Chevy Chase Bank, F.S.B. Mortgage Lending & HMDA Data, 2003

In 2003, Chevy Chase Bank, F.S.B. of Bethesda,, MD reported 32,401 mortgage applications totaling $10.5 billion. The average application was for $325,239, and applicants reported an average income of $129,506. 67% of its applications resulted in an originated loan and 4% were denied. Its largest markets were San Francisco, CA (1,001), Los Angeles-Long Beach, CA (962) and Baltimore, MD (927) (applications in parentheses).

Mortgage Company & Address Chevy Chase Bank, F.S.B.
7501 Wisconsin Ave 13th Flr-W
Bethesda,, MD 20814
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 32,401
Total Mortgage Loan Application Amount $10,538,098,000
Average Mortgage Loan Application Amount $325,239
Highest Mortgage Loan Application Amount $6,250,000
Average Applicant Income $129,506
Highest Applicant Income $8,244,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chevy Chase Bank, F.S.B. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chevy Chase Bank, F.S.B. by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Maryland 1,903 $ 407,810,000 $ 214,298 $ 93,000
Fairfax, Virginia 1,188 $ 315,215,000 $ 265,332 $ 99,000
Los Angeles, California 962 $ 670,337,000 $ 696,816 $ 182,000
Maricopa, Arizona 768 $ 241,240,000 $ 314,114 $ 168,000
Prince George's, Maryland 727 $ 92,786,000 $ 127,628 $ 68,000
San Diego, California 709 $ 326,189,000 $ 460,069 $ 151,000
Fairfield, Connecticut 701 $ 385,431,000 $ 549,830 $ 204,000
District of Columbia, District Of Columbia 647 $ 149,195,000 $ 230,595 $ 116,000
Santa Clara, California 619 $ 389,680,000 $ 629,531 $ 199,000
Palm Beach, Florida 481 $ 171,749,000 $ 357,066 $ 152,000
Clark, Nevada 466 $ 121,879,000 $ 261,542 $ 129,000
Cook, Illinois 446 $ 155,976,000 $ 349,721 $ 121,000
Contra Costa, California 426 $ 204,610,000 $ 480,305 $ 143,000
Loudoun, Virginia 382 $ 98,249,000 $ 257,196 $ 98,000
Marin, California 374 $ 257,378,000 $ 688,176 $ 258,000
Broward, Florida 372 $ 117,696,000 $ 316,387 $ 121,000
Anne Arundel, Maryland 370 $ 95,598,000 $ 258,372 $ 94,000
San Mateo, California 360 $ 259,273,000 $ 720,202 $ 226,000
King, Washington 360 $ 136,919,000 $ 380,330 $ 127,000
Middlesex, Massachusetts 356 $ 129,754,000 $ 364,477 $ 136,000
Bergen, New Jersey 348 $ 136,738,000 $ 392,925 $ 143,000
Orange, California 345 $ 196,850,000 $ 570,579 $ 186,000
Salt Lake, Utah 334 $ 55,314,000 $ 165,610 $ 82,000
Prince William, Virginia 318 $ 65,452,000 $ 205,823 $ 89,000
Alameda, California 289 $ 141,232,000 $ 488,692 $ 159,000
Monmouth, New Jersey 288 $ 95,263,000 $ 330,774 $ 131,000
San Francisco, California 267 $ 181,240,000 $ 678,801 $ 202,000
Morris, New Jersey 262 $ 82,182,000 $ 313,671 $ 118,000
Howard, Maryland 258 $ 57,955,000 $ 224,631 $ 86,000
Utah, Utah 251 $ 44,542,000 $ 177,458 $ 91,000
Suffolk, New York 249 $ 116,045,000 $ 466,044 $ 175,000
Miami-Dade, Florida 224 $ 106,993,000 $ 477,647 $ 186,000
Guilford, North Carolina 219 $ 40,525,000 $ 185,045 $ 93,000
Riverside, California 207 $ 58,844,000 $ 284,270 $ 157,000
Oakland, Michigan 206 $ 90,339,000 $ 438,538 $ 189,000
St. Louis, Missouri 201 $ 60,183,000 $ 299,417 $ 115,000
Chester, Pennsylvania 201 $ 64,732,000 $ 322,049 $ 179,000
Arlington, Virginia 193 $ 48,632,000 $ 251,979 $ 110,000
Norfolk, Massachusetts 181 $ 62,547,000 $ 345,563 $ 115,000
Sarasota, Florida 178 $ 99,684,000 $ 560,022 $ 269,000
Somerset, New Jersey 177 $ 59,460,000 $ 335,932 $ 155,000
Suffolk, Massachusetts 172 $ 58,578,000 $ 340,569 $ 107,000
Middlesex, New Jersey 172 $ 36,686,000 $ 213,290 $ 102,000
Westchester, New York 170 $ 96,539,000 $ 567,876 $ 341,000
Essex, New Jersey 165 $ 53,146,000 $ 322,096 $ 128,000
Sonoma, California 163 $ 76,223,000 $ 467,625 $ 155,000
Hunterdon, New Jersey 163 $ 46,939,000 $ 287,969 $ 123,000
Santa Barbara, California 162 $ 177,078,000 $ 1,093,074 $ 317,000
Ocean, New Jersey 155 $ 40,560,000 $ 261,677 $ 109,000
Mecklenburg, North Carolina 154 $ 32,844,000 $ 213,272 $ 114,000
DuPage, Illinois 153 $ 41,747,000 $ 272,856 $ 129,000
Frederick, Maryland 153 $ 27,000,000 $ 176,470 $ 71,000
Nassau, New York 143 $ 62,382,000 $ 436,237 $ 201,000
Plymouth, Massachusetts 134 $ 43,956,000 $ 328,029 $ 92,000
Ventura, California 131 $ 66,354,000 $ 506,519 $ 178,000
Sussex, Delaware 129 $ 34,954,000 $ 270,961 $ 123,000
Duval, Florida 129 $ 27,295,000 $ 211,589 $ 92,000
Essex, Massachusetts 129 $ 38,807,000 $ 300,829 $ 89,000
Union, New Jersey 129 $ 39,147,000 $ 303,465 $ 134,000
Solano, California 128 $ 35,149,000 $ 274,601 $ 103,000
Baltimore, Maryland 128 $ 27,087,000 $ 211,617 $ 114,000
Davis, Utah 125 $ 18,277,000 $ 146,216 $ 83,000
Monterey, California 123 $ 78,973,000 $ 642,056 $ 295,000
Queens, New York 123 $ 33,982,000 $ 276,276 $ 80,000
Denver, Colorado 119 $ 30,105,000 $ 252,983 $ 98,000
Barnstable, Massachusetts 117 $ 40,079,000 $ 342,555 $ 151,000
Jefferson, Colorado 116 $ 28,475,000 $ 245,474 $ 91,000
Alexandria, Virginia 114 $ 26,494,000 $ 232,403 $ 113,000
Hudson, New Jersey 111 $ 27,644,000 $ 249,045 $ 100,000
Fulton, Georgia 107 $ 38,308,000 $ 358,018 $ 170,000
Clackamas, Oregon 107 $ 31,649,000 $ 295,785 $ 126,000
Collier, Florida 106 $ 42,939,000 $ 405,084 $ 211,000
Passaic, New Jersey 103 $ 23,901,000 $ 232,048 $ 88,000
Montgomery, Pennsylvania 103 $ 41,497,000 $ 402,883 $ 175,000
Arapahoe, Colorado 102 $ 29,114,000 $ 285,431 $ 127,000
Boulder, Colorado 102 $ 31,139,000 $ 305,284 $ 121,000
Lee, Florida 101 $ 38,864,000 $ 384,792 $ 206,000
Kitsap, Washington 99 $ 23,960,000 $ 242,020 $ 127,000
Snohomish, Washington 99 $ 27,270,000 $ 275,454 $ 149,000
New York, New York 96 $ 72,413,000 $ 754,302 $ 368,000
Sacramento, California 94 $ 20,512,000 $ 218,212 $ 91,000
Lake, Illinois 94 $ 40,682,000 $ 432,787 $ 168,000
San Bernardino, California 93 $ 17,512,000 $ 188,301 $ 107,000
Douglas, Colorado 91 $ 36,001,000 $ 395,615 $ 203,000
Franklin, Ohio 88 $ 14,221,000 $ 161,602 $ 108,000
Hillsborough, Florida 87 $ 18,877,000 $ 216,977 $ 103,000
St. Charles, Missouri 86 $ 16,251,000 $ 188,965 $ 81,000
Hennepin, Minnesota 85 $ 12,251,000 $ 144,129 $ 171,000
New Castle, Delaware 84 $ 16,123,000 $ 191,940 $ 96,000
Hamilton, Ohio 84 $ 16,623,000 $ 197,892 $ 107,000
Wake, North Carolina 83 $ 18,963,000 $ 228,469 $ 113,000
Pinellas, Florida 79 $ 22,211,000 $ 281,151 $ 135,000
Weld, Colorado 77 $ 13,845,000 $ 179,805 $ 94,000
Worcester, Massachusetts 77 $ 16,207,000 $ 210,480 $ 64,000
Cape May, New Jersey 75 $ 33,121,000 $ 441,613 $ 199,000
Sussex, New Jersey 74 $ 16,940,000 $ 228,918 $ 105,000
Wayne, Michigan 73 $ 19,292,000 $ 264,273 $ 111,000
Cobb, Georgia 72 $ 13,188,000 $ 183,166 $ 112,000
Cuyahoga, Ohio 72 $ 14,716,000 $ 204,388 $ 135,000
Dallas, Texas 72 $ 19,530,000 $ 271,250 $ 152,000
Delaware, Pennsylvania 71 $ 14,793,000 $ 208,352 $ 120,000
Adams, Colorado 70 $ 14,970,000 $ 213,857 $ 86,000
Chesterfield, Virginia 68 $ 12,148,000 $ 178,647 $ 92,000
Henrico, Virginia 68 $ 12,351,000 $ 181,632 $ 90,000
Pierce, Washington 68 $ 16,210,000 $ 238,382 $ 118,000
New Haven, Connecticut 66 $ 16,755,000 $ 253,863 $ 94,000
Santa Cruz, California 64 $ 31,697,000 $ 495,265 $ 165,000
Worcester, Maryland 63 $ 14,282,000 $ 226,698 $ 136,000
Gwinnett, Georgia 61 $ 10,383,000 $ 170,213 $ 91,000
Manatee, Florida 60 $ 20,406,000 $ 340,100 $ 183,000
Kings, New York 60 $ 19,060,000 $ 317,666 $ 142,000
Collin, Texas 60 $ 15,543,000 $ 259,050 $ 106,000
Jefferson, Kentucky 59 $ 10,055,000 $ 170,423 $ 102,000
Charles, Maryland 59 $ 9,394,000 $ 159,220 $ 82,000
Mercer, New Jersey 56 $ 16,075,000 $ 287,053 $ 119,000
Baltimore City, Maryland 55 $ 9,189,000 $ 167,072 $ 93,000
Carroll, Maryland 55 $ 11,726,000 $ 213,200 $ 72,000
Multnomah, Oregon 55 $ 14,807,000 $ 269,218 $ 92,000
Hartford, Connecticut 54 $ 13,669,000 $ 253,129 $ 214,000
Rockland, New York 54 $ 13,128,000 $ 243,111 $ 116,000
Atlantic, New Jersey 52 $ 16,651,000 $ 320,211 $ 144,000
Burlington, New Jersey 52 $ 10,599,000 $ 203,826 $ 104,000
Stafford, Virginia 51 $ 10,021,000 $ 196,490 $ 84,000
Teton, Wyoming 50 $ 22,572,000 $ 451,440 $ 174,000
Bucks, Pennsylvania 49 $ 12,630,000 $ 257,755 $ 98,000
El Paso, Colorado 48 $ 13,264,000 $ 276,333 $ 107,000
Newport News, Virginia 48 $ 5,421,000 $ 112,937 $ 59,000
Placer, California 47 $ 23,388,000 $ 497,617 $ 213,000
Larimer, Colorado 47 $ 11,989,000 $ 255,085 $ 95,000
Denton, Texas 45 $ 10,788,000 $ 239,733 $ 152,000
Bristol, Massachusetts 44 $ 10,038,000 $ 228,136 $ 87,000
Napa, California 43 $ 32,178,000 $ 748,325 $ 261,000
San Joaquin, California 43 $ 9,451,000 $ 219,790 $ 98,000
Eagle, Colorado 43 $ 24,216,000 $ 563,162 $ 246,000
St. Johns, Florida 43 $ 13,730,000 $ 319,302 $ 114,000
Washington, Oregon 43 $ 8,537,000 $ 198,534 $ 85,000
Virginia Beach, Virginia 42 $ 9,378,000 $ 223,285 $ 111,000
DeKalb, Georgia 41 $ 8,991,000 $ 219,292 $ 113,000
Warren, New Jersey 41 $ 10,183,000 $ 248,365 $ 97,000
Monroe, Florida 40 $ 14,692,000 $ 367,300 $ 140,000
Will, Illinois 40 $ 8,994,000 $ 224,850 $ 88,000
Nantucket, Massachusetts 40 $ 28,265,000 $ 706,625 $ 648,000
Fauquier, Virginia 40 $ 9,462,000 $ 236,550 $ 95,000
Routt, Colorado 39 $ 19,239,000 $ 493,307 $ 167,000
Tarrant, Texas 39 $ 10,060,000 $ 257,948 $ 190,000
El Dorado, California 38 $ 13,824,000 $ 363,789 $ 207,000
Orange, Florida 38 $ 8,343,000 $ 219,552 $ 110,000
Marion, Indiana 38 $ 8,823,000 $ 232,184 $ 106,000
Harford, Maryland 38 $ 7,492,000 $ 197,157 $ 95,000
St. Louis City, Missouri 38 $ 5,823,000 $ 153,236 $ 76,000
Camden, New Jersey 37 $ 6,056,000 $ 163,675 $ 85,000
Greenville, South Carolina 37 $ 5,339,000 $ 144,297 $ 79,000
Calvert, Maryland 36 $ 6,498,000 $ 180,500 $ 130,000
Macomb, Michigan 36 $ 5,914,000 $ 164,277 $ 71,000
Pima, Arizona 35 $ 7,244,000 $ 206,971 $ 115,000
Ramsey, Minnesota 35 $ 1,803,000 $ 51,514 $ 98,000
Philadelphia, Pennsylvania 35 $ 7,286,000 $ 208,171 $ 88,000
Albemarle, Virginia 35 $ 5,447,000 $ 155,628 $ 92,000
Volusia, Florida 34 $ 6,075,000 $ 178,676 $ 94,000
Hamilton, Indiana 34 $ 9,875,000 $ 290,441 $ 106,000
Butler, Ohio 34 $ 6,514,000 $ 191,588 $ 72,000
York, Virginia 34 $ 6,166,000 $ 181,352 $ 107,000
San Luis Obispo, California 33 $ 16,612,000 $ 503,393 $ 224,000
Washoe, Nevada 33 $ 13,771,000 $ 417,303 $ 176,000
Richmond, New York 33 $ 6,903,000 $ 209,181 $ 89,000
Charleston, South Carolina 33 $ 10,183,000 $ 308,575 $ 135,000
Iredell, North Carolina 32 $ 7,773,000 $ 242,906 $ 84,000
Montgomery, Ohio 32 $ 5,886,000 $ 183,937 $ 121,000
Warren, Ohio 32 $ 7,351,000 $ 229,718 $ 108,000
Richmond City, Virginia 32 $ 7,723,000 $ 241,343 $ 145,000
Orange, New York 31 $ 7,419,000 $ 239,322 $ 121,000
Middlesex, Connecticut 30 $ 7,429,000 $ 247,633 $ 95,000
Durham, North Carolina 30 $ 5,453,000 $ 181,766 $ 104,000
Spotsylvania, Virginia 30 $ 7,091,000 $ 236,366 $ 126,000
Seminole, Florida 29 $ 6,367,000 $ 219,551 $ 101,000
Kane, Illinois 29 $ 6,167,000 $ 212,655 $ 87,000
Fayette, Kentucky 29 $ 5,942,000 $ 204,896 $ 110,000
Forsyth, North Carolina 28 $ 4,620,000 $ 165,000 $ 87,000
Brevard, Florida 27 $ 6,741,000 $ 249,666 $ 209,000
Talbot, Maryland 27 $ 5,972,000 $ 221,185 $ 167,000
Kent, Michigan 27 $ 3,883,000 $ 143,814 $ 91,000
Dakota, Minnesota 27 $ 1,543,000 $ 57,148 $ 75,000
Jackson, Missouri 27 $ 5,966,000 $ 220,962 $ 110,000
Allegheny, Pennsylvania 27 $ 5,816,000 $ 215,407 $ 121,000
McHenry, Illinois 26 $ 5,139,000 $ 197,653 $ 87,000
Dukes, Massachusetts 26 $ 10,065,000 $ 387,115 $ 234,000
Providence, Rhode Island 26 $ 4,114,000 $ 158,230 $ 76,000
Cache, Utah 26 $ 3,282,000 $ 126,230 $ 66,000
Hampton, Virginia 26 $ 3,137,000 $ 120,653 $ 79,000
Kern, California 25 $ 2,224,000 $ 88,960 $ 127,000
Stanislaus, California 25 $ 3,155,000 $ 126,200 $ 101,000
Martin, Florida 25 $ 8,336,000 $ 333,440 $ 153,000
Northampton, Pennsylvania 25 $ 4,010,000 $ 160,400 $ 100,000
Harris, Texas 25 $ 4,925,000 $ 197,000 $ 248,000
Forsyth, Georgia 24 $ 6,850,000 $ 285,416 $ 116,000
Bronx, New York 24 $ 5,749,000 $ 239,541 $ 71,000
Putnam, New York 24 $ 9,123,000 $ 380,125 $ 147,000
Weber, Utah 24 $ 3,453,000 $ 143,875 $ 67,000
Fairfax City, Virginia 24 $ 6,448,000 $ 268,666 $ 105,000
Pitkin, Colorado 23 $ 30,973,000 $ 1,346,652 $ 464,000
Litchfield, Connecticut 23 $ 7,711,000 $ 335,260 $ 136,000
Queen Anne's, Maryland 23 $ 6,157,000 $ 267,695 $ 162,000
Rockingham, New Hampshire 23 $ 4,702,000 $ 204,434 $ 40,000
Wilkes, North Carolina 23 $ 3,136,000 $ 136,347 $ 54,000
Lake, Ohio 23 $ 4,624,000 $ 201,043 $ 125,000
Frederick, Virginia 23 $ 4,075,000 $ 177,173 $ 71,000
Nevada, California 22 $ 7,464,000 $ 339,272 $ 162,000
Johnson, Kansas 22 $ 5,025,000 $ 228,409 $ 169,000
Mahoning, Ohio 22 $ 3,225,000 $ 146,590 $ 103,000
Pinal, Arizona 21 $ 3,007,000 $ 143,190 $ 92,000
Okaloosa, Florida 21 $ 6,070,000 $ 289,047 $ 217,000
Santa Rosa, Florida 21 $ 3,705,000 $ 176,428 $ 125,000
Catawba, North Carolina 21 $ 5,576,000 $ 265,523 $ 124,000
Delaware, Ohio 21 $ 6,082,000 $ 289,619 $ 136,000
Deschutes, Oregon 21 $ 6,123,000 $ 291,571 $ 152,000
Chesapeake, Virginia 21 $ 3,154,000 $ 150,190 $ 95,000
Manassas, Virginia 21 $ 3,826,000 $ 182,190 $ 89,000
Pasco, Florida 20 $ 2,261,000 $ 113,050 $ 107,000
Genesee, Michigan 20 $ 3,966,000 $ 198,300 $ 105,000
Washtenaw, Michigan 20 $ 6,290,000 $ 314,500 $ 148,000
Dutchess, New York 20 $ 4,782,000 $ 239,100 $ 114,000
Orange, North Carolina 20 $ 6,778,000 $ 338,900 $ 126,000
Union, North Carolina 20 $ 4,469,000 $ 223,450 $ 95,000
Washington, Rhode Island 20 $ 6,891,000 $ 344,550 $ 158,000
Hamilton, Tennessee 20 $ 2,925,000 $ 146,250 $ 72,000
Culpeper, Virginia 20 $ 3,434,000 $ 171,700 $ 84,000
Yavapai, Arizona 19 $ 10,626,000 $ 559,263 $ 504,000
Fresno, California 19 $ 2,148,000 $ 113,052 $ 93,000
Leon, Florida 19 $ 4,071,000 $ 214,263 $ 189,000
Hillsborough, New Hampshire 19 $ 3,063,000 $ 161,210 $ 52,000
New Hanover, North Carolina 19 $ 5,716,000 $ 300,842 $ 137,000
Davidson, Tennessee 19 $ 4,955,000 $ 260,789 $ 212,000
Cumberland, Maine 18 $ 6,753,000 $ 375,166 $ 214,000
Gloucester, New Jersey 18 $ 2,276,000 $ 126,444 $ 77,000
Buncombe, North Carolina 18 $ 2,647,000 $ 147,055 $ 77,000
Clermont, Ohio 18 $ 4,325,000 $ 240,277 $ 89,000
Beaufort, South Carolina 18 $ 10,286,000 $ 571,444 $ 238,000
Hanover, Virginia 18 $ 3,928,000 $ 218,222 $ 63,000
Dane, Wisconsin 18 $ 3,597,000 $ 199,833 $ 101,000
Coconino, Arizona 17 $ 6,087,000 $ 358,058 $ 232,000
Garfield, Colorado 17 $ 4,934,000 $ 290,235 $ 103,000
Kenton, Kentucky 17 $ 3,012,000 $ 177,176 $ 88,000
St. Mary's, Maryland 17 $ 3,458,000 $ 203,411 $ 94,000
Washington, Maryland 17 $ 1,985,000 $ 116,764 $ 74,000
Dare, North Carolina 17 $ 6,756,000 $ 397,411 $ 206,000
Lancaster, Pennsylvania 17 $ 2,097,000 $ 123,352 $ 67,000
Monroe, Pennsylvania 17 $ 1,862,000 $ 109,529 $ 85,000
Williamson, Tennessee 17 $ 4,457,000 $ 262,176 $ 180,000
Clark, Washington 17 $ 4,300,000 $ 252,941 $ 134,000
Summit, Colorado 16 $ 5,213,000 $ 325,812 $ 158,000
Bay, Florida 16 $ 3,590,000 $ 224,375 $ 96,000
Charlotte, Florida 16 $ 3,610,000 $ 225,625 $ 154,000
Flagler, Florida 16 $ 4,462,000 $ 278,875 $ 174,000
Polk, Florida 16 $ 2,878,000 $ 179,875 $ 75,000
Ada, Idaho 16 $ 2,091,000 $ 130,687 $ 62,000
Clay, Florida 15 $ 2,082,000 $ 138,800 $ 94,000
Jefferson, Missouri 15 $ 2,439,000 $ 162,600 $ 50,000
Monroe, New York 15 $ 1,004,000 $ 66,933 $ 59,000
Tolland, Connecticut 14 $ 2,708,000 $ 193,428 $ 80,000
Hampden, Massachusetts 14 $ 2,634,000 $ 188,142 $ 92,000
Anoka, Minnesota 14 $ 1,351,000 $ 96,500 $ 84,000
Washington, Minnesota 14 $ 508,000 $ 36,285 $ 80,000
Oklahoma, Oklahoma 14 $ 1,886,000 $ 134,714 $ 78,000
Lehigh, Pennsylvania 14 $ 2,545,000 $ 181,785 $ 85,000
York, South Carolina 14 $ 2,431,000 $ 173,642 $ 96,000
Roanoke, Virginia 14 $ 3,100,000 $ 221,428 $ 129,000
Walton, Florida 13 $ 3,622,000 $ 278,615 $ 237,000
Polk, Iowa 13 $ 1,084,000 $ 83,384 $ 73,000
York, Maine 13 $ 3,640,000 $ 280,000 $ 137,000
Cass, North Dakota 13 $ 1,659,000 $ 127,615 $ 66,000
Medina, Ohio 13 $ 2,540,000 $ 195,384 $ 86,000
Summit, Ohio 13 $ 3,032,000 $ 233,230 $ 186,000
Horry, South Carolina 13 $ 3,742,000 $ 287,846 $ 144,000
Falls Church, Virginia 13 $ 3,877,000 $ 298,230 $ 107,000
Whatcom, Washington 13 $ 2,296,000 $ 176,615 $ 66,000
Yolo, California 12 $ 3,026,000 $ 252,166 $ 120,000
New London, Connecticut 12 $ 2,835,000 $ 236,250 $ 139,000
Escambia, Florida 12 $ 1,902,000 $ 158,500 $ 78,000
Nassau, Florida 12 $ 3,376,000 $ 281,333 $ 136,000
Osceola, Florida 12 $ 1,778,000 $ 148,166 $ 90,000
Cherokee, Georgia 12 $ 3,217,000 $ 268,083 $ 115,000
Hall, Georgia 12 $ 3,509,000 $ 292,416 $ 165,000
Winnebago, Illinois 12 $ 1,232,000 $ 102,666 $ 53,000
Boone, Kentucky 12 $ 2,559,000 $ 213,250 $ 89,000
Caroline, Maryland 12 $ 1,942,000 $ 161,833 $ 92,000
Randolph, North Carolina 12 $ 2,149,000 $ 179,083 $ 88,000
Rockingham, North Carolina 12 $ 2,005,000 $ 167,083 $ 68,000
Stark, Ohio 12 $ 1,289,000 $ 107,416 $ 77,000
Lexington, South Carolina 12 $ 2,530,000 $ 210,833 $ 101,000
Bedford, Virginia 12 $ 2,037,000 $ 169,750 $ 79,000
Gloucester, Virginia 12 $ 1,739,000 $ 144,916 $ 64,000
Louisa, Virginia 12 $ 1,969,000 $ 164,083 $ 103,000
Merced, California 11 $ 1,803,000 $ 163,909 $ 110,000
Brunswick, North Carolina 11 $ 2,889,000 $ 262,636 $ 140,000
Portage, Ohio 11 $ 1,775,000 $ 161,363 $ 60,000
Trumbull, Ohio 11 $ 1,244,000 $ 113,090 $ 64,000
Lane, Oregon 11 $ 1,601,000 $ 145,545 $ 73,000
York, Pennsylvania 11 $ 2,062,000 $ 187,454 $ 97,000
Kent, Rhode Island 11 $ 1,420,000 $ 129,090 $ 38,000
Shelby, Tennessee 11 $ 1,847,000 $ 167,909 $ 125,000
San Miguel, Colorado 10 $ 8,598,000 $ 859,800 $ 1,003,000
St. Lucie, Florida 10 $ 1,409,000 $ 140,900 $ 91,000
Henry, Georgia 10 $ 2,019,000 $ 201,900 $ 116,000
Ottawa, Michigan 10 $ 1,496,000 $ 149,600 $ 119,000
Davidson, North Carolina 10 $ 1,924,000 $ 192,400 $ 126,000
Henderson, North Carolina 10 $ 1,644,000 $ 164,400 $ 52,000
Licking, Ohio 10 $ 1,465,000 $ 146,500 $ 74,000
Washington, Utah 10 $ 3,177,000 $ 317,700 $ 179,000
Fluvanna, Virginia 10 $ 1,074,000 $ 107,400 $ 58,000
Roanoke City, Virginia 10 $ 1,008,000 $ 100,800 $ 31,000
Suffolk, Virginia 10 $ 804,000 $ 80,400 $ 85,000
Warren, Virginia 10 $ 1,216,000 $ 121,600 $ 67,000
Elbert, Colorado 9 $ 3,825,000 $ 425,000 $ 193,000
Fayette, Georgia 9 $ 2,303,000 $ 255,888 $ 121,000
Teton, Idaho 9 $ 1,784,000 $ 198,222 $ 55,000
Scott, Kentucky 9 $ 1,435,000 $ 159,444 $ 98,000
Cecil, Maryland 9 $ 2,763,000 $ 307,000 $ 261,000
Franklin, Missouri 9 $ 2,403,000 $ 267,000 $ 79,000
Salem, New Jersey 9 $ 1,067,000 $ 118,555 $ 71,000
Cabarrus, North Carolina 9 $ 749,000 $ 83,222 $ 108,000
Johnston, North Carolina 9 $ 949,000 $ 105,444 $ 61,000
Marion, Oregon 9 $ 1,369,000 $ 152,111 $ 94,000
Fort Bend, Texas 9 $ 1,482,000 $ 164,666 $ 95,000
Clarke, Virginia 9 $ 2,659,000 $ 295,444 $ 123,000
James City, Virginia 9 $ 1,842,000 $ 204,666 $ 81,000
Manassas Park, Virginia 9 $ 1,178,000 $ 130,888 $ 60,000
Norfolk, Virginia 9 $ 1,136,000 $ 126,222 $ 98,000
Powhatan, Virginia 9 $ 1,473,000 $ 163,666 $ 93,000
Shenandoah, Virginia 9 $ 1,309,000 $ 145,444 $ 128,000
Milwaukee, Wisconsin 9 $ 592,000 $ 65,777 $ 54,000
Lake, California 8 $ 1,963,000 $ 245,375 $ 102,000
Mendocino, California 8 $ 2,794,000 $ 349,250 $ 135,000
Tulare, California 8 $ 598,000 $ 74,750 $ 108,000
Grand, Colorado 8 $ 3,863,000 $ 482,875 $ 173,000
Alachua, Florida 8 $ 1,324,000 $ 165,500 $ 132,000
Franklin, Florida 8 $ 2,408,000 $ 301,000 $ 161,000
Madison, Illinois 8 $ 912,000 $ 114,000 $ 48,000
Ingham, Michigan 8 $ 979,000 $ 122,375 $ 69,000
Livingston, Michigan 8 $ 3,093,000 $ 386,625 $ 158,000
Ulster, New York 8 $ 936,000 $ 117,000 $ 69,000
Lincoln, North Carolina 8 $ 2,109,000 $ 263,625 $ 71,000
Pender, North Carolina 8 $ 1,497,000 $ 187,125 $ 70,000
Rowan, North Carolina 8 $ 1,391,000 $ 173,875 $ 80,000
Lorain, Ohio 8 $ 1,888,000 $ 236,000 $ 93,000
Comanche, Oklahoma 8 $ 776,000 $ 97,000 $ 57,000
Berks, Pennsylvania 8 $ 806,000 $ 100,750 $ 88,000
Wilson, Tennessee 8 $ 1,095,000 $ 136,875 $ 109,000
Rockingham, Virginia 8 $ 942,000 $ 117,750 $ 63,000
Waukesha, Wisconsin 8 $ 832,000 $ 104,000 $ 59,000
Jefferson, Alabama 7 $ 1,205,000 $ 172,142 $ 121,000
Butte, California 7 $ 1,085,000 $ 155,000 $ 69,000
San Benito, California 7 $ 3,653,000 $ 521,857 $ 174,000
La Plata, Colorado 7 $ 2,916,000 $ 416,571 $ 128,000
St. Clair, Illinois 7 $ 1,076,000 $ 153,714 $ 139,000
Monroe, Indiana 7 $ 1,238,000 $ 176,857 $ 152,000
Shawnee, Kansas 7 $ 42,000 $ 6,000 $ 41,000
East Baton Rouge, Louisiana 7 $ 794,000 $ 113,428 $ 71,000
Kalamazoo, Michigan 7 $ 946,000 $ 135,142 $ 65,000
Lincoln, Missouri 7 $ 762,000 $ 108,857 $ 79,000
Douglas, Nevada 7 $ 6,074,000 $ 867,714 $ 302,000
Bernalillo, New Mexico 7 $ 918,000 $ 131,142 $ 74,000
Onondaga, New York 7 $ 1,041,000 $ 148,714 $ 127,000
Saratoga, New York 7 $ 860,000 $ 122,857 $ 92,000
Alamance, North Carolina 7 $ 862,000 $ 123,142 $ 70,000
Geauga, Ohio 7 $ 3,069,000 $ 438,428 $ 182,000
Greene, Ohio 7 $ 1,554,000 $ 222,000 $ 135,000
Lucas, Ohio 7 $ 1,984,000 $ 283,428 $ 109,000
Cleveland, Oklahoma 7 $ 855,000 $ 122,142 $ 73,000
Columbia, Oregon 7 $ 1,105,000 $ 157,857 $ 77,000
Adams, Pennsylvania 7 $ 677,000 $ 96,714 $ 54,000
Schuylkill, Pennsylvania 7 $ 954,000 $ 136,285 $ 66,000
Wayne, Pennsylvania 7 $ 1,629,000 $ 232,714 $ 161,000
Newport, Rhode Island 7 $ 1,683,000 $ 240,428 $ 125,000
Brown, South Dakota 7 $ 777,000 $ 111,000 $ 57,000
Bexar, Texas 7 $ 721,000 $ 103,000 $ 86,000
Augusta, Virginia 7 $ 660,000 $ 94,285 $ 65,000
Botetourt, Virginia 7 $ 1,162,000 $ 166,000 $ 65,000
Goochland, Virginia 7 $ 2,248,000 $ 321,142 $ 137,000
Orange, Virginia 7 $ 1,128,000 $ 161,142 $ 84,000
Island, Washington 7 $ 1,447,000 $ 206,714 $ 68,000
Baldwin, Alabama 6 $ 2,079,000 $ 346,500 $ 190,000
Lee, Alabama 6 $ 857,000 $ 142,833 $ 105,000
Madison, Alabama 6 $ 124,000 $ 20,666 $ 87,000
Gila, Arizona 6 $ 2,622,000 $ 437,000 $ 184,000
Mohave, Arizona 6 $ 537,000 $ 89,500 $ 68,000
Calaveras, California 6 $ 1,429,000 $ 238,166 $ 210,000
Madera, California 6 $ 1,648,000 $ 274,666 $ 218,000
Shasta, California 6 $ 905,000 $ 150,833 $ 82,000
Mesa, Colorado 6 $ 1,089,000 $ 181,500 $ 71,000
Indian River, Florida 6 $ 4,747,000 $ 791,166 $ 391,000
Lake, Florida 6 $ 984,000 $ 164,000 $ 66,000
Boone, Illinois 6 $ 1,027,000 $ 171,166 $ 76,000
Warrick, Indiana 6 $ 795,000 $ 132,500 $ 73,000
Campbell, Kentucky 6 $ 1,556,000 $ 259,333 $ 302,000
Garrett, Maryland 6 $ 1,626,000 $ 271,000 $ 106,000
Hampshire, Massachusetts 6 $ 750,000 $ 125,000 $ 49,000
St. Clair, Michigan 6 $ 1,004,000 $ 167,333 $ 52,000
Erie, New York 6 $ 726,000 $ 121,000 $ 72,000
Carteret, North Carolina 6 $ 1,536,000 $ 256,000 $ 257,000
Chatham, North Carolina 6 $ 894,000 $ 149,000 $ 153,000
Cumberland, North Carolina 6 $ 36,000 $ 6,000 $ 41,000
Lee, North Carolina 6 $ 556,000 $ 92,666 $ 101,000
Belmont, Ohio 6 $ 388,000 $ 64,666 $ 80,000
Columbiana, Ohio 6 $ 420,000 $ 70,000 $ 51,000
Pike, Pennsylvania 6 $ 822,000 $ 137,000 $ 93,000
Anderson, South Carolina 6 $ 950,000 $ 158,333 $ 145,000
Dorchester, South Carolina 6 $ 1,463,000 $ 243,833 $ 97,000
Oconee, South Carolina 6 $ 661,000 $ 110,166 $ 60,000
Sevier, Tennessee 6 $ 2,641,000 $ 440,166 $ 169,000
Travis, Texas 6 $ 5,679,000 $ 946,500 $ 391,000
Van Zandt, Texas 6 $ 448,000 $ 74,666 $ 83,000
Greene, Virginia 6 $ 1,303,000 $ 217,166 $ 39,000
Jefferson, West Virginia 6 $ 867,000 $ 144,500 $ 71,000
Houston, Alabama 5 $ 423,000 $ 84,600 $ 64,000
Mobile, Alabama 5 $ 795,000 $ 159,000 $ 75,000
Montgomery, Alabama 5 $ 30,000 $ 6,000 $ 28,000
Amador, California 5 $ 797,000 $ 159,400 $ 108,000
Humboldt, California 5 $ 658,000 $ 131,600 $ 103,000
Mono, California 5 $ 846,000 $ 169,200 $ 234,000
Clear Creek, Colorado 5 $ 1,408,000 $ 281,600 $ 147,000
Moffat, Colorado 5 $ 700,000 $ 140,000 $ 47,000
Teller, Colorado 5 $ 767,000 $ 153,400 $ 82,000
Windham, Connecticut 5 $ 602,000 $ 120,400 $ 59,000
Citrus, Florida 5 $ 1,046,000 $ 209,200 $ 107,000
Highlands, Florida 5 $ 661,000 $ 132,200 $ 172,000
Bartow, Georgia 5 $ 563,000 $ 112,600 $ 60,000
Harrison, Indiana 5 $ 848,000 $ 169,600 $ 79,000
Hendricks, Indiana 5 $ 806,000 $ 161,200 $ 112,000
Tippecanoe, Indiana 5 $ 537,000 $ 107,400 $ 73,000
Daviess, Kentucky 5 $ 650,000 $ 130,000 $ 58,000
Jessamine, Kentucky 5 $ 743,000 $ 148,600 $ 79,000
Calcasieu, Louisiana 5 $ 610,000 $ 122,000 $ 69,000
Orleans, Louisiana 5 $ 1,431,000 $ 286,200 $ 87,000
Carver, Minnesota 5 $ 432,000 $ 86,400 $ 88,000
Clay, Minnesota 5 $ 635,000 $ 127,000 $ 47,000
Cass, Missouri 5 $ 599,000 $ 119,800 $ 60,000
Flathead, Montana 5 $ 1,305,000 $ 261,000 $ 462,000
Gallatin, Montana 5 $ 844,000 $ 168,800 $ 62,000
Lewis and Clark, Montana 5 $ 666,000 $ 133,200 $ 71,000
Caldwell, North Carolina 5 $ 1,552,000 $ 310,400 $ 159,000
Onslow, North Carolina 5 $ 167,000 $ 33,400 $ 55,000
Clinton, Ohio 5 $ 781,000 $ 156,200 $ 78,000
McClain, Oklahoma 5 $ 667,000 $ 133,400 $ 61,000
Tulsa, Oklahoma 5 $ 628,000 $ 125,600 $ 54,000
Lincoln, Oregon 5 $ 856,000 $ 171,200 $ 110,000
Centre, Pennsylvania 5 $ 635,000 $ 127,000 $ 87,000
Lackawanna, Pennsylvania 5 $ 365,000 $ 73,000 $ 39,000
Luzerne, Pennsylvania 5 $ 248,000 $ 49,600 $ 53,000
Lycoming, Pennsylvania 5 $ 357,000 $ 71,400 $ 84,000
Washington, Pennsylvania 5 $ 206,000 $ 41,200 $ 50,000
Pickens, South Carolina 5 $ 963,000 $ 192,600 $ 108,000
Richland, South Carolina 5 $ 949,000 $ 189,800 $ 89,000
Codington, South Dakota 5 $ 370,000 $ 74,000 $ 36,000
Rutherford, Tennessee 5 $ 828,000 $ 165,600 $ 190,000
Ellis, Texas 5 $ 1,691,000 $ 338,200 $ 162,000
Montgomery, Texas 5 $ 1,141,000 $ 228,200 $ 157,000
Summit, Utah 5 $ 1,184,000 $ 236,800 $ 146,000
Caroline, Virginia 5 $ 522,000 $ 104,400 $ 33,000
Rock, Wisconsin 5 $ 241,000 $ 48,200 $ 35,000
Fremont, Wyoming 5 $ 1,037,000 $ 207,400 $ 72,000
Lincoln, Wyoming 5 $ 989,000 $ 197,800 $ 101,000
Elmore, Alabama 4 $ 17,000 $ 4,250 $ 53,000
Morgan, Alabama 4 $ 102,000 $ 25,500 $ 42,000
Kings, California 4 $ 215,000 $ 53,750 $ 70,000
Park, Colorado 4 $ 617,000 $ 154,250 $ 49,000
Kent, Delaware 4 $ 368,000 $ 92,000 $ 32,000
Marion, Florida 4 $ 986,000 $ 246,500 $ 105,000
Bibb, Georgia 4 $ 333,000 $ 83,250 $ 120,000
Catoosa, Georgia 4 $ 466,000 $ 116,500 $ 46,000
Glynn, Georgia 4 $ 3,619,000 $ 904,750 $ 984,000
Jeff Davis, Georgia 4 $ 242,000 $ 60,500 $ 34,000
Muscogee, Georgia 4 $ 162,000 $ 40,500 $ 74,000
Paulding, Georgia 4 $ 427,000 $ 106,750 $ 62,000
Honolulu, Hawaii 4 $ 1,895,000 $ 473,750 $ 173,000
Kendall, Illinois 4 $ 781,000 $ 195,250 $ 81,000
Morgan, Indiana 4 $ 609,000 $ 152,250 $ 134,000
Linn, Iowa 4 $ 625,000 $ 156,250 $ 75,000
Lafayette, Louisiana 4 $ 477,000 $ 119,250 $ 92,000
Hancock, Maine 4 $ 1,223,000 $ 305,750 $ 263,000
Charlevoix, Michigan 4 $ 2,559,000 $ 639,750 $ 276,000
Emmet, Michigan 4 $ 2,107,000 $ 526,750 $ 469,000
Jackson, Michigan 4 $ 595,000 $ 148,750 $ 85,000
Lapeer, Michigan 4 $ 1,918,000 $ 479,500 $ 161,000
Warren, Missouri 4 $ 749,000 $ 187,250 $ 43,000
Yellowstone, Montana 4 $ 609,000 $ 152,250 $ 123,000
Carson City, Nevada 4 $ 1,067,000 $ 266,750 $ 146,000
Carroll, New Hampshire 4 $ 709,000 $ 177,250 $ 0
Burke, North Carolina 4 $ 911,000 $ 227,750 $ 91,000
Gaston, North Carolina 4 $ 539,000 $ 134,750 $ 102,000
Surry, North Carolina 4 $ 594,000 $ 148,500 $ 50,000
Watauga, North Carolina 4 $ 572,000 $ 143,000 $ 56,000
Clark, Ohio 4 $ 382,000 $ 95,500 $ 109,000
Tuscarawas, Ohio 4 $ 179,000 $ 44,750 $ 46,000
Carter, Oklahoma 4 $ 272,000 $ 68,000 $ 78,000
Grady, Oklahoma 4 $ 372,000 $ 93,000 $ 28,000
Jackson, Oregon 4 $ 1,483,000 $ 370,750 $ 140,000
Butler, Pennsylvania 4 $ 659,000 $ 164,750 $ 107,000
Cumberland, Pennsylvania 4 $ 452,000 $ 113,000 $ 51,000
Dauphin, Pennsylvania 4 $ 1,023,000 $ 255,750 $ 114,000
Franklin, Pennsylvania 4 $ 132,000 $ 33,000 $ 55,000
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Mortgage Loan Application Detail Totals for Chevy Chase Bank, F.S.B. in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 23,982 $8,068,469,000 $249,235 $6,250,000 $116,058 $8,244,000
Home Purchase (one-to-four family) 6,406 $2,401,664,000 $276,160 $6,000,000 $141,400 $6,000,000
Home Improvement (one-to-four family) 2,013 $67,965,000 $29,707 $350,000 $67,073 $840,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 22,756 $7,789,844,000 $241,098 $6,250,000 $120,411 $8,244,000
Information not provided by applicant in mail or telephone application 5,070 $1,621,319,000 $268,125 $6,000,000 $151,479 $5,400,000
Hispanic 1,488 $334,530,000 $180,277 $6,000,000 $83,166 $1,693,000
Black 1,356 $230,843,000 $166,382 $1,750,000 $92,147 $1,870,000
Asian or Pacific Islander 1,302 $438,254,000 $323,085 $3,500,000 $131,542 $1,296,000
Other 356 $106,294,000 $307,500 $2,450,000 $120,300 $844,000
American Indian or Alaskan Native 73 $17,014,000 $230,523 $1,000,000 $70,904 $360,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 32,236 $10,513,694,000 $236,607 $6,250,000 $118,784 $8,244,000
VA-guaranteed (Veterans Administration) 117 $18,019,000 $96,400 $250,000 $56,400 $178,000
FHA-insured (Federal Housing Administration) 48 $6,385,000 $129,000 $228,000 $57,000 $204,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 21,623 $7,345,997,000 $242,941 $5,500,000 $117,450 $8,244,000
Application Withdrawn By Applicant 5,232 $2,003,305,000 $271,872 $6,250,000 $131,723 $6,000,000
Application Approved But Not Accepted 2,252 $312,464,000 $122,431 $5,000,000 $113,159 $3,120,000
File Closed For Incompleteness 1,891 $706,467,000 $308,866 $6,000,000 $138,377 $4,093,000
Application Denied By Financial Institution 1,403 $169,865,000 $188,911 $2,392,000 $107,000 $2,041,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 507 $65,415,000 $103,523 $1,100,000 $65,476 $570,000
Debt-To-Income Ratio 402 $53,328,000 $157,150 $865,000 $73,850 $800,000
Other 265 $21,125,000 $101,800 $2,392,000 $73,350 $373,000
Collateral 107 $18,705,000 $307,173 $1,034,000 $237,739 $2,041,000
Credit Application Incomplete 47 $2,586,000 $58,000 $200,000 $69,222 $165,000
Unverifiable Information 43 $4,810,000 $169,714 $688,000 $99,285 $276,000
Employment History 31 $3,763,000 $109,888 $272,000 $83,111 $175,000
Mortgage Insurance Denied 1 $133,000 $133,000 $133,000 $255,000 $255,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevy Chase Bank, F.S.B.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chevy Chase Bank, F.S.B.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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