Centier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Centier Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centier Bank 600 E 84Th Avenue Whiting, IN 46410 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,934 |
| Total Mortgage Loan Application Amount | $1,417,220,000 |
| Average Mortgage Loan Application Amount | $232,200 |
| Highest Mortgage Loan Application Amount | $72,505,000 |
| Average Applicant Income | $105,600 |
| Highest Applicant Income | $1,852,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Centier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Centier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Centier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centier Bank's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| GARY, IN | 2,042 | $ 285,710,000 | $ 139,000 | $ 107,000 |
| NA (OUTSIDE OF MSA/MD) | 899 | $ 102,745,000 | $ 106,513 | $ 77,214 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 575 | $ 355,785,000 | $ 618,000 | $ 152,000 |
| MICHIGAN CITY-LA PORTE, IN | 210 | $ 33,550,000 | $ 159,000 | $ 91,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 204 | $ 110,210,000 | $ 540,000 | $ 115,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 156 | $ 27,890,000 | $ 185,000 | $ 73,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 131 | $ 8,645,000 | $ 65,000 | $ 66,000 |
| GRAND RAPIDS-WYOMING, MI | 116 | $ 8,700,000 | $ 75,000 | $ 71,000 |
| ELKHART-GOSHEN, IN | 113 | $ 10,365,000 | $ 91,000 | $ 88,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 61 | $ 4,575,000 | $ 89,500 | $ 66,500 |
| CHICAGO-NAPERVILLE, IL | 50 | $ 72,130,000 | $ 1,442,000 | $ 95,000 |
| AUSTIN-ROUND ROCK, TX | 47 | $ 6,335,000 | $ 134,000 | $ 79,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 46 | $ 6,180,000 | $ 134,000 | $ 94,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 38 | $ 4,310,000 | $ 113,000 | $ 92,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 32 | $ 1,760,000 | $ 55,000 | $ 70,000 |
| ALBANY-SCHENECTADY-TROY, NY | 30 | $ 2,570,000 | $ 85,000 | $ 97,000 |
| ANN ARBOR, MI | 30 | $ 2,370,000 | $ 79,000 | $ 83,000 |
| BOISE CITY, ID | 28 | $ 2,590,000 | $ 92,000 | $ 66,000 |
| FORT WAYNE, IN | 27 | $ 88,185,000 | $ 3,266,000 | $ 85,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 27 | $ 2,875,000 | $ 106,000 | $ 67,000 |
| ST. LOUIS, MO-IL | 25 | $ 1,315,000 | $ 52,000 | $ 70,500 |
| PITTSBURGH, PA | 24 | $ 2,260,000 | $ 94,000 | $ 74,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 22 | $ 1,800,000 | $ 81,000 | $ 72,000 |
| NEW YORK-NEWARK, NY | 22 | $ 2,580,000 | $ 109,500 | $ 114,000 |
| BIRMINGHAM-HOOVER, AL | 21 | $ 2,915,000 | $ 138,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 21 | $ 2,745,000 | $ 130,000 | $ 64,000 |
| LANCASTER, PA | 21 | $ 1,885,000 | $ 89,000 | $ 72,000 |
| READING, PA | 21 | $ 1,655,000 | $ 78,000 | $ 55,000 |
| GREELEY, CO | 20 | $ 1,960,000 | $ 98,000 | $ 81,000 |
| FLINT, MI | 19 | $ 905,000 | $ 47,000 | $ 61,000 |
| TUSCALOOSA, AL | 19 | $ 2,085,000 | $ 109,000 | $ 0 |
| CAMDEN, NJ | 18 | $ 1,680,000 | $ 93,000 | $ 73,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 16 | $ 1,880,000 | $ 117,000 | $ 90,000 |
| MUSKEGON, MI | 16 | $ 890,000 | $ 55,000 | $ 62,000 |
| NILES-BENTON HARBOR, MI | 15 | $ 2,915,000 | $ 194,000 | $ 111,000 |
| TOLEDO, OH | 15 | $ 705,000 | $ 47,000 | $ 56,000 |
| CINCINNATI, OH-KY-IN | 14 | $ 900,000 | $ 72,000 | $ 62,000 |
| LANSING-EAST LANSING, MI | 14 | $ 820,000 | $ 58,000 | $ 56,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 13 | $ 1,385,000 | $ 106,000 | $ 70,000 |
| HARRISBURG-CARLISLE, PA | 13 | $ 995,000 | $ 76,000 | $ 82,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 12 | $ 1,090,000 | $ 90,000 | $ 93,000 |
| COEUR D'ALENE, ID | 12 | $ 1,460,000 | $ 121,000 | $ 89,000 |
| KALAMAZOO-PORTAGE, MI | 12 | $ 810,000 | $ 67,000 | $ 68,000 |
| ROCHESTER, NY | 12 | $ 950,000 | $ 79,000 | $ 64,000 |
| DENVER-AURORA-LAKEWOOD, CO | 11 | $ 1,195,000 | $ 108,000 | $ 88,000 |
| JACKSON, MS | 11 | $ 1,345,000 | $ 122,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 11 | $ 1,685,000 | $ 153,000 | $ 52,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 10 | $ 1,030,000 | $ 103,000 | $ 78,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 10 | $ 630,000 | $ 63,000 | $ 64,000 |
| FORT WORTH-ARLINGTON, TX | 10 | $ 1,080,000 | $ 108,000 | $ 0 |
| JACKSON, MI | 10 | $ 580,000 | $ 58,000 | $ 45,000 |
| KOKOMO, IN | 10 | $ 2,310,000 | $ 231,000 | $ 117,000 |
| BLOOMINGTON, IL | 9 | $ 295,000 | $ 32,000 | $ 47,000 |
| CANTON-MASSILLON, OH | 9 | $ 535,000 | $ 59,000 | $ 64,000 |
| CLARKSVILLE, TN-KY | 9 | $ 695,000 | $ 88,500 | $ 59,500 |
| DES MOINES-WEST DES MOINES, IA | 9 | $ 365,000 | $ 40,000 | $ 61,000 |
| KANSAS CITY, MO-KS | 9 | $ 575,000 | $ 63,000 | $ 55,000 |
| MONTGOMERY, AL | 9 | $ 955,000 | $ 106,000 | $ 0 |
| WICHITA, KS | 9 | $ 275,000 | $ 30,000 | $ 44,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 8 | $ 640,000 | $ 56,000 | $ 67,000 |
| DECATUR, AL | 8 | $ 980,000 | $ 122,000 | $ 0 |
| HUNTSVILLE, AL | 8 | $ 540,000 | $ 67,000 | $ 99,000 |
| MONROE, MI | 8 | $ 430,000 | $ 53,000 | $ 62,000 |
| ST. CLOUD, MN | 8 | $ 710,000 | $ 88,000 | $ 61,000 |
| WACO, TX | 8 | $ 1,000,000 | $ 125,000 | $ 0 |
| BLOOMINGTON, IN | 7 | $ 1,255,000 | $ 179,000 | $ 115,000 |
| DOVER, DE | 7 | $ 465,000 | $ 66,000 | $ 94,000 |
| OCEAN CITY, NJ | 7 | $ 715,000 | $ 102,000 | $ 170,000 |
| ROCKFORD, IL | 7 | $ 325,000 | $ 46,000 | $ 56,000 |
| SYRACUSE, NY | 7 | $ 515,000 | $ 73,000 | $ 68,000 |
| VINELAND-BRIDGETON, NJ | 7 | $ 695,000 | $ 99,000 | $ 73,000 |
| BATON ROUGE, LA | 6 | $ 890,000 | $ 148,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 6 | $ 340,000 | $ 56,000 | $ 78,000 |
| EAU CLAIRE, WI | 6 | $ 430,000 | $ 71,000 | $ 79,000 |
| GAINESVILLE, GA | 6 | $ 630,000 | $ 105,000 | $ 139,000 |
| ITHACA, NY | 6 | $ 540,000 | $ 90,000 | $ 63,000 |
| KANKAKEE, IL | 6 | $ 410,000 | $ 68,000 | $ 101,000 |
| LEBANON, PA | 6 | $ 560,000 | $ 93,000 | $ 85,000 |
| MONROE, LA | 6 | $ 570,000 | $ 95,000 | $ 0 |
| SALISBURY, MD-DE | 6 | $ 870,000 | $ 144,500 | $ 116,500 |
| SHREVEPORT-BOSSIER CITY, LA | 6 | $ 620,000 | $ 103,000 | $ 0 |
| SIOUX FALLS, SD | 6 | $ 550,000 | $ 91,000 | $ 60,000 |
| UTICA-ROME, NY | 6 | $ 700,000 | $ 116,000 | $ 87,000 |
| YORK-HANOVER, PA | 6 | $ 580,000 | $ 96,000 | $ 87,000 |
| BANGOR, ME | 5 | $ 315,000 | $ 63,000 | $ 61,000 |
| BATTLE CREEK, MI | 5 | $ 255,000 | $ 51,000 | $ 65,000 |
| CLEVELAND-ELYRIA, OH | 5 | $ 445,000 | $ 89,000 | $ 72,000 |
| COLORADO SPRINGS, CO | 5 | $ 625,000 | $ 125,000 | $ 89,000 |
| EVANSVILLE, IN-KY | 5 | $ 565,000 | $ 113,000 | $ 60,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 5 | $ 705,000 | $ 141,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 5 | $ 385,000 | $ 74,000 | $ 76,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 5 | $ 805,000 | $ 161,000 | $ 102,000 |
| MORGANTOWN, WV | 5 | $ 415,000 | $ 83,000 | $ 69,000 |
| PUEBLO, CO | 5 | $ 375,000 | $ 75,000 | $ 66,000 |
| RICHMOND, VA | 5 | $ 335,000 | $ 67,000 | $ 52,000 |
| SPRINGFIELD, MO | 5 | $ 325,000 | $ 65,000 | $ 48,000 |
| TOPEKA, KS | 5 | $ 355,000 | $ 71,000 | $ 60,000 |
| TULSA, OK | 5 | $ 595,000 | $ 119,000 | $ 0 |
| TYLER, TX | 5 | $ 475,000 | $ 95,000 | $ 42,000 |
| WATERLOO-CEDAR FALLS, IA | 5 | $ 155,000 | $ 31,000 | $ 51,000 |
| ALEXANDRIA, LA | 4 | $ 600,000 | $ 150,000 | $ 0 |
| AMES, IA | 4 | $ 250,000 | $ 62,000 | $ 105,000 |
| CEDAR RAPIDS, IA | 4 | $ 5,570,000 | $ 1,392,000 | $ 35,000 |
| COLUMBUS, OH | 4 | $ 430,000 | $ 107,000 | $ 86,000 |
| ELGIN, IL | 4 | $ 17,290,000 | $ 4,322,000 | $ 85,000 |
| FORT COLLINS, CO | 4 | $ 320,000 | $ 80,000 | $ 65,000 |
| GRAND JUNCTION, CO | 4 | $ 290,000 | $ 72,000 | $ 49,000 |
| MCALLEN-EDINBURG-MISSION, TX | 4 | $ 340,000 | $ 85,000 | $ 70,000 |
| MEMPHIS, TN-MS-AR | 4 | $ 510,000 | $ 127,500 | $ 54,000 |
| MOBILE, AL | 4 | $ 440,000 | $ 110,000 | $ 0 |
| MUNCIE, IN | 4 | $ 230,000 | $ 57,000 | $ 39,000 |
| OKLAHOMA CITY, OK | 4 | $ 540,000 | $ 135,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4 | $ 340,000 | $ 85,000 | $ 98,000 |
| RACINE, WI | 4 | $ 250,000 | $ 62,000 | $ 54,000 |
| RAPID CITY, SD | 4 | $ 700,000 | $ 175,000 | $ 84,000 |
| SAVANNAH, GA | 4 | $ 640,000 | $ 160,000 | $ 0 |
| TWIN FALLS, ID | 4 | $ 330,000 | $ 82,000 | $ 68,000 |
| BILLINGS, MT | 3 | $ 305,000 | $ 101,000 | $ 58,000 |
| BINGHAMTON, NY | 3 | $ 235,000 | $ 78,000 | $ 76,000 |
| COLUMBUS, GA-AL | 3 | $ 345,000 | $ 107,500 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 3 | $ 315,000 | $ 105,000 | $ 0 |
| HATTIESBURG, MS | 3 | $ 345,000 | $ 115,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 3 | $ 325,000 | $ 108,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 405,000 | $ 135,000 | $ 67,000 |
| JOPLIN, MO | 3 | $ 255,000 | $ 85,000 | $ 102,000 |
| KINGSTON, NY | 3 | $ 425,000 | $ 141,000 | $ 83,000 |
| LUBBOCK, TX | 3 | $ 295,000 | $ 98,000 | $ 0 |
| MIDLAND, TX | 3 | $ 565,000 | $ 188,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 3 | $ 425,000 | $ 141,000 | $ 101,000 |
| ROCHESTER, MN | 3 | $ 165,000 | $ 55,000 | $ 59,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 215,000 | $ 71,000 | $ 47,000 |
| SPRINGFIELD, OH | 3 | $ 125,000 | $ 41,000 | $ 41,000 |
| STATE COLLEGE, PA | 3 | $ 175,000 | $ 58,000 | $ 39,000 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 325,000 | $ 108,000 | $ 66,000 |
| TUCSON, AZ | 3 | $ 8,115,000 | $ 2,705,000 | $ 88,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3 | $ 315,000 | $ 105,000 | $ 94,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 165,000 | $ 55,000 | $ 55,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 115,000 | $ 38,000 | $ 48,000 |
| APPLETON, WI | 2 | $ 80,000 | $ 40,000 | $ 79,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 290,000 | $ 145,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 280,000 | $ 140,000 | $ 0 |
| BRUNSWICK, GA | 2 | $ 240,000 | $ 120,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 150,000 | $ 75,000 | $ 70,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 510,000 | $ 255,000 | $ 72,000 |
| CASPER, WY | 2 | $ 120,000 | $ 60,000 | $ 94,000 |
| CHARLESTON, WV | 2 | $ 230,000 | $ 115,000 | $ 119,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 310,000 | $ 155,000 | $ 0 |
| COLUMBIA, MO | 2 | $ 150,000 | $ 75,000 | $ 65,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 180,000 | $ 90,000 | $ 0 |
| DULUTH, MN-WI | 2 | $ 210,000 | $ 105,000 | $ 89,000 |
| ELMIRA, NY | 2 | $ 270,000 | $ 135,000 | $ 118,000 |
| ERIE, PA | 2 | $ 100,000 | $ 50,000 | $ 45,000 |
| FOND DU LAC, WI | 2 | $ 80,000 | $ 40,000 | $ 38,000 |
| FORT SMITH, AR-OK | 2 | $ 250,000 | $ 125,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 170,000 | $ 85,000 | $ 0 |
| HINESVILLE, GA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| LAFAYETTE, LA | 2 | $ 350,000 | $ 175,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 250,000 | $ 125,000 | $ 89,500 |
| LOGAN, UT-ID | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| LONGVIEW, TX | 2 | $ 310,000 | $ 155,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 2 | $ 280,000 | $ 140,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 6,660,000 | $ 3,330,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
| NEWARK, NJ-PA | 2 | $ 100,000 | $ 50,000 | $ 38,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 110,000 | $ 55,000 | $ 52,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2 | $ 47,940,000 | $ 23,970,000 | $ 0 |
| PANAMA CITY, FL | 2 | $ 690,000 | $ 345,000 | $ 0 |
| PEORIA, IL | 2 | $ 19,980,000 | $ 9,990,000 | $ 66,000 |
| RALEIGH, NC | 2 | $ 200,000 | $ 100,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 250,000 | $ 125,000 | $ 105,000 |
| SPRINGFIELD, IL | 2 | $ 150,000 | $ 75,000 | $ 45,000 |
| TERRE HAUTE, IN | 2 | $ 110,000 | $ 55,000 | $ 47,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2 | $ 280,000 | $ 140,000 | $ 99,000 |
| WAUSAU, WI | 2 | $ 120,000 | $ 60,000 | $ 47,000 |
| ABILENE, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| AMARILLO, TX | 1 | $ 95,000 | $ 95,000 | $ 0 |
| ASHEVILLE, NC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 65,000 | $ 65,000 | $ 0 |
| CHARLOTTESVILLE, VA | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| CHEYENNE, WY | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| CORPUS CHRISTI, TX | 1 | $ 85,000 | $ 85,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 505,000 | $ 505,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| DECATUR, IL | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 65,000 | $ 65,000 | $ 0 |
| EAST STROUDSBURG, PA | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| FARMINGTON, NM | 1 | $ 115,000 | $ 115,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| GADSDEN, AL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| GLENS FALLS, NY | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| HARRISONBURG, VA | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 145,000 | $ 145,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 205,000 | $ 205,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| JACKSONVILLE, FL | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| JACKSONVILLE, NC | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| JOHNSON CITY, TN | 1 | $ 105,000 | $ 105,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| LAWRENCE, KS | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| LEWISTON-AUBURN, ME | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| LIMA, OH | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 105,000 | $ 105,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| MANHATTAN, KS | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| MISSOULA, MT | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 75,000 | $ 75,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1 | $ 175,000 | $ 175,000 | $ 141,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| OWENSBORO, KY | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 465,000 | $ 465,000 | $ 249,000 |
| PHILADELPHIA, PA | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| POCATELLO, ID | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| PUNTA GORDA, FL | 1 | $ 725,000 | $ 725,000 | $ 65,000 |
| ROME, GA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| SUMTER, SC | 1 | $ 135,000 | $ 135,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1 | $ 72,505,000 | $ 72,505,000 | $ 0 |
| TEXARKANA, TX-AR | 1 | $ 155,000 | $ 155,000 | $ 0 |
| TRENTON, NJ | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 115,000 | $ 115,000 | $ 113,000 |
| WILMINGTON, NC | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| WINSTON-SALEM, NC | 1 | $ 235,000 | $ 235,000 | $ 0 |
Mortgage Loan Application Detail Totals for Centier Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,543 | $1,137,405,000 | $321,000 | $72,505,000 | $91,000 | $1,852,000 |
| Home Improvement | 1,411 | $94,495,000 | $66,000 | $1,275,000 | $111,000 | $1,093,000 |
| Other Purpose | 470 | $28,740,000 | $61,000 | $1,405,000 | $97,000 | $1,481,000 |
| Refinancing | 438 | $125,900,000 | $287,000 | $34,255,000 | $112,000 | $1,445,000 |
| Cash-out Refinancing | 72 | $30,680,000 | $426,000 | $12,795,000 | $117,000 | $659,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,197 | $404,845,000 | $126,000 | $4,645,000 | $101,000 | $1,852,000 |
| Not Provided | 1,075 | $93,105,000 | $86,000 | $965,000 | $103,000 | $1,093,000 |
| Not applicable | 792 | $814,650,000 | $1,028,000 | $72,505,000 | $92,000 | $92,000 |
| Hispanic | 471 | $44,395,000 | $94,000 | $805,000 | $81,000 | $659,000 |
| Black or African American | 304 | $31,490,000 | $103,000 | $715,000 | $79,000 | $500,000 |
| Asian | 66 | $25,810,000 | $391,000 | $2,825,000 | $185,000 | $1,481,000 |
| American Indian or Alaskan Native | 23 | $2,325,000 | $101,000 | $355,000 | $70,000 | $159,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $600,000 | $100,000 | $295,000 | $134,000 | $523,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,842 | $1,397,630,000 | $239,000 | $72,505,000 | $99,000 | $1,852,000 |
| FHA-insured (Federal Housing Administration) | 80 | $16,500,000 | $206,000 | $405,000 | $76,000 | $158,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,885,000 | $262,000 | $375,000 | $103,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $205,000 | $205,000 | $205,000 | $79,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,740 | $800,660,000 | $292,000 | $51,265,000 | $114,000 | $1,852,000 |
| Application Approved But Not Accepted | 1,147 | $250,175,000 | $218,000 | $72,505,000 | $79,000 | $1,204,000 |
| Application Denied By Financial Institution | 981 | $156,795,000 | $159,000 | $34,255,000 | $80,000 | $1,011,000 |
| Loan Purchased By The Institution | 673 | $85,695,000 | $127,000 | $855,000 | $0 | $0 |
| Application Withdrawn By Applicant | 337 | $110,515,000 | $327,000 | $24,505,000 | $105,000 | $1,074,000 |
| File Closed For Incompleteness | 56 | $13,380,000 | $238,000 | $2,285,000 | $114,000 | $533,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,953 | $1,260,425,000 | $254,000 | $72,505,000 | $103,000 | $1,852,000 |
| Credit History | 523 | $32,395,000 | $61,000 | $505,000 | $85,000 | $470,000 |
| Debt-To-Income Ratio | 314 | $39,770,000 | $126,000 | $2,245,000 | $61,000 | $1,011,000 |
| Collateral | 84 | $6,750,000 | $80,000 | $325,000 | $99,000 | $516,000 |
| Unverifiable Information | 29 | $4,315,000 | $148,000 | $605,000 | $141,000 | $708,000 |
| Employment History | 9 | $935,000 | $103,000 | $165,000 | $50,000 | $80,000 |
| Other | 8 | $1,320,000 | $165,000 | $405,000 | $68,000 | $142,000 |
| Credit Application Incomplete | 7 | $415,000 | $59,000 | $205,000 | $177,000 | $750,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $70,895,000 | $10,127,000 | $34,255,000 | $37,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.