Cbc National Bank Mortgage Lending & HMDA Data, 2017
In 2017, Cbc National Bank of Fernandina Beach, FL reported 8,257 mortgage applications totaling $2.1 billion, down 11% from 2016. The average application was for $255,477, and applicants reported an average income of $98,306. 87% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,455), Charlotte-Concord-Gastonia, NC-SC (381) and Jacksonville, FL (162) (applications in parentheses).
| Mortgage Company & Address | Cbc National Bank 1891 South 14th Street Fernandina Beach, FL 32034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 8,257 |
| Total Mortgage Loan Application Amount | $2,109,475,000 |
| Average Mortgage Loan Application Amount | $255,477 |
| Highest Mortgage Loan Application Amount | $2,250,000 |
| Average Applicant Income | $98,306 |
| Highest Applicant Income | $1,847,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cbc National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 2,455 | $ 651,195,000 | $ 265,252 | $ 112,000 |
| Charlotte-Concord-Gastonia, NC-SC | 381 | $ 77,992,000 | $ 204,703 | $ 80,296 |
| Jacksonville, FL | 162 | $ 43,027,000 | $ 265,598 | $ 130,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 144 | $ 47,134,000 | $ 327,319 | $ 108,194 |
| Tampa-St. Petersburg-Clearwater, FL | 110 | $ 26,408,000 | $ 240,072 | $ 97,000 |
| Chicago-Naperville-Arlington Heights, IL | 106 | $ 27,182,000 | $ 256,433 | $ 92,000 |
| North Port-Sarasota-Bradenton, FL | 94 | $ 25,334,000 | $ 269,510 | $ 129,000 |
| Cleveland-Elyria, OH | 91 | $ 15,378,000 | $ 168,989 | $ 76,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 90 | $ 23,969,000 | $ 266,322 | $ 117,000 |
| Macon-Bibb County, GA | 83 | $ 16,051,000 | $ 193,385 | $ 103,000 |
| Brunswick, GA | 77 | $ 17,279,000 | $ 224,402 | $ 98,000 |
| New York-Jersey City-White Plains, NY-NJ | 77 | $ 24,938,000 | $ 323,870 | $ 105,363 |
| Savannah, GA | 77 | $ 17,042,000 | $ 221,324 | $ 109,000 |
| Orlando-Kissimmee-Sanford, FL | 74 | $ 18,340,000 | $ 247,837 | $ 110,000 |
| Hartford-West Hartford-East Hartford, CT | 72 | $ 17,065,000 | $ 237,013 | $ 82,000 |
| Charleston-North Charleston, SC | 70 | $ 18,148,000 | $ 259,257 | $ 121,000 |
| Phoenix-Mesa-Scottsdale, AZ | 70 | $ 19,380,000 | $ 276,857 | $ 90,000 |
| Winston-Salem, NC | 70 | $ 17,579,000 | $ 251,128 | $ 138,000 |
| Houston-The Woodlands-Sugar Land, TX | 63 | $ 16,192,000 | $ 257,015 | $ 164,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 62 | $ 17,039,000 | $ 274,822 | $ 94,000 |
| Denver-Aurora-Lakewood, CO | 58 | $ 19,193,000 | $ 330,913 | $ 71,000 |
| Las Vegas-Henderson-Paradise, NV | 58 | $ 14,680,000 | $ 253,103 | $ 64,000 |
| Riverside-San Bernardino-Ontario, CA | 58 | $ 18,111,000 | $ 312,258 | $ 68,000 |
| Baltimore-Columbia-Towson, MD | 54 | $ 14,456,000 | $ 267,703 | $ 88,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 51 | $ 12,577,000 | $ 246,607 | $ 67,333 |
| Cambridge-Newton-Framingham, MA | 46 | $ 15,107,000 | $ 328,413 | $ 106,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 46 | $ 13,844,000 | $ 300,956 | $ 75,173 |
| Richmond, VA | 45 | $ 10,598,000 | $ 235,511 | $ 64,000 |
| Gainesville, GA | 44 | $ 10,939,000 | $ 248,613 | $ 117,000 |
| Pittsburgh, PA | 44 | $ 9,038,000 | $ 205,409 | $ 113,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 43 | $ 11,662,000 | $ 271,209 | $ 116,000 |
| Ocala, FL | 43 | $ 9,032,000 | $ 210,046 | $ 95,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 43 | $ 11,278,000 | $ 262,279 | $ 60,000 |
| Athens-Clarke County, GA | 40 | $ 9,465,000 | $ 236,625 | $ 175,000 |
| Montgomery County-Bucks County-Chester County, PA | 40 | $ 10,684,000 | $ 267,100 | $ 99,000 |
| Raleigh, NC | 39 | $ 9,868,000 | $ 253,025 | $ 100,000 |
| Boston, MA | 38 | $ 12,521,000 | $ 329,500 | $ 98,000 |
| Altoona, PA | 36 | $ 5,001,000 | $ 138,916 | $ 71,000 |
| Seattle-Bellevue-Everett, WA | 34 | $ 13,860,000 | $ 407,647 | $ 73,000 |
| Colorado Springs, CO | 33 | $ 10,775,000 | $ 326,515 | $ 90,000 |
| Memphis, TN-MS-AR | 32 | $ 7,581,000 | $ 236,906 | $ 95,437 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 32 | $ 9,106,000 | $ 284,562 | $ 132,000 |
| Columbus, OH | 30 | $ 6,932,000 | $ 231,066 | $ 85,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 30 | $ 10,502,000 | $ 350,066 | $ 81,000 |
| Augusta-Richmond County, GA-SC | 29 | $ 6,560,000 | $ 226,206 | $ 100,551 |
| Miami-Miami Beach-Kendall, FL | 29 | $ 8,943,000 | $ 308,379 | $ 142,000 |
| Nassau County-Suffolk County, NY | 29 | $ 9,927,000 | $ 342,310 | $ 107,000 |
| Birmingham-Hoover, AL | 28 | $ 7,210,000 | $ 257,500 | $ 94,000 |
| Greenville-Anderson-Mauldin, SC | 28 | $ 6,446,000 | $ 230,214 | $ 80,000 |
| Louisville/Jefferson County, KY-IN | 28 | $ 5,914,000 | $ 211,214 | $ 61,000 |
| Providence-Warwick, RI-MA | 28 | $ 7,311,000 | $ 261,107 | $ 83,714 |
| Warren-Troy-Farmington Hills, MI | 28 | $ 6,330,000 | $ 226,071 | $ 58,000 |
| Kansas City, MO-KS | 27 | $ 6,144,000 | $ 227,555 | $ 61,333 |
| Cincinnati, OH-KY-IN | 26 | $ 5,312,000 | $ 204,307 | $ 70,769 |
| Los Angeles-Long Beach-Glendale, CA | 26 | $ 10,273,000 | $ 395,115 | $ 93,000 |
| Newark, NJ-PA | 26 | $ 8,523,000 | $ 327,807 | $ 101,307 |
| Ogden-Clearfield, UT | 26 | $ 7,898,000 | $ 303,769 | $ 64,000 |
| San Diego-Carlsbad, CA | 26 | $ 12,837,000 | $ 493,730 | $ 101,000 |
| Tacoma-Lakewood, WA | 25 | $ 7,433,000 | $ 297,320 | $ 79,000 |
| Knoxville, TN | 24 | $ 6,120,000 | $ 255,000 | $ 129,000 |
| The Villages, FL | 24 | $ 5,270,000 | $ 219,583 | $ 105,000 |
| Dallas-Plano-Irving, TX | 23 | $ 5,816,000 | $ 252,869 | $ 71,000 |
| Columbia, SC | 22 | $ 4,860,000 | $ 220,909 | $ 107,000 |
| Crestview-Fort Walton Beach-Destin, FL | 22 | $ 6,875,000 | $ 312,500 | $ 131,000 |
| Oklahoma City, OK | 22 | $ 4,921,000 | $ 223,681 | $ 74,000 |
| Akron, OH | 21 | $ 4,165,000 | $ 198,333 | $ 71,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 21 | $ 5,338,000 | $ 254,190 | $ 89,857 |
| Oakland-Hayward-Berkeley, CA | 21 | $ 8,653,000 | $ 412,047 | $ 116,000 |
| St. Louis, MO-IL | 21 | $ 4,003,000 | $ 190,619 | $ 68,000 |
| Anaheim-Santa Ana-Irvine, CA | 20 | $ 9,630,000 | $ 481,500 | $ 80,000 |
| Canton-Massillon, OH | 20 | $ 3,449,000 | $ 172,450 | $ 56,000 |
| Silver Spring-Frederick-Rockville, MD | 20 | $ 6,295,000 | $ 314,750 | $ 141,000 |
| Worcester, MA-CT | 20 | $ 4,672,000 | $ 233,600 | $ 70,000 |
| Indianapolis-Carmel-Anderson, IN | 19 | $ 3,774,000 | $ 198,631 | $ 83,000 |
| New Orleans-Metairie, LA | 19 | $ 4,209,000 | $ 221,526 | $ 84,000 |
| Tucson, AZ | 19 | $ 4,297,000 | $ 226,157 | $ 36,000 |
| El Paso, TX | 18 | $ 2,924,000 | $ 162,444 | $ 79,000 |
| Omaha-Council Bluffs, NE-IA | 18 | $ 3,981,000 | $ 221,166 | $ 66,277 |
| Palm Bay-Melbourne-Titusville, FL | 18 | $ 4,502,000 | $ 250,111 | $ 79,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 17 | $ 3,904,000 | $ 229,647 | $ 83,000 |
| Little Rock-North Little Rock-Conway, AR | 17 | $ 3,006,000 | $ 176,823 | $ 53,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 16 | $ 2,512,000 | $ 157,000 | $ 51,000 |
| Camden, NJ | 16 | $ 3,363,000 | $ 210,187 | $ 67,000 |
| Cape Coral-Fort Myers, FL | 16 | $ 4,509,000 | $ 281,812 | $ 134,000 |
| Grand Rapids-Wyoming, MI | 16 | $ 3,339,000 | $ 208,687 | $ 76,000 |
| Bremerton-Silverdale, WA | 14 | $ 4,255,000 | $ 303,928 | $ 91,000 |
| New Haven-Milford, CT | 14 | $ 2,435,000 | $ 173,928 | $ 47,000 |
| Vallejo-Fairfield, CA | 14 | $ 5,611,000 | $ 400,785 | $ 95,000 |
| Durham-Chapel Hill, NC | 13 | $ 3,310,000 | $ 254,615 | $ 93,000 |
| Harrisburg-Carlisle, PA | 13 | $ 2,824,000 | $ 217,230 | $ 70,000 |
| Lakeland-Winter Haven, FL | 13 | $ 2,563,000 | $ 197,153 | $ 100,000 |
| Springfield, MA | 13 | $ 2,856,000 | $ 219,692 | $ 73,000 |
| Boise City, ID | 12 | $ 3,396,000 | $ 283,000 | $ 72,000 |
| Bridgeport-Stamford-Norwalk, CT | 12 | $ 3,533,000 | $ 294,416 | $ 101,000 |
| Fayetteville, NC | 12 | $ 2,450,000 | $ 204,166 | $ 69,000 |
| Fresno, CA | 12 | $ 2,816,000 | $ 234,666 | $ 61,000 |
| Greensboro-High Point, NC | 12 | $ 3,066,000 | $ 255,500 | $ 94,000 |
| Port St. Lucie, FL | 12 | $ 2,426,000 | $ 202,166 | $ 100,000 |
| Portland-South Portland, ME | 12 | $ 2,575,000 | $ 214,583 | $ 66,000 |
| Shreveport-Bossier City, LA | 12 | $ 3,022,000 | $ 251,833 | $ 90,000 |
| Urban Honolulu, HI | 12 | $ 5,746,000 | $ 478,833 | $ 108,000 |
| Warner Robins, GA | 12 | $ 3,107,000 | $ 258,916 | $ 94,000 |
| Albuquerque, NM | 11 | $ 2,237,000 | $ 203,363 | $ 75,000 |
| Anchorage, AK | 11 | $ 3,382,000 | $ 307,454 | $ 111,000 |
| Asheville, NC | 11 | $ 3,003,000 | $ 273,000 | $ 86,000 |
| Austin-Round Rock, TX | 11 | $ 4,432,000 | $ 402,909 | $ 151,000 |
| Clarksville, TN-KY | 11 | $ 2,176,000 | $ 197,818 | $ 56,818 |
| Detroit-Dearborn-Livonia, MI | 11 | $ 1,712,000 | $ 155,636 | $ 71,000 |
| Gulfport-Biloxi-Pascagoula, MS | 11 | $ 2,608,000 | $ 237,090 | $ 66,000 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 2,677,000 | $ 243,363 | $ 83,000 |
| Milwaukee-Waukesha-West Allis, WI | 11 | $ 2,448,000 | $ 222,545 | $ 75,000 |
| Panama City, FL | 11 | $ 3,018,000 | $ 274,363 | $ 148,000 |
| Punta Gorda, FL | 11 | $ 2,251,000 | $ 204,636 | $ 80,000 |
| Salt Lake City, UT | 11 | $ 3,289,000 | $ 299,000 | $ 93,000 |
| Barnstable Town, MA | 10 | $ 2,842,000 | $ 284,200 | $ 93,000 |
| Baton Rouge, LA | 10 | $ 2,697,000 | $ 269,700 | $ 81,000 |
| Elgin, IL | 10 | $ 2,625,000 | $ 262,500 | $ 115,000 |
| Eugene, OR | 10 | $ 2,621,000 | $ 262,100 | $ 64,000 |
| Huntsville, AL | 10 | $ 2,735,000 | $ 273,500 | $ 116,000 |
| Salem, OR | 10 | $ 2,325,000 | $ 232,500 | $ 58,000 |
| Salisbury, MD-DE | 10 | $ 2,427,000 | $ 242,700 | $ 110,000 |
| San Antonio-New Braunfels, TX | 10 | $ 2,286,000 | $ 228,600 | $ 91,000 |
| Tulsa, OK | 10 | $ 2,285,000 | $ 228,500 | $ 42,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 2,119,000 | $ 235,444 | $ 99,111 |
| Daphne-Fairhope-Foley, AL | 9 | $ 3,228,000 | $ 358,666 | $ 107,000 |
| Dayton, OH | 9 | $ 2,115,000 | $ 235,000 | $ 79,000 |
| Des Moines-West Des Moines, IA | 9 | $ 1,842,000 | $ 204,666 | $ 46,000 |
| Hinesville, GA | 9 | $ 1,717,000 | $ 190,777 | $ 71,000 |
| Jackson, MS | 9 | $ 2,277,000 | $ 253,000 | $ 116,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 3,245,000 | $ 360,555 | $ 46,000 |
| Provo-Orem, UT | 9 | $ 2,969,000 | $ 329,888 | $ 76,000 |
| Spartanburg, SC | 9 | $ 1,861,000 | $ 206,777 | $ 73,000 |
| Stockton-Lodi, CA | 9 | $ 2,635,000 | $ 292,777 | $ 61,000 |
| Wichita, KS | 9 | $ 1,725,000 | $ 191,666 | $ 51,000 |
| Wilmington, DE-MD-NJ | 9 | $ 2,334,000 | $ 259,333 | $ 72,444 |
| Greeley, CO | 8 | $ 2,322,000 | $ 290,250 | $ 75,000 |
| Homosassa Springs, FL | 8 | $ 2,152,000 | $ 269,000 | $ 93,000 |
| Madison, WI | 8 | $ 2,035,000 | $ 254,375 | $ 116,000 |
| Philadelphia, PA | 8 | $ 1,670,000 | $ 208,750 | $ 61,000 |
| Reno, NV | 8 | $ 1,965,000 | $ 245,625 | $ 39,000 |
| Visalia-Porterville, CA | 8 | $ 2,161,000 | $ 270,125 | $ 58,000 |
| Appleton, WI | 7 | $ 1,725,000 | $ 246,428 | $ 96,000 |
| Columbus, GA-AL | 7 | $ 1,794,000 | $ 256,285 | $ 119,857 |
| Fargo, ND-MN | 7 | $ 1,815,000 | $ 259,285 | $ 83,000 |
| Gary, IN | 7 | $ 1,704,000 | $ 243,428 | $ 75,000 |
| Manchester-Nashua, NH | 7 | $ 1,516,000 | $ 216,571 | $ 64,000 |
| Naples-Immokalee-Marco Island, FL | 7 | $ 2,189,000 | $ 312,714 | $ 133,000 |
| Roanoke, VA | 7 | $ 1,533,000 | $ 219,000 | $ 84,000 |
| Ann Arbor, MI | 6 | $ 1,600,000 | $ 266,666 | $ 58,000 |
| Bakersfield, CA | 6 | $ 1,754,000 | $ 292,333 | $ 124,000 |
| Bellingham, WA | 6 | $ 1,850,000 | $ 308,333 | $ 66,000 |
| Boulder, CO | 6 | $ 2,278,000 | $ 379,666 | $ 80,000 |
| Burlington-South Burlington, VT | 6 | $ 1,672,000 | $ 278,666 | $ 81,000 |
| Cheyenne, WY | 6 | $ 1,969,000 | $ 328,166 | $ 91,000 |
| Elizabethtown-Fort Knox, KY | 6 | $ 1,520,000 | $ 253,333 | $ 65,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 1,639,000 | $ 273,166 | $ 122,000 |
| Fort Wayne, IN | 6 | $ 1,670,000 | $ 278,333 | $ 55,000 |
| Hattiesburg, MS | 6 | $ 1,552,000 | $ 258,666 | $ 93,000 |
| Lake Charles, LA | 6 | $ 1,523,000 | $ 253,833 | $ 129,000 |
| Lancaster, PA | 6 | $ 1,283,000 | $ 213,833 | $ 75,000 |
| Lincoln, NE | 6 | $ 1,233,000 | $ 205,500 | $ 59,000 |
| Medford, OR | 6 | $ 1,588,000 | $ 264,666 | $ 45,000 |
| Racine, WI | 6 | $ 1,605,000 | $ 267,500 | $ 146,000 |
| Redding, CA | 6 | $ 1,552,000 | $ 258,666 | $ 63,000 |
| Rockford, IL | 6 | $ 983,000 | $ 163,833 | $ 67,000 |
| Santa Maria-Santa Barbara, CA | 6 | $ 2,421,000 | $ 403,500 | $ 128,000 |
| Spokane-Spokane Valley, WA | 6 | $ 1,303,000 | $ 217,166 | $ 50,000 |
| Sumter, SC | 6 | $ 1,271,000 | $ 211,833 | $ 87,000 |
| Valdosta, GA | 6 | $ 1,270,000 | $ 211,666 | $ 117,000 |
| Wilmington, NC | 6 | $ 1,573,000 | $ 262,166 | $ 95,000 |
| Winchester, VA-WV | 6 | $ 1,519,000 | $ 253,166 | $ 66,000 |
| York-Hanover, PA | 6 | $ 1,404,000 | $ 234,000 | $ 82,000 |
| Albany, GA | 5 | $ 984,000 | $ 196,800 | $ 91,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 1,443,000 | $ 288,600 | $ 125,000 |
| Billings, MT | 5 | $ 1,814,000 | $ 362,800 | $ 167,000 |
| Charlottesville, VA | 5 | $ 1,208,000 | $ 241,600 | $ 91,000 |
| Chattanooga, TN-GA | 5 | $ 1,677,000 | $ 335,400 | $ 169,000 |
| Fort Worth-Arlington, TX | 5 | $ 1,356,000 | $ 271,200 | $ 86,000 |
| Green Bay, WI | 5 | $ 1,025,000 | $ 205,000 | $ 73,000 |
| Janesville-Beloit, WI | 5 | $ 962,000 | $ 192,400 | $ 58,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 911,000 | $ 182,200 | $ 70,800 |
| Lake County-Kenosha County, IL-WI | 5 | $ 1,568,000 | $ 313,600 | $ 125,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 1,170,000 | $ 234,000 | $ 59,000 |
| Lexington-Fayette, KY | 5 | $ 1,332,000 | $ 266,400 | $ 73,000 |
| New Bern, NC | 5 | $ 1,061,000 | $ 212,200 | $ 40,000 |
| Prescott, AZ | 5 | $ 1,271,000 | $ 254,200 | $ 36,000 |
| Rockingham County-Strafford County, NH | 5 | $ 1,381,000 | $ 276,200 | $ 85,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 2,009,000 | $ 401,800 | $ 124,000 |
| Sebastian-Vero Beach, FL | 5 | $ 946,000 | $ 189,200 | $ 67,000 |
| Sioux Falls, SD | 5 | $ 912,000 | $ 182,400 | $ 70,000 |
| Springfield, IL | 5 | $ 1,317,000 | $ 263,400 | $ 66,000 |
| Toledo, OH | 5 | $ 990,000 | $ 198,000 | $ 84,000 |
| Yuba City, CA | 5 | $ 1,548,000 | $ 309,600 | $ 41,000 |
| Alexandria, LA | 4 | $ 922,000 | $ 230,500 | $ 45,000 |
| Auburn-Opelika, AL | 4 | $ 984,000 | $ 246,000 | $ 106,000 |
| Bismarck, ND | 4 | $ 974,000 | $ 243,500 | $ 85,000 |
| Cedar Rapids, IA | 4 | $ 760,000 | $ 190,000 | $ 54,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 798,000 | $ 199,500 | $ 82,000 |
| Dover, DE | 4 | $ 918,000 | $ 229,500 | $ 70,000 |
| East Stroudsburg, PA | 4 | $ 732,000 | $ 183,000 | $ 56,000 |
| Farmington, NM | 4 | $ 1,176,000 | $ 294,000 | $ 47,000 |
| Gainesville, FL | 4 | $ 1,285,000 | $ 321,250 | $ 78,000 |
| Great Falls, MT | 4 | $ 683,000 | $ 170,750 | $ 47,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 720,000 | $ 180,000 | $ 66,000 |
| Jacksonville, NC | 4 | $ 1,010,000 | $ 252,500 | $ 88,000 |
| Kalamazoo-Portage, MI | 4 | $ 943,000 | $ 235,750 | $ 79,000 |
| Lynchburg, VA | 4 | $ 1,021,000 | $ 255,250 | $ 60,000 |
| Mobile, AL | 4 | $ 674,000 | $ 168,500 | $ 43,000 |
| Modesto, CA | 4 | $ 955,000 | $ 238,750 | $ 44,000 |
| Montgomery, AL | 4 | $ 686,000 | $ 171,500 | $ 96,000 |
| Norwich-New London, CT | 4 | $ 710,000 | $ 177,500 | $ 59,000 |
| Olympia-Tumwater, WA | 4 | $ 922,000 | $ 230,500 | $ 56,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 1,116,000 | $ 279,000 | $ 120,000 |
| Rochester, NY | 4 | $ 768,000 | $ 192,000 | $ 66,000 |
| Santa Rosa, CA | 4 | $ 2,029,000 | $ 507,250 | $ 58,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 833,000 | $ 208,250 | $ 101,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 680,000 | $ 170,000 | $ 29,000 |
| State College, PA | 4 | $ 901,000 | $ 225,250 | $ 54,000 |
| Tallahassee, FL | 4 | $ 820,000 | $ 205,000 | $ 64,000 |
| Trenton, NJ | 4 | $ 1,271,000 | $ 317,750 | $ 138,000 |
| Tuscaloosa, AL | 4 | $ 872,000 | $ 218,000 | $ 51,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 394,000 | $ 131,333 | $ 34,000 |
| Bangor, ME | 3 | $ 541,000 | $ 180,333 | $ 33,000 |
| Beckley, WV | 3 | $ 465,000 | $ 155,000 | $ 44,000 |
| Bloomington, IN | 3 | $ 426,000 | $ 142,000 | $ 91,000 |
| Bowling Green, KY | 3 | $ 718,000 | $ 239,333 | $ 40,000 |
| Carbondale-Marion, IL | 3 | $ 544,000 | $ 181,333 | $ 79,000 |
| Carson City, NV | 3 | $ 1,178,000 | $ 392,666 | $ 112,000 |
| Casper, WY | 3 | $ 592,000 | $ 197,333 | $ 24,000 |
| Charleston, WV | 3 | $ 484,000 | $ 161,333 | $ 93,000 |
| Coeur D'Alene, ID | 3 | $ 801,000 | $ 267,000 | $ 87,000 |
| Dutchess County-Putnam County, NY | 3 | $ 993,000 | $ 331,000 | $ 111,000 |
| Grand Junction, CO | 3 | $ 647,000 | $ 215,666 | $ 29,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 695,000 | $ 231,666 | $ 68,666 |
| Houma-Thibodaux, LA | 3 | $ 676,000 | $ 225,333 | $ 53,000 |
| Jackson, TN | 3 | $ 671,000 | $ 223,666 | $ 40,000 |
| Johnstown, PA | 3 | $ 460,000 | $ 153,333 | $ 74,000 |
| Joplin, MO | 3 | $ 426,000 | $ 142,000 | $ 24,000 |
| Kennewick-Richland, WA | 3 | $ 825,000 | $ 275,000 | $ 79,000 |
| Killeen-Temple, TX | 3 | $ 642,000 | $ 214,000 | $ 83,000 |
| Kingston, NY | 3 | $ 588,000 | $ 196,000 | $ 83,000 |
| Lafayette, LA | 3 | $ 805,000 | $ 268,333 | $ 85,000 |
| Lansing-East Lansing, MI | 3 | $ 617,000 | $ 205,666 | $ 100,000 |
| Lawton, OK | 3 | $ 536,000 | $ 178,666 | $ 83,000 |
| Morgantown, WV | 3 | $ 783,000 | $ 261,000 | $ 53,000 |
| Morristown, TN | 3 | $ 593,000 | $ 197,666 | $ 117,000 |
| Muncie, IN | 3 | $ 554,000 | $ 184,666 | $ 67,000 |
| Ocean City, NJ | 3 | $ 906,000 | $ 302,000 | $ 196,000 |
| Peoria, IL | 3 | $ 637,000 | $ 212,333 | $ 113,000 |
| Pueblo, CO | 3 | $ 592,000 | $ 197,333 | $ 48,000 |
| Reading, PA | 3 | $ 625,000 | $ 208,333 | $ 66,000 |
| Salinas, CA | 3 | $ 1,132,000 | $ 377,333 | $ 66,000 |
| Santa Fe, NM | 3 | $ 585,000 | $ 195,000 | $ 87,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 561,000 | $ 187,000 | $ 33,333 |
| Syracuse, NY | 3 | $ 820,000 | $ 273,333 | $ 109,000 |
| Terre Haute, IN | 3 | $ 584,000 | $ 194,666 | $ 62,000 |
| Walla Walla, WA | 3 | $ 821,000 | $ 273,666 | $ 59,000 |
| Albany, OR | 2 | $ 366,000 | $ 183,000 | $ 21,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 443,000 | $ 221,500 | $ 15,000 |
| Decatur, AL | 2 | $ 545,000 | $ 272,500 | $ 181,000 |
| Decatur, IL | 2 | $ 228,000 | $ 114,000 | $ 57,000 |
| Dothan, AL | 2 | $ 498,000 | $ 249,000 | $ 126,000 |
| Elkhart-Goshen, IN | 2 | $ 462,000 | $ 231,000 | $ 70,000 |
| Flint, MI | 2 | $ 364,000 | $ 182,000 | $ 86,000 |
| Fort Collins, CO | 2 | $ 658,000 | $ 329,000 | $ 35,000 |
| Fort Smith, AR-OK | 2 | $ 463,000 | $ 231,500 | $ 87,000 |
| Gadsden, AL | 2 | $ 421,000 | $ 210,500 | $ 60,000 |
| Goldsboro, NC | 2 | $ 364,000 | $ 182,000 | $ 80,000 |
| Greenville, NC | 2 | $ 317,000 | $ 158,500 | $ 68,000 |
| Hammond, LA | 2 | $ 480,000 | $ 240,000 | $ 148,000 |
| Hot Springs, AR | 2 | $ 440,000 | $ 220,000 | $ 62,000 |
| Jackson, MI | 2 | $ 419,000 | $ 209,500 | $ 45,000 |
| Jefferson City, MO | 2 | $ 323,000 | $ 161,500 | $ 71,000 |
| Johnson City, TN | 2 | $ 431,000 | $ 215,500 | $ 74,000 |
| Kokomo, IN | 2 | $ 457,000 | $ 228,500 | $ 120,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 414,000 | $ 207,000 | $ 62,000 |
| Las Cruces, NM | 2 | $ 340,000 | $ 170,000 | $ 62,000 |
| Lebanon, PA | 2 | $ 574,000 | $ 287,000 | $ 93,000 |
| Longview, WA | 2 | $ 541,000 | $ 270,500 | $ 28,000 |
| Manhattan, KS | 2 | $ 612,000 | $ 306,000 | $ 135,000 |
| Mansfield, OH | 2 | $ 333,000 | $ 166,500 | $ 101,000 |
| Michigan City-La Porte, IN | 2 | $ 455,000 | $ 227,500 | $ 84,000 |
| Monroe, MI | 2 | $ 497,000 | $ 248,500 | $ 29,000 |
| Napa, CA | 2 | $ 1,030,000 | $ 515,000 | $ 50,000 |
| Niles-Benton Harbor, MI | 2 | $ 400,000 | $ 200,000 | $ 86,000 |
| Rome, GA | 2 | $ 482,000 | $ 241,000 | $ 114,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 1,128,000 | $ 564,000 | $ 112,000 |
| San Rafael, CA | 2 | $ 1,132,000 | $ 566,000 | $ 149,000 |
| Springfield, MO | 2 | $ 314,000 | $ 157,000 | $ 60,000 |
| St. George, UT | 2 | $ 674,000 | $ 337,000 | $ 77,000 |
| Staunton-Waynesboro, VA | 2 | $ 709,000 | $ 354,500 | $ 95,000 |
| Topeka, KS | 2 | $ 503,000 | $ 251,500 | $ 92,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 430,000 | $ 215,000 | $ 162,000 |
| Abilene, TX | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Bend-Redmond, OR | 1 | $ 290,000 | $ 290,000 | $ 124,000 |
| Binghamton, NY | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 228,000 | $ 228,000 | $ 96,000 |
| Bloomington, IL | 1 | $ 172,000 | $ 172,000 | $ 0 |
| California-Lexington Park, MD | 1 | $ 216,000 | $ 216,000 | $ 52,000 |
| Cape Girardeau, MO-IL | 1 | $ 395,000 | $ 395,000 | $ 194,000 |
| Champaign-Urbana, IL | 1 | $ 250,000 | $ 250,000 | $ 103,000 |
| Chico, CA | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Columbia, MO | 1 | $ 174,000 | $ 174,000 | $ 47,000 |
| Columbus, IN | 1 | $ 287,000 | $ 287,000 | $ 67,000 |
| Eau Claire, WI | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Elmira, NY | 1 | $ 201,000 | $ 201,000 | $ 150,000 |
| Enid, OK | 1 | $ 278,000 | $ 278,000 | $ 93,000 |
| Evansville, IN-KY | 1 | $ 245,000 | $ 245,000 | $ 162,000 |
| Gettysburg, PA | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Grand Forks, ND-MN | 1 | $ 289,000 | $ 289,000 | $ 137,000 |
| Grants Pass, OR | 1 | $ 192,000 | $ 192,000 | $ 64,000 |
| Hanford-Corcoran, CA | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Harrisonburg, VA | 1 | $ 360,000 | $ 360,000 | $ 128,000 |
| Idaho Falls, ID | 1 | $ 186,000 | $ 186,000 | $ 71,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 268,000 | $ 268,000 | $ 243,000 |
| Kankakee, IL | 1 | $ 312,000 | $ 312,000 | $ 184,000 |
| Lafayette-West Lafayette, IN | 1 | $ 171,000 | $ 171,000 | $ 99,000 |
| Lewiston, ID-WA | 1 | $ 250,000 | $ 250,000 | $ 65,000 |
| Lewiston-Auburn, ME | 1 | $ 172,000 | $ 172,000 | $ 61,000 |
| Logan, UT-ID | 1 | $ 263,000 | $ 263,000 | $ 51,000 |
| Longview, TX | 1 | $ 213,000 | $ 213,000 | $ 88,000 |
| Lubbock, TX | 1 | $ 130,000 | $ 130,000 | $ 205,000 |
| Madera, CA | 1 | $ 360,000 | $ 360,000 | $ 66,000 |
| Midland, TX | 1 | $ 372,000 | $ 372,000 | $ 181,000 |
| Missoula, MT | 1 | $ 415,000 | $ 415,000 | $ 88,000 |
| Monroe, LA | 1 | $ 316,000 | $ 316,000 | $ 123,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 396,000 | $ 396,000 | $ 113,000 |
| Oshkosh-Neenah, WI | 1 | $ 177,000 | $ 177,000 | $ 43,000 |
| Pine Bluff, AR | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Rapid City, SD | 1 | $ 258,000 | $ 258,000 | $ 141,000 |
| Rocky Mount, NC | 1 | $ 279,000 | $ 279,000 | $ 63,000 |
| Saginaw, MI | 1 | $ 170,000 | $ 170,000 | $ 65,000 |
| San Angelo, TX | 1 | $ 168,000 | $ 168,000 | $ 47,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 756,000 | $ 756,000 | $ 144,000 |
| Sebring, FL | 1 | $ 109,000 | $ 109,000 | $ 35,000 |
| Sherman-Denison, TX | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Springfield, OH | 1 | $ 141,000 | $ 141,000 | $ 82,000 |
| St. Cloud, MN | 1 | $ 177,000 | $ 177,000 | $ 81,000 |
| Tyler, TX | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| Victoria, TX | 1 | $ 250,000 | $ 250,000 | $ 67,000 |
| Vineland-Bridgeton, NJ | 1 | $ 153,000 | $ 153,000 | $ 56,000 |
| Waco, TX | 1 | $ 340,000 | $ 340,000 | $ 127,000 |
| Watertown-Fort Drum, NY | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Wausau, WI | 1 | $ 328,000 | $ 328,000 | $ 85,000 |
| Wenatchee, WA | 1 | $ 282,000 | $ 282,000 | $ 88,000 |
| Yakima, WA | 1 | $ 240,000 | $ 240,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Cbc National Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,018 | $1,039,315,000 | $258,000 | $1,360,000 | $84,000 | $1,847,000 |
| Home Purchase | 3,956 | $994,339,000 | $251,000 | $2,250,000 | $112,000 | $1,435,000 |
| Home Improvement | 283 | $75,821,000 | $267,000 | $800,000 | $110,000 | $590,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,178 | $1,585,605,000 | $256,000 | $1,360,000 | $102,000 | $1,847,000 |
| Black or African American | 885 | $212,459,000 | $240,000 | $890,000 | $76,000 | $984,000 |
| Hispanic | 461 | $107,338,000 | $232,000 | $870,000 | $84,000 | $606,000 |
| Not Provided | 374 | $99,992,000 | $267,000 | $819,000 | $108,000 | $848,000 |
| Asian | 252 | $72,049,000 | $285,000 | $2,250,000 | $116,000 | $859,000 |
| American Indian or Alaskan Native | 55 | $14,097,000 | $256,000 | $542,000 | $85,000 | $271,000 |
| Not applicable | 30 | $10,694,000 | $356,000 | $1,641,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 22 | $7,241,000 | $329,000 | $792,000 | $83,000 | $187,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,203 | $1,097,007,000 | $261,000 | $2,250,000 | $125,000 | $1,847,000 |
| VA-guaranteed (Veterans Administration) | 2,702 | $717,939,000 | $265,000 | $849,000 | $72,000 | $627,000 |
| FHA-insured (Federal Housing Administration) | 1,352 | $294,529,000 | $217,000 | $881,000 | $68,000 | $418,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,211 | $1,844,579,000 | $255,000 | $2,250,000 | $99,000 | $1,743,000 |
| Application Approved But Not Accepted | 524 | $128,649,000 | $245,000 | $665,000 | $94,000 | $519,000 |
| Application Denied By Financial Institution | 464 | $119,965,000 | $258,000 | $941,000 | $89,000 | $1,847,000 |
| Application Withdrawn By Applicant | 35 | $8,977,000 | $256,000 | $475,000 | $154,000 | $1,135,000 |
| Loan Purchased By The Institution | 23 | $7,305,000 | $317,000 | $1,641,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 219 | $55,048,000 | $251,000 | $881,000 | $94,000 | $482,000 |
| Debt-To-Income Ratio | 120 | $32,051,000 | $267,000 | $859,000 | $63,000 | $204,000 |
| Other | 43 | $11,167,000 | $259,000 | $941,000 | $143,000 | $1,847,000 |
| Credit History | 38 | $9,382,000 | $246,000 | $772,000 | $93,000 | $350,000 |
| Unverifiable Information | 17 | $5,208,000 | $306,000 | $792,000 | $88,000 | $183,000 |
| Employment History | 15 | $4,515,000 | $301,000 | $572,000 | $52,000 | $130,000 |
| Credit Application Incomplete | 8 | $2,078,000 | $259,000 | $608,000 | $124,000 | $325,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $516,000 | $129,000 | $206,000 | $37,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cbc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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