Cbc National Bank Mortgage Lending & HMDA Data, 2017

In 2017, Cbc National Bank of Fernandina Beach, FL reported 8,257 mortgage applications totaling $2.1 billion, down 11% from 2016. The average application was for $255,477, and applicants reported an average income of $98,306. 87% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,455), Charlotte-Concord-Gastonia, NC-SC (381) and Jacksonville, FL (162) (applications in parentheses).

Mortgage Company & Address Cbc National Bank
1891 South 14th Street
Fernandina Beach, FL 32034
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 8,257
Total Mortgage Loan Application Amount $2,109,475,000
Average Mortgage Loan Application Amount $255,477
Highest Mortgage Loan Application Amount $2,250,000
Average Applicant Income $98,306
Highest Applicant Income $1,847,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cbc National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cbc National Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 575 $ 172,795,000 $ 300,513 $ 136,000
Cobb, Georgia 408 $ 100,137,000 $ 245,433 $ 112,000
DeKalb, Georgia 353 $ 96,925,000 $ 274,575 $ 121,000
Forsyth, Georgia 304 $ 92,309,000 $ 303,648 $ 114,000
Gwinnett, Georgia 266 $ 63,647,000 $ 239,274 $ 89,000
Cherokee, Georgia 232 $ 59,491,000 $ 256,426 $ 111,000
York, South Carolina 148 $ 29,911,000 $ 202,101 $ 79,000
Mecklenburg, North Carolina 117 $ 22,941,000 $ 196,076 $ 74,000
Nassau, Florida 99 $ 26,021,000 $ 262,838 $ 139,000
Beaufort, South Carolina 88 $ 22,841,000 $ 259,556 $ 119,000
Glynn, Georgia 74 $ 16,940,000 $ 228,918 $ 99,000
Paulding, Georgia 73 $ 15,543,000 $ 212,917 $ 81,000
Sarasota, Florida 66 $ 17,895,000 $ 271,136 $ 139,000
Bibb, Georgia 63 $ 12,195,000 $ 193,571 $ 108,000
Maricopa, Arizona 62 $ 17,594,000 $ 283,774 $ 95,000
Forsyth, North Carolina 59 $ 14,975,000 $ 253,813 $ 144,000
Clark, Nevada 58 $ 14,680,000 $ 253,103 $ 64,000
Hillsborough, Florida 57 $ 15,183,000 $ 266,368 $ 95,000
Chatham, Georgia 57 $ 12,165,000 $ 213,421 $ 120,000
Cuyahoga, Ohio 53 $ 8,462,000 $ 159,660 $ 80,000
Hartford, Connecticut 52 $ 11,761,000 $ 226,173 $ 84,000
Cook, Illinois 52 $ 13,282,000 $ 255,423 $ 89,000
Hall, Georgia 44 $ 10,939,000 $ 248,613 $ 117,000
Gaston, North Carolina 44 $ 7,781,000 $ 176,840 $ 72,000
Broward, Florida 43 $ 11,662,000 $ 271,209 $ 116,000
Marion, Florida 43 $ 9,032,000 $ 210,046 $ 95,000
Duval, Florida 41 $ 8,995,000 $ 219,390 $ 105,000
Wayne, Ohio 39 $ 5,706,000 $ 146,307 $ 58,000
Clayton, Georgia 37 $ 5,425,000 $ 146,621 $ 52,000
Henry, Georgia 37 $ 7,467,000 $ 201,810 $ 63,000
Pinellas, Florida 36 $ 7,642,000 $ 212,277 $ 96,000
Blair, Pennsylvania 36 $ 5,001,000 $ 138,916 $ 71,000
Charleston, South Carolina 36 $ 10,384,000 $ 288,444 $ 163,000
Riverside, California 34 $ 11,438,000 $ 336,411 $ 80,000
Orange, Florida 34 $ 8,400,000 $ 247,058 $ 121,000
El Paso, Colorado 33 $ 10,775,000 $ 326,515 $ 90,000
Camden, Georgia 33 $ 5,690,000 $ 172,424 $ 79,000
Palm Beach, Florida 32 $ 9,106,000 $ 284,562 $ 132,000
Wake, North Carolina 32 $ 7,957,000 $ 248,656 $ 103,000
Harris, Texas 30 $ 7,370,000 $ 245,666 $ 169,000
Miami-Dade, Florida 29 $ 8,943,000 $ 308,379 $ 142,000
Manatee, Florida 28 $ 7,439,000 $ 265,678 $ 105,000
Rockdale, Georgia 28 $ 6,738,000 $ 240,642 $ 78,000
Prince William, Virginia 28 $ 9,792,000 $ 349,714 $ 97,000
Middlesex, Massachusetts 27 $ 8,683,000 $ 321,592 $ 103,000
Los Angeles, California 26 $ 10,273,000 $ 395,115 $ 93,000
San Diego, California 26 $ 12,837,000 $ 493,730 $ 101,000
Will, Illinois 25 $ 6,420,000 $ 256,800 $ 85,000
Prince George's, Maryland 25 $ 6,668,000 $ 266,720 $ 105,000
Davidson, Tennessee 25 $ 6,835,000 $ 273,400 $ 88,000
Pierce, Washington 25 $ 7,433,000 $ 297,320 $ 79,000
San Bernardino, California 24 $ 6,673,000 $ 278,041 $ 51,000
Sumter, Florida 24 $ 5,270,000 $ 219,583 $ 105,000
Lancaster, South Carolina 23 $ 5,253,000 $ 228,391 $ 98,000
Union, North Carolina 22 $ 5,075,000 $ 230,681 $ 93,000
Montgomery, Texas 22 $ 6,014,000 $ 273,363 $ 167,000
Jefferson, Alabama 21 $ 5,305,000 $ 252,619 $ 96,000
Clarke, Georgia 21 $ 4,799,000 $ 228,523 $ 154,000
Allegheny, Pennsylvania 21 $ 4,031,000 $ 191,952 $ 133,000
Shelby, Tennessee 21 $ 5,351,000 $ 254,809 $ 109,000
Orange, California 20 $ 9,630,000 $ 481,500 $ 80,000
Dawson, Georgia 20 $ 4,442,000 $ 222,100 $ 92,000
Douglas, Georgia 20 $ 4,447,000 $ 222,350 $ 105,000
Plymouth, Massachusetts 20 $ 6,011,000 $ 300,550 $ 80,000
Greenville, South Carolina 20 $ 4,472,000 $ 223,600 $ 82,000
Loudoun, Virginia 20 $ 6,976,000 $ 348,800 $ 133,000
King, Washington 20 $ 8,395,000 $ 419,750 $ 70,000
Pima, Arizona 19 $ 4,297,000 $ 226,157 $ 36,000
Fayette, Georgia 19 $ 4,613,000 $ 242,789 $ 90,000
Essex, Massachusetts 19 $ 6,424,000 $ 338,105 $ 112,000
Stark, Ohio 19 $ 3,159,000 $ 166,263 $ 57,000
Montgomery, Pennsylvania 19 $ 4,537,000 $ 238,789 $ 107,000
Brevard, Florida 18 $ 4,502,000 $ 250,111 $ 79,000
Seminole, Florida 18 $ 5,105,000 $ 283,611 $ 109,000
Columbia, Georgia 18 $ 4,462,000 $ 247,888 $ 119,000
Jefferson, Kentucky 18 $ 3,921,000 $ 217,833 $ 69,000
Baltimore, Maryland 18 $ 5,049,000 $ 280,500 $ 63,000
Montgomery, Maryland 18 $ 5,714,000 $ 317,444 $ 139,000
Berkeley, South Carolina 18 $ 4,158,000 $ 231,000 $ 83,000
El Paso, Texas 18 $ 2,924,000 $ 162,444 $ 79,000
Sacramento, California 17 $ 5,149,000 $ 302,882 $ 81,000
Barrow, Georgia 17 $ 3,579,000 $ 210,529 $ 75,000
Jackson, Georgia 17 $ 4,180,000 $ 245,882 $ 96,000
Suffolk, New York 17 $ 5,703,000 $ 335,470 $ 96,000
Franklin, Ohio 17 $ 3,702,000 $ 217,764 $ 87,000
Davis, Utah 17 $ 4,756,000 $ 279,764 $ 65,000
Lee, Florida 16 $ 4,509,000 $ 281,812 $ 134,000
Oconee, Georgia 16 $ 4,048,000 $ 253,000 $ 147,000
Summit, Ohio 16 $ 3,135,000 $ 195,937 $ 74,000
Dorchester, South Carolina 16 $ 3,606,000 $ 225,375 $ 69,000
Horry, South Carolina 16 $ 4,094,000 $ 255,875 $ 87,000
Fairfax, Virginia 16 $ 5,614,000 $ 350,875 $ 129,000
Contra Costa, California 15 $ 5,452,000 $ 363,466 $ 99,000
St. Johns, Florida 15 $ 6,293,000 $ 419,533 $ 163,000
Worcester, Massachusetts 15 $ 3,679,000 $ 245,266 $ 75,000
Erie, New York 15 $ 2,372,000 $ 158,133 $ 49,000
Multnomah, Oregon 15 $ 4,202,000 $ 280,133 $ 64,000
Solano, California 14 $ 5,611,000 $ 400,785 $ 95,000
Arapahoe, Colorado 14 $ 3,849,000 $ 274,928 $ 60,000
New Haven, Connecticut 14 $ 2,435,000 $ 173,928 $ 47,000
Okaloosa, Florida 14 $ 3,718,000 $ 265,571 $ 65,000
Bartow, Georgia 14 $ 2,946,000 $ 210,428 $ 91,000
DuPage, Illinois 14 $ 4,025,000 $ 287,500 $ 117,000
Lorain, Ohio 14 $ 2,520,000 $ 180,000 $ 85,000
Chesterfield, Virginia 14 $ 3,784,000 $ 270,285 $ 85,000
Kitsap, Washington 14 $ 4,255,000 $ 303,928 $ 91,000
Snohomish, Washington 14 $ 5,465,000 $ 390,357 $ 77,000
Jefferson, Colorado 13 $ 4,280,000 $ 329,230 $ 61,000
Middlesex, Connecticut 13 $ 3,379,000 $ 259,923 $ 75,000
Polk, Florida 13 $ 2,563,000 $ 197,153 $ 100,000
Coweta, Georgia 13 $ 2,865,000 $ 220,384 $ 83,000
Hampden, Massachusetts 13 $ 2,856,000 $ 219,692 $ 73,000
Norfolk, Massachusetts 13 $ 4,960,000 $ 381,538 $ 132,000
Oakland, Michigan 13 $ 2,790,000 $ 214,615 $ 69,000
Monmouth, New Jersey 13 $ 4,053,000 $ 311,769 $ 110,000
Cabarrus, North Carolina 13 $ 3,315,000 $ 255,000 $ 101,000
Oklahoma, Oklahoma 13 $ 2,738,000 $ 210,615 $ 60,000
Williamson, Tennessee 13 $ 4,191,000 $ 322,384 $ 147,000
Fresno, California 12 $ 2,816,000 $ 234,666 $ 61,000
Adams, Colorado 12 $ 4,124,000 $ 343,666 $ 72,000
Fairfield, Connecticut 12 $ 3,533,000 $ 294,416 $ 101,000
Lake, Florida 12 $ 2,542,000 $ 211,833 $ 94,000
Monroe, Georgia 12 $ 2,576,000 $ 214,666 $ 88,000
Honolulu, Hawaii 12 $ 5,746,000 $ 478,833 $ 108,000
Nassau, New York 12 $ 4,224,000 $ 352,000 $ 123,000
Cumberland, North Carolina 12 $ 2,450,000 $ 204,166 $ 69,000
Bay, Florida 11 $ 3,018,000 $ 274,363 $ 148,000
Charlotte, Florida 11 $ 2,251,000 $ 204,636 $ 80,000
Pasco, Florida 11 $ 2,488,000 $ 226,181 $ 121,000
St. Lucie, Florida 11 $ 2,204,000 $ 200,363 $ 78,000
Houston, Georgia 11 $ 2,942,000 $ 267,454 $ 96,000
Walton, Georgia 11 $ 2,195,000 $ 199,545 $ 95,000
Wayne, Michigan 11 $ 1,712,000 $ 155,636 $ 71,000
Hennepin, Minnesota 11 $ 2,289,000 $ 208,090 $ 43,000
Ocean, New Jersey 11 $ 3,093,000 $ 281,181 $ 91,000
Columbia, New York 11 $ 2,800,000 $ 254,545 $ 139,000
Guilford, North Carolina 11 $ 2,893,000 $ 263,000 $ 103,000
Chester, Pennsylvania 11 $ 3,382,000 $ 307,454 $ 83,000
Westmoreland, Pennsylvania 11 $ 2,396,000 $ 217,818 $ 104,000
Providence, Rhode Island 11 $ 2,323,000 $ 211,181 $ 61,000
Richland, South Carolina 11 $ 2,622,000 $ 238,363 $ 79,000
Knox, Tennessee 11 $ 2,823,000 $ 256,636 $ 102,000
Osceola, Florida 10 $ 2,293,000 $ 229,300 $ 93,000
Volusia, Florida 10 $ 2,369,000 $ 236,900 $ 59,000
Bryan, Georgia 10 $ 2,335,000 $ 233,500 $ 76,000
Effingham, Georgia 10 $ 2,542,000 $ 254,200 $ 84,000
Union, Georgia 10 $ 2,163,000 $ 216,300 $ 106,000
Ada, Idaho 10 $ 2,993,000 $ 299,300 $ 75,000
Kane, Illinois 10 $ 2,625,000 $ 262,500 $ 115,000
Johnson, Kansas 10 $ 2,192,000 $ 219,200 $ 66,000
Harford, Maryland 10 $ 2,708,000 $ 270,800 $ 91,000
Barnstable, Massachusetts 10 $ 2,842,000 $ 284,200 $ 93,000
Bristol, Massachusetts 10 $ 3,149,000 $ 314,900 $ 112,000
Macomb, Michigan 10 $ 2,443,000 $ 244,300 $ 47,000
Morris, New Jersey 10 $ 3,615,000 $ 361,500 $ 91,000
Bernalillo, New Mexico 10 $ 2,072,000 $ 207,200 $ 77,000
Clackamas, Oregon 10 $ 3,086,000 $ 308,600 $ 67,000
Lane, Oregon 10 $ 2,621,000 $ 262,100 $ 64,000
Bucks, Pennsylvania 10 $ 2,765,000 $ 276,500 $ 100,000
Salt Lake, Utah 10 $ 2,964,000 $ 296,400 $ 90,000
Stafford, Virginia 10 $ 3,455,000 $ 345,500 $ 100,000
Suffolk, Virginia 10 $ 3,071,000 $ 307,100 $ 72,000
Virginia Beach, Virginia 10 $ 2,605,000 $ 260,500 $ 61,000
Baldwin, Alabama 9 $ 3,228,000 $ 358,666 $ 107,000
Madison, Alabama 9 $ 2,508,000 $ 278,666 $ 119,000
Pulaski, Arkansas 9 $ 1,616,000 $ 179,555 $ 76,000
Placer, California 9 $ 4,035,000 $ 448,333 $ 93,000
San Joaquin, California 9 $ 2,635,000 $ 292,777 $ 61,000
Ventura, California 9 $ 3,245,000 $ 360,555 $ 46,000
Pickens, Georgia 9 $ 1,937,000 $ 215,222 $ 90,000
Anne Arundel, Maryland 9 $ 2,140,000 $ 237,777 $ 89,000
Kent, Michigan 9 $ 1,659,000 $ 184,333 $ 78,000
Jackson, Missouri 9 $ 2,333,000 $ 259,222 $ 50,000
Middlesex, New Jersey 9 $ 2,257,000 $ 250,777 $ 100,000
Queens, New York 9 $ 2,954,000 $ 328,222 $ 97,000
Lake, Ohio 9 $ 1,253,000 $ 139,222 $ 67,000
Medina, Ohio 9 $ 1,556,000 $ 172,888 $ 70,000
Lexington, South Carolina 9 $ 1,938,000 $ 215,333 $ 154,000
Spartanburg, South Carolina 9 $ 1,861,000 $ 206,777 $ 73,000
Montgomery, Tennessee 9 $ 1,892,000 $ 210,222 $ 63,000
Dallas, Texas 9 $ 2,162,000 $ 240,222 $ 50,000
Utah, Utah 9 $ 2,969,000 $ 329,888 $ 76,000
Weber, Utah 9 $ 3,142,000 $ 349,111 $ 62,000
Clark, Washington 9 $ 2,544,000 $ 282,666 $ 80,000
Anchorage, Alaska 8 $ 2,373,000 $ 296,625 $ 108,000
Pinal, Arizona 8 $ 1,786,000 $ 223,250 $ 51,000
Tulare, California 8 $ 2,161,000 $ 270,125 $ 58,000
Denver, Colorado 8 $ 2,471,000 $ 308,875 $ 53,000
Weld, Colorado 8 $ 2,322,000 $ 290,250 $ 75,000
Litchfield, Connecticut 8 $ 1,973,000 $ 246,625 $ 95,000
New Castle, Delaware 8 $ 2,139,000 $ 267,375 $ 72,000
District of Columbia, District Of Columbia 8 $ 3,426,000 $ 428,250 $ 105,000
Citrus, Florida 8 $ 2,152,000 $ 269,000 $ 93,000
Walton, Florida 8 $ 3,157,000 $ 394,625 $ 247,000
Gilmer, Georgia 8 $ 1,813,000 $ 226,625 $ 149,000
Lumpkin, Georgia 8 $ 1,562,000 $ 195,250 $ 63,000
Kendall, Illinois 8 $ 1,857,000 $ 232,125 $ 77,000
Bossier, Louisiana 8 $ 2,128,000 $ 266,000 $ 80,000
Jefferson, Louisiana 8 $ 1,791,000 $ 223,875 $ 81,000
Charles, Maryland 8 $ 2,841,000 $ 355,125 $ 94,000
Anoka, Minnesota 8 $ 1,564,000 $ 195,500 $ 55,000
Dakota, Minnesota 8 $ 2,218,000 $ 277,250 $ 71,000
Jackson, Mississippi 8 $ 1,892,000 $ 236,500 $ 55,000
Douglas, Nebraska 8 $ 1,595,000 $ 199,375 $ 61,000
Washoe, Nevada 8 $ 1,965,000 $ 245,625 $ 39,000
Davidson, North Carolina 8 $ 1,674,000 $ 209,250 $ 95,000
Durham, North Carolina 8 $ 1,957,000 $ 244,625 $ 90,000
Washington, Oregon 8 $ 2,933,000 $ 366,625 $ 99,000
Aiken, South Carolina 8 $ 1,759,000 $ 219,875 $ 60,000
Blount, Tennessee 8 $ 2,117,000 $ 264,625 $ 150,000
Chesapeake, Virginia 8 $ 2,348,000 $ 293,500 $ 64,000
Henrico, Virginia 8 $ 1,755,000 $ 219,375 $ 53,000
Shelby, Alabama 7 $ 1,905,000 $ 272,142 $ 89,000
Douglas, Colorado 7 $ 3,113,000 $ 444,714 $ 95,000
Tolland, Connecticut 7 $ 1,925,000 $ 275,000 $ 85,000
Clay, Florida 7 $ 1,718,000 $ 245,428 $ 75,000
Collier, Florida 7 $ 2,189,000 $ 312,714 $ 133,000
Flagler, Florida 7 $ 1,535,000 $ 219,285 $ 118,000
Fannin, Georgia 7 $ 1,768,000 $ 252,571 $ 193,000
Jones, Georgia 7 $ 1,088,000 $ 155,428 $ 85,000
McHenry, Illinois 7 $ 1,598,000 $ 228,285 $ 103,000
Polk, Iowa 7 $ 1,450,000 $ 207,142 $ 59,000
East Baton Rouge, Louisiana 7 $ 1,847,000 $ 263,857 $ 68,000
St. Tammany, Louisiana 7 $ 1,495,000 $ 213,571 $ 88,000
Sarpy, Nebraska 7 $ 1,655,000 $ 236,428 $ 78,000
Hillsborough, New Hampshire 7 $ 1,516,000 $ 216,571 $ 64,000
Bergen, New Jersey 7 $ 2,186,000 $ 312,285 $ 87,000
Burlington, New Jersey 7 $ 1,534,000 $ 219,142 $ 79,000
Essex, New Jersey 7 $ 1,619,000 $ 231,285 $ 82,000
Kings, New York 7 $ 3,437,000 $ 491,000 $ 109,000
Cumberland, Pennsylvania 7 $ 1,569,000 $ 224,142 $ 70,000
Wilson, Tennessee 7 $ 1,825,000 $ 260,714 $ 79,000
Hanover, Virginia 7 $ 2,041,000 $ 291,571 $ 86,000
Alameda, California 6 $ 3,201,000 $ 533,500 $ 161,000
Kern, California 6 $ 1,754,000 $ 292,333 $ 124,000
Santa Barbara, California 6 $ 2,421,000 $ 403,500 $ 128,000
Shasta, California 6 $ 1,552,000 $ 258,666 $ 63,000
Boulder, Colorado 6 $ 2,278,000 $ 379,666 $ 80,000
Hernando, Florida 6 $ 1,095,000 $ 182,500 $ 64,000
Baldwin, Georgia 6 $ 1,596,000 $ 266,000 $ 212,000
Lowndes, Georgia 6 $ 1,270,000 $ 211,666 $ 117,000
Sedgwick, Kansas 6 $ 1,192,000 $ 198,666 $ 58,000
Calcasieu, Louisiana 6 $ 1,523,000 $ 253,833 $ 129,000
York, Maine 6 $ 1,195,000 $ 199,166 $ 58,000
Queen Anne's, Maryland 6 $ 1,595,000 $ 265,833 $ 118,000
Washtenaw, Michigan 6 $ 1,600,000 $ 266,666 $ 58,000
DeSoto, Mississippi 6 $ 1,199,000 $ 199,833 $ 57,000
Madison, Mississippi 6 $ 1,573,000 $ 262,166 $ 138,000
St. Louis, Missouri 6 $ 1,397,000 $ 232,833 $ 38,000
Lancaster, Nebraska 6 $ 1,233,000 $ 205,500 $ 59,000
Nye, Nevada 6 $ 1,284,000 $ 214,000 $ 50,000
Westchester, New York 6 $ 2,408,000 $ 401,333 $ 109,000
Henderson, North Carolina 6 $ 1,643,000 $ 273,833 $ 99,000
Johnston, North Carolina 6 $ 1,732,000 $ 288,666 $ 92,000
Pasquotank, North Carolina 6 $ 1,313,000 $ 218,833 $ 59,000
Ashland, Ohio 6 $ 1,019,000 $ 169,833 $ 84,000
Butler, Ohio 6 $ 1,225,000 $ 204,166 $ 46,000
Geauga, Ohio 6 $ 1,587,000 $ 264,500 $ 47,000
Knox, Ohio 6 $ 1,289,000 $ 214,833 $ 87,000
Jackson, Oregon 6 $ 1,588,000 $ 264,666 $ 45,000
Polk, Oregon 6 $ 1,350,000 $ 225,000 $ 60,000
Butler, Pennsylvania 6 $ 1,141,000 $ 190,166 $ 62,000
Dauphin, Pennsylvania 6 $ 1,255,000 $ 209,166 $ 70,000
Lancaster, Pennsylvania 6 $ 1,283,000 $ 213,833 $ 75,000
Philadelphia, Pennsylvania 6 $ 1,082,000 $ 180,333 $ 63,000
York, Pennsylvania 6 $ 1,404,000 $ 234,000 $ 82,000
Sumter, South Carolina 6 $ 1,271,000 $ 211,833 $ 87,000
Maury, Tennessee 6 $ 1,614,000 $ 269,000 $ 84,000
Collin, Texas 6 $ 1,570,000 $ 261,666 $ 53,000
Galveston, Texas 6 $ 1,481,000 $ 246,833 $ 135,000
Williamson, Texas 6 $ 1,873,000 $ 312,166 $ 68,000
Chittenden, Vermont 6 $ 1,672,000 $ 278,666 $ 81,000
Warren, Virginia 6 $ 1,442,000 $ 240,333 $ 73,000
Whatcom, Washington 6 $ 1,850,000 $ 308,333 $ 66,000
Racine, Wisconsin 6 $ 1,605,000 $ 267,500 $ 146,000
Laramie, Wyoming 6 $ 1,969,000 $ 328,166 $ 91,000
Mohave, Arizona 5 $ 1,170,000 $ 234,000 $ 59,000
Yavapai, Arizona 5 $ 1,271,000 $ 254,200 $ 36,000
Benton, Arkansas 5 $ 1,510,000 $ 302,000 $ 142,000
Windham, Connecticut 5 $ 993,000 $ 198,600 $ 55,000
Sussex, Delaware 5 $ 1,288,000 $ 257,600 $ 113,000
Indian River, Florida 5 $ 946,000 $ 189,200 $ 67,000
Liberty, Georgia 5 $ 771,000 $ 154,200 $ 65,000
Towns, Georgia 5 $ 1,152,000 $ 230,400 $ 63,000
Lake, Illinois 5 $ 1,568,000 $ 313,600 $ 125,000
St. Clair, Illinois 5 $ 988,000 $ 197,600 $ 90,000
Hamilton, Indiana 5 $ 1,039,000 $ 207,800 $ 89,000
Hardin, Kentucky 5 $ 1,335,000 $ 267,000 $ 62,000
Vernon, Louisiana 5 $ 1,107,000 $ 221,400 $ 67,000
Cumberland, Maine 5 $ 1,140,000 $ 228,000 $ 70,000
Baltimore City, Maryland 5 $ 1,330,000 $ 266,000 $ 103,000
Suffolk, Massachusetts 5 $ 1,550,000 $ 310,000 $ 80,000
Ottawa, Michigan 5 $ 1,039,000 $ 207,800 $ 35,000
Washington, Minnesota 5 $ 1,357,000 $ 271,400 $ 62,000
Forrest, Mississippi 5 $ 1,266,000 $ 253,200 $ 83,000
Yellowstone, Montana 5 $ 1,814,000 $ 362,800 $ 167,000
Camden, New Jersey 5 $ 827,000 $ 165,400 $ 55,000
Union, New Jersey 5 $ 1,700,000 $ 340,000 $ 158,000
Greene, New York 5 $ 707,000 $ 141,400 $ 132,000
Richmond, New York 5 $ 1,602,000 $ 320,400 $ 78,000
Brunswick, North Carolina 5 $ 1,244,000 $ 248,800 $ 99,000
Iredell, North Carolina 5 $ 1,503,000 $ 300,600 $ 61,000
New Hanover, North Carolina 5 $ 1,149,000 $ 229,800 $ 45,000
Clermont, Ohio 5 $ 1,112,000 $ 222,400 $ 70,000
Delaware, Ohio 5 $ 1,369,000 $ 273,800 $ 89,000
Portage, Ohio 5 $ 1,030,000 $ 206,000 $ 63,000
Tulsa, Oklahoma 5 $ 1,076,000 $ 215,200 $ 31,000
Bedford, Pennsylvania 5 $ 887,000 $ 177,400 $ 72,000
Washington, Rhode Island 5 $ 1,485,000 $ 297,000 $ 88,000
Hamilton, Tennessee 5 $ 1,677,000 $ 335,400 $ 169,000
Rutherford, Tennessee 5 $ 1,222,000 $ 244,400 $ 49,000
Bexar, Texas 5 $ 1,151,000 $ 230,200 $ 101,000
Denton, Texas 5 $ 1,114,000 $ 222,800 $ 71,000
Tarrant, Texas 5 $ 1,356,000 $ 271,200 $ 86,000
Frederick, Virginia 5 $ 1,434,000 $ 286,800 $ 71,000
Spokane, Washington 5 $ 1,065,000 $ 213,000 $ 46,000
Dane, Wisconsin 5 $ 1,348,000 $ 269,600 $ 133,000
Milwaukee, Wisconsin 5 $ 949,000 $ 189,800 $ 46,000
Outagamie, Wisconsin 5 $ 1,245,000 $ 249,000 $ 97,000
Rock, Wisconsin 5 $ 962,000 $ 192,400 $ 58,000
Lee, Alabama 4 $ 984,000 $ 246,000 $ 106,000
Mobile, Alabama 4 $ 674,000 $ 168,500 $ 43,000
Tuscaloosa, Alabama 4 $ 872,000 $ 218,000 $ 51,000
Cochise, Arizona 4 $ 680,000 $ 170,000 $ 29,000
Lonoke, Arkansas 4 $ 670,000 $ 167,500 $ 24,000
Sonoma, California 4 $ 2,029,000 $ 507,250 $ 58,000
Stanislaus, California 4 $ 955,000 $ 238,750 $ 44,000
Yuba, California 4 $ 1,250,000 $ 312,500 $ 51,000
New London, Connecticut 4 $ 710,000 $ 177,500 $ 59,000
Kent, Delaware 4 $ 918,000 $ 229,500 $ 70,000
Alachua, Florida 4 $ 1,285,000 $ 321,250 $ 78,000
Leon, Florida 4 $ 820,000 $ 205,000 $ 64,000
Putnam, Florida 4 $ 863,000 $ 215,750 $ 139,000
Carroll, Georgia 4 $ 750,000 $ 187,500 $ 80,000
Dougherty, Georgia 4 $ 640,000 $ 160,000 $ 77,000
Greene, Georgia 4 $ 1,874,000 $ 468,500 $ 562,000
Long, Georgia 4 $ 946,000 $ 236,500 $ 78,000
Muscogee, Georgia 4 $ 959,000 $ 239,750 $ 151,000
Newton, Georgia 4 $ 885,000 $ 221,250 $ 129,000
Putnam, Georgia 4 $ 1,402,000 $ 350,500 $ 311,000
Wayne, Georgia 4 $ 683,000 $ 170,750 $ 105,000
Hawaii, Hawaii 4 $ 1,400,000 $ 350,000 $ 47,000
Sangamon, Illinois 4 $ 995,000 $ 248,750 $ 52,000
Winnebago, Illinois 4 $ 675,000 $ 168,750 $ 78,000
Allen, Indiana 4 $ 1,198,000 $ 299,500 $ 65,000
Hancock, Indiana 4 $ 801,000 $ 200,250 $ 74,000
Marion, Indiana 4 $ 628,000 $ 157,000 $ 33,000
Porter, Indiana 4 $ 1,006,000 $ 251,500 $ 92,000
Linn, Iowa 4 $ 760,000 $ 190,000 $ 54,000
Rapides, Louisiana 4 $ 922,000 $ 230,500 $ 45,000
Carroll, Maryland 4 $ 1,005,000 $ 251,250 $ 113,000
Talbot, Maryland 4 $ 1,274,000 $ 318,500 $ 161,000
Worcester, Maryland 4 $ 784,000 $ 196,000 $ 105,000
Sherburne, Minnesota 4 $ 1,040,000 $ 260,000 $ 83,000
Cascade, Montana 4 $ 683,000 $ 170,750 $ 47,000
Lewis and Clark, Montana 4 $ 977,000 $ 244,250 $ 82,000
Lyon, Nevada 4 $ 825,000 $ 206,250 $ 53,000
Rockingham, New Hampshire 4 $ 1,157,000 $ 289,250 $ 93,000
Gloucester, New Jersey 4 $ 1,002,000 $ 250,500 $ 62,000
Mercer, New Jersey 4 $ 1,271,000 $ 317,750 $ 138,000
San Juan, New Mexico 4 $ 1,176,000 $ 294,000 $ 47,000
Monroe, New York 4 $ 768,000 $ 192,000 $ 66,000
Rockland, New York 4 $ 1,073,000 $ 268,250 $ 225,000
Buncombe, North Carolina 4 $ 1,096,000 $ 274,000 $ 71,000
Caldwell, North Carolina 4 $ 1,116,000 $ 279,000 $ 93,000
Catawba, North Carolina 4 $ 904,000 $ 226,000 $ 78,000
Cleveland, North Carolina 4 $ 470,000 $ 117,500 $ 47,000
Craven, North Carolina 4 $ 908,000 $ 227,000 $ 41,000
Harnett, North Carolina 4 $ 906,000 $ 226,500 $ 39,000
Lincoln, North Carolina 4 $ 1,152,000 $ 288,000 $ 112,000
Onslow, North Carolina 4 $ 1,010,000 $ 252,500 $ 88,000
Cass, North Dakota 4 $ 1,090,000 $ 272,500 $ 104,000
Greene, Ohio 4 $ 714,000 $ 178,500 $ 38,000
Hamilton, Ohio 4 $ 765,000 $ 191,250 $ 70,000
Lucas, Ohio 4 $ 736,000 $ 184,000 $ 80,000
Montgomery, Ohio 4 $ 1,241,000 $ 310,250 $ 123,000
Marion, Oregon 4 $ 975,000 $ 243,750 $ 54,000
Centre, Pennsylvania 4 $ 901,000 $ 225,250 $ 54,000
Lawrence, Pennsylvania 4 $ 802,000 $ 200,500 $ 85,000
Monroe, Pennsylvania 4 $ 732,000 $ 183,000 $ 56,000
Northampton, Pennsylvania 4 $ 936,000 $ 234,000 $ 124,000
Northumberland, Pennsylvania 4 $ 641,000 $ 160,250 $ 53,000
Anderson, South Carolina 4 $ 823,000 $ 205,750 $ 62,000
Chester, South Carolina 4 $ 728,000 $ 182,000 $ 113,000
Georgetown, South Carolina 4 $ 1,149,000 $ 287,250 $ 143,000
Travis, Texas 4 $ 2,296,000 $ 574,000 $ 277,000
Bedford, Virginia 4 $ 1,021,000 $ 255,250 $ 60,000
Dinwiddie, Virginia 4 $ 615,000 $ 153,750 $ 15,000
Spotsylvania, Virginia 4 $ 929,000 $ 232,250 $ 68,000
Island, Washington 4 $ 1,204,000 $ 301,000 $ 88,000
Thurston, Washington 4 $ 922,000 $ 230,500 $ 56,000
Jefferson, West Virginia 4 $ 1,073,000 $ 268,250 $ 79,000
Brown, Wisconsin 4 $ 745,000 $ 186,250 $ 44,000
Waukesha, Wisconsin 4 $ 977,000 $ 244,250 $ 107,000
Calhoun, Alabama 3 $ 394,000 $ 131,333 $ 34,000
Elmore, Alabama 3 $ 453,000 $ 151,000 $ 102,000
Talladega, Alabama 3 $ 559,000 $ 186,333 $ 45,000
Matanuska-Susitna, Alaska 3 $ 1,009,000 $ 336,333 $ 119,000
Faulkner, Arkansas 3 $ 557,000 $ 185,666 $ 39,000
El Dorado, California 3 $ 1,022,000 $ 340,666 $ 53,000
Humboldt, California 3 $ 736,000 $ 245,333 $ 31,000
Monterey, California 3 $ 1,132,000 $ 377,333 $ 66,000
Nevada, California 3 $ 1,034,000 $ 344,666 $ 119,000
San Francisco, California 3 $ 724,000 $ 241,333 $ 145,000
Eagle, Colorado 3 $ 1,768,000 $ 589,333 $ 553,000
Mesa, Colorado 3 $ 647,000 $ 215,666 $ 29,000
Pueblo, Colorado 3 $ 592,000 $ 197,333 $ 48,000
Monroe, Florida 3 $ 1,023,000 $ 341,000 $ 171,000
Santa Rosa, Florida 3 $ 916,000 $ 305,333 $ 160,000
Bulloch, Georgia 3 $ 418,000 $ 139,333 $ 47,000
Franklin, Georgia 3 $ 992,000 $ 330,666 $ 233,000
Hancock, Georgia 3 $ 720,000 $ 240,000 $ 70,000
Jasper, Georgia 3 $ 844,000 $ 281,333 $ 172,000
Madison, Georgia 3 $ 618,000 $ 206,000 $ 473,000
Polk, Georgia 3 $ 310,000 $ 103,333 $ 31,000
Rabun, Georgia 3 $ 1,024,000 $ 341,333 $ 246,000
Kootenai, Idaho 3 $ 801,000 $ 267,000 $ 87,000
Twin Falls, Idaho 3 $ 404,000 $ 134,666 $ 39,000
Williamson, Illinois 3 $ 544,000 $ 181,333 $ 79,000
Delaware, Indiana 3 $ 554,000 $ 184,666 $ 67,000
Hendricks, Indiana 3 $ 621,000 $ 207,000 $ 45,000
Lake, Indiana 3 $ 698,000 $ 232,666 $ 53,000
Monroe, Indiana 3 $ 426,000 $ 142,000 $ 91,000
Vigo, Indiana 3 $ 584,000 $ 194,666 $ 62,000
Webster, Iowa 3 $ 538,000 $ 179,333 $ 101,000
Butler, Kansas 3 $ 533,000 $ 177,666 $ 38,000
Breckinridge, Kentucky 3 $ 691,000 $ 230,333 $ 29,000
Fayette, Kentucky 3 $ 773,000 $ 257,666 $ 65,000
Kenton, Kentucky 3 $ 400,000 $ 133,333 $ 93,000
McCracken, Kentucky 3 $ 609,000 $ 203,000 $ 85,000
Caddo, Louisiana 3 $ 632,000 $ 210,666 $ 103,000
Orleans, Louisiana 3 $ 729,000 $ 243,000 $ 78,000
Penobscot, Maine 3 $ 541,000 $ 180,333 $ 33,000
Calvert, Maryland 3 $ 893,000 $ 297,666 $ 98,000
Lapeer, Michigan 3 $ 695,000 $ 231,666 $ 66,000
Chisago, Minnesota 3 $ 615,000 $ 205,000 $ 36,000
Clay, Minnesota 3 $ 725,000 $ 241,666 $ 55,000
Harrison, Mississippi 3 $ 716,000 $ 238,666 $ 95,000
Jefferson, Missouri 3 $ 426,000 $ 142,000 $ 69,000
St. Charles, Missouri 3 $ 574,000 $ 191,333 $ 57,000
Flathead, Montana 3 $ 1,225,000 $ 408,333 $ 163,000
Carson City, Nevada 3 $ 1,178,000 $ 392,666 $ 112,000
Grafton, New Hampshire 3 $ 538,000 $ 179,333 $ 77,000
Cape May, New Jersey 3 $ 906,000 $ 302,000 $ 196,000
Santa Fe, New Mexico 3 $ 585,000 $ 195,000 $ 87,000
Saratoga, New York 3 $ 964,000 $ 321,333 $ 125,000
Ulster, New York 3 $ 588,000 $ 196,000 $ 83,000
Burke, North Carolina 3 $ 657,000 $ 219,000 $ 77,000
Carteret, North Carolina 3 $ 825,000 $ 275,000 $ 89,000
Lenoir, North Carolina 3 $ 570,000 $ 190,000 $ 89,000
Watauga, North Carolina 3 $ 903,000 $ 301,000 $ 194,000
Fairfield, Ohio 3 $ 578,000 $ 192,666 $ 97,000
Licking, Ohio 3 $ 597,000 $ 199,000 $ 56,000
Warren, Ohio 3 $ 747,000 $ 249,000 $ 146,000
Cleveland, Oklahoma 3 $ 911,000 $ 303,666 $ 137,000
Comanche, Oklahoma 3 $ 536,000 $ 178,666 $ 83,000
Douglas, Oregon 3 $ 454,000 $ 151,333 $ 42,000
Berks, Pennsylvania 3 $ 625,000 $ 208,333 $ 66,000
Cambria, Pennsylvania 3 $ 460,000 $ 153,333 $ 74,000
Jefferson, Pennsylvania 3 $ 273,000 $ 91,000 $ 78,000
Luzerne, Pennsylvania 3 $ 629,000 $ 209,666 $ 110,000
Washington, Pennsylvania 3 $ 677,000 $ 225,666 $ 89,000
Pickens, South Carolina 3 $ 798,000 $ 266,000 $ 74,000
Minnehaha, South Dakota 3 $ 585,000 $ 195,000 $ 97,000
Roane, Tennessee 3 $ 548,000 $ 182,666 $ 106,000
Sullivan, Tennessee 3 $ 531,000 $ 177,000 $ 46,000
Sumner, Tennessee 3 $ 815,000 $ 271,666 $ 98,000
Washington, Vermont 3 $ 881,000 $ 293,666 $ 58,000
Albemarle, Virginia 3 $ 875,000 $ 291,666 $ 124,000
Alexandria, Virginia 3 $ 815,000 $ 271,666 $ 140,000
Arlington, Virginia 3 $ 1,140,000 $ 380,000 $ 102,000
Hampton, Virginia 3 $ 721,000 $ 240,333 $ 53,000
Portsmouth, Virginia 3 $ 666,000 $ 222,000 $ 18,000
Prince George, Virginia 3 $ 554,000 $ 184,666 $ 42,000
Roanoke, Virginia 3 $ 571,000 $ 190,333 $ 45,000
Southampton, Virginia 3 $ 549,000 $ 183,000 $ 34,000
Greenbrier, West Virginia 3 $ 432,000 $ 144,000 $ 57,000
Monongalia, West Virginia 3 $ 783,000 $ 261,000 $ 53,000
St. Croix, Wisconsin 3 $ 1,017,000 $ 339,000 $ 126,000
Natrona, Wyoming 3 $ 592,000 $ 197,333 $ 24,000
Etowah, Alabama 2 $ 421,000 $ 210,500 $ 60,000
Houston, Alabama 2 $ 498,000 $ 249,000 $ 126,000
Russell, Alabama 2 $ 453,000 $ 226,500 $ 27,000
Garland, Arkansas 2 $ 440,000 $ 220,000 $ 62,000
Greene, Arkansas 2 $ 401,000 $ 200,500 $ 97,000
Marin, California 2 $ 1,132,000 $ 566,000 $ 149,000
Napa, California 2 $ 1,030,000 $ 515,000 $ 50,000
San Luis Obispo, California 2 $ 1,128,000 $ 564,000 $ 112,000
San Mateo, California 2 $ 1,285,000 $ 642,500 $ 92,000
Elbert, Colorado 2 $ 709,000 $ 354,500 $ 195,000
Larimer, Colorado 2 $ 658,000 $ 329,000 $ 35,000
Rio Blanco, Colorado 2 $ 529,000 $ 264,500 $ 46,000
Routt, Colorado 2 $ 449,000 $ 224,500 $ 56,000
Hardee, Florida 2 $ 474,000 $ 237,000 $ 95,000
Levy, Florida 2 $ 267,000 $ 133,500 $ 100,000
Brantley, Georgia 2 $ 216,000 $ 108,000 $ 80,000
Butts, Georgia 2 $ 367,000 $ 183,500 $ 65,000
Coffee, Georgia 2 $ 393,000 $ 196,500 $ 102,000
Cook, Georgia 2 $ 521,000 $ 260,500 $ 44,000
Floyd, Georgia 2 $ 482,000 $ 241,000 $ 114,000
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Mortgage Loan Application Detail Totals for Cbc National Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,018 $1,039,315,000 $258,000 $1,360,000 $84,000 $1,847,000
Home Purchase 3,956 $994,339,000 $251,000 $2,250,000 $112,000 $1,435,000
Home Improvement 283 $75,821,000 $267,000 $800,000 $110,000 $590,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,178 $1,585,605,000 $256,000 $1,360,000 $102,000 $1,847,000
Black or African American 885 $212,459,000 $240,000 $890,000 $76,000 $984,000
Hispanic 461 $107,338,000 $232,000 $870,000 $84,000 $606,000
Not Provided 374 $99,992,000 $267,000 $819,000 $108,000 $848,000
Asian 252 $72,049,000 $285,000 $2,250,000 $116,000 $859,000
American Indian or Alaskan Native 55 $14,097,000 $256,000 $542,000 $85,000 $271,000
Not applicable 30 $10,694,000 $356,000 $1,641,000 $0 $0
Native Hawaiian or Other Pacific Islander 22 $7,241,000 $329,000 $792,000 $83,000 $187,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,203 $1,097,007,000 $261,000 $2,250,000 $125,000 $1,847,000
VA-guaranteed (Veterans Administration) 2,702 $717,939,000 $265,000 $849,000 $72,000 $627,000
FHA-insured (Federal Housing Administration) 1,352 $294,529,000 $217,000 $881,000 $68,000 $418,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,211 $1,844,579,000 $255,000 $2,250,000 $99,000 $1,743,000
Application Approved But Not Accepted 524 $128,649,000 $245,000 $665,000 $94,000 $519,000
Application Denied By Financial Institution 464 $119,965,000 $258,000 $941,000 $89,000 $1,847,000
Application Withdrawn By Applicant 35 $8,977,000 $256,000 $475,000 $154,000 $1,135,000
Loan Purchased By The Institution 23 $7,305,000 $317,000 $1,641,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 219 $55,048,000 $251,000 $881,000 $94,000 $482,000
Debt-To-Income Ratio 120 $32,051,000 $267,000 $859,000 $63,000 $204,000
Other 43 $11,167,000 $259,000 $941,000 $143,000 $1,847,000
Credit History 38 $9,382,000 $246,000 $772,000 $93,000 $350,000
Unverifiable Information 17 $5,208,000 $306,000 $792,000 $88,000 $183,000
Employment History 15 $4,515,000 $301,000 $572,000 $52,000 $130,000
Credit Application Incomplete 8 $2,078,000 $259,000 $608,000 $124,000 $325,000
Insufficient Cash (Downpayment, Closing Cost) 4 $516,000 $129,000 $206,000 $37,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cbc National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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