BMO Harris Bank NA Mortgage Lending & HMDA Data, 2016

In 2016, BMO Harris Bank NA of Chicago, IL reported 22,369 mortgage applications totaling $4.3 billion, down 6% from 2015. The average application was for $194,151, and applicants reported an average income of $117,566. 55% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (6,420), Milwaukee-Waukesha-West Allis, WI (2,464) and Phoenix-Mesa-Scottsdale, AZ (1,278) (applications in parentheses).

Mortgage Company & Address BMO Harris Bank NA
111 W. Monroe
Chicago, IL 60606
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 22,369
Total Mortgage Loan Application Amount $4,342,978,000
Average Mortgage Loan Application Amount $194,151
Highest Mortgage Loan Application Amount $14,822,000
Average Applicant Income $117,566
Highest Applicant Income $6,883,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BMO Harris Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BMO Harris Bank NA by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 3,643 $ 805,202,000 $ 221,027 $ 129,000
Milwaukee, Wisconsin 1,251 $ 174,895,000 $ 139,804 $ 86,000
Maricopa, Arizona 1,205 $ 353,878,000 $ 293,674 $ 156,000
Will, Illinois 1,076 $ 159,896,000 $ 148,602 $ 105,000
DuPage, Illinois 1,028 $ 251,276,000 $ 244,431 $ 136,000
Lake, Illinois 654 $ 165,487,000 $ 253,038 $ 167,000
Dane, Wisconsin 597 $ 146,601,000 $ 245,562 $ 141,000
Waukesha, Wisconsin 564 $ 146,829,000 $ 260,335 $ 140,000
Kane, Illinois 557 $ 93,272,000 $ 167,454 $ 107,000
Lake, Indiana 499 $ 61,636,000 $ 123,519 $ 69,000
McHenry, Illinois 496 $ 67,391,000 $ 135,868 $ 102,000
Marion, Indiana 438 $ 47,604,000 $ 108,684 $ 67,000
Brown, Wisconsin 434 $ 53,617,000 $ 123,541 $ 84,000
Hennepin, Minnesota 363 $ 95,546,000 $ 263,212 $ 172,000
Ozaukee, Wisconsin 327 $ 72,838,000 $ 222,746 $ 124,000
Washington, Wisconsin 322 $ 55,120,000 $ 171,180 $ 92,000
Outagamie, Wisconsin 265 $ 39,667,000 $ 149,686 $ 104,000
Rock, Wisconsin 261 $ 28,943,000 $ 110,892 $ 77,000
Winnebago, Illinois 249 $ 20,838,000 $ 83,686 $ 59,000
Hamilton, Indiana 224 $ 46,047,000 $ 205,566 $ 124,000
Racine, Wisconsin 221 $ 27,035,000 $ 122,330 $ 85,000
Kenosha, Wisconsin 198 $ 27,329,000 $ 138,025 $ 92,000
Winnebago, Wisconsin 184 $ 24,777,000 $ 134,657 $ 77,000
Marathon, Wisconsin 183 $ 22,282,000 $ 121,759 $ 84,000
Oneida, Wisconsin 165 $ 21,920,000 $ 132,848 $ 101,000
Sheboygan, Wisconsin 163 $ 19,024,000 $ 116,711 $ 72,000
Johnson, Kansas 155 $ 38,149,000 $ 246,122 $ 134,000
Fond du Lac, Wisconsin 147 $ 16,371,000 $ 111,367 $ 70,000
St. Louis, Missouri 146 $ 32,836,000 $ 224,904 $ 130,000
Walworth, Wisconsin 142 $ 30,732,000 $ 216,422 $ 136,000
Portage, Wisconsin 141 $ 19,401,000 $ 137,595 $ 78,000
Manatee, Florida 138 $ 21,279,000 $ 154,195 $ 106,000
Yavapai, Arizona 126 $ 33,984,000 $ 269,714 $ 143,000
Sauk, Wisconsin 121 $ 16,528,000 $ 136,595 $ 82,000
Kendall, Illinois 120 $ 18,132,000 $ 151,100 $ 93,000
Wyandotte, Kansas 119 $ 11,836,000 $ 99,462 $ 42,000
Sarasota, Florida 117 $ 36,388,000 $ 311,008 $ 170,000
Dodge, Wisconsin 114 $ 13,413,000 $ 117,657 $ 80,000
Morgan, Indiana 112 $ 12,953,000 $ 115,651 $ 77,000
Jackson, Missouri 111 $ 15,951,000 $ 143,702 $ 68,000
Vilas, Wisconsin 111 $ 18,799,000 $ 169,360 $ 110,000
Hendricks, Indiana 102 $ 13,073,000 $ 128,166 $ 80,000
Howard, Indiana 100 $ 9,016,000 $ 90,160 $ 75,000
Ramsey, Minnesota 99 $ 19,836,000 $ 200,363 $ 101,000
Pima, Arizona 98 $ 20,859,000 $ 212,846 $ 103,000
Calumet, Wisconsin 97 $ 17,157,000 $ 176,876 $ 178,000
Dakota, Minnesota 95 $ 16,220,000 $ 170,736 $ 86,000
Adams, Wisconsin 95 $ 6,983,000 $ 73,505 $ 71,000
Porter, Indiana 92 $ 16,765,000 $ 182,228 $ 121,000
Manitowoc, Wisconsin 87 $ 8,351,000 $ 95,988 $ 83,000
Collier, Florida 86 $ 44,959,000 $ 522,779 $ 295,000
Johnson, Indiana 86 $ 13,028,000 $ 151,488 $ 98,000
Lincoln, Wisconsin 85 $ 7,668,000 $ 90,211 $ 64,000
Oconto, Wisconsin 79 $ 8,954,000 $ 113,341 $ 78,000
Lee, Florida 77 $ 25,296,000 $ 328,519 $ 238,000
Shawano, Wisconsin 76 $ 8,603,000 $ 113,197 $ 79,000
Pinal, Arizona 73 $ 11,966,000 $ 163,917 $ 94,000
La Crosse, Wisconsin 72 $ 6,131,000 $ 85,152 $ 68,000
Anoka, Minnesota 67 $ 12,557,000 $ 187,417 $ 84,000
Wood, Wisconsin 66 $ 8,307,000 $ 125,863 $ 95,000
St. Louis City, Missouri 65 $ 7,170,000 $ 110,307 $ 82,000
Marinette, Wisconsin 61 $ 5,788,000 $ 94,885 $ 93,000
Boone, Illinois 57 $ 7,599,000 $ 133,315 $ 128,000
Grundy, Illinois 57 $ 7,326,000 $ 128,526 $ 84,000
Waupaca, Wisconsin 57 $ 5,766,000 $ 101,157 $ 70,000
Columbia, Wisconsin 56 $ 8,019,000 $ 143,196 $ 77,000
Jefferson, Wisconsin 53 $ 8,414,000 $ 158,754 $ 79,000
Marquette, Wisconsin 49 $ 4,405,000 $ 89,897 $ 66,000
Pierce, Wisconsin 49 $ 6,768,000 $ 138,122 $ 80,000
Ashland, Wisconsin 48 $ 4,271,000 $ 88,979 $ 76,000
Kewaunee, Wisconsin 48 $ 4,267,000 $ 88,895 $ 72,000
Bayfield, Wisconsin 47 $ 5,218,000 $ 111,021 $ 99,000
Richland, Wisconsin 47 $ 4,656,000 $ 99,063 $ 77,000
Clay, Missouri 46 $ 7,317,000 $ 159,065 $ 68,000
Grant, Wisconsin 45 $ 4,584,000 $ 101,866 $ 55,000
Hillsborough, Florida 44 $ 7,556,000 $ 171,727 $ 91,000
Chippewa, Wisconsin 43 $ 6,131,000 $ 142,581 $ 86,000
Scott, Minnesota 42 $ 10,686,000 $ 254,428 $ 142,000
Washington, Minnesota 42 $ 10,443,000 $ 248,642 $ 122,000
Clark, Wisconsin 42 $ 3,407,000 $ 81,119 $ 64,000
Charlotte, Florida 41 $ 5,588,000 $ 136,292 $ 153,000
Iowa, Wisconsin 39 $ 5,708,000 $ 146,358 $ 104,000
St. Charles, Missouri 37 $ 6,841,000 $ 184,891 $ 78,000
Door, Wisconsin 35 $ 10,075,000 $ 287,857 $ 390,000
Green Lake, Wisconsin 35 $ 4,711,000 $ 134,600 $ 126,000
Madison, Indiana 34 $ 3,204,000 $ 94,235 $ 70,000
Boone, Indiana 33 $ 6,393,000 $ 193,727 $ 130,000
Juneau, Wisconsin 33 $ 3,138,000 $ 95,090 $ 77,000
Jefferson, Missouri 32 $ 4,919,000 $ 153,718 $ 60,000
Eau Claire, Wisconsin 32 $ 4,437,000 $ 138,656 $ 77,000
Coconino, Arizona 31 $ 11,309,000 $ 364,806 $ 178,000
DeKalb, Illinois 30 $ 3,690,000 $ 123,000 $ 76,000
Waushara, Wisconsin 30 $ 2,733,000 $ 91,100 $ 73,000
Douglas, Wisconsin 29 $ 2,151,000 $ 74,172 $ 58,000
Langlade, Wisconsin 29 $ 3,440,000 $ 118,620 $ 79,000
St. Clair, Illinois 26 $ 2,457,000 $ 94,500 $ 51,000
Palm Beach, Florida 25 $ 13,013,000 $ 520,520 $ 240,000
Hancock, Indiana 25 $ 4,133,000 $ 165,320 $ 99,000
Orange, Florida 24 $ 6,339,000 $ 264,125 $ 209,000
Tipton, Indiana 23 $ 1,712,000 $ 74,434 $ 62,000
Carver, Minnesota 23 $ 5,017,000 $ 218,130 $ 129,000
Berrien, Michigan 22 $ 10,130,000 $ 460,454 $ 261,000
Broward, Florida 21 $ 12,373,000 $ 589,190 $ 536,000
Kankakee, Illinois 21 $ 2,231,000 $ 106,238 $ 74,000
Clark, Nevada 21 $ 8,042,000 $ 382,952 $ 221,000
Riverside, California 20 $ 10,275,000 $ 513,750 $ 282,000
Pinellas, Florida 20 $ 5,632,000 $ 281,600 $ 417,000
LaPorte, Indiana 20 $ 3,534,000 $ 176,700 $ 161,000
Crawford, Kansas 20 $ 1,895,000 $ 94,750 $ 54,000
Wright, Minnesota 20 $ 2,691,000 $ 134,550 $ 96,000
King, Washington 20 $ 11,304,000 $ 565,200 $ 155,000
Seminole, Florida 19 $ 2,715,000 $ 142,894 $ 77,000
Dunn, Wisconsin 17 $ 1,554,000 $ 91,411 $ 61,000
LaSalle, Illinois 16 $ 1,826,000 $ 114,125 $ 54,000
Buchanan, Missouri 16 $ 1,559,000 $ 97,437 $ 49,000
Crawford, Wisconsin 15 $ 1,540,000 $ 102,666 $ 76,000
Green, Wisconsin 15 $ 1,812,000 $ 120,800 $ 58,000
St. Croix, Wisconsin 15 $ 3,158,000 $ 210,533 $ 67,000
Orange, California 13 $ 10,098,000 $ 776,769 $ 276,000
Cass, Missouri 13 $ 1,321,000 $ 101,615 $ 74,000
Miami-Dade, Florida 12 $ 5,143,000 $ 428,583 $ 227,000
St. Louis, Minnesota 12 $ 1,572,000 $ 131,000 $ 81,000
San Diego, California 10 $ 9,871,000 $ 987,100 $ 323,000
Lake, Florida 10 $ 1,874,000 $ 187,400 $ 84,000
Volusia, Florida 10 $ 3,166,000 $ 316,600 $ 110,000
Ogle, Illinois 10 $ 1,534,000 $ 153,400 $ 82,000
Monroe, Indiana 10 $ 1,516,000 $ 151,600 $ 89,000
Vigo, Indiana 10 $ 848,000 $ 84,800 $ 105,000
Mohave, Arizona 9 $ 962,000 $ 106,888 $ 93,000
Denver, Colorado 9 $ 3,678,000 $ 408,666 $ 319,000
Forest, Wisconsin 9 $ 1,580,000 $ 175,555 $ 173,000
Vernon, Wisconsin 9 $ 585,000 $ 65,000 $ 52,000
Los Angeles, California 8 $ 7,172,000 $ 896,500 $ 620,000
Eagle, Colorado 8 $ 7,077,000 $ 884,625 $ 675,000
Pasco, Florida 8 $ 841,000 $ 105,125 $ 86,000
Polk, Florida 8 $ 1,030,000 $ 128,750 $ 189,000
Hawaii, Hawaii 8 $ 17,338,000 $ 2,167,250 $ 2,004,000
Rush, Indiana 8 $ 492,000 $ 61,500 $ 44,000
Sherburne, Minnesota 8 $ 1,266,000 $ 158,250 $ 121,000
Platte, Missouri 8 $ 1,121,000 $ 140,125 $ 98,000
Franklin, Ohio 8 $ 697,000 $ 87,125 $ 51,000
Osceola, Florida 7 $ 2,737,000 $ 391,000 $ 184,000
Montgomery, Ohio 7 $ 845,000 $ 120,714 $ 93,000
Alameda, California 6 $ 3,227,000 $ 537,833 $ 220,000
Hernando, Florida 6 $ 869,000 $ 144,833 $ 91,000
Gwinnett, Georgia 6 $ 691,000 $ 115,166 $ 106,000
Grant, Indiana 6 $ 402,000 $ 67,000 $ 76,000
Henry, Indiana 6 $ 803,000 $ 133,833 $ 101,000
Goodhue, Minnesota 6 $ 981,000 $ 163,500 $ 48,000
Lucas, Ohio 6 $ 524,000 $ 87,333 $ 53,000
Harris, Texas 6 $ 1,850,000 $ 308,333 $ 197,000
Summit, Utah 6 $ 5,984,000 $ 997,333 $ 858,000
Cochise, Arizona 5 $ 1,218,000 $ 243,600 $ 147,000
Navajo, Arizona 5 $ 826,000 $ 165,200 $ 185,000
San Mateo, California 5 $ 12,330,000 $ 2,466,000 $ 743,000
District of Columbia, District Of Columbia 5 $ 1,956,000 $ 391,200 $ 328,000
Brevard, Florida 5 $ 740,000 $ 148,000 $ 124,000
Indian River, Florida 5 $ 2,217,000 $ 443,400 $ 158,000
Jo Daviess, Illinois 5 $ 764,000 $ 152,800 $ 93,000
Clinton, Indiana 5 $ 369,000 $ 73,800 $ 46,000
Newton, Indiana 5 $ 472,000 $ 94,400 $ 54,000
Sullivan, Indiana 5 $ 193,000 $ 38,600 $ 73,000
Cherokee, Kansas 5 $ 379,000 $ 75,800 $ 52,000
Oakland, Michigan 5 $ 708,000 $ 141,600 $ 132,000
Isanti, Minnesota 5 $ 1,030,000 $ 206,000 $ 107,000
Camden, Missouri 5 $ 2,449,000 $ 489,800 $ 284,000
Hamilton, Ohio 5 $ 896,000 $ 179,200 $ 148,000
Whatcom, Washington 5 $ 1,734,000 $ 346,800 $ 249,000
Menominee, Wisconsin 5 $ 601,000 $ 120,200 $ 96,000
Sawyer, Wisconsin 5 $ 747,000 $ 149,400 $ 85,000
Washburn, Wisconsin 5 $ 1,166,000 $ 233,200 $ 195,000
Arapahoe, Colorado 4 $ 3,147,000 $ 786,750 $ 546,000
Duval, Florida 4 $ 925,000 $ 231,250 $ 139,000
Marion, Florida 4 $ 716,000 $ 179,000 $ 269,000
DeKalb, Georgia 4 $ 516,000 $ 129,000 $ 170,000
Lee, Illinois 4 $ 514,000 $ 128,500 $ 74,000
Peoria, Illinois 4 $ 463,000 $ 115,750 $ 216,000
Cass, Indiana 4 $ 386,000 $ 96,500 $ 63,000
Delaware, Indiana 4 $ 277,000 $ 69,250 $ 58,000
Jasper, Indiana 4 $ 497,000 $ 124,250 $ 83,000
Putnam, Indiana 4 $ 715,000 $ 178,750 $ 51,000
St. Joseph, Indiana 4 $ 326,000 $ 81,500 $ 39,000
Wayne, Indiana 4 $ 203,000 $ 50,750 $ 62,000
White, Indiana 4 $ 528,000 $ 132,000 $ 227,000
Douglas, Kansas 4 $ 903,000 $ 225,750 $ 189,000
Sedgwick, Kansas 4 $ 963,000 $ 240,750 $ 146,000
Gogebic, Michigan 4 $ 626,000 $ 156,500 $ 99,000
Van Buren, Michigan 4 $ 1,155,000 $ 288,750 $ 135,000
Andrew, Missouri 4 $ 663,000 $ 165,750 $ 89,000
Lincoln, Missouri 4 $ 362,000 $ 90,500 $ 87,000
Churchill, Nevada 4 $ 1,111,000 $ 277,750 $ 183,000
Santa Fe, New Mexico 4 $ 1,401,000 $ 350,250 $ 232,000
Wake, North Carolina 4 $ 674,000 $ 168,500 $ 153,000
Williamson, Tennessee 4 $ 3,209,000 $ 802,250 $ 738,000
Fairfax, Virginia 4 $ 1,891,000 $ 472,750 $ 190,000
Burnett, Wisconsin 4 $ 786,000 $ 196,500 $ 125,000
Iron, Wisconsin 4 $ 592,000 $ 148,000 $ 154,000
Monroe, Wisconsin 4 $ 536,000 $ 134,000 $ 156,000
Taylor, Wisconsin 4 $ 443,000 $ 110,750 $ 94,000
Gila, Arizona 3 $ 886,000 $ 295,333 $ 312,000
Ventura, California 3 $ 925,000 $ 308,333 $ 145,000
St. Lucie, Florida 3 $ 395,000 $ 131,666 $ 69,000
Walton, Florida 3 $ 1,282,000 $ 427,333 $ 285,000
Maui, Hawaii 3 $ 5,433,000 $ 1,811,000 $ 505,000
Kootenai, Idaho 3 $ 2,070,000 $ 690,000 $ 367,000
Fulton, Illinois 3 $ 126,000 $ 42,000 $ 44,000
Greene, Illinois 3 $ 194,000 $ 64,666 $ 70,000
Madison, Illinois 3 $ 146,000 $ 48,666 $ 35,000
McLean, Illinois 3 $ 598,000 $ 199,333 $ 152,000
Brown, Indiana 3 $ 586,000 $ 195,333 $ 85,000
Miami, Indiana 3 $ 147,000 $ 49,000 $ 41,000
Parke, Indiana 3 $ 495,000 $ 165,000 $ 101,000
Pulaski, Indiana 3 $ 127,000 $ 42,333 $ 108,000
Starke, Indiana 3 $ 788,000 $ 262,666 $ 335,000
Johnson, Iowa 3 $ 609,000 $ 203,000 $ 234,000
Polk, Iowa 3 $ 1,182,000 $ 394,000 $ 246,000
Montgomery, Maryland 3 $ 946,000 $ 315,333 $ 155,000
Barnstable, Massachusetts 3 $ 2,344,000 $ 781,333 $ 256,000
Allegan, Michigan 3 $ 2,494,000 $ 831,333 $ 554,000
Cheboygan, Michigan 3 $ 222,000 $ 74,000 $ 96,000
Ingham, Michigan 3 $ 646,000 $ 215,333 $ 119,000
Iron, Michigan 3 $ 457,000 $ 152,333 $ 178,000
Macomb, Michigan 3 $ 338,000 $ 112,666 $ 87,000
Marquette, Michigan 3 $ 339,000 $ 113,000 $ 263,000
Menominee, Michigan 3 $ 245,000 $ 81,666 $ 60,000
Oceana, Michigan 3 $ 1,517,000 $ 505,666 $ 362,000
Sanilac, Michigan 3 $ 211,000 $ 70,333 $ 43,000
Wayne, Michigan 3 $ 457,000 $ 152,333 $ 57,000
Olmsted, Minnesota 3 $ 436,000 $ 145,333 $ 54,000
Rice, Minnesota 3 $ 527,000 $ 175,666 $ 126,000
Stearns, Minnesota 3 $ 208,000 $ 69,333 $ 87,000
Boone, Missouri 3 $ 1,331,000 $ 443,666 $ 187,000
Jasper, Missouri 3 $ 414,000 $ 138,000 $ 136,000
Newton, Missouri 3 $ 682,000 $ 227,333 $ 92,000
Rockingham, New Hampshire 3 $ 1,620,000 $ 540,000 $ 166,000
Buncombe, North Carolina 3 $ 2,334,000 $ 778,000 $ 264,000
Cuyahoga, Ohio 3 $ 292,000 $ 97,333 $ 441,000
Washington, Oregon 3 $ 431,000 $ 143,666 $ 115,000
Allegheny, Pennsylvania 3 $ 430,000 $ 143,333 $ 96,000
Collin, Texas 3 $ 770,000 $ 256,666 $ 53,000
Tarrant, Texas 3 $ 565,000 $ 188,333 $ 32,000
Kitsap, Washington 3 $ 1,471,000 $ 490,333 $ 618,000
Pierce, Washington 3 $ 588,000 $ 196,000 $ 92,000
Buffalo, Wisconsin 3 $ 150,000 $ 50,000 $ 30,000
Florence, Wisconsin 3 $ 210,000 $ 70,000 $ 88,000
Jackson, Wisconsin 3 $ 227,000 $ 75,666 $ 32,000
Lafayette, Wisconsin 3 $ 326,000 $ 108,666 $ 55,000
Polk, Wisconsin 3 $ 550,000 $ 183,333 $ 135,000
Trempealeau, Wisconsin 3 $ 201,000 $ 67,000 $ 47,000
Baldwin, Alabama 2 $ 335,000 $ 167,500 $ 105,000
Baxter, Arkansas 2 $ 90,000 $ 45,000 $ 142,000
Benton, Arkansas 2 $ 130,000 $ 65,000 $ 32,000
Carroll, Arkansas 2 $ 317,000 $ 158,500 $ 1,384,000
Santa Barbara, California 2 $ 16,822,000 $ 8,411,000 $ 1,677,000
Adams, Colorado 2 $ 561,000 $ 280,500 $ 247,000
Boulder, Colorado 2 $ 564,000 $ 282,000 $ 360,000
Douglas, Colorado 2 $ 1,579,000 $ 789,500 $ 654,000
El Paso, Colorado 2 $ 483,000 $ 241,500 $ 133,000
Pitkin, Colorado 2 $ 934,000 $ 467,000 $ 240,000
San Miguel, Colorado 2 $ 952,000 $ 476,000 $ 364,000
Fairfield, Connecticut 2 $ 2,973,000 $ 1,486,500 $ 518,000
Flagler, Florida 2 $ 233,000 $ 116,500 $ 182,000
Highlands, Florida 2 $ 97,000 $ 48,500 $ 580,000
Bulloch, Georgia 2 $ 310,000 $ 155,000 $ 60,000
Cherokee, Georgia 2 $ 388,000 $ 194,000 $ 97,000
Fulton, Georgia 2 $ 675,000 $ 337,500 $ 164,000
Iroquois, Illinois 2 $ 180,000 $ 90,000 $ 51,000
Jefferson, Illinois 2 $ 54,000 $ 27,000 $ 52,000
Monroe, Illinois 2 $ 626,000 $ 313,000 $ 102,000
Warren, Illinois 2 $ 126,000 $ 63,000 $ 104,000
Bartholomew, Indiana 2 $ 167,000 $ 83,500 $ 59,000
Clay, Indiana 2 $ 198,000 $ 99,000 $ 82,000
Dearborn, Indiana 2 $ 336,000 $ 168,000 $ 100,000
Elkhart, Indiana 2 $ 374,000 $ 187,000 $ 128,000
Fayette, Indiana 2 $ 45,000 $ 22,500 $ 29,000
Gibson, Indiana 2 $ 37,000 $ 18,500 $ 32,000
Lawrence, Indiana 2 $ 60,000 $ 30,000 $ 38,000
Owen, Indiana 2 $ 213,000 $ 106,500 $ 47,000
Tippecanoe, Indiana 2 $ 156,000 $ 78,000 $ 112,000
Vanderburgh, Indiana 2 $ 336,000 $ 168,000 $ 154,000
Wabash, Indiana 2 $ 321,000 $ 160,500 $ 162,000
Whitley, Indiana 2 $ 62,000 $ 31,000 $ 81,000
Bourbon, Kansas 2 $ 91,000 $ 45,500 $ 57,000
Jefferson, Kansas 2 $ 197,000 $ 98,500 $ 111,000
Riley, Kansas 2 $ 229,000 $ 114,500 $ 81,000
Garrard, Kentucky 2 $ 541,000 $ 270,500 $ 180,000
Baltimore, Maryland 2 $ 1,068,000 $ 534,000 $ 374,000
Norfolk, Massachusetts 2 $ 1,818,000 $ 909,000 $ 257,000
Worcester, Massachusetts 2 $ 562,000 $ 281,000 $ 64,000
Carlton, Minnesota 2 $ 225,000 $ 112,500 $ 71,000
Pine, Minnesota 2 $ 288,000 $ 144,000 $ 303,000
Wabasha, Minnesota 2 $ 350,000 $ 175,000 $ 66,000
Winona, Minnesota 2 $ 1,105,000 $ 552,500 $ 123,000
Clinton, Missouri 2 $ 323,000 $ 161,500 $ 50,000
DeKalb, Missouri 2 $ 120,000 $ 60,000 $ 63,000
Flathead, Montana 2 $ 512,000 $ 256,000 $ 318,000
Sarpy, Nebraska 2 $ 299,000 $ 149,500 $ 102,000
Middlesex, New Jersey 2 $ 302,000 $ 151,000 $ 108,000
New York, New York 2 $ 2,852,000 $ 1,426,000 $ 187,000
Suffolk, New York 2 $ 5,068,000 $ 2,534,000 $ 615,000
Brunswick, North Carolina 2 $ 634,000 $ 317,000 $ 300,000
Cherokee, North Carolina 2 $ 80,000 $ 40,000 $ 24,000
Gaston, North Carolina 2 $ 282,000 $ 141,000 $ 49,000
Ashtabula, Ohio 2 $ 93,000 $ 46,500 $ 55,000
Butler, Ohio 2 $ 245,000 $ 122,500 $ 42,000
Geauga, Ohio 2 $ 340,000 $ 170,000 $ 47,000
Greene, Ohio 2 $ 329,000 $ 164,500 $ 151,000
Preble, Ohio 2 $ 163,000 $ 81,500 $ 66,000
Multnomah, Oregon 2 $ 797,000 $ 398,500 $ 134,000
Lehigh, Pennsylvania 2 $ 216,000 $ 108,000 $ 92,000
Charleston, South Carolina 2 $ 820,000 $ 410,000 $ 241,000
Dorchester, South Carolina 2 $ 450,000 $ 225,000 $ 102,000
Brown, South Dakota 2 $ 417,000 $ 208,500 $ 122,000
Blount, Tennessee 2 $ 4,168,000 $ 2,084,000 $ 569,000
Davidson, Tennessee 2 $ 691,000 $ 345,500 $ 148,000
Sevier, Tennessee 2 $ 364,000 $ 182,000 $ 97,000
Shelby, Tennessee 2 $ 226,000 $ 113,000 $ 128,000
Bexar, Texas 2 $ 253,000 $ 126,500 $ 79,000
Fort Bend, Texas 2 $ 344,000 $ 172,000 $ 87,000
Salt Lake, Utah 2 $ 791,000 $ 395,500 $ 315,000
Washington, Vermont 2 $ 3,200,000 $ 1,600,000 $ 1,452,000
Skagit, Washington 2 $ 550,000 $ 275,000 $ 222,000
Barron, Wisconsin 2 $ 259,000 $ 129,500 $ 68,000
Pepin, Wisconsin 2 $ 190,000 $ 95,000 $ 49,000
Price, Wisconsin 2 $ 195,000 $ 97,500 $ 194,000
Rusk, Wisconsin 2 $ 265,000 $ 132,500 $ 138,000
Teton, Wyoming 2 $ 1,344,000 $ 672,000 $ 73,000
Jackson, Alabama 1 $ 194,000 $ 194,000 $ 104,000
Lee, Alabama 1 $ 292,000 $ 292,000 $ 150,000
Shelby, Alabama 1 $ 417,000 $ 417,000 $ 174,000
Tuscaloosa, Alabama 1 $ 130,000 $ 130,000 $ 0
Yuma, Arizona 1 $ 56,000 $ 56,000 $ 27,000
Howard, Arkansas 1 $ 70,000 $ 70,000 $ 70,000
Madison, Arkansas 1 $ 750,000 $ 750,000 $ 1,361,000
Contra Costa, California 1 $ 565,000 $ 565,000 $ 136,000
El Dorado, California 1 $ 417,000 $ 417,000 $ 125,000
Modoc, California 1 $ 66,000 $ 66,000 $ 65,000
Monterey, California 1 $ 650,000 $ 650,000 $ 390,000
Napa, California 1 $ 675,000 $ 675,000 $ 0
Sacramento, California 1 $ 418,000 $ 418,000 $ 300,000
San Francisco, California 1 $ 1,711,000 $ 1,711,000 $ 454,000
Stanislaus, California 1 $ 165,000 $ 165,000 $ 34,000
Tulare, California 1 $ 304,000 $ 304,000 $ 179,000
Garfield, Colorado 1 $ 1,327,000 $ 1,327,000 $ 581,000
Gunnison, Colorado 1 $ 750,000 $ 750,000 $ 236,000
Jefferson, Colorado 1 $ 498,000 $ 498,000 $ 300,000
La Plata, Colorado 1 $ 555,000 $ 555,000 $ 172,000
Otero, Colorado 1 $ 55,000 $ 55,000 $ 42,000
Summit, Colorado 1 $ 474,000 $ 474,000 $ 966,000
New Castle, Delaware 1 $ 82,000 $ 82,000 $ 145,000
Baker, Florida 1 $ 181,000 $ 181,000 $ 105,000
Citrus, Florida 1 $ 103,000 $ 103,000 $ 36,000
Clay, Florida 1 $ 190,000 $ 190,000 $ 151,000
Levy, Florida 1 $ 100,000 $ 100,000 $ 362,000
Martin, Florida 1 $ 11,000 $ 11,000 $ 28,000
Nassau, Florida 1 $ 250,000 $ 250,000 $ 179,000
Okaloosa, Florida 1 $ 480,000 $ 480,000 $ 319,000
St. Johns, Florida 1 $ 216,000 $ 216,000 $ 90,000
Clayton, Georgia 1 $ 62,000 $ 62,000 $ 127,000
Cobb, Georgia 1 $ 224,000 $ 224,000 $ 186,000
Forsyth, Georgia 1 $ 518,000 $ 518,000 $ 283,000
Harris, Georgia 1 $ 220,000 $ 220,000 $ 178,000
Henry, Georgia 1 $ 126,000 $ 126,000 $ 95,000
Irwin, Georgia 1 $ 68,000 $ 68,000 $ 75,000
Lumpkin, Georgia 1 $ 25,000 $ 25,000 $ 24,000
Walker, Georgia 1 $ 66,000 $ 66,000 $ 29,000
Honolulu, Hawaii 1 $ 700,000 $ 700,000 $ 135,000
Kauai, Hawaii 1 $ 880,000 $ 880,000 $ 349,000
Blaine, Idaho 1 $ 179,000 $ 179,000 $ 572,000
Bonner, Idaho 1 $ 345,000 $ 345,000 $ 181,000
Latah, Idaho 1 $ 127,000 $ 127,000 $ 105,000
Teton, Idaho 1 $ 680,000 $ 680,000 $ 342,000
Calhoun, Illinois 1 $ 46,000 $ 46,000 $ 79,000
Carroll, Illinois 1 $ 18,000 $ 18,000 $ 37,000
Champaign, Illinois 1 $ 141,000 $ 141,000 $ 152,000
Coles, Illinois 1 $ 94,000 $ 94,000 $ 59,000
Effingham, Illinois 1 $ 118,000 $ 118,000 $ 94,000
Hancock, Illinois 1 $ 118,000 $ 118,000 $ 36,000
Henderson, Illinois 1 $ 140,000 $ 140,000 $ 79,000
Jackson, Illinois 1 $ 80,000 $ 80,000 $ 80,000
Livingston, Illinois 1 $ 136,000 $ 136,000 $ 32,000
Macon, Illinois 1 $ 88,000 $ 88,000 $ 73,000
Macoupin, Illinois 1 $ 80,000 $ 80,000 $ 103,000
Rock Island, Illinois 1 $ 45,000 $ 45,000 $ 47,000
Sangamon, Illinois 1 $ 105,000 $ 105,000 $ 0
Stephenson, Illinois 1 $ 56,000 $ 56,000 $ 143,000
Tazewell, Illinois 1 $ 417,000 $ 417,000 $ 458,000
Wayne, Illinois 1 $ 30,000 $ 30,000 $ 21,000
Allen, Indiana 1 $ 133,000 $ 133,000 $ 262,000
Clark, Indiana 1 $ 78,000 $ 78,000 $ 38,000
Crawford, Indiana 1 $ 36,000 $ 36,000 $ 40,000
Floyd, Indiana 1 $ 61,000 $ 61,000 $ 25,000
Franklin, Indiana 1 $ 450,000 $ 450,000 $ 0
Harrison, Indiana 1 $ 65,000 $ 65,000 $ 47,000
Kosciusko, Indiana 1 $ 125,000 $ 125,000 $ 186,000
LaGrange, Indiana 1 $ 118,000 $ 118,000 $ 109,000
Montgomery, Indiana 1 $ 63,000 $ 63,000 $ 74,000
Noble, Indiana 1 $ 85,000 $ 85,000 $ 50,000
Pike, Indiana 1 $ 95,000 $ 95,000 $ 25,000
Ripley, Indiana 1 $ 176,000 $ 176,000 $ 46,000
Shelby, Indiana 1 $ 69,000 $ 69,000 $ 26,000
Spencer, Indiana 1 $ 248,000 $ 248,000 $ 130,000
Steuben, Indiana 1 $ 115,000 $ 115,000 $ 165,000
Boone, Iowa 1 $ 132,000 $ 132,000 $ 107,000
Clayton, Iowa 1 $ 6,000 $ 6,000 $ 18,000
Dubuque, Iowa 1 $ 250,000 $ 250,000 $ 90,000
Emmet, Iowa 1 $ 87,000 $ 87,000 $ 108,000
Hardin, Iowa 1 $ 95,000 $ 95,000 $ 74,000
Linn, Iowa 1 $ 42,000 $ 42,000 $ 61,000
Mills, Iowa 1 $ 88,000 $ 88,000 $ 61,000
Scott, Iowa 1 $ 238,000 $ 238,000 $ 78,000
Wapello, Iowa 1 $ 119,000 $ 119,000 $ 140,000
Webster, Iowa 1 $ 115,000 $ 115,000 $ 55,000
Miami, Kansas 1 $ 196,000 $ 196,000 $ 110,000
Reno, Kansas 1 $ 44,000 $ 44,000 $ 54,000
Fulton, Kentucky 1 $ 128,000 $ 128,000 $ 133,000
Jefferson, Kentucky 1 $ 122,000 $ 122,000 $ 130,000
Kenton, Kentucky 1 $ 145,000 $ 145,000 $ 80,000
Oldham, Kentucky 1 $ 240,000 $ 240,000 $ 65,000
Scott, Kentucky 1 $ 165,000 $ 165,000 $ 77,000
Orleans, Louisiana 1 $ 193,000 $ 193,000 $ 51,000
Penobscot, Maine 1 $ 104,000 $ 104,000 $ 86,000
Anne Arundel, Maryland 1 $ 558,000 $ 558,000 $ 1,035,000
Howard, Maryland 1 $ 350,000 $ 350,000 $ 91,000
Essex, Massachusetts 1 $ 1,700,000 $ 1,700,000 $ 83,000
Middlesex, Massachusetts 1 $ 200,000 $ 200,000 $ 225,000
Plymouth, Massachusetts 1 $ 505,000 $ 505,000 $ 141,000
Antrim, Michigan 1 $ 121,000 $ 121,000 $ 82,000
Bay, Michigan 1 $ 86,000 $ 86,000 $ 79,000
Calhoun, Michigan 1 $ 200,000 $ 200,000 $ 98,000
Chippewa, Michigan 1 $ 124,000 $ 124,000 $ 126,000
Emmet, Michigan 1 $ 310,000 $ 310,000 $ 168,000
Genesee, Michigan 1 $ 167,000 $ 167,000 $ 72,000
Jackson, Michigan 1 $ 305,000 $ 305,000 $ 108,000
Kent, Michigan 1 $ 265,000 $ 265,000 $ 279,000
Lenawee, Michigan 1 $ 85,000 $ 85,000 $ 34,000
Newaygo, Michigan 1 $ 70,000 $ 70,000 $ 110,000
Ontonagon, Michigan 1 $ 93,000 $ 93,000 $ 118,000
Ottawa, Michigan 1 $ 380,000 $ 380,000 $ 550,000
St. Clair, Michigan 1 $ 71,000 $ 71,000 $ 94,000
Washtenaw, Michigan 1 $ 200,000 $ 200,000 $ 87,000
Brown, Minnesota 1 $ 197,000 $ 197,000 $ 58,000
Chisago, Minnesota 1 $ 116,000 $ 116,000 $ 115,000
Clay, Minnesota 1 $ 195,000 $ 195,000 $ 70,000
Crow Wing, Minnesota 1 $ 165,000 $ 165,000 $ 101,000
Freeborn, Minnesota 1 $ 37,000 $ 37,000 $ 19,000
Houston, Minnesota 1 $ 324,000 $ 324,000 $ 108,000
Hubbard, Minnesota 1 $ 117,000 $ 117,000 $ 149,000
Itasca, Minnesota 1 $ 253,000 $ 253,000 $ 90,000
Lake, Minnesota 1 $ 62,000 $ 62,000 $ 65,000
Meeker, Minnesota 1 $ 85,000 $ 85,000 $ 69,000
Mille Lacs, Minnesota 1 $ 197,000 $ 197,000 $ 64,000
Mower, Minnesota 1 $ 57,000 $ 57,000 $ 60,000
Stevens, Minnesota 1 $ 166,000 $ 166,000 $ 105,000
Watonwan, Minnesota 1 $ 117,000 $ 117,000 $ 140,000
Adair, Missouri 1 $ 189,000 $ 189,000 $ 47,000
Carroll, Missouri 1 $ 5,000 $ 5,000 $ 16,000
Crawford, Missouri 1 $ 120,000 $ 120,000 $ 92,000
Franklin, Missouri 1 $ 180,000 $ 180,000 $ 57,000
Greene, Missouri 1 $ 86,000 $ 86,000 $ 233,000
Henry, Missouri 1 $ 194,000 $ 194,000 $ 188,000
Johnson, Missouri 1 $ 570,000 $ 570,000 $ 600,000
Nodaway, Missouri 1 $ 44,000 $ 44,000 $ 82,000
Warren, Missouri 1 $ 107,000 $ 107,000 $ 57,000
Washington, Missouri 1 $ 100,000 $ 100,000 $ 37,000
Webster, Missouri 1 $ 119,000 $ 119,000 $ 37,000
Carbon, Montana 1 $ 495,000 $ 495,000 $ 0
Gallatin, Montana 1 $ 431,000 $ 431,000 $ 661,000
Missoula, Montana 1 $ 185,000 $ 185,000 $ 116,000
Scotts Bluff, Nebraska 1 $ 139,000 $ 139,000 $ 69,000
Seward, Nebraska 1 $ 130,000 $ 130,000 $ 57,000
Douglas, Nevada 1 $ 725,000 $ 725,000 $ 100,000
Nye, Nevada 1 $ 155,000 $ 155,000 $ 118,000
Washoe, Nevada 1 $ 268,000 $ 268,000 $ 75,000
Hillsborough, New Hampshire 1 $ 350,000 $ 350,000 $ 135,000
Burlington, New Jersey 1 $ 96,000 $ 96,000 $ 153,000
Gloucester, New Jersey 1 $ 214,000 $ 214,000 $ 124,000
Hudson, New Jersey 1 $ 300,000 $ 300,000 $ 0
Hunterdon, New Jersey 1 $ 595,000 $ 595,000 $ 291,000
Monmouth, New Jersey 1 $ 296,000 $ 296,000 $ 110,000
Union, New Jersey 1 $ 347,000 $ 347,000 $ 0
Bernalillo, New Mexico 1 $ 228,000 $ 228,000 $ 48,000
Taos, New Mexico 1 $ 128,000 $ 128,000 $ 595,000
Erie, New York 1 $ 78,000 $ 78,000 $ 141,000
Niagara, New York 1 $ 160,000 $ 160,000 $ 128,000
Currituck, North Carolina 1 $ 227,000 $ 227,000 $ 190,000
Guilford, North Carolina 1 $ 110,000 $ 110,000 $ 140,000
Iredell, North Carolina 1 $ 74,000 $ 74,000 $ 90,000
Lee, North Carolina 1 $ 93,000 $ 93,000 $ 34,000
Mecklenburg, North Carolina 1 $ 299,000 $ 299,000 $ 127,000
Nash, North Carolina 1 $ 83,000 $ 83,000 $ 48,000
Orange, North Carolina 1 $ 510,000 $ 510,000 $ 375,000
Person, North Carolina 1 $ 380,000 $ 380,000 $ 62,000
Union, North Carolina 1 $ 255,000 $ 255,000 $ 147,000
Vance, North Carolina 1 $ 98,000 $ 98,000 $ 49,000
Ashland, Ohio 1 $ 67,000 $ 67,000 $ 36,000
Athens, Ohio 1 $ 209,000 $ 209,000 $ 133,000
Auglaize, Ohio 1 $ 84,000 $ 84,000 $ 79,000
Belmont, Ohio 1 $ 48,000 $ 48,000 $ 42,000
Clermont, Ohio 1 $ 107,000 $ 107,000 $ 61,000
Page:

Mortgage Loan Application Detail Totals for BMO Harris Bank NA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,895 $2,644,258,000 $190,000 $14,822,000 $119,000 $6,883,000
Home Purchase 6,901 $1,496,927,000 $216,000 $7,700,000 $118,000 $4,900,000
Home Improvement 1,573 $201,793,000 $128,000 $1,869,000 $103,000 $3,824,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,457 $3,103,863,000 $188,000 $14,822,000 $116,000 $6,439,000
Hispanic 2,092 $251,468,000 $120,000 $934,000 $61,000 $1,284,000
Not Provided 1,977 $662,169,000 $334,000 $8,625,000 $208,000 $6,883,000
Black or African American 948 $117,020,000 $123,000 $837,000 $74,000 $1,122,000
Asian 802 $180,080,000 $224,000 $4,800,000 $129,000 $2,934,000
American Indian or Alaskan Native 44 $5,622,000 $127,000 $890,000 $86,000 $477,000
Native Hawaiin or Other Pacific Islander 26 $5,946,000 $228,000 $635,000 $144,000 $554,000
Not applicable 23 $16,810,000 $730,000 $8,400,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,346 $4,194,328,000 $196,000 $14,822,000 $121,000 $6,883,000
FHA-insured (Federal Housing Administration) 1,023 $148,650,000 $145,000 $571,000 $54,000 $413,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,283 $2,511,294,000 $204,000 $14,822,000 $128,000 $6,439,000
Application Denied By Financial Institution 5,990 $1,054,380,000 $176,000 $8,625,000 $98,000 $6,883,000
Application Withdrawn By Applicant 1,992 $406,752,000 $204,000 $2,500,000 $121,000 $2,848,000
File Closed For Incompleteness 1,234 $223,192,000 $180,000 $2,500,000 $122,000 $3,135,000
Application Approved But Not Accepted 358 $51,637,000 $144,000 $3,068,000 $111,000 $1,343,000
Loan Purchased By The Institution 260 $32,324,000 $124,000 $416,000 $52,000 $312,000
Preapproval Denied by Financial Institution 252 $63,399,000 $251,000 $4,800,000 $96,000 $1,579,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 2,117 $382,371,000 $180,000 $4,800,000 $64,000 $2,109,000
Credit History 1,930 $274,514,000 $142,000 $1,874,000 $99,000 $4,900,000
Collateral 1,309 $236,233,000 $180,000 $2,165,000 $115,000 $4,235,000
Unverifiable Information 407 $118,403,000 $290,000 $8,625,000 $192,000 $6,883,000
Insufficient Cash (Downpayment, Closing Cost) 237 $49,475,000 $208,000 $1,544,000 $99,000 $899,000
Other 178 $48,150,000 $270,000 $4,000,000 $169,000 $4,000,000
Employment History 60 $8,363,000 $139,000 $520,000 $52,000 $402,000
Credit Application Incomplete 2 $100,000 $50,000 $50,000 $0 $0
Mortgage Insurance Denied 2 $170,000 $85,000 $126,000 $42,000 $65,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BMO Harris Bank NA's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BMO Harris Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List