Cardinal Financial Company, Limited Partnership
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Cardinal Financial Company, Limited Partnership 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cardinal Financial Company, Limited Partnership 3701 Arco Corporate Dr., Suite 200 Sacramento, PA 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 51,011 |
| Total Mortgage Loan Application Amount | $14,453,805,000 |
| Average Mortgage Loan Application Amount | $260,250 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $110,500 |
| Highest Applicant Income | $7,723,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Cardinal Financial Company, Limited Partnership. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cardinal Financial Company, Limited Partnership's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Cardinal Financial Company, Limited Partnership's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cardinal Financial Company, Limited Partnership serves its applicants.
Each category highlights the total number of mortgage applications processed by Cardinal Financial Company, Limited Partnership, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cardinal Financial Company, Limited Partnership's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 16,445 | $ 4,110,765,000 | $ 241,250 | $ 99,541 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,501 | $ 418,875,000 | $ 279,000 | $ 116,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,465 | $ 403,995,000 | $ 275,000 | $ 132,000 |
| DALLAS-PLANO-IRVING, TX | 1,385 | $ 446,005,000 | $ 322,000 | $ 141,000 |
| FORT WORTH-ARLINGTON, TX | 1,292 | $ 367,780,000 | $ 284,000 | $ 120,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,099 | $ 543,185,000 | $ 494,000 | $ 168,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 947 | $ 268,515,000 | $ 283,000 | $ 100,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 736 | $ 400,170,000 | $ 508,500 | $ 165,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 606 | $ 153,480,000 | $ 253,000 | $ 110,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 571 | $ 210,985,000 | $ 369,000 | $ 152,000 |
| EL PASO, TX | 527 | $ 114,005,000 | $ 216,000 | $ 106,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 523 | $ 194,145,000 | $ 371,000 | $ 134,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 508 | $ 156,160,000 | $ 307,000 | $ 120,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 463 | $ 130,345,000 | $ 278,500 | $ 100,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 456 | $ 120,030,000 | $ 266,000 | $ 117,500 |
| JACKSONVILLE, FL | 451 | $ 128,805,000 | $ 285,000 | $ 97,000 |
| KNOXVILLE, TN | 420 | $ 110,800,000 | $ 263,000 | $ 97,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 408 | $ 179,760,000 | $ 414,750 | $ 127,750 |
| SOUTH BEND-MISHAWAKA, IN-MI | 394 | $ 61,960,000 | $ 179,500 | $ 86,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 388 | $ 123,730,000 | $ 318,000 | $ 123,000 |
| ELKHART-GOSHEN, IN | 385 | $ 69,365,000 | $ 180,000 | $ 86,000 |
| CAPE CORAL-FORT MYERS, FL | 365 | $ 105,465,000 | $ 288,000 | $ 115,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 330 | $ 75,750,000 | $ 223,500 | $ 86,500 |
| LUBBOCK, TX | 324 | $ 60,780,000 | $ 187,000 | $ 95,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 322 | $ 109,380,000 | $ 339,000 | $ 130,000 |
| BATON ROUGE, LA | 315 | $ 65,335,000 | $ 207,000 | $ 88,000 |
| CHICAGO-NAPERVILLE, IL | 305 | $ 74,045,000 | $ 242,000 | $ 115,000 |
| ST. LOUIS, MO-IL | 299 | $ 64,765,000 | $ 192,000 | $ 89,500 |
| NEW YORK-NEWARK, NY | 296 | $ 114,750,000 | $ 378,500 | $ 137,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 287 | $ 94,565,000 | $ 329,000 | $ 119,000 |
| SALT LAKE CITY, UT | 281 | $ 118,415,000 | $ 421,000 | $ 138,000 |
| LAKELAND-WINTER HAVEN, FL | 280 | $ 66,630,000 | $ 237,000 | $ 88,000 |
| MEMPHIS, TN-MS-AR | 273 | $ 69,405,000 | $ 249,333 | $ 98,666 |
| NEWARK, NJ-PA | 265 | $ 105,175,000 | $ 317,500 | $ 125,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 255 | $ 87,065,000 | $ 341,000 | $ 147,000 |
| WINSTON-SALEM, NC | 248 | $ 50,040,000 | $ 201,000 | $ 85,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 240 | $ 96,750,000 | $ 403,000 | $ 128,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 235 | $ 67,095,000 | $ 285,000 | $ 105,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 235 | $ 86,455,000 | $ 367,000 | $ 176,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 231 | $ 68,095,000 | $ 288,000 | $ 113,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 230 | $ 53,030,000 | $ 230,000 | $ 110,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 226 | $ 43,490,000 | $ 188,000 | $ 76,000 |
| ALBUQUERQUE, NM | 225 | $ 76,555,000 | $ 340,000 | $ 131,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 215 | $ 51,335,000 | $ 238,000 | $ 79,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 215 | $ 85,605,000 | $ 400,500 | $ 140,500 |
| COLUMBIA, SC | 211 | $ 53,335,000 | $ 252,000 | $ 100,000 |
| PORT ST. LUCIE, FL | 199 | $ 63,225,000 | $ 317,000 | $ 119,000 |
| PANAMA CITY, FL | 191 | $ 49,345,000 | $ 258,000 | $ 112,000 |
| OGDEN-CLEARFIELD, UT | 186 | $ 70,440,000 | $ 378,000 | $ 126,000 |
| KANSAS CITY, MO-KS | 182 | $ 37,720,000 | $ 238,500 | $ 110,500 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 182 | $ 68,400,000 | $ 375,000 | $ 144,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 181 | $ 58,755,000 | $ 324,000 | $ 118,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 177 | $ 75,755,000 | $ 427,000 | $ 165,000 |
| SAN DIEGO-CARLSBAD, CA | 175 | $ 98,325,000 | $ 561,000 | $ 197,000 |
| AMARILLO, TX | 173 | $ 30,015,000 | $ 173,000 | $ 90,000 |
| OCALA, FL | 170 | $ 36,890,000 | $ 217,000 | $ 89,000 |
| CAMDEN, NJ | 157 | $ 41,045,000 | $ 261,000 | $ 111,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 157 | $ 90,255,000 | $ 574,000 | $ 205,000 |
| AUSTIN-ROUND ROCK, TX | 154 | $ 55,530,000 | $ 360,000 | $ 155,000 |
| NEW ORLEANS-METAIRIE, LA | 152 | $ 35,850,000 | $ 235,000 | $ 104,000 |
| WILMINGTON, DE-MD-NJ | 150 | $ 43,680,000 | $ 257,666 | $ 98,666 |
| HICKORY-LENOIR-MORGANTON, NC | 145 | $ 27,355,000 | $ 188,000 | $ 75,000 |
| PITTSBURGH, PA | 145 | $ 29,385,000 | $ 202,000 | $ 97,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 144 | $ 73,840,000 | $ 512,000 | $ 154,000 |
| GREENSBORO-HIGH POINT, NC | 143 | $ 30,655,000 | $ 214,000 | $ 94,000 |
| DENVER-AURORA-LAKEWOOD, CO | 141 | $ 64,665,000 | $ 458,000 | $ 151,000 |
| JOHNSON CITY, TN | 141 | $ 28,345,000 | $ 201,000 | $ 83,000 |
| COLORADO SPRINGS, CO | 140 | $ 63,900,000 | $ 456,000 | $ 150,000 |
| ODESSA, TX | 137 | $ 24,245,000 | $ 176,000 | $ 90,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 136 | $ 35,370,000 | $ 260,000 | $ 97,000 |
| COLUMBUS, OH | 133 | $ 32,665,000 | $ 245,000 | $ 107,000 |
| RENO, NV | 128 | $ 49,390,000 | $ 385,000 | $ 133,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 123 | $ 41,885,000 | $ 340,000 | $ 120,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 120 | $ 30,470,000 | $ 265,500 | $ 111,000 |
| OKLAHOMA CITY, OK | 120 | $ 26,770,000 | $ 223,000 | $ 97,000 |
| ABILENE, TX | 118 | $ 23,930,000 | $ 202,000 | $ 82,000 |
| PHILADELPHIA, PA | 115 | $ 25,085,000 | $ 218,000 | $ 100,000 |
| EL CENTRO, CA | 113 | $ 24,285,000 | $ 214,000 | $ 97,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 112 | $ 45,490,000 | $ 406,000 | $ 152,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 110 | $ 35,290,000 | $ 320,000 | $ 132,000 |
| NEW HAVEN-MILFORD, CT | 110 | $ 33,270,000 | $ 302,000 | $ 124,000 |
| RALEIGH, NC | 107 | $ 29,945,000 | $ 279,000 | $ 100,000 |
| CLARKSVILLE, TN-KY | 103 | $ 23,485,000 | $ 184,000 | $ 83,500 |
| PROVO-OREM, UT | 103 | $ 44,675,000 | $ 433,000 | $ 133,000 |
| KENNEWICK-RICHLAND, WA | 97 | $ 32,775,000 | $ 337,000 | $ 151,000 |
| PUNTA GORDA, FL | 94 | $ 25,070,000 | $ 266,000 | $ 109,000 |
| TACOMA-LAKEWOOD, WA | 94 | $ 44,150,000 | $ 469,000 | $ 173,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 92 | $ 20,290,000 | $ 220,000 | $ 135,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 91 | $ 22,965,000 | $ 257,000 | $ 95,000 |
| SPARTANBURG, SC | 91 | $ 18,325,000 | $ 201,000 | $ 71,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 90 | $ 37,940,000 | $ 421,000 | $ 123,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 89 | $ 14,005,000 | $ 157,000 | $ 94,000 |
| MORRISTOWN, TN | 89 | $ 18,985,000 | $ 213,000 | $ 74,000 |
| SEBASTIAN-VERO BEACH, FL | 89 | $ 29,995,000 | $ 337,000 | $ 176,000 |
| DOVER, DE | 88 | $ 26,010,000 | $ 295,000 | $ 104,000 |
| BOSTON, MA | 86 | $ 44,830,000 | $ 521,000 | $ 134,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 86 | $ 21,740,000 | $ 252,000 | $ 108,000 |
| SHERMAN-DENISON, TX | 86 | $ 20,830,000 | $ 242,000 | $ 131,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 85 | $ 19,665,000 | $ 231,000 | $ 87,000 |
| CINCINNATI, OH-KY-IN | 84 | $ 18,000,000 | $ 202,333 | $ 94,000 |
| FRESNO, CA | 84 | $ 23,090,000 | $ 274,000 | $ 108,000 |
| MOBILE, AL | 83 | $ 15,795,000 | $ 190,000 | $ 85,000 |
| CLEVELAND-ELYRIA, OH | 81 | $ 14,945,000 | $ 184,000 | $ 93,000 |
| HUNTSVILLE, AL | 81 | $ 23,465,000 | $ 289,000 | $ 111,000 |
| FAYETTEVILLE, NC | 78 | $ 20,750,000 | $ 266,000 | $ 95,000 |
| TULSA, OK | 78 | $ 19,100,000 | $ 244,000 | $ 105,000 |
| HOMOSASSA SPRINGS, FL | 77 | $ 14,645,000 | $ 190,000 | $ 81,000 |
| TYLER, TX | 77 | $ 19,265,000 | $ 250,000 | $ 121,000 |
| RICHMOND, VA | 76 | $ 22,860,000 | $ 300,000 | $ 100,000 |
| TUCSON, AZ | 76 | $ 20,810,000 | $ 273,000 | $ 105,000 |
| MODESTO, CA | 74 | $ 29,450,000 | $ 397,000 | $ 114,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 70 | $ 15,170,000 | $ 204,000 | $ 85,500 |
| SPRINGFIELD, MO | 70 | $ 15,490,000 | $ 221,000 | $ 82,000 |
| STOCKTON-LODI, CA | 70 | $ 28,860,000 | $ 412,000 | $ 154,000 |
| VINELAND-BRIDGETON, NJ | 69 | $ 13,905,000 | $ 201,000 | $ 78,000 |
| GAINESVILLE, FL | 68 | $ 14,010,000 | $ 206,000 | $ 97,000 |
| MIDLAND, TX | 67 | $ 14,835,000 | $ 221,000 | $ 116,000 |
| BIRMINGHAM-HOOVER, AL | 66 | $ 14,460,000 | $ 219,000 | $ 103,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 66 | $ 17,260,000 | $ 261,000 | $ 103,000 |
| LANCASTER, PA | 66 | $ 16,790,000 | $ 254,000 | $ 105,000 |
| LANSING-EAST LANSING, MI | 65 | $ 12,495,000 | $ 192,000 | $ 88,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 63 | $ 28,135,000 | $ 446,000 | $ 136,000 |
| SPOKANE-SPOKANE VALLEY, WA | 62 | $ 17,770,000 | $ 286,000 | $ 100,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 61 | $ 39,665,000 | $ 650,000 | $ 233,000 |
| PROVIDENCE-WARWICK, RI-MA | 61 | $ 23,335,000 | $ 383,000 | $ 143,500 |
| ROANOKE, VA | 57 | $ 12,275,000 | $ 215,000 | $ 88,000 |
| ELGIN, IL | 55 | $ 13,085,000 | $ 237,000 | $ 117,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 55 | $ 12,235,000 | $ 222,500 | $ 91,500 |
| SALISBURY, MD-DE | 55 | $ 13,265,000 | $ 229,500 | $ 91,500 |
| VALLEJO-FAIRFIELD, CA | 55 | $ 25,965,000 | $ 472,000 | $ 145,000 |
| CHATTANOOGA, TN-GA | 54 | $ 12,590,000 | $ 227,500 | $ 81,000 |
| KILLEEN-TEMPLE, TX | 54 | $ 15,460,000 | $ 286,000 | $ 97,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 54 | $ 13,250,000 | $ 245,000 | $ 93,000 |
| LAFAYETTE, LA | 53 | $ 10,905,000 | $ 205,000 | $ 85,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 53 | $ 8,255,000 | $ 155,000 | $ 60,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 52 | $ 35,720,000 | $ 686,000 | $ 216,000 |
| DES MOINES-WEST DES MOINES, IA | 52 | $ 10,730,000 | $ 206,000 | $ 98,000 |
| GARY, IN | 52 | $ 11,030,000 | $ 212,000 | $ 98,000 |
| SANTA FE, NM | 52 | $ 16,850,000 | $ 324,000 | $ 106,000 |
| ASHEVILLE, NC | 51 | $ 13,455,000 | $ 263,000 | $ 146,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 51 | $ 8,315,000 | $ 163,000 | $ 102,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 51 | $ 11,665,000 | $ 228,000 | $ 90,500 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 50 | $ 8,400,000 | $ 163,500 | $ 83,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 48 | $ 16,210,000 | $ 337,000 | $ 130,000 |
| JANESVILLE-BELOIT, WI | 48 | $ 6,000,000 | $ 125,000 | $ 85,000 |
| HAMMOND, LA | 47 | $ 11,035,000 | $ 234,000 | $ 89,000 |
| MIDLAND, MI | 47 | $ 9,605,000 | $ 204,000 | $ 103,000 |
| LYNCHBURG, VA | 45 | $ 10,165,000 | $ 225,000 | $ 82,000 |
| SAVANNAH, GA | 44 | $ 11,710,000 | $ 266,000 | $ 101,000 |
| DECATUR, AL | 43 | $ 9,065,000 | $ 210,000 | $ 74,000 |
| WORCESTER, MA-CT | 43 | $ 14,885,000 | $ 330,000 | $ 150,500 |
| MERCED, CA | 42 | $ 15,030,000 | $ 357,000 | $ 136,000 |
| NILES-BENTON HARBOR, MI | 42 | $ 6,150,000 | $ 146,000 | $ 74,000 |
| TALLAHASSEE, FL | 42 | $ 9,510,000 | $ 226,000 | $ 108,000 |
| WENATCHEE, WA | 42 | $ 14,770,000 | $ 351,000 | $ 148,000 |
| GREELEY, CO | 41 | $ 15,285,000 | $ 372,000 | $ 121,000 |
| LAS CRUCES, NM | 41 | $ 12,165,000 | $ 296,000 | $ 138,000 |
| BEAUMONT-PORT ARTHUR, TX | 39 | $ 8,045,000 | $ 206,000 | $ 95,000 |
| LONGVIEW, WA | 39 | $ 9,505,000 | $ 243,000 | $ 88,000 |
| FORT COLLINS, CO | 38 | $ 16,770,000 | $ 441,000 | $ 157,000 |
| MACON-BIBB COUNTY, GA | 38 | $ 7,620,000 | $ 200,000 | $ 67,000 |
| DURHAM-CHAPEL HILL, NC | 37 | $ 11,455,000 | $ 309,000 | $ 131,000 |
| EAST STROUDSBURG, PA | 37 | $ 8,005,000 | $ 216,000 | $ 102,000 |
| WARNER ROBINS, GA | 37 | $ 6,825,000 | $ 184,000 | $ 86,000 |
| GRAND RAPIDS-WYOMING, MI | 36 | $ 8,450,000 | $ 234,000 | $ 101,000 |
| HINESVILLE, GA | 36 | $ 8,470,000 | $ 235,000 | $ 75,000 |
| RACINE, WI | 36 | $ 6,760,000 | $ 187,000 | $ 84,000 |
| MADISON, WI | 35 | $ 7,885,000 | $ 225,000 | $ 99,000 |
| CORPUS CHRISTI, TX | 33 | $ 8,465,000 | $ 256,000 | $ 95,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 32 | $ 9,000,000 | $ 260,000 | $ 86,500 |
| YORK-HANOVER, PA | 32 | $ 7,810,000 | $ 244,000 | $ 101,000 |
| YUBA CITY, CA | 32 | $ 10,070,000 | $ 314,000 | $ 105,000 |
| FOND DU LAC, WI | 31 | $ 5,345,000 | $ 172,000 | $ 80,000 |
| MONTGOMERY, AL | 31 | $ 5,795,000 | $ 186,000 | $ 103,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 30 | $ 6,700,000 | $ 223,000 | $ 106,000 |
| JACKSONVILLE, NC | 30 | $ 7,140,000 | $ 238,000 | $ 100,000 |
| MCALLEN-EDINBURG-MISSION, TX | 30 | $ 6,190,000 | $ 206,000 | $ 84,000 |
| SAGINAW, MI | 30 | $ 4,640,000 | $ 154,000 | $ 90,000 |
| COLUMBUS, GA-AL | 29 | $ 5,435,000 | $ 207,000 | $ 74,500 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 29 | $ 5,315,000 | $ 183,000 | $ 84,000 |
| GREEN BAY, WI | 29 | $ 6,775,000 | $ 233,000 | $ 97,000 |
| SHREVEPORT-BOSSIER CITY, LA | 29 | $ 4,915,000 | $ 169,000 | $ 67,000 |
| URBAN HONOLULU, HI | 29 | $ 17,195,000 | $ 592,000 | $ 118,000 |
| AKRON, OH | 28 | $ 5,360,000 | $ 191,000 | $ 95,000 |
| COLLEGE STATION-BRYAN, TX | 28 | $ 8,410,000 | $ 300,000 | $ 103,000 |
| BROWNSVILLE-HARLINGEN, TX | 26 | $ 4,990,000 | $ 191,000 | $ 101,000 |
| LONGVIEW, TX | 26 | $ 5,760,000 | $ 221,000 | $ 92,000 |
| OSHKOSH-NEENAH, WI | 26 | $ 3,930,000 | $ 151,000 | $ 81,000 |
| READING, PA | 26 | $ 6,050,000 | $ 232,000 | $ 83,000 |
| WICHITA FALLS, TX | 26 | $ 4,770,000 | $ 183,000 | $ 85,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 25 | $ 8,395,000 | $ 335,000 | $ 137,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 25 | $ 7,215,000 | $ 288,000 | $ 141,000 |
| BOISE CITY, ID | 24 | $ 9,020,000 | $ 375,000 | $ 115,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 24 | $ 4,440,000 | $ 185,000 | $ 87,000 |
| TRENTON, NJ | 24 | $ 6,660,000 | $ 277,000 | $ 137,000 |
| BAKERSFIELD, CA | 23 | $ 7,215,000 | $ 313,000 | $ 91,000 |
| HARRISBURG-CARLISLE, PA | 23 | $ 6,145,000 | $ 267,000 | $ 145,000 |
| LEBANON, PA | 23 | $ 4,805,000 | $ 208,000 | $ 89,000 |
| SPRINGFIELD, MA | 23 | $ 5,865,000 | $ 255,000 | $ 94,000 |
| WICHITA, KS | 23 | $ 4,705,000 | $ 204,000 | $ 102,000 |
| YAKIMA, WA | 23 | $ 5,625,000 | $ 244,000 | $ 93,000 |
| CLEVELAND, TN | 22 | $ 3,830,000 | $ 174,000 | $ 65,000 |
| FORT WAYNE, IN | 22 | $ 3,910,000 | $ 177,000 | $ 66,000 |
| LAKE CHARLES, LA | 22 | $ 4,500,000 | $ 204,000 | $ 103,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 22 | $ 5,010,000 | $ 227,000 | $ 81,000 |
| PUEBLO, CO | 22 | $ 7,390,000 | $ 335,000 | $ 102,000 |
| DOTHAN, AL | 21 | $ 4,275,000 | $ 203,000 | $ 87,000 |
| GREENVILLE, NC | 21 | $ 4,685,000 | $ 223,000 | $ 78,000 |
| JACKSON, TN | 21 | $ 2,905,000 | $ 138,000 | $ 56,000 |
| WILMINGTON, NC | 21 | $ 6,315,000 | $ 300,000 | $ 110,000 |
| ROCKFORD, IL | 20 | $ 3,180,000 | $ 159,000 | $ 95,000 |
| BOULDER, CO | 19 | $ 9,465,000 | $ 498,000 | $ 161,000 |
| FLINT, MI | 19 | $ 4,075,000 | $ 214,000 | $ 118,000 |
| SYRACUSE, NY | 19 | $ 2,945,000 | $ 155,000 | $ 80,000 |
| ERIE, PA | 18 | $ 2,550,000 | $ 141,000 | $ 71,000 |
| FLORENCE-MUSCLE SHOALS, AL | 18 | $ 2,820,000 | $ 156,000 | $ 63,000 |
| JACKSON, MS | 18 | $ 3,710,000 | $ 206,000 | $ 116,000 |
| MICHIGAN CITY-LA PORTE, IN | 18 | $ 2,980,000 | $ 165,000 | $ 77,000 |
| NAPA, CA | 18 | $ 9,940,000 | $ 552,000 | $ 227,000 |
| ROCKY MOUNT, NC | 18 | $ 3,660,000 | $ 203,000 | $ 82,000 |
| ROME, GA | 18 | $ 4,390,000 | $ 243,000 | $ 99,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 18 | $ 12,270,000 | $ 681,000 | $ 144,000 |
| SUMTER, SC | 18 | $ 4,520,000 | $ 251,000 | $ 85,000 |
| VISALIA-PORTERVILLE, CA | 18 | $ 4,920,000 | $ 273,000 | $ 95,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 18 | $ 2,380,000 | $ 132,500 | $ 71,000 |
| ALEXANDRIA, LA | 17 | $ 3,345,000 | $ 196,000 | $ 93,000 |
| BURLINGTON, NC | 17 | $ 2,795,000 | $ 164,000 | $ 61,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 17 | $ 5,685,000 | $ 334,000 | $ 105,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 17 | $ 2,775,000 | $ 162,666 | $ 95,333 |
| OLYMPIA-TUMWATER, WA | 17 | $ 6,425,000 | $ 377,000 | $ 126,000 |
| SALEM, OR | 17 | $ 5,365,000 | $ 315,000 | $ 103,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 17 | $ 10,025,000 | $ 589,000 | $ 188,000 |
| WACO, TX | 17 | $ 4,045,000 | $ 237,000 | $ 102,000 |
| ALBANY-SCHENECTADY-TROY, NY | 16 | $ 4,370,000 | $ 273,000 | $ 114,000 |
| EAU CLAIRE, WI | 16 | $ 3,770,000 | $ 235,000 | $ 121,000 |
| KANKAKEE, IL | 16 | $ 2,620,000 | $ 163,000 | $ 78,000 |
| NEW BERN, NC | 16 | $ 2,800,000 | $ 175,000 | $ 81,000 |
| ST. GEORGE, UT | 16 | $ 5,940,000 | $ 371,000 | $ 154,000 |
| VALDOSTA, GA | 16 | $ 2,880,000 | $ 180,000 | $ 72,000 |
| ALBANY, GA | 15 | $ 2,875,000 | $ 191,000 | $ 72,000 |
| BREMERTON-SILVERDALE, WA | 15 | $ 7,655,000 | $ 510,000 | $ 204,000 |
| GAINESVILLE, GA | 15 | $ 4,635,000 | $ 309,000 | $ 88,000 |
| TOLEDO, OH | 15 | $ 1,945,000 | $ 129,000 | $ 169,000 |
| BAY CITY, MI | 14 | $ 2,060,000 | $ 147,000 | $ 76,000 |
| EUGENE, OR | 14 | $ 5,410,000 | $ 386,000 | $ 115,000 |
| JOPLIN, MO | 14 | $ 2,130,000 | $ 152,000 | $ 61,000 |
| ST. CLOUD, MN | 14 | $ 2,700,000 | $ 192,000 | $ 91,000 |
| THE VILLAGES, FL | 14 | $ 4,660,000 | $ 332,000 | $ 184,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 13 | $ 1,795,000 | $ 138,000 | $ 65,000 |
| CEDAR RAPIDS, IA | 13 | $ 2,785,000 | $ 214,000 | $ 73,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 13 | $ 2,385,000 | $ 183,000 | $ 80,000 |
| FLORENCE, SC | 13 | $ 2,825,000 | $ 217,000 | $ 87,000 |
| LEXINGTON-FAYETTE, KY | 13 | $ 2,965,000 | $ 228,000 | $ 103,000 |
| MEDFORD, OR | 13 | $ 3,855,000 | $ 296,000 | $ 99,000 |
| SIERRA VISTA-DOUGLAS, AZ | 13 | $ 2,355,000 | $ 181,000 | $ 74,000 |
| TUSCALOOSA, AL | 13 | $ 1,505,000 | $ 115,000 | $ 76,000 |
| AMES, IA | 12 | $ 2,210,000 | $ 184,000 | $ 82,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 12 | $ 2,510,000 | $ 209,000 | $ 110,000 |
| DULUTH, MN-WI | 12 | $ 2,640,000 | $ 200,000 | $ 112,500 |
| EVANSVILLE, IN-KY | 12 | $ 3,180,000 | $ 255,000 | $ 100,500 |
| FARGO, ND-MN | 12 | $ 3,570,000 | $ 250,500 | $ 84,500 |
| HOUMA-THIBODAUX, LA | 12 | $ 1,990,000 | $ 165,000 | $ 65,000 |
| LAREDO, TX | 12 | $ 2,990,000 | $ 249,000 | $ 86,000 |
| ROCHESTER, MN | 12 | $ 3,030,000 | $ 252,000 | $ 88,000 |
| TOPEKA, KS | 12 | $ 1,850,000 | $ 154,000 | $ 82,000 |
| VICTORIA, TX | 12 | $ 4,020,000 | $ 335,000 | $ 111,000 |
| WINCHESTER, VA-WV | 12 | $ 3,460,000 | $ 257,000 | $ 85,500 |
| APPLETON, WI | 11 | $ 2,785,000 | $ 253,000 | $ 114,000 |
| BATTLE CREEK, MI | 11 | $ 1,805,000 | $ 164,000 | $ 79,000 |
| BINGHAMTON, NY | 11 | $ 1,705,000 | $ 155,000 | $ 87,000 |
| BOWLING GREEN, KY | 11 | $ 2,435,000 | $ 221,000 | $ 88,000 |
| BRUNSWICK, GA | 11 | $ 2,015,000 | $ 183,000 | $ 86,000 |
| DALTON, GA | 11 | $ 2,145,000 | $ 195,000 | $ 64,000 |
| MANCHESTER-NASHUA, NH | 11 | $ 3,815,000 | $ 346,000 | $ 100,000 |
| MONROE, LA | 11 | $ 2,405,000 | $ 218,000 | $ 96,000 |
| NORWICH-NEW LONDON, CT | 11 | $ 2,775,000 | $ 252,000 | $ 106,000 |
| SANTA ROSA, CA | 11 | $ 6,825,000 | $ 620,000 | $ 212,000 |
| SEBRING, FL | 11 | $ 2,315,000 | $ 210,000 | $ 83,000 |
| TERRE HAUTE, IN | 11 | $ 1,635,000 | $ 148,000 | $ 66,000 |
| AUBURN-OPELIKA, AL | 10 | $ 2,730,000 | $ 273,000 | $ 107,000 |
| CHARLOTTESVILLE, VA | 10 | $ 3,220,000 | $ 322,000 | $ 133,000 |
| HANFORD-CORCORAN, CA | 10 | $ 3,720,000 | $ 372,000 | $ 110,000 |
| HATTIESBURG, MS | 10 | $ 1,590,000 | $ 159,000 | $ 80,000 |
| MADERA, CA | 10 | $ 3,650,000 | $ 365,000 | $ 123,000 |
| PORTLAND-SOUTH PORTLAND, ME | 10 | $ 3,410,000 | $ 341,000 | $ 119,000 |
| TEXARKANA, TX-AR | 10 | $ 2,030,000 | $ 200,000 | $ 93,500 |
| ANCHORAGE, AK | 9 | $ 3,795,000 | $ 421,000 | $ 863,000 |
| BARNSTABLE TOWN, MA | 9 | $ 3,885,000 | $ 431,000 | $ 155,000 |
| BEND-REDMOND, OR | 9 | $ 4,335,000 | $ 481,000 | $ 145,000 |
| CANTON-MASSILLON, OH | 9 | $ 1,675,000 | $ 186,000 | $ 68,000 |
| CHICO, CA | 9 | $ 2,945,000 | $ 327,000 | $ 102,000 |
| IDAHO FALLS, ID | 9 | $ 3,265,000 | $ 362,000 | $ 124,000 |
| MANKATO-NORTH MANKATO, MN | 9 | $ 1,815,000 | $ 201,000 | $ 75,000 |
| SAN RAFAEL, CA | 9 | $ 4,365,000 | $ 485,000 | $ 190,000 |
| YUMA, AZ | 9 | $ 1,595,000 | $ 177,000 | $ 68,000 |
| ATHENS-CLARKE COUNTY, GA | 8 | $ 1,370,000 | $ 171,000 | $ 93,000 |
| CARSON CITY, NV | 8 | $ 3,420,000 | $ 427,000 | $ 145,000 |
| GOLDSBORO, NC | 8 | $ 2,160,000 | $ 270,000 | $ 73,000 |
| GRAND JUNCTION, CO | 8 | $ 2,740,000 | $ 342,000 | $ 89,000 |
| HARRISONBURG, VA | 8 | $ 2,240,000 | $ 280,000 | $ 114,000 |
| JACKSON, MI | 8 | $ 1,540,000 | $ 192,000 | $ 72,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 8 | $ 3,940,000 | $ 492,000 | $ 197,000 |
| WATERLOO-CEDAR FALLS, IA | 8 | $ 1,460,000 | $ 182,000 | $ 81,000 |
| COEUR D'ALENE, ID | 7 | $ 2,855,000 | $ 407,000 | $ 93,000 |
| COLUMBIA, MO | 7 | $ 1,735,000 | $ 247,000 | $ 113,000 |
| CUMBERLAND, MD-WV | 7 | $ 795,000 | $ 93,000 | $ 60,000 |
| FLAGSTAFF, AZ | 7 | $ 3,885,000 | $ 555,000 | $ 122,000 |
| LAWTON, OK | 7 | $ 1,975,000 | $ 282,000 | $ 91,000 |
| REDDING, CA | 7 | $ 1,395,000 | $ 199,000 | $ 102,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 7 | $ 2,935,000 | $ 419,000 | $ 156,000 |
| SHEBOYGAN, WI | 7 | $ 1,535,000 | $ 219,000 | $ 85,000 |
| ST. JOSEPH, MO-KS | 7 | $ 1,395,000 | $ 151,500 | $ 70,500 |
| WALLA WALLA, WA | 7 | $ 1,855,000 | $ 265,000 | $ 75,000 |
| ANN ARBOR, MI | 6 | $ 1,840,000 | $ 306,000 | $ 286,000 |
| BLOOMINGTON, IN | 6 | $ 1,080,000 | $ 180,000 | $ 52,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 6 | $ 1,430,000 | $ 238,000 | $ 108,000 |
| DUBUQUE, IA | 6 | $ 920,000 | $ 153,000 | $ 78,000 |
| IOWA CITY, IA | 6 | $ 1,560,000 | $ 260,000 | $ 141,000 |
| MANSFIELD, OH | 6 | $ 960,000 | $ 160,000 | $ 87,000 |
| PEORIA, IL | 6 | $ 920,000 | $ 153,000 | $ 48,000 |
| SANTA MARIA-SANTA BARBARA, CA | 6 | $ 3,570,000 | $ 595,000 | $ 180,000 |
| ALBANY, OR | 5 | $ 1,335,000 | $ 267,000 | $ 101,000 |
| BECKLEY, WV | 5 | $ 725,000 | $ 145,000 | $ 67,000 |
| BLOOMSBURG-BERWICK, PA | 5 | $ 845,000 | $ 169,000 | $ 68,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 805,000 | $ 161,000 | $ 64,000 |
| LA CROSSE-ONALASKA, WI-MN | 5 | $ 845,000 | $ 169,000 | $ 54,000 |
| LINCOLN, NE | 5 | $ 1,005,000 | $ 201,000 | $ 81,000 |
| LOGAN, UT-ID | 5 | $ 1,725,000 | $ 345,000 | $ 126,000 |
| MORGANTOWN, WV | 5 | $ 1,695,000 | $ 339,000 | $ 292,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 1,295,000 | $ 259,000 | $ 65,000 |
| RAPID CITY, SD | 5 | $ 1,285,000 | $ 257,000 | $ 90,000 |
| SALINAS, CA | 5 | $ 2,415,000 | $ 483,000 | $ 157,000 |
| WATERTOWN-FORT DRUM, NY | 5 | $ 1,145,000 | $ 229,000 | $ 73,000 |
| CAPE GIRARDEAU, MO-IL | 4 | $ 470,000 | $ 106,500 | $ 65,500 |
| CARBONDALE-MARION, IL | 4 | $ 450,000 | $ 112,000 | $ 48,000 |
| COLUMBUS, IN | 4 | $ 870,000 | $ 217,000 | $ 53,000 |
| FORT SMITH, AR-OK | 4 | $ 560,000 | $ 140,000 | $ 75,500 |
| GADSDEN, AL | 4 | $ 620,000 | $ 155,000 | $ 66,000 |
| HOT SPRINGS, AR | 4 | $ 950,000 | $ 237,000 | $ 113,000 |
| JOHNSTOWN, PA | 4 | $ 520,000 | $ 130,000 | $ 56,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 4 | $ 910,000 | $ 227,000 | $ 110,000 |
| MUSKEGON, MI | 4 | $ 860,000 | $ 215,000 | $ 78,000 |
| OWENSBORO, KY | 4 | $ 620,000 | $ 155,000 | $ 70,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 2,930,000 | $ 732,000 | $ 164,000 |
| PINE BLUFF, AR | 4 | $ 700,000 | $ 175,000 | $ 82,000 |
| ROCHESTER, NY | 4 | $ 930,000 | $ 232,000 | $ 152,000 |
| SAN ANGELO, TX | 4 | $ 890,000 | $ 222,000 | $ 88,000 |
| SIOUX CITY, IA-NE-SD | 4 | $ 1,140,000 | $ 285,000 | $ 114,000 |
| SPRINGFIELD, OH | 4 | $ 830,000 | $ 207,000 | $ 81,000 |
| STAUNTON-WAYNESBORO, VA | 4 | $ 1,070,000 | $ 267,000 | $ 120,000 |
| WHEELING, WV-OH | 4 | $ 520,000 | $ 130,000 | $ 95,000 |
| ALTOONA, PA | 3 | $ 265,000 | $ 88,000 | $ 56,000 |
| BELLINGHAM, WA | 3 | $ 1,085,000 | $ 361,000 | $ 72,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 1,015,000 | $ 338,000 | $ 147,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 505,000 | $ 168,000 | $ 114,000 |
| ENID, OK | 3 | $ 395,000 | $ 131,000 | $ 53,000 |
| FARMINGTON, NM | 3 | $ 675,000 | $ 225,000 | $ 85,000 |
| GLENS FALLS, NY | 3 | $ 965,000 | $ 321,000 | $ 138,000 |
| LIMA, OH | 3 | $ 515,000 | $ 171,000 | $ 127,000 |
| MONROE, MI | 3 | $ 725,000 | $ 241,000 | $ 102,000 |
| PARKERSBURG-VIENNA, WV | 3 | $ 675,000 | $ 225,000 | $ 78,000 |
| POCATELLO, ID | 3 | $ 595,000 | $ 198,000 | $ 85,000 |
| UTICA-ROME, NY | 3 | $ 445,000 | $ 148,000 | $ 44,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 425,000 | $ 141,000 | $ 57,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 380,000 | $ 190,000 | $ 28,000 |
| BILLINGS, MT | 2 | $ 680,000 | $ 340,000 | $ 99,000 |
| BLOOMINGTON, IL | 2 | $ 520,000 | $ 260,000 | $ 102,000 |
| CASPER, WY | 2 | $ 680,000 | $ 340,000 | $ 104,000 |
| CHARLESTON, WV | 2 | $ 280,000 | $ 140,000 | $ 68,000 |
| DANVILLE, IL | 2 | $ 190,000 | $ 95,000 | $ 49,000 |
| GETTYSBURG, PA | 2 | $ 560,000 | $ 280,000 | $ 106,000 |
| GRAND FORKS, ND-MN | 2 | $ 890,000 | $ 445,000 | $ 0 |
| GRAND ISLAND, NE | 2 | $ 520,000 | $ 260,000 | $ 79,000 |
| GRANTS PASS, OR | 2 | $ 570,000 | $ 285,000 | $ 54,000 |
| GREAT FALLS, MT | 2 | $ 510,000 | $ 255,000 | $ 85,000 |
| JEFFERSON CITY, MO | 2 | $ 410,000 | $ 205,000 | $ 82,000 |
| KINGSTON, NY | 2 | $ 660,000 | $ 330,000 | $ 154,000 |
| KOKOMO, IN | 2 | $ 180,000 | $ 90,000 | $ 80,000 |
| MUNCIE, IN | 2 | $ 250,000 | $ 125,000 | $ 42,000 |
| OCEAN CITY, NJ | 2 | $ 620,000 | $ 310,000 | $ 63,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 1,550,000 | $ 775,000 | $ 199,000 |
| SIOUX FALLS, SD | 2 | $ 730,000 | $ 365,000 | $ 136,000 |
| SPRINGFIELD, IL | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| STATE COLLEGE, PA | 2 | $ 360,000 | $ 180,000 | $ 138,000 |
| WAUSAU, WI | 2 | $ 610,000 | $ 305,000 | $ 124,000 |
| WILLIAMSPORT, PA | 2 | $ 390,000 | $ 195,000 | $ 92,000 |
| BANGOR, ME | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 335,000 | $ 335,000 | $ 119,000 |
| CHEYENNE, WY | 1 | $ 195,000 | $ 195,000 | $ 148,000 |
| CORVALLIS, OR | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| DECATUR, IL | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| FAIRBANKS, AK | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| LAWRENCE, KS | 1 | $ 185,000 | $ 185,000 | $ 177,000 |
| LEWISTON, ID-WA | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| MANHATTAN, KS | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| MISSOULA, MT | 1 | $ 245,000 | $ 245,000 | $ 146,000 |
| TWIN FALLS, ID | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 43,986 | $12,597,300,000 | $286,000 | $3,005,000 | $110,000 | $7,723,000 |
| Cash-out Refinancing | 4,594 | $1,264,200,000 | $275,000 | $2,105,000 | $99,000 | $4,240,000 |
| Refinancing | 1,274 | $393,780,000 | $309,000 | $1,805,000 | $126,000 | $2,760,000 |
| Other Purpose | 1,157 | $198,525,000 | $171,000 | $2,125,000 | $107,000 | $7,723,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,972 | $6,722,190,000 | $280,000 | $3,005,000 | $115,000 | $7,723,000 |
| Hispanic | 9,057 | $2,544,885,000 | $280,000 | $1,335,000 | $102,000 | $4,427,000 |
| Not Provided | 7,913 | $2,167,385,000 | $273,000 | $2,795,000 | $102,000 | $2,760,000 |
| Black or African American | 7,463 | $2,064,015,000 | $276,000 | $1,785,000 | $96,000 | $1,237,000 |
| Asian | 1,557 | $592,485,000 | $380,000 | $2,505,000 | $139,000 | $1,210,000 |
| American Indian or Alaskan Native | 341 | $87,915,000 | $257,000 | $1,235,000 | $109,000 | $6,668,000 |
| Native Hawaiian or Other Pacific Islander | 96 | $33,740,000 | $351,000 | $955,000 | $124,000 | $475,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,638 | $6,233,030,000 | $275,000 | $3,005,000 | $132,000 | $7,723,000 |
| FHA-insured (Federal Housing Administration) | 22,615 | $6,249,515,000 | $276,000 | $1,575,000 | $89,000 | $1,562,000 |
| VA-guaranteed (Veterans Administration) | 4,997 | $1,824,365,000 | $365,000 | $1,785,000 | $108,000 | $1,237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 761 | $146,895,000 | $193,000 | $425,000 | $69,000 | $151,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 27,176 | $7,909,250,000 | $291,000 | $3,005,000 | $117,000 | $7,723,000 |
| Preapproval Approved but not Accepted | 7,386 | $1,986,470,000 | $268,000 | $2,565,000 | $97,000 | $1,980,000 |
| Preapproval Denied by Financial Institution | 5,210 | $1,296,890,000 | $248,000 | $2,505,000 | $78,000 | $3,420,000 |
| Application Approved But Not Accepted | 4,304 | $1,274,390,000 | $296,000 | $2,125,000 | $116,000 | $6,517,000 |
| Application Denied By Financial Institution | 3,481 | $985,645,000 | $283,000 | $3,005,000 | $96,000 | $6,617,000 |
| Application Withdrawn By Applicant | 2,606 | $757,100,000 | $290,000 | $3,005,000 | $126,000 | $6,668,000 |
| File Closed For Incompleteness | 848 | $244,060,000 | $287,000 | $1,565,000 | $122,000 | $2,833,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 42,320 | $12,171,270,000 | $287,000 | $3,005,000 | $114,000 | $7,723,000 |
| Debt-To-Income Ratio | 4,314 | $1,132,230,000 | $262,000 | $2,345,000 | $68,000 | $953,000 |
| Credit Application Incomplete | 1,355 | $401,405,000 | $296,000 | $2,305,000 | $109,000 | $2,760,000 |
| Credit History | 1,313 | $294,195,000 | $224,000 | $1,235,000 | $90,000 | $3,420,000 |
| Employment History | 519 | $131,205,000 | $252,000 | $1,675,000 | $85,000 | $903,000 |
| Other | 479 | $128,785,000 | $268,000 | $3,005,000 | $112,000 | $2,323,000 |
| Collateral | 339 | $83,255,000 | $245,000 | $1,755,000 | $114,000 | $1,134,000 |
| Unverifiable Information | 211 | $69,425,000 | $329,000 | $1,715,000 | $149,000 | $6,617,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 161 | $42,035,000 | $261,000 | $1,045,000 | $100,000 | $600,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Limited Partnership's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Limited Partnership's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.