Centier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Centier Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Centier Bank
600 E 84Th Avenue
Whiting, IN 46410
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,934
Total Mortgage Loan Application Amount $1,417,220,000
Average Mortgage Loan Application Amount $232,200
Highest Mortgage Loan Application Amount $72,505,000
Average Applicant Income $105,600
Highest Applicant Income $1,852,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Centier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Centier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centier Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Centier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centier Bank's mortgage activity for 2023.

Mortgage Loan Application Totals for Centier Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake County Indiana 1,260 $ 159,860,000 $ 126,000 $ 103,000
Porter County Indiana 730 $ 121,880,000 $ 166,000 $ 114,000
Marion County Indiana 256 $ 95,580,000 $ 373,000 $ 108,000
LaPorte County Indiana 210 $ 33,550,000 $ 159,000 $ 91,000
Tippecanoe County Indiana 187 $ 107,615,000 $ 575,000 $ 113,000
St. Joseph County Indiana 148 $ 26,340,000 $ 177,000 $ 91,000
Hamilton County Indiana 129 $ 132,005,000 $ 1,023,000 $ 219,000
Elkhart County Indiana 113 $ 10,365,000 $ 91,000 $ 88,000
Kent County Michigan 54 $ 4,180,000 $ 77,000 $ 69,000
Ottawa County Michigan 52 $ 3,800,000 $ 73,000 $ 73,000
Boone County Indiana 49 $ 83,585,000 $ 1,705,000 $ 351,000
Macomb County Michigan 46 $ 2,970,000 $ 64,000 $ 61,000
White County Indiana 44 $ 6,250,000 $ 142,000 $ 93,000
Cook County Illinois 43 $ 71,325,000 $ 1,658,000 $ 92,000
Hendricks County Indiana 40 $ 22,960,000 $ 574,000 $ 121,000
Marshall County Indiana 40 $ 3,760,000 $ 94,000 $ 88,000
Oakland County Michigan 38 $ 2,630,000 $ 69,000 $ 78,000
Jasper County Indiana 35 $ 3,165,000 $ 90,000 $ 107,000
Livingston County Michigan 33 $ 2,185,000 $ 66,000 $ 67,000
Wayne County Michigan 32 $ 1,760,000 $ 55,000 $ 70,000
Washtenaw County Michigan 30 $ 2,370,000 $ 79,000 $ 83,000
Travis County Texas 28 $ 4,040,000 $ 144,000 $ 79,000
Starke County Indiana 27 $ 3,255,000 $ 120,000 $ 76,000
Allen County Indiana 25 $ 87,655,000 $ 3,506,000 $ 84,000
Johnson County Indiana 24 $ 4,270,000 $ 177,000 $ 104,000
Allegan County Michigan 24 $ 1,920,000 $ 80,000 $ 94,000
Madison County Indiana 23 $ 4,945,000 $ 215,000 $ 78,000
Saratoga County New York 23 $ 2,155,000 $ 93,000 $ 107,000
Hancock County Indiana 21 $ 4,685,000 $ 223,000 $ 126,000
Berks County Pennsylvania 21 $ 1,655,000 $ 78,000 $ 55,000
Lancaster County Pennsylvania 21 $ 1,885,000 $ 89,000 $ 72,000
Weld County Colorado 20 $ 1,960,000 $ 98,000 $ 81,000
Ada County Idaho 19 $ 1,805,000 $ 95,000 $ 74,000
Morgan County Indiana 19 $ 4,745,000 $ 249,000 $ 107,000
Genesee County Michigan 19 $ 905,000 $ 47,000 $ 61,000
Newton County Indiana 17 $ 805,000 $ 47,000 $ 72,000
Anoka County Minnesota 17 $ 1,235,000 $ 72,000 $ 65,000
Clinton County Indiana 16 $ 3,100,000 $ 193,000 $ 81,000
Muskegon County Michigan 16 $ 890,000 $ 55,000 $ 62,000
Berrien County Michigan 15 $ 2,915,000 $ 194,000 $ 111,000
Chester County Pennsylvania 15 $ 1,345,000 $ 89,000 $ 80,000
Brazoria County Texas 15 $ 1,935,000 $ 129,000 $ 106,000
Montgomery County Indiana 14 $ 3,240,000 $ 231,000 $ 64,000
Tuscaloosa County Alabama 13 $ 1,435,000 $ 110,000 $ 0
St. Clair County Michigan 13 $ 835,000 $ 64,000 $ 52,000
Bucks County Pennsylvania 13 $ 1,775,000 $ 136,000 $ 98,000
Lehigh County Pennsylvania 13 $ 1,025,000 $ 78,000 $ 71,000
Kootenai County Idaho 12 $ 1,460,000 $ 121,000 $ 89,000
Carroll County Indiana 12 $ 1,900,000 $ 158,000 $ 139,000
Grand Traverse County Michigan 12 $ 1,320,000 $ 110,000 $ 69,000
Kalamazoo County Michigan 12 $ 810,000 $ 67,000 $ 68,000
Bexar County Texas 12 $ 980,000 $ 81,000 $ 64,000
Montgomery County Texas 12 $ 1,220,000 $ 101,000 $ 51,000
Cullman County Alabama 11 $ 1,565,000 $ 142,000 $ 0
Pulaski County Indiana 11 $ 1,135,000 $ 103,000 $ 84,000
Lenawee County Michigan 11 $ 665,000 $ 60,000 $ 54,000
Garfield County Colorado 10 $ 1,010,000 $ 101,000 $ 81,000
Howard County Indiana 10 $ 2,310,000 $ 231,000 $ 117,000
Jackson County Michigan 10 $ 580,000 $ 58,000 $ 45,000
Wright County Minnesota 10 $ 790,000 $ 79,000 $ 72,000
Pontotoc County Mississippi 10 $ 1,010,000 $ 101,000 $ 0
Atlantic County New Jersey 10 $ 1,030,000 $ 103,000 $ 78,000
Burlington County New Jersey 10 $ 1,050,000 $ 105,000 $ 73,000
Middlesex County New Jersey 10 $ 1,450,000 $ 145,000 $ 194,000
Wood County Ohio 10 $ 480,000 $ 48,000 $ 55,000
Montgomery County Pennsylvania 10 $ 1,190,000 $ 119,000 $ 103,000
McLean County Illinois 9 $ 295,000 $ 32,000 $ 47,000
St. Clair County Illinois 9 $ 435,000 $ 48,000 $ 87,000
Anne Arundel County Maryland 9 $ 1,115,000 $ 123,000 $ 78,000
Ionia County Michigan 9 $ 665,000 $ 73,000 $ 68,000
Ramsey County Minnesota 9 $ 545,000 $ 60,000 $ 82,000
Stark County Ohio 9 $ 535,000 $ 59,000 $ 64,000
Westmoreland County Pennsylvania 9 $ 915,000 $ 101,000 $ 75,000
Marion County Alabama 8 $ 910,000 $ 113,000 $ 0
Walker County Alabama 8 $ 960,000 $ 120,000 $ 0
Canyon County Idaho 8 $ 720,000 $ 90,000 $ 51,000
Barry County Michigan 8 $ 580,000 $ 72,000 $ 52,000
Cass County Michigan 8 $ 1,550,000 $ 193,000 $ 56,000
Monroe County Michigan 8 $ 430,000 $ 53,000 $ 62,000
Ocean County New Jersey 8 $ 780,000 $ 97,000 $ 80,000
Montgomery County Ohio 8 $ 420,000 $ 52,000 $ 63,000
Northampton County Pennsylvania 8 $ 700,000 $ 87,000 $ 76,000
Harris County Texas 8 $ 1,090,000 $ 136,000 $ 93,000
Hays County Texas 8 $ 890,000 $ 111,000 $ 77,000
Jefferson County Wisconsin 8 $ 400,000 $ 50,000 $ 73,000
Madison County Alabama 7 $ 455,000 $ 65,000 $ 99,000
Kent County Delaware 7 $ 465,000 $ 66,000 $ 94,000
Shelby County Indiana 7 $ 1,585,000 $ 226,000 $ 94,000
Sedgwick County Kansas 7 $ 185,000 $ 26,000 $ 48,000
Monroe County Mississippi 7 $ 655,000 $ 93,000 $ 0
Lincoln County Missouri 7 $ 435,000 $ 62,000 $ 54,000
Cape May County New Jersey 7 $ 715,000 $ 102,000 $ 170,000
Cumberland County New Jersey 7 $ 695,000 $ 99,000 $ 73,000
Gloucester County New Jersey 7 $ 525,000 $ 75,000 $ 70,000
Erie County New York 7 $ 585,000 $ 83,000 $ 104,000
Clermont County Ohio 7 $ 475,000 $ 67,000 $ 57,000
Butler County Pennsylvania 7 $ 525,000 $ 75,000 $ 56,000
Montgomery County Tennessee 7 $ 475,000 $ 67,000 $ 57,000
Kaufman County Texas 7 $ 1,075,000 $ 153,000 $ 0
Adams County Colorado 6 $ 710,000 $ 118,000 $ 90,000
Gwinnett County Georgia 6 $ 550,000 $ 91,000 $ 61,000
Hall County Georgia 6 $ 630,000 $ 105,000 $ 139,000
Kankakee County Illinois 6 $ 410,000 $ 68,000 $ 101,000
Putnam County Indiana 6 $ 1,200,000 $ 200,000 $ 61,000
Polk County Iowa 6 $ 260,000 $ 43,000 $ 64,000
Ingham County Michigan 6 $ 460,000 $ 76,000 $ 61,000
Dakota County Minnesota 6 $ 400,000 $ 66,000 $ 67,000
Onondaga County New York 6 $ 430,000 $ 71,000 $ 65,000
Tompkins County New York 6 $ 540,000 $ 90,000 $ 63,000
Dauphin County Pennsylvania 6 $ 400,000 $ 66,000 $ 85,000
Franklin County Pennsylvania 6 $ 340,000 $ 56,000 $ 78,000
Lebanon County Pennsylvania 6 $ 560,000 $ 93,000 $ 85,000
York County Pennsylvania 6 $ 580,000 $ 96,000 $ 87,000
Liberty County Texas 6 $ 1,040,000 $ 173,000 $ 0
Autauga County Alabama 5 $ 585,000 $ 117,000 $ 0
Blount County Alabama 5 $ 565,000 $ 113,000 $ 0
Jefferson County Alabama 5 $ 675,000 $ 135,000 $ 0
Lawrence County Alabama 5 $ 515,000 $ 103,000 $ 0
Winston County Alabama 5 $ 915,000 $ 183,000 $ 0
Union County Arkansas 5 $ 395,000 $ 79,000 $ 0
White County Arkansas 5 $ 665,000 $ 133,000 $ 0
El Paso County Colorado 5 $ 625,000 $ 125,000 $ 89,000
Grand County Colorado 5 $ 1,115,000 $ 223,000 $ 122,000
Pueblo County Colorado 5 $ 375,000 $ 75,000 $ 66,000
Boone County Illinois 5 $ 225,000 $ 45,000 $ 52,000
Will County Illinois 5 $ 665,000 $ 133,000 $ 131,000
Cass County Indiana 5 $ 645,000 $ 129,000 $ 56,000
Monroe County Indiana 5 $ 975,000 $ 195,000 $ 131,000
Laurel County Kentucky 5 $ 355,000 $ 71,000 $ 57,000
Penobscot County Maine 5 $ 315,000 $ 63,000 $ 61,000
Calhoun County Michigan 5 $ 255,000 $ 51,000 $ 65,000
Benton County Minnesota 5 $ 395,000 $ 79,000 $ 66,000
Washington County Minnesota 5 $ 465,000 $ 93,000 $ 90,000
Niagara County New York 5 $ 505,000 $ 101,000 $ 78,000
Oneida County New York 5 $ 665,000 $ 133,000 $ 96,000
Ontario County New York 5 $ 545,000 $ 109,000 $ 68,000
Lucas County Ohio 5 $ 225,000 $ 45,000 $ 58,000
Cumberland County Pennsylvania 5 $ 485,000 $ 97,000 $ 74,000
Bastrop County Texas 5 $ 665,000 $ 133,000 $ 0
Bell County Texas 5 $ 705,000 $ 141,000 $ 52,000
McLennan County Texas 5 $ 615,000 $ 123,000 $ 0
Smith County Texas 5 $ 475,000 $ 95,000 $ 42,000
Eau Claire County Wisconsin 5 $ 395,000 $ 79,000 $ 87,000
Vernon County Wisconsin 5 $ 195,000 $ 39,000 $ 58,000
Cherokee County Alabama 4 $ 510,000 $ 127,000 $ 0
Fayette County Alabama 4 $ 580,000 $ 145,000 $ 0
Lamar County Alabama 4 $ 650,000 $ 162,000 $ 0
Marengo County Alabama 4 $ 470,000 $ 117,000 $ 0
St. Clair County Alabama 4 $ 840,000 $ 210,000 $ 0
Maricopa County Arizona 4 $ 340,000 $ 85,000 $ 98,000
Ouachita County Arkansas 4 $ 420,000 $ 105,000 $ 0
Larimer County Colorado 4 $ 320,000 $ 80,000 $ 65,000
Mesa County Colorado 4 $ 290,000 $ 72,000 $ 49,000
Twin Falls County Idaho 4 $ 330,000 $ 82,000 $ 68,000
Benton County Indiana 4 $ 670,000 $ 167,000 $ 135,000
Delaware County Indiana 4 $ 230,000 $ 57,000 $ 39,000
Fountain County Indiana 4 $ 680,000 $ 170,000 $ 67,000
Henry County Indiana 4 $ 620,000 $ 155,000 $ 65,000
Kosciusko County Indiana 4 $ 1,740,000 $ 435,000 $ 449,000
Black Hawk County Iowa 4 $ 120,000 $ 30,000 $ 55,000
Shawnee County Kansas 4 $ 190,000 $ 47,000 $ 55,000
Floyd County Kentucky 4 $ 480,000 $ 120,000 $ 70,000
Avoyelles County Louisiana 4 $ 570,000 $ 142,000 $ 0
Rapides County Louisiana 4 $ 600,000 $ 150,000 $ 0
Union County Louisiana 4 $ 340,000 $ 85,000 $ 0
Clinton County Michigan 4 $ 130,000 $ 32,000 $ 50,000
Hennepin County Minnesota 4 $ 310,000 $ 77,000 $ 71,000
Steele County Minnesota 4 $ 240,000 $ 60,000 $ 53,000
Lincoln County Mississippi 4 $ 430,000 $ 107,000 $ 0
Lowndes County Mississippi 4 $ 290,000 $ 72,000 $ 0
Greene County Missouri 4 $ 200,000 $ 50,000 $ 49,000
Jefferson County Missouri 4 $ 240,000 $ 60,000 $ 56,000
Lincoln County New Mexico 4 $ 370,000 $ 92,000 $ 0
Albany County New York 4 $ 190,000 $ 47,000 $ 43,000
Mecklenburg County North Carolina 4 $ 280,000 $ 70,000 $ 75,000
Allegheny County Pennsylvania 4 $ 380,000 $ 95,000 $ 93,000
Minnehaha County South Dakota 4 $ 340,000 $ 85,000 $ 56,000
Collin County Texas 4 $ 560,000 $ 140,000 $ 0
Denton County Texas 4 $ 450,000 $ 112,000 $ 0
Fort Bend County Texas 4 $ 730,000 $ 182,000 $ 0
Hidalgo County Texas 4 $ 340,000 $ 85,000 $ 70,000
Johnson County Texas 4 $ 410,000 $ 102,000 $ 0
San Jacinto County Texas 4 $ 430,000 $ 107,000 $ 0
Williamson County Texas 4 $ 420,000 $ 105,000 $ 85,000
Prince George County Virginia 4 $ 250,000 $ 62,000 $ 48,000
Monongalia County West Virginia 4 $ 260,000 $ 65,000 $ 58,000
Racine County Wisconsin 4 $ 250,000 $ 62,000 $ 54,000
Hale County Alabama 3 $ 345,000 $ 115,000 $ 0
Jackson County Alabama 3 $ 435,000 $ 145,000 $ 0
Mobile County Alabama 3 $ 355,000 $ 118,000 $ 0
Morgan County Alabama 3 $ 465,000 $ 155,000 $ 0
Pickens County Alabama 3 $ 305,000 $ 101,000 $ 0
Pike County Alabama 3 $ 95,000 $ 31,000 $ 28,000
Shelby County Alabama 3 $ 315,000 $ 105,000 $ 0
Talladega County Alabama 3 $ 405,000 $ 135,000 $ 0
Pima County Arizona 3 $ 8,115,000 $ 2,705,000 $ 88,000
Ashley County Arkansas 3 $ 225,000 $ 75,000 $ 0
Johnson County Arkansas 3 $ 265,000 $ 88,000 $ 0
Chaffee County Colorado 3 $ 305,000 $ 101,000 $ 82,000
Fremont County Colorado 3 $ 125,000 $ 41,000 $ 36,000
Jefferson County Colorado 3 $ 285,000 $ 95,000 $ 85,000
New Castle County Delaware 3 $ 165,000 $ 55,000 $ 55,000
Sussex County Delaware 3 $ 565,000 $ 188,000 $ 163,000
Bulloch County Georgia 3 $ 435,000 $ 145,000 $ 0
Effingham County Georgia 3 $ 475,000 $ 158,000 $ 0
Laurens County Georgia 3 $ 465,000 $ 155,000 $ 0
Bonner County Idaho 3 $ 235,000 $ 78,000 $ 88,000
Kane County Illinois 3 $ 185,000 $ 61,000 $ 85,000
DeKalb County Indiana 3 $ 85,000 $ 28,000 $ 53,000
Vanderburgh County Indiana 3 $ 275,000 $ 91,000 $ 73,000
Linn County Iowa 3 $ 5,545,000 $ 1,848,000 $ 41,000
Calloway County Kentucky 3 $ 265,000 $ 88,000 $ 60,000
De Soto County Louisiana 3 $ 275,000 $ 91,000 $ 0
Sabine County Louisiana 3 $ 275,000 $ 91,000 $ 0
Harford County Maryland 3 $ 345,000 $ 115,000 $ 112,000
Howard County Maryland 3 $ 275,000 $ 91,000 $ 85,000
Charlevoix County Michigan 3 $ 525,000 $ 175,000 $ 105,000
Mason County Michigan 3 $ 145,000 $ 48,000 $ 60,000
Shiawassee County Michigan 3 $ 175,000 $ 58,000 $ 49,000
Chisago County Minnesota 3 $ 295,000 $ 98,000 $ 73,000
Stearns County Minnesota 3 $ 315,000 $ 105,000 $ 53,000
Choctaw County Mississippi 3 $ 245,000 $ 81,000 $ 0
Copiah County Mississippi 3 $ 335,000 $ 111,000 $ 0
Lee County Mississippi 3 $ 305,000 $ 101,000 $ 0
Rankin County Mississippi 3 $ 315,000 $ 105,000 $ 0
Union County Mississippi 3 $ 255,000 $ 85,000 $ 0
Cass County Missouri 3 $ 165,000 $ 55,000 $ 48,000
Flathead County Montana 3 $ 485,000 $ 161,000 $ 55,000
Lewis and Clark County Montana 3 $ 295,000 $ 98,000 $ 54,000
Yellowstone County Montana 3 $ 305,000 $ 101,000 $ 58,000
Monroe County New York 3 $ 215,000 $ 71,000 $ 67,000
Ulster County New York 3 $ 425,000 $ 141,000 $ 83,000
Wyoming County New York 3 $ 225,000 $ 75,000 $ 52,000
Champaign County Ohio 3 $ 145,000 $ 48,000 $ 65,000
Clark County Ohio 3 $ 125,000 $ 41,000 $ 41,000
Hancock County Ohio 3 $ 145,000 $ 48,000 $ 61,000
Jackson County Ohio 3 $ 345,000 $ 115,000 $ 53,000
Cleveland County Oklahoma 3 $ 475,000 $ 158,000 $ 0
Pottawatomie County Oklahoma 3 $ 465,000 $ 155,000 $ 0
Centre County Pennsylvania 3 $ 175,000 $ 58,000 $ 39,000
Schuylkill County Pennsylvania 3 $ 375,000 $ 125,000 $ 87,000
Anderson County South Carolina 3 $ 395,000 $ 131,000 $ 0
Pennington County South Dakota 3 $ 575,000 $ 191,000 $ 95,000
Angelina County Texas 3 $ 265,000 $ 88,000 $ 0
Atascosa County Texas 3 $ 395,000 $ 131,000 $ 0
Cherokee County Texas 3 $ 355,000 $ 118,000 $ 0
Coryell County Texas 3 $ 565,000 $ 188,000 $ 0
Falls County Texas 3 $ 385,000 $ 128,000 $ 0
Fayette County Texas 3 $ 365,000 $ 121,000 $ 0
Guadalupe County Texas 3 $ 475,000 $ 158,000 $ 0
Hunt County Texas 3 $ 425,000 $ 141,000 $ 0
Lampasas County Texas 3 $ 415,000 $ 138,000 $ 0
Lubbock County Texas 3 $ 295,000 $ 98,000 $ 0
Midland County Texas 3 $ 565,000 $ 188,000 $ 0
Wilson County Texas 3 $ 315,000 $ 105,000 $ 0
Wise County Texas 3 $ 315,000 $ 105,000 $ 0
Grand County Utah 3 $ 185,000 $ 61,000 $ 77,000
Augusta County Virginia 3 $ 325,000 $ 108,000 $ 66,000
Berkeley County West Virginia 3 $ 265,000 $ 88,000 $ 107,000
Logan County West Virginia 3 $ 295,000 $ 98,000 $ 63,000
Mason County West Virginia 3 $ 335,000 $ 111,000 $ 96,000
Mingo County West Virginia 3 $ 325,000 $ 108,000 $ 55,000
Dodge County Wisconsin 3 $ 195,000 $ 65,000 $ 68,000
Polk County Wisconsin 3 $ 195,000 $ 65,000 $ 52,000
Baldwin County Alabama 2 $ 180,000 $ 90,000 $ 0
Bibb County Alabama 2 $ 320,000 $ 160,000 $ 0
Butler County Alabama 2 $ 230,000 $ 115,000 $ 0
Chilton County Alabama 2 $ 200,000 $ 100,000 $ 0
Clay County Alabama 2 $ 270,000 $ 135,000 $ 0
Colbert County Alabama 2 $ 190,000 $ 95,000 $ 0
Covington County Alabama 2 $ 250,000 $ 125,000 $ 0
Dallas County Alabama 2 $ 230,000 $ 115,000 $ 0
Elmore County Alabama 2 $ 230,000 $ 115,000 $ 0
Franklin County Alabama 2 $ 160,000 $ 80,000 $ 0
Marshall County Alabama 2 $ 160,000 $ 80,000 $ 0
Sumter County Alabama 2 $ 280,000 $ 140,000 $ 0
Baxter County Arkansas 2 $ 170,000 $ 85,000 $ 0
Dallas County Arkansas 2 $ 190,000 $ 95,000 $ 0
Lafayette County Arkansas 2 $ 370,000 $ 185,000 $ 0
Pope County Arkansas 2 $ 130,000 $ 65,000 $ 0
Eagle County Colorado 2 $ 500,000 $ 250,000 $ 106,000
Hartford County Connecticut 2 $ 130,000 $ 65,000 $ 59,000
Middlesex County Connecticut 2 $ 490,000 $ 245,000 $ 141,000
Bay County Florida 2 $ 690,000 $ 345,000 $ 0
Collier County Florida 2 $ 6,660,000 $ 3,330,000 $ 0
Lee County Florida 2 $ 510,000 $ 255,000 $ 72,000
Orange County Florida 2 $ 47,940,000 $ 23,970,000 $ 0
Brantley County Georgia 2 $ 240,000 $ 120,000 $ 0
Henry County Georgia 2 $ 180,000 $ 90,000 $ 94,000
Liberty County Georgia 2 $ 320,000 $ 160,000 $ 0
Pierce County Georgia 2 $ 190,000 $ 95,000 $ 0
Ware County Georgia 2 $ 260,000 $ 130,000 $ 0
Franklin County Idaho 2 $ 150,000 $ 75,000 $ 46,000
Payette County Idaho 2 $ 130,000 $ 65,000 $ 63,000
Adams County Illinois 2 $ 130,000 $ 65,000 $ 42,000
Marion County Illinois 2 $ 260,000 $ 130,000 $ 135,000
McHenry County Illinois 2 $ 140,000 $ 70,000 $ 52,000
Peoria County Illinois 2 $ 19,980,000 $ 9,990,000 $ 66,000
Sangamon County Illinois 2 $ 150,000 $ 75,000 $ 45,000
Winnebago County Illinois 2 $ 100,000 $ 50,000 $ 64,000
Clay County Indiana 2 $ 110,000 $ 55,000 $ 47,000
Franklin County Indiana 2 $ 30,000 $ 15,000 $ 52,000
Grant County Indiana 2 $ 80,000 $ 40,000 $ 36,000
Jackson County Indiana 2 $ 370,000 $ 185,000 $ 148,000
Noble County Indiana 2 $ 320,000 $ 160,000 $ 45,000
Orange County Indiana 2 $ 70,000 $ 35,000 $ 47,000
Owen County Indiana 2 $ 280,000 $ 140,000 $ 75,000
Posey County Indiana 2 $ 290,000 $ 145,000 $ 42,000
Whitley County Indiana 2 $ 530,000 $ 265,000 $ 91,000
Boone County Iowa 2 $ 140,000 $ 70,000 $ 126,000
Dallas County Iowa 2 $ 80,000 $ 40,000 $ 52,000
Fayette County Iowa 2 $ 60,000 $ 30,000 $ 45,000
Story County Iowa 2 $ 110,000 $ 55,000 $ 85,000
Butler County Kansas 2 $ 90,000 $ 45,000 $ 32,000
Johnson County Kansas 2 $ 150,000 $ 75,000 $ 81,000
Caldwell County Kentucky 2 $ 240,000 $ 120,000 $ 84,000
Hopkins County Kentucky 2 $ 150,000 $ 75,000 $ 77,000
Knott County Kentucky 2 $ 200,000 $ 100,000 $ 106,000
Madison County Kentucky 2 $ 200,000 $ 100,000 $ 55,000
Magoffin County Kentucky 2 $ 350,000 $ 175,000 $ 146,000
Pike County Kentucky 2 $ 190,000 $ 95,000 $ 35,000
Beauregard County Louisiana 2 $ 230,000 $ 115,000 $ 0
Caddo County Louisiana 2 $ 280,000 $ 140,000 $ 0
Caldwell County Louisiana 2 $ 200,000 $ 100,000 $ 0
Claiborne County Louisiana 2 $ 230,000 $ 115,000 $ 0
Evangeline County Louisiana 2 $ 280,000 $ 140,000 $ 0
Iberville County Louisiana 2 $ 210,000 $ 105,000 $ 0
La Salle County Louisiana 2 $ 190,000 $ 95,000 $ 0
Livingston County Louisiana 2 $ 460,000 $ 230,000 $ 0
Natchitoches County Louisiana 2 $ 230,000 $ 115,000 $ 0
Red River County Louisiana 2 $ 320,000 $ 160,000 $ 0
St. Landry County Louisiana 2 $ 190,000 $ 95,000 $ 0
Terrebonne County Louisiana 2 $ 170,000 $ 85,000 $ 0
Vernon County Louisiana 2 $ 980,000 $ 490,000 $ 0
Webster County Louisiana 2 $ 170,000 $ 85,000 $ 0
West Carroll County Louisiana 2 $ 280,000 $ 140,000 $ 0
Prince George's County Maryland 2 $ 230,000 $ 115,000 $ 92,000
St. Mary's County Maryland 2 $ 150,000 $ 75,000 $ 70,000
Washington County Maryland 2 $ 120,000 $ 60,000 $ 46,000
Wicomico County Maryland 2 $ 200,000 $ 100,000 $ 87,000
Wexford County Michigan 2 $ 150,000 $ 75,000 $ 49,000
Carver County Minnesota 2 $ 110,000 $ 55,000 $ 89,000
Goodhue County Minnesota 2 $ 80,000 $ 40,000 $ 51,000
Isanti County Minnesota 2 $ 170,000 $ 85,000 $ 71,000
Olmsted County Minnesota 2 $ 140,000 $ 70,000 $ 65,000
Scott County Minnesota 2 $ 150,000 $ 75,000 $ 45,000
St. Louis County Minnesota 2 $ 210,000 $ 105,000 $ 89,000
Winona County Minnesota 2 $ 70,000 $ 35,000 $ 57,000
Chickasaw County Mississippi 2 $ 280,000 $ 140,000 $ 0
Covington County Mississippi 2 $ 220,000 $ 110,000 $ 0
Itawamba County Mississippi 2 $ 250,000 $ 125,000 $ 0
Jackson County Mississippi 2 $ 170,000 $ 85,000 $ 0
Jefferson Davis County Mississippi 2 $ 240,000 $ 120,000 $ 0
Lafayette County Mississippi 2 $ 230,000 $ 115,000 $ 0
Marshall County Mississippi 2 $ 330,000 $ 165,000 $ 0
Panola County Mississippi 2 $ 160,000 $ 80,000 $ 0
Pearl River County Mississippi 2 $ 220,000 $ 110,000 $ 0
Scott County Mississippi 2 $ 220,000 $ 110,000 $ 0
Simpson County Mississippi 2 $ 350,000 $ 175,000 $ 0
Smith County Mississippi 2 $ 330,000 $ 165,000 $ 0
Wayne County Mississippi 2 $ 210,000 $ 105,000 $ 0
Boone County Missouri 2 $ 150,000 $ 75,000 $ 65,000
Newton County Missouri 2 $ 130,000 $ 65,000 $ 60,000
St. Francois County Missouri 2 $ 140,000 $ 70,000 $ 64,000
Stone County Missouri 2 $ 130,000 $ 65,000 $ 55,000
Warren County Missouri 2 $ 70,000 $ 35,000 $ 24,000
Monmouth County New Jersey 2 $ 150,000 $ 75,000 $ 59,000
Broome County New York 2 $ 80,000 $ 40,000 $ 74,000
Cattaraugus County New York 2 $ 160,000 $ 80,000 $ 74,000
Chemung County New York 2 $ 270,000 $ 135,000 $ 118,000
Columbia County New York 2 $ 160,000 $ 80,000 $ 56,000
Greene County New York 2 $ 110,000 $ 55,000 $ 52,000
Livingston County New York 2 $ 100,000 $ 50,000 $ 55,000
Orange County New York 2 $ 200,000 $ 100,000 $ 93,000
Otsego County New York 2 $ 210,000 $ 105,000 $ 69,000
Rockland County New York 2 $ 280,000 $ 140,000 $ 118,000
Schoharie County New York 2 $ 150,000 $ 75,000 $ 104,000
Steuben County New York 2 $ 320,000 $ 160,000 $ 66,000
Wayne County New York 2 $ 90,000 $ 45,000 $ 61,000
Columbus County North Carolina 2 $ 410,000 $ 205,000 $ 0
Duplin County North Carolina 2 $ 230,000 $ 115,000 $ 0
Johnston County North Carolina 2 $ 200,000 $ 100,000 $ 0
Richmond County North Carolina 2 $ 270,000 $ 135,000 $ 0
Robeson County North Carolina 2 $ 280,000 $ 140,000 $ 0
Wilkes County North Carolina 2 $ 360,000 $ 180,000 $ 0
Ward County North Dakota 2 $ 110,000 $ 55,000 $ 150,000
Ashtabula County Ohio 2 $ 400,000 $ 200,000 $ 59,000
Columbiana County Ohio 2 $ 130,000 $ 65,000 $ 56,000
Coshocton County Ohio 2 $ 130,000 $ 65,000 $ 69,000
Delaware County Ohio 2 $ 140,000 $ 70,000 $ 77,000
Geauga County Ohio 2 $ 140,000 $ 70,000 $ 62,000
Greene County Ohio 2 $ 210,000 $ 105,000 $ 68,000
Knox County Ohio 2 $ 190,000 $ 95,000 $ 52,000
Lawrence County Ohio 2 $ 270,000 $ 135,000 $ 74,000
Lorain County Ohio 2 $ 190,000 $ 95,000 $ 67,000
Paulding County Ohio 2 $ 90,000 $ 45,000 $ 77,000
Ross County Ohio 2 $ 250,000 $ 125,000 $ 108,000
Scioto County Ohio 2 $ 60,000 $ 30,000 $ 56,000
Trumbull County Ohio 2 $ 90,000 $ 45,000 $ 41,000
Vinton County Ohio 2 $ 150,000 $ 75,000 $ 63,000
Okmulgee County Oklahoma 2 $ 300,000 $ 150,000 $ 0
Beaver County Pennsylvania 2 $ 250,000 $ 125,000 $ 85,000
Erie County Pennsylvania 2 $ 100,000 $ 50,000 $ 45,000
Luzerne County Pennsylvania 2 $ 140,000 $ 70,000 $ 41,000
Northumberland County Pennsylvania 2 $ 110,000 $ 55,000 $ 25,000
Perry County Pennsylvania 2 $ 110,000 $ 55,000 $ 91,000
Union County Pennsylvania 2 $ 60,000 $ 30,000 $ 22,000
Aiken County South Carolina 2 $ 290,000 $ 145,000 $ 0
Laurens County South Carolina 2 $ 310,000 $ 155,000 $ 0
Lee County South Carolina 2 $ 350,000 $ 175,000 $ 0
Lincoln County South Dakota 2 $ 210,000 $ 105,000 $ 69,000
Walworth County South Dakota 2 $ 270,000 $ 135,000 $ 239,000
Sevier County Tennessee 2 $ 160,000 $ 80,000 $ 80,000
Bee County Texas 2 $ 260,000 $ 130,000 $ 0
Bosque County Texas 2 $ 350,000 $ 175,000 $ 0
Burnet County Texas 2 $ 170,000 $ 85,000 $ 0
Caldwell County Texas 2 $ 320,000 $ 160,000 $ 0
Comal County Texas 2 $ 240,000 $ 120,000 $ 90,000
Comanche County Texas 2 $ 360,000 $ 180,000 $ 0
Dallas County Texas 2 $ 80,000 $ 40,000 $ 64,000
Gillespie County Texas 2 $ 180,000 $ 90,000 $ 0
Hopkins County Texas 2 $ 180,000 $ 90,000 $ 0
Jasper County Texas 2 $ 130,000 $ 65,000 $ 0
Jim Wells County Texas 2 $ 220,000 $ 110,000 $ 0
Kleberg County Texas 2 $ 250,000 $ 125,000 $ 0
La Salle County Texas 2 $ 380,000 $ 190,000 $ 0
Medina County Texas 2 $ 220,000 $ 110,000 $ 0
Montague County Texas 2 $ 150,000 $ 75,000 $ 0
Newton County Texas 2 $ 200,000 $ 100,000 $ 0
Orange County Texas 2 $ 280,000 $ 140,000 $ 0
Panola County Texas 2 $ 260,000 $ 130,000 $ 0
Shelby County Texas 2 $ 170,000 $ 85,000 $ 0
Tarrant County Texas 2 $ 200,000 $ 100,000 $ 0
Trinity County Texas 2 $ 180,000 $ 90,000 $ 0
Middlesex County Virginia 2 $ 140,000 $ 70,000 $ 109,000
Spokane County Washington 2 $ 250,000 $ 125,000 $ 105,000
Harrison County West Virginia 2 $ 220,000 $ 110,000 $ 171,000
Dunn County Wisconsin 2 $ 120,000 $ 60,000 $ 66,000
Fond du Lac County Wisconsin 2 $ 80,000 $ 40,000 $ 38,000
Marathon County Wisconsin 2 $ 120,000 $ 60,000 $ 47,000
Sauk County Wisconsin 2 $ 120,000 $ 60,000 $ 66,000
Waupaca County Wisconsin 2 $ 150,000 $ 75,000 $ 60,000
Albany County Wyoming 2 $ 220,000 $ 110,000 $ 56,000
Natrona County Wyoming 2 $ 120,000 $ 60,000 $ 94,000
Choctaw County Alabama 1 $ 145,000 $ 145,000 $ 0
Cleburne County Alabama 1 $ 285,000 $ 285,000 $ 0
DeKalb County Alabama 1 $ 95,000 $ 95,000 $ 0
Etowah County Alabama 1 $ 125,000 $ 125,000 $ 0
Lauderdale County Alabama 1 $ 125,000 $ 125,000 $ 0
Limestone County Alabama 1 $ 85,000 $ 85,000 $ 0
Lowndes County Alabama 1 $ 95,000 $ 95,000 $ 0
Montgomery County Alabama 1 $ 45,000 $ 45,000 $ 0
Perry County Alabama 1 $ 155,000 $ 155,000 $ 0
Randolph County Alabama 1 $ 65,000 $ 65,000 $ 0
Russell County Alabama 1 $ 85,000 $ 85,000 $ 0
Tallapoosa County Alabama 1 $ 145,000 $ 145,000 $ 0
Washington County Alabama 1 $ 85,000 $ 85,000 $ 0
Arkansas County Arkansas 1 $ 95,000 $ 95,000 $ 0
Calhoun County Arkansas 1 $ 155,000 $ 155,000 $ 0
Cleburne County Arkansas 1 $ 75,000 $ 75,000 $ 0
Crawford County Arkansas 1 $ 95,000 $ 95,000 $ 0
Cross County Arkansas 1 $ 185,000 $ 185,000 $ 0
Drew County Arkansas 1 $ 85,000 $ 85,000 $ 0
Franklin County Arkansas 1 $ 155,000 $ 155,000 $ 0
Fulton County Arkansas 1 $ 75,000 $ 75,000 $ 0
Garland County Arkansas 1 $ 205,000 $ 205,000 $ 0
Hot Spring County Arkansas 1 $ 105,000 $ 105,000 $ 0
Independence County Arkansas 1 $ 95,000 $ 95,000 $ 0
Jackson County Arkansas 1 $ 85,000 $ 85,000 $ 0
Lawrence County Arkansas 1 $ 145,000 $ 145,000 $ 0
Lonoke County Arkansas 1 $ 105,000 $ 105,000 $ 0
Marion County Arkansas 1 $ 105,000 $ 105,000 $ 0
Miller County Arkansas 1 $ 155,000 $ 155,000 $ 0
Arapahoe County Colorado 1 $ 75,000 $ 75,000 $ 64,000
Broomfield County Colorado 1 $ 125,000 $ 125,000 $ 114,000
La Plata County Colorado 1 $ 55,000 $ 55,000 $ 112,000
Moffat County Colorado 1 $ 85,000 $ 85,000 $ 65,000
Montrose County Colorado 1 $ 155,000 $ 155,000 $ 77,000
Morgan County Colorado 1 $ 145,000 $ 145,000 $ 119,000
Routt County Colorado 1 $ 325,000 $ 325,000 $ 122,000
New Haven County Connecticut 1 $ 65,000 $ 65,000 $ 70,000
New London County Connecticut 1 $ 45,000 $ 45,000 $ 50,000
Tolland County Connecticut 1 $ 185,000 $ 185,000 $ 112,000
Brevard County Florida 1 $ 465,000 $ 465,000 $ 249,000
Broward County Florida 1 $ 135,000 $ 135,000 $ 0
Charlotte County Florida 1 $ 725,000 $ 725,000 $ 65,000
Nassau County Florida 1 $ 175,000 $ 175,000 $ 62,000
Okaloosa County Florida 1 $ 505,000 $ 505,000 $ 0
Palm Beach County Florida 1 $ 115,000 $ 115,000 $ 113,000
Pinellas County Florida 1 $ 72,505,000 $ 72,505,000 $ 0
Sarasota County Florida 1 $ 175,000 $ 175,000 $ 141,000
Washington County Florida 1 $ 145,000 $ 145,000 $ 0
Bryan County Georgia 1 $ 165,000 $ 165,000 $ 0
Carroll County Georgia 1 $ 155,000 $ 155,000 $ 0
Charlton County Georgia 1 $ 85,000 $ 85,000 $ 0
Chattahoochee County Georgia 1 $ 135,000 $ 135,000 $ 0
Colquitt County Georgia 1 $ 105,000 $ 105,000 $ 0
Coweta County Georgia 1 $ 95,000 $ 95,000 $ 76,000
Emanuel County Georgia 1 $ 75,000 $ 75,000 $ 0
Floyd County Georgia 1 $ 165,000 $ 165,000 $ 0
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Mortgage Loan Application Detail Totals for Centier Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,543 $1,137,405,000 $321,000 $72,505,000 $91,000 $1,852,000
Home Improvement 1,411 $94,495,000 $66,000 $1,275,000 $111,000 $1,093,000
Other Purpose 470 $28,740,000 $61,000 $1,405,000 $97,000 $1,481,000
Refinancing 438 $125,900,000 $287,000 $34,255,000 $112,000 $1,445,000
Cash-out Refinancing 72 $30,680,000 $426,000 $12,795,000 $117,000 $659,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,197 $404,845,000 $126,000 $4,645,000 $101,000 $1,852,000
Not Provided 1,075 $93,105,000 $86,000 $965,000 $103,000 $1,093,000
Not applicable 792 $814,650,000 $1,028,000 $72,505,000 $92,000 $92,000
Hispanic 471 $44,395,000 $94,000 $805,000 $81,000 $659,000
Black or African American 304 $31,490,000 $103,000 $715,000 $79,000 $500,000
Asian 66 $25,810,000 $391,000 $2,825,000 $185,000 $1,481,000
American Indian or Alaskan Native 23 $2,325,000 $101,000 $355,000 $70,000 $159,000
Native Hawaiian or Other Pacific Islander 6 $600,000 $100,000 $295,000 $134,000 $523,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,842 $1,397,630,000 $239,000 $72,505,000 $99,000 $1,852,000
FHA-insured (Federal Housing Administration) 80 $16,500,000 $206,000 $405,000 $76,000 $158,000
VA-guaranteed (Veterans Administration) 11 $2,885,000 $262,000 $375,000 $103,000 $192,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $205,000 $205,000 $205,000 $79,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,740 $800,660,000 $292,000 $51,265,000 $114,000 $1,852,000
Application Approved But Not Accepted 1,147 $250,175,000 $218,000 $72,505,000 $79,000 $1,204,000
Application Denied By Financial Institution 981 $156,795,000 $159,000 $34,255,000 $80,000 $1,011,000
Loan Purchased By The Institution 673 $85,695,000 $127,000 $855,000 $0 $0
Application Withdrawn By Applicant 337 $110,515,000 $327,000 $24,505,000 $105,000 $1,074,000
File Closed For Incompleteness 56 $13,380,000 $238,000 $2,285,000 $114,000 $533,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,953 $1,260,425,000 $254,000 $72,505,000 $103,000 $1,852,000
Credit History 523 $32,395,000 $61,000 $505,000 $85,000 $470,000
Debt-To-Income Ratio 314 $39,770,000 $126,000 $2,245,000 $61,000 $1,011,000
Collateral 84 $6,750,000 $80,000 $325,000 $99,000 $516,000
Unverifiable Information 29 $4,315,000 $148,000 $605,000 $141,000 $708,000
Employment History 9 $935,000 $103,000 $165,000 $50,000 $80,000
Other 8 $1,320,000 $165,000 $405,000 $68,000 $142,000
Credit Application Incomplete 7 $415,000 $59,000 $205,000 $177,000 $750,000
Insufficient Cash (Downpayment, Closing Cost) 7 $70,895,000 $10,127,000 $34,255,000 $37,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Centier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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