Homeward Residential, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Homeward Residential, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homeward Residential, Inc. 16675 Addison Road Addison, TX 75001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 30,059 |
| Total Mortgage Loan Application Amount | $7,714,606,000 |
| Average Mortgage Loan Application Amount | $253,000 |
| Highest Mortgage Loan Application Amount | $864,000 |
| Average Applicant Income | $112,500 |
| Highest Applicant Income | $8,588,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Homeward Residential, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homeward Residential, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Homeward Residential, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homeward Residential, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Homeward Residential, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homeward Residential, Inc.'s mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,112 | $ 667,372,000 | $ 315,000 | $ 117,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,632 | $ 472,357,000 | $ 289,000 | $ 121,000 |
| BOSTON-QUINCY, MA | 1,506 | $ 425,933,000 | $ 282,000 | $ 120,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 1,473 | $ 515,050,000 | $ 349,000 | $ 143,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1,273 | $ 432,462,000 | $ 339,000 | $ 120,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1,219 | $ 360,386,000 | $ 295,000 | $ 116,000 |
| DENVER-AURORA-BROOMFIELD, CO | 1,147 | $ 286,966,000 | $ 250,000 | $ 113,000 |
| PEABODY, MA | 1,065 | $ 290,780,000 | $ 273,000 | $ 112,000 |
| PHOENIX-MESA-GLENDALE, AZ | 936 | $ 186,964,000 | $ 199,000 | $ 105,000 |
| ST. LOUIS, MO-IL | 691 | $ 135,510,000 | $ 183,000 | $ 94,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 677 | $ 249,694,000 | $ 368,000 | $ 135,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 580 | $ 118,969,000 | $ 205,000 | $ 105,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 557 | $ 128,097,000 | $ 229,000 | $ 120,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 494 | $ 123,274,000 | $ 249,000 | $ 111,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 483 | $ 104,249,000 | $ 215,000 | $ 102,000 |
| PHILADELPHIA, PA | 474 | $ 112,218,000 | $ 236,000 | $ 120,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 467 | $ 184,837,000 | $ 395,000 | $ 134,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 454 | $ 128,478,000 | $ 266,500 | $ 116,500 |
| NEWARK-UNION, NJ-PA | 387 | $ 113,977,000 | $ 218,000 | $ 161,500 |
| EDISON-NEW BRUNSWICK, NJ | 351 | $ 92,101,000 | $ 262,000 | $ 117,000 |
| BALTIMORE-TOWSON, MD | 335 | $ 87,216,000 | $ 260,000 | $ 136,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 316 | $ 56,244,000 | $ 177,000 | $ 102,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 305 | $ 70,277,000 | $ 230,500 | $ 110,000 |
| TUCSON, AZ | 297 | $ 54,140,000 | $ 182,000 | $ 101,000 |
| INDIANAPOLIS-CARMEL, IN | 292 | $ 51,730,000 | $ 177,000 | $ 96,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 284 | $ 66,340,000 | $ 203,500 | $ 104,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 276 | $ 60,566,000 | $ 219,000 | $ 109,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 264 | $ 87,699,000 | $ 332,000 | $ 125,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 262 | $ 51,598,000 | $ 196,000 | $ 82,000 |
| WORCESTER, MA | 262 | $ 63,885,000 | $ 243,000 | $ 114,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 242 | $ 67,270,000 | $ 277,000 | $ 127,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 237 | $ 51,273,000 | $ 216,000 | $ 120,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 226 | $ 49,587,000 | $ 219,000 | $ 135,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 219 | $ 64,149,000 | $ 292,000 | $ 119,000 |
| BARNSTABLE TOWN, MA | 208 | $ 54,502,000 | $ 262,000 | $ 143,000 |
| FORT WAYNE, IN | 202 | $ 29,388,000 | $ 145,000 | $ 74,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 196 | $ 42,482,000 | $ 216,000 | $ 112,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 196 | $ 48,763,000 | $ 231,000 | $ 92,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 186 | $ 34,336,000 | $ 184,000 | $ 97,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 180 | $ 36,033,000 | $ 200,000 | $ 116,000 |
| MANCHESTER-NASHUA, NH | 179 | $ 36,319,000 | $ 202,000 | $ 99,000 |
| FORT COLLINS-LOVELAND, CO | 172 | $ 37,522,000 | $ 218,000 | $ 92,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 172 | $ 50,987,000 | $ 294,500 | $ 113,000 |
| CAMDEN, NJ | 157 | $ 33,888,000 | $ 215,000 | $ 119,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 154 | $ 39,251,000 | $ 254,000 | $ 108,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 152 | $ 32,891,000 | $ 216,000 | $ 109,000 |
| SANTA ROSA-PETALUMA, CA | 144 | $ 40,857,000 | $ 283,000 | $ 107,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 123 | $ 37,456,000 | $ 304,000 | $ 129,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 106 | $ 24,498,000 | $ 225,000 | $ 102,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 104 | $ 20,727,000 | $ 199,000 | $ 84,000 |
| PITTSBURGH, PA | 93 | $ 14,781,000 | $ 158,000 | $ 88,000 |
| DALLAS-PLANO-IRVING, TX | 87 | $ 19,483,000 | $ 223,000 | $ 116,000 |
| KNOXVILLE, TN | 83 | $ 14,447,000 | $ 174,000 | $ 77,000 |
| SALT LAKE CITY, UT | 83 | $ 17,873,000 | $ 215,000 | $ 96,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 82 | $ 18,732,000 | $ 228,000 | $ 104,000 |
| OCEAN CITY, NJ | 82 | $ 20,063,000 | $ 244,000 | $ 131,000 |
| SANTA CRUZ-WATSONVILLE, CA | 81 | $ 26,937,000 | $ 332,000 | $ 124,000 |
| STOCKTON, CA | 81 | $ 16,781,000 | $ 207,000 | $ 110,000 |
| NEW HAVEN-MILFORD, CT | 75 | $ 17,035,000 | $ 227,000 | $ 111,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 73 | $ 13,243,000 | $ 165,500 | $ 76,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 72 | $ 9,034,000 | $ 160,500 | $ 79,000 |
| VALLEJO-FAIRFIELD, CA | 72 | $ 15,531,000 | $ 215,000 | $ 104,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 69 | $ 15,638,000 | $ 226,000 | $ 122,000 |
| COLORADO SPRINGS, CO | 69 | $ 14,924,000 | $ 216,000 | $ 96,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 66 | $ 13,188,000 | $ 199,000 | $ 168,000 |
| BOULDER, CO | 65 | $ 18,093,000 | $ 278,000 | $ 140,000 |
| GARY, IN | 64 | $ 9,360,000 | $ 146,000 | $ 68,000 |
| LAKELAND-WINTER HAVEN, FL | 63 | $ 7,968,000 | $ 126,000 | $ 82,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 63 | $ 12,506,000 | $ 198,000 | $ 86,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 61 | $ 13,310,000 | $ 218,000 | $ 104,000 |
| RICHMOND, VA | 60 | $ 10,907,000 | $ 181,000 | $ 78,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 56 | $ 9,871,000 | $ 184,000 | $ 115,500 |
| TACOMA, WA | 56 | $ 11,650,000 | $ 208,000 | $ 114,000 |
| KANSAS CITY, MO-KS | 55 | $ 9,330,000 | $ 163,000 | $ 84,000 |
| PRESCOTT, AZ | 53 | $ 10,554,000 | $ 199,000 | $ 90,000 |
| SPRINGFIELD, MA | 53 | $ 11,358,000 | $ 214,000 | $ 95,000 |
| WILMINGTON, DE-MD-NJ | 52 | $ 11,219,000 | $ 205,333 | $ 99,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 51 | $ 8,737,000 | $ 157,666 | $ 100,333 |
| LAS VEGAS-PARADISE, NV | 51 | $ 8,406,000 | $ 164,000 | $ 137,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 51 | $ 15,278,000 | $ 299,000 | $ 128,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 50 | $ 15,825,000 | $ 316,000 | $ 113,000 |
| HARRISBURG-CARLISLE, PA | 49 | $ 8,536,000 | $ 174,000 | $ 80,000 |
| RALEIGH-CARY, NC | 49 | $ 12,116,000 | $ 247,000 | $ 121,000 |
| MODESTO, CA | 48 | $ 8,823,000 | $ 183,000 | $ 91,000 |
| GREEN BAY, WI | 46 | $ 7,704,000 | $ 167,000 | $ 83,000 |
| CAPE CORAL-FORT MYERS, FL | 42 | $ 7,589,000 | $ 180,000 | $ 118,000 |
| SALINAS, CA | 42 | $ 11,312,000 | $ 269,000 | $ 117,000 |
| REDDING, CA | 41 | $ 7,487,000 | $ 182,000 | $ 80,000 |
| GRAND RAPIDS-WYOMING, MI | 40 | $ 5,452,000 | $ 136,000 | $ 83,000 |
| OGDEN-CLEARFIELD, UT | 40 | $ 7,759,000 | $ 193,000 | $ 80,000 |
| WICHITA, KS | 40 | $ 6,432,000 | $ 160,000 | $ 95,000 |
| FRESNO, CA | 37 | $ 6,714,000 | $ 181,000 | $ 127,000 |
| GREELEY, CO | 37 | $ 7,031,000 | $ 190,000 | $ 92,000 |
| ROANOKE, VA | 37 | $ 5,943,000 | $ 160,000 | $ 72,000 |
| TRENTON-EWING, NJ | 37 | $ 7,744,000 | $ 209,000 | $ 106,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 36 | $ 7,373,000 | $ 204,000 | $ 132,000 |
| FORT WORTH-ARLINGTON, TX | 35 | $ 6,358,000 | $ 181,000 | $ 107,000 |
| PROVO-OREM, UT | 35 | $ 8,219,000 | $ 234,000 | $ 103,000 |
| CHICO, CA | 34 | $ 7,195,000 | $ 211,000 | $ 91,000 |
| BAKERSFIELD-DELANO, CA | 33 | $ 6,625,000 | $ 200,000 | $ 103,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 32 | $ 4,049,000 | $ 126,000 | $ 89,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 31 | $ 6,532,000 | $ 210,000 | $ 107,000 |
| JACKSONVILLE, FL | 31 | $ 5,654,000 | $ 182,000 | $ 108,000 |
| LEWISTON-AUBURN, ME | 31 | $ 3,830,000 | $ 123,000 | $ 62,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 31 | $ 8,157,000 | $ 263,000 | $ 115,000 |
| SPRINGFIELD, MO | 29 | $ 4,009,000 | $ 138,000 | $ 81,000 |
| CHATTANOOGA, TN-GA | 27 | $ 5,053,000 | $ 198,000 | $ 83,000 |
| DURHAM-CHAPEL HILL, NC | 27 | $ 6,152,000 | $ 227,000 | $ 118,000 |
| ELKHART-GOSHEN, IN | 27 | $ 3,855,000 | $ 142,000 | $ 61,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 25 | $ 5,943,000 | $ 190,000 | $ 109,500 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 25 | $ 4,574,000 | $ 182,000 | $ 106,000 |
| ASHEVILLE, NC | 24 | $ 6,002,000 | $ 250,000 | $ 111,000 |
| NAPA, CA | 24 | $ 6,833,000 | $ 284,000 | $ 116,000 |
| NAPLES-MARCO ISLAND, FL | 24 | $ 5,222,000 | $ 217,000 | $ 107,000 |
| PORT ST. LUCIE, FL | 24 | $ 4,283,000 | $ 178,000 | $ 111,000 |
| COLUMBUS, OH | 23 | $ 3,289,000 | $ 143,000 | $ 64,000 |
| HONOLULU, HI | 23 | $ 8,502,000 | $ 369,000 | $ 104,000 |
| LYNCHBURG, VA | 23 | $ 3,791,000 | $ 164,000 | $ 78,000 |
| COLUMBIA, SC | 22 | $ 4,068,000 | $ 184,000 | $ 97,000 |
| DAYTON, OH | 20 | $ 3,210,000 | $ 160,000 | $ 100,000 |
| EUGENE-SPRINGFIELD, OR | 20 | $ 3,780,000 | $ 189,000 | $ 76,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 20 | $ 4,170,000 | $ 208,000 | $ 95,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 20 | $ 4,763,000 | $ 238,000 | $ 125,000 |
| BLOOMINGTON, IN | 19 | $ 2,639,000 | $ 138,000 | $ 79,000 |
| WILMINGTON, NC | 19 | $ 4,743,000 | $ 249,000 | $ 150,000 |
| MADISON, WI | 18 | $ 3,624,000 | $ 201,000 | $ 83,000 |
| LANSING-EAST LANSING, MI | 17 | $ 2,490,000 | $ 146,000 | $ 103,000 |
| LEXINGTON-FAYETTE, KY | 17 | $ 2,938,000 | $ 172,000 | $ 76,000 |
| SPARTANBURG, SC | 17 | $ 2,405,000 | $ 141,000 | $ 65,000 |
| ANN ARBOR, MI | 16 | $ 3,033,000 | $ 189,000 | $ 95,000 |
| BEND, OR | 16 | $ 4,147,000 | $ 259,000 | $ 166,000 |
| GREENSBORO-HIGH POINT, NC | 16 | $ 3,171,000 | $ 198,000 | $ 110,000 |
| VISALIA-PORTERVILLE, CA | 16 | $ 2,556,000 | $ 159,000 | $ 89,000 |
| ALBUQUERQUE, NM | 15 | $ 3,125,000 | $ 208,000 | $ 100,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 15 | $ 3,547,000 | $ 236,000 | $ 91,000 |
| DOVER, DE | 15 | $ 2,647,000 | $ 176,000 | $ 67,000 |
| GAINESVILLE, GA | 15 | $ 3,123,000 | $ 208,000 | $ 68,000 |
| RENO-SPARKS, NV | 15 | $ 2,631,000 | $ 175,000 | $ 87,000 |
| SPOKANE, WA | 15 | $ 2,651,000 | $ 176,000 | $ 78,000 |
| TOLEDO, OH | 15 | $ 2,884,000 | $ 192,000 | $ 104,000 |
| YORK-HANOVER, PA | 15 | $ 2,857,000 | $ 190,000 | $ 114,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 14 | $ 1,997,000 | $ 142,000 | $ 65,000 |
| MERCED, CA | 14 | $ 2,440,000 | $ 174,000 | $ 119,000 |
| FLAGSTAFF, AZ | 13 | $ 2,971,000 | $ 228,000 | $ 129,000 |
| GRAND JUNCTION, CO | 13 | $ 2,101,000 | $ 161,000 | $ 63,000 |
| LANCASTER, PA | 13 | $ 2,677,000 | $ 205,000 | $ 88,000 |
| YUMA, AZ | 13 | $ 2,251,000 | $ 173,000 | $ 79,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 12 | $ 2,051,000 | $ 170,000 | $ 104,000 |
| KALAMAZOO-PORTAGE, MI | 12 | $ 1,697,000 | $ 141,000 | $ 71,000 |
| NASSAU-SUFFOLK, NY | 12 | $ 3,107,000 | $ 258,000 | $ 112,000 |
| SCRANTON--WILKES-BARRE, PA | 12 | $ 1,644,000 | $ 137,000 | $ 56,000 |
| AKRON, OH | 11 | $ 1,921,000 | $ 174,000 | $ 112,000 |
| APPLETON, WI | 11 | $ 1,573,000 | $ 143,000 | $ 62,000 |
| KOKOMO, IN | 11 | $ 966,000 | $ 87,000 | $ 53,000 |
| WINSTON-SALEM, NC | 11 | $ 2,357,000 | $ 214,000 | $ 91,000 |
| EVANSVILLE, IN-KY | 10 | $ 1,551,000 | $ 155,000 | $ 77,000 |
| LAFAYETTE, IN | 10 | $ 1,559,000 | $ 155,000 | $ 72,000 |
| MEDFORD, OR | 10 | $ 1,567,000 | $ 156,000 | $ 100,000 |
| MEMPHIS, TN-MS-AR | 10 | $ 2,545,000 | $ 262,000 | $ 78,500 |
| MICHIGAN CITY-LA PORTE, IN | 10 | $ 1,481,000 | $ 148,000 | $ 84,000 |
| NORWICH-NEW LONDON, CT | 10 | $ 1,982,000 | $ 198,000 | $ 128,000 |
| SIOUX FALLS, SD | 10 | $ 1,333,000 | $ 133,000 | $ 78,000 |
| ST. GEORGE, UT | 10 | $ 1,777,000 | $ 177,000 | $ 89,000 |
| YUBA CITY, CA | 10 | $ 2,064,000 | $ 206,000 | $ 95,000 |
| COLUMBUS, GA-AL | 9 | $ 1,847,000 | $ 170,000 | $ 124,500 |
| DES MOINES-WEST DES MOINES, IA | 9 | $ 1,282,000 | $ 142,000 | $ 62,000 |
| MADERA-CHOWCHILLA, CA | 9 | $ 1,401,000 | $ 155,000 | $ 98,000 |
| NILES-BENTON HARBOR, MI | 9 | $ 1,468,000 | $ 163,000 | $ 84,000 |
| BATON ROUGE, LA | 8 | $ 1,989,000 | $ 248,000 | $ 96,000 |
| BELLINGHAM, WA | 8 | $ 1,865,000 | $ 233,000 | $ 75,000 |
| BIRMINGHAM-HOOVER, AL | 8 | $ 1,236,000 | $ 154,000 | $ 80,000 |
| CHARLOTTESVILLE, VA | 8 | $ 1,681,000 | $ 210,000 | $ 75,000 |
| CLARKSVILLE, TN-KY | 8 | $ 1,083,000 | $ 100,500 | $ 47,500 |
| FLORENCE, SC | 8 | $ 1,797,000 | $ 224,000 | $ 105,000 |
| HOLLAND-GRAND HAVEN, MI | 8 | $ 1,456,000 | $ 182,000 | $ 111,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 8 | $ 1,542,000 | $ 192,000 | $ 75,000 |
| OKLAHOMA CITY, OK | 8 | $ 1,238,000 | $ 154,000 | $ 91,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 8 | $ 949,000 | $ 118,000 | $ 84,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 8 | $ 1,595,000 | $ 199,000 | $ 76,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 7 | $ 1,799,000 | $ 254,000 | $ 134,000 |
| BREMERTON-SILVERDALE, WA | 7 | $ 2,059,000 | $ 294,000 | $ 129,000 |
| EL CENTRO, CA | 7 | $ 865,000 | $ 123,000 | $ 85,000 |
| FLINT, MI | 7 | $ 902,000 | $ 128,000 | $ 80,000 |
| HARRISONBURG, VA | 7 | $ 1,364,000 | $ 194,000 | $ 127,000 |
| JOHNSON CITY, TN | 7 | $ 1,068,000 | $ 152,000 | $ 67,000 |
| MACON, GA | 7 | $ 1,288,000 | $ 184,000 | $ 86,000 |
| MOBILE, AL | 7 | $ 728,000 | $ 104,000 | $ 69,000 |
| OCALA, FL | 7 | $ 920,000 | $ 131,000 | $ 85,000 |
| OLYMPIA, WA | 7 | $ 1,856,000 | $ 265,000 | $ 104,000 |
| SALEM, OR | 7 | $ 1,619,000 | $ 231,000 | $ 145,000 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 994,000 | $ 165,000 | $ 78,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 6 | $ 1,304,000 | $ 217,000 | $ 134,000 |
| WENATCHEE-EAST WENATCHEE, WA | 6 | $ 1,503,000 | $ 250,000 | $ 91,000 |
| BANGOR, ME | 5 | $ 693,000 | $ 138,000 | $ 99,000 |
| BOISE CITY-NAMPA, ID | 5 | $ 737,000 | $ 147,000 | $ 66,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 5 | $ 528,000 | $ 105,000 | $ 73,000 |
| CEDAR RAPIDS, IA | 5 | $ 821,000 | $ 164,000 | $ 57,000 |
| COLUMBIA, MO | 5 | $ 682,000 | $ 136,000 | $ 67,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 987,000 | $ 179,500 | $ 79,000 |
| DULUTH, MN-WI | 5 | $ 895,000 | $ 179,000 | $ 77,000 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 1,118,000 | $ 223,000 | $ 111,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 5 | $ 1,061,000 | $ 212,000 | $ 95,000 |
| OWENSBORO, KY | 5 | $ 1,036,000 | $ 207,000 | $ 110,000 |
| SALISBURY, MD | 5 | $ 577,000 | $ 115,000 | $ 35,000 |
| SAVANNAH, GA | 5 | $ 1,048,000 | $ 209,000 | $ 144,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 5 | $ 874,000 | $ 174,000 | $ 120,000 |
| ANDERSON, SC | 4 | $ 936,000 | $ 234,000 | $ 97,000 |
| BUFFALO-NIAGARA FALLS, NY | 4 | $ 319,000 | $ 79,000 | $ 39,000 |
| CORPUS CHRISTI, TX | 4 | $ 894,000 | $ 223,000 | $ 67,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 4 | $ 1,114,000 | $ 278,000 | $ 318,000 |
| GAINESVILLE, FL | 4 | $ 1,096,000 | $ 274,000 | $ 192,000 |
| HUNTSVILLE, AL | 4 | $ 856,000 | $ 214,000 | $ 72,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 719,000 | $ 179,000 | $ 106,000 |
| MONROE, MI | 4 | $ 636,000 | $ 159,000 | $ 81,000 |
| MORRISTOWN, TN | 4 | $ 620,000 | $ 155,000 | $ 90,000 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 899,000 | $ 224,000 | $ 186,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 551,000 | $ 106,500 | $ 60,500 |
| PITTSFIELD, MA | 4 | $ 985,000 | $ 246,000 | $ 149,000 |
| PUNTA GORDA, FL | 4 | $ 559,000 | $ 139,000 | $ 83,000 |
| READING, PA | 4 | $ 1,057,000 | $ 264,000 | $ 136,000 |
| ROCHESTER, NY | 4 | $ 725,000 | $ 181,000 | $ 106,000 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 800,000 | $ 200,000 | $ 232,000 |
| STATE COLLEGE, PA | 4 | $ 647,000 | $ 161,000 | $ 79,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 583,000 | $ 125,500 | $ 48,500 |
| ABILENE, TX | 3 | $ 567,000 | $ 189,000 | $ 88,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 623,000 | $ 207,000 | $ 94,000 |
| ALTOONA, PA | 3 | $ 382,000 | $ 127,000 | $ 61,000 |
| ANDERSON, IN | 3 | $ 603,000 | $ 201,000 | $ 91,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 402,000 | $ 134,000 | $ 97,000 |
| BILLINGS, MT | 3 | $ 804,000 | $ 268,000 | $ 123,000 |
| BRUNSWICK, GA | 3 | $ 685,000 | $ 228,000 | $ 224,000 |
| CANTON-MASSILLON, OH | 3 | $ 295,000 | $ 98,000 | $ 86,000 |
| CHARLESTON, WV | 3 | $ 559,000 | $ 186,000 | $ 70,000 |
| FAYETTEVILLE, NC | 3 | $ 618,000 | $ 206,000 | $ 72,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 564,000 | $ 188,000 | $ 104,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 599,000 | $ 199,000 | $ 92,000 |
| HANFORD-CORCORAN, CA | 3 | $ 452,000 | $ 150,000 | $ 83,000 |
| HOT SPRINGS, AR | 3 | $ 509,000 | $ 169,000 | $ 81,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 449,000 | $ 149,666 | $ 70,000 |
| JACKSON, MI | 3 | $ 383,000 | $ 127,000 | $ 106,000 |
| JANESVILLE, WI | 3 | $ 542,000 | $ 180,000 | $ 72,000 |
| LAS CRUCES, NM | 3 | $ 726,000 | $ 242,000 | $ 139,000 |
| MUSKEGON-NORTON SHORES, MI | 3 | $ 439,000 | $ 146,000 | $ 92,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 332,000 | $ 110,000 | $ 67,000 |
| PALM COAST, FL | 3 | $ 345,000 | $ 115,000 | $ 69,000 |
| PUEBLO, CO | 3 | $ 430,000 | $ 143,000 | $ 56,000 |
| SYRACUSE, NY | 3 | $ 468,000 | $ 156,000 | $ 96,000 |
| TALLAHASSEE, FL | 3 | $ 457,000 | $ 152,000 | $ 100,000 |
| TYLER, TX | 3 | $ 394,000 | $ 131,000 | $ 85,000 |
| WINCHESTER, VA-WV | 3 | $ 574,000 | $ 191,000 | $ 65,000 |
| BAY CITY, MI | 2 | $ 416,000 | $ 208,000 | $ 135,000 |
| BOWLING GREEN, KY | 2 | $ 364,000 | $ 182,000 | $ 109,000 |
| CARSON CITY, NV | 2 | $ 243,000 | $ 121,000 | $ 123,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 259,000 | $ 129,000 | $ 54,000 |
| COEUR D'ALENE, ID | 2 | $ 351,000 | $ 175,000 | $ 96,000 |
| COLUMBUS, IN | 2 | $ 462,000 | $ 231,000 | $ 95,000 |
| CUMBERLAND, MD-WV | 2 | $ 552,000 | $ 276,000 | $ 78,000 |
| EAU CLAIRE, WI | 2 | $ 271,000 | $ 135,000 | $ 53,000 |
| ERIE, PA | 2 | $ 407,000 | $ 203,000 | $ 211,000 |
| JACKSONVILLE, NC | 2 | $ 318,000 | $ 159,000 | $ 68,000 |
| JONESBORO, AR | 2 | $ 483,000 | $ 241,000 | $ 107,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 2 | $ 341,000 | $ 170,000 | $ 69,000 |
| LEWISTON, ID-WA | 2 | $ 316,000 | $ 158,000 | $ 53,500 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 232,000 | $ 116,000 | $ 95,000 |
| MANSFIELD, OH | 2 | $ 168,000 | $ 84,000 | $ 50,000 |
| RACINE, WI | 2 | $ 312,000 | $ 156,000 | $ 77,000 |
| ROCKFORD, IL | 2 | $ 313,000 | $ 156,000 | $ 216,000 |
| ROCKY MOUNT, NC | 2 | $ 487,000 | $ 243,000 | $ 95,000 |
| SAN ANGELO, TX | 2 | $ 376,000 | $ 188,000 | $ 109,000 |
| SANTA FE, NM | 2 | $ 315,000 | $ 157,000 | $ 43,000 |
| ST. CLOUD, MN | 2 | $ 436,000 | $ 218,000 | $ 221,000 |
| ST. JOSEPH, MO-KS | 2 | $ 283,000 | $ 141,500 | $ 34,000 |
| SUMTER, SC | 2 | $ 322,000 | $ 161,000 | $ 56,000 |
| TERRE HAUTE, IN | 2 | $ 214,000 | $ 107,000 | $ 100,000 |
| TOPEKA, KS | 2 | $ 411,000 | $ 205,000 | $ 83,000 |
| TULSA, OK | 2 | $ 476,000 | $ 238,000 | $ 70,000 |
| WARNER ROBINS, GA | 2 | $ 227,000 | $ 113,000 | $ 39,000 |
| WAUSAU, WI | 2 | $ 244,000 | $ 122,000 | $ 57,000 |
| YAKIMA, WA | 2 | $ 490,000 | $ 245,000 | $ 156,000 |
| ALEXANDRIA, LA | 1 | $ 109,000 | $ 109,000 | $ 105,000 |
| ANCHORAGE, AK | 1 | $ 261,000 | $ 261,000 | $ 173,000 |
| AUBURN-OPELIKA, AL | 1 | $ 69,000 | $ 69,000 | $ 51,000 |
| BINGHAMTON, NY | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| BISMARCK, ND | 1 | $ 108,000 | $ 108,000 | $ 25,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| DALTON, GA | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| DANVILLE, VA | 1 | $ 122,000 | $ 122,000 | $ 39,000 |
| DOTHAN, AL | 1 | $ 131,000 | $ 131,000 | $ 64,000 |
| FORT SMITH, AR-OK | 1 | $ 171,000 | $ 171,000 | $ 88,000 |
| GADSDEN, AL | 1 | $ 287,000 | $ 287,000 | $ 75,000 |
| GRAND FORKS, ND-MN | 1 | $ 161,000 | $ 161,000 | $ 75,000 |
| GREENVILLE, NC | 1 | $ 238,000 | $ 238,000 | $ 96,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 316,000 | $ 316,000 | $ 174,000 |
| JACKSON, MS | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| JACKSON, TN | 1 | $ 260,000 | $ 260,000 | $ 105,000 |
| JEFFERSON CITY, MO | 1 | $ 150,000 | $ 150,000 | $ 38,000 |
| JOPLIN, MO | 1 | $ 81,000 | $ 81,000 | $ 51,000 |
| KINGSTON, NY | 1 | $ 239,000 | $ 239,000 | $ 96,000 |
| LAFAYETTE, LA | 1 | $ 170,000 | $ 170,000 | $ 80,000 |
| LAKE CHARLES, LA | 1 | $ 295,000 | $ 295,000 | $ 63,000 |
| LAREDO, TX | 1 | $ 101,000 | $ 101,000 | $ 63,000 |
| LAWRENCE, KS | 1 | $ 159,000 | $ 159,000 | $ 82,000 |
| LEBANON, PA | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| LONGVIEW, TX | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| LONGVIEW, WA | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| MONROE, LA | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| MONTGOMERY, AL | 1 | $ 330,000 | $ 330,000 | $ 73,000 |
| MORGANTOWN, WV | 1 | $ 112,000 | $ 112,000 | $ 100,000 |
| MUNCIE, IN | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 166,000 | $ 166,000 | $ 106,000 |
| PEORIA, IL | 1 | $ 57,000 | $ 57,000 | $ 38,000 |
| PINE BLUFF, AR | 1 | $ 140,000 | $ 140,000 | $ 97,000 |
| ROME, GA | 1 | $ 190,000 | $ 190,000 | $ 57,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 143,000 | $ 143,000 | $ 79,000 |
| SANDUSKY, OH | 1 | $ 416,000 | $ 416,000 | $ 76,000 |
| SHERMAN-DENISON, TX | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 152,000 | $ 152,000 | $ 139,000 |
| SPRINGFIELD, IL | 1 | $ 96,000 | $ 96,000 | $ 77,000 |
| SPRINGFIELD, OH | 1 | $ 147,000 | $ 147,000 | $ 50,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 67,000 | $ 67,000 | $ 22,000 |
| TUSCALOOSA, AL | 1 | $ 148,000 | $ 148,000 | $ 99,000 |
| UTICA-ROME, NY | 1 | $ 84,000 | $ 84,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Homeward Residential, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,623 | $4,969,311,000 | $266,000 | $798,000 | $117,000 | $8,588,000 |
| Home Purchase | 11,436 | $2,745,295,000 | $240,000 | $864,000 | $108,000 | $7,996,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 29,644 | $7,632,857,000 | $257,000 | $864,000 | $114,000 | $8,588,000 |
| Not Provided | 197 | $37,517,000 | $190,000 | $417,000 | $82,000 | $1,104,000 |
| White | 175 | $36,197,000 | $206,000 | $409,000 | $98,000 | $457,000 |
| Black or African American | 21 | $4,107,000 | $195,000 | $389,000 | $87,000 | $240,000 |
| Hispanic | 14 | $2,479,000 | $177,000 | $408,000 | $70,000 | $250,000 |
| Asian | 6 | $1,252,000 | $208,000 | $273,000 | $94,000 | $144,000 |
| American Indian or Alaskan Native | 2 | $197,000 | $98,000 | $113,000 | $36,000 | $40,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,058 | $7,714,533,000 | $256,000 | $864,000 | $113,000 | $8,588,000 |
| FHA-insured (Federal Housing Administration) | 1 | $73,000 | $73,000 | $73,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 29,644 | $7,632,857,000 | $257,000 | $864,000 | $114,000 | $8,588,000 |
| Loan Originated | 274 | $53,273,000 | $194,000 | $417,000 | $91,000 | $1,104,000 |
| Application Withdrawn By Applicant | 100 | $18,306,000 | $183,000 | $408,000 | $82,000 | $457,000 |
| Application Denied By Financial Institution | 34 | $8,565,000 | $251,000 | $388,000 | $85,000 | $175,000 |
| File Closed For Incompleteness | 7 | $1,605,000 | $229,000 | $381,000 | $81,000 | $130,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 28 | $7,292,000 | $260,000 | $374,000 | $87,000 | $175,000 |
| Debt-To-Income Ratio | 3 | $451,000 | $150,000 | $162,000 | $45,000 | $73,000 |
| Other | 3 | $822,000 | $274,000 | $388,000 | $104,000 | $111,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeward Residential, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homeward Residential, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.