BNC National Bank Mortgage Lending & HMDA Data, 2017

In 2017, BNC National Bank of Bismarck, ND reported 3,842 mortgage applications totaling $1.1 billion, down 32% from 2016. The average application was for $291,320, and applicants reported an average income of $113,082. 63% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Kansas City, MO-KS (351), Wichita, KS (225) and Washington-Arlington-Alexandria, DC-VA-MD-WV (117) (applications in parentheses).

Mortgage Company & Address BNC National Bank

Bismarck, ND 58501
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,842
Total Mortgage Loan Application Amount $1,119,253,000
Average Mortgage Loan Application Amount $291,320
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $113,082
Highest Applicant Income $1,413,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNC National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BNC National Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 177 $ 27,352,000 $ 154,531 $ 76,000
Johnson, Kansas 140 $ 30,636,000 $ 218,828 $ 90,000
Laclede, Missouri 92 $ 9,679,000 $ 105,206 $ 42,000
Jackson, Missouri 87 $ 10,222,000 $ 117,494 $ 72,000
Clark, Nevada 87 $ 29,235,000 $ 336,034 $ 99,000
Burleigh, North Dakota 84 $ 19,168,000 $ 228,190 $ 137,000
Maricopa, Arizona 76 $ 18,829,000 $ 247,750 $ 105,000
San Diego, California 52 $ 23,624,000 $ 454,307 $ 127,000
McPherson, Kansas 50 $ 7,165,000 $ 143,300 $ 60,000
Los Angeles, California 47 $ 19,920,000 $ 423,829 $ 121,000
King, Washington 46 $ 21,935,000 $ 476,847 $ 146,000
Wyandotte, Kansas 45 $ 5,376,000 $ 119,466 $ 63,000
Butler, Kansas 40 $ 7,071,000 $ 176,775 $ 86,000
Fairfax, Virginia 38 $ 18,129,000 $ 477,078 $ 126,000
Clay, Missouri 35 $ 4,918,000 $ 140,514 $ 114,000
Wake, North Carolina 35 $ 12,122,000 $ 346,342 $ 126,000
Washoe, Nevada 32 $ 10,451,000 $ 326,593 $ 116,000
Henry, Illinois 29 $ 3,749,000 $ 129,275 $ 62,000
Hillsborough, Florida 28 $ 10,325,000 $ 368,750 $ 121,000
El Paso, Colorado 27 $ 9,494,000 $ 351,629 $ 119,000
Morton, North Dakota 27 $ 5,608,000 $ 207,703 $ 104,000
Cass, Missouri 26 $ 4,604,000 $ 177,076 $ 77,000
Hennepin, Minnesota 25 $ 6,857,000 $ 274,280 $ 139,000
Miami-Dade, Florida 24 $ 7,393,000 $ 308,041 $ 111,000
Rock Island, Illinois 24 $ 3,267,000 $ 136,125 $ 65,000
Scott, Iowa 24 $ 3,680,000 $ 153,333 $ 62,000
Broward, Florida 23 $ 8,236,000 $ 358,086 $ 129,000
Snohomish, Washington 22 $ 7,523,000 $ 341,954 $ 150,000
Montgomery, Maryland 21 $ 9,526,000 $ 453,619 $ 149,000
Mecklenburg, North Carolina 21 $ 7,623,000 $ 363,000 $ 146,000
Multnomah, Oregon 21 $ 7,662,000 $ 364,857 $ 125,000
Travis, Texas 21 $ 8,033,000 $ 382,523 $ 184,000
Cobb, Georgia 20 $ 6,039,000 $ 301,950 $ 140,000
Salt Lake, Utah 20 $ 7,580,000 $ 379,000 $ 131,000
Fulton, Georgia 19 $ 7,316,000 $ 385,052 $ 141,000
Riverside, California 18 $ 6,297,000 $ 349,833 $ 113,000
Forsyth, Georgia 18 $ 5,935,000 $ 329,722 $ 140,000
Collin, Texas 18 $ 6,118,000 $ 339,888 $ 139,000
Tarrant, Texas 18 $ 5,623,000 $ 312,388 $ 157,000
Pinellas, Florida 17 $ 4,724,000 $ 277,882 $ 111,000
Harris, Texas 17 $ 6,565,000 $ 386,176 $ 208,000
Orange, Florida 16 $ 5,206,000 $ 325,375 $ 101,000
Williamson, Tennessee 16 $ 6,307,000 $ 394,187 $ 186,000
Dallas, Texas 16 $ 5,059,000 $ 316,187 $ 113,000
Loudoun, Virginia 16 $ 7,023,000 $ 438,937 $ 129,000
Arapahoe, Colorado 15 $ 5,914,000 $ 394,266 $ 113,000
Brevard, Florida 15 $ 4,289,000 $ 285,933 $ 125,000
Okaloosa, Florida 15 $ 4,796,000 $ 319,733 $ 111,000
Gwinnett, Georgia 15 $ 5,003,000 $ 333,533 $ 144,000
Prince George's, Maryland 15 $ 5,364,000 $ 357,600 $ 116,000
Middlesex, Massachusetts 15 $ 7,757,000 $ 517,133 $ 202,000
Worcester, Massachusetts 15 $ 5,639,000 $ 375,933 $ 111,000
Clackamas, Oregon 15 $ 5,439,000 $ 362,600 $ 149,000
Orange, California 14 $ 7,477,000 $ 534,071 $ 177,000
Douglas, Colorado 14 $ 6,115,000 $ 436,785 $ 132,000
Jefferson, Colorado 14 $ 5,376,000 $ 384,000 $ 97,000
Palm Beach, Florida 14 $ 5,287,000 $ 377,642 $ 123,000
Washington, Oregon 14 $ 4,799,000 $ 342,785 $ 105,000
Pierce, Washington 14 $ 5,344,000 $ 381,714 $ 101,000
Larimer, Colorado 13 $ 3,861,000 $ 297,000 $ 107,000
Duval, Florida 13 $ 4,028,000 $ 309,846 $ 105,000
Anne Arundel, Maryland 13 $ 4,949,000 $ 380,692 $ 121,000
Alameda, California 12 $ 5,075,000 $ 422,916 $ 126,000
Ventura, California 12 $ 5,788,000 $ 482,333 $ 145,000
Lake, Indiana 12 $ 1,220,000 $ 101,666 $ 128,000
Denton, Texas 12 $ 4,177,000 $ 348,083 $ 148,000
Contra Costa, California 11 $ 5,399,000 $ 490,818 $ 154,000
Santa Clara, California 11 $ 5,088,000 $ 462,545 $ 154,000
Adams, Colorado 11 $ 3,666,000 $ 333,272 $ 69,000
Cook, Illinois 11 $ 2,950,000 $ 268,181 $ 123,000
Hamilton, Indiana 11 $ 3,436,000 $ 312,363 $ 127,000
Charleston, South Carolina 11 $ 3,951,000 $ 359,181 $ 115,000
Davidson, Tennessee 11 $ 3,963,000 $ 360,272 $ 139,000
Clark, Washington 11 $ 4,210,000 $ 382,727 $ 131,000
Madison, Alabama 10 $ 4,133,000 $ 413,300 $ 97,000
Placer, California 10 $ 4,378,000 $ 437,800 $ 164,000
Sacramento, California 10 $ 3,711,000 $ 371,100 $ 73,000
San Bernardino, California 10 $ 3,587,000 $ 358,700 $ 79,000
DeKalb, Georgia 10 $ 3,387,000 $ 338,700 $ 151,000
Essex, Massachusetts 10 $ 4,050,000 $ 405,000 $ 125,000
Dakota, Minnesota 10 $ 1,985,000 $ 198,500 $ 117,000
Union, New Jersey 10 $ 4,305,000 $ 430,500 $ 179,000
Emmons, North Dakota 10 $ 1,619,000 $ 161,900 $ 81,000
Bucks, Pennsylvania 10 $ 3,946,000 $ 394,600 $ 153,000
Berkeley, South Carolina 10 $ 2,968,000 $ 296,800 $ 78,000
Bexar, Texas 10 $ 2,642,000 $ 264,200 $ 143,000
Fort Bend, Texas 10 $ 3,280,000 $ 328,000 $ 146,000
San Joaquin, California 9 $ 3,607,000 $ 400,777 $ 90,000
Solano, California 9 $ 3,915,000 $ 435,000 $ 145,000
Denver, Colorado 9 $ 4,192,000 $ 465,777 $ 180,000
Sarasota, Florida 9 $ 2,242,000 $ 249,111 $ 91,000
Barnstable, Massachusetts 9 $ 3,455,000 $ 383,888 $ 121,000
Oakland, Michigan 9 $ 3,448,000 $ 383,111 $ 129,000
Bergen, New Jersey 9 $ 3,180,000 $ 353,333 $ 101,000
Middlesex, New Jersey 9 $ 2,764,000 $ 307,111 $ 140,000
Curry, New Mexico 9 $ 1,930,000 $ 214,444 $ 98,000
Oklahoma, Oklahoma 9 $ 2,306,000 $ 256,222 $ 86,000
Chester, Pennsylvania 9 $ 3,360,000 $ 373,333 $ 168,000
Montgomery, Pennsylvania 9 $ 3,209,000 $ 356,555 $ 163,000
Prince William, Virginia 9 $ 3,699,000 $ 411,000 $ 112,000
Pima, Arizona 8 $ 1,994,000 $ 249,250 $ 141,000
Benton, Arkansas 8 $ 2,272,000 $ 284,000 $ 106,000
Manatee, Florida 8 $ 2,032,000 $ 254,000 $ 103,000
Santa Rosa, Florida 8 $ 2,774,000 $ 346,750 $ 122,000
Ada, Idaho 8 $ 2,277,000 $ 284,625 $ 112,000
Kootenai, Idaho 8 $ 2,363,000 $ 295,375 $ 133,000
Miami, Kansas 8 $ 1,558,000 $ 194,750 $ 77,000
Plymouth, Massachusetts 8 $ 3,141,000 $ 392,625 $ 104,000
Allegheny, Pennsylvania 8 $ 2,487,000 $ 310,875 $ 144,000
Hamilton, Tennessee 8 $ 2,432,000 $ 304,000 $ 116,000
Galveston, Texas 8 $ 2,519,000 $ 314,875 $ 178,000
Chesapeake, Virginia 8 $ 2,982,000 $ 372,750 $ 80,000
Kitsap, Washington 8 $ 2,548,000 $ 318,500 $ 106,000
Kern, California 7 $ 2,099,000 $ 299,857 $ 107,000
New Haven, Connecticut 7 $ 1,942,000 $ 277,428 $ 71,000
Collier, Florida 7 $ 2,183,000 $ 311,857 $ 121,000
Lee, Florida 7 $ 2,083,000 $ 297,571 $ 85,000
Pasco, Florida 7 $ 2,318,000 $ 331,142 $ 130,000
Columbia, Georgia 7 $ 2,310,000 $ 330,000 $ 159,000
Des Moines, Iowa 7 $ 907,000 $ 129,571 $ 66,000
Fayette, Kentucky 7 $ 1,993,000 $ 284,714 $ 135,000
Bossier, Louisiana 7 $ 2,341,000 $ 334,428 $ 83,000
Baltimore, Maryland 7 $ 2,511,000 $ 358,714 $ 88,000
Charles, Maryland 7 $ 2,908,000 $ 415,428 $ 140,000
Norfolk, Massachusetts 7 $ 3,214,000 $ 459,142 $ 132,000
Livingston, Michigan 7 $ 2,135,000 $ 305,000 $ 107,000
Scott, Minnesota 7 $ 1,827,000 $ 261,000 $ 96,000
Monmouth, New Jersey 7 $ 2,461,000 $ 351,571 $ 162,000
Somerset, New Jersey 7 $ 2,335,000 $ 333,571 $ 104,000
McLean, North Dakota 7 $ 1,095,000 $ 156,428 $ 97,000
Knox, Tennessee 7 $ 1,936,000 $ 276,571 $ 142,000
Utah, Utah 7 $ 2,540,000 $ 362,857 $ 96,000
Stafford, Virginia 7 $ 2,994,000 $ 427,714 $ 115,000
Thurston, Washington 7 $ 2,611,000 $ 373,000 $ 141,000
Jefferson, Alabama 6 $ 1,039,000 $ 173,166 $ 72,000
San Luis Obispo, California 6 $ 3,153,000 $ 525,500 $ 175,000
Fairfield, Connecticut 6 $ 3,726,000 $ 621,000 $ 204,000
District of Columbia, District Of Columbia 6 $ 2,329,000 $ 388,166 $ 179,000
Seminole, Florida 6 $ 1,403,000 $ 233,833 $ 112,000
Jefferson, Kentucky 6 $ 1,553,000 $ 258,833 $ 136,000
Hillsborough, New Hampshire 6 $ 1,640,000 $ 273,333 $ 103,000
Bernalillo, New Mexico 6 $ 1,915,000 $ 319,166 $ 129,000
Nassau, New York 6 $ 2,544,000 $ 424,000 $ 73,000
Union, North Carolina 6 $ 1,736,000 $ 289,333 $ 124,000
Divide, North Dakota 6 $ 643,000 $ 107,166 $ 48,000
McKenzie, North Dakota 6 $ 719,000 $ 119,833 $ 64,000
Franklin, Ohio 6 $ 944,000 $ 157,333 $ 80,000
Tulsa, Oklahoma 6 $ 1,289,000 $ 214,833 $ 101,000
Yamhill, Oregon 6 $ 1,711,000 $ 285,166 $ 315,000
Delaware, Pennsylvania 6 $ 2,248,000 $ 374,666 $ 170,000
Greenville, South Carolina 6 $ 2,193,000 $ 365,500 $ 130,000
Davis, Utah 6 $ 1,853,000 $ 308,833 $ 98,000
Summit, Utah 6 $ 3,959,000 $ 659,833 $ 160,000
Virginia Beach, Virginia 6 $ 2,304,000 $ 384,000 $ 83,000
Pulaski, Arkansas 5 $ 1,753,000 $ 350,600 $ 109,000
Boulder, Colorado 5 $ 2,297,000 $ 459,400 $ 97,000
Hartford, Connecticut 5 $ 1,877,000 $ 375,400 $ 162,000
New Castle, Delaware 5 $ 1,284,000 $ 256,800 $ 152,000
Osceola, Florida 5 $ 1,675,000 $ 335,000 $ 124,000
St. Johns, Florida 5 $ 1,885,000 $ 377,000 $ 138,000
Cherokee, Georgia 5 $ 1,521,000 $ 304,200 $ 129,000
Muscogee, Georgia 5 $ 1,553,000 $ 310,600 $ 158,000
Mercer, Illinois 5 $ 878,000 $ 175,600 $ 34,000
Marion, Indiana 5 $ 1,010,000 $ 202,000 $ 71,000
Shawnee, Kansas 5 $ 831,000 $ 166,200 $ 71,000
Orleans, Louisiana 5 $ 1,766,000 $ 353,200 $ 104,000
Harford, Maryland 5 $ 1,895,000 $ 379,000 $ 94,000
St. Mary's, Maryland 5 $ 1,934,000 $ 386,800 $ 177,000
Anoka, Minnesota 5 $ 1,116,000 $ 223,200 $ 59,000
Ramsey, Minnesota 5 $ 1,341,000 $ 268,200 $ 103,000
Wright, Minnesota 5 $ 1,520,000 $ 304,000 $ 91,000
Platte, Missouri 5 $ 1,113,000 $ 222,600 $ 88,000
Hudson, New Jersey 5 $ 1,700,000 $ 340,000 $ 108,000
Sandoval, New Mexico 5 $ 1,696,000 $ 339,200 $ 126,000
Cumberland, North Carolina 5 $ 1,314,000 $ 262,800 $ 121,000
Forsyth, North Carolina 5 $ 1,015,000 $ 203,000 $ 105,000
Clermont, Ohio 5 $ 1,464,000 $ 292,800 $ 197,000
Cuyahoga, Ohio 5 $ 1,326,000 $ 265,200 $ 114,000
Horry, South Carolina 5 $ 1,386,000 $ 277,200 $ 114,000
Shelby, Tennessee 5 $ 1,527,000 $ 305,400 $ 151,000
Whatcom, Washington 5 $ 2,312,000 $ 462,400 $ 158,000
Yavapai, Arizona 4 $ 1,082,000 $ 270,500 $ 45,000
Columbia, Arkansas 4 $ 866,000 $ 216,500 $ 105,000
San Francisco, California 4 $ 1,649,000 $ 412,250 $ 283,000
La Plata, Colorado 4 $ 1,946,000 $ 486,500 $ 126,000
Escambia, Florida 4 $ 1,237,000 $ 309,250 $ 103,000
Volusia, Florida 4 $ 1,453,000 $ 363,250 $ 212,000
Harvey, Kansas 4 $ 660,000 $ 165,000 $ 78,000
Leavenworth, Kansas 4 $ 739,000 $ 184,750 $ 83,000
Calcasieu, Louisiana 4 $ 879,000 $ 219,750 $ 71,000
Cumberland, Maine 4 $ 1,328,000 $ 332,000 $ 52,000
Howard, Maryland 4 $ 1,401,000 $ 350,250 $ 147,000
Hampden, Massachusetts 4 $ 1,447,000 $ 361,750 $ 233,000
Macomb, Michigan 4 $ 1,233,000 $ 308,250 $ 148,000
Meeker, Minnesota 4 $ 466,000 $ 116,500 $ 39,000
Camden, Missouri 4 $ 671,000 $ 167,750 $ 76,000
Douglas, Nevada 4 $ 1,543,000 $ 385,750 $ 88,000
Rockingham, New Hampshire 4 $ 1,515,000 $ 378,750 $ 139,000
Morris, New Jersey 4 $ 2,176,000 $ 544,000 $ 155,000
Suffolk, New York 4 $ 1,557,000 $ 389,250 $ 163,000
Dare, North Carolina 4 $ 1,427,000 $ 356,750 $ 89,000
Guilford, North Carolina 4 $ 944,000 $ 236,000 $ 202,000
New Hanover, North Carolina 4 $ 1,028,000 $ 257,000 $ 192,000
Mountrail, North Dakota 4 $ 609,000 $ 152,250 $ 85,000
Greene, Ohio 4 $ 1,294,000 $ 323,500 $ 124,000
Medina, Ohio 4 $ 1,025,000 $ 256,250 $ 104,000
Deschutes, Oregon 4 $ 1,209,000 $ 302,250 $ 73,000
Lane, Oregon 4 $ 1,122,000 $ 280,500 $ 97,000
Providence, Rhode Island 4 $ 1,044,000 $ 261,000 $ 126,000
Dorchester, South Carolina 4 $ 1,220,000 $ 305,000 $ 91,000
York, South Carolina 4 $ 1,619,000 $ 404,750 $ 160,000
Rutherford, Tennessee 4 $ 1,130,000 $ 282,500 $ 96,000
Bell, Texas 4 $ 854,000 $ 213,500 $ 84,000
Montgomery, Texas 4 $ 1,274,000 $ 318,500 $ 142,000
Weber, Utah 4 $ 1,366,000 $ 341,500 $ 167,000
Spotsylvania, Virginia 4 $ 1,632,000 $ 408,000 $ 98,000
Baldwin, Alabama 3 $ 773,000 $ 257,666 $ 109,000
Shelby, Alabama 3 $ 815,000 $ 271,666 $ 88,000
Coconino, Arizona 3 $ 848,000 $ 282,666 $ 199,000
Fresno, California 3 $ 799,000 $ 266,333 $ 152,000
San Mateo, California 3 $ 1,492,000 $ 497,333 $ 105,000
Santa Barbara, California 3 $ 1,423,000 $ 474,333 $ 184,000
Shasta, California 3 $ 838,000 $ 279,333 $ 219,000
Sonoma, California 3 $ 1,126,000 $ 375,333 $ 110,000
Yolo, California 3 $ 1,106,000 $ 368,666 $ 93,000
Broomfield, Colorado 3 $ 1,626,000 $ 542,000 $ 244,000
Elbert, Colorado 3 $ 1,219,000 $ 406,333 $ 179,000
Kent, Delaware 3 $ 775,000 $ 258,333 $ 117,000
Citrus, Florida 3 $ 633,000 $ 211,000 $ 125,000
Clay, Florida 3 $ 833,000 $ 277,666 $ 89,000
Hernando, Florida 3 $ 716,000 $ 238,666 $ 82,000
Lake, Florida 3 $ 961,000 $ 320,333 $ 94,000
Polk, Florida 3 $ 510,000 $ 170,000 $ 68,000
Fayette, Georgia 3 $ 981,000 $ 327,000 $ 194,000
Hall, Georgia 3 $ 746,000 $ 248,666 $ 111,000
Bonneville, Idaho 3 $ 818,000 $ 272,666 $ 100,000
St. Clair, Illinois 3 $ 796,000 $ 265,333 $ 98,000
Monroe, Indiana 3 $ 998,000 $ 332,666 $ 430,000
Douglas, Kansas 3 $ 562,000 $ 187,333 $ 66,000
Harper, Kansas 3 $ 749,000 $ 249,666 $ 93,000
Kingman, Kansas 3 $ 442,000 $ 147,333 $ 42,000
Pratt, Kansas 3 $ 364,000 $ 121,333 $ 50,000
East Baton Rouge, Louisiana 3 $ 791,000 $ 263,666 $ 98,000
Carroll, Maryland 3 $ 1,057,000 $ 352,333 $ 102,000
Frederick, Maryland 3 $ 1,387,000 $ 462,333 $ 138,000
Franklin, Massachusetts 3 $ 404,000 $ 134,666 $ 187,000
Berrien, Michigan 3 $ 640,000 $ 213,333 $ 61,000
Washtenaw, Michigan 3 $ 1,067,000 $ 355,666 $ 156,000
Jackson, Mississippi 3 $ 674,000 $ 224,666 $ 72,000
Madison, Mississippi 3 $ 973,000 $ 324,333 $ 149,000
Buchanan, Missouri 3 $ 235,000 $ 78,333 $ 40,000
Johnson, Missouri 3 $ 531,000 $ 177,000 $ 142,000
Phelps, Missouri 3 $ 570,000 $ 190,000 $ 85,000
Yellowstone, Montana 3 $ 1,018,000 $ 339,333 $ 157,000
Merrimack, New Hampshire 3 $ 891,000 $ 297,000 $ 258,000
Burlington, New Jersey 3 $ 959,000 $ 319,666 $ 106,000
Ocean, New Jersey 3 $ 1,082,000 $ 360,666 $ 102,000
Otero, New Mexico 3 $ 779,000 $ 259,666 $ 38,000
Santa Fe, New Mexico 3 $ 1,026,000 $ 342,000 $ 85,000
Queens, New York 3 $ 1,218,000 $ 406,000 $ 128,000
Westchester, New York 3 $ 1,145,000 $ 381,666 $ 91,000
Cabarrus, North Carolina 3 $ 1,081,000 $ 360,333 $ 182,000
Iredell, North Carolina 3 $ 1,369,000 $ 456,333 $ 107,000
Moore, North Carolina 3 $ 1,084,000 $ 361,333 $ 116,000
Pender, North Carolina 3 $ 916,000 $ 305,333 $ 70,000
Rowan, North Carolina 3 $ 806,000 $ 268,666 $ 74,000
Dunn, North Dakota 3 $ 923,000 $ 307,666 $ 150,000
Mercer, North Dakota 3 $ 729,000 $ 243,000 $ 112,000
Ward, North Dakota 3 $ 409,000 $ 136,333 $ 457,000
Licking, Ohio 3 $ 771,000 $ 257,000 $ 110,000
Canadian, Oklahoma 3 $ 944,000 $ 314,666 $ 161,000
Garfield, Oklahoma 3 $ 522,000 $ 174,000 $ 69,000
Josephine, Oregon 3 $ 979,000 $ 326,333 $ 84,000
York, Pennsylvania 3 $ 1,154,000 $ 384,666 $ 142,000
Newport, Rhode Island 3 $ 995,000 $ 331,666 $ 110,000
Beaufort, South Carolina 3 $ 1,030,000 $ 343,333 $ 132,000
Oconee, South Carolina 3 $ 768,000 $ 256,000 $ 100,000
Richland, South Carolina 3 $ 981,000 $ 327,000 $ 18,000
Spartanburg, South Carolina 3 $ 640,000 $ 213,333 $ 67,000
Montgomery, Tennessee 3 $ 848,000 $ 282,666 $ 100,000
Sumner, Tennessee 3 $ 1,100,000 $ 366,666 $ 110,000
Brazoria, Texas 3 $ 1,107,000 $ 369,000 $ 173,000
Lee, Texas 3 $ 895,000 $ 298,333 $ 99,000
Tooele, Utah 3 $ 1,275,000 $ 425,000 $ 155,000
Alexandria, Virginia 3 $ 961,000 $ 320,333 $ 102,000
Chesterfield, Virginia 3 $ 960,000 $ 320,000 $ 108,000
Frederick, Virginia 3 $ 1,368,000 $ 456,000 $ 183,000
Henrico, Virginia 3 $ 1,100,000 $ 366,666 $ 139,000
Suffolk, Virginia 3 $ 806,000 $ 268,666 $ 84,000
York, Virginia 3 $ 681,000 $ 227,000 $ 163,000
Skagit, Washington 3 $ 1,082,000 $ 360,666 $ 157,000
Jefferson, West Virginia 3 $ 1,137,000 $ 379,000 $ 106,000
Dane, Wisconsin 3 $ 695,000 $ 231,666 $ 78,000
Milwaukee, Wisconsin 3 $ 921,000 $ 307,000 $ 136,000
Waukesha, Wisconsin 3 $ 1,230,000 $ 410,000 $ 169,000
Laramie, Wyoming 3 $ 860,000 $ 286,666 $ 82,000
Mobile, Alabama 2 $ 634,000 $ 317,000 $ 242,000
Montgomery, Alabama 2 $ 430,000 $ 215,000 $ 101,000
Mohave, Arizona 2 $ 318,000 $ 159,000 $ 48,000
Faulkner, Arkansas 2 $ 685,000 $ 342,500 $ 162,000
Alpine, California 2 $ 1,099,000 $ 549,500 $ 324,000
El Dorado, California 2 $ 495,000 $ 247,500 $ 120,000
Glenn, California 2 $ 419,000 $ 209,500 $ 70,000
Monterey, California 2 $ 828,000 $ 414,000 $ 138,000
Yuba, California 2 $ 713,000 $ 356,500 $ 128,000
Tolland, Connecticut 2 $ 575,000 $ 287,500 $ 101,000
Windham, Connecticut 2 $ 770,000 $ 385,000 $ 129,000
Alachua, Florida 2 $ 696,000 $ 348,000 $ 254,000
Charlotte, Florida 2 $ 718,000 $ 359,000 $ 212,000
Flagler, Florida 2 $ 507,000 $ 253,500 $ 55,000
Highlands, Florida 2 $ 605,000 $ 302,500 $ 114,000
Leon, Florida 2 $ 338,000 $ 169,000 $ 48,000
Nassau, Florida 2 $ 502,000 $ 251,000 $ 0
St. Lucie, Florida 2 $ 478,000 $ 239,000 $ 117,000
Bryan, Georgia 2 $ 727,000 $ 363,500 $ 147,000
Camden, Georgia 2 $ 486,000 $ 243,000 $ 253,000
Chatham, Georgia 2 $ 491,000 $ 245,500 $ 167,000
Douglas, Georgia 2 $ 418,000 $ 209,000 $ 138,000
Liberty, Georgia 2 $ 346,000 $ 173,000 $ 37,000
Lowndes, Georgia 2 $ 620,000 $ 310,000 $ 138,000
Lumpkin, Georgia 2 $ 505,000 $ 252,500 $ 152,000
Troup, Georgia 2 $ 496,000 $ 248,000 $ 196,000
Walton, Georgia 2 $ 447,000 $ 223,500 $ 119,000
Bannock, Idaho 2 $ 166,000 $ 83,000 $ 89,000
Bonner, Idaho 2 $ 424,000 $ 212,000 $ 68,000
Bureau, Illinois 2 $ 153,000 $ 76,500 $ 29,000
McHenry, Illinois 2 $ 556,000 $ 278,000 $ 141,000
Whiteside, Illinois 2 $ 164,000 $ 82,000 $ 34,000
Woodford, Illinois 2 $ 292,000 $ 146,000 $ 56,000
Vanderburgh, Indiana 2 $ 976,000 $ 488,000 $ 221,000
Linn, Iowa 2 $ 284,000 $ 142,000 $ 58,000
Muscatine, Iowa 2 $ 346,000 $ 173,000 $ 66,000
Dickinson, Kansas 2 $ 472,000 $ 236,000 $ 77,000
Ford, Kansas 2 $ 400,000 $ 200,000 $ 116,000
Montgomery, Kansas 2 $ 273,000 $ 136,500 $ 96,000
Reno, Kansas 2 $ 191,000 $ 95,500 $ 67,000
Rice, Kansas 2 $ 74,000 $ 37,000 $ 25,000
Saline, Kansas 2 $ 301,000 $ 150,500 $ 81,000
Boone, Kentucky 2 $ 674,000 $ 337,000 $ 159,000
Warren, Kentucky 2 $ 495,000 $ 247,500 $ 81,000
Calvert, Maryland 2 $ 806,000 $ 403,000 $ 150,000
Bristol, Massachusetts 2 $ 770,000 $ 385,000 $ 90,000
Suffolk, Massachusetts 2 $ 692,000 $ 346,000 $ 136,000
Genesee, Michigan 2 $ 336,000 $ 168,000 $ 89,000
Kent, Michigan 2 $ 391,000 $ 195,500 $ 60,000
Saginaw, Michigan 2 $ 210,000 $ 105,000 $ 97,000
St. Clair, Michigan 2 $ 636,000 $ 318,000 $ 174,000
Carlton, Minnesota 2 $ 339,000 $ 169,500 $ 65,000
McLeod, Minnesota 2 $ 240,000 $ 120,000 $ 42,000
Washington, Minnesota 2 $ 567,000 $ 283,500 $ 106,000
DeSoto, Mississippi 2 $ 594,000 $ 297,000 $ 50,000
Barry, Missouri 2 $ 336,000 $ 168,000 $ 83,000
Benton, Missouri 2 $ 138,000 $ 69,000 $ 28,000
Greene, Missouri 2 $ 255,000 $ 127,500 $ 43,000
Polk, Missouri 2 $ 230,000 $ 115,000 $ 59,000
Pulaski, Missouri 2 $ 324,000 $ 162,000 $ 65,000
St. Charles, Missouri 2 $ 484,000 $ 242,000 $ 93,000
Webster, Missouri 2 $ 166,000 $ 83,000 $ 37,000
Douglas, Nebraska 2 $ 549,000 $ 274,500 $ 110,000
Lyon, Nevada 2 $ 686,000 $ 343,000 $ 69,000
Essex, New Jersey 2 $ 743,000 $ 371,500 $ 170,000
Gloucester, New Jersey 2 $ 634,000 $ 317,000 $ 95,000
Passaic, New Jersey 2 $ 605,000 $ 302,500 $ 101,000
Chaves, New Mexico 2 $ 492,000 $ 246,000 $ 100,000
Taos, New Mexico 2 $ 554,000 $ 277,000 $ 134,000
Kings, New York 2 $ 915,000 $ 457,500 $ 87,000
Brunswick, North Carolina 2 $ 677,000 $ 338,500 $ 90,000
Gaston, North Carolina 2 $ 716,000 $ 358,000 $ 129,000
Hoke, North Carolina 2 $ 405,000 $ 202,500 $ 0
Onslow, North Carolina 2 $ 655,000 $ 327,500 $ 164,000
Randolph, North Carolina 2 $ 560,000 $ 280,000 $ 36,000
Wayne, North Carolina 2 $ 424,000 $ 212,000 $ 53,000
Burke, North Dakota 2 $ 566,000 $ 283,000 $ 70,000
Hettinger, North Dakota 2 $ 781,000 $ 390,500 $ 99,000
McIntosh, North Dakota 2 $ 356,000 $ 178,000 $ 161,000
Hamilton, Ohio 2 $ 752,000 $ 376,000 $ 115,000
Lucas, Ohio 2 $ 599,000 $ 299,500 $ 143,000
Muskingum, Ohio 2 $ 340,000 $ 170,000 $ 66,000
Cleveland, Oklahoma 2 $ 301,000 $ 150,500 $ 155,000
Creek, Oklahoma 2 $ 889,000 $ 444,500 $ 123,000
Columbia, Oregon 2 $ 622,000 $ 311,000 $ 53,000
Jackson, Oregon 2 $ 588,000 $ 294,000 $ 71,000
Marion, Oregon 2 $ 834,000 $ 417,000 $ 125,000
Butler, Pennsylvania 2 $ 431,000 $ 215,500 $ 86,000
Cumberland, Pennsylvania 2 $ 729,000 $ 364,500 $ 153,000
Franklin, Pennsylvania 2 $ 838,000 $ 419,000 $ 151,000
Lancaster, Pennsylvania 2 $ 620,000 $ 310,000 $ 72,000
Lehigh, Pennsylvania 2 $ 501,000 $ 250,500 $ 71,000
Northampton, Pennsylvania 2 $ 612,000 $ 306,000 $ 226,000
Philadelphia, Pennsylvania 2 $ 700,000 $ 350,000 $ 94,000
Kershaw, South Carolina 2 $ 564,000 $ 282,000 $ 92,000
Lexington, South Carolina 2 $ 816,000 $ 408,000 $ 164,000
Carter, Tennessee 2 $ 627,000 $ 313,500 $ 74,000
Greene, Tennessee 2 $ 461,000 $ 230,500 $ 31,000
Tipton, Tennessee 2 $ 575,000 $ 287,500 $ 65,000
Bastrop, Texas 2 $ 347,000 $ 173,500 $ 47,000
Comal, Texas 2 $ 728,000 $ 364,000 $ 130,000
Guadalupe, Texas 2 $ 539,000 $ 269,500 $ 94,000
Hays, Texas 2 $ 702,000 $ 351,000 $ 109,000
Smith, Texas 2 $ 710,000 $ 355,000 $ 242,000
Williamson, Texas 2 $ 755,000 $ 377,500 $ 137,000
Iron, Utah 2 $ 593,000 $ 296,500 $ 59,000
Washington, Utah 2 $ 627,000 $ 313,500 $ 83,000
Arlington, Virginia 2 $ 868,000 $ 434,000 $ 71,000
Isle of Wight, Virginia 2 $ 678,000 $ 339,000 $ 43,000
James City, Virginia 2 $ 565,000 $ 282,500 $ 99,000
Newport News, Virginia 2 $ 634,000 $ 317,000 $ 58,000
Roanoke, Virginia 2 $ 592,000 $ 296,000 $ 174,000
Chelan, Washington 2 $ 712,000 $ 356,000 $ 208,000
Grant, Washington 2 $ 336,000 $ 168,000 $ 125,000
Okanogan, Washington 2 $ 520,000 $ 260,000 $ 48,000
Spokane, Washington 2 $ 1,172,000 $ 586,000 $ 428,000
Berkeley, West Virginia 2 $ 671,000 $ 335,500 $ 182,000
St. Croix, Wisconsin 2 $ 533,000 $ 266,500 $ 249,000
Washington, Wisconsin 2 $ 724,000 $ 362,000 $ 194,000
Autauga, Alabama 1 $ 227,000 $ 227,000 $ 156,000
Calhoun, Alabama 1 $ 253,000 $ 253,000 $ 104,000
Chambers, Alabama 1 $ 232,000 $ 232,000 $ 55,000
Clay, Alabama 1 $ 313,000 $ 313,000 $ 75,000
Coffee, Alabama 1 $ 290,000 $ 290,000 $ 0
Cullman, Alabama 1 $ 266,000 $ 266,000 $ 0
DeKalb, Alabama 1 $ 266,000 $ 266,000 $ 102,000
Elmore, Alabama 1 $ 295,000 $ 295,000 $ 121,000
Houston, Alabama 1 $ 233,000 $ 233,000 $ 92,000
Lee, Alabama 1 $ 228,000 $ 228,000 $ 58,000
Limestone, Alabama 1 $ 301,000 $ 301,000 $ 115,000
Pinal, Arizona 1 $ 125,000 $ 125,000 $ 180,000
Cleburne, Arkansas 1 $ 417,000 $ 417,000 $ 300,000
Fulton, Arkansas 1 $ 284,000 $ 284,000 $ 88,000
Garland, Arkansas 1 $ 268,000 $ 268,000 $ 149,000
Hot Spring, Arkansas 1 $ 200,000 $ 200,000 $ 65,000
Polk, Arkansas 1 $ 150,000 $ 150,000 $ 86,000
Saline, Arkansas 1 $ 240,000 $ 240,000 $ 118,000
Sebastian, Arkansas 1 $ 279,000 $ 279,000 $ 97,000
Washington, Arkansas 1 $ 282,000 $ 282,000 $ 71,000
Del Norte, California 1 $ 207,000 $ 207,000 $ 112,000
Kings, California 1 $ 334,000 $ 334,000 $ 98,000
Mendocino, California 1 $ 320,000 $ 320,000 $ 52,000
Nevada, California 1 $ 381,000 $ 381,000 $ 120,000
Stanislaus, California 1 $ 378,000 $ 378,000 $ 131,000
Garfield, Colorado 1 $ 126,000 $ 126,000 $ 145,000
Mesa, Colorado 1 $ 274,000 $ 274,000 $ 90,000
Ouray, Colorado 1 $ 380,000 $ 380,000 $ 86,000
Park, Colorado 1 $ 420,000 $ 420,000 $ 125,000
Rio Grande, Colorado 1 $ 152,000 $ 152,000 $ 35,000
Routt, Colorado 1 $ 417,000 $ 417,000 $ 115,000
Summit, Colorado 1 $ 817,000 $ 817,000 $ 857,000
Teller, Colorado 1 $ 281,000 $ 281,000 $ 78,000
Weld, Colorado 1 $ 400,000 $ 400,000 $ 153,000
New London, Connecticut 1 $ 260,000 $ 260,000 $ 113,000
Sussex, Delaware 1 $ 420,000 $ 420,000 $ 149,000
Franklin, Florida 1 $ 315,000 $ 315,000 $ 92,000
Marion, Florida 1 $ 144,000 $ 144,000 $ 44,000
Martin, Florida 1 $ 421,000 $ 421,000 $ 205,000
Monroe, Florida 1 $ 405,000 $ 405,000 $ 72,000
Sumter, Florida 1 $ 210,000 $ 210,000 $ 96,000
Baldwin, Georgia 1 $ 276,000 $ 276,000 $ 180,000
Bartow, Georgia 1 $ 255,000 $ 255,000 $ 132,000
Bulloch, Georgia 1 $ 376,000 $ 376,000 $ 64,000
Burke, Georgia 1 $ 120,000 $ 120,000 $ 36,000
Effingham, Georgia 1 $ 254,000 $ 254,000 $ 79,000
Gilmer, Georgia 1 $ 313,000 $ 313,000 $ 126,000
Harris, Georgia 1 $ 900,000 $ 900,000 $ 307,000
Hart, Georgia 1 $ 402,000 $ 402,000 $ 201,000
Houston, Georgia 1 $ 248,000 $ 248,000 $ 85,000
Jackson, Georgia 1 $ 398,000 $ 398,000 $ 140,000
Lamar, Georgia 1 $ 269,000 $ 269,000 $ 102,000
Newton, Georgia 1 $ 201,000 $ 201,000 $ 141,000
Oconee, Georgia 1 $ 248,000 $ 248,000 $ 110,000
Putnam, Georgia 1 $ 410,000 $ 410,000 $ 93,000
Richmond, Georgia 1 $ 210,000 $ 210,000 $ 114,000
Towns, Georgia 1 $ 336,000 $ 336,000 $ 148,000
Union, Georgia 1 $ 276,000 $ 276,000 $ 110,000
Canyon, Idaho 1 $ 424,000 $ 424,000 $ 190,000
Elmore, Idaho 1 $ 280,000 $ 280,000 $ 91,000
Nez Perce, Idaho 1 $ 368,000 $ 368,000 $ 102,000
Power, Idaho 1 $ 121,000 $ 121,000 $ 44,000
Bond, Illinois 1 $ 343,000 $ 343,000 $ 109,000
Carroll, Illinois 1 $ 96,000 $ 96,000 $ 40,000
DuPage, Illinois 1 $ 555,000 $ 555,000 $ 141,000
Fayette, Illinois 1 $ 288,000 $ 288,000 $ 0
Iroquois, Illinois 1 $ 224,000 $ 224,000 $ 43,000
Will, Illinois 1 $ 289,000 $ 289,000 $ 292,000
Boone, Indiana 1 $ 883,000 $ 883,000 $ 579,000
Elkhart, Indiana 1 $ 238,000 $ 238,000 $ 71,000
Hendricks, Indiana 1 $ 210,000 $ 210,000 $ 64,000
Johnson, Indiana 1 $ 245,000 $ 245,000 $ 90,000
Porter, Indiana 1 $ 325,000 $ 325,000 $ 105,000
Tippecanoe, Indiana 1 $ 224,000 $ 224,000 $ 0
Cedar, Iowa 1 $ 143,000 $ 143,000 $ 74,000
Clinton, Iowa 1 $ 157,000 $ 157,000 $ 93,000
Polk, Iowa 1 $ 222,000 $ 222,000 $ 88,000
Atchison, Kansas 1 $ 428,000 $ 428,000 $ 168,000
Coffey, Kansas 1 $ 195,000 $ 195,000 $ 62,000
Cowley, Kansas 1 $ 237,000 $ 237,000 $ 118,000
Ellsworth, Kansas 1 $ 30,000 $ 30,000 $ 46,000
Franklin, Kansas 1 $ 270,000 $ 270,000 $ 139,000
Geary, Kansas 1 $ 74,000 $ 74,000 $ 57,000
Jefferson, Kansas 1 $ 120,000 $ 120,000 $ 31,000
Marion, Kansas 1 $ 71,000 $ 71,000 $ 35,000
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Mortgage Loan Application Detail Totals for BNC National Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,302 $617,886,000 $268,000 $1,207,000 $111,000 $1,413,000
Refinancing 1,389 $454,017,000 $326,000 $2,500,000 $116,000 $1,256,000
Home Improvement 151 $47,350,000 $313,000 $1,350,000 $118,000 $822,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,251 $602,577,000 $267,000 $1,350,000 $111,000 $1,413,000
Not Provided 970 $342,257,000 $352,000 $1,291,000 $123,000 $596,000
Hispanic 264 $61,323,000 $232,000 $931,000 $80,000 $500,000
Asian 196 $65,219,000 $332,000 $846,000 $141,000 $601,000
Black or African American 112 $31,901,000 $284,000 $653,000 $103,000 $351,000
American Indian or Alaskan Native 31 $7,525,000 $242,000 $505,000 $91,000 $180,000
Native Hawaiian or Other Pacific Islander 13 $5,125,000 $394,000 $550,000 $153,000 $303,000
Not applicable 5 $3,326,000 $665,000 $2,500,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,034 $586,527,000 $288,000 $2,500,000 $135,000 $1,413,000
VA-guaranteed (Veterans Administration) 1,313 $453,437,000 $345,000 $1,350,000 $101,000 $822,000
FHA-insured (Federal Housing Administration) 374 $64,484,000 $172,000 $647,000 $62,000 $260,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 121 $14,805,000 $122,000 $399,000 $45,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,412 $667,056,000 $276,000 $2,500,000 $109,000 $1,413,000
Application Withdrawn By Applicant 1,124 $360,791,000 $320,000 $1,350,000 $125,000 $1,147,000
Application Denied By Financial Institution 306 $91,406,000 $298,000 $931,000 $100,000 $641,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 78 $22,114,000 $283,000 $759,000 $86,000 $346,000
Credit Application Incomplete 72 $21,177,000 $294,000 $532,000 $107,000 $500,000
Debt-To-Income Ratio 60 $18,890,000 $314,000 $847,000 $86,000 $475,000
Collateral 44 $13,271,000 $301,000 $683,000 $119,000 $641,000
Other 36 $11,018,000 $306,000 $931,000 $119,000 $360,000
Employment History 9 $2,641,000 $293,000 $626,000 $65,000 $117,000
Unverifiable Information 5 $1,369,000 $273,000 $374,000 $117,000 $246,000
Insufficient Cash (Downpayment, Closing Cost) 2 $926,000 $463,000 $796,000 $102,000 $170,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into BNC National Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BNC National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet with aggregated HMDA statistics today.

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