Truist Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Truist Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truist Bank 3100 Smoketree Ct Fl 5 Charlotte, NC 27604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 122,576 |
| Total Mortgage Loan Application Amount | $29,630,390,000 |
| Average Mortgage Loan Application Amount | $193,166 |
| Highest Mortgage Loan Application Amount | $64,005,000 |
| Average Applicant Income | $124,000 |
| Highest Applicant Income | $9,381,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Truist Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truist Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Truist Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truist Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Truist Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truist Bank's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 10,183 | $ 1,816,295,000 | $ 275,555 | $ 149,622 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 9,751 | $ 2,398,815,000 | $ 246,000 | $ 167,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 7,639 | $ 2,337,085,000 | $ 293,500 | $ 172,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 4,911 | $ 1,227,185,000 | $ 243,500 | $ 143,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 4,088 | $ 1,023,060,000 | $ 250,000 | $ 165,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3,712 | $ 913,140,000 | $ 245,000 | $ 145,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 3,337 | $ 799,285,000 | $ 239,000 | $ 172,000 |
| RICHMOND, VA | 3,022 | $ 659,410,000 | $ 218,000 | $ 130,000 |
| RALEIGH, NC | 2,874 | $ 874,680,000 | $ 304,000 | $ 157,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2,635 | $ 509,625,000 | $ 191,500 | $ 125,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 2,340 | $ 785,010,000 | $ 335,000 | $ 194,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2,141 | $ 511,465,000 | $ 238,000 | $ 140,000 |
| DALLAS-PLANO-IRVING, TX | 1,921 | $ 565,915,000 | $ 294,000 | $ 187,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,642 | $ 482,250,000 | $ 293,000 | $ 177,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,599 | $ 476,025,000 | $ 297,000 | $ 206,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,586 | $ 386,710,000 | $ 243,000 | $ 180,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,552 | $ 385,700,000 | $ 248,000 | $ 179,000 |
| JACKSONVILLE, FL | 1,478 | $ 414,420,000 | $ 280,000 | $ 159,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1,363 | $ 321,435,000 | $ 235,000 | $ 160,000 |
| WINSTON-SALEM, NC | 1,308 | $ 212,190,000 | $ 162,000 | $ 110,000 |
| GREENSBORO-HIGH POINT, NC | 1,305 | $ 253,275,000 | $ 194,000 | $ 120,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1,286 | $ 230,830,000 | $ 181,500 | $ 123,500 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1,200 | $ 319,010,000 | $ 265,000 | $ 168,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1,197 | $ 198,865,000 | $ 166,000 | $ 112,000 |
| DURHAM-CHAPEL HILL, NC | 1,195 | $ 288,985,000 | $ 241,000 | $ 144,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1,163 | $ 198,775,000 | $ 170,000 | $ 116,000 |
| KNOXVILLE, TN | 1,127 | $ 213,235,000 | $ 189,000 | $ 121,000 |
| AUSTIN-ROUND ROCK, TX | 1,096 | $ 406,030,000 | $ 370,000 | $ 176,000 |
| CHATTANOOGA, TN-GA | 1,017 | $ 187,665,000 | $ 174,000 | $ 114,500 |
| CINCINNATI, OH-KY-IN | 936 | $ 179,470,000 | $ 184,333 | $ 110,333 |
| CAPE CORAL-FORT MYERS, FL | 866 | $ 187,560,000 | $ 216,000 | $ 130,000 |
| FORT WORTH-ARLINGTON, TX | 805 | $ 221,005,000 | $ 274,000 | $ 156,000 |
| ROANOKE, VA | 804 | $ 119,450,000 | $ 148,000 | $ 98,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 789 | $ 256,345,000 | $ 324,000 | $ 184,000 |
| HICKORY-LENOIR-MORGANTON, NC | 780 | $ 109,940,000 | $ 140,000 | $ 101,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 767 | $ 169,635,000 | $ 221,000 | $ 139,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 764 | $ 126,770,000 | $ 216,000 | $ 124,000 |
| LANCASTER, PA | 761 | $ 116,035,000 | $ 152,000 | $ 109,000 |
| FAYETTEVILLE, NC | 739 | $ 103,625,000 | $ 140,000 | $ 97,000 |
| LAKELAND-WINTER HAVEN, FL | 717 | $ 128,715,000 | $ 179,000 | $ 106,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 716 | $ 122,900,000 | $ 182,000 | $ 122,500 |
| MEMPHIS, TN-MS-AR | 707 | $ 156,865,000 | $ 169,000 | $ 109,333 |
| SAVANNAH, GA | 668 | $ 109,320,000 | $ 163,000 | $ 144,000 |
| COLUMBIA, SC | 666 | $ 105,230,000 | $ 158,000 | $ 128,000 |
| LYNCHBURG, VA | 633 | $ 85,575,000 | $ 135,000 | $ 106,000 |
| ASHEVILLE, NC | 600 | $ 132,230,000 | $ 220,000 | $ 164,000 |
| CHICAGO-NAPERVILLE, IL | 594 | $ 209,830,000 | $ 353,000 | $ 171,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 579 | $ 76,475,000 | $ 132,000 | $ 100,000 |
| PORT ST. LUCIE, FL | 560 | $ 110,180,000 | $ 196,000 | $ 125,000 |
| BIRMINGHAM-HOOVER, AL | 545 | $ 104,595,000 | $ 191,000 | $ 130,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 529 | $ 136,915,000 | $ 258,000 | $ 169,000 |
| ST. LOUIS, MO-IL | 529 | $ 169,865,000 | $ 305,500 | $ 148,000 |
| NEW YORK-NEWARK, NY | 523 | $ 201,585,000 | $ 363,000 | $ 199,000 |
| WILMINGTON, NC | 503 | $ 116,455,000 | $ 231,000 | $ 156,000 |
| READING, PA | 496 | $ 72,820,000 | $ 146,000 | $ 125,000 |
| OCALA, FL | 469 | $ 88,885,000 | $ 189,000 | $ 108,000 |
| PHILADELPHIA, PA | 461 | $ 115,225,000 | $ 249,000 | $ 146,000 |
| YORK-HANOVER, PA | 443 | $ 65,075,000 | $ 146,000 | $ 104,000 |
| CHARLOTTESVILLE, VA | 441 | $ 94,785,000 | $ 214,000 | $ 133,000 |
| SPARTANBURG, SC | 437 | $ 59,885,000 | $ 137,000 | $ 101,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 435 | $ 77,345,000 | $ 188,500 | $ 123,500 |
| DES MOINES-WEST DES MOINES, IA | 426 | $ 130,120,000 | $ 305,000 | $ 142,000 |
| PITTSBURGH, PA | 407 | $ 128,105,000 | $ 314,000 | $ 162,000 |
| CAMDEN, NJ | 402 | $ 105,250,000 | $ 261,000 | $ 143,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 370 | $ 147,190,000 | $ 397,000 | $ 253,000 |
| GREENVILLE, NC | 350 | $ 62,370,000 | $ 178,000 | $ 134,000 |
| GAINESVILLE, GA | 349 | $ 72,365,000 | $ 207,000 | $ 134,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 332 | $ 181,890,000 | $ 547,000 | $ 259,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 323 | $ 78,435,000 | $ 242,000 | $ 117,000 |
| SALISBURY, MD-DE | 319 | $ 79,105,000 | $ 277,000 | $ 178,500 |
| TALLAHASSEE, FL | 318 | $ 59,140,000 | $ 185,000 | $ 127,000 |
| WINCHESTER, VA-WV | 317 | $ 44,615,000 | $ 138,500 | $ 105,000 |
| CHARLESTON, WV | 315 | $ 33,325,000 | $ 105,000 | $ 101,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 302 | $ 70,150,000 | $ 232,000 | $ 196,000 |
| ATHENS-CLARKE COUNTY, GA | 294 | $ 63,240,000 | $ 215,000 | $ 148,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 289 | $ 155,195,000 | $ 727,000 | $ 222,000 |
| NEWARK, NJ-PA | 289 | $ 159,215,000 | $ 405,000 | $ 165,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 287 | $ 120,365,000 | $ 419,000 | $ 181,000 |
| HUNTSVILLE, AL | 286 | $ 98,310,000 | $ 343,000 | $ 113,000 |
| HOMOSASSA SPRINGS, FL | 281 | $ 34,065,000 | $ 121,000 | $ 93,000 |
| PUNTA GORDA, FL | 276 | $ 49,350,000 | $ 178,000 | $ 113,000 |
| COLUMBUS, GA-AL | 263 | $ 31,185,000 | $ 112,500 | $ 91,500 |
| NEW BERN, NC | 262 | $ 40,810,000 | $ 155,000 | $ 118,000 |
| MACON-BIBB COUNTY, GA | 261 | $ 30,615,000 | $ 117,000 | $ 109,000 |
| BURLINGTON, NC | 248 | $ 79,640,000 | $ 321,000 | $ 122,000 |
| DENVER-AURORA-LAKEWOOD, CO | 241 | $ 124,075,000 | $ 514,000 | $ 196,000 |
| STAUNTON-WAYNESBORO, VA | 240 | $ 36,860,000 | $ 153,000 | $ 98,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 231 | $ 35,455,000 | $ 153,000 | $ 131,000 |
| HARRISBURG-CARLISLE, PA | 223 | $ 34,895,000 | $ 156,000 | $ 124,000 |
| HARRISONBURG, VA | 220 | $ 29,690,000 | $ 134,000 | $ 87,000 |
| WARNER ROBINS, GA | 219 | $ 67,245,000 | $ 307,000 | $ 93,000 |
| ROCKY MOUNT, NC | 216 | $ 27,640,000 | $ 127,000 | $ 87,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 212 | $ 85,840,000 | $ 404,000 | $ 189,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 210 | $ 74,510,000 | $ 354,000 | $ 193,000 |
| GOLDSBORO, NC | 207 | $ 26,355,000 | $ 127,000 | $ 95,000 |
| KANSAS CITY, MO-KS | 203 | $ 67,235,000 | $ 336,000 | $ 159,500 |
| GAINESVILLE, FL | 202 | $ 52,290,000 | $ 258,000 | $ 177,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 202 | $ 26,100,000 | $ 120,000 | $ 106,000 |
| LEXINGTON-FAYETTE, KY | 198 | $ 74,470,000 | $ 376,000 | $ 164,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 194 | $ 25,700,000 | $ 129,500 | $ 93,500 |
| CHAMBERSBURG-WAYNESBORO, PA | 184 | $ 25,230,000 | $ 137,000 | $ 94,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 181 | $ 84,215,000 | $ 465,000 | $ 245,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 181 | $ 38,195,000 | $ 211,000 | $ 123,000 |
| CLEVELAND, TN | 180 | $ 22,450,000 | $ 124,000 | $ 85,000 |
| WHEELING, WV-OH | 180 | $ 26,410,000 | $ 151,500 | $ 85,000 |
| COLUMBUS, OH | 179 | $ 61,155,000 | $ 341,000 | $ 160,000 |
| BECKLEY, WV | 172 | $ 20,840,000 | $ 121,000 | $ 94,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 171 | $ 62,115,000 | $ 363,000 | $ 179,000 |
| BOWLING GREEN, KY | 169 | $ 33,655,000 | $ 199,000 | $ 141,000 |
| MORGANTOWN, WV | 158 | $ 26,240,000 | $ 166,000 | $ 138,000 |
| PANAMA CITY, FL | 158 | $ 33,270,000 | $ 210,000 | $ 158,000 |
| SEBASTIAN-VERO BEACH, FL | 158 | $ 40,150,000 | $ 254,000 | $ 175,000 |
| NEW ORLEANS-METAIRIE, LA | 155 | $ 55,095,000 | $ 355,000 | $ 173,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 151 | $ 38,465,000 | $ 254,000 | $ 134,000 |
| ALBANY, GA | 149 | $ 14,105,000 | $ 94,000 | $ 84,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 145 | $ 15,015,000 | $ 103,000 | $ 88,000 |
| GETTYSBURG, PA | 143 | $ 19,235,000 | $ 134,000 | $ 103,000 |
| SAN DIEGO-CARLSBAD, CA | 142 | $ 69,130,000 | $ 486,000 | $ 241,000 |
| JACKSONVILLE, NC | 141 | $ 54,005,000 | $ 383,000 | $ 111,000 |
| THE VILLAGES, FL | 140 | $ 28,350,000 | $ 202,000 | $ 128,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 139 | $ 29,255,000 | $ 210,000 | $ 177,000 |
| OKLAHOMA CITY, OK | 139 | $ 42,695,000 | $ 307,000 | $ 148,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 134 | $ 62,360,000 | $ 465,000 | $ 175,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 132 | $ 47,010,000 | $ 320,500 | $ 150,500 |
| DALTON, GA | 129 | $ 19,745,000 | $ 153,000 | $ 91,000 |
| CLARKSVILLE, TN-KY | 128 | $ 24,910,000 | $ 181,500 | $ 103,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 126 | $ 49,400,000 | $ 392,000 | $ 209,000 |
| JOHNSON CITY, TN | 124 | $ 17,690,000 | $ 142,000 | $ 98,000 |
| MONTGOMERY, AL | 124 | $ 17,360,000 | $ 140,000 | $ 100,000 |
| CUMBERLAND, MD-WV | 122 | $ 12,220,000 | $ 105,000 | $ 87,500 |
| ROME, GA | 122 | $ 16,130,000 | $ 132,000 | $ 87,000 |
| BOSTON, MA | 121 | $ 57,035,000 | $ 471,000 | $ 176,000 |
| WILMINGTON, DE-MD-NJ | 118 | $ 36,960,000 | $ 289,000 | $ 149,000 |
| AUBURN-OPELIKA, AL | 116 | $ 25,290,000 | $ 218,000 | $ 146,000 |
| BRUNSWICK, GA | 116 | $ 21,450,000 | $ 184,000 | $ 162,000 |
| COLLEGE STATION-BRYAN, TX | 115 | $ 25,925,000 | $ 225,000 | $ 147,000 |
| OWENSBORO, KY | 115 | $ 13,395,000 | $ 116,000 | $ 111,000 |
| MOBILE, AL | 111 | $ 17,505,000 | $ 157,000 | $ 93,000 |
| PROVIDENCE-WARWICK, RI-MA | 109 | $ 39,745,000 | $ 378,500 | $ 149,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 107 | $ 29,555,000 | $ 276,000 | $ 134,000 |
| VINELAND-BRIDGETON, NJ | 107 | $ 13,535,000 | $ 126,000 | $ 104,000 |
| JACKSON, MS | 106 | $ 32,500,000 | $ 306,000 | $ 162,000 |
| CLEVELAND-ELYRIA, OH | 104 | $ 26,180,000 | $ 251,000 | $ 134,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 101 | $ 59,465,000 | $ 588,000 | $ 207,000 |
| SEBRING, FL | 99 | $ 11,905,000 | $ 120,000 | $ 90,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 98 | $ 41,720,000 | $ 425,000 | $ 251,000 |
| ELGIN, IL | 96 | $ 32,040,000 | $ 333,000 | $ 144,000 |
| FLORENCE, SC | 95 | $ 12,955,000 | $ 136,000 | $ 115,000 |
| MORRISTOWN, TN | 94 | $ 15,050,000 | $ 160,000 | $ 109,000 |
| PORTLAND-SOUTH PORTLAND, ME | 93 | $ 35,985,000 | $ 386,000 | $ 200,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 87 | $ 40,065,000 | $ 478,500 | $ 208,500 |
| CALIFORNIA-LEXINGTON PARK, MD | 84 | $ 19,460,000 | $ 231,000 | $ 151,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 84 | $ 36,040,000 | $ 429,000 | $ 197,000 |
| BOISE CITY, ID | 83 | $ 33,275,000 | $ 400,000 | $ 137,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 83 | $ 28,985,000 | $ 349,000 | $ 164,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 82 | $ 25,990,000 | $ 316,000 | $ 168,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 77 | $ 18,745,000 | $ 243,000 | $ 109,000 |
| SPRINGFIELD, MO | 75 | $ 19,485,000 | $ 259,000 | $ 122,000 |
| EAST STROUDSBURG, PA | 74 | $ 13,620,000 | $ 184,000 | $ 118,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 71 | $ 25,445,000 | $ 358,000 | $ 197,000 |
| IOWA CITY, IA | 70 | $ 20,930,000 | $ 299,000 | $ 180,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 69 | $ 6,775,000 | $ 98,000 | $ 68,000 |
| WICHITA, KS | 68 | $ 16,180,000 | $ 237,000 | $ 118,000 |
| CEDAR RAPIDS, IA | 67 | $ 19,135,000 | $ 285,000 | $ 127,000 |
| VALDOSTA, GA | 66 | $ 9,240,000 | $ 140,000 | $ 88,000 |
| ROCHESTER, NY | 65 | $ 76,795,000 | $ 1,181,000 | $ 136,000 |
| BATON ROUGE, LA | 64 | $ 21,850,000 | $ 341,000 | $ 164,000 |
| FLORENCE-MUSCLE SHOALS, AL | 63 | $ 9,515,000 | $ 151,000 | $ 90,000 |
| WILLIAMSPORT, PA | 63 | $ 7,245,000 | $ 115,000 | $ 77,000 |
| BILLINGS, MT | 61 | $ 20,775,000 | $ 340,000 | $ 164,000 |
| GARY, IN | 61 | $ 14,705,000 | $ 241,000 | $ 155,000 |
| TRENTON, NJ | 59 | $ 18,735,000 | $ 317,000 | $ 185,000 |
| CAPE GIRARDEAU, MO-IL | 57 | $ 13,855,000 | $ 243,000 | $ 114,000 |
| LUBBOCK, TX | 56 | $ 14,460,000 | $ 258,000 | $ 173,000 |
| RENO, NV | 56 | $ 24,650,000 | $ 440,000 | $ 182,000 |
| ALBUQUERQUE, NM | 55 | $ 16,875,000 | $ 306,000 | $ 119,000 |
| PARKERSBURG-VIENNA, WV | 55 | $ 5,315,000 | $ 96,000 | $ 100,000 |
| TUCSON, AZ | 55 | $ 17,335,000 | $ 315,000 | $ 134,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 52 | $ 22,380,000 | $ 430,000 | $ 176,000 |
| COLORADO SPRINGS, CO | 52 | $ 22,500,000 | $ 432,000 | $ 177,000 |
| NEW HAVEN-MILFORD, CT | 50 | $ 16,840,000 | $ 336,000 | $ 148,000 |
| GRAND RAPIDS-WYOMING, MI | 49 | $ 13,665,000 | $ 278,000 | $ 117,000 |
| LEBANON, PA | 48 | $ 9,150,000 | $ 190,000 | $ 100,000 |
| SUMTER, SC | 48 | $ 6,550,000 | $ 136,000 | $ 110,000 |
| TUSCALOOSA, AL | 48 | $ 10,090,000 | $ 210,000 | $ 107,000 |
| WORCESTER, MA-CT | 47 | $ 19,585,000 | $ 360,000 | $ 145,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 45 | $ 19,925,000 | $ 442,000 | $ 188,000 |
| LINCOLN, NE | 45 | $ 12,915,000 | $ 287,000 | $ 131,000 |
| WATERLOO-CEDAR FALLS, IA | 45 | $ 12,135,000 | $ 269,000 | $ 118,000 |
| AKRON, OH | 43 | $ 9,115,000 | $ 211,000 | $ 113,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 43 | $ 12,435,000 | $ 268,000 | $ 137,000 |
| MIDLAND, TX | 43 | $ 8,245,000 | $ 191,000 | $ 134,000 |
| OCEAN CITY, NJ | 40 | $ 13,160,000 | $ 329,000 | $ 295,000 |
| TULSA, OK | 40 | $ 13,510,000 | $ 337,000 | $ 145,000 |
| FORT SMITH, AR-OK | 39 | $ 8,185,000 | $ 187,500 | $ 88,500 |
| OGDEN-CLEARFIELD, UT | 39 | $ 14,215,000 | $ 364,000 | $ 112,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 38 | $ 11,980,000 | $ 307,000 | $ 141,500 |
| ELIZABETHTOWN-FORT KNOX, KY | 37 | $ 8,575,000 | $ 231,000 | $ 92,000 |
| SALT LAKE CITY, UT | 37 | $ 15,195,000 | $ 410,000 | $ 195,000 |
| MANCHESTER-NASHUA, NH | 36 | $ 13,530,000 | $ 375,000 | $ 141,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 36 | $ 25,950,000 | $ 720,000 | $ 224,000 |
| PROVO-OREM, UT | 36 | $ 13,670,000 | $ 379,000 | $ 145,000 |
| EL PASO, TX | 35 | $ 12,425,000 | $ 355,000 | $ 219,000 |
| JOPLIN, MO | 35 | $ 6,975,000 | $ 199,000 | $ 111,000 |
| DECATUR, AL | 34 | $ 6,660,000 | $ 195,000 | $ 104,000 |
| MCALLEN-EDINBURG-MISSION, TX | 34 | $ 9,260,000 | $ 272,000 | $ 172,000 |
| AMARILLO, TX | 33 | $ 8,035,000 | $ 243,000 | $ 183,000 |
| SIOUX FALLS, SD | 33 | $ 12,375,000 | $ 375,000 | $ 153,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 32 | $ 5,700,000 | $ 178,000 | $ 89,000 |
| FRESNO, CA | 32 | $ 8,850,000 | $ 276,000 | $ 163,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 32 | $ 11,360,000 | $ 355,000 | $ 202,000 |
| ODESSA, TX | 31 | $ 5,105,000 | $ 164,000 | $ 99,000 |
| ROCKFORD, IL | 31 | $ 7,555,000 | $ 243,000 | $ 136,000 |
| CORPUS CHRISTI, TX | 30 | $ 14,570,000 | $ 485,000 | $ 265,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 30 | $ 12,130,000 | $ 404,000 | $ 234,000 |
| SHREVEPORT-BOSSIER CITY, LA | 30 | $ 8,170,000 | $ 272,000 | $ 124,000 |
| STOCKTON-LODI, CA | 30 | $ 10,560,000 | $ 352,000 | $ 176,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 29 | $ 10,225,000 | $ 352,000 | $ 227,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 29 | $ 11,775,000 | $ 406,000 | $ 185,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 29 | $ 11,505,000 | $ 396,000 | $ 279,000 |
| BAKERSFIELD, CA | 28 | $ 8,580,000 | $ 306,000 | $ 123,000 |
| KILLEEN-TEMPLE, TX | 28 | $ 8,770,000 | $ 313,000 | $ 143,000 |
| BISMARCK, ND | 27 | $ 9,755,000 | $ 361,000 | $ 155,000 |
| STATE COLLEGE, PA | 27 | $ 5,045,000 | $ 186,000 | $ 173,000 |
| SHERMAN-DENISON, TX | 26 | $ 6,300,000 | $ 242,000 | $ 139,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 25 | $ 7,695,000 | $ 307,000 | $ 106,000 |
| FORT COLLINS, CO | 25 | $ 12,025,000 | $ 481,000 | $ 184,000 |
| ALBANY-SCHENECTADY-TROY, NY | 24 | $ 5,860,000 | $ 244,000 | $ 108,000 |
| EVANSVILLE, IN-KY | 24 | $ 4,910,000 | $ 215,000 | $ 135,500 |
| ST. CLOUD, MN | 24 | $ 7,450,000 | $ 310,000 | $ 138,000 |
| SYRACUSE, NY | 24 | $ 3,990,000 | $ 166,000 | $ 85,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 24 | $ 6,290,000 | $ 279,000 | $ 145,500 |
| ANN ARBOR, MI | 23 | $ 10,655,000 | $ 463,000 | $ 282,000 |
| BEAUMONT-PORT ARTHUR, TX | 23 | $ 5,475,000 | $ 238,000 | $ 168,000 |
| TACOMA-LAKEWOOD, WA | 23 | $ 10,305,000 | $ 448,000 | $ 160,000 |
| AMES, IA | 22 | $ 6,690,000 | $ 304,000 | $ 142,000 |
| LAWRENCE, KS | 22 | $ 6,690,000 | $ 304,000 | $ 163,000 |
| GRAND JUNCTION, CO | 21 | $ 6,165,000 | $ 293,000 | $ 105,000 |
| SPRINGFIELD, MA | 21 | $ 5,685,000 | $ 270,000 | $ 123,000 |
| COLUMBIA, MO | 20 | $ 6,280,000 | $ 314,000 | $ 145,000 |
| LONGVIEW, TX | 19 | $ 3,625,000 | $ 190,000 | $ 111,000 |
| MODESTO, CA | 19 | $ 5,225,000 | $ 275,000 | $ 176,000 |
| HATTIESBURG, MS | 18 | $ 6,040,000 | $ 335,000 | $ 194,000 |
| NORWICH-NEW LONDON, CT | 18 | $ 6,710,000 | $ 372,000 | $ 155,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 18 | $ 9,220,000 | $ 512,000 | $ 361,000 |
| TOLEDO, OH | 18 | $ 5,380,000 | $ 298,000 | $ 139,000 |
| TYLER, TX | 18 | $ 5,120,000 | $ 284,000 | $ 128,000 |
| ABILENE, TX | 17 | $ 3,955,000 | $ 232,000 | $ 130,000 |
| CASPER, WY | 17 | $ 4,845,000 | $ 285,000 | $ 162,000 |
| CHEYENNE, WY | 17 | $ 4,865,000 | $ 286,000 | $ 103,000 |
| DOTHAN, AL | 17 | $ 3,395,000 | $ 199,000 | $ 93,000 |
| DOVER, DE | 17 | $ 4,145,000 | $ 243,000 | $ 81,000 |
| FORT WAYNE, IN | 17 | $ 4,155,000 | $ 244,000 | $ 103,000 |
| SANTA ROSA, CA | 17 | $ 7,985,000 | $ 469,000 | $ 255,000 |
| TEXARKANA, TX-AR | 17 | $ 5,225,000 | $ 343,500 | $ 156,500 |
| WEIRTON-STEUBENVILLE, WV-OH | 17 | $ 2,565,000 | $ 167,000 | $ 114,500 |
| BELLINGHAM, WA | 15 | $ 6,895,000 | $ 459,000 | $ 302,000 |
| HINESVILLE, GA | 15 | $ 2,005,000 | $ 133,000 | $ 110,000 |
| SALINAS, CA | 15 | $ 8,085,000 | $ 539,000 | $ 220,000 |
| VISALIA-PORTERVILLE, CA | 15 | $ 6,325,000 | $ 421,000 | $ 208,000 |
| BARNSTABLE TOWN, MA | 14 | $ 7,020,000 | $ 501,000 | $ 352,000 |
| BOULDER, CO | 14 | $ 6,850,000 | $ 489,000 | $ 288,000 |
| CANTON-MASSILLON, OH | 14 | $ 3,150,000 | $ 225,000 | $ 114,000 |
| GADSDEN, AL | 14 | $ 2,490,000 | $ 177,000 | $ 102,000 |
| HAMMOND, LA | 14 | $ 3,720,000 | $ 265,000 | $ 135,000 |
| JACKSON, TN | 14 | $ 2,690,000 | $ 192,000 | $ 199,000 |
| LAFAYETTE, LA | 14 | $ 4,070,000 | $ 290,000 | $ 157,000 |
| MANHATTAN, KS | 14 | $ 4,340,000 | $ 310,000 | $ 145,000 |
| PUEBLO, CO | 14 | $ 4,740,000 | $ 338,000 | $ 132,000 |
| SPOKANE-SPOKANE VALLEY, WA | 14 | $ 4,820,000 | $ 344,000 | $ 143,000 |
| ST. GEORGE, UT | 14 | $ 6,180,000 | $ 441,000 | $ 210,000 |
| FARGO, ND-MN | 13 | $ 3,785,000 | $ 283,000 | $ 134,000 |
| GREELEY, CO | 13 | $ 5,455,000 | $ 419,000 | $ 247,000 |
| BANGOR, ME | 12 | $ 4,360,000 | $ 363,000 | $ 179,000 |
| DUBUQUE, IA | 12 | $ 3,390,000 | $ 282,000 | $ 138,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 12 | $ 3,900,000 | $ 325,000 | $ 198,000 |
| LOGAN, UT-ID | 12 | $ 5,170,000 | $ 387,000 | $ 112,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 12 | $ 5,070,000 | $ 422,000 | $ 145,000 |
| BLOOMINGTON, IN | 11 | $ 2,545,000 | $ 231,000 | $ 153,000 |
| BREMERTON-SILVERDALE, WA | 11 | $ 6,095,000 | $ 554,000 | $ 260,000 |
| DULUTH, MN-WI | 11 | $ 3,105,000 | $ 234,500 | $ 123,500 |
| ERIE, PA | 11 | $ 2,205,000 | $ 200,000 | $ 97,000 |
| EUGENE, OR | 11 | $ 5,495,000 | $ 499,000 | $ 293,000 |
| LAS CRUCES, NM | 11 | $ 2,835,000 | $ 257,000 | $ 73,000 |
| LEWISTON-AUBURN, ME | 11 | $ 3,085,000 | $ 280,000 | $ 119,000 |
| SANTA MARIA-SANTA BARBARA, CA | 11 | $ 4,515,000 | $ 410,000 | $ 223,000 |
| BROWNSVILLE-HARLINGEN, TX | 10 | $ 2,400,000 | $ 240,000 | $ 175,000 |
| GREAT FALLS, MT | 10 | $ 2,600,000 | $ 260,000 | $ 86,000 |
| KENNEWICK-RICHLAND, WA | 10 | $ 3,420,000 | $ 342,000 | $ 125,000 |
| OLYMPIA-TUMWATER, WA | 10 | $ 4,240,000 | $ 424,000 | $ 166,000 |
| VICTORIA, TX | 10 | $ 2,670,000 | $ 267,000 | $ 147,000 |
| WENATCHEE, WA | 10 | $ 3,660,000 | $ 366,000 | $ 116,000 |
| COEUR D'ALENE, ID | 9 | $ 3,505,000 | $ 389,000 | $ 145,000 |
| JEFFERSON CITY, MO | 9 | $ 2,975,000 | $ 330,000 | $ 111,000 |
| REDDING, CA | 9 | $ 4,215,000 | $ 468,000 | $ 205,000 |
| SALEM, OR | 9 | $ 3,245,000 | $ 360,000 | $ 144,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 9 | $ 2,345,000 | $ 263,500 | $ 135,000 |
| WACO, TX | 9 | $ 2,645,000 | $ 293,000 | $ 154,000 |
| CHICO, CA | 8 | $ 3,010,000 | $ 376,000 | $ 142,000 |
| ELKHART-GOSHEN, IN | 8 | $ 1,260,000 | $ 157,000 | $ 112,000 |
| FARMINGTON, NM | 8 | $ 1,800,000 | $ 225,000 | $ 132,000 |
| HOUMA-THIBODAUX, LA | 8 | $ 2,640,000 | $ 330,000 | $ 208,000 |
| JONESBORO, AR | 8 | $ 1,890,000 | $ 236,000 | $ 98,000 |
| MICHIGAN CITY-LA PORTE, IN | 8 | $ 1,510,000 | $ 188,000 | $ 287,000 |
| SANTA FE, NM | 8 | $ 2,900,000 | $ 362,000 | $ 160,000 |
| CARBONDALE-MARION, IL | 7 | $ 1,395,000 | $ 199,000 | $ 99,000 |
| GREEN BAY, WI | 7 | $ 1,765,000 | $ 252,000 | $ 118,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 7 | $ 845,000 | $ 120,000 | $ 91,000 |
| LAREDO, TX | 7 | $ 895,000 | $ 127,000 | $ 79,000 |
| MADISON, WI | 7 | $ 2,085,000 | $ 297,000 | $ 157,000 |
| MEDFORD, OR | 7 | $ 3,015,000 | $ 430,000 | $ 180,000 |
| MERCED, CA | 7 | $ 1,045,000 | $ 149,000 | $ 160,000 |
| MISSOULA, MT | 7 | $ 1,815,000 | $ 259,000 | $ 101,000 |
| ROCHESTER, MN | 7 | $ 1,895,000 | $ 270,000 | $ 251,000 |
| VALLEJO-FAIRFIELD, CA | 7 | $ 1,835,000 | $ 262,000 | $ 130,000 |
| YAKIMA, WA | 7 | $ 1,805,000 | $ 257,000 | $ 98,000 |
| ALBANY, OR | 6 | $ 2,130,000 | $ 355,000 | $ 108,000 |
| BLOOMSBURG-BERWICK, PA | 6 | $ 690,000 | $ 115,000 | $ 66,000 |
| COLUMBUS, IN | 6 | $ 770,000 | $ 128,000 | $ 104,000 |
| JOHNSTOWN, PA | 6 | $ 390,000 | $ 65,000 | $ 83,000 |
| LANSING-EAST LANSING, MI | 6 | $ 1,520,000 | $ 253,000 | $ 117,000 |
| LIMA, OH | 6 | $ 730,000 | $ 121,000 | $ 68,000 |
| MUNCIE, IN | 6 | $ 560,000 | $ 93,000 | $ 71,000 |
| SAN ANGELO, TX | 6 | $ 1,490,000 | $ 248,000 | $ 113,000 |
| SPRINGFIELD, OH | 6 | $ 1,840,000 | $ 306,000 | $ 170,000 |
| TOPEKA, KS | 6 | $ 1,520,000 | $ 253,000 | $ 115,000 |
| UTICA-ROME, NY | 6 | $ 1,100,000 | $ 183,000 | $ 86,000 |
| BEND-REDMOND, OR | 5 | $ 2,435,000 | $ 487,000 | $ 166,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 2,005,000 | $ 401,000 | $ 158,000 |
| GLENS FALLS, NY | 5 | $ 995,000 | $ 199,000 | $ 83,000 |
| HOT SPRINGS, AR | 5 | $ 1,105,000 | $ 221,000 | $ 128,000 |
| LA CROSSE-ONALASKA, WI-MN | 5 | $ 1,295,000 | $ 259,000 | $ 84,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 2,395,000 | $ 479,000 | $ 151,000 |
| MUSKEGON, MI | 5 | $ 1,605,000 | $ 321,000 | $ 231,000 |
| PEORIA, IL | 5 | $ 945,000 | $ 189,000 | $ 84,000 |
| RACINE, WI | 5 | $ 1,305,000 | $ 261,000 | $ 93,000 |
| WICHITA FALLS, TX | 5 | $ 825,000 | $ 165,000 | $ 232,000 |
| YUMA, AZ | 5 | $ 485,000 | $ 97,000 | $ 52,000 |
| ALTOONA, PA | 4 | $ 410,000 | $ 102,000 | $ 28,000 |
| BINGHAMTON, NY | 4 | $ 740,000 | $ 185,000 | $ 94,000 |
| CORVALLIS, OR | 4 | $ 1,800,000 | $ 450,000 | $ 178,000 |
| EL CENTRO, CA | 4 | $ 840,000 | $ 210,000 | $ 72,000 |
| FLAGSTAFF, AZ | 4 | $ 1,730,000 | $ 432,000 | $ 166,000 |
| FLINT, MI | 4 | $ 1,140,000 | $ 285,000 | $ 112,000 |
| HANFORD-CORCORAN, CA | 4 | $ 1,110,000 | $ 277,000 | $ 171,000 |
| IDAHO FALLS, ID | 4 | $ 1,850,000 | $ 462,000 | $ 129,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 780,000 | $ 195,000 | $ 98,000 |
| KANKAKEE, IL | 4 | $ 1,180,000 | $ 295,000 | $ 121,000 |
| LAWTON, OK | 4 | $ 820,000 | $ 205,000 | $ 61,000 |
| LONGVIEW, WA | 4 | $ 1,340,000 | $ 335,000 | $ 93,000 |
| MADERA, CA | 4 | $ 1,710,000 | $ 427,000 | $ 198,000 |
| MONROE, MI | 4 | $ 1,250,000 | $ 312,000 | $ 117,000 |
| NAPA, CA | 4 | $ 2,310,000 | $ 577,000 | $ 292,000 |
| SAN RAFAEL, CA | 4 | $ 650,000 | $ 162,000 | $ 120,000 |
| SIERRA VISTA-DOUGLAS, AZ | 4 | $ 1,250,000 | $ 312,000 | $ 186,000 |
| WATERTOWN-FORT DRUM, NY | 4 | $ 710,000 | $ 177,000 | $ 88,000 |
| YUBA CITY, CA | 4 | $ 1,840,000 | $ 460,000 | $ 147,000 |
| APPLETON, WI | 3 | $ 675,000 | $ 225,000 | $ 87,000 |
| BLOOMINGTON, IL | 3 | $ 515,000 | $ 171,000 | $ 103,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 665,000 | $ 221,000 | $ 147,000 |
| EAU CLAIRE, WI | 3 | $ 825,000 | $ 275,000 | $ 87,000 |
| GRANTS PASS, OR | 3 | $ 1,175,000 | $ 391,000 | $ 118,000 |
| JACKSON, MI | 3 | $ 915,000 | $ 305,000 | $ 116,000 |
| MIDLAND, MI | 3 | $ 905,000 | $ 301,000 | $ 171,000 |
| MONROE, LA | 3 | $ 1,225,000 | $ 408,000 | $ 152,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 675,000 | $ 225,000 | $ 178,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 735,000 | $ 245,000 | $ 123,000 |
| PITTSFIELD, MA | 3 | $ 805,000 | $ 268,000 | $ 152,000 |
| RAPID CITY, SD | 3 | $ 925,000 | $ 308,000 | $ 99,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 905,000 | $ 301,000 | $ 209,000 |
| SIOUX CITY, IA-NE-SD | 3 | $ 645,000 | $ 215,000 | $ 63,000 |
| ST. JOSEPH, MO-KS | 3 | $ 465,000 | $ 155,000 | $ 99,000 |
| ELMIRA, NY | 2 | $ 300,000 | $ 150,000 | $ 84,000 |
| ENID, OK | 2 | $ 300,000 | $ 150,000 | $ 81,000 |
| FOND DU LAC, WI | 2 | $ 460,000 | $ 230,000 | $ 109,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 280,000 | $ 140,000 | $ 63,000 |
| KINGSTON, NY | 2 | $ 720,000 | $ 360,000 | $ 105,000 |
| MANSFIELD, OH | 2 | $ 660,000 | $ 330,000 | $ 640,000 |
| POCATELLO, ID | 2 | $ 600,000 | $ 300,000 | $ 142,000 |
| SHEBOYGAN, WI | 2 | $ 700,000 | $ 350,000 | $ 135,000 |
| WAUSAU, WI | 2 | $ 610,000 | $ 305,000 | $ 103,000 |
| BAY CITY, MI | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| CARSON CITY, NV | 1 | $ 365,000 | $ 365,000 | $ 91,000 |
| DANVILLE, IL | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| DECATUR, IL | 1 | $ 255,000 | $ 255,000 | $ 123,000 |
| GRAND ISLAND, NE | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| LAKE CHARLES, LA | 1 | $ 415,000 | $ 415,000 | $ 205,000 |
| LEWISTON, ID-WA | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| PINE BLUFF, AR | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| SAGINAW, MI | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| SPRINGFIELD, IL | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| TERRE HAUTE, IN | 1 | $ 735,000 | $ 735,000 | $ 475,000 |
| TWIN FALLS, ID | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| WALLA WALLA, WA | 1 | $ 355,000 | $ 355,000 | $ 197,000 |
Mortgage Loan Application Detail Totals for Truist Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 50,398 | $19,314,070,000 | $383,000 | $58,505,000 | $163,000 | $9,381,000 |
| Other Purpose | 30,283 | $3,665,085,000 | $121,000 | $6,305,000 | $138,000 | $9,021,000 |
| Home Improvement | 20,659 | $2,411,055,000 | $116,000 | $17,205,000 | $147,000 | $8,887,000 |
| Refinancing | 15,073 | $2,867,855,000 | $190,000 | $64,005,000 | $138,000 | $8,601,000 |
| Cash-out Refinancing | 5,490 | $1,295,100,000 | $235,000 | $11,005,000 | $105,000 | $7,994,000 |
| Not Applicable | 673 | $77,225,000 | $114,000 | $645,000 | $53,000 | $388,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 58,425 | $11,546,335,000 | $197,000 | $11,905,000 | $157,000 | $9,381,000 |
| Not applicable | 31,816 | $10,840,920,000 | $340,000 | $64,005,000 | $129,000 | $4,284,000 |
| Black or African American | 10,387 | $1,570,985,000 | $151,000 | $3,715,000 | $122,000 | $6,003,000 |
| Not Provided | 8,470 | $2,268,670,000 | $267,000 | $11,005,000 | $190,000 | $8,724,000 |
| Hispanic | 7,693 | $1,390,265,000 | $180,000 | $3,925,000 | $141,000 | $8,601,000 |
| Asian | 4,070 | $1,375,580,000 | $337,000 | $3,765,000 | $198,000 | $3,626,000 |
| American Indian or Alaskan Native | 405 | $59,845,000 | $147,000 | $1,035,000 | $126,000 | $890,000 |
| Native Hawaiian or Other Pacific Islander | 134 | $22,110,000 | $165,000 | $905,000 | $134,000 | $608,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 112,834 | $26,975,430,000 | $239,000 | $64,005,000 | $155,000 | $9,381,000 |
| FHA-insured (Federal Housing Administration) | 6,670 | $1,696,900,000 | $254,000 | $1,275,000 | $85,000 | $736,000 |
| VA-guaranteed (Veterans Administration) | 2,816 | $910,940,000 | $323,000 | $975,000 | $106,000 | $512,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 256 | $47,120,000 | $184,000 | $1,345,000 | $65,000 | $590,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 43,058 | $11,341,130,000 | $263,000 | $64,005,000 | $174,000 | $9,381,000 |
| Application Denied By Financial Institution | 35,522 | $4,956,950,000 | $139,000 | $5,005,000 | $105,000 | $6,300,000 |
| Loan Purchased By The Institution | 31,461 | $9,995,765,000 | $317,000 | $1,995,000 | $129,000 | $4,284,000 |
| Application Withdrawn By Applicant | 6,353 | $2,354,055,000 | $370,000 | $35,705,000 | $188,000 | $9,087,000 |
| Application Approved But Not Accepted | 3,439 | $471,895,000 | $137,000 | $3,165,000 | $139,000 | $3,657,000 |
| File Closed For Incompleteness | 2,743 | $510,595,000 | $186,000 | $2,495,000 | $155,000 | $8,887,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 87,054 | $24,673,440,000 | $283,000 | $64,005,000 | $157,000 | $9,381,000 |
| Credit History | 12,340 | $1,111,300,000 | $90,000 | $3,005,000 | $99,000 | $1,367,000 |
| Debt-To-Income Ratio | 11,058 | $1,934,650,000 | $174,000 | $5,005,000 | $86,000 | $6,003,000 |
| Credit Application Incomplete | 8,504 | $1,217,400,000 | $143,000 | $3,505,000 | $165,000 | $1,909,000 |
| Collateral | 1,516 | $255,220,000 | $168,000 | $2,005,000 | $169,000 | $6,075,000 |
| Other | 1,506 | $262,730,000 | $174,000 | $5,005,000 | $157,000 | $6,300,000 |
| Unverifiable Information | 370 | $86,550,000 | $233,000 | $1,575,000 | $147,000 | $1,607,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 180 | $76,080,000 | $422,000 | $1,635,000 | $237,000 | $1,166,000 |
| Employment History | 48 | $13,020,000 | $271,000 | $1,225,000 | $91,000 | $299,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truist Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truist Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.