Cardinal Financial Company, Limited Partnership
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Cardinal Financial Company, Limited Partnership 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Cardinal Financial Company, Limited Partnership
3701 Arco Corporate Dr., Suite 200
Sacramento, PA 28273
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 51,011
Total Mortgage Loan Application Amount $14,453,805,000
Average Mortgage Loan Application Amount $260,250
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $110,500
Highest Applicant Income $7,723,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Cardinal Financial Company, Limited Partnership. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cardinal Financial Company, Limited Partnership's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Cardinal Financial Company, Limited Partnership's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cardinal Financial Company, Limited Partnership serves its applicants.

Each category highlights the total number of mortgage applications processed by Cardinal Financial Company, Limited Partnership, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cardinal Financial Company, Limited Partnership's mortgage activity for 2023.

Mortgage Loan Application Totals for Cardinal Financial Company, Limited Partnership by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tarrant County Texas 934 $ 266,820,000 $ 285,000 $ 119,000
Harris County Texas 824 $ 226,240,000 $ 274,000 $ 139,000
Suffolk County New York 775 $ 370,805,000 $ 478,000 $ 168,000
Hillsborough County Florida 675 $ 200,425,000 $ 296,000 $ 126,000
Clark County Nevada 571 $ 210,985,000 $ 369,000 $ 152,000
El Paso County Texas 527 $ 114,005,000 $ 216,000 $ 106,000
Broward County Florida 508 $ 156,160,000 $ 307,000 $ 120,000
Dallas County Texas 492 $ 130,420,000 $ 265,000 $ 128,000
Bexar County Texas 474 $ 116,710,000 $ 246,000 $ 110,000
Maricopa County Arizona 450 $ 174,180,000 $ 387,000 $ 141,000
Elkhart County Indiana 385 $ 69,365,000 $ 180,000 $ 86,000
Pasco County Florida 380 $ 91,550,000 $ 240,000 $ 99,000
St. Joseph County Indiana 368 $ 56,580,000 $ 153,000 $ 74,000
Lee County Florida 365 $ 105,465,000 $ 288,000 $ 115,000
Nassau County New York 324 $ 172,380,000 $ 532,000 $ 168,000
Palm Beach County Florida 322 $ 109,380,000 $ 339,000 $ 130,000
Lubbock County Texas 316 $ 59,920,000 $ 189,000 $ 96,000
Pinellas County Florida 284 $ 89,230,000 $ 314,000 $ 124,000
Polk County Florida 280 $ 66,630,000 $ 237,000 $ 88,000
Denton County Texas 275 $ 102,935,000 $ 374,000 $ 155,000
Duval County Florida 267 $ 71,475,000 $ 267,000 $ 90,000
Salt Lake County Utah 251 $ 107,815,000 $ 429,000 $ 143,000
Miami-Dade County Florida 235 $ 86,455,000 $ 367,000 $ 176,000
Collin County Texas 229 $ 93,725,000 $ 409,000 $ 174,000
Knox County Tennessee 220 $ 60,760,000 $ 276,000 $ 99,000
Queens County New York 210 $ 118,170,000 $ 562,000 $ 156,000
Bay County Florida 191 $ 49,345,000 $ 258,000 $ 112,000
Collier County Florida 182 $ 68,400,000 $ 375,000 $ 144,000
Brevard County Florida 181 $ 58,755,000 $ 324,000 $ 118,000
Cook County Illinois 176 $ 41,190,000 $ 234,000 $ 119,000
San Diego County California 175 $ 98,325,000 $ 561,000 $ 197,000
St. Lucie County Florida 175 $ 55,545,000 $ 317,000 $ 111,000
Marion County Florida 170 $ 36,890,000 $ 217,000 $ 89,000
Hernando County Florida 162 $ 37,670,000 $ 232,000 $ 102,000
Fort Bend County Texas 162 $ 49,850,000 $ 307,000 $ 123,000
Johnson County Texas 159 $ 39,965,000 $ 251,000 $ 106,000
Orange County Florida 152 $ 47,180,000 $ 310,000 $ 131,000
Montgomery County Texas 151 $ 45,085,000 $ 298,000 $ 132,000
Shelby County Tennessee 150 $ 36,110,000 $ 240,000 $ 116,000
Clallam County Washington 149 $ 54,135,000 $ 363,000 $ 133,000
Hennepin County Minnesota 148 $ 36,280,000 $ 245,000 $ 104,000
Clark County Washington 148 $ 58,270,000 $ 393,000 $ 134,000
Parker County Texas 146 $ 47,630,000 $ 326,000 $ 146,000
Los Angeles County California 144 $ 73,840,000 $ 512,000 $ 154,000
Riverside County California 143 $ 61,915,000 $ 432,000 $ 137,000
Sullivan County Tennessee 143 $ 29,565,000 $ 206,000 $ 83,000
East Baton Rouge County Louisiana 142 $ 27,030,000 $ 190,000 $ 88,000
Galveston County Texas 142 $ 35,520,000 $ 250,000 $ 129,000
Mecklenburg County North Carolina 141 $ 42,215,000 $ 299,000 $ 135,000
Milwaukee County Wisconsin 140 $ 24,070,000 $ 171,000 $ 88,000
El Paso County Colorado 138 $ 63,520,000 $ 460,000 $ 151,000
Ector County Texas 137 $ 24,245,000 $ 176,000 $ 90,000
Ellis County Texas 133 $ 42,415,000 $ 318,000 $ 122,000
Sarasota County Florida 132 $ 45,320,000 $ 343,000 $ 170,000
Forsyth County North Carolina 130 $ 23,830,000 $ 183,000 $ 84,000
Fulton County Georgia 129 $ 42,405,000 $ 328,000 $ 124,000
Washoe County Nevada 127 $ 48,225,000 $ 379,000 $ 131,000
Prince George's County Maryland 124 $ 46,500,000 $ 375,000 $ 116,000
Kings County New York 124 $ 84,880,000 $ 684,000 $ 178,000
New Castle County Delaware 123 $ 38,045,000 $ 309,000 $ 121,000
Manatee County Florida 123 $ 41,745,000 $ 339,000 $ 122,000
Randall County Texas 123 $ 24,595,000 $ 199,000 $ 98,000
Volusia County Florida 119 $ 30,855,000 $ 259,000 $ 99,000
Sacramento County California 114 $ 47,270,000 $ 414,000 $ 155,000
Richmond County Georgia 114 $ 22,320,000 $ 195,000 $ 75,000
Imperial County California 113 $ 24,285,000 $ 214,000 $ 97,000
Fairfield County Connecticut 112 $ 45,490,000 $ 406,000 $ 152,000
New Haven County Connecticut 110 $ 33,270,000 $ 302,000 $ 124,000
Gwinnett County Georgia 108 $ 35,280,000 $ 326,000 $ 113,000
Columbia County Georgia 107 $ 30,285,000 $ 283,000 $ 115,000
Bernalillo County New Mexico 107 $ 38,315,000 $ 358,000 $ 149,000
Richland County South Carolina 106 $ 26,890,000 $ 253,000 $ 104,000
St. Louis County Missouri 105 $ 23,155,000 $ 220,000 $ 95,000
Richmond County New York 104 $ 49,140,000 $ 472,000 $ 156,000
King County Washington 104 $ 61,860,000 $ 594,000 $ 229,000
Jackson County Missouri 103 $ 17,785,000 $ 172,000 $ 89,000
Taylor County Texas 103 $ 21,385,000 $ 207,000 $ 84,000
Kaufman County Texas 102 $ 29,030,000 $ 284,000 $ 135,000
Utah County Utah 102 $ 44,320,000 $ 434,000 $ 133,000
DeKalb County Georgia 101 $ 25,185,000 $ 249,000 $ 89,000
Davis County Utah 100 $ 41,010,000 $ 410,000 $ 134,000
Brazoria County Texas 99 $ 25,165,000 $ 254,000 $ 110,000
San Bernardino County California 97 $ 34,835,000 $ 359,000 $ 116,000
Cobb County Georgia 96 $ 29,700,000 $ 309,000 $ 103,000
Baltimore City County Maryland 96 $ 20,310,000 $ 211,000 $ 90,000
Charlotte County Florida 94 $ 25,070,000 $ 266,000 $ 109,000
Pierce County Washington 94 $ 44,150,000 $ 469,000 $ 173,000
Guilford County North Carolina 93 $ 22,165,000 $ 238,000 $ 105,000
Essex County New Jersey 91 $ 39,975,000 $ 439,000 $ 144,000
Spartanburg County South Carolina 91 $ 18,325,000 $ 201,000 $ 71,000
Osceola County Florida 90 $ 30,570,000 $ 339,000 $ 116,000
Indian River County Florida 89 $ 29,995,000 $ 337,000 $ 176,000
Wayne County Michigan 89 $ 14,005,000 $ 157,000 $ 94,000
Sandoval County New Mexico 89 $ 31,325,000 $ 351,000 $ 121,000
Kent County Delaware 88 $ 26,010,000 $ 295,000 $ 104,000
Clay County Florida 88 $ 25,870,000 $ 293,000 $ 102,000
Montgomery County Tennessee 88 $ 21,410,000 $ 243,000 $ 90,000
Baldwin County Alabama 86 $ 21,740,000 $ 252,000 $ 108,000
Grayson County Texas 86 $ 20,830,000 $ 242,000 $ 131,000
DeSoto County Mississippi 85 $ 24,695,000 $ 290,000 $ 95,000
Hunt County Texas 85 $ 20,495,000 $ 241,000 $ 120,000
Fresno County California 84 $ 23,090,000 $ 274,000 $ 108,000
Philadelphia County Pennsylvania 84 $ 17,280,000 $ 205,000 $ 90,000
Davidson County Tennessee 84 $ 30,260,000 $ 360,000 $ 139,000
Washington County Tennessee 84 $ 17,580,000 $ 209,000 $ 85,000
Ocean County New Jersey 83 $ 31,225,000 $ 376,000 $ 150,000
Mobile County Alabama 82 $ 15,700,000 $ 191,000 $ 85,000
Livingston County Louisiana 82 $ 17,850,000 $ 217,000 $ 84,000
Lake County Florida 80 $ 22,950,000 $ 286,000 $ 105,000
Citrus County Florida 77 $ 14,645,000 $ 190,000 $ 81,000
Smith County Texas 77 $ 19,265,000 $ 250,000 $ 121,000
Pima County Arizona 76 $ 20,810,000 $ 273,000 $ 105,000
Clayton County Georgia 75 $ 16,335,000 $ 217,000 $ 68,000
Aiken County South Carolina 75 $ 15,805,000 $ 210,000 $ 78,000
Weber County Utah 75 $ 26,405,000 $ 352,000 $ 119,000
Stanislaus County California 74 $ 29,450,000 $ 397,000 $ 114,000
Pinal County Arizona 73 $ 19,965,000 $ 273,000 $ 91,000
Greenville County South Carolina 73 $ 19,565,000 $ 268,000 $ 84,000
Lexington County South Carolina 72 $ 17,240,000 $ 239,000 $ 85,000
Hood County Texas 71 $ 17,605,000 $ 247,000 $ 117,000
San Joaquin County California 70 $ 28,860,000 $ 412,000 $ 154,000
Anderson County South Carolina 70 $ 16,000,000 $ 228,000 $ 77,000
Cumberland County New Jersey 69 $ 13,905,000 $ 201,000 $ 78,000
Allegheny County Pennsylvania 69 $ 12,715,000 $ 184,000 $ 85,000
Rockwall County Texas 69 $ 26,985,000 $ 391,000 $ 137,000
Henderson County Texas 67 $ 16,685,000 $ 249,000 $ 146,000
Seminole County Florida 66 $ 23,030,000 $ 348,000 $ 134,000
Dakota County Minnesota 66 $ 17,750,000 $ 268,000 $ 101,000
Lancaster County Pennsylvania 66 $ 16,790,000 $ 254,000 $ 105,000
Benton County Washington 66 $ 23,210,000 $ 351,000 $ 166,000
Franklin County Ohio 65 $ 14,995,000 $ 230,000 $ 107,000
Horry County South Carolina 65 $ 15,995,000 $ 246,000 $ 88,000
Henry County Georgia 64 $ 19,470,000 $ 304,000 $ 95,000
Baltimore County Maryland 64 $ 20,260,000 $ 316,000 $ 100,000
Camden County New Jersey 64 $ 14,900,000 $ 232,000 $ 107,000
St. Johns County Florida 63 $ 23,235,000 $ 368,000 $ 129,000
Ascension County Louisiana 61 $ 15,685,000 $ 257,000 $ 96,000
Middlesex County New Jersey 61 $ 24,035,000 $ 394,000 $ 133,000
Travis County Texas 61 $ 23,035,000 $ 377,000 $ 147,000
Montgomery County Maryland 60 $ 25,370,000 $ 422,000 $ 125,000
Midland County Texas 60 $ 13,170,000 $ 219,000 $ 113,000
Williamson County Texas 60 $ 22,840,000 $ 380,000 $ 181,000
St. Tammany County Louisiana 59 $ 14,125,000 $ 239,000 $ 95,000
Westchester County New York 59 $ 30,335,000 $ 514,000 $ 168,000
Wake County North Carolina 59 $ 17,175,000 $ 291,000 $ 106,000
Cuyahoga County Ohio 59 $ 10,385,000 $ 176,000 $ 98,000
Blount County Tennessee 59 $ 15,205,000 $ 257,000 $ 103,000
Ramsey County Minnesota 58 $ 14,770,000 $ 254,000 $ 91,000
Burlington County New Jersey 58 $ 17,420,000 $ 300,000 $ 117,000
Madison County Alabama 57 $ 17,545,000 $ 307,000 $ 116,000
Anoka County Minnesota 56 $ 14,910,000 $ 266,000 $ 93,000
Jefferson County Missouri 56 $ 11,330,000 $ 202,000 $ 77,000
Bergen County New Jersey 56 $ 28,300,000 $ 505,000 $ 193,000
Monmouth County New Jersey 56 $ 22,950,000 $ 409,000 $ 140,000
Iredell County North Carolina 56 $ 13,380,000 $ 238,000 $ 80,000
Lehigh County Pennsylvania 56 $ 13,920,000 $ 248,000 $ 98,000
Solano County California 55 $ 25,965,000 $ 472,000 $ 145,000
Union County New Jersey 55 $ 23,395,000 $ 425,000 $ 146,000
Prince William County Virginia 55 $ 26,985,000 $ 490,000 $ 136,000
Virginia Beach County Virginia 55 $ 18,125,000 $ 329,000 $ 110,000
Waukesha County Wisconsin 55 $ 19,315,000 $ 351,000 $ 142,000
Spokane County Washington 54 $ 14,400,000 $ 266,000 $ 96,000
Passaic County New Jersey 53 $ 19,295,000 $ 364,000 $ 124,000
Rutherford County Tennessee 53 $ 14,545,000 $ 274,000 $ 86,000
Wise County Texas 53 $ 13,365,000 $ 252,000 $ 98,000
Snohomish County Washington 53 $ 28,395,000 $ 535,000 $ 156,000
Orange County California 52 $ 35,720,000 $ 686,000 $ 216,000
Santa Fe County New Mexico 52 $ 16,850,000 $ 324,000 $ 106,000
Catawba County North Carolina 52 $ 9,840,000 $ 189,000 $ 78,000
Davidson County North Carolina 52 $ 13,200,000 $ 253,000 $ 94,000
McMinn County Tennessee 52 $ 8,530,000 $ 164,000 $ 67,000
Douglas County Georgia 51 $ 14,215,000 $ 278,000 $ 93,000
DuPage County Illinois 51 $ 13,625,000 $ 267,000 $ 108,000
Lowndes County Mississippi 51 $ 8,755,000 $ 171,000 $ 58,000
Will County Illinois 50 $ 13,160,000 $ 263,000 $ 121,000
Oklahoma County Oklahoma 50 $ 11,790,000 $ 235,000 $ 105,000
Pickens County South Carolina 50 $ 10,580,000 $ 211,000 $ 77,000
Gaston County North Carolina 49 $ 12,445,000 $ 253,000 $ 102,000
York County South Carolina 48 $ 15,110,000 $ 314,000 $ 100,000
Fairfax County Virginia 48 $ 23,780,000 $ 495,000 $ 149,000
Jefferson County Wisconsin 48 $ 10,660,000 $ 222,000 $ 89,000
Rock County Wisconsin 48 $ 6,000,000 $ 125,000 $ 85,000
Hartford County Connecticut 47 $ 12,215,000 $ 259,000 $ 106,000
Newton County Georgia 47 $ 11,585,000 $ 246,000 $ 87,000
Tangipahoa County Louisiana 47 $ 11,035,000 $ 234,000 $ 89,000
Midland County Michigan 47 $ 9,605,000 $ 204,000 $ 103,000
Bronx County New York 47 $ 25,735,000 $ 547,000 $ 165,000
Cumberland County North Carolina 47 $ 12,015,000 $ 255,000 $ 97,000
Carter County Tennessee 47 $ 8,995,000 $ 191,000 $ 81,000
Paulding County Georgia 46 $ 13,370,000 $ 290,000 $ 103,000
Burke County North Carolina 46 $ 7,600,000 $ 165,000 $ 70,000
Berkeley County South Carolina 46 $ 14,810,000 $ 321,000 $ 101,000
Bell County Texas 46 $ 13,330,000 $ 289,000 $ 97,000
Alachua County Florida 45 $ 9,075,000 $ 201,000 $ 104,000
Plymouth County Massachusetts 45 $ 20,685,000 $ 459,000 $ 113,000
Montgomery County Pennsylvania 45 $ 12,555,000 $ 279,000 $ 134,000
Guadalupe County Texas 45 $ 12,835,000 $ 285,000 $ 113,000
Marion County Indiana 44 $ 9,410,000 $ 213,000 $ 173,000
Morris County New Jersey 44 $ 21,020,000 $ 477,000 $ 174,000
Greene County Tennessee 44 $ 8,750,000 $ 198,000 $ 83,000
District of Columbia County District Of Columbia 43 $ 21,385,000 $ 497,000 $ 143,000
Kane County Illinois 43 $ 10,105,000 $ 235,000 $ 101,000
Dorchester County South Carolina 43 $ 12,045,000 $ 280,000 $ 103,000
Jefferson County Tennessee 43 $ 10,225,000 $ 237,000 $ 84,000
Potter County Texas 43 $ 4,665,000 $ 108,000 $ 68,000
Merced County California 42 $ 15,030,000 $ 357,000 $ 136,000
Arapahoe County Colorado 42 $ 19,490,000 $ 464,000 $ 149,000
Jefferson County Louisiana 42 $ 9,450,000 $ 225,000 $ 101,000
Middlesex County Massachusetts 42 $ 19,500,000 $ 464,000 $ 146,000
Berrien County Michigan 42 $ 6,150,000 $ 146,000 $ 74,000
Anderson County Tennessee 42 $ 8,000,000 $ 190,000 $ 83,000
Weld County Colorado 41 $ 15,285,000 $ 372,000 $ 121,000
Anne Arundel County Maryland 41 $ 14,035,000 $ 342,000 $ 119,000
Dona Ana County New Mexico 41 $ 12,165,000 $ 296,000 $ 138,000
Rowan County North Carolina 41 $ 10,125,000 $ 246,000 $ 79,000
Charles County Maryland 40 $ 17,640,000 $ 441,000 $ 138,000
St. Louis City County Missouri 40 $ 7,620,000 $ 190,000 $ 112,000
Roane County Tennessee 40 $ 12,230,000 $ 305,000 $ 104,000
Jefferson County Alabama 39 $ 8,525,000 $ 218,000 $ 113,000
Lafayette County Louisiana 39 $ 8,265,000 $ 211,000 $ 86,000
Sussex County New Jersey 39 $ 11,025,000 $ 282,000 $ 107,000
Cowlitz County Washington 39 $ 9,505,000 $ 243,000 $ 88,000
Larimer County Colorado 38 $ 16,770,000 $ 441,000 $ 157,000
Kosciusko County Indiana 38 $ 7,610,000 $ 200,000 $ 83,000
Worcester County Massachusetts 38 $ 13,340,000 $ 351,000 $ 144,000
Somerset County New Jersey 38 $ 15,320,000 $ 403,000 $ 146,000
Comal County Texas 38 $ 12,110,000 $ 318,000 $ 121,000
Liberty County Texas 38 $ 8,000,000 $ 210,000 $ 90,000
Chesapeake County Virginia 38 $ 14,540,000 $ 382,000 $ 131,000
Sussex County Delaware 37 $ 9,735,000 $ 263,000 $ 105,000
Houston County Georgia 37 $ 6,825,000 $ 184,000 $ 86,000
Hudson County New Jersey 37 $ 18,265,000 $ 493,000 $ 161,000
Cabarrus County North Carolina 37 $ 11,225,000 $ 303,000 $ 103,000
Monroe County Pennsylvania 37 $ 8,005,000 $ 216,000 $ 102,000
Adams County Colorado 36 $ 12,970,000 $ 360,000 $ 109,000
Lake County Indiana 36 $ 6,670,000 $ 185,000 $ 79,000
Tulsa County Oklahoma 36 $ 9,530,000 $ 264,000 $ 113,000
Bucks County Pennsylvania 36 $ 11,970,000 $ 332,000 $ 130,000
Hawkins County Tennessee 36 $ 5,410,000 $ 150,000 $ 66,000
Monroe County Tennessee 36 $ 6,190,000 $ 171,000 $ 79,000
Sevier County Tennessee 36 $ 12,230,000 $ 339,000 $ 197,000
Racine County Wisconsin 36 $ 6,760,000 $ 187,000 $ 84,000
Lake County Illinois 35 $ 8,025,000 $ 229,000 $ 92,000
Jefferson County Kentucky 35 $ 8,285,000 $ 236,000 $ 95,000
Macomb County Michigan 35 $ 6,935,000 $ 198,000 $ 72,000
St. Charles County Missouri 35 $ 11,555,000 $ 330,000 $ 116,000
Gloucester County New Jersey 35 $ 8,725,000 $ 249,000 $ 109,000
Schuylkill County Pennsylvania 35 $ 5,085,000 $ 145,000 $ 68,000
Bristol County Massachusetts 34 $ 12,710,000 $ 373,000 $ 144,000
Orange County New York 34 $ 11,840,000 $ 348,000 $ 144,000
Johnston County North Carolina 34 $ 8,800,000 $ 258,000 $ 92,000
Cleveland County Oklahoma 34 $ 6,170,000 $ 181,000 $ 88,000
Charleston County South Carolina 34 $ 15,030,000 $ 442,000 $ 166,000
Orleans County Louisiana 33 $ 8,125,000 $ 246,000 $ 133,000
Loudon County Tennessee 33 $ 10,055,000 $ 304,000 $ 104,000
Greene County Missouri 32 $ 6,430,000 $ 200,000 $ 74,000
Davie County North Carolina 32 $ 7,050,000 $ 220,000 $ 77,000
York County Pennsylvania 32 $ 7,810,000 $ 244,000 $ 101,000
Dickson County Tennessee 32 $ 9,390,000 $ 293,000 $ 97,000
Contra Costa County California 31 $ 18,075,000 $ 583,000 $ 190,000
Placer County California 31 $ 15,505,000 $ 500,000 $ 181,000
Rockdale County Georgia 31 $ 8,725,000 $ 281,000 $ 94,000
Marshall County Indiana 31 $ 5,025,000 $ 162,000 $ 60,000
Polk County Iowa 31 $ 5,495,000 $ 177,000 $ 101,000
Scott County Iowa 31 $ 5,595,000 $ 180,000 $ 94,000
McDowell County North Carolina 31 $ 5,935,000 $ 191,000 $ 78,000
Delaware County Pennsylvania 31 $ 7,805,000 $ 251,000 $ 126,000
Luzerne County Pennsylvania 31 $ 4,765,000 $ 153,000 $ 60,000
Northampton County Pennsylvania 31 $ 7,825,000 $ 252,000 $ 105,000
Chambers County Texas 31 $ 8,425,000 $ 271,000 $ 110,000
Franklin County Washington 31 $ 9,565,000 $ 308,000 $ 119,000
Fond du Lac County Wisconsin 31 $ 5,345,000 $ 172,000 $ 80,000
Alameda County California 30 $ 21,590,000 $ 719,000 $ 277,000
Okaloosa County Florida 30 $ 9,260,000 $ 308,000 $ 116,000
Frederick County Maryland 30 $ 12,570,000 $ 419,000 $ 119,000
Ingham County Michigan 30 $ 4,550,000 $ 151,000 $ 83,000
Oakland County Michigan 30 $ 8,950,000 $ 298,000 $ 116,000
Saginaw County Michigan 30 $ 4,640,000 $ 154,000 $ 90,000
Atlantic County New Jersey 30 $ 6,700,000 $ 223,000 $ 106,000
Onslow County North Carolina 30 $ 7,140,000 $ 238,000 $ 100,000
Hamilton County Tennessee 30 $ 7,720,000 $ 257,000 $ 90,000
Sumner County Tennessee 30 $ 9,520,000 $ 317,000 $ 111,000
Hidalgo County Texas 30 $ 6,190,000 $ 206,000 $ 84,000
Tooele County Utah 30 $ 10,600,000 $ 353,000 $ 102,000
Honolulu County Hawaii 29 $ 17,195,000 $ 592,000 $ 118,000
Harrison County Mississippi 29 $ 4,945,000 $ 170,000 $ 102,000
Lincoln County North Carolina 29 $ 6,315,000 $ 217,000 $ 81,000
Chester County Pennsylvania 29 $ 10,765,000 $ 371,000 $ 131,000
Hamblen County Tennessee 29 $ 5,465,000 $ 188,000 $ 65,000
Morgan County Alabama 28 $ 6,510,000 $ 232,000 $ 83,000
Escambia County Florida 28 $ 6,160,000 $ 220,000 $ 92,000
Washington County Maryland 28 $ 8,070,000 $ 288,000 $ 103,000
Lancaster County South Carolina 28 $ 6,310,000 $ 225,000 $ 77,000
Hampton County Virginia 28 $ 6,270,000 $ 223,000 $ 88,000
Tazewell County Virginia 28 $ 4,000,000 $ 142,000 $ 66,000
Leon County Florida 27 $ 5,455,000 $ 202,000 $ 116,000
Liberty County Georgia 27 $ 6,215,000 $ 230,000 $ 75,000
Westmoreland County Pennsylvania 27 $ 6,155,000 $ 227,000 $ 98,000
Claiborne County Tennessee 27 $ 4,585,000 $ 169,000 $ 82,000
Williamson County Tennessee 27 $ 13,745,000 $ 509,000 $ 193,000
Washington County Wisconsin 27 $ 6,735,000 $ 249,000 $ 110,000
Nassau County Florida 26 $ 7,090,000 $ 272,000 $ 90,000
Santa Rosa County Florida 26 $ 7,090,000 $ 272,000 $ 95,000
Bibb County Georgia 26 $ 4,980,000 $ 191,000 $ 60,000
Pottawattamie County Iowa 26 $ 5,170,000 $ 198,000 $ 83,000
Cass County Michigan 26 $ 5,380,000 $ 206,000 $ 99,000
Wright County Minnesota 26 $ 7,050,000 $ 271,000 $ 102,000
Brunswick County North Carolina 26 $ 6,970,000 $ 268,000 $ 102,000
Caldwell County North Carolina 26 $ 4,930,000 $ 189,000 $ 76,000
Rockingham County North Carolina 26 $ 3,530,000 $ 135,000 $ 61,000
Union County North Carolina 26 $ 11,360,000 $ 436,000 $ 160,000
Berks County Pennsylvania 26 $ 6,050,000 $ 232,000 $ 83,000
Pike County Pennsylvania 26 $ 5,700,000 $ 219,000 $ 105,000
Cameron County Texas 26 $ 4,990,000 $ 191,000 $ 101,000
Winnebago County Wisconsin 26 $ 3,930,000 $ 151,000 $ 81,000
Yavapai County Arizona 25 $ 7,215,000 $ 288,000 $ 141,000
St. Joseph County Michigan 25 $ 2,935,000 $ 117,000 $ 59,000
Sherburne County Minnesota 25 $ 6,315,000 $ 252,000 $ 89,000
Robeson County North Carolina 25 $ 4,355,000 $ 174,000 $ 86,000
Multnomah County Oregon 25 $ 10,745,000 $ 429,000 $ 162,000
Cocke County Tennessee 25 $ 5,015,000 $ 200,000 $ 77,000
Loudoun County Virginia 25 $ 12,105,000 $ 484,000 $ 124,000
Limestone County Alabama 24 $ 5,920,000 $ 246,000 $ 98,000
Martin County Florida 24 $ 7,680,000 $ 320,000 $ 176,000
Carroll County Georgia 24 $ 4,900,000 $ 204,000 $ 64,000
McHenry County Illinois 24 $ 5,060,000 $ 210,000 $ 93,000
Mercer County New Jersey 24 $ 6,660,000 $ 277,000 $ 137,000
Dutchess County New York 24 $ 9,380,000 $ 390,000 $ 114,000
Buncombe County North Carolina 24 $ 6,400,000 $ 266,000 $ 73,000
Randolph County North Carolina 24 $ 4,960,000 $ 206,000 $ 86,000
Stokes County North Carolina 24 $ 4,200,000 $ 175,000 $ 86,000
Roanoke City County Virginia 24 $ 3,990,000 $ 166,000 $ 70,000
Kern County California 23 $ 7,215,000 $ 313,000 $ 91,000
Yuba County California 23 $ 6,945,000 $ 301,000 $ 105,000
Eaton County Michigan 23 $ 5,725,000 $ 248,000 $ 104,000
Grand Traverse County Michigan 23 $ 6,535,000 $ 284,000 $ 96,000
Valencia County New Mexico 23 $ 5,715,000 $ 248,000 $ 93,000
Rockland County New York 23 $ 12,785,000 $ 555,000 $ 252,000
Surry County North Carolina 23 $ 3,985,000 $ 173,000 $ 78,000
Lebanon County Pennsylvania 23 $ 4,805,000 $ 208,000 $ 89,000
Nueces County Texas 23 $ 5,835,000 $ 253,000 $ 96,000
Wichita County Texas 23 $ 4,245,000 $ 184,000 $ 89,000
Stafford County Virginia 23 $ 10,595,000 $ 460,000 $ 125,000
Yakima County Washington 23 $ 5,625,000 $ 244,000 $ 93,000
Mohave County Arizona 22 $ 5,010,000 $ 227,000 $ 81,000
Benton County Arkansas 22 $ 7,840,000 $ 356,000 $ 148,000
Pueblo County Colorado 22 $ 7,390,000 $ 335,000 $ 102,000
Jackson County Florida 22 $ 3,640,000 $ 165,000 $ 77,000
Muscogee County Georgia 22 $ 3,590,000 $ 163,000 $ 77,000
St. Clair County Illinois 22 $ 4,090,000 $ 185,000 $ 83,000
Caddo County Louisiana 22 $ 3,560,000 $ 161,000 $ 64,000
Norfolk County Massachusetts 22 $ 11,540,000 $ 524,000 $ 166,000
Christian County Missouri 22 $ 6,120,000 $ 278,000 $ 101,000
Taney County Missouri 22 $ 4,420,000 $ 200,000 $ 87,000
Warren County New Jersey 22 $ 6,270,000 $ 285,000 $ 122,000
Hamilton County Ohio 22 $ 5,490,000 $ 249,000 $ 110,000
Washington County Oregon 22 $ 9,180,000 $ 417,000 $ 147,000
Laurens County South Carolina 22 $ 5,190,000 $ 235,000 $ 72,000
Oconee County South Carolina 22 $ 4,020,000 $ 182,000 $ 80,000
Chesterfield County Virginia 22 $ 7,590,000 $ 345,000 $ 109,000
Norfolk County Virginia 22 $ 5,880,000 $ 267,000 $ 103,000
Grant County Washington 22 $ 6,740,000 $ 306,000 $ 111,000
Brown County Wisconsin 22 $ 5,220,000 $ 237,000 $ 93,000
Montgomery County Alabama 21 $ 3,515,000 $ 167,000 $ 101,000
Jefferson County Colorado 21 $ 10,365,000 $ 493,000 $ 167,000
Levy County Florida 21 $ 4,545,000 $ 216,000 $ 84,000
Cherokee County Georgia 21 $ 7,155,000 $ 340,000 $ 131,000
Spalding County Georgia 21 $ 4,635,000 $ 220,000 $ 70,000
Essex County Massachusetts 21 $ 8,635,000 $ 411,000 $ 117,000
Hampden County Massachusetts 21 $ 5,395,000 $ 256,000 $ 93,000
Alexander County North Carolina 21 $ 4,985,000 $ 237,000 $ 78,000
Durham County North Carolina 21 $ 5,725,000 $ 272,000 $ 119,000
Harnett County North Carolina 21 $ 6,345,000 $ 302,000 $ 100,000
Pitt County North Carolina 21 $ 4,685,000 $ 223,000 $ 78,000
Van Zandt County Texas 21 $ 6,095,000 $ 290,000 $ 115,000
Suffolk County Virginia 21 $ 6,465,000 $ 307,000 $ 162,000
Chelan County Washington 21 $ 7,595,000 $ 361,000 $ 136,000
Douglas County Washington 21 $ 7,175,000 $ 341,000 $ 161,000
Calcasieu County Louisiana 20 $ 3,840,000 $ 192,000 $ 92,000
Kent County Michigan 20 $ 4,610,000 $ 230,000 $ 76,000
Nye County Nevada 20 $ 4,710,000 $ 235,000 $ 76,000
Cleveland County North Carolina 20 $ 3,930,000 $ 196,000 $ 80,000
Moore County North Carolina 20 $ 7,560,000 $ 378,000 $ 129,000
Fairfield County Ohio 20 $ 5,170,000 $ 258,000 $ 94,000
Montgomery County Ohio 20 $ 3,150,000 $ 157,000 $ 69,000
Summit County Ohio 20 $ 3,710,000 $ 185,000 $ 99,000
Kershaw County South Carolina 20 $ 5,150,000 $ 257,000 $ 104,000
Tipton County Tennessee 20 $ 4,480,000 $ 224,000 $ 78,000
Erath County Texas 20 $ 3,630,000 $ 181,000 $ 93,000
Polk County Texas 20 $ 3,690,000 $ 184,000 $ 96,000
Bristol County Virginia 20 $ 2,900,000 $ 145,000 $ 64,000
El Dorado County California 19 $ 8,695,000 $ 457,000 $ 218,000
Boulder County Colorado 19 $ 9,465,000 $ 498,000 $ 161,000
Douglas County Colorado 19 $ 11,745,000 $ 618,000 $ 192,000
Hendry County Florida 19 $ 3,825,000 $ 201,000 $ 68,000
Chatham County Georgia 19 $ 5,165,000 $ 271,000 $ 114,000
Howard County Maryland 19 $ 7,675,000 $ 403,000 $ 164,000
Suffolk County Massachusetts 19 $ 12,605,000 $ 663,000 $ 148,000
Genesee County Michigan 19 $ 4,075,000 $ 214,000 $ 118,000
Douglas County Nebraska 19 $ 4,415,000 $ 232,000 $ 102,000
Lyon County Nevada 19 $ 5,145,000 $ 270,000 $ 94,000
Newport News County Virginia 19 $ 4,355,000 $ 229,000 $ 83,000
Portsmouth County Virginia 19 $ 4,375,000 $ 230,000 $ 82,000
Washington County Virginia 19 $ 4,585,000 $ 241,000 $ 89,000
Dane County Wisconsin 19 $ 5,065,000 $ 266,000 $ 119,000
Napa County California 18 $ 9,940,000 $ 552,000 $ 227,000
Tulare County California 18 $ 4,920,000 $ 273,000 $ 95,000
Walton County Florida 18 $ 6,950,000 $ 386,000 $ 152,000
Washington County Florida 18 $ 2,920,000 $ 162,000 $ 73,000
Effingham County Georgia 18 $ 4,280,000 $ 237,000 $ 84,000
Floyd County Georgia 18 $ 4,390,000 $ 243,000 $ 99,000
Winnebago County Illinois 18 $ 2,740,000 $ 152,000 $ 96,000
LaPorte County Indiana 18 $ 2,980,000 $ 165,000 $ 77,000
Erie County Pennsylvania 18 $ 2,550,000 $ 141,000 $ 71,000
Lackawanna County Pennsylvania 18 $ 2,940,000 $ 163,000 $ 63,000
Newberry County South Carolina 18 $ 5,320,000 $ 295,000 $ 127,000
Atascosa County Texas 18 $ 3,370,000 $ 187,000 $ 105,000
Cooke County Texas 18 $ 4,200,000 $ 233,000 $ 110,000
Campbell County Wyoming 18 $ 4,910,000 $ 272,000 $ 113,000
Houston County Alabama 17 $ 3,715,000 $ 218,000 $ 96,000
San Luis Obispo County California 17 $ 10,025,000 $ 589,000 $ 188,000
Middlesex County Connecticut 17 $ 4,495,000 $ 264,000 $ 95,000
Flagler County Florida 17 $ 4,515,000 $ 265,000 $ 88,000
Bartow County Georgia 17 $ 4,375,000 $ 257,000 $ 80,000
Sedgwick County Kansas 17 $ 3,725,000 $ 219,000 $ 110,000
Salem County New Jersey 17 $ 2,405,000 $ 141,000 $ 76,000
Alamance County North Carolina 17 $ 2,795,000 $ 164,000 $ 61,000
Henderson County North Carolina 17 $ 5,005,000 $ 294,000 $ 275,000
Rutherford County North Carolina 17 $ 3,645,000 $ 214,000 $ 118,000
Stanly County North Carolina 17 $ 4,595,000 $ 270,000 $ 99,000
Providence County Rhode Island 17 $ 5,165,000 $ 303,000 $ 105,000
Sumter County South Carolina 17 $ 4,215,000 $ 247,000 $ 88,000
Grainger County Tennessee 17 $ 3,295,000 $ 193,000 $ 66,000
Brazos County Texas 17 $ 4,665,000 $ 274,000 $ 98,000
Jefferson County Texas 17 $ 3,755,000 $ 220,000 $ 103,000
Henrico County Virginia 17 $ 4,935,000 $ 290,000 $ 104,000
Jefferson County Washington 17 $ 6,285,000 $ 369,000 $ 133,000
Thurston County Washington 17 $ 6,425,000 $ 377,000 $ 126,000
Shelby County Alabama 16 $ 2,720,000 $ 170,000 $ 74,000
Columbia County Florida 16 $ 3,260,000 $ 203,000 $ 71,000
Coweta County Georgia 16 $ 4,610,000 $ 288,000 $ 159,000
Forsyth County Georgia 16 $ 5,830,000 $ 364,000 $ 171,000
Hart County Georgia 16 $ 4,090,000 $ 255,000 $ 88,000
Kankakee County Illinois 16 $ 2,620,000 $ 163,000 $ 78,000
Kenton County Kentucky 16 $ 2,820,000 $ 176,000 $ 81,000
Scott County Minnesota 16 $ 4,930,000 $ 308,000 $ 109,000
Stone County Missouri 16 $ 3,590,000 $ 224,000 $ 111,000
New York County New York 16 $ 9,950,000 $ 621,000 $ 296,000
Cherokee County South Carolina 16 $ 3,280,000 $ 205,000 $ 86,000
Edgefield County South Carolina 16 $ 3,450,000 $ 215,000 $ 86,000
Wilson County Tennessee 16 $ 5,270,000 $ 329,000 $ 135,000
Bastrop County Texas 16 $ 4,240,000 $ 265,000 $ 130,000
McLennan County Texas 16 $ 3,940,000 $ 246,000 $ 105,000
Medina County Texas 16 $ 3,380,000 $ 211,000 $ 80,000
Navarro County Texas 16 $ 4,550,000 $ 284,000 $ 197,000
Washington County Utah 16 $ 5,940,000 $ 371,000 $ 154,000
Spotsylvania County Virginia 16 $ 5,310,000 $ 331,000 $ 125,000
Mason County Washington 16 $ 5,350,000 $ 334,000 $ 126,000
Kenosha County Wisconsin 16 $ 3,640,000 $ 227,000 $ 89,000
Lawrence County Alabama 15 $ 2,555,000 $ 170,000 $ 58,000
Santa Clara County California 15 $ 10,405,000 $ 693,000 $ 143,000
Denver County Colorado 15 $ 6,545,000 $ 436,000 $ 147,000
Hall County Georgia 15 $ 4,635,000 $ 309,000 $ 88,000
Walton County Georgia 15 $ 4,095,000 $ 273,000 $ 109,000
Rock Island County Illinois 15 $ 2,305,000 $ 153,000 $ 68,000
Noble County Indiana 15 $ 1,775,000 $ 118,000 $ 60,000
Washington County Minnesota 15 $ 5,025,000 $ 335,000 $ 124,000
Jackson County Mississippi 15 $ 2,375,000 $ 158,000 $ 83,000
Platte County Missouri 15 $ 5,025,000 $ 335,000 $ 103,000
Butler County Ohio 15 $ 3,425,000 $ 228,000 $ 85,000
Canadian County Oklahoma 15 $ 4,525,000 $ 301,000 $ 93,000
Dauphin County Pennsylvania 15 $ 4,115,000 $ 274,000 $ 173,000
Beaufort County South Carolina 15 $ 4,865,000 $ 324,000 $ 107,000
Humphreys County Tennessee 15 $ 2,425,000 $ 161,000 $ 71,000
Hardin County Texas 15 $ 3,295,000 $ 219,000 $ 97,000
Wood County Texas 15 $ 3,195,000 $ 213,000 $ 96,000
Uintah County Utah 15 $ 3,055,000 $ 203,000 $ 93,000
Danville County Virginia 15 $ 2,435,000 $ 162,000 $ 61,000
Kitsap County Washington 15 $ 7,655,000 $ 510,000 $ 204,000
Marshall County Alabama 14 $ 2,740,000 $ 195,000 $ 70,000
Okeechobee County Florida 14 $ 2,500,000 $ 178,000 $ 83,000
Sumter County Florida 14 $ 4,660,000 $ 332,000 $ 184,000
Barrow County Georgia 14 $ 3,880,000 $ 277,000 $ 87,000
Porter County Indiana 14 $ 4,020,000 $ 287,000 $ 149,000
Bell County Kentucky 14 $ 2,470,000 $ 176,000 $ 63,000
Caroline County Maryland 14 $ 3,740,000 $ 267,000 $ 98,000
Bay County Michigan 14 $ 2,060,000 $ 147,000 $ 76,000
Onondaga County New York 14 $ 2,210,000 $ 157,000 $ 84,000
Franklin County North Carolina 14 $ 3,970,000 $ 283,000 $ 95,000
New Hanover County North Carolina 14 $ 4,580,000 $ 327,000 $ 133,000
Lane County Oregon 14 $ 5,410,000 $ 386,000 $ 115,000
Marion County Oregon 14 $ 4,380,000 $ 312,000 $ 108,000
Georgetown County South Carolina 14 $ 5,210,000 $ 372,000 $ 160,000
Cumberland County Tennessee 14 $ 2,380,000 $ 170,000 $ 55,000
Anderson County Texas 14 $ 2,300,000 $ 164,000 $ 83,000
Fannin County Texas 14 $ 3,490,000 $ 249,000 $ 129,000
Waller County Texas 14 $ 4,620,000 $ 330,000 $ 125,000
Campbell County Virginia 14 $ 2,660,000 $ 190,000 $ 59,000
Roanoke County Virginia 14 $ 3,850,000 $ 275,000 $ 127,000
Lewis County Washington 14 $ 4,080,000 $ 291,000 $ 107,000
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Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 43,986 $12,597,300,000 $286,000 $3,005,000 $110,000 $7,723,000
Cash-out Refinancing 4,594 $1,264,200,000 $275,000 $2,105,000 $99,000 $4,240,000
Refinancing 1,274 $393,780,000 $309,000 $1,805,000 $126,000 $2,760,000
Other Purpose 1,157 $198,525,000 $171,000 $2,125,000 $107,000 $7,723,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 23,972 $6,722,190,000 $280,000 $3,005,000 $115,000 $7,723,000
Hispanic 9,057 $2,544,885,000 $280,000 $1,335,000 $102,000 $4,427,000
Not Provided 7,913 $2,167,385,000 $273,000 $2,795,000 $102,000 $2,760,000
Black or African American 7,463 $2,064,015,000 $276,000 $1,785,000 $96,000 $1,237,000
Asian 1,557 $592,485,000 $380,000 $2,505,000 $139,000 $1,210,000
American Indian or Alaskan Native 341 $87,915,000 $257,000 $1,235,000 $109,000 $6,668,000
Native Hawaiian or Other Pacific Islander 96 $33,740,000 $351,000 $955,000 $124,000 $475,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,638 $6,233,030,000 $275,000 $3,005,000 $132,000 $7,723,000
FHA-insured (Federal Housing Administration) 22,615 $6,249,515,000 $276,000 $1,575,000 $89,000 $1,562,000
VA-guaranteed (Veterans Administration) 4,997 $1,824,365,000 $365,000 $1,785,000 $108,000 $1,237,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 761 $146,895,000 $193,000 $425,000 $69,000 $151,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 27,176 $7,909,250,000 $291,000 $3,005,000 $117,000 $7,723,000
Preapproval Approved but not Accepted 7,386 $1,986,470,000 $268,000 $2,565,000 $97,000 $1,980,000
Preapproval Denied by Financial Institution 5,210 $1,296,890,000 $248,000 $2,505,000 $78,000 $3,420,000
Application Approved But Not Accepted 4,304 $1,274,390,000 $296,000 $2,125,000 $116,000 $6,517,000
Application Denied By Financial Institution 3,481 $985,645,000 $283,000 $3,005,000 $96,000 $6,617,000
Application Withdrawn By Applicant 2,606 $757,100,000 $290,000 $3,005,000 $126,000 $6,668,000
File Closed For Incompleteness 848 $244,060,000 $287,000 $1,565,000 $122,000 $2,833,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 42,320 $12,171,270,000 $287,000 $3,005,000 $114,000 $7,723,000
Debt-To-Income Ratio 4,314 $1,132,230,000 $262,000 $2,345,000 $68,000 $953,000
Credit Application Incomplete 1,355 $401,405,000 $296,000 $2,305,000 $109,000 $2,760,000
Credit History 1,313 $294,195,000 $224,000 $1,235,000 $90,000 $3,420,000
Employment History 519 $131,205,000 $252,000 $1,675,000 $85,000 $903,000
Other 479 $128,785,000 $268,000 $3,005,000 $112,000 $2,323,000
Collateral 339 $83,255,000 $245,000 $1,755,000 $114,000 $1,134,000
Unverifiable Information 211 $69,425,000 $329,000 $1,715,000 $149,000 $6,617,000
Insufficient Cash (Downpayment, Closing Cost) 161 $42,035,000 $261,000 $1,045,000 $100,000 $600,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Limited Partnership's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cardinal Financial Company, Limited Partnership's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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