 22 | $ 3,118,000 | $ 141,727 | $ 67,000 |
| Albany-Schenectady-Troy, NY | 21 | $ 3,268,000 | $ 155,619 | $ 82,000 |
| Augusta-Richmond County, GA-SC | 21 | $ 2,888,000 | $ 137,523 | $ 52,857 |
| Canton-Massillon, OH | 21 | $ 2,767,000 | $ 131,761 | $ 77,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 21 | $ 3,430,000 | $ 163,333 | $ 69,000 |
| Houston-Sugar Land-Baytown, TX | 21 | $ 3,295,000 | $ 156,904 | $ 41,000 |
| Huntsville, AL | 21 | $ 3,108,000 | $ 148,000 | $ 54,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 21 | $ 3,056,000 | $ 145,523 | $ 66,000 |
| San Diego-Carlsbad-San Marcos, CA | 21 | $ 5,602,000 | $ 266,761 | $ 81,000 |
| Colorado Springs, CO | 20 | $ 4,152,000 | $ 207,600 | $ 28,000 |
| Greensboro-High Point, NC | 20 | $ 3,531,000 | $ 176,550 | $ 48,000 |
| Hartford-West Hartford-East Hartford, CT | 20 | $ 3,567,000 | $ 178,350 | $ 57,000 |
| Tacoma, WA | 19 | $ 3,576,000 | $ 188,210 | $ 54,000 |
| Wilmington, NC | 19 | $ 3,155,000 | $ 166,052 | $ 61,000 |
| Cedar Rapids, IA | 18 | $ 3,221,000 | $ 178,944 | $ 58,000 |
| Knoxville, TN | 18 | $ 2,900,000 | $ 161,111 | $ 50,000 |
| Memphis, TN-MS-AR | 18 | $ 2,321,000 | $ 128,944 | $ 47,388 |
| Savannah, GA | 18 | $ 3,206,000 | $ 178,111 | $ 67,000 |
| Greeley, CO | 17 | $ 3,666,000 | $ 215,647 | $ 64,000 |
| Anchorage, AK | 16 | $ 3,644,000 | $ 227,750 | $ 32,000 |
| Charleston-North Charleston-Summerville, SC | 16 | $ 2,727,000 | $ 170,437 | $ 42,000 |
| Durham-Chapel Hill, NC | 16 | $ 3,242,000 | $ 202,625 | $ 73,000 |
| Jackson, MS | 16 | $ 2,114,000 | $ 132,125 | $ 83,000 |
| Pensacola-Ferry Pass-Brent, FL | 16 | $ 2,451,000 | $ 153,187 | $ 51,000 |
| Toledo, OH | 16 | $ 3,727,000 | $ 232,937 | $ 165,000 |
| Wichita, KS | 16 | $ 1,625,000 | $ 101,562 | $ 42,000 |
| York-Hanover, PA | 16 | $ 2,340,000 | $ 146,250 | $ 52,000 |
| Jacksonville, NC | 15 | $ 2,580,000 | $ 172,000 | $ 38,000 |
| Elizabethtown, KY | 14 | $ 2,341,000 | $ 167,214 | $ 55,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 14 | $ 1,524,000 | $ 108,857 | $ 65,285 |
| Hagerstown-Martinsburg, MD-WV | 14 | $ 2,203,000 | $ 157,357 | $ 43,714 |
| New Haven-Milford, CT | 14 | $ 2,297,000 | $ 164,071 | $ 67,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 14 | $ 2,831,000 | $ 202,214 | $ 61,000 |
| Salt Lake City, UT | 14 | $ 1,979,000 | $ 141,357 | $ 59,000 |
| Seattle-Bellevue-Everett, WA | 14 | $ 4,120,000 | $ 294,285 | $ 65,000 |
| Tucson, AZ | 14 | $ 1,500,000 | $ 107,142 | $ 36,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 14 | $ 1,887,000 | $ 134,785 | $ 123,000 |
| Winston-Salem, NC | 14 | $ 2,402,000 | $ 171,571 | $ 76,000 |
| Worcester, MA | 14 | $ 3,035,000 | $ 216,785 | $ 65,000 |
| Albuquerque, NM | 13 | $ 2,311,000 | $ 177,769 | $ 37,000 |
| Asheville, NC | 13 | $ 1,993,000 | $ 153,307 | $ 48,000 |
| Davenport-Moline-Rock Island, IA-IL | 13 | $ 2,481,000 | $ 190,846 | $ 76,000 |
| Honolulu, HI | 13 | $ 4,452,000 | $ 342,461 | $ 39,000 |
| Ogden-Clearfield, UT | 13 | $ 1,920,000 | $ 147,692 | $ 52,000 |
| Springfield, MA | 13 | $ 1,754,000 | $ 134,923 | $ 36,000 |
| Youngstown-Warren-Boardman, OH-PA | 13 | $ 1,563,000 | $ 120,230 | $ 39,384 |
| Albany, GA | 12 | $ 1,463,000 | $ 121,916 | $ 86,000 |
| Anderson, IN | 12 | $ 1,171,000 | $ 97,583 | $ 46,000 |
| Lancaster, PA | 12 | $ 1,907,000 | $ 158,916 | $ 44,000 |
| Salem, OR | 12 | $ 1,927,000 | $ 160,583 | $ 55,000 |
| Sioux Falls, SD | 12 | $ 2,315,000 | $ 192,916 | $ 63,000 |
| Syracuse, NY | 12 | $ 1,461,000 | $ 121,750 | $ 63,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 11 | $ 1,953,000 | $ 177,545 | $ 64,454 |
| Columbia, SC | 11 | $ 1,913,000 | $ 173,909 | $ 51,000 |
| Dallas-Plano-Irving, TX | 11 | $ 2,232,000 | $ 202,909 | $ 48,000 |
| Detroit-Livonia-Dearborn, MI | 11 | $ 1,297,000 | $ 117,909 | $ 106,000 |
| Fort Wayne, IN | 11 | $ 1,429,000 | $ 129,909 | $ 39,000 |
| Gulfport-Biloxi, MS | 11 | $ 1,518,000 | $ 138,000 | $ 64,000 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 1,960,000 | $ 178,181 | $ 91,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 11 | $ 1,633,000 | $ 148,454 | $ 61,000 |
| Oakland-Fremont-Hayward, CA | 11 | $ 2,736,000 | $ 248,727 | $ 67,000 |
| Portland-South Portland-Biddeford, ME | 11 | $ 1,675,000 | $ 152,272 | $ 69,000 |
| Pueblo, CO | 11 | $ 1,407,000 | $ 127,909 | $ 69,000 |
| Appleton, WI | 10 | $ 1,330,000 | $ 133,000 | $ 54,000 |
| Cape Coral-Fort Myers, FL | 10 | $ 981,000 | $ 98,100 | $ 53,000 |
| Dover, DE | 10 | $ 1,857,000 | $ 185,700 | $ 38,000 |
| Evansville, IN-KY | 10 | $ 1,296,000 | $ 129,600 | $ 49,000 |
| Grand Forks, ND-MN | 10 | $ 1,521,000 | $ 152,100 | $ 73,000 |
| Harrisburg-Carlisle, PA | 10 | $ 1,501,000 | $ 150,100 | $ 51,000 |
| Madison, WI | 10 | $ 2,111,000 | $ 211,100 | $ 86,000 |
| Palm Bay-Melbourne-Titusville, FL | 10 | $ 1,187,000 | $ 118,700 | $ 65,000 |
| Provo-Orem, UT | 10 | $ 1,832,000 | $ 183,200 | $ 63,000 |
| Rapid City, SD | 10 | $ 1,834,000 | $ 183,400 | $ 73,000 |
| Rochester, NY | 10 | $ 1,052,000 | $ 105,200 | $ 54,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 3,044,000 | $ 304,400 | $ 110,000 |
| Spartanburg, SC | 10 | $ 1,321,000 | $ 132,100 | $ 37,000 |
| Waterloo-Cedar Falls, IA | 10 | $ 1,416,000 | $ 141,600 | $ 42,000 |
| Bloomington, IN | 9 | $ 1,226,000 | $ 136,222 | $ 76,000 |
| Columbus, GA-AL | 9 | $ 1,336,000 | $ 148,444 | $ 62,888 |
| Fort Worth-Arlington, TX | 9 | $ 1,461,000 | $ 162,333 | $ 19,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 1,426,000 | $ 158,444 | $ 70,888 |
| Lakeland-Winter Haven, FL | 9 | $ 1,103,000 | $ 122,555 | $ 43,000 |
| Lincoln, NE | 9 | $ 1,056,000 | $ 117,333 | $ 63,000 |
| Oklahoma City, OK | 9 | $ 1,499,000 | $ 166,555 | $ 54,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 9 | $ 1,089,000 | $ 121,000 | $ 57,555 |
| Utica-Rome, NY | 9 | $ 1,216,000 | $ 135,111 | $ 114,000 |
| Bowling Green, KY | 8 | $ 1,500,000 | $ 187,500 | $ 75,000 |
| Burlington-South Burlington, VT | 8 | $ 1,691,000 | $ 211,375 | $ 85,000 |
| Charlottesville, VA | 8 | $ 1,635,000 | $ 204,375 | $ 74,000 |
| Fargo, ND-MN | 8 | $ 1,322,000 | $ 165,250 | $ 77,500 |
| Florence, SC | 8 | $ 1,107,000 | $ 138,375 | $ 75,000 |
| Green Bay, WI | 8 | $ 1,249,000 | $ 156,125 | $ 64,000 |
| Mobile, AL | 8 | $ 970,000 | $ 121,250 | $ 53,000 |
| Montgomery, AL | 8 | $ 1,375,000 | $ 171,875 | $ 74,000 |
| North Port-Bradenton-Sarasota, FL | 8 | $ 795,000 | $ 99,375 | $ 60,000 |
| Olympia, WA | 8 | $ 1,722,000 | $ 215,250 | $ 41,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 8 | $ 1,697,000 | $ 212,125 | $ 80,000 |
| Rockingham County-Strafford County, NH | 8 | $ 1,535,000 | $ 191,875 | $ 62,000 |
| Rocky Mount, NC | 8 | $ 1,444,000 | $ 180,500 | $ 69,000 |
| San Francisco-San Mateo-Redwood City, CA | 8 | $ 3,102,000 | $ 387,750 | $ 155,000 |
| Santa Ana-Anaheim-Irvine, CA | 8 | $ 2,312,000 | $ 289,000 | $ 78,000 |
| Wheeling, WV-OH | 8 | $ 1,157,000 | $ 144,625 | $ 72,125 |
| Anderson, SC | 7 | $ 762,000 | $ 108,857 | $ 38,000 |
| Athens-Clarke County, GA | 7 | $ 1,187,000 | $ 169,571 | $ 65,000 |
| Bismarck, ND | 7 | $ 1,234,000 | $ 176,285 | $ 67,000 |
| Boise City-Nampa, ID | 7 | $ 1,208,000 | $ 172,571 | $ 10,000 |
| Clarksville, TN-KY | 7 | $ 876,000 | $ 125,142 | $ 28,000 |
| Dalton, GA | 7 | $ 893,000 | $ 127,571 | $ 58,000 |
| Duluth, MN-WI | 7 | $ 983,000 | $ 140,428 | $ 53,857 |
| Fresno, CA | 7 | $ 926,000 | $ 132,285 | $ 120,000 |
| Goldsboro, NC | 7 | $ 1,314,000 | $ 187,714 | $ 32,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 827,000 | $ 118,142 | $ 48,000 |
| Janesville, WI | 7 | $ 1,014,000 | $ 144,857 | $ 51,000 |
| Kennewick-Pasco-Richland, WA | 7 | $ 1,095,000 | $ 156,428 | $ 47,000 |
| La Crosse, WI-MN | 7 | $ 1,855,000 | $ 265,000 | $ 119,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 650,000 | $ 92,857 | $ 92,000 |
| Macon, GA | 7 | $ 1,057,000 | $ 151,000 | $ 73,000 |
| Manchester-Nashua, NH | 7 | $ 1,223,000 | $ 174,714 | $ 90,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 1,619,000 | $ 231,285 | $ 110,000 |
| Roanoke, VA | 7 | $ 996,000 | $ 142,285 | $ 68,000 |
| Scranton--Wilkes-Barre, PA | 7 | $ 769,000 | $ 109,857 | $ 54,000 |
| Tulsa, OK | 7 | $ 1,129,000 | $ 161,285 | $ 39,000 |
| Vineland-Millville-Bridgeton, NJ | 7 | $ 1,280,000 | $ 182,857 | $ 61,000 |
| Warner Robins, GA | 7 | $ 1,073,000 | $ 153,285 | $ 44,000 |
| Yuma, AZ | 7 | $ 1,016,000 | $ 145,142 | $ 27,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 856,000 | $ 142,666 | $ 103,000 |
| Auburn-Opelika, AL | 6 | $ 787,000 | $ 131,166 | $ 86,000 |
| Bakersfield-Delano, CA | 6 | $ 1,214,000 | $ 202,333 | $ 63,000 |
| Billings, MT | 6 | $ 878,000 | $ 146,333 | $ 52,000 |
| Bremerton-Silverdale, WA | 6 | $ 1,582,000 | $ 263,666 | $ 84,000 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 1,121,000 | $ 186,833 | $ 63,000 |
| Cambridge-Newton-Framingham, MA | 6 | $ 1,349,000 | $ 224,833 | $ 117,000 |
| Corpus Christi, TX | 6 | $ 860,000 | $ 143,333 | $ 51,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 654,000 | $ 109,000 | $ 167,000 |
| Elkhart-Goshen, IN | 6 | $ 958,000 | $ 159,666 | $ 67,000 |
| Gainesville, GA | 6 | $ 1,119,000 | $ 186,500 | $ 29,000 |
| Greenville, NC | 6 | $ 970,000 | $ 161,666 | $ 51,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 667,000 | $ 111,166 | $ 45,000 |
| Norwich-New London, CT | 6 | $ 1,302,000 | $ 217,000 | $ 50,000 |
| Ocala, FL | 6 | $ 464,000 | $ 77,333 | $ 57,000 |
| Owensboro, KY | 6 | $ 661,000 | $ 110,166 | $ 51,000 |
| Port St. Lucie, FL | 6 | $ 640,000 | $ 106,666 | $ 71,000 |
| Prescott, AZ | 6 | $ 950,000 | $ 158,333 | $ 65,000 |
| Reading, PA | 6 | $ 840,000 | $ 140,000 | $ 54,000 |
| Springfield, MO | 6 | $ 644,000 | $ 107,333 | $ 51,000 |
| Steubenville-Weirton, OH-WV | 6 | $ 654,000 | $ 109,000 | $ 53,000 |
| Valdosta, GA | 6 | $ 769,000 | $ 128,166 | $ 51,000 |
| Alexandria, LA | 5 | $ 570,000 | $ 114,000 | $ 29,000 |
| Austin-Round Rock-San Marcos, TX | 5 | $ 857,000 | $ 171,400 | $ 20,000 |
| Barnstable Town, MA | 5 | $ 1,339,000 | $ 267,800 | $ 133,000 |
| Charleston, WV | 5 | $ 336,000 | $ 67,200 | $ 50,000 |
| Chattanooga, TN-GA | 5 | $ 816,000 | $ 163,200 | $ 75,200 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 356,000 | $ 71,200 | $ 81,000 |
| Dubuque, IA | 5 | $ 723,000 | $ 144,600 | $ 34,000 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 674,000 | $ 134,800 | $ 75,600 |
| Iowa City, IA | 5 | $ 1,125,000 | $ 225,000 | $ 98,000 |
| Killeen-Temple-Fort Hood, TX | 5 | $ 839,000 | $ 167,800 | $ 2,000 |
| Lafayette, LA | 5 | $ 578,000 | $ 115,600 | $ 68,000 |
| Lansing-East Lansing, MI | 5 | $ 644,000 | $ 128,800 | $ 52,000 |
| Las Cruces, NM | 5 | $ 691,000 | $ 138,200 | $ 51,000 |
| Lynchburg, VA | 5 | $ 823,000 | $ 164,600 | $ 19,000 |
| Monroe, LA | 5 | $ 569,000 | $ 113,800 | $ 51,000 |
| Pascagoula, MS | 5 | $ 592,000 | $ 118,400 | $ 57,000 |
| Punta Gorda, FL | 5 | $ 451,000 | $ 90,200 | $ 53,000 |
| San Antonio-New Braunfels, TX | 5 | $ 860,000 | $ 172,000 | $ 31,000 |
| Sioux City, IA-NE-SD | 5 | $ 735,000 | $ 147,000 | $ 90,600 |
| Trenton-Ewing, NJ | 5 | $ 1,156,000 | $ 231,200 | $ 107,000 |
| Ames, IA | 4 | $ 667,000 | $ 166,750 | $ 54,000 |
| Ann Arbor, MI | 4 | $ 754,000 | $ 188,500 | $ 132,000 |
| Beaumont-Port Arthur, TX | 4 | $ 653,000 | $ 163,250 | $ 55,000 |
| Boulder, CO | 4 | $ 737,000 | $ 184,250 | $ 53,000 |
| Cheyenne, WY | 4 | $ 581,000 | $ 145,250 | $ 29,000 |
| Cumberland, MD-WV | 4 | $ 474,000 | $ 118,500 | $ 34,750 |
| El Paso, TX | 4 | $ 820,000 | $ 205,000 | $ 68,000 |
| Erie, PA | 4 | $ 576,000 | $ 144,000 | $ 37,000 |
| Florence-Muscle Shoals, AL | 4 | $ 509,000 | $ 127,250 | $ 59,000 |
| Fort Collins-Loveland, CO | 4 | $ 620,000 | $ 155,000 | $ 25,000 |
| Gainesville, FL | 4 | $ 479,000 | $ 119,750 | $ 72,000 |
| Joplin, MO | 4 | $ 489,000 | $ 122,250 | $ 47,000 |
| Manhattan, KS | 4 | $ 498,000 | $ 124,500 | $ 46,000 |
| Michigan City-La Porte, IN | 4 | $ 573,000 | $ 143,250 | $ 82,000 |
| Modesto, CA | 4 | $ 589,000 | $ 147,250 | $ 69,000 |
| Morgantown, WV | 4 | $ 487,000 | $ 121,750 | $ 55,000 |
| Ocean City, NJ | 4 | $ 816,000 | $ 204,000 | $ 108,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 4 | $ 709,000 | $ 177,250 | $ 25,000 |
| Racine, WI | 4 | $ 592,000 | $ 148,000 | $ 83,000 |
| Saginaw-Saginaw Township North, MI | 4 | $ 509,000 | $ 127,250 | $ 59,000 |
| Salisbury, MD | 4 | $ 700,000 | $ 175,000 | $ 62,000 |
| Sebastian-Vero Beach, FL | 4 | $ 399,000 | $ 99,750 | $ 57,000 |
| Shreveport-Bossier City, LA | 4 | $ 778,000 | $ 194,500 | $ 54,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 550,000 | $ 137,500 | $ 69,000 |
| Spokane, WA | 4 | $ 590,000 | $ 147,500 | $ 24,000 |
| Springfield, OH | 4 | $ 472,000 | $ 118,000 | $ 48,000 |
| Stockton, CA | 4 | $ 591,000 | $ 147,750 | $ 66,000 |
| Topeka, KS | 4 | $ 418,000 | $ 104,500 | $ 47,000 |
| Wausau, WI | 4 | $ 607,000 | $ 151,750 | $ 55,000 |
| Winchester, VA-WV | 4 | $ 899,000 | $ 224,750 | $ 49,000 |
| Altoona, PA | 3 | $ 462,000 | $ 154,000 | $ 54,000 |
| Anniston-Oxford, AL | 3 | $ 355,000 | $ 118,333 | $ 48,000 |
| Bangor, ME | 3 | $ 404,000 | $ 134,666 | $ 96,000 |
| Bellingham, WA | 3 | $ 780,000 | $ 260,000 | $ 126,000 |
| Bend, OR | 3 | $ 625,000 | $ 208,333 | $ 24,000 |
| Brunswick, GA | 3 | $ 385,000 | $ 128,333 | $ 67,000 |
| Champaign-Urbana, IL | 3 | $ 294,000 | $ 98,000 | $ 66,000 |
| Decatur, AL | 3 | $ 480,000 | $ 160,000 | $ 67,000 |
| Decatur, IL | 3 | $ 181,000 | $ 60,333 | $ 31,000 |
| Eau Claire, WI | 3 | $ 604,000 | $ 201,333 | $ 93,000 |
| Fairbanks, AK | 3 | $ 410,000 | $ 136,666 | $ 43,000 |
| Farmington, NM | 3 | $ 337,000 | $ 112,333 | $ 81,000 |
| Flint, MI | 3 | $ 215,000 | $ 71,666 | $ 69,000 |
| Fond Du Lac, WI | 3 | $ 455,000 | $ 151,666 | $ 57,000 |
| Fort Smith, AR-OK | 3 | $ 396,000 | $ 132,000 | $ 80,000 |
| Grand Junction, CO | 3 | $ 595,000 | $ 198,333 | $ 26,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 652,000 | $ 217,333 | $ 60,000 |
| Johnstown, PA | 3 | $ 454,000 | $ 151,333 | $ 66,000 |
| Kalamazoo-Portage, MI | 3 | $ 328,000 | $ 109,333 | $ 32,000 |
| Lima, OH | 3 | $ 398,000 | $ 132,666 | $ 76,000 |
| Mankato-North Mankato, MN | 3 | $ 407,000 | $ 135,666 | $ 48,000 |
| Morristown, TN | 3 | $ 337,000 | $ 112,333 | $ 64,000 |
| Niles-Benton Harbor, MI | 3 | $ 511,000 | $ 170,333 | $ 49,000 |
| Peabody, MA | 3 | $ 404,000 | $ 134,666 | $ 18,000 |
| Rochester, MN | 3 | $ 406,000 | $ 135,333 | $ 52,000 |
| Salinas, CA | 3 | $ 884,000 | $ 294,666 | $ 106,000 |
| St. Cloud, MN | 3 | $ 393,000 | $ 131,000 | $ 30,000 |
| State College, PA | 3 | $ 353,000 | $ 117,666 | $ 44,000 |
| Tallahassee, FL | 3 | $ 339,000 | $ 113,000 | $ 75,000 |
| Tuscaloosa, AL | 3 | $ 647,000 | $ 215,666 | $ 90,000 |
| Visalia-Porterville, CA | 3 | $ 592,000 | $ 197,333 | $ 153,000 |
| Abilene, TX | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Binghamton, NY | 2 | $ 133,000 | $ 66,500 | $ 62,000 |
| Casper, WY | 2 | $ 404,000 | $ 202,000 | $ 82,000 |
| Cleveland, TN | 2 | $ 294,000 | $ 147,000 | $ 19,000 |
| Columbia, MO | 2 | $ 422,000 | $ 211,000 | $ 76,000 |
| Columbus, IN | 2 | $ 286,000 | $ 143,000 | $ 70,000 |
| Dothan, AL | 2 | $ 464,000 | $ 232,000 | $ 66,000 |
| Eugene-Springfield, OR | 2 | $ 400,000 | $ 200,000 | $ 54,000 |
| Glens Falls, NY | 2 | $ 295,000 | $ 147,500 | $ 115,000 |
| Harrisonburg, VA | 2 | $ 476,000 | $ 238,000 | $ 51,000 |
| Hattiesburg, MS | 2 | $ 348,000 | $ 174,000 | $ 112,000 |
| Holland-Grand Haven, MI | 2 | $ 236,000 | $ 118,000 | $ 60,000 |
| Jackson, MI | 2 | $ 323,000 | $ 161,500 | $ 35,000 |
| Johnson City, TN | 2 | $ 295,000 | $ 147,500 | $ 36,000 |
| Jonesboro, AR | 2 | $ 195,000 | $ 97,500 | $ 68,000 |
| Kankakee-Bradley, IL | 2 | $ 393,000 | $ 196,500 | $ 70,000 |
| Kingston, NY | 2 | $ 296,000 | $ 148,000 | $ 52,000 |
| Kokomo, IN | 2 | $ 253,000 | $ 126,500 | $ 78,000 |
| Lafayette, IN | 2 | $ 224,000 | $ 112,000 | $ 32,000 |
| Lake Charles, LA | 2 | $ 299,000 | $ 149,500 | $ 79,000 |
| Lebanon, PA | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Lewiston, ID-WA | 2 | $ 368,000 | $ 184,000 | $ 0 |
| Lewiston-Auburn, ME | 2 | $ 349,000 | $ 174,500 | $ 130,000 |
| Mansfield, OH | 2 | $ 200,000 | $ 100,000 | $ 9,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 493,000 | $ 246,500 | $ 0 |
| Muskegon-Norton Shores, MI | 2 | $ 276,000 | $ 138,000 | $ 61,000 |
| Naples-Marco Island, FL | 2 | $ 136,000 | $ 68,000 | $ 86,000 |
| Oshkosh-Neenah, WI | 2 | $ 225,000 | $ 112,500 | $ 23,000 |
| Pine Bluff, AR | 2 | $ 284,000 | $ 142,000 | $ 113,000 |
| Reno-Sparks, NV | 2 | $ 188,000 | $ 94,000 | $ 37,000 |
| Sandusky, OH | 2 | $ 218,000 | $ 109,000 | $ 74,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 694,000 | $ 347,000 | $ 154,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 454,000 | $ 227,000 | $ 106,000 |
| St. George, UT | 2 | $ 368,000 | $ 184,000 | $ 60,000 |
| Terre Haute, IN | 2 | $ 211,000 | $ 105,500 | $ 76,000 |
| Williamsport, PA | 2 | $ 201,000 | $ 100,500 | $ 65,000 |
| Yakima, WA | 2 | $ 370,000 | $ 185,000 | $ 103,000 |
| Yuba City, CA | 2 | $ 187,000 | $ 93,500 | $ 35,000 |
| Bay City, MI | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 369,000 | $ 369,000 | $ 270,000 |
| Brownsville-Harlingen, TX | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Burlington, NC | 1 | $ 206,000 | $ 206,000 | $ 95,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 108,000 | $ 108,000 | $ 68,000 |
| Chico, CA | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Danville, VA | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| El Centro, CA | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Elmira, NY | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Flagstaff, AZ | 1 | $ 191,000 | $ 191,000 | $ 44,000 |
| Gadsden, AL | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Great Falls, MT | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 276,000 | $ 276,000 | $ 152,000 |
| Hot Springs, AR | 1 | $ 129,000 | $ 129,000 | $ 90,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 70,000 | $ 70,000 | $ 17,000 |
| Idaho Falls, ID | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Longview, WA | 1 | $ 383,000 | $ 383,000 | $ 148,000 |
| Muncie, IN | 1 | $ 106,000 | $ 106,000 | $ 91,000 |
| Peoria, IL | 1 | $ 63,000 | $ 63,000 | $ 95,000 |
| Pittsfield, MA | 1 | $ 64,000 | $ 64,000 | $ 126,000 |
| Redding, CA | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Rome, GA | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 131,000 | $ 131,000 | $ 95,000 |
| Sheboygan, WI | 1 | $ 153,000 | $ 153,000 | $ 83,000 |
| Sherman-Denison, TX | 1 | $ 120,000 | $ 120,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Sumter, SC | 1 | $ 79,000 | $ 79,000 | $ 66,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 47,000 | $ 47,000 | $ 12,000 |
| Vallejo-Fairfield, CA | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 127,000 | $ 127,000 | $ 56,000 |
| Wichita Falls, TX | 1 | $ 134,000 | $ 134,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for American Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,115 | $933,072,000 | $182,000 | $1,500,000 | $70,000 | $850,000 |
| Home Improvement | 621 | $86,919,000 | $139,000 | $725,000 | $67,000 | $329,000 |
| Home Purchase | 377 | $78,728,000 | $208,000 | $736,000 | $82,000 | $730,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,440 | $795,278,000 | $179,000 | $940,000 | $71,000 | $850,000 |
| Not Provided | 714 | $129,221,000 | $180,000 | $724,000 | $75,000 | $700,000 |
| Black or African American | 517 | $89,056,000 | $172,000 | $658,000 | $56,000 | $300,000 |
| Hispanic | 252 | $44,836,000 | $177,000 | $559,000 | $58,000 | $300,000 |
| Asian | 127 | $28,472,000 | $224,000 | $1,500,000 | $81,000 | $400,000 |
| American Indian or Alaskan Native | 45 | $6,456,000 | $143,000 | $493,000 | $56,000 | $177,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $5,000,000 | $294,000 | $556,000 | $73,000 | $221,000 |
| Not applicable | 1 | $400,000 | $400,000 | $400,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,389 | $559,432,000 | $165,000 | $1,500,000 | $84,000 | $850,000 |
| FHA-insured (Federal Housing Administration) | 2,000 | $385,211,000 | $192,000 | $746,000 | $64,000 | $520,000 |
| VA-guaranteed (Veterans Administration) | 717 | $152,911,000 | $213,000 | $905,000 | $21,000 | $285,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,165,000 | $166,000 | $328,000 | $50,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,098 | $572,782,000 | $184,000 | $905,000 | $64,000 | $824,000 |
| Application Withdrawn By Applicant | 1,734 | $297,322,000 | $171,000 | $940,000 | $79,000 | $648,000 |
| Application Denied By Financial Institution | 1,007 | $177,954,000 | $176,000 | $1,500,000 | $77,000 | $850,000 |
| File Closed For Incompleteness | 137 | $24,952,000 | $182,000 | $626,000 | $55,000 | $450,000 |
| Application Approved But Not Accepted | 136 | $25,309,000 | $186,000 | $508,000 | $55,000 | $188,000 |
| Loan Purchased By The Institution | 1 | $400,000 | $400,000 | $400,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 551 | $95,816,000 | $173,000 | $654,000 | $84,000 | $850,000 |
| Debt-To-Income Ratio | 184 | $36,039,000 | $195,000 | $1,500,000 | $61,000 | $779,000 |
| Credit History | 134 | $21,619,000 | $161,000 | $660,000 | $66,000 | $270,000 |
| Other | 51 | $8,344,000 | $163,000 | $435,000 | $73,000 | $300,000 |
| Unverifiable Information | 34 | $5,738,000 | $168,000 | $646,000 | $87,000 | $577,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $4,747,000 | $206,000 | $417,000 | $78,000 | $285,000 |
| Employment History | 22 | $3,649,000 | $165,000 | $502,000 | $83,000 | $388,000 |
| Mortgage Insurance Denied | 7 | $1,922,000 | $274,000 | $563,000 | $100,000 | $175,000 |
| Credit Application Incomplete | 1 | $80,000 | $80,000 | $80,000 | $50,000 | $50,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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