Chevy Chase Bank, F.S.B. Mortgage Lending & HMDA Data, 2007
In 2007, Chevy Chase Bank, F.S.B. of Bethesda,, MD reported 16,532 mortgage applications totaling $8.5 billion, down 16% from 2006. The average application was for $515,489, and applicants reported an average income of $220,722. 41% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (2,517), Los Angeles-Long Beach-Glendale, CA (893) and Bethesda-Gaithersburg-Frederick, MD (878) (applications in parentheses).
| Mortgage Company & Address | Chevy Chase Bank, F.S.B. 7501 Wisconsin Ave 13th Flr-W Bethesda,, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,532 |
| Total Mortgage Loan Application Amount | $8,522,080,000 |
| Average Mortgage Loan Application Amount | $515,489 |
| Highest Mortgage Loan Application Amount | $23,000,000 |
| Average Applicant Income | $220,722 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chevy Chase Bank, F.S.B. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,517 | $ 729,281,000 | $ 289,742 | $ 109,994 |
| Los Angeles-Long Beach-Glendale, CA | 893 | $ 812,160,000 | $ 909,473 | $ 342,000 |
| Bethesda-Gaithersburg-Frederick, MD | 878 | $ 226,048,000 | $ 257,457 | $ 113,000 |
| Phoenix-Mesa-Scottsdale, AZ | 593 | $ 276,682,000 | $ 466,580 | $ 179,000 |
| Baltimore-Towson, MD | 509 | $ 120,739,000 | $ 237,208 | $ 98,000 |
| New York-White Plains-Wayne, NY-NJ | 487 | $ 422,725,000 | $ 868,018 | $ 359,207 |
| Oakland-Fremont-Hayward, CA | 441 | $ 292,732,000 | $ 663,791 | $ 237,000 |
| Riverside-San Bernardino-Ontario, CA | 413 | $ 199,580,000 | $ 483,244 | $ 210,000 |
| Las Vegas-Paradise, NV | 326 | $ 144,255,000 | $ 442,500 | $ 195,000 |
| Edison, NJ | 318 | $ 170,151,000 | $ 535,066 | $ 237,000 |
| San Francisco-San Mateo-Redwood City, CA | 314 | $ 353,577,000 | $ 1,126,041 | $ 426,000 |
| San Diego-Carlsbad-San Marcos, CA | 308 | $ 262,859,000 | $ 853,438 | $ 331,000 |
| Miami-Miami Beach-Kendall, FL | 304 | $ 185,316,000 | $ 609,592 | $ 261,000 |
| Santa Ana-Anaheim-Irvine, CA | 283 | $ 316,177,000 | $ 1,117,233 | $ 432,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 270 | $ 212,373,000 | $ 786,566 | $ 287,000 |
| Seattle-Bellevue-Everett, WA | 265 | $ 138,129,000 | $ 521,241 | $ 249,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 234 | $ 136,461,000 | $ 583,166 | $ 258,000 |
| Orlando-Kissimmee, FL | 226 | $ 101,995,000 | $ 451,305 | $ 228,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 225 | $ 124,154,000 | $ 551,795 | $ 265,000 |
| Nassau-Suffolk, NY | 219 | $ 247,420,000 | $ 1,129,771 | $ 441,000 |
| Newark-Union, NJ-PA | 206 | $ 107,900,000 | $ 523,786 | $ 207,184 |
| Atlanta-Sandy Springs-Marietta, GA | 171 | $ 77,836,000 | $ 455,181 | $ 312,000 |
| Tampa-St. Petersburg-Clearwater, FL | 171 | $ 63,622,000 | $ 372,058 | $ 172,000 |
| Denver-Aurora, CO | 151 | $ 64,520,000 | $ 427,284 | $ 185,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 144 | $ 103,151,000 | $ 716,326 | $ 348,000 |
| Philadelphia, PA | 143 | $ 52,196,000 | $ 365,006 | $ 174,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 138 | $ 45,205,000 | $ 327,572 | $ 132,956 |
| Portland-Vancouver-Beaverton, OR-WA | 137 | $ 61,871,000 | $ 451,613 | $ 438,642 |
| Chicago-Naperville-Joliet, IL | 128 | $ 50,428,000 | $ 393,968 | $ 158,000 |
| Cape Coral-Fort Myers, FL | 113 | $ 50,211,000 | $ 444,345 | $ 206,000 |
| Bridgeport-Stamford-Norwalk, CT | 102 | $ 127,003,000 | $ 1,245,127 | $ 425,000 |
| St. Louis, MO-IL | 97 | $ 23,046,000 | $ 237,587 | $ 111,092 |
| Sarasota-Bradenton-Venice, FL | 95 | $ 62,645,000 | $ 659,421 | $ 355,000 |
| Jacksonville, FL | 89 | $ 28,941,000 | $ 325,179 | $ 169,000 |
| Stockton, CA | 79 | $ 35,346,000 | $ 447,417 | $ 155,000 |
| Dallas-Plano-Irving, TX | 75 | $ 32,866,000 | $ 438,213 | $ 302,000 |
| Richmond, VA | 71 | $ 14,970,000 | $ 210,845 | $ 78,000 |
| Salt Lake City, UT | 69 | $ 77,461,000 | $ 1,122,623 | $ 444,000 |
| Naples-Marco Island, FL | 67 | $ 57,121,000 | $ 852,552 | $ 374,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 66 | $ 51,283,000 | $ 777,015 | $ 295,000 |
| Tacoma, WA | 64 | $ 21,195,000 | $ 331,171 | $ 121,000 |
| Vallejo-Fairfield, CA | 60 | $ 26,636,000 | $ 443,933 | $ 179,000 |
| Tucson, AZ | 57 | $ 24,284,000 | $ 426,035 | $ 181,000 |
| Charlotte-Gastonia-Concord, NC-SC | 56 | $ 27,451,000 | $ 490,196 | $ 200,000 |
| Lansing-East Lansing, MI | 56 | $ 9,836,000 | $ 175,642 | $ 84,000 |
| Wilmington, DE-MD-NJ | 55 | $ 16,183,000 | $ 294,236 | $ 108,163 |
| Columbus, OH | 53 | $ 8,791,000 | $ 165,867 | $ 107,000 |
| Wilmington, NC | 51 | $ 34,638,000 | $ 679,176 | $ 279,000 |
| Lakeland, FL | 49 | $ 14,692,000 | $ 299,836 | $ 193,000 |
| Santa Rosa-Petaluma, CA | 48 | $ 40,738,000 | $ 848,708 | $ 250,000 |
| Greensboro-High Point, NC | 47 | $ 10,601,000 | $ 225,553 | $ 141,000 |
| Kansas City, MO-KS | 47 | $ 11,307,000 | $ 240,574 | $ 187,191 |
| Camden, NJ | 45 | $ 13,481,000 | $ 299,577 | $ 104,000 |
| Hagerstown-Martinsburg, MD-WV | 45 | $ 8,798,000 | $ 195,511 | $ 68,933 |
| Modesto, CA | 45 | $ 18,557,000 | $ 412,377 | $ 175,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 45 | $ 56,916,000 | $ 1,264,800 | $ 430,000 |
| Honolulu, HI | 44 | $ 34,356,000 | $ 780,818 | $ 287,000 |
| Indianapolis-Carmel, IN | 42 | $ 11,455,000 | $ 272,738 | $ 138,000 |
| Boston-Quincy, MA | 41 | $ 20,762,000 | $ 506,390 | $ 136,000 |
| Bakersfield, CA | 40 | $ 13,718,000 | $ 342,950 | $ 147,000 |
| Ogden-Clearfield, UT | 40 | $ 7,886,000 | $ 197,150 | $ 69,000 |
| Salinas, CA | 39 | $ 41,281,000 | $ 1,058,487 | $ 425,000 |
| Atlantic City, NJ | 38 | $ 13,981,000 | $ 367,921 | $ 155,000 |
| Houston-Sugar Land-Baytown, TX | 38 | $ 13,633,000 | $ 358,763 | $ 205,000 |
| Providence-New Bedford-Fall River, RI-MA | 38 | $ 17,279,000 | $ 454,710 | $ 210,157 |
| Raleigh-Cary, NC | 38 | $ 17,110,000 | $ 450,263 | $ 185,000 |
| Ocean City, NJ | 36 | $ 20,995,000 | $ 583,194 | $ 271,000 |
| Bismarck, ND | 34 | $ 5,838,000 | $ 171,705 | $ 77,000 |
| Provo-Orem, UT | 34 | $ 24,352,000 | $ 716,235 | $ 311,000 |
| Palm Bay-Melbourne-Titusville, FL | 33 | $ 15,012,000 | $ 454,909 | $ 179,000 |
| Fresno, CA | 32 | $ 9,386,000 | $ 293,312 | $ 106,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 32 | $ 21,125,000 | $ 660,156 | $ 194,750 |
| Reno-Sparks, NV | 32 | $ 15,110,000 | $ 472,187 | $ 218,000 |
| Warren-Troy-Farmington Hills, MI | 32 | $ 12,530,000 | $ 391,562 | $ 152,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 30 | $ 12,899,000 | $ 429,966 | $ 272,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 30 | $ 8,235,000 | $ 274,500 | $ 181,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 30 | $ 18,572,000 | $ 619,066 | $ 288,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 29 | $ 9,103,000 | $ 313,896 | $ 118,310 |
| Hartford-West Hartford-East Hartford, CT | 28 | $ 12,468,000 | $ 445,285 | $ 141,000 |
| New Haven-Milford, CT | 28 | $ 11,078,000 | $ 395,642 | $ 144,000 |
| Charlottesville, VA | 27 | $ 7,430,000 | $ 275,185 | $ 219,000 |
| San Luis Obispo-Paso Robles, CA | 27 | $ 20,441,000 | $ 757,074 | $ 261,000 |
| Albuquerque, NM | 26 | $ 8,138,000 | $ 313,000 | $ 279,000 |
| Durham, NC | 25 | $ 9,121,000 | $ 364,840 | $ 149,000 |
| Napa, CA | 25 | $ 33,598,000 | $ 1,343,920 | $ 451,000 |
| Boise City-Nampa, ID | 24 | $ 7,757,000 | $ 323,208 | $ 191,000 |
| Cambridge-Newton-Framingham, MA | 24 | $ 15,450,000 | $ 643,750 | $ 152,000 |
| Colorado Springs, CO | 24 | $ 10,577,000 | $ 440,708 | $ 199,000 |
| Port St. Lucie, FL | 24 | $ 12,316,000 | $ 513,166 | $ 253,000 |
| Bremerton-Silverdale, WA | 23 | $ 8,908,000 | $ 387,304 | $ 169,000 |
| Lake County-Kenosha County, IL-WI | 23 | $ 19,730,000 | $ 857,826 | $ 365,086 |
| Olympia, WA | 23 | $ 6,231,000 | $ 270,913 | $ 130,000 |
| Boulder, CO | 22 | $ 9,971,000 | $ 453,227 | $ 270,000 |
| Peabody, MA | 22 | $ 13,088,000 | $ 594,909 | $ 215,000 |
| Charleston-North Charleston, SC | 21 | $ 20,409,000 | $ 971,857 | $ 328,000 |
| Detroit-Livonia-Dearborn, MI | 21 | $ 4,067,000 | $ 193,666 | $ 101,000 |
| Merced, CA | 21 | $ 8,004,000 | $ 381,142 | $ 145,000 |
| Santa Cruz-Watsonville, CA | 21 | $ 19,518,000 | $ 929,428 | $ 532,000 |
| Fort Worth-Arlington, TX | 20 | $ 6,021,000 | $ 301,050 | $ 145,000 |
| Punta Gorda, FL | 20 | $ 6,604,000 | $ 330,200 | $ 202,000 |
| Albany-Schenectady-Troy, NY | 19 | $ 7,579,000 | $ 398,894 | $ 160,000 |
| Asheville, NC | 19 | $ 9,201,000 | $ 484,263 | $ 196,000 |
| Austin-Round Rock, TX | 19 | $ 9,410,000 | $ 495,263 | $ 330,000 |
| Greenville-Mauldin-Easley, SC | 19 | $ 3,595,000 | $ 189,210 | $ 116,000 |
| Idaho Falls, ID | 19 | $ 4,360,000 | $ 229,473 | $ 104,000 |
| Trenton-Ewing, NJ | 19 | $ 9,406,000 | $ 495,052 | $ 225,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 18 | $ 6,341,000 | $ 352,277 | $ 222,000 |
| Palm Coast, FL | 18 | $ 9,760,000 | $ 542,222 | $ 246,000 |
| Bend, OR | 17 | $ 10,561,000 | $ 621,235 | $ 440,000 |
| Chico, CA | 17 | $ 5,032,000 | $ 296,000 | $ 168,000 |
| San Antonio, TX | 17 | $ 8,773,000 | $ 516,058 | $ 193,000 |
| Spokane, WA | 17 | $ 3,376,000 | $ 198,588 | $ 74,000 |
| Winchester, VA-WV | 16 | $ 4,138,000 | $ 258,625 | $ 78,000 |
| Barnstable Town, MA | 15 | $ 13,252,000 | $ 883,466 | $ 268,000 |
| Cedar Rapids, IA | 15 | $ 2,365,000 | $ 157,666 | $ 67,000 |
| Redding, CA | 15 | $ 4,571,000 | $ 304,733 | $ 96,000 |
| Worcester, MA | 15 | $ 4,562,000 | $ 304,133 | $ 117,000 |
| Cleveland-Elyria-Mentor, OH | 14 | $ 6,661,000 | $ 475,785 | $ 596,000 |
| Memphis, TN-MS-AR | 14 | $ 6,205,000 | $ 443,214 | $ 217,000 |
| Ocala, FL | 14 | $ 6,951,000 | $ 496,500 | $ 175,000 |
| Pensacola-Ferry Pass-Brent, FL | 14 | $ 4,052,000 | $ 289,428 | $ 290,000 |
| Visalia-Porterville, CA | 14 | $ 5,472,000 | $ 390,857 | $ 139,000 |
| Gary, IN | 13 | $ 3,277,000 | $ 252,076 | $ 100,000 |
| Grand Junction, CO | 13 | $ 3,086,000 | $ 237,384 | $ 82,000 |
| Sebastian-Vero Beach, FL | 13 | $ 9,251,000 | $ 711,615 | $ 272,000 |
| Anchorage, AK | 12 | $ 5,347,000 | $ 445,583 | $ 171,000 |
| Cincinnati-Middletown, OH-KY-IN | 12 | $ 2,181,000 | $ 181,750 | $ 107,333 |
| Lake Havasu City-Kingman, AZ | 12 | $ 4,798,000 | $ 399,833 | $ 158,000 |
| Panama City-Lynn Haven, FL | 12 | $ 6,244,000 | $ 520,333 | $ 404,000 |
| Pittsburgh, PA | 12 | $ 2,425,000 | $ 202,083 | $ 102,000 |
| Prescott, AZ | 12 | $ 4,477,000 | $ 373,083 | $ 173,000 |
| Salisbury, MD | 12 | $ 2,055,000 | $ 171,250 | $ 61,000 |
| Fort Collins-Loveland, CO | 11 | $ 2,975,000 | $ 270,454 | $ 135,000 |
| Grand Rapids-Wyoming, MI | 11 | $ 2,438,000 | $ 221,636 | $ 130,000 |
| Madera, CA | 11 | $ 6,209,000 | $ 564,454 | $ 244,000 |
| Madison, WI | 11 | $ 2,292,000 | $ 208,363 | $ 59,000 |
| Santa Fe, NM | 11 | $ 5,615,000 | $ 510,454 | $ 236,000 |
| St. George, UT | 11 | $ 7,883,000 | $ 716,636 | $ 207,000 |
| York-Hanover, PA | 11 | $ 2,582,000 | $ 234,727 | $ 72,000 |
| Coeur D'Alene, ID | 10 | $ 6,210,000 | $ 621,000 | $ 184,000 |
| Dayton, OH | 10 | $ 3,044,000 | $ 304,400 | $ 148,000 |
| Fort Walton Beach-Crestview-Destin, FL | 10 | $ 4,407,000 | $ 440,700 | $ 725,000 |
| Kingston, NY | 10 | $ 3,460,000 | $ 346,000 | $ 168,000 |
| Mobile, AL | 10 | $ 4,332,000 | $ 433,200 | $ 312,000 |
| Tulsa, OK | 10 | $ 3,770,000 | $ 377,000 | $ 315,000 |
| Fargo, ND-MN | 9 | $ 1,585,000 | $ 176,111 | $ 101,444 |
| Flagstaff, AZ | 9 | $ 6,043,000 | $ 671,444 | $ 254,000 |
| Greeley, CO | 9 | $ 7,517,000 | $ 835,222 | $ 421,000 |
| Louisville-Jefferson County, KY-IN | 9 | $ 2,687,000 | $ 298,555 | $ 99,888 |
| Milwaukee-Waukesha-West Allis, WI | 9 | $ 2,554,000 | $ 283,777 | $ 132,000 |
| New Orleans-Metairie-Kenner, LA | 9 | $ 2,996,000 | $ 332,888 | $ 166,000 |
| Portland-South Portland-Biddeford, ME | 9 | $ 2,442,000 | $ 271,333 | $ 121,000 |
| Yuba City, CA | 9 | $ 4,589,000 | $ 509,888 | $ 137,000 |
| Columbia, SC | 8 | $ 1,937,000 | $ 242,125 | $ 74,000 |
| Dover, DE | 8 | $ 5,190,000 | $ 648,750 | $ 200,000 |
| Syracuse, NY | 8 | $ 696,000 | $ 87,000 | $ 85,000 |
| Vineland-Millville-Bridgeton, NJ | 8 | $ 1,163,000 | $ 145,375 | $ 421,000 |
| Buffalo-Niagara Falls, NY | 7 | $ 1,762,000 | $ 251,714 | $ 149,000 |
| Eugene-Springfield, OR | 7 | $ 2,316,000 | $ 330,857 | $ 159,000 |
| Kennewick-Richland-Pasco, WA | 7 | $ 1,201,000 | $ 171,571 | $ 59,000 |
| Las Cruces, NM | 7 | $ 1,960,000 | $ 280,000 | $ 140,000 |
| Lynchburg, VA | 7 | $ 1,227,000 | $ 175,285 | $ 135,000 |
| Rockingham County-Strafford County, NH | 7 | $ 2,092,000 | $ 298,857 | $ 120,000 |
| Savannah, GA | 7 | $ 2,220,000 | $ 317,142 | $ 541,000 |
| Tallahassee, FL | 7 | $ 1,802,000 | $ 257,428 | $ 98,000 |
| Bellingham, WA | 6 | $ 2,948,000 | $ 491,333 | $ 209,000 |
| Birmingham-Hoover, AL | 6 | $ 1,826,000 | $ 304,333 | $ 148,000 |
| Des Moines-West Des Moines, IA | 6 | $ 1,150,000 | $ 191,666 | $ 113,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 2,378,000 | $ 396,333 | $ 171,000 |
| Harrisonburg, VA | 6 | $ 2,076,000 | $ 346,000 | $ 135,000 |
| Jacksonville, NC | 6 | $ 1,957,000 | $ 326,166 | $ 259,000 |
| Knoxville, TN | 6 | $ 2,445,000 | $ 407,500 | $ 318,000 |
| Longview, WA | 6 | $ 5,116,000 | $ 852,666 | $ 260,000 |
| Reading, PA | 6 | $ 1,088,000 | $ 181,333 | $ 152,000 |
| Roanoke, VA | 6 | $ 982,000 | $ 163,666 | $ 94,000 |
| Winston-Salem, NC | 6 | $ 1,297,000 | $ 216,166 | $ 74,000 |
| Baton Rouge, LA | 5 | $ 906,000 | $ 181,200 | $ 91,000 |
| Cumberland, MD-WV | 5 | $ 627,000 | $ 125,400 | $ 78,000 |
| Lancaster, PA | 5 | $ 1,020,000 | $ 204,000 | $ 89,000 |
| Manchester-Nashua, NH | 5 | $ 1,374,000 | $ 274,800 | $ 107,000 |
| Medford, OR | 5 | $ 1,602,000 | $ 320,400 | $ 107,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,773,000 | $ 354,600 | $ 110,000 |
| Oklahoma City, OK | 5 | $ 2,399,000 | $ 479,800 | $ 219,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 836,000 | $ 167,200 | $ 79,000 |
| Salem, OR | 5 | $ 4,363,000 | $ 872,600 | $ 397,000 |
| Springfield, MA | 5 | $ 1,783,000 | $ 356,600 | $ 147,000 |
| Yuma, AZ | 5 | $ 1,088,000 | $ 217,600 | $ 80,000 |
| Akron, OH | 4 | $ 903,000 | $ 225,750 | $ 128,000 |
| Burlington, NC | 4 | $ 580,000 | $ 145,000 | $ 102,000 |
| Harrisburg-Carlisle, PA | 4 | $ 1,021,000 | $ 255,250 | $ 104,000 |
| Lafayette, IN | 4 | $ 747,000 | $ 186,750 | $ 95,000 |
| Lafayette, LA | 4 | $ 1,736,000 | $ 434,000 | $ 307,000 |
| Pittsfield, MA | 4 | $ 1,449,000 | $ 362,250 | $ 139,000 |
| Pueblo, CO | 4 | $ 579,000 | $ 144,750 | $ 477,000 |
| Rochester, NY | 4 | $ 3,787,000 | $ 946,750 | $ 305,000 |
| Scranton--Wilkes-Barre, PA | 4 | $ 784,000 | $ 196,000 | $ 82,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 759,000 | $ 189,750 | $ 146,000 |
| Albany, GA | 3 | $ 762,000 | $ 254,000 | $ 123,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 692,000 | $ 230,666 | $ 105,000 |
| Burlington-South Burlington, VT | 3 | $ 1,460,000 | $ 486,666 | $ 1,149,000 |
| Carson City, NV | 3 | $ 950,000 | $ 316,666 | $ 171,000 |
| Chattanooga, TN-GA | 3 | $ 1,886,000 | $ 628,666 | $ 256,333 |
| Erie, PA | 3 | $ 422,000 | $ 140,666 | $ 72,000 |
| Grand Forks, ND-MN | 3 | $ 417,000 | $ 139,000 | $ 66,000 |
| Hanford-Corcoran, CA | 3 | $ 410,000 | $ 136,666 | $ 90,000 |
| Johnson City, TN | 3 | $ 538,000 | $ 179,333 | $ 69,000 |
| Jonesboro, AR | 3 | $ 1,162,000 | $ 387,333 | $ 142,000 |
| Lexington-Fayette, KY | 3 | $ 1,613,000 | $ 537,666 | $ 237,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 686,000 | $ 228,666 | $ 106,000 |
| Muskegon-Norton Shores, MI | 3 | $ 734,000 | $ 244,666 | $ 28,000 |
| Niles-Benton Harbor, MI | 3 | $ 1,050,000 | $ 350,000 | $ 260,000 |
| Norwich-New London, CT | 3 | $ 1,796,000 | $ 598,666 | $ 237,000 |
| Springfield, MO | 3 | $ 951,000 | $ 317,000 | $ 99,000 |
| Toledo, OH | 3 | $ 444,000 | $ 148,000 | $ 96,000 |
| Utica-Rome, NY | 3 | $ 570,000 | $ 190,000 | $ 73,000 |
| Wenatchee, WA | 3 | $ 1,659,000 | $ 553,000 | $ 306,000 |
| Anderson, IN | 2 | $ 203,000 | $ 101,500 | $ 44,000 |
| Anderson, SC | 2 | $ 729,000 | $ 364,500 | $ 111,000 |
| Ann Arbor, MI | 2 | $ 258,000 | $ 129,000 | $ 91,000 |
| Binghamton, NY | 2 | $ 450,000 | $ 225,000 | $ 213,000 |
| Brownsville-Harlingen, TX | 2 | $ 258,000 | $ 129,000 | $ 243,000 |
| Dubuque, IA | 2 | $ 92,000 | $ 46,000 | $ 69,000 |
| Duluth, MN-WI | 2 | $ 220,000 | $ 110,000 | $ 133,000 |
| El Centro, CA | 2 | $ 721,000 | $ 360,500 | $ 183,000 |
| Florence, SC | 2 | $ 598,000 | $ 299,000 | $ 153,000 |
| Glens Falls, NY | 2 | $ 2,663,000 | $ 1,331,500 | $ 619,000 |
| Gulfport-Biloxi, MS | 2 | $ 422,000 | $ 211,000 | $ 96,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 561,000 | $ 280,500 | $ 231,000 |
| Holland-Grand Haven, MI | 2 | $ 1,645,000 | $ 822,500 | $ 300,000 |
| Hot Springs, AR | 2 | $ 939,000 | $ 469,500 | $ 151,000 |
| Huntsville, AL | 2 | $ 351,000 | $ 175,500 | $ 68,000 |
| Ithaca, NY | 2 | $ 80,000 | $ 40,000 | $ 80,000 |
| Kalamazoo-Portage, MI | 2 | $ 248,000 | $ 124,000 | $ 63,000 |
| Kankakee-Bradley, IL | 2 | $ 419,000 | $ 209,500 | $ 79,000 |
| Lake Charles, LA | 2 | $ 450,000 | $ 225,000 | $ 124,000 |
| Oshkosh-Neenah, WI | 2 | $ 285,000 | $ 142,500 | $ 46,000 |
| Pascagoula, MS | 2 | $ 334,000 | $ 167,000 | $ 187,000 |
| Peoria, IL | 2 | $ 240,000 | $ 120,000 | $ 36,000 |
| Pine Bluff, AR | 2 | $ 229,000 | $ 114,500 | $ 114,000 |
| Racine, WI | 2 | $ 339,000 | $ 169,500 | $ 1,735,000 |
| Sherman-Denison, TX | 2 | $ 699,000 | $ 349,500 | $ 148,000 |
| Spartanburg, SC | 2 | $ 266,000 | $ 133,000 | $ 61,000 |
| Springfield, IL | 2 | $ 711,000 | $ 355,500 | $ 173,000 |
| Waco, TX | 2 | $ 537,000 | $ 268,500 | $ 157,000 |
| Wichita, KS | 2 | $ 118,000 | $ 59,000 | $ 55,000 |
| Yakima, WA | 2 | $ 175,000 | $ 87,500 | $ 119,000 |
| Appleton, WI | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Auburn-Opelika, AL | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 357,000 | $ 357,000 | $ 230,000 |
| Battle Creek, MI | 1 | $ 124,000 | $ 124,000 | $ 112,000 |
| Bay City, MI | 1 | $ 132,000 | $ 132,000 | $ 66,000 |
| Beaumont-Port Arthur, TX | 1 | $ 310,000 | $ 310,000 | $ 95,000 |
| Billings, MT | 1 | $ 179,000 | $ 179,000 | $ 78,000 |
| Bloomington, IN | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
| Bloomington-Normal, IL | 1 | $ 21,000 | $ 21,000 | $ 52,000 |
| Bowling Green, KY | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Champaign-Urbana, IL | 1 | $ 13,000 | $ 13,000 | $ 45,000 |
| Cheyenne, WY | 1 | $ 270,000 | $ 270,000 | $ 84,000 |
| Cleveland, TN | 1 | $ 228,000 | $ 228,000 | $ 84,000 |
| Corvallis, OR | 1 | $ 243,000 | $ 243,000 | $ 37,000 |
| Dalton, GA | 1 | $ 189,000 | $ 189,000 | $ 89,000 |
| Danville, IL | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Danville, VA | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 70,000 | $ 70,000 | $ 78,000 |
| Elizabethtown, KY | 1 | $ 170,000 | $ 170,000 | $ 150,000 |
| Evansville, IN-KY | 1 | $ 243,000 | $ 243,000 | $ 76,000 |
| Flint, MI | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| Fond Du Lac, WI | 1 | $ 260,000 | $ 260,000 | $ 105,000 |
| Fort Smith, AR-OK | 1 | $ 594,000 | $ 594,000 | $ 362,000 |
| Gadsden, AL | 1 | $ 41,000 | $ 41,000 | $ 59,000 |
| Gainesville, GA | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Greenville, NC | 1 | $ 31,000 | $ 31,000 | $ 89,000 |
| Hattiesburg, MS | 1 | $ 55,000 | $ 55,000 | $ 131,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 61,000 | $ 61,000 | $ 22,000 |
| Jackson, MI | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Jackson, TN | 1 | $ 627,000 | $ 627,000 | $ 228,000 |
| Jefferson City, MO | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Joplin, MO | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 134,000 | $ 134,000 | $ 111,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 214,000 | $ 214,000 | $ 105,000 |
| Lebanon, PA | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| Lima, OH | 1 | $ 81,000 | $ 81,000 | $ 143,000 |
| Logan, UT-ID | 1 | $ 194,000 | $ 194,000 | $ 59,000 |
| Longview, TX | 1 | $ 693,000 | $ 693,000 | $ 270,000 |
| Macon, GA | 1 | $ 110,000 | $ 110,000 | $ 122,000 |
| Michigan City-La Porte, IN | 1 | $ 36,000 | $ 36,000 | $ 49,000 |
| Monroe, MI | 1 | $ 276,000 | $ 276,000 | $ 98,000 |
| Owensboro, KY | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Rockford, IL | 1 | $ 580,000 | $ 580,000 | $ 282,000 |
| Rocky Mount, NC | 1 | $ 196,000 | $ 196,000 | $ 42,000 |
| Sheboygan, WI | 1 | $ 108,000 | $ 108,000 | $ 81,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 164,000 | $ 164,000 | $ 71,000 |
| St. Joseph, MO-KS | 1 | $ 86,000 | $ 86,000 | $ 29,000 |
| State College, PA | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Terre Haute, IN | 1 | $ 161,000 | $ 161,000 | $ 126,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 88,000 | $ 88,000 | $ 97,000 |
| Topeka, KS | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Warner Robins, GA | 1 | $ 342,000 | $ 342,000 | $ 48,000 |
| Wheeling, WV-OH | 1 | $ 60,000 | $ 60,000 | $ 94,000 |
| Williamsport, PA | 1 | $ 104,000 | $ 104,000 | $ 200,000 |
Mortgage Loan Application Detail Totals for Chevy Chase Bank, F.S.B. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,555 | $6,022,863,000 | $521,000 | $23,000,000 | $213,000 | $9,999,000 |
| Home Purchase | 3,637 | $2,103,519,000 | $578,000 | $9,250,000 | $268,000 | $8,000,000 |
| Home Improvement | 1,340 | $395,698,000 | $295,000 | $12,500,000 | $159,000 | $7,600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,866 | $5,205,535,000 | $587,000 | $23,000,000 | $256,000 | $9,999,000 |
| Not Provided | 2,439 | $1,261,798,000 | $517,000 | $9,600,000 | $237,000 | $8,000,000 |
| Hispanic | 2,169 | $844,983,000 | $389,000 | $4,500,000 | $138,000 | $3,728,000 |
| Black or African American | 1,879 | $614,237,000 | $326,000 | $4,890,000 | $141,000 | $7,600,000 |
| Asian | 942 | $490,548,000 | $520,000 | $8,000,000 | $214,000 | $4,910,000 |
| Native Hawaiian or Other Pacific Islander | 174 | $81,674,000 | $469,000 | $2,350,000 | $178,000 | $720,000 |
| American Indian or Alaskan Native | 63 | $23,305,000 | $369,000 | $1,313,000 | $139,000 | $648,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,516 | $8,517,489,000 | $515,000 | $23,000,000 | $221,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 13 | $3,446,000 | $265,000 | $397,000 | $78,000 | $175,000 |
| VA-guaranteed (Veterans Administration) | 3 | $1,145,000 | $381,000 | $416,000 | $107,000 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,810 | $2,960,118,000 | $434,000 | $10,000,000 | $196,000 | $9,999,000 |
| Application Withdrawn By Applicant | 5,943 | $3,763,655,000 | $633,000 | $23,000,000 | $261,000 | $9,808,000 |
| Loan Purchased By The Institution | 1,258 | $752,080,000 | $597,000 | $10,500,000 | $274,000 | $7,200,000 |
| Application Denied By Financial Institution | 1,024 | $330,240,000 | $322,000 | $8,941,000 | $123,000 | $2,580,000 |
| Application Approved But Not Accepted | 803 | $321,199,000 | $399,000 | $6,750,000 | $179,000 | $2,760,000 |
| File Closed For Incompleteness | 694 | $394,788,000 | $568,000 | $7,000,000 | $228,000 | $4,800,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 382 | $136,813,000 | $358,000 | $8,941,000 | $139,000 | $2,160,000 |
| Debt-To-Income Ratio | 290 | $102,529,000 | $353,000 | $3,705,000 | $88,000 | $659,000 |
| Credit History | 203 | $21,073,000 | $103,000 | $4,200,000 | $91,000 | $1,104,000 |
| Other | 123 | $57,542,000 | $467,000 | $3,220,000 | $195,000 | $2,580,000 |
| Unverifiable Information | 11 | $4,269,000 | $388,000 | $1,020,000 | $186,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $7,201,000 | $800,000 | $4,261,000 | $262,000 | $1,172,000 |
| Employment History | 3 | $641,000 | $213,000 | $500,000 | $56,000 | $168,000 |
| Credit Application Incomplete | 3 | $172,000 | $57,000 | $72,000 | $132,000 | $183,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevy Chase Bank, F.S.B.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevy Chase Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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