Chevy Chase Bank, F.S.B. Mortgage Lending & HMDA Data, 2007

In 2007, Chevy Chase Bank, F.S.B. of Bethesda,, MD reported 16,532 mortgage applications totaling $8.5 billion, down 16% from 2006. The average application was for $515,489, and applicants reported an average income of $220,722. 41% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (2,517), Los Angeles-Long Beach-Glendale, CA (893) and Bethesda-Gaithersburg-Frederick, MD (878) (applications in parentheses).

Mortgage Company & Address Chevy Chase Bank, F.S.B.
7501 Wisconsin Ave 13th Flr-W
Bethesda,, MD 20814
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16,532
Total Mortgage Loan Application Amount $8,522,080,000
Average Mortgage Loan Application Amount $515,489
Highest Mortgage Loan Application Amount $23,000,000
Average Applicant Income $220,722
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chevy Chase Bank, F.S.B. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chevy Chase Bank, F.S.B. by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 893 $ 812,160,000 $ 909,473 $ 342,000
Montgomery, Maryland 770 $ 203,670,000 $ 264,506 $ 117,000
Prince George's, Maryland 749 $ 175,414,000 $ 234,197 $ 83,000
Maricopa, Arizona 564 $ 266,274,000 $ 472,117 $ 181,000
Fairfax, Virginia 481 $ 172,224,000 $ 358,054 $ 130,000
Clark, Nevada 326 $ 144,255,000 $ 442,500 $ 195,000
San Diego, California 308 $ 262,859,000 $ 853,438 $ 331,000
Miami-Dade, Florida 304 $ 185,316,000 $ 609,592 $ 261,000
District of Columbia, District Of Columbia 285 $ 86,746,000 $ 304,371 $ 135,000
Orange, California 283 $ 316,177,000 $ 1,117,233 $ 432,000
Loudoun, Virginia 280 $ 88,531,000 $ 316,182 $ 119,000
Prince William, Virginia 277 $ 77,755,000 $ 280,703 $ 106,000
Riverside, California 255 $ 138,094,000 $ 541,545 $ 238,000
Santa Clara, California 252 $ 203,392,000 $ 807,111 $ 295,000
Alameda, California 242 $ 152,661,000 $ 630,830 $ 237,000
Broward, Florida 234 $ 136,461,000 $ 583,166 $ 258,000
Contra Costa, California 199 $ 140,071,000 $ 703,874 $ 236,000
King, Washington 197 $ 112,002,000 $ 568,538 $ 283,000
Anne Arundel, Maryland 169 $ 48,671,000 $ 287,994 $ 98,000
Suffolk, New York 163 $ 202,026,000 $ 1,239,423 $ 498,000
San Bernardino, California 158 $ 61,486,000 $ 389,151 $ 166,000
Palm Beach, Florida 144 $ 103,151,000 $ 716,326 $ 348,000
Bergen, New Jersey 141 $ 113,362,000 $ 803,985 $ 342,000
San Mateo, California 138 $ 136,972,000 $ 992,550 $ 395,000
Monmouth, New Jersey 118 $ 73,494,000 $ 622,830 $ 239,000
Baltimore City, Maryland 117 $ 15,803,000 $ 135,068 $ 79,000
Sacramento, California 115 $ 45,073,000 $ 391,939 $ 144,000
Lee, Florida 113 $ 50,211,000 $ 444,345 $ 206,000
Frederick, Maryland 108 $ 22,378,000 $ 207,203 $ 84,000
San Francisco, California 103 $ 116,998,000 $ 1,135,902 $ 416,000
Fairfield, Connecticut 102 $ 127,003,000 $ 1,245,127 $ 425,000
Ocean, New Jersey 95 $ 48,491,000 $ 510,431 $ 322,000
Howard, Maryland 94 $ 27,627,000 $ 293,904 $ 128,000
Orange, Florida 91 $ 52,233,000 $ 573,989 $ 255,000
Cook, Illinois 90 $ 28,159,000 $ 312,877 $ 144,000
San Joaquin, California 79 $ 35,346,000 $ 447,417 $ 155,000
Baltimore, Maryland 79 $ 16,607,000 $ 210,215 $ 89,000
Marin, California 73 $ 99,607,000 $ 1,364,479 $ 497,000
Hillsborough, Florida 70 $ 24,815,000 $ 354,500 $ 158,000
Arlington, Virginia 70 $ 22,834,000 $ 326,200 $ 144,000
Pinellas, Florida 69 $ 31,612,000 $ 458,144 $ 210,000
Sarasota, Florida 69 $ 50,617,000 $ 733,579 $ 425,000
Snohomish, Washington 68 $ 26,127,000 $ 384,220 $ 151,000
Collier, Florida 67 $ 57,121,000 $ 852,552 $ 374,000
Ventura, California 66 $ 51,283,000 $ 777,015 $ 295,000
Stafford, Virginia 64 $ 20,445,000 $ 319,453 $ 129,000
Pierce, Washington 64 $ 21,195,000 $ 331,171 $ 121,000
New York, New York 63 $ 147,765,000 $ 2,345,476 $ 1,100,000
Osceola, Florida 62 $ 21,028,000 $ 339,161 $ 166,000
Middlesex, New Jersey 62 $ 21,319,000 $ 343,854 $ 124,000
Solano, California 60 $ 26,636,000 $ 443,933 $ 179,000
Placer, California 59 $ 51,495,000 $ 872,796 $ 490,000
Essex, New Jersey 59 $ 26,847,000 $ 455,033 $ 169,000
Sussex, Delaware 58 $ 20,837,000 $ 359,258 $ 187,000
Pima, Arizona 57 $ 24,284,000 $ 426,035 $ 181,000
Kings, New York 57 $ 41,618,000 $ 730,140 $ 275,000
Nassau, New York 56 $ 45,394,000 $ 810,607 $ 274,000
Charles, Maryland 55 $ 13,301,000 $ 241,836 $ 100,000
Chester, Pennsylvania 54 $ 25,326,000 $ 469,000 $ 223,000
Spotsylvania, Virginia 52 $ 14,524,000 $ 279,307 $ 106,000
Salt Lake, Utah 50 $ 37,415,000 $ 748,300 $ 304,000
Duval, Florida 49 $ 14,301,000 $ 291,857 $ 167,000
Polk, Florida 49 $ 14,692,000 $ 299,836 $ 193,000
Sonoma, California 48 $ 40,738,000 $ 848,708 $ 250,000
Seminole, Florida 48 $ 14,550,000 $ 303,125 $ 128,000
Westchester, New York 48 $ 32,804,000 $ 683,416 $ 262,000
Alexandria, Virginia 48 $ 13,414,000 $ 279,458 $ 111,000
Morris, New Jersey 47 $ 30,960,000 $ 658,723 $ 272,000
St. Louis, Missouri 46 $ 11,422,000 $ 248,304 $ 125,000
Santa Barbara, California 45 $ 56,916,000 $ 1,264,800 $ 430,000
Stanislaus, California 45 $ 18,557,000 $ 412,377 $ 175,000
Honolulu, Hawaii 44 $ 34,356,000 $ 780,818 $ 287,000
Multnomah, Oregon 44 $ 19,731,000 $ 448,431 $ 360,000
Fulton, Georgia 43 $ 31,360,000 $ 729,302 $ 498,000
Somerset, New Jersey 43 $ 26,847,000 $ 624,348 $ 205,000
Queens, New York 43 $ 23,611,000 $ 549,093 $ 150,000
El Dorado, California 42 $ 25,053,000 $ 596,500 $ 303,000
Ingham, Michigan 41 $ 7,053,000 $ 172,024 $ 87,000
Hudson, New Jersey 41 $ 16,291,000 $ 397,341 $ 137,000
Union, New Jersey 41 $ 19,744,000 $ 481,560 $ 156,000
Guilford, North Carolina 41 $ 9,396,000 $ 229,170 $ 150,000
Franklin, Ohio 41 $ 5,965,000 $ 145,487 $ 90,000
Kern, California 40 $ 13,718,000 $ 342,950 $ 147,000
Monterey, California 39 $ 41,281,000 $ 1,058,487 $ 425,000
Calvert, Maryland 38 $ 11,161,000 $ 293,710 $ 121,000
Atlantic, New Jersey 38 $ 13,981,000 $ 367,921 $ 155,000
Denver, Colorado 37 $ 19,064,000 $ 515,243 $ 294,000
New Castle, Delaware 37 $ 11,008,000 $ 297,513 $ 102,000
Cape May, New Jersey 36 $ 20,995,000 $ 583,194 $ 271,000
Wake, North Carolina 36 $ 16,666,000 $ 462,944 $ 192,000
Clackamas, Oregon 36 $ 18,529,000 $ 514,694 $ 830,000
Mecklenburg, North Carolina 35 $ 14,423,000 $ 412,085 $ 183,000
Arapahoe, Colorado 34 $ 14,140,000 $ 415,882 $ 151,000
Utah, Utah 34 $ 24,352,000 $ 716,235 $ 311,000
Brevard, Florida 33 $ 15,012,000 $ 454,909 $ 179,000
Virginia Beach, Virginia 33 $ 13,065,000 $ 395,909 $ 164,000
Fresno, California 32 $ 9,386,000 $ 293,312 $ 106,000
Monroe, Florida 32 $ 29,111,000 $ 909,718 $ 501,000
Hunterdon, New Jersey 32 $ 18,357,000 $ 573,656 $ 220,000
Passaic, New Jersey 32 $ 12,483,000 $ 390,093 $ 150,000
Collin, Texas 32 $ 14,479,000 $ 452,468 $ 230,000
Gwinnett, Georgia 31 $ 14,743,000 $ 475,580 $ 622,000
Maui, Hawaii 31 $ 45,856,000 $ 1,479,225 $ 596,000
Washington, Maryland 31 $ 6,047,000 $ 195,064 $ 68,000
Washoe, Nevada 31 $ 14,932,000 $ 481,677 $ 223,000
Jefferson, Colorado 30 $ 9,709,000 $ 323,633 $ 131,000
Volusia, Florida 30 $ 12,899,000 $ 429,966 $ 272,000
Pinal, Arizona 29 $ 10,408,000 $ 358,896 $ 140,000
Lake, California 28 $ 10,744,000 $ 383,714 $ 195,000
New Haven, Connecticut 28 $ 11,078,000 $ 395,642 $ 144,000
New Hanover, North Carolina 28 $ 17,889,000 $ 638,892 $ 220,000
Dallas, Texas 28 $ 12,432,000 $ 444,000 $ 462,000
San Luis Obispo, California 27 $ 20,441,000 $ 757,074 $ 261,000
DeKalb, Georgia 27 $ 6,766,000 $ 250,592 $ 88,000
Bucks, Pennsylvania 27 $ 11,488,000 $ 425,481 $ 183,000
Philadelphia, Pennsylvania 27 $ 4,384,000 $ 162,370 $ 121,000
Manatee, Florida 26 $ 12,028,000 $ 462,615 $ 170,000
Burleigh, North Dakota 26 $ 4,553,000 $ 175,115 $ 75,000
Napa, California 25 $ 33,598,000 $ 1,343,920 $ 451,000
Douglas, Colorado 25 $ 14,881,000 $ 595,240 $ 207,000
Lake, Florida 25 $ 14,184,000 $ 567,360 $ 479,000
Marion, Indiana 25 $ 3,769,000 $ 150,760 $ 94,000
Burlington, New Jersey 25 $ 8,474,000 $ 338,960 $ 115,000
Harford, Maryland 24 $ 5,424,000 $ 226,000 $ 93,000
Middlesex, Massachusetts 24 $ 15,450,000 $ 643,750 $ 152,000
Bernalillo, New Mexico 24 $ 7,656,000 $ 319,000 $ 235,000
Harris, Texas 24 $ 8,712,000 $ 363,000 $ 227,000
Clark, Washington 24 $ 9,108,000 $ 379,500 $ 291,000
St. Mary's, Maryland 23 $ 4,308,000 $ 187,304 $ 80,000
Worcester, Maryland 23 $ 7,616,000 $ 331,130 $ 147,000
Oakland, Michigan 23 $ 9,656,000 $ 419,826 $ 158,000
Sussex, New Jersey 23 $ 11,161,000 $ 485,260 $ 269,000
Rockland, New York 23 $ 14,737,000 $ 640,739 $ 281,000
Montgomery, Pennsylvania 23 $ 7,672,000 $ 333,565 $ 140,000
Kitsap, Washington 23 $ 8,908,000 $ 387,304 $ 169,000
Thurston, Washington 23 $ 6,231,000 $ 270,913 $ 130,000
Boulder, Colorado 22 $ 9,971,000 $ 453,227 $ 270,000
El Paso, Colorado 22 $ 6,867,000 $ 312,136 $ 156,000
Pasco, Florida 22 $ 5,191,000 $ 235,954 $ 137,000
Essex, Massachusetts 22 $ 13,088,000 $ 594,909 $ 215,000
Washington, Oregon 22 $ 9,886,000 $ 449,363 $ 257,000
Davis, Utah 22 $ 4,604,000 $ 209,272 $ 70,000
Manassas, Virginia 22 $ 5,357,000 $ 243,500 $ 88,000
Merced, California 21 $ 8,004,000 $ 381,142 $ 145,000
Santa Cruz, California 21 $ 19,518,000 $ 929,428 $ 532,000
Cobb, Georgia 21 $ 8,177,000 $ 389,380 $ 153,000
Hawaii, Hawaii 21 $ 23,494,000 $ 1,118,761 $ 463,000
Lake, Illinois 21 $ 19,456,000 $ 926,476 $ 385,000
Wayne, Michigan 21 $ 4,067,000 $ 193,666 $ 101,000
Charlotte, Florida 20 $ 6,604,000 $ 330,200 $ 202,000
St. Johns, Florida 20 $ 8,267,000 $ 413,350 $ 232,000
Henrico, Virginia 20 $ 3,897,000 $ 194,850 $ 75,000
Adams, Colorado 19 $ 4,521,000 $ 237,947 $ 107,000
Mercer, New Jersey 19 $ 9,406,000 $ 495,052 $ 225,000
Summit, Utah 19 $ 40,046,000 $ 2,107,684 $ 811,000
Fauquier, Virginia 19 $ 7,680,000 $ 404,210 $ 136,000
San Benito, California 18 $ 8,981,000 $ 498,944 $ 178,000
Flagler, Florida 18 $ 9,760,000 $ 542,222 $ 246,000
Bonneville, Idaho 18 $ 4,160,000 $ 231,111 $ 107,000
Jackson, Missouri 18 $ 4,377,000 $ 243,166 $ 215,000
Orange, New York 18 $ 11,062,000 $ 614,555 $ 296,000
Charleston, South Carolina 18 $ 16,751,000 $ 930,611 $ 302,000
Horry, South Carolina 18 $ 6,341,000 $ 352,277 $ 222,000
Butte, California 17 $ 5,032,000 $ 296,000 $ 168,000
Hennepin, Minnesota 17 $ 12,857,000 $ 756,294 $ 239,000
Richmond, New York 17 $ 8,063,000 $ 474,294 $ 149,000
Deschutes, Oregon 17 $ 10,561,000 $ 621,235 $ 440,000
Spokane, Washington 17 $ 3,376,000 $ 198,588 $ 74,000
Hartford, Connecticut 16 $ 6,445,000 $ 402,812 $ 139,000
Ada, Idaho 16 $ 5,335,000 $ 333,437 $ 236,000
Carroll, Maryland 16 $ 3,291,000 $ 205,687 $ 108,000
Plymouth, Massachusetts 16 $ 4,995,000 $ 312,187 $ 109,000
Bronx, New York 16 $ 6,636,000 $ 414,750 $ 87,000
Tarrant, Texas 16 $ 5,281,000 $ 330,062 $ 153,000
Frederick, Virginia 16 $ 4,138,000 $ 258,625 $ 78,000
Manassas Park, Virginia 16 $ 2,238,000 $ 139,875 $ 74,000
Shasta, California 15 $ 4,571,000 $ 304,733 $ 96,000
Clay, Florida 15 $ 3,894,000 $ 259,600 $ 86,000
St. Lucie, Florida 15 $ 6,683,000 $ 445,533 $ 184,000
Walton, Florida 15 $ 16,940,000 $ 1,129,333 $ 995,000
Linn, Iowa 15 $ 2,365,000 $ 157,666 $ 67,000
Barnstable, Massachusetts 15 $ 13,252,000 $ 883,466 $ 268,000
Worcester, Massachusetts 15 $ 4,562,000 $ 304,133 $ 117,000
St. Charles, Missouri 15 $ 3,644,000 $ 242,933 $ 117,000
Chesapeake, Virginia 15 $ 5,831,000 $ 388,733 $ 108,000
Newport News, Virginia 15 $ 2,359,000 $ 157,266 $ 58,000
Tulare, California 14 $ 5,472,000 $ 390,857 $ 139,000
Marion, Florida 14 $ 6,951,000 $ 496,500 $ 175,000
DuPage, Illinois 14 $ 15,025,000 $ 1,073,214 $ 313,000
Talbot, Maryland 14 $ 5,402,000 $ 385,857 $ 152,000
Suffolk, Massachusetts 14 $ 5,314,000 $ 379,571 $ 114,000
Brunswick, North Carolina 14 $ 10,128,000 $ 723,428 $ 345,000
Bexar, Texas 14 $ 7,362,000 $ 525,857 $ 209,000
Hampton, Virginia 14 $ 2,031,000 $ 145,071 $ 64,000
Eagle, Colorado 13 $ 12,712,000 $ 977,846 $ 492,000
Mesa, Colorado 13 $ 3,086,000 $ 237,384 $ 82,000
Indian River, Florida 13 $ 9,251,000 $ 711,615 $ 272,000
Camden, New Jersey 13 $ 3,152,000 $ 242,461 $ 77,000
Buncombe, North Carolina 13 $ 6,621,000 $ 509,307 $ 221,000
Providence, Rhode Island 13 $ 4,483,000 $ 344,846 $ 96,000
Davidson, Tennessee 13 $ 4,259,000 $ 327,615 $ 208,000
Shelby, Tennessee 13 $ 5,891,000 $ 453,153 $ 219,000
Weber, Utah 13 $ 2,381,000 $ 183,153 $ 66,000
Chesterfield, Virginia 13 $ 3,559,000 $ 273,769 $ 101,000
Clarke, Virginia 13 $ 4,839,000 $ 372,230 $ 108,000
Fredericksburg, Virginia 13 $ 2,725,000 $ 209,615 $ 100,000
Richmond City, Virginia 13 $ 2,245,000 $ 172,692 $ 72,000
Kittitas, Washington 13 $ 5,526,000 $ 425,076 $ 183,000
Berkeley, West Virginia 13 $ 2,511,000 $ 193,153 $ 65,000
Mohave, Arizona 12 $ 4,798,000 $ 399,833 $ 158,000
Yavapai, Arizona 12 $ 4,477,000 $ 373,083 $ 173,000
Bay, Florida 12 $ 6,244,000 $ 520,333 $ 404,000
Johnson, Kansas 12 $ 4,165,000 $ 347,083 $ 282,000
Dutchess, New York 12 $ 7,510,000 $ 625,833 $ 275,000
Delaware, Pennsylvania 12 $ 3,326,000 $ 277,166 $ 118,000
Monroe, Pennsylvania 12 $ 2,851,000 $ 237,583 $ 123,000
Greenville, South Carolina 12 $ 2,581,000 $ 215,083 $ 156,000
Shenandoah, Virginia 12 $ 4,483,000 $ 373,583 $ 131,000
Baldwin, Alabama 11 $ 4,938,000 $ 448,909 $ 500,000
Madera, California 11 $ 6,209,000 $ 564,454 $ 244,000
Larimer, Colorado 11 $ 2,975,000 $ 270,454 $ 135,000
Litchfield, Connecticut 11 $ 10,076,000 $ 916,000 $ 634,000
Middlesex, Connecticut 11 $ 5,829,000 $ 529,909 $ 133,000
Will, Illinois 11 $ 3,740,000 $ 340,000 $ 133,000
Cecil, Maryland 11 $ 2,867,000 $ 260,636 $ 101,000
Wicomico, Maryland 11 $ 1,904,000 $ 173,090 $ 62,000
Norfolk, Massachusetts 11 $ 10,453,000 $ 950,272 $ 206,000
Santa Fe, New Mexico 11 $ 5,615,000 $ 510,454 $ 236,000
Union, North Carolina 11 $ 9,550,000 $ 868,181 $ 336,000
Watauga, North Carolina 11 $ 6,482,000 $ 589,272 $ 705,000
Northampton, Pennsylvania 11 $ 3,832,000 $ 348,363 $ 73,000
York, Pennsylvania 11 $ 2,582,000 $ 234,727 $ 72,000
Washington, Utah 11 $ 7,883,000 $ 716,636 $ 207,000
Culpeper, Virginia 11 $ 4,521,000 $ 411,000 $ 122,000
Fairfax City, Virginia 11 $ 3,120,000 $ 283,636 $ 115,000
Norfolk, Virginia 11 $ 2,469,000 $ 224,454 $ 100,000
Jefferson, West Virginia 11 $ 3,104,000 $ 282,181 $ 121,000
Dane, Wisconsin 11 $ 2,292,000 $ 208,363 $ 59,000
Mobile, Alabama 10 $ 4,332,000 $ 433,200 $ 312,000
Anchorage, Alaska 10 $ 4,561,000 $ 456,100 $ 169,000
Calaveras, California 10 $ 4,437,000 $ 443,700 $ 147,000
Citrus, Florida 10 $ 2,984,000 $ 298,400 $ 131,000
Hernando, Florida 10 $ 2,004,000 $ 200,400 $ 76,000
Okaloosa, Florida 10 $ 4,407,000 $ 440,700 $ 725,000
Kauai, Hawaii 10 $ 8,986,000 $ 898,600 $ 315,000
Kootenai, Idaho 10 $ 6,210,000 $ 621,000 $ 184,000
Caroline, Maryland 10 $ 2,452,000 $ 245,200 $ 77,000
Queen Anne's, Maryland 10 $ 3,316,000 $ 331,600 $ 98,000
Nantucket, Massachusetts 10 $ 19,384,000 $ 1,938,400 $ 1,500,000
Warren, New Jersey 10 $ 3,533,000 $ 353,300 $ 155,000
Ulster, New York 10 $ 3,460,000 $ 346,000 $ 168,000
Orange, North Carolina 10 $ 4,623,000 $ 462,300 $ 155,000
Denton, Texas 10 $ 3,703,000 $ 370,300 $ 149,000
Williamson, Texas 10 $ 1,535,000 $ 153,500 $ 82,000
Coconino, Arizona 9 $ 6,043,000 $ 671,444 $ 254,000
Mendocino, California 9 $ 3,766,000 $ 418,444 $ 190,000
Yolo, California 9 $ 2,533,000 $ 281,444 $ 157,000
Weld, Colorado 9 $ 7,517,000 $ 835,222 $ 421,000
Escambia, Florida 9 $ 2,506,000 $ 278,444 $ 383,000
Martin, Florida 9 $ 5,633,000 $ 625,888 $ 366,000
Forsyth, Georgia 9 $ 4,609,000 $ 512,111 $ 218,000
White, Georgia 9 $ 2,009,000 $ 223,222 $ 165,000
Kane, Illinois 9 $ 2,738,000 $ 304,222 $ 124,000
Hamilton, Indiana 9 $ 5,372,000 $ 596,888 $ 279,000
Clinton, Michigan 9 $ 1,742,000 $ 193,555 $ 78,000
Kent, Michigan 9 $ 2,111,000 $ 234,555 $ 140,000
Carteret, North Carolina 9 $ 3,663,000 $ 407,000 $ 240,000
Durham, North Carolina 9 $ 2,490,000 $ 276,666 $ 198,000
Pender, North Carolina 9 $ 6,621,000 $ 735,666 $ 358,000
King George, Virginia 9 $ 2,628,000 $ 292,000 $ 104,000
Orange, Virginia 9 $ 1,848,000 $ 205,333 $ 80,000
Suffolk, Virginia 9 $ 2,682,000 $ 298,000 $ 93,000
Garfield, Colorado 8 $ 4,009,000 $ 501,125 $ 228,000
Kent, Delaware 8 $ 5,190,000 $ 648,750 $ 200,000
Cherokee, Georgia 8 $ 2,851,000 $ 356,375 $ 145,000
St. Clair, Illinois 8 $ 1,569,000 $ 196,125 $ 88,000
Lake, Indiana 8 $ 1,916,000 $ 239,500 $ 85,000
Bristol, Massachusetts 8 $ 1,825,000 $ 228,125 $ 87,000
Jefferson, Missouri 8 $ 1,644,000 $ 205,500 $ 104,000
St. Louis City, Missouri 8 $ 2,740,000 $ 342,500 $ 114,000
Cumberland, New Jersey 8 $ 1,163,000 $ 145,375 $ 421,000
Onondaga, New York 8 $ 696,000 $ 87,000 $ 85,000
Currituck, North Carolina 8 $ 7,042,000 $ 880,250 $ 506,000
Cass, North Dakota 8 $ 1,526,000 $ 190,750 $ 111,000
Morton, North Dakota 8 $ 1,285,000 $ 160,625 $ 83,000
Yamhill, Oregon 8 $ 3,793,000 $ 474,125 $ 182,000
Franklin, Pennsylvania 8 $ 1,569,000 $ 196,125 $ 96,000
Lehigh, Pennsylvania 8 $ 1,738,000 $ 217,250 $ 135,000
Albemarle, Virginia 8 $ 3,867,000 $ 483,375 $ 444,000
Portsmouth, Virginia 8 $ 2,026,000 $ 253,250 $ 102,000
Mono, California 7 $ 9,713,000 $ 1,387,571 $ 1,231,000
Tuolumne, California 7 $ 2,929,000 $ 418,428 $ 136,000
Rockingham, New Hampshire 7 $ 2,092,000 $ 298,857 $ 120,000
Gloucester, New Jersey 7 $ 1,855,000 $ 265,000 $ 113,000
Salem, New Jersey 7 $ 2,308,000 $ 329,714 $ 152,000
Dona Ana, New Mexico 7 $ 1,960,000 $ 280,000 $ 140,000
Dare, North Carolina 7 $ 6,972,000 $ 996,000 $ 563,000
Iredell, North Carolina 7 $ 3,985,000 $ 569,285 $ 171,000
Delaware, Ohio 7 $ 1,883,000 $ 269,000 $ 224,000
Tulsa, Oklahoma 7 $ 3,085,000 $ 440,714 $ 404,000
Lane, Oregon 7 $ 2,316,000 $ 330,857 $ 159,000
Pickens, South Carolina 7 $ 1,014,000 $ 144,857 $ 46,000
Falls Church, Virginia 7 $ 2,694,000 $ 384,857 $ 215,000
James City, Virginia 7 $ 2,379,000 $ 339,857 $ 65,000
York, Virginia 7 $ 1,499,000 $ 214,142 $ 158,000
Milwaukee, Wisconsin 7 $ 715,000 $ 102,142 $ 55,000
Navajo, Arizona 6 $ 2,003,000 $ 333,833 $ 171,000
Amador, California 6 $ 2,411,000 $ 401,833 $ 142,000
Nevada, California 6 $ 3,763,000 $ 627,166 $ 317,000
Pitkin, Colorado 6 $ 8,064,000 $ 1,344,000 $ 256,000
Canyon, Idaho 6 $ 1,342,000 $ 223,666 $ 85,000
Jefferson, Kentucky 6 $ 2,193,000 $ 365,500 $ 70,000
Eaton, Michigan 6 $ 1,041,000 $ 173,500 $ 68,000
Clay, Missouri 6 $ 814,000 $ 135,666 $ 61,000
Flathead, Montana 6 $ 5,381,000 $ 896,833 $ 609,000
Albany, New York 6 $ 1,747,000 $ 291,166 $ 163,000
Putnam, New York 6 $ 5,355,000 $ 892,500 $ 305,000
Saratoga, New York 6 $ 3,764,000 $ 627,333 $ 211,000
Moore, North Carolina 6 $ 1,169,000 $ 194,833 $ 125,000
Onslow, North Carolina 6 $ 1,957,000 $ 326,166 $ 259,000
Cuyahoga, Ohio 6 $ 2,201,000 $ 366,833 $ 163,000
Berks, Pennsylvania 6 $ 1,088,000 $ 181,333 $ 152,000
Westmoreland, Pennsylvania 6 $ 1,060,000 $ 176,666 $ 97,000
Kent, Rhode Island 6 $ 1,351,000 $ 225,166 $ 85,000
Newport, Rhode Island 6 $ 5,659,000 $ 943,166 $ 459,000
Sevier, Tennessee 6 $ 2,121,000 $ 353,500 $ 172,000
Sumner, Tennessee 6 $ 839,000 $ 139,833 $ 263,000
Montgomery, Texas 6 $ 1,913,000 $ 318,833 $ 122,000
Caroline, Virginia 6 $ 1,319,000 $ 219,833 $ 53,000
Fluvanna, Virginia 6 $ 1,032,000 $ 172,000 $ 56,000
Greene, Virginia 6 $ 1,254,000 $ 209,000 $ 68,000
Warren, Virginia 6 $ 1,175,000 $ 195,833 $ 75,000
Cowlitz, Washington 6 $ 5,116,000 $ 852,666 $ 260,000
Island, Washington 6 $ 2,773,000 $ 462,166 $ 145,000
Whatcom, Washington 6 $ 2,948,000 $ 491,333 $ 209,000
Yuma, Arizona 5 $ 1,088,000 $ 217,600 $ 80,000
Sutter, California 5 $ 3,306,000 $ 661,200 $ 187,000
Summit, Colorado 5 $ 3,757,000 $ 751,400 $ 234,000
Highlands, Florida 5 $ 1,429,000 $ 285,800 $ 106,000
Leon, Florida 5 $ 1,264,000 $ 252,800 $ 123,000
Santa Rosa, Florida 5 $ 1,546,000 $ 309,200 $ 122,000
Fayette, Georgia 5 $ 2,448,000 $ 489,600 $ 159,000
Madison, Illinois 5 $ 545,000 $ 109,000 $ 84,000
Hendricks, Indiana 5 $ 1,131,000 $ 226,200 $ 104,000
Cumberland, Maine 5 $ 1,614,000 $ 322,800 $ 169,000
Macomb, Michigan 5 $ 1,788,000 $ 357,600 $ 125,000
Gallatin, Montana 5 $ 2,402,000 $ 480,400 $ 350,000
Douglas, Nevada 5 $ 2,685,000 $ 537,000 $ 231,000
Hillsborough, New Hampshire 5 $ 1,374,000 $ 274,800 $ 107,000
Erie, New York 5 $ 1,658,000 $ 331,600 $ 185,000
Rensselaer, New York 5 $ 1,160,000 $ 232,000 $ 78,000
Cabarrus, North Carolina 5 $ 1,471,000 $ 294,200 $ 93,000
Ward, North Dakota 5 $ 588,000 $ 117,600 $ 74,000
Hamilton, Ohio 5 $ 1,294,000 $ 258,800 $ 118,000
Montgomery, Ohio 5 $ 2,016,000 $ 403,200 $ 194,000
Douglas, Oregon 5 $ 1,282,000 $ 256,400 $ 108,000
Jackson, Oregon 5 $ 1,602,000 $ 320,400 $ 107,000
Lincoln, Oregon 5 $ 3,650,000 $ 730,000 $ 607,000
Adams, Pennsylvania 5 $ 1,442,000 $ 288,400 $ 42,000
Lancaster, Pennsylvania 5 $ 1,020,000 $ 204,000 $ 89,000
Washington, Rhode Island 5 $ 3,961,000 $ 792,200 $ 554,000
Beaufort, South Carolina 5 $ 2,121,000 $ 424,200 $ 141,000
Travis, Texas 5 $ 5,868,000 $ 1,173,600 $ 536,000
Iron, Utah 5 $ 2,979,000 $ 595,800 $ 303,000
Morgan, Utah 5 $ 901,000 $ 180,200 $ 73,000
Charlottesville, Virginia 5 $ 820,000 $ 164,000 $ 196,000
Hanover, Virginia 5 $ 1,613,000 $ 322,600 $ 106,000
Franklin, Washington 5 $ 976,000 $ 195,200 $ 48,000
Skagit, Washington 5 $ 1,773,000 $ 354,600 $ 110,000
Cochise, Arizona 4 $ 906,000 $ 226,500 $ 99,000
Gila, Arizona 4 $ 1,939,000 $ 484,750 $ 140,000
Plumas, California 4 $ 1,571,000 $ 392,750 $ 109,000
Yuba, California 4 $ 1,283,000 $ 320,750 $ 74,000
Pueblo, Colorado 4 $ 579,000 $ 144,750 $ 477,000
Gulf, Florida 4 $ 1,665,000 $ 416,250 $ 4,507,000
Nassau, Florida 4 $ 2,309,000 $ 577,250 $ 221,000
Sumter, Florida 4 $ 1,628,000 $ 407,000 $ 196,000
Chatham, Georgia 4 $ 1,749,000 $ 437,250 $ 367,000
Clayton, Georgia 4 $ 758,000 $ 189,500 $ 112,000
Blaine, Idaho 4 $ 2,586,000 $ 646,500 $ 207,000
Shoshone, Idaho 4 $ 1,181,000 $ 295,250 $ 321,000
Porter, Indiana 4 $ 1,142,000 $ 285,500 $ 132,000
Polk, Iowa 4 $ 760,000 $ 190,000 $ 108,000
Boone, Kentucky 4 $ 220,000 $ 55,000 $ 110,000
East Baton Rouge, Louisiana 4 $ 373,000 $ 93,250 $ 81,000
Kennebec, Maine 4 $ 439,000 $ 109,750 $ 79,000
York, Maine 4 $ 828,000 $ 207,000 $ 62,000
Allegany, Maryland 4 $ 406,000 $ 101,500 $ 72,000
Dorchester, Maryland 4 $ 1,253,000 $ 313,250 $ 134,000
Berkshire, Massachusetts 4 $ 1,449,000 $ 362,250 $ 139,000
Hampden, Massachusetts 4 $ 1,543,000 $ 385,750 $ 157,000
Carver, Minnesota 4 $ 2,605,000 $ 651,250 $ 153,000
Ramsey, Minnesota 4 $ 670,000 $ 167,500 $ 84,000
Lyon, Nevada 4 $ 1,108,000 $ 277,000 $ 406,000
Sullivan, New Hampshire 4 $ 827,000 $ 206,750 $ 67,000
Sullivan, New York 4 $ 1,048,000 $ 262,000 $ 134,000
Alamance, North Carolina 4 $ 580,000 $ 145,000 $ 102,000
Chatham, North Carolina 4 $ 1,718,000 $ 429,500 $ 86,000
Forsyth, North Carolina 4 $ 804,000 $ 201,000 $ 49,000
Licking, Ohio 4 $ 686,000 $ 171,500 $ 75,000
Allegheny, Pennsylvania 4 $ 852,000 $ 213,000 $ 136,000
Dauphin, Pennsylvania 4 $ 1,021,000 $ 255,250 $ 104,000
Pike, Pennsylvania 4 $ 831,000 $ 207,750 $ 65,000
Richland, South Carolina 4 $ 1,025,000 $ 256,250 $ 73,000
Knox, Tennessee 4 $ 1,787,000 $ 446,750 $ 385,000
Williamson, Tennessee 4 $ 1,525,000 $ 381,250 $ 99,000
Fort Bend, Texas 4 $ 1,423,000 $ 355,750 $ 117,000
Wasatch, Utah 4 $ 13,629,000 $ 3,407,250 $ 1,099,000
Isle of Wight, Virginia 4 $ 1,190,000 $ 297,500 $ 117,000
Louisa, Virginia 4 $ 606,000 $ 151,500 $ 41,000
Rockingham, Virginia 4 $ 1,871,000 $ 467,750 $ 161,000
Westmoreland, Virginia 4 $ 1,268,000 $ 317,000 $ 129,000
Clallam, Washington 4 $ 1,510,000 $ 377,500 $ 207,000
Walla Walla, Washington 4 $ 1,306,000 $ 326,500 $ 144,000
Jefferson, Alabama 3 $ 685,000 $ 228,333 $ 67,000
Benton, Arkansas 3 $ 985,000 $ 328,333 $ 141,000
Craighead, Arkansas 3 $ 1,162,000 $ 387,333 $ 142,000
Washington, Arkansas 3 $ 1,393,000 $ 464,333 $ 200,000
Kings, California 3 $ 410,000 $ 136,666 $ 90,000
Broomfield, Colorado 3 $ 679,000 $ 226,333 $ 103,000
San Miguel, Colorado 3 $ 4,842,000 $ 1,614,000 $ 502,000
New London, Connecticut 3 $ 1,796,000 $ 598,666 $ 237,000
Franklin, Florida 3 $ 839,000 $ 279,666 $ 158,000
Carroll, Georgia 3 $ 560,000 $ 186,666 $ 67,000
Habersham, Georgia 3 $ 639,000 $ 213,000 $ 110,000
Rockdale, Georgia 3 $ 1,311,000 $ 437,000 $ 134,000
Valley, Idaho 3 $ 4,887,000 $ 1,629,000 $ 783,000
Tippecanoe, Indiana 3 $ 633,000 $ 211,000 $ 120,000
Fayette, Kentucky 3 $ 1,613,000 $ 537,666 $ 237,000
Jefferson, Louisiana 3 $ 783,000 $ 261,000 $ 57,000
Lafayette, Louisiana 3 $ 1,607,000 $ 535,666 $ 388,000
Orleans, Louisiana 3 $ 484,000 $ 161,333 $ 159,000
St. Tammany, Louisiana 3 $ 1,729,000 $ 576,333 $ 284,000
Berrien, Michigan 3 $ 1,050,000 $ 350,000 $ 260,000
Livingston, Michigan 3 $ 873,000 $ 291,000 $ 186,000
Muskegon, Michigan 3 $ 734,000 $ 244,666 $ 28,000
Dakota, Minnesota 3 $ 590,000 $ 196,666 $ 104,000
Camden, Missouri 3 $ 860,000 $ 286,666 $ 314,000
Cass, Missouri 3 $ 696,000 $ 232,000 $ 146,000
Platte, Missouri 3 $ 634,000 $ 211,333 $ 108,000
Warren, Missouri 3 $ 719,000 $ 239,666 $ 83,000
Douglas, Nebraska 3 $ 425,000 $ 141,666 $ 88,000
Carson City, Nevada 3 $ 950,000 $ 316,666 $ 171,000
Merrimack, New Hampshire 3 $ 822,000 $ 274,000 $ 149,000
Monroe, New York 3 $ 287,000 $ 95,666 $ 123,000
Gaston, North Carolina 3 $ 1,274,000 $ 424,666 $ 126,000
Haywood, North Carolina 3 $ 740,000 $ 246,666 $ 73,000
Jackson, North Carolina 3 $ 2,243,000 $ 747,666 $ 697,000
Pasquotank, North Carolina 3 $ 350,000 $ 116,666 $ 65,000
Randolph, North Carolina 3 $ 544,000 $ 181,333 $ 105,000
Rockingham, North Carolina 3 $ 661,000 $ 220,333 $ 60,000
Grand Forks, North Dakota 3 $ 417,000 $ 139,000 $ 66,000
McLean, North Dakota 3 $ 265,000 $ 88,333 $ 77,000
Geauga, Ohio 3 $ 783,000 $ 261,000 $ 92,000
Greene, Ohio 3 $ 531,000 $ 177,000 $ 90,000
Knox, Ohio 3 $ 423,000 $ 141,000 $ 90,000
Summit, Ohio 3 $ 693,000 $ 231,000 $ 137,000
Payne, Oklahoma 3 $ 555,000 $ 185,000 $ 162,000
Columbia, Oregon 3 $ 824,000 $ 274,666 $ 96,000
Coos, Oregon 3 $ 948,000 $ 316,000 $ 260,000
Josephine, Oregon 3 $ 914,000 $ 304,666 $ 171,000
Klamath, Oregon 3 $ 1,090,000 $ 363,333 $ 282,000
Marion, Oregon 3 $ 951,000 $ 317,000 $ 82,000
Tillamook, Oregon 3 $ 1,196,000 $ 398,666 $ 230,000
Erie, Pennsylvania 3 $ 422,000 $ 140,666 $ 72,000
Wayne, Pennsylvania 3 $ 656,000 $ 218,666 $ 337,000
Lexington, South Carolina 3 $ 727,000 $ 242,333 $ 70,000
Rutherford, Tennessee 3 $ 571,000 $ 190,333 $ 89,000
Comal, Texas 3 $ 1,411,000 $ 470,333 $ 120,000
Galveston, Texas 3 $ 1,349,000 $ 449,666 $ 362,000
Hidalgo, Texas 3 $ 686,000 $ 228,666 $ 106,000
Rockwall, Texas 3 $ 1,924,000 $ 641,333 $ 238,000
Bedford, Virginia 3 $ 629,000 $ 209,666 $ 242,000
Gloucester, Virginia 3 $ 780,000 $ 260,000 $ 17,000
Page, Virginia 3 $ 2,686,000 $ 895,333 $ 254,000
Petersburg, Virginia 3 $ 395,000 $ 131,666 $ 57,000
Chelan, Washington 3 $ 1,659,000 $ 553,000 $ 306,000
Jefferson, Washington 3 $ 1,590,000 $ 530,000 $ 20,000
Lewis, Washington 3 $ 650,000 $ 216,666 $ 134,000
Shelby, Alabama 2 $ 1,126,000 $ 563,000 $ 305,000
Matanuska-Susitna, Alaska 2 $ 786,000 $ 393,000 $ 182,000
Graham, Arizona 2 $ 411,000 $ 205,500 $ 54,000
Santa Cruz, Arizona 2 $ 292,000 $ 146,000 $ 84,000
Garland, Arkansas 2 $ 939,000 $ 469,500 $ 151,000
Jefferson, Arkansas 2 $ 229,000 $ 114,500 $ 114,000
Glenn, California 2 $ 436,000 $ 218,000 $ 39,000
Humboldt, California 2 $ 625,000 $ 312,500 $ 85,000
Imperial, California 2 $ 721,000 $ 360,500 $ 183,000
Siskiyou, California 2 $ 1,251,000 $ 625,500 $ 209,000
Chaffee, Colorado 2 $ 1,285,000 $ 642,500 $ 212,000
Park, Colorado 2 $ 1,063,000 $ 531,500 $ 179,000
Routt, Colorado 2 $ 2,038,000 $ 1,019,000 $ 519,000
Teller, Colorado 2 $ 3,710,000 $ 1,855,000 $ 667,000
DeSoto, Florida 2 $ 570,000 $ 285,000 $ 122,000
Levy, Florida 2 $ 597,000 $ 298,500 $ 125,000
Barrow, Georgia 2 $ 1,038,000 $ 519,000 $ 83,000
Bartow, Georgia 2 $ 548,000 $ 274,000 $ 194,000
Bulloch, Georgia 2 $ 59,000 $ 29,500 $ 89,000
Coweta, Georgia 2 $ 880,000 $ 440,000 $ 202,000
Douglas, Georgia 2 $ 356,000 $ 178,000 $ 48,000
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Mortgage Loan Application Detail Totals for Chevy Chase Bank, F.S.B. in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,555 $6,022,863,000 $521,000 $23,000,000 $213,000 $9,999,000
Home Purchase 3,637 $2,103,519,000 $578,000 $9,250,000 $268,000 $8,000,000
Home Improvement 1,340 $395,698,000 $295,000 $12,500,000 $159,000 $7,600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,866 $5,205,535,000 $587,000 $23,000,000 $256,000 $9,999,000
Not Provided 2,439 $1,261,798,000 $517,000 $9,600,000 $237,000 $8,000,000
Hispanic 2,169 $844,983,000 $389,000 $4,500,000 $138,000 $3,728,000
Black or African American 1,879 $614,237,000 $326,000 $4,890,000 $141,000 $7,600,000
Asian 942 $490,548,000 $520,000 $8,000,000 $214,000 $4,910,000
Native Hawaiian or Other Pacific Islander 174 $81,674,000 $469,000 $2,350,000 $178,000 $720,000
American Indian or Alaskan Native 63 $23,305,000 $369,000 $1,313,000 $139,000 $648,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,516 $8,517,489,000 $515,000 $23,000,000 $221,000 $9,999,000
FHA-insured (Federal Housing Administration) 13 $3,446,000 $265,000 $397,000 $78,000 $175,000
VA-guaranteed (Veterans Administration) 3 $1,145,000 $381,000 $416,000 $107,000 $128,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,810 $2,960,118,000 $434,000 $10,000,000 $196,000 $9,999,000
Application Withdrawn By Applicant 5,943 $3,763,655,000 $633,000 $23,000,000 $261,000 $9,808,000
Loan Purchased By The Institution 1,258 $752,080,000 $597,000 $10,500,000 $274,000 $7,200,000
Application Denied By Financial Institution 1,024 $330,240,000 $322,000 $8,941,000 $123,000 $2,580,000
Application Approved But Not Accepted 803 $321,199,000 $399,000 $6,750,000 $179,000 $2,760,000
File Closed For Incompleteness 694 $394,788,000 $568,000 $7,000,000 $228,000 $4,800,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 382 $136,813,000 $358,000 $8,941,000 $139,000 $2,160,000
Debt-To-Income Ratio 290 $102,529,000 $353,000 $3,705,000 $88,000 $659,000
Credit History 203 $21,073,000 $103,000 $4,200,000 $91,000 $1,104,000
Other 123 $57,542,000 $467,000 $3,220,000 $195,000 $2,580,000
Unverifiable Information 11 $4,269,000 $388,000 $1,020,000 $186,000 $600,000
Insufficient Cash (Downpayment, Closing Cost) 9 $7,201,000 $800,000 $4,261,000 $262,000 $1,172,000
Employment History 3 $641,000 $213,000 $500,000 $56,000 $168,000
Credit Application Incomplete 3 $172,000 $57,000 $72,000 $132,000 $183,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevy Chase Bank, F.S.B.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chevy Chase Bank, F.S.B.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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