Truist Bank Mortgage Lending & HMDA Data, 2012
In 2012, Truist Bank of Raleigh, NC reported 250,673 mortgage applications totaling $47.4 billion, up 25% from 2011. The average application was for $189,026, and applicants reported an average income of $63,591. 41% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (14,545), Atlanta-Sandy Springs-Marietta, GA (7,998) and Raleigh-Cary, NC (7,580) (applications in parentheses).
| Mortgage Company & Address | Truist Bank 3100 Smoketree Ct Fl 5 Raleigh, NC 27604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 250,673 |
| Total Mortgage Loan Application Amount | $47,383,917,000 |
| Average Mortgage Loan Application Amount | $189,026 |
| Highest Mortgage Loan Application Amount | $40,000,000 |
| Average Applicant Income | $63,591 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Truist Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 14,545 | $ 4,323,996,000 | $ 297,284 | $ 96,108 |
| Atlanta-Sandy Springs-Marietta, GA | 7,998 | $ 1,487,800,000 | $ 186,021 | $ 81,000 |
| Raleigh-Cary, NC | 7,580 | $ 1,495,549,000 | $ 197,301 | $ 72,000 |
| Baltimore-Towson, MD | 7,118 | $ 1,818,278,000 | $ 255,447 | $ 82,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 6,980 | $ 1,225,667,000 | $ 175,596 | $ 80,235 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5,260 | $ 1,051,468,000 | $ 199,898 | $ 72,466 |
| Richmond, VA | 4,763 | $ 860,261,000 | $ 180,613 | $ 67,000 |
| St. Louis, MO-IL | 4,391 | $ 871,081,000 | $ 198,378 | $ 14,404 |
| Bethesda-Rockville-Frederick, MD | 4,382 | $ 1,441,579,000 | $ 328,977 | $ 92,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,695 | $ 734,734,000 | $ 198,845 | $ 104,000 |
| Greensboro-High Point, NC | 3,162 | $ 486,641,000 | $ 153,902 | $ 90,000 |
| Louisville/Jefferson County, KY-IN | 3,145 | $ 386,168,000 | $ 122,787 | $ 63,282 |
| Wilmington, NC | 3,139 | $ 604,695,000 | $ 192,639 | $ 104,000 |
| Columbia, SC | 3,138 | $ 516,731,000 | $ 164,668 | $ 74,000 |
| Winston-Salem, NC | 3,072 | $ 531,443,000 | $ 172,995 | $ 85,000 |
| Dallas-Plano-Irving, TX | 3,041 | $ 776,251,000 | $ 255,261 | $ 72,000 |
| Durham-Chapel Hill, NC | 2,988 | $ 616,021,000 | $ 206,164 | $ 90,000 |
| Greenville-Mauldin-Easley, SC | 2,751 | $ 415,276,000 | $ 150,954 | $ 70,000 |
| Kansas City, MO-KS | 2,663 | $ 506,525,000 | $ 190,208 | $ 5,130 |
| Houston-Sugar Land-Baytown, TX | 2,524 | $ 695,580,000 | $ 275,586 | $ 37,000 |
| Hickory-Lenoir-Morganton, NC | 2,499 | $ 305,941,000 | $ 122,425 | $ 69,000 |
| Charleston-North Charleston-Summerville, SC | 2,481 | $ 616,453,000 | $ 248,469 | $ 105,000 |
| Jacksonville, FL | 2,355 | $ 485,531,000 | $ 206,170 | $ 87,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2,312 | $ 359,989,000 | $ 155,704 | $ 102,000 |
| Cincinnati-Middletown, OH-KY-IN | 2,294 | $ 382,973,000 | $ 166,945 | $ 1,462 |
| Orlando-Kissimmee-Sanford, FL | 2,054 | $ 365,146,000 | $ 177,773 | $ 81,000 |
| Birmingham-Hoover, AL | 1,726 | $ 303,956,000 | $ 176,104 | $ 59,000 |
| North Port-Bradenton-Sarasota, FL | 1,654 | $ 295,597,000 | $ 178,716 | $ 91,000 |
| Fayetteville, NC | 1,650 | $ 241,000,000 | $ 146,060 | $ 70,000 |
| Lynchburg, VA | 1,572 | $ 204,779,000 | $ 130,266 | $ 70,000 |
| Austin-Round Rock-San Marcos, TX | 1,568 | $ 408,476,000 | $ 260,507 | $ 34,000 |
| Tallahassee, FL | 1,564 | $ 285,300,000 | $ 182,416 | $ 85,000 |
| Cambridge-Newton-Framingham, MA | 1,541 | $ 474,956,000 | $ 308,212 | $ 14,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,528 | $ 336,177,000 | $ 220,011 | $ 88,000 |
| Knoxville, TN | 1,515 | $ 232,936,000 | $ 153,753 | $ 83,000 |
| Roanoke, VA | 1,465 | $ 236,927,000 | $ 161,724 | $ 61,000 |
| Charleston, WV | 1,337 | $ 150,229,000 | $ 112,362 | $ 91,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,332 | $ 296,298,000 | $ 222,445 | $ 37,000 |
| Asheville, NC | 1,329 | $ 256,016,000 | $ 192,638 | $ 90,000 |
| Miami-Miami Beach-Kendall, FL | 1,317 | $ 382,671,000 | $ 290,562 | $ 129,000 |
| Indianapolis-Carmel, IN | 1,251 | $ 239,838,000 | $ 191,717 | $ 11,000 |
| Charlottesville, VA | 1,235 | $ 285,978,000 | $ 231,561 | $ 99,000 |
| Greenville, NC | 1,230 | $ 167,542,000 | $ 136,213 | $ 75,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,215 | $ 296,618,000 | $ 244,130 | $ 123,000 |
| Boston-Quincy, MA | 1,197 | $ 359,503,000 | $ 300,336 | $ 19,000 |
| Springfield, MO | 1,164 | $ 168,828,000 | $ 145,041 | $ 0 |
| Ogden-Clearfield, UT | 1,120 | $ 197,409,000 | $ 176,258 | $ 3,000 |
| Provo-Orem, UT | 1,052 | $ 209,181,000 | $ 198,841 | $ 2,000 |
| Palm Bay-Melbourne-Titusville, FL | 1,051 | $ 174,070,000 | $ 165,623 | $ 77,000 |
| Savannah, GA | 992 | $ 177,160,000 | $ 178,588 | $ 67,000 |
| Morgantown, WV | 980 | $ 162,603,000 | $ 165,921 | $ 106,000 |
| Spartanburg, SC | 977 | $ 144,257,000 | $ 147,653 | $ 73,000 |
| Goldsboro, NC | 918 | $ 110,032,000 | $ 119,860 | $ 68,000 |
| Milwaukee-Waukesha-West Allis, WI | 897 | $ 179,493,000 | $ 200,103 | $ 2,000 |
| Cape Coral-Fort Myers, FL | 892 | $ 135,103,000 | $ 151,460 | $ 90,000 |
| Chicago-Joliet-Naperville, IL | 853 | $ 219,619,000 | $ 257,466 | $ 19,000 |
| Salt Lake City, UT | 836 | $ 177,322,000 | $ 212,107 | $ 21,000 |
| Hagerstown-Martinsburg, MD-WV | 821 | $ 114,404,000 | $ 139,347 | $ 70,321 |
| Wilmington, DE-MD-NJ | 820 | $ 161,492,000 | $ 196,941 | $ 12,601 |
| Little Rock-North Little Rock-Conway, AR | 814 | $ 140,757,000 | $ 172,920 | $ 4,000 |
| Providence-New Bedford-Fall River, RI-MA | 806 | $ 179,280,000 | $ 222,431 | $ 3,054 |
| Fort Worth-Arlington, TX | 804 | $ 204,000,000 | $ 253,731 | $ 60,000 |
| Chattanooga, TN-GA | 785 | $ 138,322,000 | $ 176,206 | $ 78,724 |
| Denver-Aurora-Broomfield, CO | 779 | $ 214,230,000 | $ 275,006 | $ 48,000 |
| Rocky Mount, NC | 751 | $ 87,811,000 | $ 116,925 | $ 67,000 |
| Owensboro, KY | 749 | $ 75,597,000 | $ 100,930 | $ 62,000 |
| Philadelphia, PA | 730 | $ 175,102,000 | $ 239,865 | $ 23,000 |
| Kingsport-Bristol-Bristol, TN-VA | 722 | $ 72,392,000 | $ 100,265 | $ 62,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 720 | $ 119,068,000 | $ 165,372 | $ 113,000 |
| Portland-South Portland-Biddeford, ME | 711 | $ 158,083,000 | $ 222,338 | $ 4,000 |
| Fort Wayne, IN | 680 | $ 101,208,000 | $ 148,835 | $ 6,000 |
| Peabody, MA | 672 | $ 190,783,000 | $ 283,903 | $ 5,000 |
| Blacksburg-Christiansburg-Radford, VA | 639 | $ 87,121,000 | $ 136,339 | $ 60,000 |
| San Antonio-New Braunfels, TX | 633 | $ 169,970,000 | $ 268,515 | $ 28,000 |
| Lexington-Fayette, KY | 629 | $ 116,269,000 | $ 184,847 | $ 98,000 |
| Dalton, GA | 620 | $ 63,614,000 | $ 102,603 | $ 56,000 |
| Macon, GA | 618 | $ 83,230,000 | $ 134,676 | $ 75,000 |
| Pittsburgh, PA | 618 | $ 102,296,000 | $ 165,527 | $ 19,000 |
| Florence, SC | 615 | $ 85,780,000 | $ 139,479 | $ 78,000 |
| Winchester, VA-WV | 611 | $ 99,405,000 | $ 162,692 | $ 81,860 |
| Harrisonburg, VA | 604 | $ 90,818,000 | $ 150,360 | $ 59,000 |
| Evansville, IN-KY | 597 | $ 97,295,000 | $ 162,973 | $ 6,262 |
| Huntsville, AL | 591 | $ 111,878,000 | $ 189,302 | $ 50,000 |
| Port St. Lucie, FL | 584 | $ 99,570,000 | $ 170,496 | $ 55,000 |
| Ocala, FL | 578 | $ 69,321,000 | $ 119,932 | $ 50,000 |
| Joplin, MO | 572 | $ 70,909,000 | $ 123,966 | $ 6,000 |
| Jacksonville, NC | 566 | $ 109,429,000 | $ 193,337 | $ 71,000 |
| Bowling Green, KY | 564 | $ 81,352,000 | $ 144,241 | $ 82,000 |
| Wheeling, WV-OH | 563 | $ 55,811,000 | $ 99,131 | $ 89,049 |
| Memphis, TN-MS-AR | 550 | $ 111,472,000 | $ 202,676 | $ 14,760 |
| Augusta-Richmond County, GA-SC | 533 | $ 96,843,000 | $ 181,694 | $ 33,202 |
| Duluth, MN-WI | 529 | $ 88,317,000 | $ 166,950 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 526 | $ 84,346,000 | $ 160,353 | $ 0 |
| Burlington, NC | 524 | $ 69,258,000 | $ 132,171 | $ 77,000 |
| Anderson, SC | 520 | $ 74,070,000 | $ 142,442 | $ 65,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 511 | $ 113,803,000 | $ 222,706 | $ 6,941 |
| New York-White Plains-Wayne, NY-NJ | 506 | $ 184,570,000 | $ 364,762 | $ 25,221 |
| Montgomery, AL | 496 | $ 71,675,000 | $ 144,506 | $ 78,000 |
| Lakeland-Winter Haven, FL | 493 | $ 57,907,000 | $ 117,458 | $ 61,000 |
| Wichita, KS | 486 | $ 76,707,000 | $ 157,833 | $ 2,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 482 | $ 83,519,000 | $ 173,275 | $ 1,197 |
| Gainesville, GA | 469 | $ 76,487,000 | $ 163,085 | $ 91,000 |
| Naples-Marco Island, FL | 466 | $ 111,544,000 | $ 239,364 | $ 124,000 |
| Huntington-Ashland, WV-KY-OH | 462 | $ 48,061,000 | $ 104,028 | $ 73,168 |
| Parkersburg-Marietta-Vienna, WV-OH | 444 | $ 47,217,000 | $ 106,344 | $ 74,630 |
| Danville, VA | 440 | $ 60,457,000 | $ 137,402 | $ 61,000 |
| Spokane, WA | 417 | $ 75,993,000 | $ 182,237 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 414 | $ 61,854,000 | $ 149,405 | $ 57,000 |
| Lafayette, IN | 412 | $ 62,924,000 | $ 152,728 | $ 1,000 |
| Sumter, SC | 410 | $ 47,449,000 | $ 115,729 | $ 57,000 |
| Las Vegas-Paradise, NV | 400 | $ 66,470,000 | $ 166,175 | $ 3,000 |
| Edison-New Brunswick, NJ | 381 | $ 103,693,000 | $ 272,160 | $ 40,000 |
| Mobile, AL | 375 | $ 50,212,000 | $ 133,898 | $ 76,000 |
| Clarksville, TN-KY | 368 | $ 41,745,000 | $ 113,437 | $ 50,019 |
| Anniston-Oxford, AL | 367 | $ 37,061,000 | $ 100,983 | $ 57,000 |
| Worcester, MA | 357 | $ 81,988,000 | $ 229,658 | $ 3,000 |
| Salisbury, MD | 349 | $ 49,850,000 | $ 142,836 | $ 74,000 |
| Gary, IN | 340 | $ 48,844,000 | $ 143,658 | $ 2,000 |
| Olympia, WA | 333 | $ 62,183,000 | $ 186,735 | $ 0 |
| Burlington-South Burlington, VT | 323 | $ 72,082,000 | $ 223,164 | $ 4,000 |
| Colorado Springs, CO | 320 | $ 73,351,000 | $ 229,221 | $ 7,000 |
| Columbus, GA-AL | 312 | $ 53,820,000 | $ 172,500 | $ 59,230 |
| Allentown-Bethlehem-Easton, PA-NJ | 297 | $ 52,334,000 | $ 176,208 | $ 2,868 |
| Warner Robins, GA | 297 | $ 38,916,000 | $ 131,030 | $ 60,000 |
| Brunswick, GA | 293 | $ 74,585,000 | $ 254,556 | $ 167,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 289 | $ 64,208,000 | $ 222,173 | $ 102,000 |
| Grand Rapids-Wyoming, MI | 287 | $ 45,085,000 | $ 157,090 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 286 | $ 100,460,000 | $ 351,258 | $ 23,000 |
| New Orleans-Metairie-Kenner, LA | 283 | $ 58,760,000 | $ 207,632 | $ 21,000 |
| Auburn-Opelika, AL | 274 | $ 42,842,000 | $ 156,357 | $ 70,000 |
| Cleveland, TN | 274 | $ 31,572,000 | $ 115,226 | $ 62,000 |
| Madison, WI | 271 | $ 56,752,000 | $ 209,416 | $ 6,000 |
| St. George, UT | 265 | $ 49,855,000 | $ 188,132 | $ 0 |
| Manchester-Nashua, NH | 262 | $ 54,765,000 | $ 209,026 | $ 3,000 |
| Missoula, MT | 254 | $ 48,542,000 | $ 191,110 | $ 2,000 |
| Florence-Muscle Shoals, AL | 253 | $ 39,162,000 | $ 154,790 | $ 5,000 |
| Palm Coast, FL | 243 | $ 48,696,000 | $ 200,395 | $ 138,000 |
| Crestview-Fort Walton Beach-Destin, FL | 241 | $ 61,181,000 | $ 253,863 | $ 48,000 |
| Athens-Clarke County, GA | 239 | $ 30,481,000 | $ 127,535 | $ 77,000 |
| Johnson City, TN | 227 | $ 30,566,000 | $ 134,651 | $ 65,000 |
| Newark-Union, NJ-PA | 224 | $ 64,458,000 | $ 287,758 | $ 3,964 |
| Seattle-Bellevue-Everett, WA | 224 | $ 67,452,000 | $ 301,125 | $ 28,000 |
| Cheyenne, WY | 221 | $ 41,607,000 | $ 188,266 | $ 5,000 |
| Columbus, OH | 221 | $ 41,154,000 | $ 186,217 | $ 17,000 |
| Hartford-West Hartford-East Hartford, CT | 218 | $ 45,301,000 | $ 207,802 | $ 8,000 |
| Manhattan, KS | 211 | $ 35,779,000 | $ 169,568 | $ 1,000 |
| Punta Gorda, FL | 210 | $ 29,880,000 | $ 142,285 | $ 98,000 |
| Des Moines-West Des Moines, IA | 207 | $ 37,972,000 | $ 183,439 | $ 3,000 |
| Boise City-Nampa, ID | 204 | $ 30,416,000 | $ 149,098 | $ 0 |
| Gainesville, FL | 203 | $ 40,042,000 | $ 197,251 | $ 36,000 |
| Columbus, IN | 201 | $ 33,241,000 | $ 165,378 | $ 5,000 |
| Rochester, NY | 197 | $ 26,856,000 | $ 136,324 | $ 10,000 |
| Holland-Grand Haven, MI | 193 | $ 29,141,000 | $ 150,989 | $ 0 |
| Lawrence, KS | 192 | $ 32,963,000 | $ 171,682 | $ 92,000 |
| Cape Girardeau-Jackson, MO-IL | 191 | $ 29,963,000 | $ 156,874 | $ 0 |
| Jackson, MS | 188 | $ 33,503,000 | $ 178,207 | $ 6,000 |
| Morristown, TN | 186 | $ 22,948,000 | $ 123,376 | $ 68,000 |
| Oklahoma City, OK | 185 | $ 34,853,000 | $ 188,394 | $ 17,000 |
| Bloomington, IN | 182 | $ 36,983,000 | $ 203,203 | $ 7,000 |
| Rockingham County-Strafford County, NH | 180 | $ 43,236,000 | $ 240,200 | $ 10,000 |
| Green Bay, WI | 179 | $ 28,266,000 | $ 157,910 | $ 2,000 |
| Barnstable Town, MA | 177 | $ 49,086,000 | $ 277,322 | $ 14,000 |
| Casper, WY | 177 | $ 31,284,000 | $ 176,745 | $ 5,000 |
| Tulsa, OK | 175 | $ 32,156,000 | $ 183,748 | $ 21,000 |
| Phoenix-Mesa-Glendale, AZ | 173 | $ 39,673,000 | $ 229,323 | $ 29,000 |
| Nassau-Suffolk, NY | 170 | $ 56,200,000 | $ 330,588 | $ 19,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 169 | $ 40,951,000 | $ 242,313 | $ 16,715 |
| Anderson, IN | 166 | $ 19,272,000 | $ 116,096 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 159 | $ 18,667,000 | $ 117,402 | $ 1,446 |
| Valdosta, GA | 157 | $ 23,278,000 | $ 148,267 | $ 64,000 |
| Tuscaloosa, AL | 156 | $ 33,386,000 | $ 214,012 | $ 66,000 |
| Scranton--Wilkes-Barre, PA | 154 | $ 22,663,000 | $ 147,162 | $ 1,000 |
| Fort Smith, AR-OK | 150 | $ 19,639,000 | $ 130,926 | $ 1,920 |
| Baton Rouge, LA | 143 | $ 30,371,000 | $ 212,384 | $ 15,000 |
| State College, PA | 142 | $ 25,353,000 | $ 178,542 | $ 5,000 |
| Billings, MT | 140 | $ 27,079,000 | $ 193,421 | $ 1,000 |
| Coeur D'Alene, ID | 137 | $ 27,655,000 | $ 201,861 | $ 4,000 |
| Cumberland, MD-WV | 137 | $ 15,535,000 | $ 113,394 | $ 59,532 |
| Topeka, KS | 137 | $ 19,400,000 | $ 141,605 | $ 21,000 |
| Johnstown, PA | 135 | $ 17,482,000 | $ 129,496 | $ 0 |
| Muncie, IN | 135 | $ 16,049,000 | $ 118,881 | $ 5,000 |
| Camden, NJ | 134 | $ 24,246,000 | $ 180,940 | $ 0 |
| Michigan City-La Porte, IN | 132 | $ 18,306,000 | $ 138,681 | $ 3,000 |
| Warren-Troy-Farmington Hills, MI | 127 | $ 22,060,000 | $ 173,700 | $ 7,000 |
| York-Hanover, PA | 127 | $ 21,881,000 | $ 172,291 | $ 36,000 |
| Sebastian-Vero Beach, FL | 126 | $ 26,724,000 | $ 212,095 | $ 50,000 |
| Columbia, MO | 124 | $ 25,045,000 | $ 201,975 | $ 4,000 |
| Lewiston-Auburn, ME | 117 | $ 16,540,000 | $ 141,367 | $ 0 |
| Gadsden, AL | 116 | $ 15,386,000 | $ 132,637 | $ 68,000 |
| Boulder, CO | 114 | $ 39,704,000 | $ 348,280 | $ 93,000 |
| Lancaster, PA | 113 | $ 19,514,000 | $ 172,690 | $ 11,000 |
| Idaho Falls, ID | 112 | $ 17,630,000 | $ 157,410 | $ 0 |
| Lake County-Kenosha County, IL-WI | 108 | $ 30,107,000 | $ 278,768 | $ 25,666 |
| Reno-Sparks, NV | 108 | $ 20,047,000 | $ 185,620 | $ 0 |
| Altoona, PA | 107 | $ 13,875,000 | $ 129,672 | $ 1,000 |
| Dayton, OH | 106 | $ 16,091,000 | $ 151,801 | $ 9,000 |
| Dothan, AL | 100 | $ 15,290,000 | $ 152,900 | $ 62,000 |
| Erie, PA | 100 | $ 14,655,000 | $ 146,550 | $ 0 |
| Decatur, AL | 99 | $ 15,509,000 | $ 156,656 | $ 20,000 |
| Iowa City, IA | 98 | $ 16,484,000 | $ 168,204 | $ 0 |
| Pocatello, ID | 98 | $ 13,190,000 | $ 134,591 | $ 0 |
| Sioux City, IA-NE-SD | 95 | $ 11,230,000 | $ 118,210 | $ 0 |
| Reading, PA | 93 | $ 15,108,000 | $ 162,451 | $ 11,000 |
| Rome, GA | 92 | $ 11,610,000 | $ 126,195 | $ 20,000 |
| Santa Fe, NM | 92 | $ 24,692,000 | $ 268,391 | $ 35,000 |
| Albuquerque, NM | 82 | $ 16,842,000 | $ 205,390 | $ 8,000 |
| Elizabethtown, KY | 79 | $ 28,461,000 | $ 360,265 | $ 11,000 |
| Great Falls, MT | 78 | $ 12,934,000 | $ 165,820 | $ 0 |
| Albany, GA | 76 | $ 10,656,000 | $ 140,210 | $ 22,000 |
| Dover, DE | 76 | $ 14,301,000 | $ 188,171 | $ 9,000 |
| El Paso, TX | 76 | $ 15,774,000 | $ 207,552 | $ 41,000 |
| Grand Junction, CO | 76 | $ 13,538,000 | $ 178,131 | $ 1,000 |
| Tacoma, WA | 74 | $ 15,384,000 | $ 207,891 | $ 5,000 |
| Shreveport-Bossier City, LA | 72 | $ 14,404,000 | $ 200,055 | $ 6,000 |
| Los Angeles-Long Beach-Glendale, CA | 70 | $ 21,643,000 | $ 309,185 | $ 0 |
| Racine, WI | 69 | $ 12,037,000 | $ 174,449 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 66 | $ 10,485,000 | $ 158,863 | $ 25,000 |
| Fort Collins-Loveland, CO | 66 | $ 15,359,000 | $ 232,712 | $ 28,000 |
| Springfield, MA | 66 | $ 12,826,000 | $ 194,333 | $ 8,000 |
| Bremerton-Silverdale, WA | 65 | $ 12,294,000 | $ 189,138 | $ 9,000 |
| New Haven-Milford, CT | 64 | $ 16,153,000 | $ 252,390 | $ 10,000 |
| Harrisburg-Carlisle, PA | 62 | $ 10,843,000 | $ 174,887 | $ 22,000 |
| Hot Springs, AR | 60 | $ 9,571,000 | $ 159,516 | $ 2,000 |
| Cedar Rapids, IA | 56 | $ 7,526,000 | $ 134,392 | $ 0 |
| Oakland-Fremont-Hayward, CA | 56 | $ 19,047,000 | $ 340,125 | $ 0 |
| Bangor, ME | 55 | $ 8,427,000 | $ 153,218 | $ 0 |
| Appleton, WI | 54 | $ 8,036,000 | $ 148,814 | $ 0 |
| Greeley, CO | 53 | $ 10,826,000 | $ 204,264 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 51 | $ 10,748,000 | $ 210,745 | $ 0 |
| Atlantic City-Hammonton, NJ | 47 | $ 8,640,000 | $ 183,829 | $ 0 |
| Hinesville-Fort Stewart, GA | 47 | $ 8,135,000 | $ 173,085 | $ 33,000 |
| Wenatchee-East Wenatchee, WA | 47 | $ 10,489,000 | $ 223,170 | $ 15,000 |
| Buffalo-Niagara Falls, NY | 46 | $ 6,512,000 | $ 141,565 | $ 0 |
| Jackson, TN | 46 | $ 7,564,000 | $ 164,434 | $ 13,000 |
| Riverside-San Bernardino-Ontario, CA | 44 | $ 10,739,000 | $ 244,068 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 43 | $ 8,717,000 | $ 202,720 | $ 16,000 |
| Houma-Bayou Cane-Thibodaux, LA | 42 | $ 6,411,000 | $ 152,642 | $ 2,000 |
| St. Joseph, MO-KS | 42 | $ 5,870,000 | $ 139,761 | $ 4,238 |
| Omaha-Council Bluffs, NE-IA | 40 | $ 7,545,000 | $ 188,625 | $ 7,000 |
| Ames, IA | 39 | $ 6,751,000 | $ 173,102 | $ 2,000 |
| Kennewick-Pasco-Richland, WA | 39 | $ 7,776,000 | $ 199,384 | $ 0 |
| Steubenville-Weirton, OH-WV | 39 | $ 3,342,000 | $ 85,692 | $ 182,820 |
| Lafayette, LA | 37 | $ 9,180,000 | $ 248,108 | $ 30,000 |
| McAllen-Edinburg-Mission, TX | 37 | $ 5,126,000 | $ 138,540 | $ 12,000 |
| Ocean City, NJ | 37 | $ 10,625,000 | $ 287,162 | $ 44,000 |
| Trenton-Ewing, NJ | 36 | $ 9,548,000 | $ 265,222 | $ 30,000 |
| Detroit-Livonia-Dearborn, MI | 35 | $ 5,167,000 | $ 147,628 | $ 10,000 |
| San Angelo, TX | 35 | $ 5,444,000 | $ 155,542 | $ 0 |
| Bloomington-Normal, IL | 34 | $ 4,963,000 | $ 145,970 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 34 | $ 16,112,000 | $ 473,882 | $ 0 |
| Williamsport, PA | 34 | $ 4,794,000 | $ 141,000 | $ 10,000 |
| Brownsville-Harlingen, TX | 33 | $ 4,839,000 | $ 146,636 | $ 10,000 |
| Corpus Christi, TX | 33 | $ 6,742,000 | $ 204,303 | $ 34,000 |
| Monroe, LA | 32 | $ 5,686,000 | $ 177,687 | $ 31,000 |
| Albany-Schenectady-Troy, NY | 31 | $ 7,818,000 | $ 252,193 | $ 61,000 |
| Jonesboro, AR | 31 | $ 4,596,000 | $ 148,258 | $ 17,000 |
| Bellingham, WA | 30 | $ 7,591,000 | $ 253,033 | $ 0 |
| Champaign-Urbana, IL | 30 | $ 4,513,000 | $ 150,433 | $ 0 |
| College Station-Bryan, TX | 30 | $ 5,805,000 | $ 193,500 | $ 12,000 |
| Dubuque, IA | 30 | $ 4,562,000 | $ 152,066 | $ 0 |
| Pueblo, CO | 30 | $ 3,885,000 | $ 129,500 | $ 0 |
| Rapid City, SD | 29 | $ 4,541,000 | $ 156,586 | $ 0 |
| Bakersfield-Delano, CA | 28 | $ 5,289,000 | $ 188,892 | $ 0 |
| Waco, TX | 28 | $ 4,912,000 | $ 175,428 | $ 20,000 |
| Beaumont-Port Arthur, TX | 27 | $ 3,753,000 | $ 139,000 | $ 5,000 |
| Logan, UT-ID | 27 | $ 4,665,000 | $ 172,777 | $ 0 |
| Norwich-New London, CT | 27 | $ 7,335,000 | $ 271,666 | $ 29,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 27 | $ 10,199,000 | $ 377,740 | $ 0 |
| South Bend-Mishawaka, IN-MI | 27 | $ 5,122,000 | $ 189,703 | $ 19,037 |
| Rockford, IL | 26 | $ 2,617,000 | $ 100,653 | $ 0 |
| Tucson, AZ | 26 | $ 5,263,000 | $ 202,423 | $ 19,000 |
| Tyler, TX | 26 | $ 4,953,000 | $ 190,500 | $ 37,000 |
| Jefferson City, MO | 25 | $ 3,816,000 | $ 152,640 | $ 0 |
| Las Cruces, NM | 25 | $ 4,947,000 | $ 197,880 | $ 17,000 |
| Lubbock, TX | 25 | $ 5,631,000 | $ 225,240 | $ 48,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 25 | $ 6,199,000 | $ 247,960 | $ 0 |
| Pittsfield, MA | 24 | $ 4,710,000 | $ 196,250 | $ 20,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 24 | $ 12,396,000 | $ 516,500 | $ 0 |
| Sherman-Denison, TX | 24 | $ 3,496,000 | $ 145,666 | $ 41,000 |
| San Diego-Carlsbad-San Marcos, CA | 23 | $ 7,845,000 | $ 341,086 | $ 0 |
| Toledo, OH | 23 | $ 3,424,000 | $ 148,869 | $ 25,000 |
| Ann Arbor, MI | 22 | $ 3,663,000 | $ 166,500 | $ 5,000 |
| Kalamazoo-Portage, MI | 22 | $ 23,236,000 | $ 1,056,181 | $ 39,000 |
| Springfield, OH | 22 | $ 3,792,000 | $ 172,363 | $ 3,000 |
| Terre Haute, IN | 22 | $ 2,111,000 | $ 95,954 | $ 16,000 |
| Waterloo-Cedar Falls, IA | 22 | $ 2,461,000 | $ 111,863 | $ 2,000 |
| Yakima, WA | 22 | $ 3,501,000 | $ 159,136 | $ 8,000 |
| Janesville, WI | 21 | $ 2,709,000 | $ 129,000 | $ 0 |
| Akron, OH | 20 | $ 3,000,000 | $ 150,000 | $ 10,000 |
| Amarillo, TX | 20 | $ 3,618,000 | $ 180,900 | $ 3,000 |
| Vineland-Millville-Bridgeton, NJ | 20 | $ 3,139,000 | $ 156,950 | $ 0 |
| Lake Charles, LA | 18 | $ 2,724,000 | $ 151,333 | $ 0 |
| Peoria, IL | 18 | $ 3,351,000 | $ 186,166 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 18 | $ 7,973,000 | $ 442,944 | $ 0 |
| Longview, TX | 17 | $ 2,343,000 | $ 137,823 | $ 6,000 |
| St. Cloud, MN | 17 | $ 2,754,000 | $ 162,000 | $ 0 |
| Muskegon-Norton Shores, MI | 15 | $ 1,846,000 | $ 123,066 | $ 0 |
| Lebanon, PA | 14 | $ 2,246,000 | $ 160,428 | $ 20,000 |
| Oshkosh-Neenah, WI | 14 | $ 2,048,000 | $ 146,285 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 5,040,000 | $ 360,000 | $ 0 |
| Pine Bluff, AR | 14 | $ 1,681,000 | $ 120,071 | $ 0 |
| Stockton, CA | 14 | $ 2,314,000 | $ 165,285 | $ 0 |
| Laredo, TX | 13 | $ 1,985,000 | $ 152,692 | $ 0 |
| Midland, TX | 13 | $ 3,281,000 | $ 252,384 | $ 63,000 |
| Lewiston, ID-WA | 12 | $ 1,623,000 | $ 135,250 | $ 0 |
| Salem, OR | 12 | $ 2,521,000 | $ 210,083 | $ 0 |
| Victoria, TX | 12 | $ 2,693,000 | $ 224,416 | $ 69,000 |
| Medford, OR | 11 | $ 2,487,000 | $ 226,090 | $ 20,000 |
| Fresno, CA | 10 | $ 2,063,000 | $ 206,300 | $ 0 |
| Lincoln, NE | 10 | $ 2,062,000 | $ 206,200 | $ 0 |
| Longview, WA | 10 | $ 1,828,000 | $ 182,800 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 10 | $ 3,617,000 | $ 361,700 | $ 0 |
| Abilene, TX | 9 | $ 1,623,000 | $ 180,333 | $ 0 |
| Elkhart-Goshen, IN | 9 | $ 1,355,000 | $ 150,555 | $ 21,000 |
| Farmington, NM | 9 | $ 2,088,000 | $ 232,000 | $ 0 |
| La Crosse, WI-MN | 9 | $ 1,430,000 | $ 158,888 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 9 | $ 1,257,000 | $ 139,666 | $ 17,777 |
| Wausau, WI | 9 | $ 951,000 | $ 105,666 | $ 0 |
| Bismarck, ND | 8 | $ 1,476,000 | $ 184,500 | $ 0 |
| Gulfport-Biloxi, MS | 8 | $ 1,461,000 | $ 182,625 | $ 6,000 |
| Lawton, OK | 8 | $ 1,474,000 | $ 184,250 | $ 0 |
| Rochester, MN | 8 | $ 1,434,000 | $ 179,250 | $ 0 |
| Wichita Falls, TX | 8 | $ 1,598,000 | $ 199,750 | $ 32,000 |
| Eugene-Springfield, OR | 7 | $ 1,891,000 | $ 270,142 | $ 30,000 |
| Lima, OH | 7 | $ 716,000 | $ 102,285 | $ 0 |
| Mount Vernon-Anacortes, WA | 7 | $ 1,507,000 | $ 215,285 | $ 0 |
| Prescott, AZ | 7 | $ 1,133,000 | $ 161,857 | $ 0 |
| Sheboygan, WI | 7 | $ 1,081,000 | $ 154,428 | $ 0 |
| Kokomo, IN | 6 | $ 1,053,000 | $ 175,500 | $ 0 |
| Sioux Falls, SD | 6 | $ 1,296,000 | $ 216,000 | $ 113,000 |
| Vallejo-Fairfield, CA | 6 | $ 1,431,000 | $ 238,500 | $ 0 |
| Canton-Massillon, OH | 5 | $ 864,000 | $ 172,800 | $ 351,000 |
| Corvallis, OR | 5 | $ 1,329,000 | $ 265,800 | $ 0 |
| Fargo, ND-MN | 5 | $ 817,000 | $ 163,400 | $ 0 |
| Fond Du Lac, WI | 5 | $ 1,442,000 | $ 288,400 | $ 145,000 |
| Pascagoula, MS | 5 | $ 1,733,000 | $ 346,600 | $ 248,000 |
| Santa Rosa-Petaluma, CA | 5 | $ 1,655,000 | $ 331,000 | $ 0 |
| Syracuse, NY | 5 | $ 544,000 | $ 108,800 | $ 0 |
| Battle Creek, MI | 4 | $ 375,000 | $ 93,750 | $ 0 |
| Binghamton, NY | 4 | $ 555,000 | $ 138,750 | $ 0 |
| Eau Claire, WI | 4 | $ 651,000 | $ 162,750 | $ 0 |
| Hattiesburg, MS | 4 | $ 472,000 | $ 118,000 | $ 0 |
| Lansing-East Lansing, MI | 4 | $ 502,000 | $ 125,500 | $ 91,000 |
| Niles-Benton Harbor, MI | 4 | $ 1,007,000 | $ 251,750 | $ 89,000 |
| Odessa, TX | 4 | $ 685,000 | $ 171,250 | $ 33,000 |
| Saginaw-Saginaw Township North, MI | 4 | $ 612,000 | $ 153,000 | $ 0 |
| Springfield, IL | 4 | $ 529,000 | $ 132,250 | $ 0 |
| Bend, OR | 3 | $ 748,000 | $ 249,333 | $ 0 |
| Danville, IL | 3 | $ 316,000 | $ 105,333 | $ 0 |
| Grand Forks, ND-MN | 3 | $ 482,000 | $ 160,666 | $ 0 |
| Sandusky, OH | 3 | $ 503,000 | $ 167,666 | $ 0 |
| Yuma, AZ | 3 | $ 370,000 | $ 123,333 | $ 0 |
| Carson City, NV | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Flagstaff, AZ | 2 | $ 338,000 | $ 169,000 | $ 0 |
| Flint, MI | 2 | $ 541,000 | $ 270,500 | $ 85,000 |
| Glens Falls, NY | 2 | $ 393,000 | $ 196,500 | $ 0 |
| Ithaca, NY | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Kingston, NY | 2 | $ 281,000 | $ 140,500 | $ 0 |
| Madera-Chowchilla, CA | 2 | $ 328,000 | $ 164,000 | $ 0 |
| Mansfield, OH | 2 | $ 316,000 | $ 158,000 | $ 56,000 |
| Modesto, CA | 2 | $ 255,000 | $ 127,500 | $ 0 |
| Redding, CA | 2 | $ 324,000 | $ 162,000 | $ 0 |
| Salinas, CA | 2 | $ 888,000 | $ 444,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,064,000 | $ 532,000 | $ 0 |
| Alexandria, LA | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Decatur, IL | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Elmira, NY | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Jackson, MI | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Monroe, MI | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Napa, CA | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Yuba City, CA | 1 | $ 132,000 | $ 132,000 | $ 0 |
Mortgage Loan Application Detail Totals for Truist Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 149,929 | $29,189,638,000 | $194,000 | $40,000,000 | $68,000 | $9,999,000 |
| Home Purchase | 85,477 | $16,845,642,000 | $197,000 | $33,000,000 | $54,000 | $6,714,000 |
| Home Improvement | 15,267 | $1,348,637,000 | $88,000 | $32,500,000 | $74,000 | $3,279,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 116,351 | $19,454,320,000 | $167,000 | $21,000,000 | $103,000 | $9,999,000 |
| Not applicable | 95,233 | $20,811,937,000 | $218,000 | $40,000,000 | $0 | $104,000 |
| Not Provided | 20,598 | $4,451,818,000 | $216,000 | $4,075,000 | $127,000 | $9,999,000 |
| Black or African American | 10,043 | $1,235,570,000 | $123,000 | $3,000,000 | $66,000 | $5,227,000 |
| Hispanic | 4,697 | $705,016,000 | $150,000 | $2,209,000 | $81,000 | $3,961,000 |
| Asian | 2,931 | $594,156,000 | $202,000 | $2,900,000 | $111,000 | $3,025,000 |
| American Indian or Alaskan Native | 471 | $74,929,000 | $159,000 | $1,536,000 | $99,000 | $3,300,000 |
| Native Hawaiian or Other Pacific Islander | 349 | $56,171,000 | $160,000 | $1,855,000 | $102,000 | $865,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 211,062 | $40,387,280,000 | $191,000 | $40,000,000 | $71,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 22,852 | $3,615,646,000 | $158,000 | $743,000 | $26,000 | $708,000 |
| VA-guaranteed (Veterans Administration) | 11,849 | $2,728,353,000 | $230,000 | $1,051,000 | $22,000 | $1,689,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4,910 | $652,638,000 | $132,000 | $420,000 | $18,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 102,495 | $17,792,242,000 | $173,000 | $40,000,000 | $103,000 | $8,950,000 |
| Loan Purchased By The Institution | 93,007 | $18,876,703,000 | $202,000 | $19,893,000 | $0 | $0 |
| Application Denied By Financial Institution | 31,859 | $5,293,953,000 | $166,000 | $31,666,000 | $86,000 | $6,145,000 |
| Application Withdrawn By Applicant | 11,782 | $2,497,345,000 | $211,000 | $27,105,000 | $113,000 | $9,999,000 |
| File Closed For Incompleteness | 7,487 | $1,724,540,000 | $230,000 | $4,500,000 | $131,000 | $9,999,000 |
| Application Approved But Not Accepted | 4,043 | $1,199,134,000 | $296,000 | $33,000,000 | $96,000 | $3,808,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 10,148 | $1,057,234,000 | $104,000 | $6,100,000 | $65,000 | $2,700,000 |
| Debt-To-Income Ratio | 8,419 | $1,408,776,000 | $167,000 | $11,925,000 | $56,000 | $1,310,000 |
| Collateral | 7,791 | $1,740,648,000 | $223,000 | $6,087,000 | $131,000 | $6,145,000 |
| Other | 3,658 | $685,537,000 | $187,000 | $31,666,000 | $99,000 | $4,230,000 |
| Unverifiable Information | 694 | $136,068,000 | $196,000 | $1,495,000 | $128,000 | $4,784,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 612 | $136,024,000 | $222,000 | $1,800,000 | $107,000 | $1,841,000 |
| Employment History | 303 | $57,177,000 | $188,000 | $1,505,000 | $81,000 | $4,354,000 |
| Credit Application Incomplete | 229 | $71,951,000 | $314,000 | $1,920,000 | $197,000 | $2,202,000 |
| Mortgage Insurance Denied | 5 | $538,000 | $107,000 | $126,000 | $46,000 | $79,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truist Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truist Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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