Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2023
In 2023, Cardinal Financial Company, Li of Charlotte, NC reported 51,011 mortgage applications totaling $14.5 billion, down 44% from 2022. The average application was for $283,346, and applicants reported an average income of $109,340. 53% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (1,501), Houston-The Woodlands-Sugar Land, TX (1,465) and Dallas-Plano-Irving, TX (1,385) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 51,011 |
| Total Mortgage Loan Application Amount | $14,453,805,000 |
| Average Mortgage Loan Application Amount | $283,346 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $109,340 |
| Highest Applicant Income | $7,723,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant, Texas | 934 | $ 266,820,000 | $ 285,674 | $ 119,000 |
| Harris, Texas | 824 | $ 226,240,000 | $ 274,563 | $ 139,000 |
| Suffolk, New York | 775 | $ 370,805,000 | $ 478,458 | $ 168,000 |
| Hillsborough, Florida | 675 | $ 200,425,000 | $ 296,925 | $ 126,000 |
| Clark, Nevada | 571 | $ 210,985,000 | $ 369,500 | $ 152,000 |
| El Paso, Texas | 527 | $ 114,005,000 | $ 216,328 | $ 106,000 |
| Broward, Florida | 508 | $ 156,160,000 | $ 307,401 | $ 120,000 |
| Dallas, Texas | 492 | $ 130,420,000 | $ 265,081 | $ 128,000 |
| Bexar, Texas | 474 | $ 116,710,000 | $ 246,223 | $ 110,000 |
| Maricopa, Arizona | 450 | $ 174,180,000 | $ 387,066 | $ 141,000 |
| Elkhart, Indiana | 385 | $ 69,365,000 | $ 180,168 | $ 86,000 |
| Pasco, Florida | 380 | $ 91,550,000 | $ 240,921 | $ 99,000 |
| St. Joseph, Indiana | 368 | $ 56,580,000 | $ 153,750 | $ 74,000 |
| Lee, Florida | 365 | $ 105,465,000 | $ 288,945 | $ 115,000 |
| Nassau, New York | 324 | $ 172,380,000 | $ 532,037 | $ 168,000 |
| Palm Beach, Florida | 322 | $ 109,380,000 | $ 339,689 | $ 130,000 |
| Lubbock, Texas | 316 | $ 59,920,000 | $ 189,620 | $ 96,000 |
| Pinellas, Florida | 284 | $ 89,230,000 | $ 314,190 | $ 124,000 |
| Polk, Florida | 280 | $ 66,630,000 | $ 237,964 | $ 88,000 |
| Denton, Texas | 275 | $ 102,935,000 | $ 374,309 | $ 155,000 |
| Duval, Florida | 267 | $ 71,475,000 | $ 267,696 | $ 90,000 |
| Salt Lake, Utah | 251 | $ 107,815,000 | $ 429,541 | $ 143,000 |
| Miami-Dade, Florida | 235 | $ 86,455,000 | $ 367,893 | $ 176,000 |
| Collin, Texas | 229 | $ 93,725,000 | $ 409,279 | $ 174,000 |
| Knox, Tennessee | 220 | $ 60,760,000 | $ 276,181 | $ 99,000 |
| Queens, New York | 210 | $ 118,170,000 | $ 562,714 | $ 156,000 |
| Bay, Florida | 191 | $ 49,345,000 | $ 258,350 | $ 112,000 |
| Collier, Florida | 182 | $ 68,400,000 | $ 375,824 | $ 144,000 |
| Brevard, Florida | 181 | $ 58,755,000 | $ 324,613 | $ 118,000 |
| Cook, Illinois | 176 | $ 41,190,000 | $ 234,034 | $ 119,000 |
| San Diego, California | 175 | $ 98,325,000 | $ 561,857 | $ 197,000 |
| St. Lucie, Florida | 175 | $ 55,545,000 | $ 317,400 | $ 111,000 |
| Marion, Florida | 170 | $ 36,890,000 | $ 217,000 | $ 89,000 |
| Hernando, Florida | 162 | $ 37,670,000 | $ 232,530 | $ 102,000 |
| Fort Bend, Texas | 162 | $ 49,850,000 | $ 307,716 | $ 123,000 |
| Johnson, Texas | 159 | $ 39,965,000 | $ 251,352 | $ 106,000 |
| Orange, Florida | 152 | $ 47,180,000 | $ 310,394 | $ 131,000 |
| Montgomery, Texas | 151 | $ 45,085,000 | $ 298,576 | $ 132,000 |
| Shelby, Tennessee | 150 | $ 36,110,000 | $ 240,733 | $ 116,000 |
| Clallam, Washington | 149 | $ 54,135,000 | $ 363,322 | $ 133,000 |
| Hennepin, Minnesota | 148 | $ 36,280,000 | $ 245,135 | $ 104,000 |
| Clark, Washington | 148 | $ 58,270,000 | $ 393,716 | $ 134,000 |
| Parker, Texas | 146 | $ 47,630,000 | $ 326,232 | $ 146,000 |
| Los Angeles, California | 144 | $ 73,840,000 | $ 512,777 | $ 154,000 |
| Riverside, California | 143 | $ 61,915,000 | $ 432,972 | $ 137,000 |
| Sullivan, Tennessee | 143 | $ 29,565,000 | $ 206,748 | $ 83,000 |
| East Baton Rouge, Louisiana | 142 | $ 27,030,000 | $ 190,352 | $ 88,000 |
| Galveston, Texas | 142 | $ 35,520,000 | $ 250,140 | $ 129,000 |
| Mecklenburg, North Carolina | 141 | $ 42,215,000 | $ 299,397 | $ 135,000 |
| Milwaukee, Wisconsin | 140 | $ 24,070,000 | $ 171,928 | $ 88,000 |
| El Paso, Colorado | 138 | $ 63,520,000 | $ 460,289 | $ 151,000 |
| Ector, Texas | 137 | $ 24,245,000 | $ 176,970 | $ 90,000 |
| Ellis, Texas | 133 | $ 42,415,000 | $ 318,909 | $ 122,000 |
| Sarasota, Florida | 132 | $ 45,320,000 | $ 343,333 | $ 170,000 |
| Forsyth, North Carolina | 130 | $ 23,830,000 | $ 183,307 | $ 84,000 |
| Fulton, Georgia | 129 | $ 42,405,000 | $ 328,720 | $ 124,000 |
| Washoe, Nevada | 127 | $ 48,225,000 | $ 379,724 | $ 131,000 |
| Prince George's, Maryland | 124 | $ 46,500,000 | $ 375,000 | $ 116,000 |
| Kings, New York | 124 | $ 84,880,000 | $ 684,516 | $ 178,000 |
| New Castle, Delaware | 123 | $ 38,045,000 | $ 309,308 | $ 121,000 |
| Manatee, Florida | 123 | $ 41,745,000 | $ 339,390 | $ 122,000 |
| Randall, Texas | 123 | $ 24,595,000 | $ 199,959 | $ 98,000 |
| Volusia, Florida | 119 | $ 30,855,000 | $ 259,285 | $ 99,000 |
| Sacramento, California | 114 | $ 47,270,000 | $ 414,649 | $ 155,000 |
| Richmond, Georgia | 114 | $ 22,320,000 | $ 195,789 | $ 75,000 |
| Imperial, California | 113 | $ 24,285,000 | $ 214,911 | $ 97,000 |
| Fairfield, Connecticut | 112 | $ 45,490,000 | $ 406,160 | $ 152,000 |
| New Haven, Connecticut | 110 | $ 33,270,000 | $ 302,454 | $ 124,000 |
| Gwinnett, Georgia | 108 | $ 35,280,000 | $ 326,666 | $ 113,000 |
| Columbia, Georgia | 107 | $ 30,285,000 | $ 283,037 | $ 115,000 |
| Bernalillo, New Mexico | 107 | $ 38,315,000 | $ 358,084 | $ 149,000 |
| Richland, South Carolina | 106 | $ 26,890,000 | $ 253,679 | $ 104,000 |
| St. Louis, Missouri | 105 | $ 23,155,000 | $ 220,523 | $ 95,000 |
| Richmond, New York | 104 | $ 49,140,000 | $ 472,500 | $ 156,000 |
| King, Washington | 104 | $ 61,860,000 | $ 594,807 | $ 229,000 |
| Jackson, Missouri | 103 | $ 17,785,000 | $ 172,669 | $ 89,000 |
| Taylor, Texas | 103 | $ 21,385,000 | $ 207,621 | $ 84,000 |
| Kaufman, Texas | 102 | $ 29,030,000 | $ 284,607 | $ 135,000 |
| Utah, Utah | 102 | $ 44,320,000 | $ 434,509 | $ 133,000 |
| DeKalb, Georgia | 101 | $ 25,185,000 | $ 249,356 | $ 89,000 |
| Davis, Utah | 100 | $ 41,010,000 | $ 410,100 | $ 134,000 |
| Brazoria, Texas | 99 | $ 25,165,000 | $ 254,191 | $ 110,000 |
| San Bernardino, California | 97 | $ 34,835,000 | $ 359,123 | $ 116,000 |
| Cobb, Georgia | 96 | $ 29,700,000 | $ 309,375 | $ 103,000 |
| Baltimore City, Maryland | 96 | $ 20,310,000 | $ 211,562 | $ 90,000 |
| Charlotte, Florida | 94 | $ 25,070,000 | $ 266,702 | $ 109,000 |
| Pierce, Washington | 94 | $ 44,150,000 | $ 469,680 | $ 173,000 |
| Guilford, North Carolina | 93 | $ 22,165,000 | $ 238,333 | $ 105,000 |
| Essex, New Jersey | 91 | $ 39,975,000 | $ 439,285 | $ 144,000 |
| Spartanburg, South Carolina | 91 | $ 18,325,000 | $ 201,373 | $ 71,000 |
| Osceola, Florida | 90 | $ 30,570,000 | $ 339,666 | $ 116,000 |
| Indian River, Florida | 89 | $ 29,995,000 | $ 337,022 | $ 176,000 |
| Wayne, Michigan | 89 | $ 14,005,000 | $ 157,359 | $ 94,000 |
| Sandoval, New Mexico | 89 | $ 31,325,000 | $ 351,966 | $ 121,000 |
| Kent, Delaware | 88 | $ 26,010,000 | $ 295,568 | $ 104,000 |
| Clay, Florida | 88 | $ 25,870,000 | $ 293,977 | $ 102,000 |
| Montgomery, Tennessee | 88 | $ 21,410,000 | $ 243,295 | $ 90,000 |
| Baldwin, Alabama | 86 | $ 21,740,000 | $ 252,790 | $ 108,000 |
| Grayson, Texas | 86 | $ 20,830,000 | $ 242,209 | $ 131,000 |
| DeSoto, Mississippi | 85 | $ 24,695,000 | $ 290,529 | $ 95,000 |
| Hunt, Texas | 85 | $ 20,495,000 | $ 241,117 | $ 120,000 |
| Fresno, California | 84 | $ 23,090,000 | $ 274,880 | $ 108,000 |
| Philadelphia, Pennsylvania | 84 | $ 17,280,000 | $ 205,714 | $ 90,000 |
| Davidson, Tennessee | 84 | $ 30,260,000 | $ 360,238 | $ 139,000 |
| Washington, Tennessee | 84 | $ 17,580,000 | $ 209,285 | $ 85,000 |
| Ocean, New Jersey | 83 | $ 31,225,000 | $ 376,204 | $ 150,000 |
| Mobile, Alabama | 82 | $ 15,700,000 | $ 191,463 | $ 85,000 |
| Livingston, Louisiana | 82 | $ 17,850,000 | $ 217,682 | $ 84,000 |
| Lake, Florida | 80 | $ 22,950,000 | $ 286,875 | $ 105,000 |
| Citrus, Florida | 77 | $ 14,645,000 | $ 190,194 | $ 81,000 |
| Smith, Texas | 77 | $ 19,265,000 | $ 250,194 | $ 121,000 |
| Pima, Arizona | 76 | $ 20,810,000 | $ 273,815 | $ 105,000 |
| Clayton, Georgia | 75 | $ 16,335,000 | $ 217,800 | $ 68,000 |
| Aiken, South Carolina | 75 | $ 15,805,000 | $ 210,733 | $ 78,000 |
| Weber, Utah | 75 | $ 26,405,000 | $ 352,066 | $ 119,000 |
| Stanislaus, California | 74 | $ 29,450,000 | $ 397,972 | $ 114,000 |
| Pinal, Arizona | 73 | $ 19,965,000 | $ 273,493 | $ 91,000 |
| Greenville, South Carolina | 73 | $ 19,565,000 | $ 268,013 | $ 84,000 |
| Lexington, South Carolina | 72 | $ 17,240,000 | $ 239,444 | $ 85,000 |
| Hood, Texas | 71 | $ 17,605,000 | $ 247,957 | $ 117,000 |
| San Joaquin, California | 70 | $ 28,860,000 | $ 412,285 | $ 154,000 |
| Anderson, South Carolina | 70 | $ 16,000,000 | $ 228,571 | $ 77,000 |
| Cumberland, New Jersey | 69 | $ 13,905,000 | $ 201,521 | $ 78,000 |
| Allegheny, Pennsylvania | 69 | $ 12,715,000 | $ 184,275 | $ 85,000 |
| Rockwall, Texas | 69 | $ 26,985,000 | $ 391,086 | $ 137,000 |
| Henderson, Texas | 67 | $ 16,685,000 | $ 249,029 | $ 146,000 |
| Seminole, Florida | 66 | $ 23,030,000 | $ 348,939 | $ 134,000 |
| Dakota, Minnesota | 66 | $ 17,750,000 | $ 268,939 | $ 101,000 |
| Lancaster, Pennsylvania | 66 | $ 16,790,000 | $ 254,393 | $ 105,000 |
| Benton, Washington | 66 | $ 23,210,000 | $ 351,666 | $ 166,000 |
| Franklin, Ohio | 65 | $ 14,995,000 | $ 230,692 | $ 107,000 |
| Horry, South Carolina | 65 | $ 15,995,000 | $ 246,076 | $ 88,000 |
| Henry, Georgia | 64 | $ 19,470,000 | $ 304,218 | $ 95,000 |
| Baltimore, Maryland | 64 | $ 20,260,000 | $ 316,562 | $ 100,000 |
| Camden, New Jersey | 64 | $ 14,900,000 | $ 232,812 | $ 107,000 |
| St. Johns, Florida | 63 | $ 23,235,000 | $ 368,809 | $ 129,000 |
| Ascension, Louisiana | 61 | $ 15,685,000 | $ 257,131 | $ 96,000 |
| Middlesex, New Jersey | 61 | $ 24,035,000 | $ 394,016 | $ 133,000 |
| Travis, Texas | 61 | $ 23,035,000 | $ 377,622 | $ 147,000 |
| Montgomery, Maryland | 60 | $ 25,370,000 | $ 422,833 | $ 125,000 |
| Midland, Texas | 60 | $ 13,170,000 | $ 219,500 | $ 113,000 |
| Williamson, Texas | 60 | $ 22,840,000 | $ 380,666 | $ 181,000 |
| St. Tammany, Louisiana | 59 | $ 14,125,000 | $ 239,406 | $ 95,000 |
| Westchester, New York | 59 | $ 30,335,000 | $ 514,152 | $ 168,000 |
| Wake, North Carolina | 59 | $ 17,175,000 | $ 291,101 | $ 106,000 |
| Cuyahoga, Ohio | 59 | $ 10,385,000 | $ 176,016 | $ 98,000 |
| Blount, Tennessee | 59 | $ 15,205,000 | $ 257,711 | $ 103,000 |
| Ramsey, Minnesota | 58 | $ 14,770,000 | $ 254,655 | $ 91,000 |
| Burlington, New Jersey | 58 | $ 17,420,000 | $ 300,344 | $ 117,000 |
| Madison, Alabama | 57 | $ 17,545,000 | $ 307,807 | $ 116,000 |
| Anoka, Minnesota | 56 | $ 14,910,000 | $ 266,250 | $ 93,000 |
| Jefferson, Missouri | 56 | $ 11,330,000 | $ 202,321 | $ 77,000 |
| Bergen, New Jersey | 56 | $ 28,300,000 | $ 505,357 | $ 193,000 |
| Monmouth, New Jersey | 56 | $ 22,950,000 | $ 409,821 | $ 140,000 |
| Iredell, North Carolina | 56 | $ 13,380,000 | $ 238,928 | $ 80,000 |
| Lehigh, Pennsylvania | 56 | $ 13,920,000 | $ 248,571 | $ 98,000 |
| Solano, California | 55 | $ 25,965,000 | $ 472,090 | $ 145,000 |
| Union, New Jersey | 55 | $ 23,395,000 | $ 425,363 | $ 146,000 |
| Prince William, Virginia | 55 | $ 26,985,000 | $ 490,636 | $ 136,000 |
| Virginia Beach, Virginia | 55 | $ 18,125,000 | $ 329,545 | $ 110,000 |
| Waukesha, Wisconsin | 55 | $ 19,315,000 | $ 351,181 | $ 142,000 |
| Spokane, Washington | 54 | $ 14,400,000 | $ 266,666 | $ 96,000 |
| Passaic, New Jersey | 53 | $ 19,295,000 | $ 364,056 | $ 124,000 |
| Rutherford, Tennessee | 53 | $ 14,545,000 | $ 274,433 | $ 86,000 |
| Wise, Texas | 53 | $ 13,365,000 | $ 252,169 | $ 98,000 |
| Snohomish, Washington | 53 | $ 28,395,000 | $ 535,754 | $ 156,000 |
| Orange, California | 52 | $ 35,720,000 | $ 686,923 | $ 216,000 |
| Santa Fe, New Mexico | 52 | $ 16,850,000 | $ 324,038 | $ 106,000 |
| Catawba, North Carolina | 52 | $ 9,840,000 | $ 189,230 | $ 78,000 |
| Davidson, North Carolina | 52 | $ 13,200,000 | $ 253,846 | $ 94,000 |
| McMinn, Tennessee | 52 | $ 8,530,000 | $ 164,038 | $ 67,000 |
| Douglas, Georgia | 51 | $ 14,215,000 | $ 278,725 | $ 93,000 |
| DuPage, Illinois | 51 | $ 13,625,000 | $ 267,156 | $ 108,000 |
| Lowndes, Mississippi | 51 | $ 8,755,000 | $ 171,666 | $ 58,000 |
| Will, Illinois | 50 | $ 13,160,000 | $ 263,200 | $ 121,000 |
| Oklahoma, Oklahoma | 50 | $ 11,790,000 | $ 235,800 | $ 105,000 |
| Pickens, South Carolina | 50 | $ 10,580,000 | $ 211,600 | $ 77,000 |
| Gaston, North Carolina | 49 | $ 12,445,000 | $ 253,979 | $ 102,000 |
| York, South Carolina | 48 | $ 15,110,000 | $ 314,791 | $ 100,000 |
| Fairfax, Virginia | 48 | $ 23,780,000 | $ 495,416 | $ 149,000 |
| Jefferson, Wisconsin | 48 | $ 10,660,000 | $ 222,083 | $ 89,000 |
| Rock, Wisconsin | 48 | $ 6,000,000 | $ 125,000 | $ 85,000 |
| Hartford, Connecticut | 47 | $ 12,215,000 | $ 259,893 | $ 106,000 |
| Newton, Georgia | 47 | $ 11,585,000 | $ 246,489 | $ 87,000 |
| Tangipahoa, Louisiana | 47 | $ 11,035,000 | $ 234,787 | $ 89,000 |
| Midland, Michigan | 47 | $ 9,605,000 | $ 204,361 | $ 103,000 |
| Bronx, New York | 47 | $ 25,735,000 | $ 547,553 | $ 165,000 |
| Cumberland, North Carolina | 47 | $ 12,015,000 | $ 255,638 | $ 97,000 |
| Carter, Tennessee | 47 | $ 8,995,000 | $ 191,382 | $ 81,000 |
| Paulding, Georgia | 46 | $ 13,370,000 | $ 290,652 | $ 103,000 |
| Burke, North Carolina | 46 | $ 7,600,000 | $ 165,217 | $ 70,000 |
| Berkeley, South Carolina | 46 | $ 14,810,000 | $ 321,956 | $ 101,000 |
| Bell, Texas | 46 | $ 13,330,000 | $ 289,782 | $ 97,000 |
| Alachua, Florida | 45 | $ 9,075,000 | $ 201,666 | $ 104,000 |
| Plymouth, Massachusetts | 45 | $ 20,685,000 | $ 459,666 | $ 113,000 |
| Montgomery, Pennsylvania | 45 | $ 12,555,000 | $ 279,000 | $ 134,000 |
| Guadalupe, Texas | 45 | $ 12,835,000 | $ 285,222 | $ 113,000 |
| Marion, Indiana | 44 | $ 9,410,000 | $ 213,863 | $ 173,000 |
| Morris, New Jersey | 44 | $ 21,020,000 | $ 477,727 | $ 174,000 |
| Greene, Tennessee | 44 | $ 8,750,000 | $ 198,863 | $ 83,000 |
| District of Columbia, District Of Columbia | 43 | $ 21,385,000 | $ 497,325 | $ 143,000 |
| Kane, Illinois | 43 | $ 10,105,000 | $ 235,000 | $ 101,000 |
| Dorchester, South Carolina | 43 | $ 12,045,000 | $ 280,116 | $ 103,000 |
| Jefferson, Tennessee | 43 | $ 10,225,000 | $ 237,790 | $ 84,000 |
| Potter, Texas | 43 | $ 4,665,000 | $ 108,488 | $ 68,000 |
| Merced, California | 42 | $ 15,030,000 | $ 357,857 | $ 136,000 |
| Arapahoe, Colorado | 42 | $ 19,490,000 | $ 464,047 | $ 149,000 |
| Jefferson, Louisiana | 42 | $ 9,450,000 | $ 225,000 | $ 101,000 |
| Middlesex, Massachusetts | 42 | $ 19,500,000 | $ 464,285 | $ 146,000 |
| Berrien, Michigan | 42 | $ 6,150,000 | $ 146,428 | $ 74,000 |
| Anderson, Tennessee | 42 | $ 8,000,000 | $ 190,476 | $ 83,000 |
| Weld, Colorado | 41 | $ 15,285,000 | $ 372,804 | $ 121,000 |
| Anne Arundel, Maryland | 41 | $ 14,035,000 | $ 342,317 | $ 119,000 |
| Dona Ana, New Mexico | 41 | $ 12,165,000 | $ 296,707 | $ 138,000 |
| Rowan, North Carolina | 41 | $ 10,125,000 | $ 246,951 | $ 79,000 |
| Charles, Maryland | 40 | $ 17,640,000 | $ 441,000 | $ 138,000 |
| St. Louis City, Missouri | 40 | $ 7,620,000 | $ 190,500 | $ 112,000 |
| Roane, Tennessee | 40 | $ 12,230,000 | $ 305,750 | $ 104,000 |
| Jefferson, Alabama | 39 | $ 8,525,000 | $ 218,589 | $ 113,000 |
| Lafayette, Louisiana | 39 | $ 8,265,000 | $ 211,923 | $ 86,000 |
| Sussex, New Jersey | 39 | $ 11,025,000 | $ 282,692 | $ 107,000 |
| Cowlitz, Washington | 39 | $ 9,505,000 | $ 243,717 | $ 88,000 |
| Larimer, Colorado | 38 | $ 16,770,000 | $ 441,315 | $ 157,000 |
| Kosciusko, Indiana | 38 | $ 7,610,000 | $ 200,263 | $ 83,000 |
| Worcester, Massachusetts | 38 | $ 13,340,000 | $ 351,052 | $ 144,000 |
| Somerset, New Jersey | 38 | $ 15,320,000 | $ 403,157 | $ 146,000 |
| Comal, Texas | 38 | $ 12,110,000 | $ 318,684 | $ 121,000 |
| Liberty, Texas | 38 | $ 8,000,000 | $ 210,526 | $ 90,000 |
| Chesapeake, Virginia | 38 | $ 14,540,000 | $ 382,631 | $ 131,000 |
| Sussex, Delaware | 37 | $ 9,735,000 | $ 263,108 | $ 105,000 |
| Houston, Georgia | 37 | $ 6,825,000 | $ 184,459 | $ 86,000 |
| Hudson, New Jersey | 37 | $ 18,265,000 | $ 493,648 | $ 161,000 |
| Cabarrus, North Carolina | 37 | $ 11,225,000 | $ 303,378 | $ 103,000 |
| Monroe, Pennsylvania | 37 | $ 8,005,000 | $ 216,351 | $ 102,000 |
| Adams, Colorado | 36 | $ 12,970,000 | $ 360,277 | $ 109,000 |
| Lake, Indiana | 36 | $ 6,670,000 | $ 185,277 | $ 79,000 |
| Tulsa, Oklahoma | 36 | $ 9,530,000 | $ 264,722 | $ 113,000 |
| Bucks, Pennsylvania | 36 | $ 11,970,000 | $ 332,500 | $ 130,000 |
| Hawkins, Tennessee | 36 | $ 5,410,000 | $ 150,277 | $ 66,000 |
| Monroe, Tennessee | 36 | $ 6,190,000 | $ 171,944 | $ 79,000 |
| Sevier, Tennessee | 36 | $ 12,230,000 | $ 339,722 | $ 197,000 |
| Racine, Wisconsin | 36 | $ 6,760,000 | $ 187,777 | $ 84,000 |
| Lake, Illinois | 35 | $ 8,025,000 | $ 229,285 | $ 92,000 |
| Jefferson, Kentucky | 35 | $ 8,285,000 | $ 236,714 | $ 95,000 |
| Macomb, Michigan | 35 | $ 6,935,000 | $ 198,142 | $ 72,000 |
| St. Charles, Missouri | 35 | $ 11,555,000 | $ 330,142 | $ 116,000 |
| Gloucester, New Jersey | 35 | $ 8,725,000 | $ 249,285 | $ 109,000 |
| Schuylkill, Pennsylvania | 35 | $ 5,085,000 | $ 145,285 | $ 68,000 |
| Bristol, Massachusetts | 34 | $ 12,710,000 | $ 373,823 | $ 144,000 |
| Orange, New York | 34 | $ 11,840,000 | $ 348,235 | $ 144,000 |
| Johnston, North Carolina | 34 | $ 8,800,000 | $ 258,823 | $ 92,000 |
| Cleveland, Oklahoma | 34 | $ 6,170,000 | $ 181,470 | $ 88,000 |
| Charleston, South Carolina | 34 | $ 15,030,000 | $ 442,058 | $ 166,000 |
| Orleans, Louisiana | 33 | $ 8,125,000 | $ 246,212 | $ 133,000 |
| Loudon, Tennessee | 33 | $ 10,055,000 | $ 304,696 | $ 104,000 |
| Greene, Missouri | 32 | $ 6,430,000 | $ 200,937 | $ 74,000 |
| Davie, North Carolina | 32 | $ 7,050,000 | $ 220,312 | $ 77,000 |
| York, Pennsylvania | 32 | $ 7,810,000 | $ 244,062 | $ 101,000 |
| Dickson, Tennessee | 32 | $ 9,390,000 | $ 293,437 | $ 97,000 |
| Contra Costa, California | 31 | $ 18,075,000 | $ 583,064 | $ 190,000 |
| Placer, California | 31 | $ 15,505,000 | $ 500,161 | $ 181,000 |
| Rockdale, Georgia | 31 | $ 8,725,000 | $ 281,451 | $ 94,000 |
| Marshall, Indiana | 31 | $ 5,025,000 | $ 162,096 | $ 60,000 |
| Polk, Iowa | 31 | $ 5,495,000 | $ 177,258 | $ 101,000 |
| Scott, Iowa | 31 | $ 5,595,000 | $ 180,483 | $ 94,000 |
| McDowell, North Carolina | 31 | $ 5,935,000 | $ 191,451 | $ 78,000 |
| Delaware, Pennsylvania | 31 | $ 7,805,000 | $ 251,774 | $ 126,000 |
| Luzerne, Pennsylvania | 31 | $ 4,765,000 | $ 153,709 | $ 60,000 |
| Northampton, Pennsylvania | 31 | $ 7,825,000 | $ 252,419 | $ 105,000 |
| Chambers, Texas | 31 | $ 8,425,000 | $ 271,774 | $ 110,000 |
| Franklin, Washington | 31 | $ 9,565,000 | $ 308,548 | $ 119,000 |
| Fond du Lac, Wisconsin | 31 | $ 5,345,000 | $ 172,419 | $ 80,000 |
| Alameda, California | 30 | $ 21,590,000 | $ 719,666 | $ 277,000 |
| Okaloosa, Florida | 30 | $ 9,260,000 | $ 308,666 | $ 116,000 |
| Frederick, Maryland | 30 | $ 12,570,000 | $ 419,000 | $ 119,000 |
| Ingham, Michigan | 30 | $ 4,550,000 | $ 151,666 | $ 83,000 |
| Oakland, Michigan | 30 | $ 8,950,000 | $ 298,333 | $ 116,000 |
| Saginaw, Michigan | 30 | $ 4,640,000 | $ 154,666 | $ 90,000 |
| Atlantic, New Jersey | 30 | $ 6,700,000 | $ 223,333 | $ 106,000 |
| Onslow, North Carolina | 30 | $ 7,140,000 | $ 238,000 | $ 100,000 |
| Hamilton, Tennessee | 30 | $ 7,720,000 | $ 257,333 | $ 90,000 |
| Sumner, Tennessee | 30 | $ 9,520,000 | $ 317,333 | $ 111,000 |
| Hidalgo, Texas | 30 | $ 6,190,000 | $ 206,333 | $ 84,000 |
| Tooele, Utah | 30 | $ 10,600,000 | $ 353,333 | $ 102,000 |
| Honolulu, Hawaii | 29 | $ 17,195,000 | $ 592,931 | $ 118,000 |
| Harrison, Mississippi | 29 | $ 4,945,000 | $ 170,517 | $ 102,000 |
| Lincoln, North Carolina | 29 | $ 6,315,000 | $ 217,758 | $ 81,000 |
| Chester, Pennsylvania | 29 | $ 10,765,000 | $ 371,206 | $ 131,000 |
| Hamblen, Tennessee | 29 | $ 5,465,000 | $ 188,448 | $ 65,000 |
| Morgan, Alabama | 28 | $ 6,510,000 | $ 232,500 | $ 83,000 |
| Escambia, Florida | 28 | $ 6,160,000 | $ 220,000 | $ 92,000 |
| Washington, Maryland | 28 | $ 8,070,000 | $ 288,214 | $ 103,000 |
| Lancaster, South Carolina | 28 | $ 6,310,000 | $ 225,357 | $ 77,000 |
| Hampton, Virginia | 28 | $ 6,270,000 | $ 223,928 | $ 88,000 |
| Tazewell, Virginia | 28 | $ 4,000,000 | $ 142,857 | $ 66,000 |
| Leon, Florida | 27 | $ 5,455,000 | $ 202,037 | $ 116,000 |
| Liberty, Georgia | 27 | $ 6,215,000 | $ 230,185 | $ 75,000 |
| Westmoreland, Pennsylvania | 27 | $ 6,155,000 | $ 227,962 | $ 98,000 |
| Claiborne, Tennessee | 27 | $ 4,585,000 | $ 169,814 | $ 82,000 |
| Williamson, Tennessee | 27 | $ 13,745,000 | $ 509,074 | $ 193,000 |
| Washington, Wisconsin | 27 | $ 6,735,000 | $ 249,444 | $ 110,000 |
| Nassau, Florida | 26 | $ 7,090,000 | $ 272,692 | $ 90,000 |
| Santa Rosa, Florida | 26 | $ 7,090,000 | $ 272,692 | $ 95,000 |
| Bibb, Georgia | 26 | $ 4,980,000 | $ 191,538 | $ 60,000 |
| Pottawattamie, Iowa | 26 | $ 5,170,000 | $ 198,846 | $ 83,000 |
| Cass, Michigan | 26 | $ 5,380,000 | $ 206,923 | $ 99,000 |
| Wright, Minnesota | 26 | $ 7,050,000 | $ 271,153 | $ 102,000 |
| Brunswick, North Carolina | 26 | $ 6,970,000 | $ 268,076 | $ 102,000 |
| Caldwell, North Carolina | 26 | $ 4,930,000 | $ 189,615 | $ 76,000 |
| Rockingham, North Carolina | 26 | $ 3,530,000 | $ 135,769 | $ 61,000 |
| Union, North Carolina | 26 | $ 11,360,000 | $ 436,923 | $ 160,000 |
| Berks, Pennsylvania | 26 | $ 6,050,000 | $ 232,692 | $ 83,000 |
| Pike, Pennsylvania | 26 | $ 5,700,000 | $ 219,230 | $ 105,000 |
| Cameron, Texas | 26 | $ 4,990,000 | $ 191,923 | $ 101,000 |
| Winnebago, Wisconsin | 26 | $ 3,930,000 | $ 151,153 | $ 81,000 |
| Yavapai, Arizona | 25 | $ 7,215,000 | $ 288,600 | $ 141,000 |
| St. Joseph, Michigan | 25 | $ 2,935,000 | $ 117,400 | $ 59,000 |
| Sherburne, Minnesota | 25 | $ 6,315,000 | $ 252,600 | $ 89,000 |
| Robeson, North Carolina | 25 | $ 4,355,000 | $ 174,200 | $ 86,000 |
| Multnomah, Oregon | 25 | $ 10,745,000 | $ 429,800 | $ 162,000 |
| Cocke, Tennessee | 25 | $ 5,015,000 | $ 200,600 | $ 77,000 |
| Loudoun, Virginia | 25 | $ 12,105,000 | $ 484,200 | $ 124,000 |
| Limestone, Alabama | 24 | $ 5,920,000 | $ 246,666 | $ 98,000 |
| Martin, Florida | 24 | $ 7,680,000 | $ 320,000 | $ 176,000 |
| Carroll, Georgia | 24 | $ 4,900,000 | $ 204,166 | $ 64,000 |
| McHenry, Illinois | 24 | $ 5,060,000 | $ 210,833 | $ 93,000 |
| Mercer, New Jersey | 24 | $ 6,660,000 | $ 277,500 | $ 137,000 |
| Dutchess, New York | 24 | $ 9,380,000 | $ 390,833 | $ 114,000 |
| Buncombe, North Carolina | 24 | $ 6,400,000 | $ 266,666 | $ 73,000 |
| Randolph, North Carolina | 24 | $ 4,960,000 | $ 206,666 | $ 86,000 |
| Stokes, North Carolina | 24 | $ 4,200,000 | $ 175,000 | $ 86,000 |
| Roanoke City, Virginia | 24 | $ 3,990,000 | $ 166,250 | $ 70,000 |
| Kern, California | 23 | $ 7,215,000 | $ 313,695 | $ 91,000 |
| Yuba, California | 23 | $ 6,945,000 | $ 301,956 | $ 105,000 |
| Eaton, Michigan | 23 | $ 5,725,000 | $ 248,913 | $ 104,000 |
| Grand Traverse, Michigan | 23 | $ 6,535,000 | $ 284,130 | $ 96,000 |
| Valencia, New Mexico | 23 | $ 5,715,000 | $ 248,478 | $ 93,000 |
| Rockland, New York | 23 | $ 12,785,000 | $ 555,869 | $ 252,000 |
| Surry, North Carolina | 23 | $ 3,985,000 | $ 173,260 | $ 78,000 |
| Lebanon, Pennsylvania | 23 | $ 4,805,000 | $ 208,913 | $ 89,000 |
| Nueces, Texas | 23 | $ 5,835,000 | $ 253,695 | $ 96,000 |
| Wichita, Texas | 23 | $ 4,245,000 | $ 184,565 | $ 89,000 |
| Stafford, Virginia | 23 | $ 10,595,000 | $ 460,652 | $ 125,000 |
| Yakima, Washington | 23 | $ 5,625,000 | $ 244,565 | $ 93,000 |
| Mohave, Arizona | 22 | $ 5,010,000 | $ 227,727 | $ 81,000 |
| Benton, Arkansas | 22 | $ 7,840,000 | $ 356,363 | $ 148,000 |
| Pueblo, Colorado | 22 | $ 7,390,000 | $ 335,909 | $ 102,000 |
| Jackson, Florida | 22 | $ 3,640,000 | $ 165,454 | $ 77,000 |
| Muscogee, Georgia | 22 | $ 3,590,000 | $ 163,181 | $ 77,000 |
| St. Clair, Illinois | 22 | $ 4,090,000 | $ 185,909 | $ 83,000 |
| Caddo, Louisiana | 22 | $ 3,560,000 | $ 161,818 | $ 64,000 |
| Norfolk, Massachusetts | 22 | $ 11,540,000 | $ 524,545 | $ 166,000 |
| Christian, Missouri | 22 | $ 6,120,000 | $ 278,181 | $ 101,000 |
| Taney, Missouri | 22 | $ 4,420,000 | $ 200,909 | $ 87,000 |
| Warren, New Jersey | 22 | $ 6,270,000 | $ 285,000 | $ 122,000 |
| Hamilton, Ohio | 22 | $ 5,490,000 | $ 249,545 | $ 110,000 |
| Washington, Oregon | 22 | $ 9,180,000 | $ 417,272 | $ 147,000 |
| Laurens, South Carolina | 22 | $ 5,190,000 | $ 235,909 | $ 72,000 |
| Oconee, South Carolina | 22 | $ 4,020,000 | $ 182,727 | $ 80,000 |
| Chesterfield, Virginia | 22 | $ 7,590,000 | $ 345,000 | $ 109,000 |
| Norfolk, Virginia | 22 | $ 5,880,000 | $ 267,272 | $ 103,000 |
| Grant, Washington | 22 | $ 6,740,000 | $ 306,363 | $ 111,000 |
| Brown, Wisconsin | 22 | $ 5,220,000 | $ 237,272 | $ 93,000 |
| Montgomery, Alabama | 21 | $ 3,515,000 | $ 167,380 | $ 101,000 |
| Jefferson, Colorado | 21 | $ 10,365,000 | $ 493,571 | $ 167,000 |
| Levy, Florida | 21 | $ 4,545,000 | $ 216,428 | $ 84,000 |
| Cherokee, Georgia | 21 | $ 7,155,000 | $ 340,714 | $ 131,000 |
| Spalding, Georgia | 21 | $ 4,635,000 | $ 220,714 | $ 70,000 |
| Essex, Massachusetts | 21 | $ 8,635,000 | $ 411,190 | $ 117,000 |
| Hampden, Massachusetts | 21 | $ 5,395,000 | $ 256,904 | $ 93,000 |
| Alexander, North Carolina | 21 | $ 4,985,000 | $ 237,380 | $ 78,000 |
| Durham, North Carolina | 21 | $ 5,725,000 | $ 272,619 | $ 119,000 |
| Harnett, North Carolina | 21 | $ 6,345,000 | $ 302,142 | $ 100,000 |
| Pitt, North Carolina | 21 | $ 4,685,000 | $ 223,095 | $ 78,000 |
| Van Zandt, Texas | 21 | $ 6,095,000 | $ 290,238 | $ 115,000 |
| Suffolk, Virginia | 21 | $ 6,465,000 | $ 307,857 | $ 162,000 |
| Chelan, Washington | 21 | $ 7,595,000 | $ 361,666 | $ 136,000 |
| Douglas, Washington | 21 | $ 7,175,000 | $ 341,666 | $ 161,000 |
| Calcasieu, Louisiana | 20 | $ 3,840,000 | $ 192,000 | $ 92,000 |
| Kent, Michigan | 20 | $ 4,610,000 | $ 230,500 | $ 76,000 |
| Nye, Nevada | 20 | $ 4,710,000 | $ 235,500 | $ 76,000 |
| Cleveland, North Carolina | 20 | $ 3,930,000 | $ 196,500 | $ 80,000 |
| Moore, North Carolina | 20 | $ 7,560,000 | $ 378,000 | $ 129,000 |
| Fairfield, Ohio | 20 | $ 5,170,000 | $ 258,500 | $ 94,000 |
| Montgomery, Ohio | 20 | $ 3,150,000 | $ 157,500 | $ 69,000 |
| Summit, Ohio | 20 | $ 3,710,000 | $ 185,500 | $ 99,000 |
| Kershaw, South Carolina | 20 | $ 5,150,000 | $ 257,500 | $ 104,000 |
| Tipton, Tennessee | 20 | $ 4,480,000 | $ 224,000 | $ 78,000 |
| Erath, Texas | 20 | $ 3,630,000 | $ 181,500 | $ 93,000 |
| Polk, Texas | 20 | $ 3,690,000 | $ 184,500 | $ 96,000 |
| Bristol, Virginia | 20 | $ 2,900,000 | $ 145,000 | $ 64,000 |
| El Dorado, California | 19 | $ 8,695,000 | $ 457,631 | $ 218,000 |
| Boulder, Colorado | 19 | $ 9,465,000 | $ 498,157 | $ 161,000 |
| Douglas, Colorado | 19 | $ 11,745,000 | $ 618,157 | $ 192,000 |
| Hendry, Florida | 19 | $ 3,825,000 | $ 201,315 | $ 68,000 |
| Chatham, Georgia | 19 | $ 5,165,000 | $ 271,842 | $ 114,000 |
| Howard, Maryland | 19 | $ 7,675,000 | $ 403,947 | $ 164,000 |
| Suffolk, Massachusetts | 19 | $ 12,605,000 | $ 663,421 | $ 148,000 |
| Genesee, Michigan | 19 | $ 4,075,000 | $ 214,473 | $ 118,000 |
| Douglas, Nebraska | 19 | $ 4,415,000 | $ 232,368 | $ 102,000 |
| Lyon, Nevada | 19 | $ 5,145,000 | $ 270,789 | $ 94,000 |
| Newport News, Virginia | 19 | $ 4,355,000 | $ 229,210 | $ 83,000 |
| Portsmouth, Virginia | 19 | $ 4,375,000 | $ 230,263 | $ 82,000 |
| Washington, Virginia | 19 | $ 4,585,000 | $ 241,315 | $ 89,000 |
| Dane, Wisconsin | 19 | $ 5,065,000 | $ 266,578 | $ 119,000 |
| Napa, California | 18 | $ 9,940,000 | $ 552,222 | $ 227,000 |
| Tulare, California | 18 | $ 4,920,000 | $ 273,333 | $ 95,000 |
| Walton, Florida | 18 | $ 6,950,000 | $ 386,111 | $ 152,000 |
| Washington, Florida | 18 | $ 2,920,000 | $ 162,222 | $ 73,000 |
| Effingham, Georgia | 18 | $ 4,280,000 | $ 237,777 | $ 84,000 |
| Floyd, Georgia | 18 | $ 4,390,000 | $ 243,888 | $ 99,000 |
| Winnebago, Illinois | 18 | $ 2,740,000 | $ 152,222 | $ 96,000 |
| LaPorte, Indiana | 18 | $ 2,980,000 | $ 165,555 | $ 77,000 |
| Erie, Pennsylvania | 18 | $ 2,550,000 | $ 141,666 | $ 71,000 |
| Lackawanna, Pennsylvania | 18 | $ 2,940,000 | $ 163,333 | $ 63,000 |
| Newberry, South Carolina | 18 | $ 5,320,000 | $ 295,555 | $ 127,000 |
| Atascosa, Texas | 18 | $ 3,370,000 | $ 187,222 | $ 105,000 |
| Cooke, Texas | 18 | $ 4,200,000 | $ 233,333 | $ 110,000 |
| Campbell, Wyoming | 18 | $ 4,910,000 | $ 272,777 | $ 113,000 |
| Houston, Alabama | 17 | $ 3,715,000 | $ 218,529 | $ 96,000 |
| San Luis Obispo, California | 17 | $ 10,025,000 | $ 589,705 | $ 188,000 |
| Middlesex, Connecticut | 17 | $ 4,495,000 | $ 264,411 | $ 95,000 |
| Flagler, Florida | 17 | $ 4,515,000 | $ 265,588 | $ 88,000 |
| Bartow, Georgia | 17 | $ 4,375,000 | $ 257,352 | $ 80,000 |
| Sedgwick, Kansas | 17 | $ 3,725,000 | $ 219,117 | $ 110,000 |
| Salem, New Jersey | 17 | $ 2,405,000 | $ 141,470 | $ 76,000 |
| Alamance, North Carolina | 17 | $ 2,795,000 | $ 164,411 | $ 61,000 |
| Henderson, North Carolina | 17 | $ 5,005,000 | $ 294,411 | $ 275,000 |
| Rutherford, North Carolina | 17 | $ 3,645,000 | $ 214,411 | $ 118,000 |
| Stanly, North Carolina | 17 | $ 4,595,000 | $ 270,294 | $ 99,000 |
| Providence, Rhode Island | 17 | $ 5,165,000 | $ 303,823 | $ 105,000 |
| Sumter, South Carolina | 17 | $ 4,215,000 | $ 247,941 | $ 88,000 |
| Grainger, Tennessee | 17 | $ 3,295,000 | $ 193,823 | $ 66,000 |
| Brazos, Texas | 17 | $ 4,665,000 | $ 274,411 | $ 98,000 |
| Jefferson, Texas | 17 | $ 3,755,000 | $ 220,882 | $ 103,000 |
| Henrico, Virginia | 17 | $ 4,935,000 | $ 290,294 | $ 104,000 |
| Jefferson, Washington | 17 | $ 6,285,000 | $ 369,705 | $ 133,000 |
| Thurston, Washington | 17 | $ 6,425,000 | $ 377,941 | $ 126,000 |
| Shelby, Alabama | 16 | $ 2,720,000 | $ 170,000 | $ 74,000 |
| Columbia, Florida | 16 | $ 3,260,000 | $ 203,750 | $ 71,000 |
| Coweta, Georgia | 16 | $ 4,610,000 | $ 288,125 | $ 159,000 |
| Forsyth, Georgia | 16 | $ 5,830,000 | $ 364,375 | $ 171,000 |
| Hart, Georgia | 16 | $ 4,090,000 | $ 255,625 | $ 88,000 |
| Kankakee, Illinois | 16 | $ 2,620,000 | $ 163,750 | $ 78,000 |
| Kenton, Kentucky | 16 | $ 2,820,000 | $ 176,250 | $ 81,000 |
| Scott, Minnesota | 16 | $ 4,930,000 | $ 308,125 | $ 109,000 |
| Stone, Missouri | 16 | $ 3,590,000 | $ 224,375 | $ 111,000 |
| New York, New York | 16 | $ 9,950,000 | $ 621,875 | $ 296,000 |
| Cherokee, South Carolina | 16 | $ 3,280,000 | $ 205,000 | $ 86,000 |
| Edgefield, South Carolina | 16 | $ 3,450,000 | $ 215,625 | $ 86,000 |
| Wilson, Tennessee | 16 | $ 5,270,000 | $ 329,375 | $ 135,000 |
| Bastrop, Texas | 16 | $ 4,240,000 | $ 265,000 | $ 130,000 |
| McLennan, Texas | 16 | $ 3,940,000 | $ 246,250 | $ 105,000 |
| Medina, Texas | 16 | $ 3,380,000 | $ 211,250 | $ 80,000 |
| Navarro, Texas | 16 | $ 4,550,000 | $ 284,375 | $ 197,000 |
| Washington, Utah | 16 | $ 5,940,000 | $ 371,250 | $ 154,000 |
| Spotsylvania, Virginia | 16 | $ 5,310,000 | $ 331,875 | $ 125,000 |
| Mason, Washington | 16 | $ 5,350,000 | $ 334,375 | $ 126,000 |
| Kenosha, Wisconsin | 16 | $ 3,640,000 | $ 227,500 | $ 89,000 |
| Lawrence, Alabama | 15 | $ 2,555,000 | $ 170,333 | $ 58,000 |
| Santa Clara, California | 15 | $ 10,405,000 | $ 693,666 | $ 143,000 |
| Denver, Colorado | 15 | $ 6,545,000 | $ 436,333 | $ 147,000 |
| Hall, Georgia | 15 | $ 4,635,000 | $ 309,000 | $ 88,000 |
| Walton, Georgia | 15 | $ 4,095,000 | $ 273,000 | $ 109,000 |
| Rock Island, Illinois | 15 | $ 2,305,000 | $ 153,666 | $ 68,000 |
| Noble, Indiana | 15 | $ 1,775,000 | $ 118,333 | $ 60,000 |
| Washington, Minnesota | 15 | $ 5,025,000 | $ 335,000 | $ 124,000 |
| Jackson, Mississippi | 15 | $ 2,375,000 | $ 158,333 | $ 83,000 |
| Platte, Missouri | 15 | $ 5,025,000 | $ 335,000 | $ 103,000 |
| Butler, Ohio | 15 | $ 3,425,000 | $ 228,333 | $ 85,000 |
| Canadian, Oklahoma | 15 | $ 4,525,000 | $ 301,666 | $ 93,000 |
| Dauphin, Pennsylvania | 15 | $ 4,115,000 | $ 274,333 | $ 173,000 |
| Beaufort, South Carolina | 15 | $ 4,865,000 | $ 324,333 | $ 107,000 |
| Humphreys, Tennessee | 15 | $ 2,425,000 | $ 161,666 | $ 71,000 |
| Hardin, Texas | 15 | $ 3,295,000 | $ 219,666 | $ 97,000 |
| Wood, Texas | 15 | $ 3,195,000 | $ 213,000 | $ 96,000 |
| Uintah, Utah | 15 | $ 3,055,000 | $ 203,666 | $ 93,000 |
| Danville, Virginia | 15 | $ 2,435,000 | $ 162,333 | $ 61,000 |
| Kitsap, Washington | 15 | $ 7,655,000 | $ 510,333 | $ 204,000 |
| Marshall, Alabama | 14 | $ 2,740,000 | $ 195,714 | $ 70,000 |
| Okeechobee, Florida | 14 | $ 2,500,000 | $ 178,571 | $ 83,000 |
| Sumter, Florida | 14 | $ 4,660,000 | $ 332,857 | $ 184,000 |
| Barrow, Georgia | 14 | $ 3,880,000 | $ 277,142 | $ 87,000 |
| Porter, Indiana | 14 | $ 4,020,000 | $ 287,142 | $ 149,000 |
| Bell, Kentucky | 14 | $ 2,470,000 | $ 176,428 | $ 63,000 |
| Caroline, Maryland | 14 | $ 3,740,000 | $ 267,142 | $ 98,000 |
| Bay, Michigan | 14 | $ 2,060,000 | $ 147,142 | $ 76,000 |
| Onondaga, New York | 14 | $ 2,210,000 | $ 157,857 | $ 84,000 |
| Franklin, North Carolina | 14 | $ 3,970,000 | $ 283,571 | $ 95,000 |
| New Hanover, North Carolina | 14 | $ 4,580,000 | $ 327,142 | $ 133,000 |
| Lane, Oregon | 14 | $ 5,410,000 | $ 386,428 | $ 115,000 |
| Marion, Oregon | 14 | $ 4,380,000 | $ 312,857 | $ 108,000 |
| Georgetown, South Carolina | 14 | $ 5,210,000 | $ 372,142 | $ 160,000 |
| Cumberland, Tennessee | 14 | $ 2,380,000 | $ 170,000 | $ 55,000 |
| Anderson, Texas | 14 | $ 2,300,000 | $ 164,285 | $ 83,000 |
| Fannin, Texas | 14 | $ 3,490,000 | $ 249,285 | $ 129,000 |
| Waller, Texas | 14 | $ 4,620,000 | $ 330,000 | $ 125,000 |
| Campbell, Virginia | 14 | $ 2,660,000 | $ 190,000 | $ 59,000 |
| Roanoke, Virginia | 14 | $ 3,850,000 | $ 275,000 | $ 127,000 |
| Lewis, Washington | 14 | $ 4,080,000 | $ 291,428 | $ 107,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 43,986 | $12,597,300,000 | $286,000 | $3,005,000 | $110,000 | $7,723,000 |
| Cash-out Refinancing | 4,594 | $1,264,200,000 | $275,000 | $2,105,000 | $99,000 | $4,240,000 |
| Refinancing | 1,274 | $393,780,000 | $309,000 | $1,805,000 | $126,000 | $2,760,000 |
| Other Purpose | 1,157 | $198,525,000 | $171,000 | $2,125,000 | $107,000 | $7,723,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,972 | $6,722,190,000 | $280,000 | $3,005,000 | $115,000 | $7,723,000 |
| Hispanic | 9,057 | $2,544,885,000 | $280,000 | $1,335,000 | $102,000 | $4,427,000 |
| Not Provided | 7,913 | $2,167,385,000 | $273,000 | $2,795,000 | $102,000 | $2,760,000 |
| Black or African American | 7,463 | $2,064,015,000 | $276,000 | $1,785,000 | $96,000 | $1,237,000 |
| Asian | 1,557 | $592,485,000 | $380,000 | $2,505,000 | $139,000 | $1,210,000 |
| American Indian or Alaskan Native | 341 | $87,915,000 | $257,000 | $1,235,000 | $109,000 | $6,668,000 |
| Native Hawaiian or Other Pacific Islander | 96 | $33,740,000 | $351,000 | $955,000 | $124,000 | $475,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,638 | $6,233,030,000 | $275,000 | $3,005,000 | $132,000 | $7,723,000 |
| FHA-insured (Federal Housing Administration) | 22,615 | $6,249,515,000 | $276,000 | $1,575,000 | $89,000 | $1,562,000 |
| VA-guaranteed (Veterans Administration) | 4,997 | $1,824,365,000 | $365,000 | $1,785,000 | $108,000 | $1,237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 761 | $146,895,000 | $193,000 | $425,000 | $69,000 | $151,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 27,176 | $7,909,250,000 | $291,000 | $3,005,000 | $117,000 | $7,723,000 |
| Preapproval Approved but not Accepted | 7,386 | $1,986,470,000 | $268,000 | $2,565,000 | $97,000 | $1,980,000 |
| Preapproval Denied by Financial Institution | 5,210 | $1,296,890,000 | $248,000 | $2,505,000 | $78,000 | $3,420,000 |
| Application Approved But Not Accepted | 4,304 | $1,274,390,000 | $296,000 | $2,125,000 | $116,000 | $6,517,000 |
| Application Denied By Financial Institution | 3,481 | $985,645,000 | $283,000 | $3,005,000 | $96,000 | $6,617,000 |
| Application Withdrawn By Applicant | 2,606 | $757,100,000 | $290,000 | $3,005,000 | $126,000 | $6,668,000 |
| File Closed For Incompleteness | 848 | $244,060,000 | $287,000 | $1,565,000 | $122,000 | $2,833,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 42,320 | $12,171,270,000 | $287,000 | $3,005,000 | $114,000 | $7,723,000 |
| Debt-To-Income Ratio | 4,314 | $1,132,230,000 | $262,000 | $2,345,000 | $68,000 | $953,000 |
| Credit Application Incomplete | 1,355 | $401,405,000 | $296,000 | $2,305,000 | $109,000 | $2,760,000 |
| Credit History | 1,313 | $294,195,000 | $224,000 | $1,235,000 | $90,000 | $3,420,000 |
| Employment History | 519 | $131,205,000 | $252,000 | $1,675,000 | $85,000 | $903,000 |
| Other | 479 | $128,785,000 | $268,000 | $3,005,000 | $112,000 | $2,323,000 |
| Collateral | 339 | $83,255,000 | $245,000 | $1,755,000 | $114,000 | $1,134,000 |
| Unverifiable Information | 211 | $69,425,000 | $329,000 | $1,715,000 | $149,000 | $6,617,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 161 | $42,035,000 | $261,000 | $1,045,000 | $100,000 | $600,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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