Certusbank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Certusbank, N.A. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Certusbank, N.A.
2 West Washington Street 5Th Floor
Greenville, SC 29601
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  
Total Number of Mortgage Applications 3,710
Total Mortgage Loan Application Amount $827,959,000
Average Mortgage Loan Application Amount $224,666
Highest Mortgage Loan Application Amount $1,810,000
Average Applicant Income $104,333
Highest Applicant Income $2,172,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Certusbank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Certusbank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down Certusbank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Certusbank, N.A. serves its applicants.

Each category highlights the total number of mortgage applications processed by Certusbank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Certusbank, N.A.'s mortgage activity for 2014.

Mortgage Loan Application Totals for Certusbank, N.A. by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mecklenburg County North Carolina 317 $ 66,323,000 $ 209,000 $ 116,000
Greenville County South Carolina 253 $ 43,473,000 $ 171,000 $ 80,000
Union County North Carolina 128 $ 32,030,000 $ 250,000 $ 106,000
Wake County North Carolina 114 $ 27,190,000 $ 238,000 $ 110,000
Johnston County North Carolina 105 $ 22,102,000 $ 210,000 $ 90,000
Richland County South Carolina 93 $ 21,058,000 $ 226,000 $ 116,000
Spartanburg County South Carolina 85 $ 13,263,000 $ 156,000 $ 67,000
Cumberland County North Carolina 67 $ 10,419,000 $ 155,000 $ 63,000
Lexington County South Carolina 55 $ 10,695,000 $ 194,000 $ 75,000
Charleston County South Carolina 54 $ 14,002,000 $ 259,000 $ 110,000
Anderson County South Carolina 51 $ 9,800,000 $ 192,000 $ 120,000
Fulton County Georgia 46 $ 15,275,000 $ 332,000 $ 147,000
Gaston County North Carolina 45 $ 7,822,000 $ 173,000 $ 97,000
York County South Carolina 43 $ 9,005,000 $ 209,000 $ 102,000
Cabarrus County North Carolina 41 $ 8,130,000 $ 198,000 $ 103,000
Pickens County South Carolina 41 $ 8,862,000 $ 216,000 $ 84,000
Caldwell County North Carolina 40 $ 5,151,000 $ 128,000 $ 49,000
Lancaster County South Carolina 38 $ 9,937,000 $ 261,000 $ 109,000
Los Angeles County California 37 $ 13,039,000 $ 352,000 $ 128,000
Cobb County Georgia 30 $ 7,344,000 $ 244,000 $ 140,000
Riverside County California 29 $ 7,001,000 $ 241,000 $ 90,000
DeKalb County Georgia 29 $ 7,813,000 $ 269,000 $ 103,000
Oconee County South Carolina 29 $ 5,392,000 $ 185,000 $ 93,000
Fairfax County Virginia 28 $ 10,483,000 $ 374,000 $ 148,000
Orange County California 26 $ 11,052,000 $ 425,000 $ 150,000
San Diego County California 25 $ 8,083,000 $ 323,000 $ 102,000
Aiken County South Carolina 24 $ 4,037,000 $ 168,000 $ 62,000
McCormick County South Carolina 24 $ 3,194,000 $ 133,000 $ 93,000
Sumter County South Carolina 23 $ 4,577,000 $ 199,000 $ 80,000
Chatham County Georgia 21 $ 3,828,000 $ 182,000 $ 103,000
Heard County Georgia 21 $ 1,312,000 $ 62,000 $ 57,000
King County Washington 21 $ 7,550,000 $ 359,000 $ 123,000
Carroll County Georgia 20 $ 2,379,000 $ 118,000 $ 62,000
Alameda County California 19 $ 8,492,000 $ 446,000 $ 129,000
Iredell County North Carolina 19 $ 4,648,000 $ 244,000 $ 147,000
Horry County South Carolina 19 $ 4,046,000 $ 212,000 $ 121,000
Gwinnett County Georgia 18 $ 5,052,000 $ 280,000 $ 124,000
Cook County Illinois 18 $ 4,241,000 $ 235,000 $ 107,000
Forsyth County North Carolina 18 $ 3,396,000 $ 188,000 $ 88,000
Jackson County Georgia 17 $ 1,675,000 $ 98,000 $ 58,000
Santa Clara County California 16 $ 7,440,000 $ 465,000 $ 140,000
Haralson County Georgia 16 $ 1,589,000 $ 99,000 $ 100,000
Berkeley County South Carolina 16 $ 3,530,000 $ 220,000 $ 81,000
Hillsborough County Florida 15 $ 3,118,000 $ 207,000 $ 102,000
Whitfield County Georgia 15 $ 3,007,000 $ 200,000 $ 115,000
Howard County Maryland 15 $ 4,509,000 $ 300,000 $ 147,000
Middlesex County Massachusetts 15 $ 5,181,000 $ 345,000 $ 121,000
San Bernardino County California 14 $ 3,349,000 $ 239,000 $ 83,000
Fairfield County Connecticut 14 $ 5,452,000 $ 389,000 $ 123,000
Forsyth County Georgia 14 $ 3,547,000 $ 253,000 $ 93,000
Baltimore County Maryland 14 $ 3,370,000 $ 240,000 $ 119,000
Hoke County North Carolina 14 $ 2,328,000 $ 166,000 $ 47,000
New Hanover County North Carolina 14 $ 2,789,000 $ 199,000 $ 103,000
Sacramento County California 13 $ 3,263,000 $ 251,000 $ 140,000
Hamilton County Indiana 13 $ 3,030,000 $ 233,000 $ 112,000
Loudoun County Virginia 13 $ 4,733,000 $ 364,000 $ 139,000
Denver County Colorado 12 $ 3,316,000 $ 276,000 $ 89,000
Orange County Florida 12 $ 2,619,000 $ 218,000 $ 142,000
Worcester County Massachusetts 12 $ 2,738,000 $ 228,000 $ 109,000
Beaufort County South Carolina 12 $ 4,346,000 $ 362,000 $ 191,000
Knox County Tennessee 12 $ 2,658,000 $ 221,000 $ 114,000
Prince William County Virginia 12 $ 3,711,000 $ 309,000 $ 115,000
Kern County California 11 $ 2,131,000 $ 193,000 $ 97,000
Prince George's County Maryland 11 $ 3,125,000 $ 284,000 $ 132,000
Essex County Massachusetts 11 $ 3,163,000 $ 287,000 $ 126,000
Norfolk County Massachusetts 11 $ 2,864,000 $ 260,000 $ 103,000
Lincoln County North Carolina 11 $ 2,956,000 $ 268,000 $ 169,000
Delaware County Pennsylvania 11 $ 2,457,000 $ 223,000 $ 101,000
Philadelphia County Pennsylvania 11 $ 2,499,000 $ 227,000 $ 124,000
Contra Costa County California 10 $ 2,622,000 $ 262,000 $ 117,000
Pinellas County Florida 10 $ 2,089,000 $ 208,000 $ 129,000
Bibb County Georgia 10 $ 1,563,000 $ 156,000 $ 110,000
Franklin County North Carolina 10 $ 1,530,000 $ 153,000 $ 56,000
Harnett County North Carolina 10 $ 1,661,000 $ 166,000 $ 55,000
Allegheny County Pennsylvania 10 $ 2,435,000 $ 243,000 $ 131,000
Bucks County Pennsylvania 10 $ 2,590,000 $ 259,000 $ 161,000
Davidson County Tennessee 10 $ 1,886,000 $ 188,000 $ 70,000
Henrico County Virginia 10 $ 2,769,000 $ 276,000 $ 132,000
Virginia Beach County Virginia 10 $ 3,922,000 $ 392,000 $ 88,000
Jefferson County Colorado 9 $ 2,373,000 $ 263,000 $ 110,000
New Haven County Connecticut 9 $ 2,502,000 $ 278,000 $ 102,000
Miami-Dade County Florida 9 $ 2,645,000 $ 293,000 $ 228,000
Hall County Georgia 9 $ 2,962,000 $ 329,000 $ 207,000
Jefferson County Kentucky 9 $ 2,227,000 $ 247,000 $ 112,000
Brunswick County North Carolina 9 $ 2,886,000 $ 320,000 $ 174,000
Guilford County North Carolina 9 $ 1,738,000 $ 193,000 $ 79,000
Robeson County North Carolina 9 $ 1,011,000 $ 112,000 $ 64,000
Dorchester County South Carolina 9 $ 1,744,000 $ 193,000 $ 73,000
Adams County Colorado 8 $ 1,533,000 $ 191,000 $ 114,000
Broward County Florida 8 $ 1,648,000 $ 206,000 $ 70,000
Duval County Florida 8 $ 1,360,000 $ 170,000 $ 82,000
Cherokee County Georgia 8 $ 1,888,000 $ 236,000 $ 128,000
Effingham County Georgia 8 $ 1,329,000 $ 166,000 $ 80,000
Montgomery County Maryland 8 $ 2,162,000 $ 270,000 $ 139,000
Burke County North Carolina 8 $ 1,485,000 $ 185,000 $ 54,000
Carteret County North Carolina 8 $ 1,994,000 $ 249,000 $ 183,000
Durham County North Carolina 8 $ 1,483,000 $ 185,000 $ 74,000
Orange County North Carolina 8 $ 2,127,000 $ 265,000 $ 128,000
Richmond County North Carolina 8 $ 923,000 $ 115,000 $ 41,000
Clackamas County Oregon 8 $ 2,027,000 $ 253,000 $ 93,000
Montgomery County Pennsylvania 8 $ 1,640,000 $ 205,000 $ 74,000
Laurens County South Carolina 8 $ 948,000 $ 118,000 $ 39,000
Williamson County Tennessee 8 $ 3,411,000 $ 426,000 $ 159,000
Arapahoe County Colorado 7 $ 1,489,000 $ 212,000 $ 98,000
Hartford County Connecticut 7 $ 1,497,000 $ 213,000 $ 91,000
Pasco County Florida 7 $ 1,241,000 $ 177,000 $ 70,000
Seminole County Florida 7 $ 1,144,000 $ 163,000 $ 82,000
Muscogee County Georgia 7 $ 1,050,000 $ 150,000 $ 102,000
Suffolk County Massachusetts 7 $ 2,112,000 $ 301,000 $ 114,000
Northampton County Pennsylvania 7 $ 1,191,000 $ 170,000 $ 99,000
York County Pennsylvania 7 $ 1,405,000 $ 200,000 $ 89,000
Hamilton County Tennessee 7 $ 1,299,000 $ 185,000 $ 76,000
Fresno County California 6 $ 1,161,000 $ 193,000 $ 82,000
Placer County California 6 $ 1,704,000 $ 284,000 $ 111,000
Ventura County California 6 $ 2,409,000 $ 401,000 $ 96,000
Collier County Florida 6 $ 902,000 $ 150,000 $ 78,000
St. Johns County Florida 6 $ 1,509,000 $ 251,000 $ 96,000
Columbia County Georgia 6 $ 1,171,000 $ 195,000 $ 154,000
Anne Arundel County Maryland 6 $ 2,019,000 $ 336,000 $ 144,000
Alamance County North Carolina 6 $ 1,450,000 $ 241,000 $ 156,000
Henderson County North Carolina 6 $ 1,186,000 $ 197,000 $ 71,000
Chester County Pennsylvania 6 $ 1,435,000 $ 239,000 $ 125,000
Shelby County Tennessee 6 $ 1,357,000 $ 226,000 $ 150,000
Chesterfield County Virginia 6 $ 1,542,000 $ 257,000 $ 113,000
Snohomish County Washington 6 $ 1,562,000 $ 260,000 $ 79,000
Santa Barbara County California 5 $ 2,743,000 $ 548,000 $ 155,000
Sonoma County California 5 $ 1,320,000 $ 264,000 $ 137,000
Stanislaus County California 5 $ 1,012,000 $ 202,000 $ 181,000
District of Columbia County District Of Columbia 5 $ 1,915,000 $ 383,000 $ 76,000
Volusia County Florida 5 $ 838,000 $ 167,000 $ 115,000
Coweta County Georgia 5 $ 1,133,000 $ 226,000 $ 104,000
Houston County Georgia 5 $ 627,000 $ 125,000 $ 97,000
DuPage County Illinois 5 $ 940,000 $ 188,000 $ 101,000
Marion County Indiana 5 $ 1,184,000 $ 236,000 $ 121,000
Fayette County Kentucky 5 $ 1,241,000 $ 248,000 $ 135,000
Oldham County Kentucky 5 $ 946,000 $ 189,000 $ 145,000
Bristol County Massachusetts 5 $ 1,167,000 $ 233,000 $ 112,000
Hampden County Massachusetts 5 $ 1,118,000 $ 223,000 $ 112,000
Plymouth County Massachusetts 5 $ 1,249,000 $ 249,000 $ 89,000
Middlesex County New Jersey 5 $ 1,348,000 $ 269,000 $ 161,000
Pender County North Carolina 5 $ 1,134,000 $ 226,000 $ 76,000
Summit County Ohio 5 $ 1,149,000 $ 229,000 $ 113,000
Washington County Oregon 5 $ 1,255,000 $ 251,000 $ 120,000
Kent County Rhode Island 5 $ 1,367,000 $ 273,000 $ 147,000
Chesapeake County Virginia 5 $ 1,821,000 $ 364,000 $ 117,000
Stafford County Virginia 5 $ 1,441,000 $ 288,000 $ 156,000
Jefferson County Alabama 4 $ 702,000 $ 175,000 $ 75,000
Madison County Alabama 4 $ 1,194,000 $ 298,000 $ 146,000
Butte County California 4 $ 950,000 $ 237,000 $ 109,000
San Joaquin County California 4 $ 1,071,000 $ 267,000 $ 108,000
San Mateo County California 4 $ 2,217,000 $ 554,000 $ 260,000
Broomfield County Colorado 4 $ 780,000 $ 195,000 $ 92,000
Douglas County Colorado 4 $ 1,021,000 $ 255,000 $ 113,000
New London County Connecticut 4 $ 755,000 $ 188,000 $ 150,000
Bryan County Georgia 4 $ 632,000 $ 158,000 $ 74,000
Douglas County Georgia 4 $ 710,000 $ 177,000 $ 62,000
Fayette County Georgia 4 $ 939,000 $ 234,000 $ 157,000
Henry County Georgia 4 $ 615,000 $ 153,000 $ 57,000
Liberty County Georgia 4 $ 370,000 $ 92,000 $ 60,000
Paulding County Georgia 4 $ 570,000 $ 142,000 $ 59,000
Richmond County Georgia 4 $ 704,000 $ 176,000 $ 34,000
Boone County Kentucky 4 $ 768,000 $ 192,000 $ 83,000
St. Mary's County Maryland 4 $ 1,329,000 $ 332,000 $ 102,000
Monmouth County New Jersey 4 $ 1,116,000 $ 279,000 $ 103,000
Catawba County North Carolina 4 $ 441,000 $ 110,000 $ 74,000
Onslow County North Carolina 4 $ 1,683,000 $ 420,000 $ 111,000
Randolph County North Carolina 4 $ 572,000 $ 143,000 $ 91,000
Rowan County North Carolina 4 $ 549,000 $ 137,000 $ 74,000
Cuyahoga County Ohio 4 $ 1,096,000 $ 274,000 $ 123,000
Franklin County Ohio 4 $ 799,000 $ 199,000 $ 62,000
Berks County Pennsylvania 4 $ 1,053,000 $ 263,000 $ 71,000
Kershaw County South Carolina 4 $ 426,000 $ 106,000 $ 57,000
Montgomery County Tennessee 4 $ 830,000 $ 207,000 $ 87,000
Rutherford County Tennessee 4 $ 689,000 $ 172,000 $ 55,000
Sevier County Tennessee 4 $ 555,000 $ 138,000 $ 95,000
Sumner County Tennessee 4 $ 823,000 $ 205,000 $ 86,000
Bennington County Vermont 4 $ 1,029,000 $ 257,000 $ 534,000
Albemarle County Virginia 4 $ 912,000 $ 228,000 $ 113,000
Pierce County Washington 4 $ 786,000 $ 196,000 $ 119,000
Shelby County Alabama 3 $ 717,000 $ 239,000 $ 100,000
San Francisco County California 3 $ 2,609,000 $ 869,000 $ 455,000
San Luis Obispo County California 3 $ 1,101,000 $ 367,000 $ 138,000
Solano County California 3 $ 650,000 $ 216,000 $ 93,000
El Paso County Colorado 3 $ 878,000 $ 292,000 $ 71,000
Weld County Colorado 3 $ 562,000 $ 187,000 $ 66,000
Bay County Florida 3 $ 717,000 $ 239,000 $ 114,000
Brevard County Florida 3 $ 430,000 $ 143,000 $ 98,000
Charlotte County Florida 3 $ 579,000 $ 193,000 $ 150,000
Lee County Florida 3 $ 737,000 $ 245,000 $ 99,000
Nassau County Florida 3 $ 735,000 $ 245,000 $ 175,000
Polk County Florida 3 $ 702,000 $ 234,000 $ 96,000
St. Lucie County Florida 3 $ 520,000 $ 173,000 $ 65,000
Banks County Georgia 3 $ 264,000 $ 88,000 $ 81,000
Glynn County Georgia 3 $ 363,000 $ 121,000 $ 61,000
Gordon County Georgia 3 $ 347,000 $ 115,000 $ 59,000
Lincoln County Georgia 3 $ 951,000 $ 317,000 $ 110,000
Oconee County Georgia 3 $ 500,000 $ 166,000 $ 160,000
Walker County Georgia 3 $ 344,000 $ 114,000 $ 86,000
Bartholomew County Indiana 3 $ 556,000 $ 185,000 $ 100,000
Johnson County Indiana 3 $ 700,000 $ 233,000 $ 68,000
Lake County Indiana 3 $ 622,000 $ 207,000 $ 105,000
Jessamine County Kentucky 3 $ 1,285,000 $ 428,000 $ 161,000
Cecil County Maryland 3 $ 581,000 $ 193,000 $ 110,000
Frederick County Maryland 3 $ 604,000 $ 201,000 $ 73,000
Worcester County Maryland 3 $ 695,000 $ 231,000 $ 214,000
Barnstable County Massachusetts 3 $ 649,000 $ 216,000 $ 187,000
Essex County New Jersey 3 $ 808,000 $ 269,000 $ 87,000
Ocean County New Jersey 3 $ 453,000 $ 151,000 $ 39,000
Buncombe County North Carolina 3 $ 1,685,000 $ 561,000 $ 171,000
Davidson County North Carolina 3 $ 825,000 $ 275,000 $ 289,000
Davie County North Carolina 3 $ 508,000 $ 169,000 $ 54,000
Watauga County North Carolina 3 $ 722,000 $ 240,000 $ 153,000
Wayne County North Carolina 3 $ 549,000 $ 183,000 $ 72,000
Cumberland County Pennsylvania 3 $ 508,000 $ 169,000 $ 73,000
Franklin County Pennsylvania 3 $ 480,000 $ 160,000 $ 41,000
Lancaster County Pennsylvania 3 $ 580,000 $ 193,000 $ 126,000
Lehigh County Pennsylvania 3 $ 661,000 $ 220,000 $ 79,000
Florence County South Carolina 3 $ 419,000 $ 139,000 $ 70,000
Georgetown County South Carolina 3 $ 908,000 $ 302,000 $ 170,000
Union County South Carolina 3 $ 457,000 $ 152,000 $ 51,000
Charlottesville County Virginia 3 $ 608,000 $ 202,000 $ 83,000
Fauquier County Virginia 3 $ 817,000 $ 272,000 $ 140,000
Frederick County Virginia 3 $ 831,000 $ 277,000 $ 70,000
Hampton County Virginia 3 $ 615,000 $ 205,000 $ 100,000
Montgomery County Virginia 3 $ 432,000 $ 144,000 $ 70,000
Clark County Washington 3 $ 764,000 $ 254,000 $ 84,000
Kitsap County Washington 3 $ 650,000 $ 216,000 $ 102,000
Yakima County Washington 3 $ 644,000 $ 214,000 $ 95,000
Baldwin County Alabama 2 $ 388,000 $ 194,000 $ 91,000
Cherokee County Alabama 2 $ 246,000 $ 123,000 $ 199,000
Morgan County Alabama 2 $ 471,000 $ 235,000 $ 59,000
Amador County California 2 $ 474,000 $ 237,000 $ 66,000
El Dorado County California 2 $ 454,000 $ 227,000 $ 117,000
Humboldt County California 2 $ 422,000 $ 211,000 $ 93,000
Imperial County California 2 $ 342,000 $ 171,000 $ 85,000
Marin County California 2 $ 717,000 $ 358,000 $ 139,000
Monterey County California 2 $ 825,000 $ 412,000 $ 101,000
Nevada County California 2 $ 420,000 $ 210,000 $ 69,000
Mesa County Colorado 2 $ 568,000 $ 284,000 $ 96,000
Litchfield County Connecticut 2 $ 332,000 $ 166,000 $ 80,000
Lake County Florida 2 $ 259,000 $ 129,000 $ 80,000
Marion County Florida 2 $ 301,000 $ 150,000 $ 56,000
Osceola County Florida 2 $ 383,000 $ 191,000 $ 141,000
Sarasota County Florida 2 $ 241,000 $ 120,000 $ 61,000
Taylor County Florida 2 $ 233,000 $ 116,000 $ 65,000
Walton County Florida 2 $ 393,000 $ 196,000 $ 60,000
Bartow County Georgia 2 $ 430,000 $ 215,000 $ 78,000
Hart County Georgia 2 $ 272,000 $ 136,000 $ 146,000
Monroe County Georgia 2 $ 254,000 $ 127,000 $ 157,000
Newton County Georgia 2 $ 217,000 $ 108,000 $ 53,000
Putnam County Georgia 2 $ 210,000 $ 105,000 $ 66,000
Kane County Illinois 2 $ 320,000 $ 160,000 $ 88,000
Lake County Illinois 2 $ 323,000 $ 161,000 $ 137,000
Clark County Indiana 2 $ 397,000 $ 198,000 $ 123,000
Porter County Indiana 2 $ 322,000 $ 161,000 $ 90,000
St. Joseph County Indiana 2 $ 477,000 $ 238,000 $ 80,000
Christian County Kentucky 2 $ 162,000 $ 81,000 $ 89,000
Franklin County Kentucky 2 $ 472,000 $ 236,000 $ 125,000
Spencer County Kentucky 2 $ 359,000 $ 179,000 $ 93,000
Cumberland County Maine 2 $ 277,000 $ 138,000 $ 94,000
Charles County Maryland 2 $ 517,000 $ 258,000 $ 128,000
Bergen County New Jersey 2 $ 727,000 $ 363,000 $ 109,000
Hudson County New Jersey 2 $ 293,000 $ 146,000 $ 136,000
Hunterdon County New Jersey 2 $ 516,000 $ 258,000 $ 78,000
Chatham County North Carolina 2 $ 673,000 $ 336,000 $ 154,000
Craven County North Carolina 2 $ 460,000 $ 230,000 $ 61,000
Currituck County North Carolina 2 $ 580,000 $ 290,000 $ 58,000
McDowell County North Carolina 2 $ 675,000 $ 337,000 $ 424,000
Moore County North Carolina 2 $ 326,000 $ 163,000 $ 106,000
Nash County North Carolina 2 $ 419,000 $ 209,000 $ 34,000
Pamlico County North Carolina 2 $ 569,000 $ 284,000 $ 152,000
Pitt County North Carolina 2 $ 245,000 $ 122,000 $ 57,000
Sampson County North Carolina 2 $ 382,000 $ 191,000 $ 67,000
Scotland County North Carolina 2 $ 367,000 $ 183,000 $ 70,000
Stanly County North Carolina 2 $ 348,000 $ 174,000 $ 92,000
Swain County North Carolina 2 $ 287,000 $ 143,000 $ 79,000
Transylvania County North Carolina 2 $ 306,000 $ 153,000 $ 184,000
Warren County North Carolina 2 $ 500,000 $ 250,000 $ 209,000
Butler County Ohio 2 $ 524,000 $ 262,000 $ 97,000
Fairfield County Ohio 2 $ 314,000 $ 157,000 $ 56,000
Lake County Ohio 2 $ 385,000 $ 192,000 $ 95,000
Mahoning County Ohio 2 $ 252,000 $ 126,000 $ 83,000
Stark County Ohio 2 $ 405,000 $ 202,000 $ 116,000
Warren County Ohio 2 $ 539,000 $ 269,000 $ 155,000
Deschutes County Oregon 2 $ 783,000 $ 391,000 $ 101,000
Multnomah County Oregon 2 $ 390,000 $ 195,000 $ 92,000
Yamhill County Oregon 2 $ 425,000 $ 212,000 $ 85,000
Dauphin County Pennsylvania 2 $ 372,000 $ 186,000 $ 53,000
Lackawanna County Pennsylvania 2 $ 387,000 $ 193,000 $ 72,000
Luzerne County Pennsylvania 2 $ 375,000 $ 187,000 $ 114,000
Monroe County Pennsylvania 2 $ 345,000 $ 172,000 $ 203,000
Bristol County Rhode Island 2 $ 636,000 $ 318,000 $ 83,000
Providence County Rhode Island 2 $ 486,000 $ 243,000 $ 101,000
Abbeville County South Carolina 2 $ 213,000 $ 106,000 $ 60,000
Cherokee County South Carolina 2 $ 416,000 $ 208,000 $ 75,000
Darlington County South Carolina 2 $ 491,000 $ 245,000 $ 95,000
Greenwood County South Carolina 2 $ 336,000 $ 168,000 $ 53,000
Saluda County South Carolina 2 $ 447,000 $ 223,000 $ 126,000
Washington County Tennessee 2 $ 474,000 $ 237,000 $ 79,000
Wilson County Tennessee 2 $ 295,000 $ 147,000 $ 116,000
Alexandria County Virginia 2 $ 953,000 $ 476,000 $ 373,000
Arlington County Virginia 2 $ 383,000 $ 191,000 $ 121,000
Norfolk County Virginia 2 $ 486,000 $ 243,000 $ 96,000
Powhatan County Virginia 2 $ 387,000 $ 193,000 $ 123,000
Adams County Washington 2 $ 427,000 $ 213,000 $ 90,000
Spokane County Washington 2 $ 397,000 $ 198,000 $ 98,000
Whatcom County Washington 2 $ 475,000 $ 237,000 $ 135,000
Berkeley County West Virginia 2 $ 566,000 $ 283,000 $ 107,000
Cabell County West Virginia 2 $ 510,000 $ 255,000 $ 96,000
Cleburne County Alabama 1 $ 30,000 $ 30,000 $ 36,000
Dallas County Alabama 1 $ 119,000 $ 119,000 $ 53,000
Hale County Alabama 1 $ 172,000 $ 172,000 $ 77,000
Lee County Alabama 1 $ 220,000 $ 220,000 $ 89,000
Marengo County Alabama 1 $ 213,000 $ 213,000 $ 200,000
Montgomery County Alabama 1 $ 188,000 $ 188,000 $ 65,000
Tallapoosa County Alabama 1 $ 240,000 $ 240,000 $ 179,000
Wilcox County Alabama 1 $ 152,000 $ 152,000 $ 179,000
Calaveras County California 1 $ 141,000 $ 141,000 $ 87,000
Madera County California 1 $ 121,000 $ 121,000 $ 47,000
Mariposa County California 1 $ 263,000 $ 263,000 $ 71,000
Merced County California 1 $ 210,000 $ 210,000 $ 113,000
Santa Cruz County California 1 $ 179,000 $ 179,000 $ 40,000
Shasta County California 1 $ 242,000 $ 242,000 $ 80,000
Siskiyou County California 1 $ 250,000 $ 250,000 $ 48,000
Sutter County California 1 $ 212,000 $ 212,000 $ 116,000
Tulare County California 1 $ 113,000 $ 113,000 $ 246,000
Tuolumne County California 1 $ 350,000 $ 350,000 $ 89,000
Alamosa County Colorado 1 $ 134,000 $ 134,000 $ 58,000
Boulder County Colorado 1 $ 235,000 $ 235,000 $ 199,000
Fremont County Colorado 1 $ 276,000 $ 276,000 $ 115,000
Garfield County Colorado 1 $ 260,000 $ 260,000 $ 103,000
Larimer County Colorado 1 $ 153,000 $ 153,000 $ 0
Ouray County Colorado 1 $ 417,000 $ 417,000 $ 174,000
Park County Colorado 1 $ 133,000 $ 133,000 $ 43,000
Tolland County Connecticut 1 $ 308,000 $ 308,000 $ 130,000
Alachua County Florida 1 $ 155,000 $ 155,000 $ 36,000
Escambia County Florida 1 $ 61,000 $ 61,000 $ 61,000
Gadsden County Florida 1 $ 159,000 $ 159,000 $ 90,000
Hernando County Florida 1 $ 150,000 $ 150,000 $ 341,000
Leon County Florida 1 $ 166,000 $ 166,000 $ 91,000
Madison County Florida 1 $ 195,000 $ 195,000 $ 138,000
Martin County Florida 1 $ 288,000 $ 288,000 $ 216,000
Monroe County Florida 1 $ 160,000 $ 160,000 $ 38,000
Okaloosa County Florida 1 $ 190,000 $ 190,000 $ 195,000
Palm Beach County Florida 1 $ 210,000 $ 210,000 $ 57,000
Santa Rosa County Florida 1 $ 280,000 $ 280,000 $ 54,000
Sumter County Florida 1 $ 275,000 $ 275,000 $ 120,000
Barrow County Georgia 1 $ 55,000 $ 55,000 $ 58,000
Bulloch County Georgia 1 $ 383,000 $ 383,000 $ 62,000
Butts County Georgia 1 $ 75,000 $ 75,000 $ 8,000
Catoosa County Georgia 1 $ 238,000 $ 238,000 $ 95,000
Chattooga County Georgia 1 $ 156,000 $ 156,000 $ 129,000
Clarke County Georgia 1 $ 87,000 $ 87,000 $ 105,000
Elbert County Georgia 1 $ 150,000 $ 150,000 $ 122,000
Greene County Georgia 1 $ 150,000 $ 150,000 $ 109,000
Habersham County Georgia 1 $ 42,000 $ 42,000 $ 52,000
Hancock County Georgia 1 $ 155,000 $ 155,000 $ 92,000
Jasper County Georgia 1 $ 128,000 $ 128,000 $ 164,000
Jones County Georgia 1 $ 128,000 $ 128,000 $ 65,000
Lanier County Georgia 1 $ 47,000 $ 47,000 $ 28,000
Lee County Georgia 1 $ 210,000 $ 210,000 $ 82,000
Long County Georgia 1 $ 143,000 $ 143,000 $ 134,000
Lowndes County Georgia 1 $ 190,000 $ 190,000 $ 105,000
Madison County Georgia 1 $ 95,000 $ 95,000 $ 194,000
Montgomery County Georgia 1 $ 200,000 $ 200,000 $ 125,000
Morgan County Georgia 1 $ 264,000 $ 264,000 $ 0
Oglethorpe County Georgia 1 $ 250,000 $ 250,000 $ 110,000
Peach County Georgia 1 $ 57,000 $ 57,000 $ 25,000
Rabun County Georgia 1 $ 232,000 $ 232,000 $ 147,000
Stewart County Georgia 1 $ 51,000 $ 51,000 $ 26,000
Troup County Georgia 1 $ 15,000 $ 15,000 $ 46,000
White County Georgia 1 $ 213,000 $ 213,000 $ 120,000
Worth County Georgia 1 $ 160,000 $ 160,000 $ 81,000
Boone County Illinois 1 $ 151,000 $ 151,000 $ 57,000
Kankakee County Illinois 1 $ 208,000 $ 208,000 $ 356,000
McLean County Illinois 1 $ 141,000 $ 141,000 $ 64,000
Sangamon County Illinois 1 $ 220,000 $ 220,000 $ 102,000
Will County Illinois 1 $ 162,000 $ 162,000 $ 58,000
Boone County Indiana 1 $ 207,000 $ 207,000 $ 88,000
Delaware County Indiana 1 $ 60,000 $ 60,000 $ 89,000
Fountain County Indiana 1 $ 86,000 $ 86,000 $ 27,000
Greene County Indiana 1 $ 152,000 $ 152,000 $ 127,000
Hancock County Indiana 1 $ 136,000 $ 136,000 $ 48,000
Hendricks County Indiana 1 $ 140,000 $ 140,000 $ 182,000
Kosciusko County Indiana 1 $ 220,000 $ 220,000 $ 85,000
LaPorte County Indiana 1 $ 175,000 $ 175,000 $ 145,000
Morgan County Indiana 1 $ 267,000 $ 267,000 $ 149,000
Tippecanoe County Indiana 1 $ 343,000 $ 343,000 $ 156,000
Vigo County Indiana 1 $ 184,000 $ 184,000 $ 84,000
Boyle County Kentucky 1 $ 168,000 $ 168,000 $ 46,000
Clark County Kentucky 1 $ 175,000 $ 175,000 $ 14,000
Cumberland County Kentucky 1 $ 137,000 $ 137,000 $ 44,000
Fleming County Kentucky 1 $ 124,000 $ 124,000 $ 40,000
Hardin County Kentucky 1 $ 365,000 $ 365,000 $ 97,000
Johnson County Kentucky 1 $ 123,000 $ 123,000 $ 68,000
Kenton County Kentucky 1 $ 184,000 $ 184,000 $ 97,000
Madison County Kentucky 1 $ 161,000 $ 161,000 $ 54,000
McCracken County Kentucky 1 $ 178,000 $ 178,000 $ 104,000
Meade County Kentucky 1 $ 184,000 $ 184,000 $ 119,000
Rockcastle County Kentucky 1 $ 122,000 $ 122,000 $ 51,000
Scott County Kentucky 1 $ 187,000 $ 187,000 $ 89,000
Shelby County Kentucky 1 $ 244,000 $ 244,000 $ 73,000
Warren County Kentucky 1 $ 142,000 $ 142,000 $ 67,000
Woodford County Kentucky 1 $ 127,000 $ 127,000 $ 50,000
Kennebec County Maine 1 $ 139,000 $ 139,000 $ 97,000
Allegany County Maryland 1 $ 188,000 $ 188,000 $ 50,000
Baltimore City County Maryland 1 $ 95,000 $ 95,000 $ 34,000
Carroll County Maryland 1 $ 157,000 $ 157,000 $ 253,000
Harford County Maryland 1 $ 206,000 $ 206,000 $ 112,000
Queen Anne's County Maryland 1 $ 246,000 $ 246,000 $ 330,000
Franklin County Massachusetts 1 $ 162,000 $ 162,000 $ 63,000
Hampshire County Massachusetts 1 $ 305,000 $ 305,000 $ 81,000
Lake County Montana 1 $ 91,000 $ 91,000 $ 107,000
Burlington County New Jersey 1 $ 98,000 $ 98,000 $ 80,000
Camden County New Jersey 1 $ 150,000 $ 150,000 $ 177,000
Cape May County New Jersey 1 $ 305,000 $ 305,000 $ 85,000
Gloucester County New Jersey 1 $ 239,000 $ 239,000 $ 155,000
Mercer County New Jersey 1 $ 206,000 $ 206,000 $ 98,000
Morris County New Jersey 1 $ 155,000 $ 155,000 $ 63,000
Passaic County New Jersey 1 $ 249,000 $ 249,000 $ 103,000
Salem County New Jersey 1 $ 195,000 $ 195,000 $ 118,000
Somerset County New Jersey 1 $ 555,000 $ 555,000 $ 110,000
Warren County New Jersey 1 $ 226,000 $ 226,000 $ 159,000
New York County New York 1 $ 1,000,000 $ 1,000,000 $ 0
Otsego County New York 1 $ 275,000 $ 275,000 $ 341,000
Alexander County North Carolina 1 $ 405,000 $ 405,000 $ 305,000
Alleghany County North Carolina 1 $ 96,000 $ 96,000 $ 103,000
Ashe County North Carolina 1 $ 184,000 $ 184,000 $ 66,000
Beaufort County North Carolina 1 $ 180,000 $ 180,000 $ 68,000
Bladen County North Carolina 1 $ 102,000 $ 102,000 $ 33,000
Cleveland County North Carolina 1 $ 121,000 $ 121,000 $ 285,000
Granville County North Carolina 1 $ 258,000 $ 258,000 $ 142,000
Haywood County North Carolina 1 $ 206,000 $ 206,000 $ 162,000
Jackson County North Carolina 1 $ 161,000 $ 161,000 $ 496,000
Jones County North Carolina 1 $ 139,000 $ 139,000 $ 44,000
Macon County North Carolina 1 $ 180,000 $ 180,000 $ 80,000
Montgomery County North Carolina 1 $ 65,000 $ 65,000 $ 12,000
Polk County North Carolina 1 $ 153,000 $ 153,000 $ 65,000
Vance County North Carolina 1 $ 165,000 $ 165,000 $ 144,000
Wilson County North Carolina 1 $ 219,000 $ 219,000 $ 72,000
Yadkin County North Carolina 1 $ 186,000 $ 186,000 $ 96,000
Clark County Ohio 1 $ 204,000 $ 204,000 $ 86,000
Clermont County Ohio 1 $ 157,000 $ 157,000 $ 73,000
Delaware County Ohio 1 $ 209,000 $ 209,000 $ 51,000
Greene County Ohio 1 $ 326,000 $ 326,000 $ 0
Hamilton County Ohio 1 $ 271,000 $ 271,000 $ 136,000
Lucas County Ohio 1 $ 175,000 $ 175,000 $ 42,000
Medina County Ohio 1 $ 264,000 $ 264,000 $ 120,000
Montgomery County Ohio 1 $ 317,000 $ 317,000 $ 140,000
Pickaway County Ohio 1 $ 186,000 $ 186,000 $ 200,000
Union County Ohio 1 $ 318,000 $ 318,000 $ 113,000
Washington County Ohio 1 $ 216,000 $ 216,000 $ 81,000
Wayne County Ohio 1 $ 208,000 $ 208,000 $ 65,000
Benton County Oregon 1 $ 230,000 $ 230,000 $ 92,000
Clatsop County Oregon 1 $ 178,000 $ 178,000 $ 121,000
Linn County Oregon 1 $ 151,000 $ 151,000 $ 60,000
Marion County Oregon 1 $ 180,000 $ 180,000 $ 95,000
Polk County Oregon 1 $ 181,000 $ 181,000 $ 65,000
Tillamook County Oregon 1 $ 191,000 $ 191,000 $ 83,000
Beaver County Pennsylvania 1 $ 225,000 $ 225,000 $ 126,000
Crawford County Pennsylvania 1 $ 196,000 $ 196,000 $ 79,000
Lebanon County Pennsylvania 1 $ 178,000 $ 178,000 $ 60,000
Lycoming County Pennsylvania 1 $ 184,000 $ 184,000 $ 69,000
Pike County Pennsylvania 1 $ 185,000 $ 185,000 $ 50,000
Wyoming County Pennsylvania 1 $ 187,000 $ 187,000 $ 54,000
Washington County Rhode Island 1 $ 253,000 $ 253,000 $ 65,000
Bamberg County South Carolina 1 $ 56,000 $ 56,000 $ 52,000
Barnwell County South Carolina 1 $ 123,000 $ 123,000 $ 53,000
Edgefield County South Carolina 1 $ 92,000 $ 92,000 $ 35,000
Fairfield County South Carolina 1 $ 109,000 $ 109,000 $ 83,000
Jasper County South Carolina 1 $ 97,000 $ 97,000 $ 52,000
Marion County South Carolina 1 $ 255,000 $ 255,000 $ 79,000
Newberry County South Carolina 1 $ 250,000 $ 250,000 $ 625,000
Orangeburg County South Carolina 1 $ 120,000 $ 120,000 $ 74,000
Blount County Tennessee 1 $ 230,000 $ 230,000 $ 109,000
Bradley County Tennessee 1 $ 245,000 $ 245,000 $ 0
Carroll County Tennessee 1 $ 73,000 $ 73,000 $ 37,000
Carter County Tennessee 1 $ 70,000 $ 70,000 $ 31,000
Coffee County Tennessee 1 $ 145,000 $ 145,000 $ 36,000
Greene County Tennessee 1 $ 154,000 $ 154,000 $ 100,000
Jefferson County Tennessee 1 $ 200,000 $ 200,000 $ 28,000
Obion County Tennessee 1 $ 292,000 $ 292,000 $ 218,000
Putnam County Tennessee 1 $ 160,000 $ 160,000 $ 54,000
Roane County Tennessee 1 $ 300,000 $ 300,000 $ 165,000
Robertson County Tennessee 1 $ 117,000 $ 117,000 $ 48,000
Sequatchie County Tennessee 1 $ 114,000 $ 114,000 $ 41,000
Sullivan County Tennessee 1 $ 176,000 $ 176,000 $ 68,000
Lamoille County Vermont 1 $ 138,000 $ 138,000 $ 58,000
Windham County Vermont 1 $ 235,000 $ 235,000 $ 78,000
Bedford County Virginia 1 $ 127,000 $ 127,000 $ 46,000
Cumberland County Virginia 1 $ 173,000 $ 173,000 $ 47,000
Fluvanna County Virginia 1 $ 280,000 $ 280,000 $ 80,000
Gloucester County Virginia 1 $ 165,000 $ 165,000 $ 79,000
Greene County Virginia 1 $ 198,000 $ 198,000 $ 172,000
Hanover County Virginia 1 $ 300,000 $ 300,000 $ 194,000
Henry County Virginia 1 $ 110,000 $ 110,000 $ 46,000
James City County Virginia 1 $ 264,000 $ 264,000 $ 165,000
New Kent County Virginia 1 $ 164,000 $ 164,000 $ 89,000
Richmond City County Virginia 1 $ 341,000 $ 341,000 $ 205,000
Roanoke County Virginia 1 $ 133,000 $ 133,000 $ 39,000
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Mortgage Loan Application Detail Totals for Certusbank, N.A. in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,884 $400,354,000 $212,000 $1,026,000 $100,000 $2,172,000
Refinancing 1,226 $292,935,000 $238,000 $1,810,000 $112,000 $1,212,000
Home Improvement 600 $134,670,000 $224,000 $1,263,000 $101,000 $943,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,486 $546,927,000 $220,000 $1,810,000 $105,000 $2,172,000
Not Provided 603 $143,915,000 $238,000 $1,000,000 $106,000 $435,000
Asian 259 $68,507,000 $264,000 $1,092,000 $127,000 $718,000
Black or African American 233 $42,172,000 $180,000 $566,000 $81,000 $943,000
Hispanic 105 $22,365,000 $213,000 $960,000 $81,000 $241,000
American Indian or Alaskan Native 17 $2,485,000 $146,000 $280,000 $81,000 $182,000
Native Hawaiian or Other Pacific Islander 7 $1,588,000 $226,000 $417,000 $194,000 $863,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,939 $679,965,000 $231,000 $1,810,000 $113,000 $1,731,000
FHA-insured (Federal Housing Administration) 318 $53,362,000 $167,000 $636,000 $71,000 $2,172,000
VA-guaranteed (Veterans Administration) 293 $71,966,000 $245,000 $1,263,000 $82,000 $335,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 160 $22,666,000 $141,000 $384,000 $46,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,053 $452,973,000 $220,000 $1,333,000 $101,000 $863,000
Application Withdrawn By Applicant 771 $181,592,000 $235,000 $1,308,000 $116,000 $1,212,000
Application Denied By Financial Institution 581 $128,828,000 $221,000 $1,810,000 $95,000 $2,172,000
File Closed For Incompleteness 257 $61,855,000 $240,000 $815,000 $120,000 $1,731,000
Application Approved But Not Accepted 48 $2,711,000 $56,000 $232,000 $87,000 $238,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 190 $38,277,000 $201,000 $1,345,000 $86,000 $2,172,000
Debt-To-Income Ratio 111 $24,182,000 $217,000 $646,000 $81,000 $1,165,000
Credit Application Incomplete 110 $28,215,000 $256,000 $1,810,000 $109,000 $453,000
Other 74 $18,045,000 $243,000 $1,680,000 $114,000 $419,000
Collateral 70 $14,749,000 $210,000 $1,000,000 $99,000 $567,000
Employment History 14 $3,268,000 $233,000 $392,000 $106,000 $480,000
Unverifiable Information 8 $1,111,000 $138,000 $287,000 $66,000 $112,000
Insufficient Cash (Downpayment, Closing Cost) 4 $981,000 $245,000 $375,000 $64,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Certusbank, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Certusbank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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