Clearpath Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Clearpath Lending 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearpath Lending 15615 Alton Parkway Suite 300 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 16,711 |
| Total Mortgage Loan Application Amount | $4,554,585,000 |
| Average Mortgage Loan Application Amount | $322,000 |
| Highest Mortgage Loan Application Amount | $2,285,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $756,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Clearpath Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearpath Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Clearpath Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearpath Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearpath Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearpath Lending's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 1,334 | $ 305,610,000 | $ 224,714 | $ 6,142 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 683 | $ 184,605,000 | $ 270,000 | $ 11,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 579 | $ 241,095,000 | $ 402,500 | $ 10,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 545 | $ 163,025,000 | $ 299,000 | $ 11,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 511 | $ 128,375,000 | $ 251,000 | $ 9,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 450 | $ 121,780,000 | $ 265,000 | $ 14,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 445 | $ 146,465,000 | $ 329,000 | $ 15,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 433 | $ 114,335,000 | $ 264,000 | $ 1,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 372 | $ 91,670,000 | $ 246,000 | $ 5,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 309 | $ 79,815,000 | $ 258,000 | $ 8,000 |
| DALLAS-PLANO-IRVING, TX | 264 | $ 74,820,000 | $ 283,000 | $ 5,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 258 | $ 89,310,000 | $ 346,000 | $ 8,000 |
| SAN DIEGO-CARLSBAD, CA | 243 | $ 105,185,000 | $ 432,000 | $ 11,000 |
| DENVER-AURORA-LAKEWOOD, CO | 236 | $ 81,700,000 | $ 346,000 | $ 13,000 |
| JACKSONVILLE, FL | 225 | $ 56,005,000 | $ 248,000 | $ 6,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 211 | $ 55,125,000 | $ 264,000 | $ 12,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 209 | $ 53,995,000 | $ 258,000 | $ 8,000 |
| COLORADO SPRINGS, CO | 207 | $ 61,755,000 | $ 298,000 | $ 7,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 190 | $ 80,250,000 | $ 422,000 | $ 23,000 |
| FORT WORTH-ARLINGTON, TX | 189 | $ 49,315,000 | $ 260,000 | $ 2,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 186 | $ 64,350,000 | $ 345,000 | $ 9,000 |
| FAYETTEVILLE, NC | 178 | $ 38,390,000 | $ 215,000 | $ 5,000 |
| TUCSON, AZ | 174 | $ 40,300,000 | $ 231,000 | $ 9,000 |
| CHICAGO-NAPERVILLE, IL | 163 | $ 39,715,000 | $ 243,000 | $ 2,000 |
| KILLEEN-TEMPLE, TX | 163 | $ 35,495,000 | $ 217,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 158 | $ 41,100,000 | $ 260,000 | $ 6,000 |
| ALBUQUERQUE, NM | 141 | $ 32,855,000 | $ 233,000 | $ 9,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 141 | $ 30,825,000 | $ 218,000 | $ 3,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 141 | $ 39,275,000 | $ 278,000 | $ 10,000 |
| URBAN HONOLULU, HI | 131 | $ 70,005,000 | $ 534,000 | $ 8,000 |
| RALEIGH, NC | 129 | $ 36,755,000 | $ 284,000 | $ 9,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 125 | $ 32,775,000 | $ 262,000 | $ 5,000 |
| COLUMBIA, SC | 121 | $ 28,555,000 | $ 235,000 | $ 7,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 117 | $ 26,235,000 | $ 224,000 | $ 5,000 |
| COLUMBUS, OH | 107 | $ 26,965,000 | $ 252,000 | $ 9,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 106 | $ 24,310,000 | $ 228,000 | $ 10,000 |
| EL PASO, TX | 106 | $ 22,670,000 | $ 213,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 104 | $ 24,450,000 | $ 235,000 | $ 6,000 |
| RICHMOND, VA | 102 | $ 25,950,000 | $ 254,000 | $ 5,000 |
| BOISE CITY, ID | 99 | $ 28,875,000 | $ 291,000 | $ 19,000 |
| RENO, NV | 99 | $ 31,625,000 | $ 319,000 | $ 6,000 |
| CINCINNATI, OH-KY-IN | 94 | $ 21,560,000 | $ 210,666 | $ 7,666 |
| CLARKSVILLE, TN-KY | 89 | $ 19,005,000 | $ 196,000 | $ 3,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 86 | $ 21,890,000 | $ 254,000 | $ 12,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 86 | $ 19,940,000 | $ 231,000 | $ 7,000 |
| NEW YORK-NEWARK, NY | 85 | $ 25,285,000 | $ 297,000 | $ 3,000 |
| CAMDEN, NJ | 80 | $ 20,390,000 | $ 254,000 | $ 10,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 80 | $ 18,930,000 | $ 236,000 | $ 6,000 |
| CLEVELAND-ELYRIA, OH | 79 | $ 16,605,000 | $ 210,000 | $ 11,000 |
| HUNTSVILLE, AL | 73 | $ 19,315,000 | $ 264,000 | $ 13,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 73 | $ 17,385,000 | $ 238,000 | $ 15,000 |
| JACKSONVILLE, NC | 72 | $ 13,670,000 | $ 189,000 | $ 5,000 |
| LAKELAND-WINTER HAVEN, FL | 72 | $ 16,250,000 | $ 225,000 | $ 7,000 |
| BAKERSFIELD, CA | 71 | $ 16,985,000 | $ 239,000 | $ 5,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 71 | $ 16,215,000 | $ 228,000 | $ 9,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 70 | $ 16,410,000 | $ 227,500 | $ 5,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 69 | $ 16,665,000 | $ 241,000 | $ 4,000 |
| FRESNO, CA | 69 | $ 18,145,000 | $ 262,000 | $ 13,000 |
| CAPE CORAL-FORT MYERS, FL | 66 | $ 17,850,000 | $ 270,000 | $ 6,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 65 | $ 32,725,000 | $ 503,000 | $ 17,000 |
| PITTSBURGH, PA | 64 | $ 14,020,000 | $ 219,000 | $ 2,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 64 | $ 27,370,000 | $ 427,000 | $ 22,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 63 | $ 29,995,000 | $ 476,000 | $ 29,000 |
| KNOXVILLE, TN | 63 | $ 16,205,000 | $ 257,000 | $ 5,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 63 | $ 17,375,000 | $ 275,000 | $ 13,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 63 | $ 15,715,000 | $ 249,000 | $ 9,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 62 | $ 14,090,000 | $ 227,000 | $ 8,000 |
| MEMPHIS, TN-MS-AR | 62 | $ 13,430,000 | $ 189,000 | $ 5,500 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 61 | $ 18,135,000 | $ 297,000 | $ 15,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 60 | $ 14,380,000 | $ 239,000 | $ 3,000 |
| STOCKTON-LODI, CA | 60 | $ 20,320,000 | $ 338,000 | $ 11,000 |
| BIRMINGHAM-HOOVER, AL | 56 | $ 13,660,000 | $ 243,000 | $ 13,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 53 | $ 17,265,000 | $ 325,000 | $ 12,000 |
| NEW ORLEANS-METAIRIE, LA | 53 | $ 12,885,000 | $ 243,000 | $ 11,000 |
| VALLEJO-FAIRFIELD, CA | 52 | $ 21,480,000 | $ 413,000 | $ 12,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 50 | $ 10,920,000 | $ 218,000 | $ 5,000 |
| GARY, IN | 49 | $ 10,965,000 | $ 223,000 | $ 15,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 46 | $ 20,950,000 | $ 455,000 | $ 24,000 |
| SAVANNAH, GA | 46 | $ 11,560,000 | $ 251,000 | $ 11,000 |
| SHREVEPORT-BOSSIER CITY, LA | 46 | $ 10,880,000 | $ 236,000 | $ 0 |
| ST. LOUIS, MO-IL | 46 | $ 10,460,000 | $ 227,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 44 | $ 13,210,000 | $ 300,000 | $ 10,000 |
| WINSTON-SALEM, NC | 44 | $ 8,850,000 | $ 201,000 | $ 12,000 |
| PHILADELPHIA, PA | 42 | $ 9,090,000 | $ 216,000 | $ 10,000 |
| PORT ST. LUCIE, FL | 42 | $ 10,770,000 | $ 256,000 | $ 18,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 41 | $ 9,215,000 | $ 224,000 | $ 9,000 |
| DURHAM-CHAPEL HILL, NC | 41 | $ 11,305,000 | $ 275,000 | $ 25,000 |
| GREENSBORO-HIGH POINT, NC | 41 | $ 8,985,000 | $ 219,000 | $ 7,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 41 | $ 12,635,000 | $ 308,000 | $ 15,000 |
| YUMA, AZ | 41 | $ 8,755,000 | $ 213,000 | $ 12,000 |
| OCALA, FL | 40 | $ 8,530,000 | $ 213,000 | $ 4,000 |
| MONTGOMERY, AL | 38 | $ 8,470,000 | $ 222,000 | $ 12,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 37 | $ 7,855,000 | $ 207,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 36 | $ 6,830,000 | $ 189,000 | $ 6,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 36 | $ 9,450,000 | $ 262,000 | $ 13,000 |
| NEWARK, NJ-PA | 36 | $ 10,860,000 | $ 249,000 | $ 7,500 |
| SIERRA VISTA-DOUGLAS, AZ | 36 | $ 7,360,000 | $ 204,000 | $ 2,000 |
| CHATTANOOGA, TN-GA | 35 | $ 8,025,000 | $ 245,000 | $ 10,000 |
| GRAND RAPIDS-WYOMING, MI | 35 | $ 7,775,000 | $ 222,000 | $ 8,000 |
| GREELEY, CO | 35 | $ 10,185,000 | $ 291,000 | $ 17,000 |
| HARRISBURG-CARLISLE, PA | 35 | $ 8,765,000 | $ 250,000 | $ 8,000 |
| LAS CRUCES, NM | 35 | $ 6,985,000 | $ 199,000 | $ 2,000 |
| PUEBLO, CO | 35 | $ 7,515,000 | $ 214,000 | $ 14,000 |
| PANAMA CITY, FL | 34 | $ 8,620,000 | $ 253,000 | $ 7,000 |
| REDDING, CA | 34 | $ 7,910,000 | $ 232,000 | $ 14,000 |
| COEUR D'ALENE, ID | 33 | $ 9,465,000 | $ 286,000 | $ 24,000 |
| COLUMBUS, GA-AL | 33 | $ 7,115,000 | $ 188,000 | $ 2,500 |
| MODESTO, CA | 33 | $ 9,895,000 | $ 299,000 | $ 22,000 |
| WARNER ROBINS, GA | 33 | $ 6,505,000 | $ 197,000 | $ 3,000 |
| BATON ROUGE, LA | 32 | $ 6,720,000 | $ 210,000 | $ 2,000 |
| ELGIN, IL | 32 | $ 7,390,000 | $ 230,000 | $ 1,000 |
| VISALIA-PORTERVILLE, CA | 32 | $ 7,700,000 | $ 240,000 | $ 7,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 31 | $ 6,445,000 | $ 207,000 | $ 14,000 |
| ASHEVILLE, NC | 30 | $ 8,050,000 | $ 268,000 | $ 14,000 |
| HINESVILLE, GA | 30 | $ 5,530,000 | $ 184,000 | $ 6,000 |
| MADISON, WI | 30 | $ 8,170,000 | $ 272,000 | $ 2,000 |
| PUNTA GORDA, FL | 30 | $ 6,560,000 | $ 218,000 | $ 3,000 |
| YORK-HANOVER, PA | 30 | $ 7,240,000 | $ 241,000 | $ 6,000 |
| CORPUS CHRISTI, TX | 29 | $ 5,775,000 | $ 199,000 | $ 9,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 29 | $ 7,295,000 | $ 253,500 | $ 5,500 |
| SUMTER, SC | 29 | $ 5,855,000 | $ 201,000 | $ 5,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 28 | $ 7,860,000 | $ 281,500 | $ 28,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 27 | $ 9,695,000 | $ 359,000 | $ 26,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 27 | $ 7,305,000 | $ 270,000 | $ 19,000 |
| HOMOSASSA SPRINGS, FL | 26 | $ 5,290,000 | $ 203,000 | $ 3,000 |
| MOBILE, AL | 26 | $ 4,920,000 | $ 189,000 | $ 2,000 |
| YUBA CITY, CA | 26 | $ 7,010,000 | $ 269,000 | $ 5,000 |
| ROANOKE, VA | 25 | $ 4,825,000 | $ 193,000 | $ 3,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 24 | $ 8,030,000 | $ 334,000 | $ 10,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 24 | $ 4,360,000 | $ 181,000 | $ 7,000 |
| GRAND JUNCTION, CO | 24 | $ 5,770,000 | $ 240,000 | $ 14,000 |
| AKRON, OH | 23 | $ 4,965,000 | $ 215,000 | $ 2,000 |
| BILLINGS, MT | 23 | $ 5,645,000 | $ 245,000 | $ 4,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 23 | $ 4,805,000 | $ 204,000 | $ 21,000 |
| NEW BERN, NC | 23 | $ 5,445,000 | $ 236,000 | $ 11,000 |
| SALINAS, CA | 23 | $ 10,105,000 | $ 439,000 | $ 4,000 |
| FORT COLLINS, CO | 22 | $ 6,730,000 | $ 305,000 | $ 12,000 |
| HANFORD-CORCORAN, CA | 22 | $ 4,870,000 | $ 221,000 | $ 3,000 |
| WILMINGTON, NC | 22 | $ 5,680,000 | $ 258,000 | $ 2,000 |
| HICKORY-LENOIR-MORGANTON, NC | 21 | $ 4,285,000 | $ 204,000 | $ 0 |
| READING, PA | 21 | $ 4,465,000 | $ 212,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 21 | $ 9,445,000 | $ 449,000 | $ 22,000 |
| SANTA MARIA-SANTA BARBARA, CA | 21 | $ 9,455,000 | $ 450,000 | $ 8,000 |
| SPARTANBURG, SC | 21 | $ 4,575,000 | $ 217,000 | $ 19,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 20 | $ 10,530,000 | $ 526,000 | $ 9,000 |
| TOLEDO, OH | 20 | $ 3,980,000 | $ 199,000 | $ 5,000 |
| ABILENE, TX | 19 | $ 3,685,000 | $ 193,000 | $ 6,000 |
| GOLDSBORO, NC | 19 | $ 3,715,000 | $ 195,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 19 | $ 4,045,000 | $ 212,000 | $ 0 |
| CANTON-MASSILLON, OH | 17 | $ 3,205,000 | $ 188,000 | $ 0 |
| LUBBOCK, TX | 17 | $ 3,455,000 | $ 203,000 | $ 0 |
| TALLAHASSEE, FL | 17 | $ 4,305,000 | $ 253,000 | $ 6,000 |
| TYLER, TX | 17 | $ 4,265,000 | $ 250,000 | $ 4,000 |
| WACO, TX | 17 | $ 3,845,000 | $ 226,000 | $ 4,000 |
| AMARILLO, TX | 16 | $ 3,160,000 | $ 197,000 | $ 6,000 |
| GREAT FALLS, MT | 16 | $ 3,340,000 | $ 208,000 | $ 13,000 |
| LANCASTER, PA | 16 | $ 3,620,000 | $ 226,000 | $ 4,000 |
| LINCOLN, NE | 16 | $ 3,390,000 | $ 211,000 | $ 21,000 |
| MERCED, CA | 16 | $ 5,240,000 | $ 327,000 | $ 16,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 16 | $ 5,310,000 | $ 331,000 | $ 29,000 |
| THE VILLAGES, FL | 16 | $ 4,580,000 | $ 286,000 | $ 2,000 |
| VALDOSTA, GA | 16 | $ 2,760,000 | $ 172,000 | $ 0 |
| WINCHESTER, VA-WV | 16 | $ 4,820,000 | $ 301,000 | $ 22,000 |
| BROWNSVILLE-HARLINGEN, TX | 15 | $ 3,135,000 | $ 209,000 | $ 0 |
| DOTHAN, AL | 15 | $ 3,125,000 | $ 208,000 | $ 4,000 |
| GAINESVILLE, GA | 15 | $ 3,955,000 | $ 263,000 | $ 15,000 |
| IDAHO FALLS, ID | 15 | $ 3,315,000 | $ 221,000 | $ 23,000 |
| LAFAYETTE, LA | 15 | $ 2,765,000 | $ 184,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 15 | $ 2,815,000 | $ 187,000 | $ 0 |
| MADERA, CA | 14 | $ 3,640,000 | $ 260,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 14 | $ 2,980,000 | $ 190,500 | $ 2,000 |
| CARSON CITY, NV | 13 | $ 3,795,000 | $ 291,000 | $ 7,000 |
| EVANSVILLE, IN-KY | 13 | $ 2,085,000 | $ 160,000 | $ 0 |
| FORT WAYNE, IN | 13 | $ 2,525,000 | $ 194,000 | $ 15,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 13 | $ 3,365,000 | $ 258,000 | $ 3,000 |
| MACON-BIBB COUNTY, GA | 13 | $ 1,985,000 | $ 152,000 | $ 0 |
| MIDLAND, TX | 13 | $ 3,925,000 | $ 301,000 | $ 0 |
| MORRISTOWN, TN | 13 | $ 2,565,000 | $ 197,000 | $ 28,000 |
| RACINE, WI | 13 | $ 3,225,000 | $ 248,000 | $ 0 |
| SANTA FE, NM | 13 | $ 3,615,000 | $ 278,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 13 | $ 3,695,000 | $ 284,000 | $ 0 |
| APPLETON, WI | 12 | $ 2,450,000 | $ 204,000 | $ 0 |
| EAST STROUDSBURG, PA | 12 | $ 2,520,000 | $ 210,000 | $ 21,000 |
| FLINT, MI | 12 | $ 2,210,000 | $ 184,000 | $ 17,000 |
| FLORENCE, SC | 12 | $ 2,380,000 | $ 198,000 | $ 0 |
| GREEN BAY, WI | 12 | $ 2,860,000 | $ 238,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 12 | $ 4,020,000 | $ 335,000 | $ 20,000 |
| SEBASTIAN-VERO BEACH, FL | 12 | $ 2,870,000 | $ 239,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 11 | $ 2,445,000 | $ 222,000 | $ 0 |
| CHARLOTTESVILLE, VA | 11 | $ 3,915,000 | $ 355,000 | $ 0 |
| EL CENTRO, CA | 11 | $ 2,575,000 | $ 234,000 | $ 0 |
| FLAGSTAFF, AZ | 11 | $ 2,625,000 | $ 238,000 | $ 6,000 |
| GETTYSBURG, PA | 11 | $ 2,405,000 | $ 218,000 | $ 0 |
| JOHNSON CITY, TN | 11 | $ 2,245,000 | $ 204,000 | $ 6,000 |
| LANSING-EAST LANSING, MI | 11 | $ 2,365,000 | $ 215,000 | $ 5,000 |
| LONGVIEW, TX | 11 | $ 1,975,000 | $ 179,000 | $ 0 |
| MUSKEGON, MI | 11 | $ 2,455,000 | $ 223,000 | $ 30,000 |
| PEORIA, IL | 11 | $ 1,935,000 | $ 175,000 | $ 0 |
| SALISBURY, MD-DE | 11 | $ 2,335,000 | $ 212,000 | $ 29,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 11 | $ 6,835,000 | $ 621,000 | $ 56,000 |
| SANTA ROSA, CA | 11 | $ 4,825,000 | $ 438,000 | $ 33,000 |
| WICHITA FALLS, TX | 11 | $ 2,195,000 | $ 199,000 | $ 0 |
| BATTLE CREEK, MI | 10 | $ 1,910,000 | $ 191,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 10 | $ 2,430,000 | $ 243,000 | $ 0 |
| BURLINGTON, NC | 10 | $ 1,820,000 | $ 182,000 | $ 2,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 10 | $ 2,310,000 | $ 231,000 | $ 10,000 |
| FORT SMITH, AR-OK | 10 | $ 2,310,000 | $ 231,000 | $ 0 |
| GAINESVILLE, FL | 10 | $ 2,310,000 | $ 231,000 | $ 7,000 |
| JACKSON, TN | 10 | $ 2,050,000 | $ 205,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 10 | $ 5,640,000 | $ 564,000 | $ 15,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 10 | $ 2,270,000 | $ 227,000 | $ 0 |
| POCATELLO, ID | 10 | $ 2,440,000 | $ 244,000 | $ 10,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 10 | $ 1,820,000 | $ 185,000 | $ 11,000 |
| SPRINGFIELD, OH | 10 | $ 1,910,000 | $ 191,000 | $ 15,000 |
| ANN ARBOR, MI | 9 | $ 2,355,000 | $ 261,000 | $ 0 |
| BOULDER, CO | 9 | $ 2,795,000 | $ 310,000 | $ 7,000 |
| BRUNSWICK, GA | 9 | $ 2,215,000 | $ 246,000 | $ 0 |
| GREENVILLE, NC | 9 | $ 2,075,000 | $ 230,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 8 | $ 1,610,000 | $ 201,000 | $ 0 |
| FOND DU LAC, WI | 8 | $ 1,560,000 | $ 195,000 | $ 0 |
| HAMMOND, LA | 8 | $ 1,410,000 | $ 176,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 8 | $ 1,720,000 | $ 215,000 | $ 13,000 |
| LAKE CHARLES, LA | 8 | $ 1,930,000 | $ 241,000 | $ 0 |
| LAREDO, TX | 8 | $ 1,680,000 | $ 210,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 8 | $ 1,710,000 | $ 213,000 | $ 12,000 |
| LYNCHBURG, VA | 8 | $ 2,030,000 | $ 253,000 | $ 33,000 |
| MONROE, MI | 8 | $ 1,790,000 | $ 223,000 | $ 4,000 |
| ROCKY MOUNT, NC | 8 | $ 1,980,000 | $ 247,000 | $ 16,000 |
| TUSCALOOSA, AL | 8 | $ 1,560,000 | $ 195,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 8 | $ 1,750,000 | $ 217,000 | $ 7,500 |
| CLEVELAND, TN | 7 | $ 1,485,000 | $ 212,000 | $ 9,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 7 | $ 1,655,000 | $ 236,000 | $ 0 |
| DECATUR, AL | 7 | $ 1,265,000 | $ 180,000 | $ 0 |
| ERIE, PA | 7 | $ 1,165,000 | $ 166,000 | $ 0 |
| JACKSON, MI | 7 | $ 1,145,000 | $ 163,000 | $ 0 |
| JONESBORO, AR | 7 | $ 1,465,000 | $ 209,000 | $ 0 |
| LEBANON, PA | 7 | $ 1,255,000 | $ 179,000 | $ 14,000 |
| MISSOULA, MT | 7 | $ 2,365,000 | $ 337,000 | $ 17,000 |
| SALEM, OR | 7 | $ 1,415,000 | $ 202,000 | $ 0 |
| SEBRING, FL | 7 | $ 1,275,000 | $ 182,000 | $ 0 |
| SPRINGFIELD, IL | 7 | $ 1,445,000 | $ 206,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 7 | $ 1,575,000 | $ 225,000 | $ 16,000 |
| WAUSAU, WI | 7 | $ 1,375,000 | $ 196,000 | $ 19,000 |
| ALBANY, GA | 6 | $ 740,000 | $ 123,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 1,500,000 | $ 250,000 | $ 13,000 |
| CHICO, CA | 6 | $ 1,390,000 | $ 231,000 | $ 21,000 |
| ELKHART-GOSHEN, IN | 6 | $ 1,360,000 | $ 226,000 | $ 0 |
| FARMINGTON, NM | 6 | $ 1,290,000 | $ 215,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 6 | $ 1,210,000 | $ 201,000 | $ 74,000 |
| HOT SPRINGS, AR | 6 | $ 1,490,000 | $ 248,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 6 | $ 1,340,000 | $ 223,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 6 | $ 1,110,000 | $ 185,000 | $ 0 |
| LEWISTON, ID-WA | 6 | $ 1,620,000 | $ 270,000 | $ 26,000 |
| LIMA, OH | 6 | $ 1,170,000 | $ 195,000 | $ 0 |
| MEDFORD, OR | 6 | $ 1,740,000 | $ 290,000 | $ 0 |
| MONROE, LA | 6 | $ 1,180,000 | $ 196,000 | $ 0 |
| NAPA, CA | 6 | $ 3,230,000 | $ 538,000 | $ 0 |
| SAN ANGELO, TX | 6 | $ 1,340,000 | $ 223,000 | $ 0 |
| SAN RAFAEL, CA | 6 | $ 3,170,000 | $ 528,000 | $ 0 |
| SHERMAN-DENISON, TX | 6 | $ 1,410,000 | $ 235,000 | $ 28,000 |
| TRENTON, NJ | 6 | $ 1,360,000 | $ 226,000 | $ 0 |
| TWIN FALLS, ID | 6 | $ 1,030,000 | $ 171,000 | $ 0 |
| BEND-REDMOND, OR | 5 | $ 1,445,000 | $ 289,000 | $ 20,000 |
| BLOOMINGTON, IL | 5 | $ 1,225,000 | $ 245,000 | $ 0 |
| CARBONDALE-MARION, IL | 5 | $ 1,055,000 | $ 211,000 | $ 0 |
| EAU CLAIRE, WI | 5 | $ 1,005,000 | $ 201,000 | $ 9,000 |
| HARRISONBURG, VA | 5 | $ 845,000 | $ 169,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 1,015,000 | $ 230,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 5 | $ 985,000 | $ 197,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 5 | $ 805,000 | $ 161,000 | $ 0 |
| OCEAN CITY, NJ | 5 | $ 1,355,000 | $ 271,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 5 | $ 1,025,000 | $ 205,000 | $ 0 |
| SAGINAW, MI | 5 | $ 1,075,000 | $ 215,000 | $ 0 |
| TEXARKANA, TX-AR | 5 | $ 805,000 | $ 153,000 | $ 0 |
| WHEELING, WV-OH | 5 | $ 895,000 | $ 179,000 | $ 0 |
| WILLIAMSPORT, PA | 5 | $ 1,095,000 | $ 219,000 | $ 0 |
| ALTOONA, PA | 4 | $ 780,000 | $ 195,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 4 | $ 720,000 | $ 180,000 | $ 0 |
| KOKOMO, IN | 4 | $ 820,000 | $ 205,000 | $ 15,000 |
| MANSFIELD, OH | 4 | $ 660,000 | $ 165,000 | $ 49,000 |
| MIDLAND, MI | 4 | $ 930,000 | $ 232,000 | $ 0 |
| MUNCIE, IN | 4 | $ 600,000 | $ 150,000 | $ 0 |
| ODESSA, TX | 4 | $ 1,330,000 | $ 332,000 | $ 0 |
| OKLAHOMA CITY, OK | 4 | $ 760,000 | $ 190,000 | $ 7,000 |
| ROCKFORD, IL | 4 | $ 730,000 | $ 182,000 | $ 0 |
| TERRE HAUTE, IN | 4 | $ 860,000 | $ 215,000 | $ 0 |
| TULSA, OK | 4 | $ 930,000 | $ 232,000 | $ 30,000 |
| VICTORIA, TX | 4 | $ 720,000 | $ 180,000 | $ 0 |
| ALBANY, OR | 3 | $ 845,000 | $ 281,000 | $ 0 |
| BLOOMINGTON, IN | 3 | $ 605,000 | $ 201,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 525,000 | $ 175,000 | $ 0 |
| EUGENE, OR | 3 | $ 695,000 | $ 231,000 | $ 0 |
| GRANTS PASS, OR | 3 | $ 675,000 | $ 225,000 | $ 0 |
| JOHNSTOWN, PA | 3 | $ 565,000 | $ 188,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 3 | $ 745,000 | $ 248,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 1,645,000 | $ 548,000 | $ 0 |
| ALEXANDRIA, LA | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| AUBURN-OPELIKA, AL | 2 | $ 360,000 | $ 180,000 | $ 0 |
| BAY CITY, MI | 2 | $ 470,000 | $ 235,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 340,000 | $ 170,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 2 | $ 350,000 | $ 175,000 | $ 0 |
| CUMBERLAND, MD-WV | 2 | $ 340,000 | $ 170,000 | $ 0 |
| DECATUR, IL | 2 | $ 510,000 | $ 255,000 | $ 0 |
| GADSDEN, AL | 2 | $ 290,000 | $ 145,000 | $ 0 |
| SHEBOYGAN, WI | 2 | $ 720,000 | $ 360,000 | $ 0 |
| STATE COLLEGE, PA | 2 | $ 440,000 | $ 220,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 450,000 | $ 225,000 | $ 0 |
| BOWLING GREEN, KY | 1 | $ 165,000 | $ 165,000 | $ 0 |
| DALTON, GA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 275,000 | $ 275,000 | $ 57,000 |
| GRAND ISLAND, NE | 1 | $ 155,000 | $ 155,000 | $ 0 |
| LAWTON, OK | 1 | $ 105,000 | $ 105,000 | $ 224,000 |
| PINE BLUFF, AR | 1 | $ 125,000 | $ 125,000 | $ 0 |
| ROME, GA | 1 | $ 245,000 | $ 245,000 | $ 0 |
Mortgage Loan Application Detail Totals for Clearpath Lending in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 15,252 | $4,095,940,000 | $268,000 | $2,285,000 | $1,000 | $756,000 |
| Cash-out Refinancing | 1,421 | $443,975,000 | $312,000 | $1,315,000 | $90,000 | $444,000 |
| Home Purchase | 38 | $14,670,000 | $386,000 | $1,695,000 | $107,000 | $437,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,984 | $2,934,260,000 | $267,000 | $1,935,000 | $8,000 | $600,000 |
| Black or African American | 3,399 | $927,995,000 | $273,000 | $2,285,000 | $8,000 | $285,000 |
| Hispanic | 1,798 | $501,210,000 | $278,000 | $1,315,000 | $9,000 | $437,000 |
| Asian | 366 | $135,810,000 | $371,000 | $1,005,000 | $14,000 | $756,000 |
| Native Hawaiian or Other Pacific Islander | 89 | $32,815,000 | $368,000 | $905,000 | $5,000 | $129,000 |
| American Indian or Alaskan Native | 52 | $14,860,000 | $285,000 | $725,000 | $6,000 | $107,000 |
| Not Provided | 23 | $7,635,000 | $331,000 | $735,000 | $25,000 | $142,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 16,300 | $4,440,060,000 | $272,000 | $2,285,000 | $7,000 | $444,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 219 | $65,645,000 | $299,000 | $1,695,000 | $112,000 | $756,000 |
| FHA-insured (Federal Housing Administration) | 192 | $48,880,000 | $254,000 | $615,000 | $22,000 | $199,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,097 | $3,550,085,000 | $271,000 | $1,935,000 | $7,000 | $756,000 |
| Application Withdrawn By Applicant | 1,397 | $390,635,000 | $279,000 | $1,695,000 | $16,000 | $444,000 |
| Application Denied By Financial Institution | 1,234 | $330,730,000 | $268,000 | $2,285,000 | $16,000 | $600,000 |
| File Closed For Incompleteness | 983 | $283,135,000 | $288,000 | $1,315,000 | $6,000 | $376,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,477 | $4,223,855,000 | $272,000 | $1,935,000 | $8,000 | $756,000 |
| Other | 1,074 | $284,520,000 | $264,000 | $2,285,000 | $11,000 | $353,000 |
| Debt-To-Income Ratio | 54 | $17,930,000 | $332,000 | $1,025,000 | $54,000 | $110,000 |
| Credit History | 53 | $13,235,000 | $249,000 | $595,000 | $22,000 | $101,000 |
| Collateral | 32 | $8,280,000 | $258,000 | $715,000 | $78,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $4,280,000 | $356,000 | $725,000 | $93,000 | $211,000 |
| Employment History | 9 | $2,485,000 | $276,000 | $545,000 | $99,000 | $600,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearpath Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.