Charles Schwab Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Charles Schwab Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Charles Schwab Bank
211 Main Street
San Francisco, CA 94105
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  
Total Number of Mortgage Applications 27,961
Total Mortgage Loan Application Amount $9,409,305,000
Average Mortgage Loan Application Amount $345,000
Highest Mortgage Loan Application Amount $5,839,000
Average Applicant Income $170,333
Highest Applicant Income $7,395,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Charles Schwab Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Charles Schwab Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Charles Schwab Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Charles Schwab Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Charles Schwab Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Charles Schwab Bank's mortgage activity for 2009.

Mortgage Loan Application Totals for Charles Schwab Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 1,104 $ 506,666,000 $ 458,000 $ 197,000
Santa Clara County California 985 $ 476,671,000 $ 483,000 $ 181,000
Orange County California 981 $ 443,004,000 $ 451,000 $ 195,000
Alameda County California 809 $ 328,969,000 $ 406,000 $ 160,000
Maricopa County Arizona 793 $ 227,613,000 $ 287,000 $ 130,000
San Diego County California 780 $ 314,975,000 $ 403,000 $ 176,000
San Francisco County California 712 $ 354,212,000 $ 497,000 $ 212,000
Contra Costa County California 661 $ 273,999,000 $ 414,000 $ 180,000
Cook County Illinois 581 $ 192,765,000 $ 331,000 $ 192,000
San Mateo County California 576 $ 278,558,000 $ 483,000 $ 205,000
King County Washington 532 $ 189,221,000 $ 355,000 $ 167,000
Marin County California 371 $ 199,542,000 $ 537,000 $ 226,000
Riverside County California 282 $ 80,108,000 $ 284,000 $ 157,000
Douglas County Colorado 262 $ 77,441,000 $ 295,000 $ 148,000
Clark County Nevada 251 $ 67,614,000 $ 269,000 $ 150,000
Sonoma County California 243 $ 89,322,000 $ 367,000 $ 145,000
Denver County Colorado 230 $ 68,572,000 $ 298,000 $ 168,000
Placer County California 221 $ 71,413,000 $ 323,000 $ 159,000
Fulton County Georgia 220 $ 77,390,000 $ 351,000 $ 191,000
Harris County Texas 220 $ 68,249,000 $ 310,000 $ 211,000
Sacramento County California 217 $ 57,606,000 $ 265,000 $ 131,000
Middlesex County Massachusetts 217 $ 74,848,000 $ 344,000 $ 171,000
Montgomery County Maryland 216 $ 86,805,000 $ 401,000 $ 205,000
New York County New York 216 $ 144,252,000 $ 667,000 $ 362,000
Fairfax County Virginia 206 $ 81,830,000 $ 397,000 $ 193,000
Arapahoe County Colorado 186 $ 54,488,000 $ 292,000 $ 147,000
Boulder County Colorado 186 $ 59,065,000 $ 317,000 $ 158,000
Pima County Arizona 185 $ 44,936,000 $ 242,000 $ 118,000
Travis County Texas 179 $ 54,435,000 $ 304,000 $ 158,000
Washoe County Nevada 175 $ 50,764,000 $ 290,000 $ 150,000
Fairfield County Connecticut 172 $ 84,278,000 $ 489,000 $ 226,000
DuPage County Illinois 167 $ 45,336,000 $ 271,000 $ 148,000
Palm Beach County Florida 152 $ 45,914,000 $ 302,000 $ 186,000
Jefferson County Colorado 150 $ 42,069,000 $ 280,000 $ 130,000
Hennepin County Minnesota 150 $ 43,700,000 $ 291,000 $ 157,000
Multnomah County Oregon 149 $ 46,214,000 $ 310,000 $ 150,000
Dallas County Texas 140 $ 54,718,000 $ 390,000 $ 214,000
Broward County Florida 137 $ 39,964,000 $ 291,000 $ 171,000
Ventura County California 133 $ 47,080,000 $ 353,000 $ 131,000
San Bernardino County California 132 $ 33,031,000 $ 250,000 $ 141,000
Lake County Illinois 129 $ 38,810,000 $ 300,000 $ 167,000
Hamilton County Indiana 122 $ 28,071,000 $ 230,000 $ 133,000
Wake County North Carolina 122 $ 32,599,000 $ 267,000 $ 124,000
District of Columbia County District Of Columbia 117 $ 51,236,000 $ 437,000 $ 194,000
Westchester County New York 117 $ 56,189,000 $ 480,000 $ 247,000
Monmouth County New Jersey 112 $ 37,339,000 $ 333,000 $ 186,000
Tarrant County Texas 109 $ 26,516,000 $ 243,000 $ 173,000
Honolulu County Hawaii 105 $ 39,784,000 $ 378,000 $ 147,000
St. Louis County Missouri 101 $ 26,484,000 $ 262,000 $ 151,000
Monterey County California 99 $ 41,173,000 $ 415,000 $ 224,000
Cobb County Georgia 99 $ 25,105,000 $ 253,000 $ 139,000
Santa Barbara County California 98 $ 52,535,000 $ 536,000 $ 185,000
Norfolk County Massachusetts 97 $ 34,994,000 $ 360,000 $ 206,000
DeKalb County Georgia 95 $ 24,199,000 $ 254,000 $ 146,000
Suffolk County New York 95 $ 47,257,000 $ 497,000 $ 241,000
Nevada County California 94 $ 32,620,000 $ 347,000 $ 151,000
Ada County Idaho 94 $ 19,241,000 $ 204,000 $ 128,000
Nassau County New York 90 $ 33,373,000 $ 370,000 $ 182,000
Mecklenburg County North Carolina 90 $ 26,708,000 $ 296,000 $ 156,000
San Luis Obispo County California 88 $ 30,668,000 $ 348,000 $ 129,000
Orange County Florida 87 $ 22,723,000 $ 261,000 $ 169,000
Johnson County Kansas 85 $ 17,707,000 $ 208,000 $ 117,000
Oakland County Michigan 85 $ 19,720,000 $ 232,000 $ 146,000
Collin County Texas 85 $ 19,317,000 $ 227,000 $ 152,000
Miami-Dade County Florida 84 $ 28,095,000 $ 334,000 $ 201,000
Snohomish County Washington 81 $ 21,694,000 $ 267,000 $ 136,000
El Paso County Colorado 80 $ 23,138,000 $ 289,000 $ 133,000
Collier County Florida 80 $ 31,323,000 $ 391,000 $ 239,000
Lee County Florida 80 $ 21,990,000 $ 274,000 $ 200,000
Santa Cruz County California 77 $ 27,012,000 $ 350,000 $ 141,000
Hartford County Connecticut 77 $ 18,166,000 $ 235,000 $ 157,000
Suffolk County Massachusetts 77 $ 24,329,000 $ 315,000 $ 169,000
Kings County New York 76 $ 31,651,000 $ 416,000 $ 170,000
Marion County Indiana 75 $ 13,857,000 $ 184,000 $ 112,000
Morris County New Jersey 75 $ 29,167,000 $ 388,000 $ 172,000
Bergen County New Jersey 73 $ 24,355,000 $ 333,000 $ 160,000
Duval County Florida 72 $ 21,180,000 $ 294,000 $ 143,000
Washington County Oregon 72 $ 18,778,000 $ 260,000 $ 121,000
El Dorado County California 71 $ 22,195,000 $ 312,000 $ 162,000
Loudoun County Virginia 71 $ 27,232,000 $ 383,000 $ 168,000
Chester County Pennsylvania 70 $ 23,577,000 $ 336,000 $ 175,000
Clackamas County Oregon 69 $ 19,947,000 $ 289,000 $ 139,000
Pinellas County Florida 68 $ 17,267,000 $ 253,000 $ 225,000
Philadelphia County Pennsylvania 68 $ 18,437,000 $ 271,000 $ 127,000
Gwinnett County Georgia 67 $ 14,034,000 $ 209,000 $ 121,000
Bernalillo County New Mexico 67 $ 14,255,000 $ 212,000 $ 120,000
Deschutes County Oregon 67 $ 27,420,000 $ 409,000 $ 138,000
Bucks County Pennsylvania 67 $ 18,755,000 $ 279,000 $ 154,000
Hillsborough County Florida 66 $ 18,153,000 $ 275,000 $ 211,000
Denton County Texas 65 $ 17,984,000 $ 276,000 $ 169,000
Pierce County Washington 65 $ 19,357,000 $ 297,000 $ 139,000
Napa County California 63 $ 28,802,000 $ 457,000 $ 207,000
Will County Illinois 63 $ 15,991,000 $ 253,000 $ 129,000
Essex County Massachusetts 62 $ 20,391,000 $ 328,000 $ 229,000
Montgomery County Pennsylvania 62 $ 20,169,000 $ 325,000 $ 199,000
Solano County California 61 $ 15,158,000 $ 248,000 $ 148,000
Sarasota County Florida 61 $ 19,695,000 $ 322,000 $ 149,000
Ocean County New Jersey 58 $ 13,898,000 $ 239,000 $ 138,000
Santa Fe County New Mexico 58 $ 23,662,000 $ 407,000 $ 149,000
Cuyahoga County Ohio 58 $ 12,870,000 $ 221,000 $ 184,000
Anchorage County Alaska 57 $ 14,864,000 $ 260,000 $ 145,000
Spokane County Washington 56 $ 11,026,000 $ 196,000 $ 111,000
Somerset County New Jersey 55 $ 20,366,000 $ 370,000 $ 218,000
Middlesex County New Jersey 54 $ 12,997,000 $ 240,000 $ 130,000
Jackson County Oregon 54 $ 15,586,000 $ 288,000 $ 108,000
Salt Lake County Utah 54 $ 11,720,000 $ 217,000 $ 124,000
Arlington County Virginia 54 $ 19,171,000 $ 355,000 $ 180,000
Kitsap County Washington 54 $ 15,983,000 $ 295,000 $ 125,000
Summit County Colorado 53 $ 23,468,000 $ 442,000 $ 230,000
Essex County New Jersey 53 $ 20,164,000 $ 380,000 $ 201,000
Kane County Illinois 52 $ 14,681,000 $ 282,000 $ 182,000
Franklin County Ohio 52 $ 12,020,000 $ 231,000 $ 184,000
Bexar County Texas 52 $ 13,831,000 $ 265,000 $ 184,000
Ramsey County Minnesota 50 $ 10,209,000 $ 204,000 $ 112,000
Allegheny County Pennsylvania 50 $ 10,436,000 $ 208,000 $ 115,000
Yavapai County Arizona 49 $ 15,649,000 $ 319,000 $ 131,000
Stanislaus County California 49 $ 10,663,000 $ 217,000 $ 110,000
Seminole County Florida 49 $ 11,786,000 $ 240,000 $ 110,000
Beaufort County South Carolina 49 $ 17,024,000 $ 347,000 $ 221,000
Mercer County New Jersey 48 $ 14,536,000 $ 302,000 $ 163,000
Clark County Washington 48 $ 12,114,000 $ 252,000 $ 123,000
San Joaquin County California 47 $ 10,135,000 $ 215,000 $ 120,000
Larimer County Colorado 47 $ 11,102,000 $ 236,000 $ 104,000
Buncombe County North Carolina 47 $ 16,135,000 $ 343,000 $ 138,000
Worcester County Massachusetts 45 $ 10,452,000 $ 232,000 $ 139,000
Washtenaw County Michigan 45 $ 11,586,000 $ 257,000 $ 155,000
Plymouth County Massachusetts 44 $ 13,570,000 $ 308,000 $ 181,000
Burlington County New Jersey 44 $ 10,554,000 $ 239,000 $ 105,000
Union County New Jersey 44 $ 14,633,000 $ 332,000 $ 199,000
Oklahoma County Oklahoma 44 $ 13,431,000 $ 305,000 $ 151,000
Fort Bend County Texas 44 $ 9,769,000 $ 222,000 $ 159,000
Montgomery County Texas 44 $ 11,389,000 $ 258,000 $ 191,000
Charleston County South Carolina 43 $ 18,012,000 $ 418,000 $ 247,000
Williamson County Texas 43 $ 8,008,000 $ 186,000 $ 136,000
St. Johns County Florida 42 $ 14,518,000 $ 345,000 $ 196,000
Anne Arundel County Maryland 42 $ 15,389,000 $ 366,000 $ 200,000
Fresno County California 41 $ 9,369,000 $ 228,000 $ 142,000
Summit County Ohio 41 $ 8,278,000 $ 201,000 $ 109,000
Tulsa County Oklahoma 41 $ 9,061,000 $ 221,000 $ 119,000
Shelby County Tennessee 41 $ 10,478,000 $ 255,000 $ 184,000
Adams County Colorado 40 $ 8,981,000 $ 224,000 $ 100,000
Volusia County Florida 40 $ 8,485,000 $ 212,000 $ 118,000
Baltimore County Maryland 40 $ 10,875,000 $ 271,000 $ 134,000
Delaware County Pennsylvania 40 $ 13,192,000 $ 329,000 $ 202,000
Forsyth County Georgia 39 $ 9,193,000 $ 235,000 $ 104,000
Jackson County Missouri 39 $ 8,764,000 $ 224,000 $ 99,000
Hamilton County Ohio 39 $ 11,417,000 $ 292,000 $ 142,000
Jefferson County Kentucky 38 $ 8,133,000 $ 214,000 $ 132,000
Lane County Oregon 38 $ 9,036,000 $ 237,000 $ 97,000
Dakota County Minnesota 37 $ 8,523,000 $ 230,000 $ 121,000
Greenville County South Carolina 37 $ 9,130,000 $ 246,000 $ 127,000
Kern County California 36 $ 8,874,000 $ 246,000 $ 143,000
New Castle County Delaware 36 $ 7,819,000 $ 217,000 $ 122,000
Hudson County New Jersey 36 $ 12,139,000 $ 337,000 $ 149,000
Queens County New York 36 $ 12,747,000 $ 354,000 $ 165,000
Milwaukee County Wisconsin 36 $ 9,245,000 $ 256,000 $ 156,000
New Haven County Connecticut 35 $ 13,149,000 $ 375,000 $ 365,000
Jefferson County Alabama 34 $ 8,943,000 $ 263,000 $ 190,000
Howard County Maryland 34 $ 11,169,000 $ 328,000 $ 157,000
Camden County New Jersey 34 $ 6,731,000 $ 197,000 $ 123,000
Maui County Hawaii 33 $ 14,736,000 $ 446,000 $ 165,000
Wayne County Michigan 33 $ 7,732,000 $ 234,000 $ 142,000
Hillsborough County New Hampshire 33 $ 7,034,000 $ 213,000 $ 108,000
Prince William County Virginia 33 $ 9,692,000 $ 293,000 $ 128,000
Yolo County California 32 $ 10,025,000 $ 313,000 $ 169,000
Manatee County Florida 32 $ 9,873,000 $ 308,000 $ 199,000
Barnstable County Massachusetts 32 $ 10,239,000 $ 319,000 $ 221,000
Summit County Utah 32 $ 17,544,000 $ 548,000 $ 265,000
Alexandria County Virginia 32 $ 12,349,000 $ 385,000 $ 192,000
Sussex County Delaware 31 $ 11,930,000 $ 384,000 $ 255,000
Lake County Florida 31 $ 6,235,000 $ 201,000 $ 89,000
St. Charles County Missouri 31 $ 5,638,000 $ 181,000 $ 117,000
Rockingham County New Hampshire 31 $ 9,166,000 $ 295,000 $ 208,000
Washington County Minnesota 30 $ 7,704,000 $ 256,000 $ 106,000
Orange County North Carolina 30 $ 8,020,000 $ 267,000 $ 171,000
Brevard County Florida 29 $ 6,650,000 $ 229,000 $ 114,000
Pinal County Arizona 28 $ 7,128,000 $ 254,000 $ 97,000
Navajo County Arizona 27 $ 4,889,000 $ 181,000 $ 127,000
Cumberland County Maine 27 $ 6,714,000 $ 248,000 $ 153,000
Davidson County Tennessee 27 $ 8,005,000 $ 296,000 $ 150,000
Eagle County Colorado 26 $ 15,334,000 $ 589,000 $ 300,000
Polk County Florida 26 $ 5,554,000 $ 213,000 $ 118,000
Hawaii County Hawaii 26 $ 10,305,000 $ 396,000 $ 164,000
Douglas County Nevada 26 $ 8,780,000 $ 337,000 $ 188,000
Williamson County Tennessee 26 $ 7,909,000 $ 304,000 $ 132,000
Island County Washington 26 $ 7,220,000 $ 277,000 $ 234,000
Coconino County Arizona 25 $ 7,619,000 $ 304,000 $ 204,000
Cherokee County Georgia 25 $ 4,844,000 $ 193,000 $ 101,000
Atlantic County New Jersey 25 $ 6,647,000 $ 265,000 $ 221,000
Hunterdon County New Jersey 25 $ 8,343,000 $ 333,000 $ 164,000
Henderson County North Carolina 25 $ 5,682,000 $ 227,000 $ 123,000
Horry County South Carolina 25 $ 5,605,000 $ 224,000 $ 142,000
Galveston County Texas 25 $ 5,208,000 $ 208,000 $ 504,000
Pulaski County Arkansas 24 $ 4,847,000 $ 201,000 $ 108,000
La Plata County Colorado 24 $ 7,210,000 $ 300,000 $ 121,000
Chatham County Georgia 24 $ 6,527,000 $ 271,000 $ 163,000
Cape May County New Jersey 24 $ 13,514,000 $ 563,000 $ 368,000
Sandoval County New Mexico 24 $ 6,416,000 $ 267,000 $ 101,000
Calaveras County California 23 $ 6,506,000 $ 282,000 $ 159,000
Grand County Colorado 23 $ 7,867,000 $ 342,000 $ 210,000
Litchfield County Connecticut 23 $ 8,364,000 $ 363,000 $ 220,000
Charlotte County Florida 23 $ 4,734,000 $ 205,000 $ 112,000
Prince George's County Maryland 23 $ 5,704,000 $ 248,000 $ 119,000
Durham County North Carolina 23 $ 4,678,000 $ 203,000 $ 117,000
Sumter County Florida 22 $ 4,619,000 $ 209,000 $ 89,000
Monroe County New York 22 $ 3,307,000 $ 150,000 $ 103,000
Providence County Rhode Island 22 $ 5,772,000 $ 262,000 $ 132,000
Knox County Tennessee 22 $ 4,575,000 $ 207,000 $ 112,000
Virginia Beach County Virginia 22 $ 6,704,000 $ 304,000 $ 152,000
Butte County California 21 $ 5,705,000 $ 271,000 $ 145,000
McHenry County Illinois 21 $ 4,864,000 $ 231,000 $ 102,000
Bristol County Massachusetts 21 $ 6,121,000 $ 291,000 $ 169,000
Erie County New York 21 $ 3,058,000 $ 145,000 $ 123,000
Guilford County North Carolina 21 $ 4,946,000 $ 235,000 $ 127,000
Delaware County Ohio 21 $ 4,992,000 $ 237,000 $ 128,000
Lancaster County Pennsylvania 21 $ 4,438,000 $ 211,000 $ 127,000
Chesterfield County Virginia 21 $ 4,929,000 $ 234,000 $ 139,000
Whatcom County Washington 21 $ 6,267,000 $ 298,000 $ 108,000
Polk County Iowa 20 $ 3,611,000 $ 180,000 $ 124,000
Baltimore City County Maryland 20 $ 4,972,000 $ 248,000 $ 146,000
St. Louis City County Missouri 20 $ 4,485,000 $ 224,000 $ 212,000
Douglas County Nebraska 20 $ 3,891,000 $ 194,000 $ 280,000
Dauphin County Pennsylvania 20 $ 3,613,000 $ 180,000 $ 97,000
Skagit County Washington 20 $ 4,173,000 $ 208,000 $ 123,000
Shelby County Alabama 19 $ 6,400,000 $ 336,000 $ 163,000
Merced County California 19 $ 4,144,000 $ 218,000 $ 137,000
Broomfield County Colorado 19 $ 5,262,000 $ 276,000 $ 123,000
Alachua County Florida 19 $ 3,578,000 $ 188,000 $ 139,000
Nassau County Florida 19 $ 6,035,000 $ 317,000 $ 140,000
Pasco County Florida 19 $ 3,454,000 $ 181,000 $ 103,000
Sedgwick County Kansas 19 $ 3,858,000 $ 203,000 $ 126,000
Orleans County Louisiana 19 $ 5,060,000 $ 266,000 $ 159,000
York County Maine 19 $ 5,063,000 $ 266,000 $ 178,000
Frederick County Maryland 19 $ 4,602,000 $ 242,000 $ 111,000
Rockland County New York 19 $ 4,986,000 $ 262,000 $ 133,000
Union County North Carolina 19 $ 4,736,000 $ 249,000 $ 107,000
Benton County Oregon 19 $ 4,252,000 $ 223,000 $ 92,000
Baldwin County Alabama 18 $ 5,700,000 $ 316,000 $ 226,000
Madison County Alabama 18 $ 3,425,000 $ 190,000 $ 210,000
Indian River County Florida 18 $ 7,317,000 $ 406,000 $ 174,000
Hall County Georgia 18 $ 5,619,000 $ 312,000 $ 301,000
Kootenai County Idaho 18 $ 6,019,000 $ 334,000 $ 192,000
Hendricks County Indiana 18 $ 3,153,000 $ 175,000 $ 122,000
St. Tammany County Louisiana 18 $ 3,809,000 $ 211,000 $ 109,000
Warren County Ohio 18 $ 5,328,000 $ 296,000 $ 134,000
Northampton County Pennsylvania 18 $ 4,169,000 $ 231,000 $ 143,000
Washington County Utah 18 $ 4,034,000 $ 224,000 $ 95,000
James City County Virginia 18 $ 4,986,000 $ 277,000 $ 193,000
Thurston County Washington 18 $ 5,318,000 $ 295,000 $ 98,000
Shasta County California 16 $ 3,796,000 $ 237,000 $ 93,000
Weld County Colorado 16 $ 3,949,000 $ 246,000 $ 185,000
Johnson County Indiana 16 $ 2,974,000 $ 185,000 $ 143,000
Caddo County Louisiana 16 $ 4,040,000 $ 252,000 $ 195,000
Scott County Minnesota 16 $ 4,749,000 $ 296,000 $ 149,000
Clay County Missouri 16 $ 2,169,000 $ 135,000 $ 94,000
Orange County New York 16 $ 3,646,000 $ 227,000 $ 137,000
New Hanover County North Carolina 16 $ 5,204,000 $ 325,000 $ 256,000
Medina County Ohio 16 $ 3,346,000 $ 209,000 $ 156,000
Jefferson County Washington 16 $ 5,846,000 $ 365,000 $ 265,000
Waukesha County Wisconsin 16 $ 4,468,000 $ 279,000 $ 146,000
Routt County Colorado 15 $ 5,969,000 $ 397,000 $ 262,000
Martin County Florida 15 $ 5,718,000 $ 381,000 $ 308,000
Monroe County Florida 15 $ 7,802,000 $ 520,000 $ 234,000
Okaloosa County Florida 15 $ 4,982,000 $ 332,000 $ 227,000
Walton County Florida 15 $ 5,202,000 $ 346,000 $ 180,000
Worcester County Maryland 15 $ 5,732,000 $ 382,000 $ 136,000
Kent County Michigan 15 $ 3,687,000 $ 245,000 $ 162,000
Gloucester County New Jersey 15 $ 3,352,000 $ 223,000 $ 208,000
Bronx County New York 15 $ 4,659,000 $ 310,000 $ 154,000
Chittenden County Vermont 15 $ 4,291,000 $ 286,000 $ 144,000
Henrico County Virginia 15 $ 4,177,000 $ 278,000 $ 148,000
Dane County Wisconsin 15 $ 3,959,000 $ 263,000 $ 168,000
Lake County California 14 $ 3,277,000 $ 234,000 $ 111,000
Lake County Indiana 14 $ 2,697,000 $ 192,000 $ 79,000
East Baton Rouge County Louisiana 14 $ 3,100,000 $ 221,000 $ 158,000
Anoka County Minnesota 14 $ 2,744,000 $ 196,000 $ 117,000
Greene County Missouri 14 $ 2,282,000 $ 163,000 $ 90,000
Passaic County New Jersey 14 $ 3,540,000 $ 252,000 $ 139,000
Saratoga County New York 14 $ 2,761,000 $ 197,000 $ 126,000
Brunswick County North Carolina 14 $ 6,485,000 $ 463,000 $ 993,000
Moore County North Carolina 14 $ 3,617,000 $ 258,000 $ 228,000
Lorain County Ohio 14 $ 1,850,000 $ 132,000 $ 94,000
Montgomery County Ohio 14 $ 2,651,000 $ 189,000 $ 119,000
Newport County Rhode Island 14 $ 5,078,000 $ 362,000 $ 333,000
Washington County Rhode Island 14 $ 4,789,000 $ 342,000 $ 230,000
Hays County Texas 14 $ 3,359,000 $ 239,000 $ 212,000
Utah County Utah 14 $ 4,274,000 $ 305,000 $ 174,000
Albemarle County Virginia 14 $ 3,374,000 $ 241,000 $ 114,000
Benton County Arkansas 13 $ 2,669,000 $ 205,000 $ 122,000
Elbert County Colorado 13 $ 4,781,000 $ 367,000 $ 171,000
Garfield County Colorado 13 $ 4,304,000 $ 331,000 $ 110,000
St. Lucie County Florida 13 $ 2,050,000 $ 157,000 $ 106,000
Macomb County Michigan 13 $ 1,903,000 $ 146,000 $ 105,000
Carver County Minnesota 13 $ 5,192,000 $ 399,000 $ 136,000
Merrimack County New Hampshire 13 $ 2,687,000 $ 206,000 $ 107,000
Dona Ana County New Mexico 13 $ 2,383,000 $ 183,000 $ 253,000
Lehigh County Pennsylvania 13 $ 3,270,000 $ 251,000 $ 143,000
Kent County Rhode Island 13 $ 3,965,000 $ 305,000 $ 161,000
Richland County South Carolina 13 $ 2,991,000 $ 230,000 $ 131,000
York County South Carolina 13 $ 3,573,000 $ 274,000 $ 111,000
El Paso County Texas 13 $ 2,427,000 $ 186,000 $ 173,000
Mohave County Arizona 12 $ 2,262,000 $ 188,000 $ 100,000
Mendocino County California 12 $ 3,695,000 $ 307,000 $ 201,000
San Benito County California 12 $ 2,751,000 $ 229,000 $ 85,000
Tulare County California 12 $ 2,577,000 $ 214,000 $ 124,000
Mesa County Colorado 12 $ 2,202,000 $ 183,000 $ 76,000
Osceola County Florida 12 $ 2,499,000 $ 208,000 $ 105,000
Blaine County Idaho 12 $ 5,438,000 $ 453,000 $ 146,000
Bonner County Idaho 12 $ 3,857,000 $ 321,000 $ 222,000
Monroe County Indiana 12 $ 2,404,000 $ 200,000 $ 137,000
Tippecanoe County Indiana 12 $ 1,721,000 $ 143,000 $ 167,000
Queen Anne's County Maryland 12 $ 4,408,000 $ 367,000 $ 140,000
Madison County Mississippi 12 $ 2,510,000 $ 209,000 $ 291,000
Grafton County New Hampshire 12 $ 2,493,000 $ 207,000 $ 150,000
Richmond County New York 12 $ 3,300,000 $ 275,000 $ 134,000
Cabarrus County North Carolina 12 $ 1,987,000 $ 165,000 $ 147,000
Forsyth County North Carolina 12 $ 2,310,000 $ 192,000 $ 125,000
Iredell County North Carolina 12 $ 4,515,000 $ 376,000 $ 105,000
York County Pennsylvania 12 $ 2,056,000 $ 171,000 $ 162,000
Benton County Washington 12 $ 2,377,000 $ 198,000 $ 138,000
Chelan County Washington 12 $ 3,169,000 $ 264,000 $ 185,000
Gila County Arizona 11 $ 3,191,000 $ 290,000 $ 133,000
Madera County California 11 $ 1,873,000 $ 170,000 $ 68,000
Plumas County California 11 $ 5,086,000 $ 462,000 $ 181,000
Bay County Florida 11 $ 2,463,000 $ 223,000 $ 126,000
Leon County Florida 11 $ 3,150,000 $ 286,000 $ 146,000
Marion County Florida 11 $ 1,982,000 $ 180,000 $ 76,000
Fayette County Georgia 11 $ 3,317,000 $ 301,000 $ 147,000
Kauai County Hawaii 11 $ 5,315,000 $ 483,000 $ 228,000
Valley County Idaho 11 $ 2,963,000 $ 269,000 $ 131,000
Boone County Indiana 11 $ 2,351,000 $ 213,000 $ 102,000
Talbot County Maryland 11 $ 3,716,000 $ 337,000 $ 231,000
Nantucket County Massachusetts 11 $ 9,174,000 $ 834,000 $ 305,000
Gallatin County Montana 11 $ 5,723,000 $ 520,000 $ 177,000
Putnam County New York 11 $ 2,424,000 $ 220,000 $ 103,000
Chatham County North Carolina 11 $ 4,412,000 $ 401,000 $ 147,000
Watauga County North Carolina 11 $ 3,787,000 $ 344,000 $ 243,000
Marion County Oregon 11 $ 2,104,000 $ 191,000 $ 101,000
Cumberland County Pennsylvania 11 $ 1,951,000 $ 177,000 $ 144,000
Berkeley County South Carolina 11 $ 3,330,000 $ 302,000 $ 226,000
Hamilton County Tennessee 11 $ 2,368,000 $ 215,000 $ 126,000
Loudon County Tennessee 11 $ 4,534,000 $ 412,000 $ 118,000
Smith County Texas 11 $ 2,180,000 $ 198,000 $ 115,000
Davis County Utah 11 $ 2,785,000 $ 253,000 $ 97,000
Fauquier County Virginia 11 $ 3,108,000 $ 282,000 $ 154,000
Cowlitz County Washington 11 $ 2,158,000 $ 196,000 $ 89,000
San Juan County Washington 11 $ 4,312,000 $ 392,000 $ 229,000
Matanuska-Susitna County Alaska 10 $ 1,906,000 $ 190,000 $ 151,000
New London County Connecticut 10 $ 2,668,000 $ 266,000 $ 194,000
Berkshire County Massachusetts 10 $ 2,771,000 $ 277,000 $ 220,000
Kalamazoo County Michigan 10 $ 1,180,000 $ 118,000 $ 69,000
Ottawa County Michigan 10 $ 3,713,000 $ 371,000 $ 161,000
Missoula County Montana 10 $ 2,730,000 $ 273,000 $ 100,000
Sussex County New Jersey 10 $ 2,547,000 $ 254,000 $ 252,000
Dare County North Carolina 10 $ 2,870,000 $ 287,000 $ 125,000
Westmoreland County Pennsylvania 10 $ 1,844,000 $ 184,000 $ 121,000
Norfolk County Virginia 10 $ 1,771,000 $ 177,000 $ 89,000
Clallam County Washington 10 $ 2,884,000 $ 288,000 $ 164,000
St. Croix County Wisconsin 10 $ 2,466,000 $ 246,000 $ 132,000
Cochise County Arizona 9 $ 1,581,000 $ 175,000 $ 179,000
Amador County California 9 $ 2,789,000 $ 309,000 $ 124,000
Citrus County Florida 9 $ 2,075,000 $ 230,000 $ 93,000
Flagler County Florida 9 $ 1,873,000 $ 208,000 $ 133,000
Coweta County Georgia 9 $ 1,913,000 $ 212,000 $ 105,000
Champaign County Illinois 9 $ 1,775,000 $ 197,000 $ 158,000
Hancock County Indiana 9 $ 1,638,000 $ 182,000 $ 94,000
Douglas County Kansas 9 $ 1,703,000 $ 189,000 $ 83,000
Jefferson County Louisiana 9 $ 1,868,000 $ 207,000 $ 118,000
Carroll County Maryland 9 $ 3,047,000 $ 338,000 $ 120,000
Garrett County Maryland 9 $ 2,948,000 $ 327,000 $ 220,000
Dukes County Massachusetts 9 $ 5,082,000 $ 564,000 $ 225,000
Hampden County Massachusetts 9 $ 1,736,000 $ 192,000 $ 98,000
Livingston County Michigan 9 $ 2,351,000 $ 261,000 $ 125,000
Camden County Missouri 9 $ 2,527,000 $ 280,000 $ 265,000
Dutchess County New York 9 $ 2,249,000 $ 249,000 $ 110,000
Lucas County Ohio 9 $ 1,455,000 $ 161,000 $ 86,000
Berks County Pennsylvania 9 $ 1,338,000 $ 148,000 $ 88,000
Butler County Pennsylvania 9 $ 2,333,000 $ 259,000 $ 107,000
Lexington County South Carolina 9 $ 1,915,000 $ 212,000 $ 97,000
Ozaukee County Wisconsin 9 $ 2,819,000 $ 313,000 $ 197,000
Winnebago County Wisconsin 9 $ 1,767,000 $ 196,000 $ 117,000
Garland County Arkansas 8 $ 1,801,000 $ 225,000 $ 81,000
Inyo County California 8 $ 2,160,000 $ 270,000 $ 154,000
Mono County California 8 $ 2,570,000 $ 321,000 $ 175,000
Tuolumne County California 8 $ 1,684,000 $ 210,000 $ 94,000
Park County Colorado 8 $ 2,835,000 $ 354,000 $ 141,000
Pueblo County Colorado 8 $ 1,475,000 $ 184,000 $ 172,000
Teller County Colorado 8 $ 1,863,000 $ 232,000 $ 79,000
Middlesex County Connecticut 8 $ 2,510,000 $ 313,000 $ 211,000
Clay County Florida 8 $ 1,606,000 $ 200,000 $ 81,000
Escambia County Florida 8 $ 1,895,000 $ 236,000 $ 249,000
Glynn County Georgia 8 $ 2,032,000 $ 254,000 $ 123,000
LaPorte County Indiana 8 $ 1,198,000 $ 149,000 $ 98,000
St. Joseph County Indiana 8 $ 1,187,000 $ 148,000 $ 118,000
Harford County Maryland 8 $ 2,474,000 $ 309,000 $ 120,000
Berrien County Michigan 8 $ 1,649,000 $ 206,000 $ 123,000
Carson City County Nevada 8 $ 1,976,000 $ 247,000 $ 89,000
Belknap County New Hampshire 8 $ 2,334,000 $ 291,000 $ 268,000
Warren County New Jersey 8 $ 2,055,000 $ 256,000 $ 102,000
Albany County New York 8 $ 1,709,000 $ 213,000 $ 138,000
Carteret County North Carolina 8 $ 4,057,000 $ 507,000 $ 366,000
Jackson County North Carolina 8 $ 3,276,000 $ 409,000 $ 130,000
Lincoln County North Carolina 8 $ 1,875,000 $ 234,000 $ 117,000
Lincoln County Oregon 8 $ 2,321,000 $ 290,000 $ 116,000
Aiken County South Carolina 8 $ 1,586,000 $ 198,000 $ 117,000
Georgetown County South Carolina 8 $ 2,731,000 $ 341,000 $ 115,000
Oconee County South Carolina 8 $ 4,209,000 $ 526,000 $ 221,000
Comal County Texas 8 $ 4,718,000 $ 589,000 $ 175,000
Parker County Texas 8 $ 2,290,000 $ 286,000 $ 108,000
Rutland County Vermont 8 $ 1,564,000 $ 195,000 $ 188,000
Chesapeake County Virginia 8 $ 2,193,000 $ 274,000 $ 114,000
Franklin County Virginia 8 $ 2,589,000 $ 323,000 $ 117,000
Richmond City County Virginia 8 $ 1,952,000 $ 244,000 $ 111,000
Yakima County Washington 8 $ 1,584,000 $ 198,000 $ 176,000
Humboldt County California 7 $ 1,846,000 $ 263,000 $ 70,000
Pitkin County Colorado 7 $ 7,197,000 $ 1,028,000 $ 710,000
Tolland County Connecticut 7 $ 1,686,000 $ 240,000 $ 115,000
Santa Rosa County Florida 7 $ 1,311,000 $ 187,000 $ 134,000
Habersham County Georgia 7 $ 1,615,000 $ 230,000 $ 88,000
Canyon County Idaho 7 $ 1,116,000 $ 159,000 $ 129,000
Allen County Indiana 7 $ 1,049,000 $ 149,000 $ 114,000
Warrick County Indiana 7 $ 1,311,000 $ 187,000 $ 124,000
Hancock County Maine 7 $ 1,502,000 $ 214,000 $ 310,000
Jackson County Michigan 7 $ 1,501,000 $ 214,000 $ 106,000
Leelanau County Michigan 7 $ 2,734,000 $ 390,000 $ 147,000
Olmsted County Minnesota 7 $ 1,439,000 $ 205,000 $ 132,000
Strafford County New Hampshire 7 $ 1,443,000 $ 206,000 $ 115,000
Lincoln County New Mexico 7 $ 1,250,000 $ 178,000 $ 92,000
San Juan County New Mexico 7 $ 2,443,000 $ 349,000 $ 115,000
Columbia County New York 7 $ 1,851,000 $ 264,000 $ 221,000
Washington County New York 7 $ 1,355,000 $ 193,000 $ 81,000
Haywood County North Carolina 7 $ 2,031,000 $ 290,000 $ 90,000
Butler County Ohio 7 $ 1,390,000 $ 198,000 $ 103,000
Clermont County Ohio 7 $ 1,228,000 $ 175,000 $ 146,000
Geauga County Ohio 7 $ 1,230,000 $ 175,000 $ 74,000
Stark County Ohio 7 $ 929,000 $ 132,000 $ 93,000
Columbia County Oregon 7 $ 1,229,000 $ 175,000 $ 59,000
Curry County Oregon 7 $ 1,517,000 $ 216,000 $ 80,000
Polk County Oregon 7 $ 1,459,000 $ 208,000 $ 151,000
Lebanon County Pennsylvania 7 $ 1,536,000 $ 219,000 $ 220,000
Bristol County Rhode Island 7 $ 1,875,000 $ 267,000 $ 405,000
Anderson County South Carolina 7 $ 2,074,000 $ 296,000 $ 143,000
Sumner County Tennessee 7 $ 1,583,000 $ 226,000 $ 85,000
Bell County Texas 7 $ 1,387,000 $ 198,000 $ 229,000
Brazoria County Texas 7 $ 1,786,000 $ 255,000 $ 250,000
Washington County Vermont 7 $ 1,877,000 $ 268,000 $ 88,000
Fairfax City County Virginia 7 $ 1,848,000 $ 264,000 $ 116,000
Falls Church County Virginia 7 $ 3,246,000 $ 463,000 $ 192,000
Brown County Wisconsin 7 $ 1,158,000 $ 165,000 $ 112,000
Rock County Wisconsin 7 $ 1,466,000 $ 209,000 $ 138,000
Walworth County Wisconsin 7 $ 2,408,000 $ 344,000 $ 363,000
Teton County Wyoming 7 $ 3,532,000 $ 504,000 $ 251,000
Kenai Peninsula County Alaska 6 $ 1,697,000 $ 282,000 $ 221,000
San Miguel County Colorado 6 $ 4,684,000 $ 780,000 $ 391,000
Columbia County Georgia 6 $ 1,087,000 $ 181,000 $ 128,000
Putnam County Georgia 6 $ 2,184,000 $ 364,000 $ 240,000
Bonneville County Idaho 6 $ 1,307,000 $ 217,000 $ 114,000
Winnebago County Illinois 6 $ 1,106,000 $ 184,000 $ 87,000
Madison County Indiana 6 $ 963,000 $ 160,000 $ 107,000
Porter County Indiana 6 $ 1,435,000 $ 239,000 $ 165,000
Fayette County Kentucky 6 $ 1,562,000 $ 260,000 $ 75,000
Calvert County Maryland 6 $ 1,847,000 $ 307,000 $ 105,000
Stone County Missouri 6 $ 1,301,000 $ 216,000 $ 105,000
Flathead County Montana 6 $ 1,671,000 $ 278,000 $ 65,000
Sarpy County Nebraska 6 $ 921,000 $ 153,000 $ 102,000
Carroll County New Hampshire 6 $ 1,307,000 $ 217,000 $ 334,000
Cheshire County New Hampshire 6 $ 1,594,000 $ 265,000 $ 163,000
Ontario County New York 6 $ 1,185,000 $ 197,000 $ 232,000
Ulster County New York 6 $ 1,133,000 $ 188,000 $ 115,000
Catawba County North Carolina 6 $ 1,194,000 $ 199,000 $ 141,000
Lake County Ohio 6 $ 1,026,000 $ 171,000 $ 96,000
Portage County Ohio 6 $ 1,444,000 $ 240,000 $ 140,000
Clatsop County Oregon 6 $ 1,494,000 $ 249,000 $ 84,000
Hood River County Oregon 6 $ 1,520,000 $ 253,000 $ 111,000
Klamath County Oregon 6 $ 1,622,000 $ 270,000 $ 88,000
Centre County Pennsylvania 6 $ 1,357,000 $ 226,000 $ 77,000
Luzerne County Pennsylvania 6 $ 1,219,000 $ 203,000 $ 115,000
Pike County Pennsylvania 6 $ 1,347,000 $ 224,000 $ 205,000
Dorchester County South Carolina 6 $ 1,032,000 $ 172,000 $ 132,000
Spartanburg County South Carolina 6 $ 1,246,000 $ 207,000 $ 130,000
Brazos County Texas 6 $ 1,081,000 $ 180,000 $ 73,000
Henderson County Texas 6 $ 1,316,000 $ 219,000 $ 195,000
McLennan County Texas 6 $ 1,359,000 $ 226,000 $ 161,000
Rockwall County Texas 6 $ 2,087,000 $ 347,000 $ 204,000
Weber County Utah 6 $ 1,436,000 $ 239,000 $ 151,000
Nelson County Virginia 6 $ 1,227,000 $ 204,000 $ 190,000
York County Virginia 6 $ 1,609,000 $ 268,000 $ 95,000
Kittitas County Washington 6 $ 1,729,000 $ 288,000 $ 176,000
Portage County Wisconsin 6 $ 1,309,000 $ 218,000 $ 120,000
Sawyer County Wisconsin 6 $ 1,127,000 $ 187,000 $ 186,000
Washington County Arkansas 5 $ 732,000 $ 146,000 $ 75,000
Gunnison County Colorado 5 $ 1,404,000 $ 280,000 $ 377,000
Windham County Connecticut 5 $ 1,263,000 $ 252,000 $ 210,000
Dawson County Georgia 5 $ 1,517,000 $ 303,000 $ 314,000
Pickens County Georgia 5 $ 1,460,000 $ 292,000 $ 357,000
Kendall County Illinois 5 $ 901,000 $ 180,000 $ 98,000
Linn County Iowa 5 $ 733,000 $ 146,000 $ 112,000
Shawnee County Kansas 5 $ 940,000 $ 188,000 $ 197,000
Kenton County Kentucky 5 $ 899,000 $ 179,000 $ 174,000
Oldham County Kentucky 5 $ 1,304,000 $ 260,000 $ 92,000
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Mortgage Loan Application Detail Totals for Charles Schwab Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 23,692 $7,888,425,000 $332,000 $5,839,000 $164,000 $7,395,000
Home Purchase 3,890 $1,389,442,000 $357,000 $4,800,000 $193,000 $7,200,000
Home Improvement 379 $131,438,000 $346,000 $3,000,000 $154,000 $1,968,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,918 $6,194,928,000 $327,000 $5,600,000 $164,000 $7,200,000
Not Provided 6,144 $2,158,342,000 $351,000 $5,839,000 $178,000 $7,395,000
Asian 1,921 $736,885,000 $383,000 $3,000,000 $176,000 $2,200,000
Hispanic 606 $198,522,000 $327,000 $3,850,000 $161,000 $4,000,000
Black or African American 205 $58,600,000 $285,000 $1,779,000 $126,000 $1,000,000
American Indian or Alaskan Native 98 $35,165,000 $358,000 $4,090,000 $142,000 $750,000
Native Hawaiian or Other Pacific Islander 69 $26,863,000 $389,000 $1,800,000 $142,000 $1,194,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 27,960 $9,409,114,000 $336,000 $5,839,000 $168,000 $7,395,000
FHA-insured (Federal Housing Administration) 1 $191,000 $191,000 $191,000 $142,000 $142,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,805 $4,213,833,000 $329,000 $4,030,000 $172,000 $7,395,000
Application Approved But Not Accepted 9,705 $2,948,679,000 $303,000 $4,000,000 $169,000 $4,944,000
Application Denied By Financial Institution 4,814 $1,990,994,000 $413,000 $5,839,000 $149,000 $7,200,000
Application Withdrawn By Applicant 459 $202,864,000 $441,000 $2,300,000 $225,000 $4,469,000
File Closed For Incompleteness 108 $37,081,000 $343,000 $1,779,000 $181,000 $1,279,000
Loan Purchased By The Institution 70 $15,854,000 $226,000 $417,000 $75,000 $491,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,836 $838,642,000 $456,000 $5,600,000 $91,000 $1,638,000
Collateral 1,805 $654,950,000 $362,000 $4,430,000 $172,000 $4,648,000
Other 439 $176,523,000 $402,000 $5,839,000 $220,000 $7,200,000
Credit Application Incomplete 381 $178,490,000 $468,000 $4,090,000 $224,000 $3,700,000
Credit History 146 $51,235,000 $350,000 $2,117,000 $183,000 $2,200,000
Unverifiable Information 101 $44,808,000 $443,000 $2,085,000 $158,000 $846,000
Employment History 56 $15,510,000 $276,000 $1,040,000 $130,000 $1,790,000
Insufficient Cash (Downpayment, Closing Cost) 50 $30,836,000 $616,000 $4,800,000 $202,000 $1,299,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Charles Schwab Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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