American Sterling Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

American Sterling Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address American Sterling Bank
535 S Sterling
Sugar Creek, MO 64054
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16,531
Total Mortgage Loan Application Amount $3,662,676,000
Average Mortgage Loan Application Amount $205,000
Highest Mortgage Loan Application Amount $2,250,000
Average Applicant Income $106,000
Highest Applicant Income $9,495,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with American Sterling Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Sterling Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down American Sterling Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Sterling Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by American Sterling Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Sterling Bank's mortgage activity for 2007.

Mortgage Loan Application Totals for American Sterling Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 979 $ 228,788,000 $ 233,000 $ 100,000
Sacramento County California 821 $ 205,116,000 $ 249,000 $ 108,000
Los Angeles County California 751 $ 251,122,000 $ 334,000 $ 119,000
Riverside County California 685 $ 195,764,000 $ 285,000 $ 115,000
Cook County Illinois 635 $ 154,379,000 $ 243,000 $ 104,000
Clark County Nevada 510 $ 123,522,000 $ 242,000 $ 113,000
San Bernardino County California 458 $ 120,240,000 $ 262,000 $ 109,000
San Diego County California 448 $ 136,267,000 $ 304,000 $ 117,000
Milwaukee County Wisconsin 423 $ 54,934,000 $ 129,000 $ 63,000
Harris County Texas 398 $ 52,122,000 $ 130,000 $ 80,000
Orange County California 361 $ 129,275,000 $ 358,000 $ 137,000
Brown County Wisconsin 206 $ 26,713,000 $ 129,000 $ 75,000
Dallas County Texas 197 $ 25,513,000 $ 129,000 $ 73,000
Waukesha County Wisconsin 184 $ 40,075,000 $ 217,000 $ 104,000
San Joaquin County California 164 $ 44,341,000 $ 270,000 $ 119,000
Denver County Colorado 157 $ 27,829,000 $ 177,000 $ 75,000
St. Louis County Missouri 145 $ 18,928,000 $ 130,000 $ 62,000
Fulton County Georgia 139 $ 33,063,000 $ 237,000 $ 116,000
Gwinnett County Georgia 132 $ 23,662,000 $ 179,000 $ 61,000
Salt Lake County Utah 126 $ 26,026,000 $ 206,000 $ 99,000
Arapahoe County Colorado 125 $ 20,530,000 $ 164,000 $ 91,000
Lake County Illinois 114 $ 32,633,000 $ 286,000 $ 121,000
King County Washington 106 $ 29,790,000 $ 281,000 $ 103,000
Contra Costa County California 98 $ 33,460,000 $ 341,000 $ 140,000
Fresno County California 97 $ 20,676,000 $ 213,000 $ 110,000
Hennepin County Minnesota 94 $ 20,170,000 $ 214,000 $ 81,000
Miami-Dade County Florida 92 $ 23,332,000 $ 253,000 $ 88,000
Adams County Colorado 91 $ 14,570,000 $ 160,000 $ 62,000
Tarrant County Texas 87 $ 12,872,000 $ 147,000 $ 95,000
DeKalb County Georgia 86 $ 14,852,000 $ 172,000 $ 302,000
Broward County Florida 85 $ 20,535,000 $ 241,000 $ 127,000
Placer County California 84 $ 26,709,000 $ 317,000 $ 128,000
Kern County California 81 $ 16,484,000 $ 203,000 $ 86,000
Washington County Wisconsin 81 $ 14,441,000 $ 178,000 $ 75,000
Alameda County California 78 $ 26,749,000 $ 342,000 $ 123,000
Prince George's County Maryland 77 $ 21,398,000 $ 277,000 $ 77,000
Hidalgo County Texas 77 $ 9,440,000 $ 122,000 $ 58,000
Racine County Wisconsin 77 $ 11,995,000 $ 155,000 $ 81,000
DuPage County Illinois 76 $ 17,393,000 $ 228,000 $ 99,000
Ada County Idaho 75 $ 13,809,000 $ 184,000 $ 84,000
St. Louis City County Missouri 74 $ 10,252,000 $ 138,000 $ 73,000
Fairfax County Virginia 74 $ 23,054,000 $ 311,000 $ 131,000
Jefferson County Colorado 73 $ 14,108,000 $ 193,000 $ 79,000
Wayne County Michigan 72 $ 10,280,000 $ 142,000 $ 76,000
Stanislaus County California 69 $ 18,087,000 $ 262,000 $ 101,000
Jackson County Missouri 67 $ 8,302,000 $ 123,000 $ 72,000
Palm Beach County Florida 63 $ 16,509,000 $ 262,000 $ 104,000
Multnomah County Oregon 62 $ 14,640,000 $ 236,000 $ 88,000
Baltimore County Maryland 61 $ 12,993,000 $ 213,000 $ 69,000
St. Charles County Missouri 61 $ 9,910,000 $ 162,000 $ 73,000
Collin County Texas 61 $ 12,649,000 $ 207,000 $ 98,000
Yavapai County Arizona 60 $ 11,995,000 $ 199,000 $ 82,000
Solano County California 58 $ 19,327,000 $ 333,000 $ 128,000
Pinal County Arizona 57 $ 10,974,000 $ 192,000 $ 93,000
Clark County Washington 55 $ 12,776,000 $ 232,000 $ 116,000
Snohomish County Washington 55 $ 15,076,000 $ 274,000 $ 88,000
Utah County Utah 54 $ 12,375,000 $ 229,000 $ 125,000
Bannock County Idaho 53 $ 6,544,000 $ 123,000 $ 65,000
El Dorado County California 51 $ 15,428,000 $ 302,000 $ 253,000
Santa Clara County California 51 $ 23,409,000 $ 459,000 $ 156,000
Davis County Utah 51 $ 10,394,000 $ 203,000 $ 162,000
Washington County Oregon 50 $ 12,279,000 $ 245,000 $ 106,000
Fort Bend County Texas 50 $ 7,543,000 $ 150,000 $ 98,000
Outagamie County Wisconsin 50 $ 6,214,000 $ 124,000 $ 81,000
Pima County Arizona 49 $ 8,726,000 $ 178,000 $ 69,000
Yolo County California 49 $ 12,569,000 $ 256,000 $ 91,000
Nueces County Texas 49 $ 6,862,000 $ 140,000 $ 80,000
Cobb County Georgia 48 $ 8,861,000 $ 184,000 $ 80,000
Orange County Florida 47 $ 9,937,000 $ 211,000 $ 111,000
Anoka County Minnesota 47 $ 9,180,000 $ 195,000 $ 70,000
Winnebago County Wisconsin 47 $ 5,286,000 $ 112,000 $ 58,000
Hillsborough County Florida 46 $ 9,158,000 $ 199,000 $ 103,000
Kenosha County Wisconsin 46 $ 6,882,000 $ 149,000 $ 80,000
Pierce County Washington 45 $ 10,732,000 $ 238,000 $ 132,000
Butte County California 44 $ 8,492,000 $ 193,000 $ 75,000
Baltimore City County Maryland 44 $ 6,651,000 $ 151,000 $ 69,000
St. Joseph County Indiana 42 $ 3,376,000 $ 80,000 $ 56,000
El Paso County Colorado 41 $ 7,563,000 $ 184,000 $ 84,000
Ramsey County Minnesota 41 $ 7,629,000 $ 186,000 $ 61,000
Denton County Texas 41 $ 7,842,000 $ 191,000 $ 104,000
Ventura County California 40 $ 14,129,000 $ 353,000 $ 87,000
Douglas County Colorado 40 $ 9,846,000 $ 246,000 $ 102,000
Dane County Wisconsin 40 $ 6,948,000 $ 173,000 $ 82,000
Prince William County Virginia 38 $ 11,895,000 $ 313,000 $ 99,000
Lane County Oregon 37 $ 8,317,000 $ 224,000 $ 74,000
Weld County Colorado 36 $ 6,105,000 $ 169,000 $ 86,000
Kane County Illinois 36 $ 7,717,000 $ 214,000 $ 94,000
Dakota County Minnesota 36 $ 8,887,000 $ 246,000 $ 81,000
Deschutes County Oregon 36 $ 8,771,000 $ 243,000 $ 96,000
Marion County Oregon 36 $ 6,953,000 $ 193,000 $ 59,000
Mohave County Arizona 35 $ 6,878,000 $ 196,000 $ 124,000
Imperial County California 34 $ 6,593,000 $ 193,000 $ 76,000
Will County Illinois 34 $ 7,459,000 $ 219,000 $ 86,000
Forsyth County Georgia 33 $ 7,153,000 $ 216,000 $ 83,000
Bexar County Texas 33 $ 3,649,000 $ 110,000 $ 68,000
Montgomery County Texas 33 $ 5,340,000 $ 161,000 $ 136,000
Ellis County Texas 32 $ 4,767,000 $ 148,000 $ 55,000
Canyon County Idaho 31 $ 4,597,000 $ 148,000 $ 68,000
Oconto County Wisconsin 31 $ 4,549,000 $ 146,000 $ 68,000
Douglas County Oregon 30 $ 6,029,000 $ 200,000 $ 80,000
Yamhill County Oregon 30 $ 6,622,000 $ 220,000 $ 78,000
Winnebago County Illinois 29 $ 3,155,000 $ 108,000 $ 53,000
Bernalillo County New Mexico 29 $ 5,075,000 $ 175,000 $ 54,000
Door County Wisconsin 29 $ 4,920,000 $ 169,000 $ 68,000
Clayton County Georgia 28 $ 3,044,000 $ 108,000 $ 56,000
Crow Wing County Minnesota 28 $ 3,935,000 $ 140,000 $ 60,000
Manitowoc County Wisconsin 28 $ 2,572,000 $ 91,000 $ 79,000
Marathon County Wisconsin 27 $ 3,204,000 $ 118,000 $ 78,000
Sutter County California 26 $ 5,859,000 $ 225,000 $ 69,000
Lake County Indiana 26 $ 3,260,000 $ 125,000 $ 55,000
Polk County Iowa 26 $ 4,677,000 $ 179,000 $ 81,000
Jefferson County Missouri 26 $ 3,744,000 $ 144,000 $ 61,000
Clackamas County Oregon 26 $ 7,353,000 $ 282,000 $ 95,000
Weber County Utah 26 $ 4,878,000 $ 187,000 $ 82,000
Merced County California 25 $ 6,630,000 $ 265,000 $ 85,000
San Mateo County California 25 $ 8,656,000 $ 346,000 $ 257,000
Larimer County Colorado 25 $ 5,463,000 $ 218,000 $ 93,000
Brevard County Florida 25 $ 4,907,000 $ 196,000 $ 76,000
Montgomery County Maryland 25 $ 7,923,000 $ 316,000 $ 95,000
Glenn County California 23 $ 5,020,000 $ 218,000 $ 110,000
Washington County Minnesota 23 $ 5,569,000 $ 242,000 $ 98,000
Washoe County Nevada 23 $ 6,253,000 $ 271,000 $ 83,000
El Paso County Texas 23 $ 3,169,000 $ 137,000 $ 66,000
Morgan County Alabama 22 $ 2,046,000 $ 93,000 $ 44,000
St. Lucie County Florida 22 $ 4,201,000 $ 190,000 $ 142,000
Wright County Minnesota 22 $ 3,861,000 $ 175,000 $ 60,000
Tulare County California 21 $ 4,242,000 $ 202,000 $ 75,000
Dodge County Wisconsin 21 $ 2,888,000 $ 137,000 $ 58,000
Sonoma County California 20 $ 5,552,000 $ 277,000 $ 215,000
Yuba County California 20 $ 4,946,000 $ 247,000 $ 160,000
Duval County Florida 20 $ 3,798,000 $ 189,000 $ 91,000
Honolulu County Hawaii 20 $ 6,604,000 $ 330,000 $ 105,000
East Baton Rouge County Louisiana 20 $ 3,187,000 $ 159,000 $ 100,000
Shelby County Tennessee 20 $ 2,259,000 $ 112,000 $ 88,000
Sarasota County Florida 19 $ 4,732,000 $ 249,000 $ 192,000
Volusia County Florida 19 $ 3,407,000 $ 179,000 $ 88,000
St. Clair County Illinois 19 $ 1,816,000 $ 95,000 $ 53,000
Johnson County Kansas 19 $ 3,921,000 $ 206,000 $ 94,000
Oklahoma County Oklahoma 19 $ 1,880,000 $ 98,000 $ 118,000
Bell County Texas 19 $ 1,827,000 $ 96,000 $ 54,000
Loudoun County Virginia 19 $ 5,203,000 $ 273,000 $ 113,000
Jefferson County Wisconsin 19 $ 3,138,000 $ 165,000 $ 83,000
Barrow County Georgia 18 $ 2,506,000 $ 139,000 $ 78,000
Cherokee County Georgia 18 $ 3,149,000 $ 174,000 $ 76,000
Harford County Maryland 18 $ 3,278,000 $ 182,000 $ 75,000
Cumberland County Pennsylvania 18 $ 2,292,000 $ 127,000 $ 61,000
Philadelphia County Pennsylvania 18 $ 2,585,000 $ 143,000 $ 75,000
Marinette County Wisconsin 18 $ 1,914,000 $ 106,000 $ 114,000
Shawano County Wisconsin 18 $ 2,589,000 $ 143,000 $ 64,000
Jefferson County Alabama 17 $ 2,903,000 $ 170,000 $ 76,000
Boulder County Colorado 17 $ 4,282,000 $ 251,000 $ 173,000
Osceola County Florida 17 $ 3,386,000 $ 199,000 $ 66,000
Muscogee County Georgia 17 $ 1,755,000 $ 103,000 $ 53,000
McHenry County Illinois 17 $ 3,318,000 $ 195,000 $ 93,000
Anne Arundel County Maryland 17 $ 4,716,000 $ 277,000 $ 84,000
Josephine County Oregon 17 $ 3,874,000 $ 227,000 $ 88,000
Bucks County Pennsylvania 17 $ 2,251,000 $ 132,000 $ 165,000
Calumet County Wisconsin 17 $ 2,030,000 $ 119,000 $ 79,000
Colusa County California 16 $ 3,740,000 $ 233,000 $ 89,000
Carroll County Georgia 16 $ 2,152,000 $ 134,000 $ 120,000
Rockdale County Georgia 16 $ 2,718,000 $ 169,000 $ 230,000
San Juan County New Mexico 16 $ 3,334,000 $ 208,000 $ 99,000
Williamson County Texas 16 $ 3,445,000 $ 215,000 $ 103,000
Kewaunee County Wisconsin 16 $ 1,414,000 $ 88,000 $ 47,000
Ozaukee County Wisconsin 16 $ 3,456,000 $ 216,000 $ 84,000
Portage County Wisconsin 16 $ 2,479,000 $ 154,000 $ 90,000
Santa Barbara County California 15 $ 4,789,000 $ 319,000 $ 118,000
Shasta County California 15 $ 2,850,000 $ 190,000 $ 63,000
Lake County Florida 15 $ 3,281,000 $ 218,000 $ 60,000
Lee County Florida 15 $ 3,446,000 $ 229,000 $ 95,000
Douglas County Georgia 15 $ 2,293,000 $ 152,000 $ 95,000
Henry County Georgia 15 $ 2,429,000 $ 161,000 $ 113,000
Sherburne County Minnesota 15 $ 3,074,000 $ 204,000 $ 86,000
Jackson County Oregon 15 $ 3,125,000 $ 208,000 $ 62,000
York County Pennsylvania 15 $ 2,030,000 $ 135,000 $ 86,000
Travis County Texas 15 $ 3,960,000 $ 264,000 $ 180,000
Walworth County Wisconsin 15 $ 1,828,000 $ 121,000 $ 91,000
Benton County Arkansas 14 $ 2,563,000 $ 183,000 $ 48,000
San Francisco County California 14 $ 5,199,000 $ 371,000 $ 191,000
Pueblo County Colorado 14 $ 2,146,000 $ 153,000 $ 49,000
Polk County Florida 14 $ 2,341,000 $ 167,000 $ 80,000
Johnson County Texas 14 $ 1,723,000 $ 123,000 $ 82,000
Monterey County California 13 $ 4,889,000 $ 376,000 $ 105,000
Polk County Oregon 13 $ 2,689,000 $ 206,000 $ 85,000
Henrico County Virginia 13 $ 3,280,000 $ 252,000 $ 104,000
Vilas County Wisconsin 13 $ 2,717,000 $ 209,000 $ 95,000
Seminole County Florida 12 $ 4,034,000 $ 336,000 $ 98,000
Dawson County Georgia 12 $ 2,117,000 $ 176,000 $ 82,000
Oakland County Michigan 12 $ 2,004,000 $ 167,000 $ 114,000
Clay County Missouri 12 $ 2,259,000 $ 188,000 $ 83,000
Virginia Beach County Virginia 12 $ 2,868,000 $ 239,000 $ 133,000
Sheboygan County Wisconsin 12 $ 1,731,000 $ 144,000 $ 60,000
Waupaca County Wisconsin 12 $ 1,472,000 $ 122,000 $ 90,000
Lake County California 11 $ 2,636,000 $ 239,000 $ 58,000
Nevada County California 11 $ 3,427,000 $ 311,000 $ 93,000
Tehama County California 11 $ 2,230,000 $ 202,000 $ 99,000
Fairfield County Connecticut 11 $ 4,177,000 $ 379,000 $ 125,000
Hartford County Connecticut 11 $ 3,471,000 $ 315,000 $ 95,000
Pinellas County Florida 11 $ 1,929,000 $ 175,000 $ 82,000
Lyon County Nevada 11 $ 2,212,000 $ 201,000 $ 80,000
Brazoria County Texas 11 $ 2,231,000 $ 202,000 $ 186,000
Brazos County Texas 11 $ 1,149,000 $ 104,000 $ 120,000
Smith County Texas 11 $ 1,422,000 $ 129,000 $ 196,000
Thurston County Washington 11 $ 2,562,000 $ 232,000 $ 68,000
Kings County California 10 $ 2,420,000 $ 242,000 $ 112,000
New London County Connecticut 10 $ 2,232,000 $ 223,000 $ 45,000
Marion County Florida 10 $ 1,787,000 $ 178,000 $ 61,000
Bonneville County Idaho 10 $ 872,000 $ 87,000 $ 40,000
Middlesex County Massachusetts 10 $ 2,829,000 $ 282,000 $ 92,000
Livingston County Michigan 10 $ 1,472,000 $ 147,000 $ 76,000
Scott County Minnesota 10 $ 2,039,000 $ 203,000 $ 76,000
Lincoln County Missouri 10 $ 1,472,000 $ 147,000 $ 91,000
Cass County North Dakota 10 $ 1,394,000 $ 139,000 $ 61,000
Fairfield County Ohio 10 $ 1,391,000 $ 139,000 $ 45,000
Linn County Oregon 10 $ 1,528,000 $ 152,000 $ 77,000
Berks County Pennsylvania 10 $ 1,117,000 $ 111,000 $ 98,000
Chesterfield County Virginia 10 $ 2,049,000 $ 204,000 $ 77,000
Rock County Wisconsin 10 $ 1,263,000 $ 126,000 $ 59,000
Montgomery County Alabama 9 $ 1,603,000 $ 178,000 $ 50,000
Cochise County Arizona 9 $ 890,000 $ 98,000 $ 47,000
Navajo County Arizona 9 $ 2,489,000 $ 276,000 $ 110,000
Madera County California 9 $ 2,079,000 $ 231,000 $ 60,000
San Luis Obispo County California 9 $ 2,907,000 $ 323,000 $ 87,000
Broomfield County Colorado 9 $ 1,371,000 $ 152,000 $ 67,000
Okaloosa County Florida 9 $ 4,297,000 $ 477,000 $ 218,000
Pasco County Florida 9 $ 1,467,000 $ 163,000 $ 76,000
Bingham County Idaho 9 $ 1,200,000 $ 133,000 $ 64,000
Howard County Maryland 9 $ 2,732,000 $ 303,000 $ 92,000
Chisago County Minnesota 9 $ 2,117,000 $ 235,000 $ 102,000
Itasca County Minnesota 9 $ 1,591,000 $ 176,000 $ 62,000
Elko County Nevada 9 $ 1,920,000 $ 213,000 $ 65,000
Lincoln County New Mexico 9 $ 2,024,000 $ 224,000 $ 167,000
Mecklenburg County North Carolina 9 $ 1,422,000 $ 158,000 $ 55,000
Lancaster County Pennsylvania 9 $ 1,165,000 $ 129,000 $ 54,000
Barron County Wisconsin 9 $ 1,289,000 $ 143,000 $ 80,000
Mendocino County California 8 $ 2,024,000 $ 253,000 $ 138,000
Bay County Florida 8 $ 2,465,000 $ 308,000 $ 129,000
Charlotte County Florida 8 $ 1,407,000 $ 175,000 $ 188,000
Newton County Georgia 8 $ 1,622,000 $ 202,000 $ 127,000
Walton County Georgia 8 $ 1,352,000 $ 169,000 $ 124,000
Barnstable County Massachusetts 8 $ 1,964,000 $ 245,000 $ 126,000
Suffolk County Massachusetts 8 $ 3,098,000 $ 387,000 $ 144,000
Macomb County Michigan 8 $ 1,652,000 $ 206,000 $ 110,000
Mower County Minnesota 8 $ 697,000 $ 87,000 $ 37,000
Otter Tail County Minnesota 8 $ 1,130,000 $ 141,000 $ 64,000
Stearns County Minnesota 8 $ 1,232,000 $ 154,000 $ 63,000
Boone County Missouri 8 $ 958,000 $ 119,000 $ 62,000
Marion County Missouri 8 $ 1,085,000 $ 135,000 $ 59,000
Carson City County Nevada 8 $ 2,137,000 $ 267,000 $ 130,000
Buncombe County North Carolina 8 $ 2,647,000 $ 330,000 $ 104,000
Cleveland County Oklahoma 8 $ 1,311,000 $ 163,000 $ 123,000
Dauphin County Pennsylvania 8 $ 1,451,000 $ 181,000 $ 84,000
Galveston County Texas 8 $ 807,000 $ 100,000 $ 190,000
Washington County Utah 8 $ 2,015,000 $ 251,000 $ 84,000
Chesapeake County Virginia 8 $ 1,882,000 $ 235,000 $ 87,000
Mason County Washington 8 $ 1,631,000 $ 203,000 $ 70,000
Fond du Lac County Wisconsin 8 $ 898,000 $ 112,000 $ 69,000
Green County Wisconsin 8 $ 1,143,000 $ 142,000 $ 66,000
St. Croix County Wisconsin 8 $ 2,403,000 $ 300,000 $ 103,000
Amador County California 7 $ 2,189,000 $ 312,000 $ 110,000
Elbert County Colorado 7 $ 2,097,000 $ 299,000 $ 85,000
New Haven County Connecticut 7 $ 1,653,000 $ 236,000 $ 94,000
Hernando County Florida 7 $ 836,000 $ 119,000 $ 52,000
Fayette County Georgia 7 $ 1,574,000 $ 224,000 $ 111,000
Paulding County Georgia 7 $ 1,443,000 $ 206,000 $ 83,000
Richmond County Georgia 7 $ 574,000 $ 82,000 $ 27,000
Kendall County Illinois 7 $ 1,468,000 $ 209,000 $ 66,000
Wyandotte County Kansas 7 $ 998,000 $ 142,000 $ 69,000
Essex County Massachusetts 7 $ 1,251,000 $ 178,000 $ 266,000
Plymouth County Massachusetts 7 $ 2,037,000 $ 291,000 $ 86,000
Benton County Minnesota 7 $ 1,029,000 $ 147,000 $ 147,000
Carver County Minnesota 7 $ 3,199,000 $ 457,000 $ 108,000
Rice County Minnesota 7 $ 1,448,000 $ 206,000 $ 71,000
Camden County Missouri 7 $ 1,030,000 $ 147,000 $ 91,000
Camden County New Jersey 7 $ 963,000 $ 137,000 $ 63,000
Summit County Ohio 7 $ 906,000 $ 129,000 $ 55,000
Coos County Oregon 7 $ 2,118,000 $ 302,000 $ 49,000
Richland County South Carolina 7 $ 804,000 $ 114,000 $ 33,000
Kaufman County Texas 7 $ 972,000 $ 138,000 $ 75,000
Iron County Utah 7 $ 1,566,000 $ 223,000 $ 120,000
Arlington County Virginia 7 $ 1,934,000 $ 276,000 $ 141,000
Sauk County Wisconsin 7 $ 1,051,000 $ 150,000 $ 80,000
Russell County Alabama 6 $ 489,000 $ 81,000 $ 42,000
Gila County Arizona 6 $ 1,307,000 $ 217,000 $ 214,000
Calaveras County California 6 $ 1,958,000 $ 326,000 $ 166,000
Humboldt County California 6 $ 1,139,000 $ 189,000 $ 72,000
Garfield County Colorado 6 $ 1,292,000 $ 215,000 $ 96,000
Park County Colorado 6 $ 1,315,000 $ 219,000 $ 110,000
Indian River County Florida 6 $ 1,486,000 $ 247,000 $ 82,000
Coweta County Georgia 6 $ 1,435,000 $ 239,000 $ 99,000
Hall County Georgia 6 $ 860,000 $ 143,000 $ 89,000
Jackson County Georgia 6 $ 803,000 $ 133,000 $ 50,000
Kootenai County Idaho 6 $ 1,125,000 $ 187,000 $ 92,000
Madison County Idaho 6 $ 896,000 $ 149,000 $ 90,000
Boone County Illinois 6 $ 1,083,000 $ 180,000 $ 77,000
Howard County Indiana 6 $ 946,000 $ 157,000 $ 41,000
Charles County Maryland 6 $ 1,923,000 $ 320,000 $ 85,000
St. Mary's County Maryland 6 $ 1,515,000 $ 252,000 $ 88,000
Wicomico County Maryland 6 $ 996,000 $ 166,000 $ 70,000
Worcester County Massachusetts 6 $ 1,572,000 $ 262,000 $ 72,000
Cass County Minnesota 6 $ 3,138,000 $ 523,000 $ 161,000
Christian County Missouri 6 $ 848,000 $ 141,000 $ 53,000
Franklin County Missouri 6 $ 5,016,000 $ 836,000 $ 535,000
Somerset County New Jersey 6 $ 1,641,000 $ 273,000 $ 135,000
Clatsop County Oregon 6 $ 569,000 $ 94,000 $ 39,000
Klamath County Oregon 6 $ 1,587,000 $ 264,000 $ 92,000
Allegheny County Pennsylvania 6 $ 1,236,000 $ 206,000 $ 75,000
Horry County South Carolina 6 $ 1,247,000 $ 207,000 $ 105,000
Hunt County Texas 6 $ 563,000 $ 93,000 $ 54,000
Summit County Utah 6 $ 2,193,000 $ 365,000 $ 616,000
Kitsap County Washington 6 $ 1,286,000 $ 214,000 $ 54,000
Crawford County Wisconsin 6 $ 569,000 $ 94,000 $ 151,000
Eau Claire County Wisconsin 6 $ 701,000 $ 116,000 $ 66,000
Waushara County Wisconsin 6 $ 824,000 $ 137,000 $ 93,000
Shelby County Alabama 5 $ 794,000 $ 158,000 $ 72,000
Yuma County Arizona 5 $ 792,000 $ 158,000 $ 59,000
Marin County California 5 $ 2,044,000 $ 408,000 $ 130,000
Napa County California 5 $ 2,320,000 $ 464,000 $ 116,000
Summit County Colorado 5 $ 1,226,000 $ 245,000 $ 97,000
Citrus County Florida 5 $ 998,000 $ 199,000 $ 77,000
Collier County Florida 5 $ 1,275,000 $ 255,000 $ 123,000
Manatee County Florida 5 $ 1,175,000 $ 235,000 $ 62,000
Martin County Florida 5 $ 1,100,000 $ 220,000 $ 98,000
Bartow County Georgia 5 $ 634,000 $ 126,000 $ 82,000
Maui County Hawaii 5 $ 2,978,000 $ 595,000 $ 314,000
Nez Perce County Idaho 5 $ 733,000 $ 146,000 $ 61,000
Shoshone County Idaho 5 $ 680,000 $ 136,000 $ 159,000
Twin Falls County Idaho 5 $ 560,000 $ 112,000 $ 75,000
Madison County Illinois 5 $ 581,000 $ 116,000 $ 64,000
Jefferson County Louisiana 5 $ 700,000 $ 140,000 $ 54,000
Ouachita County Louisiana 5 $ 588,000 $ 117,000 $ 95,000
Tangipahoa County Louisiana 5 $ 809,000 $ 161,000 $ 72,000
Frederick County Maryland 5 $ 1,488,000 $ 297,000 $ 56,000
Worcester County Maryland 5 $ 1,259,000 $ 251,000 $ 102,000
Bristol County Massachusetts 5 $ 1,350,000 $ 270,000 $ 85,000
Norfolk County Massachusetts 5 $ 1,574,000 $ 314,000 $ 125,000
Jackson County Michigan 5 $ 936,000 $ 187,000 $ 94,000
McLeod County Minnesota 5 $ 754,000 $ 150,000 $ 52,000
St. Louis County Minnesota 5 $ 528,000 $ 105,000 $ 48,000
Cass County Missouri 5 $ 831,000 $ 166,000 $ 72,000
Taney County Missouri 5 $ 1,033,000 $ 206,000 $ 145,000
Essex County New Jersey 5 $ 1,861,000 $ 372,000 $ 99,000
Hudson County New Jersey 5 $ 2,026,000 $ 405,000 $ 159,000
Morris County New Jersey 5 $ 1,481,000 $ 296,000 $ 94,000
Curry County New Mexico 5 $ 539,000 $ 107,000 $ 57,000
Guilford County North Carolina 5 $ 589,000 $ 117,000 $ 51,000
Wake County North Carolina 5 $ 810,000 $ 162,000 $ 120,000
Lebanon County Pennsylvania 5 $ 496,000 $ 99,000 $ 44,000
Aiken County South Carolina 5 $ 844,000 $ 168,000 $ 72,000
Greenville County South Carolina 5 $ 770,000 $ 154,000 $ 39,000
Davidson County Tennessee 5 $ 1,026,000 $ 205,000 $ 92,000
Cameron County Texas 5 $ 488,000 $ 97,000 $ 73,000
San Patricio County Texas 5 $ 752,000 $ 150,000 $ 30,000
Cache County Utah 5 $ 1,034,000 $ 206,000 $ 55,000
Stafford County Virginia 5 $ 790,000 $ 158,000 $ 47,000
Skagit County Washington 5 $ 1,148,000 $ 229,000 $ 91,000
Spokane County Washington 5 $ 868,000 $ 173,000 $ 63,000
Stevens County Washington 5 $ 591,000 $ 118,000 $ 101,000
Chippewa County Wisconsin 5 $ 745,000 $ 149,000 $ 53,000
Juneau County Wisconsin 5 $ 400,000 $ 80,000 $ 21,000
Oneida County Wisconsin 5 $ 580,000 $ 116,000 $ 64,000
Lee County Alabama 4 $ 510,000 $ 127,000 $ 47,000
Mobile County Alabama 4 $ 770,000 $ 192,000 $ 120,000
Coconino County Arizona 4 $ 1,380,000 $ 345,000 $ 120,000
Santa Cruz County Arizona 4 $ 585,000 $ 146,000 $ 79,000
Lassen County California 4 $ 687,000 $ 171,000 $ 94,000
Santa Cruz County California 4 $ 1,300,000 $ 325,000 $ 41,000
Siskiyou County California 4 $ 952,000 $ 238,000 $ 63,000
Mesa County Colorado 4 $ 622,000 $ 155,000 $ 51,000
Litchfield County Connecticut 4 $ 797,000 $ 199,000 $ 59,000
Escambia County Florida 4 $ 949,000 $ 237,000 $ 147,000
Gilmer County Georgia 4 $ 442,000 $ 110,000 $ 86,000
Lumpkin County Georgia 4 $ 394,000 $ 98,000 $ 67,000
Pickens County Georgia 4 $ 862,000 $ 215,000 $ 150,000
Hawaii County Hawaii 4 $ 1,232,000 $ 308,000 $ 119,000
Kauai County Hawaii 4 $ 1,483,000 $ 370,000 $ 161,000
Elkhart County Indiana 4 $ 331,000 $ 82,000 $ 48,000
Henry County Iowa 4 $ 460,000 $ 115,000 $ 58,000
Linn County Iowa 4 $ 692,000 $ 173,000 $ 81,000
Ascension County Louisiana 4 $ 670,000 $ 167,000 $ 79,000
Livingston County Louisiana 4 $ 558,000 $ 139,000 $ 94,000
Kent County Michigan 4 $ 669,000 $ 167,000 $ 93,000
Saginaw County Michigan 4 $ 365,000 $ 91,000 $ 23,000
Washtenaw County Michigan 4 $ 918,000 $ 229,000 $ 45,000
Morrison County Minnesota 4 $ 305,000 $ 76,000 $ 34,000
Winona County Minnesota 4 $ 767,000 $ 191,000 $ 57,000
Greene County Missouri 4 $ 901,000 $ 225,000 $ 119,000
Jasper County Missouri 4 $ 291,000 $ 72,000 $ 41,000
Platte County Missouri 4 $ 996,000 $ 249,000 $ 83,000
Warren County Missouri 4 $ 747,000 $ 186,000 $ 70,000
Douglas County Nevada 4 $ 1,515,000 $ 378,000 $ 97,000
Atlantic County New Jersey 4 $ 540,000 $ 135,000 $ 87,000
Union County New Jersey 4 $ 1,189,000 $ 297,000 $ 92,000
Dona Ana County New Mexico 4 $ 642,000 $ 160,000 $ 45,000
Sandoval County New Mexico 4 $ 553,000 $ 138,000 $ 61,000
Franklin County Ohio 4 $ 765,000 $ 191,000 $ 79,000
Benton County Oregon 4 $ 954,000 $ 238,000 $ 81,000
Columbia County Oregon 4 $ 1,051,000 $ 262,000 $ 74,000
Tillamook County Oregon 4 $ 975,000 $ 243,000 $ 86,000
Berkeley County South Carolina 4 $ 507,000 $ 126,000 $ 62,000
Williamson County Tennessee 4 $ 984,000 $ 246,000 $ 148,000
Chambers County Texas 4 $ 552,000 $ 138,000 $ 113,000
Liberty County Texas 4 $ 598,000 $ 149,000 $ 71,000
Box Elder County Utah 4 $ 413,000 $ 103,000 $ 60,000
Richmond City County Virginia 4 $ 532,000 $ 133,000 $ 44,000
Benton County Washington 4 $ 620,000 $ 155,000 $ 102,000
Grant County Washington 4 $ 1,011,000 $ 252,000 $ 113,000
Klickitat County Washington 4 $ 660,000 $ 165,000 $ 114,000
Whatcom County Washington 4 $ 1,128,000 $ 282,000 $ 91,000
Yakima County Washington 4 $ 737,000 $ 184,000 $ 86,000
Wood County Wisconsin 4 $ 844,000 $ 211,000 $ 77,000
Mariposa County California 3 $ 707,000 $ 235,000 $ 40,000
Plumas County California 3 $ 551,000 $ 183,000 $ 102,000
Fremont County Colorado 3 $ 184,000 $ 61,000 $ 66,000
La Plata County Colorado 3 $ 302,000 $ 100,000 $ 211,000
Morgan County Colorado 3 $ 288,000 $ 96,000 $ 59,000
Middlesex County Connecticut 3 $ 612,000 $ 204,000 $ 60,000
Alachua County Florida 3 $ 579,000 $ 193,000 $ 106,000
Clay County Florida 3 $ 755,000 $ 251,000 $ 114,000
Leon County Florida 3 $ 759,000 $ 253,000 $ 98,000
Monroe County Florida 3 $ 818,000 $ 272,000 $ 102,000
Nassau County Florida 3 $ 746,000 $ 248,000 $ 79,000
Sumter County Florida 3 $ 547,000 $ 182,000 $ 70,000
Chatham County Georgia 3 $ 555,000 $ 185,000 $ 64,000
Boise County Idaho 3 $ 346,000 $ 115,000 $ 192,000
Fremont County Idaho 3 $ 477,000 $ 159,000 $ 62,000
Jefferson County Idaho 3 $ 862,000 $ 287,000 $ 90,000
Ogle County Illinois 3 $ 274,000 $ 91,000 $ 87,000
Hamilton County Indiana 3 $ 345,000 $ 115,000 $ 93,000
Porter County Indiana 3 $ 361,000 $ 120,000 $ 71,000
Dallas County Iowa 3 $ 380,000 $ 126,000 $ 102,000
Washington County Iowa 3 $ 280,000 $ 93,000 $ 64,000
Butler County Kansas 3 $ 280,000 $ 93,000 $ 78,000
Sedgwick County Kansas 3 $ 328,000 $ 109,000 $ 52,000
Jefferson County Kentucky 3 $ 694,000 $ 231,000 $ 80,000
Orleans County Louisiana 3 $ 408,000 $ 136,000 $ 80,000
West Baton Rouge County Louisiana 3 $ 310,000 $ 103,000 $ 86,000
Calvert County Maryland 3 $ 657,000 $ 219,000 $ 77,000
Cecil County Maryland 3 $ 543,000 $ 181,000 $ 51,000
Hampden County Massachusetts 3 $ 423,000 $ 141,000 $ 57,000
Allegan County Michigan 3 $ 663,000 $ 221,000 $ 74,000
Berrien County Michigan 3 $ 170,000 $ 56,000 $ 40,000
Goodhue County Minnesota 3 $ 738,000 $ 246,000 $ 41,000
Isanti County Minnesota 3 $ 532,000 $ 177,000 $ 62,000
Koochiching County Minnesota 3 $ 546,000 $ 182,000 $ 55,000
Le Sueur County Minnesota 3 $ 300,000 $ 100,000 $ 38,000
Meeker County Minnesota 3 $ 713,000 $ 237,000 $ 85,000
Nicollet County Minnesota 3 $ 612,000 $ 204,000 $ 57,000
Andrew County Missouri 3 $ 576,000 $ 192,000 $ 63,000
St. Francois County Missouri 3 $ 350,000 $ 116,000 $ 34,000
Middlesex County New Jersey 3 $ 973,000 $ 324,000 $ 147,000
Union County New Mexico 3 $ 148,000 $ 49,000 $ 26,000
Herkimer County New York 3 $ 246,000 $ 82,000 $ 199,000
Carteret County North Carolina 3 $ 603,000 $ 201,000 $ 137,000
Durham County North Carolina 3 $ 363,000 $ 121,000 $ 48,000
Forsyth County North Carolina 3 $ 413,000 $ 137,000 $ 41,000
Gaston County North Carolina 3 $ 342,000 $ 114,000 $ 36,000
Ward County North Dakota 3 $ 275,000 $ 91,000 $ 42,000
Cuyahoga County Ohio 3 $ 159,000 $ 53,000 $ 38,000
Licking County Ohio 3 $ 351,000 $ 117,000 $ 36,000
Umatilla County Oregon 3 $ 261,000 $ 87,000 $ 13,000
Delaware County Pennsylvania 3 $ 434,000 $ 144,000 $ 80,000
Franklin County Pennsylvania 3 $ 366,000 $ 122,000 $ 51,000
Perry County Pennsylvania 3 $ 390,000 $ 130,000 $ 58,000
Lexington County South Carolina 3 $ 378,000 $ 126,000 $ 49,000
York County South Carolina 3 $ 1,034,000 $ 344,000 $ 51,000
Knox County Tennessee 3 $ 448,000 $ 149,000 $ 39,000
Rutherford County Tennessee 3 $ 487,000 $ 162,000 $ 42,000
Angelina County Texas 3 $ 173,000 $ 57,000 $ 60,000
Henderson County Texas 3 $ 369,000 $ 123,000 $ 69,000
Hood County Texas 3 $ 433,000 $ 144,000 $ 110,000
Parker County Texas 3 $ 283,000 $ 94,000 $ 92,000
Rockwall County Texas 3 $ 318,000 $ 106,000 $ 45,000
Uintah County Utah 3 $ 527,000 $ 175,000 $ 54,000
Alexandria County Virginia 3 $ 856,000 $ 285,000 $ 16,000
Culpeper County Virginia 3 $ 831,000 $ 277,000 $ 82,000
Norfolk County Virginia 3 $ 648,000 $ 216,000 $ 49,000
Cowlitz County Washington 3 $ 787,000 $ 262,000 $ 70,000
Franklin County Washington 3 $ 427,000 $ 142,000 $ 70,000
Island County Washington 3 $ 538,000 $ 179,000 $ 40,000
Lewis County Washington 3 $ 432,000 $ 144,000 $ 73,000
Adams County Wisconsin 3 $ 303,000 $ 101,000 $ 71,000
Columbia County Wisconsin 3 $ 782,000 $ 260,000 $ 79,000
Dunn County Wisconsin 3 $ 208,000 $ 69,000 $ 81,000
Green Lake County Wisconsin 3 $ 567,000 $ 189,000 $ 60,000
Iron County Wisconsin 3 $ 509,000 $ 169,000 $ 182,000
Lincoln County Wisconsin 3 $ 390,000 $ 130,000 $ 74,000
Polk County Wisconsin 3 $ 281,000 $ 93,000 $ 49,000
Rusk County Wisconsin 3 $ 584,000 $ 194,000 $ 80,000
Baldwin County Alabama 2 $ 308,000 $ 154,000 $ 160,000
Del Norte County California 2 $ 443,000 $ 221,000 $ 222,000
Inyo County California 2 $ 672,000 $ 336,000 $ 78,000
San Benito County California 2 $ 935,000 $ 467,000 $ 47,000
Trinity County California 2 $ 398,000 $ 199,000 $ 140,000
Tuolumne County California 2 $ 404,000 $ 202,000 $ 148,000
Archuleta County Colorado 2 $ 385,000 $ 192,000 $ 56,000
Chaffee County Colorado 2 $ 532,000 $ 266,000 $ 80,000
Huerfano County Colorado 2 $ 306,000 $ 153,000 $ 43,000
Montrose County Colorado 2 $ 486,000 $ 243,000 $ 70,000
Pitkin County Colorado 2 $ 700,000 $ 350,000 $ 407,000
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Mortgage Loan Application Detail Totals for American Sterling Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,419 $2,227,818,000 $236,000 $2,250,000 $97,000 $1,920,000
Home Purchase 7,099 $1,432,538,000 $201,000 $1,463,000 $101,000 $9,495,000
Home Improvement 13 $2,320,000 $178,000 $365,000 $120,000 $758,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,182 $1,978,988,000 $215,000 $2,250,000 $100,000 $2,742,000
Hispanic 3,275 $738,294,000 $225,000 $1,760,000 $87,000 $1,200,000
Black or African American 1,422 $287,032,000 $201,000 $1,500,000 $102,000 $9,495,000
Not Provided 1,320 $305,895,000 $231,000 $1,925,000 $94,000 $1,269,000
Asian 1,111 $298,202,000 $268,000 $1,500,000 $116,000 $1,620,000
Native Hawaiian or Other Pacific Islander 169 $43,822,000 $259,000 $1,000,000 $113,000 $1,200,000
American Indian or Alaskan Native 52 $10,443,000 $200,000 $514,000 $143,000 $1,200,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,690 $3,520,833,000 $224,000 $2,250,000 $101,000 $9,495,000
FHA-insured (Federal Housing Administration) 773 $128,573,000 $166,000 $370,000 $59,000 $1,180,000
VA-guaranteed (Veterans Administration) 68 $13,270,000 $195,000 $525,000 $63,000 $120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,040 $1,665,627,000 $207,000 $1,500,000 $89,000 $2,742,000
Application Denied By Financial Institution 3,863 $874,284,000 $226,000 $2,000,000 $112,000 $9,495,000
Application Approved But Not Accepted 2,810 $684,400,000 $243,000 $2,250,000 $102,000 $1,920,000
File Closed For Incompleteness 1,098 $265,024,000 $241,000 $1,950,000 $109,000 $1,200,000
Application Withdrawn By Applicant 720 $173,341,000 $240,000 $1,425,000 $104,000 $1,620,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,062 $235,820,000 $222,000 $1,763,000 $94,000 $1,200,000
Other 754 $176,659,000 $234,000 $2,000,000 $118,000 $1,680,000
Collateral 569 $131,664,000 $231,000 $1,678,000 $151,000 $9,495,000
Debt-To-Income Ratio 454 $105,413,000 $232,000 $1,028,000 $86,000 $480,000
Credit Application Incomplete 401 $71,231,000 $177,000 $1,000,000 $98,000 $1,416,000
Unverifiable Information 365 $92,078,000 $252,000 $1,700,000 $135,000 $1,059,000
Employment History 174 $42,570,000 $244,000 $960,000 $131,000 $793,000
Insufficient Cash (Downpayment, Closing Cost) 74 $16,768,000 $226,000 $1,000,000 $102,000 $326,000
Mortgage Insurance Denied 10 $2,081,000 $208,000 $470,000 $61,000 $215,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Sterling Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Sterling Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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