Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Chevron Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,824 |
| Total Mortgage Loan Application Amount | $730,532,000 |
| Average Mortgage Loan Application Amount | $242,000 |
| Highest Mortgage Loan Application Amount | $2,060,000 |
| Average Applicant Income | $160,666 |
| Highest Applicant Income | $2,416,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 576 | $ 141,862,000 | $ 246,000 | $ 167,000 |
| Contra Costa County California | 452 | $ 144,790,000 | $ 320,000 | $ 166,000 |
| Fort Bend County Texas | 230 | $ 50,883,000 | $ 221,000 | $ 155,000 |
| Alameda County California | 118 | $ 40,848,000 | $ 346,000 | $ 179,000 |
| Los Angeles County California | 116 | $ 35,057,000 | $ 302,000 | $ 159,000 |
| Kern County California | 92 | $ 15,895,000 | $ 172,000 | $ 159,000 |
| Montgomery County Texas | 88 | $ 21,263,000 | $ 241,000 | $ 168,000 |
| St. Tammany County Louisiana | 58 | $ 12,299,000 | $ 212,000 | $ 149,000 |
| Solano County California | 55 | $ 13,391,000 | $ 243,000 | $ 125,000 |
| San Francisco County California | 42 | $ 21,877,000 | $ 520,000 | $ 181,000 |
| Frederick County Maryland | 39 | $ 9,327,000 | $ 239,000 | $ 157,000 |
| Jackson County Mississippi | 39 | $ 4,819,000 | $ 123,000 | $ 108,000 |
| Mobile County Alabama | 37 | $ 5,191,000 | $ 140,000 | $ 100,000 |
| Marin County California | 34 | $ 13,190,000 | $ 387,000 | $ 181,000 |
| Orange County California | 32 | $ 11,298,000 | $ 353,000 | $ 161,000 |
| Allegheny County Pennsylvania | 30 | $ 6,439,000 | $ 214,000 | $ 142,000 |
| Brazoria County Texas | 30 | $ 4,830,000 | $ 161,000 | $ 153,000 |
| San Mateo County California | 25 | $ 9,304,000 | $ 372,000 | $ 158,000 |
| El Paso County Texas | 25 | $ 3,030,000 | $ 121,000 | $ 88,000 |
| Galveston County Texas | 23 | $ 4,083,000 | $ 177,000 | $ 220,000 |
| Montgomery County Maryland | 22 | $ 4,654,000 | $ 211,000 | $ 143,000 |
| Riverside County California | 20 | $ 4,537,000 | $ 226,000 | $ 144,000 |
| Midland County Texas | 18 | $ 2,848,000 | $ 158,000 | $ 107,000 |
| Travis County Texas | 18 | $ 4,720,000 | $ 262,000 | $ 189,000 |
| Nevada County California | 15 | $ 3,295,000 | $ 219,000 | $ 150,000 |
| Sacramento County California | 14 | $ 2,813,000 | $ 200,000 | $ 124,000 |
| San Joaquin County California | 14 | $ 2,881,000 | $ 205,000 | $ 123,000 |
| Placer County California | 13 | $ 3,023,000 | $ 232,000 | $ 188,000 |
| Santa Clara County California | 13 | $ 5,810,000 | $ 446,000 | $ 177,000 |
| San Diego County California | 12 | $ 3,894,000 | $ 324,000 | $ 129,000 |
| Honolulu County Hawaii | 12 | $ 3,540,000 | $ 295,000 | $ 129,000 |
| Napa County California | 11 | $ 3,426,000 | $ 311,000 | $ 143,000 |
| San Bernardino County California | 11 | $ 3,130,000 | $ 284,000 | $ 142,000 |
| Baldwin County Alabama | 10 | $ 1,664,000 | $ 166,000 | $ 171,000 |
| George County Mississippi | 10 | $ 1,478,000 | $ 147,000 | $ 96,000 |
| Denton County Texas | 10 | $ 2,026,000 | $ 202,000 | $ 123,000 |
| Maricopa County Arizona | 9 | $ 2,680,000 | $ 297,000 | $ 170,000 |
| Clark County Nevada | 9 | $ 1,270,000 | $ 141,000 | $ 202,000 |
| El Dorado County California | 8 | $ 2,479,000 | $ 309,000 | $ 228,000 |
| Sonoma County California | 8 | $ 2,055,000 | $ 256,000 | $ 247,000 |
| Jefferson County Louisiana | 8 | $ 1,552,000 | $ 194,000 | $ 151,000 |
| Lafayette County Louisiana | 8 | $ 1,503,000 | $ 187,000 | $ 157,000 |
| Orleans County Louisiana | 8 | $ 1,216,000 | $ 152,000 | $ 159,000 |
| Plaquemines County Louisiana | 7 | $ 1,374,000 | $ 196,000 | $ 147,000 |
| King County Washington | 7 | $ 2,510,000 | $ 358,000 | $ 195,000 |
| San Luis Obispo County California | 6 | $ 2,155,000 | $ 359,000 | $ 273,000 |
| East Baton Rouge County Louisiana | 6 | $ 1,590,000 | $ 265,000 | $ 209,000 |
| Westchester County New York | 6 | $ 1,511,000 | $ 251,000 | $ 99,000 |
| Tarrant County Texas | 6 | $ 751,000 | $ 125,000 | $ 192,000 |
| Yavapai County Arizona | 5 | $ 858,000 | $ 171,000 | $ 166,000 |
| Santa Cruz County California | 5 | $ 1,865,000 | $ 373,000 | $ 199,000 |
| Stanislaus County California | 5 | $ 1,024,000 | $ 204,000 | $ 110,000 |
| Ventura County California | 5 | $ 1,488,000 | $ 297,000 | $ 197,000 |
| Harrison County Mississippi | 5 | $ 929,000 | $ 185,000 | $ 135,000 |
| Taos County New Mexico | 5 | $ 735,000 | $ 147,000 | $ 110,000 |
| Chambers County Texas | 5 | $ 684,000 | $ 136,000 | $ 96,000 |
| Davis County Utah | 5 | $ 1,073,000 | $ 214,000 | $ 143,000 |
| Calaveras County California | 4 | $ 916,000 | $ 229,000 | $ 177,000 |
| Tuolumne County California | 4 | $ 899,000 | $ 224,000 | $ 137,000 |
| Yolo County California | 4 | $ 1,010,000 | $ 252,000 | $ 148,000 |
| Douglas County Colorado | 4 | $ 1,426,000 | $ 356,000 | $ 92,000 |
| Miami-Dade County Florida | 4 | $ 1,269,000 | $ 317,000 | $ 194,000 |
| Palm Beach County Florida | 4 | $ 540,000 | $ 135,000 | $ 133,000 |
| Tangipahoa County Louisiana | 4 | $ 494,000 | $ 123,000 | $ 112,000 |
| Brazos County Texas | 4 | $ 859,000 | $ 214,000 | $ 193,000 |
| Dallas County Texas | 4 | $ 567,000 | $ 141,000 | $ 98,000 |
| Loudoun County Virginia | 4 | $ 1,297,000 | $ 324,000 | $ 131,000 |
| Pima County Arizona | 3 | $ 447,000 | $ 149,000 | $ 63,000 |
| Santa Barbara County California | 3 | $ 2,230,000 | $ 743,000 | $ 357,000 |
| Rio Blanco County Colorado | 3 | $ 502,000 | $ 167,000 | $ 110,000 |
| Summit County Colorado | 3 | $ 722,000 | $ 240,000 | $ 186,000 |
| Pinellas County Florida | 3 | $ 755,000 | $ 251,000 | $ 332,000 |
| Cook County Illinois | 3 | $ 1,078,000 | $ 359,000 | $ 928,000 |
| Lafourche County Louisiana | 3 | $ 127,000 | $ 42,000 | $ 84,000 |
| Anne Arundel County Maryland | 3 | $ 1,694,000 | $ 564,000 | $ 224,000 |
| Norfolk County Massachusetts | 3 | $ 2,749,000 | $ 916,000 | $ 550,000 |
| Suffolk County Massachusetts | 3 | $ 1,905,000 | $ 635,000 | $ 307,000 |
| Texas County Missouri | 3 | $ 214,000 | $ 71,000 | $ 81,000 |
| Bernalillo County New Mexico | 3 | $ 216,000 | $ 72,000 | $ 81,000 |
| Multnomah County Oregon | 3 | $ 1,057,000 | $ 352,000 | $ 128,000 |
| Comal County Texas | 3 | $ 307,000 | $ 102,000 | $ 211,000 |
| Hays County Texas | 3 | $ 451,000 | $ 150,000 | $ 288,000 |
| Polk County Texas | 3 | $ 333,000 | $ 111,000 | $ 135,000 |
| Fairfax County Virginia | 3 | $ 1,533,000 | $ 511,000 | $ 331,000 |
| Kitsap County Washington | 3 | $ 1,157,000 | $ 385,000 | $ 272,000 |
| Pierce County Washington | 3 | $ 446,000 | $ 148,000 | $ 115,000 |
| Skagit County Washington | 3 | $ 480,000 | $ 160,000 | $ 117,000 |
| Limestone County Alabama | 2 | $ 100,000 | $ 50,000 | $ 144,000 |
| Mohave County Arizona | 2 | $ 378,000 | $ 189,000 | $ 104,000 |
| Pinal County Arizona | 2 | $ 184,000 | $ 92,000 | $ 100,000 |
| Mono County California | 2 | $ 233,000 | $ 116,000 | $ 153,000 |
| Arapahoe County Colorado | 2 | $ 368,000 | $ 184,000 | $ 114,000 |
| Garfield County Colorado | 2 | $ 490,000 | $ 245,000 | $ 166,000 |
| Mesa County Colorado | 2 | $ 677,000 | $ 338,000 | $ 195,000 |
| Pueblo County Colorado | 2 | $ 197,000 | $ 98,000 | $ 108,000 |
| Broward County Florida | 2 | $ 308,000 | $ 154,000 | $ 148,000 |
| Citrus County Florida | 2 | $ 126,000 | $ 63,000 | $ 71,000 |
| Collier County Florida | 2 | $ 332,000 | $ 166,000 | $ 156,000 |
| Seminole County Florida | 2 | $ 248,000 | $ 124,000 | $ 35,000 |
| Ada County Idaho | 2 | $ 174,000 | $ 87,000 | $ 167,000 |
| Lake County Illinois | 2 | $ 290,000 | $ 145,000 | $ 148,000 |
| Warrick County Indiana | 2 | $ 696,000 | $ 348,000 | $ 144,000 |
| Jefferson County Kentucky | 2 | $ 405,000 | $ 202,000 | $ 107,000 |
| Washington County Maryland | 2 | $ 614,000 | $ 307,000 | $ 109,000 |
| Essex County Massachusetts | 2 | $ 200,000 | $ 100,000 | $ 341,000 |
| Livingston County Michigan | 2 | $ 329,000 | $ 164,000 | $ 238,000 |
| Copiah County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 182,000 |
| Lamar County Mississippi | 2 | $ 264,000 | $ 132,000 | $ 120,000 |
| Flathead County Montana | 2 | $ 599,000 | $ 299,000 | $ 121,000 |
| Washoe County Nevada | 2 | $ 822,000 | $ 411,000 | $ 158,000 |
| Bergen County New Jersey | 2 | $ 739,000 | $ 369,000 | $ 180,000 |
| San Juan County New Mexico | 2 | $ 615,000 | $ 307,000 | $ 174,000 |
| Suffolk County New York | 2 | $ 310,000 | $ 155,000 | $ 145,000 |
| Mecklenburg County North Carolina | 2 | $ 659,000 | $ 329,000 | $ 189,000 |
| New Hanover County North Carolina | 2 | $ 567,000 | $ 283,000 | $ 213,000 |
| Oklahoma County Oklahoma | 2 | $ 426,000 | $ 213,000 | $ 180,000 |
| Deschutes County Oregon | 2 | $ 606,000 | $ 303,000 | $ 201,000 |
| Fayette County Pennsylvania | 2 | $ 244,000 | $ 122,000 | $ 78,000 |
| Montgomery County Pennsylvania | 2 | $ 607,000 | $ 303,000 | $ 118,000 |
| Washington County Pennsylvania | 2 | $ 604,000 | $ 302,000 | $ 111,000 |
| Westmoreland County Pennsylvania | 2 | $ 355,000 | $ 177,000 | $ 128,000 |
| Shelby County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 131,000 |
| Aransas County Texas | 2 | $ 315,000 | $ 157,000 | $ 127,000 |
| Collin County Texas | 2 | $ 209,000 | $ 104,000 | $ 140,000 |
| Fayette County Texas | 2 | $ 100,000 | $ 50,000 | $ 33,000 |
| Hockley County Texas | 2 | $ 163,000 | $ 81,000 | $ 106,000 |
| Jefferson County Texas | 2 | $ 392,000 | $ 196,000 | $ 107,000 |
| Llano County Texas | 2 | $ 317,000 | $ 158,000 | $ 159,000 |
| Smith County Texas | 2 | $ 253,000 | $ 126,000 | $ 125,000 |
| Williamson County Texas | 2 | $ 375,000 | $ 187,000 | $ 64,000 |
| Salt Lake County Utah | 2 | $ 892,000 | $ 446,000 | $ 213,000 |
| Clark County Washington | 2 | $ 652,000 | $ 326,000 | $ 124,000 |
| Cabell County West Virginia | 2 | $ 223,000 | $ 111,000 | $ 220,000 |
| Jefferson County West Virginia | 2 | $ 366,000 | $ 183,000 | $ 136,000 |
| Butler County Alabama | 1 | $ 182,000 | $ 182,000 | $ 116,000 |
| Jackson County Alabama | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Lauderdale County Alabama | 1 | $ 160,000 | $ 160,000 | $ 316,000 |
| Morgan County Alabama | 1 | $ 221,000 | $ 221,000 | $ 119,000 |
| Shelby County Alabama | 1 | $ 181,000 | $ 181,000 | $ 127,000 |
| Anchorage County Alaska | 1 | $ 451,000 | $ 451,000 | $ 164,000 |
| Benton County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 2,000 |
| Washington County Arkansas | 1 | $ 11,000 | $ 11,000 | $ 110,000 |
| Butte County California | 1 | $ 211,000 | $ 211,000 | $ 77,000 |
| Glenn County California | 1 | $ 212,000 | $ 212,000 | $ 62,000 |
| Kings County California | 1 | $ 279,000 | $ 279,000 | $ 40,000 |
| Madera County California | 1 | $ 233,000 | $ 233,000 | $ 75,000 |
| Monterey County California | 1 | $ 365,000 | $ 365,000 | $ 119,000 |
| Shasta County California | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Siskiyou County California | 1 | $ 62,000 | $ 62,000 | $ 100,000 |
| Adams County Colorado | 1 | $ 68,000 | $ 68,000 | $ 180,000 |
| Costilla County Colorado | 1 | $ 50,000 | $ 50,000 | $ 362,000 |
| Gunnison County Colorado | 1 | $ 528,000 | $ 528,000 | $ 603,000 |
| Larimer County Colorado | 1 | $ 301,000 | $ 301,000 | $ 269,000 |
| Pitkin County Colorado | 1 | $ 675,000 | $ 675,000 | $ 213,000 |
| Fairfield County Connecticut | 1 | $ 575,000 | $ 575,000 | $ 150,000 |
| Tolland County Connecticut | 1 | $ 170,000 | $ 170,000 | $ 178,000 |
| New Castle County Delaware | 1 | $ 223,000 | $ 223,000 | $ 90,000 |
| Duval County Florida | 1 | $ 226,000 | $ 226,000 | $ 110,000 |
| Escambia County Florida | 1 | $ 200,000 | $ 200,000 | $ 151,000 |
| Flagler County Florida | 1 | $ 800,000 | $ 800,000 | $ 225,000 |
| Hillsborough County Florida | 1 | $ 211,000 | $ 211,000 | $ 160,000 |
| Lee County Florida | 1 | $ 140,000 | $ 140,000 | $ 197,000 |
| Nassau County Florida | 1 | $ 78,000 | $ 78,000 | $ 230,000 |
| Okaloosa County Florida | 1 | $ 315,000 | $ 315,000 | $ 239,000 |
| Orange County Florida | 1 | $ 129,000 | $ 129,000 | $ 59,000 |
| Pasco County Florida | 1 | $ 67,000 | $ 67,000 | $ 70,000 |
| Polk County Florida | 1 | $ 196,000 | $ 196,000 | $ 154,000 |
| Walton County Florida | 1 | $ 415,000 | $ 415,000 | $ 139,000 |
| Gilmer County Georgia | 1 | $ 295,000 | $ 295,000 | $ 172,000 |
| Gwinnett County Georgia | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Canyon County Idaho | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Valley County Idaho | 1 | $ 368,000 | $ 368,000 | $ 261,000 |
| Kane County Illinois | 1 | $ 170,000 | $ 170,000 | $ 100,000 |
| St. Joseph County Indiana | 1 | $ 72,000 | $ 72,000 | $ 233,000 |
| Boone County Kentucky | 1 | $ 293,000 | $ 293,000 | $ 362,000 |
| Green County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 4,000 |
| Nelson County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Shelby County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 109,000 |
| Ascension County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 158,000 |
| Evangeline County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 132,000 |
| St. Martin County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 75,000 |
| Vermilion County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 73,000 |
| Howard County Maryland | 1 | $ 460,000 | $ 460,000 | $ 173,000 |
| Middlesex County Massachusetts | 1 | $ 356,000 | $ 356,000 | $ 190,000 |
| Nantucket County Massachusetts | 1 | $ 600,000 | $ 600,000 | $ 520,000 |
| Antrim County Michigan | 1 | $ 240,000 | $ 240,000 | $ 160,000 |
| Kent County Michigan | 1 | $ 58,000 | $ 58,000 | $ 298,000 |
| Marquette County Michigan | 1 | $ 94,000 | $ 94,000 | $ 137,000 |
| Dakota County Minnesota | 1 | $ 464,000 | $ 464,000 | $ 254,000 |
| Lake County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 165,000 |
| Covington County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 40,000 |
| Forrest County Mississippi | 1 | $ 89,000 | $ 89,000 | $ 75,000 |
| Marion County Mississippi | 1 | $ 187,000 | $ 187,000 | $ 100,000 |
| Walthall County Mississippi | 1 | $ 128,000 | $ 128,000 | $ 89,000 |
| Boone County Missouri | 1 | $ 16,000 | $ 16,000 | $ 56,000 |
| St. Louis City County Missouri | 1 | $ 38,000 | $ 38,000 | $ 94,000 |
| Missoula County Montana | 1 | $ 230,000 | $ 230,000 | $ 767,000 |
| Atlantic County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Morris County New Jersey | 1 | $ 1,011,000 | $ 1,011,000 | $ 975,000 |
| Ocean County New Jersey | 1 | $ 194,000 | $ 194,000 | $ 69,000 |
| Dona Ana County New Mexico | 1 | $ 30,000 | $ 30,000 | $ 95,000 |
| Lincoln County New Mexico | 1 | $ 130,000 | $ 130,000 | $ 175,000 |
| Sandoval County New Mexico | 1 | $ 178,000 | $ 178,000 | $ 75,000 |
| Santa Fe County New Mexico | 1 | $ 360,000 | $ 360,000 | $ 182,000 |
| Valencia County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Kings County New York | 1 | $ 304,000 | $ 304,000 | $ 174,000 |
| St. Lawrence County New York | 1 | $ 142,000 | $ 142,000 | $ 300,000 |
| Buncombe County North Carolina | 1 | $ 1,288,000 | $ 1,288,000 | $ 457,000 |
| Durham County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 69,000 |
| Watauga County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 343,000 |
| Ashland County Ohio | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| Jefferson County Ohio | 1 | $ 70,000 | $ 70,000 | $ 80,000 |
| Payne County Oklahoma | 1 | $ 174,000 | $ 174,000 | $ 282,000 |
| Clackamas County Oregon | 1 | $ 226,000 | $ 226,000 | $ 52,000 |
| Curry County Oregon | 1 | $ 194,000 | $ 194,000 | $ 36,000 |
| Hood River County Oregon | 1 | $ 581,000 | $ 581,000 | $ 270,000 |
| Josephine County Oregon | 1 | $ 140,000 | $ 140,000 | $ 107,000 |
| Lane County Oregon | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Adams County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 151,000 |
| Beaver County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 105,000 |
| Lehigh County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 219,000 |
| Philadelphia County Pennsylvania | 1 | $ 390,000 | $ 390,000 | $ 193,000 |
| Greenville County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| McMinn County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 93,000 |
| Williamson County Tennessee | 1 | $ 239,000 | $ 239,000 | $ 115,000 |
| Andrews County Texas | 1 | $ 151,000 | $ 151,000 | $ 65,000 |
| Bexar County Texas | 1 | $ 134,000 | $ 134,000 | $ 126,000 |
| Coleman County Texas | 1 | $ 49,000 | $ 49,000 | $ 141,000 |
| Ector County Texas | 1 | $ 61,000 | $ 61,000 | $ 95,000 |
| Gonzales County Texas | 1 | $ 164,000 | $ 164,000 | $ 140,000 |
| Gregg County Texas | 1 | $ 137,000 | $ 137,000 | $ 130,000 |
| Guadalupe County Texas | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Hidalgo County Texas | 1 | $ 33,000 | $ 33,000 | $ 44,000 |
| Kaufman County Texas | 1 | $ 189,000 | $ 189,000 | $ 104,000 |
| Kendall County Texas | 1 | $ 300,000 | $ 300,000 | $ 384,000 |
| Lee County Texas | 1 | $ 90,000 | $ 90,000 | $ 116,000 |
| Martin County Texas | 1 | $ 210,000 | $ 210,000 | $ 120,000 |
| Nueces County Texas | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| San Jacinto County Texas | 1 | $ 104,000 | $ 104,000 | $ 122,000 |
| Scurry County Texas | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
| Upshur County Texas | 1 | $ 97,000 | $ 97,000 | $ 77,000 |
| Waller County Texas | 1 | $ 212,000 | $ 212,000 | $ 133,000 |
| Ward County Texas | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
| Duchesne County Utah | 1 | $ 267,000 | $ 267,000 | $ 87,000 |
| Summit County Utah | 1 | $ 325,000 | $ 325,000 | $ 245,000 |
| Uintah County Utah | 1 | $ 233,000 | $ 233,000 | $ 119,000 |
| Utah County Utah | 1 | $ 135,000 | $ 135,000 | $ 178,000 |
| Wasatch County Utah | 1 | $ 362,000 | $ 362,000 | $ 310,000 |
| Albemarle County Virginia | 1 | $ 750,000 | $ 750,000 | $ 250,000 |
| Arlington County Virginia | 1 | $ 605,000 | $ 605,000 | $ 238,000 |
| Bedford County Virginia | 1 | $ 278,000 | $ 278,000 | $ 120,000 |
| Bedford City County Virginia | 1 | $ 86,000 | $ 86,000 | $ 31,000 |
| Buena Vista County Virginia | 1 | $ 39,000 | $ 39,000 | $ 43,000 |
| Chesapeake County Virginia | 1 | $ 224,000 | $ 224,000 | $ 254,000 |
| Roanoke County Virginia | 1 | $ 139,000 | $ 139,000 | $ 47,000 |
| Virginia Beach County Virginia | 1 | $ 407,000 | $ 407,000 | $ 116,000 |
| Franklin County Washington | 1 | $ 732,000 | $ 732,000 | $ 163,000 |
| Jefferson County Washington | 1 | $ 387,000 | $ 387,000 | $ 170,000 |
| Whatcom County Washington | 1 | $ 93,000 | $ 93,000 | $ 292,000 |
| Berkeley County West Virginia | 1 | $ 223,000 | $ 223,000 | $ 47,000 |
| Monongalia County West Virginia | 1 | $ 94,000 | $ 94,000 | $ 94,000 |
| Wood County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Natrona County Wyoming | 1 | $ 73,000 | $ 73,000 | $ 74,000 |
| Sublette County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,243 | $325,267,000 | $261,000 | $1,266,000 | $164,000 | $2,416,000 |
| Home Purchase | 1,233 | $338,536,000 | $274,000 | $2,060,000 | $158,000 | $900,000 |
| Home Improvement | 348 | $66,729,000 | $191,000 | $931,000 | $160,000 | $1,683,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,239 | $329,205,000 | $265,000 | $2,000,000 | $168,000 | $2,416,000 |
| White | 1,157 | $295,252,000 | $255,000 | $2,060,000 | $158,000 | $975,000 |
| Asian | 178 | $47,660,000 | $267,000 | $1,000,000 | $154,000 | $548,000 |
| Hispanic | 139 | $31,710,000 | $228,000 | $945,000 | $134,000 | $468,000 |
| Black or African American | 90 | $20,200,000 | $224,000 | $860,000 | $159,000 | $447,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $4,576,000 | $326,000 | $845,000 | $159,000 | $303,000 |
| American Indian or Alaskan Native | 7 | $1,929,000 | $275,000 | $661,000 | $135,000 | $172,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,824 | $730,532,000 | $258,000 | $2,060,000 | $161,000 | $2,416,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,836 | $488,944,000 | $266,000 | $1,340,000 | $155,000 | $773,000 |
| Application Denied By Financial Institution | 978 | $239,619,000 | $245,000 | $2,060,000 | $170,000 | $2,416,000 |
| Application Withdrawn By Applicant | 10 | $1,969,000 | $196,000 | $400,000 | $343,000 | $1,683,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 706 | $172,721,000 | $244,000 | $1,400,000 | $176,000 | $2,150,000 |
| Credit Application Incomplete | 211 | $50,867,000 | $241,000 | $2,060,000 | $161,000 | $2,416,000 |
| Collateral | 17 | $4,618,000 | $271,000 | $800,000 | $143,000 | $412,000 |
| Debt-To-Income Ratio | 14 | $3,231,000 | $230,000 | $577,000 | $83,000 | $193,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,181,000 | $147,000 | $245,000 | $83,000 | $125,000 |
| Mortgage Insurance Denied | 8 | $2,874,000 | $359,000 | $1,266,000 | $136,000 | $410,000 |
| Credit History | 4 | $764,000 | $191,000 | $333,000 | $82,000 | $157,000 |
| Employment History | 2 | $1,020,000 | $510,000 | $940,000 | $120,000 | $197,000 |
| Unverifiable Information | 2 | $468,000 | $234,000 | $264,000 | $138,000 | $187,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.