Bmo Bank National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Bmo Bank National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bmo Bank National Association
111 W. Monroe
Chicago, IL 60603
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 22,369
Total Mortgage Loan Application Amount $4,342,978,000
Average Mortgage Loan Application Amount $178,000
Highest Mortgage Loan Application Amount $14,822,000
Average Applicant Income $113,333
Highest Applicant Income $6,883,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Bmo Bank National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bmo Bank National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Bmo Bank National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bmo Bank National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Bmo Bank National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bmo Bank National Association's mortgage activity for 2016.

Mortgage Loan Application Totals for Bmo Bank National Association by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 3,643 $ 805,202,000 $ 221,000 $ 129,000
Milwaukee County Wisconsin 1,251 $ 174,895,000 $ 139,000 $ 86,000
Maricopa County Arizona 1,205 $ 353,878,000 $ 293,000 $ 156,000
Will County Illinois 1,076 $ 159,896,000 $ 148,000 $ 105,000
DuPage County Illinois 1,028 $ 251,276,000 $ 244,000 $ 136,000
Lake County Illinois 654 $ 165,487,000 $ 253,000 $ 167,000
Dane County Wisconsin 597 $ 146,601,000 $ 245,000 $ 141,000
Waukesha County Wisconsin 564 $ 146,829,000 $ 260,000 $ 140,000
Kane County Illinois 557 $ 93,272,000 $ 167,000 $ 107,000
Lake County Indiana 499 $ 61,636,000 $ 123,000 $ 69,000
McHenry County Illinois 496 $ 67,391,000 $ 135,000 $ 102,000
Marion County Indiana 438 $ 47,604,000 $ 108,000 $ 67,000
Brown County Wisconsin 434 $ 53,617,000 $ 123,000 $ 84,000
Hennepin County Minnesota 363 $ 95,546,000 $ 263,000 $ 172,000
Ozaukee County Wisconsin 327 $ 72,838,000 $ 222,000 $ 124,000
Washington County Wisconsin 322 $ 55,120,000 $ 171,000 $ 92,000
Outagamie County Wisconsin 265 $ 39,667,000 $ 149,000 $ 104,000
Rock County Wisconsin 261 $ 28,943,000 $ 110,000 $ 77,000
Winnebago County Illinois 249 $ 20,838,000 $ 83,000 $ 59,000
Hamilton County Indiana 224 $ 46,047,000 $ 205,000 $ 124,000
Racine County Wisconsin 221 $ 27,035,000 $ 122,000 $ 85,000
Kenosha County Wisconsin 198 $ 27,329,000 $ 138,000 $ 92,000
Winnebago County Wisconsin 184 $ 24,777,000 $ 134,000 $ 77,000
Marathon County Wisconsin 183 $ 22,282,000 $ 121,000 $ 84,000
Oneida County Wisconsin 165 $ 21,920,000 $ 132,000 $ 101,000
Sheboygan County Wisconsin 163 $ 19,024,000 $ 116,000 $ 72,000
Johnson County Kansas 155 $ 38,149,000 $ 246,000 $ 134,000
Fond du Lac County Wisconsin 147 $ 16,371,000 $ 111,000 $ 70,000
St. Louis County Missouri 146 $ 32,836,000 $ 224,000 $ 130,000
Walworth County Wisconsin 142 $ 30,732,000 $ 216,000 $ 136,000
Portage County Wisconsin 141 $ 19,401,000 $ 137,000 $ 78,000
Manatee County Florida 138 $ 21,279,000 $ 154,000 $ 106,000
Yavapai County Arizona 126 $ 33,984,000 $ 269,000 $ 143,000
Sauk County Wisconsin 121 $ 16,528,000 $ 136,000 $ 82,000
Kendall County Illinois 120 $ 18,132,000 $ 151,000 $ 93,000
Wyandotte County Kansas 119 $ 11,836,000 $ 99,000 $ 42,000
Sarasota County Florida 117 $ 36,388,000 $ 311,000 $ 170,000
Dodge County Wisconsin 114 $ 13,413,000 $ 117,000 $ 80,000
Morgan County Indiana 112 $ 12,953,000 $ 115,000 $ 77,000
Jackson County Missouri 111 $ 15,951,000 $ 143,000 $ 68,000
Vilas County Wisconsin 111 $ 18,799,000 $ 169,000 $ 110,000
Hendricks County Indiana 102 $ 13,073,000 $ 128,000 $ 80,000
Howard County Indiana 100 $ 9,016,000 $ 90,000 $ 75,000
Ramsey County Minnesota 99 $ 19,836,000 $ 200,000 $ 101,000
Pima County Arizona 98 $ 20,859,000 $ 212,000 $ 103,000
Calumet County Wisconsin 97 $ 17,157,000 $ 176,000 $ 178,000
Dakota County Minnesota 95 $ 16,220,000 $ 170,000 $ 86,000
Adams County Wisconsin 95 $ 6,983,000 $ 73,000 $ 71,000
Porter County Indiana 92 $ 16,765,000 $ 182,000 $ 121,000
Manitowoc County Wisconsin 87 $ 8,351,000 $ 95,000 $ 83,000
Collier County Florida 86 $ 44,959,000 $ 522,000 $ 295,000
Johnson County Indiana 86 $ 13,028,000 $ 151,000 $ 98,000
Lincoln County Wisconsin 85 $ 7,668,000 $ 90,000 $ 64,000
Oconto County Wisconsin 79 $ 8,954,000 $ 113,000 $ 78,000
Lee County Florida 77 $ 25,296,000 $ 328,000 $ 238,000
Shawano County Wisconsin 76 $ 8,603,000 $ 113,000 $ 79,000
Pinal County Arizona 73 $ 11,966,000 $ 163,000 $ 94,000
La Crosse County Wisconsin 72 $ 6,131,000 $ 85,000 $ 68,000
Anoka County Minnesota 67 $ 12,557,000 $ 187,000 $ 84,000
Wood County Wisconsin 66 $ 8,307,000 $ 125,000 $ 95,000
St. Louis City County Missouri 65 $ 7,170,000 $ 110,000 $ 82,000
Marinette County Wisconsin 61 $ 5,788,000 $ 94,000 $ 93,000
Boone County Illinois 57 $ 7,599,000 $ 133,000 $ 128,000
Grundy County Illinois 57 $ 7,326,000 $ 128,000 $ 84,000
Waupaca County Wisconsin 57 $ 5,766,000 $ 101,000 $ 70,000
Columbia County Wisconsin 56 $ 8,019,000 $ 143,000 $ 77,000
Jefferson County Wisconsin 53 $ 8,414,000 $ 158,000 $ 79,000
Marquette County Wisconsin 49 $ 4,405,000 $ 89,000 $ 66,000
Pierce County Wisconsin 49 $ 6,768,000 $ 138,000 $ 80,000
Ashland County Wisconsin 48 $ 4,271,000 $ 88,000 $ 76,000
Kewaunee County Wisconsin 48 $ 4,267,000 $ 88,000 $ 72,000
Bayfield County Wisconsin 47 $ 5,218,000 $ 111,000 $ 99,000
Richland County Wisconsin 47 $ 4,656,000 $ 99,000 $ 77,000
Clay County Missouri 46 $ 7,317,000 $ 159,000 $ 68,000
Grant County Wisconsin 45 $ 4,584,000 $ 101,000 $ 55,000
Hillsborough County Florida 44 $ 7,556,000 $ 171,000 $ 91,000
Chippewa County Wisconsin 43 $ 6,131,000 $ 142,000 $ 86,000
Scott County Minnesota 42 $ 10,686,000 $ 254,000 $ 142,000
Washington County Minnesota 42 $ 10,443,000 $ 248,000 $ 122,000
Clark County Wisconsin 42 $ 3,407,000 $ 81,000 $ 64,000
Charlotte County Florida 41 $ 5,588,000 $ 136,000 $ 153,000
Iowa County Wisconsin 39 $ 5,708,000 $ 146,000 $ 104,000
St. Charles County Missouri 37 $ 6,841,000 $ 184,000 $ 78,000
Door County Wisconsin 35 $ 10,075,000 $ 287,000 $ 390,000
Green Lake County Wisconsin 35 $ 4,711,000 $ 134,000 $ 126,000
Madison County Indiana 34 $ 3,204,000 $ 94,000 $ 70,000
Boone County Indiana 33 $ 6,393,000 $ 193,000 $ 130,000
Juneau County Wisconsin 33 $ 3,138,000 $ 95,000 $ 77,000
Jefferson County Missouri 32 $ 4,919,000 $ 153,000 $ 60,000
Eau Claire County Wisconsin 32 $ 4,437,000 $ 138,000 $ 77,000
Coconino County Arizona 31 $ 11,309,000 $ 364,000 $ 178,000
DeKalb County Illinois 30 $ 3,690,000 $ 123,000 $ 76,000
Waushara County Wisconsin 30 $ 2,733,000 $ 91,000 $ 73,000
Douglas County Wisconsin 29 $ 2,151,000 $ 74,000 $ 58,000
Langlade County Wisconsin 29 $ 3,440,000 $ 118,000 $ 79,000
St. Clair County Illinois 26 $ 2,457,000 $ 94,000 $ 51,000
Palm Beach County Florida 25 $ 13,013,000 $ 520,000 $ 240,000
Hancock County Indiana 25 $ 4,133,000 $ 165,000 $ 99,000
Orange County Florida 24 $ 6,339,000 $ 264,000 $ 209,000
Tipton County Indiana 23 $ 1,712,000 $ 74,000 $ 62,000
Carver County Minnesota 23 $ 5,017,000 $ 218,000 $ 129,000
Berrien County Michigan 22 $ 10,130,000 $ 460,000 $ 261,000
Broward County Florida 21 $ 12,373,000 $ 589,000 $ 536,000
Kankakee County Illinois 21 $ 2,231,000 $ 106,000 $ 74,000
Clark County Nevada 21 $ 8,042,000 $ 382,000 $ 221,000
Riverside County California 20 $ 10,275,000 $ 513,000 $ 282,000
Pinellas County Florida 20 $ 5,632,000 $ 281,000 $ 417,000
LaPorte County Indiana 20 $ 3,534,000 $ 176,000 $ 161,000
Crawford County Kansas 20 $ 1,895,000 $ 94,000 $ 54,000
Wright County Minnesota 20 $ 2,691,000 $ 134,000 $ 96,000
King County Washington 20 $ 11,304,000 $ 565,000 $ 155,000
Seminole County Florida 19 $ 2,715,000 $ 142,000 $ 77,000
Dunn County Wisconsin 17 $ 1,554,000 $ 91,000 $ 61,000
LaSalle County Illinois 16 $ 1,826,000 $ 114,000 $ 54,000
Buchanan County Missouri 16 $ 1,559,000 $ 97,000 $ 49,000
Crawford County Wisconsin 15 $ 1,540,000 $ 102,000 $ 76,000
Green County Wisconsin 15 $ 1,812,000 $ 120,000 $ 58,000
St. Croix County Wisconsin 15 $ 3,158,000 $ 210,000 $ 67,000
Orange County California 13 $ 10,098,000 $ 776,000 $ 276,000
Cass County Missouri 13 $ 1,321,000 $ 101,000 $ 74,000
Miami-Dade County Florida 12 $ 5,143,000 $ 428,000 $ 227,000
St. Louis County Minnesota 12 $ 1,572,000 $ 131,000 $ 81,000
San Diego County California 10 $ 9,871,000 $ 987,000 $ 323,000
Lake County Florida 10 $ 1,874,000 $ 187,000 $ 84,000
Volusia County Florida 10 $ 3,166,000 $ 316,000 $ 110,000
Ogle County Illinois 10 $ 1,534,000 $ 153,000 $ 82,000
Monroe County Indiana 10 $ 1,516,000 $ 151,000 $ 89,000
Vigo County Indiana 10 $ 848,000 $ 84,000 $ 105,000
Mohave County Arizona 9 $ 962,000 $ 106,000 $ 93,000
Denver County Colorado 9 $ 3,678,000 $ 408,000 $ 319,000
Forest County Wisconsin 9 $ 1,580,000 $ 175,000 $ 173,000
Vernon County Wisconsin 9 $ 585,000 $ 65,000 $ 52,000
Los Angeles County California 8 $ 7,172,000 $ 896,000 $ 620,000
Eagle County Colorado 8 $ 7,077,000 $ 884,000 $ 675,000
Pasco County Florida 8 $ 841,000 $ 105,000 $ 86,000
Polk County Florida 8 $ 1,030,000 $ 128,000 $ 189,000
Hawaii County Hawaii 8 $ 17,338,000 $ 2,167,000 $ 2,004,000
Rush County Indiana 8 $ 492,000 $ 61,000 $ 44,000
Sherburne County Minnesota 8 $ 1,266,000 $ 158,000 $ 121,000
Platte County Missouri 8 $ 1,121,000 $ 140,000 $ 98,000
Franklin County Ohio 8 $ 697,000 $ 87,000 $ 51,000
Osceola County Florida 7 $ 2,737,000 $ 391,000 $ 184,000
Montgomery County Ohio 7 $ 845,000 $ 120,000 $ 93,000
Alameda County California 6 $ 3,227,000 $ 537,000 $ 220,000
Hernando County Florida 6 $ 869,000 $ 144,000 $ 91,000
Gwinnett County Georgia 6 $ 691,000 $ 115,000 $ 106,000
Grant County Indiana 6 $ 402,000 $ 67,000 $ 76,000
Henry County Indiana 6 $ 803,000 $ 133,000 $ 101,000
Goodhue County Minnesota 6 $ 981,000 $ 163,000 $ 48,000
Lucas County Ohio 6 $ 524,000 $ 87,000 $ 53,000
Harris County Texas 6 $ 1,850,000 $ 308,000 $ 197,000
Summit County Utah 6 $ 5,984,000 $ 997,000 $ 858,000
Cochise County Arizona 5 $ 1,218,000 $ 243,000 $ 147,000
Navajo County Arizona 5 $ 826,000 $ 165,000 $ 185,000
San Mateo County California 5 $ 12,330,000 $ 2,466,000 $ 743,000
District of Columbia County District Of Columbia 5 $ 1,956,000 $ 391,000 $ 328,000
Brevard County Florida 5 $ 740,000 $ 148,000 $ 124,000
Indian River County Florida 5 $ 2,217,000 $ 443,000 $ 158,000
Jo Daviess County Illinois 5 $ 764,000 $ 152,000 $ 93,000
Clinton County Indiana 5 $ 369,000 $ 73,000 $ 46,000
Newton County Indiana 5 $ 472,000 $ 94,000 $ 54,000
Sullivan County Indiana 5 $ 193,000 $ 38,000 $ 73,000
Cherokee County Kansas 5 $ 379,000 $ 75,000 $ 52,000
Oakland County Michigan 5 $ 708,000 $ 141,000 $ 132,000
Isanti County Minnesota 5 $ 1,030,000 $ 206,000 $ 107,000
Camden County Missouri 5 $ 2,449,000 $ 489,000 $ 284,000
Hamilton County Ohio 5 $ 896,000 $ 179,000 $ 148,000
Whatcom County Washington 5 $ 1,734,000 $ 346,000 $ 249,000
Menominee County Wisconsin 5 $ 601,000 $ 120,000 $ 96,000
Sawyer County Wisconsin 5 $ 747,000 $ 149,000 $ 85,000
Washburn County Wisconsin 5 $ 1,166,000 $ 233,000 $ 195,000
Arapahoe County Colorado 4 $ 3,147,000 $ 786,000 $ 546,000
Duval County Florida 4 $ 925,000 $ 231,000 $ 139,000
Marion County Florida 4 $ 716,000 $ 179,000 $ 269,000
DeKalb County Georgia 4 $ 516,000 $ 129,000 $ 170,000
Lee County Illinois 4 $ 514,000 $ 128,000 $ 74,000
Peoria County Illinois 4 $ 463,000 $ 115,000 $ 216,000
Cass County Indiana 4 $ 386,000 $ 96,000 $ 63,000
Delaware County Indiana 4 $ 277,000 $ 69,000 $ 58,000
Jasper County Indiana 4 $ 497,000 $ 124,000 $ 83,000
Putnam County Indiana 4 $ 715,000 $ 178,000 $ 51,000
St. Joseph County Indiana 4 $ 326,000 $ 81,000 $ 39,000
Wayne County Indiana 4 $ 203,000 $ 50,000 $ 62,000
White County Indiana 4 $ 528,000 $ 132,000 $ 227,000
Douglas County Kansas 4 $ 903,000 $ 225,000 $ 189,000
Sedgwick County Kansas 4 $ 963,000 $ 240,000 $ 146,000
Gogebic County Michigan 4 $ 626,000 $ 156,000 $ 99,000
Van Buren County Michigan 4 $ 1,155,000 $ 288,000 $ 135,000
Andrew County Missouri 4 $ 663,000 $ 165,000 $ 89,000
Lincoln County Missouri 4 $ 362,000 $ 90,000 $ 87,000
Churchill County Nevada 4 $ 1,111,000 $ 277,000 $ 183,000
Santa Fe County New Mexico 4 $ 1,401,000 $ 350,000 $ 232,000
Wake County North Carolina 4 $ 674,000 $ 168,000 $ 153,000
Williamson County Tennessee 4 $ 3,209,000 $ 802,000 $ 738,000
Fairfax County Virginia 4 $ 1,891,000 $ 472,000 $ 190,000
Burnett County Wisconsin 4 $ 786,000 $ 196,000 $ 125,000
Iron County Wisconsin 4 $ 592,000 $ 148,000 $ 154,000
Monroe County Wisconsin 4 $ 536,000 $ 134,000 $ 156,000
Taylor County Wisconsin 4 $ 443,000 $ 110,000 $ 94,000
Gila County Arizona 3 $ 886,000 $ 295,000 $ 312,000
Ventura County California 3 $ 925,000 $ 308,000 $ 145,000
St. Lucie County Florida 3 $ 395,000 $ 131,000 $ 69,000
Walton County Florida 3 $ 1,282,000 $ 427,000 $ 285,000
Maui County Hawaii 3 $ 5,433,000 $ 1,811,000 $ 505,000
Kootenai County Idaho 3 $ 2,070,000 $ 690,000 $ 367,000
Fulton County Illinois 3 $ 126,000 $ 42,000 $ 44,000
Greene County Illinois 3 $ 194,000 $ 64,000 $ 70,000
Madison County Illinois 3 $ 146,000 $ 48,000 $ 35,000
McLean County Illinois 3 $ 598,000 $ 199,000 $ 152,000
Brown County Indiana 3 $ 586,000 $ 195,000 $ 85,000
Miami County Indiana 3 $ 147,000 $ 49,000 $ 41,000
Parke County Indiana 3 $ 495,000 $ 165,000 $ 101,000
Pulaski County Indiana 3 $ 127,000 $ 42,000 $ 108,000
Starke County Indiana 3 $ 788,000 $ 262,000 $ 335,000
Johnson County Iowa 3 $ 609,000 $ 203,000 $ 234,000
Polk County Iowa 3 $ 1,182,000 $ 394,000 $ 246,000
Montgomery County Maryland 3 $ 946,000 $ 315,000 $ 155,000
Barnstable County Massachusetts 3 $ 2,344,000 $ 781,000 $ 256,000
Allegan County Michigan 3 $ 2,494,000 $ 831,000 $ 554,000
Cheboygan County Michigan 3 $ 222,000 $ 74,000 $ 96,000
Ingham County Michigan 3 $ 646,000 $ 215,000 $ 119,000
Iron County Michigan 3 $ 457,000 $ 152,000 $ 178,000
Macomb County Michigan 3 $ 338,000 $ 112,000 $ 87,000
Marquette County Michigan 3 $ 339,000 $ 113,000 $ 263,000
Menominee County Michigan 3 $ 245,000 $ 81,000 $ 60,000
Oceana County Michigan 3 $ 1,517,000 $ 505,000 $ 362,000
Sanilac County Michigan 3 $ 211,000 $ 70,000 $ 43,000
Wayne County Michigan 3 $ 457,000 $ 152,000 $ 57,000
Olmsted County Minnesota 3 $ 436,000 $ 145,000 $ 54,000
Rice County Minnesota 3 $ 527,000 $ 175,000 $ 126,000
Stearns County Minnesota 3 $ 208,000 $ 69,000 $ 87,000
Boone County Missouri 3 $ 1,331,000 $ 443,000 $ 187,000
Jasper County Missouri 3 $ 414,000 $ 138,000 $ 136,000
Newton County Missouri 3 $ 682,000 $ 227,000 $ 92,000
Rockingham County New Hampshire 3 $ 1,620,000 $ 540,000 $ 166,000
Buncombe County North Carolina 3 $ 2,334,000 $ 778,000 $ 264,000
Cuyahoga County Ohio 3 $ 292,000 $ 97,000 $ 441,000
Washington County Oregon 3 $ 431,000 $ 143,000 $ 115,000
Allegheny County Pennsylvania 3 $ 430,000 $ 143,000 $ 96,000
Collin County Texas 3 $ 770,000 $ 256,000 $ 53,000
Tarrant County Texas 3 $ 565,000 $ 188,000 $ 32,000
Kitsap County Washington 3 $ 1,471,000 $ 490,000 $ 618,000
Pierce County Washington 3 $ 588,000 $ 196,000 $ 92,000
Buffalo County Wisconsin 3 $ 150,000 $ 50,000 $ 30,000
Florence County Wisconsin 3 $ 210,000 $ 70,000 $ 88,000
Jackson County Wisconsin 3 $ 227,000 $ 75,000 $ 32,000
Lafayette County Wisconsin 3 $ 326,000 $ 108,000 $ 55,000
Polk County Wisconsin 3 $ 550,000 $ 183,000 $ 135,000
Trempealeau County Wisconsin 3 $ 201,000 $ 67,000 $ 47,000
Baldwin County Alabama 2 $ 335,000 $ 167,000 $ 105,000
Baxter County Arkansas 2 $ 90,000 $ 45,000 $ 142,000
Benton County Arkansas 2 $ 130,000 $ 65,000 $ 32,000
Carroll County Arkansas 2 $ 317,000 $ 158,000 $ 1,384,000
Santa Barbara County California 2 $ 16,822,000 $ 8,411,000 $ 1,677,000
Adams County Colorado 2 $ 561,000 $ 280,000 $ 247,000
Boulder County Colorado 2 $ 564,000 $ 282,000 $ 360,000
Douglas County Colorado 2 $ 1,579,000 $ 789,000 $ 654,000
El Paso County Colorado 2 $ 483,000 $ 241,000 $ 133,000
Pitkin County Colorado 2 $ 934,000 $ 467,000 $ 240,000
San Miguel County Colorado 2 $ 952,000 $ 476,000 $ 364,000
Fairfield County Connecticut 2 $ 2,973,000 $ 1,486,000 $ 518,000
Flagler County Florida 2 $ 233,000 $ 116,000 $ 182,000
Highlands County Florida 2 $ 97,000 $ 48,000 $ 580,000
Bulloch County Georgia 2 $ 310,000 $ 155,000 $ 60,000
Cherokee County Georgia 2 $ 388,000 $ 194,000 $ 97,000
Fulton County Georgia 2 $ 675,000 $ 337,000 $ 164,000
Iroquois County Illinois 2 $ 180,000 $ 90,000 $ 51,000
Jefferson County Illinois 2 $ 54,000 $ 27,000 $ 52,000
Monroe County Illinois 2 $ 626,000 $ 313,000 $ 102,000
Warren County Illinois 2 $ 126,000 $ 63,000 $ 104,000
Bartholomew County Indiana 2 $ 167,000 $ 83,000 $ 59,000
Clay County Indiana 2 $ 198,000 $ 99,000 $ 82,000
Dearborn County Indiana 2 $ 336,000 $ 168,000 $ 100,000
Elkhart County Indiana 2 $ 374,000 $ 187,000 $ 128,000
Fayette County Indiana 2 $ 45,000 $ 22,000 $ 29,000
Gibson County Indiana 2 $ 37,000 $ 18,000 $ 32,000
Lawrence County Indiana 2 $ 60,000 $ 30,000 $ 38,000
Owen County Indiana 2 $ 213,000 $ 106,000 $ 47,000
Tippecanoe County Indiana 2 $ 156,000 $ 78,000 $ 112,000
Vanderburgh County Indiana 2 $ 336,000 $ 168,000 $ 154,000
Wabash County Indiana 2 $ 321,000 $ 160,000 $ 162,000
Whitley County Indiana 2 $ 62,000 $ 31,000 $ 81,000
Bourbon County Kansas 2 $ 91,000 $ 45,000 $ 57,000
Jefferson County Kansas 2 $ 197,000 $ 98,000 $ 111,000
Riley County Kansas 2 $ 229,000 $ 114,000 $ 81,000
Garrard County Kentucky 2 $ 541,000 $ 270,000 $ 180,000
Baltimore County Maryland 2 $ 1,068,000 $ 534,000 $ 374,000
Norfolk County Massachusetts 2 $ 1,818,000 $ 909,000 $ 257,000
Worcester County Massachusetts 2 $ 562,000 $ 281,000 $ 64,000
Carlton County Minnesota 2 $ 225,000 $ 112,000 $ 71,000
Pine County Minnesota 2 $ 288,000 $ 144,000 $ 303,000
Wabasha County Minnesota 2 $ 350,000 $ 175,000 $ 66,000
Winona County Minnesota 2 $ 1,105,000 $ 552,000 $ 123,000
Clinton County Missouri 2 $ 323,000 $ 161,000 $ 50,000
DeKalb County Missouri 2 $ 120,000 $ 60,000 $ 63,000
Flathead County Montana 2 $ 512,000 $ 256,000 $ 318,000
Sarpy County Nebraska 2 $ 299,000 $ 149,000 $ 102,000
Middlesex County New Jersey 2 $ 302,000 $ 151,000 $ 108,000
New York County New York 2 $ 2,852,000 $ 1,426,000 $ 187,000
Suffolk County New York 2 $ 5,068,000 $ 2,534,000 $ 615,000
Brunswick County North Carolina 2 $ 634,000 $ 317,000 $ 300,000
Cherokee County North Carolina 2 $ 80,000 $ 40,000 $ 24,000
Gaston County North Carolina 2 $ 282,000 $ 141,000 $ 49,000
Ashtabula County Ohio 2 $ 93,000 $ 46,000 $ 55,000
Butler County Ohio 2 $ 245,000 $ 122,000 $ 42,000
Geauga County Ohio 2 $ 340,000 $ 170,000 $ 47,000
Greene County Ohio 2 $ 329,000 $ 164,000 $ 151,000
Preble County Ohio 2 $ 163,000 $ 81,000 $ 66,000
Multnomah County Oregon 2 $ 797,000 $ 398,000 $ 134,000
Lehigh County Pennsylvania 2 $ 216,000 $ 108,000 $ 92,000
Charleston County South Carolina 2 $ 820,000 $ 410,000 $ 241,000
Dorchester County South Carolina 2 $ 450,000 $ 225,000 $ 102,000
Brown County South Dakota 2 $ 417,000 $ 208,000 $ 122,000
Blount County Tennessee 2 $ 4,168,000 $ 2,084,000 $ 569,000
Davidson County Tennessee 2 $ 691,000 $ 345,000 $ 148,000
Sevier County Tennessee 2 $ 364,000 $ 182,000 $ 97,000
Shelby County Tennessee 2 $ 226,000 $ 113,000 $ 128,000
Bexar County Texas 2 $ 253,000 $ 126,000 $ 79,000
Fort Bend County Texas 2 $ 344,000 $ 172,000 $ 87,000
Salt Lake County Utah 2 $ 791,000 $ 395,000 $ 315,000
Washington County Vermont 2 $ 3,200,000 $ 1,600,000 $ 1,452,000
Skagit County Washington 2 $ 550,000 $ 275,000 $ 222,000
Barron County Wisconsin 2 $ 259,000 $ 129,000 $ 68,000
Pepin County Wisconsin 2 $ 190,000 $ 95,000 $ 49,000
Price County Wisconsin 2 $ 195,000 $ 97,000 $ 194,000
Rusk County Wisconsin 2 $ 265,000 $ 132,000 $ 138,000
Teton County Wyoming 2 $ 1,344,000 $ 672,000 $ 73,000
Jackson County Alabama 1 $ 194,000 $ 194,000 $ 104,000
Lee County Alabama 1 $ 292,000 $ 292,000 $ 150,000
Shelby County Alabama 1 $ 417,000 $ 417,000 $ 174,000
Tuscaloosa County Alabama 1 $ 130,000 $ 130,000 $ 0
Yuma County Arizona 1 $ 56,000 $ 56,000 $ 27,000
Howard County Arkansas 1 $ 70,000 $ 70,000 $ 70,000
Madison County Arkansas 1 $ 750,000 $ 750,000 $ 1,361,000
Contra Costa County California 1 $ 565,000 $ 565,000 $ 136,000
El Dorado County California 1 $ 417,000 $ 417,000 $ 125,000
Modoc County California 1 $ 66,000 $ 66,000 $ 65,000
Monterey County California 1 $ 650,000 $ 650,000 $ 390,000
Napa County California 1 $ 675,000 $ 675,000 $ 0
Sacramento County California 1 $ 418,000 $ 418,000 $ 300,000
San Francisco County California 1 $ 1,711,000 $ 1,711,000 $ 454,000
Stanislaus County California 1 $ 165,000 $ 165,000 $ 34,000
Tulare County California 1 $ 304,000 $ 304,000 $ 179,000
Garfield County Colorado 1 $ 1,327,000 $ 1,327,000 $ 581,000
Gunnison County Colorado 1 $ 750,000 $ 750,000 $ 236,000
Jefferson County Colorado 1 $ 498,000 $ 498,000 $ 300,000
La Plata County Colorado 1 $ 555,000 $ 555,000 $ 172,000
Otero County Colorado 1 $ 55,000 $ 55,000 $ 42,000
Summit County Colorado 1 $ 474,000 $ 474,000 $ 966,000
New Castle County Delaware 1 $ 82,000 $ 82,000 $ 145,000
Baker County Florida 1 $ 181,000 $ 181,000 $ 105,000
Citrus County Florida 1 $ 103,000 $ 103,000 $ 36,000
Clay County Florida 1 $ 190,000 $ 190,000 $ 151,000
Levy County Florida 1 $ 100,000 $ 100,000 $ 362,000
Martin County Florida 1 $ 11,000 $ 11,000 $ 28,000
Nassau County Florida 1 $ 250,000 $ 250,000 $ 179,000
Okaloosa County Florida 1 $ 480,000 $ 480,000 $ 319,000
St. Johns County Florida 1 $ 216,000 $ 216,000 $ 90,000
Clayton County Georgia 1 $ 62,000 $ 62,000 $ 127,000
Cobb County Georgia 1 $ 224,000 $ 224,000 $ 186,000
Forsyth County Georgia 1 $ 518,000 $ 518,000 $ 283,000
Harris County Georgia 1 $ 220,000 $ 220,000 $ 178,000
Henry County Georgia 1 $ 126,000 $ 126,000 $ 95,000
Irwin County Georgia 1 $ 68,000 $ 68,000 $ 75,000
Lumpkin County Georgia 1 $ 25,000 $ 25,000 $ 24,000
Walker County Georgia 1 $ 66,000 $ 66,000 $ 29,000
Honolulu County Hawaii 1 $ 700,000 $ 700,000 $ 135,000
Kauai County Hawaii 1 $ 880,000 $ 880,000 $ 349,000
Blaine County Idaho 1 $ 179,000 $ 179,000 $ 572,000
Bonner County Idaho 1 $ 345,000 $ 345,000 $ 181,000
Latah County Idaho 1 $ 127,000 $ 127,000 $ 105,000
Teton County Idaho 1 $ 680,000 $ 680,000 $ 342,000
Calhoun County Illinois 1 $ 46,000 $ 46,000 $ 79,000
Carroll County Illinois 1 $ 18,000 $ 18,000 $ 37,000
Champaign County Illinois 1 $ 141,000 $ 141,000 $ 152,000
Coles County Illinois 1 $ 94,000 $ 94,000 $ 59,000
Effingham County Illinois 1 $ 118,000 $ 118,000 $ 94,000
Hancock County Illinois 1 $ 118,000 $ 118,000 $ 36,000
Henderson County Illinois 1 $ 140,000 $ 140,000 $ 79,000
Jackson County Illinois 1 $ 80,000 $ 80,000 $ 80,000
Livingston County Illinois 1 $ 136,000 $ 136,000 $ 32,000
Macon County Illinois 1 $ 88,000 $ 88,000 $ 73,000
Macoupin County Illinois 1 $ 80,000 $ 80,000 $ 103,000
Rock Island County Illinois 1 $ 45,000 $ 45,000 $ 47,000
Sangamon County Illinois 1 $ 105,000 $ 105,000 $ 0
Stephenson County Illinois 1 $ 56,000 $ 56,000 $ 143,000
Tazewell County Illinois 1 $ 417,000 $ 417,000 $ 458,000
Wayne County Illinois 1 $ 30,000 $ 30,000 $ 21,000
Allen County Indiana 1 $ 133,000 $ 133,000 $ 262,000
Clark County Indiana 1 $ 78,000 $ 78,000 $ 38,000
Crawford County Indiana 1 $ 36,000 $ 36,000 $ 40,000
Floyd County Indiana 1 $ 61,000 $ 61,000 $ 25,000
Franklin County Indiana 1 $ 450,000 $ 450,000 $ 0
Harrison County Indiana 1 $ 65,000 $ 65,000 $ 47,000
Kosciusko County Indiana 1 $ 125,000 $ 125,000 $ 186,000
LaGrange County Indiana 1 $ 118,000 $ 118,000 $ 109,000
Montgomery County Indiana 1 $ 63,000 $ 63,000 $ 74,000
Noble County Indiana 1 $ 85,000 $ 85,000 $ 50,000
Pike County Indiana 1 $ 95,000 $ 95,000 $ 25,000
Ripley County Indiana 1 $ 176,000 $ 176,000 $ 46,000
Shelby County Indiana 1 $ 69,000 $ 69,000 $ 26,000
Spencer County Indiana 1 $ 248,000 $ 248,000 $ 130,000
Steuben County Indiana 1 $ 115,000 $ 115,000 $ 165,000
Boone County Iowa 1 $ 132,000 $ 132,000 $ 107,000
Clayton County Iowa 1 $ 6,000 $ 6,000 $ 18,000
Dubuque County Iowa 1 $ 250,000 $ 250,000 $ 90,000
Emmet County Iowa 1 $ 87,000 $ 87,000 $ 108,000
Hardin County Iowa 1 $ 95,000 $ 95,000 $ 74,000
Linn County Iowa 1 $ 42,000 $ 42,000 $ 61,000
Mills County Iowa 1 $ 88,000 $ 88,000 $ 61,000
Scott County Iowa 1 $ 238,000 $ 238,000 $ 78,000
Wapello County Iowa 1 $ 119,000 $ 119,000 $ 140,000
Webster County Iowa 1 $ 115,000 $ 115,000 $ 55,000
Miami County Kansas 1 $ 196,000 $ 196,000 $ 110,000
Reno County Kansas 1 $ 44,000 $ 44,000 $ 54,000
Fulton County Kentucky 1 $ 128,000 $ 128,000 $ 133,000
Jefferson County Kentucky 1 $ 122,000 $ 122,000 $ 130,000
Kenton County Kentucky 1 $ 145,000 $ 145,000 $ 80,000
Oldham County Kentucky 1 $ 240,000 $ 240,000 $ 65,000
Scott County Kentucky 1 $ 165,000 $ 165,000 $ 77,000
Orleans County Louisiana 1 $ 193,000 $ 193,000 $ 51,000
Penobscot County Maine 1 $ 104,000 $ 104,000 $ 86,000
Anne Arundel County Maryland 1 $ 558,000 $ 558,000 $ 1,035,000
Howard County Maryland 1 $ 350,000 $ 350,000 $ 91,000
Essex County Massachusetts 1 $ 1,700,000 $ 1,700,000 $ 83,000
Middlesex County Massachusetts 1 $ 200,000 $ 200,000 $ 225,000
Plymouth County Massachusetts 1 $ 505,000 $ 505,000 $ 141,000
Antrim County Michigan 1 $ 121,000 $ 121,000 $ 82,000
Bay County Michigan 1 $ 86,000 $ 86,000 $ 79,000
Calhoun County Michigan 1 $ 200,000 $ 200,000 $ 98,000
Chippewa County Michigan 1 $ 124,000 $ 124,000 $ 126,000
Emmet County Michigan 1 $ 310,000 $ 310,000 $ 168,000
Genesee County Michigan 1 $ 167,000 $ 167,000 $ 72,000
Jackson County Michigan 1 $ 305,000 $ 305,000 $ 108,000
Kent County Michigan 1 $ 265,000 $ 265,000 $ 279,000
Lenawee County Michigan 1 $ 85,000 $ 85,000 $ 34,000
Newaygo County Michigan 1 $ 70,000 $ 70,000 $ 110,000
Ontonagon County Michigan 1 $ 93,000 $ 93,000 $ 118,000
Ottawa County Michigan 1 $ 380,000 $ 380,000 $ 550,000
St. Clair County Michigan 1 $ 71,000 $ 71,000 $ 94,000
Washtenaw County Michigan 1 $ 200,000 $ 200,000 $ 87,000
Brown County Minnesota 1 $ 197,000 $ 197,000 $ 58,000
Chisago County Minnesota 1 $ 116,000 $ 116,000 $ 115,000
Clay County Minnesota 1 $ 195,000 $ 195,000 $ 70,000
Crow Wing County Minnesota 1 $ 165,000 $ 165,000 $ 101,000
Freeborn County Minnesota 1 $ 37,000 $ 37,000 $ 19,000
Houston County Minnesota 1 $ 324,000 $ 324,000 $ 108,000
Hubbard County Minnesota 1 $ 117,000 $ 117,000 $ 149,000
Itasca County Minnesota 1 $ 253,000 $ 253,000 $ 90,000
Lake County Minnesota 1 $ 62,000 $ 62,000 $ 65,000
Meeker County Minnesota 1 $ 85,000 $ 85,000 $ 69,000
Mille Lacs County Minnesota 1 $ 197,000 $ 197,000 $ 64,000
Mower County Minnesota 1 $ 57,000 $ 57,000 $ 60,000
Stevens County Minnesota 1 $ 166,000 $ 166,000 $ 105,000
Watonwan County Minnesota 1 $ 117,000 $ 117,000 $ 140,000
Adair County Missouri 1 $ 189,000 $ 189,000 $ 47,000
Carroll County Missouri 1 $ 5,000 $ 5,000 $ 16,000
Crawford County Missouri 1 $ 120,000 $ 120,000 $ 92,000
Franklin County Missouri 1 $ 180,000 $ 180,000 $ 57,000
Greene County Missouri 1 $ 86,000 $ 86,000 $ 233,000
Henry County Missouri 1 $ 194,000 $ 194,000 $ 188,000
Johnson County Missouri 1 $ 570,000 $ 570,000 $ 600,000
Nodaway County Missouri 1 $ 44,000 $ 44,000 $ 82,000
Warren County Missouri 1 $ 107,000 $ 107,000 $ 57,000
Washington County Missouri 1 $ 100,000 $ 100,000 $ 37,000
Webster County Missouri 1 $ 119,000 $ 119,000 $ 37,000
Carbon County Montana 1 $ 495,000 $ 495,000 $ 0
Gallatin County Montana 1 $ 431,000 $ 431,000 $ 661,000
Missoula County Montana 1 $ 185,000 $ 185,000 $ 116,000
Scotts Bluff County Nebraska 1 $ 139,000 $ 139,000 $ 69,000
Seward County Nebraska 1 $ 130,000 $ 130,000 $ 57,000
Douglas County Nevada 1 $ 725,000 $ 725,000 $ 100,000
Nye County Nevada 1 $ 155,000 $ 155,000 $ 118,000
Washoe County Nevada 1 $ 268,000 $ 268,000 $ 75,000
Hillsborough County New Hampshire 1 $ 350,000 $ 350,000 $ 135,000
Burlington County New Jersey 1 $ 96,000 $ 96,000 $ 153,000
Gloucester County New Jersey 1 $ 214,000 $ 214,000 $ 124,000
Hudson County New Jersey 1 $ 300,000 $ 300,000 $ 0
Hunterdon County New Jersey 1 $ 595,000 $ 595,000 $ 291,000
Monmouth County New Jersey 1 $ 296,000 $ 296,000 $ 110,000
Union County New Jersey 1 $ 347,000 $ 347,000 $ 0
Bernalillo County New Mexico 1 $ 228,000 $ 228,000 $ 48,000
Taos County New Mexico 1 $ 128,000 $ 128,000 $ 595,000
Erie County New York 1 $ 78,000 $ 78,000 $ 141,000
Niagara County New York 1 $ 160,000 $ 160,000 $ 128,000
Currituck County North Carolina 1 $ 227,000 $ 227,000 $ 190,000
Guilford County North Carolina 1 $ 110,000 $ 110,000 $ 140,000
Iredell County North Carolina 1 $ 74,000 $ 74,000 $ 90,000
Lee County North Carolina 1 $ 93,000 $ 93,000 $ 34,000
Mecklenburg County North Carolina 1 $ 299,000 $ 299,000 $ 127,000
Nash County North Carolina 1 $ 83,000 $ 83,000 $ 48,000
Orange County North Carolina 1 $ 510,000 $ 510,000 $ 375,000
Person County North Carolina 1 $ 380,000 $ 380,000 $ 62,000
Union County North Carolina 1 $ 255,000 $ 255,000 $ 147,000
Vance County North Carolina 1 $ 98,000 $ 98,000 $ 49,000
Ashland County Ohio 1 $ 67,000 $ 67,000 $ 36,000
Athens County Ohio 1 $ 209,000 $ 209,000 $ 133,000
Auglaize County Ohio 1 $ 84,000 $ 84,000 $ 79,000
Belmont County Ohio 1 $ 48,000 $ 48,000 $ 42,000
Clermont County Ohio 1 $ 107,000 $ 107,000 $ 61,000
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Mortgage Loan Application Detail Totals for Bmo Bank National Association in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,895 $2,644,258,000 $190,000 $14,822,000 $119,000 $6,883,000
Home Purchase 6,901 $1,496,927,000 $216,000 $7,700,000 $118,000 $4,900,000
Home Improvement 1,573 $201,793,000 $128,000 $1,869,000 $103,000 $3,824,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,457 $3,103,863,000 $188,000 $14,822,000 $116,000 $6,439,000
Hispanic 2,092 $251,468,000 $120,000 $934,000 $61,000 $1,284,000
Not Provided 1,977 $662,169,000 $334,000 $8,625,000 $208,000 $6,883,000
Black or African American 948 $117,020,000 $123,000 $837,000 $74,000 $1,122,000
Asian 802 $180,080,000 $224,000 $4,800,000 $129,000 $2,934,000
American Indian or Alaskan Native 44 $5,622,000 $127,000 $890,000 $86,000 $477,000
Native Hawaiin or Other Pacific Islander 26 $5,946,000 $228,000 $635,000 $144,000 $554,000
Not applicable 23 $16,810,000 $730,000 $8,400,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,346 $4,194,328,000 $196,000 $14,822,000 $121,000 $6,883,000
FHA-insured (Federal Housing Administration) 1,023 $148,650,000 $145,000 $571,000 $54,000 $413,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,283 $2,511,294,000 $204,000 $14,822,000 $128,000 $6,439,000
Application Denied By Financial Institution 5,990 $1,054,380,000 $176,000 $8,625,000 $98,000 $6,883,000
Application Withdrawn By Applicant 1,992 $406,752,000 $204,000 $2,500,000 $121,000 $2,848,000
File Closed For Incompleteness 1,234 $223,192,000 $180,000 $2,500,000 $122,000 $3,135,000
Application Approved But Not Accepted 358 $51,637,000 $144,000 $3,068,000 $111,000 $1,343,000
Loan Purchased By The Institution 260 $32,324,000 $124,000 $416,000 $52,000 $312,000
Preapproval Denied by Financial Institution 252 $63,399,000 $251,000 $4,800,000 $96,000 $1,579,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 2,117 $382,371,000 $180,000 $4,800,000 $64,000 $2,109,000
Credit History 1,930 $274,514,000 $142,000 $1,874,000 $99,000 $4,900,000
Collateral 1,309 $236,233,000 $180,000 $2,165,000 $115,000 $4,235,000
Unverifiable Information 407 $118,403,000 $290,000 $8,625,000 $192,000 $6,883,000
Insufficient Cash (Downpayment, Closing Cost) 237 $49,475,000 $208,000 $1,544,000 $99,000 $899,000
Other 178 $48,150,000 $270,000 $4,000,000 $169,000 $4,000,000
Employment History 60 $8,363,000 $139,000 $520,000 $52,000 $402,000
Credit Application Incomplete 2 $100,000 $50,000 $50,000 $0 $0
Mortgage Insurance Denied 2 $170,000 $85,000 $126,000 $42,000 $65,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bmo Bank National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bmo Bank National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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