Capital Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Capital Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Bank, National Association One Church St Suite 300 Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,481 |
| Total Mortgage Loan Application Amount | $887,305,000 |
| Average Mortgage Loan Application Amount | $334,750 |
| Highest Mortgage Loan Application Amount | $6,405,000 |
| Average Applicant Income | $160,250 |
| Highest Applicant Income | $2,188,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Capital Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Capital Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Bank, National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 347 | $ 160,905,000 | $ 463,000 | $ 126,000 |
| Fairfax County Virginia | 132 | $ 63,770,000 | $ 483,000 | $ 180,000 |
| Anne Arundel County Maryland | 131 | $ 40,635,000 | $ 310,000 | $ 110,000 |
| Baltimore County Maryland | 129 | $ 37,425,000 | $ 290,000 | $ 109,000 |
| Prince George's County Maryland | 115 | $ 34,685,000 | $ 301,000 | $ 92,000 |
| Montgomery County Maryland | 110 | $ 52,940,000 | $ 481,000 | $ 153,000 |
| Baltimore City County Maryland | 99 | $ 25,015,000 | $ 252,000 | $ 96,000 |
| Prince William County Virginia | 78 | $ 28,540,000 | $ 365,000 | $ 120,000 |
| Loudoun County Virginia | 53 | $ 24,225,000 | $ 457,000 | $ 162,000 |
| Harford County Maryland | 39 | $ 10,895,000 | $ 279,000 | $ 111,000 |
| Orange County Florida | 38 | $ 9,200,000 | $ 242,000 | $ 80,000 |
| Howard County Maryland | 35 | $ 14,325,000 | $ 409,000 | $ 153,000 |
| Alexandria County Virginia | 28 | $ 11,510,000 | $ 411,000 | $ 149,000 |
| Frederick County Maryland | 25 | $ 8,385,000 | $ 335,000 | $ 127,000 |
| Wake County North Carolina | 23 | $ 8,085,000 | $ 351,000 | $ 130,000 |
| Arlington County Virginia | 22 | $ 10,630,000 | $ 483,000 | $ 186,000 |
| Carroll County Maryland | 21 | $ 6,875,000 | $ 327,000 | $ 95,000 |
| Charles County Maryland | 20 | $ 11,520,000 | $ 576,000 | $ 78,000 |
| Maricopa County Arizona | 18 | $ 6,470,000 | $ 359,000 | $ 102,000 |
| Queen Anne's County Maryland | 18 | $ 5,330,000 | $ 296,000 | $ 125,000 |
| Clark County Nevada | 16 | $ 7,070,000 | $ 441,000 | $ 130,000 |
| Stafford County Virginia | 16 | $ 4,720,000 | $ 295,000 | $ 97,000 |
| Fauquier County Virginia | 13 | $ 4,915,000 | $ 378,000 | $ 122,000 |
| Cook County Illinois | 12 | $ 3,400,000 | $ 283,000 | $ 151,000 |
| Los Angeles County California | 11 | $ 5,025,000 | $ 456,000 | $ 130,000 |
| Duval County Florida | 11 | $ 2,415,000 | $ 219,000 | $ 68,000 |
| Hillsborough County Florida | 11 | $ 4,215,000 | $ 383,000 | $ 158,000 |
| Osceola County Florida | 11 | $ 3,085,000 | $ 280,000 | $ 71,000 |
| Spotsylvania County Virginia | 10 | $ 3,000,000 | $ 300,000 | $ 111,000 |
| Broward County Florida | 9 | $ 3,415,000 | $ 379,000 | $ 139,000 |
| Palm Beach County Florida | 9 | $ 2,845,000 | $ 316,000 | $ 130,000 |
| Cecil County Maryland | 9 | $ 1,975,000 | $ 219,000 | $ 73,000 |
| Middlesex County Massachusetts | 9 | $ 3,615,000 | $ 401,000 | $ 204,000 |
| Williamson County Tennessee | 9 | $ 4,085,000 | $ 453,000 | $ 171,000 |
| Pierce County Washington | 9 | $ 2,955,000 | $ 328,000 | $ 124,000 |
| San Diego County California | 8 | $ 3,670,000 | $ 458,000 | $ 162,000 |
| El Paso County Colorado | 8 | $ 3,300,000 | $ 412,000 | $ 159,000 |
| Pinellas County Florida | 8 | $ 2,680,000 | $ 335,000 | $ 103,000 |
| Sarasota County Florida | 8 | $ 1,710,000 | $ 213,000 | $ 91,000 |
| Seminole County Florida | 8 | $ 2,300,000 | $ 287,000 | $ 88,000 |
| Caroline County Maryland | 8 | $ 1,580,000 | $ 197,000 | $ 67,000 |
| Chesterfield County Virginia | 8 | $ 2,750,000 | $ 343,000 | $ 101,000 |
| Frederick County Virginia | 8 | $ 2,640,000 | $ 330,000 | $ 94,000 |
| Virginia Beach County Virginia | 8 | $ 3,100,000 | $ 387,000 | $ 113,000 |
| Collier County Florida | 7 | $ 2,585,000 | $ 369,000 | $ 276,000 |
| Calvert County Maryland | 7 | $ 2,845,000 | $ 406,000 | $ 126,000 |
| Jackson County Missouri | 7 | $ 2,255,000 | $ 322,000 | $ 127,000 |
| Montgomery County Pennsylvania | 7 | $ 2,145,000 | $ 306,000 | $ 129,000 |
| Collin County Texas | 7 | $ 2,365,000 | $ 337,000 | $ 107,000 |
| Harris County Texas | 7 | $ 2,295,000 | $ 327,000 | $ 184,000 |
| Sacramento County California | 6 | $ 2,310,000 | $ 385,000 | $ 166,000 |
| Sussex County Delaware | 6 | $ 2,280,000 | $ 380,000 | $ 269,000 |
| Lake County Florida | 6 | $ 1,490,000 | $ 248,000 | $ 73,000 |
| Manatee County Florida | 6 | $ 2,080,000 | $ 346,000 | $ 135,000 |
| Pasco County Florida | 6 | $ 1,740,000 | $ 290,000 | $ 70,000 |
| Plymouth County Massachusetts | 6 | $ 2,420,000 | $ 403,000 | $ 191,000 |
| Hennepin County Minnesota | 6 | $ 2,320,000 | $ 386,000 | $ 86,000 |
| Washoe County Nevada | 6 | $ 1,970,000 | $ 328,000 | $ 96,000 |
| York County Pennsylvania | 6 | $ 1,140,000 | $ 190,000 | $ 54,000 |
| King County Washington | 6 | $ 2,920,000 | $ 486,000 | $ 135,000 |
| Benton County Arkansas | 5 | $ 1,785,000 | $ 357,000 | $ 97,000 |
| Contra Costa County California | 5 | $ 2,505,000 | $ 501,000 | $ 198,000 |
| Miami-Dade County Florida | 5 | $ 1,675,000 | $ 335,000 | $ 98,000 |
| Okaloosa County Florida | 5 | $ 1,185,000 | $ 237,000 | $ 114,000 |
| Volusia County Florida | 5 | $ 1,375,000 | $ 275,000 | $ 62,000 |
| Cherokee County Georgia | 5 | $ 1,565,000 | $ 313,000 | $ 109,000 |
| Washington County Maryland | 5 | $ 875,000 | $ 175,000 | $ 60,000 |
| Worcester County Maryland | 5 | $ 1,855,000 | $ 371,000 | $ 304,000 |
| Suffolk County Massachusetts | 5 | $ 2,545,000 | $ 509,000 | $ 188,000 |
| Worcester County Massachusetts | 5 | $ 2,015,000 | $ 403,000 | $ 334,000 |
| Bucks County Pennsylvania | 5 | $ 1,815,000 | $ 363,000 | $ 177,000 |
| Dallas County Texas | 5 | $ 1,425,000 | $ 285,000 | $ 116,000 |
| Kern County California | 4 | $ 990,000 | $ 247,000 | $ 96,000 |
| San Bernardino County California | 4 | $ 1,330,000 | $ 332,000 | $ 58,000 |
| Yolo County California | 4 | $ 1,630,000 | $ 407,000 | $ 152,000 |
| Arapahoe County Colorado | 4 | $ 1,420,000 | $ 355,000 | $ 191,000 |
| Brevard County Florida | 4 | $ 880,000 | $ 220,000 | $ 77,000 |
| Polk County Florida | 4 | $ 870,000 | $ 217,000 | $ 53,000 |
| Gwinnett County Georgia | 4 | $ 1,150,000 | $ 287,000 | $ 60,000 |
| St. Mary's County Maryland | 4 | $ 910,000 | $ 227,000 | $ 84,000 |
| Talbot County Maryland | 4 | $ 1,270,000 | $ 317,000 | $ 89,000 |
| Norfolk County Massachusetts | 4 | $ 1,680,000 | $ 420,000 | $ 172,000 |
| Burlington County New Jersey | 4 | $ 1,050,000 | $ 262,000 | $ 129,000 |
| Craven County North Carolina | 4 | $ 710,000 | $ 177,000 | $ 109,000 |
| Nash County North Carolina | 4 | $ 1,010,000 | $ 252,000 | $ 81,000 |
| Oklahoma County Oklahoma | 4 | $ 1,030,000 | $ 257,000 | $ 65,000 |
| Allegheny County Pennsylvania | 4 | $ 910,000 | $ 227,000 | $ 83,000 |
| Chester County Pennsylvania | 4 | $ 1,370,000 | $ 342,000 | $ 168,000 |
| Greenville County South Carolina | 4 | $ 1,260,000 | $ 315,000 | $ 143,000 |
| Lancaster County South Carolina | 4 | $ 1,070,000 | $ 267,000 | $ 59,000 |
| El Paso County Texas | 4 | $ 1,160,000 | $ 290,000 | $ 145,000 |
| Tarrant County Texas | 4 | $ 1,250,000 | $ 312,000 | $ 121,000 |
| Fairfax City County Virginia | 4 | $ 1,670,000 | $ 417,000 | $ 141,000 |
| Hampton County Virginia | 4 | $ 520,000 | $ 130,000 | $ 83,000 |
| Norfolk County Virginia | 4 | $ 1,180,000 | $ 295,000 | $ 208,000 |
| York County Virginia | 4 | $ 1,580,000 | $ 395,000 | $ 92,000 |
| Berkeley County West Virginia | 4 | $ 1,390,000 | $ 347,000 | $ 115,000 |
| Baldwin County Alabama | 3 | $ 585,000 | $ 195,000 | $ 39,000 |
| Coconino County Arizona | 3 | $ 1,465,000 | $ 488,000 | $ 139,000 |
| Orange County California | 3 | $ 1,685,000 | $ 561,000 | $ 199,000 |
| Riverside County California | 3 | $ 1,045,000 | $ 348,000 | $ 484,000 |
| Larimer County Colorado | 3 | $ 1,765,000 | $ 588,000 | $ 125,000 |
| Weld County Colorado | 3 | $ 985,000 | $ 328,000 | $ 96,000 |
| Kent County Delaware | 3 | $ 755,000 | $ 251,000 | $ 67,000 |
| Marion County Florida | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Martin County Florida | 3 | $ 1,535,000 | $ 511,000 | $ 207,000 |
| St. Lucie County Florida | 3 | $ 795,000 | $ 265,000 | $ 81,000 |
| Cobb County Georgia | 3 | $ 805,000 | $ 268,000 | $ 135,000 |
| Fayette County Georgia | 3 | $ 935,000 | $ 311,000 | $ 32,000 |
| Ada County Idaho | 3 | $ 1,035,000 | $ 345,000 | $ 0 |
| Barnstable County Massachusetts | 3 | $ 1,095,000 | $ 365,000 | $ 0 |
| Oakland County Michigan | 3 | $ 775,000 | $ 258,000 | $ 113,000 |
| Washington County Minnesota | 3 | $ 1,065,000 | $ 355,000 | $ 110,000 |
| St. Charles County Missouri | 3 | $ 815,000 | $ 271,000 | $ 104,000 |
| Monmouth County New Jersey | 3 | $ 1,145,000 | $ 381,000 | $ 80,000 |
| Harnett County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 125,000 |
| Centre County Pennsylvania | 3 | $ 875,000 | $ 291,000 | $ 75,000 |
| Monroe County Pennsylvania | 3 | $ 905,000 | $ 301,000 | $ 103,000 |
| Philadelphia County Pennsylvania | 3 | $ 635,000 | $ 211,000 | $ 43,000 |
| Anderson County South Carolina | 3 | $ 875,000 | $ 291,000 | $ 80,000 |
| Berkeley County South Carolina | 3 | $ 795,000 | $ 265,000 | $ 140,000 |
| Charleston County South Carolina | 3 | $ 825,000 | $ 275,000 | $ 275,000 |
| Spartanburg County South Carolina | 3 | $ 825,000 | $ 275,000 | $ 42,000 |
| Rutherford County Tennessee | 3 | $ 985,000 | $ 328,000 | $ 55,000 |
| Wilson County Tennessee | 3 | $ 1,055,000 | $ 351,000 | $ 112,000 |
| Bexar County Texas | 3 | $ 1,205,000 | $ 401,000 | $ 190,000 |
| Augusta County Virginia | 3 | $ 1,025,000 | $ 341,000 | $ 105,000 |
| Chesapeake County Virginia | 3 | $ 1,025,000 | $ 341,000 | $ 113,000 |
| James City County Virginia | 3 | $ 1,015,000 | $ 338,000 | $ 124,000 |
| Manassas County Virginia | 3 | $ 1,165,000 | $ 388,000 | $ 135,000 |
| Etowah County Alabama | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
| Jefferson County Alabama | 2 | $ 420,000 | $ 210,000 | $ 48,000 |
| Madison County Alabama | 2 | $ 700,000 | $ 350,000 | $ 112,000 |
| Pima County Arizona | 2 | $ 470,000 | $ 235,000 | $ 85,000 |
| Pinal County Arizona | 2 | $ 490,000 | $ 245,000 | $ 99,000 |
| Yavapai County Arizona | 2 | $ 510,000 | $ 255,000 | $ 83,000 |
| White County Arkansas | 2 | $ 590,000 | $ 295,000 | $ 87,000 |
| Merced County California | 2 | $ 450,000 | $ 225,000 | $ 45,000 |
| Ventura County California | 2 | $ 850,000 | $ 425,000 | $ 156,000 |
| Adams County Colorado | 2 | $ 560,000 | $ 280,000 | $ 74,000 |
| Jefferson County Colorado | 2 | $ 1,010,000 | $ 505,000 | $ 120,000 |
| Pueblo County Colorado | 2 | $ 500,000 | $ 250,000 | $ 93,000 |
| Hartford County Connecticut | 2 | $ 520,000 | $ 260,000 | $ 0 |
| New London County Connecticut | 2 | $ 710,000 | $ 355,000 | $ 148,000 |
| New Castle County Delaware | 2 | $ 670,000 | $ 335,000 | $ 105,000 |
| Charlotte County Florida | 2 | $ 710,000 | $ 355,000 | $ 143,000 |
| Columbia County Florida | 2 | $ 550,000 | $ 275,000 | $ 90,000 |
| Escambia County Florida | 2 | $ 560,000 | $ 280,000 | $ 54,000 |
| St. Johns County Florida | 2 | $ 840,000 | $ 420,000 | $ 188,000 |
| Sumter County Florida | 2 | $ 520,000 | $ 260,000 | $ 108,000 |
| Coweta County Georgia | 2 | $ 320,000 | $ 160,000 | $ 65,000 |
| Fulton County Georgia | 2 | $ 1,050,000 | $ 525,000 | $ 292,000 |
| Hall County Georgia | 2 | $ 700,000 | $ 350,000 | $ 176,000 |
| Henry County Georgia | 2 | $ 500,000 | $ 250,000 | $ 141,000 |
| Houston County Georgia | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Spalding County Georgia | 2 | $ 430,000 | $ 215,000 | $ 0 |
| DuPage County Illinois | 2 | $ 580,000 | $ 290,000 | $ 163,000 |
| St. Clair County Illinois | 2 | $ 570,000 | $ 285,000 | $ 80,000 |
| Will County Illinois | 2 | $ 710,000 | $ 355,000 | $ 129,000 |
| Johnson County Indiana | 2 | $ 440,000 | $ 220,000 | $ 81,000 |
| Marion County Indiana | 2 | $ 550,000 | $ 275,000 | $ 66,000 |
| Jefferson County Kentucky | 2 | $ 420,000 | $ 210,000 | $ 49,000 |
| Bossier County Louisiana | 2 | $ 610,000 | $ 305,000 | $ 111,000 |
| Caddo County Louisiana | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Dorchester County Maryland | 2 | $ 440,000 | $ 220,000 | $ 141,000 |
| Garrett County Maryland | 2 | $ 630,000 | $ 315,000 | $ 458,000 |
| Wicomico County Maryland | 2 | $ 370,000 | $ 185,000 | $ 68,000 |
| Ottawa County Michigan | 2 | $ 640,000 | $ 320,000 | $ 175,000 |
| St. Louis County Missouri | 2 | $ 950,000 | $ 475,000 | $ 48,000 |
| Flathead County Montana | 2 | $ 500,000 | $ 250,000 | $ 68,000 |
| Douglas County Nebraska | 2 | $ 780,000 | $ 390,000 | $ 142,000 |
| Hillsborough County New Hampshire | 2 | $ 620,000 | $ 310,000 | $ 88,000 |
| Cape May County New Jersey | 2 | $ 760,000 | $ 380,000 | $ 168,000 |
| Santa Fe County New Mexico | 2 | $ 820,000 | $ 410,000 | $ 140,000 |
| Putnam County New York | 2 | $ 1,030,000 | $ 515,000 | $ 169,000 |
| Alamance County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Cumberland County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 125,000 |
| Durham County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 103,000 |
| Johnston County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 112,000 |
| Mecklenburg County North Carolina | 2 | $ 880,000 | $ 440,000 | $ 162,000 |
| Onslow County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 59,000 |
| Polk County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 165,000 |
| Union County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 41,000 |
| Cuyahoga County Ohio | 2 | $ 530,000 | $ 265,000 | $ 131,000 |
| Delaware County Ohio | 2 | $ 530,000 | $ 265,000 | $ 111,000 |
| Franklin County Ohio | 2 | $ 390,000 | $ 195,000 | $ 66,000 |
| Greene County Ohio | 2 | $ 730,000 | $ 365,000 | $ 111,000 |
| Wood County Ohio | 2 | $ 320,000 | $ 160,000 | $ 53,000 |
| Lane County Oregon | 2 | $ 590,000 | $ 295,000 | $ 60,000 |
| Beaver County Pennsylvania | 2 | $ 670,000 | $ 335,000 | $ 95,000 |
| Franklin County Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 142,000 |
| Lancaster County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 73,000 |
| Lehigh County Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 151,000 |
| Union County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Beaufort County South Carolina | 2 | $ 720,000 | $ 360,000 | $ 128,000 |
| Horry County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 82,000 |
| Lexington County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 96,000 |
| Richland County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 141,000 |
| Sumter County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 152,000 |
| Hamilton County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 129,000 |
| Shelby County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 145,000 |
| Sumner County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 89,000 |
| Bell County Texas | 2 | $ 490,000 | $ 245,000 | $ 85,000 |
| Denton County Texas | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Nueces County Texas | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Travis County Texas | 2 | $ 680,000 | $ 340,000 | $ 118,000 |
| Davis County Utah | 2 | $ 640,000 | $ 320,000 | $ 70,000 |
| Salt Lake County Utah | 2 | $ 560,000 | $ 280,000 | $ 81,000 |
| Utah County Utah | 2 | $ 650,000 | $ 325,000 | $ 125,000 |
| Caroline County Virginia | 2 | $ 390,000 | $ 195,000 | $ 85,000 |
| Falls Church County Virginia | 2 | $ 650,000 | $ 325,000 | $ 95,000 |
| Hanover County Virginia | 2 | $ 600,000 | $ 300,000 | $ 235,000 |
| Louisa County Virginia | 2 | $ 1,040,000 | $ 520,000 | $ 436,000 |
| Manassas Park County Virginia | 2 | $ 550,000 | $ 275,000 | $ 107,000 |
| Westmoreland County Virginia | 2 | $ 540,000 | $ 270,000 | $ 138,000 |
| Kitsap County Washington | 2 | $ 650,000 | $ 325,000 | $ 70,000 |
| Spokane County Washington | 2 | $ 550,000 | $ 275,000 | $ 92,000 |
| Portage County Wisconsin | 2 | $ 630,000 | $ 315,000 | $ 149,000 |
| Cherokee County Alabama | 1 | $ 115,000 | $ 115,000 | $ 242,000 |
| Lee County Alabama | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Limestone County Alabama | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 235,000 | $ 235,000 | $ 133,000 |
| Pike County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Juneau County Alaska | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Cochise County Arizona | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Mohave County Arizona | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| Crawford County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Garland County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lonoke County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Pulaski County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Alameda County California | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Mariposa County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Mendocino County California | 1 | $ 355,000 | $ 355,000 | $ 144,000 |
| Mono County California | 1 | $ 475,000 | $ 475,000 | $ 90,000 |
| Monterey County California | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Napa County California | 1 | $ 465,000 | $ 465,000 | $ 390,000 |
| Nevada County California | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Placer County California | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Shasta County California | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Tulare County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Yuba County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Denver County Colorado | 1 | $ 355,000 | $ 355,000 | $ 200,000 |
| Douglas County Colorado | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Eagle County Colorado | 1 | $ 485,000 | $ 485,000 | $ 153,000 |
| Elbert County Colorado | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Lake County Colorado | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| Otero County Colorado | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Summit County Colorado | 1 | $ 315,000 | $ 315,000 | $ 155,000 |
| Fairfield County Connecticut | 1 | $ 555,000 | $ 555,000 | $ 158,000 |
| Middlesex County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 405,000 | $ 405,000 | $ 475,000 |
| Clay County Florida | 1 | $ 375,000 | $ 375,000 | $ 69,000 |
| Hernando County Florida | 1 | $ 245,000 | $ 245,000 | $ 127,000 |
| Highlands County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lee County Florida | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Taylor County Florida | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Walton County Florida | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Washington County Florida | 1 | $ 205,000 | $ 205,000 | $ 167,000 |
| Bryan County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 295,000 | $ 295,000 | $ 164,000 |
| Dawson County Georgia | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| DeKalb County Georgia | 1 | $ 355,000 | $ 355,000 | $ 152,000 |
| Effingham County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Fannin County Georgia | 1 | $ 385,000 | $ 385,000 | $ 84,000 |
| Heard County Georgia | 1 | $ 295,000 | $ 295,000 | $ 176,000 |
| Jackson County Georgia | 1 | $ 275,000 | $ 275,000 | $ 186,000 |
| Paulding County Georgia | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Pickens County Georgia | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Putnam County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Wayne County Georgia | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Honolulu County Hawaii | 1 | $ 545,000 | $ 545,000 | $ 148,000 |
| Maui County Hawaii | 1 | $ 555,000 | $ 555,000 | $ 79,000 |
| Canyon County Idaho | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Jersey County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Kendall County Illinois | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Macon County Illinois | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Madison County Illinois | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Tazewell County Illinois | 1 | $ 145,000 | $ 145,000 | $ 180,000 |
| Williamson County Illinois | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Brown County Indiana | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Floyd County Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Huntington County Indiana | 1 | $ 305,000 | $ 305,000 | $ 121,000 |
| Lake County Indiana | 1 | $ 375,000 | $ 375,000 | $ 194,000 |
| Monroe County Indiana | 1 | $ 295,000 | $ 295,000 | $ 184,000 |
| Porter County Indiana | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Polk County Iowa | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Scott County Iowa | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Johnson County Kansas | 1 | $ 425,000 | $ 425,000 | $ 129,000 |
| Christian County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 136,000 |
| Lafayette County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Rapides County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 0 |
| St. Landry County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| St. Tammany County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Allegany County Maryland | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Kent County Maryland | 1 | $ 515,000 | $ 515,000 | $ 127,000 |
| Bristol County Massachusetts | 1 | $ 345,000 | $ 345,000 | $ 119,000 |
| Essex County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 148,000 |
| Barry County Michigan | 1 | $ 225,000 | $ 225,000 | $ 166,000 |
| Ingham County Michigan | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Lapeer County Michigan | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Livingston County Michigan | 1 | $ 305,000 | $ 305,000 | $ 59,000 |
| Macomb County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Monroe County Michigan | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Carver County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Dakota County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Hubbard County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Scott County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| St. Louis County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Winona County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wright County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 96,000 |
| Cass County Missouri | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Greene County Missouri | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Johnson County Missouri | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Pettis County Missouri | 1 | $ 395,000 | $ 395,000 | $ 137,000 |
| Lewis and Clark County Montana | 1 | $ 345,000 | $ 345,000 | $ 126,000 |
| Missoula County Montana | 1 | $ 605,000 | $ 605,000 | $ 198,000 |
| Silver Bow County Montana | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Lancaster County Nebraska | 1 | $ 475,000 | $ 475,000 | $ 73,000 |
| Carson City County Nevada | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Merrimack County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Strafford County New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| Bergen County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Hunterdon County New Jersey | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 166,000 |
| Morris County New Jersey | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Warren County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 238,000 |
| Bernalillo County New Mexico | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Chenango County New York | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Nassau County New York | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
| Rensselaer County New York | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Warren County New York | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Brunswick County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Cabarrus County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Camden County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Carteret County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Catawba County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 87,000 |
| Davidson County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Forsyth County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Granville County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 160,000 |
| Henderson County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Hoke County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Lincoln County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 230,000 |
| Orange County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Rowan County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 187,000 |
| Burleigh County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Butler County Ohio | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Lucas County Ohio | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Pickaway County Ohio | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Richland County Ohio | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Stark County Ohio | 1 | $ 335,000 | $ 335,000 | $ 202,000 |
| Warren County Ohio | 1 | $ 365,000 | $ 365,000 | $ 95,000 |
| Clackamas County Oregon | 1 | $ 495,000 | $ 495,000 | $ 136,000 |
| Jackson County Oregon | 1 | $ 285,000 | $ 285,000 | $ 175,000 |
| Polk County Oregon | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Washington County Oregon | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Fulton County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 270,000 |
| Lebanon County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 243,000 |
| Venango County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Washington County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 135,000 |
| Kent County Rhode Island | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 485,000 | $ 485,000 | $ 160,000 |
| Providence County Rhode Island | 1 | $ 315,000 | $ 315,000 | $ 132,000 |
| Dorchester County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 306,000 |
| York County South Carolina | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Brown County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 20,000 |
| Dickson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Hawkins County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 30,000 |
| Jackson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Knox County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Sevier County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Washington County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Anderson County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Atascosa County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Bastrop County Texas | 1 | $ 345,000 | $ 345,000 | $ 134,000 |
| Comal County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Johnson County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| McLennan County Texas | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Montgomery County Texas | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Smith County Texas | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Williamson County Texas | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Wise County Texas | 1 | $ 225,000 | $ 225,000 | $ 240,000 |
| Wasatch County Utah | 1 | $ 355,000 | $ 355,000 | $ 233,000 |
| Washington County Utah | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Weber County Utah | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Appomattox County Virginia | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Bedford County Virginia | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Botetourt County Virginia | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Carroll County Virginia | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Charlottesville County Virginia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Clarke County Virginia | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Fredericksburg County Virginia | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Gloucester County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Harrisonburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Henrico County Virginia | 1 | $ 335,000 | $ 335,000 | $ 115,000 |
| Isle of Wight County Virginia | 1 | $ 485,000 | $ 485,000 | $ 0 |
| King George County Virginia | 1 | $ 385,000 | $ 385,000 | $ 84,000 |
| Lynchburg County Virginia | 1 | $ 385,000 | $ 385,000 | $ 354,000 |
| Newport News County Virginia | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
| Northumberland County Virginia | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Nottoway County Virginia | 1 | $ 315,000 | $ 315,000 | $ 154,000 |
| Rappahannock County Virginia | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
| Richmond County Virginia | 1 | $ 345,000 | $ 345,000 | $ 195,000 |
| Richmond City County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Smyth County Virginia | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| Staunton County Virginia | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| Warren County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Williamsburg County Virginia | 1 | $ 425,000 | $ 425,000 | $ 99,000 |
| Clallam County Washington | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Clark County Washington | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Mason County Washington | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Okanogan County Washington | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Snohomish County Washington | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Walla Walla County Washington | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Yakima County Washington | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Hampshire County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Jefferson County West Virginia | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Morgan County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Barron County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Dane County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| Oconto County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 59,000 |
| Waukesha County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| Fremont County Wyoming | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 355,000 | $ 355,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Capital Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,285 | $416,045,000 | $323,000 | $1,605,000 | $113,000 | $2,188,000 |
| Refinancing | 803 | $336,615,000 | $419,000 | $6,405,000 | $159,000 | $993,000 |
| Cash-out Refinancing | 392 | $134,390,000 | $342,000 | $2,125,000 | $127,000 | $1,190,000 |
| Other Purpose | 1 | $255,000 | $255,000 | $255,000 | $242,000 | $242,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,281 | $453,835,000 | $354,000 | $1,605,000 | $138,000 | $2,188,000 |
| Black or African American | 506 | $151,380,000 | $299,000 | $2,125,000 | $88,000 | $656,000 |
| Not Provided | 318 | $116,690,000 | $366,000 | $1,525,000 | $150,000 | $893,000 |
| Hispanic | 172 | $52,060,000 | $302,000 | $725,000 | $88,000 | $299,000 |
| Asian | 104 | $39,720,000 | $381,000 | $1,695,000 | $137,000 | $436,000 |
| Not applicable | 59 | $55,465,000 | $940,000 | $6,405,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $4,555,000 | $506,000 | $1,685,000 | $157,000 | $620,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $395,000 | $395,000 | $395,000 | $137,000 | $137,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,292 | $502,180,000 | $388,000 | $6,405,000 | $143,000 | $2,188,000 |
| VA-guaranteed (Veterans Administration) | 763 | $271,945,000 | $356,000 | $1,215,000 | $114,000 | $436,000 |
| FHA-insured (Federal Housing Administration) | 392 | $104,930,000 | $267,000 | $685,000 | $80,000 | $261,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $8,250,000 | $242,000 | $575,000 | $72,000 | $143,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,778 | $657,390,000 | $369,000 | $6,405,000 | $126,000 | $2,188,000 |
| Application Withdrawn By Applicant | 499 | $166,045,000 | $332,000 | $2,125,000 | $123,000 | $1,159,000 |
| File Closed For Incompleteness | 99 | $33,175,000 | $335,000 | $815,000 | $136,000 | $500,000 |
| Application Denied By Financial Institution | 84 | $25,290,000 | $301,000 | $1,245,000 | $95,000 | $495,000 |
| Application Approved But Not Accepted | 21 | $5,405,000 | $257,000 | $575,000 | $121,000 | $321,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,397 | $862,015,000 | $359,000 | $6,405,000 | $126,000 | $2,188,000 |
| Debt-To-Income Ratio | 35 | $10,275,000 | $293,000 | $715,000 | $71,000 | $269,000 |
| Credit History | 16 | $4,750,000 | $296,000 | $715,000 | $104,000 | $330,000 |
| Collateral | 14 | $2,910,000 | $207,000 | $435,000 | $83,000 | $125,000 |
| Other | 10 | $3,960,000 | $396,000 | $1,215,000 | $193,000 | $384,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,425,000 | $285,000 | $375,000 | $89,000 | $156,000 |
| Unverifiable Information | 3 | $725,000 | $241,000 | $315,000 | $55,000 | $77,000 |
| Employment History | 1 | $1,245,000 | $1,245,000 | $1,245,000 | $495,000 | $495,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.