City National Bank Mortgage Lending & HMDA Data, 2023

In 2023, City National Bank of Los Angeles, CA reported 2,926 mortgage applications totaling $3.6 billion, down 68% from 2022. The average application was for $1,228,280, and applicants reported an average income of $683,415. 62% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,045), New York-Jersey City-White Plains, NY-NJ (170) and Anaheim-Santa Ana-Irvine, CA (127) (applications in parentheses).

Mortgage Company & Address City National Bank
555 S Flower St
Los Angeles, CA 90071
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,926
Total Mortgage Loan Application Amount $3,593,950,000
Average Mortgage Loan Application Amount $1,228,280
Highest Mortgage Loan Application Amount $32,005,000
Average Applicant Income $683,415
Highest Applicant Income $9,632,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records City National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for City National Bank by Metropolitan Area in 2023

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 1,045 $ 1,448,795,000 $ 1,386,406 $ 711,000
New York-Jersey City-White Plains, NY-NJ 170 $ 285,640,000 $ 1,680,235 $ 861,964
Outside any metro area 128 $ 148,010,000 $ 1,156,328 $ 625,708
Anaheim-Santa Ana-Irvine, CA 127 $ 172,105,000 $ 1,355,157 $ 638,000
San Diego-Carlsbad, CA 108 $ 141,410,000 $ 1,309,351 $ 636,000
Oxnard-Thousand Oaks-Ventura, CA 80 $ 68,270,000 $ 853,375 $ 486,000
Nashville-Davidson--Murfreesboro--Franklin, TN 76 $ 67,970,000 $ 894,342 $ 399,000
Riverside-San Bernardino-Ontario, CA 74 $ 63,020,000 $ 851,621 $ 565,000
Oakland-Hayward-Berkeley, CA 66 $ 46,410,000 $ 703,181 $ 397,000
Phoenix-Mesa-Scottsdale, AZ 51 $ 73,225,000 $ 1,435,784 $ 1,498,000
San Francisco-Redwood City-South San Francisco, CA 47 $ 47,825,000 $ 1,017,553 $ 357,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 43 $ 38,195,000 $ 888,255 $ 483,558
Las Vegas-Henderson-Paradise, NV 41 $ 35,525,000 $ 866,463 $ 792,000
Nassau County-Suffolk County, NY 38 $ 52,850,000 $ 1,390,789 $ 847,000
Miami-Miami Beach-Kendall, FL 34 $ 94,400,000 $ 2,776,470 $ 1,240,000
Santa Maria-Santa Barbara, CA 33 $ 78,955,000 $ 2,392,575 $ 1,307,000
Atlanta-Sandy Springs-Roswell, GA 32 $ 27,880,000 $ 871,250 $ 436,000
Seattle-Bellevue-Everett, WA 28 $ 29,500,000 $ 1,053,571 $ 566,000
West Palm Beach-Boca Raton-Delray Beach, FL 26 $ 24,700,000 $ 950,000 $ 638,000
Denver-Aurora-Lakewood, CO 25 $ 36,105,000 $ 1,444,200 $ 517,000
New York-Newark, NY 25 $ 17,245,000 $ 689,800 $ 477,080
San Jose-Sunnyvale-Santa Clara, CA 25 $ 25,555,000 $ 1,022,200 $ 464,000
Bridgeport-Stamford-Norwalk, CT 24 $ 45,700,000 $ 1,904,166 $ 1,087,000
Minneapolis-St. Paul-Bloomington, MN-WI 22 $ 10,300,000 $ 468,181 $ 357,318
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 19 $ 16,465,000 $ 866,578 $ 559,000
San Rafael, CA 19 $ 21,005,000 $ 1,105,526 $ 590,000
Charlotte-Concord-Gastonia, NC-SC 18 $ 19,920,000 $ 1,106,666 $ 804,333
Dallas-Plano-Irving, TX 17 $ 19,805,000 $ 1,165,000 $ 1,135,000
Austin-Round Rock, TX 16 $ 20,540,000 $ 1,283,750 $ 957,000
Newark, NJ-PA 16 $ 11,490,000 $ 718,125 $ 399,000
Sacramento--Roseville--Arden-Arcade, CA 16 $ 14,040,000 $ 877,500 $ 465,000
Tampa-St. Petersburg-Clearwater, FL 15 $ 10,715,000 $ 714,333 $ 789,000
Houston-The Woodlands-Sugar Land, TX 13 $ 16,375,000 $ 1,259,615 $ 877,000
Portland-Vancouver-Hillsboro, OR-WA 13 $ 11,655,000 $ 896,538 $ 783,076
Baltimore-Columbia-Towson, MD 12 $ 13,080,000 $ 1,090,000 $ 509,000
Charleston-North Charleston, SC 12 $ 12,310,000 $ 1,025,833 $ 645,000
Naples-Immokalee-Marco Island, FL 12 $ 11,650,000 $ 970,833 $ 527,000
Chicago-Naperville, IL 11 $ 14,585,000 $ 1,325,909 $ 1,139,000
Montgomery County-Bucks County-Chester County, PA 10 $ 10,160,000 $ 1,016,000 $ 221,000
North Port-Sarasota-Bradenton, FL 10 $ 10,620,000 $ 1,062,000 $ 704,000
Cambridge-Newton-Framingham, MA 9 $ 5,135,000 $ 570,555 $ 275,000
Crestview-Fort Walton Beach-Destin, FL 9 $ 22,085,000 $ 2,453,888 $ 1,340,000
Kingston, NY 9 $ 7,675,000 $ 852,777 $ 357,000
Philadelphia, PA 9 $ 9,745,000 $ 1,082,777 $ 754,000
Pittsburgh, PA 9 $ 2,765,000 $ 307,222 $ 354,000
Washington-Baltimore-Arlington, DC 9 $ 5,385,000 $ 598,333 $ 584,000
Boston, MA 8 $ 5,440,000 $ 680,000 $ 233,000
Fort Collins, CO 8 $ 5,380,000 $ 672,500 $ 257,000
Providence-Warwick, RI-MA 8 $ 7,760,000 $ 970,000 $ 439,500
Orlando-Kissimmee-Sanford, FL 7 $ 3,495,000 $ 499,285 $ 471,000
Fort Worth-Arlington, TX 6 $ 6,590,000 $ 1,098,333 $ 1,515,000
Kahului-Wailuku-Lahaina, HI 6 $ 11,870,000 $ 1,978,333 $ 1,449,000
Napa, CA 6 $ 15,200,000 $ 2,533,333 $ 1,819,000
Port St. Lucie, FL 6 $ 9,000,000 $ 1,500,000 $ 198,000
Raleigh, NC 6 $ 2,700,000 $ 450,000 $ 429,000
Reno, NV 6 $ 8,880,000 $ 1,480,000 $ 631,000
Salinas, CA 6 $ 11,420,000 $ 1,903,333 $ 470,000
Salt Lake City, UT 6 $ 4,870,000 $ 811,666 $ 804,000
Cape Coral-Fort Myers, FL 5 $ 7,445,000 $ 1,489,000 $ 1,149,000
New Haven-Milford, CT 5 $ 4,455,000 $ 891,000 $ 392,000
Pittsfield, MA 5 $ 2,905,000 $ 581,000 $ 2,102,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 5 $ 5,165,000 $ 1,033,000 $ 327,000
Warren-Troy-Farmington Hills, MI 5 $ 2,485,000 $ 497,000 $ 1,018,000
Bend-Redmond, OR 4 $ 3,620,000 $ 905,000 $ 302,000
Camden, NJ 4 $ 2,540,000 $ 635,000 $ 236,000
Indianapolis-Carmel-Anderson, IN 4 $ 2,940,000 $ 735,000 $ 513,000
Jacksonville, FL 4 $ 2,600,000 $ 650,000 $ 230,000
Lincoln, NE 4 $ 1,370,000 $ 342,500 $ 138,000
Ocean City, NJ 4 $ 6,660,000 $ 1,665,000 $ 494,000
Santa Cruz-Watsonville, CA 4 $ 3,360,000 $ 840,000 $ 467,000
St. Louis, MO-IL 4 $ 2,590,000 $ 647,500 $ 314,000
Asheville, NC 3 $ 1,335,000 $ 445,000 $ 80,000
Charlottesville, VA 3 $ 1,625,000 $ 541,666 $ 267,000
Cincinnati, OH-KY-IN 3 $ 1,675,000 $ 558,333 $ 1,312,000
Colorado Springs, CO 3 $ 2,255,000 $ 751,666 $ 409,000
Corvallis, OR 3 $ 1,265,000 $ 421,666 $ 492,000
Flagstaff, AZ 3 $ 3,235,000 $ 1,078,333 $ 566,000
Green Bay, WI 3 $ 945,000 $ 315,000 $ 2,270,000
Hilton Head Island-Bluffton-Beaufort, SC 3 $ 3,455,000 $ 1,151,666 $ 382,000
Milwaukee-Waukesha-West Allis, WI 3 $ 975,000 $ 325,000 $ 190,000
Panama City, FL 3 $ 2,625,000 $ 875,000 $ 392,000
Santa Rosa, CA 3 $ 4,505,000 $ 1,501,666 $ 820,000
Barnstable Town, MA 2 $ 1,340,000 $ 670,000 $ 137,000
Bremerton-Silverdale, WA 2 $ 660,000 $ 330,000 $ 43,000
Cleveland-Elyria, OH 2 $ 1,260,000 $ 630,000 $ 260,000
Coeur D'Alene, ID 2 $ 4,870,000 $ 2,435,000 $ 4,891,000
Columbia, SC 2 $ 630,000 $ 315,000 $ 357,000
Columbus, OH 2 $ 1,360,000 $ 680,000 $ 309,000
Detroit-Dearborn-Livonia, MI 2 $ 1,060,000 $ 530,000 $ 439,000
Durham-Chapel Hill, NC 2 $ 780,000 $ 390,000 $ 277,000
Greenville-Anderson-Mauldin, SC 2 $ 830,000 $ 415,000 $ 137,000
Hartford-West Hartford-East Hartford, CT 2 $ 1,560,000 $ 780,000 $ 456,000
Lake Havasu City-Kingman, AZ 2 $ 1,010,000 $ 505,000 $ 464,000
Medford, OR 2 $ 1,530,000 $ 765,000 $ 423,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 2 $ 1,210,000 $ 605,000 $ 194,000
New Orleans-Metairie, LA 2 $ 1,640,000 $ 820,000 $ 1,106,000
Norwich-New London, CT 2 $ 410,000 $ 205,000 $ 216,000
Prescott Valley-Prescott, AZ 2 $ 1,120,000 $ 560,000 $ 175,000
Provo-Orem, UT 2 $ 630,000 $ 315,000 $ 292,000
Salem, OR 2 $ 860,000 $ 430,000 $ 259,000
Salisbury, MD-DE 2 $ 1,120,000 $ 560,000 $ 279,000
Savannah, GA 2 $ 1,970,000 $ 985,000 $ 670,000
Shreveport-Bossier City, LA 2 $ 370,000 $ 185,000 $ 90,000
Spokane-Spokane Valley, WA 2 $ 300,000 $ 150,000 $ 132,000
Tucson, AZ 2 $ 1,390,000 $ 695,000 $ 468,000
Tulsa, OK 2 $ 370,000 $ 185,000 $ 45,000
Urban Honolulu, HI 2 $ 2,070,000 $ 1,035,000 $ 339,000
Wilmington, NC 2 $ 1,850,000 $ 925,000 $ 257,000
Albany, GA 1 $ 245,000 $ 245,000 $ 145,000
Albuquerque, NM 1 $ 175,000 $ 175,000 $ 132,000
Ann Arbor, MI 1 $ 755,000 $ 755,000 $ 598,000
Bakersfield, CA 1 $ 305,000 $ 305,000 $ 257,000
Baton Rouge, LA 1 $ 125,000 $ 125,000 $ 236,000
Bellingham, WA 1 $ 455,000 $ 455,000 $ 141,000
Birmingham-Hoover, AL 1 $ 755,000 $ 755,000 $ 881,000
Boise City, ID 1 $ 715,000 $ 715,000 $ 196,000
Boulder, CO 1 $ 985,000 $ 985,000 $ 532,000
Brownsville-Harlingen, TX 1 $ 245,000 $ 245,000 $ 326,000
Buffalo-Cheektowaga-Niagara Falls, NY 1 $ 925,000 $ 925,000 $ 375,000
Burlington-South Burlington, VT 1 $ 665,000 $ 665,000 $ 112,000
Charleston, WV 1 $ 105,000 $ 105,000 $ 78,000
Chattanooga, TN-GA 1 $ 75,000 $ 75,000 $ 437,000
Dayton-Springfield-Kettering, OH 1 $ 185,000 $ 185,000 $ 196,000
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 235,000 $ 235,000 $ 80,000
Des Moines-West Des Moines, IA 1 $ 955,000 $ 955,000 $ 380,000
East Stroudsburg, PA 1 $ 225,000 $ 225,000 $ 356,000
Fresno, CA 1 $ 275,000 $ 275,000 $ 356,000
Gainesville, FL 1 $ 995,000 $ 995,000 $ 420,000
Gary, IN 1 $ 755,000 $ 755,000 $ 323,000
Greeley, CO 1 $ 975,000 $ 975,000 $ 110,000
Harrisonburg, VA 1 $ 105,000 $ 105,000 $ 147,000
Homosassa Springs, FL 1 $ 335,000 $ 335,000 $ 224,000
Huntsville, AL 1 $ 345,000 $ 345,000 $ 83,000
Iowa City, IA 1 $ 285,000 $ 285,000 $ 624,000
Johnson City, TN 1 $ 275,000 $ 275,000 $ 153,000
Kansas City, MO-KS 1 $ 605,000 $ 605,000 $ 287,000
Kingsport-Bristol-Bristol, TN-VA 1 $ 1,005,000 $ 1,005,000 $ 184,000
Knoxville, TN 1 $ 885,000 $ 885,000 $ 590,000
Lake County-Kenosha County, IL-WI 1 $ 725,000 $ 725,000 $ 443,000
Lexington-Fayette, KY 1 $ 175,000 $ 175,000 $ 0
Louisville/Jefferson County, KY-IN 1 $ 545,000 $ 545,000 $ 169,000
Modesto, CA 1 $ 1,535,000 $ 1,535,000 $ 0
Mount Vernon-Anacortes, WA 1 $ 805,000 $ 805,000 $ 482,000
Olympia-Tumwater, WA 1 $ 345,000 $ 345,000 $ 119,000
Palm Bay-Melbourne-Titusville, FL 1 $ 495,000 $ 495,000 $ 219,000
Portland-South Portland, ME 1 $ 305,000 $ 305,000 $ 80,000
Pueblo, CO 1 $ 355,000 $ 355,000 $ 0
Rockingham County-Strafford County, NH 1 $ 475,000 $ 475,000 $ 0
Rome, GA 1 $ 485,000 $ 485,000 $ 0
San Antonio-New Braunfels, TX 1 $ 3,785,000 $ 3,785,000 $ 0
St. George, UT 1 $ 605,000 $ 605,000 $ 1,095,000
Syracuse, NY 1 $ 755,000 $ 755,000 $ 173,000
Tacoma-Lakewood, WA 1 $ 285,000 $ 285,000 $ 68,000
Tallahassee, FL 1 $ 275,000 $ 275,000 $ 391,000
Trenton, NJ 1 $ 1,135,000 $ 1,135,000 $ 366,000
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 395,000 $ 395,000 $ 5,732,000
Watertown-Fort Drum, NY 1 $ 235,000 $ 235,000 $ 60,000
Wenatchee, WA 1 $ 205,000 $ 205,000 $ 212,000
Wilmington, DE-MD-NJ 1 $ 225,000 $ 225,000 $ 1,428,000
Winchester, VA-WV 1 $ 695,000 $ 695,000 $ 318,000
Worcester, MA-CT 1 $ 305,000 $ 305,000 $ 77,000
York-Hanover, PA 1 $ 205,000 $ 205,000 $ 696,000

Mortgage Loan Application Detail Totals for City National Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,323 $2,052,585,000 $1,551,000 $32,005,000 $790,000 $9,632,000
Other Purpose 652 $620,900,000 $952,000 $11,705,000 $665,000 $9,188,000
Home Improvement 449 $229,065,000 $510,000 $5,005,000 $463,000 $9,016,000
Cash-out Refinancing 344 $407,340,000 $1,184,000 $12,005,000 $577,000 $6,817,000
Refinancing 158 $284,060,000 $1,797,000 $24,005,000 $725,000 $9,016,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,639 $1,870,825,000 $1,141,000 $16,235,000 $714,000 $9,188,000
Not Provided 528 $588,590,000 $1,114,000 $11,905,000 $672,000 $6,466,000
Not applicable 338 $783,090,000 $2,316,000 $32,005,000 $0 $0
Hispanic 152 $101,760,000 $669,000 $7,705,000 $422,000 $9,632,000
Asian 128 $109,120,000 $852,000 $3,935,000 $470,000 $6,496,000
Black or African American 92 $94,540,000 $1,027,000 $5,005,000 $874,000 $8,942,000
American Indian or Alaskan Native 9 $12,555,000 $1,395,000 $3,805,000 $506,000 $1,101,000
Native Hawaiian or Other Pacific Islander 2 $1,350,000 $675,000 $925,000 $551,000 $627,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,926 $3,593,950,000 $1,228,000 $32,005,000 $679,000 $9,632,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,819 $2,217,475,000 $1,219,000 $27,005,000 $739,000 $9,632,000
Application Denied By Financial Institution 565 $651,955,000 $1,153,000 $19,605,000 $426,000 $9,016,000
Application Withdrawn By Applicant 467 $653,605,000 $1,399,000 $32,005,000 $768,000 $7,914,000
Application Approved But Not Accepted 36 $43,780,000 $1,216,000 $5,005,000 $884,000 $4,800,000
File Closed For Incompleteness 23 $19,585,000 $851,000 $4,005,000 $882,000 $4,651,000
Loan Purchased By The Institution 16 $7,550,000 $471,000 $855,000 $184,000 $348,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,361 $2,941,995,000 $1,246,000 $32,005,000 $745,000 $9,632,000
Debt-To-Income Ratio 425 $494,885,000 $1,164,000 $14,005,000 $295,000 $3,519,000
Collateral 60 $61,770,000 $1,029,000 $5,505,000 $1,332,000 $9,016,000
Credit History 29 $27,845,000 $960,000 $12,005,000 $536,000 $1,973,000
Other 26 $46,410,000 $1,785,000 $19,605,000 $587,000 $2,264,000
Insufficient Cash (Downpayment, Closing Cost) 16 $10,180,000 $636,000 $2,805,000 $410,000 $1,371,000
Unverifiable Information 7 $2,735,000 $390,000 $1,295,000 $328,000 $600,000
Employment History 2 $8,130,000 $4,065,000 $7,865,000 $71,000 $142,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess City National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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