Cis Financial Services, Inc. Mortgage Lending & HMDA Data, 2013

In 2013, Cis Financial Services, Inc. of Hamilton, AL reported 3,555 mortgage applications totaling $654.3 million, up 90% from 2012. The average application was for $184,049, and applicants reported an average income of $51,741. 10% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (330), Riverside-San Bernardino-Ontario, CA (239) and Santa Ana-Anaheim-Irvine, CA (173) (applications in parentheses).

Mortgage Company & Address Cis Financial Services, Inc.
851 Military Street N
Hamilton, AL 35570
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 3,555
Total Mortgage Loan Application Amount $654,295,000
Average Mortgage Loan Application Amount $184,049
Highest Mortgage Loan Application Amount $830,000
Average Applicant Income $51,741
Highest Applicant Income $696,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cis Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cis Financial Services, Inc. by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 330 $ 94,299,000 $ 285,754 $ 88,000
Orange, California 173 $ 51,537,000 $ 297,901 $ 107,000
Riverside, California 124 $ 26,664,000 $ 215,032 $ 53,000
Marion, Alabama 116 $ 10,778,000 $ 92,913 $ 53,000
San Bernardino, California 115 $ 21,353,000 $ 185,678 $ 37,000
Rapides, Louisiana 78 $ 12,055,000 $ 154,551 $ 68,000
San Diego, California 48 $ 13,869,000 $ 288,937 $ 75,000
Fairfax, Virginia 48 $ 15,002,000 $ 312,541 $ 66,000
Gwinnett, Georgia 45 $ 7,389,000 $ 164,200 $ 38,000
Prince George's, Maryland 40 $ 9,982,000 $ 249,550 $ 6,000
Baltimore, Maryland 29 $ 6,251,000 $ 215,551 $ 6,000
Hardin, Kentucky 27 $ 3,382,000 $ 125,259 $ 57,000
Sacramento, California 23 $ 4,114,000 $ 178,869 $ 54,000
St. Tammany, Louisiana 23 $ 3,368,000 $ 146,434 $ 53,000
San Joaquin, California 22 $ 3,438,000 $ 156,272 $ 19,000
Cobb, Georgia 22 $ 4,205,000 $ 191,136 $ 27,000
Baltimore City, Maryland 21 $ 3,610,000 $ 171,904 $ 10,000
Jefferson, Alabama 20 $ 2,254,000 $ 112,700 $ 51,000
Tarrant, Texas 20 $ 2,982,000 $ 149,100 $ 35,000
Loudoun, Virginia 20 $ 5,861,000 $ 293,050 $ 74,000
Santa Clara, California 18 $ 5,244,000 $ 291,333 $ 145,000
Fulton, Georgia 18 $ 2,775,000 $ 154,166 $ 37,000
Montgomery, Maryland 18 $ 4,886,000 $ 271,444 $ 36,000
Alameda, California 17 $ 4,039,000 $ 237,588 $ 55,000
Avoyelles, Louisiana 17 $ 2,242,000 $ 131,882 $ 60,000
Vernon, Louisiana 17 $ 2,463,000 $ 144,882 $ 63,000
Mecklenburg, North Carolina 17 $ 2,512,000 $ 147,764 $ 10,000
El Paso, Colorado 16 $ 3,460,000 $ 216,250 $ 46,000
Grant, Louisiana 16 $ 2,302,000 $ 143,875 $ 68,000
Prince William, Virginia 16 $ 3,963,000 $ 247,687 $ 48,000
DeKalb, Georgia 15 $ 2,398,000 $ 159,866 $ 29,000
King, Washington 15 $ 4,484,000 $ 298,933 $ 58,000
Ventura, California 14 $ 4,372,000 $ 312,285 $ 81,000
Citrus, Florida 14 $ 1,318,000 $ 94,142 $ 49,000
Chesterfield, Virginia 14 $ 2,600,000 $ 185,714 $ 2,000
Contra Costa, California 13 $ 3,423,000 $ 263,307 $ 65,000
Wake, North Carolina 13 $ 2,038,000 $ 156,769 $ 22,000
Henrico, Virginia 13 $ 2,447,000 $ 188,230 $ 6,000
Virginia Beach, Virginia 13 $ 2,724,000 $ 209,538 $ 8,000
Fayette, Alabama 12 $ 945,000 $ 78,750 $ 48,000
Henry, Georgia 12 $ 1,829,000 $ 152,416 $ 11,000
Franklin, Alabama 11 $ 1,176,000 $ 106,909 $ 72,000
Madison, Alabama 11 $ 1,411,000 $ 128,272 $ 68,000
Washington, Louisiana 11 $ 1,041,000 $ 94,636 $ 50,000
Union, North Carolina 11 $ 1,755,000 $ 159,545 $ 8,000
Kern, California 10 $ 1,804,000 $ 180,400 $ 55,000
Meade, Kentucky 10 $ 1,173,000 $ 117,300 $ 43,000
Lafayette, Louisiana 10 $ 1,472,000 $ 147,200 $ 62,000
Ouachita, Louisiana 10 $ 1,294,000 $ 129,400 $ 55,000
Anne Arundel, Maryland 10 $ 2,689,000 $ 268,900 $ 9,000
Harford, Maryland 10 $ 2,359,000 $ 235,900 $ 14,000
Buncombe, North Carolina 10 $ 1,604,000 $ 160,400 $ 35,000
Guilford, North Carolina 10 $ 1,477,000 $ 147,700 $ 18,000
Shelby, Tennessee 10 $ 1,274,000 $ 127,400 $ 32,000
Bexar, Texas 10 $ 1,263,000 $ 126,300 $ 144,000
Harris, Texas 10 $ 1,584,000 $ 158,400 $ 64,000
Solano, California 9 $ 1,709,000 $ 189,888 $ 31,000
Mesa, Colorado 9 $ 1,991,000 $ 221,222 $ 40,000
Evangeline, Louisiana 9 $ 1,281,000 $ 142,333 $ 62,000
Lafourche, Louisiana 9 $ 1,362,000 $ 151,333 $ 92,000
Howard, Maryland 9 $ 3,044,000 $ 338,222 $ 70,000
Halifax, North Carolina 9 $ 1,308,000 $ 145,333 $ 46,000
Collin, Texas 9 $ 1,798,000 $ 199,777 $ 71,000
Blount, Alabama 8 $ 721,000 $ 90,125 $ 44,000
Calhoun, Alabama 8 $ 1,169,000 $ 146,125 $ 90,000
Winston, Alabama 8 $ 1,494,000 $ 186,750 $ 85,000
Arapahoe, Colorado 8 $ 1,580,000 $ 197,500 $ 10,000
Hartford, Connecticut 8 $ 1,431,000 $ 178,875 $ 11,000
Bulloch, Georgia 8 $ 855,000 $ 106,875 $ 55,000
Jefferson, Kentucky 8 $ 1,148,000 $ 143,500 $ 22,000
Catahoula, Louisiana 8 $ 1,208,000 $ 151,000 $ 68,000
Livingston, Louisiana 8 $ 1,184,000 $ 148,000 $ 53,000
Lauderdale, Mississippi 8 $ 645,000 $ 80,625 $ 34,000
Cumberland, North Carolina 8 $ 1,132,000 $ 141,500 $ 4,000
Chesapeake, Virginia 8 $ 1,968,000 $ 246,000 $ 24,000
Pierce, Washington 8 $ 1,693,000 $ 211,625 $ 0
Kanawha, West Virginia 8 $ 737,000 $ 92,125 $ 61,000
Talladega, Alabama 7 $ 670,000 $ 95,714 $ 70,000
Tuscaloosa, Alabama 7 $ 770,000 $ 110,000 $ 78,000
Fresno, California 7 $ 1,126,000 $ 160,857 $ 31,000
Imperial, California 7 $ 1,431,000 $ 204,428 $ 11,000
Monterey, California 7 $ 1,212,000 $ 173,142 $ 30,000
Stanislaus, California 7 $ 1,018,000 $ 145,428 $ 48,000
Tulare, California 7 $ 1,030,000 $ 147,142 $ 56,000
Putnam, Georgia 7 $ 685,000 $ 97,857 $ 33,000
Harrison, Indiana 7 $ 1,017,000 $ 145,285 $ 57,000
Marion, Indiana 7 $ 866,000 $ 123,714 $ 25,000
Breckinridge, Kentucky 7 $ 743,000 $ 106,142 $ 49,000
Tangipahoa, Louisiana 7 $ 852,000 $ 121,714 $ 69,000
Burlington, New Jersey 7 $ 1,421,000 $ 203,000 $ 0
Lenoir, North Carolina 7 $ 680,000 $ 97,142 $ 46,000
Onslow, North Carolina 7 $ 1,207,000 $ 172,428 $ 0
Pitt, North Carolina 7 $ 722,000 $ 103,142 $ 29,000
Denton, Texas 7 $ 1,226,000 $ 175,142 $ 78,000
Cullman, Alabama 6 $ 926,000 $ 154,333 $ 98,000
Lamar, Alabama 6 $ 508,000 $ 84,666 $ 54,000
St. Clair, Alabama 6 $ 527,000 $ 87,833 $ 55,000
Maricopa, Arizona 6 $ 1,658,000 $ 276,333 $ 156,000
Hernando, Florida 6 $ 572,000 $ 95,333 $ 48,000
Madison, Florida 6 $ 713,000 $ 118,833 $ 65,000
Bartow, Georgia 6 $ 1,004,000 $ 167,333 $ 29,000
Clayton, Georgia 6 $ 675,000 $ 112,500 $ 32,000
Muscogee, Georgia 6 $ 927,000 $ 154,500 $ 63,000
Tattnall, Georgia 6 $ 416,000 $ 69,333 $ 41,000
Bullitt, Kentucky 6 $ 612,000 $ 102,000 $ 41,000
Nelson, Kentucky 6 $ 764,000 $ 127,333 $ 55,000
Beauregard, Louisiana 6 $ 894,000 $ 149,000 $ 71,000
Sabine, Louisiana 6 $ 950,000 $ 158,333 $ 75,000
St. Martin, Louisiana 6 $ 772,000 $ 128,666 $ 62,000
Terrebonne, Louisiana 6 $ 898,000 $ 149,666 $ 57,000
Kent, Michigan 6 $ 644,000 $ 107,333 $ 45,000
Cabarrus, North Carolina 6 $ 1,172,000 $ 195,333 $ 29,000
Forsyth, North Carolina 6 $ 886,000 $ 147,666 $ 12,000
Johnston, North Carolina 6 $ 787,000 $ 131,166 $ 11,000
White, Tennessee 6 $ 562,000 $ 93,666 $ 60,000
Dallas, Texas 6 $ 1,089,000 $ 181,500 $ 23,000
Harrison, Texas 6 $ 833,000 $ 138,833 $ 66,000
Stafford, Virginia 6 $ 1,469,000 $ 244,833 $ 19,000
Autauga, Alabama 5 $ 680,000 $ 136,000 $ 48,000
Baldwin, Alabama 5 $ 512,000 $ 102,400 $ 49,000
Coffee, Alabama 5 $ 498,000 $ 99,600 $ 79,000
Walker, Alabama 5 $ 497,000 $ 99,400 $ 54,000
Washington, Arkansas 5 $ 663,000 $ 132,600 $ 50,000
Merced, California 5 $ 841,000 $ 168,200 $ 0
San Francisco, California 5 $ 1,792,000 $ 358,400 $ 115,000
San Luis Obispo, California 5 $ 1,283,000 $ 256,600 $ 118,000
New Haven, Connecticut 5 $ 1,115,000 $ 223,000 $ 0
Baldwin, Georgia 5 $ 559,000 $ 111,800 $ 95,000
Bibb, Georgia 5 $ 508,000 $ 101,600 $ 15,000
Houston, Georgia 5 $ 448,000 $ 89,600 $ 41,000
Jackson, Georgia 5 $ 604,000 $ 120,800 $ 38,000
Jones, Georgia 5 $ 489,000 $ 97,800 $ 34,000
Laurens, Georgia 5 $ 550,000 $ 110,000 $ 39,000
Walton, Georgia 5 $ 726,000 $ 145,200 $ 4,000
Cook, Illinois 5 $ 871,000 $ 174,200 $ 0
Hart, Kentucky 5 $ 555,000 $ 111,000 $ 51,000
Larue, Kentucky 5 $ 508,000 $ 101,600 $ 44,000
Allen, Louisiana 5 $ 613,000 $ 122,600 $ 35,000
Caddo, Louisiana 5 $ 595,000 $ 119,000 $ 48,000
Concordia, Louisiana 5 $ 696,000 $ 139,200 $ 59,000
Franklin, Louisiana 5 $ 678,000 $ 135,600 $ 64,000
La Salle, Louisiana 5 $ 768,000 $ 153,600 $ 140,000
Craven, North Carolina 5 $ 541,000 $ 108,200 $ 28,000
Duplin, North Carolina 5 $ 550,000 $ 110,000 $ 22,000
Gaston, North Carolina 5 $ 613,000 $ 122,600 $ 0
Butler, Ohio 5 $ 856,000 $ 171,200 $ 60,000
Le Flore, Oklahoma 5 $ 381,000 $ 76,200 $ 48,000
Montgomery, Pennsylvania 5 $ 1,254,000 $ 250,800 $ 42,000
Hampton, Virginia 5 $ 919,000 $ 183,800 $ 0
Newport News, Virginia 5 $ 748,000 $ 149,600 $ 0
Norfolk, Virginia 5 $ 1,099,000 $ 219,800 $ 9,000
Clark, Washington 5 $ 962,000 $ 192,400 $ 37,000
Spokane, Washington 5 $ 849,000 $ 169,800 $ 0
Mobile, Alabama 4 $ 507,000 $ 126,750 $ 61,000
Russell, Alabama 4 $ 633,000 $ 158,250 $ 45,000
Shelby, Alabama 4 $ 648,000 $ 162,000 $ 75,000
Benton, Arkansas 4 $ 515,000 $ 128,750 $ 59,000
El Dorado, California 4 $ 1,091,000 $ 272,750 $ 111,000
Sonoma, California 4 $ 1,057,000 $ 264,250 $ 123,000
Adams, Colorado 4 $ 725,000 $ 181,250 $ 33,000
Broward, Florida 4 $ 649,000 $ 162,250 $ 28,000
Duval, Florida 4 $ 509,000 $ 127,250 $ 24,000
Hillsborough, Florida 4 $ 594,000 $ 148,500 $ 6,000
Lee, Florida 4 $ 386,000 $ 96,500 $ 35,000
Miami-Dade, Florida 4 $ 858,000 $ 214,500 $ 75,000
Osceola, Florida 4 $ 672,000 $ 168,000 $ 26,000
Palm Beach, Florida 4 $ 521,000 $ 130,250 $ 35,000
Polk, Florida 4 $ 478,000 $ 119,500 $ 28,000
Barrow, Georgia 4 $ 625,000 $ 156,250 $ 0
Coweta, Georgia 4 $ 699,000 $ 174,750 $ 14,000
Douglas, Georgia 4 $ 520,000 $ 130,000 $ 9,000
Long, Georgia 4 $ 413,000 $ 103,250 $ 41,000
Rockdale, Georgia 4 $ 497,000 $ 124,250 $ 9,000
Toombs, Georgia 4 $ 338,000 $ 84,500 $ 35,000
Troup, Georgia 4 $ 485,000 $ 121,250 $ 21,000
Will, Illinois 4 $ 863,000 $ 215,750 $ 26,000
Johnson, Kansas 4 $ 739,000 $ 184,750 $ 0
Floyd, Kentucky 4 $ 473,000 $ 118,250 $ 102,000
Grayson, Kentucky 4 $ 425,000 $ 106,250 $ 36,000
Acadia, Louisiana 4 $ 534,000 $ 133,500 $ 68,000
Lincoln, Louisiana 4 $ 590,000 $ 147,500 $ 78,000
St. Landry, Louisiana 4 $ 526,000 $ 131,500 $ 59,000
Calvert, Maryland 4 $ 1,175,000 $ 293,750 $ 28,000
Frederick, Maryland 4 $ 949,000 $ 237,250 $ 0
Essex, Massachusetts 4 $ 1,169,000 $ 292,250 $ 79,000
Harrison, Mississippi 4 $ 628,000 $ 157,000 $ 87,000
Monroe, Mississippi 4 $ 464,000 $ 116,000 $ 66,000
Essex, New Jersey 4 $ 1,091,000 $ 272,750 $ 0
Morris, New Jersey 4 $ 1,478,000 $ 369,500 $ 58,000
Union, New Jersey 4 $ 1,142,000 $ 285,500 $ 16,000
San Juan, New Mexico 4 $ 468,000 $ 117,000 $ 33,000
Durham, North Carolina 4 $ 718,000 $ 179,500 $ 20,000
Jones, North Carolina 4 $ 400,000 $ 100,000 $ 46,000
Tulsa, Oklahoma 4 $ 839,000 $ 209,750 $ 105,000
Allegheny, Pennsylvania 4 $ 617,000 $ 154,250 $ 41,000
Northampton, Pennsylvania 4 $ 698,000 $ 174,500 $ 0
Anderson, South Carolina 4 $ 450,000 $ 112,500 $ 109,000
Dorchester, South Carolina 4 $ 620,000 $ 155,000 $ 24,000
Davidson, Tennessee 4 $ 640,000 $ 160,000 $ 0
Overton, Tennessee 4 $ 642,000 $ 160,500 $ 66,000
Fort Bend, Texas 4 $ 554,000 $ 138,500 $ 12,000
Travis, Texas 4 $ 1,049,000 $ 262,250 $ 130,000
Campbell, Virginia 4 $ 490,000 $ 122,500 $ 40,000
Portsmouth, Virginia 4 $ 682,000 $ 170,500 $ 10,000
Prince George, Virginia 4 $ 696,000 $ 174,000 $ 0
Spotsylvania, Virginia 4 $ 787,000 $ 196,750 $ 11,000
Snohomish, Washington 4 $ 948,000 $ 237,000 $ 15,000
Chilton, Alabama 3 $ 309,000 $ 103,000 $ 48,000
Montgomery, Alabama 3 $ 375,000 $ 125,000 $ 45,000
Tallapoosa, Alabama 3 $ 550,000 $ 183,333 $ 66,000
Ashley, Arkansas 3 $ 398,000 $ 132,666 $ 71,000
Conway, Arkansas 3 $ 282,000 $ 94,000 $ 43,000
Crawford, Arkansas 3 $ 402,000 $ 134,000 $ 66,000
Union, Arkansas 3 $ 326,000 $ 108,666 $ 68,000
Napa, California 3 $ 1,059,000 $ 353,000 $ 190,000
Placer, California 3 $ 736,000 $ 245,333 $ 28,000
Shasta, California 3 $ 506,000 $ 168,666 $ 22,000
Yuba, California 3 $ 484,000 $ 161,333 $ 34,000
Denver, Colorado 3 $ 570,000 $ 190,000 $ 65,000
Douglas, Colorado 3 $ 716,000 $ 238,666 $ 73,000
Jefferson, Colorado 3 $ 652,000 $ 217,333 $ 14,000
Weld, Colorado 3 $ 349,000 $ 116,333 $ 10,000
New London, Connecticut 3 $ 456,000 $ 152,000 $ 12,000
Brevard, Florida 3 $ 249,000 $ 83,000 $ 48,000
Clay, Florida 3 $ 289,000 $ 96,333 $ 50,000
Nassau, Florida 3 $ 470,000 $ 156,666 $ 52,000
Orange, Florida 3 $ 601,000 $ 200,333 $ 26,000
Seminole, Florida 3 $ 372,000 $ 124,000 $ 9,000
Bryan, Georgia 3 $ 421,000 $ 140,333 $ 66,000
Chatham, Georgia 3 $ 585,000 $ 195,000 $ 69,000
Effingham, Georgia 3 $ 349,000 $ 116,333 $ 54,000
Emanuel, Georgia 3 $ 289,000 $ 96,333 $ 39,000
Greene, Georgia 3 $ 274,000 $ 91,333 $ 41,000
Jasper, Georgia 3 $ 338,000 $ 112,666 $ 31,000
Liberty, Georgia 3 $ 358,000 $ 119,333 $ 47,000
Monroe, Georgia 3 $ 314,000 $ 104,666 $ 41,000
Morgan, Georgia 3 $ 309,000 $ 103,000 $ 61,000
Newton, Georgia 3 $ 376,000 $ 125,333 $ 26,000
Oconee, Georgia 3 $ 394,000 $ 131,333 $ 39,000
Nemaha, Kansas 3 $ 505,000 $ 168,333 $ 78,000
Osage, Kansas 3 $ 535,000 $ 178,333 $ 75,000
Marion, Kentucky 3 $ 274,000 $ 91,333 $ 56,000
Perry, Kentucky 3 $ 393,000 $ 131,000 $ 94,000
Washington, Kentucky 3 $ 256,000 $ 85,333 $ 22,000
Ascension, Louisiana 3 $ 493,000 $ 164,333 $ 99,000
Bossier, Louisiana 3 $ 333,000 $ 111,000 $ 43,000
Allegany, Maryland 3 $ 492,000 $ 164,000 $ 39,000
Cecil, Maryland 3 $ 600,000 $ 200,000 $ 0
St. Mary's, Maryland 3 $ 797,000 $ 265,666 $ 15,000
Itawamba, Mississippi 3 $ 251,000 $ 83,666 $ 33,000
Jackson, Mississippi 3 $ 303,000 $ 101,000 $ 50,000
Atlantic, New Jersey 3 $ 548,000 $ 182,666 $ 0
Gloucester, New Jersey 3 $ 496,000 $ 165,333 $ 0
Ocean, New Jersey 3 $ 858,000 $ 286,000 $ 0
Somerset, New Jersey 3 $ 595,000 $ 198,333 $ 36,000
Alamance, North Carolina 3 $ 501,000 $ 167,000 $ 0
Catawba, North Carolina 3 $ 365,000 $ 121,666 $ 16,000
Hoke, North Carolina 3 $ 609,000 $ 203,000 $ 30,000
Iredell, North Carolina 3 $ 336,000 $ 112,000 $ 20,000
Nash, North Carolina 3 $ 461,000 $ 153,666 $ 20,000
Randolph, North Carolina 3 $ 327,000 $ 109,000 $ 0
Robeson, North Carolina 3 $ 280,000 $ 93,333 $ 11,000
Wilson, North Carolina 3 $ 408,000 $ 136,000 $ 21,000
Hamilton, Ohio 3 $ 280,000 $ 93,333 $ 51,000
Warren, Ohio 3 $ 411,000 $ 137,000 $ 64,000
Canadian, Oklahoma 3 $ 411,000 $ 137,000 $ 37,000
Oklahoma, Oklahoma 3 $ 388,000 $ 129,333 $ 12,000
Chester, Pennsylvania 3 $ 890,000 $ 296,666 $ 0
Delaware, Pennsylvania 3 $ 460,000 $ 153,333 $ 15,000
Pickens, South Carolina 3 $ 458,000 $ 152,666 $ 41,000
York, South Carolina 3 $ 557,000 $ 185,666 $ 0
Williamson, Texas 3 $ 489,000 $ 163,000 $ 24,000
Alexandria, Virginia 3 $ 490,000 $ 163,333 $ 60,000
Bedford, Virginia 3 $ 495,000 $ 165,000 $ 25,000
Dinwiddie, Virginia 3 $ 388,000 $ 129,333 $ 0
Frederick, Virginia 3 $ 612,000 $ 204,000 $ 0
Greensville, Virginia 3 $ 414,000 $ 138,000 $ 58,000
Thurston, Washington 3 $ 547,000 $ 182,333 $ 0
Yakima, Washington 3 $ 417,000 $ 139,000 $ 48,000
Lewis, West Virginia 3 $ 342,000 $ 114,000 $ 57,000
Randolph, West Virginia 3 $ 310,000 $ 103,333 $ 57,000
Cleburne, Alabama 2 $ 338,000 $ 169,000 $ 94,000
Dale, Alabama 2 $ 229,000 $ 114,500 $ 41,000
Elmore, Alabama 2 $ 168,000 $ 84,000 $ 24,000
Geneva, Alabama 2 $ 235,000 $ 117,500 $ 70,000
Marshall, Alabama 2 $ 183,000 $ 91,500 $ 42,000
Randolph, Alabama 2 $ 212,000 $ 106,000 $ 49,000
Anchorage, Alaska 2 $ 490,000 $ 245,000 $ 31,000
Drew, Arkansas 2 $ 245,000 $ 122,500 $ 76,000
Garland, Arkansas 2 $ 126,000 $ 63,000 $ 31,000
Lonoke, Arkansas 2 $ 191,000 $ 95,500 $ 42,000
Madison, Arkansas 2 $ 367,000 $ 183,500 $ 62,000
Pulaski, Arkansas 2 $ 325,000 $ 162,500 $ 0
Sebastian, Arkansas 2 $ 146,000 $ 73,000 $ 40,000
Stone, Arkansas 2 $ 154,000 $ 77,000 $ 48,000
Butte, California 2 $ 275,000 $ 137,500 $ 20,000
Kings, California 2 $ 306,000 $ 153,000 $ 23,000
Madera, California 2 $ 287,000 $ 143,500 $ 37,000
Nevada, California 2 $ 388,000 $ 194,000 $ 25,000
Santa Barbara, California 2 $ 410,000 $ 205,000 $ 27,000
Tehama, California 2 $ 358,000 $ 179,000 $ 21,000
Fairfield, Connecticut 2 $ 457,000 $ 228,500 $ 33,000
Litchfield, Connecticut 2 $ 573,000 $ 286,500 $ 0
Charlotte, Florida 2 $ 335,000 $ 167,500 $ 74,000
Gilchrist, Florida 2 $ 159,000 $ 79,500 $ 50,000
Leon, Florida 2 $ 253,000 $ 126,500 $ 26,000
Levy, Florida 2 $ 462,000 $ 231,000 $ 126,000
Marion, Florida 2 $ 183,000 $ 91,500 $ 9,000
Pasco, Florida 2 $ 260,000 $ 130,000 $ 69,000
Pinellas, Florida 2 $ 209,000 $ 104,500 $ 18,000
Putnam, Florida 2 $ 187,000 $ 93,500 $ 56,000
St. Lucie, Florida 2 $ 338,000 $ 169,000 $ 0
Union, Florida 2 $ 183,000 $ 91,500 $ 35,000
Appling, Georgia 2 $ 243,000 $ 121,500 $ 38,000
Bleckley, Georgia 2 $ 192,000 $ 96,000 $ 74,000
Camden, Georgia 2 $ 333,000 $ 166,500 $ 10,000
Cherokee, Georgia 2 $ 361,000 $ 180,500 $ 25,000
Columbia, Georgia 2 $ 224,000 $ 112,000 $ 19,000
Crawford, Georgia 2 $ 127,000 $ 63,500 $ 48,000
Dooly, Georgia 2 $ 166,000 $ 83,000 $ 50,000
Fayette, Georgia 2 $ 399,000 $ 199,500 $ 49,000
Forsyth, Georgia 2 $ 492,000 $ 246,000 $ 32,000
Hall, Georgia 2 $ 230,000 $ 115,000 $ 48,000
Harris, Georgia 2 $ 144,000 $ 72,000 $ 29,000
Lowndes, Georgia 2 $ 233,000 $ 116,500 $ 20,000
Oglethorpe, Georgia 2 $ 268,000 $ 134,000 $ 48,000
Paulding, Georgia 2 $ 257,000 $ 128,500 $ 0
Peach, Georgia 2 $ 216,000 $ 108,000 $ 70,000
Screven, Georgia 2 $ 180,000 $ 90,000 $ 43,000
Spalding, Georgia 2 $ 246,000 $ 123,000 $ 31,000
Tift, Georgia 2 $ 234,000 $ 117,000 $ 24,000
Ware, Georgia 2 $ 151,000 $ 75,500 $ 47,000
Washington, Georgia 2 $ 173,000 $ 86,500 $ 66,000
Wayne, Georgia 2 $ 380,000 $ 190,000 $ 75,000
Whitfield, Georgia 2 $ 283,000 $ 141,500 $ 21,000
Wilkinson, Georgia 2 $ 193,000 $ 96,500 $ 18,000
Worth, Georgia 2 $ 236,000 $ 118,000 $ 40,000
Clark, Indiana 2 $ 317,000 $ 158,500 $ 37,000
Floyd, Indiana 2 $ 272,000 $ 136,000 $ 57,000
Jackson, Indiana 2 $ 227,000 $ 113,500 $ 52,000
Posey, Indiana 2 $ 306,000 $ 153,000 $ 43,000
Douglas, Kansas 2 $ 272,000 $ 136,000 $ 75,000
Jefferson, Kansas 2 $ 224,000 $ 112,000 $ 40,000
Adair, Kentucky 2 $ 206,000 $ 103,000 $ 40,000
Green, Kentucky 2 $ 130,000 $ 65,000 $ 67,000
Knott, Kentucky 2 $ 172,000 $ 86,000 $ 74,000
Madison, Kentucky 2 $ 296,000 $ 148,000 $ 79,000
Spencer, Kentucky 2 $ 198,000 $ 99,000 $ 54,000
Taylor, Kentucky 2 $ 284,000 $ 142,000 $ 51,000
Calcasieu, Louisiana 2 $ 200,000 $ 100,000 $ 69,000
De Soto, Louisiana 2 $ 211,000 $ 105,500 $ 44,000
Natchitoches, Louisiana 2 $ 278,000 $ 139,000 $ 53,000
Richland, Louisiana 2 $ 252,000 $ 126,000 $ 59,000
St. Helena, Louisiana 2 $ 273,000 $ 136,500 $ 62,000
St. James, Louisiana 2 $ 291,000 $ 145,500 $ 71,000
Union, Louisiana 2 $ 211,000 $ 105,500 $ 44,000
Vermilion, Louisiana 2 $ 348,000 $ 174,000 $ 91,000
West Carroll, Louisiana 2 $ 318,000 $ 159,000 $ 139,000
Winn, Louisiana 2 $ 346,000 $ 173,000 $ 124,000
Washington, Maryland 2 $ 366,000 $ 183,000 $ 27,000
Livingston, Michigan 2 $ 302,000 $ 151,000 $ 59,000
Muskegon, Michigan 2 $ 277,000 $ 138,500 $ 19,000
Oakland, Michigan 2 $ 524,000 $ 262,000 $ 172,000
Kemper, Mississippi 2 $ 249,000 $ 124,500 $ 64,000
Lee, Mississippi 2 $ 196,000 $ 98,000 $ 36,000
Lincoln, Mississippi 2 $ 211,000 $ 105,500 $ 48,000
Neshoba, Mississippi 2 $ 209,000 $ 104,500 $ 72,000
Newton, Mississippi 2 $ 145,000 $ 72,500 $ 72,000
Scott, Mississippi 2 $ 157,000 $ 78,500 $ 33,000
Wayne, Mississippi 2 $ 173,000 $ 86,500 $ 47,000
Camden, New Jersey 2 $ 448,000 $ 224,000 $ 0
Passaic, New Jersey 2 $ 672,000 $ 336,000 $ 74,000
Suffolk, New York 2 $ 887,000 $ 443,500 $ 148,000
Caldwell, North Carolina 2 $ 253,000 $ 126,500 $ 0
Chowan, North Carolina 2 $ 283,000 $ 141,500 $ 0
Cleveland, North Carolina 2 $ 181,000 $ 90,500 $ 34,000
Davidson, North Carolina 2 $ 241,000 $ 120,500 $ 0
Harnett, North Carolina 2 $ 320,000 $ 160,000 $ 0
Lincoln, North Carolina 2 $ 531,000 $ 265,500 $ 53,000
Montgomery, North Carolina 2 $ 310,000 $ 155,000 $ 29,000
Moore, North Carolina 2 $ 418,000 $ 209,000 $ 0
New Hanover, North Carolina 2 $ 309,000 $ 154,500 $ 0
Orange, North Carolina 2 $ 343,000 $ 171,500 $ 84,000
Pasquotank, North Carolina 2 $ 390,000 $ 195,000 $ 0
Rockingham, North Carolina 2 $ 196,000 $ 98,000 $ 19,000
Rowan, North Carolina 2 $ 178,000 $ 89,000 $ 49,000
Clermont, Ohio 2 $ 220,000 $ 110,000 $ 91,000
Clinton, Ohio 2 $ 262,000 $ 131,000 $ 51,000
Lucas, Ohio 2 $ 234,000 $ 117,000 $ 19,000
Miami, Ohio 2 $ 278,000 $ 139,000 $ 67,000
Montgomery, Ohio 2 $ 188,000 $ 94,000 $ 33,000
Morrow, Ohio 2 $ 399,000 $ 199,500 $ 34,000
Cherokee, Oklahoma 2 $ 260,000 $ 130,000 $ 57,000
Custer, Oklahoma 2 $ 374,000 $ 187,000 $ 80,000
Pottawatomie, Oklahoma 2 $ 244,000 $ 122,000 $ 67,000
Wagoner, Oklahoma 2 $ 330,000 $ 165,000 $ 22,000
Clackamas, Oregon 2 $ 257,000 $ 128,500 $ 197,000
Multnomah, Oregon 2 $ 255,000 $ 127,500 $ 62,000
Cumberland, Pennsylvania 2 $ 287,000 $ 143,500 $ 37,000
Monroe, Pennsylvania 2 $ 365,000 $ 182,500 $ 0
Philadelphia, Pennsylvania 2 $ 359,000 $ 179,500 $ 0
Charleston, South Carolina 2 $ 228,000 $ 114,000 $ 9,000
Greenville, South Carolina 2 $ 184,000 $ 92,000 $ 88,000
Lexington, South Carolina 2 $ 258,000 $ 129,000 $ 20,000
Spartanburg, South Carolina 2 $ 258,000 $ 129,000 $ 18,000
Coffee, Tennessee 2 $ 224,000 $ 112,000 $ 46,000
Hamilton, Tennessee 2 $ 423,000 $ 211,500 $ 34,000
Marion, Tennessee 2 $ 347,000 $ 173,500 $ 45,000
Sevier, Tennessee 2 $ 205,000 $ 102,500 $ 37,000
Warren, Tennessee 2 $ 196,000 $ 98,000 $ 40,000
Comal, Texas 2 $ 250,000 $ 125,000 $ 102,000
El Paso, Texas 2 $ 615,000 $ 307,500 $ 83,000
Gregg, Texas 2 $ 421,000 $ 210,500 $ 113,000
Hays, Texas 2 $ 260,000 $ 130,000 $ 0
Johnson, Texas 2 $ 455,000 $ 227,500 $ 34,000
Kaufman, Texas 2 $ 264,000 $ 132,000 $ 28,000
Lee, Texas 2 $ 339,000 $ 169,500 $ 80,000
Parker, Texas 2 $ 368,000 $ 184,000 $ 0
Smith, Texas 2 $ 479,000 $ 239,500 $ 86,000
Wood, Texas 2 $ 280,000 $ 140,000 $ 41,000
Davis, Utah 2 $ 599,000 $ 299,500 $ 82,000
Weber, Utah 2 $ 459,000 $ 229,500 $ 135,000
Arlington, Virginia 2 $ 350,000 $ 175,000 $ 70,000
Caroline, Virginia 2 $ 430,000 $ 215,000 $ 0
Dickenson, Virginia 2 $ 205,000 $ 102,500 $ 54,000
Fauquier, Virginia 2 $ 482,000 $ 241,000 $ 26,000
Hanover, Virginia 2 $ 364,000 $ 182,000 $ 0
James City, Virginia 2 $ 371,000 $ 185,500 $ 0
Manassas, Virginia 2 $ 362,000 $ 181,000 $ 14,000
Pittsylvania, Virginia 2 $ 198,000 $ 99,000 $ 20,000
Pulaski, Virginia 2 $ 263,000 $ 131,500 $ 0
Roanoke, Virginia 2 $ 327,000 $ 163,500 $ 0
Roanoke City, Virginia 2 $ 263,000 $ 131,500 $ 0
Rockingham, Virginia 2 $ 325,000 $ 162,500 $ 0
Suffolk, Virginia 2 $ 251,000 $ 125,500 $ 0
York, Virginia 2 $ 430,000 $ 215,000 $ 0
Benton, Washington 2 $ 277,000 $ 138,500 $ 0
Clallam, Washington 2 $ 299,000 $ 149,500 $ 0
Washington, Wisconsin 2 $ 276,000 $ 138,000 $ 81,000
Barbour, Alabama 1 $ 103,000 $ 103,000 $ 24,000
Bibb, Alabama 1 $ 88,000 $ 88,000 $ 23,000
Bullock, Alabama 1 $ 86,000 $ 86,000 $ 37,000
Choctaw, Alabama 1 $ 95,000 $ 95,000 $ 71,000
Escambia, Alabama 1 $ 151,000 $ 151,000 $ 104,000
Etowah, Alabama 1 $ 106,000 $ 106,000 $ 38,000
Henry, Alabama 1 $ 186,000 $ 186,000 $ 52,000
Houston, Alabama 1 $ 48,000 $ 48,000 $ 34,000
Lauderdale, Alabama 1 $ 78,000 $ 78,000 $ 62,000
Limestone, Alabama 1 $ 126,000 $ 126,000 $ 62,000
Lowndes, Alabama 1 $ 147,000 $ 147,000 $ 105,000
Marengo, Alabama 1 $ 116,000 $ 116,000 $ 54,000
Monroe, Alabama 1 $ 61,000 $ 61,000 $ 40,000
Morgan, Alabama 1 $ 84,000 $ 84,000 $ 93,000
Pickens, Alabama 1 $ 76,000 $ 76,000 $ 53,000
Washington, Alabama 1 $ 104,000 $ 104,000 $ 44,000
Mohave, Arizona 1 $ 170,000 $ 170,000 $ 255,000
Bradley, Arkansas 1 $ 63,000 $ 63,000 $ 64,000
Desha, Arkansas 1 $ 107,000 $ 107,000 $ 67,000
Jefferson, Arkansas 1 $ 132,000 $ 132,000 $ 61,000
Lafayette, Arkansas 1 $ 90,000 $ 90,000 $ 48,000
Van Buren, Arkansas 1 $ 137,000 $ 137,000 $ 66,000
Humboldt, California 1 $ 305,000 $ 305,000 $ 0
Lake, California 1 $ 150,000 $ 150,000 $ 74,000
Marin, California 1 $ 580,000 $ 580,000 $ 104,000
Mendocino, California 1 $ 174,000 $ 174,000 $ 37,000
San Mateo, California 1 $ 396,000 $ 396,000 $ 59,000
Santa Cruz, California 1 $ 140,000 $ 140,000 $ 40,000
Boulder, Colorado 1 $ 144,000 $ 144,000 $ 35,000
Fremont, Colorado 1 $ 200,000 $ 200,000 $ 0
Larimer, Colorado 1 $ 186,000 $ 186,000 $ 0
Pueblo, Colorado 1 $ 109,000 $ 109,000 $ 0
Rio Blanco, Colorado 1 $ 161,000 $ 161,000 $ 48,000
Teller, Colorado 1 $ 223,000 $ 223,000 $ 0
Tolland, Connecticut 1 $ 179,000 $ 179,000 $ 0
Kent, Delaware 1 $ 194,000 $ 194,000 $ 0
New Castle, Delaware 1 $ 172,000 $ 172,000 $ 0
Bay, Florida 1 $ 133,000 $ 133,000 $ 0
Bradford, Florida 1 $ 126,000 $ 126,000 $ 97,000
Hendry, Florida 1 $ 36,000 $ 36,000 $ 34,000
Jackson, Florida 1 $ 69,000 $ 69,000 $ 43,000
Lake, Florida 1 $ 172,000 $ 172,000 $ 0
Manatee, Florida 1 $ 172,000 $ 172,000 $ 0
Martin, Florida 1 $ 207,000 $ 207,000 $ 132,000
Okaloosa, Florida 1 $ 170,000 $ 170,000 $ 0
Okeechobee, Florida 1 $ 117,000 $ 117,000 $ 52,000
Sumter, Florida 1 $ 122,000 $ 122,000 $ 39,000
Taylor, Florida 1 $ 91,000 $ 91,000 $ 67,000
Walton, Florida 1 $ 216,000 $ 216,000 $ 174,000
Ben Hill, Georgia 1 $ 82,000 $ 82,000 $ 45,000
Brantley, Georgia 1 $ 98,000 $ 98,000 $ 41,000
Brooks, Georgia 1 $ 108,000 $ 108,000 $ 33,000
Burke, Georgia 1 $ 88,000 $ 88,000 $ 25,000
Butts, Georgia 1 $ 135,000 $ 135,000 $ 0
Candler, Georgia 1 $ 104,000 $ 104,000 $ 40,000
Charlton, Georgia 1 $ 74,000 $ 74,000 $ 43,000
Chattahoochee, Georgia 1 $ 107,000 $ 107,000 $ 68,000
Decatur, Georgia 1 $ 122,000 $ 122,000 $ 38,000
Dodge, Georgia 1 $ 100,000 $ 100,000 $ 42,000
Evans, Georgia 1 $ 131,000 $ 131,000 $ 0
Fannin, Georgia 1 $ 120,000 $ 120,000 $ 105,000
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Mortgage Loan Application Detail Totals for Cis Financial Services, Inc. in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,009 $400,664,000 $199,000 $830,000 $40,000 $550,000
Home Purchase 1,546 $253,631,000 $164,000 $743,000 $67,000 $696,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,894 $300,573,000 $158,000 $830,000 $57,000 $608,000
Not Provided 628 $118,053,000 $187,000 $685,000 $19,000 $313,000
Asian 470 $131,321,000 $279,000 $743,000 $95,000 $696,000
Black or African American 343 $56,237,000 $163,000 $533,000 $28,000 $237,000
Hispanic 198 $42,686,000 $215,000 $417,000 $44,000 $252,000
American Indian or Alaskan Native 12 $2,635,000 $219,000 $410,000 $68,000 $202,000
Native Hawaiian or Other Pacific Islander 8 $2,382,000 $297,000 $401,000 $69,000 $149,000
Not applicable 2 $408,000 $204,000 $229,000 $62,000 $124,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,208 $359,148,000 $162,000 $743,000 $32,000 $388,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,140 $255,621,000 $224,000 $685,000 $93,000 $696,000
VA-guaranteed (Veterans Administration) 124 $28,143,000 $226,000 $830,000 $26,000 $258,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 83 $11,383,000 $137,000 $246,000 $46,000 $341,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 2,230 $492,895,000 $221,000 $830,000 $51,000 $696,000
Application Denied By Financial Institution 506 $56,644,000 $111,000 $252,000 $52,000 $388,000
Loan Originated 362 $47,683,000 $131,000 $350,000 $54,000 $218,000
Application Approved But Not Accepted 340 $42,568,000 $125,000 $735,000 $54,000 $254,000
Application Withdrawn By Applicant 113 $14,202,000 $125,000 $392,000 $64,000 $300,000
File Closed For Incompleteness 4 $303,000 $75,000 $103,000 $44,000 $61,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3 $388,000 $129,000 $157,000 $44,000 $57,000
Debt-To-Income Ratio 2 $157,000 $78,000 $101,000 $63,000 $66,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cis Financial Services, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cis Financial Services, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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