Clearpath Lending Mortgage Lending & HMDA Data, 2021
In 2021, Clearpath Lending of Irvine, CA reported 16,711 mortgage applications totaling $4.6 billion, down 33% from 2020. The average application was for $272,550, and applicants reported an average income of $8,809. 78% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (683), Washington-Arlington-Alexandria, DC-VA-MD-WV (579) and Las Vegas-Henderson-Paradise, NV (545) (applications in parentheses).
| Mortgage Company & Address | Clearpath Lending 15615 Alton Parkway Suite 300 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 16,711 |
| Total Mortgage Loan Application Amount | $4,554,585,000 |
| Average Mortgage Loan Application Amount | $272,550 |
| Highest Mortgage Loan Application Amount | $2,285,000 |
| Average Applicant Income | $8,809 |
| Highest Applicant Income | $756,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpath Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,334 | $ 305,610,000 | $ 229,092 | $ 7,051 |
| Phoenix-Mesa-Scottsdale, AZ | 683 | $ 184,605,000 | $ 270,285 | $ 11,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 579 | $ 241,095,000 | $ 416,398 | $ 10,680 |
| Las Vegas-Henderson-Paradise, NV | 545 | $ 163,025,000 | $ 299,128 | $ 11,000 |
| Atlanta-Sandy Springs-Roswell, GA | 511 | $ 128,375,000 | $ 251,223 | $ 9,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 450 | $ 121,780,000 | $ 270,622 | $ 5,280 |
| Riverside-San Bernardino-Ontario, CA | 445 | $ 146,465,000 | $ 329,134 | $ 15,000 |
| San Antonio-New Braunfels, TX | 433 | $ 114,335,000 | $ 264,053 | $ 1,000 |
| Houston-The Woodlands-Sugar Land, TX | 372 | $ 91,670,000 | $ 246,424 | $ 5,000 |
| Tampa-St. Petersburg-Clearwater, FL | 309 | $ 79,815,000 | $ 258,300 | $ 8,000 |
| Dallas-Plano-Irving, TX | 264 | $ 74,820,000 | $ 283,409 | $ 5,000 |
| Baltimore-Columbia-Towson, MD | 258 | $ 89,310,000 | $ 346,162 | $ 8,000 |
| San Diego-Carlsbad, CA | 243 | $ 105,185,000 | $ 432,860 | $ 11,000 |
| Denver-Aurora-Lakewood, CO | 236 | $ 81,700,000 | $ 346,186 | $ 13,000 |
| Jacksonville, FL | 225 | $ 56,005,000 | $ 248,911 | $ 6,000 |
| Charlotte-Concord-Gastonia, NC-SC | 211 | $ 55,125,000 | $ 261,255 | $ 12,526 |
| Orlando-Kissimmee-Sanford, FL | 209 | $ 53,995,000 | $ 258,349 | $ 8,000 |
| Colorado Springs, CO | 207 | $ 61,755,000 | $ 298,333 | $ 7,000 |
| Los Angeles-Long Beach-Glendale, CA | 190 | $ 80,250,000 | $ 422,368 | $ 23,000 |
| Fort Worth-Arlington, TX | 189 | $ 49,315,000 | $ 260,925 | $ 2,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 186 | $ 64,350,000 | $ 345,967 | $ 9,000 |
| Fayetteville, NC | 178 | $ 38,390,000 | $ 215,674 | $ 5,000 |
| Tucson, AZ | 174 | $ 40,300,000 | $ 231,609 | $ 9,000 |
| Chicago-Naperville, IL | 163 | $ 39,715,000 | $ 243,650 | $ 2,000 |
| Killeen-Temple, TX | 163 | $ 35,495,000 | $ 217,760 | $ 0 |
| Austin-Round Rock, TX | 158 | $ 41,100,000 | $ 260,126 | $ 6,000 |
| Albuquerque, NM | 141 | $ 32,855,000 | $ 233,014 | $ 9,000 |
| Indianapolis-Carmel-Anderson, IN | 141 | $ 30,825,000 | $ 218,617 | $ 3,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 141 | $ 39,275,000 | $ 278,546 | $ 10,000 |
| Urban Honolulu, HI | 131 | $ 70,005,000 | $ 534,389 | $ 8,000 |
| Raleigh, NC | 129 | $ 36,755,000 | $ 284,922 | $ 9,000 |
| Charleston-North Charleston, SC | 125 | $ 32,775,000 | $ 262,200 | $ 5,000 |
| Columbia, SC | 121 | $ 28,555,000 | $ 235,991 | $ 7,000 |
| Warren-Troy-Farmington Hills, MI | 117 | $ 26,235,000 | $ 224,230 | $ 5,000 |
| Columbus, OH | 107 | $ 26,965,000 | $ 252,009 | $ 9,000 |
| Augusta-Richmond County, GA-SC | 106 | $ 24,310,000 | $ 229,339 | $ 13,735 |
| El Paso, TX | 106 | $ 22,670,000 | $ 213,867 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 104 | $ 24,450,000 | $ 235,096 | $ 6,000 |
| Richmond, VA | 102 | $ 25,950,000 | $ 254,411 | $ 5,000 |
| Boise City, ID | 99 | $ 28,875,000 | $ 291,666 | $ 19,000 |
| Reno, NV | 99 | $ 31,625,000 | $ 319,444 | $ 6,000 |
| Cincinnati, OH-KY-IN | 94 | $ 21,560,000 | $ 229,361 | $ 9,670 |
| Clarksville, TN-KY | 89 | $ 19,005,000 | $ 213,539 | $ 6,292 |
| Crestview-Fort Walton Beach-Destin, FL | 86 | $ 21,890,000 | $ 254,534 | $ 12,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 86 | $ 19,940,000 | $ 231,860 | $ 7,000 |
| New York-Newark, NY | 85 | $ 25,285,000 | $ 297,470 | $ 3,000 |
| Camden, NJ | 80 | $ 20,390,000 | $ 254,875 | $ 10,000 |
| Palm Bay-Melbourne-Titusville, FL | 80 | $ 18,930,000 | $ 236,625 | $ 6,000 |
| Cleveland-Elyria, OH | 79 | $ 16,605,000 | $ 210,189 | $ 11,000 |
| Huntsville, AL | 73 | $ 19,315,000 | $ 264,589 | $ 13,000 |
| Omaha-Council Bluffs, NE-IA | 73 | $ 17,385,000 | $ 238,150 | $ 15,000 |
| Jacksonville, NC | 72 | $ 13,670,000 | $ 189,861 | $ 5,000 |
| Lakeland-Winter Haven, FL | 72 | $ 16,250,000 | $ 225,694 | $ 7,000 |
| Bakersfield, CA | 71 | $ 16,985,000 | $ 239,225 | $ 5,000 |
| Milwaukee-Waukesha-West Allis, WI | 71 | $ 16,215,000 | $ 228,380 | $ 9,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 70 | $ 16,410,000 | $ 234,428 | $ 8,000 |
| Dayton-Springfield-Kettering, OH | 69 | $ 16,665,000 | $ 241,521 | $ 4,000 |
| Fresno, CA | 69 | $ 18,145,000 | $ 262,971 | $ 13,000 |
| Cape Coral-Fort Myers, FL | 66 | $ 17,850,000 | $ 270,454 | $ 6,000 |
| Oakland-Hayward-Berkeley, CA | 65 | $ 32,725,000 | $ 503,461 | $ 17,000 |
| Pittsburgh, PA | 64 | $ 14,020,000 | $ 219,062 | $ 2,000 |
| Washington-Baltimore-Arlington, DC | 64 | $ 27,370,000 | $ 427,656 | $ 22,000 |
| Anaheim-Santa Ana-Irvine, CA | 63 | $ 29,995,000 | $ 476,111 | $ 29,000 |
| Knoxville, TN | 63 | $ 16,205,000 | $ 257,222 | $ 5,000 |
| North Port-Sarasota-Bradenton, FL | 63 | $ 17,375,000 | $ 275,793 | $ 13,000 |
| Prescott Valley-Prescott, AZ | 63 | $ 15,715,000 | $ 249,444 | $ 9,000 |
| Lake Havasu City-Kingman, AZ | 62 | $ 14,090,000 | $ 227,258 | $ 8,000 |
| Memphis, TN-MS-AR | 62 | $ 13,430,000 | $ 216,612 | $ 10,645 |
| Montgomery County-Bucks County-Chester County, PA | 61 | $ 18,135,000 | $ 297,295 | $ 15,000 |
| Greenville-Anderson-Mauldin, SC | 60 | $ 14,380,000 | $ 239,666 | $ 3,000 |
| Stockton-Lodi, CA | 60 | $ 20,320,000 | $ 338,666 | $ 11,000 |
| Birmingham-Hoover, AL | 56 | $ 13,660,000 | $ 243,928 | $ 13,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 53 | $ 17,265,000 | $ 325,754 | $ 12,000 |
| New Orleans-Metairie, LA | 53 | $ 12,885,000 | $ 243,113 | $ 11,000 |
| Vallejo-Fairfield, CA | 52 | $ 21,480,000 | $ 413,076 | $ 12,000 |
| Little Rock-North Little Rock-Conway, AR | 50 | $ 10,920,000 | $ 218,400 | $ 5,000 |
| Gary, IN | 49 | $ 10,965,000 | $ 223,775 | $ 15,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 46 | $ 20,950,000 | $ 455,434 | $ 24,000 |
| Savannah, GA | 46 | $ 11,560,000 | $ 251,304 | $ 11,000 |
| Shreveport-Bossier City, LA | 46 | $ 10,880,000 | $ 236,521 | $ 0 |
| St. Louis, MO-IL | 46 | $ 10,460,000 | $ 227,391 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 44 | $ 13,210,000 | $ 300,227 | $ 10,000 |
| Winston-Salem, NC | 44 | $ 8,850,000 | $ 201,136 | $ 12,000 |
| Philadelphia, PA | 42 | $ 9,090,000 | $ 216,428 | $ 10,000 |
| Port St. Lucie, FL | 42 | $ 10,770,000 | $ 256,428 | $ 18,000 |
| Daphne-Fairhope-Foley, AL | 41 | $ 9,215,000 | $ 224,756 | $ 9,000 |
| Durham-Chapel Hill, NC | 41 | $ 11,305,000 | $ 275,731 | $ 25,000 |
| Greensboro-High Point, NC | 41 | $ 8,985,000 | $ 219,146 | $ 7,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 41 | $ 12,635,000 | $ 308,170 | $ 15,000 |
| Yuma, AZ | 41 | $ 8,755,000 | $ 213,536 | $ 12,000 |
| Ocala, FL | 40 | $ 8,530,000 | $ 213,250 | $ 4,000 |
| Montgomery, AL | 38 | $ 8,470,000 | $ 222,894 | $ 12,000 |
| Louisville/Jefferson County, KY-IN | 37 | $ 7,855,000 | $ 212,297 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 36 | $ 6,830,000 | $ 189,722 | $ 6,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 36 | $ 9,450,000 | $ 262,500 | $ 13,000 |
| Newark, NJ-PA | 36 | $ 10,860,000 | $ 301,666 | $ 12,916 |
| Sierra Vista-Douglas, AZ | 36 | $ 7,360,000 | $ 204,444 | $ 2,000 |
| Chattanooga, TN-GA | 35 | $ 8,025,000 | $ 229,285 | $ 10,828 |
| Grand Rapids-Wyoming, MI | 35 | $ 7,775,000 | $ 222,142 | $ 8,000 |
| Greeley, CO | 35 | $ 10,185,000 | $ 291,000 | $ 17,000 |
| Harrisburg-Carlisle, PA | 35 | $ 8,765,000 | $ 250,428 | $ 8,000 |
| Las Cruces, NM | 35 | $ 6,985,000 | $ 199,571 | $ 2,000 |
| Pueblo, CO | 35 | $ 7,515,000 | $ 214,714 | $ 14,000 |
| Panama City, FL | 34 | $ 8,620,000 | $ 253,529 | $ 7,000 |
| Redding, CA | 34 | $ 7,910,000 | $ 232,647 | $ 14,000 |
| Coeur D'Alene, ID | 33 | $ 9,465,000 | $ 286,818 | $ 24,000 |
| Columbus, GA-AL | 33 | $ 7,115,000 | $ 215,606 | $ 4,545 |
| Modesto, CA | 33 | $ 9,895,000 | $ 299,848 | $ 22,000 |
| Warner Robins, GA | 33 | $ 6,505,000 | $ 197,121 | $ 3,000 |
| Baton Rouge, LA | 32 | $ 6,720,000 | $ 210,000 | $ 2,000 |
| Elgin, IL | 32 | $ 7,390,000 | $ 230,937 | $ 1,000 |
| Visalia-Porterville, CA | 32 | $ 7,700,000 | $ 240,625 | $ 7,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 31 | $ 6,445,000 | $ 207,903 | $ 14,000 |
| Asheville, NC | 30 | $ 8,050,000 | $ 268,333 | $ 14,000 |
| Hinesville, GA | 30 | $ 5,530,000 | $ 184,333 | $ 6,000 |
| Madison, WI | 30 | $ 8,170,000 | $ 272,333 | $ 2,000 |
| Punta Gorda, FL | 30 | $ 6,560,000 | $ 218,666 | $ 3,000 |
| York-Hanover, PA | 30 | $ 7,240,000 | $ 241,333 | $ 6,000 |
| Corpus Christi, TX | 29 | $ 5,775,000 | $ 199,137 | $ 9,000 |
| Lake County-Kenosha County, IL-WI | 29 | $ 7,295,000 | $ 251,551 | $ 3,413 |
| Sumter, SC | 29 | $ 5,855,000 | $ 201,896 | $ 5,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 28 | $ 7,860,000 | $ 280,714 | $ 29,464 |
| New York-Jersey City-White Plains, NY-NJ | 27 | $ 9,695,000 | $ 359,074 | $ 26,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 27 | $ 7,305,000 | $ 270,555 | $ 19,000 |
| Homosassa Springs, FL | 26 | $ 5,290,000 | $ 203,461 | $ 3,000 |
| Mobile, AL | 26 | $ 4,920,000 | $ 189,230 | $ 2,000 |
| Yuba City, CA | 26 | $ 7,010,000 | $ 269,615 | $ 5,000 |
| Roanoke, VA | 25 | $ 4,825,000 | $ 193,000 | $ 3,000 |
| California-Lexington Park, MD | 24 | $ 8,030,000 | $ 334,583 | $ 10,000 |
| Elizabethtown-Fort Knox, KY | 24 | $ 4,360,000 | $ 181,666 | $ 7,000 |
| Grand Junction, CO | 24 | $ 5,770,000 | $ 240,416 | $ 14,000 |
| Akron, OH | 23 | $ 4,965,000 | $ 215,869 | $ 2,000 |
| Billings, MT | 23 | $ 5,645,000 | $ 245,434 | $ 4,000 |
| Kingsport-Bristol-Bristol, TN-VA | 23 | $ 4,805,000 | $ 208,913 | $ 13,173 |
| New Bern, NC | 23 | $ 5,445,000 | $ 236,739 | $ 11,000 |
| Salinas, CA | 23 | $ 10,105,000 | $ 439,347 | $ 4,000 |
| Fort Collins, CO | 22 | $ 6,730,000 | $ 305,909 | $ 12,000 |
| Hanford-Corcoran, CA | 22 | $ 4,870,000 | $ 221,363 | $ 3,000 |
| Wilmington, NC | 22 | $ 5,680,000 | $ 258,181 | $ 2,000 |
| Hickory-Lenoir-Morganton, NC | 21 | $ 4,285,000 | $ 204,047 | $ 0 |
| Reading, PA | 21 | $ 4,465,000 | $ 212,619 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 21 | $ 9,445,000 | $ 449,761 | $ 22,000 |
| Santa Maria-Santa Barbara, CA | 21 | $ 9,455,000 | $ 450,238 | $ 8,000 |
| Spartanburg, SC | 21 | $ 4,575,000 | $ 217,857 | $ 19,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 20 | $ 10,530,000 | $ 526,500 | $ 9,000 |
| Toledo, OH | 20 | $ 3,980,000 | $ 199,000 | $ 5,000 |
| Abilene, TX | 19 | $ 3,685,000 | $ 193,947 | $ 6,000 |
| Goldsboro, NC | 19 | $ 3,715,000 | $ 195,526 | $ 0 |
| McAllen-Edinburg-Mission, TX | 19 | $ 4,045,000 | $ 212,894 | $ 0 |
| Canton-Massillon, OH | 17 | $ 3,205,000 | $ 188,529 | $ 0 |
| Lubbock, TX | 17 | $ 3,455,000 | $ 203,235 | $ 0 |
| Tallahassee, FL | 17 | $ 4,305,000 | $ 253,235 | $ 6,000 |
| Tyler, TX | 17 | $ 4,265,000 | $ 250,882 | $ 4,000 |
| Waco, TX | 17 | $ 3,845,000 | $ 226,176 | $ 4,000 |
| Amarillo, TX | 16 | $ 3,160,000 | $ 197,500 | $ 6,000 |
| Great Falls, MT | 16 | $ 3,340,000 | $ 208,750 | $ 13,000 |
| Lancaster, PA | 16 | $ 3,620,000 | $ 226,250 | $ 4,000 |
| Lincoln, NE | 16 | $ 3,390,000 | $ 211,875 | $ 21,000 |
| Merced, CA | 16 | $ 5,240,000 | $ 327,500 | $ 16,000 |
| Naples-Immokalee-Marco Island, FL | 16 | $ 5,310,000 | $ 331,875 | $ 29,000 |
| The Villages, FL | 16 | $ 4,580,000 | $ 286,250 | $ 2,000 |
| Valdosta, GA | 16 | $ 2,760,000 | $ 172,500 | $ 0 |
| Winchester, VA-WV | 16 | $ 4,820,000 | $ 301,250 | $ 22,000 |
| Brownsville-Harlingen, TX | 15 | $ 3,135,000 | $ 209,000 | $ 0 |
| Dothan, AL | 15 | $ 3,125,000 | $ 208,333 | $ 4,000 |
| Gainesville, GA | 15 | $ 3,955,000 | $ 263,666 | $ 15,000 |
| Idaho Falls, ID | 15 | $ 3,315,000 | $ 221,000 | $ 23,000 |
| Lafayette, LA | 15 | $ 2,765,000 | $ 184,333 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 15 | $ 2,815,000 | $ 187,666 | $ 0 |
| Madera, CA | 14 | $ 3,640,000 | $ 260,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 14 | $ 2,980,000 | $ 212,857 | $ 3,714 |
| Carson City, NV | 13 | $ 3,795,000 | $ 291,923 | $ 7,000 |
| Evansville, IN-KY | 13 | $ 2,085,000 | $ 160,384 | $ 0 |
| Fort Wayne, IN | 13 | $ 2,525,000 | $ 194,230 | $ 15,000 |
| Lafayette-West Lafayette, IN | 13 | $ 3,365,000 | $ 258,846 | $ 3,000 |
| Macon-Bibb County, GA | 13 | $ 1,985,000 | $ 152,692 | $ 0 |
| Midland, TX | 13 | $ 3,925,000 | $ 301,923 | $ 0 |
| Morristown, TN | 13 | $ 2,565,000 | $ 197,307 | $ 28,000 |
| Racine, WI | 13 | $ 3,225,000 | $ 248,076 | $ 0 |
| Santa Fe, NM | 13 | $ 3,615,000 | $ 278,076 | $ 0 |
| Staunton-Waynesboro, VA | 13 | $ 3,695,000 | $ 284,230 | $ 0 |
| Appleton, WI | 12 | $ 2,450,000 | $ 204,166 | $ 0 |
| East Stroudsburg, PA | 12 | $ 2,520,000 | $ 210,000 | $ 21,000 |
| Flint, MI | 12 | $ 2,210,000 | $ 184,166 | $ 17,000 |
| Florence, SC | 12 | $ 2,380,000 | $ 198,333 | $ 0 |
| Green Bay, WI | 12 | $ 2,860,000 | $ 238,333 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 4,020,000 | $ 335,000 | $ 20,000 |
| Sebastian-Vero Beach, FL | 12 | $ 2,870,000 | $ 239,166 | $ 0 |
| Atlantic City-Hammonton, NJ | 11 | $ 2,445,000 | $ 222,272 | $ 0 |
| Charlottesville, VA | 11 | $ 3,915,000 | $ 355,909 | $ 0 |
| El Centro, CA | 11 | $ 2,575,000 | $ 234,090 | $ 0 |
| Flagstaff, AZ | 11 | $ 2,625,000 | $ 238,636 | $ 6,000 |
| Gettysburg, PA | 11 | $ 2,405,000 | $ 218,636 | $ 0 |
| Johnson City, TN | 11 | $ 2,245,000 | $ 204,090 | $ 6,000 |
| Lansing-East Lansing, MI | 11 | $ 2,365,000 | $ 215,000 | $ 5,000 |
| Longview, TX | 11 | $ 1,975,000 | $ 179,545 | $ 0 |
| Muskegon, MI | 11 | $ 2,455,000 | $ 223,181 | $ 30,000 |
| Peoria, IL | 11 | $ 1,935,000 | $ 175,909 | $ 0 |
| Salisbury, MD-DE | 11 | $ 2,335,000 | $ 212,272 | $ 29,000 |
| San Francisco-Redwood City-South San Francisco, CA | 11 | $ 6,835,000 | $ 621,363 | $ 56,000 |
| Santa Rosa, CA | 11 | $ 4,825,000 | $ 438,636 | $ 33,000 |
| Wichita Falls, TX | 11 | $ 2,195,000 | $ 199,545 | $ 0 |
| Battle Creek, MI | 10 | $ 1,910,000 | $ 191,000 | $ 0 |
| Beaumont-Port Arthur, TX | 10 | $ 2,430,000 | $ 243,000 | $ 0 |
| Burlington, NC | 10 | $ 1,820,000 | $ 182,000 | $ 2,000 |
| Chambersburg-Waynesboro, PA | 10 | $ 2,310,000 | $ 231,000 | $ 10,000 |
| Fort Smith, AR-OK | 10 | $ 2,310,000 | $ 231,000 | $ 0 |
| Gainesville, FL | 10 | $ 2,310,000 | $ 231,000 | $ 7,000 |
| Jackson, TN | 10 | $ 2,050,000 | $ 205,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 10 | $ 5,640,000 | $ 564,000 | $ 15,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 2,270,000 | $ 227,000 | $ 0 |
| Pocatello, ID | 10 | $ 2,440,000 | $ 244,000 | $ 10,000 |
| South Bend-Mishawaka, IN-MI | 10 | $ 1,820,000 | $ 182,000 | $ 17,600 |
| Springfield, OH | 10 | $ 1,910,000 | $ 191,000 | $ 15,000 |
| Ann Arbor, MI | 9 | $ 2,355,000 | $ 261,666 | $ 0 |
| Boulder, CO | 9 | $ 2,795,000 | $ 310,555 | $ 7,000 |
| Brunswick, GA | 9 | $ 2,215,000 | $ 246,111 | $ 0 |
| Greenville, NC | 9 | $ 2,075,000 | $ 230,555 | $ 0 |
| College Station-Bryan, TX | 8 | $ 1,610,000 | $ 201,250 | $ 0 |
| Fond Du Lac, WI | 8 | $ 1,560,000 | $ 195,000 | $ 0 |
| Hammond, LA | 8 | $ 1,410,000 | $ 176,250 | $ 0 |
| Janesville-Beloit, WI | 8 | $ 1,720,000 | $ 215,000 | $ 13,000 |
| Lake Charles, LA | 8 | $ 1,930,000 | $ 241,250 | $ 0 |
| Laredo, TX | 8 | $ 1,680,000 | $ 210,000 | $ 0 |
| Lexington-Fayette, KY | 8 | $ 1,710,000 | $ 213,750 | $ 12,000 |
| Lynchburg, VA | 8 | $ 2,030,000 | $ 253,750 | $ 33,000 |
| Monroe, MI | 8 | $ 1,790,000 | $ 223,750 | $ 4,000 |
| Rocky Mount, NC | 8 | $ 1,980,000 | $ 247,500 | $ 16,000 |
| Tuscaloosa, AL | 8 | $ 1,560,000 | $ 195,000 | $ 0 |
| Wilmington, DE-MD-NJ | 8 | $ 1,750,000 | $ 218,750 | $ 9,375 |
| Cleveland, TN | 7 | $ 1,485,000 | $ 212,142 | $ 9,000 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 1,655,000 | $ 236,428 | $ 0 |
| Decatur, AL | 7 | $ 1,265,000 | $ 180,714 | $ 0 |
| Erie, PA | 7 | $ 1,165,000 | $ 166,428 | $ 0 |
| Jackson, MI | 7 | $ 1,145,000 | $ 163,571 | $ 0 |
| Jonesboro, AR | 7 | $ 1,465,000 | $ 209,285 | $ 0 |
| Lebanon, PA | 7 | $ 1,255,000 | $ 179,285 | $ 14,000 |
| Missoula, MT | 7 | $ 2,365,000 | $ 337,857 | $ 17,000 |
| Salem, OR | 7 | $ 1,415,000 | $ 202,142 | $ 0 |
| Sebring, FL | 7 | $ 1,275,000 | $ 182,142 | $ 0 |
| Springfield, IL | 7 | $ 1,445,000 | $ 206,428 | $ 0 |
| Vineland-Bridgeton, NJ | 7 | $ 1,575,000 | $ 225,000 | $ 16,000 |
| Wausau, WI | 7 | $ 1,375,000 | $ 196,428 | $ 19,000 |
| Albany, GA | 6 | $ 740,000 | $ 123,333 | $ 0 |
| Athens-Clarke County, GA | 6 | $ 1,500,000 | $ 250,000 | $ 13,000 |
| Chico, CA | 6 | $ 1,390,000 | $ 231,666 | $ 21,000 |
| Elkhart-Goshen, IN | 6 | $ 1,360,000 | $ 226,666 | $ 0 |
| Farmington, NM | 6 | $ 1,290,000 | $ 215,000 | $ 0 |
| Florence-Muscle Shoals, AL | 6 | $ 1,210,000 | $ 201,666 | $ 74,000 |
| Hot Springs, AR | 6 | $ 1,490,000 | $ 248,333 | $ 0 |
| Houma-Thibodaux, LA | 6 | $ 1,340,000 | $ 223,333 | $ 0 |
| Kalamazoo-Portage, MI | 6 | $ 1,110,000 | $ 185,000 | $ 0 |
| Lewiston, ID-WA | 6 | $ 1,620,000 | $ 270,000 | $ 26,000 |
| Lima, OH | 6 | $ 1,170,000 | $ 195,000 | $ 0 |
| Medford, OR | 6 | $ 1,740,000 | $ 290,000 | $ 0 |
| Monroe, LA | 6 | $ 1,180,000 | $ 196,666 | $ 0 |
| Napa, CA | 6 | $ 3,230,000 | $ 538,333 | $ 0 |
| San Angelo, TX | 6 | $ 1,340,000 | $ 223,333 | $ 0 |
| San Rafael, CA | 6 | $ 3,170,000 | $ 528,333 | $ 0 |
| Sherman-Denison, TX | 6 | $ 1,410,000 | $ 235,000 | $ 28,000 |
| Trenton, NJ | 6 | $ 1,360,000 | $ 226,666 | $ 0 |
| Twin Falls, ID | 6 | $ 1,030,000 | $ 171,666 | $ 0 |
| Bend-Redmond, OR | 5 | $ 1,445,000 | $ 289,000 | $ 20,000 |
| Bloomington, IL | 5 | $ 1,225,000 | $ 245,000 | $ 0 |
| Carbondale-Marion, IL | 5 | $ 1,055,000 | $ 211,000 | $ 0 |
| Eau Claire, WI | 5 | $ 1,005,000 | $ 201,000 | $ 9,000 |
| Harrisonburg, VA | 5 | $ 845,000 | $ 169,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 1,015,000 | $ 203,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 5 | $ 985,000 | $ 197,000 | $ 0 |
| Michigan City-La Porte, IN | 5 | $ 805,000 | $ 161,000 | $ 0 |
| Ocean City, NJ | 5 | $ 1,355,000 | $ 271,000 | $ 0 |
| Oshkosh-Neenah, WI | 5 | $ 1,025,000 | $ 205,000 | $ 0 |
| Saginaw, MI | 5 | $ 1,075,000 | $ 215,000 | $ 0 |
| Texarkana, TX-AR | 5 | $ 805,000 | $ 161,000 | $ 0 |
| Wheeling, WV-OH | 5 | $ 895,000 | $ 179,000 | $ 0 |
| Williamsport, PA | 5 | $ 1,095,000 | $ 219,000 | $ 0 |
| Altoona, PA | 4 | $ 780,000 | $ 195,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 4 | $ 720,000 | $ 180,000 | $ 0 |
| Kokomo, IN | 4 | $ 820,000 | $ 205,000 | $ 15,000 |
| Mansfield, OH | 4 | $ 660,000 | $ 165,000 | $ 49,000 |
| Midland, MI | 4 | $ 930,000 | $ 232,500 | $ 0 |
| Muncie, IN | 4 | $ 600,000 | $ 150,000 | $ 0 |
| Odessa, TX | 4 | $ 1,330,000 | $ 332,500 | $ 0 |
| Oklahoma City, OK | 4 | $ 760,000 | $ 190,000 | $ 7,000 |
| Rockford, IL | 4 | $ 730,000 | $ 182,500 | $ 0 |
| Terre Haute, IN | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Tulsa, OK | 4 | $ 930,000 | $ 232,500 | $ 30,000 |
| Victoria, TX | 4 | $ 720,000 | $ 180,000 | $ 0 |
| Albany, OR | 3 | $ 845,000 | $ 281,666 | $ 0 |
| Bloomington, IN | 3 | $ 605,000 | $ 201,666 | $ 0 |
| Bloomsburg-Berwick, PA | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Eugene, OR | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Grants Pass, OR | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Johnstown, PA | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Niles-Benton Harbor, MI | 3 | $ 745,000 | $ 248,333 | $ 0 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,645,000 | $ 548,333 | $ 0 |
| Alexandria, LA | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Auburn-Opelika, AL | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Bay City, MI | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Champaign-Urbana, IL | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Cumberland, MD-WV | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Decatur, IL | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Gadsden, AL | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Sheboygan, WI | 2 | $ 720,000 | $ 360,000 | $ 0 |
| State College, PA | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Bowling Green, KY | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Dalton, GA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 275,000 | $ 275,000 | $ 57,000 |
| Grand Island, NE | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lawton, OK | 1 | $ 105,000 | $ 105,000 | $ 224,000 |
| Pine Bluff, AR | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Rome, GA | 1 | $ 245,000 | $ 245,000 | $ 0 |
Mortgage Loan Application Detail Totals for Clearpath Lending in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 15,252 | $4,095,940,000 | $268,000 | $2,285,000 | $1,000 | $756,000 |
| Cash-out Refinancing | 1,421 | $443,975,000 | $312,000 | $1,315,000 | $90,000 | $444,000 |
| Home Purchase | 38 | $14,670,000 | $386,000 | $1,695,000 | $107,000 | $437,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,984 | $2,934,260,000 | $267,000 | $1,935,000 | $8,000 | $600,000 |
| Black or African American | 3,399 | $927,995,000 | $273,000 | $2,285,000 | $8,000 | $285,000 |
| Hispanic | 1,798 | $501,210,000 | $278,000 | $1,315,000 | $9,000 | $437,000 |
| Asian | 366 | $135,810,000 | $371,000 | $1,005,000 | $14,000 | $756,000 |
| Native Hawaiian or Other Pacific Islander | 89 | $32,815,000 | $368,000 | $905,000 | $5,000 | $129,000 |
| American Indian or Alaskan Native | 52 | $14,860,000 | $285,000 | $725,000 | $6,000 | $107,000 |
| Not Provided | 23 | $7,635,000 | $331,000 | $735,000 | $25,000 | $142,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 16,300 | $4,440,060,000 | $272,000 | $2,285,000 | $7,000 | $444,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 219 | $65,645,000 | $299,000 | $1,695,000 | $112,000 | $756,000 |
| FHA-insured (Federal Housing Administration) | 192 | $48,880,000 | $254,000 | $615,000 | $22,000 | $199,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,097 | $3,550,085,000 | $271,000 | $1,935,000 | $7,000 | $756,000 |
| Application Withdrawn By Applicant | 1,397 | $390,635,000 | $279,000 | $1,695,000 | $16,000 | $444,000 |
| Application Denied By Financial Institution | 1,234 | $330,730,000 | $268,000 | $2,285,000 | $16,000 | $600,000 |
| File Closed For Incompleteness | 983 | $283,135,000 | $288,000 | $1,315,000 | $6,000 | $376,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,477 | $4,223,855,000 | $272,000 | $1,935,000 | $8,000 | $756,000 |
| Other | 1,074 | $284,520,000 | $264,000 | $2,285,000 | $11,000 | $353,000 |
| Debt-To-Income Ratio | 54 | $17,930,000 | $332,000 | $1,025,000 | $54,000 | $110,000 |
| Credit History | 53 | $13,235,000 | $249,000 | $595,000 | $22,000 | $101,000 |
| Collateral | 32 | $8,280,000 | $258,000 | $715,000 | $78,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $4,280,000 | $356,000 | $725,000 | $93,000 | $211,000 |
| Employment History | 9 | $2,485,000 | $276,000 | $545,000 | $99,000 | $600,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearpath Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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