Chase Manhattan Bank USA, NA Mortgage Lending & HMDA Data, 2007
In 2007, Chase Manhattan Bank USA, NA of Newark, DE reported 144,649 mortgage applications totaling $24.7 billion, up 13% from 2006. The average application was for $171,038, and applicants reported an average income of $92,266. 40% of its applications resulted in an originated loan and 57% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (7,187), Miami-Miami Beach-Kendall, FL (5,866) and Detroit-Livonia-Dearborn, MI (4,461) (applications in parentheses).
| Mortgage Company & Address | Chase Manhattan Bank USA, NA 200 White Clay Center Dr Newark, DE 19711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 144,649 |
| Total Mortgage Loan Application Amount | $24,740,502,000 |
| Average Mortgage Loan Application Amount | $171,038 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $92,266 |
| Highest Applicant Income | $9,977,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chase Manhattan Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 7,187 | $ 1,457,849,000 | $ 202,845 | $ 92,000 |
| Miami-Miami Beach-Kendall, FL | 5,866 | $ 1,301,905,000 | $ 221,940 | $ 109,000 |
| Detroit-Livonia-Dearborn, MI | 4,461 | $ 404,347,000 | $ 90,640 | $ 64,000 |
| Atlanta-Sandy Springs-Marietta, GA | 3,479 | $ 555,633,000 | $ 159,710 | $ 89,000 |
| Los Angeles-Long Beach-Glendale, CA | 3,356 | $ 1,175,338,000 | $ 350,219 | $ 140,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3,353 | $ 694,861,000 | $ 207,235 | $ 107,000 |
| St. Louis, MO-IL | 3,301 | $ 386,941,000 | $ 117,219 | $ 65,488 |
| Riverside-San Bernardino-Ontario, CA | 2,728 | $ 737,817,000 | $ 270,460 | $ 119,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,638 | $ 525,581,000 | $ 199,234 | $ 102,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,504 | $ 409,311,000 | $ 163,462 | $ 95,000 |
| Philadelphia, PA | 2,439 | $ 333,367,000 | $ 136,681 | $ 78,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,399 | $ 650,066,000 | $ 270,973 | $ 113,914 |
| Orlando-Kissimmee, FL | 2,361 | $ 428,189,000 | $ 181,359 | $ 105,000 |
| Newark-Union, NJ-PA | 2,265 | $ 631,412,000 | $ 278,769 | $ 115,724 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,800 | $ 342,313,000 | $ 190,173 | $ 100,093 |
| Baltimore-Towson, MD | 1,757 | $ 323,704,000 | $ 184,236 | $ 89,000 |
| Houston-Sugar Land-Baytown, TX | 1,685 | $ 193,443,000 | $ 114,802 | $ 88,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,571 | $ 322,032,000 | $ 204,985 | $ 116,000 |
| Warren-Troy-Farmington Hills, MI | 1,538 | $ 260,956,000 | $ 169,672 | $ 101,000 |
| Cleveland-Elyria-Mentor, OH | 1,400 | $ 155,944,000 | $ 111,388 | $ 72,000 |
| Edison, NJ | 1,339 | $ 355,194,000 | $ 265,268 | $ 127,000 |
| New York-White Plains-Wayne, NY-NJ | 1,266 | $ 392,342,000 | $ 309,906 | $ 139,493 |
| Jacksonville, FL | 1,210 | $ 168,869,000 | $ 139,561 | $ 82,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,199 | $ 262,660,000 | $ 219,065 | $ 107,549 |
| Memphis, TN-MS-AR | 1,194 | $ 117,425,000 | $ 98,345 | $ 69,310 |
| Milwaukee-Waukesha-West Allis, WI | 1,159 | $ 147,912,000 | $ 127,620 | $ 76,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,097 | $ 136,599,000 | $ 124,520 | $ 82,085 |
| Indianapolis-Carmel, IN | 1,046 | $ 114,232,000 | $ 109,208 | $ 73,000 |
| Dallas-Plano-Irving, TX | 1,028 | $ 138,281,000 | $ 134,514 | $ 92,000 |
| Cape Coral-Fort Myers, FL | 1,006 | $ 181,267,000 | $ 180,185 | $ 97,000 |
| Denver-Aurora, CO | 1,004 | $ 189,284,000 | $ 188,529 | $ 106,000 |
| Columbus, OH | 1,002 | $ 133,368,000 | $ 133,101 | $ 92,000 |
| Kansas City, MO-KS | 935 | $ 113,185,000 | $ 121,053 | $ 82,238 |
| New Orleans-Metairie-Kenner, LA | 918 | $ 127,203,000 | $ 138,565 | $ 87,000 |
| Camden, NJ | 898 | $ 157,105,000 | $ 174,949 | $ 102,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 887 | $ 152,577,000 | $ 172,014 | $ 82,825 |
| Bridgeport-Stamford-Norwalk, CT | 800 | $ 224,649,000 | $ 280,811 | $ 135,000 |
| Pittsburgh, PA | 789 | $ 80,400,000 | $ 101,901 | $ 74,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 788 | $ 107,678,000 | $ 136,647 | $ 74,000 |
| Richmond, VA | 744 | $ 123,033,000 | $ 165,366 | $ 88,000 |
| Oakland-Fremont-Hayward, CA | 742 | $ 265,033,000 | $ 357,187 | $ 157,000 |
| Charlotte-Gastonia-Concord, NC-SC | 729 | $ 109,017,000 | $ 149,543 | $ 82,283 |
| New Haven-Milford, CT | 721 | $ 140,132,000 | $ 194,357 | $ 91,000 |
| Louisville-Jefferson County, KY-IN | 684 | $ 83,643,000 | $ 122,285 | $ 71,916 |
| Portland-Vancouver-Beaverton, OR-WA | 641 | $ 145,271,000 | $ 226,631 | $ 114,711 |
| Dayton, OH | 629 | $ 55,818,000 | $ 88,740 | $ 77,000 |
| Fort Worth-Arlington, TX | 622 | $ 68,806,000 | $ 110,620 | $ 85,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 622 | $ 170,722,000 | $ 274,472 | $ 126,000 |
| Baton Rouge, LA | 617 | $ 72,732,000 | $ 117,880 | $ 73,000 |
| Hartford-West Hartford-East Hartford, CT | 616 | $ 118,503,000 | $ 192,375 | $ 91,000 |
| Seattle-Bellevue-Everett, WA | 615 | $ 153,395,000 | $ 249,422 | $ 103,000 |
| Gary, IN | 614 | $ 64,370,000 | $ 104,837 | $ 104,000 |
| Jackson, MS | 590 | $ 62,955,000 | $ 106,703 | $ 68,000 |
| Boston-Quincy, MA | 584 | $ 157,304,000 | $ 269,356 | $ 129,000 |
| San Antonio, TX | 583 | $ 58,429,000 | $ 100,221 | $ 81,000 |
| Tucson, AZ | 575 | $ 90,715,000 | $ 157,765 | $ 81,000 |
| Lakeland, FL | 569 | $ 82,709,000 | $ 145,358 | $ 81,000 |
| Las Vegas-Paradise, NV | 567 | $ 142,389,000 | $ 251,126 | $ 120,000 |
| Port St. Lucie, FL | 567 | $ 102,174,000 | $ 180,201 | $ 91,000 |
| Santa Ana-Anaheim-Irvine, CA | 563 | $ 213,980,000 | $ 380,071 | $ 181,000 |
| Tulsa, OK | 538 | $ 57,126,000 | $ 106,182 | $ 84,000 |
| Palm Bay-Melbourne-Titusville, FL | 514 | $ 80,897,000 | $ 157,387 | $ 95,000 |
| Oklahoma City, OK | 511 | $ 54,790,000 | $ 107,221 | $ 85,000 |
| San Diego-Carlsbad-San Marcos, CA | 499 | $ 170,879,000 | $ 342,442 | $ 146,000 |
| Knoxville, TN | 494 | $ 58,264,000 | $ 117,943 | $ 80,000 |
| Sarasota-Bradenton-Venice, FL | 491 | $ 92,406,000 | $ 188,199 | $ 102,000 |
| Wilmington, DE-MD-NJ | 476 | $ 79,416,000 | $ 166,840 | $ 83,546 |
| Bakersfield, CA | 448 | $ 85,851,000 | $ 191,631 | $ 97,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 432 | $ 70,499,000 | $ 163,192 | $ 90,375 |
| Birmingham-Hoover, AL | 428 | $ 46,059,000 | $ 107,614 | $ 68,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 426 | $ 67,826,000 | $ 159,215 | $ 80,000 |
| Flint, MI | 426 | $ 34,035,000 | $ 79,894 | $ 65,000 |
| Akron, OH | 412 | $ 47,352,000 | $ 114,932 | $ 77,000 |
| Shreveport-Bossier City, LA | 406 | $ 38,688,000 | $ 95,290 | $ 69,000 |
| Salt Lake City, UT | 403 | $ 87,474,000 | $ 217,057 | $ 113,000 |
| Lake County-Kenosha County, IL-WI | 374 | $ 73,503,000 | $ 196,532 | $ 97,296 |
| Ocala, FL | 371 | $ 51,969,000 | $ 140,078 | $ 79,000 |
| Cambridge-Newton-Framingham, MA | 363 | $ 99,255,000 | $ 273,429 | $ 116,000 |
| El Paso, TX | 354 | $ 33,664,000 | $ 95,096 | $ 62,000 |
| Stockton, CA | 337 | $ 93,636,000 | $ 277,851 | $ 130,000 |
| Bethesda-Gaithersburg-Frederick, MD | 335 | $ 96,688,000 | $ 288,620 | $ 104,000 |
| Tacoma, WA | 335 | $ 70,263,000 | $ 209,740 | $ 107,000 |
| Little Rock-North Little Rock-Conway, AR | 331 | $ 34,339,000 | $ 103,743 | $ 67,000 |
| Naples-Marco Island, FL | 326 | $ 82,361,000 | $ 252,641 | $ 124,000 |
| Colorado Springs, CO | 314 | $ 53,294,000 | $ 169,726 | $ 104,000 |
| Grand Rapids-Wyoming, MI | 306 | $ 34,464,000 | $ 112,627 | $ 55,000 |
| McAllen-Edinburg-Mission, TX | 304 | $ 26,385,000 | $ 86,792 | $ 64,000 |
| Youngstown-Warren-Boardman, OH-PA | 302 | $ 25,514,000 | $ 84,483 | $ 64,258 |
| Scranton--Wilkes-Barre, PA | 294 | $ 31,148,000 | $ 105,945 | $ 84,000 |
| Albuquerque, NM | 293 | $ 46,590,000 | $ 159,010 | $ 91,000 |
| Raleigh-Cary, NC | 285 | $ 46,603,000 | $ 163,519 | $ 106,000 |
| Worcester, MA | 274 | $ 55,052,000 | $ 200,919 | $ 102,000 |
| Mobile, AL | 269 | $ 26,778,000 | $ 99,546 | $ 55,000 |
| Trenton-Ewing, NJ | 266 | $ 45,471,000 | $ 170,943 | $ 100,000 |
| Fresno, CA | 252 | $ 61,007,000 | $ 242,091 | $ 116,000 |
| Charleston-North Charleston, SC | 251 | $ 47,009,000 | $ 187,286 | $ 117,000 |
| Rockford, IL | 243 | $ 28,531,000 | $ 117,411 | $ 74,000 |
| Austin-Round Rock, TX | 242 | $ 31,947,000 | $ 132,012 | $ 118,000 |
| Peabody, MA | 242 | $ 64,713,000 | $ 267,409 | $ 123,000 |
| Lansing-East Lansing, MI | 240 | $ 27,221,000 | $ 113,420 | $ 66,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 239 | $ 88,971,000 | $ 372,263 | $ 151,000 |
| Atlantic City, NJ | 237 | $ 50,076,000 | $ 211,291 | $ 102,000 |
| Omaha-Council Bluffs, NE-IA | 236 | $ 27,556,000 | $ 116,762 | $ 99,372 |
| Columbia, SC | 230 | $ 26,455,000 | $ 115,021 | $ 65,000 |
| Laredo, TX | 228 | $ 24,742,000 | $ 108,517 | $ 70,000 |
| Springfield, MA | 228 | $ 36,670,000 | $ 160,833 | $ 75,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 225 | $ 30,407,000 | $ 135,142 | $ 83,955 |
| Canton-Massillon, OH | 221 | $ 23,425,000 | $ 105,995 | $ 72,000 |
| Portland-South Portland-Biddeford, ME | 205 | $ 38,365,000 | $ 187,146 | $ 102,000 |
| Lake Havasu City-Kingman, AZ | 204 | $ 29,575,000 | $ 144,975 | $ 83,000 |
| Pensacola-Ferry Pass-Brent, FL | 203 | $ 30,400,000 | $ 149,753 | $ 81,000 |
| Boise City-Nampa, ID | 201 | $ 40,183,000 | $ 199,915 | $ 107,000 |
| Fort Wayne, IN | 201 | $ 16,591,000 | $ 82,542 | $ 65,000 |
| Modesto, CA | 200 | $ 48,873,000 | $ 244,365 | $ 133,000 |
| Chattanooga, TN-GA | 195 | $ 26,065,000 | $ 133,666 | $ 79,256 |
| Toledo, OH | 187 | $ 19,172,000 | $ 102,524 | $ 98,000 |
| Vallejo-Fairfield, CA | 185 | $ 64,237,000 | $ 347,227 | $ 143,000 |
| Lexington-Fayette, KY | 183 | $ 23,078,000 | $ 126,109 | $ 87,000 |
| Reading, PA | 183 | $ 22,746,000 | $ 124,295 | $ 71,000 |
| Muskegon-Norton Shores, MI | 177 | $ 12,653,000 | $ 71,485 | $ 45,000 |
| Brownsville-Harlingen, TX | 176 | $ 15,239,000 | $ 86,585 | $ 68,000 |
| Kingsport-Bristol-Bristol, TN-VA | 176 | $ 18,472,000 | $ 104,954 | $ 63,801 |
| Visalia-Porterville, CA | 174 | $ 31,166,000 | $ 179,114 | $ 82,000 |
| Norwich-New London, CT | 172 | $ 33,186,000 | $ 192,941 | $ 99,000 |
| Charleston, WV | 168 | $ 14,812,000 | $ 88,166 | $ 64,000 |
| Tallahassee, FL | 168 | $ 24,981,000 | $ 148,696 | $ 89,000 |
| Rockingham County-Strafford County, NH | 167 | $ 37,607,000 | $ 225,191 | $ 118,000 |
| Houma-Bayou Cane-Thibodaux, LA | 166 | $ 16,919,000 | $ 101,921 | $ 64,000 |
| Lake Charles, LA | 165 | $ 16,450,000 | $ 99,696 | $ 59,000 |
| Punta Gorda, FL | 164 | $ 28,173,000 | $ 171,786 | $ 92,000 |
| Gainesville, FL | 163 | $ 25,131,000 | $ 154,177 | $ 93,000 |
| Greenville-Mauldin-Easley, SC | 163 | $ 19,529,000 | $ 119,809 | $ 66,000 |
| Lafayette, LA | 159 | $ 18,808,000 | $ 118,289 | $ 70,000 |
| Provo-Orem, UT | 157 | $ 40,077,000 | $ 255,267 | $ 167,000 |
| Augusta-Richmond County, GA-SC | 156 | $ 16,235,000 | $ 104,070 | $ 64,115 |
| Greensboro-High Point, NC | 154 | $ 19,335,000 | $ 125,551 | $ 65,000 |
| Asheville, NC | 153 | $ 24,067,000 | $ 157,300 | $ 105,000 |
| Madison, WI | 151 | $ 28,253,000 | $ 187,105 | $ 97,000 |
| South Bend-Mishawaka, IN-MI | 151 | $ 14,122,000 | $ 93,523 | $ 61,139 |
| Beaumont-Port Arthur, TX | 149 | $ 9,994,000 | $ 67,073 | $ 63,000 |
| Harrisburg-Carlisle, PA | 148 | $ 17,587,000 | $ 118,831 | $ 72,000 |
| Hagerstown-Martinsburg, MD-WV | 147 | $ 27,734,000 | $ 188,666 | $ 87,000 |
| Kalamazoo-Portage, MI | 144 | $ 16,410,000 | $ 113,958 | $ 67,000 |
| Salem, OR | 144 | $ 26,476,000 | $ 183,861 | $ 98,000 |
| Corpus Christi, TX | 143 | $ 12,803,000 | $ 89,531 | $ 62,000 |
| Wilmington, NC | 142 | $ 24,051,000 | $ 169,373 | $ 90,000 |
| Green Bay, WI | 137 | $ 17,537,000 | $ 128,007 | $ 69,000 |
| Ogden-Clearfield, UT | 137 | $ 27,170,000 | $ 198,321 | $ 112,000 |
| York-Hanover, PA | 137 | $ 20,806,000 | $ 151,868 | $ 67,000 |
| Savannah, GA | 136 | $ 19,135,000 | $ 140,698 | $ 79,000 |
| Huntington-Ashland, WV-KY-OH | 135 | $ 12,169,000 | $ 90,140 | $ 48,659 |
| Sebastian-Vero Beach, FL | 135 | $ 21,759,000 | $ 161,177 | $ 92,000 |
| Manchester-Nashua, NH | 132 | $ 26,219,000 | $ 198,628 | $ 141,000 |
| Spokane, WA | 132 | $ 19,276,000 | $ 146,030 | $ 71,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 131 | $ 47,184,000 | $ 360,183 | $ 126,000 |
| Prescott, AZ | 130 | $ 22,157,000 | $ 170,438 | $ 100,000 |
| Springfield, MO | 130 | $ 16,706,000 | $ 128,507 | $ 81,000 |
| Montgomery, AL | 129 | $ 11,318,000 | $ 87,736 | $ 50,000 |
| Saginaw-Saginaw Township North, MI | 129 | $ 10,930,000 | $ 84,728 | $ 66,000 |
| Monroe, LA | 128 | $ 10,577,000 | $ 82,632 | $ 60,000 |
| Fort Smith, AR-OK | 125 | $ 10,744,000 | $ 85,952 | $ 50,808 |
| Fayetteville, NC | 123 | $ 11,144,000 | $ 90,601 | $ 59,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 123 | $ 23,756,000 | $ 193,138 | $ 199,000 |
| Dover, DE | 122 | $ 21,084,000 | $ 172,819 | $ 84,000 |
| Macon, GA | 122 | $ 12,435,000 | $ 101,926 | $ 68,000 |
| Gulfport-Biloxi, MS | 121 | $ 14,938,000 | $ 123,454 | $ 76,000 |
| Peoria, IL | 120 | $ 10,057,000 | $ 83,808 | $ 63,000 |
| San Francisco-San Mateo-Redwood City, CA | 119 | $ 52,957,000 | $ 445,016 | $ 249,000 |
| Eugene-Springfield, OR | 118 | $ 22,388,000 | $ 189,728 | $ 91,000 |
| Greeley, CO | 117 | $ 18,208,000 | $ 155,623 | $ 82,000 |
| Durham, NC | 115 | $ 15,999,000 | $ 139,121 | $ 72,000 |
| Wheeling, WV-OH | 115 | $ 7,145,000 | $ 62,130 | $ 45,173 |
| Appleton, WI | 111 | $ 12,919,000 | $ 116,387 | $ 72,000 |
| Ann Arbor, MI | 109 | $ 22,691,000 | $ 208,174 | $ 110,000 |
| Chico, CA | 108 | $ 22,929,000 | $ 212,305 | $ 105,000 |
| Reno-Sparks, NV | 107 | $ 24,611,000 | $ 230,009 | $ 100,000 |
| Vineland-Millville-Bridgeton, NJ | 107 | $ 14,219,000 | $ 132,887 | $ 63,000 |
| Winston-Salem, NC | 107 | $ 12,681,000 | $ 118,514 | $ 76,000 |
| Alexandria, LA | 106 | $ 9,868,000 | $ 93,094 | $ 58,000 |
| Huntsville, AL | 106 | $ 11,318,000 | $ 106,773 | $ 71,000 |
| Lancaster, PA | 106 | $ 15,056,000 | $ 142,037 | $ 75,000 |
| Yuma, AZ | 106 | $ 15,745,000 | $ 148,537 | $ 68,000 |
| Hickory-Lenoir-Morganton, NC | 101 | $ 11,650,000 | $ 115,346 | $ 72,000 |
| Columbus, GA-AL | 100 | $ 11,487,000 | $ 114,870 | $ 65,760 |
| Duluth, MN-WI | 97 | $ 12,379,000 | $ 127,618 | $ 77,329 |
| Joplin, MO | 97 | $ 8,998,000 | $ 92,762 | $ 55,000 |
| Wichita, KS | 97 | $ 10,396,000 | $ 107,175 | $ 63,000 |
| Roanoke, VA | 96 | $ 13,021,000 | $ 135,635 | $ 91,000 |
| Springfield, OH | 95 | $ 7,710,000 | $ 81,157 | $ 57,000 |
| Barnstable Town, MA | 91 | $ 27,006,000 | $ 296,769 | $ 150,000 |
| Bremerton-Silverdale, WA | 91 | $ 20,518,000 | $ 225,472 | $ 86,000 |
| Olympia, WA | 90 | $ 16,452,000 | $ 182,800 | $ 94,000 |
| Bangor, ME | 88 | $ 10,668,000 | $ 121,227 | $ 78,000 |
| Niles-Benton Harbor, MI | 87 | $ 10,565,000 | $ 121,436 | $ 89,000 |
| Fort Collins-Loveland, CO | 86 | $ 19,132,000 | $ 222,465 | $ 130,000 |
| Jackson, MI | 86 | $ 9,967,000 | $ 115,895 | $ 61,000 |
| Palm Coast, FL | 86 | $ 14,994,000 | $ 174,348 | $ 98,000 |
| Pascagoula, MS | 85 | $ 8,451,000 | $ 99,423 | $ 55,000 |
| Michigan City-La Porte, IN | 84 | $ 9,440,000 | $ 112,380 | $ 87,000 |
| Morristown, TN | 84 | $ 11,225,000 | $ 133,630 | $ 66,000 |
| Santa Rosa-Petaluma, CA | 84 | $ 28,977,000 | $ 344,964 | $ 125,000 |
| Weirton-Steubenville, WV-OH | 84 | $ 6,161,000 | $ 73,345 | $ 46,428 |
| Merced, CA | 83 | $ 20,494,000 | $ 246,915 | $ 161,000 |
| Florence, SC | 82 | $ 8,934,000 | $ 108,951 | $ 55,000 |
| Waco, TX | 81 | $ 6,427,000 | $ 79,345 | $ 53,000 |
| Killeen-Temple-Fort Hood, TX | 80 | $ 8,312,000 | $ 103,900 | $ 72,000 |
| Boulder, CO | 79 | $ 17,458,000 | $ 220,987 | $ 132,000 |
| Ocean City, NJ | 79 | $ 23,536,000 | $ 297,924 | $ 193,000 |
| Panama City-Lynn Haven, FL | 79 | $ 14,463,000 | $ 183,075 | $ 159,000 |
| Racine, WI | 78 | $ 11,807,000 | $ 151,371 | $ 70,000 |
| Oshkosh-Neenah, WI | 77 | $ 10,341,000 | $ 134,298 | $ 71,000 |
| Anderson, IN | 76 | $ 5,788,000 | $ 76,157 | $ 57,000 |
| Charlottesville, VA | 76 | $ 15,068,000 | $ 198,263 | $ 89,000 |
| Salisbury, MD | 76 | $ 11,558,000 | $ 152,078 | $ 64,000 |
| Springfield, IL | 76 | $ 7,008,000 | $ 92,210 | $ 71,000 |
| Lynchburg, VA | 75 | $ 10,138,000 | $ 135,173 | $ 93,000 |
| Clarksville, TN-KY | 74 | $ 7,344,000 | $ 99,243 | $ 60,148 |
| Fort Walton Beach-Crestview-Destin, FL | 73 | $ 12,342,000 | $ 169,068 | $ 185,000 |
| Spartanburg, SC | 73 | $ 8,052,000 | $ 110,301 | $ 62,000 |
| Longview, TX | 72 | $ 5,858,000 | $ 81,361 | $ 100,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 72 | $ 5,286,000 | $ 73,416 | $ 48,888 |
| Redding, CA | 72 | $ 14,880,000 | $ 206,666 | $ 140,000 |
| Salinas, CA | 72 | $ 23,928,000 | $ 332,333 | $ 152,000 |
| Elkhart-Goshen, IN | 71 | $ 9,489,000 | $ 133,647 | $ 75,000 |
| Bloomington, IN | 69 | $ 7,353,000 | $ 106,565 | $ 66,000 |
| Gainesville, GA | 69 | $ 11,140,000 | $ 161,449 | $ 143,000 |
| Santa Fe, NM | 69 | $ 16,185,000 | $ 234,565 | $ 100,000 |
| Janesville, WI | 68 | $ 7,605,000 | $ 111,838 | $ 77,000 |
| Tuscaloosa, AL | 66 | $ 7,181,000 | $ 108,803 | $ 66,000 |
| Blacksburg-Christiansburg-Radford, VA | 65 | $ 8,492,000 | $ 130,646 | $ 63,000 |
| Grand Junction, CO | 65 | $ 12,240,000 | $ 188,307 | $ 84,000 |
| Jackson, TN | 65 | $ 5,584,000 | $ 85,907 | $ 77,000 |
| Kankakee-Bradley, IL | 65 | $ 7,184,000 | $ 110,523 | $ 77,000 |
| Lafayette, IN | 65 | $ 6,007,000 | $ 92,415 | $ 48,000 |
| Pueblo, CO | 65 | $ 9,122,000 | $ 140,338 | $ 96,000 |
| Winchester, VA-WV | 65 | $ 12,296,000 | $ 189,169 | $ 80,215 |
| Bend, OR | 64 | $ 13,931,000 | $ 217,671 | $ 103,000 |
| Coeur D'Alene, ID | 64 | $ 13,762,000 | $ 215,031 | $ 107,000 |
| El Centro, CA | 64 | $ 12,374,000 | $ 193,343 | $ 103,000 |
| Battle Creek, MI | 63 | $ 4,454,000 | $ 70,698 | $ 45,000 |
| Holland-Grand Haven, MI | 63 | $ 8,717,000 | $ 138,365 | $ 74,000 |
| Johnson City, TN | 63 | $ 6,599,000 | $ 104,746 | $ 55,000 |
| Las Cruces, NM | 63 | $ 8,593,000 | $ 136,396 | $ 66,000 |
| Odessa, TX | 63 | $ 4,260,000 | $ 67,619 | $ 82,000 |
| Lincoln, NE | 62 | $ 8,742,000 | $ 141,000 | $ 90,000 |
| Madera, CA | 62 | $ 13,270,000 | $ 214,032 | $ 141,000 |
| Champaign-Urbana, IL | 60 | $ 6,472,000 | $ 107,866 | $ 72,000 |
| Hattiesburg, MS | 59 | $ 6,715,000 | $ 113,813 | $ 66,000 |
| Warner Robins, GA | 58 | $ 7,122,000 | $ 122,793 | $ 96,000 |
| Anderson, SC | 57 | $ 6,351,000 | $ 111,421 | $ 60,000 |
| Lewiston-Auburn, ME | 57 | $ 7,707,000 | $ 135,210 | $ 78,000 |
| St. Cloud, MN | 57 | $ 8,759,000 | $ 153,666 | $ 98,000 |
| Athens-Clarke County, GA | 56 | $ 7,721,000 | $ 137,875 | $ 185,000 |
| Mansfield, OH | 56 | $ 4,872,000 | $ 87,000 | $ 53,000 |
| Hanford-Corcoran, CA | 55 | $ 9,005,000 | $ 163,727 | $ 64,000 |
| Lubbock, TX | 55 | $ 4,085,000 | $ 74,272 | $ 63,000 |
| Medford, OR | 55 | $ 11,764,000 | $ 213,890 | $ 91,000 |
| Rocky Mount, NC | 55 | $ 4,416,000 | $ 80,290 | $ 53,000 |
| Midland, TX | 54 | $ 4,198,000 | $ 77,740 | $ 90,000 |
| Yuba City, CA | 54 | $ 12,821,000 | $ 237,425 | $ 140,000 |
| Davenport-Moline-Rock Island, IA-IL | 53 | $ 5,489,000 | $ 103,566 | $ 74,584 |
| Des Moines-West Des Moines, IA | 53 | $ 6,509,000 | $ 122,811 | $ 97,000 |
| Yakima, WA | 53 | $ 7,123,000 | $ 134,396 | $ 64,000 |
| Erie, PA | 52 | $ 5,682,000 | $ 109,269 | $ 57,000 |
| Sherman-Denison, TX | 52 | $ 4,958,000 | $ 95,346 | $ 63,000 |
| Bay City, MI | 50 | $ 4,371,000 | $ 87,420 | $ 59,000 |
| Hot Springs, AR | 50 | $ 6,428,000 | $ 128,560 | $ 88,000 |
| Terre Haute, IN | 50 | $ 3,502,000 | $ 70,040 | $ 51,000 |
| Abilene, TX | 49 | $ 3,424,000 | $ 69,877 | $ 63,000 |
| Lima, OH | 49 | $ 4,689,000 | $ 95,693 | $ 94,000 |
| Pine Bluff, AR | 49 | $ 4,427,000 | $ 90,346 | $ 55,000 |
| St. George, UT | 49 | $ 10,979,000 | $ 224,061 | $ 91,000 |
| Albany, GA | 48 | $ 5,267,000 | $ 109,729 | $ 60,000 |
| Cumberland, MD-WV | 48 | $ 6,355,000 | $ 132,395 | $ 59,666 |
| Flagstaff, AZ | 48 | $ 10,254,000 | $ 213,625 | $ 114,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 48 | $ 15,149,000 | $ 315,604 | $ 169,000 |
| Tyler, TX | 47 | $ 4,628,000 | $ 98,468 | $ 115,000 |
| Decatur, AL | 46 | $ 4,085,000 | $ 88,804 | $ 63,000 |
| Elizabethtown, KY | 45 | $ 4,520,000 | $ 100,444 | $ 58,000 |
| Evansville, IN-KY | 45 | $ 4,332,000 | $ 96,266 | $ 69,200 |
| Dothan, AL | 43 | $ 4,093,000 | $ 95,186 | $ 55,000 |
| Eau Claire, WI | 43 | $ 5,104,000 | $ 118,697 | $ 62,000 |
| Anniston-Oxford, AL | 42 | $ 3,428,000 | $ 81,619 | $ 44,000 |
| Burlington-South Burlington, VT | 42 | $ 7,060,000 | $ 168,095 | $ 85,000 |
| Kennewick-Richland-Pasco, WA | 42 | $ 6,158,000 | $ 146,619 | $ 77,000 |
| Kokomo, IN | 42 | $ 3,939,000 | $ 93,785 | $ 63,000 |
| St. Joseph, MO-KS | 42 | $ 4,233,000 | $ 100,785 | $ 51,333 |
| Gadsden, AL | 41 | $ 3,979,000 | $ 97,048 | $ 55,000 |
| Greenville, NC | 41 | $ 4,067,000 | $ 99,195 | $ 76,000 |
| Jonesboro, AR | 41 | $ 3,397,000 | $ 82,853 | $ 46,000 |
| Monroe, MI | 41 | $ 7,096,000 | $ 173,073 | $ 75,000 |
| Jefferson City, MO | 40 | $ 4,520,000 | $ 113,000 | $ 59,000 |
| Texarkana, Tx-Texarkana, AR | 40 | $ 3,504,000 | $ 87,600 | $ 62,250 |
| Amarillo, TX | 39 | $ 3,416,000 | $ 87,589 | $ 75,000 |
| Mount Vernon-Anacortes, WA | 39 | $ 7,976,000 | $ 204,512 | $ 68,000 |
| Morgantown, WV | 38 | $ 3,833,000 | $ 100,868 | $ 66,000 |
| Owensboro, KY | 38 | $ 3,972,000 | $ 104,526 | $ 59,000 |
| Danville, VA | 37 | $ 3,591,000 | $ 97,054 | $ 48,000 |
| Jacksonville, NC | 37 | $ 5,340,000 | $ 144,324 | $ 120,000 |
| Bloomington-Normal, IL | 36 | $ 3,727,000 | $ 103,527 | $ 58,000 |
| Pittsfield, MA | 36 | $ 5,743,000 | $ 159,527 | $ 68,000 |
| Topeka, KS | 36 | $ 3,240,000 | $ 90,000 | $ 55,000 |
| Bellingham, WA | 35 | $ 8,628,000 | $ 246,514 | $ 84,000 |
| Auburn-Opelika, AL | 34 | $ 4,223,000 | $ 124,205 | $ 78,000 |
| Dalton, GA | 34 | $ 3,802,000 | $ 111,823 | $ 53,000 |
| Fargo, ND-MN | 34 | $ 3,936,000 | $ 115,764 | $ 65,764 |
| Lawton, OK | 33 | $ 2,592,000 | $ 78,545 | $ 63,000 |
| Rochester, MN | 33 | $ 5,185,000 | $ 157,121 | $ 86,000 |
| College Station-Bryan, TX | 32 | $ 3,346,000 | $ 104,562 | $ 99,000 |
| Columbia, MO | 32 | $ 3,653,000 | $ 114,156 | $ 67,000 |
| Wichita Falls, TX | 32 | $ 1,835,000 | $ 57,343 | $ 54,000 |
| San Luis Obispo-Paso Robles, CA | 31 | $ 9,500,000 | $ 306,451 | $ 152,000 |
| Cleveland, TN | 30 | $ 3,914,000 | $ 130,466 | $ 58,000 |
| Florence-Muscle Shoals, AL | 30 | $ 2,667,000 | $ 88,900 | $ 57,000 |
| Santa Cruz-Watsonville, CA | 30 | $ 14,598,000 | $ 486,600 | $ 140,000 |
| Brunswick, GA | 29 | $ 4,815,000 | $ 166,034 | $ 120,000 |
| Farmington, NM | 29 | $ 4,007,000 | $ 138,172 | $ 84,000 |
| Fond Du Lac, WI | 29 | $ 3,810,000 | $ 131,379 | $ 63,000 |
| Longview, WA | 29 | $ 5,224,000 | $ 180,137 | $ 109,000 |
| Muncie, IN | 29 | $ 2,249,000 | $ 77,551 | $ 53,000 |
| Wausau, WI | 29 | $ 3,850,000 | $ 132,758 | $ 119,000 |
| Altoona, PA | 28 | $ 2,690,000 | $ 96,071 | $ 65,000 |
| Decatur, IL | 28 | $ 1,793,000 | $ 64,035 | $ 51,000 |
| Valdosta, GA | 28 | $ 3,125,000 | $ 111,607 | $ 54,000 |
| Burlington, NC | 27 | $ 3,555,000 | $ 131,666 | $ 83,000 |
| Wenatchee, WA | 27 | $ 6,027,000 | $ 223,222 | $ 208,000 |
| Cedar Rapids, IA | 26 | $ 2,973,000 | $ 114,346 | $ 75,000 |
| Rome, GA | 26 | $ 3,032,000 | $ 116,615 | $ 62,000 |
| Sheboygan, WI | 25 | $ 3,404,000 | $ 136,160 | $ 68,000 |
| Sandusky, OH | 24 | $ 2,405,000 | $ 100,208 | $ 66,000 |
| State College, PA | 24 | $ 3,018,000 | $ 125,750 | $ 113,000 |
| Sumter, SC | 24 | $ 2,398,000 | $ 99,916 | $ 55,000 |
| Casper, WY | 23 | $ 3,210,000 | $ 139,565 | $ 79,000 |
| Hinesville-Fort Stewart, GA | 23 | $ 2,679,000 | $ 116,478 | $ 70,000 |
| Johnstown, PA | 23 | $ 1,729,000 | $ 75,173 | $ 71,000 |
| Lebanon, PA | 22 | $ 3,204,000 | $ 145,636 | $ 66,000 |
| Bowling Green, KY | 21 | $ 2,019,000 | $ 96,142 | $ 70,000 |
| La Crosse, WI-MN | 21 | $ 2,855,000 | $ 135,952 | $ 55,142 |
| Sioux City, IA-NE-SD | 21 | $ 2,222,000 | $ 105,809 | $ 66,428 |
| Billings, MT | 20 | $ 2,827,000 | $ 141,350 | $ 89,000 |
| Idaho Falls, ID | 20 | $ 3,055,000 | $ 152,750 | $ 95,000 |
| Pocatello, ID | 20 | $ 2,028,000 | $ 101,400 | $ 82,000 |
| Sioux Falls, SD | 20 | $ 2,641,000 | $ 132,050 | $ 73,000 |
| Rapid City, SD | 18 | $ 2,689,000 | $ 149,388 | $ 84,000 |
| Victoria, TX | 18 | $ 1,275,000 | $ 70,833 | $ 64,000 |
| Missoula, MT | 17 | $ 2,948,000 | $ 173,411 | $ 92,000 |
| Napa, CA | 17 | $ 6,070,000 | $ 357,058 | $ 177,000 |
| Cheyenne, WY | 16 | $ 2,318,000 | $ 144,875 | $ 102,000 |
| Danville, IL | 16 | $ 1,153,000 | $ 72,062 | $ 44,000 |
| Columbus, IN | 15 | $ 1,318,000 | $ 87,866 | $ 57,000 |
| San Angelo, TX | 15 | $ 1,038,000 | $ 69,200 | $ 72,000 |
| Williamsport, PA | 15 | $ 1,700,000 | $ 113,333 | $ 76,000 |
| Goldsboro, NC | 14 | $ 1,403,000 | $ 100,214 | $ 57,000 |
| Harrisonburg, VA | 14 | $ 1,882,000 | $ 134,428 | $ 73,000 |
| Honolulu, HI | 14 | $ 7,408,000 | $ 529,142 | $ 137,000 |
| Logan, UT-ID | 14 | $ 2,078,000 | $ 148,428 | $ 74,000 |
| Bismarck, ND | 13 | $ 1,518,000 | $ 116,769 | $ 60,000 |
| Grand Forks, ND-MN | 13 | $ 1,512,000 | $ 116,307 | $ 69,846 |
| Lewiston, ID-WA | 11 | $ 1,735,000 | $ 157,727 | $ 78,000 |
| Waterloo-Cedar Falls, IA | 11 | $ 914,000 | $ 83,090 | $ 35,000 |
| Carson City, NV | 9 | $ 2,134,000 | $ 237,111 | $ 108,000 |
| Iowa City, IA | 8 | $ 1,025,000 | $ 128,125 | $ 54,000 |
| Lawrence, KS | 8 | $ 1,104,000 | $ 138,000 | $ 67,000 |
| Dubuque, IA | 5 | $ 633,000 | $ 126,600 | $ 87,000 |
| Ames, IA | 4 | $ 498,000 | $ 124,500 | $ 46,000 |
| Corvallis, OR | 4 | $ 896,000 | $ 224,000 | $ 246,000 |
| Great Falls, MT | 3 | $ 236,000 | $ 78,666 | $ 40,000 |
| Nassau-Suffolk, NY | 3 | $ 381,000 | $ 127,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Chase Manhattan Bank USA, NA in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 99,952 | $17,231,343,000 | $172,000 | $10,000,000 | $89,000 | $9,977,000 |
| Home Purchase | 40,130 | $6,845,262,000 | $170,000 | $2,250,000 | $101,000 | $6,628,000 |
| Home Improvement | 4,567 | $663,897,000 | $145,000 | $1,763,000 | $87,000 | $4,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 59,215 | $9,908,193,000 | $167,000 | $3,500,000 | $97,000 | $6,628,000 |
| Black or African American | 32,705 | $4,753,376,000 | $145,000 | $1,295,000 | $74,000 | $6,300,000 |
| Not Provided | 25,519 | $4,462,753,000 | $174,000 | $10,000,000 | $95,000 | $9,977,000 |
| Hispanic | 23,730 | $4,865,581,000 | $205,000 | $1,343,000 | $99,000 | $9,636,000 |
| Asian | 2,178 | $515,195,000 | $236,000 | $5,000,000 | $132,000 | $3,360,000 |
| American Indian or Alaskan Native | 833 | $125,011,000 | $150,000 | $1,763,000 | $78,000 | $1,040,000 |
| Native Hawaiian or Other Pacific Islander | 469 | $110,393,000 | $235,000 | $1,350,000 | $120,000 | $2,342,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 144,649 | $24,740,502,000 | $171,000 | $10,000,000 | $92,000 | $9,977,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 82,708 | $14,374,755,000 | $173,000 | $5,000,000 | $92,000 | $9,636,000 |
| Loan Originated | 58,279 | $9,714,767,000 | $166,000 | $2,108,000 | $92,000 | $9,977,000 |
| Application Approved But Not Accepted | 1,867 | $311,042,000 | $166,000 | $885,000 | $92,000 | $2,620,000 |
| Application Withdrawn By Applicant | 1,795 | $339,938,000 | $189,000 | $10,000,000 | $107,000 | $4,200,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 47,503 | $7,927,543,000 | $166,000 | $5,000,000 | $92,000 | $6,300,000 |
| Collateral | 13,690 | $2,253,730,000 | $164,000 | $2,339,000 | $94,000 | $5,315,000 |
| Debt-To-Income Ratio | 8,113 | $1,599,366,000 | $197,000 | $3,500,000 | $67,000 | $1,285,000 |
| Credit History | 7,300 | $1,269,052,000 | $173,000 | $1,785,000 | $93,000 | $9,636,000 |
| Other | 3,383 | $725,596,000 | $214,000 | $2,010,000 | $121,000 | $3,058,000 |
| Unverifiable Information | 2,388 | $536,308,000 | $224,000 | $1,350,000 | $111,000 | $2,160,000 |
| Employment History | 187 | $32,972,000 | $176,000 | $992,000 | $83,000 | $679,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 144 | $30,188,000 | $209,000 | $2,275,000 | $110,000 | $868,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chase Manhattan Bank USA, NA's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chase Manhattan Bank USA, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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