Centier Bank Mortgage Lending & HMDA Data, 2019

In 2019, Centier Bank of Merrillville, IN reported 6,685 mortgage applications totaling $918.0 million, up 1% from 2018. The average application was for $137,326, and applicants reported an average income of $87,903. 64% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Gary, IN (2,604), Indianapolis-Carmel-Anderson, IN (948) and Michigan City-La Porte, IN (340) (applications in parentheses).

Mortgage Company & Address Centier Bank
600 E 84th Avenue
Merrillville, IN 46410
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,685
Total Mortgage Loan Application Amount $918,025,000
Average Mortgage Loan Application Amount $137,326
Highest Mortgage Loan Application Amount $28,165,000
Average Applicant Income $87,903
Highest Applicant Income $3,461,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Centier Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Centier Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Indiana 1,622 $ 158,160,000 $ 97,509 $ 87,000
Porter, Indiana 928 $ 157,100,000 $ 169,288 $ 97,000
Marion, Indiana 520 $ 68,770,000 $ 132,250 $ 80,000
LaPorte, Indiana 340 $ 36,090,000 $ 106,147 $ 68,000
Tippecanoe, Indiana 255 $ 65,965,000 $ 258,686 $ 98,000
Hamilton, Indiana 190 $ 68,740,000 $ 361,789 $ 228,000
Elkhart, Indiana 186 $ 48,590,000 $ 261,236 $ 61,000
St. Joseph, Indiana 147 $ 26,275,000 $ 178,741 $ 71,000
Allen, Indiana 92 $ 10,810,000 $ 117,500 $ 83,000
Boone, Indiana 75 $ 15,715,000 $ 209,533 $ 148,000
Kent, Michigan 58 $ 3,510,000 $ 60,517 $ 79,000
Howard, Indiana 51 $ 13,995,000 $ 274,411 $ 71,000
White, Indiana 45 $ 5,875,000 $ 130,555 $ 87,000
Anoka, Minnesota 44 $ 2,540,000 $ 57,727 $ 58,000
Johnson, Indiana 43 $ 5,745,000 $ 133,604 $ 83,000
Hendricks, Indiana 42 $ 8,700,000 $ 207,142 $ 106,000
Macomb, Michigan 40 $ 2,110,000 $ 52,750 $ 60,000
Jasper, Indiana 38 $ 4,710,000 $ 123,947 $ 85,000
Hancock, Indiana 35 $ 10,535,000 $ 301,000 $ 162,000
Livingston, Michigan 33 $ 2,015,000 $ 61,060 $ 67,000
Cook, Illinois 32 $ 9,340,000 $ 291,875 $ 242,000
Marshall, Indiana 29 $ 3,705,000 $ 127,758 $ 75,000
Washtenaw, Michigan 28 $ 1,470,000 $ 52,500 $ 55,000
Anne Arundel, Maryland 26 $ 1,790,000 $ 68,846 $ 66,000
Berks, Pennsylvania 24 $ 1,190,000 $ 49,583 $ 58,000
Oakland, Michigan 23 $ 1,075,000 $ 46,739 $ 58,000
Ottawa, Michigan 22 $ 940,000 $ 42,727 $ 61,000
Weld, Colorado 21 $ 1,265,000 $ 60,238 $ 69,000
Starke, Indiana 21 $ 1,645,000 $ 78,333 $ 52,000
Chester, Pennsylvania 21 $ 985,000 $ 46,904 $ 54,000
Bucks, Pennsylvania 20 $ 1,390,000 $ 69,500 $ 66,000
Madison, Indiana 19 $ 15,135,000 $ 796,578 $ 274,000
Montgomery, Pennsylvania 19 $ 1,335,000 $ 70,263 $ 71,000
Carroll, Indiana 18 $ 2,740,000 $ 152,222 $ 133,000
Wright, Minnesota 18 $ 900,000 $ 50,000 $ 55,000
DeKalb, Indiana 17 $ 2,665,000 $ 156,764 $ 69,000
Kosciusko, Indiana 17 $ 3,025,000 $ 177,941 $ 102,000
Newton, Indiana 16 $ 1,210,000 $ 75,625 $ 77,000
Wood, Ohio 15 $ 585,000 $ 39,000 $ 48,000
Montrose, Colorado 14 $ 1,200,000 $ 85,714 $ 54,000
Wayne, Michigan 13 $ 485,000 $ 37,307 $ 63,000
Saratoga, New York 13 $ 665,000 $ 51,153 $ 64,000
Adams, Pennsylvania 13 $ 655,000 $ 50,384 $ 60,000
Monroe, Michigan 12 $ 520,000 $ 43,333 $ 43,000
York, Pennsylvania 12 $ 440,000 $ 36,666 $ 53,000
Kootenai, Idaho 11 $ 745,000 $ 67,727 $ 50,000
Delaware, Indiana 11 $ 13,045,000 $ 1,185,909 $ 79,000
St. Clair, Michigan 11 $ 735,000 $ 66,818 $ 76,000
Atlantic, New Jersey 11 $ 885,000 $ 80,454 $ 77,000
Adams, Colorado 10 $ 630,000 $ 63,000 $ 62,000
Mesa, Colorado 10 $ 540,000 $ 54,000 $ 50,000
Clinton, Indiana 10 $ 2,770,000 $ 277,000 $ 70,000
Morgan, Indiana 10 $ 2,080,000 $ 208,000 $ 97,000
Baltimore, Maryland 10 $ 380,000 $ 38,000 $ 68,000
Berrien, Michigan 10 $ 1,240,000 $ 124,000 $ 125,000
Larimer, Colorado 9 $ 545,000 $ 60,555 $ 62,000
Will, Illinois 9 $ 1,475,000 $ 163,888 $ 126,000
Cass, Michigan 9 $ 1,705,000 $ 189,444 $ 164,000
Lenawee, Michigan 9 $ 285,000 $ 31,666 $ 63,000
Ramsey, Minnesota 9 $ 515,000 $ 57,222 $ 53,000
Lancaster, Pennsylvania 9 $ 485,000 $ 53,888 $ 62,000
Lebanon, Pennsylvania 9 $ 475,000 $ 52,777 $ 54,000
Berkeley, West Virginia 9 $ 375,000 $ 41,666 $ 36,000
Garfield, Colorado 8 $ 770,000 $ 96,250 $ 75,000
Montgomery, Indiana 8 $ 1,110,000 $ 138,750 $ 59,000
Shelby, Indiana 8 $ 790,000 $ 98,750 $ 172,000
Sedgwick, Kansas 8 $ 630,000 $ 78,750 $ 113,000
Allegan, Michigan 8 $ 760,000 $ 95,000 $ 83,000
Eaton, Michigan 8 $ 290,000 $ 36,250 $ 60,000
Dakota, Minnesota 8 $ 400,000 $ 50,000 $ 55,000
Ocean, New Jersey 8 $ 410,000 $ 51,250 $ 108,000
Dauphin, Pennsylvania 8 $ 230,000 $ 28,750 $ 52,000
Augusta, Virginia 8 $ 500,000 $ 62,500 $ 41,000
El Paso, Colorado 7 $ 445,000 $ 63,571 $ 68,000
Polk, Iowa 7 $ 275,000 $ 39,285 $ 60,000
Washington, Maryland 7 $ 385,000 $ 55,000 $ 56,000
Kalamazoo, Michigan 7 $ 355,000 $ 50,714 $ 57,000
Carver, Minnesota 7 $ 375,000 $ 53,571 $ 59,000
Yellowstone, Montana 7 $ 545,000 $ 77,857 $ 66,000
Ulster, New York 7 $ 405,000 $ 57,857 $ 49,000
Lehigh, Pennsylvania 7 $ 265,000 $ 37,857 $ 44,000
Monongalia, West Virginia 7 $ 295,000 $ 42,142 $ 55,000
Eau Claire, Wisconsin 7 $ 385,000 $ 55,000 $ 53,000
Ada, Idaho 6 $ 360,000 $ 60,000 $ 83,000
Kankakee, Illinois 6 $ 370,000 $ 61,666 $ 117,000
Fountain, Indiana 6 $ 620,000 $ 103,333 $ 56,000
Prince George's, Maryland 6 $ 440,000 $ 73,333 $ 78,000
Cape Girardeau, Missouri 6 $ 320,000 $ 53,333 $ 237,000
Flathead, Montana 6 $ 480,000 $ 80,000 $ 61,000
Douglas, Nebraska 6 $ 330,000 $ 55,000 $ 71,000
Burlington, New Jersey 6 $ 490,000 $ 81,666 $ 88,000
Cumberland, New Jersey 6 $ 340,000 $ 56,666 $ 62,000
Gloucester, New Jersey 6 $ 230,000 $ 38,333 $ 45,000
Middlesex, New Jersey 6 $ 340,000 $ 56,666 $ 96,000
Licking, Ohio 6 $ 330,000 $ 55,000 $ 52,000
Minnehaha, South Dakota 6 $ 170,000 $ 28,333 $ 38,000
Polk, Wisconsin 6 $ 440,000 $ 73,333 $ 68,000
St. Croix, Wisconsin 6 $ 450,000 $ 75,000 $ 98,000
Laramie, Wyoming 6 $ 270,000 $ 45,000 $ 66,000
Boulder, Colorado 5 $ 385,000 $ 77,000 $ 79,000
Eagle, Colorado 5 $ 695,000 $ 139,000 $ 69,000
Kent, Delaware 5 $ 125,000 $ 25,000 $ 40,000
New Castle, Delaware 5 $ 135,000 $ 27,000 $ 66,000
Lee, Florida 5 $ 1,965,000 $ 393,000 $ 214,000
Canyon, Idaho 5 $ 485,000 $ 97,000 $ 52,000
St. Clair, Illinois 5 $ 185,000 $ 37,000 $ 85,000
Fulton, Indiana 5 $ 535,000 $ 107,000 $ 78,000
Steuben, Indiana 5 $ 2,065,000 $ 413,000 $ 349,000
Tipton, Indiana 5 $ 715,000 $ 143,000 $ 89,000
Butler, Kansas 5 $ 195,000 $ 39,000 $ 80,000
Ionia, Michigan 5 $ 215,000 $ 43,000 $ 52,000
Washington, Minnesota 5 $ 265,000 $ 53,000 $ 70,000
Cape May, New Jersey 5 $ 465,000 $ 93,000 $ 74,000
Columbiana, Ohio 5 $ 365,000 $ 73,000 $ 48,000
Mercer, Pennsylvania 5 $ 135,000 $ 27,000 $ 42,000
Isle of Wight, Virginia 5 $ 235,000 $ 47,000 $ 61,000
Pueblo, Colorado 4 $ 220,000 $ 55,000 $ 60,000
Sussex, Delaware 4 $ 250,000 $ 62,500 $ 91,000
Gem, Idaho 4 $ 300,000 $ 75,000 $ 48,000
Madison, Illinois 4 $ 200,000 $ 50,000 $ 80,000
Bartholomew, Indiana 4 $ 430,000 $ 107,500 $ 42,000
Brown, Indiana 4 $ 530,000 $ 132,500 $ 106,000
Henry, Indiana 4 $ 390,000 $ 97,500 $ 76,000
Pulaski, Indiana 4 $ 480,000 $ 120,000 $ 58,000
Linn, Kansas 4 $ 270,000 $ 67,500 $ 117,000
Howard, Maryland 4 $ 420,000 $ 105,000 $ 92,000
Barry, Michigan 4 $ 160,000 $ 40,000 $ 68,000
Genesee, Michigan 4 $ 130,000 $ 32,500 $ 70,000
Hillsdale, Michigan 4 $ 210,000 $ 52,500 $ 55,000
Muskegon, Michigan 4 $ 200,000 $ 50,000 $ 51,000
Shiawassee, Michigan 4 $ 100,000 $ 25,000 $ 38,000
Otter Tail, Minnesota 4 $ 410,000 $ 102,500 $ 106,000
Lewis and Clark, Montana 4 $ 330,000 $ 82,500 $ 53,000
Ontario, New York 4 $ 210,000 $ 52,500 $ 45,000
Wayne, New York 4 $ 180,000 $ 45,000 $ 34,000
Franklin, Ohio 4 $ 160,000 $ 40,000 $ 43,000
Greene, Ohio 4 $ 200,000 $ 50,000 $ 82,000
Portage, Ohio 4 $ 230,000 $ 57,500 $ 50,000
Carbon, Pennsylvania 4 $ 210,000 $ 52,500 $ 62,000
Cumberland, Pennsylvania 4 $ 370,000 $ 92,500 $ 86,000
Wise, Virginia 4 $ 240,000 $ 60,000 $ 52,000
Sauk, Wisconsin 4 $ 190,000 $ 47,500 $ 37,000
Jefferson, Colorado 3 $ 205,000 $ 68,333 $ 67,000
Franklin, Idaho 3 $ 195,000 $ 65,000 $ 41,000
Cass, Indiana 3 $ 235,000 $ 78,333 $ 47,000
Rush, Indiana 3 $ 1,015,000 $ 338,333 $ 159,000
Whitley, Indiana 3 $ 4,615,000 $ 1,538,333 $ 122,000
Wayne, Kentucky 3 $ 105,000 $ 35,000 $ 37,000
Rapides, Louisiana 3 $ 155,000 $ 51,666 $ 0
St. Mary's, Maryland 3 $ 185,000 $ 61,666 $ 41,000
Ingham, Michigan 3 $ 95,000 $ 31,666 $ 52,000
Newaygo, Michigan 3 $ 125,000 $ 41,666 $ 63,000
Chisago, Minnesota 3 $ 235,000 $ 78,333 $ 69,000
Jones, Mississippi 3 $ 195,000 $ 65,000 $ 0
Lee, Mississippi 3 $ 195,000 $ 65,000 $ 0
Monroe, Mississippi 3 $ 265,000 $ 88,333 $ 0
Dent, Missouri 3 $ 215,000 $ 71,666 $ 104,000
Pike, Missouri 3 $ 265,000 $ 88,333 $ 74,000
Scott, Missouri 3 $ 165,000 $ 55,000 $ 39,000
Texas, Missouri 3 $ 205,000 $ 68,333 $ 65,000
Webster, Missouri 3 $ 275,000 $ 91,666 $ 49,000
Camden, New Jersey 3 $ 165,000 $ 55,000 $ 89,000
Monmouth, New Jersey 3 $ 365,000 $ 121,666 $ 74,000
Eddy, New Mexico 3 $ 435,000 $ 145,000 $ 0
Broome, New York 3 $ 175,000 $ 58,333 $ 36,000
Oneida, New York 3 $ 135,000 $ 45,000 $ 75,000
Onondaga, New York 3 $ 195,000 $ 65,000 $ 82,000
Orange, New York 3 $ 175,000 $ 58,333 $ 72,000
Sullivan, New York 3 $ 255,000 $ 85,000 $ 67,000
Williams, North Dakota 3 $ 205,000 $ 68,333 $ 107,000
Clinton, Ohio 3 $ 125,000 $ 41,666 $ 40,000
Delaware, Ohio 3 $ 185,000 $ 61,666 $ 58,000
Geauga, Ohio 3 $ 195,000 $ 65,000 $ 64,000
Lucas, Ohio 3 $ 115,000 $ 38,333 $ 62,000
Montgomery, Ohio 3 $ 115,000 $ 38,333 $ 108,000
Trumbull, Ohio 3 $ 125,000 $ 41,666 $ 78,000
McClain, Oklahoma 3 $ 225,000 $ 75,000 $ 0
Butler, Pennsylvania 3 $ 125,000 $ 41,666 $ 82,000
Northampton, Pennsylvania 3 $ 105,000 $ 35,000 $ 44,000
Northumberland, Pennsylvania 3 $ 115,000 $ 38,333 $ 46,000
Westmoreland, Pennsylvania 3 $ 175,000 $ 58,333 $ 60,000
Fall River, South Dakota 3 $ 435,000 $ 145,000 $ 81,000
Collin, Texas 3 $ 285,000 $ 95,000 $ 0
Hunt, Texas 3 $ 205,000 $ 68,333 $ 0
Buchanan, Virginia 3 $ 165,000 $ 55,000 $ 60,000
Spotsylvania, Virginia 3 $ 195,000 $ 65,000 $ 52,000
Harrison, West Virginia 3 $ 185,000 $ 61,666 $ 50,000
Logan, West Virginia 3 $ 225,000 $ 75,000 $ 64,000
Racine, Wisconsin 3 $ 175,000 $ 58,333 $ 70,000
Maricopa, Arizona 2 $ 170,000 $ 85,000 $ 0
Gunnison, Colorado 2 $ 200,000 $ 100,000 $ 66,000
Prowers, Colorado 2 $ 190,000 $ 95,000 $ 53,000
Charlotte, Florida 2 $ 610,000 $ 305,000 $ 141,000
Hillsborough, Florida 2 $ 640,000 $ 320,000 $ 92,000
St. Johns, Florida 2 $ 770,000 $ 385,000 $ 184,000
Champaign, Illinois 2 $ 80,000 $ 40,000 $ 40,000
DuPage, Illinois 2 $ 580,000 $ 290,000 $ 742,000
Kane, Illinois 2 $ 4,330,000 $ 2,165,000 $ 314,000
Benton, Indiana 2 $ 220,000 $ 110,000 $ 44,000
LaGrange, Indiana 2 $ 200,000 $ 100,000 $ 111,000
Putnam, Indiana 2 $ 400,000 $ 200,000 $ 81,000
Fayette, Iowa 2 $ 130,000 $ 65,000 $ 116,000
Marion, Iowa 2 $ 170,000 $ 85,000 $ 111,000
Story, Iowa 2 $ 110,000 $ 55,000 $ 59,000
Crawford, Kansas 2 $ 150,000 $ 75,000 $ 85,000
Jefferson, Kansas 2 $ 90,000 $ 45,000 $ 52,000
Johnson, Kansas 2 $ 90,000 $ 45,000 $ 18,000
Adair, Kentucky 2 $ 70,000 $ 35,000 $ 30,000
Magoffin, Kentucky 2 $ 110,000 $ 55,000 $ 54,000
Muhlenberg, Kentucky 2 $ 210,000 $ 105,000 $ 86,000
Powell, Kentucky 2 $ 160,000 $ 80,000 $ 111,000
Pulaski, Kentucky 2 $ 140,000 $ 70,000 $ 132,000
Rockcastle, Kentucky 2 $ 120,000 $ 60,000 $ 51,000
Russell, Kentucky 2 $ 120,000 $ 60,000 $ 55,000
Whitley, Kentucky 2 $ 210,000 $ 105,000 $ 98,000
Harford, Maryland 2 $ 80,000 $ 40,000 $ 56,000
Calhoun, Michigan 2 $ 110,000 $ 55,000 $ 48,000
Isabella, Michigan 2 $ 120,000 $ 60,000 $ 74,000
Jackson, Michigan 2 $ 150,000 $ 75,000 $ 80,000
Lake, Michigan 2 $ 90,000 $ 45,000 $ 110,000
Manistee, Michigan 2 $ 130,000 $ 65,000 $ 58,000
Oceana, Michigan 2 $ 80,000 $ 40,000 $ 67,000
Osceola, Michigan 2 $ 120,000 $ 60,000 $ 42,000
Becker, Minnesota 2 $ 270,000 $ 135,000 $ 121,000
Olmsted, Minnesota 2 $ 160,000 $ 80,000 $ 58,000
Pine, Minnesota 2 $ 150,000 $ 75,000 $ 79,000
Roseau, Minnesota 2 $ 110,000 $ 55,000 $ 63,000
Scott, Minnesota 2 $ 70,000 $ 35,000 $ 63,000
Barry, Missouri 2 $ 170,000 $ 85,000 $ 93,000
Cass, Missouri 2 $ 80,000 $ 40,000 $ 58,000
Cedar, Missouri 2 $ 190,000 $ 95,000 $ 204,000
Jefferson, Missouri 2 $ 90,000 $ 45,000 $ 29,000
Johnson, Missouri 2 $ 170,000 $ 85,000 $ 52,000
Laclede, Missouri 2 $ 150,000 $ 75,000 $ 44,000
Macon, Missouri 2 $ 120,000 $ 60,000 $ 59,000
Morgan, Missouri 2 $ 160,000 $ 80,000 $ 101,000
Polk, Missouri 2 $ 120,000 $ 60,000 $ 103,000
Shannon, Missouri 2 $ 140,000 $ 70,000 $ 41,000
Taney, Missouri 2 $ 140,000 $ 70,000 $ 67,000
Gallatin, Montana 2 $ 140,000 $ 70,000 $ 62,000
Keith, Nebraska 2 $ 150,000 $ 75,000 $ 93,000
Clinton, New York 2 $ 120,000 $ 60,000 $ 63,000
Dutchess, New York 2 $ 150,000 $ 75,000 $ 52,000
Erie, New York 2 $ 80,000 $ 40,000 $ 55,000
Franklin, New York 2 $ 270,000 $ 135,000 $ 86,000
Jefferson, New York 2 $ 130,000 $ 65,000 $ 122,000
Madison, New York 2 $ 130,000 $ 65,000 $ 53,000
Niagara, New York 2 $ 140,000 $ 70,000 $ 64,000
Oswego, New York 2 $ 140,000 $ 70,000 $ 64,000
Rockland, New York 2 $ 60,000 $ 30,000 $ 53,000
Warren, New York 2 $ 80,000 $ 40,000 $ 49,000
Washington, New York 2 $ 160,000 $ 80,000 $ 62,000
Wyoming, New York 2 $ 120,000 $ 60,000 $ 40,000
Butler, Ohio 2 $ 100,000 $ 50,000 $ 63,000
Clermont, Ohio 2 $ 110,000 $ 55,000 $ 28,000
Coshocton, Ohio 2 $ 120,000 $ 60,000 $ 52,000
Highland, Ohio 2 $ 110,000 $ 55,000 $ 41,000
Tuscarawas, Ohio 2 $ 110,000 $ 55,000 $ 72,000
Cleveland, Oklahoma 2 $ 190,000 $ 95,000 $ 0
Allegheny, Pennsylvania 2 $ 100,000 $ 50,000 $ 90,000
Centre, Pennsylvania 2 $ 50,000 $ 25,000 $ 39,000
Crawford, Pennsylvania 2 $ 100,000 $ 50,000 $ 45,000
Erie, Pennsylvania 2 $ 40,000 $ 20,000 $ 51,000
Franklin, Pennsylvania 2 $ 80,000 $ 40,000 $ 60,000
Greene, Pennsylvania 2 $ 170,000 $ 85,000 $ 101,000
Schuylkill, Pennsylvania 2 $ 70,000 $ 35,000 $ 57,000
Washington, Pennsylvania 2 $ 150,000 $ 75,000 $ 54,000
Meade, South Dakota 2 $ 120,000 $ 60,000 $ 43,000
Pennington, South Dakota 2 $ 130,000 $ 65,000 $ 35,000
Bastrop, Texas 2 $ 160,000 $ 80,000 $ 0
Bexar, Texas 2 $ 150,000 $ 75,000 $ 69,000
Caldwell, Texas 2 $ 180,000 $ 90,000 $ 0
Fannin, Texas 2 $ 110,000 $ 55,000 $ 0
Harris, Texas 2 $ 180,000 $ 90,000 $ 50,000
Johnson, Texas 2 $ 180,000 $ 90,000 $ 0
Montgomery, Texas 2 $ 180,000 $ 90,000 $ 0
Polk, Texas 2 $ 230,000 $ 115,000 $ 0
Travis, Texas 2 $ 130,000 $ 65,000 $ 64,000
Boone, West Virginia 2 $ 190,000 $ 95,000 $ 80,000
Marion, West Virginia 2 $ 130,000 $ 65,000 $ 39,000
McDowell, West Virginia 2 $ 130,000 $ 65,000 $ 54,000
Mercer, West Virginia 2 $ 110,000 $ 55,000 $ 56,000
Preston, West Virginia 2 $ 90,000 $ 45,000 $ 41,000
Raleigh, West Virginia 2 $ 240,000 $ 120,000 $ 107,000
Ritchie, West Virginia 2 $ 170,000 $ 85,000 $ 61,000
Upshur, West Virginia 2 $ 170,000 $ 85,000 $ 45,000
Wayne, West Virginia 2 $ 120,000 $ 60,000 $ 75,000
Kenosha, Wisconsin 2 $ 80,000 $ 40,000 $ 57,000
Sheboygan, Wisconsin 2 $ 90,000 $ 45,000 $ 33,000
Natrona, Wyoming 2 $ 130,000 $ 65,000 $ 44,000
Choctaw, Alabama 1 $ 55,000 $ 55,000 $ 0
Washington, Alabama 1 $ 75,000 $ 75,000 $ 0
Pima, Arizona 1 $ 75,000 $ 75,000 $ 0
Ashley, Arkansas 1 $ 55,000 $ 55,000 $ 0
Baxter, Arkansas 1 $ 35,000 $ 35,000 $ 0
Columbia, Arkansas 1 $ 55,000 $ 55,000 $ 0
Little River, Arkansas 1 $ 95,000 $ 95,000 $ 0
Ouachita, Arkansas 1 $ 65,000 $ 65,000 $ 0
Arapahoe, Colorado 1 $ 35,000 $ 35,000 $ 30,000
Broomfield, Colorado 1 $ 45,000 $ 45,000 $ 50,000
Chaffee, Colorado 1 $ 205,000 $ 205,000 $ 124,000
Delta, Colorado 1 $ 85,000 $ 85,000 $ 50,000
Douglas, Colorado 1 $ 45,000 $ 45,000 $ 37,000
Grand, Colorado 1 $ 85,000 $ 85,000 $ 72,000
Jackson, Colorado 1 $ 55,000 $ 55,000 $ 35,000
La Plata, Colorado 1 $ 45,000 $ 45,000 $ 37,000
Routt, Colorado 1 $ 145,000 $ 145,000 $ 75,000
Bay, Florida 1 $ 225,000 $ 225,000 $ 81,000
Collier, Florida 1 $ 135,000 $ 135,000 $ 101,000
Madison, Florida 1 $ 95,000 $ 95,000 $ 40,000
Manatee, Florida 1 $ 335,000 $ 335,000 $ 352,000
Monroe, Florida 1 $ 345,000 $ 345,000 $ 91,000
Pinellas, Florida 1 $ 405,000 $ 405,000 $ 130,000
Polk, Florida 1 $ 95,000 $ 95,000 $ 77,000
Sarasota, Florida 1 $ 1,335,000 $ 1,335,000 $ 623,000
Sumter, Florida 1 $ 355,000 $ 355,000 $ 203,000
Gwinnett, Georgia 1 $ 75,000 $ 75,000 $ 67,000
Jefferson, Georgia 1 $ 75,000 $ 75,000 $ 0
Washington, Georgia 1 $ 85,000 $ 85,000 $ 0
Adams, Idaho 1 $ 75,000 $ 75,000 $ 28,000
Bingham, Idaho 1 $ 55,000 $ 55,000 $ 42,000
Bonneville, Idaho 1 $ 55,000 $ 55,000 $ 48,000
Elmore, Idaho 1 $ 25,000 $ 25,000 $ 18,000
Owyhee, Idaho 1 $ 105,000 $ 105,000 $ 35,000
Payette, Idaho 1 $ 75,000 $ 75,000 $ 50,000
Washington, Idaho 1 $ 65,000 $ 65,000 $ 27,000
Adams, Illinois 1 $ 55,000 $ 55,000 $ 49,000
Effingham, Illinois 1 $ 125,000 $ 125,000 $ 74,000
Gallatin, Illinois 1 $ 35,000 $ 35,000 $ 55,000
Hamilton, Illinois 1 $ 115,000 $ 115,000 $ 72,000
Johnson, Illinois 1 $ 95,000 $ 95,000 $ 60,000
Massac, Illinois 1 $ 35,000 $ 35,000 $ 72,000
McLean, Illinois 1 $ 15,000 $ 15,000 $ 55,000
Morgan, Illinois 1 $ 65,000 $ 65,000 $ 112,000
Peoria, Illinois 1 $ 25,000 $ 25,000 $ 26,000
Stephenson, Illinois 1 $ 25,000 $ 25,000 $ 37,000
Warren, Illinois 1 $ 85,000 $ 85,000 $ 34,000
Wayne, Illinois 1 $ 55,000 $ 55,000 $ 44,000
Clay, Indiana 1 $ 3,005,000 $ 3,005,000 $ 0
Dearborn, Indiana 1 $ 35,000 $ 35,000 $ 35,000
Lawrence, Indiana 1 $ 55,000 $ 55,000 $ 58,000
Miami, Indiana 1 $ 55,000 $ 55,000 $ 38,000
Noble, Indiana 1 $ 95,000 $ 95,000 $ 19,000
Owen, Indiana 1 $ 55,000 $ 55,000 $ 22,000
Parke, Indiana 1 $ 75,000 $ 75,000 $ 56,000
Vanderburgh, Indiana 1 $ 35,000 $ 35,000 $ 48,000
Wabash, Indiana 1 $ 15,000 $ 15,000 $ 16,000
Warren, Indiana 1 $ 25,000 $ 25,000 $ 71,000
Warrick, Indiana 1 $ 85,000 $ 85,000 $ 56,000
Wells, Indiana 1 $ 85,000 $ 85,000 $ 32,000
Black Hawk, Iowa 1 $ 55,000 $ 55,000 $ 54,000
Boone, Iowa 1 $ 35,000 $ 35,000 $ 60,000
Buchanan, Iowa 1 $ 65,000 $ 65,000 $ 62,000
Dallas, Iowa 1 $ 65,000 $ 65,000 $ 162,000
Delaware, Iowa 1 $ 75,000 $ 75,000 $ 55,000
Dickinson, Iowa 1 $ 95,000 $ 95,000 $ 81,000
Emmet, Iowa 1 $ 25,000 $ 25,000 $ 35,000
Floyd, Iowa 1 $ 35,000 $ 35,000 $ 34,000
Jefferson, Iowa 1 $ 95,000 $ 95,000 $ 81,000
Lee, Iowa 1 $ 105,000 $ 105,000 $ 121,000
Linn, Iowa 1 $ 75,000 $ 75,000 $ 72,000
Muscatine, Iowa 1 $ 45,000 $ 45,000 $ 93,000
Taylor, Iowa 1 $ 85,000 $ 85,000 $ 42,000
Union, Iowa 1 $ 105,000 $ 105,000 $ 64,000
Van Buren, Iowa 1 $ 115,000 $ 115,000 $ 78,000
Webster, Iowa 1 $ 45,000 $ 45,000 $ 76,000
Allen, Kansas 1 $ 75,000 $ 75,000 $ 33,000
Bourbon, Kansas 1 $ 145,000 $ 145,000 $ 64,000
Chautauqua, Kansas 1 $ 75,000 $ 75,000 $ 154,000
Cowley, Kansas 1 $ 155,000 $ 155,000 $ 58,000
Douglas, Kansas 1 $ 35,000 $ 35,000 $ 49,000
Finney, Kansas 1 $ 35,000 $ 35,000 $ 44,000
Franklin, Kansas 1 $ 65,000 $ 65,000 $ 61,000
Graham, Kansas 1 $ 75,000 $ 75,000 $ 81,000
Labette, Kansas 1 $ 115,000 $ 115,000 $ 72,000
Montgomery, Kansas 1 $ 55,000 $ 55,000 $ 110,000
Morris, Kansas 1 $ 55,000 $ 55,000 $ 25,000
Neosho, Kansas 1 $ 75,000 $ 75,000 $ 65,000
Pottawatomie, Kansas 1 $ 45,000 $ 45,000 $ 74,000
Shawnee, Kansas 1 $ 55,000 $ 55,000 $ 68,000
Trego, Kansas 1 $ 45,000 $ 45,000 $ 33,000
Wabaunsee, Kansas 1 $ 65,000 $ 65,000 $ 58,000
Wilson, Kansas 1 $ 45,000 $ 45,000 $ 86,000
Wyandotte, Kansas 1 $ 25,000 $ 25,000 $ 36,000
Anderson, Kentucky 1 $ 105,000 $ 105,000 $ 162,000
Boyd, Kentucky 1 $ 65,000 $ 65,000 $ 49,000
Cumberland, Kentucky 1 $ 35,000 $ 35,000 $ 49,000
Garrard, Kentucky 1 $ 45,000 $ 45,000 $ 23,000
Grayson, Kentucky 1 $ 25,000 $ 25,000 $ 47,000
Greenup, Kentucky 1 $ 65,000 $ 65,000 $ 28,000
Hancock, Kentucky 1 $ 85,000 $ 85,000 $ 120,000
Hardin, Kentucky 1 $ 35,000 $ 35,000 $ 46,000
Hart, Kentucky 1 $ 45,000 $ 45,000 $ 76,000
Henderson, Kentucky 1 $ 115,000 $ 115,000 $ 72,000
Henry, Kentucky 1 $ 55,000 $ 55,000 $ 49,000
Hopkins, Kentucky 1 $ 85,000 $ 85,000 $ 68,000
Knott, Kentucky 1 $ 85,000 $ 85,000 $ 32,000
Knox, Kentucky 1 $ 85,000 $ 85,000 $ 80,000
Lee, Kentucky 1 $ 85,000 $ 85,000 $ 87,000
Livingston, Kentucky 1 $ 75,000 $ 75,000 $ 101,000
Madison, Kentucky 1 $ 85,000 $ 85,000 $ 84,000
McCreary, Kentucky 1 $ 15,000 $ 15,000 $ 18,000
Perry, Kentucky 1 $ 25,000 $ 25,000 $ 42,000
Washington, Kentucky 1 $ 35,000 $ 35,000 $ 20,000
Allen, Louisiana 1 $ 75,000 $ 75,000 $ 51,000
Beauregard, Louisiana 1 $ 65,000 $ 65,000 $ 0
Iberia, Louisiana 1 $ 145,000 $ 145,000 $ 0
La Salle, Louisiana 1 $ 85,000 $ 85,000 $ 0
Livingston, Louisiana 1 $ 65,000 $ 65,000 $ 0
St. Tammany, Louisiana 1 $ 55,000 $ 55,000 $ 0
Union, Louisiana 1 $ 45,000 $ 45,000 $ 0
Carroll, Maryland 1 $ 55,000 $ 55,000 $ 48,000
Cecil, Maryland 1 $ 25,000 $ 25,000 $ 50,000
Somerset, Maryland 1 $ 85,000 $ 85,000 $ 49,000
Alcona, Michigan 1 $ 65,000 $ 65,000 $ 114,000
Emmet, Michigan 1 $ 35,000 $ 35,000 $ 50,000
Grand Traverse, Michigan 1 $ 35,000 $ 35,000 $ 80,000
Kalkaska, Michigan 1 $ 45,000 $ 45,000 $ 82,000
Mason, Michigan 1 $ 25,000 $ 25,000 $ 41,000
Mecosta, Michigan 1 $ 55,000 $ 55,000 $ 24,000
Montcalm, Michigan 1 $ 35,000 $ 35,000 $ 31,000
Sanilac, Michigan 1 $ 55,000 $ 55,000 $ 177,000
Van Buren, Michigan 1 $ 165,000 $ 165,000 $ 199,000
Wexford, Michigan 1 $ 25,000 $ 25,000 $ 38,000
Aitkin, Minnesota 1 $ 45,000 $ 45,000 $ 38,000
Beltrami, Minnesota 1 $ 115,000 $ 115,000 $ 41,000
Carlton, Minnesota 1 $ 55,000 $ 55,000 $ 65,000
Cass, Minnesota 1 $ 35,000 $ 35,000 $ 48,000
Crow Wing, Minnesota 1 $ 35,000 $ 35,000 $ 33,000
Douglas, Minnesota 1 $ 85,000 $ 85,000 $ 186,000
Hubbard, Minnesota 1 $ 165,000 $ 165,000 $ 86,000
Isanti, Minnesota 1 $ 125,000 $ 125,000 $ 103,000
McLeod, Minnesota 1 $ 55,000 $ 55,000 $ 59,000
Meeker, Minnesota 1 $ 55,000 $ 55,000 $ 80,000
Mower, Minnesota 1 $ 75,000 $ 75,000 $ 51,000
Nicollet, Minnesota 1 $ 85,000 $ 85,000 $ 76,000
Pennington, Minnesota 1 $ 35,000 $ 35,000 $ 35,000
Sherburne, Minnesota 1 $ 65,000 $ 65,000 $ 35,000
St. Louis, Minnesota 1 $ 35,000 $ 35,000 $ 73,000
Steele, Minnesota 1 $ 55,000 $ 55,000 $ 51,000
Winona, Minnesota 1 $ 105,000 $ 105,000 $ 37,000
Amite, Mississippi 1 $ 65,000 $ 65,000 $ 0
Calhoun, Mississippi 1 $ 75,000 $ 75,000 $ 0
Chickasaw, Mississippi 1 $ 65,000 $ 65,000 $ 0
Choctaw, Mississippi 1 $ 55,000 $ 55,000 $ 0
Clarke, Mississippi 1 $ 55,000 $ 55,000 $ 0
Copiah, Mississippi 1 $ 85,000 $ 85,000 $ 0
Hancock, Mississippi 1 $ 155,000 $ 155,000 $ 0
Harrison, Mississippi 1 $ 85,000 $ 85,000 $ 0
Hinds, Mississippi 1 $ 85,000 $ 85,000 $ 0
Leake, Mississippi 1 $ 75,000 $ 75,000 $ 0
Marshall, Mississippi 1 $ 135,000 $ 135,000 $ 0
Neshoba, Mississippi 1 $ 75,000 $ 75,000 $ 0
Oktibbeha, Mississippi 1 $ 55,000 $ 55,000 $ 0
Panola, Mississippi 1 $ 75,000 $ 75,000 $ 0
Perry, Mississippi 1 $ 55,000 $ 55,000 $ 0
Prentiss, Mississippi 1 $ 45,000 $ 45,000 $ 0
Rankin, Mississippi 1 $ 95,000 $ 95,000 $ 0
Union, Mississippi 1 $ 45,000 $ 45,000 $ 0
Adair, Missouri 1 $ 55,000 $ 55,000 $ 28,000
Bates, Missouri 1 $ 55,000 $ 55,000 $ 25,000
Benton, Missouri 1 $ 45,000 $ 45,000 $ 62,000
Bollinger, Missouri 1 $ 125,000 $ 125,000 $ 116,000
Boone, Missouri 1 $ 45,000 $ 45,000 $ 48,000
Callaway, Missouri 1 $ 75,000 $ 75,000 $ 81,000
Camden, Missouri 1 $ 25,000 $ 25,000 $ 29,000
Clinton, Missouri 1 $ 105,000 $ 105,000 $ 61,000
Daviess, Missouri 1 $ 135,000 $ 135,000 $ 179,000
Franklin, Missouri 1 $ 55,000 $ 55,000 $ 35,000
Greene, Missouri 1 $ 75,000 $ 75,000 $ 65,000
Howard, Missouri 1 $ 85,000 $ 85,000 $ 71,000
Howell, Missouri 1 $ 35,000 $ 35,000 $ 33,000
Jackson, Missouri 1 $ 75,000 $ 75,000 $ 101,000
Jasper, Missouri 1 $ 45,000 $ 45,000 $ 19,000
Lawrence, Missouri 1 $ 65,000 $ 65,000 $ 44,000
Linn, Missouri 1 $ 25,000 $ 25,000 $ 32,000
Madison, Missouri 1 $ 45,000 $ 45,000 $ 48,000
Moniteau, Missouri 1 $ 55,000 $ 55,000 $ 88,000
Montgomery, Missouri 1 $ 75,000 $ 75,000 $ 45,000
New Madrid, Missouri 1 $ 55,000 $ 55,000 $ 67,000
Ripley, Missouri 1 $ 85,000 $ 85,000 $ 45,000
St. Clair, Missouri 1 $ 65,000 $ 65,000 $ 44,000
Wright, Missouri 1 $ 135,000 $ 135,000 $ 76,000
Custer, Montana 1 $ 65,000 $ 65,000 $ 68,000
Fallon, Montana 1 $ 75,000 $ 75,000 $ 124,000
Lincoln, Montana 1 $ 65,000 $ 65,000 $ 109,000
Dakota, Nebraska 1 $ 75,000 $ 75,000 $ 74,000
Franklin, Nebraska 1 $ 65,000 $ 65,000 $ 84,000
Lancaster, Nebraska 1 $ 95,000 $ 95,000 $ 80,000
Madison, Nebraska 1 $ 75,000 $ 75,000 $ 54,000
Sarpy, Nebraska 1 $ 35,000 $ 35,000 $ 32,000
Webster, Nebraska 1 $ 45,000 $ 45,000 $ 17,000
Salem, New Jersey 1 $ 65,000 $ 65,000 $ 54,000
Catron, New Mexico 1 $ 115,000 $ 115,000 $ 0
Lincoln, New Mexico 1 $ 75,000 $ 75,000 $ 0
Rio Arriba, New Mexico 1 $ 115,000 $ 115,000 $ 0
Torrance, New Mexico 1 $ 55,000 $ 55,000 $ 0
Chemung, New York 1 $ 95,000 $ 95,000 $ 60,000
Delaware, New York 1 $ 65,000 $ 65,000 $ 123,000
Essex, New York 1 $ 55,000 $ 55,000 $ 63,000
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Mortgage Loan Application Detail Totals for Centier Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,891 $571,745,000 $146,000 $28,165,000 $76,000 $1,355,000
Home Improvement 1,017 $46,465,000 $45,000 $2,005,000 $98,000 $3,461,000
Refinancing 906 $200,260,000 $221,000 $21,255,000 $117,000 $1,902,000
Other Purpose 478 $28,740,000 $60,000 $485,000 $98,000 $1,168,000
Cash-out Refinancing 345 $66,705,000 $193,000 $1,365,000 $102,000 $925,000
Not Applicable 48 $4,110,000 $85,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,002 $545,740,000 $109,000 $2,965,000 $86,000 $1,902,000
Not Provided 477 $67,385,000 $141,000 $3,525,000 $146,000 $3,461,000
Hispanic 463 $42,245,000 $91,000 $625,000 $65,000 $843,000
Black or African American 441 $34,035,000 $77,000 $635,000 $60,000 $513,000
Asian 138 $16,950,000 $122,000 $945,000 $85,000 $1,355,000
Not applicable 110 $203,120,000 $1,846,000 $28,165,000 $73,000 $85,000
American Indian or Alaskan Native 22 $2,010,000 $91,000 $305,000 $86,000 $216,000
Native Hawaiian or Other Pacific Islander 1 $125,000 $125,000 $125,000 $63,000 $63,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,348 $865,580,000 $136,000 $28,165,000 $89,000 $3,461,000
FHA-insured (Federal Housing Administration) 291 $45,215,000 $155,000 $365,000 $62,000 $186,000
VA-guaranteed (Veterans Administration) 28 $5,060,000 $180,000 $295,000 $63,000 $119,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $2,170,000 $120,000 $195,000 $44,000 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,267 $680,795,000 $159,000 $28,165,000 $96,000 $3,461,000
Application Approved But Not Accepted 973 $64,285,000 $66,000 $735,000 $70,000 $1,168,000
Application Denied By Financial Institution 826 $61,780,000 $74,000 $3,005,000 $64,000 $728,000
Application Withdrawn By Applicant 424 $86,550,000 $204,000 $16,315,000 $90,000 $876,000
Loan Purchased By The Institution 114 $9,330,000 $81,000 $165,000 $51,000 $51,000
File Closed For Incompleteness 81 $15,285,000 $188,000 $825,000 $108,000 $839,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,859 $856,245,000 $146,000 $28,165,000 $91,000 $3,461,000
Credit History 421 $24,615,000 $58,000 $685,000 $68,000 $513,000
Debt-To-Income Ratio 253 $22,165,000 $87,000 $805,000 $46,000 $158,000
Collateral 89 $10,005,000 $112,000 $3,005,000 $90,000 $728,000
Unverifiable Information 22 $1,550,000 $70,000 $155,000 $64,000 $180,000
Other 12 $1,610,000 $134,000 $285,000 $72,000 $178,000
Insufficient Cash (Downpayment, Closing Cost) 12 $840,000 $70,000 $105,000 $91,000 $323,000
Credit Application Incomplete 10 $570,000 $57,000 $205,000 $79,000 $159,000
Employment History 7 $425,000 $60,000 $95,000 $48,000 $110,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Centier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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