Amerifirst Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Amerifirst Financial, Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amerifirst Financial, Inc. 1550 E. Mckellips Rd, Suite 117 Mesa, AZ 85203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 7,257 |
| Total Mortgage Loan Application Amount | $1,688,871,000 |
| Average Mortgage Loan Application Amount | $243,500 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $2,131,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Amerifirst Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Amerifirst Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amerifirst Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst Financial, Inc.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 3,686 | $ 724,642,000 | $ 196,000 | $ 84,000 |
| San Diego County California | 405 | $ 157,133,000 | $ 387,000 | $ 127,000 |
| Yuma County Arizona | 318 | $ 39,682,000 | $ 124,000 | $ 49,000 |
| Los Angeles County California | 302 | $ 122,732,000 | $ 406,000 | $ 140,000 |
| Pinal County Arizona | 262 | $ 39,524,000 | $ 150,000 | $ 69,000 |
| Riverside County California | 247 | $ 61,954,000 | $ 250,000 | $ 88,000 |
| Yavapai County Arizona | 219 | $ 40,069,000 | $ 182,000 | $ 81,000 |
| San Bernardino County California | 215 | $ 51,395,000 | $ 239,000 | $ 80,000 |
| Orange County California | 206 | $ 95,893,000 | $ 465,000 | $ 168,000 |
| Denver County Colorado | 131 | $ 41,671,000 | $ 318,000 | $ 128,000 |
| Navajo County Arizona | 119 | $ 17,165,000 | $ 144,000 | $ 87,000 |
| Ada County Idaho | 101 | $ 19,861,000 | $ 196,000 | $ 88,000 |
| Gila County Arizona | 83 | $ 12,749,000 | $ 153,000 | $ 71,000 |
| Contra Costa County California | 63 | $ 31,093,000 | $ 493,000 | $ 157,000 |
| Jefferson County Colorado | 52 | $ 13,604,000 | $ 261,000 | $ 99,000 |
| Williamson County Texas | 51 | $ 8,254,000 | $ 161,000 | $ 111,000 |
| Arapahoe County Colorado | 48 | $ 12,545,000 | $ 261,000 | $ 99,000 |
| Alameda County California | 45 | $ 22,752,000 | $ 505,000 | $ 184,000 |
| Santa Clara County California | 38 | $ 21,807,000 | $ 573,000 | $ 192,000 |
| Denton County Texas | 38 | $ 6,873,000 | $ 180,000 | $ 90,000 |
| San Joaquin County California | 36 | $ 7,928,000 | $ 220,000 | $ 63,000 |
| Pima County Arizona | 35 | $ 6,072,000 | $ 173,000 | $ 68,000 |
| Douglas County Colorado | 33 | $ 9,815,000 | $ 297,000 | $ 106,000 |
| Travis County Texas | 32 | $ 6,597,000 | $ 206,000 | $ 147,000 |
| Adams County Colorado | 30 | $ 6,714,000 | $ 223,000 | $ 78,000 |
| Canyon County Idaho | 30 | $ 4,000,000 | $ 133,000 | $ 60,000 |
| Mohave County Arizona | 24 | $ 4,089,000 | $ 170,000 | $ 78,000 |
| Ventura County California | 22 | $ 9,170,000 | $ 416,000 | $ 131,000 |
| Coconino County Arizona | 21 | $ 4,718,000 | $ 224,000 | $ 148,000 |
| Kern County California | 21 | $ 3,699,000 | $ 176,000 | $ 76,000 |
| Stanislaus County California | 19 | $ 2,917,000 | $ 153,000 | $ 54,000 |
| Grand County Colorado | 19 | $ 3,428,000 | $ 180,000 | $ 119,000 |
| Bexar County Texas | 19 | $ 3,433,000 | $ 180,000 | $ 114,000 |
| San Mateo County California | 17 | $ 9,919,000 | $ 583,000 | $ 283,000 |
| Boulder County Colorado | 16 | $ 5,668,000 | $ 354,000 | $ 129,000 |
| Collin County Texas | 16 | $ 3,639,000 | $ 227,000 | $ 102,000 |
| Graham County Arizona | 15 | $ 2,102,000 | $ 140,000 | $ 54,000 |
| Sacramento County California | 10 | $ 2,529,000 | $ 252,000 | $ 92,000 |
| Bell County Texas | 10 | $ 1,233,000 | $ 123,000 | $ 83,000 |
| Harris County Texas | 9 | $ 1,544,000 | $ 171,000 | $ 105,000 |
| Broomfield County Colorado | 8 | $ 2,116,000 | $ 264,000 | $ 116,000 |
| Burnet County Texas | 8 | $ 1,026,000 | $ 128,000 | $ 82,000 |
| Dallas County Texas | 8 | $ 1,547,000 | $ 193,000 | $ 115,000 |
| Tarrant County Texas | 8 | $ 1,453,000 | $ 181,000 | $ 182,000 |
| San Francisco County California | 7 | $ 4,708,000 | $ 672,000 | $ 181,000 |
| Hays County Texas | 7 | $ 1,328,000 | $ 189,000 | $ 148,000 |
| Placer County California | 6 | $ 2,093,000 | $ 348,000 | $ 127,000 |
| Salt Lake County Utah | 6 | $ 1,400,000 | $ 233,000 | $ 124,000 |
| Cochise County Arizona | 5 | $ 729,000 | $ 145,000 | $ 77,000 |
| Nevada County California | 5 | $ 1,366,000 | $ 273,000 | $ 90,000 |
| Apache County Arizona | 4 | $ 634,000 | $ 158,000 | $ 77,000 |
| Marin County California | 4 | $ 2,102,000 | $ 525,000 | $ 272,000 |
| Solano County California | 4 | $ 1,028,000 | $ 257,000 | $ 145,000 |
| El Paso County Colorado | 4 | $ 860,000 | $ 215,000 | $ 184,000 |
| Larimer County Colorado | 4 | $ 1,215,000 | $ 303,000 | $ 85,000 |
| Summit County Colorado | 4 | $ 855,000 | $ 213,000 | $ 170,000 |
| Weld County Colorado | 4 | $ 803,000 | $ 200,000 | $ 68,000 |
| Gem County Idaho | 4 | $ 598,000 | $ 149,000 | $ 52,000 |
| Guadalupe County Texas | 4 | $ 679,000 | $ 169,000 | $ 63,000 |
| Greenlee County Arizona | 3 | $ 401,000 | $ 133,000 | $ 77,000 |
| Merced County California | 3 | $ 584,000 | $ 194,000 | $ 55,000 |
| Sonoma County California | 3 | $ 643,000 | $ 214,000 | $ 50,000 |
| Shelby County Tennessee | 3 | $ 217,000 | $ 72,000 | $ 264,000 |
| Bastrop County Texas | 3 | $ 713,000 | $ 237,000 | $ 124,000 |
| Fort Bend County Texas | 3 | $ 496,000 | $ 165,000 | $ 243,000 |
| Hidalgo County Texas | 3 | $ 354,000 | $ 118,000 | $ 135,000 |
| Amador County California | 2 | $ 200,000 | $ 100,000 | $ 245,000 |
| El Dorado County California | 2 | $ 671,000 | $ 335,000 | $ 140,000 |
| Imperial County California | 2 | $ 346,000 | $ 173,000 | $ 523,000 |
| Monterey County California | 2 | $ 905,000 | $ 452,000 | $ 136,000 |
| Santa Barbara County California | 2 | $ 985,000 | $ 492,000 | $ 76,000 |
| Santa Cruz County California | 2 | $ 1,146,000 | $ 573,000 | $ 136,000 |
| Yuba County California | 2 | $ 438,000 | $ 219,000 | $ 185,000 |
| Fremont County Colorado | 2 | $ 416,000 | $ 208,000 | $ 106,000 |
| Hennepin County Minnesota | 2 | $ 227,000 | $ 113,000 | $ 42,000 |
| St. Louis County Minnesota | 2 | $ 115,000 | $ 57,000 | $ 27,000 |
| Ector County Texas | 2 | $ 280,000 | $ 140,000 | $ 233,000 |
| El Paso County Texas | 2 | $ 259,000 | $ 129,000 | $ 49,000 |
| Montgomery County Texas | 2 | $ 568,000 | $ 284,000 | $ 107,000 |
| Davis County Utah | 2 | $ 665,000 | $ 332,000 | $ 519,000 |
| Snohomish County Washington | 2 | $ 642,000 | $ 321,000 | $ 83,000 |
| Del Norte County California | 1 | $ 139,000 | $ 139,000 | $ 48,000 |
| Fresno County California | 1 | $ 270,000 | $ 270,000 | $ 81,000 |
| Mono County California | 1 | $ 263,000 | $ 263,000 | $ 171,000 |
| Napa County California | 1 | $ 416,000 | $ 416,000 | $ 166,000 |
| San Luis Obispo County California | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Shasta County California | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Tulare County California | 1 | $ 143,000 | $ 143,000 | $ 64,000 |
| Tuolumne County California | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Clear Creek County Colorado | 1 | $ 289,000 | $ 289,000 | $ 67,000 |
| Elbert County Colorado | 1 | $ 424,000 | $ 424,000 | $ 255,000 |
| La Plata County Colorado | 1 | $ 343,000 | $ 343,000 | $ 69,000 |
| Morgan County Colorado | 1 | $ 234,000 | $ 234,000 | $ 93,000 |
| Park County Colorado | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Pitkin County Colorado | 1 | $ 1,330,000 | $ 1,330,000 | $ 647,000 |
| Teller County Colorado | 1 | $ 276,000 | $ 276,000 | $ 246,000 |
| Blaine County Idaho | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| Clearwater County Idaho | 1 | $ 72,000 | $ 72,000 | $ 64,000 |
| Elmore County Idaho | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Owyhee County Idaho | 1 | $ 180,000 | $ 180,000 | $ 40,000 |
| Payette County Idaho | 1 | $ 196,000 | $ 196,000 | $ 60,000 |
| Twin Falls County Idaho | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Valley County Idaho | 1 | $ 271,000 | $ 271,000 | $ 60,000 |
| Washington County Idaho | 1 | $ 148,000 | $ 148,000 | $ 34,000 |
| Scott County Minnesota | 1 | $ 354,000 | $ 354,000 | $ 164,000 |
| Bernalillo County New Mexico | 1 | $ 178,000 | $ 178,000 | $ 75,000 |
| Santa Fe County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 129,000 |
| Williamson County Tennessee | 1 | $ 719,000 | $ 719,000 | $ 196,000 |
| Chambers County Texas | 1 | $ 248,000 | $ 248,000 | $ 131,000 |
| Comal County Texas | 1 | $ 217,000 | $ 217,000 | $ 84,000 |
| Hardin County Texas | 1 | $ 238,000 | $ 238,000 | $ 84,000 |
| Jefferson County Texas | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Kaufman County Texas | 1 | $ 172,000 | $ 172,000 | $ 70,000 |
| Lee County Texas | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Llano County Texas | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Nolan County Texas | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Parker County Texas | 1 | $ 216,000 | $ 216,000 | $ 170,000 |
| Rockwall County Texas | 1 | $ 129,000 | $ 129,000 | $ 118,000 |
| Iron County Utah | 1 | $ 417,000 | $ 417,000 | $ 2,131,000 |
| Chelan County Washington | 1 | $ 319,000 | $ 319,000 | $ 154,000 |
Mortgage Loan Application Detail Totals for Amerifirst Financial, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,139 | $1,115,473,000 | $217,000 | $1,800,000 | $90,000 | $2,131,000 |
| Refinancing | 2,118 | $573,398,000 | $270,000 | $3,000,000 | $106,000 | $1,781,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,839 | $1,171,808,000 | $242,000 | $2,363,000 | $102,000 | $2,131,000 |
| Hispanic | 1,507 | $271,847,000 | $180,000 | $1,680,000 | $62,000 | $444,000 |
| Not Provided | 384 | $106,087,000 | $276,000 | $3,000,000 | $112,000 | $1,616,000 |
| Asian | 288 | $82,751,000 | $287,000 | $840,000 | $116,000 | $678,000 |
| Black or African American | 182 | $43,547,000 | $239,000 | $1,285,000 | $85,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 35 | $9,316,000 | $266,000 | $426,000 | $91,000 | $215,000 |
| American Indian or Alaskan Native | 22 | $3,515,000 | $159,000 | $272,000 | $77,000 | $186,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,445 | $1,121,373,000 | $252,000 | $3,000,000 | $111,000 | $2,131,000 |
| FHA-insured (Federal Housing Administration) | 1,953 | $373,015,000 | $190,000 | $820,000 | $67,000 | $710,000 |
| VA-guaranteed (Veterans Administration) | 612 | $159,885,000 | $261,000 | $866,000 | $84,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 247 | $34,598,000 | $140,000 | $413,000 | $43,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,922 | $1,110,461,000 | $225,000 | $2,363,000 | $93,000 | $2,131,000 |
| Application Withdrawn By Applicant | 1,596 | $392,094,000 | $245,000 | $2,100,000 | $101,000 | $1,490,000 |
| Application Denied By Financial Institution | 510 | $118,396,000 | $232,000 | $3,000,000 | $82,000 | $518,000 |
| File Closed For Incompleteness | 190 | $56,969,000 | $299,000 | $1,931,000 | $113,000 | $1,114,000 |
| Application Approved But Not Accepted | 39 | $10,951,000 | $280,000 | $1,113,000 | $133,000 | $1,205,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst Financial, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amerifirst Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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