Columbia Home Loans, Llc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Columbia Home Loans, Llc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Columbia Home Loans, Llc. C/O Ocean First Bank, 975 Hooper Avenue Toms River, NJ 08753 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,272 |
| Total Mortgage Loan Application Amount | $700,315,000 |
| Average Mortgage Loan Application Amount | $144,574 |
| Highest Mortgage Loan Application Amount | $1,908,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $3,701,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Columbia Home Loans, Llc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Columbia Home Loans, Llc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Columbia Home Loans, Llc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Columbia Home Loans, Llc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Columbia Home Loans, Llc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Columbia Home Loans, Llc.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 423 | $ 106,220,000 | $ 251,000 | $ 89,000 |
| Westchester County New York | 394 | $ 111,290,000 | $ 282,000 | $ 118,000 |
| Bergen County New Jersey | 85 | $ 24,684,000 | $ 290,000 | $ 122,000 |
| Nassau County New York | 82 | $ 20,641,000 | $ 251,000 | $ 136,000 |
| Ocean County New Jersey | 81 | $ 15,359,000 | $ 189,000 | $ 107,000 |
| Orange County New York | 78 | $ 14,251,000 | $ 182,000 | $ 97,000 |
| Fairfield County Connecticut | 75 | $ 17,942,000 | $ 239,000 | $ 126,000 |
| Monmouth County New Jersey | 72 | $ 18,220,000 | $ 253,000 | $ 100,000 |
| Dutchess County New York | 71 | $ 14,521,000 | $ 204,000 | $ 92,000 |
| Kings County New York | 64 | $ 20,139,000 | $ 314,000 | $ 91,000 |
| Rockland County New York | 63 | $ 15,052,000 | $ 238,000 | $ 144,000 |
| Middlesex County New Jersey | 62 | $ 12,832,000 | $ 206,000 | $ 76,000 |
| Queens County New York | 53 | $ 14,322,000 | $ 270,000 | $ 103,000 |
| Union County New Jersey | 51 | $ 11,445,000 | $ 224,000 | $ 76,000 |
| Essex County New Jersey | 49 | $ 12,926,000 | $ 263,000 | $ 132,000 |
| Bronx County New York | 48 | $ 11,415,000 | $ 237,000 | $ 96,000 |
| Clark County Nevada | 47 | $ 8,045,000 | $ 171,000 | $ 83,000 |
| New York County New York | 42 | $ 13,495,000 | $ 321,000 | $ 217,000 |
| Putnam County New York | 39 | $ 9,646,000 | $ 247,000 | $ 110,000 |
| Hudson County New Jersey | 34 | $ 6,682,000 | $ 196,000 | $ 96,000 |
| Morris County New Jersey | 29 | $ 9,144,000 | $ 315,000 | $ 103,000 |
| Somerset County New Jersey | 29 | $ 6,834,000 | $ 235,000 | $ 133,000 |
| Flagler County Florida | 25 | $ 3,024,000 | $ 120,000 | $ 99,000 |
| Camden County New Jersey | 24 | $ 2,829,000 | $ 117,000 | $ 53,000 |
| Richmond County New York | 24 | $ 6,416,000 | $ 267,000 | $ 96,000 |
| Palm Beach County Florida | 23 | $ 4,676,000 | $ 203,000 | $ 144,000 |
| Sussex County New Jersey | 21 | $ 4,170,000 | $ 198,000 | $ 94,000 |
| Chittenden County Vermont | 21 | $ 3,426,000 | $ 163,000 | $ 165,000 |
| Atlantic County New Jersey | 20 | $ 3,310,000 | $ 165,000 | $ 53,000 |
| Philadelphia County Pennsylvania | 20 | $ 2,403,000 | $ 120,000 | $ 71,000 |
| Orange County Florida | 19 | $ 3,219,000 | $ 169,000 | $ 87,000 |
| Passaic County New Jersey | 18 | $ 5,037,000 | $ 279,000 | $ 175,000 |
| Litchfield County Connecticut | 16 | $ 2,065,000 | $ 129,000 | $ 82,000 |
| Delaware County Pennsylvania | 16 | $ 1,901,000 | $ 118,000 | $ 94,000 |
| Mercer County New Jersey | 15 | $ 3,600,000 | $ 240,000 | $ 92,000 |
| Broward County Florida | 14 | $ 4,457,000 | $ 318,000 | $ 79,000 |
| Miami-Dade County Florida | 14 | $ 2,106,000 | $ 150,000 | $ 83,000 |
| St. Lucie County Florida | 14 | $ 2,106,000 | $ 150,000 | $ 118,000 |
| Cook County Illinois | 14 | $ 2,066,000 | $ 147,000 | $ 71,000 |
| Gloucester County New Jersey | 14 | $ 1,841,000 | $ 131,000 | $ 77,000 |
| Burlington County New Jersey | 12 | $ 2,114,000 | $ 176,000 | $ 61,000 |
| New Haven County Connecticut | 11 | $ 1,160,000 | $ 105,000 | $ 79,000 |
| New Castle County Delaware | 11 | $ 1,206,000 | $ 109,000 | $ 66,000 |
| Prince George's County Maryland | 11 | $ 1,702,000 | $ 154,000 | $ 76,000 |
| Cape May County New Jersey | 11 | $ 2,706,000 | $ 246,000 | $ 59,000 |
| Warren County New Jersey | 10 | $ 2,307,000 | $ 230,000 | $ 99,000 |
| Wake County North Carolina | 10 | $ 1,219,000 | $ 121,000 | $ 89,000 |
| Franklin County Ohio | 10 | $ 1,193,000 | $ 119,000 | $ 77,000 |
| Washington County Vermont | 10 | $ 857,000 | $ 85,000 | $ 72,000 |
| Maricopa County Arizona | 9 | $ 1,221,000 | $ 135,000 | $ 76,000 |
| Hunterdon County New Jersey | 9 | $ 3,887,000 | $ 431,000 | $ 177,000 |
| Providence County Rhode Island | 9 | $ 1,494,000 | $ 166,000 | $ 98,000 |
| Ulster County New York | 8 | $ 1,456,000 | $ 182,000 | $ 80,000 |
| Rutland County Vermont | 8 | $ 1,074,000 | $ 134,000 | $ 70,000 |
| Lake County Florida | 7 | $ 1,240,000 | $ 177,000 | $ 32,000 |
| Osceola County Florida | 7 | $ 1,008,000 | $ 144,000 | $ 62,000 |
| DeKalb County Georgia | 7 | $ 679,000 | $ 97,000 | $ 62,000 |
| Gwinnett County Georgia | 7 | $ 778,000 | $ 111,000 | $ 87,000 |
| Middlesex County Massachusetts | 7 | $ 1,211,000 | $ 173,000 | $ 70,000 |
| Cumberland County New Jersey | 7 | $ 761,000 | $ 108,000 | $ 46,000 |
| Williamson County Texas | 7 | $ 657,000 | $ 93,000 | $ 12,000 |
| Franklin County Vermont | 7 | $ 780,000 | $ 111,000 | $ 68,000 |
| Windham County Vermont | 7 | $ 1,170,000 | $ 167,000 | $ 181,000 |
| Los Angeles County California | 6 | $ 872,000 | $ 145,000 | $ 140,000 |
| Lee County Florida | 6 | $ 805,000 | $ 134,000 | $ 63,000 |
| Ware County Georgia | 6 | $ 364,000 | $ 60,000 | $ 129,000 |
| Suffolk County Massachusetts | 6 | $ 1,519,000 | $ 253,000 | $ 95,000 |
| Erie County New York | 6 | $ 488,000 | $ 81,000 | $ 35,000 |
| Onondaga County New York | 6 | $ 590,000 | $ 98,000 | $ 59,000 |
| Mecklenburg County North Carolina | 6 | $ 656,000 | $ 109,000 | $ 53,000 |
| Cuyahoga County Ohio | 6 | $ 486,000 | $ 81,000 | $ 59,000 |
| Chester County Pennsylvania | 6 | $ 2,033,000 | $ 338,000 | $ 144,000 |
| Horry County South Carolina | 6 | $ 766,000 | $ 127,000 | $ 136,000 |
| Knox County Tennessee | 6 | $ 239,000 | $ 39,000 | $ 66,000 |
| Addison County Vermont | 6 | $ 617,000 | $ 102,000 | $ 64,000 |
| Bennington County Vermont | 6 | $ 1,501,000 | $ 250,000 | $ 78,000 |
| Lamoille County Vermont | 6 | $ 1,095,000 | $ 182,000 | $ 99,000 |
| Windsor County Vermont | 6 | $ 1,607,000 | $ 267,000 | $ 203,000 |
| Prince William County Virginia | 6 | $ 1,204,000 | $ 200,000 | $ 63,000 |
| San Bernardino County California | 5 | $ 1,011,000 | $ 202,000 | $ 59,000 |
| Sussex County Delaware | 5 | $ 1,167,000 | $ 233,000 | $ 179,000 |
| Duval County Florida | 5 | $ 708,000 | $ 141,000 | $ 52,000 |
| Pinellas County Florida | 5 | $ 490,000 | $ 98,000 | $ 61,000 |
| Sarasota County Florida | 5 | $ 1,186,000 | $ 237,000 | $ 232,000 |
| Dade County Georgia | 5 | $ 270,000 | $ 54,000 | $ 120,000 |
| Lake County Illinois | 5 | $ 1,702,000 | $ 340,000 | $ 173,000 |
| St. Clair County Illinois | 5 | $ 401,000 | $ 80,000 | $ 147,000 |
| Barnstable County Massachusetts | 5 | $ 795,000 | $ 159,000 | $ 0 |
| Strafford County New Hampshire | 5 | $ 805,000 | $ 161,000 | $ 70,000 |
| Sullivan County New York | 5 | $ 542,000 | $ 108,000 | $ 54,000 |
| Grand Forks County North Dakota | 5 | $ 344,000 | $ 68,000 | $ 45,000 |
| Monroe County Pennsylvania | 5 | $ 1,022,000 | $ 204,000 | $ 43,000 |
| Montgomery County Pennsylvania | 5 | $ 777,000 | $ 155,000 | $ 70,000 |
| Fairfax County Virginia | 5 | $ 2,518,000 | $ 503,000 | $ 239,000 |
| Pinal County Arizona | 4 | $ 492,000 | $ 123,000 | $ 88,000 |
| Orange County California | 4 | $ 1,793,000 | $ 448,000 | $ 201,000 |
| San Diego County California | 4 | $ 556,000 | $ 139,000 | $ 59,000 |
| Hillsborough County Florida | 4 | $ 315,000 | $ 78,000 | $ 61,000 |
| Pasco County Florida | 4 | $ 660,000 | $ 165,000 | $ 36,000 |
| DuPage County Illinois | 4 | $ 864,000 | $ 216,000 | $ 53,000 |
| Jefferson County Kentucky | 4 | $ 535,000 | $ 133,000 | $ 147,000 |
| Plymouth County Massachusetts | 4 | $ 1,196,000 | $ 299,000 | $ 102,000 |
| Merrimack County New Hampshire | 4 | $ 411,000 | $ 102,000 | $ 37,000 |
| Broome County New York | 4 | $ 174,000 | $ 43,000 | $ 92,000 |
| Essex County New York | 4 | $ 278,000 | $ 69,000 | $ 62,000 |
| Butler County Ohio | 4 | $ 642,000 | $ 160,000 | $ 60,000 |
| Lucas County Ohio | 4 | $ 369,000 | $ 92,000 | $ 52,000 |
| Lackawanna County Pennsylvania | 4 | $ 276,000 | $ 69,000 | $ 62,000 |
| Kent County Rhode Island | 4 | $ 785,000 | $ 196,000 | $ 89,000 |
| Travis County Texas | 4 | $ 456,000 | $ 114,000 | $ 258,000 |
| Salt Lake County Utah | 4 | $ 605,000 | $ 151,000 | $ 108,000 |
| Chesterfield County Virginia | 4 | $ 752,000 | $ 188,000 | $ 87,000 |
| Coconino County Arizona | 3 | $ 412,000 | $ 137,000 | $ 123,000 |
| Yavapai County Arizona | 3 | $ 360,000 | $ 120,000 | $ 87,000 |
| Fresno County California | 3 | $ 550,000 | $ 183,000 | $ 61,000 |
| Alachua County Florida | 3 | $ 162,000 | $ 54,000 | $ 75,000 |
| Brevard County Florida | 3 | $ 305,000 | $ 101,000 | $ 51,000 |
| Collier County Florida | 3 | $ 283,000 | $ 94,000 | $ 84,000 |
| Okaloosa County Florida | 3 | $ 315,000 | $ 105,000 | $ 71,000 |
| Polk County Florida | 3 | $ 277,000 | $ 92,000 | $ 78,000 |
| Seminole County Florida | 3 | $ 512,000 | $ 170,000 | $ 108,000 |
| Volusia County Florida | 3 | $ 398,000 | $ 132,000 | $ 61,000 |
| Will County Illinois | 3 | $ 222,000 | $ 74,000 | $ 110,000 |
| Lake County Indiana | 3 | $ 148,000 | $ 49,000 | $ 47,000 |
| Jones County Iowa | 3 | $ 213,000 | $ 71,000 | $ 42,000 |
| Douglas County Kansas | 3 | $ 178,000 | $ 59,000 | $ 62,000 |
| Cumberland County Maine | 3 | $ 596,000 | $ 198,000 | $ 112,000 |
| York County Maine | 3 | $ 628,000 | $ 209,000 | $ 160,000 |
| Baltimore County Maryland | 3 | $ 817,000 | $ 272,000 | $ 75,000 |
| Baltimore City County Maryland | 3 | $ 268,000 | $ 89,000 | $ 54,000 |
| Carroll County Maryland | 3 | $ 410,000 | $ 136,000 | $ 89,000 |
| Montgomery County Maryland | 3 | $ 422,000 | $ 140,000 | $ 75,000 |
| Hennepin County Minnesota | 3 | $ 351,000 | $ 117,000 | $ 105,000 |
| Greene County Missouri | 3 | $ 177,000 | $ 59,000 | $ 73,000 |
| Chemung County New York | 3 | $ 234,000 | $ 78,000 | $ 67,000 |
| Monroe County New York | 3 | $ 169,000 | $ 56,000 | $ 45,000 |
| Oswego County New York | 3 | $ 329,000 | $ 109,000 | $ 98,000 |
| St. Lawrence County New York | 3 | $ 215,000 | $ 71,000 | $ 64,000 |
| Tioga County New York | 3 | $ 334,000 | $ 111,000 | $ 118,000 |
| Wayne County New York | 3 | $ 461,000 | $ 153,000 | $ 98,000 |
| Darke County Ohio | 3 | $ 269,000 | $ 89,000 | $ 57,000 |
| Trumbull County Ohio | 3 | $ 174,000 | $ 58,000 | $ 29,000 |
| Cleveland County Oklahoma | 3 | $ 183,000 | $ 61,000 | $ 44,000 |
| Tulsa County Oklahoma | 3 | $ 336,000 | $ 112,000 | $ 99,000 |
| Clackamas County Oregon | 3 | $ 319,000 | $ 106,000 | $ 95,000 |
| Multnomah County Oregon | 3 | $ 255,000 | $ 85,000 | $ 57,000 |
| Allegheny County Pennsylvania | 3 | $ 187,000 | $ 62,000 | $ 60,000 |
| Lehigh County Pennsylvania | 3 | $ 478,000 | $ 159,000 | $ 68,000 |
| Pike County Pennsylvania | 3 | $ 283,000 | $ 94,000 | $ 0 |
| Wayne County Pennsylvania | 3 | $ 343,000 | $ 114,000 | $ 88,000 |
| Newport County Rhode Island | 3 | $ 820,000 | $ 273,000 | $ 162,000 |
| Beaufort County South Carolina | 3 | $ 284,000 | $ 94,000 | $ 78,000 |
| Georgetown County South Carolina | 3 | $ 359,000 | $ 119,000 | $ 136,000 |
| Davis County Utah | 3 | $ 273,000 | $ 91,000 | $ 37,000 |
| Caledonia County Vermont | 3 | $ 267,000 | $ 89,000 | $ 24,000 |
| Chesapeake County Virginia | 3 | $ 346,000 | $ 115,000 | $ 35,000 |
| Lee County Alabama | 2 | $ 123,000 | $ 61,000 | $ 540,000 |
| Madison County Alabama | 2 | $ 75,000 | $ 37,000 | $ 0 |
| Montgomery County Arkansas | 2 | $ 95,000 | $ 47,000 | $ 61,000 |
| Pulaski County Arkansas | 2 | $ 199,000 | $ 99,000 | $ 0 |
| El Dorado County California | 2 | $ 422,000 | $ 211,000 | $ 33,000 |
| Kern County California | 2 | $ 516,000 | $ 258,000 | $ 16,000 |
| Sonoma County California | 2 | $ 398,000 | $ 199,000 | $ 108,000 |
| Stanislaus County California | 2 | $ 484,000 | $ 242,000 | $ 94,000 |
| Arapahoe County Colorado | 2 | $ 168,000 | $ 84,000 | $ 120,000 |
| Grand County Colorado | 2 | $ 162,000 | $ 81,000 | $ 144,000 |
| Jefferson County Colorado | 2 | $ 175,000 | $ 87,000 | $ 61,000 |
| Pueblo County Colorado | 2 | $ 103,000 | $ 51,000 | $ 43,000 |
| Charlotte County Florida | 2 | $ 310,000 | $ 155,000 | $ 48,000 |
| Fulton County Georgia | 2 | $ 268,000 | $ 134,000 | $ 59,000 |
| Gordon County Georgia | 2 | $ 167,000 | $ 83,000 | $ 66,000 |
| Hall County Georgia | 2 | $ 405,000 | $ 202,000 | $ 0 |
| Ada County Idaho | 2 | $ 125,000 | $ 62,000 | $ 68,000 |
| Kane County Illinois | 2 | $ 221,000 | $ 110,000 | $ 0 |
| Kendall County Illinois | 2 | $ 158,000 | $ 79,000 | $ 171,000 |
| Putnam County Indiana | 2 | $ 164,000 | $ 82,000 | $ 161,000 |
| Riley County Kansas | 2 | $ 138,000 | $ 69,000 | $ 108,000 |
| Kenton County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 96,000 |
| Lincoln County Maine | 2 | $ 190,000 | $ 95,000 | $ 72,000 |
| Anne Arundel County Maryland | 2 | $ 97,000 | $ 48,000 | $ 74,000 |
| Hampden County Massachusetts | 2 | $ 51,000 | $ 25,000 | $ 76,000 |
| Norfolk County Massachusetts | 2 | $ 587,000 | $ 293,000 | $ 38,000 |
| Berrien County Michigan | 2 | $ 144,000 | $ 72,000 | $ 78,000 |
| Kalamazoo County Michigan | 2 | $ 144,000 | $ 72,000 | $ 40,000 |
| Nicollet County Minnesota | 2 | $ 125,000 | $ 62,000 | $ 0 |
| Ramsey County Minnesota | 2 | $ 207,000 | $ 103,000 | $ 41,000 |
| Sherburne County Minnesota | 2 | $ 138,000 | $ 69,000 | $ 37,000 |
| DeSoto County Mississippi | 2 | $ 347,000 | $ 173,000 | $ 97,000 |
| Jackson County Mississippi | 2 | $ 279,000 | $ 139,000 | $ 66,000 |
| Jones County Mississippi | 2 | $ 115,000 | $ 57,000 | $ 68,000 |
| Clay County Missouri | 2 | $ 121,000 | $ 60,000 | $ 78,000 |
| Lyon County Nevada | 2 | $ 196,000 | $ 98,000 | $ 110,000 |
| Belknap County New Hampshire | 2 | $ 111,000 | $ 55,000 | $ 106,000 |
| Hillsborough County New Hampshire | 2 | $ 195,000 | $ 97,000 | $ 0 |
| Warren County New York | 2 | $ 172,000 | $ 86,000 | $ 57,000 |
| Brunswick County North Carolina | 2 | $ 336,000 | $ 168,000 | $ 118,000 |
| Buncombe County North Carolina | 2 | $ 384,000 | $ 192,000 | $ 117,000 |
| Cabarrus County North Carolina | 2 | $ 888,000 | $ 444,000 | $ 187,000 |
| Hamilton County Ohio | 2 | $ 219,000 | $ 109,000 | $ 164,000 |
| Mahoning County Ohio | 2 | $ 283,000 | $ 141,000 | $ 75,000 |
| Douglas County Oregon | 2 | $ 138,000 | $ 69,000 | $ 480,000 |
| Berks County Pennsylvania | 2 | $ 141,000 | $ 70,000 | $ 77,000 |
| Bucks County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| Dauphin County Pennsylvania | 2 | $ 188,000 | $ 94,000 | $ 56,000 |
| Schuylkill County Pennsylvania | 2 | $ 166,000 | $ 83,000 | $ 12,000 |
| York County Pennsylvania | 2 | $ 562,000 | $ 281,000 | $ 105,000 |
| Bristol County Rhode Island | 2 | $ 1,009,000 | $ 504,000 | $ 219,000 |
| Cache County Utah | 2 | $ 163,000 | $ 81,000 | $ 38,000 |
| Arlington County Virginia | 2 | $ 134,000 | $ 67,000 | $ 71,000 |
| Loudoun County Virginia | 2 | $ 519,000 | $ 259,000 | $ 142,000 |
| Rappahannock County Virginia | 2 | $ 180,000 | $ 90,000 | $ 84,000 |
| Spotsylvania County Virginia | 2 | $ 208,000 | $ 104,000 | $ 72,000 |
| Westmoreland County Virginia | 2 | $ 353,000 | $ 176,000 | $ 64,000 |
| Yakima County Washington | 2 | $ 270,000 | $ 135,000 | $ 161,000 |
| Calumet County Wisconsin | 2 | $ 211,000 | $ 105,000 | $ 0 |
| Green County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Milwaukee County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 70,000 |
| Tuscaloosa County Alabama | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Cochise County Arizona | 1 | $ 176,000 | $ 176,000 | $ 78,000 |
| Pima County Arizona | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Yuma County Arizona | 1 | $ 275,000 | $ 275,000 | $ 51,000 |
| Benton County Arkansas | 1 | $ 29,000 | $ 29,000 | $ 95,000 |
| Garland County Arkansas | 1 | $ 246,000 | $ 246,000 | $ 200,000 |
| Saline County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Alameda County California | 1 | $ 359,000 | $ 359,000 | $ 34,000 |
| Contra Costa County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Humboldt County California | 1 | $ 142,000 | $ 142,000 | $ 102,000 |
| Riverside County California | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Sacramento County California | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Santa Clara County California | 1 | $ 200,000 | $ 200,000 | $ 108,000 |
| Siskiyou County California | 1 | $ 201,000 | $ 201,000 | $ 93,000 |
| Solano County California | 1 | $ 160,000 | $ 160,000 | $ 189,000 |
| Tulare County California | 1 | $ 122,000 | $ 122,000 | $ 25,000 |
| Denver County Colorado | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| La Plata County Colorado | 1 | $ 306,000 | $ 306,000 | $ 109,000 |
| Hartford County Connecticut | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Middlesex County Connecticut | 1 | $ 635,000 | $ 635,000 | $ 218,000 |
| New London County Connecticut | 1 | $ 56,000 | $ 56,000 | $ 66,000 |
| Tolland County Connecticut | 1 | $ 113,000 | $ 113,000 | $ 69,000 |
| District of Columbia County District Of Columbia | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Citrus County Florida | 1 | $ 72,000 | $ 72,000 | $ 96,000 |
| DeSoto County Florida | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Hernando County Florida | 1 | $ 119,000 | $ 119,000 | $ 102,000 |
| Manatee County Florida | 1 | $ 134,000 | $ 134,000 | $ 108,000 |
| Marion County Florida | 1 | $ 40,000 | $ 40,000 | $ 37,000 |
| Martin County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Sumter County Florida | 1 | $ 43,000 | $ 43,000 | $ 108,000 |
| Charlton County Georgia | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Cobb County Georgia | 1 | $ 290,000 | $ 290,000 | $ 96,000 |
| Coweta County Georgia | 1 | $ 158,000 | $ 158,000 | $ 89,000 |
| Fayette County Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 114,000 | $ 114,000 | $ 118,000 |
| Henry County Georgia | 1 | $ 160,000 | $ 160,000 | $ 35,000 |
| Jones County Georgia | 1 | $ 100,000 | $ 100,000 | $ 99,000 |
| Pickens County Georgia | 1 | $ 124,000 | $ 124,000 | $ 96,000 |
| Troup County Georgia | 1 | $ 157,000 | $ 157,000 | $ 41,000 |
| Union County Georgia | 1 | $ 175,000 | $ 175,000 | $ 28,000 |
| Washington County Georgia | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Blaine County Idaho | 1 | $ 450,000 | $ 450,000 | $ 121,000 |
| Kootenai County Idaho | 1 | $ 140,000 | $ 140,000 | $ 162,000 |
| Grundy County Illinois | 1 | $ 111,000 | $ 111,000 | $ 38,000 |
| Kankakee County Illinois | 1 | $ 133,000 | $ 133,000 | $ 57,000 |
| McHenry County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 123,000 | $ 123,000 | $ 70,000 |
| Elkhart County Indiana | 1 | $ 124,000 | $ 124,000 | $ 47,000 |
| Monroe County Indiana | 1 | $ 351,000 | $ 351,000 | $ 110,000 |
| Vanderburgh County Indiana | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Delaware County Iowa | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| Johnson County Kansas | 1 | $ 239,000 | $ 239,000 | $ 96,000 |
| Sedgwick County Kansas | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 77,000 | $ 77,000 | $ 36,000 |
| Boone County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Clark County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Fayette County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Jessamine County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 56,000 |
| Wolfe County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 148,000 |
| Terrebonne County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 88,000 |
| Kennebec County Maine | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Penobscot County Maine | 1 | $ 81,000 | $ 81,000 | $ 63,000 |
| Howard County Maryland | 1 | $ 225,000 | $ 225,000 | $ 35,000 |
| Talbot County Maryland | 1 | $ 800,000 | $ 800,000 | $ 260,000 |
| Worcester County Maryland | 1 | $ 146,000 | $ 146,000 | $ 134,000 |
| Berkshire County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 212,000 |
| Bristol County Massachusetts | 1 | $ 101,000 | $ 101,000 | $ 107,000 |
| Dukes County Massachusetts | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 73,000 |
| Genesee County Michigan | 1 | $ 33,000 | $ 33,000 | $ 47,000 |
| Lapeer County Michigan | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Oakland County Michigan | 1 | $ 422,000 | $ 422,000 | $ 160,000 |
| Van Buren County Michigan | 1 | $ 158,000 | $ 158,000 | $ 46,000 |
| Wayne County Michigan | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Dakota County Minnesota | 1 | $ 48,000 | $ 48,000 | $ 59,000 |
| Dodge County Minnesota | 1 | $ 111,000 | $ 111,000 | $ 27,000 |
| Hancock County Mississippi | 1 | $ 169,000 | $ 169,000 | $ 83,000 |
| Harrison County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Cape Girardeau County Missouri | 1 | $ 140,000 | $ 140,000 | $ 210,000 |
| Laclede County Missouri | 1 | $ 118,000 | $ 118,000 | $ 76,000 |
| Yellowstone County Montana | 1 | $ 167,000 | $ 167,000 | $ 57,000 |
| Dakota County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Holt County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 84,000 |
| Kearney County Nebraska | 1 | $ 136,000 | $ 136,000 | $ 78,000 |
| Scotts Bluff County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Washington County Nebraska | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
| Washoe County Nevada | 1 | $ 83,000 | $ 83,000 | $ 76,000 |
| Carroll County New Hampshire | 1 | $ 169,000 | $ 169,000 | $ 84,000 |
| Cheshire County New Hampshire | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Grafton County New Hampshire | 1 | $ 158,000 | $ 158,000 | $ 113,000 |
| Rockingham County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
| Salem County New Jersey | 1 | $ 148,000 | $ 148,000 | $ 114,000 |
| Dona Ana County New Mexico | 1 | $ 199,000 | $ 199,000 | $ 59,000 |
| Lea County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Luna County New Mexico | 1 | $ 130,000 | $ 130,000 | $ 120,000 |
| Albany County New York | 1 | $ 122,000 | $ 122,000 | $ 310,000 |
| Clinton County New York | 1 | $ 127,000 | $ 127,000 | $ 38,000 |
| Columbia County New York | 1 | $ 120,000 | $ 120,000 | $ 96,000 |
| Greene County New York | 1 | $ 152,000 | $ 152,000 | $ 164,000 |
| Jefferson County New York | 1 | $ 42,000 | $ 42,000 | $ 47,000 |
| Ontario County New York | 1 | $ 216,000 | $ 216,000 | $ 120,000 |
| Otsego County New York | 1 | $ 149,000 | $ 149,000 | $ 43,000 |
| Saratoga County New York | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Steuben County New York | 1 | $ 126,000 | $ 126,000 | $ 180,000 |
| Tompkins County New York | 1 | $ 128,000 | $ 128,000 | $ 73,000 |
| Burke County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 62,000 |
| Cherokee County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 44,000 |
| Craven County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 121,000 |
| Cumberland County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 42,000 |
| Dare County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 222,000 |
| Davidson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Forsyth County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| Gaston County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 73,000 |
| Henderson County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 300,000 |
| Jackson County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 66,000 |
| Pasquotank County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 111,000 |
| Perquimans County North Carolina | 1 | $ 232,000 | $ 232,000 | $ 60,000 |
| Rowan County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 146,000 |
| Surry County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 98,000 |
| Swain County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 128,000 |
| Union County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 167,000 |
| Columbiana County Ohio | 1 | $ 167,000 | $ 167,000 | $ 61,000 |
| Hancock County Ohio | 1 | $ 77,000 | $ 77,000 | $ 27,000 |
| Logan County Ohio | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Montgomery County Ohio | 1 | $ 199,000 | $ 199,000 | $ 97,000 |
| Portage County Ohio | 1 | $ 148,000 | $ 148,000 | $ 105,000 |
| Summit County Ohio | 1 | $ 180,000 | $ 180,000 | $ 122,000 |
| Warren County Ohio | 1 | $ 146,000 | $ 146,000 | $ 70,000 |
| Bryan County Oklahoma | 1 | $ 170,000 | $ 170,000 | $ 0 |
| McClain County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 136,000 |
| Oklahoma County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 101,000 |
| Deschutes County Oregon | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hood River County Oregon | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Polk County Oregon | 1 | $ 300,000 | $ 300,000 | $ 106,000 |
| Yamhill County Oregon | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Carbon County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 60,000 |
| Clearfield County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Fayette County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| Franklin County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Lancaster County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 105,000 |
| Luzerne County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Mifflin County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Tioga County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Aiken County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 150,000 |
| Greenville County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 43,000 |
| Lexington County South Carolina | 1 | $ 156,000 | $ 156,000 | $ 84,000 |
| McCormick County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 162,000 |
| Shelby County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 86,000 |
| Sumner County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 147,000 |
| Bastrop County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 435,000 | $ 435,000 | $ 250,000 |
| Iron County Utah | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kane County Utah | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Summit County Utah | 1 | $ 132,000 | $ 132,000 | $ 98,000 |
| Utah County Utah | 1 | $ 235,000 | $ 235,000 | $ 180,000 |
| Essex County Vermont | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Orleans County Vermont | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Albemarle County Virginia | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 280,000 | $ 280,000 | $ 150,000 |
| Clarke County Virginia | 1 | $ 270,000 | $ 270,000 | $ 75,000 |
| Falls Church County Virginia | 1 | $ 401,000 | $ 401,000 | $ 72,000 |
| Fredericksburg County Virginia | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Hampton County Virginia | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Harrisonburg County Virginia | 1 | $ 130,000 | $ 130,000 | $ 29,000 |
| Lee County Virginia | 1 | $ 208,000 | $ 208,000 | $ 85,000 |
| Louisa County Virginia | 1 | $ 143,000 | $ 143,000 | $ 59,000 |
| Norfolk County Virginia | 1 | $ 27,000 | $ 27,000 | $ 180,000 |
| Prince George County Virginia | 1 | $ 164,000 | $ 164,000 | $ 71,000 |
| Richmond City County Virginia | 1 | $ 192,000 | $ 192,000 | $ 134,000 |
| Stafford County Virginia | 1 | $ 40,000 | $ 40,000 | $ 64,000 |
| Suffolk County Virginia | 1 | $ 41,000 | $ 41,000 | $ 68,000 |
| Williamsburg County Virginia | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Benton County Washington | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Clallam County Washington | 1 | $ 216,000 | $ 216,000 | $ 72,000 |
| Clark County Washington | 1 | $ 142,000 | $ 142,000 | $ 208,000 |
| King County Washington | 1 | $ 91,000 | $ 91,000 | $ 72,000 |
| Lewis County Washington | 1 | $ 256,000 | $ 256,000 | $ 120,000 |
| Pierce County Washington | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Snohomish County Washington | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Kanawha County West Virginia | 1 | $ 71,000 | $ 71,000 | $ 34,000 |
| Monongalia County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Preston County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Tucker County West Virginia | 1 | $ 220,000 | $ 220,000 | $ 117,000 |
| Rusk County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 85,000 |
| Albany County Wyoming | 1 | $ 242,000 | $ 242,000 | $ 156,000 |
| Laramie County Wyoming | 1 | $ 118,000 | $ 118,000 | $ 0 |
Mortgage Loan Application Detail Totals for Columbia Home Loans, Llc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,738 | $333,243,000 | $137,255 | $1,500,000 | $79,212 | $3,701,000 |
| Home Purchase | 1,532 | $366,526,000 | $146,511 | $1,908,000 | $92,955 | $1,670,000 |
| Home Improvement | 2 | $546,000 | $273,000 | $290,000 | $136,000 | $152,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,053 | $455,969,000 | $142,489 | $1,908,000 | $94,340 | $3,701,000 |
| Not Provided | 655 | $128,359,000 | $149,585 | $1,000,000 | $77,878 | $919,000 |
| Hispanic | 292 | $63,351,000 | $139,000 | $650,000 | $67,388 | $473,000 |
| Black or African American | 186 | $37,039,000 | $155,545 | $605,000 | $74,545 | $488,000 |
| Asian | 78 | $14,484,000 | $139,062 | $900,000 | $115,375 | $420,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $729,000 | $145,800 | $360,000 | $62,600 | $140,000 |
| American Indian or Alaskan Native | 3 | $384,000 | $128,000 | $254,000 | $87,666 | $99,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,234 | $693,850,000 | $138,326 | $1,908,000 | $86,591 | $3,701,000 |
| FHA-insured (Federal Housing Administration) | 38 | $6,465,000 | $170,333 | $381,000 | $72,333 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,470 | $526,419,000 | $140,938 | $1,540,000 | $89,551 | $1,670,000 |
| Application Withdrawn By Applicant | 697 | $154,656,000 | $158,432 | $1,908,000 | $78,081 | $3,701,000 |
| Application Denied By Financial Institution | 88 | $16,461,000 | $147,411 | $1,000,000 | $90,294 | $329,000 |
| Application Approved But Not Accepted | 9 | $1,150,000 | $135,500 | $230,000 | $139,250 | $351,000 |
| File Closed For Incompleteness | 7 | $1,473,000 | $193,000 | $432,000 | $100,000 | $216,000 |
| Preapproval Denied by Financial Institution | 1 | $156,000 | $156,000 | $156,000 | $114,000 | $114,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 32 | $7,207,000 | $155,666 | $900,000 | $92,416 | $329,000 |
| Collateral | 25 | $3,600,000 | $153,444 | $473,000 | $74,444 | $158,000 |
| Credit History | 15 | $2,567,000 | $190,666 | $400,000 | $70,166 | $166,000 |
| Debt-To-Income Ratio | 10 | $1,521,000 | $178,250 | $500,000 | $98,500 | $213,000 |
| Unverifiable Information | 4 | $513,000 | $128,000 | $386,000 | $124,500 | $206,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $209,000 | $104,000 | $176,000 | $120,000 | $120,000 |
| Mortgage Insurance Denied | 1 | $1,000,000 | $1,000,000 | $1,000,000 | $254,000 | $254,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia Home Loans, Llc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Columbia Home Loans, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.