Clearpath Lending Mortgage Lending & HMDA Data, 2021

In 2021, Clearpath Lending of Irvine, CA reported 16,711 mortgage applications totaling $4.6 billion, down 33% from 2020. The average application was for $272,550, and applicants reported an average income of $8,809. 78% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (683), Washington-Arlington-Alexandria, DC-VA-MD-WV (579) and Las Vegas-Henderson-Paradise, NV (545) (applications in parentheses).

Mortgage Company & Address Clearpath Lending
15615 Alton Parkway Suite 300
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 16,711
Total Mortgage Loan Application Amount $4,554,585,000
Average Mortgage Loan Application Amount $272,550
Highest Mortgage Loan Application Amount $2,285,000
Average Applicant Income $8,809
Highest Applicant Income $756,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpath Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Clearpath Lending by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 591 $ 163,355,000 $ 276,404 $ 11,000
Clark, Nevada 545 $ 163,025,000 $ 299,128 $ 11,000
Bexar, Texas 306 $ 78,300,000 $ 255,882 $ 2,000
Riverside, California 273 $ 93,245,000 $ 341,556 $ 15,000
San Diego, California 243 $ 105,185,000 $ 432,860 $ 11,000
Harris, Texas 206 $ 47,350,000 $ 229,854 $ 7,000
El Paso, Colorado 204 $ 60,720,000 $ 297,647 $ 7,000
Los Angeles, California 190 $ 80,250,000 $ 422,368 $ 23,000
Pima, Arizona 174 $ 40,300,000 $ 231,609 $ 9,000
San Bernardino, California 172 $ 53,220,000 $ 309,418 $ 16,000
Tarrant, Texas 160 $ 40,020,000 $ 250,125 $ 1,000
Hillsborough, Florida 143 $ 38,395,000 $ 268,496 $ 7,000
Bell, Texas 137 $ 30,325,000 $ 221,350 $ 0
Honolulu, Hawaii 131 $ 70,005,000 $ 534,389 $ 8,000
Virginia Beach, Virginia 129 $ 38,115,000 $ 295,465 $ 5,000
Sacramento, California 127 $ 41,725,000 $ 328,543 $ 8,000
Anne Arundel, Maryland 119 $ 45,425,000 $ 381,722 $ 9,000
Prince George's, Maryland 113 $ 42,665,000 $ 377,566 $ 8,000
Duval, Florida 107 $ 24,805,000 $ 231,822 $ 6,000
El Paso, Texas 105 $ 22,495,000 $ 214,238 $ 0
Prince William, Virginia 101 $ 45,465,000 $ 450,148 $ 14,000
Washoe, Nevada 97 $ 31,025,000 $ 319,845 $ 4,000
Bernalillo, New Mexico 96 $ 23,140,000 $ 241,041 $ 11,000
Cumberland, North Carolina 94 $ 20,230,000 $ 215,212 $ 5,000
Cook, Illinois 93 $ 22,085,000 $ 237,473 $ 4,000
Pinal, Arizona 92 $ 21,250,000 $ 230,978 $ 11,000
Fairfax, Virginia 91 $ 44,575,000 $ 489,835 $ 6,000
Wake, North Carolina 84 $ 25,920,000 $ 308,571 $ 11,000
Okaloosa, Florida 82 $ 20,820,000 $ 253,902 $ 12,000
Brevard, Florida 80 $ 18,930,000 $ 236,625 $ 6,000
Gwinnett, Georgia 80 $ 20,460,000 $ 255,750 $ 11,000
Orange, Florida 79 $ 21,865,000 $ 276,772 $ 6,000
Montgomery, Tennessee 79 $ 16,965,000 $ 214,746 $ 7,000
Chesapeake, Virginia 79 $ 21,785,000 $ 275,759 $ 7,000
Richland, South Carolina 73 $ 17,125,000 $ 234,589 $ 8,000
Polk, Florida 72 $ 16,250,000 $ 225,694 $ 7,000
Onslow, North Carolina 72 $ 13,670,000 $ 189,861 $ 5,000
Kern, California 71 $ 16,985,000 $ 239,225 $ 5,000
Denton, Texas 71 $ 21,445,000 $ 302,042 $ 5,000
Mecklenburg, North Carolina 70 $ 19,010,000 $ 271,571 $ 10,000
Fresno, California 69 $ 18,145,000 $ 262,971 $ 13,000
Dallas, Texas 69 $ 16,515,000 $ 239,347 $ 6,000
Williamson, Texas 69 $ 18,465,000 $ 267,608 $ 12,000
Pinellas, Florida 68 $ 18,580,000 $ 273,235 $ 13,000
Lee, Florida 66 $ 17,850,000 $ 270,454 $ 6,000
Yavapai, Arizona 63 $ 15,715,000 $ 249,444 $ 9,000
Orange, California 63 $ 29,995,000 $ 476,111 $ 29,000
Volusia, Florida 63 $ 14,745,000 $ 234,047 $ 6,000
Guadalupe, Texas 63 $ 15,445,000 $ 245,158 $ 0
Madison, Alabama 62 $ 16,580,000 $ 267,419 $ 12,000
Mohave, Arizona 62 $ 14,090,000 $ 227,258 $ 8,000
Adams, Colorado 62 $ 18,130,000 $ 292,419 $ 19,000
Pasco, Florida 62 $ 15,140,000 $ 244,193 $ 8,000
Henry, Georgia 62 $ 16,290,000 $ 262,741 $ 4,000
Stafford, Virginia 62 $ 24,080,000 $ 388,387 $ 10,000
San Joaquin, California 60 $ 20,320,000 $ 338,666 $ 11,000
Lake, Florida 59 $ 14,155,000 $ 239,915 $ 13,000
Santa Rosa, Florida 58 $ 15,040,000 $ 259,310 $ 8,000
Charles, Maryland 58 $ 19,500,000 $ 336,206 $ 12,000
Collin, Texas 57 $ 18,655,000 $ 327,280 $ 0
Ada, Idaho 56 $ 16,510,000 $ 294,821 $ 18,000
Horry, South Carolina 56 $ 13,370,000 $ 238,750 $ 10,000
Clay, Florida 55 $ 13,845,000 $ 251,727 $ 5,000
Oakland, Michigan 55 $ 13,175,000 $ 239,545 $ 6,000
Arapahoe, Colorado 53 $ 17,115,000 $ 322,924 $ 15,000
Broward, Florida 53 $ 17,265,000 $ 325,754 $ 12,000
Solano, California 52 $ 21,480,000 $ 413,076 $ 12,000
Baltimore, Maryland 52 $ 14,920,000 $ 286,923 $ 8,000
Columbia, Georgia 51 $ 12,665,000 $ 248,333 $ 19,000
Franklin, Ohio 51 $ 12,605,000 $ 247,156 $ 14,000
Montgomery, Texas 51 $ 12,855,000 $ 252,058 $ 1,000
Shelby, Tennessee 50 $ 11,260,000 $ 225,200 $ 12,000
Fort Bend, Texas 48 $ 13,380,000 $ 278,750 $ 7,000
Hampton, Virginia 47 $ 10,405,000 $ 221,382 $ 2,000
Ventura, California 46 $ 20,950,000 $ 455,434 $ 24,000
Jefferson, Colorado 46 $ 16,390,000 $ 356,304 $ 2,000
Escambia, Florida 46 $ 9,410,000 $ 204,565 $ 5,000
Osceola, Florida 46 $ 11,420,000 $ 248,260 $ 1,000
DeKalb, Georgia 46 $ 10,930,000 $ 237,608 $ 6,000
Berkeley, South Carolina 46 $ 10,990,000 $ 238,913 $ 7,000
Norfolk, Virginia 46 $ 12,510,000 $ 271,956 $ 6,000
Fulton, Georgia 45 $ 12,385,000 $ 275,222 $ 8,000
Harnett, North Carolina 45 $ 9,725,000 $ 216,111 $ 0
Travis, Texas 45 $ 12,055,000 $ 267,888 $ 2,000
Chesterfield, Virginia 45 $ 12,275,000 $ 272,777 $ 4,000
Miami-Dade, Florida 44 $ 13,210,000 $ 300,227 $ 10,000
Rutherford, Tennessee 44 $ 12,040,000 $ 273,636 $ 6,000
Cobb, Georgia 43 $ 12,185,000 $ 283,372 $ 7,000
Comal, Texas 43 $ 13,895,000 $ 323,139 $ 0
Baldwin, Alabama 41 $ 9,215,000 $ 224,756 $ 9,000
Yuma, Arizona 41 $ 8,755,000 $ 213,536 $ 12,000
Placer, California 41 $ 15,895,000 $ 387,682 $ 15,000
Palm Beach, Florida 41 $ 12,635,000 $ 308,170 $ 15,000
Marion, Indiana 41 $ 7,535,000 $ 183,780 $ 1,000
Dorchester, South Carolina 41 $ 10,755,000 $ 262,317 $ 0
Newport News, Virginia 41 $ 8,295,000 $ 202,317 $ 2,000
Spotsylvania, Virginia 41 $ 14,345,000 $ 349,878 $ 10,000
Contra Costa, California 40 $ 19,230,000 $ 480,750 $ 25,000
Marion, Florida 40 $ 8,530,000 $ 213,250 $ 4,000
Knox, Tennessee 40 $ 11,230,000 $ 280,750 $ 4,000
Nye, Nevada 39 $ 8,975,000 $ 230,128 $ 8,000
Burlington, New Jersey 39 $ 9,805,000 $ 251,410 $ 8,000
Ocean, New Jersey 39 $ 10,105,000 $ 259,102 $ 4,000
Hoke, North Carolina 39 $ 8,435,000 $ 216,282 $ 10,000
Macomb, Michigan 38 $ 7,550,000 $ 198,684 $ 6,000
Charleston, South Carolina 38 $ 11,030,000 $ 290,263 $ 9,000
York, South Carolina 38 $ 9,850,000 $ 259,210 $ 10,000
Will, Illinois 37 $ 8,545,000 $ 230,945 $ 0
Greenville, South Carolina 37 $ 9,425,000 $ 254,729 $ 4,000
Cochise, Arizona 36 $ 7,360,000 $ 204,444 $ 2,000
Hernando, Florida 36 $ 7,700,000 $ 213,888 $ 4,000
Sarasota, Florida 36 $ 9,380,000 $ 260,555 $ 10,000
St. Johns, Florida 36 $ 10,490,000 $ 291,388 $ 7,000
Clayton, Georgia 36 $ 7,000,000 $ 194,444 $ 11,000
Canyon, Idaho 36 $ 10,770,000 $ 299,166 $ 24,000
Wayne, Michigan 36 $ 6,830,000 $ 189,722 $ 6,000
Pueblo, Colorado 35 $ 7,515,000 $ 214,714 $ 14,000
Weld, Colorado 35 $ 10,185,000 $ 291,000 $ 17,000
Douglas, Nebraska 35 $ 7,485,000 $ 213,857 $ 10,000
Dona Ana, New Mexico 35 $ 6,985,000 $ 199,571 $ 2,000
Lexington, South Carolina 35 $ 8,415,000 $ 240,428 $ 7,000
Loudoun, Virginia 35 $ 18,725,000 $ 535,000 $ 16,000
Shasta, California 34 $ 7,910,000 $ 232,647 $ 14,000
Bay, Florida 34 $ 8,620,000 $ 253,529 $ 7,000
St. Lucie, Florida 34 $ 8,350,000 $ 245,588 $ 23,000
Richmond, Georgia 34 $ 6,860,000 $ 201,764 $ 13,000
Montgomery, Maryland 34 $ 16,170,000 $ 475,588 $ 17,000
Johnston, North Carolina 34 $ 8,120,000 $ 238,823 $ 6,000
Hays, Texas 34 $ 8,420,000 $ 247,647 $ 0
Suffolk, Virginia 34 $ 10,340,000 $ 304,117 $ 2,000
Stanislaus, California 33 $ 9,895,000 $ 299,848 $ 22,000
Douglas, Colorado 33 $ 14,665,000 $ 444,393 $ 18,000
Kootenai, Idaho 33 $ 9,465,000 $ 286,818 $ 24,000
Tulare, California 32 $ 7,700,000 $ 240,625 $ 7,000
Lyon, Nevada 32 $ 8,600,000 $ 268,750 $ 14,000
Montgomery, Ohio 32 $ 7,200,000 $ 225,000 $ 8,000
Brazoria, Texas 32 $ 8,430,000 $ 263,437 $ 5,000
Milwaukee, Wisconsin 32 $ 6,540,000 $ 204,375 $ 7,000
Douglas, Georgia 31 $ 7,145,000 $ 230,483 $ 15,000
Lake, Indiana 31 $ 7,035,000 $ 226,935 $ 13,000
Moore, North Carolina 31 $ 8,415,000 $ 271,451 $ 3,000
Beaufort, South Carolina 31 $ 8,235,000 $ 265,645 $ 15,000
Hamilton, Tennessee 31 $ 7,055,000 $ 227,580 $ 11,000
Jefferson, Alabama 30 $ 6,600,000 $ 220,000 $ 8,000
Charlotte, Florida 30 $ 6,560,000 $ 218,666 $ 3,000
Frederick, Maryland 30 $ 11,200,000 $ 373,333 $ 28,000
Sarpy, Nebraska 30 $ 7,740,000 $ 258,000 $ 18,000
Sandoval, New Mexico 30 $ 6,900,000 $ 230,000 $ 9,000
Cuyahoga, Ohio 30 $ 5,730,000 $ 191,000 $ 6,000
York, Pennsylvania 30 $ 7,240,000 $ 241,333 $ 6,000
Montgomery, Alabama 29 $ 6,625,000 $ 228,448 $ 13,000
Chatham, Georgia 29 $ 7,035,000 $ 242,586 $ 11,000
Houston, Georgia 29 $ 5,965,000 $ 205,689 $ 4,000
St. Clair, Illinois 29 $ 6,795,000 $ 234,310 $ 0
Harford, Maryland 28 $ 8,520,000 $ 304,285 $ 8,000
Cabarrus, North Carolina 28 $ 7,240,000 $ 258,571 $ 20,000
Bucks, Pennsylvania 28 $ 8,470,000 $ 302,500 $ 12,000
Manatee, Florida 27 $ 7,995,000 $ 296,111 $ 17,000
Liberty, Georgia 27 $ 4,915,000 $ 182,037 $ 6,000
Monmouth, New Jersey 27 $ 9,535,000 $ 353,148 $ 5,000
Guilford, North Carolina 27 $ 6,105,000 $ 226,111 $ 5,000
Butler, Ohio 27 $ 6,195,000 $ 229,444 $ 14,000
Dane, Wisconsin 27 $ 7,065,000 $ 261,666 $ 3,000
Mobile, Alabama 26 $ 4,920,000 $ 189,230 $ 2,000
Denver, Colorado 26 $ 7,760,000 $ 298,461 $ 14,000
Citrus, Florida 26 $ 5,290,000 $ 203,461 $ 3,000
Hamilton, Indiana 26 $ 6,770,000 $ 260,384 $ 3,000
Greene, Ohio 26 $ 6,700,000 $ 257,692 $ 0
Sumter, South Carolina 26 $ 5,310,000 $ 204,230 $ 6,000
Alameda, California 25 $ 13,495,000 $ 539,800 $ 4,000
Seminole, Florida 25 $ 6,555,000 $ 262,200 $ 14,000
Allegheny, Pennsylvania 25 $ 5,435,000 $ 217,400 $ 2,000
Ellis, Texas 25 $ 7,365,000 $ 294,600 $ 6,000
Waukesha, Wisconsin 25 $ 6,425,000 $ 257,000 $ 9,000
Mesa, Colorado 24 $ 5,770,000 $ 240,416 $ 14,000
Bossier, Louisiana 24 $ 6,140,000 $ 255,833 $ 0
St. Mary's, Maryland 24 $ 8,030,000 $ 334,583 $ 10,000
Forsyth, North Carolina 24 $ 4,460,000 $ 185,833 $ 4,000
Nueces, Texas 24 $ 4,960,000 $ 206,666 $ 11,000
Henrico, Virginia 24 $ 6,040,000 $ 251,666 $ 5,000
Pulaski, Arkansas 23 $ 5,225,000 $ 227,173 $ 3,000
Monterey, California 23 $ 10,105,000 $ 439,347 $ 4,000
Flagler, Florida 23 $ 5,195,000 $ 225,869 $ 8,000
Cherokee, Georgia 23 $ 6,355,000 $ 276,304 $ 10,000
Philadelphia, Pennsylvania 23 $ 4,925,000 $ 214,130 $ 16,000
Kings, California 22 $ 4,870,000 $ 221,363 $ 3,000
Larimer, Colorado 22 $ 6,730,000 $ 305,909 $ 12,000
Nassau, Florida 22 $ 5,800,000 $ 263,636 $ 10,000
Kane, Illinois 22 $ 5,120,000 $ 232,727 $ 0
Camden, New Jersey 22 $ 5,260,000 $ 239,090 $ 12,000
Galveston, Texas 22 $ 6,300,000 $ 286,363 $ 0
Kaufman, Texas 22 $ 5,770,000 $ 262,272 $ 5,000
San Luis Obispo, California 21 $ 9,445,000 $ 449,761 $ 22,000
Santa Barbara, California 21 $ 9,455,000 $ 450,238 $ 8,000
Muscogee, Georgia 21 $ 4,745,000 $ 225,952 $ 8,000
Paulding, Georgia 21 $ 4,985,000 $ 237,380 $ 25,000
Caddo, Louisiana 21 $ 4,405,000 $ 209,761 $ 0
Jefferson, Louisiana 21 $ 4,185,000 $ 199,285 $ 13,000
Yellowstone, Montana 21 $ 4,905,000 $ 233,571 $ 4,000
Craven, North Carolina 21 $ 5,015,000 $ 238,809 $ 12,000
Medina, Ohio 21 $ 5,065,000 $ 241,190 $ 18,000
Berks, Pennsylvania 21 $ 4,465,000 $ 212,619 $ 0
Spartanburg, South Carolina 21 $ 4,575,000 $ 217,857 $ 19,000
Sumner, Tennessee 21 $ 5,545,000 $ 264,047 $ 5,000
Benton, Arkansas 20 $ 4,210,000 $ 210,500 $ 13,000
Lake, Illinois 20 $ 4,960,000 $ 248,000 $ 0
St. Tammany, Louisiana 20 $ 5,100,000 $ 255,000 $ 8,000
Baltimore City, Maryland 20 $ 4,480,000 $ 224,000 $ 6,000
Calvert, Maryland 20 $ 7,010,000 $ 350,500 $ 0
Montgomery, Pennsylvania 20 $ 5,600,000 $ 280,000 $ 6,000
Davidson, Tennessee 20 $ 4,930,000 $ 246,500 $ 0
Johnson, Indiana 19 $ 3,975,000 $ 209,210 $ 0
Hardin, Kentucky 19 $ 3,395,000 $ 178,684 $ 7,000
Jefferson, Kentucky 19 $ 3,495,000 $ 183,947 $ 0
Churchill, Nevada 19 $ 4,515,000 $ 237,631 $ 30,000
Gloucester, New Jersey 19 $ 5,325,000 $ 280,263 $ 13,000
Wayne, North Carolina 19 $ 3,715,000 $ 195,526 $ 0
Delaware, Pennsylvania 19 $ 4,165,000 $ 219,210 $ 3,000
Hidalgo, Texas 19 $ 4,045,000 $ 212,894 $ 0
James City, Virginia 19 $ 5,825,000 $ 306,578 $ 2,000
Yuba, California 18 $ 4,900,000 $ 272,222 $ 2,000
Coweta, Georgia 18 $ 5,040,000 $ 280,000 $ 24,000
Howard, Maryland 18 $ 7,380,000 $ 410,000 $ 1,000
Durham, North Carolina 18 $ 4,470,000 $ 248,333 $ 11,000
Union, North Carolina 18 $ 4,860,000 $ 270,000 $ 19,000
Summit, Ohio 18 $ 3,800,000 $ 211,111 $ 3,000
Dauphin, Pennsylvania 18 $ 3,900,000 $ 216,666 $ 13,000
Coryell, Texas 18 $ 3,540,000 $ 196,666 $ 0
Parker, Texas 18 $ 5,620,000 $ 312,222 $ 0
Taylor, Texas 18 $ 3,530,000 $ 196,111 $ 6,000
Newton, Georgia 17 $ 3,505,000 $ 206,176 $ 6,000
DuPage, Illinois 17 $ 4,995,000 $ 293,823 $ 0
Aiken, South Carolina 17 $ 3,745,000 $ 220,294 $ 5,000
Sullivan, Tennessee 17 $ 3,535,000 $ 207,941 $ 10,000
Lubbock, Texas 17 $ 3,455,000 $ 203,235 $ 0
McLennan, Texas 17 $ 3,845,000 $ 226,176 $ 4,000
Smith, Texas 17 $ 4,265,000 $ 250,882 $ 4,000
Shelby, Alabama 16 $ 4,810,000 $ 300,625 $ 29,000
Merced, California 16 $ 5,240,000 $ 327,500 $ 16,000
Santa Clara, California 16 $ 8,990,000 $ 561,875 $ 8,000
Collier, Florida 16 $ 5,310,000 $ 331,875 $ 29,000
Sumter, Florida 16 $ 4,580,000 $ 286,250 $ 2,000
Hendricks, Indiana 16 $ 3,530,000 $ 220,625 $ 0
Ottawa, Michigan 16 $ 3,830,000 $ 239,375 $ 1,000
Cascade, Montana 16 $ 3,340,000 $ 208,750 $ 13,000
Middlesex, New Jersey 16 $ 4,750,000 $ 296,875 $ 0
Davidson, North Carolina 16 $ 3,520,000 $ 220,000 $ 27,000
New Hanover, North Carolina 16 $ 4,280,000 $ 267,500 $ 3,000
Delaware, Ohio 16 $ 4,900,000 $ 306,250 $ 5,000
Stark, Ohio 16 $ 3,100,000 $ 193,750 $ 0
Lancaster, Pennsylvania 16 $ 3,620,000 $ 226,250 $ 4,000
York, Virginia 16 $ 4,530,000 $ 283,125 $ 5,000
Lonoke, Arkansas 15 $ 2,995,000 $ 199,666 $ 0
Hall, Georgia 15 $ 3,955,000 $ 263,666 $ 15,000
Lancaster, Nebraska 15 $ 3,205,000 $ 213,666 $ 12,000
Douglas, Nevada 15 $ 4,095,000 $ 273,000 $ 7,000
Gaston, North Carolina 15 $ 2,915,000 $ 194,333 $ 11,000
Hamilton, Ohio 15 $ 4,095,000 $ 273,000 $ 0
Licking, Ohio 15 $ 3,505,000 $ 233,666 $ 11,000
Lorain, Ohio 15 $ 3,285,000 $ 219,000 $ 16,000
Cumberland, Pennsylvania 15 $ 4,235,000 $ 282,333 $ 4,000
Cameron, Texas 15 $ 3,135,000 $ 209,000 $ 0
Portsmouth, Virginia 15 $ 3,355,000 $ 223,666 $ 0
Navajo, Arizona 14 $ 2,880,000 $ 205,714 $ 10,000
Calaveras, California 14 $ 3,710,000 $ 265,000 $ 6,000
Madera, California 14 $ 3,640,000 $ 260,000 $ 0
Fayette, Georgia 14 $ 4,180,000 $ 298,571 $ 0
Lowndes, Georgia 14 $ 2,500,000 $ 178,571 $ 0
Rockdale, Georgia 14 $ 4,060,000 $ 290,000 $ 0
Porter, Indiana 14 $ 3,090,000 $ 220,714 $ 19,000
East Baton Rouge, Louisiana 14 $ 2,300,000 $ 164,285 $ 0
Lafayette, Louisiana 14 $ 2,650,000 $ 189,285 $ 0
Valencia, New Mexico 14 $ 2,650,000 $ 189,285 $ 0
Brunswick, North Carolina 14 $ 3,040,000 $ 217,142 $ 0
Buncombe, North Carolina 14 $ 3,540,000 $ 252,857 $ 11,000
Rowan, North Carolina 14 $ 3,130,000 $ 223,571 $ 17,000
Clermont, Ohio 14 $ 2,580,000 $ 184,285 $ 7,000
Anderson, South Carolina 14 $ 3,080,000 $ 220,000 $ 3,000
Frederick, Virginia 14 $ 4,240,000 $ 302,857 $ 25,000
King George, Virginia 14 $ 4,360,000 $ 311,428 $ 13,000
Houston, Alabama 13 $ 2,695,000 $ 207,307 $ 5,000
Nevada, California 13 $ 3,935,000 $ 302,692 $ 1,000
Camden, Georgia 13 $ 3,345,000 $ 257,307 $ 0
Walton, Georgia 13 $ 3,115,000 $ 239,615 $ 7,000
Bonneville, Idaho 13 $ 2,925,000 $ 225,000 $ 21,000
McHenry, Illinois 13 $ 3,375,000 $ 259,615 $ 0
Hancock, Indiana 13 $ 2,725,000 $ 209,615 $ 10,000
Carroll, Maryland 13 $ 4,415,000 $ 339,615 $ 19,000
Kent, Michigan 13 $ 2,795,000 $ 215,000 $ 20,000
Flathead, Montana 13 $ 3,835,000 $ 295,000 $ 6,000
Lewis and Clark, Montana 13 $ 3,355,000 $ 258,076 $ 0
Carson City, Nevada 13 $ 3,795,000 $ 291,923 $ 7,000
Santa Fe, New Mexico 13 $ 3,615,000 $ 278,076 $ 0
Lake, Ohio 13 $ 2,525,000 $ 194,230 $ 6,000
Chester, Pennsylvania 13 $ 4,065,000 $ 312,692 $ 37,000
Maury, Tennessee 13 $ 3,505,000 $ 269,615 $ 43,000
Sevier, Tennessee 13 $ 2,995,000 $ 230,384 $ 31,000
Midland, Texas 13 $ 3,925,000 $ 301,923 $ 0
Randall, Texas 13 $ 2,555,000 $ 196,538 $ 7,000
Alexandria, Virginia 13 $ 6,575,000 $ 505,769 $ 26,000
Fauquier, Virginia 13 $ 5,505,000 $ 423,461 $ 14,000
Racine, Wisconsin 13 $ 3,225,000 $ 248,076 $ 0
Indian River, Florida 12 $ 2,870,000 $ 239,166 $ 0
Carroll, Georgia 12 $ 2,160,000 $ 180,000 $ 3,000
Hawaii, Hawaii 12 $ 3,720,000 $ 310,000 $ 0
Madison, Illinois 12 $ 2,650,000 $ 220,833 $ 0
Allen, Indiana 12 $ 2,370,000 $ 197,500 $ 16,000
Tippecanoe, Indiana 12 $ 3,090,000 $ 257,500 $ 3,000
Washington, Maryland 12 $ 4,020,000 $ 335,000 $ 20,000
Genesee, Michigan 12 $ 2,210,000 $ 184,166 $ 17,000
Passaic, New Jersey 12 $ 4,260,000 $ 355,000 $ 0
Otero, New Mexico 12 $ 2,480,000 $ 206,666 $ 0
Warren, Ohio 12 $ 3,540,000 $ 295,000 $ 0
Monroe, Pennsylvania 12 $ 2,520,000 $ 210,000 $ 21,000
Washington, Pennsylvania 12 $ 2,220,000 $ 185,000 $ 5,000
Westmoreland, Pennsylvania 12 $ 2,580,000 $ 215,000 $ 0
Lancaster, South Carolina 12 $ 3,740,000 $ 311,666 $ 15,000
Rockwall, Texas 12 $ 3,330,000 $ 277,500 $ 12,000
Brown, Wisconsin 12 $ 2,860,000 $ 238,333 $ 0
Outagamie, Wisconsin 12 $ 2,450,000 $ 204,166 $ 0
Limestone, Alabama 11 $ 2,735,000 $ 248,636 $ 19,000
Coconino, Arizona 11 $ 2,625,000 $ 238,636 $ 6,000
El Dorado, California 11 $ 4,555,000 $ 414,090 $ 0
Imperial, California 11 $ 2,575,000 $ 234,090 $ 0
Sonoma, California 11 $ 4,825,000 $ 438,636 $ 33,000
Leon, Florida 11 $ 2,905,000 $ 264,090 $ 9,000
Forsyth, Georgia 11 $ 3,635,000 $ 330,454 $ 0
Orleans, Louisiana 11 $ 3,415,000 $ 310,454 $ 13,000
Muskegon, Michigan 11 $ 2,455,000 $ 223,181 $ 30,000
Atlantic, New Jersey 11 $ 2,445,000 $ 222,272 $ 0
Chaves, New Mexico 11 $ 2,085,000 $ 189,545 $ 6,000
Carteret, North Carolina 11 $ 2,445,000 $ 222,272 $ 4,000
Franklin, North Carolina 11 $ 2,715,000 $ 246,818 $ 0
Randolph, North Carolina 11 $ 2,255,000 $ 205,000 $ 7,000
Fairfield, Ohio 11 $ 2,565,000 $ 233,181 $ 0
Miami, Ohio 11 $ 2,765,000 $ 251,363 $ 0
Washington, Oregon 11 $ 3,155,000 $ 286,818 $ 37,000
Adams, Pennsylvania 11 $ 2,405,000 $ 218,636 $ 0
Florence, South Carolina 11 $ 2,185,000 $ 198,636 $ 0
Kershaw, South Carolina 11 $ 2,595,000 $ 235,909 $ 0
Robertson, Tennessee 11 $ 2,355,000 $ 214,090 $ 5,000
Williamson, Tennessee 11 $ 4,515,000 $ 410,454 $ 20,000
Wichita, Texas 11 $ 2,195,000 $ 199,545 $ 0
Hanover, Virginia 11 $ 2,935,000 $ 266,818 $ 0
Walworth, Wisconsin 11 $ 2,175,000 $ 197,727 $ 12,000
Washington, Arkansas 10 $ 2,070,000 $ 207,000 $ 18,000
Fremont, Colorado 10 $ 2,100,000 $ 210,000 $ 0
Maui, Hawaii 10 $ 5,640,000 $ 564,000 $ 15,000
Bannock, Idaho 10 $ 2,440,000 $ 244,000 $ 10,000
Vanderburgh, Indiana 10 $ 1,540,000 $ 154,000 $ 0
Ascension, Louisiana 10 $ 2,310,000 $ 231,000 $ 0
Calhoun, Michigan 10 $ 1,910,000 $ 191,000 $ 0
Livingston, Michigan 10 $ 2,750,000 $ 275,000 $ 0
Sussex, New Jersey 10 $ 2,690,000 $ 269,000 $ 8,000
Alamance, North Carolina 10 $ 1,820,000 $ 182,000 $ 2,000
Iredell, North Carolina 10 $ 2,800,000 $ 280,000 $ 0
Clark, Ohio 10 $ 1,910,000 $ 191,000 $ 15,000
Franklin, Pennsylvania 10 $ 2,310,000 $ 231,000 $ 10,000
Lehigh, Pennsylvania 10 $ 2,810,000 $ 281,000 $ 51,000
Northampton, Pennsylvania 10 $ 3,080,000 $ 308,000 $ 20,000
Hood, Texas 10 $ 2,320,000 $ 232,000 $ 0
Augusta, Virginia 10 $ 3,090,000 $ 309,000 $ 0
Coffee, Alabama 9 $ 2,105,000 $ 233,888 $ 0
Marshall, Alabama 9 $ 1,985,000 $ 220,555 $ 12,000
Santa Cruz, Arizona 9 $ 1,895,000 $ 210,555 $ 26,000
Boulder, Colorado 9 $ 2,795,000 $ 310,555 $ 7,000
Alachua, Florida 9 $ 2,145,000 $ 238,333 $ 8,000
Barrow, Georgia 9 $ 1,585,000 $ 176,111 $ 19,000
Bryan, Georgia 9 $ 2,695,000 $ 299,444 $ 22,000
Washtenaw, Michigan 9 $ 2,355,000 $ 261,666 $ 0
Bergen, New Jersey 9 $ 3,615,000 $ 401,666 $ 78,000
Catawba, North Carolina 9 $ 1,845,000 $ 205,000 $ 0
Granville, North Carolina 9 $ 2,355,000 $ 261,666 $ 8,000
Pitt, North Carolina 9 $ 2,075,000 $ 230,555 $ 0
Trumbull, Ohio 9 $ 1,835,000 $ 203,888 $ 6,000
Wilson, Tennessee 9 $ 3,195,000 $ 355,000 $ 0
Bastrop, Texas 9 $ 1,955,000 $ 217,222 $ 8,000
Kenosha, Wisconsin 9 $ 2,335,000 $ 259,444 $ 11,000
Washington, Wisconsin 9 $ 1,915,000 $ 212,777 $ 5,000
St. Clair, Alabama 8 $ 1,780,000 $ 222,500 $ 0
Tuscaloosa, Alabama 8 $ 1,560,000 $ 195,000 $ 0
Gila, Arizona 8 $ 1,600,000 $ 200,000 $ 15,000
Sutter, California 8 $ 2,110,000 $ 263,750 $ 14,000
Martin, Florida 8 $ 2,420,000 $ 302,500 $ 0
Effingham, Georgia 8 $ 1,830,000 $ 228,750 $ 0
Glynn, Georgia 8 $ 1,960,000 $ 245,000 $ 0
Harris, Georgia 8 $ 1,760,000 $ 220,000 $ 0
St. Joseph, Indiana 8 $ 1,440,000 $ 180,000 $ 22,000
Kenton, Kentucky 8 $ 1,740,000 $ 217,500 $ 32,000
Calcasieu, Louisiana 8 $ 1,930,000 $ 241,250 $ 0
Tangipahoa, Louisiana 8 $ 1,410,000 $ 176,250 $ 0
Queen Anne's, Maryland 8 $ 4,170,000 $ 521,250 $ 0
Lapeer, Michigan 8 $ 1,710,000 $ 213,750 $ 0
Monroe, Michigan 8 $ 1,790,000 $ 223,750 $ 4,000
Essex, New Jersey 8 $ 2,860,000 $ 357,500 $ 23,000
Haywood, North Carolina 8 $ 2,560,000 $ 320,000 $ 30,000
Lee, North Carolina 8 $ 1,670,000 $ 208,750 $ 0
Lucas, Ohio 8 $ 1,520,000 $ 190,000 $ 12,000
Ross, Ohio 8 $ 1,690,000 $ 211,250 $ 0
Tuscarawas, Ohio 8 $ 1,930,000 $ 241,250 $ 21,000
Wood, Ohio 8 $ 1,440,000 $ 180,000 $ 0
Butler, Pennsylvania 8 $ 2,160,000 $ 270,000 $ 9,000
Brazos, Texas 8 $ 1,610,000 $ 201,250 $ 0
Henderson, Texas 8 $ 1,570,000 $ 196,250 $ 0
Hunt, Texas 8 $ 1,740,000 $ 217,500 $ 13,000
Lampasas, Texas 8 $ 1,630,000 $ 203,750 $ 0
Webb, Texas 8 $ 1,680,000 $ 210,000 $ 0
Albemarle, Virginia 8 $ 3,180,000 $ 397,500 $ 0
Caroline, Virginia 8 $ 1,790,000 $ 223,750 $ 7,000
Roanoke City, Virginia 8 $ 1,220,000 $ 152,500 $ 10,000
Fond du Lac, Wisconsin 8 $ 1,560,000 $ 195,000 $ 0
Manitowoc, Wisconsin 8 $ 1,580,000 $ 197,500 $ 0
Rock, Wisconsin 8 $ 1,720,000 $ 215,000 $ 13,000
St. Croix, Wisconsin 8 $ 1,710,000 $ 213,750 $ 0
Morgan, Alabama 7 $ 1,265,000 $ 180,714 $ 0
Craighead, Arkansas 7 $ 1,465,000 $ 209,285 $ 0
Faulkner, Arkansas 7 $ 1,595,000 $ 227,857 $ 27,000
Tehama, California 7 $ 1,665,000 $ 237,857 $ 0
Yolo, California 7 $ 2,175,000 $ 310,714 $ 0
Highlands, Florida 7 $ 1,275,000 $ 182,142 $ 0
Bartow, Georgia 7 $ 1,445,000 $ 206,428 $ 10,000
Bibb, Georgia 7 $ 1,105,000 $ 157,857 $ 0
Elmore, Idaho 7 $ 1,445,000 $ 206,428 $ 9,000
Kendall, Illinois 7 $ 1,695,000 $ 242,142 $ 0
Sangamon, Illinois 7 $ 1,445,000 $ 206,428 $ 0
Boone, Indiana 7 $ 1,535,000 $ 219,285 $ 0
Floyd, Indiana 7 $ 1,415,000 $ 202,142 $ 0
Morgan, Indiana 7 $ 1,665,000 $ 237,857 $ 6,000
Christian, Kentucky 7 $ 1,155,000 $ 165,000 $ 0
Madison, Kentucky 7 $ 1,615,000 $ 230,714 $ 0
Scott, Kentucky 7 $ 1,575,000 $ 225,000 $ 14,000
Vernon, Louisiana 7 $ 1,415,000 $ 202,142 $ 0
Jackson, Michigan 7 $ 1,145,000 $ 163,571 $ 0
Missoula, Montana 7 $ 2,365,000 $ 337,857 $ 17,000
Cumberland, New Jersey 7 $ 1,575,000 $ 225,000 $ 16,000
Union, New Jersey 7 $ 2,275,000 $ 325,000 $ 0
Cherokee, North Carolina 7 $ 1,755,000 $ 250,714 $ 19,000
Henderson, North Carolina 7 $ 1,695,000 $ 242,142 $ 6,000
Macon, North Carolina 7 $ 1,525,000 $ 217,857 $ 33,000
Orange, North Carolina 7 $ 2,325,000 $ 332,142 $ 25,000
Pasquotank, North Carolina 7 $ 1,495,000 $ 213,571 $ 0
Rutherford, North Carolina 7 $ 1,355,000 $ 193,571 $ 13,000
Union, Ohio 7 $ 1,835,000 $ 262,142 $ 0
Erie, Pennsylvania 7 $ 1,165,000 $ 166,428 $ 0
Lebanon, Pennsylvania 7 $ 1,255,000 $ 179,285 $ 14,000
Luzerne, Pennsylvania 7 $ 1,445,000 $ 206,428 $ 0
Bedford, Tennessee 7 $ 1,395,000 $ 199,285 $ 16,000
Blount, Tennessee 7 $ 1,525,000 $ 217,857 $ 7,000
Bradley, Tennessee 7 $ 1,485,000 $ 212,142 $ 9,000
Jefferson, Tennessee 7 $ 1,415,000 $ 202,142 $ 0
Madison, Tennessee 7 $ 1,635,000 $ 233,571 $ 0
Washington, Tennessee 7 $ 1,495,000 $ 213,571 $ 10,000
Chambers, Texas 7 $ 2,165,000 $ 309,285 $ 21,000
Johnson, Texas 7 $ 2,025,000 $ 289,285 $ 23,000
Arlington, Virginia 7 $ 3,565,000 $ 509,285 $ 13,000
Roanoke, Virginia 7 $ 1,275,000 $ 182,142 $ 0
Marathon, Wisconsin 7 $ 1,375,000 $ 196,428 $ 19,000
Garland, Arkansas 6 $ 1,490,000 $ 248,333 $ 0
Amador, California 6 $ 1,900,000 $ 316,666 $ 0
Butte, California 6 $ 1,390,000 $ 231,666 $ 21,000
Humboldt, California 6 $ 1,630,000 $ 271,666 $ 23,000
Lake, California 6 $ 1,410,000 $ 235,000 $ 0
Marin, California 6 $ 3,170,000 $ 528,333 $ 0
Napa, California 6 $ 3,230,000 $ 538,333 $ 0
San Mateo, California 6 $ 3,320,000 $ 553,333 $ 32,000
Jackson, Florida 6 $ 1,170,000 $ 195,000 $ 0
Spalding, Georgia 6 $ 1,320,000 $ 220,000 $ 0
Nez Perce, Idaho 6 $ 1,620,000 $ 270,000 $ 26,000
Peoria, Illinois 6 $ 880,000 $ 146,666 $ 0
Rock Island, Illinois 6 $ 1,490,000 $ 248,333 $ 0
Elkhart, Indiana 6 $ 1,360,000 $ 226,666 $ 0
Beauregard, Louisiana 6 $ 1,130,000 $ 188,333 $ 5,000
Lafourche, Louisiana 6 $ 1,340,000 $ 223,333 $ 0
Kalamazoo, Michigan 6 $ 1,110,000 $ 185,000 $ 0
Montcalm, Michigan 6 $ 1,150,000 $ 191,666 $ 0
St. Clair, Michigan 6 $ 1,050,000 $ 175,000 $ 0
Lincoln, Montana 6 $ 1,700,000 $ 283,333 $ 0
Cass, Nebraska 6 $ 1,590,000 $ 265,000 $ 31,000
Hudson, New Jersey 6 $ 1,820,000 $ 303,333 $ 0
Mercer, New Jersey 6 $ 1,360,000 $ 226,666 $ 0
Morris, New Jersey 6 $ 2,150,000 $ 358,333 $ 34,000
San Juan, New Mexico 6 $ 1,290,000 $ 215,000 $ 0
Lincoln, North Carolina 6 $ 1,580,000 $ 263,333 $ 9,000
Nash, North Carolina 6 $ 1,530,000 $ 255,000 $ 0
Pender, North Carolina 6 $ 1,400,000 $ 233,333 $ 0
Allen, Ohio 6 $ 1,170,000 $ 195,000 $ 0
Washington, Ohio 6 $ 980,000 $ 163,333 $ 0
Jackson, Oregon 6 $ 1,740,000 $ 290,000 $ 0
Multnomah, Oregon 6 $ 1,710,000 $ 285,000 $ 19,000
Lackawanna, Pennsylvania 6 $ 980,000 $ 163,333 $ 0
Lawrence, Pennsylvania 6 $ 1,280,000 $ 213,333 $ 8,000
Georgetown, South Carolina 6 $ 1,690,000 $ 281,666 $ 0
Cheatham, Tennessee 6 $ 1,670,000 $ 278,333 $ 12,000
Fayette, Tennessee 6 $ 1,250,000 $ 208,333 $ 12,000
Franklin, Tennessee 6 $ 1,300,000 $ 216,666 $ 0
Grayson, Texas 6 $ 1,410,000 $ 235,000 $ 28,000
Jefferson, Texas 6 $ 1,260,000 $ 210,000 $ 0
Tom Green, Texas 6 $ 1,340,000 $ 223,333 $ 0
Gloucester, Virginia 6 $ 1,710,000 $ 285,000 $ 63,000
Warren, Virginia 6 $ 1,800,000 $ 300,000 $ 22,000
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Mortgage Loan Application Detail Totals for Clearpath Lending in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 15,252 $4,095,940,000 $268,000 $2,285,000 $1,000 $756,000
Cash-out Refinancing 1,421 $443,975,000 $312,000 $1,315,000 $90,000 $444,000
Home Purchase 38 $14,670,000 $386,000 $1,695,000 $107,000 $437,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,984 $2,934,260,000 $267,000 $1,935,000 $8,000 $600,000
Black or African American 3,399 $927,995,000 $273,000 $2,285,000 $8,000 $285,000
Hispanic 1,798 $501,210,000 $278,000 $1,315,000 $9,000 $437,000
Asian 366 $135,810,000 $371,000 $1,005,000 $14,000 $756,000
Native Hawaiian or Other Pacific Islander 89 $32,815,000 $368,000 $905,000 $5,000 $129,000
American Indian or Alaskan Native 52 $14,860,000 $285,000 $725,000 $6,000 $107,000
Not Provided 23 $7,635,000 $331,000 $735,000 $25,000 $142,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 16,300 $4,440,060,000 $272,000 $2,285,000 $7,000 $444,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 219 $65,645,000 $299,000 $1,695,000 $112,000 $756,000
FHA-insured (Federal Housing Administration) 192 $48,880,000 $254,000 $615,000 $22,000 $199,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,097 $3,550,085,000 $271,000 $1,935,000 $7,000 $756,000
Application Withdrawn By Applicant 1,397 $390,635,000 $279,000 $1,695,000 $16,000 $444,000
Application Denied By Financial Institution 1,234 $330,730,000 $268,000 $2,285,000 $16,000 $600,000
File Closed For Incompleteness 983 $283,135,000 $288,000 $1,315,000 $6,000 $376,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 15,477 $4,223,855,000 $272,000 $1,935,000 $8,000 $756,000
Other 1,074 $284,520,000 $264,000 $2,285,000 $11,000 $353,000
Debt-To-Income Ratio 54 $17,930,000 $332,000 $1,025,000 $54,000 $110,000
Credit History 53 $13,235,000 $249,000 $595,000 $22,000 $101,000
Collateral 32 $8,280,000 $258,000 $715,000 $78,000 $285,000
Insufficient Cash (Downpayment, Closing Cost) 12 $4,280,000 $356,000 $725,000 $93,000 $211,000
Employment History 9 $2,485,000 $276,000 $545,000 $99,000 $600,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearpath Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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