Certusbank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Certusbank, N.A. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Certusbank, N.A. 2 West Washington Street 5Th Floor Greenville, SC 29601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,710 |
| Total Mortgage Loan Application Amount | $827,959,000 |
| Average Mortgage Loan Application Amount | $224,666 |
| Highest Mortgage Loan Application Amount | $1,810,000 |
| Average Applicant Income | $104,333 |
| Highest Applicant Income | $2,172,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Certusbank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Certusbank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Certusbank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Certusbank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Certusbank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Certusbank, N.A.'s mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 646 | $ 141,400,000 | $ 224,500 | $ 109,500 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 353 | $ 63,083,000 | $ 178,000 | $ 85,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 231 | $ 51,335,000 | $ 222,000 | $ 108,000 |
| RALEIGH, NC | 229 | $ 50,822,000 | $ 221,000 | $ 98,000 |
| COLUMBIA, SC | 155 | $ 32,735,000 | $ 211,000 | $ 100,000 |
| SPARTANBURG, SC | 88 | $ 13,720,000 | $ 155,000 | $ 66,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 84 | $ 28,770,000 | $ 338,000 | $ 118,333 |
| FAYETTEVILLE, NC | 81 | $ 12,747,000 | $ 157,000 | $ 60,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 79 | $ 19,276,000 | $ 244,000 | $ 100,000 |
| HICKORY-LENOIR-MORGANTON, NC | 52 | $ 7,418,000 | $ 142,000 | $ 56,000 |
| DENVER-AURORA-LAKEWOOD, CO | 45 | $ 10,645,000 | $ 236,000 | $ 100,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 43 | $ 10,350,000 | $ 240,000 | $ 88,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 39 | $ 10,602,000 | $ 271,000 | $ 140,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 38 | $ 6,955,000 | $ 191,000 | $ 84,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 37 | $ 13,039,000 | $ 352,000 | $ 128,000 |
| SAVANNAH, GA | 33 | $ 5,789,000 | $ 175,000 | $ 94,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 33 | $ 6,598,000 | $ 199,000 | $ 111,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 29 | $ 7,221,000 | $ 249,000 | $ 97,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 29 | $ 11,114,000 | $ 383,000 | $ 124,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 28 | $ 6,932,000 | $ 266,000 | $ 147,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 27 | $ 9,112,000 | $ 337,000 | $ 114,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 26 | $ 11,052,000 | $ 425,000 | $ 150,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 26 | $ 8,344,000 | $ 320,000 | $ 123,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 25 | $ 5,664,000 | $ 226,000 | $ 109,000 |
| SAN DIEGO-CARLSBAD, CA | 25 | $ 8,083,000 | $ 323,000 | $ 102,000 |
| WINSTON-SALEM, NC | 25 | $ 4,915,000 | $ 196,000 | $ 109,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 24 | $ 5,343,000 | $ 222,000 | $ 104,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 24 | $ 5,665,000 | $ 236,000 | $ 123,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 24 | $ 7,853,000 | $ 310,000 | $ 79,000 |
| BOSTON, MA | 23 | $ 6,225,000 | $ 270,000 | $ 103,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 23 | $ 4,405,000 | $ 191,000 | $ 118,000 |
| SUMTER, SC | 23 | $ 4,577,000 | $ 199,000 | $ 80,000 |
| PHILADELPHIA, PA | 22 | $ 4,956,000 | $ 225,000 | $ 112,000 |
| RICHMOND, VA | 21 | $ 5,503,000 | $ 262,000 | $ 130,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 21 | $ 5,421,000 | $ 258,000 | $ 130,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 20 | $ 4,861,000 | $ 247,500 | $ 91,500 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 19 | $ 4,173,000 | $ 210,000 | $ 120,000 |
| WILMINGTON, NC | 19 | $ 3,923,000 | $ 206,000 | $ 96,000 |
| DURHAM-CHAPEL HILL, NC | 18 | $ 4,283,000 | $ 237,000 | $ 107,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 18 | $ 5,186,000 | $ 623,000 | $ 56,500 |
| JACKSONVILLE, FL | 17 | $ 3,604,000 | $ 212,000 | $ 103,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 16 | $ 7,440,000 | $ 465,000 | $ 140,000 |
| DALTON, GA | 15 | $ 3,007,000 | $ 200,000 | $ 115,000 |
| PROVIDENCE-WARWICK, RI-MA | 15 | $ 3,909,000 | $ 253,500 | $ 114,500 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 14 | $ 5,452,000 | $ 389,000 | $ 123,000 |
| KNOXVILLE, TN | 14 | $ 3,188,000 | $ 227,000 | $ 117,000 |
| GREENSBORO-HIGH POINT, NC | 13 | $ 2,310,000 | $ 177,000 | $ 82,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 13 | $ 4,443,000 | $ 341,000 | $ 180,000 |
| MACON, GA | 13 | $ 1,945,000 | $ 149,000 | $ 114,000 |
| CHATTANOOGA, TN-GA | 12 | $ 1,995,000 | $ 160,500 | $ 80,000 |
| WORCESTER, MA-CT | 12 | $ 2,738,000 | $ 228,000 | $ 109,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 11 | $ 2,078,000 | $ 205,500 | $ 126,000 |
| BAKERSFIELD, CA | 11 | $ 2,131,000 | $ 193,000 | $ 97,000 |
| CINCINNATI, OH-KY-IN | 11 | $ 2,443,000 | $ 219,000 | $ 102,500 |
| LEXINGTON-FAYETTE, KY | 11 | $ 3,015,000 | $ 274,000 | $ 119,000 |
| PITTSBURGH, PA | 11 | $ 2,660,000 | $ 241,000 | $ 130,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 11 | $ 2,766,000 | $ 251,000 | $ 121,000 |
| ASHEVILLE, NC | 10 | $ 3,077,000 | $ 307,000 | $ 110,000 |
| CHARLOTTESVILLE, VA | 9 | $ 1,998,000 | $ 222,000 | $ 106,000 |
| COLUMBUS, OH | 9 | $ 1,826,000 | $ 202,000 | $ 80,000 |
| GAINESVILLE, GA | 9 | $ 2,962,000 | $ 329,000 | $ 207,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 9 | $ 2,645,000 | $ 293,000 | $ 228,000 |
| NEW HAVEN-MILFORD, CT | 9 | $ 2,502,000 | $ 278,000 | $ 102,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 8 | $ 1,648,000 | $ 206,000 | $ 70,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 8 | $ 1,805,000 | $ 225,000 | $ 95,000 |
| NEWARK, NJ-PA | 8 | $ 2,219,000 | $ 237,500 | $ 67,000 |
| BIRMINGHAM-HOOVER, AL | 7 | $ 1,419,000 | $ 202,000 | $ 86,000 |
| CLEVELAND-ELYRIA, OH | 7 | $ 1,745,000 | $ 249,000 | $ 114,000 |
| COLUMBUS, GA-AL | 7 | $ 1,050,000 | $ 150,000 | $ 102,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 7 | $ 4,826,000 | $ 689,000 | $ 343,000 |
| YORK-HANOVER, PA | 7 | $ 1,405,000 | $ 200,000 | $ 89,000 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 932,000 | $ 155,000 | $ 148,000 |
| BURLINGTON, NC | 6 | $ 1,450,000 | $ 241,000 | $ 156,000 |
| CLARKSVILLE, TN-KY | 6 | $ 992,000 | $ 144,000 | $ 88,000 |
| FRESNO, CA | 6 | $ 1,161,000 | $ 193,000 | $ 82,000 |
| MEMPHIS, TN-MS-AR | 6 | $ 1,357,000 | $ 226,000 | $ 150,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 902,000 | $ 150,000 | $ 78,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 6 | $ 2,409,000 | $ 401,000 | $ 96,000 |
| SPRINGFIELD, MA | 6 | $ 1,423,000 | $ 237,000 | $ 107,000 |
| WARNER ROBINS, GA | 6 | $ 684,000 | $ 114,000 | $ 85,000 |
| AKRON, OH | 5 | $ 1,149,000 | $ 229,000 | $ 113,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 5 | $ 838,000 | $ 167,000 | $ 115,000 |
| FLORENCE, SC | 5 | $ 910,000 | $ 182,000 | $ 80,000 |
| GARY, IN | 5 | $ 944,000 | $ 188,000 | $ 99,000 |
| HARRISBURG-CARLISLE, PA | 5 | $ 880,000 | $ 176,000 | $ 65,000 |
| HINESVILLE, GA | 5 | $ 513,000 | $ 102,000 | $ 74,000 |
| MODESTO, CA | 5 | $ 1,012,000 | $ 202,000 | $ 181,000 |
| NEW BERN, NC | 5 | $ 1,168,000 | $ 233,000 | $ 94,000 |
| SANTA MARIA-SANTA BARBARA, CA | 5 | $ 2,743,000 | $ 548,000 | $ 155,000 |
| SANTA ROSA, CA | 5 | $ 1,320,000 | $ 264,000 | $ 137,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 5 | $ 949,000 | $ 189,000 | $ 85,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 1,329,000 | $ 332,000 | $ 102,000 |
| CHICO, CA | 4 | $ 950,000 | $ 237,000 | $ 109,000 |
| HUNTSVILLE, AL | 4 | $ 1,194,000 | $ 298,000 | $ 146,000 |
| JACKSONVILLE, NC | 4 | $ 1,683,000 | $ 420,000 | $ 111,000 |
| NORWICH-NEW LONDON, CT | 4 | $ 755,000 | $ 188,000 | $ 150,000 |
| PORT ST. LUCIE, FL | 4 | $ 808,000 | $ 202,000 | $ 103,000 |
| READING, PA | 4 | $ 1,053,000 | $ 263,000 | $ 71,000 |
| STOCKTON-LODI, CA | 4 | $ 1,071,000 | $ 267,000 | $ 108,000 |
| TACOMA-LAKEWOOD, WA | 4 | $ 786,000 | $ 196,000 | $ 119,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 776,000 | $ 194,000 | $ 114,000 |
| BARNSTABLE TOWN, MA | 3 | $ 649,000 | $ 216,000 | $ 187,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 432,000 | $ 144,000 | $ 70,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 650,000 | $ 216,000 | $ 102,000 |
| BRUNSWICK, GA | 3 | $ 363,000 | $ 121,000 | $ 61,000 |
| CAMDEN, NJ | 3 | $ 487,000 | $ 162,000 | $ 137,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 737,000 | $ 245,000 | $ 99,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 480,000 | $ 160,000 | $ 41,000 |
| COLORADO SPRINGS, CO | 3 | $ 878,000 | $ 292,000 | $ 71,000 |
| COLUMBUS, IN | 3 | $ 556,000 | $ 185,000 | $ 100,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 583,000 | $ 194,000 | $ 105,000 |
| GOLDSBORO, NC | 3 | $ 549,000 | $ 183,000 | $ 72,000 |
| GREELEY, CO | 3 | $ 562,000 | $ 187,000 | $ 66,000 |
| JOHNSON CITY, TN | 3 | $ 544,000 | $ 181,000 | $ 63,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 702,000 | $ 234,000 | $ 96,000 |
| LANCASTER, PA | 3 | $ 580,000 | $ 193,000 | $ 126,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 430,000 | $ 143,000 | $ 98,000 |
| PANAMA CITY, FL | 3 | $ 717,000 | $ 239,000 | $ 114,000 |
| PUNTA GORDA, FL | 3 | $ 579,000 | $ 193,000 | $ 150,000 |
| ROANOKE, VA | 3 | $ 408,000 | $ 136,000 | $ 60,000 |
| SALISBURY, MD-DE | 3 | $ 695,000 | $ 231,000 | $ 214,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 3 | $ 1,101,000 | $ 367,000 | $ 138,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 650,000 | $ 216,000 | $ 93,000 |
| WINCHESTER, VA-WV | 3 | $ 831,000 | $ 277,000 | $ 70,000 |
| YAKIMA, WA | 3 | $ 644,000 | $ 214,000 | $ 95,000 |
| ALBANY, GA | 2 | $ 370,000 | $ 185,000 | $ 81,000 |
| BELLINGHAM, WA | 2 | $ 475,000 | $ 237,000 | $ 135,000 |
| BEND-REDMOND, OR | 2 | $ 783,000 | $ 391,000 | $ 101,000 |
| CANTON-MASSILLON, OH | 2 | $ 405,000 | $ 202,000 | $ 116,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 388,000 | $ 194,000 | $ 91,000 |
| DAYTON, OH | 2 | $ 643,000 | $ 321,000 | $ 70,000 |
| DECATUR, AL | 2 | $ 471,000 | $ 235,000 | $ 59,000 |
| EAST STROUDSBURG, PA | 2 | $ 345,000 | $ 172,000 | $ 203,000 |
| EL CENTRO, CA | 2 | $ 342,000 | $ 171,000 | $ 85,000 |
| ELGIN, IL | 2 | $ 320,000 | $ 160,000 | $ 88,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 549,000 | $ 274,000 | $ 108,000 |
| GRAND JUNCTION, CO | 2 | $ 568,000 | $ 284,000 | $ 96,000 |
| GREENVILLE, NC | 2 | $ 245,000 | $ 122,000 | $ 57,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 566,000 | $ 283,000 | $ 107,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 510,000 | $ 255,000 | $ 96,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 323,000 | $ 161,000 | $ 137,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 2 | $ 241,000 | $ 120,000 | $ 61,000 |
| OCALA, FL | 2 | $ 301,000 | $ 150,000 | $ 56,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 341,000 | $ 170,000 | $ 57,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 277,000 | $ 138,000 | $ 94,000 |
| ROCKY MOUNT, NC | 2 | $ 419,000 | $ 209,000 | $ 34,000 |
| SALEM, OR | 2 | $ 361,000 | $ 180,000 | $ 80,000 |
| SALINAS, CA | 2 | $ 825,000 | $ 412,000 | $ 101,000 |
| SAN RAFAEL, CA | 2 | $ 717,000 | $ 358,000 | $ 139,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 477,000 | $ 238,000 | $ 80,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 397,000 | $ 198,000 | $ 98,000 |
| TALLAHASSEE, FL | 2 | $ 325,000 | $ 162,000 | $ 90,000 |
| VALDOSTA, GA | 2 | $ 237,000 | $ 118,000 | $ 66,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 252,000 | $ 126,000 | $ 83,000 |
| ALBANY, OR | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| AUBURN-OPELIKA, AL | 1 | $ 220,000 | $ 220,000 | $ 89,000 |
| BLOOMINGTON, IL | 1 | $ 141,000 | $ 141,000 | $ 64,000 |
| BOULDER, CO | 1 | $ 235,000 | $ 235,000 | $ 199,000 |
| BOWLING GREEN, KY | 1 | $ 142,000 | $ 142,000 | $ 67,000 |
| CHARLESTON, WV | 1 | $ 140,000 | $ 140,000 | $ 112,000 |
| CLEVELAND, TN | 1 | $ 245,000 | $ 245,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 230,000 | $ 230,000 | $ 92,000 |
| CUMBERLAND, MD-WV | 1 | $ 188,000 | $ 188,000 | $ 50,000 |
| FORT COLLINS, CO | 1 | $ 153,000 | $ 153,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| KANKAKEE, IL | 1 | $ 208,000 | $ 208,000 | $ 356,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 147,000 | $ 147,000 | $ 53,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 176,000 | $ 176,000 | $ 68,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 343,000 | $ 343,000 | $ 156,000 |
| LEBANON, PA | 1 | $ 178,000 | $ 178,000 | $ 60,000 |
| LONGVIEW, WA | 1 | $ 403,000 | $ 403,000 | $ 300,000 |
| LYNCHBURG, VA | 1 | $ 127,000 | $ 127,000 | $ 46,000 |
| MADERA, CA | 1 | $ 121,000 | $ 121,000 | $ 47,000 |
| MERCED, CA | 1 | $ 210,000 | $ 210,000 | $ 113,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| MONTGOMERY, AL | 1 | $ 188,000 | $ 188,000 | $ 65,000 |
| MORGANTOWN, WV | 1 | $ 321,000 | $ 321,000 | $ 98,000 |
| MORRISTOWN, TN | 1 | $ 200,000 | $ 200,000 | $ 28,000 |
| MUNCIE, IN | 1 | $ 60,000 | $ 60,000 | $ 89,000 |
| OCEAN CITY, NJ | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 226,000 | $ 226,000 | $ 56,000 |
| REDDING, CA | 1 | $ 242,000 | $ 242,000 | $ 80,000 |
| ROCKFORD, IL | 1 | $ 151,000 | $ 151,000 | $ 57,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 179,000 | $ 179,000 | $ 40,000 |
| SPRINGFIELD, IL | 1 | $ 220,000 | $ 220,000 | $ 102,000 |
| SPRINGFIELD, OH | 1 | $ 204,000 | $ 204,000 | $ 86,000 |
| TERRE HAUTE, IN | 1 | $ 184,000 | $ 184,000 | $ 84,000 |
| THE VILLAGES, FL | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| TOLEDO, OH | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| TRENTON, NJ | 1 | $ 206,000 | $ 206,000 | $ 98,000 |
| TUSCALOOSA, AL | 1 | $ 172,000 | $ 172,000 | $ 77,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 113,000 | $ 113,000 | $ 246,000 |
| WENATCHEE, WA | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 210,000 | $ 210,000 | $ 57,000 |
| WILLIAMSPORT, PA | 1 | $ 184,000 | $ 184,000 | $ 69,000 |
| YUBA CITY, CA | 1 | $ 212,000 | $ 212,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Certusbank, N.A. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,884 | $400,354,000 | $212,000 | $1,026,000 | $100,000 | $2,172,000 |
| Refinancing | 1,226 | $292,935,000 | $238,000 | $1,810,000 | $112,000 | $1,212,000 |
| Home Improvement | 600 | $134,670,000 | $224,000 | $1,263,000 | $101,000 | $943,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,486 | $546,927,000 | $220,000 | $1,810,000 | $105,000 | $2,172,000 |
| Not Provided | 603 | $143,915,000 | $238,000 | $1,000,000 | $106,000 | $435,000 |
| Asian | 259 | $68,507,000 | $264,000 | $1,092,000 | $127,000 | $718,000 |
| Black or African American | 233 | $42,172,000 | $180,000 | $566,000 | $81,000 | $943,000 |
| Hispanic | 105 | $22,365,000 | $213,000 | $960,000 | $81,000 | $241,000 |
| American Indian or Alaskan Native | 17 | $2,485,000 | $146,000 | $280,000 | $81,000 | $182,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,588,000 | $226,000 | $417,000 | $194,000 | $863,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,939 | $679,965,000 | $231,000 | $1,810,000 | $113,000 | $1,731,000 |
| FHA-insured (Federal Housing Administration) | 318 | $53,362,000 | $167,000 | $636,000 | $71,000 | $2,172,000 |
| VA-guaranteed (Veterans Administration) | 293 | $71,966,000 | $245,000 | $1,263,000 | $82,000 | $335,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 160 | $22,666,000 | $141,000 | $384,000 | $46,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,053 | $452,973,000 | $220,000 | $1,333,000 | $101,000 | $863,000 |
| Application Withdrawn By Applicant | 771 | $181,592,000 | $235,000 | $1,308,000 | $116,000 | $1,212,000 |
| Application Denied By Financial Institution | 581 | $128,828,000 | $221,000 | $1,810,000 | $95,000 | $2,172,000 |
| File Closed For Incompleteness | 257 | $61,855,000 | $240,000 | $815,000 | $120,000 | $1,731,000 |
| Application Approved But Not Accepted | 48 | $2,711,000 | $56,000 | $232,000 | $87,000 | $238,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 190 | $38,277,000 | $201,000 | $1,345,000 | $86,000 | $2,172,000 |
| Debt-To-Income Ratio | 111 | $24,182,000 | $217,000 | $646,000 | $81,000 | $1,165,000 |
| Credit Application Incomplete | 110 | $28,215,000 | $256,000 | $1,810,000 | $109,000 | $453,000 |
| Other | 74 | $18,045,000 | $243,000 | $1,680,000 | $114,000 | $419,000 |
| Collateral | 70 | $14,749,000 | $210,000 | $1,000,000 | $99,000 | $567,000 |
| Employment History | 14 | $3,268,000 | $233,000 | $392,000 | $106,000 | $480,000 |
| Unverifiable Information | 8 | $1,111,000 | $138,000 | $287,000 | $66,000 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $981,000 | $245,000 | $375,000 | $64,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Certusbank, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Certusbank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.