City National Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City National Bank 555 South Flower Street Los Angeles, CA 90071 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,926 |
| Total Mortgage Loan Application Amount | $3,593,950,000 |
| Average Mortgage Loan Application Amount | $1,198,800 |
| Highest Mortgage Loan Application Amount | $32,005,000 |
| Average Applicant Income | $644,000 |
| Highest Applicant Income | $9,632,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with City National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down City National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by City National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City National Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,045 | $ 1,448,795,000 | $ 1,386,000 | $ 711,000 |
| Orange County California | 127 | $ 172,105,000 | $ 1,355,000 | $ 638,000 |
| San Diego County California | 108 | $ 141,410,000 | $ 1,309,000 | $ 636,000 |
| New York County New York | 87 | $ 170,485,000 | $ 1,959,000 | $ 1,041,000 |
| Ventura County California | 80 | $ 68,270,000 | $ 853,000 | $ 486,000 |
| Riverside County California | 53 | $ 50,505,000 | $ 952,000 | $ 655,000 |
| Maricopa County Arizona | 49 | $ 71,735,000 | $ 1,463,000 | $ 1,540,000 |
| Kings County New York | 43 | $ 78,725,000 | $ 1,830,000 | $ 897,000 |
| Davidson County Tennessee | 42 | $ 42,930,000 | $ 1,022,000 | $ 355,000 |
| Clark County Nevada | 41 | $ 35,525,000 | $ 866,000 | $ 792,000 |
| San Mateo County California | 37 | $ 40,445,000 | $ 1,093,000 | $ 341,000 |
| Alameda County California | 35 | $ 25,415,000 | $ 726,000 | $ 434,000 |
| Miami-Dade County Florida | 34 | $ 94,400,000 | $ 2,776,000 | $ 1,240,000 |
| Santa Barbara County California | 33 | $ 78,955,000 | $ 2,392,000 | $ 1,307,000 |
| Contra Costa County California | 31 | $ 20,995,000 | $ 677,000 | $ 360,000 |
| Suffolk County New York | 30 | $ 44,070,000 | $ 1,469,000 | $ 951,000 |
| Palm Beach County Florida | 26 | $ 24,700,000 | $ 950,000 | $ 638,000 |
| Santa Clara County California | 25 | $ 25,555,000 | $ 1,022,000 | $ 464,000 |
| King County Washington | 25 | $ 28,185,000 | $ 1,127,000 | $ 607,000 |
| Fairfield County Connecticut | 24 | $ 45,700,000 | $ 1,904,000 | $ 1,087,000 |
| San Bernardino County California | 21 | $ 12,515,000 | $ 595,000 | $ 336,000 |
| Williamson County Tennessee | 21 | $ 16,025,000 | $ 763,000 | $ 446,000 |
| Fulton County Georgia | 20 | $ 23,560,000 | $ 1,178,000 | $ 610,000 |
| Marin County California | 19 | $ 21,005,000 | $ 1,105,000 | $ 590,000 |
| District of Columbia County District Of Columbia | 19 | $ 18,075,000 | $ 951,000 | $ 627,000 |
| Broward County Florida | 19 | $ 16,465,000 | $ 866,000 | $ 559,000 |
| Westchester County New York | 18 | $ 22,710,000 | $ 1,261,000 | $ 590,000 |
| Hennepin County Minnesota | 14 | $ 6,680,000 | $ 477,000 | $ 351,000 |
| Collier County Florida | 12 | $ 11,650,000 | $ 970,000 | $ 527,000 |
| Charleston County South Carolina | 11 | $ 11,665,000 | $ 1,060,000 | $ 722,000 |
| Harris County Texas | 11 | $ 14,715,000 | $ 1,337,000 | $ 876,000 |
| San Francisco County California | 10 | $ 7,380,000 | $ 738,000 | $ 415,000 |
| Denver County Colorado | 10 | $ 12,950,000 | $ 1,295,000 | $ 673,000 |
| Cook County Illinois | 10 | $ 13,830,000 | $ 1,383,000 | $ 1,139,000 |
| Mecklenburg County North Carolina | 10 | $ 8,120,000 | $ 812,000 | $ 942,000 |
| Travis County Texas | 10 | $ 16,320,000 | $ 1,632,000 | $ 1,350,000 |
| Fairfax County Virginia | 10 | $ 8,130,000 | $ 813,000 | $ 188,000 |
| Montgomery County Maryland | 9 | $ 5,385,000 | $ 598,000 | $ 584,000 |
| Bergen County New Jersey | 9 | $ 7,955,000 | $ 883,000 | $ 254,000 |
| Ulster County New York | 9 | $ 7,675,000 | $ 852,000 | $ 357,000 |
| Allegheny County Pennsylvania | 9 | $ 2,765,000 | $ 307,000 | $ 354,000 |
| Larimer County Colorado | 8 | $ 5,380,000 | $ 672,000 | $ 257,000 |
| Walton County Florida | 8 | $ 21,550,000 | $ 2,693,000 | $ 1,512,000 |
| Monmouth County New Jersey | 8 | $ 4,300,000 | $ 537,000 | $ 344,000 |
| Ocean County New Jersey | 8 | $ 7,570,000 | $ 946,000 | $ 458,000 |
| Nassau County New York | 8 | $ 8,780,000 | $ 1,097,000 | $ 464,000 |
| Sacramento County California | 7 | $ 7,635,000 | $ 1,090,000 | $ 194,000 |
| Multnomah County Oregon | 7 | $ 6,115,000 | $ 873,000 | $ 1,030,000 |
| Dallas County Texas | 7 | $ 10,915,000 | $ 1,559,000 | $ 1,082,000 |
| Wasatch County Utah | 7 | $ 6,595,000 | $ 942,000 | $ 245,000 |
| Arlington County Virginia | 7 | $ 5,665,000 | $ 809,000 | $ 600,000 |
| Monterey County California | 6 | $ 11,420,000 | $ 1,903,000 | $ 470,000 |
| Napa County California | 6 | $ 15,200,000 | $ 2,533,000 | $ 1,819,000 |
| Nevada County California | 6 | $ 3,120,000 | $ 520,000 | $ 324,000 |
| Placer County California | 6 | $ 3,620,000 | $ 603,000 | $ 616,000 |
| Arapahoe County Colorado | 6 | $ 12,290,000 | $ 2,048,000 | $ 278,000 |
| Pitkin County Colorado | 6 | $ 39,630,000 | $ 6,605,000 | $ 1,671,000 |
| Hillsborough County Florida | 6 | $ 6,950,000 | $ 1,158,000 | $ 1,224,000 |
| Pinellas County Florida | 6 | $ 2,360,000 | $ 393,000 | $ 478,000 |
| Maui County Hawaii | 6 | $ 11,870,000 | $ 1,978,000 | $ 1,449,000 |
| Baltimore County Maryland | 6 | $ 7,230,000 | $ 1,205,000 | $ 635,000 |
| Essex County Massachusetts | 6 | $ 2,460,000 | $ 410,000 | $ 300,000 |
| Washoe County Nevada | 6 | $ 8,880,000 | $ 1,480,000 | $ 631,000 |
| Morris County New Jersey | 6 | $ 4,370,000 | $ 728,000 | $ 479,000 |
| Union County New Jersey | 6 | $ 4,080,000 | $ 680,000 | $ 319,000 |
| Queens County New York | 6 | $ 2,330,000 | $ 388,000 | $ 218,000 |
| Philadelphia County Pennsylvania | 6 | $ 7,830,000 | $ 1,305,000 | $ 897,000 |
| Sumner County Tennessee | 6 | $ 5,680,000 | $ 946,000 | $ 625,000 |
| Salt Lake County Utah | 6 | $ 4,870,000 | $ 811,000 | $ 804,000 |
| Teton County Wyoming | 6 | $ 11,690,000 | $ 1,948,000 | $ 2,290,000 |
| San Luis Obispo County California | 5 | $ 5,165,000 | $ 1,033,000 | $ 327,000 |
| Douglas County Colorado | 5 | $ 7,735,000 | $ 1,547,000 | $ 467,000 |
| New Haven County Connecticut | 5 | $ 4,455,000 | $ 891,000 | $ 392,000 |
| Lee County Florida | 5 | $ 7,445,000 | $ 1,489,000 | $ 1,149,000 |
| Manatee County Florida | 5 | $ 4,205,000 | $ 841,000 | $ 240,000 |
| Sarasota County Florida | 5 | $ 6,415,000 | $ 1,283,000 | $ 1,169,000 |
| Berkshire County Massachusetts | 5 | $ 2,905,000 | $ 581,000 | $ 2,102,000 |
| Oakland County Michigan | 5 | $ 2,485,000 | $ 497,000 | $ 1,018,000 |
| Somerset County New Jersey | 5 | $ 3,095,000 | $ 619,000 | $ 414,000 |
| Wake County North Carolina | 5 | $ 2,595,000 | $ 519,000 | $ 200,000 |
| Collin County Texas | 5 | $ 2,505,000 | $ 501,000 | $ 626,000 |
| Denton County Texas | 5 | $ 6,385,000 | $ 1,277,000 | $ 2,108,000 |
| Mono County California | 4 | $ 2,170,000 | $ 542,000 | $ 739,000 |
| Santa Cruz County California | 4 | $ 3,360,000 | $ 840,000 | $ 467,000 |
| Eagle County Colorado | 4 | $ 5,070,000 | $ 1,267,000 | $ 257,000 |
| Grand County Colorado | 4 | $ 2,930,000 | $ 732,000 | $ 393,000 |
| Jefferson County Colorado | 4 | $ 3,130,000 | $ 782,000 | $ 420,000 |
| Martin County Florida | 4 | $ 8,410,000 | $ 2,102,000 | $ 271,000 |
| Lancaster County Nebraska | 4 | $ 1,370,000 | $ 342,000 | $ 138,000 |
| Cape May County New Jersey | 4 | $ 6,660,000 | $ 1,665,000 | $ 494,000 |
| Iredell County North Carolina | 4 | $ 9,410,000 | $ 2,352,000 | $ 712,000 |
| Clackamas County Oregon | 4 | $ 4,490,000 | $ 1,122,000 | $ 583,000 |
| Deschutes County Oregon | 4 | $ 3,620,000 | $ 905,000 | $ 302,000 |
| Bucks County Pennsylvania | 4 | $ 4,030,000 | $ 1,007,000 | $ 162,000 |
| Chester County Pennsylvania | 4 | $ 4,110,000 | $ 1,027,000 | $ 342,000 |
| Washington County Rhode Island | 4 | $ 3,120,000 | $ 780,000 | $ 356,000 |
| Hays County Texas | 4 | $ 3,300,000 | $ 825,000 | $ 471,000 |
| Tarrant County Texas | 4 | $ 5,500,000 | $ 1,375,000 | $ 1,987,000 |
| Summit County Utah | 4 | $ 6,920,000 | $ 1,730,000 | $ 511,000 |
| Alexandria County Virginia | 4 | $ 4,140,000 | $ 1,035,000 | $ 403,000 |
| Coconino County Arizona | 3 | $ 3,235,000 | $ 1,078,000 | $ 566,000 |
| Sonoma County California | 3 | $ 4,505,000 | $ 1,501,000 | $ 820,000 |
| San Juan County Colorado | 3 | $ 1,315,000 | $ 438,000 | $ 0 |
| Litchfield County Connecticut | 3 | $ 2,545,000 | $ 848,000 | $ 536,000 |
| Bay County Florida | 3 | $ 2,625,000 | $ 875,000 | $ 392,000 |
| Lake County Florida | 3 | $ 1,085,000 | $ 361,000 | $ 208,000 |
| Cobb County Georgia | 3 | $ 1,635,000 | $ 545,000 | $ 293,000 |
| DeKalb County Georgia | 3 | $ 1,085,000 | $ 361,000 | $ 232,000 |
| Greene County Georgia | 3 | $ 3,155,000 | $ 1,051,000 | $ 219,000 |
| Anne Arundel County Maryland | 3 | $ 1,685,000 | $ 561,000 | $ 473,000 |
| Middlesex County Massachusetts | 3 | $ 2,675,000 | $ 891,000 | $ 232,000 |
| Norfolk County Massachusetts | 3 | $ 1,685,000 | $ 561,000 | $ 87,000 |
| Suffolk County Massachusetts | 3 | $ 2,295,000 | $ 765,000 | $ 365,000 |
| Washington County Minnesota | 3 | $ 1,385,000 | $ 461,000 | $ 192,000 |
| St. Louis County Missouri | 3 | $ 2,405,000 | $ 801,000 | $ 388,000 |
| Essex County New Jersey | 3 | $ 2,635,000 | $ 878,000 | $ 473,000 |
| Hudson County New Jersey | 3 | $ 2,135,000 | $ 711,000 | $ 305,000 |
| Columbia County New York | 3 | $ 2,035,000 | $ 678,000 | $ 413,000 |
| Hamilton County Ohio | 3 | $ 1,675,000 | $ 558,000 | $ 1,312,000 |
| Benton County Oregon | 3 | $ 1,265,000 | $ 421,000 | $ 492,000 |
| Delaware County Pennsylvania | 3 | $ 1,915,000 | $ 638,000 | $ 328,000 |
| Newport County Rhode Island | 3 | $ 4,335,000 | $ 1,445,000 | $ 640,000 |
| Beaufort County South Carolina | 3 | $ 3,455,000 | $ 1,151,000 | $ 382,000 |
| Rutherford County Tennessee | 3 | $ 1,545,000 | $ 515,000 | $ 216,000 |
| Snohomish County Washington | 3 | $ 1,315,000 | $ 438,000 | $ 224,000 |
| Brown County Wisconsin | 3 | $ 945,000 | $ 315,000 | $ 2,270,000 |
| Walworth County Wisconsin | 3 | $ 2,185,000 | $ 728,000 | $ 268,000 |
| Coffee County Alabama | 2 | $ 260,000 | $ 130,000 | $ 85,000 |
| Mohave County Arizona | 2 | $ 1,010,000 | $ 505,000 | $ 464,000 |
| Pima County Arizona | 2 | $ 1,390,000 | $ 695,000 | $ 468,000 |
| Pinal County Arizona | 2 | $ 1,490,000 | $ 745,000 | $ 616,000 |
| Yavapai County Arizona | 2 | $ 1,120,000 | $ 560,000 | $ 175,000 |
| El Dorado County California | 2 | $ 1,990,000 | $ 995,000 | $ 687,000 |
| El Paso County Colorado | 2 | $ 1,060,000 | $ 530,000 | $ 446,000 |
| Summit County Colorado | 2 | $ 1,510,000 | $ 755,000 | $ 125,000 |
| Hartford County Connecticut | 2 | $ 1,560,000 | $ 780,000 | $ 456,000 |
| New London County Connecticut | 2 | $ 410,000 | $ 205,000 | $ 216,000 |
| Sussex County Delaware | 2 | $ 1,120,000 | $ 560,000 | $ 279,000 |
| Hernando County Florida | 2 | $ 770,000 | $ 385,000 | $ 134,000 |
| Monroe County Florida | 2 | $ 1,650,000 | $ 825,000 | $ 473,000 |
| Nassau County Florida | 2 | $ 1,030,000 | $ 515,000 | $ 142,000 |
| Orange County Florida | 2 | $ 1,700,000 | $ 850,000 | $ 777,000 |
| St. Johns County Florida | 2 | $ 1,570,000 | $ 785,000 | $ 319,000 |
| St. Lucie County Florida | 2 | $ 590,000 | $ 295,000 | $ 126,000 |
| Cherokee County Georgia | 2 | $ 890,000 | $ 445,000 | $ 107,000 |
| Hawaii County Hawaii | 2 | $ 1,810,000 | $ 905,000 | $ 326,000 |
| Honolulu County Hawaii | 2 | $ 2,070,000 | $ 1,035,000 | $ 339,000 |
| Kootenai County Idaho | 2 | $ 4,870,000 | $ 2,435,000 | $ 4,891,000 |
| Marion County Indiana | 2 | $ 1,490,000 | $ 745,000 | $ 155,000 |
| Caddo County Louisiana | 2 | $ 370,000 | $ 185,000 | $ 90,000 |
| Howard County Maryland | 2 | $ 2,060,000 | $ 1,030,000 | $ 412,000 |
| Barnstable County Massachusetts | 2 | $ 1,340,000 | $ 670,000 | $ 137,000 |
| Dukes County Massachusetts | 2 | $ 3,150,000 | $ 1,575,000 | $ 970,000 |
| Nantucket County Massachusetts | 2 | $ 5,040,000 | $ 2,520,000 | $ 3,256,000 |
| Plymouth County Massachusetts | 2 | $ 1,460,000 | $ 730,000 | $ 256,000 |
| Allegan County Michigan | 2 | $ 1,510,000 | $ 755,000 | $ 347,000 |
| Wayne County Michigan | 2 | $ 1,060,000 | $ 530,000 | $ 439,000 |
| Carver County Minnesota | 2 | $ 610,000 | $ 305,000 | $ 534,000 |
| Flathead County Montana | 2 | $ 2,610,000 | $ 1,305,000 | $ 314,000 |
| Madison County Montana | 2 | $ 6,680,000 | $ 3,340,000 | $ 1,398,000 |
| Gloucester County New Jersey | 2 | $ 430,000 | $ 215,000 | $ 185,000 |
| Dutchess County New York | 2 | $ 1,210,000 | $ 605,000 | $ 593,000 |
| Orange County New York | 2 | $ 1,070,000 | $ 535,000 | $ 1,096,000 |
| Putnam County New York | 2 | $ 900,000 | $ 450,000 | $ 335,000 |
| Sullivan County New York | 2 | $ 670,000 | $ 335,000 | $ 355,000 |
| Brunswick County North Carolina | 2 | $ 1,210,000 | $ 605,000 | $ 194,000 |
| Buncombe County North Carolina | 2 | $ 810,000 | $ 405,000 | $ 107,000 |
| Durham County North Carolina | 2 | $ 780,000 | $ 390,000 | $ 277,000 |
| McDowell County North Carolina | 2 | $ 2,130,000 | $ 1,065,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 1,260,000 | $ 630,000 | $ 260,000 |
| Franklin County Ohio | 2 | $ 1,360,000 | $ 680,000 | $ 309,000 |
| Tulsa County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 45,000 |
| Jackson County Oregon | 2 | $ 1,530,000 | $ 765,000 | $ 423,000 |
| Lincoln County Oregon | 2 | $ 890,000 | $ 445,000 | $ 177,000 |
| Marion County Oregon | 2 | $ 860,000 | $ 430,000 | $ 259,000 |
| Montgomery County Pennsylvania | 2 | $ 2,020,000 | $ 1,010,000 | $ 129,000 |
| Greenville County South Carolina | 2 | $ 830,000 | $ 415,000 | $ 137,000 |
| Wilson County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 93,000 |
| Williamson County Texas | 2 | $ 920,000 | $ 460,000 | $ 164,000 |
| Utah County Utah | 2 | $ 630,000 | $ 315,000 | $ 292,000 |
| Charlottesville County Virginia | 2 | $ 900,000 | $ 450,000 | $ 323,000 |
| Loudoun County Virginia | 2 | $ 1,810,000 | $ 905,000 | $ 656,000 |
| Clark County Washington | 2 | $ 1,050,000 | $ 525,000 | $ 316,000 |
| Kitsap County Washington | 2 | $ 660,000 | $ 330,000 | $ 43,000 |
| Spokane County Washington | 2 | $ 300,000 | $ 150,000 | $ 132,000 |
| Milwaukee County Wisconsin | 2 | $ 820,000 | $ 410,000 | $ 87,000 |
| Sheridan County Wyoming | 2 | $ 730,000 | $ 365,000 | $ 120,000 |
| Jefferson County Alabama | 1 | $ 755,000 | $ 755,000 | $ 881,000 |
| Madison County Alabama | 1 | $ 345,000 | $ 345,000 | $ 83,000 |
| La Paz County Arizona | 1 | $ 805,000 | $ 805,000 | $ 742,000 |
| Navajo County Arizona | 1 | $ 655,000 | $ 655,000 | $ 350,000 |
| Fresno County California | 1 | $ 275,000 | $ 275,000 | $ 356,000 |
| Kern County California | 1 | $ 305,000 | $ 305,000 | $ 257,000 |
| Mendocino County California | 1 | $ 545,000 | $ 545,000 | $ 70,000 |
| Plumas County California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Stanislaus County California | 1 | $ 1,535,000 | $ 1,535,000 | $ 0 |
| Tehama County California | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Tuolumne County California | 1 | $ 255,000 | $ 255,000 | $ 303,000 |
| Yolo County California | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Boulder County Colorado | 1 | $ 985,000 | $ 985,000 | $ 532,000 |
| Pueblo County Colorado | 1 | $ 355,000 | $ 355,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 1,815,000 | $ 1,815,000 | $ 4,342,000 |
| Teller County Colorado | 1 | $ 1,195,000 | $ 1,195,000 | $ 335,000 |
| Weld County Colorado | 1 | $ 975,000 | $ 975,000 | $ 110,000 |
| New Castle County Delaware | 1 | $ 225,000 | $ 225,000 | $ 1,428,000 |
| Alachua County Florida | 1 | $ 995,000 | $ 995,000 | $ 420,000 |
| Brevard County Florida | 1 | $ 495,000 | $ 495,000 | $ 219,000 |
| Citrus County Florida | 1 | $ 335,000 | $ 335,000 | $ 224,000 |
| Flagler County Florida | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Franklin County Florida | 1 | $ 945,000 | $ 945,000 | $ 581,000 |
| Gulf County Florida | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Leon County Florida | 1 | $ 275,000 | $ 275,000 | $ 391,000 |
| Okaloosa County Florida | 1 | $ 535,000 | $ 535,000 | $ 135,000 |
| Okeechobee County Florida | 1 | $ 305,000 | $ 305,000 | $ 163,000 |
| Osceola County Florida | 1 | $ 505,000 | $ 505,000 | $ 899,000 |
| Pasco County Florida | 1 | $ 635,000 | $ 635,000 | $ 705,000 |
| Seminole County Florida | 1 | $ 205,000 | $ 205,000 | $ 225,000 |
| Bartow County Georgia | 1 | $ 105,000 | $ 105,000 | $ 259,000 |
| Bryan County Georgia | 1 | $ 1,005,000 | $ 1,005,000 | $ 524,000 |
| Chatham County Georgia | 1 | $ 965,000 | $ 965,000 | $ 817,000 |
| Floyd County Georgia | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| Henry County Georgia | 1 | $ 105,000 | $ 105,000 | $ 225,000 |
| Lee County Georgia | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Morgan County Georgia | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| White County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Ada County Idaho | 1 | $ 715,000 | $ 715,000 | $ 196,000 |
| Teton County Idaho | 1 | $ 565,000 | $ 565,000 | $ 0 |
| DuPage County Illinois | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Lake County Illinois | 1 | $ 725,000 | $ 725,000 | $ 443,000 |
| Boone County Indiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Hancock County Indiana | 1 | $ 1,205,000 | $ 1,205,000 | $ 872,000 |
| Porter County Indiana | 1 | $ 755,000 | $ 755,000 | $ 323,000 |
| Dallas County Iowa | 1 | $ 955,000 | $ 955,000 | $ 380,000 |
| Johnson County Iowa | 1 | $ 285,000 | $ 285,000 | $ 624,000 |
| Johnson County Kansas | 1 | $ 605,000 | $ 605,000 | $ 287,000 |
| Fayette County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 545,000 | $ 545,000 | $ 169,000 |
| East Baton Rouge County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 236,000 |
| Orleans County Louisiana | 1 | $ 495,000 | $ 495,000 | $ 105,000 |
| Plaquemines County Louisiana | 1 | $ 1,145,000 | $ 1,145,000 | $ 2,108,000 |
| Hancock County Maine | 1 | $ 655,000 | $ 655,000 | $ 259,000 |
| Knox County Maine | 1 | $ 1,535,000 | $ 1,535,000 | $ 516,000 |
| Sagadahoc County Maine | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Garrett County Maryland | 1 | $ 2,105,000 | $ 2,105,000 | $ 3,908,000 |
| Harford County Maryland | 1 | $ 2,105,000 | $ 2,105,000 | $ 61,000 |
| Bristol County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Worcester County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Cheboygan County Michigan | 1 | $ 225,000 | $ 225,000 | $ 352,000 |
| Washtenaw County Michigan | 1 | $ 755,000 | $ 755,000 | $ 598,000 |
| Cass County Minnesota | 1 | $ 1,605,000 | $ 1,605,000 | $ 506,000 |
| Dakota County Minnesota | 1 | $ 755,000 | $ 755,000 | $ 1,200,000 |
| Kandiyohi County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 81,000 |
| Pine County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 175,000 |
| Ramsey County Minnesota | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Lafayette County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 529,000 |
| St. Louis City County Missouri | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Gallatin County Montana | 1 | $ 545,000 | $ 545,000 | $ 165,000 |
| Park County Montana | 1 | $ 2,765,000 | $ 2,765,000 | $ 428,000 |
| Lyon County Nevada | 1 | $ 365,000 | $ 365,000 | $ 79,000 |
| Belknap County New Hampshire | 1 | $ 755,000 | $ 755,000 | $ 522,000 |
| Strafford County New Hampshire | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Camden County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 340,000 |
| Hunterdon County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 251,000 |
| Mercer County New Jersey | 1 | $ 1,135,000 | $ 1,135,000 | $ 366,000 |
| Bernalillo County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 132,000 |
| Lincoln County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Delaware County New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Erie County New York | 1 | $ 925,000 | $ 925,000 | $ 375,000 |
| Greene County New York | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Jefferson County New York | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Onondaga County New York | 1 | $ 755,000 | $ 755,000 | $ 173,000 |
| Richmond County New York | 1 | $ 115,000 | $ 115,000 | $ 138,000 |
| Rockland County New York | 1 | $ 285,000 | $ 285,000 | $ 515,000 |
| Seneca County New York | 1 | $ 505,000 | $ 505,000 | $ 1,700,000 |
| Avery County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 179,000 |
| Carteret County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 617,000 |
| Haywood County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 28,000 |
| Jackson County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 215,000 |
| Johnston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 1,575,000 |
| Lincoln County North Carolina | 1 | $ 745,000 | $ 745,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 1,385,000 | $ 1,385,000 | $ 486,000 |
| Pender County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 29,000 |
| Union County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 400,000 |
| Yancey County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 143,000 |
| Montgomery County Ohio | 1 | $ 185,000 | $ 185,000 | $ 196,000 |
| Tuscarawas County Ohio | 1 | $ 265,000 | $ 265,000 | $ 142,000 |
| Marshall County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Clatsop County Oregon | 1 | $ 2,125,000 | $ 2,125,000 | $ 562,000 |
| Crook County Oregon | 1 | $ 1,305,000 | $ 1,305,000 | $ 87,000 |
| Monroe County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 356,000 |
| York County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 696,000 |
| Berkeley County South Carolina | 1 | $ 645,000 | $ 645,000 | $ 106,000 |
| Fairfield County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 315,000 |
| Lancaster County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 71,000 |
| Richland County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 400,000 |
| York County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 455,000 |
| Blount County Tennessee | 1 | $ 885,000 | $ 885,000 | $ 590,000 |
| Carter County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 153,000 |
| Cheatham County Tennessee | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 437,000 |
| Hawkins County Tennessee | 1 | $ 1,005,000 | $ 1,005,000 | $ 184,000 |
| Maury County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Bexar County Texas | 1 | $ 3,785,000 | $ 3,785,000 | $ 0 |
| Cameron County Texas | 1 | $ 245,000 | $ 245,000 | $ 326,000 |
| Johnson County Texas | 1 | $ 445,000 | $ 445,000 | $ 940,000 |
| Montgomery County Texas | 1 | $ 975,000 | $ 975,000 | $ 1,307,000 |
| Parker County Texas | 1 | $ 645,000 | $ 645,000 | $ 205,000 |
| Waller County Texas | 1 | $ 685,000 | $ 685,000 | $ 459,000 |
| Grand County Utah | 1 | $ 405,000 | $ 405,000 | $ 107,000 |
| Washington County Utah | 1 | $ 605,000 | $ 605,000 | $ 1,095,000 |
| Chittenden County Vermont | 1 | $ 665,000 | $ 665,000 | $ 112,000 |
| Windham County Vermont | 1 | $ 455,000 | $ 455,000 | $ 1,500,000 |
| Windsor County Vermont | 1 | $ 545,000 | $ 545,000 | $ 562,000 |
| Albemarle County Virginia | 1 | $ 725,000 | $ 725,000 | $ 157,000 |
| Chesapeake County Virginia | 1 | $ 395,000 | $ 395,000 | $ 5,732,000 |
| Danville County Virginia | 1 | $ 155,000 | $ 155,000 | $ 827,000 |
| Rockingham County Virginia | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| Warren County Virginia | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Winchester County Virginia | 1 | $ 695,000 | $ 695,000 | $ 318,000 |
| Chelan County Washington | 1 | $ 205,000 | $ 205,000 | $ 212,000 |
| Grays Harbor County Washington | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Island County Washington | 1 | $ 425,000 | $ 425,000 | $ 421,000 |
| Mason County Washington | 1 | $ 375,000 | $ 375,000 | $ 48,000 |
| Pierce County Washington | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| San Juan County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Skagit County Washington | 1 | $ 805,000 | $ 805,000 | $ 482,000 |
| Thurston County Washington | 1 | $ 345,000 | $ 345,000 | $ 119,000 |
| Whatcom County Washington | 1 | $ 455,000 | $ 455,000 | $ 141,000 |
| Kanawha County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Pendleton County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Ozaukee County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 293,000 |
| St. Croix County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,323 | $2,052,585,000 | $1,551,000 | $32,005,000 | $790,000 | $9,632,000 |
| Other Purpose | 652 | $620,900,000 | $952,000 | $11,705,000 | $665,000 | $9,188,000 |
| Home Improvement | 449 | $229,065,000 | $510,000 | $5,005,000 | $463,000 | $9,016,000 |
| Cash-out Refinancing | 344 | $407,340,000 | $1,184,000 | $12,005,000 | $577,000 | $6,817,000 |
| Refinancing | 158 | $284,060,000 | $1,797,000 | $24,005,000 | $725,000 | $9,016,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,639 | $1,870,825,000 | $1,141,000 | $16,235,000 | $714,000 | $9,188,000 |
| Not Provided | 528 | $588,590,000 | $1,114,000 | $11,905,000 | $672,000 | $6,466,000 |
| Not applicable | 338 | $783,090,000 | $2,316,000 | $32,005,000 | $0 | $0 |
| Hispanic | 152 | $101,760,000 | $669,000 | $7,705,000 | $422,000 | $9,632,000 |
| Asian | 128 | $109,120,000 | $852,000 | $3,935,000 | $470,000 | $6,496,000 |
| Black or African American | 92 | $94,540,000 | $1,027,000 | $5,005,000 | $874,000 | $8,942,000 |
| American Indian or Alaskan Native | 9 | $12,555,000 | $1,395,000 | $3,805,000 | $506,000 | $1,101,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,350,000 | $675,000 | $925,000 | $551,000 | $627,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,926 | $3,593,950,000 | $1,228,000 | $32,005,000 | $679,000 | $9,632,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,819 | $2,217,475,000 | $1,219,000 | $27,005,000 | $739,000 | $9,632,000 |
| Application Denied By Financial Institution | 565 | $651,955,000 | $1,153,000 | $19,605,000 | $426,000 | $9,016,000 |
| Application Withdrawn By Applicant | 467 | $653,605,000 | $1,399,000 | $32,005,000 | $768,000 | $7,914,000 |
| Application Approved But Not Accepted | 36 | $43,780,000 | $1,216,000 | $5,005,000 | $884,000 | $4,800,000 |
| File Closed For Incompleteness | 23 | $19,585,000 | $851,000 | $4,005,000 | $882,000 | $4,651,000 |
| Loan Purchased By The Institution | 16 | $7,550,000 | $471,000 | $855,000 | $184,000 | $348,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,361 | $2,941,995,000 | $1,246,000 | $32,005,000 | $745,000 | $9,632,000 |
| Debt-To-Income Ratio | 425 | $494,885,000 | $1,164,000 | $14,005,000 | $295,000 | $3,519,000 |
| Collateral | 60 | $61,770,000 | $1,029,000 | $5,505,000 | $1,332,000 | $9,016,000 |
| Credit History | 29 | $27,845,000 | $960,000 | $12,005,000 | $536,000 | $1,973,000 |
| Other | 26 | $46,410,000 | $1,785,000 | $19,605,000 | $587,000 | $2,264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $10,180,000 | $636,000 | $2,805,000 | $410,000 | $1,371,000 |
| Unverifiable Information | 7 | $2,735,000 | $390,000 | $1,295,000 | $328,000 | $600,000 |
| Employment History | 2 | $8,130,000 | $4,065,000 | $7,865,000 | $71,000 | $142,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.