BNY Mellon, N.A. Mortgage Lending & HMDA Data, 2019
In 2019, BNY Mellon, N.A. of Boston, MA reported 1,278 mortgage applications totaling $1.7 billion, up 15% from 2018. The average application was for $1,346,588, and applicants reported an average income of $778,940. 79% of its applications resulted in an originated loan and 7% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (93), Boston, MA (52) and Los Angeles-Long Beach-Glendale, CA (51) (applications in parentheses).
| Mortgage Company & Address | BNY Mellon, N.A. Boston, MA 02108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,278 |
| Total Mortgage Loan Application Amount | $1,720,940,000 |
| Average Mortgage Loan Application Amount | $1,346,588 |
| Highest Mortgage Loan Application Amount | $25,005,000 |
| Average Applicant Income | $778,940 |
| Highest Applicant Income | $8,666,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNY Mellon, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York, New York | 57 | $ 137,315,000 | $ 2,409,035 | $ 1,180,000 |
| Los Angeles, California | 51 | $ 116,925,000 | $ 2,292,647 | $ 1,087,000 |
| Orange, California | 41 | $ 77,765,000 | $ 1,896,707 | $ 1,462,000 |
| Fairfield, Connecticut | 37 | $ 47,565,000 | $ 1,285,540 | $ 733,000 |
| Suffolk, New York | 29 | $ 67,925,000 | $ 2,342,241 | $ 1,081,000 |
| Suffolk, Massachusetts | 28 | $ 29,610,000 | $ 1,057,500 | $ 904,000 |
| Palm Beach, Florida | 27 | $ 40,335,000 | $ 1,493,888 | $ 965,000 |
| San Francisco, California | 25 | $ 31,355,000 | $ 1,254,200 | $ 666,000 |
| Cook, Illinois | 25 | $ 24,485,000 | $ 979,400 | $ 638,000 |
| Fulton, Georgia | 24 | $ 29,730,000 | $ 1,238,750 | $ 816,000 |
| King, Washington | 24 | $ 25,610,000 | $ 1,067,083 | $ 444,000 |
| San Mateo, California | 23 | $ 46,085,000 | $ 2,003,695 | $ 731,000 |
| Maricopa, Arizona | 21 | $ 26,565,000 | $ 1,265,000 | $ 799,000 |
| Middlesex, Massachusetts | 20 | $ 28,770,000 | $ 1,438,500 | $ 818,000 |
| San Diego, California | 19 | $ 33,175,000 | $ 1,746,052 | $ 681,000 |
| Norfolk, Massachusetts | 19 | $ 26,595,000 | $ 1,399,736 | $ 581,000 |
| Travis, Texas | 19 | $ 26,605,000 | $ 1,400,263 | $ 1,042,000 |
| Westchester, New York | 17 | $ 19,725,000 | $ 1,160,294 | $ 616,000 |
| Harris, Texas | 15 | $ 24,235,000 | $ 1,615,666 | $ 716,000 |
| Santa Clara, California | 14 | $ 28,050,000 | $ 2,003,571 | $ 1,217,000 |
| Denver, Colorado | 14 | $ 9,290,000 | $ 663,571 | $ 397,000 |
| Miami-Dade, Florida | 14 | $ 40,160,000 | $ 2,868,571 | $ 1,159,000 |
| Boulder, Colorado | 12 | $ 11,730,000 | $ 977,500 | $ 382,000 |
| Marin, California | 11 | $ 16,145,000 | $ 1,467,727 | $ 966,000 |
| Hennepin, Minnesota | 11 | $ 8,765,000 | $ 796,818 | $ 805,000 |
| Nassau, New York | 11 | $ 12,235,000 | $ 1,112,272 | $ 756,000 |
| Collier, Florida | 10 | $ 12,050,000 | $ 1,205,000 | $ 662,000 |
| Oakland, Michigan | 10 | $ 11,020,000 | $ 1,102,000 | $ 1,179,000 |
| Ocean, New Jersey | 10 | $ 8,020,000 | $ 802,000 | $ 524,000 |
| Kings, New York | 10 | $ 8,970,000 | $ 897,000 | $ 360,000 |
| Chester, Pennsylvania | 10 | $ 10,190,000 | $ 1,019,000 | $ 840,000 |
| Montgomery, Pennsylvania | 10 | $ 10,160,000 | $ 1,016,000 | $ 753,000 |
| Newport, Rhode Island | 10 | $ 22,100,000 | $ 2,210,000 | $ 949,000 |
| Monmouth, New Jersey | 9 | $ 14,085,000 | $ 1,565,000 | $ 784,000 |
| Allegheny, Pennsylvania | 9 | $ 9,815,000 | $ 1,090,555 | $ 574,000 |
| Davidson, Tennessee | 9 | $ 11,245,000 | $ 1,249,444 | $ 361,000 |
| Arapahoe, Colorado | 8 | $ 8,830,000 | $ 1,103,750 | $ 634,000 |
| Eagle, Colorado | 8 | $ 7,390,000 | $ 923,750 | $ 545,000 |
| Dallas, Texas | 8 | $ 10,740,000 | $ 1,342,500 | $ 408,000 |
| Alameda, California | 7 | $ 9,375,000 | $ 1,339,285 | $ 426,000 |
| Sarasota, Florida | 7 | $ 10,075,000 | $ 1,439,285 | $ 733,000 |
| Cobb, Georgia | 7 | $ 5,575,000 | $ 796,428 | $ 505,000 |
| Montgomery, Maryland | 7 | $ 9,015,000 | $ 1,287,857 | $ 594,000 |
| Essex, New Jersey | 7 | $ 5,015,000 | $ 716,428 | $ 602,000 |
| Beaufort, South Carolina | 7 | $ 7,925,000 | $ 1,132,142 | $ 1,046,000 |
| Charleston, South Carolina | 7 | $ 11,155,000 | $ 1,593,571 | $ 363,000 |
| Sussex, Delaware | 6 | $ 6,600,000 | $ 1,100,000 | $ 591,000 |
| District of Columbia, District Of Columbia | 6 | $ 9,990,000 | $ 1,665,000 | $ 1,991,000 |
| Lee, Florida | 6 | $ 5,990,000 | $ 998,333 | $ 1,011,000 |
| Essex, Massachusetts | 6 | $ 6,370,000 | $ 1,061,666 | $ 490,000 |
| Nantucket, Massachusetts | 6 | $ 7,190,000 | $ 1,198,333 | $ 832,000 |
| Clark, Nevada | 6 | $ 10,670,000 | $ 1,778,333 | $ 1,185,000 |
| Bergen, New Jersey | 6 | $ 7,080,000 | $ 1,180,000 | $ 667,000 |
| Morris, New Jersey | 6 | $ 5,370,000 | $ 895,000 | $ 615,000 |
| Wake, North Carolina | 6 | $ 6,480,000 | $ 1,080,000 | $ 857,000 |
| Delaware, Pennsylvania | 6 | $ 6,470,000 | $ 1,078,333 | $ 629,000 |
| Milwaukee, Wisconsin | 6 | $ 5,070,000 | $ 845,000 | $ 696,000 |
| Santa Barbara, California | 5 | $ 20,525,000 | $ 4,105,000 | $ 1,440,000 |
| Sonoma, California | 5 | $ 4,585,000 | $ 917,000 | $ 449,000 |
| Ventura, California | 5 | $ 3,335,000 | $ 667,000 | $ 373,000 |
| Douglas, Colorado | 5 | $ 4,535,000 | $ 907,000 | $ 342,000 |
| DeKalb, Georgia | 5 | $ 4,125,000 | $ 825,000 | $ 657,000 |
| Maui, Hawaii | 5 | $ 6,435,000 | $ 1,287,000 | $ 830,000 |
| Lake, Illinois | 5 | $ 4,125,000 | $ 825,000 | $ 456,000 |
| Hancock, Maine | 5 | $ 3,365,000 | $ 673,000 | $ 215,000 |
| Barnstable, Massachusetts | 5 | $ 4,465,000 | $ 893,000 | $ 448,000 |
| Plymouth, Massachusetts | 5 | $ 4,985,000 | $ 997,000 | $ 421,000 |
| Cape May, New Jersey | 5 | $ 9,565,000 | $ 1,913,000 | $ 874,000 |
| Snohomish, Washington | 5 | $ 4,015,000 | $ 803,000 | $ 309,000 |
| Riverside, California | 4 | $ 2,240,000 | $ 560,000 | $ 371,000 |
| Santa Cruz, California | 4 | $ 3,350,000 | $ 837,500 | $ 349,000 |
| Summit, Colorado | 4 | $ 5,190,000 | $ 1,297,500 | $ 456,000 |
| Hillsborough, Florida | 4 | $ 2,920,000 | $ 730,000 | $ 538,000 |
| Indian River, Florida | 4 | $ 5,510,000 | $ 1,377,500 | $ 411,000 |
| Hawaii, Hawaii | 4 | $ 6,660,000 | $ 1,665,000 | $ 1,293,000 |
| Blaine, Idaho | 4 | $ 4,280,000 | $ 1,070,000 | $ 638,000 |
| Berkshire, Massachusetts | 4 | $ 3,250,000 | $ 812,500 | $ 681,000 |
| Gallatin, Montana | 4 | $ 13,110,000 | $ 3,277,500 | $ 1,682,000 |
| Multnomah, Oregon | 4 | $ 4,690,000 | $ 1,172,500 | $ 435,000 |
| Washington, Rhode Island | 4 | $ 4,540,000 | $ 1,135,000 | $ 1,081,000 |
| Fairfax, Virginia | 4 | $ 7,870,000 | $ 1,967,500 | $ 868,000 |
| Contra Costa, California | 3 | $ 3,315,000 | $ 1,105,000 | $ 323,000 |
| Placer, California | 3 | $ 1,655,000 | $ 551,666 | $ 784,000 |
| San Bernardino, California | 3 | $ 2,725,000 | $ 908,333 | $ 909,000 |
| Jefferson, Colorado | 3 | $ 2,875,000 | $ 958,333 | $ 422,000 |
| Larimer, Colorado | 3 | $ 2,175,000 | $ 725,000 | $ 490,000 |
| Pitkin, Colorado | 3 | $ 9,135,000 | $ 3,045,000 | $ 1,214,000 |
| San Miguel, Colorado | 3 | $ 4,795,000 | $ 1,598,333 | $ 810,000 |
| Broward, Florida | 3 | $ 5,165,000 | $ 1,721,666 | $ 485,000 |
| Nassau, Florida | 3 | $ 2,265,000 | $ 755,000 | $ 665,000 |
| Orange, Florida | 3 | $ 4,535,000 | $ 1,511,666 | $ 3,871,000 |
| Pinellas, Florida | 3 | $ 3,965,000 | $ 1,321,666 | $ 810,000 |
| Walton, Florida | 3 | $ 3,455,000 | $ 1,151,666 | $ 1,036,000 |
| Honolulu, Hawaii | 3 | $ 2,865,000 | $ 955,000 | $ 474,000 |
| Cumberland, Maine | 3 | $ 1,745,000 | $ 581,666 | $ 531,000 |
| York, Maine | 3 | $ 3,845,000 | $ 1,281,666 | $ 1,256,000 |
| Washtenaw, Michigan | 3 | $ 2,835,000 | $ 945,000 | $ 373,000 |
| St. Louis, Missouri | 3 | $ 3,175,000 | $ 1,058,333 | $ 803,000 |
| Cheshire, New Hampshire | 3 | $ 375,000 | $ 125,000 | $ 391,000 |
| Grafton, New Hampshire | 3 | $ 2,025,000 | $ 675,000 | $ 1,434,000 |
| Rockingham, New Hampshire | 3 | $ 3,755,000 | $ 1,251,666 | $ 1,122,000 |
| Union, New Jersey | 3 | $ 2,255,000 | $ 751,666 | $ 674,000 |
| Santa Fe, New Mexico | 3 | $ 3,115,000 | $ 1,038,333 | $ 525,000 |
| Cuyahoga, Ohio | 3 | $ 3,035,000 | $ 1,011,666 | $ 461,000 |
| Williamson, Tennessee | 3 | $ 5,765,000 | $ 1,921,666 | $ 641,000 |
| Collin, Texas | 3 | $ 2,425,000 | $ 808,333 | $ 398,000 |
| Salt Lake, Utah | 3 | $ 2,515,000 | $ 838,333 | $ 533,000 |
| Teton, Wyoming | 3 | $ 6,415,000 | $ 2,138,333 | $ 1,000,000 |
| Jefferson, Alabama | 2 | $ 2,790,000 | $ 1,395,000 | $ 1,025,000 |
| Napa, California | 2 | $ 1,720,000 | $ 860,000 | $ 811,000 |
| San Luis Obispo, California | 2 | $ 790,000 | $ 395,000 | $ 613,000 |
| El Paso, Colorado | 2 | $ 3,290,000 | $ 1,645,000 | $ 1,251,000 |
| Manatee, Florida | 2 | $ 1,540,000 | $ 770,000 | $ 538,000 |
| Martin, Florida | 2 | $ 8,510,000 | $ 4,255,000 | $ 1,127,000 |
| Okaloosa, Florida | 2 | $ 1,050,000 | $ 525,000 | $ 955,000 |
| St. Johns, Florida | 2 | $ 980,000 | $ 490,000 | $ 158,000 |
| Coweta, Georgia | 2 | $ 1,510,000 | $ 755,000 | $ 584,000 |
| Dawson, Georgia | 2 | $ 1,310,000 | $ 655,000 | $ 974,000 |
| Fannin, Georgia | 2 | $ 1,760,000 | $ 880,000 | $ 1,516,000 |
| Glynn, Georgia | 2 | $ 4,510,000 | $ 2,255,000 | $ 1,169,000 |
| DuPage, Illinois | 2 | $ 1,330,000 | $ 665,000 | $ 371,000 |
| Knox, Maine | 2 | $ 1,170,000 | $ 585,000 | $ 184,000 |
| Lincoln, Maine | 2 | $ 1,280,000 | $ 640,000 | $ 795,000 |
| Bristol, Massachusetts | 2 | $ 990,000 | $ 495,000 | $ 373,000 |
| Atlantic, New Jersey | 2 | $ 2,870,000 | $ 1,435,000 | $ 1,165,000 |
| Middlesex, New Jersey | 2 | $ 1,330,000 | $ 665,000 | $ 207,000 |
| Columbia, New York | 2 | $ 1,750,000 | $ 875,000 | $ 497,000 |
| Dutchess, New York | 2 | $ 4,560,000 | $ 2,280,000 | $ 1,638,000 |
| Queens, New York | 2 | $ 1,760,000 | $ 880,000 | $ 339,000 |
| Ulster, New York | 2 | $ 900,000 | $ 450,000 | $ 1,036,000 |
| Buncombe, North Carolina | 2 | $ 2,150,000 | $ 1,075,000 | $ 619,000 |
| Chatham, North Carolina | 2 | $ 1,240,000 | $ 620,000 | $ 468,000 |
| Durham, North Carolina | 2 | $ 1,130,000 | $ 565,000 | $ 270,000 |
| Guilford, North Carolina | 2 | $ 1,710,000 | $ 855,000 | $ 271,000 |
| Iredell, North Carolina | 2 | $ 1,200,000 | $ 600,000 | $ 628,000 |
| Jackson, Oregon | 2 | $ 1,780,000 | $ 890,000 | $ 375,000 |
| Lehigh, Pennsylvania | 2 | $ 3,610,000 | $ 1,805,000 | $ 541,000 |
| Philadelphia, Pennsylvania | 2 | $ 1,020,000 | $ 510,000 | $ 385,000 |
| Providence, Rhode Island | 2 | $ 860,000 | $ 430,000 | $ 185,000 |
| Horry, South Carolina | 2 | $ 1,120,000 | $ 560,000 | $ 150,000 |
| Bexar, Texas | 2 | $ 1,720,000 | $ 860,000 | $ 614,000 |
| Tarrant, Texas | 2 | $ 1,300,000 | $ 650,000 | $ 545,000 |
| Summit, Utah | 2 | $ 1,660,000 | $ 830,000 | $ 507,000 |
| Chittenden, Vermont | 2 | $ 1,000,000 | $ 500,000 | $ 551,000 |
| Windham, Vermont | 2 | $ 1,100,000 | $ 550,000 | $ 531,000 |
| Windsor, Vermont | 2 | $ 720,000 | $ 360,000 | $ 854,000 |
| Arlington, Virginia | 2 | $ 1,360,000 | $ 680,000 | $ 394,000 |
| Loudoun, Virginia | 2 | $ 1,140,000 | $ 570,000 | $ 167,000 |
| Island, Washington | 2 | $ 1,140,000 | $ 570,000 | $ 515,000 |
| Kitsap, Washington | 2 | $ 1,530,000 | $ 765,000 | $ 790,000 |
| Kittitas, Washington | 2 | $ 1,920,000 | $ 960,000 | $ 602,000 |
| Dane, Wisconsin | 2 | $ 1,460,000 | $ 730,000 | $ 912,000 |
| Baldwin, Alabama | 1 | $ 1,105,000 | $ 1,105,000 | $ 931,000 |
| Tallapoosa, Alabama | 1 | $ 485,000 | $ 485,000 | $ 445,000 |
| Inyo, California | 1 | $ 305,000 | $ 305,000 | $ 272,000 |
| Mono, California | 1 | $ 1,375,000 | $ 1,375,000 | $ 347,000 |
| Monterey, California | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,844,000 |
| Sacramento, California | 1 | $ 305,000 | $ 305,000 | $ 370,000 |
| Yolo, California | 1 | $ 615,000 | $ 615,000 | $ 405,000 |
| Adams, Colorado | 1 | $ 1,875,000 | $ 1,875,000 | $ 325,000 |
| Broomfield, Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,168,000 |
| Grand, Colorado | 1 | $ 485,000 | $ 485,000 | $ 287,000 |
| La Plata, Colorado | 1 | $ 585,000 | $ 585,000 | $ 179,000 |
| Ouray, Colorado | 1 | $ 2,205,000 | $ 2,205,000 | $ 809,000 |
| Hartford, Connecticut | 1 | $ 605,000 | $ 605,000 | $ 188,000 |
| New Haven, Connecticut | 1 | $ 755,000 | $ 755,000 | $ 643,000 |
| New London, Connecticut | 1 | $ 615,000 | $ 615,000 | $ 658,000 |
| Brevard, Florida | 1 | $ 645,000 | $ 645,000 | $ 406,000 |
| Charlotte, Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,193,000 |
| Duval, Florida | 1 | $ 705,000 | $ 705,000 | $ 380,000 |
| Leon, Florida | 1 | $ 2,315,000 | $ 2,315,000 | $ 0 |
| Monroe, Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Santa Rosa, Florida | 1 | $ 565,000 | $ 565,000 | $ 835,000 |
| Seminole, Florida | 1 | $ 565,000 | $ 565,000 | $ 292,000 |
| Sumter, Florida | 1 | $ 505,000 | $ 505,000 | $ 450,000 |
| Volusia, Florida | 1 | $ 345,000 | $ 345,000 | $ 285,000 |
| Cherokee, Georgia | 1 | $ 505,000 | $ 505,000 | $ 83,000 |
| Greene, Georgia | 1 | $ 1,265,000 | $ 1,265,000 | $ 315,000 |
| Habersham, Georgia | 1 | $ 1,755,000 | $ 1,755,000 | $ 689,000 |
| Hall, Georgia | 1 | $ 1,335,000 | $ 1,335,000 | $ 720,000 |
| Morgan, Georgia | 1 | $ 705,000 | $ 705,000 | $ 1,304,000 |
| Ada, Idaho | 1 | $ 595,000 | $ 595,000 | $ 289,000 |
| Teton, Idaho | 1 | $ 845,000 | $ 845,000 | $ 278,000 |
| McHenry, Illinois | 1 | $ 545,000 | $ 545,000 | $ 854,000 |
| Peoria, Illinois | 1 | $ 655,000 | $ 655,000 | $ 1,000,000 |
| Will, Illinois | 1 | $ 505,000 | $ 505,000 | $ 250,000 |
| Clark, Indiana | 1 | $ 505,000 | $ 505,000 | $ 255,000 |
| Johnson, Kansas | 1 | $ 805,000 | $ 805,000 | $ 413,000 |
| Riley, Kansas | 1 | $ 505,000 | $ 505,000 | $ 159,000 |
| Sedgwick, Kansas | 1 | $ 685,000 | $ 685,000 | $ 653,000 |
| Fayette, Kentucky | 1 | $ 515,000 | $ 515,000 | $ 245,000 |
| Oldham, Kentucky | 1 | $ 295,000 | $ 295,000 | $ 298,000 |
| Orleans, Louisiana | 1 | $ 735,000 | $ 735,000 | $ 746,000 |
| Anne Arundel, Maryland | 1 | $ 1,005,000 | $ 1,005,000 | $ 968,000 |
| Howard, Maryland | 1 | $ 1,415,000 | $ 1,415,000 | $ 430,000 |
| Talbot, Maryland | 1 | $ 545,000 | $ 545,000 | $ 1,021,000 |
| Dukes, Massachusetts | 1 | $ 1,045,000 | $ 1,045,000 | $ 1,121,000 |
| Berrien, Michigan | 1 | $ 725,000 | $ 725,000 | $ 1,207,000 |
| Emmet, Michigan | 1 | $ 375,000 | $ 375,000 | $ 233,000 |
| Kalamazoo, Michigan | 1 | $ 625,000 | $ 625,000 | $ 94,000 |
| Kent, Michigan | 1 | $ 855,000 | $ 855,000 | $ 367,000 |
| Monroe, Michigan | 1 | $ 395,000 | $ 395,000 | $ 305,000 |
| Wayne, Michigan | 1 | $ 595,000 | $ 595,000 | $ 212,000 |
| Ramsey, Minnesota | 1 | $ 675,000 | $ 675,000 | $ 548,000 |
| Scott, Minnesota | 1 | $ 785,000 | $ 785,000 | $ 345,000 |
| Hancock, Mississippi | 1 | $ 1,155,000 | $ 1,155,000 | $ 492,000 |
| Hinds, Mississippi | 1 | $ 505,000 | $ 505,000 | $ 239,000 |
| Jackson, Missouri | 1 | $ 855,000 | $ 855,000 | $ 503,000 |
| Flathead, Montana | 1 | $ 605,000 | $ 605,000 | $ 1,350,000 |
| Madison, Montana | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,244,000 |
| Sarpy, Nebraska | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Douglas, Nevada | 1 | $ 2,005,000 | $ 2,005,000 | $ 327,000 |
| Belknap, New Hampshire | 1 | $ 565,000 | $ 565,000 | $ 387,000 |
| Carroll, New Hampshire | 1 | $ 1,105,000 | $ 1,105,000 | $ 609,000 |
| Hillsborough, New Hampshire | 1 | $ 605,000 | $ 605,000 | $ 308,000 |
| Burlington, New Jersey | 1 | $ 1,265,000 | $ 1,265,000 | $ 598,000 |
| Mercer, New Jersey | 1 | $ 605,000 | $ 605,000 | $ 300,000 |
| Passaic, New Jersey | 1 | $ 305,000 | $ 305,000 | $ 306,000 |
| Somerset, New Jersey | 1 | $ 765,000 | $ 765,000 | $ 536,000 |
| Bernalillo, New Mexico | 1 | $ 1,075,000 | $ 1,075,000 | $ 725,000 |
| Taos, New Mexico | 1 | $ 555,000 | $ 555,000 | $ 255,000 |
| Erie, New York | 1 | $ 355,000 | $ 355,000 | $ 132,000 |
| Monroe, New York | 1 | $ 305,000 | $ 305,000 | $ 622,000 |
| Saratoga, New York | 1 | $ 505,000 | $ 505,000 | $ 167,000 |
| Avery, North Carolina | 1 | $ 1,115,000 | $ 1,115,000 | $ 816,000 |
| Brunswick, North Carolina | 1 | $ 685,000 | $ 685,000 | $ 585,000 |
| Gaston, North Carolina | 1 | $ 325,000 | $ 325,000 | $ 520,000 |
| Jackson, North Carolina | 1 | $ 625,000 | $ 625,000 | $ 267,000 |
| Madison, North Carolina | 1 | $ 565,000 | $ 565,000 | $ 683,000 |
| McDowell, North Carolina | 1 | $ 755,000 | $ 755,000 | $ 1,144,000 |
| Mecklenburg, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Mitchell, North Carolina | 1 | $ 785,000 | $ 785,000 | $ 621,000 |
| Moore, North Carolina | 1 | $ 905,000 | $ 905,000 | $ 0 |
| New Hanover, North Carolina | 1 | $ 1,745,000 | $ 1,745,000 | $ 584,000 |
| Orange, North Carolina | 1 | $ 505,000 | $ 505,000 | $ 122,000 |
| Pender, North Carolina | 1 | $ 645,000 | $ 645,000 | $ 662,000 |
| Franklin, Ohio | 1 | $ 505,000 | $ 505,000 | $ 302,000 |
| Hamilton, Ohio | 1 | $ 775,000 | $ 775,000 | $ 512,000 |
| Lake, Ohio | 1 | $ 505,000 | $ 505,000 | $ 6,923,000 |
| Lorain, Ohio | 1 | $ 1,005,000 | $ 1,005,000 | $ 307,000 |
| Oklahoma, Oklahoma | 1 | $ 755,000 | $ 755,000 | $ 419,000 |
| Benton, Oregon | 1 | $ 465,000 | $ 465,000 | $ 234,000 |
| Clackamas, Oregon | 1 | $ 755,000 | $ 755,000 | $ 537,000 |
| Deschutes, Oregon | 1 | $ 655,000 | $ 655,000 | $ 134,000 |
| Bucks, Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 259,000 |
| Dauphin, Pennsylvania | 1 | $ 965,000 | $ 965,000 | $ 2,108,000 |
| Lancaster, Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 312,000 |
| Bristol, Rhode Island | 1 | $ 805,000 | $ 805,000 | $ 567,000 |
| Aiken, South Carolina | 1 | $ 1,605,000 | $ 1,605,000 | $ 3,878,000 |
| Berkeley, South Carolina | 1 | $ 1,105,000 | $ 1,105,000 | $ 958,000 |
| Georgetown, South Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 415,000 |
| Greenville, South Carolina | 1 | $ 815,000 | $ 815,000 | $ 288,000 |
| Pickens, South Carolina | 1 | $ 995,000 | $ 995,000 | $ 1,715,000 |
| York, South Carolina | 1 | $ 915,000 | $ 915,000 | $ 1,361,000 |
| Blount, Tennessee | 1 | $ 1,725,000 | $ 1,725,000 | $ 485,000 |
| Marion, Tennessee | 1 | $ 685,000 | $ 685,000 | $ 243,000 |
| Rutherford, Tennessee | 1 | $ 565,000 | $ 565,000 | $ 127,000 |
| Shelby, Tennessee | 1 | $ 1,005,000 | $ 1,005,000 | $ 524,000 |
| Burnet, Texas | 1 | $ 1,155,000 | $ 1,155,000 | $ 1,043,000 |
| Cameron, Texas | 1 | $ 395,000 | $ 395,000 | $ 575,000 |
| Denton, Texas | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,121,000 |
| El Paso, Texas | 1 | $ 845,000 | $ 845,000 | $ 513,000 |
| Fort Bend, Texas | 1 | $ 515,000 | $ 515,000 | $ 302,000 |
| Galveston, Texas | 1 | $ 1,285,000 | $ 1,285,000 | $ 700,000 |
| Montgomery, Texas | 1 | $ 705,000 | $ 705,000 | $ 271,000 |
| Willacy, Texas | 1 | $ 255,000 | $ 255,000 | $ 265,000 |
| Caledonia, Vermont | 1 | $ 2,465,000 | $ 2,465,000 | $ 758,000 |
| Albemarle, Virginia | 1 | $ 505,000 | $ 505,000 | $ 507,000 |
| Fauquier, Virginia | 1 | $ 635,000 | $ 635,000 | $ 229,000 |
| Hanover, Virginia | 1 | $ 875,000 | $ 875,000 | $ 475,000 |
| Henrico, Virginia | 1 | $ 735,000 | $ 735,000 | $ 581,000 |
| Montgomery, Virginia | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Prince William, Virginia | 1 | $ 625,000 | $ 625,000 | $ 368,000 |
| Spotsylvania, Virginia | 1 | $ 445,000 | $ 445,000 | $ 175,000 |
| Virginia Beach, Virginia | 1 | $ 2,775,000 | $ 2,775,000 | $ 640,000 |
| Chelan, Washington | 1 | $ 1,005,000 | $ 1,005,000 | $ 345,000 |
| Jefferson, Washington | 1 | $ 515,000 | $ 515,000 | $ 416,000 |
| Klickitat, Washington | 1 | $ 495,000 | $ 495,000 | $ 325,000 |
| Skagit, Washington | 1 | $ 815,000 | $ 815,000 | $ 352,000 |
| Skamania, Washington | 1 | $ 1,405,000 | $ 1,405,000 | $ 460,000 |
| Spokane, Washington | 1 | $ 705,000 | $ 705,000 | $ 134,000 |
| Walla Walla, Washington | 1 | $ 505,000 | $ 505,000 | $ 558,000 |
| Brown, Wisconsin | 1 | $ 1,105,000 | $ 1,105,000 | $ 1,600,000 |
| Ozaukee, Wisconsin | 1 | $ 535,000 | $ 535,000 | $ 468,000 |
Mortgage Loan Application Detail Totals for BNY Mellon, N.A. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 541 | $728,995,000 | $1,347,000 | $14,625,000 | $814,000 | $7,502,000 |
| Home Purchase | 469 | $648,905,000 | $1,383,000 | $25,005,000 | $726,000 | $8,666,000 |
| Other Purpose | 266 | $340,580,000 | $1,280,000 | $9,005,000 | $802,000 | $4,573,000 |
| Home Improvement | 2 | $2,460,000 | $1,230,000 | $1,505,000 | $643,000 | $741,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 885 | $1,080,645,000 | $1,221,000 | $14,625,000 | $716,000 | $7,184,000 |
| Not Provided | 298 | $437,070,000 | $1,466,000 | $10,005,000 | $948,000 | $8,666,000 |
| Not applicable | 49 | $141,585,000 | $2,889,000 | $25,005,000 | $0 | $0 |
| Asian | 20 | $25,380,000 | $1,269,000 | $3,005,000 | $616,000 | $2,206,000 |
| Hispanic | 15 | $13,305,000 | $887,000 | $1,285,000 | $578,000 | $1,020,000 |
| Black or African American | 11 | $22,955,000 | $2,086,000 | $8,005,000 | $1,837,000 | $7,342,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,278 | $1,720,940,000 | $1,346,000 | $25,005,000 | $778,000 | $8,666,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,013 | $1,238,475,000 | $1,222,000 | $11,005,000 | $796,000 | $8,666,000 |
| Application Withdrawn By Applicant | 100 | $154,530,000 | $1,545,000 | $14,625,000 | $779,000 | $6,923,000 |
| Application Denied By Financial Institution | 86 | $204,970,000 | $2,383,000 | $25,005,000 | $642,000 | $3,278,000 |
| Application Approved But Not Accepted | 40 | $63,790,000 | $1,594,000 | $7,255,000 | $732,000 | $4,010,000 |
| Preapproval Approved but not Accepted | 23 | $30,475,000 | $1,325,000 | $7,505,000 | $654,000 | $5,640,000 |
| File Closed For Incompleteness | 9 | $19,915,000 | $2,212,000 | $7,005,000 | $865,000 | $4,000,000 |
| Preapproval Denied by Financial Institution | 7 | $8,785,000 | $1,255,000 | $3,005,000 | $391,000 | $1,148,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,185 | $1,507,185,000 | $1,271,000 | $14,625,000 | $790,000 | $8,666,000 |
| Debt-To-Income Ratio | 47 | $94,585,000 | $2,012,000 | $7,005,000 | $401,000 | $1,210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $32,040,000 | $2,288,000 | $7,505,000 | $924,000 | $2,729,000 |
| Collateral | 13 | $19,985,000 | $1,537,000 | $7,005,000 | $546,000 | $1,371,000 |
| Other | 12 | $59,010,000 | $4,917,000 | $25,005,000 | $1,357,000 | $2,387,000 |
| Credit History | 6 | $7,130,000 | $1,188,000 | $3,005,000 | $719,000 | $3,278,000 |
| Employment History | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $657,000 | $657,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNY Mellon, N.A.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNY Mellon, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
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