Amerifirst Financial, Inc. Mortgage Lending & HMDA Data, 2021

In 2021, Amerifirst Financial, Inc. of Mesa, AZ reported 16,577 mortgage applications totaling $5.6 billion, down 6% from 2020. The average application was for $335,036, and applicants reported an average income of $106,330. 70% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (6,895), Denver-Aurora-Lakewood, CO (2,739) and San Antonio-New Braunfels, TX (529) (applications in parentheses).

Mortgage Company & Address Amerifirst Financial, Inc.
1550 E. McKellips Rd, Suite 117
Mesa, AZ 85203
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 16,577
Total Mortgage Loan Application Amount $5,553,900,000
Average Mortgage Loan Application Amount $335,036
Highest Mortgage Loan Application Amount $7,005,000
Average Applicant Income $106,330
Highest Applicant Income $8,458,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amerifirst Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Amerifirst Financial, Inc. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 6,030 $ 1,925,220,000 $ 319,273 $ 99,000
Pinal, Arizona 865 $ 223,815,000 $ 258,745 $ 76,000
Denver, Colorado 861 $ 396,165,000 $ 460,121 $ 130,000
Jefferson, Colorado 560 $ 242,110,000 $ 432,339 $ 123,000
Adams, Colorado 512 $ 189,920,000 $ 370,937 $ 98,000
Clark, Nevada 499 $ 152,255,000 $ 305,120 $ 90,000
Arapahoe, Colorado 493 $ 198,505,000 $ 402,647 $ 104,000
Bexar, Texas 395 $ 98,095,000 $ 248,341 $ 93,000
Fresno, California 345 $ 87,655,000 $ 254,072 $ 92,000
Douglas, Colorado 234 $ 117,160,000 $ 500,683 $ 145,000
Navajo, Arizona 217 $ 49,795,000 $ 229,470 $ 83,000
Weld, Colorado 213 $ 76,185,000 $ 357,676 $ 103,000
Riverside, California 192 $ 71,740,000 $ 373,645 $ 121,000
Travis, Texas 164 $ 61,090,000 $ 372,500 $ 173,000
Stanislaus, California 163 $ 50,255,000 $ 308,312 $ 77,000
San Diego, California 161 $ 91,985,000 $ 571,335 $ 165,000
Sacramento, California 147 $ 48,295,000 $ 328,537 $ 95,000
Yavapai, Arizona 138 $ 42,670,000 $ 309,202 $ 107,000
San Joaquin, California 109 $ 49,305,000 $ 452,339 $ 124,000
Shasta, California 105 $ 30,385,000 $ 289,380 $ 103,000
Collin, Texas 100 $ 32,590,000 $ 325,900 $ 124,000
Pima, Arizona 99 $ 23,515,000 $ 237,525 $ 82,000
Gila, Arizona 97 $ 26,945,000 $ 277,783 $ 117,000
Orange, California 97 $ 69,365,000 $ 715,103 $ 198,000
Bernalillo, New Mexico 97 $ 21,955,000 $ 226,340 $ 85,000
Los Angeles, California 96 $ 52,470,000 $ 546,562 $ 178,000
Williamson, Texas 87 $ 27,795,000 $ 319,482 $ 121,000
Boulder, Colorado 85 $ 45,305,000 $ 533,000 $ 134,000
Tarrant, Texas 82 $ 25,270,000 $ 308,170 $ 101,000
Harris, Texas 76 $ 20,580,000 $ 270,789 $ 124,000
McLennan, Texas 76 $ 17,220,000 $ 226,578 $ 90,000
El Paso, Colorado 75 $ 30,005,000 $ 400,066 $ 139,000
Larimer, Colorado 74 $ 28,260,000 $ 381,891 $ 166,000
San Bernardino, California 69 $ 23,435,000 $ 339,637 $ 117,000
Dallas, Texas 68 $ 18,130,000 $ 266,617 $ 85,000
Merced, California 66 $ 16,540,000 $ 250,606 $ 75,000
Mohave, Arizona 59 $ 12,065,000 $ 204,491 $ 78,000
Denton, Texas 58 $ 18,490,000 $ 318,793 $ 112,000
Siskiyou, California 56 $ 15,060,000 $ 268,928 $ 101,000
Mecklenburg, North Carolina 53 $ 14,195,000 $ 267,830 $ 86,000
Jackson, Mississippi 49 $ 7,815,000 $ 159,489 $ 65,000
Coconino, Arizona 48 $ 16,710,000 $ 348,125 $ 166,000
Comal, Texas 47 $ 15,195,000 $ 323,297 $ 112,000
Guadalupe, Texas 45 $ 12,365,000 $ 274,777 $ 110,000
Broomfield, Colorado 40 $ 17,390,000 $ 434,750 $ 122,000
Placer, California 39 $ 17,805,000 $ 456,538 $ 142,000
Tulare, California 36 $ 8,680,000 $ 241,111 $ 79,000
Utah, Utah 34 $ 11,810,000 $ 347,352 $ 371,000
Pierce, Washington 34 $ 13,170,000 $ 387,352 $ 89,000
Madera, California 33 $ 9,985,000 $ 302,575 $ 95,000
King, Washington 33 $ 14,905,000 $ 451,666 $ 142,000
Apache, Arizona 30 $ 6,970,000 $ 232,333 $ 98,000
Hays, Texas 29 $ 10,825,000 $ 373,275 $ 138,000
Sandoval, New Mexico 27 $ 6,045,000 $ 223,888 $ 63,000
Monterey, California 25 $ 9,825,000 $ 393,000 $ 109,000
Montgomery, Texas 25 $ 6,155,000 $ 246,200 $ 125,000
San Luis Obispo, California 24 $ 6,810,000 $ 283,750 $ 109,000
Orange, Florida 24 $ 5,930,000 $ 247,083 $ 74,000
Yuma, Arizona 23 $ 4,805,000 $ 208,913 $ 45,000
Broward, Florida 23 $ 8,245,000 $ 358,478 $ 117,000
Kern, California 22 $ 5,160,000 $ 234,545 $ 86,000
Grand, Colorado 22 $ 9,660,000 $ 439,090 $ 183,000
Harrison, Mississippi 22 $ 3,400,000 $ 154,545 $ 66,000
Osceola, Florida 21 $ 4,935,000 $ 235,000 $ 83,000
Cook, Illinois 21 $ 5,125,000 $ 244,047 $ 95,000
Solano, California 20 $ 8,880,000 $ 444,000 $ 126,000
El Dorado, California 19 $ 6,785,000 $ 357,105 $ 98,000
Miami-Dade, Florida 19 $ 6,985,000 $ 367,631 $ 113,000
York, South Carolina 19 $ 6,235,000 $ 328,157 $ 97,000
Jefferson, Alabama 18 $ 4,210,000 $ 233,888 $ 87,000
Fulton, Georgia 18 $ 7,010,000 $ 389,444 $ 192,000
Contra Costa, California 17 $ 8,335,000 $ 490,294 $ 144,000
Elbert, Colorado 17 $ 8,715,000 $ 512,647 $ 128,000
Summit, Colorado 17 $ 10,195,000 $ 599,705 $ 345,000
Fort Bend, Texas 17 $ 5,075,000 $ 298,529 $ 140,000
Thurston, Washington 16 $ 6,750,000 $ 421,875 $ 112,000
Alameda, California 15 $ 7,785,000 $ 519,000 $ 130,000
Logan, Colorado 15 $ 2,795,000 $ 186,333 $ 63,000
Palm Beach, Florida 15 $ 3,735,000 $ 249,000 $ 87,000
Valencia, New Mexico 15 $ 3,495,000 $ 233,000 $ 84,000
Salt Lake, Utah 15 $ 6,685,000 $ 445,666 $ 156,000
Santa Cruz, California 14 $ 6,260,000 $ 447,142 $ 127,000
Pueblo, Colorado 14 $ 3,220,000 $ 230,000 $ 70,000
Hillsborough, Florida 14 $ 5,110,000 $ 365,000 $ 95,000
Hall, Georgia 14 $ 2,670,000 $ 190,714 $ 65,000
Bell, Texas 14 $ 2,370,000 $ 169,285 $ 65,000
Ellis, Texas 14 $ 3,840,000 $ 274,285 $ 84,000
Kings, California 13 $ 2,395,000 $ 184,230 $ 64,000
Lake, Florida 13 $ 3,445,000 $ 265,000 $ 94,000
Polk, Florida 13 $ 2,645,000 $ 203,461 $ 71,000
Washoe, Nevada 13 $ 9,065,000 $ 697,307 $ 334,000
Cabarrus, North Carolina 13 $ 4,235,000 $ 325,769 $ 103,000
Snohomish, Washington 13 $ 5,285,000 $ 406,538 $ 141,000
Shelby, Alabama 12 $ 3,290,000 $ 274,166 $ 68,000
Santa Clara, California 12 $ 8,370,000 $ 697,500 $ 204,000
Yuba, California 12 $ 3,420,000 $ 285,000 $ 79,000
El Paso, Texas 12 $ 1,970,000 $ 164,166 $ 61,000
Galveston, Texas 12 $ 5,230,000 $ 435,833 $ 95,000
Medina, Texas 12 $ 3,480,000 $ 290,000 $ 74,000
Nueces, Texas 12 $ 3,360,000 $ 280,000 $ 100,000
Rockwall, Texas 12 $ 4,370,000 $ 364,166 $ 100,000
Cochise, Arizona 11 $ 2,325,000 $ 211,363 $ 67,000
Park, Colorado 11 $ 3,985,000 $ 362,272 $ 147,000
Lee, Florida 11 $ 4,015,000 $ 365,000 $ 205,000
Seminole, Florida 11 $ 2,385,000 $ 216,818 $ 62,000
Ocean, New Jersey 11 $ 2,995,000 $ 272,272 $ 77,000
Union, North Carolina 11 $ 2,945,000 $ 267,727 $ 71,000
Wilson, Texas 11 $ 2,605,000 $ 236,818 $ 85,000
Tehama, California 10 $ 2,410,000 $ 241,000 $ 87,000
Eagle, Colorado 10 $ 7,120,000 $ 712,000 $ 632,000
Buncombe, North Carolina 10 $ 3,560,000 $ 356,000 $ 124,000
Gaston, North Carolina 10 $ 1,800,000 $ 180,000 $ 53,000
Anderson, South Carolina 10 $ 2,310,000 $ 231,000 $ 74,000
Greenville, South Carolina 10 $ 2,800,000 $ 280,000 $ 105,000
Atascosa, Texas 10 $ 2,040,000 $ 204,000 $ 106,000
San Benito, California 9 $ 3,745,000 $ 416,111 $ 132,000
Torrance, New Mexico 9 $ 1,315,000 $ 146,111 $ 72,000
Yancey, North Carolina 9 $ 2,795,000 $ 310,555 $ 179,000
Grayson, Texas 9 $ 3,555,000 $ 395,000 $ 114,000
Hidalgo, Texas 9 $ 1,655,000 $ 183,888 $ 74,000
Kaufman, Texas 9 $ 2,595,000 $ 288,333 $ 164,000
Midland, Texas 9 $ 2,045,000 $ 227,222 $ 80,000
Graham, Arizona 8 $ 1,990,000 $ 248,750 $ 94,000
Sutter, California 8 $ 2,470,000 $ 308,750 $ 79,000
Multnomah, Oregon 8 $ 2,810,000 $ 351,250 $ 122,000
Beaufort, South Carolina 8 $ 1,810,000 $ 226,250 $ 83,000
Williamson, Tennessee 8 $ 4,050,000 $ 506,250 $ 115,000
Collier, Florida 7 $ 2,345,000 $ 335,000 $ 98,000
Pasco, Florida 7 $ 1,505,000 $ 215,000 $ 91,000
DeKalb, Georgia 7 $ 2,285,000 $ 326,428 $ 137,000
Gwinnett, Georgia 7 $ 1,575,000 $ 225,000 $ 81,000
Dona Ana, New Mexico 7 $ 2,195,000 $ 313,571 $ 102,000
Santa Fe, New Mexico 7 $ 5,035,000 $ 719,285 $ 69,000
Henderson, North Carolina 7 $ 1,965,000 $ 280,714 $ 73,000
Kendall, Texas 7 $ 2,385,000 $ 340,714 $ 194,000
Parker, Texas 7 $ 1,865,000 $ 266,428 $ 75,000
Butte, California 6 $ 840,000 $ 140,000 $ 53,000
Santa Barbara, California 6 $ 2,080,000 $ 346,666 $ 114,000
Ventura, California 6 $ 3,340,000 $ 556,666 $ 173,000
Clear Creek, Colorado 6 $ 3,150,000 $ 525,000 $ 281,000
Gunnison, Colorado 6 $ 3,070,000 $ 511,666 $ 168,000
Hennepin, Minnesota 6 $ 1,400,000 $ 233,333 $ 69,000
Davidson, Tennessee 6 $ 3,390,000 $ 565,000 $ 254,000
Hunt, Texas 6 $ 1,930,000 $ 321,666 $ 100,000
Weber, Utah 6 $ 1,890,000 $ 315,000 $ 99,000
Kitsap, Washington 6 $ 2,500,000 $ 416,666 $ 70,000
Mason, Washington 6 $ 2,950,000 $ 491,666 $ 116,000
Imperial, California 5 $ 1,205,000 $ 241,000 $ 103,000
Mendocino, California 5 $ 1,685,000 $ 337,000 $ 109,000
Nevada, California 5 $ 1,275,000 $ 255,000 $ 110,000
Sonoma, California 5 $ 2,235,000 $ 447,000 $ 135,000
Yolo, California 5 $ 2,075,000 $ 415,000 $ 106,000
Gilpin, Colorado 5 $ 2,415,000 $ 483,000 $ 115,000
Lake, Colorado 5 $ 1,735,000 $ 347,000 $ 125,000
Mesa, Colorado 5 $ 1,315,000 $ 263,000 $ 114,000
Brevard, Florida 5 $ 1,465,000 $ 293,000 $ 145,000
St. Lucie, Florida 5 $ 1,545,000 $ 309,000 $ 50,000
Walton, Florida 5 $ 3,405,000 $ 681,000 $ 177,000
Cobb, Georgia 5 $ 1,355,000 $ 271,000 $ 94,000
Flathead, Montana 5 $ 6,245,000 $ 1,249,000 $ 347,000
Nye, Nevada 5 $ 1,205,000 $ 241,000 $ 51,000
Rowan, North Carolina 5 $ 955,000 $ 191,000 $ 54,000
Wake, North Carolina 5 $ 1,845,000 $ 369,000 $ 185,000
Clackamas, Oregon 5 $ 1,505,000 $ 301,000 $ 92,000
Lancaster, South Carolina 5 $ 1,045,000 $ 209,000 $ 72,000
Rutherford, Tennessee 5 $ 1,775,000 $ 355,000 $ 147,000
Bastrop, Texas 5 $ 2,175,000 $ 435,000 $ 125,000
Brazoria, Texas 5 $ 845,000 $ 169,000 $ 88,000
Ector, Texas 5 $ 1,015,000 $ 203,000 $ 75,000
Hill, Texas 5 $ 795,000 $ 159,000 $ 95,000
Johnson, Texas 5 $ 1,805,000 $ 361,000 $ 141,000
Polk, Texas 5 $ 315,000 $ 63,000 $ 69,000
San Jacinto, Texas 5 $ 865,000 $ 173,000 $ 49,000
Wood, Texas 5 $ 1,305,000 $ 261,000 $ 109,000
Davis, Utah 5 $ 2,045,000 $ 409,000 $ 104,000
Washington, Utah 5 $ 1,635,000 $ 327,000 $ 102,000
Grays Harbor, Washington 5 $ 895,000 $ 179,000 $ 52,000
Blount, Alabama 4 $ 750,000 $ 187,500 $ 70,000
Mariposa, California 4 $ 1,380,000 $ 345,000 $ 68,000
Mono, California 4 $ 1,090,000 $ 272,500 $ 286,000
Garfield, Colorado 4 $ 1,600,000 $ 400,000 $ 70,000
Morgan, Colorado 4 $ 500,000 $ 125,000 $ 49,000
Duval, Florida 4 $ 970,000 $ 242,500 $ 73,000
Manatee, Florida 4 $ 1,110,000 $ 277,500 $ 89,000
Marion, Florida 4 $ 760,000 $ 190,000 $ 80,000
Jackson, Georgia 4 $ 740,000 $ 185,000 $ 56,000
Ada, Idaho 4 $ 2,210,000 $ 552,500 $ 186,000
Kane, Illinois 4 $ 930,000 $ 232,500 $ 74,000
Lake, Illinois 4 $ 1,220,000 $ 305,000 $ 137,000
Anne Arundel, Maryland 4 $ 2,360,000 $ 590,000 $ 126,000
Essex, Massachusetts 4 $ 1,770,000 $ 442,500 $ 311,000
Middlesex, Massachusetts 4 $ 1,450,000 $ 362,500 $ 173,000
Kent, Michigan 4 $ 620,000 $ 155,000 $ 74,000
DeSoto, Mississippi 4 $ 790,000 $ 197,500 $ 71,000
Grenada, Mississippi 4 $ 1,040,000 $ 260,000 $ 46,000
Sarpy, Nebraska 4 $ 980,000 $ 245,000 $ 74,000
Guilford, North Carolina 4 $ 1,340,000 $ 335,000 $ 141,000
Iredell, North Carolina 4 $ 1,040,000 $ 260,000 $ 78,000
Rutherford, North Carolina 4 $ 590,000 $ 147,500 $ 58,000
Tulsa, Oklahoma 4 $ 800,000 $ 200,000 $ 70,000
Lane, Oregon 4 $ 1,100,000 $ 275,000 $ 88,000
Marion, Oregon 4 $ 1,360,000 $ 340,000 $ 137,000
Washington, Oregon 4 $ 1,330,000 $ 332,500 $ 93,000
Montgomery, Pennsylvania 4 $ 1,750,000 $ 437,500 $ 165,000
Chesterfield, South Carolina 4 $ 850,000 $ 212,500 $ 57,000
Dorchester, South Carolina 4 $ 1,430,000 $ 357,500 $ 71,000
Spartanburg, South Carolina 4 $ 1,010,000 $ 252,500 $ 79,000
Shelby, Tennessee 4 $ 1,280,000 $ 320,000 $ 72,000
Burnet, Texas 4 $ 1,120,000 $ 280,000 $ 96,000
Chambers, Texas 4 $ 970,000 $ 242,500 $ 113,000
Matagorda, Texas 4 $ 680,000 $ 170,000 $ 71,000
Waller, Texas 4 $ 1,330,000 $ 332,500 $ 156,000
Wise, Texas 4 $ 1,070,000 $ 267,500 $ 80,000
Fairfax, Virginia 4 $ 1,350,000 $ 337,500 $ 114,000
Prince William, Virginia 4 $ 1,350,000 $ 337,500 $ 98,000
Kittitas, Washington 4 $ 1,280,000 $ 320,000 $ 72,000
Baldwin, Alabama 3 $ 795,000 $ 265,000 $ 112,000
Cullman, Alabama 3 $ 925,000 $ 308,333 $ 63,000
Madison, Alabama 3 $ 565,000 $ 188,333 $ 55,000
Talladega, Alabama 3 $ 455,000 $ 151,666 $ 90,000
La Paz, Arizona 3 $ 875,000 $ 291,666 $ 161,000
Faulkner, Arkansas 3 $ 485,000 $ 161,666 $ 46,000
Amador, California 3 $ 1,095,000 $ 365,000 $ 78,000
San Mateo, California 3 $ 2,695,000 $ 898,333 $ 100,000
Tuolumne, California 3 $ 465,000 $ 155,000 $ 110,000
Fremont, Colorado 3 $ 655,000 $ 218,333 $ 65,000
Routt, Colorado 3 $ 2,555,000 $ 851,666 $ 159,000
Escambia, Florida 3 $ 495,000 $ 165,000 $ 48,000
Gulf, Florida 3 $ 395,000 $ 131,666 $ 68,000
Okaloosa, Florida 3 $ 1,525,000 $ 508,333 $ 139,000
Pinellas, Florida 3 $ 1,425,000 $ 475,000 $ 210,000
Coweta, Georgia 3 $ 825,000 $ 275,000 $ 84,000
Fayette, Georgia 3 $ 985,000 $ 328,333 $ 105,000
Forsyth, Georgia 3 $ 1,545,000 $ 515,000 $ 93,000
Spalding, Georgia 3 $ 805,000 $ 268,333 $ 93,000
Walton, Georgia 3 $ 1,005,000 $ 335,000 $ 96,000
Canyon, Idaho 3 $ 1,245,000 $ 415,000 $ 126,000
Kendall, Illinois 3 $ 895,000 $ 298,333 $ 127,000
Polk, Iowa 3 $ 595,000 $ 198,333 $ 41,000
Johnson, Kansas 3 $ 725,000 $ 241,666 $ 119,000
Oakland, Michigan 3 $ 815,000 $ 271,666 $ 132,000
Stone, Mississippi 3 $ 355,000 $ 118,333 $ 41,000
Douglas, Nevada 3 $ 1,275,000 $ 425,000 $ 138,000
Somerset, New Jersey 3 $ 975,000 $ 325,000 $ 114,000
Chaves, New Mexico 3 $ 895,000 $ 298,333 $ 204,000
Catawba, North Carolina 3 $ 565,000 $ 188,333 $ 78,000
Haywood, North Carolina 3 $ 1,275,000 $ 425,000 $ 99,000
Madison, North Carolina 3 $ 1,035,000 $ 345,000 $ 352,000
Mitchell, North Carolina 3 $ 575,000 $ 191,666 $ 126,000
Cuyahoga, Ohio 3 $ 755,000 $ 251,666 $ 118,000
Deschutes, Oregon 3 $ 1,125,000 $ 375,000 $ 172,000
Jackson, Oregon 3 $ 1,305,000 $ 435,000 $ 82,000
Berkeley, South Carolina 3 $ 725,000 $ 241,666 $ 79,000
Lexington, South Carolina 3 $ 885,000 $ 295,000 $ 209,000
Montgomery, Tennessee 3 $ 845,000 $ 281,666 $ 69,000
Blanco, Texas 3 $ 1,145,000 $ 381,666 $ 107,000
Brazos, Texas 3 $ 695,000 $ 231,666 $ 150,000
Cameron, Texas 3 $ 445,000 $ 148,333 $ 51,000
Camp, Texas 3 $ 605,000 $ 201,666 $ 121,000
Taylor, Texas 3 $ 455,000 $ 151,666 $ 86,000
Tooele, Utah 3 $ 915,000 $ 305,000 $ 92,000
Arlington, Virginia 3 $ 1,385,000 $ 461,666 $ 134,000
Spokane, Washington 3 $ 945,000 $ 315,000 $ 42,000
Chilton, Alabama 2 $ 290,000 $ 145,000 $ 46,000
Coosa, Alabama 2 $ 480,000 $ 240,000 $ 58,000
St. Clair, Alabama 2 $ 270,000 $ 135,000 $ 59,000
Santa Cruz, Arizona 2 $ 240,000 $ 120,000 $ 76,000
Pulaski, Arkansas 2 $ 550,000 $ 275,000 $ 64,000
Calaveras, California 2 $ 980,000 $ 490,000 $ 124,000
Marin, California 2 $ 2,040,000 $ 1,020,000 $ 145,000
Napa, California 2 $ 850,000 $ 425,000 $ 104,000
San Francisco, California 2 $ 2,050,000 $ 1,025,000 $ 311,000
Kit Carson, Colorado 2 $ 350,000 $ 175,000 $ 47,000
Moffat, Colorado 2 $ 360,000 $ 180,000 $ 78,000
Ouray, Colorado 2 $ 510,000 $ 255,000 $ 47,000
District of Columbia, District Of Columbia 2 $ 1,570,000 $ 785,000 $ 177,000
Citrus, Florida 2 $ 540,000 $ 270,000 $ 57,000
Flagler, Florida 2 $ 630,000 $ 315,000 $ 105,000
Monroe, Florida 2 $ 1,450,000 $ 725,000 $ 733,000
Santa Rosa, Florida 2 $ 370,000 $ 185,000 $ 85,000
Volusia, Florida 2 $ 530,000 $ 265,000 $ 166,000
Banks, Georgia 2 $ 290,000 $ 145,000 $ 38,000
Bryan, Georgia 2 $ 660,000 $ 330,000 $ 103,000
Chatham, Georgia 2 $ 380,000 $ 190,000 $ 192,000
Glynn, Georgia 2 $ 360,000 $ 180,000 $ 76,000
Meriwether, Georgia 2 $ 540,000 $ 270,000 $ 100,000
Newton, Georgia 2 $ 370,000 $ 185,000 $ 83,000
Troup, Georgia 2 $ 340,000 $ 170,000 $ 75,000
Kootenai, Idaho 2 $ 440,000 $ 220,000 $ 137,000
Christian, Illinois 2 $ 300,000 $ 150,000 $ 59,000
Monroe, Illinois 2 $ 610,000 $ 305,000 $ 112,000
Elkhart, Indiana 2 $ 360,000 $ 180,000 $ 78,000
LaPorte, Indiana 2 $ 160,000 $ 80,000 $ 23,000
Marion, Indiana 2 $ 490,000 $ 245,000 $ 58,000
Jefferson, Kentucky 2 $ 340,000 $ 170,000 $ 115,000
Montgomery, Maryland 2 $ 430,000 $ 215,000 $ 58,000
Genesee, Michigan 2 $ 420,000 $ 210,000 $ 74,000
Livingston, Michigan 2 $ 790,000 $ 395,000 $ 141,000
Macomb, Michigan 2 $ 290,000 $ 145,000 $ 76,000
Ottawa, Michigan 2 $ 390,000 $ 195,000 $ 100,000
Van Buren, Michigan 2 $ 260,000 $ 130,000 $ 72,000
Wayne, Michigan 2 $ 200,000 $ 100,000 $ 107,000
Ramsey, Minnesota 2 $ 720,000 $ 360,000 $ 127,000
Washington, Minnesota 2 $ 370,000 $ 185,000 $ 61,000
Forrest, Mississippi 2 $ 430,000 $ 215,000 $ 105,000
Lauderdale, Mississippi 2 $ 350,000 $ 175,000 $ 167,000
Tate, Mississippi 2 $ 340,000 $ 170,000 $ 87,000
Greene, Missouri 2 $ 530,000 $ 265,000 $ 88,000
St. Louis, Missouri 2 $ 240,000 $ 120,000 $ 57,000
Gallatin, Montana 2 $ 870,000 $ 435,000 $ 140,000
Douglas, Nebraska 2 $ 400,000 $ 200,000 $ 140,000
Keith, Nebraska 2 $ 290,000 $ 145,000 $ 145,000
Churchill, Nevada 2 $ 330,000 $ 165,000 $ 72,000
Elko, Nevada 2 $ 850,000 $ 425,000 $ 115,000
Hillsborough, New Hampshire 2 $ 720,000 $ 360,000 $ 152,000
Monmouth, New Jersey 2 $ 450,000 $ 225,000 $ 113,000
Caldwell, North Carolina 2 $ 380,000 $ 190,000 $ 85,000
Cumberland, North Carolina 2 $ 440,000 $ 220,000 $ 99,000
Davidson, North Carolina 2 $ 540,000 $ 270,000 $ 155,000
Forsyth, North Carolina 2 $ 320,000 $ 160,000 $ 79,000
Harnett, North Carolina 2 $ 740,000 $ 370,000 $ 88,000
Polk, North Carolina 2 $ 330,000 $ 165,000 $ 47,000
Wilkes, North Carolina 2 $ 310,000 $ 155,000 $ 28,000
Yadkin, North Carolina 2 $ 380,000 $ 190,000 $ 61,000
Clermont, Ohio 2 $ 590,000 $ 295,000 $ 104,000
Trumbull, Ohio 2 $ 290,000 $ 145,000 $ 41,000
Canadian, Oklahoma 2 $ 460,000 $ 230,000 $ 86,000
Cleveland, Oklahoma 2 $ 350,000 $ 175,000 $ 38,000
Curry, Oregon 2 $ 520,000 $ 260,000 $ 38,000
Linn, Oregon 2 $ 530,000 $ 265,000 $ 66,000
Clarion, Pennsylvania 2 $ 280,000 $ 140,000 $ 93,000
Philadelphia, Pennsylvania 2 $ 510,000 $ 255,000 $ 72,000
Horry, South Carolina 2 $ 410,000 $ 205,000 $ 88,000
Blount, Tennessee 2 $ 490,000 $ 245,000 $ 54,000
Maury, Tennessee 2 $ 660,000 $ 330,000 $ 77,000
Wilson, Tennessee 2 $ 1,340,000 $ 670,000 $ 228,000
Bandera, Texas 2 $ 490,000 $ 245,000 $ 85,000
Bosque, Texas 2 $ 430,000 $ 215,000 $ 154,000
Caldwell, Texas 2 $ 440,000 $ 220,000 $ 68,000
Crane, Texas 2 $ 320,000 $ 160,000 $ 65,000
Falls, Texas 2 $ 560,000 $ 280,000 $ 148,000
Frio, Texas 2 $ 260,000 $ 130,000 $ 56,000
Henderson, Texas 2 $ 680,000 $ 340,000 $ 137,000
Hockley, Texas 2 $ 550,000 $ 275,000 $ 116,000
Hood, Texas 2 $ 650,000 $ 325,000 $ 120,000
Kerr, Texas 2 $ 400,000 $ 200,000 $ 96,000
Lampasas, Texas 2 $ 310,000 $ 155,000 $ 64,000
Randall, Texas 2 $ 120,000 $ 60,000 $ 43,000
Smith, Texas 2 $ 520,000 $ 260,000 $ 96,000
Van Zandt, Texas 2 $ 710,000 $ 355,000 $ 161,000
Walker, Texas 2 $ 240,000 $ 120,000 $ 68,000
Webb, Texas 2 $ 320,000 $ 160,000 $ 108,000
Iron, Utah 2 $ 2,220,000 $ 1,110,000 $ 87,000
Summit, Utah 2 $ 1,630,000 $ 815,000 $ 149,000
Isle of Wight, Virginia 2 $ 770,000 $ 385,000 $ 157,000
Roanoke City, Virginia 2 $ 260,000 $ 130,000 $ 55,000
Rockbridge, Virginia 2 $ 600,000 $ 300,000 $ 120,000
Benton, Washington 2 $ 900,000 $ 450,000 $ 208,000
Chelan, Washington 2 $ 330,000 $ 165,000 $ 39,000
Clark, Washington 2 $ 620,000 $ 310,000 $ 97,000
Cowlitz, Washington 2 $ 560,000 $ 280,000 $ 74,000
Douglas, Washington 2 $ 560,000 $ 280,000 $ 39,000
Stevens, Washington 2 $ 780,000 $ 390,000 $ 132,000
Dane, Wisconsin 2 $ 690,000 $ 345,000 $ 121,000
Lincoln, Wyoming 2 $ 400,000 $ 200,000 $ 56,000
Natrona, Wyoming 2 $ 750,000 $ 375,000 $ 140,000
Sheridan, Wyoming 2 $ 940,000 $ 470,000 $ 293,000
Cherokee, Alabama 1 $ 135,000 $ 135,000 $ 81,000
Dale, Alabama 1 $ 145,000 $ 145,000 $ 66,000
Lee, Alabama 1 $ 155,000 $ 155,000 $ 15,000
Limestone, Alabama 1 $ 595,000 $ 595,000 $ 0
Marshall, Alabama 1 $ 185,000 $ 185,000 $ 59,000
Mobile, Alabama 1 $ 85,000 $ 85,000 $ 81,000
Tuscaloosa, Alabama 1 $ 235,000 $ 235,000 $ 47,000
Benton, Arkansas 1 $ 175,000 $ 175,000 $ 0
Perry, Arkansas 1 $ 105,000 $ 105,000 $ 80,000
Pope, Arkansas 1 $ 135,000 $ 135,000 $ 43,000
Saline, Arkansas 1 $ 145,000 $ 145,000 $ 62,000
White, Arkansas 1 $ 75,000 $ 75,000 $ 36,000
Glenn, California 1 $ 255,000 $ 255,000 $ 309,000
Humboldt, California 1 $ 205,000 $ 205,000 $ 0
Lassen, California 1 $ 125,000 $ 125,000 $ 37,000
Plumas, California 1 $ 145,000 $ 145,000 $ 27,000
Archuleta, Colorado 1 $ 445,000 $ 445,000 $ 223,000
Chaffee, Colorado 1 $ 395,000 $ 395,000 $ 279,000
Delta, Colorado 1 $ 305,000 $ 305,000 $ 51,000
La Plata, Colorado 1 $ 305,000 $ 305,000 $ 90,000
Las Animas, Colorado 1 $ 185,000 $ 185,000 $ 65,000
Pitkin, Colorado 1 $ 615,000 $ 615,000 $ 101,000
Rio Grande, Colorado 1 $ 85,000 $ 85,000 $ 18,000
Saguache, Colorado 1 $ 245,000 $ 245,000 $ 212,000
San Miguel, Colorado 1 $ 415,000 $ 415,000 $ 180,000
Teller, Colorado 1 $ 255,000 $ 255,000 $ 62,000
Alachua, Florida 1 $ 525,000 $ 525,000 $ 210,000
Charlotte, Florida 1 $ 1,665,000 $ 1,665,000 $ 1,361,000
Hernando, Florida 1 $ 345,000 $ 345,000 $ 111,000
Highlands, Florida 1 $ 75,000 $ 75,000 $ 27,000
Indian River, Florida 1 $ 165,000 $ 165,000 $ 63,000
St. Johns, Florida 1 $ 655,000 $ 655,000 $ 347,000
Sumter, Florida 1 $ 215,000 $ 215,000 $ 46,000
Barrow, Georgia 1 $ 145,000 $ 145,000 $ 48,000
Bibb, Georgia 1 $ 115,000 $ 115,000 $ 44,000
Camden, Georgia 1 $ 175,000 $ 175,000 $ 44,000
Carroll, Georgia 1 $ 215,000 $ 215,000 $ 48,000
Clarke, Georgia 1 $ 165,000 $ 165,000 $ 35,000
Clayton, Georgia 1 $ 115,000 $ 115,000 $ 51,000
Columbia, Georgia 1 $ 365,000 $ 365,000 $ 424,000
Douglas, Georgia 1 $ 205,000 $ 205,000 $ 57,000
Fannin, Georgia 1 $ 245,000 $ 245,000 $ 112,000
Gilmer, Georgia 1 $ 265,000 $ 265,000 $ 0
Habersham, Georgia 1 $ 115,000 $ 115,000 $ 35,000
Harris, Georgia 1 $ 155,000 $ 155,000 $ 82,000
Hart, Georgia 1 $ 245,000 $ 245,000 $ 66,000
Heard, Georgia 1 $ 85,000 $ 85,000 $ 37,000
Henry, Georgia 1 $ 305,000 $ 305,000 $ 54,000
Houston, Georgia 1 $ 275,000 $ 275,000 $ 48,000
Jasper, Georgia 1 $ 125,000 $ 125,000 $ 57,000
Jenkins, Georgia 1 $ 95,000 $ 95,000 $ 72,000
Laurens, Georgia 1 $ 125,000 $ 125,000 $ 29,000
Liberty, Georgia 1 $ 285,000 $ 285,000 $ 96,000
Lowndes, Georgia 1 $ 135,000 $ 135,000 $ 93,000
Paulding, Georgia 1 $ 195,000 $ 195,000 $ 34,000
Rockdale, Georgia 1 $ 265,000 $ 265,000 $ 58,000
Sumter, Georgia 1 $ 205,000 $ 205,000 $ 87,000
Adams, Idaho 1 $ 225,000 $ 225,000 $ 145,000
Bannock, Idaho 1 $ 285,000 $ 285,000 $ 97,000
Bonneville, Idaho 1 $ 545,000 $ 545,000 $ 110,000
Madison, Idaho 1 $ 145,000 $ 145,000 $ 275,000
Nez Perce, Idaho 1 $ 205,000 $ 205,000 $ 80,000
Valley, Idaho 1 $ 205,000 $ 205,000 $ 200,000
Jo Daviess, Illinois 1 $ 295,000 $ 295,000 $ 130,000
Kankakee, Illinois 1 $ 85,000 $ 85,000 $ 40,000
Mason, Illinois 1 $ 125,000 $ 125,000 $ 48,000
McHenry, Illinois 1 $ 115,000 $ 115,000 $ 71,000
Rock Island, Illinois 1 $ 125,000 $ 125,000 $ 56,000
Stephenson, Illinois 1 $ 135,000 $ 135,000 $ 60,000
Hendricks, Indiana 1 $ 155,000 $ 155,000 $ 52,000
Lake, Indiana 1 $ 195,000 $ 195,000 $ 75,000
Montgomery, Indiana 1 $ 255,000 $ 255,000 $ 76,000
Porter, Indiana 1 $ 115,000 $ 115,000 $ 64,000
Tippecanoe, Indiana 1 $ 105,000 $ 105,000 $ 36,000
Jasper, Iowa 1 $ 125,000 $ 125,000 $ 45,000
Monona, Iowa 1 $ 225,000 $ 225,000 $ 43,000
Pottawattamie, Iowa 1 $ 135,000 $ 135,000 $ 54,000
Story, Iowa 1 $ 195,000 $ 195,000 $ 512,000
Crawford, Kansas 1 $ 205,000 $ 205,000 $ 99,000
Smith, Kansas 1 $ 125,000 $ 125,000 $ 20,000
Garrard, Kentucky 1 $ 115,000 $ 115,000 $ 83,000
Grant, Kentucky 1 $ 475,000 $ 475,000 $ 150,000
Madison, Kentucky 1 $ 165,000 $ 165,000 $ 69,000
McCracken, Kentucky 1 $ 115,000 $ 115,000 $ 62,000
Nicholas, Kentucky 1 $ 275,000 $ 275,000 $ 65,000
Rockcastle, Kentucky 1 $ 145,000 $ 145,000 $ 48,000
Avoyelles, Louisiana 1 $ 145,000 $ 145,000 $ 65,000
La Salle, Louisiana 1 $ 225,000 $ 225,000 $ 73,000
St. Tammany, Louisiana 1 $ 215,000 $ 215,000 $ 40,000
Tangipahoa, Louisiana 1 $ 155,000 $ 155,000 $ 59,000
Frederick, Maryland 1 $ 495,000 $ 495,000 $ 161,000
Howard, Maryland 1 $ 155,000 $ 155,000 $ 30,000
Prince George's, Maryland 1 $ 345,000 $ 345,000 $ 95,000
Washington, Maryland 1 $ 185,000 $ 185,000 $ 29,000
Berkshire, Massachusetts 1 $ 175,000 $ 175,000 $ 52,000
Worcester, Massachusetts 1 $ 375,000 $ 375,000 $ 208,000
Berrien, Michigan 1 $ 205,000 $ 205,000 $ 61,000
Eaton, Michigan 1 $ 345,000 $ 345,000 $ 198,000
Isabella, Michigan 1 $ 235,000 $ 235,000 $ 115,000
Kalamazoo, Michigan 1 $ 265,000 $ 265,000 $ 72,000
Montcalm, Michigan 1 $ 175,000 $ 175,000 $ 57,000
Washtenaw, Michigan 1 $ 545,000 $ 545,000 $ 223,000
Anoka, Minnesota 1 $ 195,000 $ 195,000 $ 92,000
Cass, Minnesota 1 $ 365,000 $ 365,000 $ 116,000
Mille Lacs, Minnesota 1 $ 155,000 $ 155,000 $ 88,000
Olmsted, Minnesota 1 $ 105,000 $ 105,000 $ 74,000
Pennington, Minnesota 1 $ 225,000 $ 225,000 $ 347,000
Stearns, Minnesota 1 $ 465,000 $ 465,000 $ 144,000
Hancock, Mississippi 1 $ 305,000 $ 305,000 $ 57,000
Jones, Mississippi 1 $ 125,000 $ 125,000 $ 56,000
Lafayette, Mississippi 1 $ 65,000 $ 65,000 $ 28,000
Lamar, Mississippi 1 $ 255,000 $ 255,000 $ 122,000
Johnson, Missouri 1 $ 175,000 $ 175,000 $ 46,000
Platte, Missouri 1 $ 225,000 $ 225,000 $ 113,000
Polk, Missouri 1 $ 135,000 $ 135,000 $ 29,000
St. Charles, Missouri 1 $ 305,000 $ 305,000 $ 122,000
St. Louis City, Missouri 1 $ 185,000 $ 185,000 $ 618,000
Taney, Missouri 1 $ 155,000 $ 155,000 $ 32,000
Lake, Montana 1 $ 515,000 $ 515,000 $ 185,000
Mineral, Montana 1 $ 295,000 $ 295,000 $ 47,000
Powell, Montana 1 $ 545,000 $ 545,000 $ 257,000
Sanders, Montana 1 $ 275,000 $ 275,000 $ 123,000
Cheyenne, Nebraska 1 $ 235,000 $ 235,000 $ 59,000
Carson City, Nevada 1 $ 375,000 $ 375,000 $ 108,000
Lyon, Nevada 1 $ 305,000 $ 305,000 $ 72,000
Merrimack, New Hampshire 1 $ 315,000 $ 315,000 $ 139,000
Atlantic, New Jersey 1 $ 255,000 $ 255,000 $ 375,000
Cape May, New Jersey 1 $ 0 $ 0 $ 35,000
Middlesex, New Jersey 1 $ 1,035,000 $ 1,035,000 $ 296,000
Salem, New Jersey 1 $ 305,000 $ 305,000 $ 118,000
Sussex, New Jersey 1 $ 245,000 $ 245,000 $ 75,000
Warren, New Jersey 1 $ 115,000 $ 115,000 $ 61,000
Eddy, New Mexico 1 $ 355,000 $ 355,000 $ 195,000
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Mortgage Loan Application Detail Totals for Amerifirst Financial, Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,777 $3,146,025,000 $358,000 $7,005,000 $110,000 $8,458,000
Refinancing 4,332 $1,350,385,000 $311,000 $3,425,000 $104,000 $2,636,000
Cash-out Refinancing 3,452 $1,053,640,000 $305,000 $2,055,000 $100,000 $2,484,000
Other Purpose 16 $3,850,000 $240,000 $665,000 $90,000 $505,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,939 $3,494,190,000 $351,000 $7,005,000 $117,000 $8,458,000
Hispanic 3,693 $1,014,035,000 $274,000 $3,425,000 $77,000 $1,047,000
Not Provided 1,102 $417,680,000 $379,000 $3,305,000 $121,000 $1,586,000
Black or African American 871 $258,745,000 $297,000 $2,005,000 $85,000 $844,000
Asian 806 $316,330,000 $392,000 $2,245,000 $118,000 $2,430,000
American Indian or Alaskan Native 109 $33,785,000 $309,000 $1,865,000 $89,000 $334,000
Native Hawaiian or Other Pacific Islander 43 $14,545,000 $338,000 $625,000 $93,000 $313,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,345 $4,239,580,000 $343,000 $7,005,000 $117,000 $3,548,000
FHA-insured (Federal Housing Administration) 2,826 $801,940,000 $283,000 $3,305,000 $75,000 $8,458,000
VA-guaranteed (Veterans Administration) 1,333 $496,415,000 $372,000 $1,795,000 $78,000 $888,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 73 $15,965,000 $218,000 $635,000 $61,000 $152,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,623 $3,862,305,000 $332,000 $2,295,000 $105,000 $3,548,000
Application Withdrawn By Applicant 3,713 $1,262,830,000 $340,000 $7,005,000 $110,000 $8,458,000
Application Approved But Not Accepted 963 $338,145,000 $351,000 $2,265,000 $109,000 $2,240,000
Application Denied By Financial Institution 261 $84,485,000 $323,000 $1,425,000 $86,000 $1,093,000
File Closed For Incompleteness 17 $6,135,000 $360,000 $955,000 $109,000 $395,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 16,316 $5,469,415,000 $335,000 $7,005,000 $107,000 $8,458,000
Credit History 95 $31,565,000 $332,000 $1,425,000 $88,000 $593,000
Other 54 $16,550,000 $306,000 $925,000 $87,000 $594,000
Employment History 40 $14,500,000 $362,000 $955,000 $86,000 $420,000
Debt-To-Income Ratio 28 $9,480,000 $338,000 $1,015,000 $50,000 $138,000
Collateral 27 $7,005,000 $259,000 $475,000 $84,000 $384,000
Unverifiable Information 13 $4,215,000 $324,000 $745,000 $139,000 $1,093,000
Credit Application Incomplete 3 $965,000 $321,000 $495,000 $83,000 $129,000
Insufficient Cash (Downpayment, Closing Cost) 1 $205,000 $205,000 $205,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst Financial, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amerifirst Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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