American Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
American Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Bank 9001 Edmonston Road Suite 100 Greenbelt, MD 20770 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,882 |
| Total Mortgage Loan Application Amount | $1,519,870,000 |
| Average Mortgage Loan Application Amount | $188,666 |
| Highest Mortgage Loan Application Amount | $1,696,000 |
| Average Applicant Income | $91,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with American Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down American Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by American Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Bank's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 511 | $ 151,251,000 | $ 258,000 | $ 91,250 |
| BALTIMORE-TOWSON, MD | 218 | $ 52,924,000 | $ 242,000 | $ 94,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 211 | $ 38,314,000 | $ 181,000 | $ 66,000 |
| COLUMBUS, OH | 189 | $ 36,519,000 | $ 193,000 | $ 77,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 176 | $ 37,785,000 | $ 209,500 | $ 72,500 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 170 | $ 46,139,000 | $ 269,000 | $ 97,500 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 167 | $ 49,419,000 | $ 295,000 | $ 207,000 |
| EDISON-NEW BRUNSWICK, NJ | 122 | $ 31,307,000 | $ 256,000 | $ 100,000 |
| INDIANAPOLIS-CARMEL, IN | 117 | $ 18,650,000 | $ 159,000 | $ 73,000 |
| PHILADELPHIA, PA | 116 | $ 23,341,000 | $ 201,000 | $ 82,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 115 | $ 26,702,000 | $ 265,000 | $ 135,500 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 110 | $ 20,284,000 | $ 188,666 | $ 77,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 109 | $ 19,555,000 | $ 179,000 | $ 67,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 96 | $ 17,413,000 | $ 181,000 | $ 68,000 |
| NEWARK-UNION, NJ-PA | 94 | $ 22,102,000 | $ 202,000 | $ 86,000 |
| PHOENIX-MESA-GLENDALE, AZ | 80 | $ 11,308,000 | $ 141,000 | $ 48,000 |
| RICHMOND, VA | 74 | $ 15,100,000 | $ 204,000 | $ 62,000 |
| DENVER-AURORA-BROOMFIELD, CO | 73 | $ 14,885,000 | $ 203,000 | $ 64,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 72 | $ 11,375,000 | $ 152,000 | $ 69,000 |
| AKRON, OH | 59 | $ 9,657,000 | $ 163,000 | $ 68,000 |
| CAMDEN, NJ | 59 | $ 10,177,000 | $ 172,000 | $ 88,000 |
| DES MOINES-WEST DES MOINES, IA | 59 | $ 10,156,000 | $ 172,000 | $ 58,000 |
| PITTSBURGH, PA | 59 | $ 8,968,000 | $ 152,000 | $ 79,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 58 | $ 10,411,000 | $ 159,500 | $ 82,500 |
| NASSAU-SUFFOLK, NY | 58 | $ 14,674,000 | $ 253,000 | $ 108,000 |
| LAS VEGAS-PARADISE, NV | 53 | $ 8,506,000 | $ 160,000 | $ 47,000 |
| RALEIGH-CARY, NC | 50 | $ 9,843,000 | $ 196,000 | $ 67,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 49 | $ 7,597,000 | $ 155,000 | $ 60,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 45 | $ 8,357,000 | $ 185,000 | $ 70,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 42 | $ 7,108,000 | $ 169,000 | $ 64,000 |
| FAYETTEVILLE, NC | 41 | $ 5,446,000 | $ 132,000 | $ 23,000 |
| ST. LOUIS, MO-IL | 38 | $ 6,146,000 | $ 154,500 | $ 47,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 38 | $ 6,040,000 | $ 158,000 | $ 89,000 |
| COLORADO SPRINGS, CO | 36 | $ 5,457,000 | $ 151,000 | $ 55,000 |
| GARY, IN | 35 | $ 6,219,000 | $ 177,000 | $ 71,000 |
| KANSAS CITY, MO-KS | 35 | $ 4,961,000 | $ 149,500 | $ 88,500 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 35 | $ 5,772,000 | $ 164,000 | $ 59,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 35 | $ 7,141,000 | $ 213,000 | $ 72,000 |
| READING, PA | 35 | $ 5,704,000 | $ 162,000 | $ 73,000 |
| DAYTON, OH | 34 | $ 5,795,000 | $ 170,000 | $ 68,000 |
| BIRMINGHAM-HOOVER, AL | 33 | $ 5,626,000 | $ 170,000 | $ 55,000 |
| JACKSONVILLE, FL | 33 | $ 4,545,000 | $ 137,000 | $ 55,000 |
| BUFFALO-NIAGARA FALLS, NY | 32 | $ 4,185,000 | $ 130,000 | $ 60,000 |
| CANTON-MASSILLON, OH | 32 | $ 4,656,000 | $ 145,000 | $ 61,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 32 | $ 5,833,000 | $ 182,000 | $ 87,000 |
| MEMPHIS, TN-MS-AR | 32 | $ 5,014,000 | $ 140,666 | $ 69,333 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 31 | $ 4,250,000 | $ 137,000 | $ 47,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 31 | $ 9,641,000 | $ 311,000 | $ 94,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 31 | $ 4,869,000 | $ 157,000 | $ 72,000 |
| BOSTON-QUINCY, MA | 30 | $ 7,422,000 | $ 247,000 | $ 96,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 29 | $ 5,897,000 | $ 197,500 | $ 48,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 29 | $ 9,916,000 | $ 341,000 | $ 80,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 28 | $ 5,658,000 | $ 222,000 | $ 81,000 |
| WILMINGTON, DE-MD-NJ | 27 | $ 5,310,000 | $ 177,333 | $ 40,333 |
| TOLEDO, OH | 26 | $ 4,352,000 | $ 167,000 | $ 76,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 26 | $ 3,760,000 | $ 148,500 | $ 45,000 |
| ANCHORAGE, AK | 25 | $ 4,581,000 | $ 183,000 | $ 44,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 25 | $ 4,682,000 | $ 185,500 | $ 44,500 |
| ROCHESTER, NY | 25 | $ 2,700,000 | $ 108,000 | $ 66,000 |
| TUCSON, AZ | 25 | $ 3,739,000 | $ 149,000 | $ 43,000 |
| COLUMBIA, SC | 24 | $ 4,063,000 | $ 169,000 | $ 57,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 24 | $ 4,922,000 | $ 205,000 | $ 61,000 |
| BATON ROUGE, LA | 23 | $ 3,619,000 | $ 157,000 | $ 63,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 22 | $ 4,590,000 | $ 207,500 | $ 101,500 |
| HARRISBURG-CARLISLE, PA | 22 | $ 4,733,000 | $ 215,000 | $ 86,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 22 | $ 3,414,000 | $ 155,000 | $ 25,000 |
| LEXINGTON-FAYETTE, KY | 22 | $ 3,359,000 | $ 152,000 | $ 82,000 |
| SALT LAKE CITY, UT | 22 | $ 4,450,000 | $ 202,000 | $ 74,000 |
| ALBANY-SCHENECTADY-TROY, NY | 21 | $ 2,986,000 | $ 142,000 | $ 88,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 21 | $ 3,075,000 | $ 146,000 | $ 94,000 |
| HUNTSVILLE, AL | 21 | $ 3,873,000 | $ 184,000 | $ 74,000 |
| MADISON, WI | 21 | $ 4,526,000 | $ 215,000 | $ 79,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 21 | $ 3,828,000 | $ 182,000 | $ 92,000 |
| LANCASTER, PA | 20 | $ 3,630,000 | $ 181,000 | $ 51,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 20 | $ 3,732,000 | $ 186,000 | $ 78,000 |
| CEDAR RAPIDS, IA | 19 | $ 3,236,000 | $ 170,000 | $ 49,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 19 | $ 5,310,000 | $ 279,000 | $ 44,000 |
| WILMINGTON, NC | 19 | $ 4,268,000 | $ 224,000 | $ 81,000 |
| ALBUQUERQUE, NM | 18 | $ 2,420,000 | $ 134,000 | $ 48,000 |
| GREENSBORO-HIGH POINT, NC | 18 | $ 3,266,000 | $ 181,000 | $ 71,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 18 | $ 3,713,000 | $ 206,000 | $ 137,000 |
| SHREVEPORT-BOSSIER CITY, LA | 18 | $ 3,198,000 | $ 177,000 | $ 59,000 |
| YORK-HANOVER, PA | 18 | $ 3,305,000 | $ 183,000 | $ 69,000 |
| CAPE CORAL-FORT MYERS, FL | 17 | $ 2,058,000 | $ 121,000 | $ 78,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 17 | $ 2,104,000 | $ 123,000 | $ 39,000 |
| DALLAS-PLANO-IRVING, TX | 17 | $ 2,739,000 | $ 161,000 | $ 36,000 |
| DURHAM-CHAPEL HILL, NC | 17 | $ 4,272,000 | $ 251,000 | $ 77,000 |
| JACKSON, MS | 17 | $ 2,539,000 | $ 149,000 | $ 61,000 |
| JACKSONVILLE, NC | 17 | $ 2,787,000 | $ 163,000 | $ 10,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 17 | $ 3,387,000 | $ 204,500 | $ 61,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 17 | $ 3,452,000 | $ 203,000 | $ 99,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 16 | $ 2,877,000 | $ 179,000 | $ 34,000 |
| SCRANTON--WILKES-BARRE, PA | 16 | $ 2,061,000 | $ 128,000 | $ 66,000 |
| SPOKANE, WA | 16 | $ 2,273,000 | $ 142,000 | $ 13,000 |
| TRENTON-EWING, NJ | 16 | $ 3,394,000 | $ 212,000 | $ 96,000 |
| CHATTANOOGA, TN-GA | 15 | $ 2,163,000 | $ 138,500 | $ 58,500 |
| PEABODY, MA | 15 | $ 3,898,000 | $ 259,000 | $ 90,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 15 | $ 3,737,000 | $ 249,000 | $ 64,000 |
| WORCESTER, MA | 15 | $ 2,847,000 | $ 189,000 | $ 62,000 |
| ASHEVILLE, NC | 14 | $ 2,846,000 | $ 203,000 | $ 56,000 |
| OKLAHOMA CITY, OK | 14 | $ 2,345,000 | $ 167,000 | $ 78,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 14 | $ 2,786,000 | $ 199,000 | $ 98,000 |
| RAPID CITY, SD | 14 | $ 2,657,000 | $ 189,000 | $ 62,000 |
| ROANOKE, VA | 14 | $ 2,585,000 | $ 184,000 | $ 62,000 |
| SPARTANBURG, SC | 14 | $ 1,448,000 | $ 103,000 | $ 44,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 13 | $ 2,900,000 | $ 223,000 | $ 66,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 13 | $ 3,200,000 | $ 246,000 | $ 103,000 |
| CLARKSVILLE, TN-KY | 13 | $ 1,523,000 | $ 118,000 | $ 36,500 |
| DULUTH, MN-WI | 13 | $ 2,244,000 | $ 180,500 | $ 64,500 |
| GREELEY, CO | 13 | $ 2,015,000 | $ 155,000 | $ 56,000 |
| MONTGOMERY, AL | 13 | $ 1,570,000 | $ 120,000 | $ 57,000 |
| NEW HAVEN-MILFORD, CT | 13 | $ 3,036,000 | $ 233,000 | $ 104,000 |
| PROVO-OREM, UT | 13 | $ 1,921,000 | $ 147,000 | $ 59,000 |
| SAVANNAH, GA | 13 | $ 2,760,000 | $ 212,000 | $ 47,000 |
| SIOUX FALLS, SD | 13 | $ 2,782,000 | $ 214,000 | $ 51,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 13 | $ 1,777,000 | $ 136,000 | $ 65,000 |
| TACOMA, WA | 13 | $ 2,784,000 | $ 214,000 | $ 51,000 |
| WINSTON-SALEM, NC | 13 | $ 2,233,000 | $ 171,000 | $ 40,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 12 | $ 2,043,000 | $ 170,000 | $ 40,000 |
| DOVER, DE | 12 | $ 2,583,000 | $ 215,000 | $ 29,000 |
| FORT COLLINS-LOVELAND, CO | 12 | $ 1,862,000 | $ 155,000 | $ 62,000 |
| LYNCHBURG, VA | 12 | $ 2,374,000 | $ 197,000 | $ 93,000 |
| OGDEN-CLEARFIELD, UT | 12 | $ 2,000,000 | $ 166,000 | $ 2,000 |
| SYRACUSE, NY | 12 | $ 1,593,000 | $ 132,000 | $ 65,000 |
| BISMARCK, ND | 11 | $ 1,726,000 | $ 156,000 | $ 59,000 |
| BOULDER, CO | 11 | $ 2,499,000 | $ 227,000 | $ 99,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 11 | $ 2,015,000 | $ 167,500 | $ 66,500 |
| DETROIT-LIVONIA-DEARBORN, MI | 11 | $ 2,442,000 | $ 222,000 | $ 67,000 |
| FARGO, ND-MN | 11 | $ 2,016,000 | $ 171,500 | $ 49,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 11 | $ 1,749,000 | $ 114,000 | $ 42,000 |
| FORT WORTH-ARLINGTON, TX | 11 | $ 1,237,000 | $ 112,000 | $ 7,000 |
| GULFPORT-BILOXI, MS | 11 | $ 1,644,000 | $ 149,000 | $ 73,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 11 | $ 1,588,000 | $ 126,666 | $ 46,666 |
| LAFAYETTE, LA | 11 | $ 1,499,000 | $ 136,000 | $ 34,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 11 | $ 3,541,000 | $ 321,000 | $ 91,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 11 | $ 1,218,000 | $ 110,000 | $ 35,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 11 | $ 1,777,000 | $ 161,000 | $ 34,000 |
| RENO-SPARKS, NV | 11 | $ 1,707,000 | $ 155,000 | $ 46,000 |
| ST. CLOUD, MN | 11 | $ 1,960,000 | $ 178,000 | $ 65,000 |
| APPLETON, WI | 10 | $ 1,357,000 | $ 135,000 | $ 36,000 |
| ATHENS-CLARKE COUNTY, GA | 10 | $ 1,523,000 | $ 152,000 | $ 89,000 |
| BOISE CITY-NAMPA, ID | 10 | $ 1,306,000 | $ 130,000 | $ 7,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 10 | $ 1,606,000 | $ 160,000 | $ 69,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 10 | $ 1,158,000 | $ 115,000 | $ 19,000 |
| ELIZABETHTOWN, KY | 10 | $ 1,728,000 | $ 172,000 | $ 45,000 |
| GRAND JUNCTION, CO | 10 | $ 1,950,000 | $ 195,000 | $ 36,000 |
| HICKORY-LENOIR-MORGANTON, NC | 10 | $ 1,742,000 | $ 174,000 | $ 49,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 10 | $ 1,433,000 | $ 143,000 | $ 7,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 10 | $ 1,637,000 | $ 156,500 | $ 115,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 10 | $ 1,784,000 | $ 178,000 | $ 51,000 |
| MACON, GA | 10 | $ 1,800,000 | $ 180,000 | $ 57,000 |
| MANCHESTER-NASHUA, NH | 10 | $ 2,031,000 | $ 203,000 | $ 54,000 |
| MANSFIELD, OH | 10 | $ 1,367,000 | $ 136,000 | $ 55,000 |
| OCALA, FL | 10 | $ 1,522,000 | $ 152,000 | $ 72,000 |
| PRESCOTT, AZ | 10 | $ 1,883,000 | $ 188,000 | $ 72,000 |
| PUEBLO, CO | 10 | $ 1,582,000 | $ 158,000 | $ 29,000 |
| WICHITA, KS | 10 | $ 1,171,000 | $ 117,000 | $ 43,000 |
| CHARLOTTESVILLE, VA | 9 | $ 2,493,000 | $ 277,000 | $ 60,000 |
| COLUMBUS, GA-AL | 9 | $ 1,389,000 | $ 160,500 | $ 18,000 |
| ELKHART-GOSHEN, IN | 9 | $ 1,159,000 | $ 128,000 | $ 52,000 |
| LAS CRUCES, NM | 9 | $ 1,798,000 | $ 199,000 | $ 44,000 |
| MOBILE, AL | 9 | $ 1,363,000 | $ 151,000 | $ 64,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 9 | $ 1,018,000 | $ 113,000 | $ 64,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 9 | $ 1,075,000 | $ 119,000 | $ 50,000 |
| OCEAN CITY, NJ | 9 | $ 5,962,000 | $ 662,000 | $ 189,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 9 | $ 2,387,000 | $ 265,000 | $ 176,000 |
| SPRINGFIELD, MA | 9 | $ 2,047,000 | $ 227,000 | $ 53,000 |
| TALLAHASSEE, FL | 9 | $ 1,517,000 | $ 168,000 | $ 63,000 |
| TOPEKA, KS | 9 | $ 1,002,000 | $ 111,000 | $ 69,000 |
| AUBURN-OPELIKA, AL | 8 | $ 1,341,000 | $ 167,000 | $ 41,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 8 | $ 2,326,000 | $ 290,000 | $ 115,000 |
| EVANSVILLE, IN-KY | 8 | $ 1,007,000 | $ 125,000 | $ 52,000 |
| FORT WAYNE, IN | 8 | $ 1,275,000 | $ 159,000 | $ 62,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 8 | $ 1,140,000 | $ 142,000 | $ 36,000 |
| HONOLULU, HI | 8 | $ 4,034,000 | $ 504,000 | $ 103,000 |
| WATERLOO-CEDAR FALLS, IA | 8 | $ 1,246,000 | $ 155,000 | $ 72,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 7 | $ 1,103,000 | $ 157,000 | $ 74,000 |
| CHARLESTON, WV | 7 | $ 656,000 | $ 93,000 | $ 42,000 |
| CHEYENNE, WY | 7 | $ 1,139,000 | $ 162,000 | $ 8,000 |
| DUBUQUE, IA | 7 | $ 1,068,000 | $ 152,000 | $ 17,000 |
| FAIRBANKS, AK | 7 | $ 1,165,000 | $ 166,000 | $ 17,000 |
| FOND DU LAC, WI | 7 | $ 1,263,000 | $ 180,000 | $ 21,000 |
| HARRISONBURG, VA | 7 | $ 1,463,000 | $ 209,000 | $ 84,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 7 | $ 789,000 | $ 112,000 | $ 75,000 |
| IOWA CITY, IA | 7 | $ 1,315,000 | $ 187,000 | $ 82,000 |
| KINGSTON, NY | 7 | $ 1,081,000 | $ 154,000 | $ 82,000 |
| KNOXVILLE, TN | 7 | $ 1,040,000 | $ 148,000 | $ 72,000 |
| OLYMPIA, WA | 7 | $ 1,471,000 | $ 210,000 | $ 41,000 |
| PASCAGOULA, MS | 7 | $ 677,000 | $ 96,000 | $ 46,000 |
| RACINE, WI | 7 | $ 1,669,000 | $ 238,000 | $ 120,000 |
| SALEM, OR | 7 | $ 1,014,000 | $ 144,000 | $ 14,000 |
| SALISBURY, MD | 7 | $ 1,135,000 | $ 162,000 | $ 89,000 |
| SPRINGFIELD, MO | 7 | $ 869,000 | $ 124,000 | $ 67,000 |
| STOCKTON, CA | 7 | $ 1,278,000 | $ 182,000 | $ 40,000 |
| TULSA, OK | 7 | $ 1,189,000 | $ 169,000 | $ 32,000 |
| WHEELING, WV-OH | 7 | $ 1,130,000 | $ 178,000 | $ 56,500 |
| WINCHESTER, VA-WV | 7 | $ 1,709,000 | $ 244,000 | $ 40,000 |
| BARNSTABLE TOWN, MA | 6 | $ 1,251,000 | $ 208,000 | $ 95,000 |
| BLOOMINGTON, IN | 6 | $ 719,000 | $ 119,000 | $ 76,000 |
| BOWLING GREEN, KY | 6 | $ 808,000 | $ 134,000 | $ 44,000 |
| BURLINGTON, NC | 6 | $ 709,000 | $ 118,000 | $ 52,000 |
| FLORENCE-MUSCLE SHOALS, AL | 6 | $ 858,000 | $ 143,000 | $ 63,000 |
| FORT SMITH, AR-OK | 6 | $ 674,000 | $ 112,000 | $ 36,000 |
| GAINESVILLE, GA | 6 | $ 1,026,000 | $ 171,000 | $ 111,000 |
| GOLDSBORO, NC | 6 | $ 754,000 | $ 125,000 | $ 36,000 |
| GREAT FALLS, MT | 6 | $ 735,000 | $ 122,000 | $ 10,000 |
| JOHNSON CITY, TN | 6 | $ 989,000 | $ 164,000 | $ 17,000 |
| LAFAYETTE, IN | 6 | $ 825,000 | $ 137,000 | $ 55,000 |
| LAKE CHARLES, LA | 6 | $ 731,000 | $ 121,000 | $ 70,000 |
| LAKELAND-WINTER HAVEN, FL | 6 | $ 865,000 | $ 144,000 | $ 43,000 |
| MICHIGAN CITY-LA PORTE, IN | 6 | $ 1,053,000 | $ 175,000 | $ 81,000 |
| ROCHESTER, MN | 6 | $ 1,026,000 | $ 171,000 | $ 77,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6 | $ 2,418,000 | $ 403,000 | $ 143,000 |
| SANTA FE, NM | 6 | $ 912,000 | $ 152,000 | $ 54,000 |
| ST. GEORGE, UT | 6 | $ 1,121,000 | $ 186,000 | $ 16,000 |
| UTICA-ROME, NY | 6 | $ 504,000 | $ 84,000 | $ 74,000 |
| VALDOSTA, GA | 6 | $ 853,000 | $ 142,000 | $ 40,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 6 | $ 973,000 | $ 162,000 | $ 70,000 |
| VISALIA-PORTERVILLE, CA | 6 | $ 1,079,000 | $ 179,000 | $ 54,000 |
| YUMA, AZ | 6 | $ 734,000 | $ 122,000 | $ 26,000 |
| AMES, IA | 5 | $ 593,000 | $ 118,000 | $ 105,000 |
| ANDERSON, IN | 5 | $ 560,000 | $ 112,000 | $ 36,000 |
| BAKERSFIELD-DELANO, CA | 5 | $ 1,259,000 | $ 251,000 | $ 93,000 |
| BELLINGHAM, WA | 5 | $ 822,000 | $ 164,000 | $ 71,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 894,000 | $ 178,000 | $ 27,000 |
| DALTON, GA | 5 | $ 891,000 | $ 178,000 | $ 120,000 |
| EUGENE-SPRINGFIELD, OR | 5 | $ 1,002,000 | $ 200,000 | $ 40,000 |
| FRESNO, CA | 5 | $ 1,225,000 | $ 245,000 | $ 89,000 |
| GAINESVILLE, FL | 5 | $ 704,000 | $ 140,000 | $ 76,000 |
| GLENS FALLS, NY | 5 | $ 672,000 | $ 134,000 | $ 92,000 |
| GREEN BAY, WI | 5 | $ 941,000 | $ 188,000 | $ 83,000 |
| GREENVILLE, NC | 5 | $ 1,045,000 | $ 209,000 | $ 59,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 5 | $ 1,355,000 | $ 271,000 | $ 60,000 |
| KOKOMO, IN | 5 | $ 737,000 | $ 147,000 | $ 81,000 |
| LINCOLN, NE | 5 | $ 686,000 | $ 137,000 | $ 20,000 |
| MEDFORD, OR | 5 | $ 1,121,000 | $ 224,000 | $ 84,000 |
| PORT ST. LUCIE, FL | 5 | $ 959,000 | $ 191,000 | $ 88,000 |
| SALINAS, CA | 5 | $ 1,206,000 | $ 241,000 | $ 75,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 5 | $ 1,437,000 | $ 287,000 | $ 104,000 |
| SANDUSKY, OH | 5 | $ 741,000 | $ 148,000 | $ 31,000 |
| SIOUX CITY, IA-NE-SD | 5 | $ 667,000 | $ 142,000 | $ 20,000 |
| SPRINGFIELD, OH | 5 | $ 794,000 | $ 158,000 | $ 39,000 |
| TERRE HAUTE, IN | 5 | $ 685,000 | $ 137,000 | $ 40,000 |
| TUSCALOOSA, AL | 5 | $ 737,000 | $ 147,000 | $ 35,000 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 784,000 | $ 156,000 | $ 19,000 |
| ALTOONA, PA | 4 | $ 633,000 | $ 158,000 | $ 14,000 |
| ANDERSON, SC | 4 | $ 590,000 | $ 147,000 | $ 64,000 |
| BILLINGS, MT | 4 | $ 736,000 | $ 184,000 | $ 19,000 |
| CHICO, CA | 4 | $ 771,000 | $ 192,000 | $ 35,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 572,000 | $ 143,000 | $ 65,000 |
| EAU CLAIRE, WI | 4 | $ 730,000 | $ 182,000 | $ 74,000 |
| FLORENCE, SC | 4 | $ 597,000 | $ 149,000 | $ 75,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 710,000 | $ 177,000 | $ 54,000 |
| LA CROSSE, WI-MN | 4 | $ 934,000 | $ 211,000 | $ 85,000 |
| LEWISTON-AUBURN, ME | 4 | $ 590,000 | $ 147,000 | $ 32,000 |
| MANHATTAN, KS | 4 | $ 410,000 | $ 102,000 | $ 50,000 |
| PALM COAST, FL | 4 | $ 523,000 | $ 130,000 | $ 51,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 4 | $ 537,000 | $ 131,500 | $ 8,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 4 | $ 879,000 | $ 219,000 | $ 90,000 |
| PUNTA GORDA, FL | 4 | $ 516,000 | $ 129,000 | $ 84,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 4 | $ 551,000 | $ 113,500 | $ 73,000 |
| SUMTER, SC | 4 | $ 461,000 | $ 115,000 | $ 84,000 |
| WARNER ROBINS, GA | 4 | $ 408,000 | $ 102,000 | $ 41,000 |
| ALBANY, GA | 3 | $ 501,000 | $ 167,000 | $ 65,000 |
| BAY CITY, MI | 3 | $ 705,000 | $ 235,000 | $ 134,000 |
| BRUNSWICK, GA | 3 | $ 386,000 | $ 128,000 | $ 54,000 |
| CASPER, WY | 3 | $ 482,000 | $ 160,000 | $ 50,000 |
| COLUMBIA, MO | 3 | $ 510,000 | $ 170,000 | $ 66,000 |
| CUMBERLAND, MD-WV | 3 | $ 430,000 | $ 143,000 | $ 97,000 |
| FLAGSTAFF, AZ | 3 | $ 398,000 | $ 132,000 | $ 41,000 |
| FLINT, MI | 3 | $ 457,000 | $ 152,000 | $ 46,000 |
| HATTIESBURG, MS | 3 | $ 299,000 | $ 99,000 | $ 103,000 |
| HINESVILLE-FORT STEWART, GA | 3 | $ 395,000 | $ 131,000 | $ 43,000 |
| HOT SPRINGS, AR | 3 | $ 390,000 | $ 130,000 | $ 20,000 |
| JANESVILLE, WI | 3 | $ 441,000 | $ 147,000 | $ 83,000 |
| JONESBORO, AR | 3 | $ 302,000 | $ 100,000 | $ 57,000 |
| LEBANON, PA | 3 | $ 449,000 | $ 149,000 | $ 121,000 |
| LEWISTON, ID-WA | 3 | $ 446,000 | $ 148,000 | $ 31,000 |
| LIMA, OH | 3 | $ 426,000 | $ 142,000 | $ 114,000 |
| MODESTO, CA | 3 | $ 551,000 | $ 183,000 | $ 44,000 |
| NAPLES-MARCO ISLAND, FL | 3 | $ 689,000 | $ 229,000 | $ 303,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 510,000 | $ 170,000 | $ 64,000 |
| OWENSBORO, KY | 3 | $ 625,000 | $ 208,000 | $ 69,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 788,000 | $ 262,000 | $ 43,000 |
| PEORIA, IL | 3 | $ 368,000 | $ 122,000 | $ 44,000 |
| ROCKFORD, IL | 3 | $ 630,000 | $ 210,000 | $ 50,000 |
| ROCKY MOUNT, NC | 3 | $ 482,000 | $ 160,000 | $ 63,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 374,000 | $ 124,000 | $ 80,000 |
| TYLER, TX | 3 | $ 419,000 | $ 139,000 | $ 32,000 |
| WENATCHEE-EAST WENATCHEE, WA | 3 | $ 393,000 | $ 131,000 | $ 52,000 |
| WILLIAMSPORT, PA | 3 | $ 500,000 | $ 166,000 | $ 86,000 |
| YAKIMA, WA | 3 | $ 379,000 | $ 126,000 | $ 0 |
| YUBA CITY, CA | 3 | $ 465,000 | $ 155,000 | $ 45,000 |
| ALEXANDRIA, LA | 2 | $ 217,000 | $ 108,000 | $ 45,000 |
| BANGOR, ME | 2 | $ 143,000 | $ 71,000 | $ 43,000 |
| BATTLE CREEK, MI | 2 | $ 374,000 | $ 187,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 237,000 | $ 118,000 | $ 12,000 |
| CARSON CITY, NV | 2 | $ 200,000 | $ 100,000 | $ 27,000 |
| COEUR D'ALENE, ID | 2 | $ 395,000 | $ 197,000 | $ 21,000 |
| CORPUS CHRISTI, TX | 2 | $ 278,000 | $ 139,000 | $ 0 |
| DANVILLE, VA | 2 | $ 188,000 | $ 94,000 | $ 34,000 |
| DECATUR, AL | 2 | $ 208,000 | $ 104,000 | $ 30,000 |
| ELMIRA, NY | 2 | $ 221,000 | $ 110,000 | $ 47,000 |
| FARMINGTON, NM | 2 | $ 350,000 | $ 175,000 | $ 74,000 |
| GADSDEN, AL | 2 | $ 287,000 | $ 143,000 | $ 97,000 |
| GRAND FORKS, ND-MN | 2 | $ 241,000 | $ 120,500 | $ 96,500 |
| JACKSON, TN | 2 | $ 491,000 | $ 245,000 | $ 79,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 122,000 | $ 61,000 | $ 38,000 |
| LAWTON, OK | 2 | $ 321,000 | $ 160,000 | $ 23,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 200,000 | $ 100,000 | $ 81,000 |
| MISSOULA, MT | 2 | $ 321,000 | $ 160,000 | $ 40,000 |
| MONROE, LA | 2 | $ 473,000 | $ 236,000 | $ 127,000 |
| MONROE, MI | 2 | $ 253,000 | $ 126,000 | $ 68,000 |
| MORRISTOWN, TN | 2 | $ 272,000 | $ 136,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 2 | $ 242,000 | $ 121,000 | $ 52,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 2 | $ 321,000 | $ 160,000 | $ 0 |
| PITTSFIELD, MA | 2 | $ 231,000 | $ 115,000 | $ 75,000 |
| REDDING, CA | 2 | $ 521,000 | $ 260,000 | $ 22,000 |
| ROME, GA | 2 | $ 348,000 | $ 174,000 | $ 91,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 2 | $ 570,000 | $ 285,000 | $ 63,000 |
| SHEBOYGAN, WI | 2 | $ 240,000 | $ 120,000 | $ 66,000 |
| ST. JOSEPH, MO-KS | 2 | $ 322,000 | $ 161,000 | $ 107,000 |
| STATE COLLEGE, PA | 2 | $ 335,000 | $ 167,000 | $ 69,000 |
| WAUSAU, WI | 2 | $ 534,000 | $ 267,000 | $ 50,000 |
| AMARILLO, TX | 1 | $ 140,000 | $ 140,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 189,000 | $ 189,000 | $ 0 |
| BEND, OR | 1 | $ 189,000 | $ 189,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 169,000 | $ 169,000 | $ 95,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 138,000 | $ 138,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 119,000 | $ 119,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 142,000 | $ 142,000 | $ 45,000 |
| CLEVELAND, TN | 1 | $ 83,000 | $ 83,000 | $ 65,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 74,000 | $ 74,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 172,000 | $ 172,000 | $ 106,000 |
| DOTHAN, AL | 1 | $ 189,000 | $ 189,000 | $ 74,000 |
| ERIE, PA | 1 | $ 193,000 | $ 193,000 | $ 65,000 |
| HANFORD-CORCORAN, CA | 1 | $ 164,000 | $ 164,000 | $ 38,000 |
| IDAHO FALLS, ID | 1 | $ 191,000 | $ 191,000 | $ 0 |
| JACKSON, MI | 1 | $ 174,000 | $ 174,000 | $ 0 |
| JOHNSTOWN, PA | 1 | $ 81,000 | $ 81,000 | $ 0 |
| JOPLIN, MO | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| LANSING-EAST LANSING, MI | 1 | $ 196,000 | $ 196,000 | $ 90,000 |
| LAWRENCE, KS | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| LOGAN, UT-ID | 1 | $ 144,000 | $ 144,000 | $ 123,000 |
| LONGVIEW, WA | 1 | $ 84,000 | $ 84,000 | $ 109,000 |
| LUBBOCK, TX | 1 | $ 88,000 | $ 88,000 | $ 0 |
| MADERA-CHOWCHILLA, CA | 1 | $ 190,000 | $ 190,000 | $ 75,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 199,000 | $ 199,000 | $ 0 |
| MUNCIE, IN | 1 | $ 106,000 | $ 106,000 | $ 107,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 92,000 | $ 92,000 | $ 106,000 |
| PINE BLUFF, AR | 1 | $ 188,000 | $ 188,000 | $ 46,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 305,000 | $ 305,000 | $ 180,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 548,000 | $ 548,000 | $ 197,000 |
| SPRINGFIELD, IL | 1 | $ 130,000 | $ 130,000 | $ 0 |
Mortgage Loan Application Detail Totals for American Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,046 | $1,364,349,000 | $193,000 | $1,696,000 | $70,000 | $2,000,000 |
| Home Improvement | 431 | $66,560,000 | $154,000 | $815,000 | $74,000 | $250,000 |
| Home Purchase | 405 | $88,961,000 | $219,000 | $1,600,000 | $131,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,753 | $1,093,531,000 | $190,000 | $1,696,000 | $73,000 | $2,000,000 |
| Not Provided | 820 | $160,875,000 | $196,000 | $895,000 | $64,000 | $1,976,000 |
| Black or African American | 716 | $144,027,000 | $201,000 | $1,600,000 | $89,000 | $9,999,000 |
| Hispanic | 357 | $68,930,000 | $193,000 | $541,000 | $65,000 | $921,000 |
| Asian | 170 | $39,335,000 | $231,000 | $1,105,000 | $92,000 | $370,000 |
| American Indian or Alaskan Native | 38 | $7,002,000 | $184,000 | $509,000 | $67,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $5,415,000 | $208,000 | $602,000 | $69,000 | $190,000 |
| Not applicable | 2 | $755,000 | $377,000 | $531,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,088 | $799,277,000 | $195,000 | $1,696,000 | $100,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2,366 | $449,442,000 | $189,000 | $779,000 | $59,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 1,415 | $268,999,000 | $190,000 | $895,000 | $20,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $2,152,000 | $165,000 | $337,000 | $48,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 3,430 | $655,966,000 | $191,000 | $1,696,000 | $82,000 | $2,000,000 |
| Loan Originated | 3,245 | $627,651,000 | $193,000 | $792,000 | $58,000 | $555,000 |
| Application Denied By Financial Institution | 642 | $122,720,000 | $191,000 | $1,688,000 | $107,000 | $9,999,000 |
| File Closed For Incompleteness | 486 | $96,659,000 | $198,000 | $1,000,000 | $75,000 | $1,976,000 |
| Application Approved But Not Accepted | 77 | $16,119,000 | $209,000 | $514,000 | $64,000 | $325,000 |
| Loan Purchased By The Institution | 2 | $755,000 | $377,000 | $531,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 316 | $58,402,000 | $184,000 | $870,000 | $87,000 | $375,000 |
| Debt-To-Income Ratio | 99 | $22,291,000 | $225,000 | $1,688,000 | $64,000 | $305,000 |
| Credit History | 92 | $17,009,000 | $184,000 | $1,600,000 | $169,000 | $9,999,000 |
| Other | 71 | $12,533,000 | $176,000 | $584,000 | $74,000 | $300,000 |
| Unverifiable Information | 27 | $4,500,000 | $166,000 | $312,000 | $70,000 | $180,000 |
| Employment History | 12 | $2,394,000 | $199,000 | $399,000 | $46,000 | $110,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,817,000 | $256,000 | $1,000,000 | $990,000 | $9,999,000 |
| Credit Application Incomplete | 11 | $1,817,000 | $165,000 | $290,000 | $67,000 | $205,000 |
| Mortgage Insurance Denied | 3 | $957,000 | $319,000 | $602,000 | $109,000 | $144,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.