Columbia Home Loans, Llc. Mortgage Lending & HMDA Data, 2005
In 2005, Columbia Home Loans, Llc. of Toms River, NJ reported 3,272 mortgage applications totaling $700.3 million, up 12% from 2004. The average application was for $214,032, and applicants reported an average income of $100,128. 75% of its applications resulted in an originated loan and 3% were denied. Its largest markets were New York-Wayne-White Plains, NY-NJ (727), Nassau-Suffolk, NY (505) and Edison, NJ (244) (applications in parentheses).
| Mortgage Company & Address | Columbia Home Loans, Llc. C/O Ocean First Bank, 975 Hooper Avenue Toms River, NJ 08753 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,272 |
| Total Mortgage Loan Application Amount | $700,315,000 |
| Average Mortgage Loan Application Amount | $214,032 |
| Highest Mortgage Loan Application Amount | $1,908,000 |
| Average Applicant Income | $100,128 |
| Highest Applicant Income | $3,701,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Columbia Home Loans, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk, New York | 423 | $ 106,220,000 | $ 251,111 | $ 89,000 |
| Westchester, New York | 394 | $ 111,290,000 | $ 282,461 | $ 118,000 |
| Bergen, New Jersey | 85 | $ 24,684,000 | $ 290,400 | $ 122,000 |
| Nassau, New York | 82 | $ 20,641,000 | $ 251,719 | $ 136,000 |
| Ocean, New Jersey | 81 | $ 15,359,000 | $ 189,617 | $ 107,000 |
| Orange, New York | 78 | $ 14,251,000 | $ 182,705 | $ 97,000 |
| Fairfield, Connecticut | 75 | $ 17,942,000 | $ 239,226 | $ 126,000 |
| Monmouth, New Jersey | 72 | $ 18,220,000 | $ 253,055 | $ 100,000 |
| Dutchess, New York | 71 | $ 14,521,000 | $ 204,521 | $ 92,000 |
| Kings, New York | 64 | $ 20,139,000 | $ 314,671 | $ 91,000 |
| Rockland, New York | 63 | $ 15,052,000 | $ 238,920 | $ 144,000 |
| Middlesex, New Jersey | 62 | $ 12,832,000 | $ 206,967 | $ 76,000 |
| Queens, New York | 53 | $ 14,322,000 | $ 270,226 | $ 103,000 |
| Union, New Jersey | 51 | $ 11,445,000 | $ 224,411 | $ 76,000 |
| Essex, New Jersey | 49 | $ 12,926,000 | $ 263,795 | $ 132,000 |
| Bronx, New York | 48 | $ 11,415,000 | $ 237,812 | $ 96,000 |
| Clark, Nevada | 47 | $ 8,045,000 | $ 171,170 | $ 83,000 |
| New York, New York | 42 | $ 13,495,000 | $ 321,309 | $ 217,000 |
| Putnam, New York | 39 | $ 9,646,000 | $ 247,333 | $ 110,000 |
| Hudson, New Jersey | 34 | $ 6,682,000 | $ 196,529 | $ 96,000 |
| Morris, New Jersey | 29 | $ 9,144,000 | $ 315,310 | $ 103,000 |
| Somerset, New Jersey | 29 | $ 6,834,000 | $ 235,655 | $ 133,000 |
| Flagler, Florida | 25 | $ 3,024,000 | $ 120,960 | $ 99,000 |
| Camden, New Jersey | 24 | $ 2,829,000 | $ 117,875 | $ 53,000 |
| Richmond, New York | 24 | $ 6,416,000 | $ 267,333 | $ 96,000 |
| Palm Beach, Florida | 23 | $ 4,676,000 | $ 203,304 | $ 144,000 |
| Sussex, New Jersey | 21 | $ 4,170,000 | $ 198,571 | $ 94,000 |
| Chittenden, Vermont | 21 | $ 3,426,000 | $ 163,142 | $ 165,000 |
| Atlantic, New Jersey | 20 | $ 3,310,000 | $ 165,500 | $ 53,000 |
| Philadelphia, Pennsylvania | 20 | $ 2,403,000 | $ 120,150 | $ 71,000 |
| Orange, Florida | 19 | $ 3,219,000 | $ 169,421 | $ 87,000 |
| Passaic, New Jersey | 18 | $ 5,037,000 | $ 279,833 | $ 175,000 |
| Litchfield, Connecticut | 16 | $ 2,065,000 | $ 129,062 | $ 82,000 |
| Delaware, Pennsylvania | 16 | $ 1,901,000 | $ 118,812 | $ 94,000 |
| Mercer, New Jersey | 15 | $ 3,600,000 | $ 240,000 | $ 92,000 |
| Broward, Florida | 14 | $ 4,457,000 | $ 318,357 | $ 79,000 |
| Miami-Dade, Florida | 14 | $ 2,106,000 | $ 150,428 | $ 83,000 |
| St. Lucie, Florida | 14 | $ 2,106,000 | $ 150,428 | $ 118,000 |
| Cook, Illinois | 14 | $ 2,066,000 | $ 147,571 | $ 71,000 |
| Gloucester, New Jersey | 14 | $ 1,841,000 | $ 131,500 | $ 77,000 |
| Burlington, New Jersey | 12 | $ 2,114,000 | $ 176,166 | $ 61,000 |
| New Haven, Connecticut | 11 | $ 1,160,000 | $ 105,454 | $ 79,000 |
| New Castle, Delaware | 11 | $ 1,206,000 | $ 109,636 | $ 66,000 |
| Prince George's, Maryland | 11 | $ 1,702,000 | $ 154,727 | $ 76,000 |
| Cape May, New Jersey | 11 | $ 2,706,000 | $ 246,000 | $ 59,000 |
| Warren, New Jersey | 10 | $ 2,307,000 | $ 230,700 | $ 99,000 |
| Wake, North Carolina | 10 | $ 1,219,000 | $ 121,900 | $ 89,000 |
| Franklin, Ohio | 10 | $ 1,193,000 | $ 119,300 | $ 77,000 |
| Washington, Vermont | 10 | $ 857,000 | $ 85,700 | $ 72,000 |
| Maricopa, Arizona | 9 | $ 1,221,000 | $ 135,666 | $ 76,000 |
| Hunterdon, New Jersey | 9 | $ 3,887,000 | $ 431,888 | $ 177,000 |
| Providence, Rhode Island | 9 | $ 1,494,000 | $ 166,000 | $ 98,000 |
| Ulster, New York | 8 | $ 1,456,000 | $ 182,000 | $ 80,000 |
| Rutland, Vermont | 8 | $ 1,074,000 | $ 134,250 | $ 70,000 |
| Lake, Florida | 7 | $ 1,240,000 | $ 177,142 | $ 32,000 |
| Osceola, Florida | 7 | $ 1,008,000 | $ 144,000 | $ 62,000 |
| DeKalb, Georgia | 7 | $ 679,000 | $ 97,000 | $ 62,000 |
| Gwinnett, Georgia | 7 | $ 778,000 | $ 111,142 | $ 87,000 |
| Middlesex, Massachusetts | 7 | $ 1,211,000 | $ 173,000 | $ 70,000 |
| Cumberland, New Jersey | 7 | $ 761,000 | $ 108,714 | $ 46,000 |
| Williamson, Texas | 7 | $ 657,000 | $ 93,857 | $ 12,000 |
| Franklin, Vermont | 7 | $ 780,000 | $ 111,428 | $ 68,000 |
| Windham, Vermont | 7 | $ 1,170,000 | $ 167,142 | $ 181,000 |
| Los Angeles, California | 6 | $ 872,000 | $ 145,333 | $ 140,000 |
| Lee, Florida | 6 | $ 805,000 | $ 134,166 | $ 63,000 |
| Ware, Georgia | 6 | $ 364,000 | $ 60,666 | $ 129,000 |
| Suffolk, Massachusetts | 6 | $ 1,519,000 | $ 253,166 | $ 95,000 |
| Erie, New York | 6 | $ 488,000 | $ 81,333 | $ 35,000 |
| Onondaga, New York | 6 | $ 590,000 | $ 98,333 | $ 59,000 |
| Mecklenburg, North Carolina | 6 | $ 656,000 | $ 109,333 | $ 53,000 |
| Cuyahoga, Ohio | 6 | $ 486,000 | $ 81,000 | $ 59,000 |
| Chester, Pennsylvania | 6 | $ 2,033,000 | $ 338,833 | $ 144,000 |
| Horry, South Carolina | 6 | $ 766,000 | $ 127,666 | $ 136,000 |
| Knox, Tennessee | 6 | $ 239,000 | $ 39,833 | $ 66,000 |
| Addison, Vermont | 6 | $ 617,000 | $ 102,833 | $ 64,000 |
| Bennington, Vermont | 6 | $ 1,501,000 | $ 250,166 | $ 78,000 |
| Lamoille, Vermont | 6 | $ 1,095,000 | $ 182,500 | $ 99,000 |
| Windsor, Vermont | 6 | $ 1,607,000 | $ 267,833 | $ 203,000 |
| Prince William, Virginia | 6 | $ 1,204,000 | $ 200,666 | $ 63,000 |
| San Bernardino, California | 5 | $ 1,011,000 | $ 202,200 | $ 59,000 |
| Sussex, Delaware | 5 | $ 1,167,000 | $ 233,400 | $ 179,000 |
| Duval, Florida | 5 | $ 708,000 | $ 141,600 | $ 52,000 |
| Pinellas, Florida | 5 | $ 490,000 | $ 98,000 | $ 61,000 |
| Sarasota, Florida | 5 | $ 1,186,000 | $ 237,200 | $ 232,000 |
| Dade, Georgia | 5 | $ 270,000 | $ 54,000 | $ 120,000 |
| Lake, Illinois | 5 | $ 1,702,000 | $ 340,400 | $ 173,000 |
| St. Clair, Illinois | 5 | $ 401,000 | $ 80,200 | $ 147,000 |
| Barnstable, Massachusetts | 5 | $ 795,000 | $ 159,000 | $ 0 |
| Strafford, New Hampshire | 5 | $ 805,000 | $ 161,000 | $ 70,000 |
| Sullivan, New York | 5 | $ 542,000 | $ 108,400 | $ 54,000 |
| Grand Forks, North Dakota | 5 | $ 344,000 | $ 68,800 | $ 45,000 |
| Monroe, Pennsylvania | 5 | $ 1,022,000 | $ 204,400 | $ 43,000 |
| Montgomery, Pennsylvania | 5 | $ 777,000 | $ 155,400 | $ 70,000 |
| Fairfax, Virginia | 5 | $ 2,518,000 | $ 503,600 | $ 239,000 |
| Pinal, Arizona | 4 | $ 492,000 | $ 123,000 | $ 88,000 |
| Orange, California | 4 | $ 1,793,000 | $ 448,250 | $ 201,000 |
| San Diego, California | 4 | $ 556,000 | $ 139,000 | $ 59,000 |
| Hillsborough, Florida | 4 | $ 315,000 | $ 78,750 | $ 61,000 |
| Pasco, Florida | 4 | $ 660,000 | $ 165,000 | $ 36,000 |
| DuPage, Illinois | 4 | $ 864,000 | $ 216,000 | $ 53,000 |
| Jefferson, Kentucky | 4 | $ 535,000 | $ 133,750 | $ 147,000 |
| Plymouth, Massachusetts | 4 | $ 1,196,000 | $ 299,000 | $ 102,000 |
| Merrimack, New Hampshire | 4 | $ 411,000 | $ 102,750 | $ 37,000 |
| Broome, New York | 4 | $ 174,000 | $ 43,500 | $ 92,000 |
| Essex, New York | 4 | $ 278,000 | $ 69,500 | $ 62,000 |
| Butler, Ohio | 4 | $ 642,000 | $ 160,500 | $ 60,000 |
| Lucas, Ohio | 4 | $ 369,000 | $ 92,250 | $ 52,000 |
| Lackawanna, Pennsylvania | 4 | $ 276,000 | $ 69,000 | $ 62,000 |
| Kent, Rhode Island | 4 | $ 785,000 | $ 196,250 | $ 89,000 |
| Travis, Texas | 4 | $ 456,000 | $ 114,000 | $ 258,000 |
| Salt Lake, Utah | 4 | $ 605,000 | $ 151,250 | $ 108,000 |
| Chesterfield, Virginia | 4 | $ 752,000 | $ 188,000 | $ 87,000 |
| Coconino, Arizona | 3 | $ 412,000 | $ 137,333 | $ 123,000 |
| Yavapai, Arizona | 3 | $ 360,000 | $ 120,000 | $ 87,000 |
| Fresno, California | 3 | $ 550,000 | $ 183,333 | $ 61,000 |
| Alachua, Florida | 3 | $ 162,000 | $ 54,000 | $ 75,000 |
| Brevard, Florida | 3 | $ 305,000 | $ 101,666 | $ 51,000 |
| Collier, Florida | 3 | $ 283,000 | $ 94,333 | $ 84,000 |
| Okaloosa, Florida | 3 | $ 315,000 | $ 105,000 | $ 71,000 |
| Polk, Florida | 3 | $ 277,000 | $ 92,333 | $ 78,000 |
| Seminole, Florida | 3 | $ 512,000 | $ 170,666 | $ 108,000 |
| Volusia, Florida | 3 | $ 398,000 | $ 132,666 | $ 61,000 |
| Will, Illinois | 3 | $ 222,000 | $ 74,000 | $ 110,000 |
| Lake, Indiana | 3 | $ 148,000 | $ 49,333 | $ 47,000 |
| Jones, Iowa | 3 | $ 213,000 | $ 71,000 | $ 42,000 |
| Douglas, Kansas | 3 | $ 178,000 | $ 59,333 | $ 62,000 |
| Cumberland, Maine | 3 | $ 596,000 | $ 198,666 | $ 112,000 |
| York, Maine | 3 | $ 628,000 | $ 209,333 | $ 160,000 |
| Baltimore, Maryland | 3 | $ 817,000 | $ 272,333 | $ 75,000 |
| Baltimore City, Maryland | 3 | $ 268,000 | $ 89,333 | $ 54,000 |
| Carroll, Maryland | 3 | $ 410,000 | $ 136,666 | $ 89,000 |
| Montgomery, Maryland | 3 | $ 422,000 | $ 140,666 | $ 75,000 |
| Hennepin, Minnesota | 3 | $ 351,000 | $ 117,000 | $ 105,000 |
| Greene, Missouri | 3 | $ 177,000 | $ 59,000 | $ 73,000 |
| Chemung, New York | 3 | $ 234,000 | $ 78,000 | $ 67,000 |
| Monroe, New York | 3 | $ 169,000 | $ 56,333 | $ 45,000 |
| Oswego, New York | 3 | $ 329,000 | $ 109,666 | $ 98,000 |
| St. Lawrence, New York | 3 | $ 215,000 | $ 71,666 | $ 64,000 |
| Tioga, New York | 3 | $ 334,000 | $ 111,333 | $ 118,000 |
| Wayne, New York | 3 | $ 461,000 | $ 153,666 | $ 98,000 |
| Darke, Ohio | 3 | $ 269,000 | $ 89,666 | $ 57,000 |
| Trumbull, Ohio | 3 | $ 174,000 | $ 58,000 | $ 29,000 |
| Cleveland, Oklahoma | 3 | $ 183,000 | $ 61,000 | $ 44,000 |
| Tulsa, Oklahoma | 3 | $ 336,000 | $ 112,000 | $ 99,000 |
| Clackamas, Oregon | 3 | $ 319,000 | $ 106,333 | $ 95,000 |
| Multnomah, Oregon | 3 | $ 255,000 | $ 85,000 | $ 57,000 |
| Allegheny, Pennsylvania | 3 | $ 187,000 | $ 62,333 | $ 60,000 |
| Lehigh, Pennsylvania | 3 | $ 478,000 | $ 159,333 | $ 68,000 |
| Pike, Pennsylvania | 3 | $ 283,000 | $ 94,333 | $ 0 |
| Wayne, Pennsylvania | 3 | $ 343,000 | $ 114,333 | $ 88,000 |
| Newport, Rhode Island | 3 | $ 820,000 | $ 273,333 | $ 162,000 |
| Beaufort, South Carolina | 3 | $ 284,000 | $ 94,666 | $ 78,000 |
| Georgetown, South Carolina | 3 | $ 359,000 | $ 119,666 | $ 136,000 |
| Davis, Utah | 3 | $ 273,000 | $ 91,000 | $ 37,000 |
| Caledonia, Vermont | 3 | $ 267,000 | $ 89,000 | $ 24,000 |
| Chesapeake, Virginia | 3 | $ 346,000 | $ 115,333 | $ 35,000 |
| Lee, Alabama | 2 | $ 123,000 | $ 61,500 | $ 540,000 |
| Madison, Alabama | 2 | $ 75,000 | $ 37,500 | $ 0 |
| Montgomery, Arkansas | 2 | $ 95,000 | $ 47,500 | $ 61,000 |
| Pulaski, Arkansas | 2 | $ 199,000 | $ 99,500 | $ 0 |
| El Dorado, California | 2 | $ 422,000 | $ 211,000 | $ 33,000 |
| Kern, California | 2 | $ 516,000 | $ 258,000 | $ 16,000 |
| Sonoma, California | 2 | $ 398,000 | $ 199,000 | $ 108,000 |
| Stanislaus, California | 2 | $ 484,000 | $ 242,000 | $ 94,000 |
| Arapahoe, Colorado | 2 | $ 168,000 | $ 84,000 | $ 120,000 |
| Grand, Colorado | 2 | $ 162,000 | $ 81,000 | $ 144,000 |
| Jefferson, Colorado | 2 | $ 175,000 | $ 87,500 | $ 61,000 |
| Pueblo, Colorado | 2 | $ 103,000 | $ 51,500 | $ 43,000 |
| Charlotte, Florida | 2 | $ 310,000 | $ 155,000 | $ 48,000 |
| Fulton, Georgia | 2 | $ 268,000 | $ 134,000 | $ 59,000 |
| Gordon, Georgia | 2 | $ 167,000 | $ 83,500 | $ 66,000 |
| Hall, Georgia | 2 | $ 405,000 | $ 202,500 | $ 0 |
| Ada, Idaho | 2 | $ 125,000 | $ 62,500 | $ 68,000 |
| Kane, Illinois | 2 | $ 221,000 | $ 110,500 | $ 0 |
| Kendall, Illinois | 2 | $ 158,000 | $ 79,000 | $ 171,000 |
| Putnam, Indiana | 2 | $ 164,000 | $ 82,000 | $ 161,000 |
| Riley, Kansas | 2 | $ 138,000 | $ 69,000 | $ 108,000 |
| Kenton, Kentucky | 2 | $ 180,000 | $ 90,000 | $ 96,000 |
| Lincoln, Maine | 2 | $ 190,000 | $ 95,000 | $ 72,000 |
| Anne Arundel, Maryland | 2 | $ 97,000 | $ 48,500 | $ 74,000 |
| Hampden, Massachusetts | 2 | $ 51,000 | $ 25,500 | $ 76,000 |
| Norfolk, Massachusetts | 2 | $ 587,000 | $ 293,500 | $ 38,000 |
| Berrien, Michigan | 2 | $ 144,000 | $ 72,000 | $ 78,000 |
| Kalamazoo, Michigan | 2 | $ 144,000 | $ 72,000 | $ 40,000 |
| Nicollet, Minnesota | 2 | $ 125,000 | $ 62,500 | $ 0 |
| Ramsey, Minnesota | 2 | $ 207,000 | $ 103,500 | $ 41,000 |
| Sherburne, Minnesota | 2 | $ 138,000 | $ 69,000 | $ 37,000 |
| DeSoto, Mississippi | 2 | $ 347,000 | $ 173,500 | $ 97,000 |
| Jackson, Mississippi | 2 | $ 279,000 | $ 139,500 | $ 66,000 |
| Jones, Mississippi | 2 | $ 115,000 | $ 57,500 | $ 68,000 |
| Clay, Missouri | 2 | $ 121,000 | $ 60,500 | $ 78,000 |
| Lyon, Nevada | 2 | $ 196,000 | $ 98,000 | $ 110,000 |
| Belknap, New Hampshire | 2 | $ 111,000 | $ 55,500 | $ 106,000 |
| Hillsborough, New Hampshire | 2 | $ 195,000 | $ 97,500 | $ 0 |
| Warren, New York | 2 | $ 172,000 | $ 86,000 | $ 57,000 |
| Brunswick, North Carolina | 2 | $ 336,000 | $ 168,000 | $ 118,000 |
| Buncombe, North Carolina | 2 | $ 384,000 | $ 192,000 | $ 117,000 |
| Cabarrus, North Carolina | 2 | $ 888,000 | $ 444,000 | $ 187,000 |
| Hamilton, Ohio | 2 | $ 219,000 | $ 109,500 | $ 164,000 |
| Mahoning, Ohio | 2 | $ 283,000 | $ 141,500 | $ 75,000 |
| Douglas, Oregon | 2 | $ 138,000 | $ 69,000 | $ 480,000 |
| Berks, Pennsylvania | 2 | $ 141,000 | $ 70,500 | $ 77,000 |
| Bucks, Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| Dauphin, Pennsylvania | 2 | $ 188,000 | $ 94,000 | $ 56,000 |
| Schuylkill, Pennsylvania | 2 | $ 166,000 | $ 83,000 | $ 12,000 |
| York, Pennsylvania | 2 | $ 562,000 | $ 281,000 | $ 105,000 |
| Bristol, Rhode Island | 2 | $ 1,009,000 | $ 504,500 | $ 219,000 |
| Cache, Utah | 2 | $ 163,000 | $ 81,500 | $ 38,000 |
| Arlington, Virginia | 2 | $ 134,000 | $ 67,000 | $ 71,000 |
| Loudoun, Virginia | 2 | $ 519,000 | $ 259,500 | $ 142,000 |
| Rappahannock, Virginia | 2 | $ 180,000 | $ 90,000 | $ 84,000 |
| Spotsylvania, Virginia | 2 | $ 208,000 | $ 104,000 | $ 72,000 |
| Westmoreland, Virginia | 2 | $ 353,000 | $ 176,500 | $ 64,000 |
| Yakima, Washington | 2 | $ 270,000 | $ 135,000 | $ 161,000 |
| Calumet, Wisconsin | 2 | $ 211,000 | $ 105,500 | $ 0 |
| Green, Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Milwaukee, Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 70,000 |
| Tuscaloosa, Alabama | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Cochise, Arizona | 1 | $ 176,000 | $ 176,000 | $ 78,000 |
| Pima, Arizona | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Yuma, Arizona | 1 | $ 275,000 | $ 275,000 | $ 51,000 |
| Benton, Arkansas | 1 | $ 29,000 | $ 29,000 | $ 95,000 |
| Garland, Arkansas | 1 | $ 246,000 | $ 246,000 | $ 200,000 |
| Saline, Arkansas | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Alameda, California | 1 | $ 359,000 | $ 359,000 | $ 34,000 |
| Contra Costa, California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Humboldt, California | 1 | $ 142,000 | $ 142,000 | $ 102,000 |
| Riverside, California | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Sacramento, California | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Santa Clara, California | 1 | $ 200,000 | $ 200,000 | $ 108,000 |
| Siskiyou, California | 1 | $ 201,000 | $ 201,000 | $ 93,000 |
| Solano, California | 1 | $ 160,000 | $ 160,000 | $ 189,000 |
| Tulare, California | 1 | $ 122,000 | $ 122,000 | $ 25,000 |
| Denver, Colorado | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| La Plata, Colorado | 1 | $ 306,000 | $ 306,000 | $ 109,000 |
| Hartford, Connecticut | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Middlesex, Connecticut | 1 | $ 635,000 | $ 635,000 | $ 218,000 |
| New London, Connecticut | 1 | $ 56,000 | $ 56,000 | $ 66,000 |
| Tolland, Connecticut | 1 | $ 113,000 | $ 113,000 | $ 69,000 |
| District of Columbia, District Of Columbia | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Citrus, Florida | 1 | $ 72,000 | $ 72,000 | $ 96,000 |
| DeSoto, Florida | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Hernando, Florida | 1 | $ 119,000 | $ 119,000 | $ 102,000 |
| Manatee, Florida | 1 | $ 134,000 | $ 134,000 | $ 108,000 |
| Marion, Florida | 1 | $ 40,000 | $ 40,000 | $ 37,000 |
| Martin, Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Sumter, Florida | 1 | $ 43,000 | $ 43,000 | $ 108,000 |
| Charlton, Georgia | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Cobb, Georgia | 1 | $ 290,000 | $ 290,000 | $ 96,000 |
| Coweta, Georgia | 1 | $ 158,000 | $ 158,000 | $ 89,000 |
| Fayette, Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Gilmer, Georgia | 1 | $ 114,000 | $ 114,000 | $ 118,000 |
| Henry, Georgia | 1 | $ 160,000 | $ 160,000 | $ 35,000 |
| Jones, Georgia | 1 | $ 100,000 | $ 100,000 | $ 99,000 |
| Pickens, Georgia | 1 | $ 124,000 | $ 124,000 | $ 96,000 |
| Troup, Georgia | 1 | $ 157,000 | $ 157,000 | $ 41,000 |
| Union, Georgia | 1 | $ 175,000 | $ 175,000 | $ 28,000 |
| Washington, Georgia | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Blaine, Idaho | 1 | $ 450,000 | $ 450,000 | $ 121,000 |
| Kootenai, Idaho | 1 | $ 140,000 | $ 140,000 | $ 162,000 |
| Grundy, Illinois | 1 | $ 111,000 | $ 111,000 | $ 38,000 |
| Kankakee, Illinois | 1 | $ 133,000 | $ 133,000 | $ 57,000 |
| McHenry, Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sangamon, Illinois | 1 | $ 123,000 | $ 123,000 | $ 70,000 |
| Elkhart, Indiana | 1 | $ 124,000 | $ 124,000 | $ 47,000 |
| Monroe, Indiana | 1 | $ 351,000 | $ 351,000 | $ 110,000 |
| Vanderburgh, Indiana | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Delaware, Iowa | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| Johnson, Kansas | 1 | $ 239,000 | $ 239,000 | $ 96,000 |
| Sedgwick, Kansas | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Wyandotte, Kansas | 1 | $ 77,000 | $ 77,000 | $ 36,000 |
| Boone, Kentucky | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Clark, Kentucky | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Fayette, Kentucky | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Jessamine, Kentucky | 1 | $ 101,000 | $ 101,000 | $ 56,000 |
| Wolfe, Kentucky | 1 | $ 130,000 | $ 130,000 | $ 148,000 |
| Terrebonne, Louisiana | 1 | $ 34,000 | $ 34,000 | $ 88,000 |
| Kennebec, Maine | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Penobscot, Maine | 1 | $ 81,000 | $ 81,000 | $ 63,000 |
| Howard, Maryland | 1 | $ 225,000 | $ 225,000 | $ 35,000 |
| Talbot, Maryland | 1 | $ 800,000 | $ 800,000 | $ 260,000 |
| Worcester, Maryland | 1 | $ 146,000 | $ 146,000 | $ 134,000 |
| Berkshire, Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 212,000 |
| Bristol, Massachusetts | 1 | $ 101,000 | $ 101,000 | $ 107,000 |
| Dukes, Massachusetts | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Essex, Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 73,000 |
| Genesee, Michigan | 1 | $ 33,000 | $ 33,000 | $ 47,000 |
| Lapeer, Michigan | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Oakland, Michigan | 1 | $ 422,000 | $ 422,000 | $ 160,000 |
| Van Buren, Michigan | 1 | $ 158,000 | $ 158,000 | $ 46,000 |
| Wayne, Michigan | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Anoka, Minnesota | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Dakota, Minnesota | 1 | $ 48,000 | $ 48,000 | $ 59,000 |
| Dodge, Minnesota | 1 | $ 111,000 | $ 111,000 | $ 27,000 |
| Hancock, Mississippi | 1 | $ 169,000 | $ 169,000 | $ 83,000 |
| Harrison, Mississippi | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Cape Girardeau, Missouri | 1 | $ 140,000 | $ 140,000 | $ 210,000 |
| Laclede, Missouri | 1 | $ 118,000 | $ 118,000 | $ 76,000 |
| Yellowstone, Montana | 1 | $ 167,000 | $ 167,000 | $ 57,000 |
| Dakota, Nebraska | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Holt, Nebraska | 1 | $ 72,000 | $ 72,000 | $ 84,000 |
| Kearney, Nebraska | 1 | $ 136,000 | $ 136,000 | $ 78,000 |
| Scotts Bluff, Nebraska | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Washington, Nebraska | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
| Washoe, Nevada | 1 | $ 83,000 | $ 83,000 | $ 76,000 |
| Carroll, New Hampshire | 1 | $ 169,000 | $ 169,000 | $ 84,000 |
| Cheshire, New Hampshire | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Grafton, New Hampshire | 1 | $ 158,000 | $ 158,000 | $ 113,000 |
| Rockingham, New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
| Salem, New Jersey | 1 | $ 148,000 | $ 148,000 | $ 114,000 |
| Dona Ana, New Mexico | 1 | $ 199,000 | $ 199,000 | $ 59,000 |
| Lea, New Mexico | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Luna, New Mexico | 1 | $ 130,000 | $ 130,000 | $ 120,000 |
| Albany, New York | 1 | $ 122,000 | $ 122,000 | $ 310,000 |
| Clinton, New York | 1 | $ 127,000 | $ 127,000 | $ 38,000 |
| Columbia, New York | 1 | $ 120,000 | $ 120,000 | $ 96,000 |
| Greene, New York | 1 | $ 152,000 | $ 152,000 | $ 164,000 |
| Jefferson, New York | 1 | $ 42,000 | $ 42,000 | $ 47,000 |
| Ontario, New York | 1 | $ 216,000 | $ 216,000 | $ 120,000 |
| Otsego, New York | 1 | $ 149,000 | $ 149,000 | $ 43,000 |
| Saratoga, New York | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Steuben, New York | 1 | $ 126,000 | $ 126,000 | $ 180,000 |
| Tompkins, New York | 1 | $ 128,000 | $ 128,000 | $ 73,000 |
| Burke, North Carolina | 1 | $ 149,000 | $ 149,000 | $ 62,000 |
| Cherokee, North Carolina | 1 | $ 147,000 | $ 147,000 | $ 44,000 |
| Craven, North Carolina | 1 | $ 267,000 | $ 267,000 | $ 121,000 |
| Cumberland, North Carolina | 1 | $ 111,000 | $ 111,000 | $ 42,000 |
| Dare, North Carolina | 1 | $ 63,000 | $ 63,000 | $ 222,000 |
| Davidson, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Forsyth, North Carolina | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| Gaston, North Carolina | 1 | $ 70,000 | $ 70,000 | $ 73,000 |
| Henderson, North Carolina | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Iredell, North Carolina | 1 | $ 495,000 | $ 495,000 | $ 300,000 |
| Jackson, North Carolina | 1 | $ 108,000 | $ 108,000 | $ 66,000 |
| Pasquotank, North Carolina | 1 | $ 84,000 | $ 84,000 | $ 111,000 |
| Perquimans, North Carolina | 1 | $ 232,000 | $ 232,000 | $ 60,000 |
| Rowan, North Carolina | 1 | $ 123,000 | $ 123,000 | $ 146,000 |
| Surry, North Carolina | 1 | $ 220,000 | $ 220,000 | $ 98,000 |
| Swain, North Carolina | 1 | $ 266,000 | $ 266,000 | $ 128,000 |
| Union, North Carolina | 1 | $ 400,000 | $ 400,000 | $ 167,000 |
| Columbiana, Ohio | 1 | $ 167,000 | $ 167,000 | $ 61,000 |
| Hancock, Ohio | 1 | $ 77,000 | $ 77,000 | $ 27,000 |
| Logan, Ohio | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Montgomery, Ohio | 1 | $ 199,000 | $ 199,000 | $ 97,000 |
| Portage, Ohio | 1 | $ 148,000 | $ 148,000 | $ 105,000 |
| Summit, Ohio | 1 | $ 180,000 | $ 180,000 | $ 122,000 |
| Warren, Ohio | 1 | $ 146,000 | $ 146,000 | $ 70,000 |
| Bryan, Oklahoma | 1 | $ 170,000 | $ 170,000 | $ 0 |
| McClain, Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 136,000 |
| Oklahoma, Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 101,000 |
| Deschutes, Oregon | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hood River, Oregon | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Polk, Oregon | 1 | $ 300,000 | $ 300,000 | $ 106,000 |
| Yamhill, Oregon | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Adams, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Carbon, Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 60,000 |
| Clearfield, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Fayette, Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| Franklin, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Lancaster, Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 105,000 |
| Luzerne, Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Mifflin, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Tioga, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Aiken, South Carolina | 1 | $ 76,000 | $ 76,000 | $ 150,000 |
| Greenville, South Carolina | 1 | $ 133,000 | $ 133,000 | $ 43,000 |
| Lexington, South Carolina | 1 | $ 156,000 | $ 156,000 | $ 84,000 |
| McCormick, South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Montgomery, Tennessee | 1 | $ 63,000 | $ 63,000 | $ 162,000 |
| Shelby, Tennessee | 1 | $ 152,000 | $ 152,000 | $ 86,000 |
| Sumner, Tennessee | 1 | $ 44,000 | $ 44,000 | $ 147,000 |
| Bastrop, Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hidalgo, Texas | 1 | $ 435,000 | $ 435,000 | $ 250,000 |
| Iron, Utah | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kane, Utah | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Summit, Utah | 1 | $ 132,000 | $ 132,000 | $ 98,000 |
| Utah, Utah | 1 | $ 235,000 | $ 235,000 | $ 180,000 |
| Essex, Vermont | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Orleans, Vermont | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Albemarle, Virginia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Alexandria, Virginia | 1 | $ 280,000 | $ 280,000 | $ 150,000 |
| Clarke, Virginia | 1 | $ 270,000 | $ 270,000 | $ 75,000 |
| Falls Church, Virginia | 1 | $ 401,000 | $ 401,000 | $ 72,000 |
| Fredericksburg, Virginia | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Hampton, Virginia | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Harrisonburg, Virginia | 1 | $ 130,000 | $ 130,000 | $ 29,000 |
| Lee, Virginia | 1 | $ 208,000 | $ 208,000 | $ 85,000 |
| Louisa, Virginia | 1 | $ 143,000 | $ 143,000 | $ 59,000 |
| Norfolk, Virginia | 1 | $ 27,000 | $ 27,000 | $ 180,000 |
| Prince George, Virginia | 1 | $ 164,000 | $ 164,000 | $ 71,000 |
| Richmond City, Virginia | 1 | $ 192,000 | $ 192,000 | $ 134,000 |
| Stafford, Virginia | 1 | $ 40,000 | $ 40,000 | $ 64,000 |
| Suffolk, Virginia | 1 | $ 41,000 | $ 41,000 | $ 68,000 |
| Williamsburg, Virginia | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Benton, Washington | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Clallam, Washington | 1 | $ 216,000 | $ 216,000 | $ 72,000 |
| Clark, Washington | 1 | $ 142,000 | $ 142,000 | $ 208,000 |
| King, Washington | 1 | $ 91,000 | $ 91,000 | $ 72,000 |
| Lewis, Washington | 1 | $ 256,000 | $ 256,000 | $ 120,000 |
| Pierce, Washington | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Snohomish, Washington | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Kanawha, West Virginia | 1 | $ 71,000 | $ 71,000 | $ 34,000 |
| Monongalia, West Virginia | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Preston, West Virginia | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Tucker, West Virginia | 1 | $ 220,000 | $ 220,000 | $ 117,000 |
| Rusk, Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 85,000 |
| Albany, Wyoming | 1 | $ 242,000 | $ 242,000 | $ 156,000 |
| Laramie, Wyoming | 1 | $ 118,000 | $ 118,000 | $ 0 |
Mortgage Loan Application Detail Totals for Columbia Home Loans, Llc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,738 | $333,243,000 | $137,255 | $1,500,000 | $79,212 | $3,701,000 |
| Home Purchase | 1,532 | $366,526,000 | $146,511 | $1,908,000 | $92,955 | $1,670,000 |
| Home Improvement | 2 | $546,000 | $273,000 | $290,000 | $136,000 | $152,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,053 | $455,969,000 | $142,489 | $1,908,000 | $94,340 | $3,701,000 |
| Not Provided | 655 | $128,359,000 | $149,585 | $1,000,000 | $77,878 | $919,000 |
| Hispanic | 292 | $63,351,000 | $139,000 | $650,000 | $67,388 | $473,000 |
| Black or African American | 186 | $37,039,000 | $155,545 | $605,000 | $74,545 | $488,000 |
| Asian | 78 | $14,484,000 | $139,062 | $900,000 | $115,375 | $420,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $729,000 | $145,800 | $360,000 | $62,600 | $140,000 |
| American Indian or Alaskan Native | 3 | $384,000 | $128,000 | $254,000 | $87,666 | $99,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,234 | $693,850,000 | $138,326 | $1,908,000 | $86,591 | $3,701,000 |
| FHA-insured (Federal Housing Administration) | 38 | $6,465,000 | $170,333 | $381,000 | $72,333 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,470 | $526,419,000 | $140,938 | $1,540,000 | $89,551 | $1,670,000 |
| Application Withdrawn By Applicant | 697 | $154,656,000 | $158,432 | $1,908,000 | $78,081 | $3,701,000 |
| Application Denied By Financial Institution | 88 | $16,461,000 | $147,411 | $1,000,000 | $90,294 | $329,000 |
| Application Approved But Not Accepted | 9 | $1,150,000 | $135,500 | $230,000 | $139,250 | $351,000 |
| File Closed For Incompleteness | 7 | $1,473,000 | $193,000 | $432,000 | $100,000 | $216,000 |
| Preapproval Denied by Financial Institution | 1 | $156,000 | $156,000 | $156,000 | $114,000 | $114,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 32 | $7,207,000 | $155,666 | $900,000 | $92,416 | $329,000 |
| Collateral | 25 | $3,600,000 | $153,444 | $473,000 | $74,444 | $158,000 |
| Credit History | 15 | $2,567,000 | $190,666 | $400,000 | $70,166 | $166,000 |
| Debt-To-Income Ratio | 10 | $1,521,000 | $178,250 | $500,000 | $98,500 | $213,000 |
| Unverifiable Information | 4 | $513,000 | $128,000 | $386,000 | $124,500 | $206,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $209,000 | $104,000 | $176,000 | $120,000 | $120,000 |
| Mortgage Insurance Denied | 1 | $1,000,000 | $1,000,000 | $1,000,000 | $254,000 | $254,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia Home Loans, Llc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Columbia Home Loans, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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