American Home Loans
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
American Home Loans 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Home Loans 17991 Cowan Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,053 |
| Total Mortgage Loan Application Amount | $906,933,000 |
| Average Mortgage Loan Application Amount | $163,839 |
| Highest Mortgage Loan Application Amount | $6,375,000 |
| Average Applicant Income | $99,444 |
| Highest Applicant Income | $3,420,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with American Home Loans. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Home Loans's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down American Home Loans's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Home Loans serves its applicants.
Each category highlights the total number of mortgage applications processed by American Home Loans, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Home Loans's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 516 | $ 162,403,000 | $ 314,000 | $ 196,000 |
| San Diego County California | 201 | $ 63,830,000 | $ 317,000 | $ 162,000 |
| Clark County Nevada | 167 | $ 37,151,000 | $ 222,000 | $ 140,000 |
| Riverside County California | 163 | $ 37,874,000 | $ 232,000 | $ 104,000 |
| San Bernardino County California | 158 | $ 31,298,000 | $ 198,000 | $ 101,000 |
| El Paso County Colorado | 154 | $ 19,953,000 | $ 129,000 | $ 93,000 |
| Maricopa County Arizona | 116 | $ 28,148,000 | $ 242,000 | $ 175,000 |
| Orange County California | 109 | $ 36,854,000 | $ 338,000 | $ 149,000 |
| Cook County Illinois | 87 | $ 11,926,000 | $ 137,000 | $ 77,000 |
| Sacramento County California | 63 | $ 14,549,000 | $ 230,000 | $ 102,000 |
| Arapahoe County Colorado | 63 | $ 13,280,000 | $ 210,000 | $ 117,000 |
| Contra Costa County California | 57 | $ 20,974,000 | $ 367,000 | $ 148,000 |
| Denver County Colorado | 57 | $ 9,202,000 | $ 161,000 | $ 69,000 |
| Alameda County California | 54 | $ 18,924,000 | $ 350,000 | $ 233,000 |
| Montgomery County Maryland | 49 | $ 11,695,000 | $ 238,000 | $ 112,000 |
| Prince George's County Maryland | 48 | $ 9,159,000 | $ 190,000 | $ 89,000 |
| Miami-Dade County Florida | 42 | $ 18,105,000 | $ 431,000 | $ 204,000 |
| Franklin County Ohio | 38 | $ 3,061,000 | $ 80,000 | $ 160,000 |
| Weld County Colorado | 36 | $ 6,564,000 | $ 182,000 | $ 232,000 |
| Pueblo County Colorado | 35 | $ 2,588,000 | $ 73,000 | $ 42,000 |
| Jefferson County Colorado | 33 | $ 5,962,000 | $ 180,000 | $ 102,000 |
| Fresno County California | 29 | $ 3,206,000 | $ 110,000 | $ 69,000 |
| San Joaquin County California | 29 | $ 7,404,000 | $ 255,000 | $ 100,000 |
| Adams County Colorado | 29 | $ 4,585,000 | $ 158,000 | $ 70,000 |
| Anne Arundel County Maryland | 29 | $ 5,940,000 | $ 204,000 | $ 69,000 |
| Polk County Florida | 26 | $ 2,463,000 | $ 94,000 | $ 78,000 |
| Kern County California | 25 | $ 4,273,000 | $ 170,000 | $ 79,000 |
| Solano County California | 25 | $ 6,676,000 | $ 267,000 | $ 123,000 |
| Bronx County New York | 25 | $ 6,315,000 | $ 252,000 | $ 113,000 |
| Stanislaus County California | 22 | $ 5,151,000 | $ 234,000 | $ 120,000 |
| Will County Illinois | 22 | $ 3,687,000 | $ 167,000 | $ 130,000 |
| Queens County New York | 22 | $ 7,502,000 | $ 341,000 | $ 137,000 |
| Broward County Florida | 21 | $ 5,180,000 | $ 246,000 | $ 112,000 |
| Hillsborough County Florida | 21 | $ 3,598,000 | $ 171,000 | $ 94,000 |
| Orange County Florida | 21 | $ 3,145,000 | $ 149,000 | $ 75,000 |
| Baltimore City County Maryland | 21 | $ 2,381,000 | $ 113,000 | $ 98,000 |
| Horry County South Carolina | 21 | $ 3,884,000 | $ 184,000 | $ 378,000 |
| Douglas County Colorado | 20 | $ 6,105,000 | $ 305,000 | $ 110,000 |
| Larimer County Colorado | 20 | $ 3,664,000 | $ 183,000 | $ 91,000 |
| King County Washington | 20 | $ 5,386,000 | $ 269,000 | $ 184,000 |
| Pierce County Washington | 20 | $ 5,356,000 | $ 267,000 | $ 202,000 |
| Ventura County California | 19 | $ 7,008,000 | $ 368,000 | $ 157,000 |
| Honolulu County Hawaii | 18 | $ 5,841,000 | $ 324,000 | $ 179,000 |
| Santa Clara County California | 17 | $ 8,538,000 | $ 502,000 | $ 167,000 |
| Palm Beach County Florida | 17 | $ 3,347,000 | $ 196,000 | $ 99,000 |
| Kings County New York | 17 | $ 5,243,000 | $ 308,000 | $ 129,000 |
| Philadelphia County Pennsylvania | 17 | $ 1,470,000 | $ 86,000 | $ 54,000 |
| San Francisco County California | 16 | $ 8,217,000 | $ 513,000 | $ 303,000 |
| San Luis Obispo County California | 16 | $ 6,174,000 | $ 385,000 | $ 179,000 |
| Pima County Arizona | 14 | $ 1,825,000 | $ 130,000 | $ 93,000 |
| Baltimore County Maryland | 14 | $ 2,058,000 | $ 147,000 | $ 53,000 |
| Multnomah County Oregon | 14 | $ 2,058,000 | $ 147,000 | $ 82,000 |
| Snohomish County Washington | 14 | $ 2,827,000 | $ 201,000 | $ 157,000 |
| Merced County California | 13 | $ 2,555,000 | $ 196,000 | $ 61,000 |
| Wayne County Michigan | 13 | $ 1,008,000 | $ 77,000 | $ 48,000 |
| Placer County California | 12 | $ 3,343,000 | $ 278,000 | $ 179,000 |
| San Mateo County California | 12 | $ 5,069,000 | $ 422,000 | $ 171,000 |
| Pinellas County Florida | 12 | $ 1,793,000 | $ 149,000 | $ 76,000 |
| Marion County Indiana | 12 | $ 1,253,000 | $ 104,000 | $ 40,000 |
| Union County New Jersey | 12 | $ 2,588,000 | $ 215,000 | $ 93,000 |
| Dallas County Texas | 12 | $ 1,127,000 | $ 93,000 | $ 78,000 |
| Mesa County Colorado | 11 | $ 939,000 | $ 85,000 | $ 39,000 |
| Harford County Maryland | 11 | $ 2,042,000 | $ 185,000 | $ 64,000 |
| Cowlitz County Washington | 11 | $ 1,071,000 | $ 97,000 | $ 104,000 |
| Hernando County Florida | 10 | $ 1,390,000 | $ 139,000 | $ 50,000 |
| Jackson County Missouri | 10 | $ 734,000 | $ 73,000 | $ 89,000 |
| Lyon County Nevada | 10 | $ 1,595,000 | $ 159,000 | $ 67,000 |
| Monroe County Pennsylvania | 10 | $ 1,613,000 | $ 161,000 | $ 67,000 |
| Milwaukee County Wisconsin | 10 | $ 621,000 | $ 62,000 | $ 47,000 |
| Tulare County California | 9 | $ 1,406,000 | $ 156,000 | $ 62,000 |
| Pasco County Florida | 9 | $ 3,000,000 | $ 333,000 | $ 155,000 |
| Kauai County Hawaii | 9 | $ 3,672,000 | $ 408,000 | $ 257,000 |
| Charles County Maryland | 9 | $ 3,108,000 | $ 345,000 | $ 114,000 |
| Oakland County Michigan | 9 | $ 2,342,000 | $ 260,000 | $ 142,000 |
| Cuyahoga County Ohio | 9 | $ 3,843,000 | $ 427,000 | $ 211,000 |
| Pinal County Arizona | 8 | $ 920,000 | $ 115,000 | $ 50,000 |
| Boulder County Colorado | 8 | $ 1,190,000 | $ 148,000 | $ 110,000 |
| Hartford County Connecticut | 8 | $ 872,000 | $ 109,000 | $ 50,000 |
| Lee County Florida | 8 | $ 1,182,000 | $ 147,000 | $ 62,000 |
| Hawaii County Hawaii | 8 | $ 2,668,000 | $ 333,000 | $ 127,000 |
| DuPage County Illinois | 8 | $ 1,484,000 | $ 185,000 | $ 92,000 |
| Nassau County New York | 8 | $ 2,734,000 | $ 341,000 | $ 60,000 |
| Charleston County South Carolina | 8 | $ 556,000 | $ 69,000 | $ 47,000 |
| Denton County Texas | 8 | $ 1,150,000 | $ 143,000 | $ 97,000 |
| Laramie County Wyoming | 8 | $ 739,000 | $ 92,000 | $ 77,000 |
| Santa Barbara County California | 7 | $ 2,182,000 | $ 311,000 | $ 178,000 |
| Collier County Florida | 7 | $ 2,133,000 | $ 304,000 | $ 109,000 |
| Duval County Florida | 7 | $ 864,000 | $ 123,000 | $ 61,000 |
| St. Lucie County Florida | 7 | $ 922,000 | $ 131,000 | $ 117,000 |
| Caroline County Maryland | 7 | $ 972,000 | $ 138,000 | $ 85,000 |
| Howard County Maryland | 7 | $ 1,865,000 | $ 266,000 | $ 143,000 |
| St. Louis County Missouri | 7 | $ 678,000 | $ 96,000 | $ 46,000 |
| Essex County New Jersey | 7 | $ 1,196,000 | $ 170,000 | $ 103,000 |
| Erie County New York | 7 | $ 755,000 | $ 107,000 | $ 37,000 |
| Collin County Texas | 7 | $ 655,000 | $ 93,000 | $ 65,000 |
| Monterey County California | 6 | $ 2,942,000 | $ 490,000 | $ 66,000 |
| Sonoma County California | 6 | $ 1,785,000 | $ 297,000 | $ 74,000 |
| Marion County Florida | 6 | $ 721,000 | $ 120,000 | $ 35,000 |
| Volusia County Florida | 6 | $ 796,000 | $ 132,000 | $ 53,000 |
| McHenry County Illinois | 6 | $ 1,791,000 | $ 298,000 | $ 181,000 |
| Frederick County Maryland | 6 | $ 1,167,000 | $ 194,000 | $ 163,000 |
| Macomb County Michigan | 6 | $ 474,000 | $ 79,000 | $ 34,000 |
| Hennepin County Minnesota | 6 | $ 2,410,000 | $ 401,000 | $ 440,000 |
| Cumberland County North Carolina | 6 | $ 521,000 | $ 86,000 | $ 41,000 |
| Mecklenburg County North Carolina | 6 | $ 540,000 | $ 90,000 | $ 54,000 |
| Clermont County Ohio | 6 | $ 376,000 | $ 62,000 | $ 138,000 |
| Lorain County Ohio | 6 | $ 566,000 | $ 94,000 | $ 69,000 |
| Comanche County Oklahoma | 6 | $ 420,000 | $ 70,000 | $ 36,000 |
| Harris County Texas | 6 | $ 851,000 | $ 141,000 | $ 73,000 |
| Clark County Washington | 6 | $ 1,920,000 | $ 320,000 | $ 185,000 |
| Imperial County California | 5 | $ 870,000 | $ 174,000 | $ 57,000 |
| Morgan County Colorado | 5 | $ 290,000 | $ 58,000 | $ 41,000 |
| Brevard County Florida | 5 | $ 769,000 | $ 153,000 | $ 75,000 |
| Lake County Florida | 5 | $ 687,000 | $ 137,000 | $ 61,000 |
| Osceola County Florida | 5 | $ 1,815,000 | $ 363,000 | $ 108,000 |
| Seminole County Florida | 5 | $ 785,000 | $ 157,000 | $ 74,000 |
| St. Tammany County Louisiana | 5 | $ 449,000 | $ 89,000 | $ 55,000 |
| Calvert County Maryland | 5 | $ 1,113,000 | $ 222,000 | $ 73,000 |
| Kent County Michigan | 5 | $ 399,000 | $ 79,000 | $ 54,000 |
| St. Louis City County Missouri | 5 | $ 316,000 | $ 63,000 | $ 35,000 |
| Lane County Oregon | 5 | $ 1,152,000 | $ 230,000 | $ 87,000 |
| Montgomery County Pennsylvania | 5 | $ 549,000 | $ 109,000 | $ 76,000 |
| Yavapai County Arizona | 4 | $ 482,000 | $ 120,000 | $ 77,000 |
| Yuma County Arizona | 4 | $ 389,000 | $ 97,000 | $ 52,000 |
| Butte County California | 4 | $ 699,000 | $ 174,000 | $ 98,000 |
| Kings County California | 4 | $ 446,000 | $ 111,000 | $ 68,000 |
| Madera County California | 4 | $ 628,000 | $ 157,000 | $ 87,000 |
| Montrose County Colorado | 4 | $ 341,000 | $ 85,000 | $ 41,000 |
| Teller County Colorado | 4 | $ 311,000 | $ 77,000 | $ 75,000 |
| Leon County Florida | 4 | $ 1,401,000 | $ 350,000 | $ 152,000 |
| Sarasota County Florida | 4 | $ 1,164,000 | $ 291,000 | $ 227,000 |
| Ada County Idaho | 4 | $ 2,075,000 | $ 518,000 | $ 184,000 |
| Vanderburgh County Indiana | 4 | $ 367,000 | $ 91,000 | $ 216,000 |
| Orleans County Louisiana | 4 | $ 512,000 | $ 128,000 | $ 8,000 |
| Ouachita County Louisiana | 4 | $ 739,000 | $ 184,000 | $ 94,000 |
| St. Mary's County Maryland | 4 | $ 856,000 | $ 214,000 | $ 94,000 |
| Genesee County Michigan | 4 | $ 616,000 | $ 154,000 | $ 32,000 |
| Elko County Nevada | 4 | $ 378,000 | $ 94,000 | $ 201,000 |
| Washoe County Nevada | 4 | $ 544,000 | $ 136,000 | $ 50,000 |
| Bergen County New Jersey | 4 | $ 945,000 | $ 236,000 | $ 51,000 |
| Westchester County New York | 4 | $ 1,176,000 | $ 294,000 | $ 99,000 |
| Guilford County North Carolina | 4 | $ 276,000 | $ 69,000 | $ 33,000 |
| Fairfield County Ohio | 4 | $ 653,000 | $ 163,000 | $ 73,000 |
| Hamilton County Ohio | 4 | $ 542,000 | $ 135,000 | $ 51,000 |
| Lawrence County Ohio | 4 | $ 184,000 | $ 46,000 | $ 38,000 |
| Oklahoma County Oklahoma | 4 | $ 298,000 | $ 74,000 | $ 37,000 |
| Tulsa County Oklahoma | 4 | $ 129,000 | $ 32,000 | $ 28,000 |
| Clackamas County Oregon | 4 | $ 713,000 | $ 178,000 | $ 115,000 |
| Delaware County Pennsylvania | 4 | $ 893,000 | $ 223,000 | $ 147,000 |
| Tarrant County Texas | 4 | $ 893,000 | $ 223,000 | $ 108,000 |
| Richland County Wisconsin | 4 | $ 250,000 | $ 62,000 | $ 30,000 |
| Cochise County Arizona | 3 | $ 381,000 | $ 127,000 | $ 57,000 |
| Coconino County Arizona | 3 | $ 340,000 | $ 113,000 | $ 132,000 |
| Pulaski County Arkansas | 3 | $ 994,000 | $ 331,000 | $ 123,000 |
| Santa Cruz County California | 3 | $ 1,096,000 | $ 365,000 | $ 45,000 |
| Yuba County California | 3 | $ 678,000 | $ 226,000 | $ 72,000 |
| Clear Creek County Colorado | 3 | $ 572,000 | $ 190,000 | $ 123,000 |
| Fremont County Colorado | 3 | $ 854,000 | $ 284,000 | $ 110,000 |
| Summit County Colorado | 3 | $ 1,578,000 | $ 526,000 | $ 187,000 |
| Fairfield County Connecticut | 3 | $ 1,757,000 | $ 585,000 | $ 254,000 |
| Sussex County Delaware | 3 | $ 435,000 | $ 145,000 | $ 98,000 |
| Citrus County Florida | 3 | $ 327,000 | $ 109,000 | $ 87,000 |
| Maui County Hawaii | 3 | $ 1,279,000 | $ 426,000 | $ 138,000 |
| Bureau County Illinois | 3 | $ 177,000 | $ 59,000 | $ 61,000 |
| Delaware County Indiana | 3 | $ 150,000 | $ 50,000 | $ 31,000 |
| Lake County Indiana | 3 | $ 431,000 | $ 143,000 | $ 49,000 |
| Jefferson County Kentucky | 3 | $ 239,000 | $ 79,000 | $ 64,000 |
| Caldwell County Louisiana | 3 | $ 276,000 | $ 92,000 | $ 87,000 |
| Cumberland County Maine | 3 | $ 298,000 | $ 99,000 | $ 116,000 |
| Queen Anne's County Maryland | 3 | $ 742,000 | $ 247,000 | $ 47,000 |
| Washington County Maryland | 3 | $ 275,000 | $ 91,000 | $ 124,000 |
| Worcester County Massachusetts | 3 | $ 495,000 | $ 165,000 | $ 90,000 |
| Kalamazoo County Michigan | 3 | $ 268,000 | $ 89,000 | $ 45,000 |
| Howell County Missouri | 3 | $ 396,000 | $ 132,000 | $ 47,000 |
| Carson City County Nevada | 3 | $ 328,000 | $ 109,000 | $ 60,000 |
| Hillsborough County New Hampshire | 3 | $ 409,000 | $ 136,000 | $ 111,000 |
| Gloucester County New Jersey | 3 | $ 581,000 | $ 193,000 | $ 121,000 |
| Monmouth County New Jersey | 3 | $ 601,000 | $ 200,000 | $ 64,000 |
| Monroe County New York | 3 | $ 275,000 | $ 91,000 | $ 45,000 |
| Onondaga County New York | 3 | $ 316,000 | $ 105,000 | $ 72,000 |
| Orange County New York | 3 | $ 395,000 | $ 131,000 | $ 35,000 |
| Suffolk County New York | 3 | $ 529,000 | $ 176,000 | $ 21,000 |
| Nash County North Carolina | 3 | $ 298,000 | $ 99,000 | $ 57,000 |
| Wayne County North Carolina | 3 | $ 251,000 | $ 83,000 | $ 37,000 |
| Stark County Ohio | 3 | $ 170,000 | $ 56,000 | $ 37,000 |
| Josephine County Oregon | 3 | $ 358,000 | $ 119,000 | $ 50,000 |
| Berks County Pennsylvania | 3 | $ 356,000 | $ 118,000 | $ 120,000 |
| Bucks County Pennsylvania | 3 | $ 1,090,000 | $ 363,000 | $ 395,000 |
| Lycoming County Pennsylvania | 3 | $ 320,000 | $ 106,000 | $ 49,000 |
| Providence County Rhode Island | 3 | $ 594,000 | $ 198,000 | $ 52,000 |
| Berkeley County South Carolina | 3 | $ 173,000 | $ 57,000 | $ 37,000 |
| Cheatham County Tennessee | 3 | $ 268,000 | $ 89,000 | $ 19,000 |
| Knox County Tennessee | 3 | $ 201,000 | $ 67,000 | $ 32,000 |
| Travis County Texas | 3 | $ 533,000 | $ 177,000 | $ 14,000 |
| Williamson County Texas | 3 | $ 245,000 | $ 81,000 | $ 60,000 |
| Davis County Utah | 3 | $ 412,000 | $ 137,000 | $ 69,000 |
| Kitsap County Washington | 3 | $ 1,615,000 | $ 538,000 | $ 142,000 |
| Lewis County Washington | 3 | $ 525,000 | $ 175,000 | $ 51,000 |
| Spokane County Washington | 3 | $ 281,000 | $ 93,000 | $ 46,000 |
| Anchorage County Alaska | 2 | $ 250,000 | $ 125,000 | $ 104,000 |
| Fairbanks North Star County Alaska | 2 | $ 230,000 | $ 115,000 | $ 83,000 |
| Mohave County Arizona | 2 | $ 459,000 | $ 229,000 | $ 139,000 |
| El Dorado County California | 2 | $ 806,000 | $ 403,000 | $ 255,000 |
| Marin County California | 2 | $ 425,000 | $ 212,000 | $ 150,000 |
| Nevada County California | 2 | $ 446,000 | $ 223,000 | $ 68,000 |
| San Benito County California | 2 | $ 827,000 | $ 413,000 | $ 126,000 |
| Chaffee County Colorado | 2 | $ 998,000 | $ 499,000 | $ 600,000 |
| Gilpin County Colorado | 2 | $ 230,000 | $ 115,000 | $ 61,000 |
| Park County Colorado | 2 | $ 166,000 | $ 83,000 | $ 66,000 |
| New Haven County Connecticut | 2 | $ 323,000 | $ 161,000 | $ 38,000 |
| District of Columbia County District Of Columbia | 2 | $ 335,000 | $ 167,000 | $ 29,000 |
| Escambia County Florida | 2 | $ 224,000 | $ 112,000 | $ 44,000 |
| Monroe County Florida | 2 | $ 1,520,000 | $ 760,000 | $ 480,000 |
| Nassau County Florida | 2 | $ 306,000 | $ 153,000 | $ 83,000 |
| Santa Rosa County Florida | 2 | $ 180,000 | $ 90,000 | $ 75,000 |
| Franklin County Illinois | 2 | $ 193,000 | $ 96,000 | $ 18,000 |
| Kankakee County Illinois | 2 | $ 263,000 | $ 131,000 | $ 92,000 |
| Kendall County Illinois | 2 | $ 167,000 | $ 83,000 | $ 95,000 |
| Lake County Illinois | 2 | $ 150,000 | $ 75,000 | $ 74,000 |
| Madison County Illinois | 2 | $ 152,000 | $ 76,000 | $ 167,000 |
| Ogle County Illinois | 2 | $ 98,000 | $ 49,000 | $ 31,000 |
| St. Clair County Illinois | 2 | $ 329,000 | $ 164,000 | $ 39,000 |
| Brown County Indiana | 2 | $ 200,000 | $ 100,000 | $ 300,000 |
| Jefferson County Indiana | 2 | $ 164,000 | $ 82,000 | $ 83,000 |
| LaPorte County Indiana | 2 | $ 662,000 | $ 331,000 | $ 285,000 |
| Porter County Indiana | 2 | $ 171,000 | $ 85,000 | $ 120,000 |
| Polk County Iowa | 2 | $ 184,000 | $ 92,000 | $ 45,000 |
| Aroostook County Maine | 2 | $ 95,000 | $ 47,000 | $ 0 |
| Penobscot County Maine | 2 | $ 315,000 | $ 157,000 | $ 57,000 |
| York County Maine | 2 | $ 186,000 | $ 93,000 | $ 360,000 |
| Carroll County Maryland | 2 | $ 475,000 | $ 237,000 | $ 101,000 |
| Dorchester County Maryland | 2 | $ 333,000 | $ 166,000 | $ 39,000 |
| Hampshire County Massachusetts | 2 | $ 294,000 | $ 147,000 | $ 60,000 |
| Ionia County Michigan | 2 | $ 97,000 | $ 48,000 | $ 48,000 |
| Marquette County Michigan | 2 | $ 192,000 | $ 96,000 | $ 35,000 |
| Monroe County Michigan | 2 | $ 125,000 | $ 62,000 | $ 28,000 |
| Montcalm County Michigan | 2 | $ 100,000 | $ 50,000 | $ 30,000 |
| Saginaw County Michigan | 2 | $ 100,000 | $ 50,000 | $ 26,000 |
| Shiawassee County Michigan | 2 | $ 70,000 | $ 35,000 | $ 33,000 |
| Sherburne County Minnesota | 2 | $ 207,000 | $ 103,000 | $ 96,000 |
| Jefferson County Missouri | 2 | $ 99,000 | $ 49,000 | $ 24,000 |
| Marion County Missouri | 2 | $ 76,000 | $ 38,000 | $ 95,000 |
| Pulaski County Missouri | 2 | $ 145,000 | $ 72,000 | $ 40,000 |
| Gallatin County Montana | 2 | $ 348,000 | $ 174,000 | $ 69,000 |
| Adams County Nebraska | 2 | $ 105,000 | $ 52,000 | $ 31,000 |
| Storey County Nevada | 2 | $ 287,000 | $ 143,000 | $ 52,000 |
| Strafford County New Hampshire | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 319,000 | $ 159,000 | $ 85,000 |
| Middlesex County New Jersey | 2 | $ 345,000 | $ 172,000 | $ 98,000 |
| Morris County New Jersey | 2 | $ 732,000 | $ 366,000 | $ 229,000 |
| Bernalillo County New Mexico | 2 | $ 125,000 | $ 62,000 | $ 240,000 |
| Otero County New Mexico | 2 | $ 60,000 | $ 30,000 | $ 18,000 |
| Roosevelt County New Mexico | 2 | $ 203,000 | $ 101,000 | $ 84,000 |
| San Juan County New Mexico | 2 | $ 558,000 | $ 279,000 | $ 126,000 |
| Fulton County New York | 2 | $ 108,000 | $ 54,000 | $ 72,000 |
| New York County New York | 2 | $ 214,000 | $ 107,000 | $ 64,000 |
| Otsego County New York | 2 | $ 106,000 | $ 53,000 | $ 49,000 |
| Richmond County New York | 2 | $ 384,000 | $ 192,000 | $ 76,000 |
| Gaston County North Carolina | 2 | $ 111,000 | $ 55,000 | $ 44,000 |
| Pitt County North Carolina | 2 | $ 84,000 | $ 42,000 | $ 36,000 |
| Randolph County North Carolina | 2 | $ 235,000 | $ 117,000 | $ 35,000 |
| Robeson County North Carolina | 2 | $ 168,000 | $ 84,000 | $ 52,000 |
| Rowan County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 61,000 |
| Lucas County Ohio | 2 | $ 131,000 | $ 65,000 | $ 49,000 |
| Mahoning County Ohio | 2 | $ 283,000 | $ 141,000 | $ 67,000 |
| Montgomery County Ohio | 2 | $ 132,000 | $ 66,000 | $ 39,000 |
| Scioto County Ohio | 2 | $ 255,000 | $ 127,000 | $ 180,000 |
| Summit County Ohio | 2 | $ 152,000 | $ 76,000 | $ 47,000 |
| Cleveland County Oklahoma | 2 | $ 145,000 | $ 72,000 | $ 111,000 |
| Washington County Oregon | 2 | $ 252,000 | $ 126,000 | $ 186,000 |
| Allegheny County Pennsylvania | 2 | $ 158,000 | $ 79,000 | $ 14,000 |
| Chester County Pennsylvania | 2 | $ 355,000 | $ 177,000 | $ 45,000 |
| Erie County Pennsylvania | 2 | $ 176,000 | $ 88,000 | $ 64,000 |
| Lackawanna County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 44,000 |
| Mercer County Pennsylvania | 2 | $ 139,000 | $ 69,000 | $ 55,000 |
| Chesterfield County South Carolina | 2 | $ 115,000 | $ 57,000 | $ 114,000 |
| Shelby County Tennessee | 2 | $ 407,000 | $ 203,000 | $ 255,000 |
| Austin County Texas | 2 | $ 155,000 | $ 77,000 | $ 82,000 |
| Bell County Texas | 2 | $ 233,000 | $ 116,000 | $ 38,000 |
| Kaufman County Texas | 2 | $ 95,000 | $ 47,000 | $ 41,000 |
| Lubbock County Texas | 2 | $ 80,000 | $ 40,000 | $ 30,000 |
| San Patricio County Texas | 2 | $ 100,000 | $ 50,000 | $ 42,000 |
| Walker County Texas | 2 | $ 132,000 | $ 66,000 | $ 120,000 |
| Salt Lake County Utah | 2 | $ 183,000 | $ 91,000 | $ 45,000 |
| Fairfax County Virginia | 2 | $ 412,000 | $ 206,000 | $ 80,000 |
| Pacific County Washington | 2 | $ 130,000 | $ 65,000 | $ 74,000 |
| Yakima County Washington | 2 | $ 297,000 | $ 148,000 | $ 37,000 |
| Brown County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 94,000 |
| Dane County Wisconsin | 2 | $ 173,000 | $ 86,000 | $ 87,000 |
| Fremont County Wyoming | 2 | $ 347,000 | $ 173,000 | $ 103,000 |
| Sheridan County Wyoming | 2 | $ 90,000 | $ 45,000 | $ 35,000 |
| Navajo County Arizona | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Benton County Arkansas | 1 | $ 1,000,000 | $ 1,000,000 | $ 240,000 |
| Carroll County Arkansas | 1 | $ 133,000 | $ 133,000 | $ 62,000 |
| Garland County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Hot Spring County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Lincoln County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Logan County Arkansas | 1 | $ 91,000 | $ 91,000 | $ 56,000 |
| Marion County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 44,000 |
| Sharp County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Del Norte County California | 1 | $ 153,000 | $ 153,000 | $ 47,000 |
| Humboldt County California | 1 | $ 263,000 | $ 263,000 | $ 71,000 |
| Lake County California | 1 | $ 200,000 | $ 200,000 | $ 186,000 |
| Mono County California | 1 | $ 312,000 | $ 312,000 | $ 321,000 |
| Napa County California | 1 | $ 330,000 | $ 330,000 | $ 78,000 |
| Sutter County California | 1 | $ 320,000 | $ 320,000 | $ 105,000 |
| Yolo County California | 1 | $ 320,000 | $ 320,000 | $ 84,000 |
| Costilla County Colorado | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Elbert County Colorado | 1 | $ 273,000 | $ 273,000 | $ 107,000 |
| Grand County Colorado | 1 | $ 500,000 | $ 500,000 | $ 109,000 |
| Logan County Colorado | 1 | $ 68,000 | $ 68,000 | $ 75,000 |
| Prowers County Colorado | 1 | $ 52,000 | $ 52,000 | $ 14,000 |
| Rio Grande County Colorado | 1 | $ 180,000 | $ 180,000 | $ 39,000 |
| Litchfield County Connecticut | 1 | $ 575,000 | $ 575,000 | $ 240,000 |
| Windham County Connecticut | 1 | $ 300,000 | $ 300,000 | $ 55,000 |
| New Castle County Delaware | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Alachua County Florida | 1 | $ 84,000 | $ 84,000 | $ 96,000 |
| Clay County Florida | 1 | $ 58,000 | $ 58,000 | $ 46,000 |
| Columbia County Florida | 1 | $ 50,000 | $ 50,000 | $ 148,000 |
| Gadsden County Florida | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Jackson County Florida | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Levy County Florida | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| Manatee County Florida | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Martin County Florida | 1 | $ 257,000 | $ 257,000 | $ 57,000 |
| Okaloosa County Florida | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Putnam County Florida | 1 | $ 85,000 | $ 85,000 | $ 240,000 |
| St. Johns County Florida | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Kalawao County Hawaii | 1 | $ 435,000 | $ 435,000 | $ 125,000 |
| Adams County Idaho | 1 | $ 164,000 | $ 164,000 | $ 71,000 |
| Bond County Illinois | 1 | $ 78,000 | $ 78,000 | $ 30,000 |
| Henry County Illinois | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Jefferson County Illinois | 1 | $ 57,000 | $ 57,000 | $ 42,000 |
| LaSalle County Illinois | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Livingston County Illinois | 1 | $ 54,000 | $ 54,000 | $ 44,000 |
| Peoria County Illinois | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Putnam County Illinois | 1 | $ 67,000 | $ 67,000 | $ 48,000 |
| Saline County Illinois | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Winnebago County Illinois | 1 | $ 98,000 | $ 98,000 | $ 65,000 |
| Hamilton County Indiana | 1 | $ 444,000 | $ 444,000 | $ 260,000 |
| Owen County Indiana | 1 | $ 84,000 | $ 84,000 | $ 17,000 |
| Perry County Indiana | 1 | $ 86,000 | $ 86,000 | $ 65,000 |
| Whitley County Indiana | 1 | $ 212,000 | $ 212,000 | $ 120,000 |
| Black Hawk County Iowa | 1 | $ 138,000 | $ 138,000 | $ 102,000 |
| Greene County Iowa | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Linn County Iowa | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Douglas County Kansas | 1 | $ 160,000 | $ 160,000 | $ 107,000 |
| Sedgwick County Kansas | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Wyandotte County Kansas | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Ballard County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Clinton County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| Hardin County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Avoyelles County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Middlesex County Massachusetts | 1 | $ 1,180,000 | $ 1,180,000 | $ 294,000 |
| Norfolk County Massachusetts | 1 | $ 393,000 | $ 393,000 | $ 85,000 |
| Suffolk County Massachusetts | 1 | $ 302,000 | $ 302,000 | $ 70,000 |
| Barry County Michigan | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Bay County Michigan | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Berrien County Michigan | 1 | $ 126,000 | $ 126,000 | $ 25,000 |
| Clare County Michigan | 1 | $ 94,000 | $ 94,000 | $ 22,000 |
| Dickinson County Michigan | 1 | $ 108,000 | $ 108,000 | $ 36,000 |
| Lapeer County Michigan | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Livingston County Michigan | 1 | $ 228,000 | $ 228,000 | $ 71,000 |
| Mason County Michigan | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| St. Joseph County Michigan | 1 | $ 82,000 | $ 82,000 | $ 67,000 |
| Washtenaw County Michigan | 1 | $ 429,000 | $ 429,000 | $ 84,000 |
| Goodhue County Minnesota | 1 | $ 263,000 | $ 263,000 | $ 68,000 |
| Scott County Mississippi | 1 | $ 36,000 | $ 36,000 | $ 65,000 |
| Atchison County Missouri | 1 | $ 117,000 | $ 117,000 | $ 56,000 |
| Henry County Missouri | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Flathead County Montana | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
| Lake County Montana | 1 | $ 750,000 | $ 750,000 | $ 329,000 |
| Lewis and Clark County Montana | 1 | $ 122,000 | $ 122,000 | $ 64,000 |
| Missoula County Montana | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Valley County Montana | 1 | $ 63,000 | $ 63,000 | $ 80,000 |
| Douglas County Nevada | 1 | $ 292,000 | $ 292,000 | $ 87,000 |
| Carroll County New Hampshire | 1 | $ 112,000 | $ 112,000 | $ 111,000 |
| Cheshire County New Hampshire | 1 | $ 145,000 | $ 145,000 | $ 144,000 |
| Rockingham County New Hampshire | 1 | $ 344,000 | $ 344,000 | $ 82,000 |
| Camden County New Jersey | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Mercer County New Jersey | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
| Ocean County New Jersey | 1 | $ 218,000 | $ 218,000 | $ 180,000 |
| Passaic County New Jersey | 1 | $ 242,000 | $ 242,000 | $ 85,000 |
| Sussex County New Jersey | 1 | $ 193,000 | $ 193,000 | $ 93,000 |
| Warren County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Rio Arriba County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Albany County New York | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Allegany County New York | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Chautauqua County New York | 1 | $ 133,000 | $ 133,000 | $ 67,000 |
| Chemung County New York | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Dutchess County New York | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Greene County New York | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Madison County New York | 1 | $ 68,000 | $ 68,000 | $ 52,000 |
| Niagara County New York | 1 | $ 67,000 | $ 67,000 | $ 84,000 |
| Oneida County New York | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Schenectady County New York | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Sullivan County New York | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Ulster County New York | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Washington County New York | 1 | $ 72,000 | $ 72,000 | $ 49,000 |
| Dare County North Carolina | 1 | $ 429,000 | $ 429,000 | $ 168,000 |
| Halifax County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 90,000 |
| Johnston County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 49,000 |
| Lenoir County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 61,000 |
| Lincoln County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 66,000 |
| Madison County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 77,000 |
| McDowell County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 47,000 |
| New Hanover County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 61,000 |
| Grand Forks County North Dakota | 1 | $ 111,000 | $ 111,000 | $ 80,000 |
| Ashtabula County Ohio | 1 | $ 77,000 | $ 77,000 | $ 21,000 |
| Butler County Ohio | 1 | $ 126,000 | $ 126,000 | $ 42,000 |
| Erie County Ohio | 1 | $ 62,000 | $ 62,000 | $ 20,000 |
| Greene County Ohio | 1 | $ 89,000 | $ 89,000 | $ 46,000 |
| Lake County Ohio | 1 | $ 600,000 | $ 600,000 | $ 192,000 |
| Licking County Ohio | 1 | $ 203,000 | $ 203,000 | $ 70,000 |
| Marion County Ohio | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Miami County Ohio | 1 | $ 88,000 | $ 88,000 | $ 94,000 |
| Portage County Ohio | 1 | $ 154,000 | $ 154,000 | $ 79,000 |
| Union County Ohio | 1 | $ 228,000 | $ 228,000 | $ 106,000 |
| Washington County Ohio | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Wayne County Ohio | 1 | $ 208,000 | $ 208,000 | $ 88,000 |
| Carter County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Mayes County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Seminole County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 20,000 |
| Clatsop County Oregon | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Jackson County Oregon | 1 | $ 428,000 | $ 428,000 | $ 62,000 |
| Blair County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Butler County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 72,000 |
| Cumberland County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 24,000 |
| Dauphin County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
| Franklin County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Huntingdon County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| Juniata County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 26,000 |
| Northumberland County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Anderson County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Colleton County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Greenville County South Carolina | 1 | $ 42,000 | $ 42,000 | $ 11,000 |
| Greenwood County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Sumter County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 113,000 |
| York County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| McNairy County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 74,000 |
| Sumner County Tennessee | 1 | $ 314,000 | $ 314,000 | $ 76,000 |
| Bexar County Texas | 1 | $ 71,000 | $ 71,000 | $ 46,000 |
| Fort Bend County Texas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Moore County Texas | 1 | $ 440,000 | $ 440,000 | $ 366,000 |
| Uintah County Utah | 1 | $ 167,000 | $ 167,000 | $ 70,000 |
| Weber County Utah | 1 | $ 117,000 | $ 117,000 | $ 33,000 |
| Hanover County Virginia | 1 | $ 203,000 | $ 203,000 | $ 49,000 |
| Norfolk County Virginia | 1 | $ 220,000 | $ 220,000 | $ 180,000 |
| Island County Washington | 1 | $ 159,000 | $ 159,000 | $ 52,000 |
| Stevens County Washington | 1 | $ 106,000 | $ 106,000 | $ 30,000 |
| Thurston County Washington | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Walla Walla County Washington | 1 | $ 113,000 | $ 113,000 | $ 31,000 |
| Lincoln County West Virginia | 1 | $ 81,000 | $ 81,000 | $ 67,000 |
| Ashland County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 36,000 |
| Douglas County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Eau Claire County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Kenosha County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 87,000 |
| Marathon County Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for American Home Loans in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,127 | $499,369,000 | $179,914 | $2,694,000 | $92,829 | $1,680,000 |
| Home Purchase | 1,926 | $407,564,000 | $141,617 | $6,375,000 | $108,588 | $3,420,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,578 | $354,643,000 | $178,711 | $3,000,000 | $107,755 | $1,680,000 |
| Hispanic | 828 | $189,345,000 | $167,470 | $1,495,000 | $91,882 | $3,420,000 |
| Not Provided | 767 | $179,797,000 | $163,250 | $6,375,000 | $85,025 | $1,980,000 |
| Black or African American | 568 | $107,578,000 | $144,166 | $1,200,000 | $71,100 | $2,000,000 |
| Asian | 238 | $57,000,000 | $170,071 | $1,575,000 | $102,500 | $1,031,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $9,704,000 | $275,250 | $1,499,000 | $116,750 | $455,000 |
| American Indian or Alaskan Native | 25 | $4,792,000 | $225,100 | $938,000 | $144,800 | $492,000 |
| Not applicable | 15 | $4,074,000 | $234,875 | $2,000,000 | $110,000 | $456,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,051 | $906,759,000 | $164,702 | $6,375,000 | $93,978 | $3,420,000 |
| FHA-insured (Federal Housing Administration) | 2 | $174,000 | $87,000 | $95,000 | $13,000 | $26,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,517 | $338,992,000 | $188,052 | $3,000,000 | $101,894 | $2,000,000 |
| Application Denied By Financial Institution | 1,068 | $259,327,000 | $200,512 | $6,375,000 | $128,974 | $1,980,000 |
| Loan Originated | 1,046 | $208,634,000 | $148,921 | $1,000,000 | $81,447 | $3,420,000 |
| Application Withdrawn By Applicant | 347 | $83,742,000 | $172,837 | $2,000,000 | $76,432 | $1,012,000 |
| File Closed For Incompleteness | 75 | $16,238,000 | $159,333 | $1,208,000 | $113,277 | $701,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 426 | $94,690,000 | $174,551 | $1,050,000 | $107,689 | $1,668,000 |
| Collateral | 199 | $55,584,000 | $214,791 | $6,375,000 | $137,291 | $1,980,000 |
| Other | 199 | $50,729,000 | $242,730 | $2,190,000 | $166,615 | $1,680,000 |
| Debt-To-Income Ratio | 107 | $23,482,000 | $190,722 | $1,331,000 | $97,666 | $477,000 |
| Unverifiable Information | 56 | $14,126,000 | $158,363 | $1,240,000 | $83,272 | $336,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 39 | $11,027,000 | $201,600 | $1,000,000 | $83,600 | $1,031,000 |
| Employment History | 29 | $6,517,000 | $204,000 | $1,000,000 | $150,900 | $720,000 |
| Credit Application Incomplete | 10 | $2,150,000 | $176,000 | $573,000 | $229,000 | $1,668,000 |
| Mortgage Insurance Denied | 3 | $1,022,000 | $418,000 | $650,000 | $206,500 | $260,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Home Loans's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Home Loans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.