Americash
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Americash 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,761 |
| Total Mortgage Loan Application Amount | $553,714,000 |
| Average Mortgage Loan Application Amount | $327,500 |
| Highest Mortgage Loan Application Amount | $2,279,000 |
| Average Applicant Income | $141,500 |
| Highest Applicant Income | $2,806,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Americash. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americash's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Americash's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americash serves its applicants.
Each category highlights the total number of mortgage applications processed by Americash, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americash's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 200 | $ 73,080,000 | $ 365,000 | $ 132,000 |
| Orange County California | 128 | $ 47,930,000 | $ 374,000 | $ 139,000 |
| Harris County Texas | 66 | $ 17,478,000 | $ 264,000 | $ 140,000 |
| San Diego County California | 59 | $ 22,061,000 | $ 373,000 | $ 121,000 |
| Alameda County California | 52 | $ 18,825,000 | $ 362,000 | $ 151,000 |
| Santa Clara County California | 49 | $ 24,426,000 | $ 498,000 | $ 257,000 |
| Collin County Texas | 34 | $ 9,176,000 | $ 269,000 | $ 172,000 |
| Dallas County Texas | 34 | $ 11,490,000 | $ 337,000 | $ 210,000 |
| Travis County Texas | 34 | $ 8,005,000 | $ 235,000 | $ 131,000 |
| Contra Costa County California | 33 | $ 13,254,000 | $ 401,000 | $ 123,000 |
| Denton County Texas | 32 | $ 8,285,000 | $ 258,000 | $ 131,000 |
| San Bernardino County California | 31 | $ 8,614,000 | $ 277,000 | $ 104,000 |
| Ventura County California | 31 | $ 12,872,000 | $ 415,000 | $ 133,000 |
| Riverside County California | 30 | $ 8,361,000 | $ 278,000 | $ 120,000 |
| Maricopa County Arizona | 29 | $ 9,874,000 | $ 340,000 | $ 161,000 |
| Tarrant County Texas | 29 | $ 8,078,000 | $ 278,000 | $ 154,000 |
| Cook County Illinois | 21 | $ 6,651,000 | $ 316,000 | $ 150,000 |
| Bexar County Texas | 21 | $ 4,613,000 | $ 219,000 | $ 111,000 |
| King County Washington | 21 | $ 7,826,000 | $ 372,000 | $ 127,000 |
| San Mateo County California | 19 | $ 8,298,000 | $ 436,000 | $ 158,000 |
| Fairfield County Connecticut | 19 | $ 5,176,000 | $ 272,000 | $ 125,000 |
| Fort Bend County Texas | 19 | $ 5,041,000 | $ 265,000 | $ 144,000 |
| San Francisco County California | 18 | $ 8,365,000 | $ 464,000 | $ 150,000 |
| New Haven County Connecticut | 18 | $ 4,706,000 | $ 261,000 | $ 104,000 |
| San Luis Obispo County California | 17 | $ 6,644,000 | $ 390,000 | $ 136,000 |
| Hartford County Connecticut | 15 | $ 3,768,000 | $ 251,000 | $ 123,000 |
| Montgomery County Texas | 15 | $ 3,924,000 | $ 261,000 | $ 121,000 |
| Williamson County Texas | 15 | $ 3,261,000 | $ 217,000 | $ 119,000 |
| Sacramento County California | 14 | $ 3,464,000 | $ 247,000 | $ 90,000 |
| Monterey County California | 13 | $ 4,536,000 | $ 348,000 | $ 103,000 |
| Boulder County Colorado | 13 | $ 3,747,000 | $ 288,000 | $ 121,000 |
| Douglas County Colorado | 13 | $ 4,153,000 | $ 319,000 | $ 122,000 |
| Pima County Arizona | 12 | $ 2,589,000 | $ 215,000 | $ 95,000 |
| El Paso County Colorado | 10 | $ 2,921,000 | $ 292,000 | $ 76,000 |
| Jefferson County Colorado | 10 | $ 2,161,000 | $ 216,000 | $ 118,000 |
| Broward County Florida | 10 | $ 2,689,000 | $ 268,000 | $ 169,000 |
| Davis County Utah | 10 | $ 2,529,000 | $ 252,000 | $ 114,000 |
| Placer County California | 9 | $ 2,680,000 | $ 297,000 | $ 98,000 |
| Denver County Colorado | 9 | $ 2,471,000 | $ 274,000 | $ 96,000 |
| Kern County California | 8 | $ 2,112,000 | $ 264,000 | $ 76,000 |
| Yolo County California | 8 | $ 2,407,000 | $ 300,000 | $ 115,000 |
| Palm Beach County Florida | 8 | $ 1,934,000 | $ 241,000 | $ 116,000 |
| Ada County Idaho | 8 | $ 1,790,000 | $ 223,000 | $ 59,000 |
| Multnomah County Oregon | 8 | $ 1,718,000 | $ 214,000 | $ 113,000 |
| Washington County Oregon | 8 | $ 2,288,000 | $ 286,000 | $ 94,000 |
| Brazoria County Texas | 8 | $ 1,502,000 | $ 187,000 | $ 152,000 |
| Comal County Texas | 8 | $ 3,139,000 | $ 392,000 | $ 120,000 |
| El Paso County Texas | 8 | $ 2,511,000 | $ 313,000 | $ 143,000 |
| Pierce County Washington | 8 | $ 2,199,000 | $ 274,000 | $ 137,000 |
| Fresno County California | 7 | $ 1,846,000 | $ 263,000 | $ 90,000 |
| Nevada County California | 7 | $ 2,948,000 | $ 421,000 | $ 105,000 |
| Santa Cruz County California | 7 | $ 2,437,000 | $ 348,000 | $ 114,000 |
| Sonoma County California | 7 | $ 2,625,000 | $ 375,000 | $ 117,000 |
| Summit County Colorado | 7 | $ 1,771,000 | $ 253,000 | $ 124,000 |
| Snohomish County Washington | 7 | $ 1,610,000 | $ 230,000 | $ 126,000 |
| Napa County California | 6 | $ 1,623,000 | $ 270,000 | $ 95,000 |
| San Joaquin County California | 6 | $ 1,901,000 | $ 316,000 | $ 142,000 |
| Santa Barbara County California | 6 | $ 2,512,000 | $ 418,000 | $ 131,000 |
| Solano County California | 6 | $ 1,858,000 | $ 309,000 | $ 182,000 |
| DuPage County Illinois | 6 | $ 1,617,000 | $ 269,000 | $ 38,000 |
| Lake County Illinois | 6 | $ 1,960,000 | $ 326,000 | $ 166,000 |
| Clackamas County Oregon | 6 | $ 1,935,000 | $ 322,000 | $ 65,000 |
| Clark County Washington | 6 | $ 1,431,000 | $ 238,000 | $ 80,000 |
| Marin County California | 5 | $ 3,813,000 | $ 762,000 | $ 454,000 |
| Larimer County Colorado | 5 | $ 1,128,000 | $ 225,000 | $ 86,000 |
| Orange County Florida | 5 | $ 1,605,000 | $ 321,000 | $ 175,000 |
| Volusia County Florida | 5 | $ 1,962,000 | $ 392,000 | $ 115,000 |
| Bernalillo County New Mexico | 5 | $ 722,000 | $ 144,000 | $ 80,000 |
| Parker County Texas | 5 | $ 1,689,000 | $ 337,000 | $ 122,000 |
| Salt Lake County Utah | 5 | $ 1,813,000 | $ 362,000 | $ 163,000 |
| Spokane County Washington | 5 | $ 1,693,000 | $ 338,000 | $ 56,000 |
| Yavapai County Arizona | 4 | $ 1,280,000 | $ 320,000 | $ 62,000 |
| Stanislaus County California | 4 | $ 835,000 | $ 208,000 | $ 94,000 |
| Tulare County California | 4 | $ 472,000 | $ 118,000 | $ 50,000 |
| Arapahoe County Colorado | 4 | $ 1,592,000 | $ 398,000 | $ 146,000 |
| Middlesex County Connecticut | 4 | $ 1,068,000 | $ 267,000 | $ 121,000 |
| Brevard County Florida | 4 | $ 1,156,000 | $ 289,000 | $ 100,000 |
| Pinellas County Florida | 4 | $ 1,268,000 | $ 317,000 | $ 185,000 |
| McHenry County Illinois | 4 | $ 1,596,000 | $ 399,000 | $ 162,000 |
| Santa Fe County New Mexico | 4 | $ 1,055,000 | $ 263,000 | $ 93,000 |
| Deschutes County Oregon | 4 | $ 991,000 | $ 247,000 | $ 137,000 |
| Horry County South Carolina | 4 | $ 649,000 | $ 162,000 | $ 159,000 |
| Galveston County Texas | 4 | $ 904,000 | $ 226,000 | $ 120,000 |
| Jefferson County Texas | 4 | $ 535,000 | $ 133,000 | $ 78,000 |
| Kaufman County Texas | 4 | $ 791,000 | $ 197,000 | $ 211,000 |
| Nueces County Texas | 4 | $ 811,000 | $ 202,000 | $ 105,000 |
| Utah County Utah | 4 | $ 1,061,000 | $ 265,000 | $ 93,000 |
| Kitsap County Washington | 4 | $ 1,221,000 | $ 305,000 | $ 97,000 |
| Coconino County Arizona | 3 | $ 870,000 | $ 290,000 | $ 85,000 |
| Navajo County Arizona | 3 | $ 544,000 | $ 181,000 | $ 179,000 |
| Calaveras County California | 3 | $ 691,000 | $ 230,000 | $ 476,000 |
| El Dorado County California | 3 | $ 1,329,000 | $ 443,000 | $ 125,000 |
| La Plata County Colorado | 3 | $ 999,000 | $ 333,000 | $ 86,000 |
| Mesa County Colorado | 3 | $ 617,000 | $ 205,000 | $ 94,000 |
| New London County Connecticut | 3 | $ 792,000 | $ 264,000 | $ 60,000 |
| Tolland County Connecticut | 3 | $ 865,000 | $ 288,000 | $ 149,000 |
| Hillsborough County Florida | 3 | $ 550,000 | $ 183,000 | $ 103,000 |
| Leon County Florida | 3 | $ 861,000 | $ 287,000 | $ 95,000 |
| Manatee County Florida | 3 | $ 351,000 | $ 117,000 | $ 87,000 |
| Miami-Dade County Florida | 3 | $ 1,268,000 | $ 422,000 | $ 85,000 |
| Seminole County Florida | 3 | $ 458,000 | $ 152,000 | $ 78,000 |
| Kootenai County Idaho | 3 | $ 547,000 | $ 182,000 | $ 74,000 |
| Kane County Illinois | 3 | $ 861,000 | $ 287,000 | $ 102,000 |
| Will County Illinois | 3 | $ 554,000 | $ 184,000 | $ 120,000 |
| Crow Wing County Minnesota | 3 | $ 750,000 | $ 250,000 | $ 94,000 |
| Dakota County Minnesota | 3 | $ 835,000 | $ 278,000 | $ 117,000 |
| Hennepin County Minnesota | 3 | $ 683,000 | $ 227,000 | $ 109,000 |
| Ramsey County Minnesota | 3 | $ 993,000 | $ 331,000 | $ 213,000 |
| Dona Ana County New Mexico | 3 | $ 477,000 | $ 159,000 | $ 56,000 |
| Benton County Oregon | 3 | $ 683,000 | $ 227,000 | $ 97,000 |
| Douglas County Oregon | 3 | $ 490,000 | $ 163,000 | $ 54,000 |
| Bell County Texas | 3 | $ 665,000 | $ 221,000 | $ 106,000 |
| Brazos County Texas | 3 | $ 913,000 | $ 304,000 | $ 187,000 |
| Hays County Texas | 3 | $ 594,000 | $ 198,000 | $ 72,000 |
| Hidalgo County Texas | 3 | $ 490,000 | $ 163,000 | $ 79,000 |
| Hood County Texas | 3 | $ 691,000 | $ 230,000 | $ 81,000 |
| Whatcom County Washington | 3 | $ 840,000 | $ 280,000 | $ 96,000 |
| Humboldt County California | 2 | $ 782,000 | $ 391,000 | $ 121,000 |
| Sutter County California | 2 | $ 408,000 | $ 204,000 | $ 109,000 |
| Broomfield County Colorado | 2 | $ 497,000 | $ 248,000 | $ 132,000 |
| Grand County Colorado | 2 | $ 315,000 | $ 157,000 | $ 70,000 |
| Teller County Colorado | 2 | $ 715,000 | $ 357,000 | $ 105,000 |
| Weld County Colorado | 2 | $ 296,000 | $ 148,000 | $ 85,000 |
| Litchfield County Connecticut | 2 | $ 687,000 | $ 343,000 | $ 83,000 |
| Citrus County Florida | 2 | $ 405,000 | $ 202,000 | $ 94,000 |
| Clay County Florida | 2 | $ 806,000 | $ 403,000 | $ 150,000 |
| Duval County Florida | 2 | $ 526,000 | $ 263,000 | $ 88,000 |
| Lake County Florida | 2 | $ 425,000 | $ 212,000 | $ 83,000 |
| Marion County Florida | 2 | $ 232,000 | $ 116,000 | $ 48,000 |
| Monroe County Florida | 2 | $ 1,252,000 | $ 626,000 | $ 115,000 |
| Pasco County Florida | 2 | $ 303,000 | $ 151,000 | $ 67,000 |
| Sarasota County Florida | 2 | $ 486,000 | $ 243,000 | $ 100,000 |
| Bonneville County Idaho | 2 | $ 419,000 | $ 209,000 | $ 87,000 |
| Canyon County Idaho | 2 | $ 357,000 | $ 178,000 | $ 0 |
| Jefferson County Idaho | 2 | $ 433,000 | $ 216,000 | $ 48,000 |
| St. Charles County Missouri | 2 | $ 374,000 | $ 187,000 | $ 35,000 |
| Lane County Oregon | 2 | $ 579,000 | $ 289,000 | $ 175,000 |
| Marion County Oregon | 2 | $ 434,000 | $ 217,000 | $ 59,000 |
| Yamhill County Oregon | 2 | $ 547,000 | $ 273,000 | $ 69,000 |
| Anderson County South Carolina | 2 | $ 215,000 | $ 107,000 | $ 81,000 |
| Henderson County Texas | 2 | $ 819,000 | $ 409,000 | $ 243,000 |
| Kendall County Texas | 2 | $ 716,000 | $ 358,000 | $ 245,000 |
| McLennan County Texas | 2 | $ 330,000 | $ 165,000 | $ 76,000 |
| Polk County Texas | 2 | $ 433,000 | $ 216,000 | $ 166,000 |
| Robertson County Texas | 2 | $ 304,000 | $ 152,000 | $ 126,000 |
| Webb County Texas | 2 | $ 664,000 | $ 332,000 | $ 83,000 |
| Wilson County Texas | 2 | $ 415,000 | $ 207,000 | $ 70,000 |
| Summit County Utah | 2 | $ 1,189,000 | $ 594,000 | $ 123,000 |
| Wasatch County Utah | 2 | $ 520,000 | $ 260,000 | $ 115,000 |
| Washington County Utah | 2 | $ 299,000 | $ 149,000 | $ 55,000 |
| Thurston County Washington | 2 | $ 397,000 | $ 198,000 | $ 34,000 |
| Waukesha County Wisconsin | 2 | $ 583,000 | $ 291,000 | $ 96,000 |
| Gila County Arizona | 1 | $ 240,000 | $ 240,000 | $ 39,000 |
| La Paz County Arizona | 1 | $ 417,000 | $ 417,000 | $ 845,000 |
| Mohave County Arizona | 1 | $ 106,000 | $ 106,000 | $ 36,000 |
| Pinal County Arizona | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| Yuma County Arizona | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Amador County California | 1 | $ 251,000 | $ 251,000 | $ 118,000 |
| Butte County California | 1 | $ 101,000 | $ 101,000 | $ 88,000 |
| Del Norte County California | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Imperial County California | 1 | $ 276,000 | $ 276,000 | $ 74,000 |
| Mendocino County California | 1 | $ 220,000 | $ 220,000 | $ 50,000 |
| Merced County California | 1 | $ 176,000 | $ 176,000 | $ 35,000 |
| San Benito County California | 1 | $ 309,000 | $ 309,000 | $ 131,000 |
| Shasta County California | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Tehama County California | 1 | $ 228,000 | $ 228,000 | $ 41,000 |
| Yuba County California | 1 | $ 262,000 | $ 262,000 | $ 79,000 |
| Adams County Colorado | 1 | $ 200,000 | $ 200,000 | $ 155,000 |
| Chaffee County Colorado | 1 | $ 214,000 | $ 214,000 | $ 47,000 |
| Clear Creek County Colorado | 1 | $ 148,000 | $ 148,000 | $ 73,000 |
| Eagle County Colorado | 1 | $ 417,000 | $ 417,000 | $ 487,000 |
| Montrose County Colorado | 1 | $ 213,000 | $ 213,000 | $ 86,000 |
| Pueblo County Colorado | 1 | $ 251,000 | $ 251,000 | $ 97,000 |
| Rio Grande County Colorado | 1 | $ 293,000 | $ 293,000 | $ 666,000 |
| Bay County Florida | 1 | $ 154,000 | $ 154,000 | $ 78,000 |
| Collier County Florida | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Flagler County Florida | 1 | $ 300,000 | $ 300,000 | $ 180,000 |
| Lee County Florida | 1 | $ 253,000 | $ 253,000 | $ 48,000 |
| Nassau County Florida | 1 | $ 197,000 | $ 197,000 | $ 15,000 |
| Polk County Florida | 1 | $ 348,000 | $ 348,000 | $ 167,000 |
| Sumter County Florida | 1 | $ 683,000 | $ 683,000 | $ 158,000 |
| Benewah County Idaho | 1 | $ 170,000 | $ 170,000 | $ 87,000 |
| Bingham County Idaho | 1 | $ 139,000 | $ 139,000 | $ 10,000 |
| Blaine County Idaho | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| Boise County Idaho | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Champaign County Illinois | 1 | $ 178,000 | $ 178,000 | $ 103,000 |
| Jackson County Illinois | 1 | $ 142,000 | $ 142,000 | $ 40,000 |
| Kendall County Illinois | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Madison County Illinois | 1 | $ 275,000 | $ 275,000 | $ 167,000 |
| McLean County Illinois | 1 | $ 241,000 | $ 241,000 | $ 74,000 |
| Rock Island County Illinois | 1 | $ 216,000 | $ 216,000 | $ 99,000 |
| Warren County Illinois | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 240,000 | $ 240,000 | $ 124,000 |
| Lapeer County Michigan | 1 | $ 332,000 | $ 332,000 | $ 79,000 |
| Douglas County Minnesota | 1 | $ 232,000 | $ 232,000 | $ 122,000 |
| Martin County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Scott County Minnesota | 1 | $ 279,000 | $ 279,000 | $ 57,000 |
| Sherburne County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 113,000 |
| Washington County Minnesota | 1 | $ 336,000 | $ 336,000 | $ 78,000 |
| Barry County Missouri | 1 | $ 184,000 | $ 184,000 | $ 137,000 |
| Colfax County New Mexico | 1 | $ 249,000 | $ 249,000 | $ 210,000 |
| Rio Arriba County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| San Juan County New Mexico | 1 | $ 320,000 | $ 320,000 | $ 88,000 |
| Sandoval County New Mexico | 1 | $ 335,000 | $ 335,000 | $ 57,000 |
| Taos County New Mexico | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Osage County Oklahoma | 1 | $ 174,000 | $ 174,000 | $ 45,000 |
| Columbia County Oregon | 1 | $ 390,000 | $ 390,000 | $ 83,000 |
| Jackson County Oregon | 1 | $ 204,000 | $ 204,000 | $ 67,000 |
| Josephine County Oregon | 1 | $ 244,000 | $ 244,000 | $ 91,000 |
| Linn County Oregon | 1 | $ 163,000 | $ 163,000 | $ 41,000 |
| Polk County Oregon | 1 | $ 174,000 | $ 174,000 | $ 87,000 |
| Wasco County Oregon | 1 | $ 226,000 | $ 226,000 | $ 53,000 |
| Aiken County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 81,000 |
| Beaufort County South Carolina | 1 | $ 258,000 | $ 258,000 | $ 79,000 |
| Charleston County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 143,000 |
| Lancaster County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 82,000 |
| Lexington County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| Oconee County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
| Richland County South Carolina | 1 | $ 161,000 | $ 161,000 | $ 73,000 |
| Sumter County South Carolina | 1 | $ 332,000 | $ 332,000 | $ 82,000 |
| Williamsburg County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 82,000 |
| York County South Carolina | 1 | $ 188,000 | $ 188,000 | $ 83,000 |
| Bandera County Texas | 1 | $ 148,000 | $ 148,000 | $ 67,000 |
| Bastrop County Texas | 1 | $ 190,000 | $ 190,000 | $ 74,000 |
| Bowie County Texas | 1 | $ 512,000 | $ 512,000 | $ 389,000 |
| Burnet County Texas | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Camp County Texas | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Cass County Texas | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| Cooke County Texas | 1 | $ 64,000 | $ 64,000 | $ 56,000 |
| Ector County Texas | 1 | $ 152,000 | $ 152,000 | $ 47,000 |
| Ellis County Texas | 1 | $ 240,000 | $ 240,000 | $ 110,000 |
| Falls County Texas | 1 | $ 296,000 | $ 296,000 | $ 74,000 |
| Gillespie County Texas | 1 | $ 1,980,000 | $ 1,980,000 | $ 727,000 |
| Guadalupe County Texas | 1 | $ 131,000 | $ 131,000 | $ 306,000 |
| Hill County Texas | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Hopkins County Texas | 1 | $ 320,000 | $ 320,000 | $ 63,000 |
| Hunt County Texas | 1 | $ 232,000 | $ 232,000 | $ 123,000 |
| Jasper County Texas | 1 | $ 141,000 | $ 141,000 | $ 78,000 |
| Jones County Texas | 1 | $ 240,000 | $ 240,000 | $ 42,000 |
| Karnes County Texas | 1 | $ 180,000 | $ 180,000 | $ 161,000 |
| Lee County Texas | 1 | $ 250,000 | $ 250,000 | $ 90,000 |
| Midland County Texas | 1 | $ 204,000 | $ 204,000 | $ 119,000 |
| Pecos County Texas | 1 | $ 152,000 | $ 152,000 | $ 109,000 |
| Potter County Texas | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Rains County Texas | 1 | $ 184,000 | $ 184,000 | $ 34,000 |
| Rusk County Texas | 1 | $ 164,000 | $ 164,000 | $ 60,000 |
| San Patricio County Texas | 1 | $ 369,000 | $ 369,000 | $ 130,000 |
| Smith County Texas | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Taylor County Texas | 1 | $ 209,000 | $ 209,000 | $ 84,000 |
| Victoria County Texas | 1 | $ 305,000 | $ 305,000 | $ 232,000 |
| Waller County Texas | 1 | $ 287,000 | $ 287,000 | $ 95,000 |
| Washington County Texas | 1 | $ 246,000 | $ 246,000 | $ 48,000 |
| Wise County Texas | 1 | $ 236,000 | $ 236,000 | $ 142,000 |
| Grand County Utah | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Iron County Utah | 1 | $ 132,000 | $ 132,000 | $ 73,000 |
| Kane County Utah | 1 | $ 340,000 | $ 340,000 | $ 48,000 |
| Weber County Utah | 1 | $ 150,000 | $ 150,000 | $ 94,000 |
| Clallam County Washington | 1 | $ 193,000 | $ 193,000 | $ 49,000 |
| Kittitas County Washington | 1 | $ 270,000 | $ 270,000 | $ 150,000 |
| Lincoln County Washington | 1 | $ 353,000 | $ 353,000 | $ 171,000 |
| Mason County Washington | 1 | $ 414,000 | $ 414,000 | $ 58,000 |
| Dodge County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 33,000 |
| Sawyer County Wisconsin | 1 | $ 378,000 | $ 378,000 | $ 71,000 |
| Waushara County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Americash in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,691 | $529,722,000 | $313,000 | $2,279,000 | $131,000 | $2,806,000 |
| Home Purchase | 70 | $23,992,000 | $342,000 | $900,000 | $152,000 | $1,032,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,210 | $373,422,000 | $308,000 | $2,279,000 | $132,000 | $1,755,000 |
| Not Provided | 368 | $124,570,000 | $338,000 | $1,896,000 | $137,000 | $2,806,000 |
| Hispanic | 96 | $28,520,000 | $297,000 | $840,000 | $109,000 | $533,000 |
| Asian | 67 | $21,990,000 | $328,000 | $960,000 | $130,000 | $472,000 |
| Black or African American | 14 | $3,331,000 | $237,000 | $512,000 | $101,000 | $389,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,027,000 | $342,000 | $396,000 | $130,000 | $196,000 |
| American Indian or Alaskan Native | 3 | $854,000 | $284,000 | $385,000 | $91,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,670 | $531,931,000 | $318,000 | $2,279,000 | $134,000 | $2,806,000 |
| FHA-insured (Federal Housing Administration) | 88 | $20,990,000 | $238,000 | $743,000 | $76,000 | $292,000 |
| VA-guaranteed (Veterans Administration) | 3 | $793,000 | $264,000 | $377,000 | $128,000 | $157,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,093 | $326,949,000 | $299,000 | $1,088,000 | $134,000 | $1,026,000 |
| Application Withdrawn By Applicant | 357 | $118,441,000 | $331,000 | $2,279,000 | $113,000 | $1,755,000 |
| Application Denied By Financial Institution | 187 | $62,241,000 | $332,000 | $1,723,000 | $122,000 | $1,872,000 |
| Application Approved But Not Accepted | 124 | $46,083,000 | $371,000 | $1,896,000 | $176,000 | $2,806,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.