Bankfirst
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Bankfirst.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Bankfirst 6100 South Old Village Place Sioux Falls, SD 57108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 886 |
| Total Mortgage Loan Application Amount | $193,726,000 |
| Average Mortgage Loan Application Amount | $303,673 |
| Highest Mortgage Loan Application Amount | $3,325,000 |
| Average Applicant Income | $123,795 |
| Highest Applicant Income | $1,811,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 143 | $ 30,682,000 | $ 214,000 | $ 126,000 |
| Hennepin County Minnesota | 129 | $ 26,851,000 | $ 208,000 | $ 84,000 |
| Dakota County Minnesota | 33 | $ 6,977,000 | $ 211,000 | $ 91,000 |
| Maricopa County Arizona | 30 | $ 10,629,000 | $ 354,000 | $ 92,000 |
| Anoka County Minnesota | 28 | $ 5,031,000 | $ 179,000 | $ 97,000 |
| Scott County Minnesota | 27 | $ 5,379,000 | $ 199,000 | $ 102,000 |
| Washington County Minnesota | 25 | $ 5,196,000 | $ 207,000 | $ 98,000 |
| Ramsey County Minnesota | 24 | $ 4,241,000 | $ 176,000 | $ 85,000 |
| Carver County Minnesota | 17 | $ 3,512,000 | $ 206,000 | $ 91,000 |
| Cook County Illinois | 16 | $ 3,383,000 | $ 211,000 | $ 75,000 |
| Wright County Minnesota | 15 | $ 2,899,000 | $ 193,000 | $ 72,000 |
| Fulton County Georgia | 11 | $ 5,738,000 | $ 521,000 | $ 198,000 |
| Pasco County Florida | 10 | $ 914,000 | $ 91,000 | $ 64,000 |
| Arapahoe County Colorado | 9 | $ 2,058,000 | $ 228,000 | $ 64,000 |
| Sherburne County Minnesota | 9 | $ 1,507,000 | $ 167,000 | $ 80,000 |
| St. Louis County Minnesota | 9 | $ 1,080,000 | $ 120,000 | $ 67,000 |
| Broward County Florida | 8 | $ 1,224,000 | $ 153,000 | $ 112,000 |
| Clayton County Georgia | 8 | $ 582,000 | $ 72,000 | $ 51,000 |
| Adams County Colorado | 7 | $ 1,331,000 | $ 190,000 | $ 103,000 |
| Denver County Colorado | 7 | $ 2,949,000 | $ 421,000 | $ 133,000 |
| Kandiyohi County Minnesota | 7 | $ 350,000 | $ 50,000 | $ 137,000 |
| Palm Beach County Florida | 6 | $ 2,021,000 | $ 336,000 | $ 283,000 |
| Cobb County Georgia | 6 | $ 1,050,000 | $ 175,000 | $ 41,000 |
| DeKalb County Georgia | 6 | $ 763,000 | $ 127,000 | $ 86,000 |
| Maui County Hawaii | 6 | $ 4,758,000 | $ 793,000 | $ 205,000 |
| Sawyer County Wisconsin | 6 | $ 1,152,000 | $ 192,000 | $ 61,000 |
| Osceola County Florida | 5 | $ 625,000 | $ 125,000 | $ 80,000 |
| Volusia County Florida | 5 | $ 2,915,000 | $ 583,000 | $ 773,000 |
| Gwinnett County Georgia | 5 | $ 431,000 | $ 86,000 | $ 37,000 |
| Lake County Illinois | 5 | $ 1,944,000 | $ 388,000 | $ 201,000 |
| Lake County Indiana | 5 | $ 721,000 | $ 144,000 | $ 73,000 |
| Blue Earth County Minnesota | 5 | $ 399,000 | $ 79,000 | $ 105,000 |
| McLeod County Minnesota | 5 | $ 616,000 | $ 123,000 | $ 78,000 |
| Stearns County Minnesota | 5 | $ 566,000 | $ 113,000 | $ 84,000 |
| Minnehaha County South Dakota | 5 | $ 374,000 | $ 74,000 | $ 49,000 |
| Dane County Wisconsin | 5 | $ 534,000 | $ 106,000 | $ 63,000 |
| St. Croix County Wisconsin | 5 | $ 1,216,000 | $ 243,000 | $ 113,000 |
| Jefferson County Alabama | 4 | $ 594,000 | $ 148,000 | $ 104,000 |
| Los Angeles County California | 4 | $ 4,766,000 | $ 1,191,000 | $ 661,000 |
| Larimer County Colorado | 4 | $ 808,000 | $ 202,000 | $ 116,000 |
| Escambia County Florida | 4 | $ 230,000 | $ 57,000 | $ 65,000 |
| Hillsborough County Florida | 4 | $ 452,000 | $ 113,000 | $ 72,000 |
| Pinellas County Florida | 4 | $ 619,000 | $ 154,000 | $ 44,000 |
| Sarasota County Florida | 4 | $ 3,158,000 | $ 789,000 | $ 522,000 |
| Crow Wing County Minnesota | 4 | $ 814,000 | $ 203,000 | $ 129,000 |
| Douglas County Minnesota | 4 | $ 451,000 | $ 112,000 | $ 62,000 |
| Otter Tail County Minnesota | 4 | $ 935,000 | $ 233,000 | $ 153,000 |
| Pine County Minnesota | 4 | $ 787,000 | $ 196,000 | $ 235,000 |
| El Paso County Colorado | 3 | $ 362,000 | $ 120,000 | $ 54,000 |
| Pueblo County Colorado | 3 | $ 210,000 | $ 70,000 | $ 53,000 |
| Brevard County Florida | 3 | $ 241,000 | $ 80,000 | $ 123,000 |
| Citrus County Florida | 3 | $ 221,000 | $ 73,000 | $ 58,000 |
| Hernando County Florida | 3 | $ 425,000 | $ 141,000 | $ 54,000 |
| Aitkin County Minnesota | 3 | $ 305,000 | $ 101,000 | $ 115,000 |
| Chisago County Minnesota | 3 | $ 534,000 | $ 178,000 | $ 90,000 |
| Isanti County Minnesota | 3 | $ 425,000 | $ 141,000 | $ 56,000 |
| Olmsted County Minnesota | 3 | $ 302,000 | $ 100,000 | $ 61,000 |
| New Hanover County North Carolina | 3 | $ 3,370,000 | $ 1,123,000 | $ 385,000 |
| Davidson County Tennessee | 3 | $ 505,000 | $ 168,000 | $ 43,000 |
| Snohomish County Washington | 3 | $ 594,000 | $ 198,000 | $ 181,000 |
| Dunn County Wisconsin | 3 | $ 452,000 | $ 150,000 | $ 142,000 |
| Eau Claire County Wisconsin | 3 | $ 261,000 | $ 87,000 | $ 49,000 |
| Shelby County Alabama | 2 | $ 439,000 | $ 219,000 | $ 150,000 |
| Talladega County Alabama | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Anchorage County Alaska | 2 | $ 340,000 | $ 170,000 | $ 36,000 |
| Matanuska-Susitna County Alaska | 2 | $ 110,000 | $ 55,000 | $ 84,000 |
| Pima County Arizona | 2 | $ 306,000 | $ 153,000 | $ 35,000 |
| Alamosa County Colorado | 2 | $ 280,000 | $ 140,000 | $ 27,000 |
| Fremont County Colorado | 2 | $ 119,000 | $ 59,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 397,000 | $ 198,000 | $ 70,000 |
| Mesa County Colorado | 2 | $ 141,000 | $ 70,000 | $ 46,000 |
| Weld County Colorado | 2 | $ 527,000 | $ 263,000 | $ 137,000 |
| Hartford County Connecticut | 2 | $ 184,000 | $ 92,000 | $ 64,000 |
| Lee County Florida | 2 | $ 1,785,000 | $ 892,000 | $ 0 |
| Monroe County Florida | 2 | $ 638,000 | $ 319,000 | $ 0 |
| St. Johns County Florida | 2 | $ 341,000 | $ 170,000 | $ 0 |
| Carroll County Georgia | 2 | $ 105,000 | $ 52,000 | $ 31,000 |
| Habersham County Georgia | 2 | $ 441,000 | $ 220,000 | $ 111,000 |
| Henry County Georgia | 2 | $ 151,000 | $ 75,000 | $ 60,000 |
| Lumpkin County Georgia | 2 | $ 175,000 | $ 87,000 | $ 54,000 |
| Muscogee County Georgia | 2 | $ 88,000 | $ 44,000 | $ 77,000 |
| Fremont County Idaho | 2 | $ 1,185,000 | $ 592,000 | $ 360,000 |
| DuPage County Illinois | 2 | $ 253,000 | $ 126,000 | $ 70,000 |
| Jasper County Indiana | 2 | $ 247,000 | $ 123,000 | $ 66,000 |
| St. Joseph County Indiana | 2 | $ 94,000 | $ 47,000 | $ 0 |
| Guthrie County Iowa | 2 | $ 90,000 | $ 45,000 | $ 60,000 |
| Johnson County Kansas | 2 | $ 1,600,000 | $ 800,000 | $ 0 |
| Calhoun County Michigan | 2 | $ 46,000 | $ 23,000 | $ 120,000 |
| Monroe County Michigan | 2 | $ 133,000 | $ 66,000 | $ 51,000 |
| St. Clair County Michigan | 2 | $ 163,000 | $ 81,000 | $ 87,000 |
| Cass County Minnesota | 2 | $ 241,000 | $ 120,000 | $ 94,000 |
| Morrison County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 37,000 |
| Nobles County Minnesota | 2 | $ 68,000 | $ 34,000 | $ 153,000 |
| Rice County Minnesota | 2 | $ 148,000 | $ 74,000 | $ 28,000 |
| Stevens County Minnesota | 2 | $ 137,000 | $ 68,000 | $ 40,000 |
| Todd County Minnesota | 2 | $ 63,000 | $ 31,000 | $ 30,000 |
| Jackson County Missouri | 2 | $ 116,000 | $ 58,000 | $ 48,000 |
| Bernalillo County New Mexico | 2 | $ 140,000 | $ 70,000 | $ 108,000 |
| Brunswick County North Carolina | 2 | $ 1,080,000 | $ 540,000 | $ 600,000 |
| Forsyth County North Carolina | 2 | $ 202,000 | $ 101,000 | $ 250,000 |
| Guilford County North Carolina | 2 | $ 97,000 | $ 48,000 | $ 46,000 |
| Wake County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Brookings County South Dakota | 2 | $ 13,000 | $ 6,000 | $ 15,000 |
| Lincoln County South Dakota | 2 | $ 491,000 | $ 245,000 | $ 159,000 |
| Miner County South Dakota | 2 | $ 126,000 | $ 63,000 | $ 142,000 |
| Coffee County Tennessee | 2 | $ 84,000 | $ 42,000 | $ 89,000 |
| Klickitat County Washington | 2 | $ 185,000 | $ 92,000 | $ 70,000 |
| Burnett County Wisconsin | 2 | $ 469,000 | $ 234,000 | $ 123,000 |
| Fond du Lac County Wisconsin | 2 | $ 214,000 | $ 107,000 | $ 65,000 |
| Waushara County Wisconsin | 2 | $ 124,000 | $ 62,000 | $ 27,000 |
| Coconino County Arizona | 1 | $ 394,000 | $ 394,000 | $ 254,000 |
| Pinal County Arizona | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Orange County California | 1 | $ 1,140,000 | $ 1,140,000 | $ 384,000 |
| Riverside County California | 1 | $ 176,000 | $ 176,000 | $ 54,000 |
| Sacramento County California | 1 | $ 274,000 | $ 274,000 | $ 43,000 |
| San Mateo County California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Douglas County Colorado | 1 | $ 825,000 | $ 825,000 | $ 158,000 |
| La Plata County Colorado | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Summit County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 400,000 |
| Duval County Florida | 1 | $ 112,000 | $ 112,000 | $ 34,000 |
| Lake County Florida | 1 | $ 181,000 | $ 181,000 | $ 30,000 |
| Marion County Florida | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Nassau County Florida | 1 | $ 1,367,000 | $ 1,367,000 | $ 1,269,000 |
| Polk County Florida | 1 | $ 144,000 | $ 144,000 | $ 54,000 |
| Wakulla County Florida | 1 | $ 126,000 | $ 126,000 | $ 69,000 |
| Walton County Florida | 1 | $ 1,860,000 | $ 1,860,000 | $ 804,000 |
| Forsyth County Georgia | 1 | $ 161,000 | $ 161,000 | $ 112,000 |
| Pickens County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Ada County Idaho | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Canyon County Idaho | 1 | $ 117,000 | $ 117,000 | $ 51,000 |
| Will County Illinois | 1 | $ 100,000 | $ 100,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 359,000 | $ 359,000 | $ 111,000 |
| York County Maine | 1 | $ 146,000 | $ 146,000 | $ 55,000 |
| Norfolk County Massachusetts | 1 | $ 1,068,000 | $ 1,068,000 | $ 247,000 |
| Saginaw County Michigan | 1 | $ 126,000 | $ 126,000 | $ 86,000 |
| Washtenaw County Michigan | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Wexford County Michigan | 1 | $ 113,000 | $ 113,000 | $ 30,000 |
| Carlton County Minnesota | 1 | $ 133,000 | $ 133,000 | $ 55,000 |
| Clay County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 11,000 |
| Freeborn County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Lincoln County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| St. Louis County Missouri | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Gallatin County Montana | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Washoe County Nevada | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Haywood County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 413,000 |
| York County South Carolina | 1 | $ 423,000 | $ 423,000 | $ 137,000 |
| Codington County South Dakota | 1 | $ 186,000 | $ 186,000 | $ 68,000 |
| Deuel County South Dakota | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Lake County South Dakota | 1 | $ 41,000 | $ 41,000 | $ 91,000 |
| Yankton County South Dakota | 1 | $ 88,000 | $ 88,000 | $ 180,000 |
| Rutherford County Tennessee | 1 | $ 161,000 | $ 161,000 | $ 106,000 |
| Fairfax County Virginia | 1 | $ 354,000 | $ 354,000 | $ 258,000 |
| Columbia County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 47,000 |
| Racine County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 28,000 |
| Waukesha County Wisconsin | 1 | $ 390,000 | $ 390,000 | $ 93,000 |
| Winnebago County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bankfirst in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 499 | $105,485,000 | $289,320 | $3,325,000 | $166,320 | $1,800,000 |
| Refinancing | 384 | $88,226,000 | $332,260 | $2,765,000 | $82,652 | $1,811,000 |
| Home Improvement | 3 | $15,000 | $5,000 | $10,000 | $7,000 | $31,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 623 | $135,664,000 | $275,857 | $2,765,000 | $110,642 | $1,811,000 |
| Not Provided | 125 | $28,951,000 | $315,066 | $1,860,000 | $102,533 | $804,000 |
| Black or African American | 52 | $12,497,000 | $562,375 | $3,325,000 | $321,875 | $1,800,000 |
| Asian | 47 | $9,509,000 | $211,285 | $576,000 | $82,428 | $354,000 |
| Hispanic | 33 | $5,924,000 | $195,300 | $494,000 | $55,400 | $241,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $766,000 | $191,500 | $320,000 | $50,250 | $112,000 |
| American Indian or Alaskan Native | 2 | $415,000 | $207,000 | $332,000 | $79,000 | $79,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 886 | $193,726,000 | $288,066 | $3,325,000 | $113,800 | $1,811,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 525 | $112,085,000 | $262,535 | $2,765,000 | $97,928 | $1,811,000 |
| Application Denied By Financial Institution | 265 | $58,085,000 | $285,133 | $1,860,000 | $136,866 | $1,528,000 |
| Application Approved But Not Accepted | 76 | $19,866,000 | $437,533 | $3,325,000 | $220,933 | $1,800,000 |
| Application Withdrawn By Applicant | 20 | $3,690,000 | $199,875 | $876,000 | $98,375 | $900,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 75 | $16,581,000 | $232,600 | $576,000 | $136,200 | $571,000 |
| Credit Application Incomplete | 55 | $9,789,000 | $168,800 | $1,000,000 | $106,900 | $450,000 |
| Collateral | 36 | $8,874,000 | $199,300 | $1,860,000 | $181,500 | $1,528,000 |
| Debt-To-Income Ratio | 33 | $6,950,000 | $408,625 | $1,800,000 | $103,750 | $375,000 |
| Other | 28 | $6,147,000 | $379,375 | $1,600,000 | $114,625 | $336,000 |
| Credit History | 24 | $7,580,000 | $351,500 | $1,430,000 | $132,300 | $432,000 |
| Employment History | 8 | $1,128,000 | $127,666 | $314,000 | $93,333 | $134,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,036,000 | $180,666 | $303,000 | $143,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.