Arvest Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Arvest Bank 201 W Walnut Fayetteville, AR 72756 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 26,339 |
| Total Mortgage Loan Application Amount | $3,716,305,000 |
| Average Mortgage Loan Application Amount | $117,666 |
| Highest Mortgage Loan Application Amount | $30,755,000 |
| Average Applicant Income | $83,333 |
| Highest Applicant Income | $8,554,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Arvest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Arvest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Arvest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Arvest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Arvest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Arvest Bank's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 6,539 | $ 950,115,000 | $ 113,000 | $ 120,500 |
| NA (OUTSIDE OF MSA/MD) | 5,370 | $ 544,400,000 | $ 176,051 | $ 94,205 |
| TULSA, OK | 2,818 | $ 395,360,000 | $ 140,000 | $ 105,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2,144 | $ 247,340,000 | $ 115,000 | $ 98,000 |
| KANSAS CITY, MO-KS | 1,668 | $ 321,090,000 | $ 202,000 | $ 143,000 |
| OKLAHOMA CITY, OK | 1,472 | $ 206,410,000 | $ 140,000 | $ 114,000 |
| FORT SMITH, AR-OK | 1,156 | $ 120,180,000 | $ 100,000 | $ 81,500 |
| SPRINGFIELD, MO | 801 | $ 121,625,000 | $ 151,000 | $ 91,000 |
| JOPLIN, MO | 760 | $ 80,200,000 | $ 105,000 | $ 95,000 |
| HOT SPRINGS, AR | 461 | $ 52,755,000 | $ 114,000 | $ 88,000 |
| LAWTON, OK | 430 | $ 38,470,000 | $ 89,000 | $ 121,000 |
| JONESBORO, AR | 166 | $ 22,730,000 | $ 136,000 | $ 120,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 116 | $ 25,480,000 | $ 219,000 | $ 113,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 113 | $ 28,985,000 | $ 256,000 | $ 93,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 108 | $ 37,200,000 | $ 344,000 | $ 108,000 |
| DENVER-AURORA-LAKEWOOD, CO | 84 | $ 22,320,000 | $ 265,000 | $ 103,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 63 | $ 13,005,000 | $ 206,000 | $ 88,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 62 | $ 12,190,000 | $ 196,000 | $ 104,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 51 | $ 14,985,000 | $ 293,000 | $ 97,000 |
| ST. LOUIS, MO-IL | 49 | $ 6,595,000 | $ 148,000 | $ 122,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 43 | $ 18,025,000 | $ 419,000 | $ 141,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 42 | $ 10,910,000 | $ 255,000 | $ 106,500 |
| SAN DIEGO-CARLSBAD, CA | 42 | $ 13,950,000 | $ 332,000 | $ 106,000 |
| BOSTON, MA | 40 | $ 11,950,000 | $ 298,000 | $ 117,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 39 | $ 13,245,000 | $ 339,000 | $ 142,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 39 | $ 8,945,000 | $ 229,000 | $ 137,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 36 | $ 6,470,000 | $ 179,000 | $ 106,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 34 | $ 11,060,000 | $ 312,333 | $ 104,333 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 32 | $ 9,840,000 | $ 307,000 | $ 133,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 31 | $ 11,225,000 | $ 362,000 | $ 101,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 31 | $ 6,345,000 | $ 204,000 | $ 134,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 29 | $ 6,595,000 | $ 222,000 | $ 103,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 29 | $ 5,815,000 | $ 200,000 | $ 91,000 |
| TEXARKANA, TX-AR | 28 | $ 3,200,000 | $ 102,000 | $ 66,500 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 28 | $ 7,670,000 | $ 273,000 | $ 144,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 27 | $ 5,555,000 | $ 205,000 | $ 112,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 26 | $ 8,510,000 | $ 327,000 | $ 122,000 |
| DALLAS-PLANO-IRVING, TX | 25 | $ 6,675,000 | $ 267,000 | $ 162,000 |
| LAWRENCE, KS | 23 | $ 4,305,000 | $ 187,000 | $ 134,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 23 | $ 5,775,000 | $ 251,000 | $ 123,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 23 | $ 5,865,000 | $ 244,000 | $ 113,500 |
| STOCKTON-LODI, CA | 23 | $ 7,235,000 | $ 314,000 | $ 99,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 22 | $ 7,670,000 | $ 348,000 | $ 131,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 19 | $ 3,085,000 | $ 162,000 | $ 103,000 |
| PINE BLUFF, AR | 19 | $ 2,265,000 | $ 119,000 | $ 123,000 |
| RALEIGH, NC | 19 | $ 5,435,000 | $ 286,000 | $ 147,000 |
| ELGIN, IL | 18 | $ 2,930,000 | $ 162,000 | $ 101,000 |
| JACKSONVILLE, FL | 18 | $ 3,570,000 | $ 198,000 | $ 105,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 18 | $ 2,950,000 | $ 162,000 | $ 86,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 18 | $ 6,710,000 | $ 372,000 | $ 106,000 |
| NEWARK, NJ-PA | 17 | $ 4,135,000 | $ 192,500 | $ 91,000 |
| TACOMA-LAKEWOOD, WA | 17 | $ 4,735,000 | $ 278,000 | $ 105,000 |
| AUSTIN-ROUND ROCK, TX | 16 | $ 4,440,000 | $ 277,000 | $ 220,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 16 | $ 3,200,000 | $ 200,000 | $ 96,000 |
| SALT LAKE CITY, UT | 16 | $ 4,940,000 | $ 308,000 | $ 118,000 |
| ENID, OK | 15 | $ 1,405,000 | $ 93,000 | $ 105,000 |
| FORT WORTH-ARLINGTON, TX | 15 | $ 4,475,000 | $ 298,000 | $ 140,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 15 | $ 3,035,000 | $ 202,000 | $ 103,000 |
| GREELEY, CO | 14 | $ 4,050,000 | $ 289,000 | $ 95,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 14 | $ 2,740,000 | $ 236,500 | $ 156,500 |
| BIRMINGHAM-HOOVER, AL | 13 | $ 2,335,000 | $ 179,000 | $ 99,000 |
| BOISE CITY, ID | 13 | $ 2,885,000 | $ 221,000 | $ 98,000 |
| CAPE CORAL-FORT MYERS, FL | 13 | $ 3,325,000 | $ 255,000 | $ 134,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 13 | $ 11,305,000 | $ 869,000 | $ 491,000 |
| FRESNO, CA | 13 | $ 2,255,000 | $ 173,000 | $ 88,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 13 | $ 3,635,000 | $ 279,000 | $ 113,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 12 | $ 1,990,000 | $ 165,000 | $ 102,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 12 | $ 2,810,000 | $ 234,000 | $ 117,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 12 | $ 2,990,000 | $ 249,000 | $ 138,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 12 | $ 5,600,000 | $ 466,000 | $ 110,000 |
| WICHITA, KS | 12 | $ 2,170,000 | $ 180,000 | $ 144,000 |
| ANN ARBOR, MI | 11 | $ 1,875,000 | $ 170,000 | $ 149,000 |
| COLUMBUS, OH | 11 | $ 1,635,000 | $ 148,000 | $ 89,000 |
| GARY, IN | 11 | $ 1,735,000 | $ 157,000 | $ 76,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 11 | $ 1,435,000 | $ 130,000 | $ 86,000 |
| MODESTO, CA | 11 | $ 2,415,000 | $ 219,000 | $ 89,000 |
| MEMPHIS, TN-MS-AR | 10 | $ 1,280,000 | $ 117,500 | $ 75,500 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 10 | $ 2,230,000 | $ 223,000 | $ 110,000 |
| PHILADELPHIA, PA | 10 | $ 1,890,000 | $ 189,000 | $ 99,000 |
| PORT ST. LUCIE, FL | 10 | $ 2,360,000 | $ 236,000 | $ 83,000 |
| TOPEKA, KS | 10 | $ 1,260,000 | $ 126,000 | $ 88,000 |
| VALLEJO-FAIRFIELD, CA | 10 | $ 3,340,000 | $ 334,000 | $ 108,000 |
| CAPE GIRARDEAU, MO-IL | 9 | $ 855,000 | $ 95,000 | $ 155,000 |
| CINCINNATI, OH-KY-IN | 9 | $ 1,575,000 | $ 181,000 | $ 86,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 9 | $ 1,505,000 | $ 167,000 | $ 125,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 9 | $ 1,725,000 | $ 246,000 | $ 98,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 9 | $ 1,285,000 | $ 142,000 | $ 95,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 9 | $ 1,585,000 | $ 176,000 | $ 71,000 |
| ALBUQUERQUE, NM | 8 | $ 1,560,000 | $ 195,000 | $ 75,000 |
| CLEVELAND-ELYRIA, OH | 8 | $ 1,070,000 | $ 133,000 | $ 145,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 8 | $ 1,620,000 | $ 202,000 | $ 140,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 8 | $ 2,060,000 | $ 257,000 | $ 114,000 |
| NEW ORLEANS-METAIRIE, LA | 8 | $ 2,100,000 | $ 262,000 | $ 92,000 |
| OCALA, FL | 8 | $ 1,370,000 | $ 171,000 | $ 63,000 |
| PROVO-OREM, UT | 8 | $ 2,250,000 | $ 281,000 | $ 108,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 8 | $ 1,210,000 | $ 151,000 | $ 109,000 |
| SANTA ROSA, CA | 8 | $ 3,260,000 | $ 407,000 | $ 84,000 |
| TUCSON, AZ | 8 | $ 1,820,000 | $ 227,000 | $ 113,000 |
| WINSTON-SALEM, NC | 8 | $ 770,000 | $ 96,000 | $ 129,000 |
| WORCESTER, MA-CT | 8 | $ 1,440,000 | $ 180,000 | $ 75,000 |
| BOULDER, CO | 7 | $ 1,955,000 | $ 279,000 | $ 119,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 7 | $ 1,915,000 | $ 273,000 | $ 107,000 |
| CAMDEN, NJ | 7 | $ 1,655,000 | $ 236,000 | $ 115,000 |
| CHATTANOOGA, TN-GA | 7 | $ 955,000 | $ 132,500 | $ 66,000 |
| FLINT, MI | 7 | $ 795,000 | $ 113,000 | $ 68,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 7 | $ 725,000 | $ 103,000 | $ 85,000 |
| PRESCOTT, AZ | 7 | $ 2,505,000 | $ 357,000 | $ 188,000 |
| SANTA FE, NM | 7 | $ 2,365,000 | $ 337,000 | $ 181,000 |
| SPOKANE-SPOKANE VALLEY, WA | 7 | $ 1,245,000 | $ 177,000 | $ 113,000 |
| BAKERSFIELD, CA | 6 | $ 1,230,000 | $ 205,000 | $ 121,000 |
| DURHAM-CHAPEL HILL, NC | 6 | $ 1,100,000 | $ 183,000 | $ 46,000 |
| GRAND RAPIDS-WYOMING, MI | 6 | $ 890,000 | $ 148,000 | $ 62,000 |
| IDAHO FALLS, ID | 6 | $ 1,420,000 | $ 236,000 | $ 97,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 6 | $ 1,610,000 | $ 257,500 | $ 134,500 |
| MANHATTAN, KS | 6 | $ 1,000,000 | $ 166,000 | $ 185,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 6 | $ 1,280,000 | $ 213,000 | $ 152,000 |
| OGDEN-CLEARFIELD, UT | 6 | $ 1,330,000 | $ 221,000 | $ 75,000 |
| REDDING, CA | 6 | $ 1,740,000 | $ 290,000 | $ 91,000 |
| ST. GEORGE, UT | 6 | $ 1,590,000 | $ 265,000 | $ 79,000 |
| VISALIA-PORTERVILLE, CA | 6 | $ 820,000 | $ 136,000 | $ 66,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 885,000 | $ 240,000 | $ 111,000 |
| BARNSTABLE TOWN, MA | 5 | $ 1,015,000 | $ 203,000 | $ 52,000 |
| BEND-REDMOND, OR | 5 | $ 1,445,000 | $ 289,000 | $ 74,000 |
| COLUMBIA, MO | 5 | $ 935,000 | $ 187,000 | $ 118,000 |
| FORT COLLINS, CO | 5 | $ 1,745,000 | $ 349,000 | $ 85,000 |
| HUNTSVILLE, AL | 5 | $ 695,000 | $ 139,000 | $ 57,000 |
| JACKSON, MS | 5 | $ 645,000 | $ 129,000 | $ 61,000 |
| JEFFERSON CITY, MO | 5 | $ 425,000 | $ 85,000 | $ 69,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 655,000 | $ 131,000 | $ 63,000 |
| LANSING-EAST LANSING, MI | 5 | $ 805,000 | $ 161,000 | $ 94,000 |
| LEXINGTON-FAYETTE, KY | 5 | $ 945,000 | $ 189,000 | $ 158,000 |
| MADERA, CA | 5 | $ 795,000 | $ 159,000 | $ 48,000 |
| PROVIDENCE-WARWICK, RI-MA | 5 | $ 1,395,000 | $ 279,000 | $ 349,000 |
| PUEBLO, CO | 5 | $ 465,000 | $ 93,000 | $ 93,000 |
| ROCKFORD, IL | 5 | $ 695,000 | $ 139,000 | $ 52,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 2,375,000 | $ 475,000 | $ 136,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 665,000 | $ 133,000 | $ 55,000 |
| URBAN HONOLULU, HI | 5 | $ 3,405,000 | $ 681,000 | $ 158,000 |
| ANCHORAGE, AK | 4 | $ 800,000 | $ 200,000 | $ 123,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 950,000 | $ 237,000 | $ 136,000 |
| CHICO, CA | 4 | $ 770,000 | $ 192,000 | $ 87,000 |
| COLORADO SPRINGS, CO | 4 | $ 480,000 | $ 120,000 | $ 47,000 |
| COLUMBIA, SC | 4 | $ 790,000 | $ 197,000 | $ 79,000 |
| EUGENE, OR | 4 | $ 740,000 | $ 185,000 | $ 82,000 |
| FLAGSTAFF, AZ | 4 | $ 670,000 | $ 167,000 | $ 72,000 |
| HANFORD-CORCORAN, CA | 4 | $ 1,560,000 | $ 390,000 | $ 123,000 |
| OLYMPIA-TUMWATER, WA | 4 | $ 910,000 | $ 227,000 | $ 73,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 890,000 | $ 222,000 | $ 110,000 |
| PITTSBURGH, PA | 4 | $ 380,000 | $ 95,000 | $ 122,000 |
| PORTLAND-SOUTH PORTLAND, ME | 4 | $ 950,000 | $ 237,000 | $ 166,000 |
| RICHMOND, VA | 4 | $ 720,000 | $ 180,000 | $ 93,000 |
| SALINAS, CA | 4 | $ 1,610,000 | $ 402,000 | $ 105,000 |
| SPARTANBURG, SC | 4 | $ 940,000 | $ 235,000 | $ 101,000 |
| SPRINGFIELD, MA | 4 | $ 540,000 | $ 135,000 | $ 83,000 |
| YORK-HANOVER, PA | 4 | $ 480,000 | $ 120,000 | $ 63,000 |
| AMARILLO, TX | 3 | $ 675,000 | $ 225,000 | $ 121,000 |
| AUBURN-OPELIKA, AL | 3 | $ 1,545,000 | $ 515,000 | $ 209,000 |
| BLOOMINGTON, IN | 3 | $ 545,000 | $ 181,000 | $ 85,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 705,000 | $ 235,000 | $ 138,000 |
| BURLINGTON, NC | 3 | $ 435,000 | $ 145,000 | $ 79,000 |
| CLARKSVILLE, TN-KY | 3 | $ 385,000 | $ 105,000 | $ 40,500 |
| CORPUS CHRISTI, TX | 3 | $ 365,000 | $ 121,000 | $ 73,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 255,000 | $ 85,000 | $ 51,000 |
| DAYTON, OH | 3 | $ 515,000 | $ 171,000 | $ 123,000 |
| DULUTH, MN-WI | 3 | $ 695,000 | $ 231,000 | $ 65,000 |
| MADISON, WI | 3 | $ 505,000 | $ 168,000 | $ 56,000 |
| MOBILE, AL | 3 | $ 425,000 | $ 141,000 | $ 206,000 |
| OCEAN CITY, NJ | 3 | $ 535,000 | $ 178,000 | $ 165,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 3 | $ 1,115,000 | $ 371,000 | $ 90,000 |
| SAVANNAH, GA | 3 | $ 525,000 | $ 175,000 | $ 82,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 485,000 | $ 161,000 | $ 182,000 |
| ST. JOSEPH, MO-KS | 3 | $ 345,000 | $ 115,000 | $ 84,000 |
| TOLEDO, OH | 3 | $ 245,000 | $ 81,000 | $ 52,000 |
| VINELAND-BRIDGETON, NJ | 3 | $ 495,000 | $ 165,000 | $ 125,000 |
| WARNER ROBINS, GA | 3 | $ 525,000 | $ 175,000 | $ 74,000 |
| WILMINGTON, NC | 3 | $ 295,000 | $ 98,000 | $ 61,000 |
| WINCHESTER, VA-WV | 3 | $ 805,000 | $ 240,000 | $ 99,000 |
| YAKIMA, WA | 3 | $ 395,000 | $ 131,000 | $ 89,000 |
| YUBA CITY, CA | 3 | $ 735,000 | $ 245,000 | $ 79,000 |
| APPLETON, WI | 2 | $ 750,000 | $ 375,000 | $ 234,000 |
| ASHEVILLE, NC | 2 | $ 610,000 | $ 305,000 | $ 128,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 160,000 | $ 80,000 | $ 81,000 |
| BATON ROUGE, LA | 2 | $ 260,000 | $ 130,000 | $ 140,000 |
| BLOOMINGTON, IL | 2 | $ 310,000 | $ 155,000 | $ 139,000 |
| CORVALLIS, OR | 2 | $ 480,000 | $ 240,000 | $ 68,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 280,000 | $ 140,000 | $ 72,000 |
| DOTHAN, AL | 2 | $ 260,000 | $ 130,000 | $ 95,000 |
| EL PASO, TX | 2 | $ 350,000 | $ 175,000 | $ 123,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 150,000 | $ 75,000 | $ 53,000 |
| FORT WAYNE, IN | 2 | $ 210,000 | $ 105,000 | $ 75,000 |
| GRAND JUNCTION, CO | 2 | $ 390,000 | $ 195,000 | $ 81,000 |
| GREEN BAY, WI | 2 | $ 360,000 | $ 180,000 | $ 119,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 260,000 | $ 130,000 | $ 46,000 |
| GREENVILLE, NC | 2 | $ 170,000 | $ 85,000 | $ 74,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 470,000 | $ 235,000 | $ 88,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 280,000 | $ 140,000 | $ 42,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 500,000 | $ 250,000 | $ 80,000 |
| KNOXVILLE, TN | 2 | $ 690,000 | $ 345,000 | $ 147,000 |
| LAFAYETTE, LA | 2 | $ 290,000 | $ 145,000 | $ 43,000 |
| LAKE CHARLES, LA | 2 | $ 450,000 | $ 225,000 | $ 144,000 |
| LANCASTER, PA | 2 | $ 210,000 | $ 105,000 | $ 52,000 |
| LINCOLN, NE | 2 | $ 310,000 | $ 155,000 | $ 71,000 |
| LOGAN, UT-ID | 2 | $ 410,000 | $ 205,000 | $ 76,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 550,000 | $ 275,000 | $ 107,000 |
| MEDFORD, OR | 2 | $ 480,000 | $ 240,000 | $ 97,000 |
| MIDLAND, MI | 2 | $ 150,000 | $ 75,000 | $ 58,000 |
| MORGANTOWN, WV | 2 | $ 320,000 | $ 160,000 | $ 67,000 |
| MUNCIE, IN | 2 | $ 160,000 | $ 80,000 | $ 48,000 |
| NAPA, CA | 2 | $ 1,120,000 | $ 560,000 | $ 104,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 160,000 | $ 80,000 | $ 82,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 380,000 | $ 190,000 | $ 89,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 240,000 | $ 120,000 | $ 64,000 |
| ROCHESTER, MN | 2 | $ 200,000 | $ 100,000 | $ 29,000 |
| SAN RAFAEL, CA | 2 | $ 690,000 | $ 345,000 | $ 169,000 |
| SHERMAN-DENISON, TX | 2 | $ 170,000 | $ 85,000 | $ 83,000 |
| SIOUX FALLS, SD | 2 | $ 380,000 | $ 190,000 | $ 290,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| SPRINGFIELD, IL | 2 | $ 370,000 | $ 185,000 | $ 95,000 |
| ST. CLOUD, MN | 2 | $ 530,000 | $ 265,000 | $ 75,000 |
| TALLAHASSEE, FL | 2 | $ 650,000 | $ 325,000 | $ 162,000 |
| TERRE HAUTE, IN | 2 | $ 120,000 | $ 60,000 | $ 16,000 |
| THE VILLAGES, FL | 2 | $ 510,000 | $ 255,000 | $ 156,000 |
| TRENTON, NJ | 2 | $ 210,000 | $ 105,000 | $ 39,000 |
| WACO, TX | 2 | $ 300,000 | $ 150,000 | $ 194,000 |
| ALBANY, OR | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| ALEXANDRIA, LA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| AMES, IA | 1 | $ 355,000 | $ 355,000 | $ 208,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| BELLINGHAM, WA | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| BILLINGS, MT | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| BRUNSWICK, GA | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| CANTON-MASSILLON, OH | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| CARBONDALE-MARION, IL | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 215,000 | $ 215,000 | $ 151,000 |
| COEUR D'ALENE, ID | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| COLUMBUS, IN | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| DECATUR, IL | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| ELKHART-GOSHEN, IN | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| EVANSVILLE, IN-KY | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| FOND DU LAC, WI | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 45,000 | $ 45,000 | $ 147,000 |
| HAMMOND, LA | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| JACKSON, MI | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| JACKSONVILLE, NC | 1 | $ 135,000 | $ 135,000 | $ 122,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 445,000 | $ 445,000 | $ 60,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 285,000 | $ 285,000 | $ 405,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| LEWISTON-AUBURN, ME | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| LONGVIEW, TX | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 425,000 | $ 425,000 | $ 360,000 |
| MERCED, CA | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| MISSOULA, MT | 1 | $ 315,000 | $ 315,000 | $ 185,000 |
| MONROE, MI | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| MONTGOMERY, AL | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| MORRISTOWN, TN | 1 | $ 335,000 | $ 335,000 | $ 132,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| NEW BERN, NC | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| OWENSBORO, KY | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| PANAMA CITY, FL | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| PEORIA, IL | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| POCATELLO, ID | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| PUNTA GORDA, FL | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| READING, PA | 1 | $ 305,000 | $ 305,000 | $ 26,000 |
| ROME, GA | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| SAGINAW, MI | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| SALEM, OR | 1 | $ 305,000 | $ 305,000 | $ 174,000 |
| SAN ANGELO, TX | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 355,000 | $ 355,000 | $ 220,000 |
| SPRINGFIELD, OH | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
| TUSCALOOSA, AL | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| WENATCHEE, WA | 1 | $ 395,000 | $ 395,000 | $ 163,000 |
| WHEELING, WV-OH | 1 | $ 45,000 | $ 45,000 | $ 14,000 |
| WILLIAMSPORT, PA | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,853 | $2,109,535,000 | $177,000 | $30,755,000 | $101,000 | $5,036,000 |
| Refinancing | 6,045 | $735,355,000 | $121,000 | $7,505,000 | $111,000 | $8,554,000 |
| Cash-out Refinancing | 3,130 | $580,680,000 | $185,000 | $1,925,000 | $86,000 | $1,270,000 |
| Other Purpose | 2,674 | $141,690,000 | $52,000 | $805,000 | $91,000 | $1,993,000 |
| Home Improvement | 2,634 | $148,700,000 | $56,000 | $1,055,000 | $111,000 | $6,572,000 |
| Not Applicable | 3 | $345,000 | $115,000 | $115,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,936 | $2,486,290,000 | $138,000 | $3,705,000 | $102,000 | $7,248,000 |
| Not Provided | 3,331 | $477,485,000 | $143,000 | $1,415,000 | $120,000 | $8,554,000 |
| Hispanic | 2,052 | $233,250,000 | $113,000 | $1,005,000 | $64,000 | $984,000 |
| Not applicable | 1,096 | $245,370,000 | $223,000 | $30,755,000 | $0 | $0 |
| Black or African American | 761 | $92,845,000 | $122,000 | $845,000 | $97,000 | $6,572,000 |
| Asian | 578 | $117,490,000 | $203,000 | $1,565,000 | $122,000 | $5,036,000 |
| American Indian or Alaskan Native | 491 | $49,645,000 | $101,000 | $515,000 | $78,000 | $820,000 |
| Native Hawaiian or Other Pacific Islander | 40 | $7,050,000 | $176,000 | $905,000 | $85,000 | $530,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,042 | $3,226,100,000 | $140,000 | $30,755,000 | $108,000 | $8,554,000 |
| FHA-insured (Federal Housing Administration) | 1,897 | $265,525,000 | $139,000 | $595,000 | $58,000 | $289,000 |
| VA-guaranteed (Veterans Administration) | 740 | $148,960,000 | $201,000 | $815,000 | $80,000 | $385,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 660 | $75,720,000 | $114,000 | $335,000 | $45,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17,291 | $2,590,435,000 | $149,000 | $30,755,000 | $109,000 | $7,248,000 |
| Application Denied By Financial Institution | 4,952 | $483,470,000 | $97,000 | $1,815,000 | $76,000 | $8,554,000 |
| Application Withdrawn By Applicant | 3,206 | $507,640,000 | $158,000 | $5,205,000 | $102,000 | $5,036,000 |
| File Closed For Incompleteness | 569 | $98,025,000 | $172,000 | $1,925,000 | $102,000 | $1,200,000 |
| Application Approved But Not Accepted | 317 | $36,235,000 | $114,000 | $3,605,000 | $122,000 | $1,841,000 |
| Loan Purchased By The Institution | 4 | $500,000 | $125,000 | $155,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,387 | $3,232,835,000 | $151,000 | $30,755,000 | $108,000 | $7,248,000 |
| Debt-To-Income Ratio | 1,761 | $168,945,000 | $95,000 | $1,815,000 | $56,000 | $756,000 |
| Credit History | 1,515 | $99,095,000 | $65,000 | $875,000 | $70,000 | $1,270,000 |
| Collateral | 831 | $80,315,000 | $96,000 | $895,000 | $111,000 | $8,554,000 |
| Credit Application Incomplete | 381 | $77,845,000 | $204,000 | $1,005,000 | $99,000 | $1,104,000 |
| Other | 156 | $20,130,000 | $129,000 | $605,000 | $68,000 | $498,000 |
| Unverifiable Information | 154 | $19,270,000 | $125,000 | $745,000 | $134,000 | $6,572,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 116 | $14,870,000 | $128,000 | $455,000 | $86,000 | $661,000 |
| Employment History | 38 | $3,000,000 | $78,000 | $225,000 | $67,000 | $275,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Arvest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.