Busey Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Busey Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Busey Bank
100 W University Ave
Champaign, IL 61820
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,529
Total Mortgage Loan Application Amount $1,569,815,000
Average Mortgage Loan Application Amount $160,666
Highest Mortgage Loan Application Amount $25,115,000
Average Applicant Income $107,000
Highest Applicant Income $5,969,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Busey Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Busey Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down Busey Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Busey Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Busey Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Busey Bank's mortgage activity for 2019.

Mortgage Loan Application Totals for Busey Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Champaign County Illinois 1,024 $ 218,720,000 $ 213,000 $ 114,000
McLean County Illinois 540 $ 92,310,000 $ 170,000 $ 104,000
St. Louis County Missouri 462 $ 136,150,000 $ 294,000 $ 160,000
St. Charles County Missouri 353 $ 83,695,000 $ 237,000 $ 98,000
Will County Illinois 351 $ 75,715,000 $ 215,000 $ 128,000
Cook County Illinois 296 $ 128,280,000 $ 433,000 $ 168,000
Peoria County Illinois 268 $ 40,410,000 $ 150,000 $ 138,000
DuPage County Illinois 229 $ 94,235,000 $ 411,000 $ 223,000
Macon County Illinois 229 $ 18,465,000 $ 80,000 $ 73,000
Kendall County Illinois 183 $ 37,645,000 $ 205,000 $ 104,000
Kane County Illinois 175 $ 39,915,000 $ 228,000 $ 122,000
Madison County Illinois 174 $ 24,200,000 $ 139,000 $ 95,000
Tazewell County Illinois 154 $ 15,520,000 $ 100,000 $ 98,000
Marion County Indiana 133 $ 25,045,000 $ 188,000 $ 133,000
Jefferson County Missouri 125 $ 33,435,000 $ 267,000 $ 103,000
Grundy County Illinois 124 $ 20,250,000 $ 163,000 $ 108,000
St. Louis City County Missouri 124 $ 37,830,000 $ 305,000 $ 113,000
Los Angeles County California 112 $ 9,930,000 $ 88,000 $ 0
Lee County Florida 106 $ 27,850,000 $ 262,000 $ 199,000
St. Clair County Illinois 86 $ 16,920,000 $ 196,000 $ 102,000
Hamilton County Indiana 75 $ 18,725,000 $ 249,000 $ 146,000
Orange County California 74 $ 6,650,000 $ 89,000 $ 0
Maricopa County Arizona 63 $ 9,395,000 $ 149,000 $ 165,000
Riverside County California 49 $ 4,565,000 $ 93,000 $ 472,000
Johnson County Indiana 49 $ 15,675,000 $ 319,000 $ 134,000
Alameda County California 48 $ 4,650,000 $ 96,000 $ 0
San Diego County California 48 $ 8,130,000 $ 169,000 $ 715,000
Piatt County Illinois 47 $ 7,505,000 $ 159,000 $ 113,000
Livingston County Illinois 46 $ 4,230,000 $ 91,000 $ 69,000
Ford County Illinois 45 $ 4,475,000 $ 99,000 $ 79,000
Contra Costa County California 36 $ 2,860,000 $ 79,000 $ 0
Santa Clara County California 34 $ 2,910,000 $ 85,000 $ 0
Clark County Nevada 33 $ 3,035,000 $ 91,000 $ 62,000
San Bernardino County California 32 $ 2,630,000 $ 82,000 $ 0
Woodford County Illinois 32 $ 3,840,000 $ 120,000 $ 166,000
King County Washington 32 $ 3,620,000 $ 113,000 $ 153,000
De Witt County Illinois 30 $ 3,070,000 $ 102,000 $ 87,000
LaSalle County Illinois 30 $ 5,360,000 $ 178,000 $ 94,000
Sacramento County California 29 $ 2,365,000 $ 81,000 $ 0
Hendricks County Indiana 28 $ 5,580,000 $ 199,000 $ 111,000
Douglas County Illinois 27 $ 2,455,000 $ 90,000 $ 73,000
Charlotte County Florida 26 $ 4,720,000 $ 181,000 $ 163,000
Sarasota County Florida 26 $ 3,460,000 $ 133,000 $ 97,000
Lake County Illinois 25 $ 7,495,000 $ 299,000 $ 187,000
Placer County California 24 $ 2,950,000 $ 122,000 $ 251,000
Miami-Dade County Florida 24 $ 1,780,000 $ 74,000 $ 0
Vermilion County Illinois 24 $ 2,200,000 $ 91,000 $ 71,000
Iroquois County Illinois 23 $ 2,635,000 $ 114,000 $ 98,000
Palm Beach County Florida 22 $ 3,590,000 $ 163,000 $ 247,000
Middlesex County Massachusetts 20 $ 1,690,000 $ 84,000 $ 0
Franklin County Missouri 20 $ 4,420,000 $ 221,000 $ 103,000
Broward County Florida 19 $ 1,865,000 $ 98,000 $ 284,000
Collier County Florida 19 $ 6,525,000 $ 343,000 $ 187,000
DeKalb County Illinois 19 $ 3,235,000 $ 170,000 $ 76,000
Morgan County Indiana 19 $ 4,145,000 $ 218,000 $ 87,000
Washington County Oregon 19 $ 1,505,000 $ 79,000 $ 0
Lake County Indiana 18 $ 4,090,000 $ 227,000 $ 86,000
Solano County California 17 $ 1,295,000 $ 76,000 $ 0
Ventura County California 17 $ 1,755,000 $ 103,000 $ 111,000
Shelby County Illinois 17 $ 1,335,000 $ 78,000 $ 62,000
San Joaquin County California 16 $ 1,300,000 $ 81,000 $ 0
Snohomish County Washington 16 $ 1,530,000 $ 95,000 $ 126,000
Fairfield County Connecticut 14 $ 1,780,000 $ 127,000 $ 229,000
Kankakee County Illinois 14 $ 1,570,000 $ 112,000 $ 103,000
Hudson County New Jersey 13 $ 1,105,000 $ 85,000 $ 0
Orange County Florida 12 $ 1,300,000 $ 108,000 $ 62,000
Utah County Utah 12 $ 970,000 $ 80,000 $ 0
Worcester County Massachusetts 11 $ 875,000 $ 79,000 $ 0
Pima County Arizona 10 $ 19,460,000 $ 1,946,000 $ 94,000
Boone County Indiana 10 $ 2,950,000 $ 295,000 $ 338,000
Salt Lake County Utah 10 $ 1,120,000 $ 112,000 $ 190,000
Clark County Washington 10 $ 870,000 $ 87,000 $ 0
San Francisco County California 9 $ 935,000 $ 103,000 $ 0
Sonoma County California 9 $ 835,000 $ 92,000 $ 0
Marshall County Illinois 9 $ 795,000 $ 88,000 $ 102,000
McHenry County Illinois 9 $ 1,385,000 $ 153,000 $ 85,000
Monroe County Illinois 9 $ 1,755,000 $ 195,000 $ 106,000
El Dorado County California 8 $ 750,000 $ 93,000 $ 0
Hillsborough County Florida 8 $ 1,400,000 $ 175,000 $ 1,182,000
Moultrie County Illinois 8 $ 810,000 $ 101,000 $ 65,000
Sangamon County Illinois 8 $ 1,200,000 $ 150,000 $ 102,000
Washoe County Nevada 8 $ 790,000 $ 98,000 $ 0
Nassau County New York 8 $ 710,000 $ 88,000 $ 0
Multnomah County Oregon 8 $ 600,000 $ 75,000 $ 0
Cherokee County Georgia 7 $ 905,000 $ 129,000 $ 106,000
Coles County Illinois 7 $ 635,000 $ 90,000 $ 77,000
Johnson County Kansas 7 $ 965,000 $ 137,000 $ 65,000
Plymouth County Massachusetts 7 $ 465,000 $ 66,000 $ 0
Suffolk County Massachusetts 7 $ 655,000 $ 93,000 $ 0
Oakland County Michigan 7 $ 515,000 $ 73,000 $ 0
San Mateo County California 6 $ 610,000 $ 101,000 $ 0
Tulare County California 6 $ 330,000 $ 55,000 $ 0
Denver County Colorado 6 $ 3,110,000 $ 518,000 $ 481,000
Douglas County Colorado 6 $ 460,000 $ 76,000 $ 0
Jefferson County Colorado 6 $ 540,000 $ 90,000 $ 0
Pinellas County Florida 6 $ 1,440,000 $ 240,000 $ 187,000
Fulton County Georgia 6 $ 1,140,000 $ 190,000 $ 112,000
Clinton County Illinois 6 $ 990,000 $ 165,000 $ 94,000
Logan County Illinois 6 $ 510,000 $ 85,000 $ 51,000
Macoupin County Illinois 6 $ 860,000 $ 143,000 $ 76,000
Mason County Illinois 6 $ 290,000 $ 48,000 $ 65,000
Hancock County Indiana 6 $ 1,310,000 $ 218,000 $ 101,000
Porter County Indiana 6 $ 730,000 $ 121,000 $ 85,000
Essex County Massachusetts 6 $ 390,000 $ 65,000 $ 0
Camden County Missouri 6 $ 1,010,000 $ 168,000 $ 441,000
Lincoln County Missouri 6 $ 1,530,000 $ 255,000 $ 78,000
Bergen County New Jersey 6 $ 400,000 $ 66,000 $ 0
Union County New Jersey 6 $ 890,000 $ 148,000 $ 225,000
Clackamas County Oregon 6 $ 660,000 $ 110,000 $ 0
Montgomery County Pennsylvania 6 $ 1,060,000 $ 176,000 $ 288,000
Butte County California 5 $ 315,000 $ 63,000 $ 0
Fresno County California 5 $ 405,000 $ 81,000 $ 0
Monterey County California 5 $ 345,000 $ 69,000 $ 0
San Luis Obispo County California 5 $ 435,000 $ 87,000 $ 0
Santa Cruz County California 5 $ 525,000 $ 105,000 $ 0
New Haven County Connecticut 5 $ 445,000 $ 89,000 $ 0
DeKalb County Georgia 5 $ 835,000 $ 167,000 $ 170,000
Knox County Illinois 5 $ 545,000 $ 109,000 $ 84,000
Monroe County Indiana 5 $ 985,000 $ 197,000 $ 138,000
Howard County Maryland 5 $ 465,000 $ 93,000 $ 0
Jackson County Missouri 5 $ 1,035,000 $ 207,000 $ 126,000
Hamilton County Ohio 5 $ 545,000 $ 109,000 $ 318,000
Bucks County Pennsylvania 5 $ 545,000 $ 109,000 $ 0
Kitsap County Washington 5 $ 725,000 $ 145,000 $ 120,000
Pierce County Washington 5 $ 565,000 $ 113,000 $ 0
Waukesha County Wisconsin 5 $ 1,265,000 $ 253,000 $ 103,000
Kern County California 4 $ 220,000 $ 55,000 $ 0
Nevada County California 4 $ 310,000 $ 77,000 $ 0
San Benito County California 4 $ 230,000 $ 57,000 $ 0
Weld County Colorado 4 $ 330,000 $ 82,000 $ 0
District of Columbia County District Of Columbia 4 $ 370,000 $ 92,000 $ 0
Brevard County Florida 4 $ 440,000 $ 110,000 $ 175,000
Duval County Florida 4 $ 980,000 $ 245,000 $ 103,000
Highlands County Florida 4 $ 570,000 $ 142,000 $ 101,000
Monroe County Florida 4 $ 2,850,000 $ 712,000 $ 1,206,000
Seminole County Florida 4 $ 540,000 $ 135,000 $ 220,000
Gwinnett County Georgia 4 $ 400,000 $ 100,000 $ 93,000
Ada County Idaho 4 $ 360,000 $ 90,000 $ 0
Jersey County Illinois 4 $ 760,000 $ 190,000 $ 77,000
Winnebago County Illinois 4 $ 870,000 $ 217,000 $ 166,000
Madison County Indiana 4 $ 750,000 $ 187,000 $ 82,000
Barnstable County Massachusetts 4 $ 370,000 $ 92,000 $ 0
Berrien County Michigan 4 $ 1,940,000 $ 485,000 $ 413,000
Warren County Missouri 4 $ 650,000 $ 162,000 $ 77,000
Douglas County Nebraska 4 $ 1,190,000 $ 297,000 $ 302,000
Monmouth County New Jersey 4 $ 440,000 $ 110,000 $ 0
Delaware County Pennsylvania 4 $ 690,000 $ 172,000 $ 223,000
Philadelphia County Pennsylvania 4 $ 280,000 $ 70,000 $ 0
Fairfax County Virginia 4 $ 380,000 $ 95,000 $ 0
Milwaukee County Wisconsin 4 $ 820,000 $ 205,000 $ 105,000
Baldwin County Alabama 3 $ 445,000 $ 148,000 $ 58,000
Humboldt County California 3 $ 195,000 $ 65,000 $ 0
Napa County California 3 $ 345,000 $ 115,000 $ 0
Santa Barbara County California 3 $ 215,000 $ 71,000 $ 0
Adams County Colorado 3 $ 235,000 $ 78,000 $ 0
Arapahoe County Colorado 3 $ 305,000 $ 101,000 $ 0
Eagle County Colorado 3 $ 525,000 $ 175,000 $ 875,000
El Paso County Colorado 3 $ 375,000 $ 125,000 $ 0
Larimer County Colorado 3 $ 235,000 $ 78,000 $ 0
Hartford County Connecticut 3 $ 235,000 $ 78,000 $ 0
Manatee County Florida 3 $ 285,000 $ 95,000 $ 106,000
Walton County Florida 3 $ 555,000 $ 185,000 $ 0
Chatham County Georgia 3 $ 495,000 $ 165,000 $ 135,000
Cobb County Georgia 3 $ 285,000 $ 95,000 $ 70,000
Forsyth County Georgia 3 $ 565,000 $ 188,000 $ 196,000
Paulding County Georgia 3 $ 295,000 $ 98,000 $ 98,000
Richmond County Georgia 3 $ 875,000 $ 291,000 $ 0
Kootenai County Idaho 3 $ 335,000 $ 111,000 $ 0
Boone County Illinois 3 $ 1,435,000 $ 478,000 $ 548,000
Christian County Illinois 3 $ 155,000 $ 51,000 $ 60,000
Effingham County Illinois 3 $ 565,000 $ 188,000 $ 186,000
Fulton County Illinois 3 $ 105,000 $ 35,000 $ 77,000
Marion County Illinois 3 $ 315,000 $ 105,000 $ 168,000
Norfolk County Massachusetts 3 $ 315,000 $ 105,000 $ 0
Muskegon County Michigan 3 $ 855,000 $ 285,000 $ 58,000
Van Buren County Michigan 3 $ 955,000 $ 318,000 $ 232,000
Washtenaw County Michigan 3 $ 3,765,000 $ 1,255,000 $ 97,000
Hennepin County Minnesota 3 $ 575,000 $ 191,000 $ 0
Callaway County Missouri 3 $ 455,000 $ 151,000 $ 42,000
Clay County Missouri 3 $ 865,000 $ 288,000 $ 94,000
St. Francois County Missouri 3 $ 695,000 $ 231,000 $ 417,000
Kings County New York 3 $ 305,000 $ 101,000 $ 0
Suffolk County New York 3 $ 165,000 $ 55,000 $ 0
Wake County North Carolina 3 $ 215,000 $ 71,000 $ 0
Franklin County Ohio 3 $ 365,000 $ 121,000 $ 118,000
Lane County Oregon 3 $ 255,000 $ 85,000 $ 0
Yamhill County Oregon 3 $ 265,000 $ 88,000 $ 0
Chester County Pennsylvania 3 $ 165,000 $ 55,000 $ 0
Williamson County Tennessee 3 $ 1,825,000 $ 608,000 $ 280,000
Summit County Utah 3 $ 975,000 $ 325,000 $ 479,000
Spokane County Washington 3 $ 435,000 $ 145,000 $ 252,000
Dane County Wisconsin 3 $ 465,000 $ 155,000 $ 123,000
Mohave County Arizona 2 $ 100,000 $ 50,000 $ 0
Calaveras County California 2 $ 180,000 $ 90,000 $ 0
Inyo County California 2 $ 130,000 $ 65,000 $ 0
Marin County California 2 $ 260,000 $ 130,000 $ 0
Merced County California 2 $ 280,000 $ 140,000 $ 0
Sutter County California 2 $ 140,000 $ 70,000 $ 0
Sussex County Delaware 2 $ 430,000 $ 215,000 $ 0
Citrus County Florida 2 $ 410,000 $ 205,000 $ 126,000
Indian River County Florida 2 $ 310,000 $ 155,000 $ 120,000
Lake County Florida 2 $ 130,000 $ 65,000 $ 0
Pasco County Florida 2 $ 540,000 $ 270,000 $ 273,000
St. Johns County Florida 2 $ 340,000 $ 170,000 $ 77,000
Volusia County Florida 2 $ 400,000 $ 200,000 $ 61,000
Fayette County Georgia 2 $ 180,000 $ 90,000 $ 0
Bond County Illinois 2 $ 450,000 $ 225,000 $ 91,000
Cumberland County Illinois 2 $ 120,000 $ 60,000 $ 52,000
Jefferson County Illinois 2 $ 370,000 $ 185,000 $ 113,000
Lee County Illinois 2 $ 590,000 $ 295,000 $ 89,000
Bartholomew County Indiana 2 $ 520,000 $ 260,000 $ 98,000
Brown County Indiana 2 $ 410,000 $ 205,000 $ 206,000
Henry County Indiana 2 $ 430,000 $ 215,000 $ 71,000
Jefferson County Indiana 2 $ 130,000 $ 65,000 $ 30,000
Kosciusko County Indiana 2 $ 650,000 $ 325,000 $ 260,000
LaPorte County Indiana 2 $ 230,000 $ 115,000 $ 64,000
Putnam County Indiana 2 $ 860,000 $ 430,000 $ 368,000
Shelby County Indiana 2 $ 500,000 $ 250,000 $ 61,000
Tippecanoe County Indiana 2 $ 230,000 $ 115,000 $ 113,000
Scott County Iowa 2 $ 370,000 $ 185,000 $ 174,000
Riley County Kansas 2 $ 280,000 $ 140,000 $ 50,000
Marshall County Kentucky 2 $ 600,000 $ 300,000 $ 51,000
Trigg County Kentucky 2 $ 180,000 $ 90,000 $ 83,000
Anne Arundel County Maryland 2 $ 140,000 $ 70,000 $ 0
Carroll County Maryland 2 $ 180,000 $ 90,000 $ 0
Montgomery County Maryland 2 $ 200,000 $ 100,000 $ 0
Bristol County Massachusetts 2 $ 130,000 $ 65,000 $ 0
Livingston County Michigan 2 $ 570,000 $ 285,000 $ 153,000
St. Joseph County Michigan 2 $ 340,000 $ 170,000 $ 131,000
Wayne County Michigan 2 $ 210,000 $ 105,000 $ 54,000
Boone County Missouri 2 $ 580,000 $ 290,000 $ 132,000
Cape Girardeau County Missouri 2 $ 210,000 $ 105,000 $ 46,000
Pettis County Missouri 2 $ 1,120,000 $ 560,000 $ 0
Hillsborough County New Hampshire 2 $ 160,000 $ 80,000 $ 0
Camden County New Jersey 2 $ 160,000 $ 80,000 $ 0
Essex County New Jersey 2 $ 220,000 $ 110,000 $ 0
Morris County New Jersey 2 $ 130,000 $ 65,000 $ 0
Ocean County New Jersey 2 $ 200,000 $ 100,000 $ 0
Santa Fe County New Mexico 2 $ 500,000 $ 250,000 $ 114,000
Dutchess County New York 2 $ 310,000 $ 155,000 $ 103,000
Mecklenburg County North Carolina 2 $ 100,000 $ 50,000 $ 0
Delaware County Ohio 2 $ 170,000 $ 85,000 $ 0
Tulsa County Oklahoma 2 $ 220,000 $ 110,000 $ 115,000
Northampton County Pennsylvania 2 $ 220,000 $ 110,000 $ 55,000
Washington County Rhode Island 2 $ 160,000 $ 80,000 $ 0
Greenville County South Carolina 2 $ 220,000 $ 110,000 $ 161,000
Sevier County Tennessee 2 $ 670,000 $ 335,000 $ 352,000
Denton County Texas 2 $ 490,000 $ 245,000 $ 161,000
Harris County Texas 2 $ 350,000 $ 175,000 $ 208,000
Davis County Utah 2 $ 110,000 $ 55,000 $ 0
Wasatch County Utah 2 $ 230,000 $ 115,000 $ 0
Chesapeake County Virginia 2 $ 130,000 $ 65,000 $ 0
Prince William County Virginia 2 $ 110,000 $ 55,000 $ 0
Virginia Beach County Virginia 2 $ 110,000 $ 55,000 $ 0
Kenosha County Wisconsin 2 $ 350,000 $ 175,000 $ 57,000
Randolph County Alabama 1 $ 115,000 $ 115,000 $ 40,000
Coconino County Arizona 1 $ 135,000 $ 135,000 $ 0
Pinal County Arizona 1 $ 45,000 $ 45,000 $ 0
Benton County Arkansas 1 $ 245,000 $ 245,000 $ 109,000
Imperial County California 1 $ 75,000 $ 75,000 $ 0
Madera County California 1 $ 55,000 $ 55,000 $ 0
Mendocino County California 1 $ 95,000 $ 95,000 $ 0
Shasta County California 1 $ 105,000 $ 105,000 $ 0
Stanislaus County California 1 $ 65,000 $ 65,000 $ 0
Tuolumne County California 1 $ 75,000 $ 75,000 $ 0
Yolo County California 1 $ 95,000 $ 95,000 $ 0
Boulder County Colorado 1 $ 115,000 $ 115,000 $ 0
Broomfield County Colorado 1 $ 75,000 $ 75,000 $ 0
Custer County Colorado 1 $ 185,000 $ 185,000 $ 76,000
Grand County Colorado 1 $ 115,000 $ 115,000 $ 0
Park County Colorado 1 $ 295,000 $ 295,000 $ 96,000
Pitkin County Colorado 1 $ 695,000 $ 695,000 $ 1,465,000
Pueblo County Colorado 1 $ 55,000 $ 55,000 $ 0
Summit County Colorado 1 $ 95,000 $ 95,000 $ 0
Teller County Colorado 1 $ 45,000 $ 45,000 $ 0
Litchfield County Connecticut 1 $ 95,000 $ 95,000 $ 0
Middlesex County Connecticut 1 $ 85,000 $ 85,000 $ 0
Kent County Delaware 1 $ 65,000 $ 65,000 $ 0
DeSoto County Florida 1 $ 75,000 $ 75,000 $ 139,000
Escambia County Florida 1 $ 75,000 $ 75,000 $ 325,000
Hendry County Florida 1 $ 195,000 $ 195,000 $ 192,000
Hernando County Florida 1 $ 105,000 $ 105,000 $ 87,000
Martin County Florida 1 $ 105,000 $ 105,000 $ 0
Osceola County Florida 1 $ 965,000 $ 965,000 $ 239,000
Polk County Florida 1 $ 325,000 $ 325,000 $ 242,000
Santa Rosa County Florida 1 $ 805,000 $ 805,000 $ 277,000
Sumter County Florida 1 $ 145,000 $ 145,000 $ 47,000
Gilmer County Georgia 1 $ 105,000 $ 105,000 $ 0
Hall County Georgia 1 $ 75,000 $ 75,000 $ 0
Henry County Georgia 1 $ 45,000 $ 45,000 $ 0
Jackson County Georgia 1 $ 55,000 $ 55,000 $ 0
Rockdale County Georgia 1 $ 425,000 $ 425,000 $ 91,000
Bannock County Idaho 1 $ 55,000 $ 55,000 $ 0
Calhoun County Illinois 1 $ 35,000 $ 35,000 $ 58,000
Clark County Illinois 1 $ 215,000 $ 215,000 $ 79,000
Jasper County Illinois 1 $ 105,000 $ 105,000 $ 60,000
Menard County Illinois 1 $ 125,000 $ 125,000 $ 65,000
Mercer County Illinois 1 $ 35,000 $ 35,000 $ 31,000
Montgomery County Illinois 1 $ 395,000 $ 395,000 $ 505,000
Perry County Illinois 1 $ 225,000 $ 225,000 $ 113,000
Rock Island County Illinois 1 $ 2,175,000 $ 2,175,000 $ 0
Stark County Illinois 1 $ 55,000 $ 55,000 $ 43,000
Stephenson County Illinois 1 $ 45,000 $ 45,000 $ 0
Warren County Illinois 1 $ 65,000 $ 65,000 $ 112,000
Washington County Illinois 1 $ 75,000 $ 75,000 $ 69,000
Whiteside County Illinois 1 $ 95,000 $ 95,000 $ 52,000
Decatur County Indiana 1 $ 295,000 $ 295,000 $ 490,000
Elkhart County Indiana 1 $ 145,000 $ 145,000 $ 50,000
Fountain County Indiana 1 $ 155,000 $ 155,000 $ 52,000
Gibson County Indiana 1 $ 55,000 $ 55,000 $ 44,000
Grant County Indiana 1 $ 6,485,000 $ 6,485,000 $ 0
Lawrence County Indiana 1 $ 145,000 $ 145,000 $ 218,000
Owen County Indiana 1 $ 105,000 $ 105,000 $ 28,000
Vanderburgh County Indiana 1 $ 85,000 $ 85,000 $ 33,000
Warren County Indiana 1 $ 265,000 $ 265,000 $ 67,000
Warrick County Indiana 1 $ 365,000 $ 365,000 $ 122,000
White County Indiana 1 $ 345,000 $ 345,000 $ 233,000
Butler County Kansas 1 $ 405,000 $ 405,000 $ 286,000
Sedgwick County Kansas 1 $ 275,000 $ 275,000 $ 210,000
Campbell County Kentucky 1 $ 305,000 $ 305,000 $ 137,000
Daviess County Kentucky 1 $ 13,435,000 $ 13,435,000 $ 0
Cumberland County Maine 1 $ 55,000 $ 55,000 $ 0
Baltimore County Maryland 1 $ 55,000 $ 55,000 $ 0
Baltimore City County Maryland 1 $ 45,000 $ 45,000 $ 0
Dorchester County Maryland 1 $ 55,000 $ 55,000 $ 0
Worcester County Maryland 1 $ 75,000 $ 75,000 $ 0
Hampden County Massachusetts 1 $ 105,000 $ 105,000 $ 0
Allegan County Michigan 1 $ 145,000 $ 145,000 $ 190,000
Crawford County Michigan 1 $ 45,000 $ 45,000 $ 0
Kent County Michigan 1 $ 16,675,000 $ 16,675,000 $ 0
Macomb County Michigan 1 $ 55,000 $ 55,000 $ 0
Manistee County Michigan 1 $ 415,000 $ 415,000 $ 167,000
Ottawa County Michigan 1 $ 155,000 $ 155,000 $ 67,000
Saginaw County Michigan 1 $ 165,000 $ 165,000 $ 56,000
Cass County Minnesota 1 $ 335,000 $ 335,000 $ 224,000
Dakota County Minnesota 1 $ 55,000 $ 55,000 $ 0
Olmsted County Minnesota 1 $ 55,000 $ 55,000 $ 0
DeSoto County Mississippi 1 $ 105,000 $ 105,000 $ 38,000
Tishomingo County Mississippi 1 $ 195,000 $ 195,000 $ 45,000
Crawford County Missouri 1 $ 195,000 $ 195,000 $ 120,000
Howell County Missouri 1 $ 9,225,000 $ 9,225,000 $ 0
Miller County Missouri 1 $ 265,000 $ 265,000 $ 194,000
Montgomery County Missouri 1 $ 45,000 $ 45,000 $ 32,000
Perry County Missouri 1 $ 305,000 $ 305,000 $ 0
Pike County Missouri 1 $ 115,000 $ 115,000 $ 70,000
Platte County Missouri 1 $ 25,000 $ 25,000 $ 88,000
Stone County Missouri 1 $ 65,000 $ 65,000 $ 77,000
Webster County Missouri 1 $ 55,000 $ 55,000 $ 127,000
Flathead County Montana 1 $ 355,000 $ 355,000 $ 269,000
Missoula County Montana 1 $ 75,000 $ 75,000 $ 0
Sarpy County Nebraska 1 $ 105,000 $ 105,000 $ 194,000
Carson City County Nevada 1 $ 85,000 $ 85,000 $ 0
Douglas County Nevada 1 $ 155,000 $ 155,000 $ 0
Hunterdon County New Jersey 1 $ 55,000 $ 55,000 $ 0
Mercer County New Jersey 1 $ 85,000 $ 85,000 $ 0
Passaic County New Jersey 1 $ 95,000 $ 95,000 $ 0
Somerset County New Jersey 1 $ 85,000 $ 85,000 $ 0
Sussex County New Jersey 1 $ 45,000 $ 45,000 $ 0
Socorro County New Mexico 1 $ 65,000 $ 65,000 $ 94,000
Erie County New York 1 $ 95,000 $ 95,000 $ 0
New York County New York 1 $ 145,000 $ 145,000 $ 0
Putnam County New York 1 $ 125,000 $ 125,000 $ 0
Queens County New York 1 $ 105,000 $ 105,000 $ 0
Richmond County New York 1 $ 75,000 $ 75,000 $ 0
Rockland County New York 1 $ 75,000 $ 75,000 $ 0
Schoharie County New York 1 $ 175,000 $ 175,000 $ 131,000
Westchester County New York 1 $ 115,000 $ 115,000 $ 0
Chatham County North Carolina 1 $ 435,000 $ 435,000 $ 159,000
Craven County North Carolina 1 $ 175,000 $ 175,000 $ 71,000
Forsyth County North Carolina 1 $ 75,000 $ 75,000 $ 44,000
Iredell County North Carolina 1 $ 475,000 $ 475,000 $ 175,000
Union County North Carolina 1 $ 85,000 $ 85,000 $ 0
Burleigh County North Dakota 1 $ 115,000 $ 115,000 $ 0
Clermont County Ohio 1 $ 55,000 $ 55,000 $ 0
Cuyahoga County Ohio 1 $ 125,000 $ 125,000 $ 0
Union County Ohio 1 $ 45,000 $ 45,000 $ 0
Polk County Oregon 1 $ 115,000 $ 115,000 $ 0
Allegheny County Pennsylvania 1 $ 45,000 $ 45,000 $ 0
Butler County Pennsylvania 1 $ 115,000 $ 115,000 $ 0
Kent County Rhode Island 1 $ 65,000 $ 65,000 $ 0
Newport County Rhode Island 1 $ 55,000 $ 55,000 $ 0
Providence County Rhode Island 1 $ 85,000 $ 85,000 $ 0
Charleston County South Carolina 1 $ 65,000 $ 65,000 $ 0
Horry County South Carolina 1 $ 155,000 $ 155,000 $ 0
Knox County Tennessee 1 $ 185,000 $ 185,000 $ 92,000
Marion County Tennessee 1 $ 345,000 $ 345,000 $ 148,000
Collin County Texas 1 $ 365,000 $ 365,000 $ 125,000
Tarrant County Texas 1 $ 665,000 $ 665,000 $ 255,000
Tom Green County Texas 1 $ 185,000 $ 185,000 $ 48,000
Sanpete County Utah 1 $ 45,000 $ 45,000 $ 0
Tooele County Utah 1 $ 85,000 $ 85,000 $ 0
Washington County Utah 1 $ 55,000 $ 55,000 $ 0
Weber County Utah 1 $ 95,000 $ 95,000 $ 0
Arlington County Virginia 1 $ 105,000 $ 105,000 $ 0
Gloucester County Virginia 1 $ 375,000 $ 375,000 $ 156,000
Hanover County Virginia 1 $ 255,000 $ 255,000 $ 98,000
Richmond City County Virginia 1 $ 115,000 $ 115,000 $ 0
Stafford County Virginia 1 $ 385,000 $ 385,000 $ 193,000
Suffolk County Virginia 1 $ 155,000 $ 155,000 $ 0
Benton County Washington 1 $ 55,000 $ 55,000 $ 0
Franklin County Washington 1 $ 45,000 $ 45,000 $ 0
Klickitat County Washington 1 $ 55,000 $ 55,000 $ 0
Skagit County Washington 1 $ 65,000 $ 65,000 $ 0
Thurston County Washington 1 $ 45,000 $ 45,000 $ 0
Whatcom County Washington 1 $ 125,000 $ 125,000 $ 0
Door County Wisconsin 1 $ 335,000 $ 335,000 $ 158,000
Florence County Wisconsin 1 $ 305,000 $ 305,000 $ 359,000
Green Lake County Wisconsin 1 $ 75,000 $ 75,000 $ 0
Lincoln County Wisconsin 1 $ 355,000 $ 355,000 $ 156,000
Sawyer County Wisconsin 1 $ 95,000 $ 95,000 $ 40,000
Sheboygan County Wisconsin 1 $ 305,000 $ 305,000 $ 83,000
Laramie County Wyoming 1 $ 75,000 $ 75,000 $ 0

Mortgage Loan Application Detail Totals for Busey Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,318 $772,600,000 $232,000 $25,115,000 $113,000 $2,113,000
Refinancing 1,877 $523,005,000 $278,000 $18,255,000 $150,000 $5,969,000
Other Purpose 718 $53,680,000 $74,000 $2,475,000 $128,000 $3,146,000
Cash-out Refinancing 627 $144,935,000 $231,000 $3,085,000 $137,000 $3,050,000
Not Applicable 561 $48,355,000 $86,000 $225,000 $0 $0
Home Improvement 428 $27,240,000 $63,000 $545,000 $114,000 $590,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,992 $930,680,000 $186,000 $3,085,000 $128,000 $5,969,000
Not applicable 1,549 $461,855,000 $298,000 $25,115,000 $0 $0
Black or African American 290 $48,350,000 $166,000 $725,000 $88,000 $948,000
Not Provided 259 $44,915,000 $173,000 $2,475,000 $138,000 $886,000
Hispanic 214 $32,220,000 $150,000 $615,000 $86,000 $590,000
Asian 193 $46,925,000 $243,000 $2,385,000 $157,000 $1,580,000
American Indian or Alaskan Native 10 $1,110,000 $111,000 $295,000 $138,000 $250,000
Native Hawaiian or Other Pacific Islander 4 $960,000 $240,000 $385,000 $139,000 $228,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,852 $1,441,640,000 $210,000 $25,115,000 $134,000 $5,969,000
FHA-insured (Federal Housing Administration) 421 $78,205,000 $185,000 $375,000 $71,000 $335,000
VA-guaranteed (Veterans Administration) 173 $40,395,000 $233,000 $965,000 $76,000 $239,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 83 $9,575,000 $115,000 $225,000 $52,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,908 $1,149,630,000 $234,000 $18,255,000 $130,000 $5,969,000
Loan Purchased By The Institution 1,306 $111,750,000 $85,000 $225,000 $0 $0
Application Withdrawn By Applicant 698 $143,790,000 $206,000 $2,795,000 $129,000 $2,433,000
Application Denied By Financial Institution 472 $82,140,000 $174,000 $25,115,000 $83,000 $948,000
File Closed For Incompleteness 84 $21,830,000 $259,000 $2,005,000 $162,000 $1,510,000
Application Approved But Not Accepted 61 $60,675,000 $994,000 $23,455,000 $133,000 $808,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,057 $1,487,675,000 $210,000 $23,455,000 $130,000 $5,969,000
Debt-To-Income Ratio 155 $19,855,000 $128,000 $725,000 $61,000 $603,000
Credit History 146 $11,940,000 $81,000 $405,000 $91,000 $948,000
Collateral 93 $12,765,000 $137,000 $1,485,000 $116,000 $630,000
Other 39 $31,325,000 $803,000 $25,115,000 $81,000 $288,000
Unverifiable Information 12 $2,370,000 $197,000 $525,000 $67,000 $131,000
Employment History 12 $1,300,000 $108,000 $315,000 $40,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,070,000 $172,000 $375,000 $46,000 $84,000
Credit Application Incomplete 3 $515,000 $171,000 $335,000 $82,000 $104,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Busey Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Busey Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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