Citizens Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Citizens Bank Of Pennsylvania 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Pennsylvania 1701 John F. Kennedy Boulevard Philadelphia, PA 19103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 31,169 |
| Total Mortgage Loan Application Amount | $1,834,486,000 |
| Average Mortgage Loan Application Amount | $404,281 |
| Highest Mortgage Loan Application Amount | $22,000,000 |
| Average Applicant Income | $20,281 |
| Highest Applicant Income | $4,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Citizens Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Citizens Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Pennsylvania's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 7,651 | $ 224,507,000 | $ 29,000 | $ 58,000 |
| Allegheny County Pennsylvania | 4,625 | $ 145,493,000 | $ 31,000 | $ 74,000 |
| Montgomery County Pennsylvania | 2,054 | $ 165,499,000 | $ 80,000 | $ 89,000 |
| Delaware County Pennsylvania | 1,843 | $ 89,642,000 | $ 48,000 | $ 98,000 |
| Berks County Pennsylvania | 1,644 | $ 52,090,000 | $ 31,000 | $ 48,000 |
| Westmoreland County Pennsylvania | 1,229 | $ 44,394,000 | $ 36,000 | $ 74,000 |
| Bucks County Pennsylvania | 1,222 | $ 92,087,000 | $ 75,000 | $ 97,000 |
| Erie County Pennsylvania | 1,114 | $ 28,267,000 | $ 25,000 | $ 39,000 |
| Luzerne County Pennsylvania | 965 | $ 27,440,000 | $ 28,000 | $ 52,000 |
| Chester County Pennsylvania | 809 | $ 65,183,000 | $ 80,000 | $ 96,000 |
| Washington County Pennsylvania | 558 | $ 18,812,000 | $ 33,000 | $ 49,000 |
| Beaver County Pennsylvania | 499 | $ 20,267,000 | $ 40,000 | $ 54,000 |
| Butler County Pennsylvania | 479 | $ 20,904,000 | $ 43,000 | $ 80,000 |
| Blair County Pennsylvania | 468 | $ 18,178,000 | $ 38,000 | $ 50,000 |
| Lancaster County Pennsylvania | 410 | $ 22,510,000 | $ 54,000 | $ 62,000 |
| Dauphin County Pennsylvania | 394 | $ 18,433,000 | $ 46,000 | $ 60,000 |
| Camden County New Jersey | 367 | $ 26,060,000 | $ 71,000 | $ 91,000 |
| York County Pennsylvania | 364 | $ 20,351,000 | $ 55,000 | $ 56,000 |
| Monroe County Pennsylvania | 315 | $ 19,066,000 | $ 60,000 | $ 80,000 |
| Burlington County New Jersey | 274 | $ 21,435,000 | $ 78,000 | $ 85,000 |
| Centre County Pennsylvania | 252 | $ 13,609,000 | $ 54,000 | $ 76,000 |
| Mercer County Pennsylvania | 239 | $ 8,820,000 | $ 36,000 | $ 56,000 |
| Cumberland County Pennsylvania | 235 | $ 13,325,000 | $ 56,000 | $ 69,000 |
| Crawford County Pennsylvania | 218 | $ 6,969,000 | $ 31,000 | $ 51,000 |
| Venango County Pennsylvania | 209 | $ 9,051,000 | $ 43,000 | $ 55,000 |
| Armstrong County Pennsylvania | 203 | $ 7,365,000 | $ 36,000 | $ 44,000 |
| Gloucester County New Jersey | 161 | $ 11,637,000 | $ 72,000 | $ 87,000 |
| Pike County Pennsylvania | 147 | $ 10,579,000 | $ 71,000 | $ 64,000 |
| Cape May County New Jersey | 71 | $ 22,265,000 | $ 313,000 | $ 225,000 |
| Los Angeles County California | 64 | $ 35,600,000 | $ 556,000 | $ 0 |
| Carbon County Pennsylvania | 64 | $ 2,248,000 | $ 35,000 | $ 41,000 |
| Franklin County Pennsylvania | 58 | $ 3,677,000 | $ 63,000 | $ 64,000 |
| Fayette County Pennsylvania | 57 | $ 1,956,000 | $ 34,000 | $ 43,000 |
| Lawrence County Pennsylvania | 50 | $ 2,260,000 | $ 45,000 | $ 44,000 |
| Lehigh County Pennsylvania | 47 | $ 3,457,000 | $ 73,000 | $ 64,000 |
| Lackawanna County Pennsylvania | 46 | $ 2,365,000 | $ 51,000 | $ 46,000 |
| New Castle County Delaware | 43 | $ 3,614,000 | $ 84,000 | $ 71,000 |
| Bedford County Pennsylvania | 41 | $ 1,629,000 | $ 39,000 | $ 50,000 |
| Mifflin County Pennsylvania | 40 | $ 1,501,000 | $ 37,000 | $ 43,000 |
| Lebanon County Pennsylvania | 39 | $ 2,428,000 | $ 62,000 | $ 88,000 |
| Atlantic County New Jersey | 36 | $ 4,650,000 | $ 129,000 | $ 116,000 |
| Cambria County Pennsylvania | 33 | $ 1,094,000 | $ 33,000 | $ 48,000 |
| Middlesex County New Jersey | 32 | $ 4,895,000 | $ 152,000 | $ 122,000 |
| Bradford County Pennsylvania | 27 | $ 461,000 | $ 17,000 | $ 32,000 |
| Huntingdon County Pennsylvania | 27 | $ 1,371,000 | $ 50,000 | $ 58,000 |
| Orange County California | 26 | $ 16,103,000 | $ 619,000 | $ 0 |
| Schuylkill County Pennsylvania | 26 | $ 557,000 | $ 21,000 | $ 38,000 |
| Ocean County New Jersey | 25 | $ 4,458,000 | $ 178,000 | $ 96,000 |
| Somerset County Pennsylvania | 23 | $ 1,377,000 | $ 59,000 | $ 67,000 |
| Wyoming County Pennsylvania | 22 | $ 867,000 | $ 39,000 | $ 103,000 |
| San Diego County California | 21 | $ 10,546,000 | $ 502,000 | $ 0 |
| Mercer County New Jersey | 21 | $ 3,502,000 | $ 166,000 | $ 123,000 |
| Suffolk County New York | 21 | $ 12,652,000 | $ 602,000 | $ 0 |
| Northampton County Pennsylvania | 20 | $ 1,824,000 | $ 91,000 | $ 129,000 |
| Miami-Dade County Florida | 19 | $ 12,353,000 | $ 650,000 | $ 0 |
| Clarion County Pennsylvania | 19 | $ 638,000 | $ 33,000 | $ 43,000 |
| Indiana County Pennsylvania | 19 | $ 1,077,000 | $ 56,000 | $ 132,000 |
| Bergen County New Jersey | 18 | $ 6,574,000 | $ 365,000 | $ 122,000 |
| Maricopa County Arizona | 17 | $ 8,684,000 | $ 510,000 | $ 0 |
| Montgomery County Maryland | 17 | $ 28,004,000 | $ 1,647,000 | $ 32,000 |
| Monmouth County New Jersey | 17 | $ 3,774,000 | $ 222,000 | $ 55,000 |
| New York County New York | 17 | $ 9,239,000 | $ 543,000 | $ 5,000 |
| Santa Clara County California | 15 | $ 7,922,000 | $ 528,000 | $ 0 |
| Fairfield County Connecticut | 15 | $ 9,880,000 | $ 658,000 | $ 0 |
| Cook County Illinois | 15 | $ 7,030,000 | $ 468,000 | $ 0 |
| Perry County Pennsylvania | 15 | $ 1,108,000 | $ 73,000 | $ 60,000 |
| Palm Beach County Florida | 14 | $ 6,863,000 | $ 490,000 | $ 9,000 |
| Cumberland County New Jersey | 13 | $ 814,000 | $ 62,000 | $ 86,000 |
| Clearfield County Pennsylvania | 13 | $ 478,000 | $ 36,000 | $ 58,000 |
| Dallas County Texas | 13 | $ 5,606,000 | $ 431,000 | $ 0 |
| Sussex County Delaware | 12 | $ 2,531,000 | $ 210,000 | $ 57,000 |
| Hunterdon County New Jersey | 12 | $ 1,856,000 | $ 154,000 | $ 103,000 |
| Somerset County New Jersey | 12 | $ 2,411,000 | $ 200,000 | $ 75,000 |
| Adams County Pennsylvania | 12 | $ 963,000 | $ 80,000 | $ 72,000 |
| Columbia County Pennsylvania | 12 | $ 462,000 | $ 38,000 | $ 41,000 |
| Fairfax County Virginia | 12 | $ 5,067,000 | $ 422,000 | $ 65,000 |
| King County Washington | 12 | $ 6,458,000 | $ 538,000 | $ 0 |
| Alameda County California | 11 | $ 5,012,000 | $ 455,000 | $ 0 |
| San Mateo County California | 11 | $ 7,190,000 | $ 653,000 | $ 0 |
| Queens County New York | 11 | $ 5,591,000 | $ 508,000 | $ 0 |
| Wayne County Pennsylvania | 11 | $ 291,000 | $ 26,000 | $ 44,000 |
| Riverside County California | 10 | $ 4,867,000 | $ 486,000 | $ 0 |
| Ventura County California | 10 | $ 5,853,000 | $ 585,000 | $ 0 |
| Oakland County Michigan | 10 | $ 3,985,000 | $ 398,000 | $ 0 |
| Essex County New Jersey | 10 | $ 1,348,000 | $ 134,000 | $ 130,000 |
| Sussex County New Jersey | 10 | $ 2,088,000 | $ 208,000 | $ 65,000 |
| Nassau County New York | 10 | $ 5,103,000 | $ 510,000 | $ 0 |
| Greene County Pennsylvania | 10 | $ 185,000 | $ 18,000 | $ 72,000 |
| Susquehanna County Pennsylvania | 10 | $ 638,000 | $ 63,000 | $ 110,000 |
| Norfolk County Massachusetts | 9 | $ 4,945,000 | $ 549,000 | $ 19,000 |
| Hudson County New Jersey | 9 | $ 1,536,000 | $ 170,000 | $ 93,000 |
| Chemung County New York | 9 | $ 96,000 | $ 10,000 | $ 60,000 |
| Westchester County New York | 9 | $ 4,669,000 | $ 518,000 | $ 0 |
| Lycoming County Pennsylvania | 9 | $ 496,000 | $ 55,000 | $ 68,000 |
| San Bernardino County California | 8 | $ 2,630,000 | $ 328,000 | $ 0 |
| Cecil County Maryland | 8 | $ 1,791,000 | $ 223,000 | $ 105,000 |
| Salem County New Jersey | 8 | $ 872,000 | $ 109,000 | $ 66,000 |
| Orange County New York | 8 | $ 74,000 | $ 9,000 | $ 19,000 |
| Clinton County Pennsylvania | 8 | $ 346,000 | $ 43,000 | $ 111,000 |
| Contra Costa County California | 7 | $ 4,441,000 | $ 634,000 | $ 0 |
| Kent County Delaware | 7 | $ 323,000 | $ 46,000 | $ 88,000 |
| St. Johns County Florida | 7 | $ 3,431,000 | $ 490,000 | $ 0 |
| Volusia County Florida | 7 | $ 3,003,000 | $ 429,000 | $ 147,000 |
| Baltimore County Maryland | 7 | $ 854,000 | $ 122,000 | $ 57,000 |
| Worcester County Maryland | 7 | $ 1,324,000 | $ 189,000 | $ 149,000 |
| Middlesex County Massachusetts | 7 | $ 3,406,000 | $ 486,000 | $ 25,000 |
| Hennepin County Minnesota | 7 | $ 3,793,000 | $ 541,000 | $ 0 |
| Union County New Jersey | 7 | $ 728,000 | $ 104,000 | $ 178,000 |
| Forest County Pennsylvania | 7 | $ 369,000 | $ 52,000 | $ 25,000 |
| Boulder County Colorado | 6 | $ 3,505,000 | $ 584,000 | $ 0 |
| Broward County Florida | 6 | $ 4,496,000 | $ 749,000 | $ 0 |
| Sarasota County Florida | 6 | $ 3,529,000 | $ 588,000 | $ 118,000 |
| St. Louis County Missouri | 6 | $ 2,744,000 | $ 457,000 | $ 0 |
| Warren County New Jersey | 6 | $ 474,000 | $ 79,000 | $ 107,000 |
| Tioga County New York | 6 | $ 14,000 | $ 2,000 | $ 18,000 |
| Mecklenburg County North Carolina | 6 | $ 2,565,000 | $ 427,000 | $ 13,000 |
| Northumberland County Pennsylvania | 6 | $ 90,000 | $ 15,000 | $ 44,000 |
| Charleston County South Carolina | 6 | $ 3,481,000 | $ 580,000 | $ 0 |
| Williamson County Tennessee | 6 | $ 2,699,000 | $ 449,000 | $ 0 |
| Harris County Texas | 6 | $ 1,499,000 | $ 249,000 | $ 0 |
| Marin County California | 5 | $ 3,537,000 | $ 707,000 | $ 0 |
| Collier County Florida | 5 | $ 4,508,000 | $ 901,000 | $ 427,000 |
| Pinellas County Florida | 5 | $ 2,055,000 | $ 411,000 | $ 48,000 |
| Hampden County Massachusetts | 5 | $ 322,000 | $ 64,000 | $ 123,000 |
| Morris County New Jersey | 5 | $ 1,385,000 | $ 277,000 | $ 138,000 |
| Passaic County New Jersey | 5 | $ 714,000 | $ 142,000 | $ 73,000 |
| Kings County New York | 5 | $ 1,619,000 | $ 323,000 | $ 33,000 |
| Wake County North Carolina | 5 | $ 2,483,000 | $ 496,000 | $ 0 |
| Newport County Rhode Island | 5 | $ 782,000 | $ 156,000 | $ 38,000 |
| Travis County Texas | 5 | $ 3,143,000 | $ 628,000 | $ 0 |
| Summit County Utah | 5 | $ 2,645,000 | $ 529,000 | $ 0 |
| Sacramento County California | 4 | $ 1,936,000 | $ 484,000 | $ 0 |
| San Francisco County California | 4 | $ 2,630,000 | $ 657,000 | $ 0 |
| San Luis Obispo County California | 4 | $ 2,566,000 | $ 641,000 | $ 0 |
| Hartford County Connecticut | 4 | $ 290,000 | $ 72,000 | $ 94,000 |
| Osceola County Florida | 4 | $ 1,529,000 | $ 382,000 | $ 10,000 |
| Fulton County Georgia | 4 | $ 3,034,000 | $ 758,000 | $ 0 |
| DuPage County Illinois | 4 | $ 2,496,000 | $ 624,000 | $ 0 |
| Lake County Illinois | 4 | $ 1,806,000 | $ 451,000 | $ 0 |
| Anne Arundel County Maryland | 4 | $ 1,643,000 | $ 410,000 | $ 42,000 |
| Howard County Maryland | 4 | $ 1,535,000 | $ 383,000 | $ 31,000 |
| Clark County Nevada | 4 | $ 1,626,000 | $ 406,000 | $ 0 |
| Cuyahoga County Ohio | 4 | $ 1,301,000 | $ 325,000 | $ 5,000 |
| Trumbull County Ohio | 4 | $ 165,000 | $ 41,000 | $ 51,000 |
| Beaufort County South Carolina | 4 | $ 1,139,000 | $ 284,000 | $ 7,000 |
| Hamilton County Tennessee | 4 | $ 1,994,000 | $ 498,000 | $ 0 |
| Knox County Tennessee | 4 | $ 1,645,000 | $ 411,000 | $ 0 |
| Arlington County Virginia | 4 | $ 1,879,000 | $ 469,000 | $ 98,000 |
| Virginia Beach County Virginia | 4 | $ 2,454,000 | $ 613,000 | $ 0 |
| Pima County Arizona | 3 | $ 1,807,000 | $ 602,000 | $ 0 |
| Santa Barbara County California | 3 | $ 1,252,000 | $ 417,000 | $ 0 |
| Sonoma County California | 3 | $ 1,339,000 | $ 446,000 | $ 0 |
| Brevard County Florida | 3 | $ 1,165,000 | $ 388,000 | $ 0 |
| Hillsborough County Florida | 3 | $ 855,000 | $ 285,000 | $ 0 |
| Lee County Florida | 3 | $ 1,734,000 | $ 578,000 | $ 0 |
| Leon County Florida | 3 | $ 1,180,000 | $ 393,000 | $ 0 |
| Manatee County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 33,000 |
| Martin County Florida | 3 | $ 1,381,000 | $ 460,000 | $ 0 |
| Orange County Florida | 3 | $ 1,277,000 | $ 425,000 | $ 74,000 |
| Seminole County Florida | 3 | $ 1,263,000 | $ 421,000 | $ 0 |
| Chatham County Georgia | 3 | $ 1,710,000 | $ 570,000 | $ 0 |
| Will County Illinois | 3 | $ 1,179,000 | $ 393,000 | $ 0 |
| Polk County Iowa | 3 | $ 1,347,000 | $ 449,000 | $ 0 |
| Carroll County Maryland | 3 | $ 506,000 | $ 168,000 | $ 42,000 |
| Harford County Maryland | 3 | $ 291,000 | $ 97,000 | $ 60,000 |
| Prince George's County Maryland | 3 | $ 393,000 | $ 131,000 | $ 24,000 |
| Suffolk County Massachusetts | 3 | $ 565,000 | $ 188,000 | $ 26,000 |
| Leelanau County Michigan | 3 | $ 1,366,000 | $ 455,000 | $ 0 |
| Olmsted County Minnesota | 3 | $ 1,538,000 | $ 512,000 | $ 0 |
| Flathead County Montana | 3 | $ 1,369,000 | $ 456,000 | $ 0 |
| Washoe County Nevada | 3 | $ 1,301,000 | $ 433,000 | $ 0 |
| Erie County New York | 3 | $ 50,000 | $ 16,000 | $ 35,000 |
| Dare County North Carolina | 3 | $ 1,909,000 | $ 636,000 | $ 0 |
| Ashtabula County Ohio | 3 | $ 151,000 | $ 50,000 | $ 64,000 |
| Stark County Ohio | 3 | $ 1,254,000 | $ 418,000 | $ 0 |
| Oklahoma County Oklahoma | 3 | $ 3,146,000 | $ 1,048,000 | $ 0 |
| McKean County Pennsylvania | 3 | $ 53,000 | $ 17,000 | $ 41,000 |
| Union County Pennsylvania | 3 | $ 179,000 | $ 59,000 | $ 41,000 |
| Warren County Pennsylvania | 3 | $ 124,000 | $ 41,000 | $ 46,000 |
| Providence County Rhode Island | 3 | $ 60,000 | $ 20,000 | $ 27,000 |
| Richland County South Carolina | 3 | $ 972,000 | $ 324,000 | $ 15,000 |
| Davidson County Tennessee | 3 | $ 1,493,000 | $ 497,000 | $ 0 |
| Dane County Wisconsin | 3 | $ 1,943,000 | $ 647,000 | $ 0 |
| Ozaukee County Wisconsin | 3 | $ 1,429,000 | $ 476,000 | $ 0 |
| Waukesha County Wisconsin | 3 | $ 1,308,000 | $ 436,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 505,000 | $ 252,000 | $ 0 |
| Montgomery County Alabama | 2 | $ 1,130,000 | $ 565,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 741,000 | $ 370,000 | $ 0 |
| El Dorado County California | 2 | $ 969,000 | $ 484,000 | $ 0 |
| Monterey County California | 2 | $ 1,237,000 | $ 618,000 | $ 0 |
| San Joaquin County California | 2 | $ 1,126,000 | $ 563,000 | $ 0 |
| Santa Cruz County California | 2 | $ 1,375,000 | $ 687,000 | $ 0 |
| Denver County Colorado | 2 | $ 1,388,000 | $ 694,000 | $ 0 |
| Douglas County Colorado | 2 | $ 986,000 | $ 493,000 | $ 0 |
| Eagle County Colorado | 2 | $ 1,089,000 | $ 544,000 | $ 0 |
| Summit County Colorado | 2 | $ 604,000 | $ 302,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 538,000 | $ 269,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 837,000 | $ 418,000 | $ 0 |
| Escambia County Florida | 2 | $ 857,000 | $ 428,000 | $ 0 |
| Flagler County Florida | 2 | $ 1,025,000 | $ 512,000 | $ 0 |
| Indian River County Florida | 2 | $ 1,354,000 | $ 677,000 | $ 0 |
| Lake County Florida | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Nassau County Florida | 2 | $ 1,139,000 | $ 569,000 | $ 0 |
| Okaloosa County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 0 |
| Cobb County Georgia | 2 | $ 812,000 | $ 406,000 | $ 0 |
| Columbia County Georgia | 2 | $ 1,059,000 | $ 529,000 | $ 0 |
| Honolulu County Hawaii | 2 | $ 1,741,000 | $ 870,000 | $ 0 |
| Maui County Hawaii | 2 | $ 2,144,000 | $ 1,072,000 | $ 0 |
| Ada County Idaho | 2 | $ 1,887,000 | $ 943,000 | $ 0 |
| Johnson County Kansas | 2 | $ 1,026,000 | $ 513,000 | $ 0 |
| Orleans County Louisiana | 2 | $ 1,240,000 | $ 620,000 | $ 0 |
| Wicomico County Maryland | 2 | $ 855,000 | $ 427,000 | $ 66,000 |
| Barnstable County Massachusetts | 2 | $ 1,030,000 | $ 515,000 | $ 0 |
| Bristol County Massachusetts | 2 | $ 685,000 | $ 342,000 | $ 32,000 |
| Essex County Massachusetts | 2 | $ 1,000,000 | $ 500,000 | $ 48,000 |
| Worcester County Massachusetts | 2 | $ 448,000 | $ 224,000 | $ 35,000 |
| Wayne County Michigan | 2 | $ 1,530,000 | $ 765,000 | $ 0 |
| Crow Wing County Minnesota | 2 | $ 1,427,000 | $ 713,000 | $ 0 |
| Ramsey County Minnesota | 2 | $ 1,552,000 | $ 776,000 | $ 0 |
| Washington County Minnesota | 2 | $ 758,000 | $ 379,000 | $ 0 |
| Madison County Mississippi | 2 | $ 841,000 | $ 420,000 | $ 0 |
| Jackson County Missouri | 2 | $ 499,000 | $ 249,000 | $ 0 |
| Douglas County Nebraska | 2 | $ 1,065,000 | $ 532,000 | $ 0 |
| Hillsborough County New Hampshire | 2 | $ 821,000 | $ 410,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 904,000 | $ 452,000 | $ 0 |
| Albany County New York | 2 | $ 102,000 | $ 51,000 | $ 85,000 |
| Bronx County New York | 2 | $ 325,000 | $ 162,000 | $ 45,000 |
| Broome County New York | 2 | $ 8,000 | $ 4,000 | $ 23,000 |
| Chautauqua County New York | 2 | $ 13,000 | $ 6,000 | $ 20,000 |
| Dutchess County New York | 2 | $ 1,154,000 | $ 577,000 | $ 0 |
| Greene County New York | 2 | $ 70,000 | $ 35,000 | $ 91,000 |
| Monroe County New York | 2 | $ 953,000 | $ 476,000 | $ 0 |
| Richmond County New York | 2 | $ 1,036,000 | $ 518,000 | $ 0 |
| Rockland County New York | 2 | $ 1,374,000 | $ 687,000 | $ 0 |
| Ulster County New York | 2 | $ 436,000 | $ 218,000 | $ 25,000 |
| Carteret County North Carolina | 2 | $ 1,355,000 | $ 677,000 | $ 0 |
| Forsyth County North Carolina | 2 | $ 707,000 | $ 353,000 | $ 0 |
| Orange County North Carolina | 2 | $ 1,187,000 | $ 593,000 | $ 0 |
| Columbiana County Ohio | 2 | $ 151,000 | $ 75,000 | $ 45,000 |
| Harrison County Ohio | 2 | $ 60,000 | $ 30,000 | $ 71,000 |
| Mahoning County Ohio | 2 | $ 403,000 | $ 201,000 | $ 11,000 |
| Portage County Ohio | 2 | $ 1,527,000 | $ 763,000 | $ 0 |
| Summit County Ohio | 2 | $ 151,000 | $ 75,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 1,195,000 | $ 597,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 965,000 | $ 482,000 | $ 0 |
| Elk County Pennsylvania | 2 | $ 125,000 | $ 62,000 | $ 56,000 |
| Jefferson County Pennsylvania | 2 | $ 46,000 | $ 23,000 | $ 37,000 |
| Sullivan County Pennsylvania | 2 | $ 116,000 | $ 58,000 | $ 107,000 |
| Greenville County South Carolina | 2 | $ 1,271,000 | $ 635,000 | $ 0 |
| Collin County Texas | 2 | $ 915,000 | $ 457,000 | $ 0 |
| Gillespie County Texas | 2 | $ 923,000 | $ 461,000 | $ 0 |
| Llano County Texas | 2 | $ 1,132,000 | $ 566,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 816,000 | $ 408,000 | $ 0 |
| Windsor County Vermont | 2 | $ 543,000 | $ 271,000 | $ 0 |
| Henrico County Virginia | 2 | $ 1,011,000 | $ 505,000 | $ 0 |
| Richmond City County Virginia | 2 | $ 1,344,000 | $ 672,000 | $ 0 |
| Roanoke City County Virginia | 2 | $ 765,000 | $ 382,000 | $ 0 |
| Snohomish County Washington | 2 | $ 1,114,000 | $ 557,000 | $ 0 |
| Walworth County Wisconsin | 2 | $ 1,036,000 | $ 518,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Mobile County Alabama | 1 | $ 503,000 | $ 503,000 | $ 0 |
| Shelby County Alabama | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Coconino County Arizona | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Pinal County Arizona | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Washington County Arkansas | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Amador County California | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Butte County California | 1 | $ 513,000 | $ 513,000 | $ 0 |
| Fresno County California | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Inyo County California | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Napa County California | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Nevada County California | 1 | $ 697,000 | $ 697,000 | $ 0 |
| Placer County California | 1 | $ 714,000 | $ 714,000 | $ 0 |
| Solano County California | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Yolo County California | 1 | $ 571,000 | $ 571,000 | $ 0 |
| Adams County Colorado | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 569,000 | $ 569,000 | $ 0 |
| Grand County Colorado | 1 | $ 469,000 | $ 469,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 422,000 | $ 422,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 418,000 | $ 418,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 782,000 | $ 782,000 | $ 0 |
| Bay County Florida | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Charlotte County Florida | 1 | $ 608,000 | $ 608,000 | $ 0 |
| Duval County Florida | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Pasco County Florida | 1 | $ 80,000 | $ 80,000 | $ 145,000 |
| Putnam County Florida | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Bibb County Georgia | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Bryan County Georgia | 1 | $ 679,000 | $ 679,000 | $ 0 |
| Colquitt County Georgia | 1 | $ 453,000 | $ 453,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Henry County Georgia | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 546,000 | $ 546,000 | $ 0 |
| Oconee County Georgia | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Towns County Georgia | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Troup County Georgia | 1 | $ 593,000 | $ 593,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 1,145,000 | $ 1,145,000 | $ 0 |
| Kane County Illinois | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Madison County Illinois | 1 | $ 148,000 | $ 148,000 | $ 0 |
| McHenry County Illinois | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Allen County Indiana | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Johnson County Indiana | 1 | $ 482,000 | $ 482,000 | $ 0 |
| Marion County Indiana | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Porter County Indiana | 1 | $ 582,000 | $ 582,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 4,000 | $ 4,000 | $ 19,000 |
| Dallas County Iowa | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Scott County Iowa | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Cowley County Kansas | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Daviess County Kentucky | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 436,000 | $ 436,000 | $ 0 |
| Warren County Kentucky | 1 | $ 436,000 | $ 436,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 382,000 | $ 382,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Cumberland County Maine | 1 | $ 434,000 | $ 434,000 | $ 0 |
| York County Maine | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 33,000 | $ 33,000 | $ 69,000 |
| Charles County Maryland | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 120,000 | $ 120,000 | $ 129,000 |
| Frederick County Maryland | 1 | $ 318,000 | $ 318,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Washington County Maryland | 1 | $ 10,000 | $ 10,000 | $ 94,000 |
| Dukes County Massachusetts | 1 | $ 841,000 | $ 841,000 | $ 0 |
| Nantucket County Massachusetts | 1 | $ 874,000 | $ 874,000 | $ 0 |
| Antrim County Michigan | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 977,000 | $ 977,000 | $ 0 |
| Livingston County Michigan | 1 | $ 3,000 | $ 3,000 | $ 19,000 |
| Marquette County Michigan | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Cass County Minnesota | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Clay County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cook County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Mower County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Wright County Minnesota | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Hancock County Mississippi | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Lamar County Mississippi | 1 | $ 456,000 | $ 456,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 458,000 | $ 458,000 | $ 0 |
| Cape Girardeau County Missouri | 1 | $ 591,000 | $ 591,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Missoula County Montana | 1 | $ 641,000 | $ 641,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| Coos County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Merrimack County New Hampshire | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Cibola County New Mexico | 1 | $ 2,000 | $ 2,000 | $ 24,000 |
| Colfax County New Mexico | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 416,000 | $ 416,000 | $ 0 |
| San Juan County New Mexico | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 582,000 | $ 582,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 59,000 | $ 59,000 | $ 44,000 |
| Delaware County New York | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Franklin County New York | 1 | $ 79,000 | $ 79,000 | $ 88,000 |
| Fulton County New York | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Oneida County New York | 1 | $ 40,000 | $ 40,000 | $ 67,000 |
| Onondaga County New York | 1 | $ 1,000 | $ 1,000 | $ 3,000 |
| Ontario County New York | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Oswego County New York | 1 | $ 43,000 | $ 43,000 | $ 59,000 |
| Schuyler County New York | 1 | $ 1,000 | $ 1,000 | $ 16,000 |
| Sullivan County New York | 1 | $ 6,000 | $ 6,000 | $ 18,000 |
| Tompkins County New York | 1 | $ 14,000 | $ 14,000 | $ 48,000 |
| Wyoming County New York | 1 | $ 128,000 | $ 128,000 | $ 135,000 |
| Davidson County North Carolina | 1 | $ 462,000 | $ 462,000 | $ 0 |
| Durham County North Carolina | 1 | $ 570,000 | $ 570,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 458,000 | $ 458,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Union County North Carolina | 1 | $ 666,000 | $ 666,000 | $ 0 |
| Clermont County Ohio | 1 | $ 461,000 | $ 461,000 | $ 0 |
| Franklin County Ohio | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Geauga County Ohio | 1 | $ 1,069,000 | $ 1,069,000 | $ 0 |
| Hancock County Ohio | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Jefferson County Ohio | 1 | $ 10,000 | $ 10,000 | $ 39,000 |
| Lucas County Ohio | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Warren County Ohio | 1 | $ 454,000 | $ 454,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 12,000 | $ 12,000 | $ 50,000 |
| Payne County Oklahoma | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 687,000 | $ 687,000 | $ 0 |
| Marion County Oregon | 1 | $ 514,000 | $ 514,000 | $ 0 |
| Washington County Oregon | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Juniata County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 17,000 |
| Montour County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Tioga County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 56,000 |
| Bristol County Rhode Island | 1 | $ 104,000 | $ 104,000 | $ 300,000 |
| Georgetown County South Carolina | 1 | $ 542,000 | $ 542,000 | $ 0 |
| York County South Carolina | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Union County South Dakota | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Washington County Tennessee | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Brazos County Texas | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Cameron County Texas | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Comal County Texas | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Denton County Texas | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Montgomery County Texas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Tarrant County Texas | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Washington County Utah | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Weber County Utah | 1 | $ 838,000 | $ 838,000 | $ 0 |
| Windham County Vermont | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Chesterfield County Virginia | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Franklin County Virginia | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Goochland County Virginia | 1 | $ 499,000 | $ 499,000 | $ 0 |
| James City County Virginia | 1 | $ 357,000 | $ 357,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 562,000 | $ 562,000 | $ 0 |
| New Kent County Virginia | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 664,000 | $ 664,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 419,000 | $ 419,000 | $ 0 |
| Williamsburg County Virginia | 1 | $ 348,000 | $ 348,000 | $ 0 |
| York County Virginia | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Skagit County Washington | 1 | $ 442,000 | $ 442,000 | $ 0 |
| Spokane County Washington | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Whatcom County Washington | 1 | $ 593,000 | $ 593,000 | $ 0 |
| Brooke County West Virginia | 1 | $ 4,000 | $ 4,000 | $ 58,000 |
| Eau Claire County Wisconsin | 1 | $ 407,000 | $ 407,000 | $ 0 |
| Fond du Lac County Wisconsin | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 631,000 | $ 631,000 | $ 0 |
| La Crosse County Wisconsin | 1 | $ 582,000 | $ 582,000 | $ 0 |
| Marinette County Wisconsin | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Outagamie County Wisconsin | 1 | $ 567,000 | $ 567,000 | $ 0 |
| Washburn County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Teton County Wyoming | 1 | $ 875,000 | $ 875,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Pennsylvania in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 20,112 | $415,003,000 | $23,058 | $5,300,000 | $52,647 | $4,000,000 |
| Refinancing | 9,253 | $1,038,098,000 | $424,733 | $2,925,000 | $16,200 | $3,907,000 |
| Home Purchase | 1,804 | $381,385,000 | $539,902 | $22,000,000 | $11,341 | $2,956,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,578 | $961,623,000 | $89,882 | $2,500,000 | $93,588 | $3,907,000 |
| Black or African American | 5,489 | $96,680,000 | $26,100 | $1,600,000 | $39,300 | $1,560,000 |
| Not Provided | 2,240 | $121,084,000 | $50,000 | $2,925,000 | $71,900 | $4,000,000 |
| Hispanic | 1,724 | $46,762,000 | $71,666 | $556,000 | $56,000 | $584,000 |
| Not applicable | 985 | $538,203,000 | $526,812 | $22,000,000 | $500 | $540,000 |
| Asian | 890 | $59,805,000 | $150,333 | $1,480,000 | $117,000 | $801,000 |
| Native Hawaiian or Other Pacific Islander | 146 | $5,189,000 | $71,500 | $321,000 | $117,000 | $305,000 |
| American Indian or Alaskan Native | 117 | $5,140,000 | $54,000 | $497,000 | $76,500 | $250,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31,169 | $1,834,486,000 | $442,306 | $22,000,000 | $15,040 | $4,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 14,968 | $415,433,000 | $48,555 | $2,500,000 | $61,388 | $4,000,000 |
| Loan Originated | 12,511 | $647,887,000 | $59,000 | $1,525,000 | $90,300 | $1,571,000 |
| Application Approved But Not Accepted | 1,899 | $121,710,000 | $72,375 | $2,925,000 | $122,500 | $1,802,000 |
| Loan Purchased By The Institution | 1,738 | $618,793,000 | $498,333 | $2,500,000 | $4,562 | $2,956,000 |
| Application Withdrawn By Applicant | 53 | $30,663,000 | $7,483,000 | $22,000,000 | $65,666 | $360,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8,730 | $161,835,000 | $32,923 | $500,000 | $44,538 | $4,000,000 |
| Debt-To-Income Ratio | 3,359 | $120,995,000 | $72,111 | $1,600,000 | $49,777 | $789,000 |
| Other | 1,063 | $28,726,000 | $22,857 | $550,000 | $63,142 | $1,204,000 |
| Collateral | 883 | $84,620,000 | $82,900 | $1,000,000 | $154,200 | $3,000,000 |
| Unverifiable Information | 775 | $12,660,000 | $78,142 | $1,000,000 | $46,714 | $902,000 |
| Credit Application Incomplete | 84 | $6,006,000 | $66,000 | $2,500,000 | $129,000 | $3,907,000 |
| Employment History | 74 | $591,000 | $7,000 | $125,000 | $16,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Pennsylvania's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.