Bny Mellon, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Bny Mellon, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bny Mellon, National Association 500 Grant Street, Room 4825 Pittsburgh, PA 15258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,278 |
| Total Mortgage Loan Application Amount | $1,720,940,000 |
| Average Mortgage Loan Application Amount | $1,310,000 |
| Highest Mortgage Loan Application Amount | $25,005,000 |
| Average Applicant Income | $746,250 |
| Highest Applicant Income | $8,666,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Bny Mellon, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bny Mellon, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Bny Mellon, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bny Mellon, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bny Mellon, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bny Mellon, National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 57 | $ 137,315,000 | $ 2,409,000 | $ 1,180,000 |
| Los Angeles County California | 51 | $ 116,925,000 | $ 2,292,000 | $ 1,087,000 |
| Orange County California | 41 | $ 77,765,000 | $ 1,896,000 | $ 1,462,000 |
| Fairfield County Connecticut | 37 | $ 47,565,000 | $ 1,285,000 | $ 733,000 |
| Suffolk County New York | 29 | $ 67,925,000 | $ 2,342,000 | $ 1,081,000 |
| Suffolk County Massachusetts | 28 | $ 29,610,000 | $ 1,057,000 | $ 904,000 |
| Palm Beach County Florida | 27 | $ 40,335,000 | $ 1,493,000 | $ 965,000 |
| San Francisco County California | 25 | $ 31,355,000 | $ 1,254,000 | $ 666,000 |
| Cook County Illinois | 25 | $ 24,485,000 | $ 979,000 | $ 638,000 |
| Fulton County Georgia | 24 | $ 29,730,000 | $ 1,238,000 | $ 816,000 |
| King County Washington | 24 | $ 25,610,000 | $ 1,067,000 | $ 444,000 |
| San Mateo County California | 23 | $ 46,085,000 | $ 2,003,000 | $ 731,000 |
| Maricopa County Arizona | 21 | $ 26,565,000 | $ 1,265,000 | $ 799,000 |
| Middlesex County Massachusetts | 20 | $ 28,770,000 | $ 1,438,000 | $ 818,000 |
| San Diego County California | 19 | $ 33,175,000 | $ 1,746,000 | $ 681,000 |
| Norfolk County Massachusetts | 19 | $ 26,595,000 | $ 1,399,000 | $ 581,000 |
| Travis County Texas | 19 | $ 26,605,000 | $ 1,400,000 | $ 1,042,000 |
| Westchester County New York | 17 | $ 19,725,000 | $ 1,160,000 | $ 616,000 |
| Harris County Texas | 15 | $ 24,235,000 | $ 1,615,000 | $ 716,000 |
| Santa Clara County California | 14 | $ 28,050,000 | $ 2,003,000 | $ 1,217,000 |
| Denver County Colorado | 14 | $ 9,290,000 | $ 663,000 | $ 397,000 |
| Miami-Dade County Florida | 14 | $ 40,160,000 | $ 2,868,000 | $ 1,159,000 |
| Boulder County Colorado | 12 | $ 11,730,000 | $ 977,000 | $ 382,000 |
| Marin County California | 11 | $ 16,145,000 | $ 1,467,000 | $ 966,000 |
| Hennepin County Minnesota | 11 | $ 8,765,000 | $ 796,000 | $ 805,000 |
| Nassau County New York | 11 | $ 12,235,000 | $ 1,112,000 | $ 756,000 |
| Collier County Florida | 10 | $ 12,050,000 | $ 1,205,000 | $ 662,000 |
| Oakland County Michigan | 10 | $ 11,020,000 | $ 1,102,000 | $ 1,179,000 |
| Ocean County New Jersey | 10 | $ 8,020,000 | $ 802,000 | $ 524,000 |
| Kings County New York | 10 | $ 8,970,000 | $ 897,000 | $ 360,000 |
| Chester County Pennsylvania | 10 | $ 10,190,000 | $ 1,019,000 | $ 840,000 |
| Montgomery County Pennsylvania | 10 | $ 10,160,000 | $ 1,016,000 | $ 753,000 |
| Newport County Rhode Island | 10 | $ 22,100,000 | $ 2,210,000 | $ 949,000 |
| Monmouth County New Jersey | 9 | $ 14,085,000 | $ 1,565,000 | $ 784,000 |
| Allegheny County Pennsylvania | 9 | $ 9,815,000 | $ 1,090,000 | $ 574,000 |
| Davidson County Tennessee | 9 | $ 11,245,000 | $ 1,249,000 | $ 361,000 |
| Arapahoe County Colorado | 8 | $ 8,830,000 | $ 1,103,000 | $ 634,000 |
| Eagle County Colorado | 8 | $ 7,390,000 | $ 923,000 | $ 545,000 |
| Dallas County Texas | 8 | $ 10,740,000 | $ 1,342,000 | $ 408,000 |
| Alameda County California | 7 | $ 9,375,000 | $ 1,339,000 | $ 426,000 |
| Sarasota County Florida | 7 | $ 10,075,000 | $ 1,439,000 | $ 733,000 |
| Cobb County Georgia | 7 | $ 5,575,000 | $ 796,000 | $ 505,000 |
| Montgomery County Maryland | 7 | $ 9,015,000 | $ 1,287,000 | $ 594,000 |
| Essex County New Jersey | 7 | $ 5,015,000 | $ 716,000 | $ 602,000 |
| Beaufort County South Carolina | 7 | $ 7,925,000 | $ 1,132,000 | $ 1,046,000 |
| Charleston County South Carolina | 7 | $ 11,155,000 | $ 1,593,000 | $ 363,000 |
| Sussex County Delaware | 6 | $ 6,600,000 | $ 1,100,000 | $ 591,000 |
| District of Columbia County District Of Columbia | 6 | $ 9,990,000 | $ 1,665,000 | $ 1,991,000 |
| Lee County Florida | 6 | $ 5,990,000 | $ 998,000 | $ 1,011,000 |
| Essex County Massachusetts | 6 | $ 6,370,000 | $ 1,061,000 | $ 490,000 |
| Nantucket County Massachusetts | 6 | $ 7,190,000 | $ 1,198,000 | $ 832,000 |
| Clark County Nevada | 6 | $ 10,670,000 | $ 1,778,000 | $ 1,185,000 |
| Bergen County New Jersey | 6 | $ 7,080,000 | $ 1,180,000 | $ 667,000 |
| Morris County New Jersey | 6 | $ 5,370,000 | $ 895,000 | $ 615,000 |
| Wake County North Carolina | 6 | $ 6,480,000 | $ 1,080,000 | $ 857,000 |
| Delaware County Pennsylvania | 6 | $ 6,470,000 | $ 1,078,000 | $ 629,000 |
| Milwaukee County Wisconsin | 6 | $ 5,070,000 | $ 845,000 | $ 696,000 |
| Santa Barbara County California | 5 | $ 20,525,000 | $ 4,105,000 | $ 1,440,000 |
| Sonoma County California | 5 | $ 4,585,000 | $ 917,000 | $ 449,000 |
| Ventura County California | 5 | $ 3,335,000 | $ 667,000 | $ 373,000 |
| Douglas County Colorado | 5 | $ 4,535,000 | $ 907,000 | $ 342,000 |
| DeKalb County Georgia | 5 | $ 4,125,000 | $ 825,000 | $ 657,000 |
| Maui County Hawaii | 5 | $ 6,435,000 | $ 1,287,000 | $ 830,000 |
| Lake County Illinois | 5 | $ 4,125,000 | $ 825,000 | $ 456,000 |
| Hancock County Maine | 5 | $ 3,365,000 | $ 673,000 | $ 215,000 |
| Barnstable County Massachusetts | 5 | $ 4,465,000 | $ 893,000 | $ 448,000 |
| Plymouth County Massachusetts | 5 | $ 4,985,000 | $ 997,000 | $ 421,000 |
| Cape May County New Jersey | 5 | $ 9,565,000 | $ 1,913,000 | $ 874,000 |
| Snohomish County Washington | 5 | $ 4,015,000 | $ 803,000 | $ 309,000 |
| Riverside County California | 4 | $ 2,240,000 | $ 560,000 | $ 371,000 |
| Santa Cruz County California | 4 | $ 3,350,000 | $ 837,000 | $ 349,000 |
| Summit County Colorado | 4 | $ 5,190,000 | $ 1,297,000 | $ 456,000 |
| Hillsborough County Florida | 4 | $ 2,920,000 | $ 730,000 | $ 538,000 |
| Indian River County Florida | 4 | $ 5,510,000 | $ 1,377,000 | $ 411,000 |
| Hawaii County Hawaii | 4 | $ 6,660,000 | $ 1,665,000 | $ 1,293,000 |
| Blaine County Idaho | 4 | $ 4,280,000 | $ 1,070,000 | $ 638,000 |
| Berkshire County Massachusetts | 4 | $ 3,250,000 | $ 812,000 | $ 681,000 |
| Gallatin County Montana | 4 | $ 13,110,000 | $ 3,277,000 | $ 1,682,000 |
| Multnomah County Oregon | 4 | $ 4,690,000 | $ 1,172,000 | $ 435,000 |
| Washington County Rhode Island | 4 | $ 4,540,000 | $ 1,135,000 | $ 1,081,000 |
| Fairfax County Virginia | 4 | $ 7,870,000 | $ 1,967,000 | $ 868,000 |
| Contra Costa County California | 3 | $ 3,315,000 | $ 1,105,000 | $ 323,000 |
| Placer County California | 3 | $ 1,655,000 | $ 551,000 | $ 784,000 |
| San Bernardino County California | 3 | $ 2,725,000 | $ 908,000 | $ 909,000 |
| Jefferson County Colorado | 3 | $ 2,875,000 | $ 958,000 | $ 422,000 |
| Larimer County Colorado | 3 | $ 2,175,000 | $ 725,000 | $ 490,000 |
| Pitkin County Colorado | 3 | $ 9,135,000 | $ 3,045,000 | $ 1,214,000 |
| San Miguel County Colorado | 3 | $ 4,795,000 | $ 1,598,000 | $ 810,000 |
| Broward County Florida | 3 | $ 5,165,000 | $ 1,721,000 | $ 485,000 |
| Nassau County Florida | 3 | $ 2,265,000 | $ 755,000 | $ 665,000 |
| Orange County Florida | 3 | $ 4,535,000 | $ 1,511,000 | $ 3,871,000 |
| Pinellas County Florida | 3 | $ 3,965,000 | $ 1,321,000 | $ 810,000 |
| Walton County Florida | 3 | $ 3,455,000 | $ 1,151,000 | $ 1,036,000 |
| Honolulu County Hawaii | 3 | $ 2,865,000 | $ 955,000 | $ 474,000 |
| Cumberland County Maine | 3 | $ 1,745,000 | $ 581,000 | $ 531,000 |
| York County Maine | 3 | $ 3,845,000 | $ 1,281,000 | $ 1,256,000 |
| Washtenaw County Michigan | 3 | $ 2,835,000 | $ 945,000 | $ 373,000 |
| St. Louis County Missouri | 3 | $ 3,175,000 | $ 1,058,000 | $ 803,000 |
| Cheshire County New Hampshire | 3 | $ 375,000 | $ 125,000 | $ 391,000 |
| Grafton County New Hampshire | 3 | $ 2,025,000 | $ 675,000 | $ 1,434,000 |
| Rockingham County New Hampshire | 3 | $ 3,755,000 | $ 1,251,000 | $ 1,122,000 |
| Union County New Jersey | 3 | $ 2,255,000 | $ 751,000 | $ 674,000 |
| Santa Fe County New Mexico | 3 | $ 3,115,000 | $ 1,038,000 | $ 525,000 |
| Cuyahoga County Ohio | 3 | $ 3,035,000 | $ 1,011,000 | $ 461,000 |
| Williamson County Tennessee | 3 | $ 5,765,000 | $ 1,921,000 | $ 641,000 |
| Collin County Texas | 3 | $ 2,425,000 | $ 808,000 | $ 398,000 |
| Salt Lake County Utah | 3 | $ 2,515,000 | $ 838,000 | $ 533,000 |
| Teton County Wyoming | 3 | $ 6,415,000 | $ 2,138,000 | $ 1,000,000 |
| Jefferson County Alabama | 2 | $ 2,790,000 | $ 1,395,000 | $ 1,025,000 |
| Napa County California | 2 | $ 1,720,000 | $ 860,000 | $ 811,000 |
| San Luis Obispo County California | 2 | $ 790,000 | $ 395,000 | $ 613,000 |
| El Paso County Colorado | 2 | $ 3,290,000 | $ 1,645,000 | $ 1,251,000 |
| Manatee County Florida | 2 | $ 1,540,000 | $ 770,000 | $ 538,000 |
| Martin County Florida | 2 | $ 8,510,000 | $ 4,255,000 | $ 1,127,000 |
| Okaloosa County Florida | 2 | $ 1,050,000 | $ 525,000 | $ 955,000 |
| St. Johns County Florida | 2 | $ 980,000 | $ 490,000 | $ 158,000 |
| Coweta County Georgia | 2 | $ 1,510,000 | $ 755,000 | $ 584,000 |
| Dawson County Georgia | 2 | $ 1,310,000 | $ 655,000 | $ 974,000 |
| Fannin County Georgia | 2 | $ 1,760,000 | $ 880,000 | $ 1,516,000 |
| Glynn County Georgia | 2 | $ 4,510,000 | $ 2,255,000 | $ 1,169,000 |
| DuPage County Illinois | 2 | $ 1,330,000 | $ 665,000 | $ 371,000 |
| Knox County Maine | 2 | $ 1,170,000 | $ 585,000 | $ 184,000 |
| Lincoln County Maine | 2 | $ 1,280,000 | $ 640,000 | $ 795,000 |
| Bristol County Massachusetts | 2 | $ 990,000 | $ 495,000 | $ 373,000 |
| Atlantic County New Jersey | 2 | $ 2,870,000 | $ 1,435,000 | $ 1,165,000 |
| Middlesex County New Jersey | 2 | $ 1,330,000 | $ 665,000 | $ 207,000 |
| Columbia County New York | 2 | $ 1,750,000 | $ 875,000 | $ 497,000 |
| Dutchess County New York | 2 | $ 4,560,000 | $ 2,280,000 | $ 1,638,000 |
| Queens County New York | 2 | $ 1,760,000 | $ 880,000 | $ 339,000 |
| Ulster County New York | 2 | $ 900,000 | $ 450,000 | $ 1,036,000 |
| Buncombe County North Carolina | 2 | $ 2,150,000 | $ 1,075,000 | $ 619,000 |
| Chatham County North Carolina | 2 | $ 1,240,000 | $ 620,000 | $ 468,000 |
| Durham County North Carolina | 2 | $ 1,130,000 | $ 565,000 | $ 270,000 |
| Guilford County North Carolina | 2 | $ 1,710,000 | $ 855,000 | $ 271,000 |
| Iredell County North Carolina | 2 | $ 1,200,000 | $ 600,000 | $ 628,000 |
| Jackson County Oregon | 2 | $ 1,780,000 | $ 890,000 | $ 375,000 |
| Lehigh County Pennsylvania | 2 | $ 3,610,000 | $ 1,805,000 | $ 541,000 |
| Philadelphia County Pennsylvania | 2 | $ 1,020,000 | $ 510,000 | $ 385,000 |
| Providence County Rhode Island | 2 | $ 860,000 | $ 430,000 | $ 185,000 |
| Horry County South Carolina | 2 | $ 1,120,000 | $ 560,000 | $ 150,000 |
| Bexar County Texas | 2 | $ 1,720,000 | $ 860,000 | $ 614,000 |
| Tarrant County Texas | 2 | $ 1,300,000 | $ 650,000 | $ 545,000 |
| Summit County Utah | 2 | $ 1,660,000 | $ 830,000 | $ 507,000 |
| Chittenden County Vermont | 2 | $ 1,000,000 | $ 500,000 | $ 551,000 |
| Windham County Vermont | 2 | $ 1,100,000 | $ 550,000 | $ 531,000 |
| Windsor County Vermont | 2 | $ 720,000 | $ 360,000 | $ 854,000 |
| Arlington County Virginia | 2 | $ 1,360,000 | $ 680,000 | $ 394,000 |
| Loudoun County Virginia | 2 | $ 1,140,000 | $ 570,000 | $ 167,000 |
| Island County Washington | 2 | $ 1,140,000 | $ 570,000 | $ 515,000 |
| Kitsap County Washington | 2 | $ 1,530,000 | $ 765,000 | $ 790,000 |
| Kittitas County Washington | 2 | $ 1,920,000 | $ 960,000 | $ 602,000 |
| Dane County Wisconsin | 2 | $ 1,460,000 | $ 730,000 | $ 912,000 |
| Baldwin County Alabama | 1 | $ 1,105,000 | $ 1,105,000 | $ 931,000 |
| Tallapoosa County Alabama | 1 | $ 485,000 | $ 485,000 | $ 445,000 |
| Inyo County California | 1 | $ 305,000 | $ 305,000 | $ 272,000 |
| Mono County California | 1 | $ 1,375,000 | $ 1,375,000 | $ 347,000 |
| Monterey County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,844,000 |
| Sacramento County California | 1 | $ 305,000 | $ 305,000 | $ 370,000 |
| Yolo County California | 1 | $ 615,000 | $ 615,000 | $ 405,000 |
| Adams County Colorado | 1 | $ 1,875,000 | $ 1,875,000 | $ 325,000 |
| Broomfield County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,168,000 |
| Grand County Colorado | 1 | $ 485,000 | $ 485,000 | $ 287,000 |
| La Plata County Colorado | 1 | $ 585,000 | $ 585,000 | $ 179,000 |
| Ouray County Colorado | 1 | $ 2,205,000 | $ 2,205,000 | $ 809,000 |
| Hartford County Connecticut | 1 | $ 605,000 | $ 605,000 | $ 188,000 |
| New Haven County Connecticut | 1 | $ 755,000 | $ 755,000 | $ 643,000 |
| New London County Connecticut | 1 | $ 615,000 | $ 615,000 | $ 658,000 |
| Brevard County Florida | 1 | $ 645,000 | $ 645,000 | $ 406,000 |
| Charlotte County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,193,000 |
| Duval County Florida | 1 | $ 705,000 | $ 705,000 | $ 380,000 |
| Leon County Florida | 1 | $ 2,315,000 | $ 2,315,000 | $ 0 |
| Monroe County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 565,000 | $ 565,000 | $ 835,000 |
| Seminole County Florida | 1 | $ 565,000 | $ 565,000 | $ 292,000 |
| Sumter County Florida | 1 | $ 505,000 | $ 505,000 | $ 450,000 |
| Volusia County Florida | 1 | $ 345,000 | $ 345,000 | $ 285,000 |
| Cherokee County Georgia | 1 | $ 505,000 | $ 505,000 | $ 83,000 |
| Greene County Georgia | 1 | $ 1,265,000 | $ 1,265,000 | $ 315,000 |
| Habersham County Georgia | 1 | $ 1,755,000 | $ 1,755,000 | $ 689,000 |
| Hall County Georgia | 1 | $ 1,335,000 | $ 1,335,000 | $ 720,000 |
| Morgan County Georgia | 1 | $ 705,000 | $ 705,000 | $ 1,304,000 |
| Ada County Idaho | 1 | $ 595,000 | $ 595,000 | $ 289,000 |
| Teton County Idaho | 1 | $ 845,000 | $ 845,000 | $ 278,000 |
| McHenry County Illinois | 1 | $ 545,000 | $ 545,000 | $ 854,000 |
| Peoria County Illinois | 1 | $ 655,000 | $ 655,000 | $ 1,000,000 |
| Will County Illinois | 1 | $ 505,000 | $ 505,000 | $ 250,000 |
| Clark County Indiana | 1 | $ 505,000 | $ 505,000 | $ 255,000 |
| Johnson County Kansas | 1 | $ 805,000 | $ 805,000 | $ 413,000 |
| Riley County Kansas | 1 | $ 505,000 | $ 505,000 | $ 159,000 |
| Sedgwick County Kansas | 1 | $ 685,000 | $ 685,000 | $ 653,000 |
| Fayette County Kentucky | 1 | $ 515,000 | $ 515,000 | $ 245,000 |
| Oldham County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 298,000 |
| Orleans County Louisiana | 1 | $ 735,000 | $ 735,000 | $ 746,000 |
| Anne Arundel County Maryland | 1 | $ 1,005,000 | $ 1,005,000 | $ 968,000 |
| Howard County Maryland | 1 | $ 1,415,000 | $ 1,415,000 | $ 430,000 |
| Talbot County Maryland | 1 | $ 545,000 | $ 545,000 | $ 1,021,000 |
| Dukes County Massachusetts | 1 | $ 1,045,000 | $ 1,045,000 | $ 1,121,000 |
| Berrien County Michigan | 1 | $ 725,000 | $ 725,000 | $ 1,207,000 |
| Emmet County Michigan | 1 | $ 375,000 | $ 375,000 | $ 233,000 |
| Kalamazoo County Michigan | 1 | $ 625,000 | $ 625,000 | $ 94,000 |
| Kent County Michigan | 1 | $ 855,000 | $ 855,000 | $ 367,000 |
| Monroe County Michigan | 1 | $ 395,000 | $ 395,000 | $ 305,000 |
| Wayne County Michigan | 1 | $ 595,000 | $ 595,000 | $ 212,000 |
| Ramsey County Minnesota | 1 | $ 675,000 | $ 675,000 | $ 548,000 |
| Scott County Minnesota | 1 | $ 785,000 | $ 785,000 | $ 345,000 |
| Hancock County Mississippi | 1 | $ 1,155,000 | $ 1,155,000 | $ 492,000 |
| Hinds County Mississippi | 1 | $ 505,000 | $ 505,000 | $ 239,000 |
| Jackson County Missouri | 1 | $ 855,000 | $ 855,000 | $ 503,000 |
| Flathead County Montana | 1 | $ 605,000 | $ 605,000 | $ 1,350,000 |
| Madison County Montana | 1 | $ 3,005,000 | $ 3,005,000 | $ 1,244,000 |
| Sarpy County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Douglas County Nevada | 1 | $ 2,005,000 | $ 2,005,000 | $ 327,000 |
| Belknap County New Hampshire | 1 | $ 565,000 | $ 565,000 | $ 387,000 |
| Carroll County New Hampshire | 1 | $ 1,105,000 | $ 1,105,000 | $ 609,000 |
| Hillsborough County New Hampshire | 1 | $ 605,000 | $ 605,000 | $ 308,000 |
| Burlington County New Jersey | 1 | $ 1,265,000 | $ 1,265,000 | $ 598,000 |
| Mercer County New Jersey | 1 | $ 605,000 | $ 605,000 | $ 300,000 |
| Passaic County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 306,000 |
| Somerset County New Jersey | 1 | $ 765,000 | $ 765,000 | $ 536,000 |
| Bernalillo County New Mexico | 1 | $ 1,075,000 | $ 1,075,000 | $ 725,000 |
| Taos County New Mexico | 1 | $ 555,000 | $ 555,000 | $ 255,000 |
| Erie County New York | 1 | $ 355,000 | $ 355,000 | $ 132,000 |
| Monroe County New York | 1 | $ 305,000 | $ 305,000 | $ 622,000 |
| Saratoga County New York | 1 | $ 505,000 | $ 505,000 | $ 167,000 |
| Avery County North Carolina | 1 | $ 1,115,000 | $ 1,115,000 | $ 816,000 |
| Brunswick County North Carolina | 1 | $ 685,000 | $ 685,000 | $ 585,000 |
| Gaston County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 520,000 |
| Jackson County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 267,000 |
| Madison County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 683,000 |
| McDowell County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 1,144,000 |
| Mecklenburg County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Mitchell County North Carolina | 1 | $ 785,000 | $ 785,000 | $ 621,000 |
| Moore County North Carolina | 1 | $ 905,000 | $ 905,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 1,745,000 | $ 1,745,000 | $ 584,000 |
| Orange County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 122,000 |
| Pender County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 662,000 |
| Franklin County Ohio | 1 | $ 505,000 | $ 505,000 | $ 302,000 |
| Hamilton County Ohio | 1 | $ 775,000 | $ 775,000 | $ 512,000 |
| Lake County Ohio | 1 | $ 505,000 | $ 505,000 | $ 6,923,000 |
| Lorain County Ohio | 1 | $ 1,005,000 | $ 1,005,000 | $ 307,000 |
| Oklahoma County Oklahoma | 1 | $ 755,000 | $ 755,000 | $ 419,000 |
| Benton County Oregon | 1 | $ 465,000 | $ 465,000 | $ 234,000 |
| Clackamas County Oregon | 1 | $ 755,000 | $ 755,000 | $ 537,000 |
| Deschutes County Oregon | 1 | $ 655,000 | $ 655,000 | $ 134,000 |
| Bucks County Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 259,000 |
| Dauphin County Pennsylvania | 1 | $ 965,000 | $ 965,000 | $ 2,108,000 |
| Lancaster County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 312,000 |
| Bristol County Rhode Island | 1 | $ 805,000 | $ 805,000 | $ 567,000 |
| Aiken County South Carolina | 1 | $ 1,605,000 | $ 1,605,000 | $ 3,878,000 |
| Berkeley County South Carolina | 1 | $ 1,105,000 | $ 1,105,000 | $ 958,000 |
| Georgetown County South Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 415,000 |
| Greenville County South Carolina | 1 | $ 815,000 | $ 815,000 | $ 288,000 |
| Pickens County South Carolina | 1 | $ 995,000 | $ 995,000 | $ 1,715,000 |
| York County South Carolina | 1 | $ 915,000 | $ 915,000 | $ 1,361,000 |
| Blount County Tennessee | 1 | $ 1,725,000 | $ 1,725,000 | $ 485,000 |
| Marion County Tennessee | 1 | $ 685,000 | $ 685,000 | $ 243,000 |
| Rutherford County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 127,000 |
| Shelby County Tennessee | 1 | $ 1,005,000 | $ 1,005,000 | $ 524,000 |
| Burnet County Texas | 1 | $ 1,155,000 | $ 1,155,000 | $ 1,043,000 |
| Cameron County Texas | 1 | $ 395,000 | $ 395,000 | $ 575,000 |
| Denton County Texas | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,121,000 |
| El Paso County Texas | 1 | $ 845,000 | $ 845,000 | $ 513,000 |
| Fort Bend County Texas | 1 | $ 515,000 | $ 515,000 | $ 302,000 |
| Galveston County Texas | 1 | $ 1,285,000 | $ 1,285,000 | $ 700,000 |
| Montgomery County Texas | 1 | $ 705,000 | $ 705,000 | $ 271,000 |
| Willacy County Texas | 1 | $ 255,000 | $ 255,000 | $ 265,000 |
| Caledonia County Vermont | 1 | $ 2,465,000 | $ 2,465,000 | $ 758,000 |
| Albemarle County Virginia | 1 | $ 505,000 | $ 505,000 | $ 507,000 |
| Fauquier County Virginia | 1 | $ 635,000 | $ 635,000 | $ 229,000 |
| Hanover County Virginia | 1 | $ 875,000 | $ 875,000 | $ 475,000 |
| Henrico County Virginia | 1 | $ 735,000 | $ 735,000 | $ 581,000 |
| Montgomery County Virginia | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Prince William County Virginia | 1 | $ 625,000 | $ 625,000 | $ 368,000 |
| Spotsylvania County Virginia | 1 | $ 445,000 | $ 445,000 | $ 175,000 |
| Virginia Beach County Virginia | 1 | $ 2,775,000 | $ 2,775,000 | $ 640,000 |
| Chelan County Washington | 1 | $ 1,005,000 | $ 1,005,000 | $ 345,000 |
| Jefferson County Washington | 1 | $ 515,000 | $ 515,000 | $ 416,000 |
| Klickitat County Washington | 1 | $ 495,000 | $ 495,000 | $ 325,000 |
| Skagit County Washington | 1 | $ 815,000 | $ 815,000 | $ 352,000 |
| Skamania County Washington | 1 | $ 1,405,000 | $ 1,405,000 | $ 460,000 |
| Spokane County Washington | 1 | $ 705,000 | $ 705,000 | $ 134,000 |
| Walla Walla County Washington | 1 | $ 505,000 | $ 505,000 | $ 558,000 |
| Brown County Wisconsin | 1 | $ 1,105,000 | $ 1,105,000 | $ 1,600,000 |
| Ozaukee County Wisconsin | 1 | $ 535,000 | $ 535,000 | $ 468,000 |
Mortgage Loan Application Detail Totals for Bny Mellon, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 541 | $728,995,000 | $1,347,000 | $14,625,000 | $814,000 | $7,502,000 |
| Home Purchase | 469 | $648,905,000 | $1,383,000 | $25,005,000 | $726,000 | $8,666,000 |
| Other Purpose | 266 | $340,580,000 | $1,280,000 | $9,005,000 | $802,000 | $4,573,000 |
| Home Improvement | 2 | $2,460,000 | $1,230,000 | $1,505,000 | $643,000 | $741,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 885 | $1,080,645,000 | $1,221,000 | $14,625,000 | $716,000 | $7,184,000 |
| Not Provided | 298 | $437,070,000 | $1,466,000 | $10,005,000 | $948,000 | $8,666,000 |
| Not applicable | 49 | $141,585,000 | $2,889,000 | $25,005,000 | $0 | $0 |
| Asian | 20 | $25,380,000 | $1,269,000 | $3,005,000 | $616,000 | $2,206,000 |
| Hispanic | 15 | $13,305,000 | $887,000 | $1,285,000 | $578,000 | $1,020,000 |
| Black or African American | 11 | $22,955,000 | $2,086,000 | $8,005,000 | $1,837,000 | $7,342,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,278 | $1,720,940,000 | $1,346,000 | $25,005,000 | $778,000 | $8,666,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,013 | $1,238,475,000 | $1,222,000 | $11,005,000 | $796,000 | $8,666,000 |
| Application Withdrawn By Applicant | 100 | $154,530,000 | $1,545,000 | $14,625,000 | $779,000 | $6,923,000 |
| Application Denied By Financial Institution | 86 | $204,970,000 | $2,383,000 | $25,005,000 | $642,000 | $3,278,000 |
| Application Approved But Not Accepted | 40 | $63,790,000 | $1,594,000 | $7,255,000 | $732,000 | $4,010,000 |
| Preapproval Approved but not Accepted | 23 | $30,475,000 | $1,325,000 | $7,505,000 | $654,000 | $5,640,000 |
| File Closed For Incompleteness | 9 | $19,915,000 | $2,212,000 | $7,005,000 | $865,000 | $4,000,000 |
| Preapproval Denied by Financial Institution | 7 | $8,785,000 | $1,255,000 | $3,005,000 | $391,000 | $1,148,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,185 | $1,507,185,000 | $1,271,000 | $14,625,000 | $790,000 | $8,666,000 |
| Debt-To-Income Ratio | 47 | $94,585,000 | $2,012,000 | $7,005,000 | $401,000 | $1,210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $32,040,000 | $2,288,000 | $7,505,000 | $924,000 | $2,729,000 |
| Collateral | 13 | $19,985,000 | $1,537,000 | $7,005,000 | $546,000 | $1,371,000 |
| Other | 12 | $59,010,000 | $4,917,000 | $25,005,000 | $1,357,000 | $2,387,000 |
| Credit History | 6 | $7,130,000 | $1,188,000 | $3,005,000 | $719,000 | $3,278,000 |
| Employment History | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $657,000 | $657,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bny Mellon, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bny Mellon, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.