Busey Bank Mortgage Lending & HMDA Data, 2019
In 2019, Busey Bank of Champaign, IL reported 7,529 mortgage applications totaling $1.6 billion, up 23% from 2018. The average application was for $208,502, and applicants reported an average income of $126,733. 65% of its applications resulted in an originated loan and 6% were denied. Its largest markets were St. Louis, MO-IL (1,382), Champaign-Urbana, IL (1,071) and Chicago-Naperville, IL (1,009) (applications in parentheses).
| Mortgage Company & Address | Busey Bank 100 W University Ave Champaign, IL 61820 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,529 |
| Total Mortgage Loan Application Amount | $1,569,815,000 |
| Average Mortgage Loan Application Amount | $208,502 |
| Highest Mortgage Loan Application Amount | $25,115,000 |
| Average Applicant Income | $126,733 |
| Highest Applicant Income | $5,969,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Busey Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Champaign, Illinois | 1,024 | $ 218,720,000 | $ 213,593 | $ 114,000 |
| McLean, Illinois | 540 | $ 92,310,000 | $ 170,944 | $ 104,000 |
| St. Louis, Missouri | 462 | $ 136,150,000 | $ 294,696 | $ 160,000 |
| St. Charles, Missouri | 353 | $ 83,695,000 | $ 237,096 | $ 98,000 |
| Will, Illinois | 351 | $ 75,715,000 | $ 215,712 | $ 128,000 |
| Cook, Illinois | 296 | $ 128,280,000 | $ 433,378 | $ 168,000 |
| Peoria, Illinois | 268 | $ 40,410,000 | $ 150,783 | $ 138,000 |
| DuPage, Illinois | 229 | $ 94,235,000 | $ 411,506 | $ 223,000 |
| Macon, Illinois | 229 | $ 18,465,000 | $ 80,633 | $ 73,000 |
| Kendall, Illinois | 183 | $ 37,645,000 | $ 205,710 | $ 104,000 |
| Kane, Illinois | 175 | $ 39,915,000 | $ 228,085 | $ 122,000 |
| Madison, Illinois | 174 | $ 24,200,000 | $ 139,080 | $ 95,000 |
| Tazewell, Illinois | 154 | $ 15,520,000 | $ 100,779 | $ 98,000 |
| Marion, Indiana | 133 | $ 25,045,000 | $ 188,308 | $ 133,000 |
| Jefferson, Missouri | 125 | $ 33,435,000 | $ 267,480 | $ 103,000 |
| Grundy, Illinois | 124 | $ 20,250,000 | $ 163,306 | $ 108,000 |
| St. Louis City, Missouri | 124 | $ 37,830,000 | $ 305,080 | $ 113,000 |
| Los Angeles, California | 112 | $ 9,930,000 | $ 88,660 | $ 0 |
| Lee, Florida | 106 | $ 27,850,000 | $ 262,735 | $ 199,000 |
| St. Clair, Illinois | 86 | $ 16,920,000 | $ 196,744 | $ 102,000 |
| Hamilton, Indiana | 75 | $ 18,725,000 | $ 249,666 | $ 146,000 |
| Orange, California | 74 | $ 6,650,000 | $ 89,864 | $ 0 |
| Maricopa, Arizona | 63 | $ 9,395,000 | $ 149,126 | $ 165,000 |
| Riverside, California | 49 | $ 4,565,000 | $ 93,163 | $ 472,000 |
| Johnson, Indiana | 49 | $ 15,675,000 | $ 319,897 | $ 134,000 |
| Alameda, California | 48 | $ 4,650,000 | $ 96,875 | $ 0 |
| San Diego, California | 48 | $ 8,130,000 | $ 169,375 | $ 715,000 |
| Piatt, Illinois | 47 | $ 7,505,000 | $ 159,680 | $ 113,000 |
| Livingston, Illinois | 46 | $ 4,230,000 | $ 91,956 | $ 69,000 |
| Ford, Illinois | 45 | $ 4,475,000 | $ 99,444 | $ 79,000 |
| Contra Costa, California | 36 | $ 2,860,000 | $ 79,444 | $ 0 |
| Santa Clara, California | 34 | $ 2,910,000 | $ 85,588 | $ 0 |
| Clark, Nevada | 33 | $ 3,035,000 | $ 91,969 | $ 62,000 |
| San Bernardino, California | 32 | $ 2,630,000 | $ 82,187 | $ 0 |
| Woodford, Illinois | 32 | $ 3,840,000 | $ 120,000 | $ 166,000 |
| King, Washington | 32 | $ 3,620,000 | $ 113,125 | $ 153,000 |
| De Witt, Illinois | 30 | $ 3,070,000 | $ 102,333 | $ 87,000 |
| LaSalle, Illinois | 30 | $ 5,360,000 | $ 178,666 | $ 94,000 |
| Sacramento, California | 29 | $ 2,365,000 | $ 81,551 | $ 0 |
| Hendricks, Indiana | 28 | $ 5,580,000 | $ 199,285 | $ 111,000 |
| Douglas, Illinois | 27 | $ 2,455,000 | $ 90,925 | $ 73,000 |
| Charlotte, Florida | 26 | $ 4,720,000 | $ 181,538 | $ 163,000 |
| Sarasota, Florida | 26 | $ 3,460,000 | $ 133,076 | $ 97,000 |
| Lake, Illinois | 25 | $ 7,495,000 | $ 299,800 | $ 187,000 |
| Placer, California | 24 | $ 2,950,000 | $ 122,916 | $ 251,000 |
| Miami-Dade, Florida | 24 | $ 1,780,000 | $ 74,166 | $ 0 |
| Vermilion, Illinois | 24 | $ 2,200,000 | $ 91,666 | $ 71,000 |
| Iroquois, Illinois | 23 | $ 2,635,000 | $ 114,565 | $ 98,000 |
| Palm Beach, Florida | 22 | $ 3,590,000 | $ 163,181 | $ 247,000 |
| Middlesex, Massachusetts | 20 | $ 1,690,000 | $ 84,500 | $ 0 |
| Franklin, Missouri | 20 | $ 4,420,000 | $ 221,000 | $ 103,000 |
| Broward, Florida | 19 | $ 1,865,000 | $ 98,157 | $ 284,000 |
| Collier, Florida | 19 | $ 6,525,000 | $ 343,421 | $ 187,000 |
| DeKalb, Illinois | 19 | $ 3,235,000 | $ 170,263 | $ 76,000 |
| Morgan, Indiana | 19 | $ 4,145,000 | $ 218,157 | $ 87,000 |
| Washington, Oregon | 19 | $ 1,505,000 | $ 79,210 | $ 0 |
| Lake, Indiana | 18 | $ 4,090,000 | $ 227,222 | $ 86,000 |
| Solano, California | 17 | $ 1,295,000 | $ 76,176 | $ 0 |
| Ventura, California | 17 | $ 1,755,000 | $ 103,235 | $ 111,000 |
| Shelby, Illinois | 17 | $ 1,335,000 | $ 78,529 | $ 62,000 |
| San Joaquin, California | 16 | $ 1,300,000 | $ 81,250 | $ 0 |
| Snohomish, Washington | 16 | $ 1,530,000 | $ 95,625 | $ 126,000 |
| Fairfield, Connecticut | 14 | $ 1,780,000 | $ 127,142 | $ 229,000 |
| Kankakee, Illinois | 14 | $ 1,570,000 | $ 112,142 | $ 103,000 |
| Hudson, New Jersey | 13 | $ 1,105,000 | $ 85,000 | $ 0 |
| Orange, Florida | 12 | $ 1,300,000 | $ 108,333 | $ 62,000 |
| Utah, Utah | 12 | $ 970,000 | $ 80,833 | $ 0 |
| Worcester, Massachusetts | 11 | $ 875,000 | $ 79,545 | $ 0 |
| Pima, Arizona | 10 | $ 19,460,000 | $ 1,946,000 | $ 94,000 |
| Boone, Indiana | 10 | $ 2,950,000 | $ 295,000 | $ 338,000 |
| Salt Lake, Utah | 10 | $ 1,120,000 | $ 112,000 | $ 190,000 |
| Clark, Washington | 10 | $ 870,000 | $ 87,000 | $ 0 |
| San Francisco, California | 9 | $ 935,000 | $ 103,888 | $ 0 |
| Sonoma, California | 9 | $ 835,000 | $ 92,777 | $ 0 |
| Marshall, Illinois | 9 | $ 795,000 | $ 88,333 | $ 102,000 |
| McHenry, Illinois | 9 | $ 1,385,000 | $ 153,888 | $ 85,000 |
| Monroe, Illinois | 9 | $ 1,755,000 | $ 195,000 | $ 106,000 |
| El Dorado, California | 8 | $ 750,000 | $ 93,750 | $ 0 |
| Hillsborough, Florida | 8 | $ 1,400,000 | $ 175,000 | $ 1,182,000 |
| Moultrie, Illinois | 8 | $ 810,000 | $ 101,250 | $ 65,000 |
| Sangamon, Illinois | 8 | $ 1,200,000 | $ 150,000 | $ 102,000 |
| Washoe, Nevada | 8 | $ 790,000 | $ 98,750 | $ 0 |
| Nassau, New York | 8 | $ 710,000 | $ 88,750 | $ 0 |
| Multnomah, Oregon | 8 | $ 600,000 | $ 75,000 | $ 0 |
| Cherokee, Georgia | 7 | $ 905,000 | $ 129,285 | $ 106,000 |
| Coles, Illinois | 7 | $ 635,000 | $ 90,714 | $ 77,000 |
| Johnson, Kansas | 7 | $ 965,000 | $ 137,857 | $ 65,000 |
| Plymouth, Massachusetts | 7 | $ 465,000 | $ 66,428 | $ 0 |
| Suffolk, Massachusetts | 7 | $ 655,000 | $ 93,571 | $ 0 |
| Oakland, Michigan | 7 | $ 515,000 | $ 73,571 | $ 0 |
| San Mateo, California | 6 | $ 610,000 | $ 101,666 | $ 0 |
| Tulare, California | 6 | $ 330,000 | $ 55,000 | $ 0 |
| Denver, Colorado | 6 | $ 3,110,000 | $ 518,333 | $ 481,000 |
| Douglas, Colorado | 6 | $ 460,000 | $ 76,666 | $ 0 |
| Jefferson, Colorado | 6 | $ 540,000 | $ 90,000 | $ 0 |
| Pinellas, Florida | 6 | $ 1,440,000 | $ 240,000 | $ 187,000 |
| Fulton, Georgia | 6 | $ 1,140,000 | $ 190,000 | $ 112,000 |
| Clinton, Illinois | 6 | $ 990,000 | $ 165,000 | $ 94,000 |
| Logan, Illinois | 6 | $ 510,000 | $ 85,000 | $ 51,000 |
| Macoupin, Illinois | 6 | $ 860,000 | $ 143,333 | $ 76,000 |
| Mason, Illinois | 6 | $ 290,000 | $ 48,333 | $ 65,000 |
| Hancock, Indiana | 6 | $ 1,310,000 | $ 218,333 | $ 101,000 |
| Porter, Indiana | 6 | $ 730,000 | $ 121,666 | $ 85,000 |
| Essex, Massachusetts | 6 | $ 390,000 | $ 65,000 | $ 0 |
| Camden, Missouri | 6 | $ 1,010,000 | $ 168,333 | $ 441,000 |
| Lincoln, Missouri | 6 | $ 1,530,000 | $ 255,000 | $ 78,000 |
| Bergen, New Jersey | 6 | $ 400,000 | $ 66,666 | $ 0 |
| Union, New Jersey | 6 | $ 890,000 | $ 148,333 | $ 225,000 |
| Clackamas, Oregon | 6 | $ 660,000 | $ 110,000 | $ 0 |
| Montgomery, Pennsylvania | 6 | $ 1,060,000 | $ 176,666 | $ 288,000 |
| Butte, California | 5 | $ 315,000 | $ 63,000 | $ 0 |
| Fresno, California | 5 | $ 405,000 | $ 81,000 | $ 0 |
| Monterey, California | 5 | $ 345,000 | $ 69,000 | $ 0 |
| San Luis Obispo, California | 5 | $ 435,000 | $ 87,000 | $ 0 |
| Santa Cruz, California | 5 | $ 525,000 | $ 105,000 | $ 0 |
| New Haven, Connecticut | 5 | $ 445,000 | $ 89,000 | $ 0 |
| DeKalb, Georgia | 5 | $ 835,000 | $ 167,000 | $ 170,000 |
| Knox, Illinois | 5 | $ 545,000 | $ 109,000 | $ 84,000 |
| Monroe, Indiana | 5 | $ 985,000 | $ 197,000 | $ 138,000 |
| Howard, Maryland | 5 | $ 465,000 | $ 93,000 | $ 0 |
| Jackson, Missouri | 5 | $ 1,035,000 | $ 207,000 | $ 126,000 |
| Hamilton, Ohio | 5 | $ 545,000 | $ 109,000 | $ 318,000 |
| Bucks, Pennsylvania | 5 | $ 545,000 | $ 109,000 | $ 0 |
| Kitsap, Washington | 5 | $ 725,000 | $ 145,000 | $ 120,000 |
| Pierce, Washington | 5 | $ 565,000 | $ 113,000 | $ 0 |
| Waukesha, Wisconsin | 5 | $ 1,265,000 | $ 253,000 | $ 103,000 |
| Kern, California | 4 | $ 220,000 | $ 55,000 | $ 0 |
| Nevada, California | 4 | $ 310,000 | $ 77,500 | $ 0 |
| San Benito, California | 4 | $ 230,000 | $ 57,500 | $ 0 |
| Weld, Colorado | 4 | $ 330,000 | $ 82,500 | $ 0 |
| District of Columbia, District Of Columbia | 4 | $ 370,000 | $ 92,500 | $ 0 |
| Brevard, Florida | 4 | $ 440,000 | $ 110,000 | $ 175,000 |
| Duval, Florida | 4 | $ 980,000 | $ 245,000 | $ 103,000 |
| Highlands, Florida | 4 | $ 570,000 | $ 142,500 | $ 101,000 |
| Monroe, Florida | 4 | $ 2,850,000 | $ 712,500 | $ 1,206,000 |
| Seminole, Florida | 4 | $ 540,000 | $ 135,000 | $ 220,000 |
| Gwinnett, Georgia | 4 | $ 400,000 | $ 100,000 | $ 93,000 |
| Ada, Idaho | 4 | $ 360,000 | $ 90,000 | $ 0 |
| Jersey, Illinois | 4 | $ 760,000 | $ 190,000 | $ 77,000 |
| Winnebago, Illinois | 4 | $ 870,000 | $ 217,500 | $ 166,000 |
| Madison, Indiana | 4 | $ 750,000 | $ 187,500 | $ 82,000 |
| Barnstable, Massachusetts | 4 | $ 370,000 | $ 92,500 | $ 0 |
| Berrien, Michigan | 4 | $ 1,940,000 | $ 485,000 | $ 413,000 |
| Warren, Missouri | 4 | $ 650,000 | $ 162,500 | $ 77,000 |
| Douglas, Nebraska | 4 | $ 1,190,000 | $ 297,500 | $ 302,000 |
| Monmouth, New Jersey | 4 | $ 440,000 | $ 110,000 | $ 0 |
| Delaware, Pennsylvania | 4 | $ 690,000 | $ 172,500 | $ 223,000 |
| Philadelphia, Pennsylvania | 4 | $ 280,000 | $ 70,000 | $ 0 |
| Fairfax, Virginia | 4 | $ 380,000 | $ 95,000 | $ 0 |
| Milwaukee, Wisconsin | 4 | $ 820,000 | $ 205,000 | $ 105,000 |
| Baldwin, Alabama | 3 | $ 445,000 | $ 148,333 | $ 58,000 |
| Humboldt, California | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Napa, California | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Santa Barbara, California | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Adams, Colorado | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Arapahoe, Colorado | 3 | $ 305,000 | $ 101,666 | $ 0 |
| Eagle, Colorado | 3 | $ 525,000 | $ 175,000 | $ 875,000 |
| El Paso, Colorado | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Larimer, Colorado | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Hartford, Connecticut | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Manatee, Florida | 3 | $ 285,000 | $ 95,000 | $ 106,000 |
| Walton, Florida | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Chatham, Georgia | 3 | $ 495,000 | $ 165,000 | $ 135,000 |
| Cobb, Georgia | 3 | $ 285,000 | $ 95,000 | $ 70,000 |
| Forsyth, Georgia | 3 | $ 565,000 | $ 188,333 | $ 196,000 |
| Paulding, Georgia | 3 | $ 295,000 | $ 98,333 | $ 98,000 |
| Richmond, Georgia | 3 | $ 875,000 | $ 291,666 | $ 0 |
| Kootenai, Idaho | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Boone, Illinois | 3 | $ 1,435,000 | $ 478,333 | $ 548,000 |
| Christian, Illinois | 3 | $ 155,000 | $ 51,666 | $ 60,000 |
| Effingham, Illinois | 3 | $ 565,000 | $ 188,333 | $ 186,000 |
| Fulton, Illinois | 3 | $ 105,000 | $ 35,000 | $ 77,000 |
| Marion, Illinois | 3 | $ 315,000 | $ 105,000 | $ 168,000 |
| Norfolk, Massachusetts | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Muskegon, Michigan | 3 | $ 855,000 | $ 285,000 | $ 58,000 |
| Van Buren, Michigan | 3 | $ 955,000 | $ 318,333 | $ 232,000 |
| Washtenaw, Michigan | 3 | $ 3,765,000 | $ 1,255,000 | $ 97,000 |
| Hennepin, Minnesota | 3 | $ 575,000 | $ 191,666 | $ 0 |
| Callaway, Missouri | 3 | $ 455,000 | $ 151,666 | $ 42,000 |
| Clay, Missouri | 3 | $ 865,000 | $ 288,333 | $ 94,000 |
| St. Francois, Missouri | 3 | $ 695,000 | $ 231,666 | $ 417,000 |
| Kings, New York | 3 | $ 305,000 | $ 101,666 | $ 0 |
| Suffolk, New York | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Wake, North Carolina | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Franklin, Ohio | 3 | $ 365,000 | $ 121,666 | $ 118,000 |
| Lane, Oregon | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Yamhill, Oregon | 3 | $ 265,000 | $ 88,333 | $ 0 |
| Chester, Pennsylvania | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Williamson, Tennessee | 3 | $ 1,825,000 | $ 608,333 | $ 280,000 |
| Summit, Utah | 3 | $ 975,000 | $ 325,000 | $ 479,000 |
| Spokane, Washington | 3 | $ 435,000 | $ 145,000 | $ 252,000 |
| Dane, Wisconsin | 3 | $ 465,000 | $ 155,000 | $ 123,000 |
| Mohave, Arizona | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Calaveras, California | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Inyo, California | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Marin, California | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Merced, California | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Sutter, California | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Sussex, Delaware | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Citrus, Florida | 2 | $ 410,000 | $ 205,000 | $ 126,000 |
| Indian River, Florida | 2 | $ 310,000 | $ 155,000 | $ 120,000 |
| Lake, Florida | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Pasco, Florida | 2 | $ 540,000 | $ 270,000 | $ 273,000 |
| St. Johns, Florida | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| Volusia, Florida | 2 | $ 400,000 | $ 200,000 | $ 61,000 |
| Fayette, Georgia | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Bond, Illinois | 2 | $ 450,000 | $ 225,000 | $ 91,000 |
| Cumberland, Illinois | 2 | $ 120,000 | $ 60,000 | $ 52,000 |
| Jefferson, Illinois | 2 | $ 370,000 | $ 185,000 | $ 113,000 |
| Lee, Illinois | 2 | $ 590,000 | $ 295,000 | $ 89,000 |
| Bartholomew, Indiana | 2 | $ 520,000 | $ 260,000 | $ 98,000 |
| Brown, Indiana | 2 | $ 410,000 | $ 205,000 | $ 206,000 |
| Henry, Indiana | 2 | $ 430,000 | $ 215,000 | $ 71,000 |
| Jefferson, Indiana | 2 | $ 130,000 | $ 65,000 | $ 30,000 |
| Kosciusko, Indiana | 2 | $ 650,000 | $ 325,000 | $ 260,000 |
| LaPorte, Indiana | 2 | $ 230,000 | $ 115,000 | $ 64,000 |
| Putnam, Indiana | 2 | $ 860,000 | $ 430,000 | $ 368,000 |
| Shelby, Indiana | 2 | $ 500,000 | $ 250,000 | $ 61,000 |
| Tippecanoe, Indiana | 2 | $ 230,000 | $ 115,000 | $ 113,000 |
| Scott, Iowa | 2 | $ 370,000 | $ 185,000 | $ 174,000 |
| Riley, Kansas | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| Marshall, Kentucky | 2 | $ 600,000 | $ 300,000 | $ 51,000 |
| Trigg, Kentucky | 2 | $ 180,000 | $ 90,000 | $ 83,000 |
| Anne Arundel, Maryland | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Carroll, Maryland | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Montgomery, Maryland | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Bristol, Massachusetts | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Livingston, Michigan | 2 | $ 570,000 | $ 285,000 | $ 153,000 |
| St. Joseph, Michigan | 2 | $ 340,000 | $ 170,000 | $ 131,000 |
| Wayne, Michigan | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| Boone, Missouri | 2 | $ 580,000 | $ 290,000 | $ 132,000 |
| Cape Girardeau, Missouri | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| Pettis, Missouri | 2 | $ 1,120,000 | $ 560,000 | $ 0 |
| Hillsborough, New Hampshire | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Camden, New Jersey | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Essex, New Jersey | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Morris, New Jersey | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Ocean, New Jersey | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Santa Fe, New Mexico | 2 | $ 500,000 | $ 250,000 | $ 114,000 |
| Dutchess, New York | 2 | $ 310,000 | $ 155,000 | $ 103,000 |
| Mecklenburg, North Carolina | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Delaware, Ohio | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Tulsa, Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 115,000 |
| Northampton, Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Washington, Rhode Island | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Greenville, South Carolina | 2 | $ 220,000 | $ 110,000 | $ 161,000 |
| Sevier, Tennessee | 2 | $ 670,000 | $ 335,000 | $ 352,000 |
| Denton, Texas | 2 | $ 490,000 | $ 245,000 | $ 161,000 |
| Harris, Texas | 2 | $ 350,000 | $ 175,000 | $ 208,000 |
| Davis, Utah | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Wasatch, Utah | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Chesapeake, Virginia | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Prince William, Virginia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Virginia Beach, Virginia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Kenosha, Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 57,000 |
| Randolph, Alabama | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Coconino, Arizona | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Pinal, Arizona | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Benton, Arkansas | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| Imperial, California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madera, California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Mendocino, California | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Shasta, California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Stanislaus, California | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tuolumne, California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Yolo, California | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Boulder, Colorado | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Broomfield, Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Custer, Colorado | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Grand, Colorado | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Park, Colorado | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Pitkin, Colorado | 1 | $ 695,000 | $ 695,000 | $ 1,465,000 |
| Pueblo, Colorado | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Summit, Colorado | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Teller, Colorado | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Litchfield, Connecticut | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Middlesex, Connecticut | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Kent, Delaware | 1 | $ 65,000 | $ 65,000 | $ 0 |
| DeSoto, Florida | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Escambia, Florida | 1 | $ 75,000 | $ 75,000 | $ 325,000 |
| Hendry, Florida | 1 | $ 195,000 | $ 195,000 | $ 192,000 |
| Hernando, Florida | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Martin, Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Osceola, Florida | 1 | $ 965,000 | $ 965,000 | $ 239,000 |
| Polk, Florida | 1 | $ 325,000 | $ 325,000 | $ 242,000 |
| Santa Rosa, Florida | 1 | $ 805,000 | $ 805,000 | $ 277,000 |
| Sumter, Florida | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Gilmer, Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hall, Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Henry, Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Jackson, Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Rockdale, Georgia | 1 | $ 425,000 | $ 425,000 | $ 91,000 |
| Bannock, Idaho | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Calhoun, Illinois | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Clark, Illinois | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Jasper, Illinois | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Menard, Illinois | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Mercer, Illinois | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Montgomery, Illinois | 1 | $ 395,000 | $ 395,000 | $ 505,000 |
| Perry, Illinois | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Rock Island, Illinois | 1 | $ 2,175,000 | $ 2,175,000 | $ 0 |
| Stark, Illinois | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Stephenson, Illinois | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Warren, Illinois | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| Washington, Illinois | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Whiteside, Illinois | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Decatur, Indiana | 1 | $ 295,000 | $ 295,000 | $ 490,000 |
| Elkhart, Indiana | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Fountain, Indiana | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Gibson, Indiana | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Grant, Indiana | 1 | $ 6,485,000 | $ 6,485,000 | $ 0 |
| Lawrence, Indiana | 1 | $ 145,000 | $ 145,000 | $ 218,000 |
| Owen, Indiana | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Vanderburgh, Indiana | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Warren, Indiana | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Warrick, Indiana | 1 | $ 365,000 | $ 365,000 | $ 122,000 |
| White, Indiana | 1 | $ 345,000 | $ 345,000 | $ 233,000 |
| Butler, Kansas | 1 | $ 405,000 | $ 405,000 | $ 286,000 |
| Sedgwick, Kansas | 1 | $ 275,000 | $ 275,000 | $ 210,000 |
| Campbell, Kentucky | 1 | $ 305,000 | $ 305,000 | $ 137,000 |
| Daviess, Kentucky | 1 | $ 13,435,000 | $ 13,435,000 | $ 0 |
| Cumberland, Maine | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Baltimore, Maryland | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Baltimore City, Maryland | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Dorchester, Maryland | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Worcester, Maryland | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hampden, Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Allegan, Michigan | 1 | $ 145,000 | $ 145,000 | $ 190,000 |
| Crawford, Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Kent, Michigan | 1 | $ 16,675,000 | $ 16,675,000 | $ 0 |
| Macomb, Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Manistee, Michigan | 1 | $ 415,000 | $ 415,000 | $ 167,000 |
| Ottawa, Michigan | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Saginaw, Michigan | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Cass, Minnesota | 1 | $ 335,000 | $ 335,000 | $ 224,000 |
| Dakota, Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Olmsted, Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| DeSoto, Mississippi | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Tishomingo, Mississippi | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Crawford, Missouri | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Howell, Missouri | 1 | $ 9,225,000 | $ 9,225,000 | $ 0 |
| Miller, Missouri | 1 | $ 265,000 | $ 265,000 | $ 194,000 |
| Montgomery, Missouri | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Perry, Missouri | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Pike, Missouri | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Platte, Missouri | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Stone, Missouri | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Webster, Missouri | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| Flathead, Montana | 1 | $ 355,000 | $ 355,000 | $ 269,000 |
| Missoula, Montana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sarpy, Nebraska | 1 | $ 105,000 | $ 105,000 | $ 194,000 |
| Carson City, Nevada | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Douglas, Nevada | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hunterdon, New Jersey | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Mercer, New Jersey | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Passaic, New Jersey | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Somerset, New Jersey | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Sussex, New Jersey | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Socorro, New Mexico | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Erie, New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
| New York, New York | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Putnam, New York | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Queens, New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Richmond, New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rockland, New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Schoharie, New York | 1 | $ 175,000 | $ 175,000 | $ 131,000 |
| Westchester, New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Chatham, North Carolina | 1 | $ 435,000 | $ 435,000 | $ 159,000 |
| Craven, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Forsyth, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Iredell, North Carolina | 1 | $ 475,000 | $ 475,000 | $ 175,000 |
| Union, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Burleigh, North Dakota | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Clermont, Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Cuyahoga, Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Union, Ohio | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Polk, Oregon | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Allegheny, Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Butler, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Kent, Rhode Island | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Newport, Rhode Island | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Providence, Rhode Island | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Charleston, South Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Horry, South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Knox, Tennessee | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Marion, Tennessee | 1 | $ 345,000 | $ 345,000 | $ 148,000 |
| Collin, Texas | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
| Tarrant, Texas | 1 | $ 665,000 | $ 665,000 | $ 255,000 |
| Tom Green, Texas | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Sanpete, Utah | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Tooele, Utah | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Washington, Utah | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Weber, Utah | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Arlington, Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Gloucester, Virginia | 1 | $ 375,000 | $ 375,000 | $ 156,000 |
| Hanover, Virginia | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Richmond City, Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Stafford, Virginia | 1 | $ 385,000 | $ 385,000 | $ 193,000 |
| Suffolk, Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Benton, Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Franklin, Washington | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Klickitat, Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Skagit, Washington | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Thurston, Washington | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Whatcom, Washington | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Door, Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 158,000 |
| Florence, Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 359,000 |
| Green Lake, Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lincoln, Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 156,000 |
| Sawyer, Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Sheboygan, Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Laramie, Wyoming | 1 | $ 75,000 | $ 75,000 | $ 0 |
Mortgage Loan Application Detail Totals for Busey Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,318 | $772,600,000 | $232,000 | $25,115,000 | $113,000 | $2,113,000 |
| Refinancing | 1,877 | $523,005,000 | $278,000 | $18,255,000 | $150,000 | $5,969,000 |
| Other Purpose | 718 | $53,680,000 | $74,000 | $2,475,000 | $128,000 | $3,146,000 |
| Cash-out Refinancing | 627 | $144,935,000 | $231,000 | $3,085,000 | $137,000 | $3,050,000 |
| Not Applicable | 561 | $48,355,000 | $86,000 | $225,000 | $0 | $0 |
| Home Improvement | 428 | $27,240,000 | $63,000 | $545,000 | $114,000 | $590,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,992 | $930,680,000 | $186,000 | $3,085,000 | $128,000 | $5,969,000 |
| Not applicable | 1,549 | $461,855,000 | $298,000 | $25,115,000 | $0 | $0 |
| Black or African American | 290 | $48,350,000 | $166,000 | $725,000 | $88,000 | $948,000 |
| Not Provided | 259 | $44,915,000 | $173,000 | $2,475,000 | $138,000 | $886,000 |
| Hispanic | 214 | $32,220,000 | $150,000 | $615,000 | $86,000 | $590,000 |
| Asian | 193 | $46,925,000 | $243,000 | $2,385,000 | $157,000 | $1,580,000 |
| American Indian or Alaskan Native | 10 | $1,110,000 | $111,000 | $295,000 | $138,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $960,000 | $240,000 | $385,000 | $139,000 | $228,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,852 | $1,441,640,000 | $210,000 | $25,115,000 | $134,000 | $5,969,000 |
| FHA-insured (Federal Housing Administration) | 421 | $78,205,000 | $185,000 | $375,000 | $71,000 | $335,000 |
| VA-guaranteed (Veterans Administration) | 173 | $40,395,000 | $233,000 | $965,000 | $76,000 | $239,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 83 | $9,575,000 | $115,000 | $225,000 | $52,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,908 | $1,149,630,000 | $234,000 | $18,255,000 | $130,000 | $5,969,000 |
| Loan Purchased By The Institution | 1,306 | $111,750,000 | $85,000 | $225,000 | $0 | $0 |
| Application Withdrawn By Applicant | 698 | $143,790,000 | $206,000 | $2,795,000 | $129,000 | $2,433,000 |
| Application Denied By Financial Institution | 472 | $82,140,000 | $174,000 | $25,115,000 | $83,000 | $948,000 |
| File Closed For Incompleteness | 84 | $21,830,000 | $259,000 | $2,005,000 | $162,000 | $1,510,000 |
| Application Approved But Not Accepted | 61 | $60,675,000 | $994,000 | $23,455,000 | $133,000 | $808,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,057 | $1,487,675,000 | $210,000 | $23,455,000 | $130,000 | $5,969,000 |
| Debt-To-Income Ratio | 155 | $19,855,000 | $128,000 | $725,000 | $61,000 | $603,000 |
| Credit History | 146 | $11,940,000 | $81,000 | $405,000 | $91,000 | $948,000 |
| Collateral | 93 | $12,765,000 | $137,000 | $1,485,000 | $116,000 | $630,000 |
| Other | 39 | $31,325,000 | $803,000 | $25,115,000 | $81,000 | $288,000 |
| Unverifiable Information | 12 | $2,370,000 | $197,000 | $525,000 | $67,000 | $131,000 |
| Employment History | 12 | $1,300,000 | $108,000 | $315,000 | $40,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,070,000 | $172,000 | $375,000 | $46,000 | $84,000 |
| Credit Application Incomplete | 3 | $515,000 | $171,000 | $335,000 | $82,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Busey Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Busey Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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